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HOMESTRAVEL
Martin Lewis's free site saves you money. Beat the system on credit cards, shopping, special offers, mortgages, council tax, interest rate payments, freebies, loans, loopholes, best buys. Compare, read, discuss and be a Money Expert. INCOME TAX CALCULATOR: FIND OUT YOUR TAKE-HOME PAY It's not just tax. For the latest on other topics that affect your income, plus more guides & deals, get our free weekly email. Read a full breakdown of the tax you pay: Tax Rates 2021/22 IMPORTANT! This is only a ready reckoner that makes standard assumptions to estimate your tax breakdown. ThereCREDIT CLUB
Access your full credit profile, boost your credit score and see your chances of getting the market's top deals. This and more in CreditClub, all for FREE.
FLEXIBLE SEASON TICKETS ON SALE FROM 21 JUNE AS GOVERNMENT Flexible season tickets on sale from 21 June as Government unveils major rail overhaul. Flexible train season tickets will be available to buy across England from next month, as part of a wide-reaching Government shake-up of rail fares. A new refund system for delayed and cancelled trains has also been announced. SAVINGS ACCOUNTS: 0.5% EASY ACCESS OR UP TO 1.55% FIXED You can get 1.25% interest on up to £2,000 for free, or up to £10,000 for a fee. The Chip+1 account is made up of two different plans: - ChipLite. Chip's fee-free plan won't autosave for you, but will pay 1.25% variable on up to £2,000 (0% above). - ChipAI. BULB TO HIKE ENERGY PRICES BY £69/YR FOR MILLIONS FROM About 1.7 million Bulb customers will see gas and electricity bills rise for a second time this year, after the supplier announced it is raising the price of its standard credit tariff by £69/yr on average from next month. But most can beat the hikes and save £200+/yr by switching to a cheaper deal. MORTGAGE OVERPAYMENT CALCULATOR: PAY OFF YOUR DEBT EARLY?... Overpayment calculator. Before overpaying your mortgage, check that your lender allows you to overpay it penalty-free, and if there are any limits as to how much you can overpay. Ensure that any overpayment you make goes to reduce the debt (so shortening the term) rather than reducing your monthly payments. This calculator assumes you reduce MCDONALD’S TO AXE 'FREE HOT DRINK' STICKERS ON CUPS McDonald’s is to scrap a long-running loyalty scheme which lets you collect stickers from cups and claim a free hot drink after purchasing six. The separate 'My McDonald's' app-based loyalty scheme, which gives a free hot drink after you've bought five, will continue - but crucially the change means from this summer you'll no longer be able to stack both schemes and earn TWO stickers perCHEAP ENERGY CLUB
Join MoneySavingExpert’s energy comparison site, Cheap Energy Club to avoid overpaying on energy bills. Compare gas & electricity prices and monitor to see if you're constantly on the cheapest deal. Many can save £200/yr by switching suppliers. TURNING 18? HOW TO FIND YOUR CHILD TRUST FUND (AND WHAT TO What is a Child Trust Fund? Child Trust Funds (CTFs) are tax-free savings accounts that were available for kids born between 1 September 2002 and 2 January 2011. Initially, kids got free cash vouchers of up to £250 (or £500 if their parents were on a low income) from the MONEY SAVING EXPERT: CREDIT CARDS, SHOPPING, BANK CHARGESCARDS & LOANSHOUSEHOLD BILLSCOMPLAIN & RECLAIMBANKING & SAVINGSMORTGAGES &HOMESTRAVEL
Martin Lewis's free site saves you money. Beat the system on credit cards, shopping, special offers, mortgages, council tax, interest rate payments, freebies, loans, loopholes, best buys. Compare, read, discuss and be a Money Expert. INCOME TAX CALCULATOR: FIND OUT YOUR TAKE-HOME PAY It's not just tax. For the latest on other topics that affect your income, plus more guides & deals, get our free weekly email. Read a full breakdown of the tax you pay: Tax Rates 2021/22 IMPORTANT! This is only a ready reckoner that makes standard assumptions to estimate your tax breakdown. ThereCREDIT CLUB
Access your full credit profile, boost your credit score and see your chances of getting the market's top deals. This and more in CreditClub, all for FREE.
FLEXIBLE SEASON TICKETS ON SALE FROM 21 JUNE AS GOVERNMENT Flexible season tickets on sale from 21 June as Government unveils major rail overhaul. Flexible train season tickets will be available to buy across England from next month, as part of a wide-reaching Government shake-up of rail fares. A new refund system for delayed and cancelled trains has also been announced. SAVINGS ACCOUNTS: 0.5% EASY ACCESS OR UP TO 1.55% FIXED You can get 1.25% interest on up to £2,000 for free, or up to £10,000 for a fee. The Chip+1 account is made up of two different plans: - ChipLite. Chip's fee-free plan won't autosave for you, but will pay 1.25% variable on up to £2,000 (0% above). - ChipAI. BULB TO HIKE ENERGY PRICES BY £69/YR FOR MILLIONS FROM About 1.7 million Bulb customers will see gas and electricity bills rise for a second time this year, after the supplier announced it is raising the price of its standard credit tariff by £69/yr on average from next month. But most can beat the hikes and save £200+/yr by switching to a cheaper deal. MORTGAGE OVERPAYMENT CALCULATOR: PAY OFF YOUR DEBT EARLY?... Overpayment calculator. Before overpaying your mortgage, check that your lender allows you to overpay it penalty-free, and if there are any limits as to how much you can overpay. Ensure that any overpayment you make goes to reduce the debt (so shortening the term) rather than reducing your monthly payments. This calculator assumes you reduce MCDONALD’S TO AXE 'FREE HOT DRINK' STICKERS ON CUPS McDonald’s is to scrap a long-running loyalty scheme which lets you collect stickers from cups and claim a free hot drink after purchasing six. The separate 'My McDonald's' app-based loyalty scheme, which gives a free hot drink after you've bought five, will continue - but crucially the change means from this summer you'll no longer be able to stack both schemes and earn TWO stickers perCHEAP ENERGY CLUB
Join MoneySavingExpert’s energy comparison site, Cheap Energy Club to avoid overpaying on energy bills. Compare gas & electricity prices and monitor to see if you're constantly on the cheapest deal. Many can save £200/yr by switching suppliers. TURNING 18? HOW TO FIND YOUR CHILD TRUST FUND (AND WHAT TO What is a Child Trust Fund? Child Trust Funds (CTFs) are tax-free savings accounts that were available for kids born between 1 September 2002 and 2 January 2011. Initially, kids got free cash vouchers of up to £250 (or £500 if their parents were on a low income) from the BULB TO HIKE ENERGY PRICES BY £69/YR FOR MILLIONS FROM About 1.7 million Bulb customers will see gas and electricity bills rise for a second time this year, after the supplier announced it is raising the price of its standard credit tariff by £69/yr on average from next month. But most can beat the hikes and save £200+/yr by switching to a cheaper deal. TOP CASH ISAS: 0.46% EASY ACCESS, UP TO 1.21% FIXED Easy-access cash ISAs – what we'd go for. If you need the tax advantages of an ISA, the top pick's currently quite simple: Kent Reliance pays the top easy-access rate of 0.45%. You can open it online with £1,000 – however, it's not flexible, so replacing withdrawn cash eats into WHICH COVID TESTS DO I NEED TO TRAVEL ABROAD? If you're travelling abroad this year, you'll need to pay for at least two coronavirus tests before you can return home. Some destinations will also require you to take a test before you leave the UK. These tests could add up to over £1,000 for a family of four. Use our tips below to bring costs down for required tests. MORTGAGE CALCULATOR UK: REPAYMENT & INTEREST ONLY Shows the cost per month and the total cost over the life of the mortgage, including fees & interest. This information is computer-generated and relies on certain assumptions. It has only been designed to give a useful general indication of costs. It's important you always get a specific quote from MCDONALD’S TO AXE 'FREE HOT DRINK' STICKERS ON CUPS McDonald’s is to scrap a long-running loyalty scheme which lets you collect stickers from cups and claim a free hot drink after purchasing six. The separate 'My McDonald's' app-based loyalty scheme, which gives a free hot drink after you've bought five, will continue - but crucially the change means from this summer you'll no longer be able to stack both schemes and earn TWO stickers per APPLE IPHONE 12 DEALS Apple iPhone 12 Pro. From £50.46 avg/month. See Deals. Apple iPhone 12 Pro Max. From £54.16 avg/month. See Deals. Apple iPhone SE 2020. From £20.58 avg/month. See Deals. BEST STUDENT BANK ACCOUNTS 2020/2021 Choice of 12mth Amazon Prime Student membership, 4yr National Express Coachcard or a 4yr Tastecard. Royal Bank of Scotland. £500 in term 1, then up to £2,000 for the rest of your time at uni. Choice of 12mth Amazon Prime Student membership, 4yr National Express Coachcard or PRICE COMPARISON WEBSITES Every week it’s the same old, same old. First, a reader expresses shock (and even disgust) at the size of their insurance renewal quote. It sparks an angry phone call to an indifferent insurer which in turn triggers an urgent visit to a price comparison site. 9 WAYS TO TURN UNWANTED CLOTHES INTO CASH Many are looking for ways to put more cash in their coffers at the moment, and one option could be to flog your unwanted clobber. Clearing out your wardrobe is a great jumping-off point for a spring declutter – and it's likely you've £100s of untapped reserves hanging up forgotten on your wardrobe rails. CHEAP ENERGY CLUB: LOG IN Cheap Energy Club: Log in. MoneySavingExpert.com » Cheap Energy Club » Log in. Don't have an account? Help/FAQ. MONEY SAVING EXPERT: CREDIT CARDS, SHOPPING, BANK CHARGESCARDS & LOANSHOUSEHOLD BILLSCOMPLAIN & RECLAIMBANKING & SAVINGSMORTGAGES &HOMESTRAVEL
Martin Lewis's free site saves you money. Beat the system on credit cards, shopping, special offers, mortgages, council tax, interest rate payments, freebies, loans, loopholes, best buys. Compare, read, discuss and be a Money Expert. FLEXIBLE SEASON TICKETS ON SALE FROM 21 JUNE AS GOVERNMENT Flexible season tickets on sale from 21 June as Government unveils major rail overhaul. Flexible train season tickets will be available to buy across England from next month, as part of a wide-reaching Government shake-up of rail fares. A new refund system for delayed and cancelled trains has also been announced. INCOME TAX CALCULATOR: FIND OUT YOUR TAKE-HOME PAY It's not just tax. For the latest on other topics that affect your income, plus more guides & deals, get our free weekly email. Read a full breakdown of the tax you pay: Tax Rates 2021/22 IMPORTANT! This is only a ready reckoner that makes standard assumptions to estimate your tax breakdown. ThereCREDIT CLUB
Access your full credit profile, boost your credit score and see your chances of getting the market's top deals. This and more in CreditClub, all for FREE.
BULB TO HIKE ENERGY PRICES BY £69/YR FOR MILLIONS FROM About 1.7 million Bulb customers will see gas and electricity bills rise for a second time this year, after the supplier announced it is raising the price of its standard credit tariff by £69/yr on average from next month. But most can beat the hikes and save £200+/yr by switching to a cheaper deal. WHICH COVID TESTS DO I NEED TO TRAVEL ABROAD? If you're travelling abroad this year, you'll need to pay for at least two coronavirus tests before you can return home. Some destinations will also require you to take a test before you leave the UK. These tests could add up to over £1,000 for a family of four. Use our tips below to bring costs down for required tests. WELCOME TO MONEYSAVINGEXPERT FORUM MSE joins coalition urging Government to tackle scams. Lower your Council Tax band and save thousands. £39 Barbour prescription specs (normally £145) Welcome to MoneySavingExpert Forum. We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellousposts/messages.
MCDONALD’S TO AXE 'FREE HOT DRINK' STICKERS ON CUPS McDonald’s is to scrap a long-running loyalty scheme which lets you collect stickers from cups and claim a free hot drink after purchasing six. The separate 'My McDonald's' app-based loyalty scheme, which gives a free hot drink after you've bought five, will continue - but crucially the change means from this summer you'll no longer be able to stack both schemes and earn TWO stickers perCHEAP ENERGY CLUB
Join MoneySavingExpert’s energy comparison site, Cheap Energy Club to avoid overpaying on energy bills. Compare gas & electricity prices and monitor to see if you're constantly on the cheapest deal. Many can save £200/yr by switching suppliers. TURNING 18? HOW TO FIND YOUR CHILD TRUST FUND (AND WHAT TO What is a Child Trust Fund? Child Trust Funds (CTFs) are tax-free savings accounts that were available for kids born between 1 September 2002 and 2 January 2011. Initially, kids got free cash vouchers of up to £250 (or £500 if their parents were on a low income) from the MONEY SAVING EXPERT: CREDIT CARDS, SHOPPING, BANK CHARGESCARDS & LOANSHOUSEHOLD BILLSCOMPLAIN & RECLAIMBANKING & SAVINGSMORTGAGES &HOMESTRAVEL
Martin Lewis's free site saves you money. Beat the system on credit cards, shopping, special offers, mortgages, council tax, interest rate payments, freebies, loans, loopholes, best buys. Compare, read, discuss and be a Money Expert. FLEXIBLE SEASON TICKETS ON SALE FROM 21 JUNE AS GOVERNMENT Flexible season tickets on sale from 21 June as Government unveils major rail overhaul. Flexible train season tickets will be available to buy across England from next month, as part of a wide-reaching Government shake-up of rail fares. A new refund system for delayed and cancelled trains has also been announced. INCOME TAX CALCULATOR: FIND OUT YOUR TAKE-HOME PAY It's not just tax. For the latest on other topics that affect your income, plus more guides & deals, get our free weekly email. Read a full breakdown of the tax you pay: Tax Rates 2021/22 IMPORTANT! This is only a ready reckoner that makes standard assumptions to estimate your tax breakdown. ThereCREDIT CLUB
Access your full credit profile, boost your credit score and see your chances of getting the market's top deals. This and more in CreditClub, all for FREE.
BULB TO HIKE ENERGY PRICES BY £69/YR FOR MILLIONS FROM About 1.7 million Bulb customers will see gas and electricity bills rise for a second time this year, after the supplier announced it is raising the price of its standard credit tariff by £69/yr on average from next month. But most can beat the hikes and save £200+/yr by switching to a cheaper deal. WHICH COVID TESTS DO I NEED TO TRAVEL ABROAD? If you're travelling abroad this year, you'll need to pay for at least two coronavirus tests before you can return home. Some destinations will also require you to take a test before you leave the UK. These tests could add up to over £1,000 for a family of four. Use our tips below to bring costs down for required tests. WELCOME TO MONEYSAVINGEXPERT FORUM MSE joins coalition urging Government to tackle scams. Lower your Council Tax band and save thousands. £39 Barbour prescription specs (normally £145) Welcome to MoneySavingExpert Forum. We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellousposts/messages.
MCDONALD’S TO AXE 'FREE HOT DRINK' STICKERS ON CUPS McDonald’s is to scrap a long-running loyalty scheme which lets you collect stickers from cups and claim a free hot drink after purchasing six. The separate 'My McDonald's' app-based loyalty scheme, which gives a free hot drink after you've bought five, will continue - but crucially the change means from this summer you'll no longer be able to stack both schemes and earn TWO stickers perCHEAP ENERGY CLUB
Join MoneySavingExpert’s energy comparison site, Cheap Energy Club to avoid overpaying on energy bills. Compare gas & electricity prices and monitor to see if you're constantly on the cheapest deal. Many can save £200/yr by switching suppliers. TURNING 18? HOW TO FIND YOUR CHILD TRUST FUND (AND WHAT TO What is a Child Trust Fund? Child Trust Funds (CTFs) are tax-free savings accounts that were available for kids born between 1 September 2002 and 2 January 2011. Initially, kids got free cash vouchers of up to £250 (or £500 if their parents were on a low income) from the INCOME TAX CALCULATOR: FIND OUT YOUR TAKE-HOME PAY It's not just tax. For the latest on other topics that affect your income, plus more guides & deals, get our free weekly email. Read a full breakdown of the tax you pay: Tax Rates 2021/22 IMPORTANT! This is only a ready reckoner that makes standard assumptions to estimate your tax breakdown. ThereMOBILE PHONES
If you’re after a new device, we explain the ‘right’ and ‘wrong’ ways to get one, and how mobile reseller sites can help slash the cost by £100s/yr compared with going direct to a network. Although not MoneySaving, if you want to find a cheap Apple iPhone or Samsung Galaxy contract or are looking to understand if it’s worthgetting
SAVINGS ACCOUNTS: 0.5% EASY ACCESS OR UP TO 1.55% FIXED You can get 1.25% interest on up to £2,000 for free, or up to £10,000 for a fee. The Chip+1 account is made up of two different plans: - ChipLite. Chip's fee-free plan won't autosave for you, but will pay 1.25% variable on up to £2,000 (0% above). - ChipAI. BT TO LAUNCH £15/MTH FIBRE BROADBAND PLAN FOR MILLIONS ON Home Essentials will replace BT's Basic package for new customers – but existing users WON'T have to switch. BT already offers reduced prices for people on certain benefits via its 'BT Basic' packages – those eligible can get line rental and standard (ie, non-fibre) broadband for £10.07/mth or line rental only for £5.16/mth.PENSION GUIDES
A pension is essentially a pot where you, and your employer (if it’s a company pension), can pay into - and which you get tax relief on - as a way of saving up for your retirement. Then at retirement, you can draw money from your pension pot in various ways or use the money to buy something called an annuity, which pay a regular income until TRAVEL INSURANCE GUIDES Find cover for upcoming trips. Cheap Travel Insurance. Get annual cover from £13/yr, or less for single trip cover. Guide. Over-65s' Travel Insurance - Top pick policies for older travellers.BEST SIM ONLY DEALS
First, let us know if you're happy with any type of Sim. Include full contractsOften cheaper and you're locked in for 1yr+, but there's usually a credit check. Include rolling contractsUsually no credit checks and you can leave after a month. Include pay-as-you-goYou're not locked in, there are no credit checks, but it can work out more 200,000 WOMEN IN LINE FOR AUTOMATIC £13,500 AVERAGE PAYOUT Around 200,000 women could be owed an average payout of £13,5000 after their state pensions were underpaid, new figures reveal. And these payments will now be paid automatically following a Government review - although women who weren't due the automatic uplift in the first place will still need to claim MENTAL HEALTH & DEBT 2021 The MoneySavingExpert Guide to Mental Health & Debt Help, info, guidance and support for individuals and carers By Martin Lewis, Jenny Keefe & Marianne Curphey MARTIN LEWIS: HAD A PPI PAYOUT? IF SO, YOU CAN RECLAIM THE The PPI deadline may have passed, but if you're one of the millions of people who have reclaimed part of the £38,300,000,000 paid out so far, or you're one of those waiting to hear if a payment will come, you need to know about the tax on PPI payouts. This is automatically deducted, even though most people don't need to pay it. So if you've been paid out within the last four years, or you get MONEY SAVING EXPERT: CREDIT CARDS, SHOPPING, BANK CHARGESCARDS & LOANSHOUSEHOLD BILLSCOMPLAIN & RECLAIMBANKING & SAVINGSMORTGAGES &HOMESTRAVEL
Martin Lewis's free site saves you money. Beat the system on credit cards, shopping, special offers, mortgages, council tax, interest rate payments, freebies, loans, loopholes, best buys. Compare, read, discuss and be a Money Expert. FLEXIBLE SEASON TICKETS ON SALE FROM 21 JUNE AS GOVERNMENT Flexible season tickets on sale from 21 June as Government unveils major rail overhaul. Flexible train season tickets will be available to buy across England from next month, as part of a wide-reaching Government shake-up of rail fares. A new refund system for delayed and cancelled trains has also been announced. INCOME TAX CALCULATOR: FIND OUT YOUR TAKE-HOME PAY It's not just tax. For the latest on other topics that affect your income, plus more guides & deals, get our free weekly email. Read a full breakdown of the tax you pay: Tax Rates 2021/22 IMPORTANT! This is only a ready reckoner that makes standard assumptions to estimate your tax breakdown. ThereCREDIT CLUB
Access your full credit profile, boost your credit score and see your chances of getting the market's top deals. This and more in CreditClub, all for FREE.
BULB TO HIKE ENERGY PRICES BY £69/YR FOR MILLIONS FROM About 1.7 million Bulb customers will see gas and electricity bills rise for a second time this year, after the supplier announced it is raising the price of its standard credit tariff by £69/yr on average from next month. But most can beat the hikes and save £200+/yr by switching to a cheaper deal. WHICH COVID TESTS DO I NEED TO TRAVEL ABROAD? If you're travelling abroad this year, you'll need to pay for at least two coronavirus tests before you can return home. Some destinations will also require you to take a test before you leave the UK. These tests could add up to over £1,000 for a family of four. Use our tips below to bring costs down for required tests. WELCOME TO MONEYSAVINGEXPERT FORUM MSE joins coalition urging Government to tackle scams. Lower your Council Tax band and save thousands. £39 Barbour prescription specs (normally £145) Welcome to MoneySavingExpert Forum. We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellousposts/messages.
MCDONALD’S TO AXE 'FREE HOT DRINK' STICKERS ON CUPS McDonald’s is to scrap a long-running loyalty scheme which lets you collect stickers from cups and claim a free hot drink after purchasing six. The separate 'My McDonald's' app-based loyalty scheme, which gives a free hot drink after you've bought five, will continue - but crucially the change means from this summer you'll no longer be able to stack both schemes and earn TWO stickers perCHEAP ENERGY CLUB
Join MoneySavingExpert’s energy comparison site, Cheap Energy Club to avoid overpaying on energy bills. Compare gas & electricity prices and monitor to see if you're constantly on the cheapest deal. Many can save £200/yr by switching suppliers. TURNING 18? HOW TO FIND YOUR CHILD TRUST FUND (AND WHAT TO What is a Child Trust Fund? Child Trust Funds (CTFs) are tax-free savings accounts that were available for kids born between 1 September 2002 and 2 January 2011. Initially, kids got free cash vouchers of up to £250 (or £500 if their parents were on a low income) from the MONEY SAVING EXPERT: CREDIT CARDS, SHOPPING, BANK CHARGESCARDS & LOANSHOUSEHOLD BILLSCOMPLAIN & RECLAIMBANKING & SAVINGSMORTGAGES &HOMESTRAVEL
Martin Lewis's free site saves you money. Beat the system on credit cards, shopping, special offers, mortgages, council tax, interest rate payments, freebies, loans, loopholes, best buys. Compare, read, discuss and be a Money Expert. FLEXIBLE SEASON TICKETS ON SALE FROM 21 JUNE AS GOVERNMENT Flexible season tickets on sale from 21 June as Government unveils major rail overhaul. Flexible train season tickets will be available to buy across England from next month, as part of a wide-reaching Government shake-up of rail fares. A new refund system for delayed and cancelled trains has also been announced. INCOME TAX CALCULATOR: FIND OUT YOUR TAKE-HOME PAY It's not just tax. For the latest on other topics that affect your income, plus more guides & deals, get our free weekly email. Read a full breakdown of the tax you pay: Tax Rates 2021/22 IMPORTANT! This is only a ready reckoner that makes standard assumptions to estimate your tax breakdown. ThereCREDIT CLUB
Access your full credit profile, boost your credit score and see your chances of getting the market's top deals. This and more in CreditClub, all for FREE.
BULB TO HIKE ENERGY PRICES BY £69/YR FOR MILLIONS FROM About 1.7 million Bulb customers will see gas and electricity bills rise for a second time this year, after the supplier announced it is raising the price of its standard credit tariff by £69/yr on average from next month. But most can beat the hikes and save £200+/yr by switching to a cheaper deal. WHICH COVID TESTS DO I NEED TO TRAVEL ABROAD? If you're travelling abroad this year, you'll need to pay for at least two coronavirus tests before you can return home. Some destinations will also require you to take a test before you leave the UK. These tests could add up to over £1,000 for a family of four. Use our tips below to bring costs down for required tests. WELCOME TO MONEYSAVINGEXPERT FORUM MSE joins coalition urging Government to tackle scams. Lower your Council Tax band and save thousands. £39 Barbour prescription specs (normally £145) Welcome to MoneySavingExpert Forum. We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellousposts/messages.
MCDONALD’S TO AXE 'FREE HOT DRINK' STICKERS ON CUPS McDonald’s is to scrap a long-running loyalty scheme which lets you collect stickers from cups and claim a free hot drink after purchasing six. The separate 'My McDonald's' app-based loyalty scheme, which gives a free hot drink after you've bought five, will continue - but crucially the change means from this summer you'll no longer be able to stack both schemes and earn TWO stickers perCHEAP ENERGY CLUB
Join MoneySavingExpert’s energy comparison site, Cheap Energy Club to avoid overpaying on energy bills. Compare gas & electricity prices and monitor to see if you're constantly on the cheapest deal. Many can save £200/yr by switching suppliers. TURNING 18? HOW TO FIND YOUR CHILD TRUST FUND (AND WHAT TO What is a Child Trust Fund? Child Trust Funds (CTFs) are tax-free savings accounts that were available for kids born between 1 September 2002 and 2 January 2011. Initially, kids got free cash vouchers of up to £250 (or £500 if their parents were on a low income) from the INCOME TAX CALCULATOR: FIND OUT YOUR TAKE-HOME PAY It's not just tax. For the latest on other topics that affect your income, plus more guides & deals, get our free weekly email. Read a full breakdown of the tax you pay: Tax Rates 2021/22 IMPORTANT! This is only a ready reckoner that makes standard assumptions to estimate your tax breakdown. TherePENSION GUIDES
A pension is essentially a pot where you, and your employer (if it’s a company pension), can pay into - and which you get tax relief on - as a way of saving up for your retirement. Then at retirement, you can draw money from your pension pot in various ways or use the money to buy something called an annuity, which pay a regular income until SAVINGS ACCOUNTS: 0.5% EASY ACCESS OR UP TO 1.55% FIXED You can get 1.25% interest on up to £2,000 for free, or up to £10,000 for a fee. The Chip+1 account is made up of two different plans: - ChipLite. Chip's fee-free plan won't autosave for you, but will pay 1.25% variable on up to £2,000 (0% above). - ChipAI.MOBILE PHONES
If you’re after a new device, we explain the ‘right’ and ‘wrong’ ways to get one, and how mobile reseller sites can help slash the cost by £100s/yr compared with going direct to a network. Although not MoneySaving, if you want to find a cheap Apple iPhone or Samsung Galaxy contract or are looking to understand if it’s worthgetting
RENTAL EVICTIONS TO RESTART IN ENGLAND NEXT MONTH Rental evictions to restart in England next month - and landlords will be able to give less notice. The current ban in England on bailiff-enforced rental evictions, which was introduced at the start of the coronavirus pandemic, won't be extended further and will end on 31 May, the Government has announced. The temporary ban had alreadybeen
WWW.MONEYSAVINGEXPERT.COM Moved Permanently. The document has moved here. GAS, ELECTRIC & WATER GUIDES Gas & Electric. This section, including our free Cheap Energy Club, will help you find and switch to a cheap energy tariff - easily slashing the amount you spend on gas and electricity and also explains how to cut water bills, such as whether you’d save by moving to a water meter. We explain how easy it is to switch energy suppliers and TOP CASH ISAS: 0.46% EASY ACCESS, UP TO 1.21% FIXED Easy-access cash ISAs – what we'd go for. If you need the tax advantages of an ISA, the top pick's currently quite simple: Kent Reliance pays the top easy-access rate of 0.45%. You can open it online with £1,000 – however, it's not flexible, so replacing withdrawn cash eats into your ISA allowance. Provider.BEST SIM ONLY DEALS
First, let us know if you're happy with any type of Sim. Include full contractsOften cheaper and you're locked in for 1yr+, but there's usually a credit check. Include rolling contractsUsually no credit checks and you can leave after a month. Include pay-as-you-goYou're not locked in, there are no credit checks, but it can work out more APPLE IPHONE 12 PRO DEALS Apple iPhone 12. From £34.92 avg/month. See Deals. Apple iPhone 12 mini. From £29.67 avg/month. See Deals. Apple iPhone 12 Pro Max. From£54.16 avg/month.
MONEY SAVING EXPERT: CREDIT CARDS, SHOPPING, BANK CHARGESCARDS & LOANSHOUSEHOLD BILLSCOMPLAIN & RECLAIMBANKING & SAVINGSMORTGAGES &HOMESTRAVEL
Martin Lewis's free site saves you money. Beat the system on credit cards, shopping, special offers, mortgages, council tax, interest rate payments, freebies, loans, loopholes, best buys. Compare, read, discuss and be a Money Expert. FLEXIBLE SEASON TICKETS ON SALE FROM 21 JUNE AS GOVERNMENT Flexible season tickets on sale from 21 June as Government unveils major rail overhaul. Flexible train season tickets will be available to buy across England from next month, as part of a wide-reaching Government shake-up of rail fares. A new refund system for delayed and cancelled trains has also been announced. INCOME TAX CALCULATOR: FIND OUT YOUR TAKE-HOME PAY It's not just tax. For the latest on other topics that affect your income, plus more guides & deals, get our free weekly email. Read a full breakdown of the tax you pay: Tax Rates 2021/22 IMPORTANT! This is only a ready reckoner that makes standard assumptions to estimate your tax breakdown. ThereCREDIT CLUB
Access your full credit profile, boost your credit score and see your chances of getting the market's top deals. This and more in CreditClub, all for FREE.
BULB TO HIKE ENERGY PRICES BY £69/YR FOR MILLIONS FROM About 1.7 million Bulb customers will see gas and electricity bills rise for a second time this year, after the supplier announced it is raising the price of its standard credit tariff by £69/yr on average from next month. But most can beat the hikes and save £200+/yr by switching to a cheaper deal. WHICH COVID TESTS DO I NEED TO TRAVEL ABROAD? If you're travelling abroad this year, you'll need to pay for at least two coronavirus tests before you can return home. Some destinations will also require you to take a test before you leave the UK. These tests could add up to over £1,000 for a family of four. Use our tips below to bring costs down for required tests. WELCOME TO MONEYSAVINGEXPERT FORUM MSE joins coalition urging Government to tackle scams. Lower your Council Tax band and save thousands. £39 Barbour prescription specs (normally £145) Welcome to MoneySavingExpert Forum. We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellousposts/messages.
MCDONALD’S TO AXE 'FREE HOT DRINK' STICKERS ON CUPS McDonald’s is to scrap a long-running loyalty scheme which lets you collect stickers from cups and claim a free hot drink after purchasing six. The separate 'My McDonald's' app-based loyalty scheme, which gives a free hot drink after you've bought five, will continue - but crucially the change means from this summer you'll no longer be able to stack both schemes and earn TWO stickers perCHEAP ENERGY CLUB
Join MoneySavingExpert’s energy comparison site, Cheap Energy Club to avoid overpaying on energy bills. Compare gas & electricity prices and monitor to see if you're constantly on the cheapest deal. Many can save £200/yr by switching suppliers. TURNING 18? HOW TO FIND YOUR CHILD TRUST FUND (AND WHAT TO What is a Child Trust Fund? Child Trust Funds (CTFs) are tax-free savings accounts that were available for kids born between 1 September 2002 and 2 January 2011. Initially, kids got free cash vouchers of up to £250 (or £500 if their parents were on a low income) from the MONEY SAVING EXPERT: CREDIT CARDS, SHOPPING, BANK CHARGESCARDS & LOANSHOUSEHOLD BILLSCOMPLAIN & RECLAIMBANKING & SAVINGSMORTGAGES &HOMESTRAVEL
Martin Lewis's free site saves you money. Beat the system on credit cards, shopping, special offers, mortgages, council tax, interest rate payments, freebies, loans, loopholes, best buys. Compare, read, discuss and be a Money Expert. FLEXIBLE SEASON TICKETS ON SALE FROM 21 JUNE AS GOVERNMENT Flexible season tickets on sale from 21 June as Government unveils major rail overhaul. Flexible train season tickets will be available to buy across England from next month, as part of a wide-reaching Government shake-up of rail fares. A new refund system for delayed and cancelled trains has also been announced. INCOME TAX CALCULATOR: FIND OUT YOUR TAKE-HOME PAY It's not just tax. For the latest on other topics that affect your income, plus more guides & deals, get our free weekly email. Read a full breakdown of the tax you pay: Tax Rates 2021/22 IMPORTANT! This is only a ready reckoner that makes standard assumptions to estimate your tax breakdown. ThereCREDIT CLUB
Access your full credit profile, boost your credit score and see your chances of getting the market's top deals. This and more in CreditClub, all for FREE.
BULB TO HIKE ENERGY PRICES BY £69/YR FOR MILLIONS FROM About 1.7 million Bulb customers will see gas and electricity bills rise for a second time this year, after the supplier announced it is raising the price of its standard credit tariff by £69/yr on average from next month. But most can beat the hikes and save £200+/yr by switching to a cheaper deal. WHICH COVID TESTS DO I NEED TO TRAVEL ABROAD? If you're travelling abroad this year, you'll need to pay for at least two coronavirus tests before you can return home. Some destinations will also require you to take a test before you leave the UK. These tests could add up to over £1,000 for a family of four. Use our tips below to bring costs down for required tests. WELCOME TO MONEYSAVINGEXPERT FORUM MSE joins coalition urging Government to tackle scams. Lower your Council Tax band and save thousands. £39 Barbour prescription specs (normally £145) Welcome to MoneySavingExpert Forum. We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellousposts/messages.
MCDONALD’S TO AXE 'FREE HOT DRINK' STICKERS ON CUPS McDonald’s is to scrap a long-running loyalty scheme which lets you collect stickers from cups and claim a free hot drink after purchasing six. The separate 'My McDonald's' app-based loyalty scheme, which gives a free hot drink after you've bought five, will continue - but crucially the change means from this summer you'll no longer be able to stack both schemes and earn TWO stickers perCHEAP ENERGY CLUB
Join MoneySavingExpert’s energy comparison site, Cheap Energy Club to avoid overpaying on energy bills. Compare gas & electricity prices and monitor to see if you're constantly on the cheapest deal. Many can save £200/yr by switching suppliers. TURNING 18? HOW TO FIND YOUR CHILD TRUST FUND (AND WHAT TO What is a Child Trust Fund? Child Trust Funds (CTFs) are tax-free savings accounts that were available for kids born between 1 September 2002 and 2 January 2011. Initially, kids got free cash vouchers of up to £250 (or £500 if their parents were on a low income) from the INCOME TAX CALCULATOR: FIND OUT YOUR TAKE-HOME PAY It's not just tax. For the latest on other topics that affect your income, plus more guides & deals, get our free weekly email. Read a full breakdown of the tax you pay: Tax Rates 2021/22 IMPORTANT! This is only a ready reckoner that makes standard assumptions to estimate your tax breakdown. TherePENSION GUIDES
A pension is essentially a pot where you, and your employer (if it’s a company pension), can pay into - and which you get tax relief on - as a way of saving up for your retirement. Then at retirement, you can draw money from your pension pot in various ways or use the money to buy something called an annuity, which pay a regular income until SAVINGS ACCOUNTS: 0.5% EASY ACCESS OR UP TO 1.55% FIXED You can get 1.25% interest on up to £2,000 for free, or up to £10,000 for a fee. The Chip+1 account is made up of two different plans: - ChipLite. Chip's fee-free plan won't autosave for you, but will pay 1.25% variable on up to £2,000 (0% above). - ChipAI.MOBILE PHONES
If you’re after a new device, we explain the ‘right’ and ‘wrong’ ways to get one, and how mobile reseller sites can help slash the cost by £100s/yr compared with going direct to a network. Although not MoneySaving, if you want to find a cheap Apple iPhone or Samsung Galaxy contract or are looking to understand if it’s worthgetting
RENTAL EVICTIONS TO RESTART IN ENGLAND NEXT MONTH Rental evictions to restart in England next month - and landlords will be able to give less notice. The current ban in England on bailiff-enforced rental evictions, which was introduced at the start of the coronavirus pandemic, won't be extended further and will end on 31 May, the Government has announced. The temporary ban had alreadybeen
WWW.MONEYSAVINGEXPERT.COM Moved Permanently. The document has moved here. GAS, ELECTRIC & WATER GUIDES Gas & Electric. This section, including our free Cheap Energy Club, will help you find and switch to a cheap energy tariff - easily slashing the amount you spend on gas and electricity and also explains how to cut water bills, such as whether you’d save by moving to a water meter. We explain how easy it is to switch energy suppliers and TOP CASH ISAS: 0.46% EASY ACCESS, UP TO 1.21% FIXED Easy-access cash ISAs – what we'd go for. If you need the tax advantages of an ISA, the top pick's currently quite simple: Kent Reliance pays the top easy-access rate of 0.45%. You can open it online with £1,000 – however, it's not flexible, so replacing withdrawn cash eats into your ISA allowance. Provider.BEST SIM ONLY DEALS
First, let us know if you're happy with any type of Sim. Include full contractsOften cheaper and you're locked in for 1yr+, but there's usually a credit check. Include rolling contractsUsually no credit checks and you can leave after a month. Include pay-as-you-goYou're not locked in, there are no credit checks, but it can work out more APPLE IPHONE 12 PRO DEALS Apple iPhone 12. From £34.92 avg/month. See Deals. Apple iPhone 12 mini. From £29.67 avg/month. See Deals. Apple iPhone 12 Pro Max. From£54.16 avg/month.
MONEY SAVING EXPERT: CREDIT CARDS, SHOPPING, BANK CHARGESCARDS & LOANSHOUSEHOLD BILLSCOMPLAIN & RECLAIMBANKING & SAVINGSMORTGAGES &HOMESTRAVEL
Martin Lewis's free site saves you money. Beat the system on credit cards, shopping, special offers, mortgages, council tax, interest rate payments, freebies, loans, loopholes, best buys. Compare, read, discuss and be a Money Expert. INCOME TAX CALCULATOR: FIND OUT YOUR TAKE-HOME PAY It's not just tax. For the latest on other topics that affect your income, plus more guides & deals, get our free weekly email. Read a full breakdown of the tax you pay: Tax Rates 2021/22 IMPORTANT! This is only a ready reckoner that makes standard assumptions to estimate your tax breakdown. ThereCREDIT CLUB
Access your full credit profile, boost your credit score and see your chances of getting the market's top deals. This and more in CreditClub, all for FREE.
FLEXIBLE SEASON TICKETS ON SALE FROM 21 JUNE AS GOVERNMENT Flexible season tickets on sale from 21 June as Government unveils major rail overhaul. Flexible train season tickets will be available to buy across England from next month, as part of a wide-reaching Government shake-up of rail fares. A new refund system for delayed and cancelled trains has also been announced.BEST SIM ONLY DEALS
First, let us know if you're happy with any type of Sim. Include full contractsOften cheaper and you're locked in for 1yr+, but there's usually a credit check. Include rolling contractsUsually no credit checks and you can leave after a month. Include pay-as-you-goYou're not locked in, there are no credit checks, but it can work out more 200,000 WOMEN IN LINE FOR AUTOMATIC £13,500 AVERAGE PAYOUT Around 200,000 women could be owed an average payout of £13,5000 after their state pensions were underpaid, new figures reveal. And these payments will now be paid automatically following a Government review - although women who weren't due the automatic uplift in the first place will still need to claimCHEAP ENERGY CLUB
Join MoneySavingExpert’s energy comparison site, Cheap Energy Club to avoid overpaying on energy bills. Compare gas & electricity prices and monitor to see if you're constantly on the cheapest deal. Many can save £200/yr by switching suppliers. WELCOME TO MONEYSAVINGEXPERT FORUM MSE joins coalition urging Government to tackle scams. Lower your Council Tax band and save thousands. £39 Barbour prescription specs (normally £145) Welcome to MoneySavingExpert Forum. We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellousposts/messages.
TURNING 18? HOW TO FIND YOUR CHILD TRUST FUND (AND WHAT TO What is a Child Trust Fund? Child Trust Funds (CTFs) are tax-free savings accounts that were available for kids born between 1 September 2002 and 2 January 2011. Initially, kids got free cash vouchers of up to £250 (or £500 if their parents were on a low income) from theCOMPETITIONS TIME
Post, phone & text comps. Spending to enter competitions is NOT MoneySaving. Always include the free entry route if there is one and never post a pay-to-enter competition costing more than £2.10. Most recent: E: 28/05 Win cash or £1,000,000 (Text) by Comping_Rich Today at 8:25AM. Today at 8:25AM. 281 posts 42 threads. MONEY SAVING EXPERT: CREDIT CARDS, SHOPPING, BANK CHARGESCARDS & LOANSHOUSEHOLD BILLSCOMPLAIN & RECLAIMBANKING & SAVINGSMORTGAGES &HOMESTRAVEL
Martin Lewis's free site saves you money. Beat the system on credit cards, shopping, special offers, mortgages, council tax, interest rate payments, freebies, loans, loopholes, best buys. Compare, read, discuss and be a Money Expert. INCOME TAX CALCULATOR: FIND OUT YOUR TAKE-HOME PAY It's not just tax. For the latest on other topics that affect your income, plus more guides & deals, get our free weekly email. Read a full breakdown of the tax you pay: Tax Rates 2021/22 IMPORTANT! This is only a ready reckoner that makes standard assumptions to estimate your tax breakdown. ThereCREDIT CLUB
Access your full credit profile, boost your credit score and see your chances of getting the market's top deals. This and more in CreditClub, all for FREE.
FLEXIBLE SEASON TICKETS ON SALE FROM 21 JUNE AS GOVERNMENT Flexible season tickets on sale from 21 June as Government unveils major rail overhaul. Flexible train season tickets will be available to buy across England from next month, as part of a wide-reaching Government shake-up of rail fares. A new refund system for delayed and cancelled trains has also been announced.BEST SIM ONLY DEALS
First, let us know if you're happy with any type of Sim. Include full contractsOften cheaper and you're locked in for 1yr+, but there's usually a credit check. Include rolling contractsUsually no credit checks and you can leave after a month. Include pay-as-you-goYou're not locked in, there are no credit checks, but it can work out more 200,000 WOMEN IN LINE FOR AUTOMATIC £13,500 AVERAGE PAYOUT Around 200,000 women could be owed an average payout of £13,5000 after their state pensions were underpaid, new figures reveal. And these payments will now be paid automatically following a Government review - although women who weren't due the automatic uplift in the first place will still need to claimCHEAP ENERGY CLUB
Join MoneySavingExpert’s energy comparison site, Cheap Energy Club to avoid overpaying on energy bills. Compare gas & electricity prices and monitor to see if you're constantly on the cheapest deal. Many can save £200/yr by switching suppliers. WELCOME TO MONEYSAVINGEXPERT FORUM MSE joins coalition urging Government to tackle scams. Lower your Council Tax band and save thousands. £39 Barbour prescription specs (normally £145) Welcome to MoneySavingExpert Forum. We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellousposts/messages.
TURNING 18? HOW TO FIND YOUR CHILD TRUST FUND (AND WHAT TO What is a Child Trust Fund? Child Trust Funds (CTFs) are tax-free savings accounts that were available for kids born between 1 September 2002 and 2 January 2011. Initially, kids got free cash vouchers of up to £250 (or £500 if their parents were on a low income) from theCOMPETITIONS TIME
Post, phone & text comps. Spending to enter competitions is NOT MoneySaving. Always include the free entry route if there is one and never post a pay-to-enter competition costing more than £2.10. Most recent: E: 28/05 Win cash or £1,000,000 (Text) by Comping_Rich Today at 8:25AM. Today at 8:25AM. 281 posts 42 threads. COMPARE MOBILE PHONE DEALS Compares 50+ retailers & resellers, including. Popular Phones & Sims. iPhone 12 iPhone 11 iPhone SE 2020. Samsung Galaxy S21 5G Samsung Galaxy S21 Ultra 5G Samsung Galaxy A71. Google Pixel 5 Google Pixel 4a See all phones. Low data use Sims - 500MB + Average data use Sims - 3GB + High data use Sims - 10GB to unlimited data. SAVINGS ACCOUNTS: 0.5% EASY ACCESS OR UP TO 1.55% FIXED You can get 1.25% interest on up to £2,000 for free, or up to £10,000 for a fee. The Chip+1 account is made up of two different plans: - ChipLite. Chip's fee-free plan won't autosave for you, but will pay 1.25% variable on up to £2,000 (0% above). - ChipAI.MOBILE PHONES
If you’re after a new device, we explain the ‘right’ and ‘wrong’ ways to get one, and how mobile reseller sites can help slash the cost by £100s/yr compared with going direct to a network. Although not MoneySaving, if you want to find a cheap Apple iPhone or Samsung Galaxy contract or are looking to understand if it’s worthgetting
COMPARE BEST BROADBAND DEALS FOR JUNE 2021 Switching can save you £100s. Many get a cheap promo deal for broadband, line rent and/or TV, and stick with it when it ends, usually paying £100s/year more than they started with. Don't let it be you - compare now and see if you could save. 3. WWW.MONEYSAVINGEXPERT.COM Moved Permanently. The document has moved here. MORTGAGE OVERPAYMENT CALCULATOR: PAY OFF YOUR DEBT EARLY?... Overpayment calculator. Before overpaying your mortgage, check that your lender allows you to overpay it penalty-free, and if there are any limits as to how much you can overpay. Ensure that any overpayment you make goes to reduce the debt (so shortening the term) rather than reducing your monthly payments. This calculator assumes you reduce REACT APP - MONEYSAVINGEXPERT Find out what you're likely to win. The underlying probability calculations behind this easy-to-use tool were designed by a post-doctoral cosmology statistician. Each month it OLD STYLE MONEYSAVING O/S Daily Wednesday 5 May 2021. 386 views 14 replies 7 points Most recent by csarina2 Today at 9:34AM. nmlc. Most recent by LilacPotato on Today at 9:34AM. 5.4K views 220 replies. Old Style Weight Loss Challenge 2021 - 2nd Quarter. 5.4K views 220 replies 5 points Most recent by LilacPotato Today at 9:34AM. Brambling. LITTLE-KNOWN WAYS TO BANK AT THE POST OFFICE If you can get to a post office, you can just pop in and: Withdraw cash from your usual bank account using your card. Pay cash into your usual bank account using a card or paying-in slip. Check your bank balance using your card. Deposit a cheque using a paying-in slip (though Nationwide customers can't do this) These banking services areMY DIESEL CLAIM.COM
My Diesel Claim.com. Have seen this advertised as a way to claim back money fromGovernment/Car Manufacturers for encouraging us to buy the so called money saving Diesel Cars by rigging the emissions.The sight seems to be run by a solicitor using the No Win-No Fee contract system which concerns me.Does anyone have any experience of this and We use cookies to make the site easier to use. Read our cookiespolicy
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MEGA SALES ON NOW: ASOS UP TO 60% OFF, JOHN LEWIS, M&S AND BOOTS UPTO 50% OFF
Plus Benefit, Argos, Topshop & lots more Plus Benefit, Argos, Topshop & lots more DON'T LIKE THOSE DODGY SOCKS OR GARISH JUMPER? Your gift return rights Your gift return rights FREE £100 M&S GIFT CARD FOR SWITCHING BANK Plus another £80 after a year Plus another £80 after a year BEAT THE JAN TRAIN AND TUBE SEASON TICKET HIKES If your ticket expires soon If your ticket expires soon LATEST EMAIL. 13 MONEYSAVING CHRISTMAS CRACKERS Incl £4 prosecco, up to 60% off sales etc Incl £4 prosecco, up to 60% off sales etcWant the email?
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£56 NAILS INC LIP SET £18ISH DELIVERED MSE Blagged glitter bundle. 5,000 available CHRISTMAS/NEW YEAR BOOZE ROUND-UP Incl £4 prosecco, £10 champagne & 12 Coronas for £9*
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6 November 2019
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BALANCE TRANSFER CARDS Paying credit card interest? STOP. A balance transfer credit card cansave you £1,000s
Paying credit card interest? STOP. A balance transfer credit card cansave you £1,000s
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FLIGHT DELAY COMPENSATION If you're delayed by more than three hours or your flight's cancelled, you're often entitled… If you're delayed by more than three hours or your flight's cancelled, you're often entitled to compensationTravel
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Compare broadband, phone line & TV deals to create your perfectpackage
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CHEAP HOME INSURANCE Home insurance costs have continued to rise – check out our tricksto slash the price
Home insurance costs have continued to rise – check out our tricksto slash the price
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The sobering statistic is around one child in 29 loses a parent beforethey grow up
The sobering statistic is around one child in 29 loses a parent beforethey grow up
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CHEAP ONLINE SHOPPING Want to find the best deals online? This compendium of cheap online shopping tricks shows you… Want to find the best deals online? This compendium of cheap online shopping tricks shows you howShopping
41 EBAY AND SECOND-HAND BUYING TIPS Most people just bid, but there's a range of hidden tools and tricks to help you track down… Most people just bid, but there's a range of hidden tools and tricks to help you track down uber-bargainsShopping
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