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THE 18-YEAR PROPERTY CYCLE TIPS A HOUSE PRICE BOOM THEN For the UK, he points to the evidence of the mid-cycle wobble in 2019 when average house prices increased by just 0.6 per cent in the yearto August
BEST PERFORMING FUNDS AND INVESTMENT TRUSTS SINCE THE Best performing funds in first quarter of 2021. Funds investing in commodities were some of the best performers, such as Schroder ISF Global Energy, which saw returns of 25 per cent in the first COVID-19 VACCINATION WILL NOT AFFECT YOUR LIFE INSURANCE Gwilym Pugh, life insurance expert at insurance broker I’m Insured. The Association for British Insurers has been clear to point out that having the Covid-19 vaccine won’t affect your cover WHAT FUND EXPERTS SAY YOU SHOULD PUT IN YOUR 2021 ISA From Vietnam to the UK: What fund experts say you should put in your 2021 stocks and shares Isa. Investors will be considering what toinclude in
WHAT WILL HAPPEN TO UK HOUSE PRICES IN 2021: SAVILLS Average UK property price set to grow by 4% in 2021, an average of £10,000. Forecasts have been revised since stamp duty holiday wasextended in
SCAM WARNING OVER POST OFFICE SHIPPING FEE SCAM New scam warning: Fake Post Office email asks people to pay 'shipping fees' to release non-existent deliveries. Scammers are sending fraudulent emails pretending to DIVIDEND HEROES 2021: TRUSTS THAT RAISED PAYOUTS AS FIRMS Published: 08:53 EDT, 15 March 2021 | Updated: 13:09 EDT, 15 March 2021. The Dividend Hero investment trusts that bucked the trend and increased payouts as REFUNDS FOR HOMEOWNERS DENIED ANNUAL BOILER SERVICES Refunds for homeowners denied their annual boiler services during lockdown. By Amelia Murray For The Daily Mail. Published: 17:01 EDT, 16 June 2020 | Updated: 04:25 EDT, 17 June 2020 STEVE WEBB EXPLAINS THE PROS AND CONS OF PIE OFFERS You worked for an employer for 10 years between 1992 and 2002. Under the rules of your pension scheme, your full pension goes up each year in line with inflation, which we assume is THIS IS MONEY: BE YOUR OWN FINANCIAL ADVISER Your complete guide to personal finance and investing with news, predictions, advice, guides and opinion from the financial website ofthe year.
THE 18-YEAR PROPERTY CYCLE TIPS A HOUSE PRICE BOOM THEN For the UK, he points to the evidence of the mid-cycle wobble in 2019 when average house prices increased by just 0.6 per cent in the yearto August
BEST PERFORMING FUNDS AND INVESTMENT TRUSTS SINCE THE Best performing funds in first quarter of 2021. Funds investing in commodities were some of the best performers, such as Schroder ISF Global Energy, which saw returns of 25 per cent in the first COVID-19 VACCINATION WILL NOT AFFECT YOUR LIFE INSURANCE Gwilym Pugh, life insurance expert at insurance broker I’m Insured. The Association for British Insurers has been clear to point out that having the Covid-19 vaccine won’t affect your cover WHAT FUND EXPERTS SAY YOU SHOULD PUT IN YOUR 2021 ISA From Vietnam to the UK: What fund experts say you should put in your 2021 stocks and shares Isa. Investors will be considering what toinclude in
WHAT WILL HAPPEN TO UK HOUSE PRICES IN 2021: SAVILLS Average UK property price set to grow by 4% in 2021, an average of £10,000. Forecasts have been revised since stamp duty holiday wasextended in
SCAM WARNING OVER POST OFFICE SHIPPING FEE SCAM New scam warning: Fake Post Office email asks people to pay 'shipping fees' to release non-existent deliveries. Scammers are sending fraudulent emails pretending to DIVIDEND HEROES 2021: TRUSTS THAT RAISED PAYOUTS AS FIRMS Published: 08:53 EDT, 15 March 2021 | Updated: 13:09 EDT, 15 March 2021. The Dividend Hero investment trusts that bucked the trend and increased payouts as REFUNDS FOR HOMEOWNERS DENIED ANNUAL BOILER SERVICES Refunds for homeowners denied their annual boiler services during lockdown. By Amelia Murray For The Daily Mail. Published: 17:01 EDT, 16 June 2020 | Updated: 04:25 EDT, 17 June 2020 STEVE WEBB EXPLAINS THE PROS AND CONS OF PIE OFFERS You worked for an employer for 10 years between 1992 and 2002. Under the rules of your pension scheme, your full pension goes up each year in line with inflation, which we assume is REV RICHARD COLES: I ONCE PAID IN A CHEQUE FOR £400,000 BBC radio host Richard Coles, 59, earns more in a week doing corporate work than he does in a year as a Church of England vicar. Coles, who rose to fame as a member of 1980s pop band The MOST AND LEAST RELIABLE USED FAMILY HATCHBACK CARS Kate Middleton's uncle unleashes on 'muppets' Harry and Meghan. The Honda Civic narrowly misses out on top spot in the reliable familyhatchback
LONDON'S ULEZ EXTENSION COULD TAKE MANY CLASSIC CARS OFF ULEZ extension introduced from 25 October will cover most of London. Drivers of non-compliant cars will have to pay £12.50 each day they use them. Classic owners with ELECTRIC CARS WILL BE CHEAPER THAN PETROL BY 2027 A new report has claimed that by 2027 electric cars will be cheaper to produce than models with petrol and diesel engines. It says manufacturing costs will be lower for electric family cars and THE £2.5M PRIZE DRAW DREAM HOME THAT COULD LEAVE ITS The prize draw dream home that could leave its winner marooned: £2.5m property - offered for a £10 ticket - is prone to persistent flooding. A £2.5m five-bedroom 'Georgian-style' house is up WHICH HYBRID CARS WILL BE BANNED FROM 2035? Drivers will still be able to purchase new hybrid cars until 2035 despite the 2030 ban on petrols and diesels, but only those that the government says can 'drive a significant distance without JEFF PRESTRIDGE: WILL WOODFORD INVESTORS SEE PAYOUT Brazen double standards. That was the verdict last week of many Woodford Equity Income fund investors who contacted me in response to the Government's announcement of the compensation it PRUDENTIAL SPARKS ANGER BY DELAYING PENSION PAYMENTS Pat Savage, 73, has been waiting since October for a compensation payment of around £3,500. The retired construction health and safetymanager bought a
WHY DID I GET A STATE PENSION CREDIT IN SCHOOL, BUT NONE The four years when I was in full time education from 1976 to 1980 have not been counted and it is too late to buy these back. The year prior to that when I was in the sixth form has actually been CAN I LET A PROPERTY TO A FAMILY MEMBER FOR NO RENT I want to let a property to a family member and not charge them rent, will I fall foul of any rules? By This Is Money Reporter. Published: 07:16 EDT, 12 May 2017 | Updated: 12:58 EDT, 17 May 2017 THIS IS MONEY: BE YOUR OWN FINANCIAL ADVISER Your complete guide to personal finance and investing with news, predictions, advice, guides and opinion from the financial website ofthe year.
BEST PERFORMING FUNDS AND INVESTMENT TRUSTS SINCE THE Best performing funds in first quarter of 2021. Funds investing in commodities were some of the best performers, such as Schroder ISF Global Energy, which saw returns of 25 per cent in the first THE 18-YEAR PROPERTY CYCLE TIPS A HOUSE PRICE BOOM THEN For the UK, he points to the evidence of the mid-cycle wobble in 2019 when average house prices increased by just 0.6 per cent in the yearto August
TONY HAZELL FOR THE DAILY MAIL There has been no supply to the bungalow since August 8, 2020. Despite innumerable phone calls and live chats online, E.on continues to send us bills for power we cannot possibly have used. TONY HETHERINGTON, FINANCIAL MAIL ON SUNDAY 01/05/21 12:33. Nectar say it is up to Sainsbury's to deal with this. However, Sainsbury's say they cannot do anything without CCTV to show that I was not in the store, and they have deleted the BEST ENERGY TARIFFS THAT DON'T REQUIRE A SMART METER Energy customers will increasingly find that to access the cheapest fixed tariffs, they need a smart meter fitted. To keep in line with the Government's - now extremely unfeasible - target of WHICH HYBRID CARS WILL BE BANNED FROM 2035? Drivers will still be able to purchase new hybrid cars until 2035 despite the 2030 ban on petrols and diesels, but only those that the government says can 'drive a significant distance without THE 10 MOST RELIABLE SUVS YOU CAN BUY IN The Peugeot 3008 is the only diesel-specific model to make it into this list of top 10 reliable cars, which is a concern given that the vast majority of SUVs are oil burners. And it isn't like the FIVE REASONS TO SWITCH YOUR OLD GAS BOILER TO ELECTRIC 4. Improve your efficiency. When you switch to electric radiators, 100 per cent of the energy used is converted to heat, compared to a central heating system, where heat is lost through the pipes THE BEST AND WORST INSURERS FOR CAR AND HOME INSURANCEAUTO INSURANCE MEDICAL CLAIM PROCESSFILING AN AUTO INSURANCE CLAIM AA and RSA are bottom of the pile, as the best and worst for car and home insurance claims are revealed. The AA was the worst for car insurance with a 2 star rating for communication. RSA were THIS IS MONEY: BE YOUR OWN FINANCIAL ADVISER Your complete guide to personal finance and investing with news, predictions, advice, guides and opinion from the financial website ofthe year.
BEST PERFORMING FUNDS AND INVESTMENT TRUSTS SINCE THE Best performing funds in first quarter of 2021. Funds investing in commodities were some of the best performers, such as Schroder ISF Global Energy, which saw returns of 25 per cent in the first THE 18-YEAR PROPERTY CYCLE TIPS A HOUSE PRICE BOOM THEN For the UK, he points to the evidence of the mid-cycle wobble in 2019 when average house prices increased by just 0.6 per cent in the yearto August
TONY HAZELL FOR THE DAILY MAIL There has been no supply to the bungalow since August 8, 2020. Despite innumerable phone calls and live chats online, E.on continues to send us bills for power we cannot possibly have used. TONY HETHERINGTON, FINANCIAL MAIL ON SUNDAY 01/05/21 12:33. Nectar say it is up to Sainsbury's to deal with this. However, Sainsbury's say they cannot do anything without CCTV to show that I was not in the store, and they have deleted the BEST ENERGY TARIFFS THAT DON'T REQUIRE A SMART METER Energy customers will increasingly find that to access the cheapest fixed tariffs, they need a smart meter fitted. To keep in line with the Government's - now extremely unfeasible - target of WHICH HYBRID CARS WILL BE BANNED FROM 2035? Drivers will still be able to purchase new hybrid cars until 2035 despite the 2030 ban on petrols and diesels, but only those that the government says can 'drive a significant distance without THE 10 MOST RELIABLE SUVS YOU CAN BUY IN The Peugeot 3008 is the only diesel-specific model to make it into this list of top 10 reliable cars, which is a concern given that the vast majority of SUVs are oil burners. And it isn't like the FIVE REASONS TO SWITCH YOUR OLD GAS BOILER TO ELECTRIC 4. Improve your efficiency. When you switch to electric radiators, 100 per cent of the energy used is converted to heat, compared to a central heating system, where heat is lost through the pipes THE BEST AND WORST INSURERS FOR CAR AND HOME INSURANCEAUTO INSURANCE MEDICAL CLAIM PROCESSFILING AN AUTO INSURANCE CLAIM AA and RSA are bottom of the pile, as the best and worst for car and home insurance claims are revealed. The AA was the worst for car insurance with a 2 star rating for communication. RSA were BUSINESS | THIS IS MONEY MARKET REPORT: Footsie pushes past 7,000 for the first time since April last year on hopes of a global economic recovery. Oilers, miners and banks were on all the charge, the sectors most likely REV RICHARD COLES: I ONCE PAID IN A CHEQUE FOR £400,000 BBC radio host Richard Coles, 59, earns more in a week doing corporate work than he does in a year as a Church of England vicar. Coles, who rose to fame as a member of 1980s pop band The BEST SAVINGS RATES: COMPARE BRANCH AND ONLINE SAVINGS Al Rayan Bank pays a tax-free rate of 0.6% on its easy-access Isa. It can be opened with £50 online, by phone or in-branch and accepts transfers. The bank is THE £2.5M PRIZE DRAW DREAM HOME THAT COULD LEAVE ITS The prize draw dream home that could leave its winner marooned: £2.5m property - offered for a £10 ticket - is prone to persistent flooding. A £2.5m five-bedroom 'Georgian-style' house is up SCAM WARNING OVER POST OFFICE SHIPPING FEE SCAM New scam warning: Fake Post Office email asks people to pay 'shipping fees' to release non-existent deliveries. Scammers are sending fraudulent emails pretending to POLICE FORCES BEGIN USING 'NEXT GENERATION' SPEED GUNS ON A number of police forces are turning to the latest TruCam II speed gun device. The blue 'next generation' handheld cameras cost in theregion of
WHY DID I GET A STATE PENSION CREDIT IN SCHOOL, BUT NONE The four years when I was in full time education from 1976 to 1980 have not been counted and it is too late to buy these back. The year prior to that when I was in the sixth form has actually been THE MOST RELIABLE USED SUVS MONEY CAN BUY IN 2019 Reliability Rating: 94.6%. Honda has always been synonymous with reliability, so it comes as little surprise that the CR-V has appeared in the top five of this list. A new version hit showrooms at SHOULD I TAKE 25% LUMP SUMS FROM ALL MY PENSION POTS AT Taking your 25% lump sums. If you decide to stick to your current plan, you could, if you wish, draw a 25 per cent tax-free lump sumfrom any or all of
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TESCO TO SLASH 1,800 JOBS IN OVERHAUL OF ITS BAKERIES AS BRITAIN BUYS LESS BREAD AND TURNS TO FLATBREADS, BAGELS AND WRAPS INSTEAD * TESCO SAYS THAT BRITISH SHOPPERS ARE BUYING FEWER LOAVES OF BREAD * IT WILL HALT SOME IN-STORE BAKING FROM SCRATCH AND BRING IN MOREPRE-BAKED GOODS
* THE SUPERMARKET WILL PUT LESS LOAVES OF BREAD ON ITS SHELVES BUTMORE LOCAL TREATS
* NEWS COMES ON SAME DAY THAT TESCO REVEALS IT IS LEAVING CHINABy Camilla Canocchi
and Simon Lambert
For This Is Money
Published: 09:46 EST, 25 February 2020 | Updated: 10:17 EST, 25February 2020
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Tesco has revealed 1,800 jobs could be cut in an overhaul of its bakeries as Britain buys less bread. The supermarket giant said that customers are buying fewer traditional loaves of bread and turning to wraps, bagels and flatbread instead, denting its traditional in-store bakeries. Tesco announced today that it will change its bakery space and range from May to meet changing demand - including less fresh bread baking from scratch in-store - and up to 1,816 workers could lose their jobs.+3
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Bakery off: Tesco has revealed that it will stop baking fresh bread in some stores and overhaul its range as customers buy fewer loaves ofbread
Jason Tarry, UK & ROI CEO of Tesco, said: ‘We need to adapt to changing customer demand and tastes for bakery products so that we continue to offer customers a market-leading bakery range in store. ‘We know this will be very difficult for colleagues who are impacted, and our priority is to support them through this process. We hope that many will choose to stay with us in alternative roles.’ Shoppers in Britain have been buying less bread in recent years as they switch to lower carbohydrate diets. Meanwhile, changing tastes mean others are choosing to shun the traditional white or wholemeal sliced loaf and opt for sourdough and artisan breads, or flatbreads, wraps and bagels.RELATED ARTICLES
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Tesco said that the impact of this was significant enough to need to revamp its traditional shop bakeries. Tesco will put less traditional loaves of bread on its shelves and dedicate more space to more popular baked goods, including bigger regional bakery ranges in partnership with small local suppliers. It will continue to bake from scratch in 257 Tesco stores, but in 201 other stores only the most popular products will be baked fresh with other items part-baked.+3
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With more bagels, wraps and flatbreads being sold, less Tesco stores will have baking from scratch A further 58 stores will switch to ‘full bake-off’, where all bakery products are delivered pre-prepared and then baked and finishedin-store.
In a statement, the supermarket said: 'Due to some stores doing less scratch baking, as well as the simplified routines these changes will bring, we will unfortunately need fewer colleagues to work in theseareas.
'As a result, there are 1,816 bakery colleagues being put at risk ofredundancy.
'At this difficult time, our priority will be to support those colleagues impacted, including finding an alternative role from the many thousands of vacancies we will have available across our store networks between now and May, for those who wish to stay with us.' The news emerged on the same day that Tesco waved goodbye to its China business as it offloaded its remaining stake to its joint venture partner for £275million. The UK's biggest supermarket, which has been diminishing its presence in Asia, has struggled to crack the Chinese market. Today it said it has agreed to sell its 20 per cent stake in the Gain Land joint venture to a unit of its state-run partner China ResourcesHoldings.
'The disposal allows Tesco to further simplify and focus the business on its core operations,' it said in a short statement.+3
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Tesco will put less traditional loaves of bread on its shelves and dedicate more space to more popular baked goods Tesco combined its 131 stores Chinese stores with partner CRH's almost 3,000 sites in 2014. The exit from China follows that from South Korea in 2015, when it sold the business for £4billion to help shore up the balance sheet following an accounting scandal. In December last year, it said it was considering to sell its Thai and Malaysian businesses after an approach by an unnamed buyer, although those businesses still remain unsold. Now that the supermarket has exited China too, a possible exit from Thailand and Malaysia would reduce Tesco's non-UK operations to central Europe and Ireland. Tesco has 1,967 stores in Thailand and 74 stores in Malaysia and has been operating in Asia for over 20 years. The disposal of sites in Asia comes as chief executive Dave Lewis winds down his tenure at the retail firm, before new chief Ken Murphy takes over in the summer. Tesco shares were down 1.6 per cent at 245.3p in afternoon trading TOP DIY INVESTING PLATFORMSLow cost portfolios
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* MIDAS SHARE TIPS: Here's a fresh way to pick up a tasty slice of profits - from chilled food firm Bakkavor * MIDAS SHARE TIPS: Your funds will bear fruit in Global Sustainable Farmland Income Trust that grows profits on farms * MIDAS SHARE TIPS UPDATE: Our student digs tip Watkin Jones has really made the grade * MIDAS SHARE TIPS: Property group Harworth brings prestige to pit clash site of Orgreave Â
FUND AND TRUST IDEAS * ASI INCOME FOCUS: Thomas Moore and Charles Luke hope to rebuild from wreckage of Woodford * PICTET GLOBAL ENVIRONMENTAL OPPORTUNITIES: The £2bn fund that helps to save the planet * MERCHANTS: Trust rewards investors with 4.8% income and growth as it benefits from UK shares on the rise * FIDELITY CHINA SPECIAL SITUATIONS: Deadly coronavirus presents tricky situation for China trust * PERSONAL ASSETS TRUST: Trust has one key mission - to preserve the 'real' value of investors' wealth * CRUX EUROPEAN SPECIAL SITUATIONS: Europe is the Crux in thesespecial cases
* TROY INCOME AND GROWTH TRUST: Why income seekers love the Troystory
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* SCOTTISH INVESTMENT TRUST: Reasons to be cheerful as we head intothe new year
* JLEN ENVIRONMENTAL ASSETS: The green investment trust that's delivered 39% to investors over three years Â
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FTSE LIVE: Shares volatile on virus*
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The Pru can keep London listing and expand*
Coronavirus wipes £100bn off FTSE in two days*
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Hotel Chocolat founder slams 'crazy' rates*
Hammerson slashes dividend almost in halfLATEST FROM MARKETS
* Big business sounds alarm over virus: Diageo takes a £200m hit to profits, Rio warns on China demand as Chevron UK HQ is evacuated * Jury told to ignore bankers' bonuses as they decide fate of three ex-Barclays executives accused of fraud * Builder Taylor Wimpey hails its own Boris bounce claiming confidence is growing among buyers * Prudential bosses in shake-up talks BEFORE hedge fund called for abreak-up
* Record-breaking bra sales give M&S a welcome lift as it captures 37.5% of the market * Now crisis-hit NMC Health fires chief exec after investigators find 'potential discrepancies' on its balance sheet * MARKET REPORT: Back from the dead - first dividend in six years from Serco as outsourcing giant finally returns to growth * US private equity giant Blackstone snaps up student housing firmIQ in £4.7bn deal
* Comeback for label that launched Blondie: Chrysalis Records to make music again for first time in two decades * Three of Britain's biggest finance firms to axe more than 2,000 jobs as part of their relentless push onlineMORE HEADLINES
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