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QNB TUNISIA HOME
QNB wins 7 prestigious awards in Euromoney Private Banking & Wealth Management Read more. Read more. Offre de recrutement Branch Manager. Recrutement: Branch Manager Zone Nabeul et Read more. Read more. QNB Group announced as Official Middle East and Africa Supporter and Official Qatari Bank of FIFA World Cup 2022™. QNB Group announcedINTERNET BANKING
Internet Banking. Check your account balance, the movements of your account, the situation of your commitments and more.BUSINESS - QNB
E-Business. The E-business service is a package with multiple advantages intended for companies, which allows you to benefit from several remote services: Read More.E-BUSINESS - QNB
E-Business. The E-business service is a package with multiple advantages intended for companies, which allows you to benefit from several remote services: Consult the account transaction balance. Download the online account statement in: Excel, PDF and Word. Make multiple transfers ofMOBILE BANKING
Mobile Banking. Imagine that all services provided by the bank branch are at your fingertips Through downloading the application on your smartphone or tablet, or by viewing the features of this mobile banking service on the tablets available in all our branches.ABOUT QNB GROUP
About QNB Tunisia - Qatar National Bank Tunisia . * QNB Representative Offices ** Associates, Subsidiaries and AffiliateMOBILE BANKING
Through downloading the application on your smartphone or tablet, or by viewing the features of this mobile banking service on the tablets available in all our branches. With QNB Mobile Banking, you will be able to view your account balances, and make bank transfers within QNBT accounts. This service is free and available in Arabic, Englishand
SMS BANKING
Receive SMS alerts: For withdrawals and payments made by your card (in real time) Expiry date of your card. When your new card is ready. Of all internet payments. Of cheque operations. When your loan is released. When you paid an installment. When you make or receive atransfer.
IBAN CONVERTER
Please enter your QNB Account number to generate your IBAN Number. Account Numbers. Please enter a 20 digits account number. Generate. *Iban calculation application; It indicates the IBAN number that will match the number entered in the Account Number field. The validity of the account number is not checked. Any dispute arising out of or inany
INSURANCE - QNB
Borrower Insurance. It guarantees, in case of death from any or total cause and permanent disability of the credit Beneficiary (the insured), the payment of the remaining capital of the monthly installment at the time of death to Qatar National Bank by Carte vie. The amount of the premium is determined based on amount and term ofthe credit and
QNB TUNISIA HOME
QNB wins 7 prestigious awards in Euromoney Private Banking & Wealth Management Read more. Read more. Offre de recrutement Branch Manager. Recrutement: Branch Manager Zone Nabeul et Read more. Read more. QNB Group announced as Official Middle East and Africa Supporter and Official Qatari Bank of FIFA World Cup 2022™. QNB Group announcedINTERNET BANKING
Internet Banking. Check your account balance, the movements of your account, the situation of your commitments and more.BUSINESS - QNB
E-Business. The E-business service is a package with multiple advantages intended for companies, which allows you to benefit from several remote services: Read More.E-BUSINESS - QNB
E-Business. The E-business service is a package with multiple advantages intended for companies, which allows you to benefit from several remote services: Consult the account transaction balance. Download the online account statement in: Excel, PDF and Word. Make multiple transfers ofMOBILE BANKING
Mobile Banking. Imagine that all services provided by the bank branch are at your fingertips Through downloading the application on your smartphone or tablet, or by viewing the features of this mobile banking service on the tablets available in all our branches.ABOUT QNB GROUP
About QNB Tunisia - Qatar National Bank Tunisia . * QNB Representative Offices ** Associates, Subsidiaries and AffiliateMOBILE BANKING
Through downloading the application on your smartphone or tablet, or by viewing the features of this mobile banking service on the tablets available in all our branches. With QNB Mobile Banking, you will be able to view your account balances, and make bank transfers within QNBT accounts. This service is free and available in Arabic, Englishand
SMS BANKING
Receive SMS alerts: For withdrawals and payments made by your card (in real time) Expiry date of your card. When your new card is ready. Of all internet payments. Of cheque operations. When your loan is released. When you paid an installment. When you make or receive atransfer.
IBAN CONVERTER
Please enter your QNB Account number to generate your IBAN Number. Account Numbers. Please enter a 20 digits account number. Generate. *Iban calculation application; It indicates the IBAN number that will match the number entered in the Account Number field. The validity of the account number is not checked. Any dispute arising out of or inany
INSURANCE - QNB
Borrower Insurance. It guarantees, in case of death from any or total cause and permanent disability of the credit Beneficiary (the insured), the payment of the remaining capital of the monthly installment at the time of death to Qatar National Bank by Carte vie. The amount of the premium is determined based on amount and term ofthe credit and
INTERNET BANKING
Internet Banking. Check your account balance, the movements of your account, the situation of your commitments and more.MOBILE BANKING
Mobile Banking. Imagine that all services provided by the bank branch are at your fingertips Through downloading the application on your smartphone or tablet, or by viewing the features of this mobile banking service on the tablets available in all our branches.MOBILE BANKING
Through downloading the application on your smartphone or tablet, or by viewing the features of this mobile banking service on the tablets available in all our branches. With QNB Mobile Banking, you will be able to view your account balances, and make bank transfers within QNBT accounts. This service is free and available in Arabic, Englishand
BRANCHES QNB TUNISIA Branches. ATM. Branches. City. Please select the city Ariana Béja Ben Arous Gabès Kasserine Manouba Medenine Monastir Nabeul Sfax Sousse Tunis. Please select the city. ATM.SMS BANKING
Receive SMS alerts: For withdrawals and payments made by your card (in real time) Expiry date of your card. When your new card is ready. Of all internet payments. Of cheque operations. When your loan is released. When you paid an installment. When you make or receive atransfer.
FINANCIAL TOOLS
7,169. 7,339. CNY. Chinese Yuan Renminbi. 1. 0,422. 0,431. * Rates are for information purpose only and are subject to change without notice. You should confirm current rates with your relationship officer or branch before making any transactions thatBANK SAFELY
Bank Safely. Below are some helpful tips and safety measures to help ensure your safety and security when conducting ATM and POS transactions. ATM Safety Tips. Be alert and aware of your surroundings when using ATMs. Opt for ATMs in well-lit and public places for your transactions. Do not accept help from any unknown / suspicious personwhen
2021 - QNB.COM.TN
Financial Results For The Three Months Ended 31 March 2021. QNB, the largest financial institution in the Middle East and Africa (MEA) region, announced its results forVEHICLE LOAN
Features. Maximum Loan Amount: 80% 4 hp. 60% 5 hp and more. Wage ceiling: Depending on the salary or income. Maximum Loan Tenor: Maximum 7 years for a new vehicle. Maximum 5 years for pre-owned vehicles. Reply time: Max. 5 working days.BOARD OF DIRECTORS
Group Board Nomination, Remuneration, Governance and Policies Committee. H.E. Fahad Mohammed Fahad Buzwair. Chairman of the Committee. H.E. Sheikh Abdulrahman Bin Saud Bin Fahad Al-Thani. Member. H.E. Sheikh Hamad Bin Jaber Bin Jassem Al-Thani. Member.QNB TUNISIA HOME
QNB wins 7 prestigious awards in Euromoney Private Banking & Wealth Management Read more. Read more. Offre de recrutement Branch Manager. Recrutement: Branch Manager Zone Nabeul et Read more. Read more. QNB Group announced as Official Middle East and Africa Supporter and Official Qatari Bank of FIFA World Cup 2022™. QNB Group announcedPERSONAL - QNB
Tunisians living in Qatar. QNB Tunisia is committed to providing you with the highest level of banking services. Read More.BUSINESS - QNB
E-Business. The E-business service is a package with multiple advantages intended for companies, which allows you to benefit from several remote services: Read More.E-BUSINESS - QNB
E-Business. The E-business service is a package with multiple advantages intended for companies, which allows you to benefit from several remote services: Consult the account transaction balance. Download the online account statement in: Excel, PDF and Word. Make multiple transfers ofABOUT QNB GROUP
About QNB Tunisia - Qatar National Bank Tunisia . * QNB Representative Offices ** Associates, Subsidiaries and AffiliateMOBILE BANKING
Through downloading the application on your smartphone or tablet, or by viewing the features of this mobile banking service on the tablets available in all our branches. With QNB Mobile Banking, you will be able to view your account balances, and make bank transfers within QNBT accounts. This service is free and available in Arabic, Englishand
IBAN CONVERTER
Please enter your QNB Account number to generate your IBAN Number. Account Numbers. Please enter a 20 digits account number. Generate. *Iban calculation application; It indicates the IBAN number that will match the number entered in the Account Number field. The validity of the account number is not checked. Any dispute arising out of or inany
INSURANCE - QNB
Borrower Insurance. It guarantees, in case of death from any or total cause and permanent disability of the credit Beneficiary (the insured), the payment of the remaining capital of the monthly installment at the time of death to Qatar National Bank by Carte vie. The amount of the premium is determined based on amount and term ofthe credit and
TRAINING AND DEVELOPMENT Training and Development. We take pride in saying: “At QNB, we consider training & development as an investment and, not as cost”. We strive to do everything to help every individual meet their career aspirations and unlock potential. QNB has a full-fledged training center which has best-in-class infrastructure such as specializedtrainers
EXECUTIVE MANAGEMENT Executive General Manager & Group Chief Operating Officer. Abdulla Kamal. General Manager Group Administration & General Services. Abdullah Nasser Al-Khalifa. General Manager Group Human Capital. Adel Ali Al-Malki. General Manager Group Information Technology. Nedal S. Al-Nuaimi. General Manager Group Operations.QNB TUNISIA HOME
QNB wins 7 prestigious awards in Euromoney Private Banking & Wealth Management Read more. Read more. Offre de recrutement Branch Manager. Recrutement: Branch Manager Zone Nabeul et Read more. Read more. QNB Group announced as Official Middle East and Africa Supporter and Official Qatari Bank of FIFA World Cup 2022™. QNB Group announcedPERSONAL - QNB
Tunisians living in Qatar. QNB Tunisia is committed to providing you with the highest level of banking services. Read More.BUSINESS - QNB
E-Business. The E-business service is a package with multiple advantages intended for companies, which allows you to benefit from several remote services: Read More.E-BUSINESS - QNB
E-Business. The E-business service is a package with multiple advantages intended for companies, which allows you to benefit from several remote services: Consult the account transaction balance. Download the online account statement in: Excel, PDF and Word. Make multiple transfers ofABOUT QNB GROUP
About QNB Tunisia - Qatar National Bank Tunisia . * QNB Representative Offices ** Associates, Subsidiaries and AffiliateMOBILE BANKING
Through downloading the application on your smartphone or tablet, or by viewing the features of this mobile banking service on the tablets available in all our branches. With QNB Mobile Banking, you will be able to view your account balances, and make bank transfers within QNBT accounts. This service is free and available in Arabic, Englishand
IBAN CONVERTER
Please enter your QNB Account number to generate your IBAN Number. Account Numbers. Please enter a 20 digits account number. Generate. *Iban calculation application; It indicates the IBAN number that will match the number entered in the Account Number field. The validity of the account number is not checked. Any dispute arising out of or inany
INSURANCE - QNB
Borrower Insurance. It guarantees, in case of death from any or total cause and permanent disability of the credit Beneficiary (the insured), the payment of the remaining capital of the monthly installment at the time of death to Qatar National Bank by Carte vie. The amount of the premium is determined based on amount and term ofthe credit and
TRAINING AND DEVELOPMENT Training and Development. We take pride in saying: “At QNB, we consider training & development as an investment and, not as cost”. We strive to do everything to help every individual meet their career aspirations and unlock potential. QNB has a full-fledged training center which has best-in-class infrastructure such as specializedtrainers
EXECUTIVE MANAGEMENT Executive General Manager & Group Chief Operating Officer. Abdulla Kamal. General Manager Group Administration & General Services. Abdullah Nasser Al-Khalifa. General Manager Group Human Capital. Adel Ali Al-Malki. General Manager Group Information Technology. Nedal S. Al-Nuaimi. General Manager Group Operations.PERSONAL - QNB
Tunisians living in Qatar. QNB Tunisia is committed to providing you with the highest level of banking services. Read More.INTERNET BANKING
Internet Banking. Check your account balance, the movements of your account, the situation of your commitments and more. WELCOME TO QNB FIRST Dear QNB First member, We are very pleased to present you your FIRST QNB guide which outlines the wide range of products and services offered to you, products E-BANKING - QNB.COM.TN Your time is precious, that’s why QNB offers you secure and efficient online banking. Thanks to QNB Net and QNB SMS, you will be able to manage your day-to-day financial operations online.MOBILE BANKING
Through downloading the application on your smartphone or tablet, or by viewing the features of this mobile banking service on the tablets available in all our branches. With QNB Mobile Banking, you will be able to view your account balances, and make bank transfers within QNBT accounts. This service is free and available in Arabic, Englishand
BANK SAFELY
Bank Safely. Below are some helpful tips and safety measures to help ensure your safety and security when conducting ATM and POS transactions. ATM Safety Tips. Be alert and aware of your surroundings when using ATMs. Opt for ATMs in well-lit and public places for your transactions. Do not accept help from any unknown / suspicious personwhen
2021 - QNB.COM.TN
Financial Results For The Three Months Ended 31 March 2021. QNB, the largest financial institution in the Middle East and Africa (MEA) region, announced its results forFINANCIAL TOOLS
7,169. 7,339. CNY. Chinese Yuan Renminbi. 1. 0,422. 0,431. * Rates are for information purpose only and are subject to change without notice. You should confirm current rates with your relationship officer or branch before making any transactions thatINSURANCE - QNB
Borrower Insurance. It guarantees, in case of death from any or total cause and permanent disability of the credit Beneficiary (the insured), the payment of the remaining capital of the monthly installment at the time of death to Qatar National Bank by Carte vie. The amount of the premium is determined based on amount and term ofthe credit and
ELECTRONIC PAYMENT TERMINAL (POS) Features. POS is an electronic device that allows you to accept payments from your customers using bank payment cards (CIB, VISA, MasterCard). QNB POS offers you a payment guarantee and automatic transmission of your incoming payments to your QNB account.QNB TUNISIA HOME
QNB wins 7 prestigious awards in Euromoney Private Banking & Wealth Management Read more. Read more. Offre de recrutement Branch Manager. Recrutement: Branch Manager Zone Nabeul et Read more. Read more. QNB Group announced as Official Middle East and Africa Supporter and Official Qatari Bank of FIFA World Cup 2022™. QNB Group announcedINTERNET BANKING
Internet Banking. Check your account balance, the movements of your account, the situation of your commitments and more.BUSINESS - QNB
E-Business. The E-business service is a package with multiple advantages intended for companies, which allows you to benefit from several remote services: Read More.E-BUSINESS - QNB
E-Business. The E-business service is a package with multiple advantages intended for companies, which allows you to benefit from several remote services: Consult the account transaction balance. Download the online account statement in: Excel, PDF and Word. Make multiple transfers ofABOUT QNB GROUP
About QNB Tunisia - Qatar National Bank Tunisia . * QNB Representative Offices ** Associates, Subsidiaries and Affiliate BRANCHES QNB TUNISIA Branches. ATM. Branches. City. Please select the city Ariana Béja Ben Arous Gabès Kasserine Manouba Medenine Monastir Nabeul Sfax Sousse Tunis. Please select the city. ATM.SMS BANKING
Receive SMS alerts: For withdrawals and payments made by your card (in real time) Expiry date of your card. When your new card is ready. Of all internet payments. Of cheque operations. When your loan is released. When you paid an installment. When you make or receive atransfer.
IBAN CONVERTER
Please enter your QNB Account number to generate your IBAN Number. Account Numbers. Please enter a 20 digits account number. Generate. *Iban calculation application; It indicates the IBAN number that will match the number entered in the Account Number field. The validity of the account number is not checked. Any dispute arising out of or inany
INSURANCE - QNB
BORROWER INSURANCE. It guarantees, in case of death from any or total cause and permanent disability of the credit Beneficiary (the insured), the payment of the remaining capital of the monthly installment at the time of death to Qatar National Bank by Carte vie.The amount of the premium is determined based on amount and term of the credit and the age range of the insured person. TRAINING AND DEVELOPMENT Training and Development. We take pride in saying: “At QNB, we consider training & development as an investment and, not as cost”. We strive to do everything to help every individual meet their career aspirations and unlock potential. QNB has a full-fledged training center which has best-in-class infrastructure such as specializedtrainers
QNB TUNISIA HOME
QNB wins 7 prestigious awards in Euromoney Private Banking & Wealth Management Read more. Read more. Offre de recrutement Branch Manager. Recrutement: Branch Manager Zone Nabeul et Read more. Read more. QNB Group announced as Official Middle East and Africa Supporter and Official Qatari Bank of FIFA World Cup 2022™. QNB Group announcedINTERNET BANKING
Internet Banking. Check your account balance, the movements of your account, the situation of your commitments and more.BUSINESS - QNB
E-Business. The E-business service is a package with multiple advantages intended for companies, which allows you to benefit from several remote services: Read More.E-BUSINESS - QNB
E-Business. The E-business service is a package with multiple advantages intended for companies, which allows you to benefit from several remote services: Consult the account transaction balance. Download the online account statement in: Excel, PDF and Word. Make multiple transfers ofABOUT QNB GROUP
About QNB Tunisia - Qatar National Bank Tunisia . * QNB Representative Offices ** Associates, Subsidiaries and Affiliate BRANCHES QNB TUNISIA Branches. ATM. Branches. City. Please select the city Ariana Béja Ben Arous Gabès Kasserine Manouba Medenine Monastir Nabeul Sfax Sousse Tunis. Please select the city. ATM.SMS BANKING
Receive SMS alerts: For withdrawals and payments made by your card (in real time) Expiry date of your card. When your new card is ready. Of all internet payments. Of cheque operations. When your loan is released. When you paid an installment. When you make or receive atransfer.
IBAN CONVERTER
Please enter your QNB Account number to generate your IBAN Number. Account Numbers. Please enter a 20 digits account number. Generate. *Iban calculation application; It indicates the IBAN number that will match the number entered in the Account Number field. The validity of the account number is not checked. Any dispute arising out of or inany
INSURANCE - QNB
BORROWER INSURANCE. It guarantees, in case of death from any or total cause and permanent disability of the credit Beneficiary (the insured), the payment of the remaining capital of the monthly installment at the time of death to Qatar National Bank by Carte vie.The amount of the premium is determined based on amount and term of the credit and the age range of the insured person. TRAINING AND DEVELOPMENT Training and Development. We take pride in saying: “At QNB, we consider training & development as an investment and, not as cost”. We strive to do everything to help every individual meet their career aspirations and unlock potential. QNB has a full-fledged training center which has best-in-class infrastructure such as specializedtrainers
PERSONAL - QNB
Tunisians living in Qatar. QNB Tunisia is committed to providing you with the highest level of banking services. Read More.MOBILE BANKING
Through downloading the application on your smartphone or tablet, or by viewing the features of this mobile banking service on the tablets available in all our branches. With QNB Mobile Banking, you will be able to view your account balances, and make bank transfers within QNBT accounts. This service is free and available in Arabic, Englishand
SMS BANKING
Receive SMS alerts: For withdrawals and payments made by your card (in real time) Expiry date of your card. When your new card is ready. Of all internet payments. Of cheque operations. When your loan is released. When you paid an installment. When you make or receive atransfer.
NEWS AND INSIGHTS
QNB Group receives “AA” Rating by leading index provider MSCI ESG Research. QNB, the largest financial institution in the Middle East and Africa, received a rating of AA in the MSCI ESG Ratings assessment, conducted by MSCI ESG Research LLC. Read More.BANK SAFELY
Bank Safely. Below are some helpful tips and safety measures to help ensure your safety and security when conducting ATM and POS transactions. ATM Safety Tips. Be alert and aware of your surroundings when using ATMs. Opt for ATMs in well-lit and public places for your transactions. Do not accept help from any unknown / suspicious personwhen
FINANCIAL TOOLS
7,109. 7,278. CNY. Chinese Yuan Renminbi. 1. 0,418. 0,427. * Rates are for information purpose only and are subject to change without notice. You should confirm current rates with your relationship officer or branch before making any transactions that VISION, MISSION AND VALUES Operational Excellence. Improve customer experience by a factor of 10 times each and every year. Integrity. At all times and in any situation work with integrity, trust and honesty. Transparency. Ensure all products, processes and interactions are transparent and fair. Social Responsibility. Contribute to and enhance the communities inwhich we
CONTACT US - QNB
Feedbacks and Inquiries. For any inquiries, please contact our Customer Care Centre at: (+216) 36 00 40 00 or fill in the below form. Fields marked with (*) are mandatory. EXECUTIVE MANAGEMENT Executive General Manager & Group Chief Operating Officer. Abdulla Kamal. General Manager Group Administration & General Services. Abdullah Nasser Al-Khalifa. General Manager Group Human Capital. Adel Ali Al-Malki. General Manager Group Information Technology. Nedal S. Al-Nuaimi. General Manager Group Operations.FATCA - QNB
FATCA - QATAR NATIONAL BANK TUNISIA - QNB TUNISIE. FATCA overview. The Foreign Account Tax Compliance Act (FATCA) is a US law enacted in 2010 as part of the Hiring Incentives to Restore Employment (HIRE) Act.* About QNB Group
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* * QNB Representative Offices * ** Associates, Subsidiaries and Affiliate MAKE YOUR BANK TRANSFERS, SAFELY.More Information
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MAKE YOUR BANK TRANSFERS, SAFELY.More Information
RECEIVE YOUR ACCOUNT STATEMENT ONLINE, SURELY.More Information
QNB OFFSITE ATM, AT YOUR SERVICE WHEREVER YOU ARE.More Information
CALL CENTER QNB, A SERVICE THAT MEETS YOUR EXPECTATIONS.More Information
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DurdurAll Campaigns All CampaignsNEWS ROOM
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US FED CUT RATES AGAIN AND SIGNALS A PAUSE FOR BREATH The US Federal Reserve (Fed) has decided to cut rates for the third time this year at its latest monetary policy meeting in October29-30th....
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BANK INDONESIA CUT POLICY RATES FURTHER TO SUPPORT ECONOMY Bank Indonesia (BI), the central bank of Southeast Asia’s largest economy, decided to cut rates further by 25 basis points (bps) to 5%in its...
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GLOBAL GROWTH IS SLOWING AND THE STRENGTH OF THE RECOVERY IS UNCERTAIN In its latest World Economic Outlook (WEO), the International Monetary Fund (IMF) forecasts a synchronized slowing in the growth rate ofglobal...
Read more _ _
Read more _ _
IS THE GLOBAL MANUFACTURING RECESSION COMING TO AN END? The global economy has clearly slowed over the last couple of years. During this period, global manufacturing led the way in creatingdemand...
Read more _ _
Read more _ _
GLOBAL INTEREST RATES WILL BE LOWER FOR LONGER TO SUPPORT GROWTH The global economy is sailing into headwinds, the most obvious of which is the trade war between the US and China. This has in-turnforced...
Read more _ _
Read more _ _
US FED CUT RATES AGAIN AND SIGNALS A PAUSE FOR BREATH The US Federal Reserve (Fed) has decided to cut rates for the third time this year at its latest monetary policy meeting in October29-30th....
Read more _ _
Read more _ _
BANK INDONESIA CUT POLICY RATES FURTHER TO SUPPORT ECONOMY Bank Indonesia (BI), the central bank of Southeast Asia’s largest economy, decided to cut rates further by 25 basis points (bps) to 5%in its...
Read more _ _
Read more _ _
GLOBAL GROWTH IS SLOWING AND THE STRENGTH OF THE RECOVERY IS UNCERTAIN In its latest World Economic Outlook (WEO), the International Monetary Fund (IMF) forecasts a synchronized slowing in the growth rate ofglobal...
Read more _ _
Read more _ _
IS THE GLOBAL MANUFACTURING RECESSION COMING TO AN END? The global economy has clearly slowed over the last couple of years. During this period, global manufacturing led the way in creatingdemand...
Read more _ _
Read more _ _
GLOBAL INTEREST RATES WILL BE LOWER FOR LONGER TO SUPPORT GROWTH The global economy is sailing into headwinds, the most obvious of which is the trade war between the US and China. This has in-turnforced...
Read more _ _
Read more _ _
US FED CUT RATES AGAIN AND SIGNALS A PAUSE FOR BREATH The US Federal Reserve (Fed) has decided to cut rates for the third time this year at its latest monetary policy meeting in October29-30th....
Read more _ _
Read more _ _
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QNB TUNISIA IS THE DIAMOND SPONSOR OF THE 21ST INTERNATIONAL FORUM OF L'ECONOMISTE MAGHRÉBIN QNB Tunisia participated for the fifth year in a row in the activities of the twenty-first international forum organized by the magazine...Read more _ _
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Sending local bank transfers remotely. Adding directly and remotely an unlimited number of beneficiaries. Benefiting from a powerful...Read more _ _
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