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MEKAR (PT Mekar Investama Sampoerna) - Finance small Indonesian businesses. Safe loans with meaningful impact. Earn up to 12.5% per year. Your money is protected with a principal protection guarantee provided by our partners. Support the growth of Indonesian MSMEs and create positive social impact. Mekar is registered with and supervised by the Indonesian Financial Services Authority. MEKAR FUNDER PORTAL PEER-TO-PEER LENDING MARKETPLACE Sampoerna Strategic Square, South Tower, 21 st floor, Jalan Jendral Sudirman Kav. 45-46, Karet Semanggi, Kecamatan Setiabudi, Jakarta Selatan 12930. +6221 300 22735 (Call) +62819 5265 6411 (Whatsapp) Connect with Us. We are processing your request.CONTACT US - MEKAR
Contact Information. Sampoerna Strategic Square, South Tower, 21 st floor, Jalan Jendral Sudirman Kav. 45-46, Karet Semanggi, Kecamatan Setiabudi, Jakarta Selatan 12930. +6221 300 22735 (Call) +62819 5265 6411 (Whatsapp) support@mekar.id. OUR TEAM, VISION, DAN MISION AS ONLINE INVESTMENT Mekar.id is the web platform used by MEKAR to offer all the available loans to you, the lenders. You can reap up to of 10% profit annually and have your principal guaranteed by up to 100 percent by our lending partners. MEKAR means 'To blossom' in Bahasa Indonesia. Mekar (PT Mekar Investama Sampoerna) aims to improve access to finance to micro FAQS ABOUT MEKAR AS YOUR PLATFORM FOR FUNDING LOANS TO A safe and profitable way to grow your money, and one that is aligned with your values. By funding loans through Mekar, you help Indonesian MSMEs grow, drive local economies and create positive social impact while earning higher interest rates than most time deposit accounts. MEKAR FUNDER PORTAL PEER-TO-PEER LENDING …TRANSLATE THIS PAGE 0% pinjaman bermasalah (NPL) 10 unit kantor cabang. Jangkauan: Jakarta, Banten, Jawa Barat, Jawa Tengah, Yogyakarta and Jawa Timur. Misi Koperasi Simpan Pinjam Dwi Tunggal. Bersama kita ciptakan kesempatan tumbuh dan berkembang. Memberikan pelayanan yang berkualitas, cepat dan transparan. Menggerakan produk perekonomian sesuai dengan teori. INVESTING IN INDONESIA: 10 BENEFITS AND CHALLENGES 10 challenges facing foreign investors. High hedging costs of 6-8% per year for hard currencies; Punitive taxes for ‘pass-through’ funds or if you make a ‘capital-loss’ on your equity investment; Fragmentation of markets is the norm & lack of market data; In-company and workforce innovation can be a challenge; MEKAR MASUK DAFTAR 10 PLATFORM CROWDFUNDING …TRANSLATE THIS PAGE MEKAR masuk dalam daftar Top 10 Crowdfunding Platforms in Indonesia yang disusun oleh Top10Asia.org bersama dengan pemain-pemain terkemuka lainnya di industri crowdfunding, termasuk di antaranya Kitabisa, DANAdidik, dan Tanifund. Lihat daftar lengkapnya berikut ini. FINTECH DI INDONESIA: PERKEMBANGANNYA DI 2017 DAN …TRANSLATE THISPAGE
Tahun 2017 telah menjadi tahun yang menggairahkan bagi banyak startup fintech di Indonesia. Sepanjang tahun ini, setidaknya muncul lebih dari 40 bisnis fintech baru yang mencoba peruntungan di lanskap keuangan Indonesia bersama dengan 140-an startup lain yang telah berdiri sebelumnya, seperti disebutkan dalam Fintech Report 2017 yang dirilis oleh DailySocial belum lama ini. KENAPA UMKM INDONESIA KESULITAN MENGAKSES …TRANSLATE THIS PAGE Kenapa UMKM Indonesia Kesulitan Mengakses Pinjaman Bank? Kebanyakan pelaku usaha kecil di Indonesia memulai dan membiayai bisnisnya secara mandiri, dengan merogoh uang dari kantong mereka sendiri. Namun, saat tiba waktunya untuk mengembangkan bisnis mereka, seringkali mereka harus menghadapi masalah dengan pembiayaan. MEKAR - DANAI USAHA KECIL INDONESIA, HASILKAN S.D …TRANSLATE THISPAGE
MEKAR (PT Mekar Investama Sampoerna) - Finance small Indonesian businesses. Safe loans with meaningful impact. Earn up to 12.5% per year. Your money is protected with a principal protection guarantee provided by our partners. Support the growth of Indonesian MSMEs and create positive social impact. Mekar is registered with and supervised by the Indonesian Financial Services Authority. MEKAR FUNDER PORTAL PEER-TO-PEER LENDING MARKETPLACE Sampoerna Strategic Square, South Tower, 21 st floor, Jalan Jendral Sudirman Kav. 45-46, Karet Semanggi, Kecamatan Setiabudi, Jakarta Selatan 12930. +6221 300 22735 (Call) +62819 5265 6411 (Whatsapp) Connect with Us. We are processing your request.CONTACT US - MEKAR
Contact Information. Sampoerna Strategic Square, South Tower, 21 st floor, Jalan Jendral Sudirman Kav. 45-46, Karet Semanggi, Kecamatan Setiabudi, Jakarta Selatan 12930. +6221 300 22735 (Call) +62819 5265 6411 (Whatsapp) support@mekar.id. OUR TEAM, VISION, DAN MISION AS ONLINE INVESTMENT Mekar.id is the web platform used by MEKAR to offer all the available loans to you, the lenders. You can reap up to of 10% profit annually and have your principal guaranteed by up to 100 percent by our lending partners. MEKAR means 'To blossom' in Bahasa Indonesia. Mekar (PT Mekar Investama Sampoerna) aims to improve access to finance to micro FAQS ABOUT MEKAR AS YOUR PLATFORM FOR FUNDING LOANS TO A safe and profitable way to grow your money, and one that is aligned with your values. By funding loans through Mekar, you help Indonesian MSMEs grow, drive local economies and create positive social impact while earning higher interest rates than most time deposit accounts. MEKAR FUNDER PORTAL PEER-TO-PEER LENDING …TRANSLATE THIS PAGE 0% pinjaman bermasalah (NPL) 10 unit kantor cabang. Jangkauan: Jakarta, Banten, Jawa Barat, Jawa Tengah, Yogyakarta and Jawa Timur. Misi Koperasi Simpan Pinjam Dwi Tunggal. Bersama kita ciptakan kesempatan tumbuh dan berkembang. Memberikan pelayanan yang berkualitas, cepat dan transparan. Menggerakan produk perekonomian sesuai dengan teori. INVESTING IN INDONESIA: 10 BENEFITS AND CHALLENGES 10 challenges facing foreign investors. High hedging costs of 6-8% per year for hard currencies; Punitive taxes for ‘pass-through’ funds or if you make a ‘capital-loss’ on your equity investment; Fragmentation of markets is the norm & lack of market data; In-company and workforce innovation can be a challenge; MEKAR MASUK DAFTAR 10 PLATFORM CROWDFUNDING …TRANSLATE THIS PAGE MEKAR masuk dalam daftar Top 10 Crowdfunding Platforms in Indonesia yang disusun oleh Top10Asia.org bersama dengan pemain-pemain terkemuka lainnya di industri crowdfunding, termasuk di antaranya Kitabisa, DANAdidik, dan Tanifund. Lihat daftar lengkapnya berikut ini. FINTECH DI INDONESIA: PERKEMBANGANNYA DI 2017 DAN …TRANSLATE THISPAGE
Tahun 2017 telah menjadi tahun yang menggairahkan bagi banyak startup fintech di Indonesia. Sepanjang tahun ini, setidaknya muncul lebih dari 40 bisnis fintech baru yang mencoba peruntungan di lanskap keuangan Indonesia bersama dengan 140-an startup lain yang telah berdiri sebelumnya, seperti disebutkan dalam Fintech Report 2017 yang dirilis oleh DailySocial belum lama ini. KENAPA UMKM INDONESIA KESULITAN MENGAKSES …TRANSLATE THIS PAGE Kenapa UMKM Indonesia Kesulitan Mengakses Pinjaman Bank? Kebanyakan pelaku usaha kecil di Indonesia memulai dan membiayai bisnisnya secara mandiri, dengan merogoh uang dari kantong mereka sendiri. Namun, saat tiba waktunya untuk mengembangkan bisnis mereka, seringkali mereka harus menghadapi masalah dengan pembiayaan. MEKAR - FUND LOANS TO SMALL INDONESIAN BUSINESSES, EARN UP MEKAR (PT Mekar Investama Sampoerna) - Finance small Indonesian businesses. Safe loans with meaningful impact. Earn up to 12.5% per year. Your money is protected with a principal protection guarantee provided by our partners. Support the growth of Indonesian MSMEs and create positive social impact. Mekar is registered with and supervised by the Indonesian Financial Services Authority. FAQS ABOUT MEKAR AS YOUR PLATFORM FOR FUNDING LOANS TO A safe and profitable way to grow your money, and one that is aligned with your values. By funding loans through Mekar, you help Indonesian MSMEs grow, drive local economies and create positive social impact while earning higher interest rates than most time deposit accounts. DAFTAR - MEKARTRANSLATE THIS PAGE Google Facebook. Atau. Nama lengkap. Nomor telepon. Indonesia +62 --------- Afganistan +93 Afrika Selatan +27 Albania +355 Aljazair +213 Amerika Serikat +1 Andorra +376 Angola +244 Anguilla +1 Antigua dan Barbuda +1 Arab Saudi +966 Argentina +54 Armenia +374 Aruba +297 Australia +61 Austria +43 Azerbaijan +994 Bahama +1 Bahrain +973Bangladesh
FUND LOANS AND GET HIGH RETURNS BY SUPPORTING THE GROWTH DISCLAIMERS: Information Technology-Based Lending Service is a civil agreement between the Funder and the Lender. Therefore all risks incurred from the agreement shall MEKAR IS ONE OF THE TOP 10 ONLINE LENDING PLATFORMS OF KPMG Report: Mekar is one of the Top 10 online lending platforms of Indonesia. Over the last 2 years Indonesia has witnessed a fast paced growth of online lending and growth of online lending platforms. These are referred to as Peer-to-peer (P2P) lending platforms in Indonesia. While the large Indonesian archipelago with over 260 million MEKAR MASUK DAFTAR 10 PLATFORM CROWDFUNDING TERATAS DI The P2P lending and crowdfunding industry in Indonesia is growing at a remarkable pace. The sprawling archipelago is now home to over 120 P2P lending and crowdfunding platforms that are registered with the Financial Services Authority (OJK), while there were only 67 registered platforms in September last year. IMPACT INVESTING IN INDONESIA, A FIVE YEAR OUTLOOK The report concluded that the impact investing market is expected to grow from an estimated value of USD 135 billion in 2015 to USD 307 billion by 2020, at an annual growth rate of 18% from 2015 to 2020. This is faster than the growth of investing overall. Little to no mention is made in the report about Indonesia. NPL P2P MELONJAK, PENGEMBALIAN PINJAMAN …TRANSLATE THIS PAGE Angka NPL ini jauh lebih tinggi dibandingkan sebelumnya yaitu pada Desember 2018 (sekitar 1,5%) dan pada Januari 2019 (sekitar 2%). Kenaikan angka NPL sektor P2P menunjukkan bahwa ada semakin banyak pinjaman yang terlambat atau gagal dibayarkan oleh peminjam. Ini juga berarti pemberi pinjaman (lender) harus lebih berhati-hati dalammemilih
FINTECH IN INDONESIA : BETWEEN FORMALITY OF REGULATION AND Imagine, you have just ordered a cup of instant noodle at a small shop (warung) in a remote village. The shopkeeper then takes out his low cost smartphone and asks you to put thumb on the smartphone screen to approve the payment. SEMUA YANG PERLU ANDA TAHU SEPUTAR PERATURAN BI …TRANSLATE THIS PAGE “Hari Bank Sentral” atau “Hari Bank Indonesia” jatuh pada tanggal 5 Juli. Untuk memperingatinya, pada tulisan kali ini kita akan mengulas sebuah peraturan penting yang dikeluarkan oleh Bank Indonesia (BI) beberapa tahun yang lalu. Tidak banyak negara yang memperingati hari bank sentral, dan tidak banyak pula negara yang memilikiperaturan serupa.
MEKAR - DANAI USAHA KECIL INDONESIA, HASILKAN S.D …TRANSLATE THISPAGE
MEKAR (PT Mekar Investama Sampoerna) - Finance small Indonesian businesses. Safe loans with meaningful impact. Earn up to 12.5% per year. Your money is protected with a principal protection guarantee provided by our partners. Support the growth of Indonesian MSMEs and create positive social impact. Mekar is registered with and supervised by the Indonesian Financial Services Authority. MEKAR - FUND LOANS TO SMALL INDONESIAN BUSINESSES, EARN UPAUTHOR: PT. MEKAR INVESTAMA SAMPOERNA MEKAR (PT Mekar Investama Sampoerna) - Finance small Indonesian businesses. Safe loans with meaningful impact. Earn up to 12.5% per year. Your money is protected with a principal protection guarantee provided by our partners. Support the growth of Indonesian MSMEs and create positive social impact. Mekar is registered with and supervised by the Indonesian Financial Services Authority. FAQS ABOUT MEKAR AS YOUR PLATFORM FOR FUNDING LOANS TO A safe and profitable way to grow your money, and one that is aligned with your values. By funding loans through Mekar, you help Indonesian MSMEs grow, drive local economies and create positive social impact while earning higher interest rates than most time deposit accounts. OUR TEAM, VISION, DAN MISION AS ONLINE INVESTMENT Mekar.id is the web platform used by MEKAR to offer all the available loans to you, the lenders. You can reap up to of 10% profit annually and have your principal guaranteed by up to 100 percent by our lending partners. MEKAR means 'To blossom' in Bahasa Indonesia. Mekar (PT Mekar Investama Sampoerna) aims to improve access to finance to micro MEKAR FUNDER PORTAL PEER-TO-PEER LENDING MARKETPLACE Sampoerna Strategic Square, South Tower, 21 st floor, Jalan Jendral Sudirman Kav. 45-46, Karet Semanggi, Kecamatan Setiabudi, Jakarta Selatan 12930. +6221 300 22735 (Call) +62819 5265 6411 (Whatsapp) Connect with Us. We are processing your request.CONTACT US - MEKAR
Contact Information. Sampoerna Strategic Square, South Tower, 21 st floor, Jalan Jendral Sudirman Kav. 45-46, Karet Semanggi, Kecamatan Setiabudi, Jakarta Selatan 12930. +6221 300 22735 (Call) +62819 5265 6411 (Whatsapp) support@mekar.id. FUND LOANS AND GET HIGH RETURNS BY SUPPORTING THE GROWTH DISCLAIMERS: Information Technology-Based Lending Service is a civil agreement between the Funder and the Lender. Therefore all risks incurred from the agreement shall TIM, VISI, DAN MISI KAMI SEBAGAI PORTAL INVESTASI Tim kami memiliki misi meningkatkan akses layanan keuangan bagi usaha kecil Indonesia dan menyediakan peluang bagi lender untuk menumbuhkan uang mereka sambil menciptakan dampak berarti. Mekar (PT Mekar Investama Sampoerna) didirikan dengan tujuan untuk meningkatkan akses finansial bagi para pelaku UMKM di Indonesia yang membawa dampaksosial
KENAPA UMKM INDONESIA KESULITAN MENGAKSES …TRANSLATE THIS PAGE Kenapa UMKM Indonesia Kesulitan Mengakses Pinjaman Bank? Kebanyakan pelaku usaha kecil di Indonesia memulai dan membiayai bisnisnya secara mandiri, dengan merogoh uang dari kantong mereka sendiri. Namun, saat tiba waktunya untuk mengembangkan bisnis mereka, seringkali mereka harus menghadapi masalah dengan pembiayaan. FINTECH DI INDONESIA: PERKEMBANGANNYA DI 2017 DAN …TRANSLATE THISPAGE
Tahun 2017 telah menjadi tahun yang menggairahkan bagi banyak startup fintech di Indonesia. Sepanjang tahun ini, setidaknya muncul lebih dari 40 bisnis fintech baru yang mencoba peruntungan di lanskap keuangan Indonesia bersama dengan 140-an startup lain yang telah berdiri sebelumnya, seperti disebutkan dalam Fintech Report 2017 yang dirilis oleh DailySocial belum lama ini. MEKAR - DANAI USAHA KECIL INDONESIA, HASILKAN S.D …TRANSLATE THISPAGE
MEKAR (PT Mekar Investama Sampoerna) - Finance small Indonesian businesses. Safe loans with meaningful impact. Earn up to 12.5% per year. Your money is protected with a principal protection guarantee provided by our partners. Support the growth of Indonesian MSMEs and create positive social impact. Mekar is registered with and supervised by the Indonesian Financial Services Authority. MEKAR - FUND LOANS TO SMALL INDONESIAN BUSINESSES, EARN UPAUTHOR: PT. MEKAR INVESTAMA SAMPOERNA MEKAR (PT Mekar Investama Sampoerna) - Finance small Indonesian businesses. Safe loans with meaningful impact. Earn up to 12.5% per year. Your money is protected with a principal protection guarantee provided by our partners. Support the growth of Indonesian MSMEs and create positive social impact. Mekar is registered with and supervised by the Indonesian Financial Services Authority. FAQS ABOUT MEKAR AS YOUR PLATFORM FOR FUNDING LOANS TO A safe and profitable way to grow your money, and one that is aligned with your values. By funding loans through Mekar, you help Indonesian MSMEs grow, drive local economies and create positive social impact while earning higher interest rates than most time deposit accounts. OUR TEAM, VISION, DAN MISION AS ONLINE INVESTMENT Mekar.id is the web platform used by MEKAR to offer all the available loans to you, the lenders. You can reap up to of 10% profit annually and have your principal guaranteed by up to 100 percent by our lending partners. MEKAR means 'To blossom' in Bahasa Indonesia. Mekar (PT Mekar Investama Sampoerna) aims to improve access to finance to micro MEKAR FUNDER PORTAL PEER-TO-PEER LENDING MARKETPLACE Sampoerna Strategic Square, South Tower, 21 st floor, Jalan Jendral Sudirman Kav. 45-46, Karet Semanggi, Kecamatan Setiabudi, Jakarta Selatan 12930. +6221 300 22735 (Call) +62819 5265 6411 (Whatsapp) Connect with Us. We are processing your request.CONTACT US - MEKAR
Contact Information. Sampoerna Strategic Square, South Tower, 21 st floor, Jalan Jendral Sudirman Kav. 45-46, Karet Semanggi, Kecamatan Setiabudi, Jakarta Selatan 12930. +6221 300 22735 (Call) +62819 5265 6411 (Whatsapp) support@mekar.id. FUND LOANS AND GET HIGH RETURNS BY SUPPORTING THE GROWTH DISCLAIMERS: Information Technology-Based Lending Service is a civil agreement between the Funder and the Lender. Therefore all risks incurred from the agreement shall TIM, VISI, DAN MISI KAMI SEBAGAI PORTAL INVESTASI Tim kami memiliki misi meningkatkan akses layanan keuangan bagi usaha kecil Indonesia dan menyediakan peluang bagi lender untuk menumbuhkan uang mereka sambil menciptakan dampak berarti. Mekar (PT Mekar Investama Sampoerna) didirikan dengan tujuan untuk meningkatkan akses finansial bagi para pelaku UMKM di Indonesia yang membawa dampaksosial
KENAPA UMKM INDONESIA KESULITAN MENGAKSES …TRANSLATE THIS PAGE Kenapa UMKM Indonesia Kesulitan Mengakses Pinjaman Bank? Kebanyakan pelaku usaha kecil di Indonesia memulai dan membiayai bisnisnya secara mandiri, dengan merogoh uang dari kantong mereka sendiri. Namun, saat tiba waktunya untuk mengembangkan bisnis mereka, seringkali mereka harus menghadapi masalah dengan pembiayaan. FINTECH DI INDONESIA: PERKEMBANGANNYA DI 2017 DAN …TRANSLATE THISPAGE
Tahun 2017 telah menjadi tahun yang menggairahkan bagi banyak startup fintech di Indonesia. Sepanjang tahun ini, setidaknya muncul lebih dari 40 bisnis fintech baru yang mencoba peruntungan di lanskap keuangan Indonesia bersama dengan 140-an startup lain yang telah berdiri sebelumnya, seperti disebutkan dalam Fintech Report 2017 yang dirilis oleh DailySocial belum lama ini. MEKAR FUNDER PORTAL PEER-TO-PEER LENDING …TRANSLATE THIS PAGE Sampoerna Strategic Square, South Tower, 21 st floor, Jalan Jendral Sudirman Kav. 45-46, Karet Semanggi, Kecamatan Setiabudi, Jakarta Selatan 12930. +6221 300 22735 (Call) +62819 5265 6411 (Whatsapp) Terhubung dengan Kami. Kami sedang memproses permintaan anda. MEKAR’S NEWS: GET THE HIGHLIGHTS ON SOCIAL IMPACT INVESTMENTS Investing in Indonesia: 10 Benefits and Challenges, with a Spotlight on Impact Investing. By Thierry.sanders@mekar.id Foreign investors contemplating to invest in Indonesia will see a large population, a wealth of natural resources and stable economic growth. MEKAR FUNDER PORTAL PEER-TO-PEER LENDING …TRANSLATE THIS PAGE 0% pinjaman bermasalah (NPL) 10 unit kantor cabang. Jangkauan: Jakarta, Banten, Jawa Barat, Jawa Tengah, Yogyakarta and Jawa Timur. Misi Koperasi Simpan Pinjam Dwi Tunggal. Bersama kita ciptakan kesempatan tumbuh dan berkembang. Memberikan pelayanan yang berkualitas, cepat dan transparan. Menggerakan produk perekonomian sesuai dengan teori. MEKAR FUNDER PORTAL PEER-TO-PEER LENDING …TRANSLATE THIS PAGE Tentang Koperasi Simpan Pinjam Mekarsari. Koperasi Simpan Pinjam Mekarsari didirikan pada tahun 2009 di Bogor, Jawa Barat. Mekarsari melayani pensiunan pegawai negeri sipil berpenghasilan rendah. MEKAR IS ONE OF THE TOP 10 ONLINE LENDING PLATFORMS OF KPMG Report: Mekar is one of the Top 10 online lending platforms of Indonesia. Over the last 2 years Indonesia has witnessed a fast paced growth of online lending and growth of online lending platforms. These are referred to as Peer-to-peer (P2P) lending platforms in Indonesia. While the large Indonesian archipelago with over 260 million INVESTING IN INDONESIA: 10 BENEFITS AND CHALLENGES 10 challenges facing foreign investors. High hedging costs of 6-8% per year for hard currencies; Punitive taxes for ‘pass-through’ funds or if you make a ‘capital-loss’ on your equity investment; Fragmentation of markets is the norm & lack of market data; In-company and workforce innovation can be a challenge; DEAR INDONESIAN MILLENNIALS, YOU TOO CAN INVEST! Peer-to-peer lending is gaining massive popularity among Indonesian millennials who are looking for an easy, safe and profitable way to invest. Indeed, becoming an investor in a peer-to-peer lending platform is easy. In MEKAR, a leading online lending platform in Indonesia, all you have to do is register for free on the website. 6 INSPIRING WAYS TO CELEBRATE INTERNATIONAL WOMEN’S DAY Celebrated every March 8, International Women’s Day is a day to honor the achievements and contributions of women around the globe. Here are six inspiring ways that you can celebrate this important day this coming weekend. INI CARA MENDUKUNG PEMENUHAN HAK FINANSIAL PEREMPUAN Every year on March 8, women around the globe take to the streets to speak out for their rights, be it political, social, or economic. In Indonesia and many parts of the world, women are still largely marginalized from access to opportunities in the socio-economicsphere.
SEMUA YANG PERLU ANDA TAHU SEPUTAR PERATURAN BI …TRANSLATE THIS PAGE “Hari Bank Sentral” atau “Hari Bank Indonesia” jatuh pada tanggal 5 Juli. Untuk memperingatinya, pada tulisan kali ini kita akan mengulas sebuah peraturan penting yang dikeluarkan oleh Bank Indonesia (BI) beberapa tahun yang lalu. Tidak banyak negara yang memperingati hari bank sentral, dan tidak banyak pula negara yang memilikiperaturan serupa.
MEKAR - DANAI USAHA KECIL INDONESIA, HASILKAN S.D …TRANSLATE THISPAGE
MEKAR (PT Mekar Investama Sampoerna) - Finance small Indonesian businesses. Safe loans with meaningful impact. Earn up to 12.5% per year. Your money is protected with a principal protection guarantee provided by our partners. Support the growth of Indonesian MSMEs and create positive social impact. Mekar is registered with and supervised by the Indonesian Financial Services Authority. MEKAR FUNDER PORTAL PEER-TO-PEER LENDING MARKETPLACE Sampoerna Strategic Square, South Tower, 21 st floor, Jalan Jendral Sudirman Kav. 45-46, Karet Semanggi, Kecamatan Setiabudi, Jakarta Selatan 12930. +6221 300 22735 (Call) +62819 5265 6411 (Whatsapp) Connect with Us. We are processing your request.CONTACT US - MEKAR
Contact Information. Sampoerna Strategic Square, South Tower, 21 st floor, Jalan Jendral Sudirman Kav. 45-46, Karet Semanggi, Kecamatan Setiabudi, Jakarta Selatan 12930. +6221 300 22735 (Call) +62819 5265 6411 (Whatsapp) support@mekar.id. FAQS ABOUT MEKAR AS YOUR PLATFORM FOR FUNDING LOANS TO A safe and profitable way to grow your money, and one that is aligned with your values. By funding loans through Mekar, you help Indonesian MSMEs grow, drive local economies and create positive social impact while earning higher interest rates than most time deposit accounts. FUND LOANS AND GET HIGH RETURNS BY SUPPORTING THE GROWTH DISCLAIMERS: Information Technology-Based Lending Service is a civil agreement between the Funder and the Lender. Therefore all risks incurred from the agreement shall MEKAR’S NEWS: GET THE HIGHLIGHTS ON SOCIAL IMPACT INVESTMENTS Investing in Indonesia: 10 Benefits and Challenges, with a Spotlight on Impact Investing. By Thierry.sanders@mekar.id Foreign investors contemplating to invest in Indonesia will see a large population, a wealth of natural resources and stable economic growth. MEKAR FUNDER PORTAL PEER-TO-PEER LENDING …TRANSLATE THIS PAGE Tentang Koperasi Simpan Pinjam Mekarsari. Koperasi Simpan Pinjam Mekarsari didirikan pada tahun 2009 di Bogor, Jawa Barat. Mekarsari melayani pensiunan pegawai negeri sipil berpenghasilan rendah. INVESTING IN INDONESIA: 10 BENEFITS AND CHALLENGES 10 challenges facing foreign investors. High hedging costs of 6-8% per year for hard currencies; Punitive taxes for ‘pass-through’ funds or if you make a ‘capital-loss’ on your equity investment; Fragmentation of markets is the norm & lack of market data; In-company and workforce innovation can be a challenge; FINTECH DI INDONESIA: PERKEMBANGANNYA DI 2017 DAN …TRANSLATE THISPAGE
Tahun 2017 telah menjadi tahun yang menggairahkan bagi banyak startup fintech di Indonesia. Sepanjang tahun ini, setidaknya muncul lebih dari 40 bisnis fintech baru yang mencoba peruntungan di lanskap keuangan Indonesia bersama dengan 140-an startup lain yang telah berdiri sebelumnya, seperti disebutkan dalam Fintech Report 2017 yang dirilis oleh DailySocial belum lama ini. KENAPA UMKM INDONESIA KESULITAN MENGAKSES …TRANSLATE THIS PAGE Kenapa UMKM Indonesia Kesulitan Mengakses Pinjaman Bank? Kebanyakan pelaku usaha kecil di Indonesia memulai dan membiayai bisnisnya secara mandiri, dengan merogoh uang dari kantong mereka sendiri. Namun, saat tiba waktunya untuk mengembangkan bisnis mereka, seringkali mereka harus menghadapi masalah dengan pembiayaan. MEKAR - DANAI USAHA KECIL INDONESIA, HASILKAN S.D …TRANSLATE THISPAGE
MEKAR (PT Mekar Investama Sampoerna) - Finance small Indonesian businesses. Safe loans with meaningful impact. Earn up to 12.5% per year. Your money is protected with a principal protection guarantee provided by our partners. Support the growth of Indonesian MSMEs and create positive social impact. Mekar is registered with and supervised by the Indonesian Financial Services Authority. MEKAR FUNDER PORTAL PEER-TO-PEER LENDING MARKETPLACE Sampoerna Strategic Square, South Tower, 21 st floor, Jalan Jendral Sudirman Kav. 45-46, Karet Semanggi, Kecamatan Setiabudi, Jakarta Selatan 12930. +6221 300 22735 (Call) +62819 5265 6411 (Whatsapp) Connect with Us. We are processing your request.CONTACT US - MEKAR
Contact Information. Sampoerna Strategic Square, South Tower, 21 st floor, Jalan Jendral Sudirman Kav. 45-46, Karet Semanggi, Kecamatan Setiabudi, Jakarta Selatan 12930. +6221 300 22735 (Call) +62819 5265 6411 (Whatsapp) support@mekar.id. FAQS ABOUT MEKAR AS YOUR PLATFORM FOR FUNDING LOANS TO A safe and profitable way to grow your money, and one that is aligned with your values. By funding loans through Mekar, you help Indonesian MSMEs grow, drive local economies and create positive social impact while earning higher interest rates than most time deposit accounts. FUND LOANS AND GET HIGH RETURNS BY SUPPORTING THE GROWTH DISCLAIMERS: Information Technology-Based Lending Service is a civil agreement between the Funder and the Lender. Therefore all risks incurred from the agreement shall MEKAR’S NEWS: GET THE HIGHLIGHTS ON SOCIAL IMPACT INVESTMENTS Investing in Indonesia: 10 Benefits and Challenges, with a Spotlight on Impact Investing. By Thierry.sanders@mekar.id Foreign investors contemplating to invest in Indonesia will see a large population, a wealth of natural resources and stable economic growth. MEKAR FUNDER PORTAL PEER-TO-PEER LENDING …TRANSLATE THIS PAGE Tentang Koperasi Simpan Pinjam Mekarsari. Koperasi Simpan Pinjam Mekarsari didirikan pada tahun 2009 di Bogor, Jawa Barat. Mekarsari melayani pensiunan pegawai negeri sipil berpenghasilan rendah. INVESTING IN INDONESIA: 10 BENEFITS AND CHALLENGES 10 challenges facing foreign investors. High hedging costs of 6-8% per year for hard currencies; Punitive taxes for ‘pass-through’ funds or if you make a ‘capital-loss’ on your equity investment; Fragmentation of markets is the norm & lack of market data; In-company and workforce innovation can be a challenge; FINTECH DI INDONESIA: PERKEMBANGANNYA DI 2017 DAN …TRANSLATE THISPAGE
Tahun 2017 telah menjadi tahun yang menggairahkan bagi banyak startup fintech di Indonesia. Sepanjang tahun ini, setidaknya muncul lebih dari 40 bisnis fintech baru yang mencoba peruntungan di lanskap keuangan Indonesia bersama dengan 140-an startup lain yang telah berdiri sebelumnya, seperti disebutkan dalam Fintech Report 2017 yang dirilis oleh DailySocial belum lama ini. KENAPA UMKM INDONESIA KESULITAN MENGAKSES …TRANSLATE THIS PAGE Kenapa UMKM Indonesia Kesulitan Mengakses Pinjaman Bank? Kebanyakan pelaku usaha kecil di Indonesia memulai dan membiayai bisnisnya secara mandiri, dengan merogoh uang dari kantong mereka sendiri. Namun, saat tiba waktunya untuk mengembangkan bisnis mereka, seringkali mereka harus menghadapi masalah dengan pembiayaan.CONTACT US - MEKAR
Contact Information. Sampoerna Strategic Square, South Tower, 21 st floor, Jalan Jendral Sudirman Kav. 45-46, Karet Semanggi, Kecamatan Setiabudi, Jakarta Selatan 12930. +6221 300 22735 (Call) +62819 5265 6411 (Whatsapp) support@mekar.id. MEKAR FUNDER PORTAL PEER-TO-PEER LENDING …TRANSLATE THIS PAGE Sampoerna Strategic Square, South Tower, 21 st floor, Jalan Jendral Sudirman Kav. 45-46, Karet Semanggi, Kecamatan Setiabudi, Jakarta Selatan 12930. +6221 300 22735 (Call) +62819 5265 6411 (Whatsapp) Terhubung dengan Kami. Kami sedang memproses permintaan anda. FAQS ABOUT MEKAR AS YOUR PLATFORM FOR FUNDING LOANS TO A safe and profitable way to grow your money, and one that is aligned with your values. By funding loans through Mekar, you help Indonesian MSMEs grow, drive local economies and create positive social impact while earning higher interest rates than most time deposit accounts. TIM, VISI, DAN MISI KAMI SEBAGAI PORTAL INVESTASI Tim kami memiliki misi meningkatkan akses layanan keuangan bagi usaha kecil Indonesia dan menyediakan peluang bagi lender untuk menumbuhkan uang mereka sambil menciptakan dampak berarti. Mekar (PT Mekar Investama Sampoerna) didirikan dengan tujuan untuk meningkatkan akses finansial bagi para pelaku UMKM di Indonesia yang membawa dampaksosial
LOW RISK P2P LENDING INVESTMENT IN MEKAR EXPLAINED The peer-to-peer lending market is rapidly gaining traction in Indonesia. The high-yield asset class continues to offer investorsattractive returns.
MEKAR NAMED BEST P2P PLATFORM IN INDONESIA AT AWARD CEREMONY MEKAR, an online platform for funding Indonesian MSME loans, was recognised as the Best P2P Platform in Indonesia at the Global Wealth and Society Awards 2019. MEKAR’s CEO Pandu Aditya Kristy received the award on behalf of the company in a glittering ceremony at the JW Marriott Hotel, Jakarta, yesterday (22/08/19). KABAR MEKAR: YANG BARU TENTANG INVESTASI BAIK …TRANSLATE THIS PAGE Mengulas lengkap perkembangan dunia fintech, jasa keuangan, dan tren investasi pinjaman peer-to-peer yang aman, menguntungkan dan mampumembawa perubahan.
IMPACT INVESTING IN INDONESIA, A FIVE YEAR OUTLOOK The report concluded that the impact investing market is expected to grow from an estimated value of USD 135 billion in 2015 to USD 307 billion by 2020, at an annual growth rate of 18% from 2015 to 2020. This is faster than the growth of investing overall. Little to no mention is made in the report about Indonesia. NPL P2P MELONJAK, PENGEMBALIAN PINJAMAN …TRANSLATE THIS PAGE Angka NPL ini jauh lebih tinggi dibandingkan sebelumnya yaitu pada Desember 2018 (sekitar 1,5%) dan pada Januari 2019 (sekitar 2%). Kenaikan angka NPL sektor P2P menunjukkan bahwa ada semakin banyak pinjaman yang terlambat atau gagal dibayarkan oleh peminjam. Ini juga berarti pemberi pinjaman (lender) harus lebih berhati-hati dalammemilih
NATIONAL FARMERS' DAY: FINTECH SOLUTION FOR INDONESIAN FARMERS FinTech Solution for Indonesian Farmers. Happy National Farmers’ Day! This special day dedicated to Indonesia’s farmers is commemorated every September 24. The country is home to 26.14 million farming households and these farmers play a great role in Indonesian society, but many face enormous challenges in their daily life andbusiness
MEKAR - DANAI USAHA KECIL INDONESIA, HASILKAN S.D …TRANSLATE THISPAGE
MEKAR (PT Mekar Investama Sampoerna) - Finance small Indonesian businesses. Safe loans with meaningful impact. Earn up to 12.5% per year. Your money is protected with a principal protection guarantee provided by our partners. Support the growth of Indonesian MSMEs and create positive social impact. Mekar is registered with and supervised by the Indonesian Financial Services Authority. MEKAR FUNDER PORTAL PEER-TO-PEER LENDING MARKETPLACE Sampoerna Strategic Square, South Tower, 21 st floor, Jalan Jendral Sudirman Kav. 45-46, Karet Semanggi, Kecamatan Setiabudi, Jakarta Selatan 12930. +6221 300 22735 (Call) +62819 5265 6411 (Whatsapp) Connect with Us. We are processing your request.CONTACT US - MEKAR
Contact Information. Sampoerna Strategic Square, South Tower, 21 st floor, Jalan Jendral Sudirman Kav. 45-46, Karet Semanggi, Kecamatan Setiabudi, Jakarta Selatan 12930. +6221 300 22735 (Call) +62819 5265 6411 (Whatsapp) support@mekar.id. FAQS ABOUT MEKAR AS YOUR PLATFORM FOR FUNDING LOANS TO A safe and profitable way to grow your money, and one that is aligned with your values. By funding loans through Mekar, you help Indonesian MSMEs grow, drive local economies and create positive social impact while earning higher interest rates than most time deposit accounts. FUND LOANS AND GET HIGH RETURNS BY SUPPORTING THE GROWTH DISCLAIMERS: Information Technology-Based Lending Service is a civil agreement between the Funder and the Lender. Therefore all risks incurred from the agreement shall MEKAR’S NEWS: GET THE HIGHLIGHTS ON SOCIAL IMPACT INVESTMENTS Investing in Indonesia: 10 Benefits and Challenges, with a Spotlight on Impact Investing. By Thierry.sanders@mekar.id Foreign investors contemplating to invest in Indonesia will see a large population, a wealth of natural resources and stable economic growth. MEKAR FUNDER PORTAL PEER-TO-PEER LENDING …TRANSLATE THIS PAGE Tentang Koperasi Simpan Pinjam Mekarsari. Koperasi Simpan Pinjam Mekarsari didirikan pada tahun 2009 di Bogor, Jawa Barat. Mekarsari melayani pensiunan pegawai negeri sipil berpenghasilan rendah. INVESTING IN INDONESIA: 10 BENEFITS AND CHALLENGES 10 challenges facing foreign investors. High hedging costs of 6-8% per year for hard currencies; Punitive taxes for ‘pass-through’ funds or if you make a ‘capital-loss’ on your equity investment; Fragmentation of markets is the norm & lack of market data; In-company and workforce innovation can be a challenge; FINTECH DI INDONESIA: PERKEMBANGANNYA DI 2017 DAN …TRANSLATE THISPAGE
Tahun 2017 telah menjadi tahun yang menggairahkan bagi banyak startup fintech di Indonesia. Sepanjang tahun ini, setidaknya muncul lebih dari 40 bisnis fintech baru yang mencoba peruntungan di lanskap keuangan Indonesia bersama dengan 140-an startup lain yang telah berdiri sebelumnya, seperti disebutkan dalam Fintech Report 2017 yang dirilis oleh DailySocial belum lama ini. KENAPA UMKM INDONESIA KESULITAN MENGAKSES …TRANSLATE THIS PAGE Kenapa UMKM Indonesia Kesulitan Mengakses Pinjaman Bank? Kebanyakan pelaku usaha kecil di Indonesia memulai dan membiayai bisnisnya secara mandiri, dengan merogoh uang dari kantong mereka sendiri. Namun, saat tiba waktunya untuk mengembangkan bisnis mereka, seringkali mereka harus menghadapi masalah dengan pembiayaan. MEKAR - DANAI USAHA KECIL INDONESIA, HASILKAN S.D …TRANSLATE THISPAGE
MEKAR (PT Mekar Investama Sampoerna) - Finance small Indonesian businesses. Safe loans with meaningful impact. Earn up to 12.5% per year. Your money is protected with a principal protection guarantee provided by our partners. Support the growth of Indonesian MSMEs and create positive social impact. Mekar is registered with and supervised by the Indonesian Financial Services Authority. MEKAR FUNDER PORTAL PEER-TO-PEER LENDING MARKETPLACE Sampoerna Strategic Square, South Tower, 21 st floor, Jalan Jendral Sudirman Kav. 45-46, Karet Semanggi, Kecamatan Setiabudi, Jakarta Selatan 12930. +6221 300 22735 (Call) +62819 5265 6411 (Whatsapp) Connect with Us. We are processing your request.CONTACT US - MEKAR
Contact Information. Sampoerna Strategic Square, South Tower, 21 st floor, Jalan Jendral Sudirman Kav. 45-46, Karet Semanggi, Kecamatan Setiabudi, Jakarta Selatan 12930. +6221 300 22735 (Call) +62819 5265 6411 (Whatsapp) support@mekar.id. FAQS ABOUT MEKAR AS YOUR PLATFORM FOR FUNDING LOANS TO A safe and profitable way to grow your money, and one that is aligned with your values. By funding loans through Mekar, you help Indonesian MSMEs grow, drive local economies and create positive social impact while earning higher interest rates than most time deposit accounts. FUND LOANS AND GET HIGH RETURNS BY SUPPORTING THE GROWTH DISCLAIMERS: Information Technology-Based Lending Service is a civil agreement between the Funder and the Lender. Therefore all risks incurred from the agreement shall MEKAR’S NEWS: GET THE HIGHLIGHTS ON SOCIAL IMPACT INVESTMENTS Investing in Indonesia: 10 Benefits and Challenges, with a Spotlight on Impact Investing. By Thierry.sanders@mekar.id Foreign investors contemplating to invest in Indonesia will see a large population, a wealth of natural resources and stable economic growth. MEKAR FUNDER PORTAL PEER-TO-PEER LENDING …TRANSLATE THIS PAGE Tentang Koperasi Simpan Pinjam Mekarsari. Koperasi Simpan Pinjam Mekarsari didirikan pada tahun 2009 di Bogor, Jawa Barat. Mekarsari melayani pensiunan pegawai negeri sipil berpenghasilan rendah. INVESTING IN INDONESIA: 10 BENEFITS AND CHALLENGES 10 challenges facing foreign investors. High hedging costs of 6-8% per year for hard currencies; Punitive taxes for ‘pass-through’ funds or if you make a ‘capital-loss’ on your equity investment; Fragmentation of markets is the norm & lack of market data; In-company and workforce innovation can be a challenge; FINTECH DI INDONESIA: PERKEMBANGANNYA DI 2017 DAN …TRANSLATE THISPAGE
Tahun 2017 telah menjadi tahun yang menggairahkan bagi banyak startup fintech di Indonesia. Sepanjang tahun ini, setidaknya muncul lebih dari 40 bisnis fintech baru yang mencoba peruntungan di lanskap keuangan Indonesia bersama dengan 140-an startup lain yang telah berdiri sebelumnya, seperti disebutkan dalam Fintech Report 2017 yang dirilis oleh DailySocial belum lama ini. KENAPA UMKM INDONESIA KESULITAN MENGAKSES …TRANSLATE THIS PAGE Kenapa UMKM Indonesia Kesulitan Mengakses Pinjaman Bank? Kebanyakan pelaku usaha kecil di Indonesia memulai dan membiayai bisnisnya secara mandiri, dengan merogoh uang dari kantong mereka sendiri. Namun, saat tiba waktunya untuk mengembangkan bisnis mereka, seringkali mereka harus menghadapi masalah dengan pembiayaan.CONTACT US - MEKAR
Contact Information. Sampoerna Strategic Square, South Tower, 21 st floor, Jalan Jendral Sudirman Kav. 45-46, Karet Semanggi, Kecamatan Setiabudi, Jakarta Selatan 12930. +6221 300 22735 (Call) +62819 5265 6411 (Whatsapp) support@mekar.id. MEKAR FUNDER PORTAL PEER-TO-PEER LENDING …TRANSLATE THIS PAGE Sampoerna Strategic Square, South Tower, 21 st floor, Jalan Jendral Sudirman Kav. 45-46, Karet Semanggi, Kecamatan Setiabudi, Jakarta Selatan 12930. +6221 300 22735 (Call) +62819 5265 6411 (Whatsapp) Terhubung dengan Kami. Kami sedang memproses permintaan anda. FAQS ABOUT MEKAR AS YOUR PLATFORM FOR FUNDING LOANS TO A safe and profitable way to grow your money, and one that is aligned with your values. By funding loans through Mekar, you help Indonesian MSMEs grow, drive local economies and create positive social impact while earning higher interest rates than most time deposit accounts. TIM, VISI, DAN MISI KAMI SEBAGAI PORTAL INVESTASI Tim kami memiliki misi meningkatkan akses layanan keuangan bagi usaha kecil Indonesia dan menyediakan peluang bagi lender untuk menumbuhkan uang mereka sambil menciptakan dampak berarti. Mekar (PT Mekar Investama Sampoerna) didirikan dengan tujuan untuk meningkatkan akses finansial bagi para pelaku UMKM di Indonesia yang membawa dampaksosial
LOW RISK P2P LENDING INVESTMENT IN MEKAR EXPLAINED The peer-to-peer lending market is rapidly gaining traction in Indonesia. The high-yield asset class continues to offer investorsattractive returns.
MEKAR NAMED BEST P2P PLATFORM IN INDONESIA AT AWARD CEREMONY MEKAR, an online platform for funding Indonesian MSME loans, was recognised as the Best P2P Platform in Indonesia at the Global Wealth and Society Awards 2019. MEKAR’s CEO Pandu Aditya Kristy received the award on behalf of the company in a glittering ceremony at the JW Marriott Hotel, Jakarta, yesterday (22/08/19). KABAR MEKAR: YANG BARU TENTANG INVESTASI BAIK …TRANSLATE THIS PAGE Mengulas lengkap perkembangan dunia fintech, jasa keuangan, dan tren investasi pinjaman peer-to-peer yang aman, menguntungkan dan mampumembawa perubahan.
IMPACT INVESTING IN INDONESIA, A FIVE YEAR OUTLOOK The report concluded that the impact investing market is expected to grow from an estimated value of USD 135 billion in 2015 to USD 307 billion by 2020, at an annual growth rate of 18% from 2015 to 2020. This is faster than the growth of investing overall. Little to no mention is made in the report about Indonesia. NPL P2P MELONJAK, PENGEMBALIAN PINJAMAN …TRANSLATE THIS PAGE Angka NPL ini jauh lebih tinggi dibandingkan sebelumnya yaitu pada Desember 2018 (sekitar 1,5%) dan pada Januari 2019 (sekitar 2%). Kenaikan angka NPL sektor P2P menunjukkan bahwa ada semakin banyak pinjaman yang terlambat atau gagal dibayarkan oleh peminjam. Ini juga berarti pemberi pinjaman (lender) harus lebih berhati-hati dalammemilih
NATIONAL FARMERS' DAY: FINTECH SOLUTION FOR INDONESIAN FARMERS FinTech Solution for Indonesian Farmers. Happy National Farmers’ Day! This special day dedicated to Indonesia’s farmers is commemorated every September 24. The country is home to 26.14 million farming households and these farmers play a great role in Indonesian society, but many face enormous challenges in their daily life andbusiness
Important notice: Mekar.id and all its features are and will remain fully functional while we temporarily close our operational office. Important notice to all lenders and partners:Click Here
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Important notice to all lenders and partners: Mekar.id and all its features are and will remain fully functional while we temporarily close our operational office in Jakarta, effective 17 March until at least 30 March 2020. This is part of our effort to curb the spread of the coronavirus within our communities and in compliance with the Indonesian President’s advice to practice social distancing. We encourage you to continue to use our platform to fund loans to small businesses in Indonesia as we strive to provide you with our best service. Mekar’s customer support will continue to be available during work hours (Jakarta, Indonesia, time).Close
DOUBLE PROTECTION FOR YOUR MONEY Our Lending Partners guarantee the repayment of your principal. In the case of a default, you will still receive your principal amount. Enjoy extra protection with credit insurance on eligible loans. A WORRY-FREE FUNDING You want to grow your money without worrying about losing. Mekar provides this for you. NO EXTRA CHARGES OR PREMIUM Protection guarantee from our lending partners and credit insurance (for eligible loans) are provided at no additional cost. LET YOUR MONEY WORK FOR YOU In Mekar, your money is safe and secure and is always working for you. WHY FUNDING THROUGH MEKAR? Secure funding because of protection guarantee from Mekar partners andcredit insurance
DOUBLE PROTECTION ON THE PRINCIPAL Your funding supports Indonesian women who own and runmicro-businesses
EMPOWERING INDONESIAN WOMEN Grow Indonesian micro-businesses, improve prosperity, and drive thelocal economy
POSITIVE SOCIAL IMPACT A solid, fair rate of return for you, and a reasonable rate of interest for borrowers A FAIR RATE FOR EVERYONE OUR LENDING PARTNERS We partner with selected financial institutions. Our Lending Partners assess borrowers, issue loans, and collect repayments for you. They also provide a 100% protection guarantee for your principal. LEND FOR LONGER, EARN MORE. HASSLE-FREE AND GUARANTEED Lend to women's micro-businesses across Indonesia. Earn up to 4.8% p.a.. Your Principal is protected with a guarantee.12 MONTHS INVEST
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18 MONTHS INVEST
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USD 3,000 (IDR 40 mio) Minimum Investment*
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24 MONTHS INVEST
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Full repayment in month 24*
Earn 4.8% flat p.a. (before tax)*
No fees*
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USD 3,000 (IDR 40 mio) Minimum Investment*
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Basic Compound Plan - Full repayment in 12 months Earn up to 3.5% p.a. (nett) (-20% tax on interest), transfer fees ( +/- 2% ), and inflation ( +/- 4-5 %) Minimum investment US 3.000 / Eur 2500 Mekar charges you no fees Your initial investment is guaranteed by our partner credit coorperatives, we monitor them monthly The Women borrowers pay +/- 23 % p.a. This is 10 % lower than themarket price
Full repayment is done at the end of 12 MonthCancel
Standard Compound Plan - Full repayment in 12 months Earn up to 4% p.a. (nett) (-20% tax on interest), transfer fees ( +/- 2% ), and inflation ( +/- 4-5 % ) Minimum investment US 3.000 / Eur 2500 Mekar charges you no fees Your initial investment is guaranteed by our partner credit coorperatives, we monitor them monthly The Women borrowers pay +/- 23 % p.a. This is 10 % lower than themarket price
Full repayment is done at the end of 18 MonthCancel
Advance Compound Plan - Full repayment in 12 months Earn up to 4.8% p.a. (nett) (-20% tax on interest), transfer fees ( +/- 2% ), and inflation ( +/- 4-5 % ) Minimum investment US 3.000 / Eur 2500 Mekar charges you no fees Your initial investment is guaranteed by our partner credit coorperatives, we monitor them monthly The Women borrowers pay +/- 23 % p.a. This is 10 % lower than themarket price
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Do you have an Indonesian bank account? Indonesian bank account holders can enjoy more varied investment opportunities as well as higher returns.Check the rates
NUMBERS THAT MATTER TO YOU LEND TO INDONESIAN BUSINESSES Start lending and enjoy high returns*
Amount: IDR 2,777,600 You Earn: IDR 230,695Duration: 13 month
Interest (Annual) : 10.00% flat Lending Partner: KSP KUD MINTOROGOLoan Purpose : Jasa
City : Jepara
Gender : Male
View detail
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Amount: IDR 2,777,600 You Earn: IDR 230,695Duration: 13 month
Interest (Annual) : 10.00% flat Lending Partner: KSP KUD MINTOROGOLoan Purpose : Jasa
City : Jepara
Gender : Female
View detail
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Amount: IDR 2,777,600 You Earn: IDR 230,695Duration: 13 month
Interest (Annual) : 10.00% flat Lending Partner: KSP KUD MINTOROGO Loan Purpose : Modal UsahaCity : Kudus
Gender : Female
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Amount: IDR 2,777,600 You Earn: IDR 230,695Duration: 13 month
Interest (Annual) : 10.00% flat Lending Partner: KSP KUD MINTOROGO Loan Purpose : Modal TaniCity : Demak
Gender : Female
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Amount: IDR 5,555,200 You Earn: IDR 461,390Duration: 13 month
Interest (Annual) : 10.00% flat Lending Partner: KSP KUD MINTOROGO Loan Purpose : Jual MakananCity : Jepara
Gender : Female
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BORROWER'S CREDIT PROFILE×
* Amount IDR 2,777,600 * You Earn IDR 230,695* Duration 13 month
* Interest (Annual) 10.00% flat * Lending Partner KSP KUD MINTOROGO * Sector Social Activities* Loan Purpose Jasa
* City Jepara
* Gender Male
Karanggondang 07/02 Mlonggo Jepara, Jepara, Central Java Photo of a similar business Cancel Start Funding BORROWER'S CREDIT PROFILE×
* Amount IDR 2,777,600 * You Earn IDR 230,695* Duration 13 month
* Interest (Annual) 10.00% flat * Lending Partner KSP KUD MINTOROGO * Sector Social Activities* Loan Purpose Jasa
* City Jepara
* Gender Female
Karanggondang Rt 003 Rw 004 Kab. Jepara, Jepara, Central Java Photo of a similar business Cancel Start Funding BORROWER'S CREDIT PROFILE×
* Amount IDR 2,777,600 * You Earn IDR 230,695* Duration 13 month
* Interest (Annual) 10.00% flat * Lending Partner KSP KUD MINTOROGO * Sector Individual Services * Loan Purpose Modal Usaha* City Kudus
* Gender Female
Tanjung Karang Rt 005 Rw 005 Kab. Kudus, Kudus, Central Java Photo of a similar business Cancel Start Funding BORROWER'S CREDIT PROFILE×
* Amount IDR 2,777,600 * You Earn IDR 230,695* Duration 13 month
* Interest (Annual) 10.00% flat * Lending Partner KSP KUD MINTOROGO * Sector Agriculture * Loan Purpose Modal Tani* City Demak
* Gender Female
Banjarsari Rt 001 Rw 004 Kab. Demak, Demak, Central Java Photo of a similar business Cancel Start Funding BORROWER'S CREDIT PROFILE×
* Amount IDR 5,555,200 * You Earn IDR 461,390* Duration 13 month
* Interest (Annual) 10.00% flat * Lending Partner KSP KUD MINTOROGO * Sector Food & Beverage * Loan Purpose Jual Makanan* City Jepara
* Gender Female
Kelet Rt 029 Rw 004 Kab. Jepara, Jepara, Central Java Photo of a similar business Cancel Start Funding Explore more opportunities OUR RETURNING CLIENTS What they say about us Funding loans in MEKAR gives me a sense of security because MEKAR is the only peer to peer lending platform that offers a guarantee from its partners for our principal. Since the very start, I've never had a problem funding loans in MEKAR; every time I have a question about anything, MEKAR's customer support is always helpful and provides the answer in a satisfactory manner. Anastasia Novita Tedjamulja Funder Mekar offers wealthy Indonesians the opportunity to directly developIndonesia.
Putera Sampoerna Funder I am funding loans via MEKAR so that I can help strengthen Indonesia'sMSMEs.
Mulyadi Tjung Funder MEKAR is the best choice for lenders whose goal is not only to earn some interest on their money but also to help grow MSMEs and micro businesses. Also, in terms of safety, it is better than other Fintechstartups out there.
Davis Ray Funder
MEKAR has a good platform and all its features are easy to understand, hopefully MEKAR can continue to support the growth of Indonesian MSMEs. We must support MEKAR because this platform benefits everyone so we can take a step forward together. Andreas Sihombing Funder It feels good to be able to help others while earning money. Compared to other P2P platforms, MEKAR is the one where I can get a guarantee for my principal and that makes me feel safe and secure. Matheus Saniang Naga Siagian Funder I am funding loans through MEKAR not only because I get to help Indonesian small businesses grow but also because I get to enjoy good returns and security for my money.Sucipto Funder
Mekar gives us the opportunity to contribute directly to Indonesia's micro, small and medium enterprises. Through Mekar's P2P lending platform we can help the unbankables or those who are in need of funding grow their business. Furthermore, more than just a P2P platform, Mekar facilitates for lenders to visit micro businesses so that we can get to know more about the kind of businesses we arefunding.
Agung Noegroho Funder At first I was hesitant to start funding loans via MEKAR because at that time MEKAR was not yet registered with the Financial Services Authority (OJK), but now that MEKAR is registered with the OJK, I feel confident funding business loans through MEKAR. Dian Kurniawan Funder I came to know MEKAR after reading about it in the Kontan tabloid. At first, I funded loans via MEKAR just for the fun of it, just giving it a try because MEKAR does offer a good return, not to mention the principal guarantee. But as it turns out, funding loans in MEKAR has given me many more benefits than just financial returns; it gives us a chance to support the growth of MSMEs all over Indonesia. Furthermore, its professional financial management system gives me more confidence in funding more loans on the MEKAR platform. When I have more money I would like to help more MSMEs through MEKAR. I wish MEKAR success and hope that it will keep giving its best for the growth of IndonesianMSMEs.
Ester Ratih Dwihapsari Funder At first I was hesitant to start funding business loans via MEKAR so I started with funding just one loan. The experience was superb so I decided to fund more loans. Since then, whenever I have money, I always feel the urge to save my money in MEKAR. Thank you, MEKAR.Tri Sutrisno Funder
By funding loans via MEKAR, I am getting a higher return than time deposit and creating positive social impact for women. My principal is guaranteed by MEKAR's lending partners. Maria Magdalena Edi Hardani Funder Funding loans through MEKAR makes me feel like I am playing a part in improving Indonesia's macro-economy. For lenders, it is important that the country's economy is healthy as it will drive consumption levels and foster great funding opportunities with good returns. Herry Prakasa Hertanto Funder The repayments are on time and it makes me very happy to know that my money is helping Indonesian MSMEs that are finding a hard time getting a loan from the bank. During these first three months, the repayments have always been right on schedule. David Tarihoran Funder Funding loans in MEKAR gives me a sense of security because MEKAR is the only peer to peer lending platform that offers a guarantee from its partners for our principal. Since the very start, I've never had a problem funding loans in MEKAR; every time I have a question about anything, MEKAR's customer support is always helpful and provides the answer in a satisfactory manner. Anastasia Novita Tedjamulja Funder Mekar offers wealthy Indonesians the opportunity to directly developIndonesia.
Putera Sampoerna Funder I am funding loans via MEKAR so that I can help strengthen Indonesia'sMSMEs.
Mulyadi Tjung Funder MEKAR is the best choice for lenders whose goal is not only to earn some interest on their money but also to help grow MSMEs and micro businesses. Also, in terms of safety, it is better than other Fintechstartups out there.
Davis Ray Funder
MEKAR has a good platform and all its features are easy to understand, hopefully MEKAR can continue to support the growth of Indonesian MSMEs. We must support MEKAR because this platform benefits everyone so we can take a step forward together. Andreas Sihombing Funder It feels good to be able to help others while earning money. Compared to other P2P platforms, MEKAR is the one where I can get a guarantee for my principal and that makes me feel safe and secure. Matheus Saniang Naga Siagian Funder I am funding loans through MEKAR not only because I get to help Indonesian small businesses grow but also because I get to enjoy good returns and security for my money.Sucipto Funder
Mekar gives us the opportunity to contribute directly to Indonesia's micro, small and medium enterprises. Through Mekar's P2P lending platform we can help the unbankables or those who are in need of funding grow their business. Furthermore, more than just a P2P platform, Mekar facilitates for lenders to visit micro businesses so that we can get to know more about the kind of businesses we arefunding.
Agung Noegroho Funder At first I was hesitant to start funding loans via MEKAR because at that time MEKAR was not yet registered with the Financial Services Authority (OJK), but now that MEKAR is registered with the OJK, I feel confident funding business loans through MEKAR. Dian Kurniawan Funder I came to know MEKAR after reading about it in the Kontan tabloid. At first, I funded loans via MEKAR just for the fun of it, just giving it a try because MEKAR does offer a good return, not to mention the principal guarantee. But as it turns out, funding loans in MEKAR has given me many more benefits than just financial returns; it gives us a chance to support the growth of MSMEs all over Indonesia. Furthermore, its professional financial management system gives me more confidence in funding more loans on the MEKAR platform. When I have more money I would like to help more MSMEs through MEKAR. I wish MEKAR success and hope that it will keep giving its best for the growth of IndonesianMSMEs.
Ester Ratih Dwihapsari Funder At first I was hesitant to start funding business loans via MEKAR so I started with funding just one loan. The experience was superb so I decided to fund more loans. Since then, whenever I have money, I always feel the urge to save my money in MEKAR. Thank you, MEKAR.Tri Sutrisno Funder
By funding loans via MEKAR, I am getting a higher return than time deposit and creating positive social impact for women. My principal is guaranteed by MEKAR's lending partners. Maria Magdalena Edi Hardani Funder Funding loans through MEKAR makes me feel like I am playing a part in improving Indonesia's macro-economy. For lenders, it is important that the country's economy is healthy as it will drive consumption levels and foster great funding opportunities with good returns. Herry Prakasa Hertanto Funder The repayments are on time and it makes me very happy to know that my money is helping Indonesian MSMEs that are finding a hard time getting a loan from the bank. During these first three months, the repayments have always been right on schedule. David Tarihoran Funder Funding loans in MEKAR gives me a sense of security because MEKAR is the only peer to peer lending platform that offers a guarantee from its partners for our principal. Since the very start, I've never had a problem funding loans in MEKAR; every time I have a question about anything, MEKAR's customer support is always helpful and provides the answer in a satisfactory manner. Anastasia Novita Tedjamulja Funder* 1
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Mekar connects lenders with micro, small and medium businesses across Indonesia that are looking for financing. A reliable and revolutionary P2P lending company, Mekar offers a convenient way to grow your money by financing local businesses in Indonesia through our online crowdfunding platform. In Mekar, you can enjoy solid returns and a capital protection guarantee to protect your money. If what you’re looking for is a safe and profitable way to grow your money, you’ve come to the right place. The added value is, when you fund loans to small businesses, it will help stimulate the local economy and bring prosperity to communities across Indonesia. Mekar partners with microfinance institutions at the local level such as savings and loan cooperatives and multi-finance firms, allowing Mekar to cater to people from all parts of Indonesia. This is why the loans on offer in Mekar come from various parts of the country, not only from the capital Jakarta or its surrounding. Mekar carefully vets our partners through a rigorous selection process. All Mekar’s partners have the expertise and years of experience in identifying and reaching out to small business owners that are in need of a capital boost or even just a microloan in their bid to grow their businesses. Our partners own extensive loan portfolios and they are highly skilled in credit risk assessment and loan management, collection and repayment. Mekar is formally known as PT Mekar Investama Sampoerna . Mekar is funded and owned by Mr. Putera Sampoerna.
PEER-TO-PEER LENDING IN MEKAR The peer-to-peer lending system in Mekar makes funding business loans safe and profitable both for the lenders and the borrowers. In peer-to-peer lending, individuals can borrow and lend money through an online service that connects lenders and borrowers. The advantage of this system to lenders is that they can potentially get higher returns than if they have kept their money in a savings or time deposit account or any other savings product offered in a bank. Borrowers can also benefit from a peer-to-peer lending and crowdfunding system by getting a lower interest rate for their loans, compared to the rates imposed by other funding sources. A peer-to-peer lending company in Indonesia like Mekar provides these borrowers, small business owners who typically lack access to bank loans, with the opportunity to secure the funding they need to grow theirbusiness.
Mekar uses the peer-to-peer concept to ensure more effective and efficient lending activities. Mekar functions as an online marketplacewhere lenders and
borrowers meet, thus facilitating business funding in an easy, safe, convenient and profitable way. FUNDING SMALL BUSINESS LOANS VIA MEKAR Ready to start funding small business loans and earn returns? With Mekar, you can get a profit of up to 12.5% or an average of 10% annually (before tax and, for holders of a non-Indonesian bank account, excluding transfer fees and inflation risks). You have plenty to choose from Mekar’s extensive list of micro loans to fund. All of our borrowers have undergone a stringent vetting process so you can fund their loans comfortably with minimum risks. WHY FUND LOANS TO INDONESIAN SMALL BUSINESSES VIA MEKAR? - Make a Change: Your funding helps small businesses grow, stimulates the economy and brings prosperity to Indonesian people. - Attractive Returns: An average of 10% and up to 12.5% annually, higher than bank savings or time deposit interest rates. - Protection Guaranteed: 100% of your principal is guaranteed. - Credit Insurance: Extra protection for your money, available forselect loans.
- Diversified Portfolio: We offer you loans from various business sectors across the country to fund. Register as a lender by clicking here and start funding today!GROW YOUR MONEY
Don’t let your money sit in the bank. If you have been saving your money in a bank savings account or a time deposit, you might want to reconsider that decision. A savings account gives you 0-2% in interest a year, sometimes even no interest at all, and a time deposit only offers a return of 4.5-6.5% a year. By choosing these savings instruments, you have limited your maximum potential yield, especially if you factor the inflation rate into the equation. An online opportunity to fund business loans with a peer-to-peer system such as the one offered by Mekar will give you higher returns, up to 12.5% per year. It is also a much easier way to grow your money than putting it in instruments such as shares or property. Trading stocks can be time consuming as you have to first research the hundreds of different companies that are trading in the stock market before you can decide which one to buy. You will also need to watch the stocks’ movement on the stock chart on a daily basis. And don’t forget, stocks are very volatile. On the other hand, buying a property to let requires a huge amount of money and you may need to spend months to find the right property tobuy.
Here at Mekar you can find an easier, safer, more flexible and more profitable way to grow your money. Start funding loans via Mekar now and you will help small businesses in Indonesia grow. Also visit Mekar Blog for news updates and stories on peer-to-peer lending and how funding small businesses can create a positive impact. MAKE A BIGGER IMPACT BY DOING MORE In Mekar.id your company can fund businesses on a large scale and help create a positive and more scalable social and environmental impact. BECOME AN INSTITUTIONAL LENDER, BECOME AN AGENT OF CHANGE You or your company can register as an institutional lender and finance small business loans in bulk. Fund more than 100 small business loans at once, enjoy a solid return and a positive branding for your company as an agent of change for the local economy.BRANDING FOR YOU
Our marketing campaign will highlight the role of your company as an institutional lender. Get positive coverage in Mekar’s web, news portals and social media.ENJOY THE BENEFITS
- Practical: Fund hundreds of loans at once. - Attractive Returns: Up to 12.5% flat per year. - Low Risks: 100% guarantee for your principal, NPL < 1%, and credit insurance coverage for eligible loans. - Real Impact: Help grow small Indonesian businesses and the local economy, create jobs, empower women. - Positive Branding: Exposure for your company’s role in supporting Indonesia’s small businesses. FLEXIBLE PARTNERSHIP SCHEMES As an institutional lender, your company will be able to fund loans in bulk through Mekar’s peer-to-peer lending platform. You can choose to incorporate your funding in your company’s CSR program, or it can be a commercial opportunity that your company can take for itssizeable yield.
FUNDING SMALL BUSINESS LOANS AS A CSR PROGRAM Create a more meaningful and impactful CSR program for your company by taking part in Mekar’s bulk loan buying scheme. Under this scheme, your company can fund hundreds of loans at once and get a sizeable return at the end of the funding period. The monthly yield generated from loan repayments will be automatically used to fund the next bulk of loans, thus creating a sustainable social impact. ENJOY THE RETURNS IMMEDIATELY, FUND LOANS THROUGH THE COMMERCIALSCHEME
Enjoy the returns from funding business loans in bulk immediately after the loans mature. You can always fund loans in bulk againanytime you want.
A FULL SERVICE PROPOSITION FOR YOU Sit back and relax, Mekar will take the work out of your hand. Our professional team will do your risk assessment, loan reconciliation and collection for you, even create a marketing campaign that highlights your company’s role in the growth of Indonesia’s small businesses by funding their loans via Mekar. You get to enjoy the benefits: a solid return, a sizeable social impact, and a positive branding for your company.Read more...
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DISCLAIMERS:
* Information Technology-Based Lending Service is a civil agreement between the Funder and the Lender. Therefore all risks incurred from the agreement shall be borne entirely by the respective parties. * The credit risk or debt default shall be borne entirely by the Funder. No government body or authority will take responsibility forthis default risk.
* The Organizer, under the consent of the respective users (the Funder and/or the Lender), accesses, gains, keeps, manages and/or uses the Users’ personal data (“Data Usage”) on or in the objects, electronic devices (including smartphones or cellphones), hardware or software, electronic documents, applications or electronic systems owned by or under the control of the Users, by informing the objective, boundaries and mechanism of the aforementioned Data Usage to the related Users before making the said agreement. * The Funder with no knowledge and experience concerning lending is advised not to use this service. * The Lender must take into account the interest rate of the loan and other costs incurred corresponding to his/her ability in repayingthe loan.
* Every fraudulence will be recorded digitally in the cyberspace and will be accessible to the general public through social media. * The User must read and fully understand this information before deciding to become a Funder or Lender. * The Government, in this case represented by the Indonesian Financial Services Authority (OJK), shall not be held accountable of every violation or disobedience committed by the Funder or the Lender (whether it is intended or due to the User’s negligence) against the regulations, the agreement or the bond between the Organizer and the Funder and/or the Lender. * Every lending transaction and activity or the agreement implementation concerning lending between or those involving the Organizer, the Funder and/or the Lender must be carried out through an escrow account and a virtual account as regulated in the Financial Authority Services Regulation No. 77/POJK.01/2016 on Information Technology-Based Lending Service, and any violation and disobedience of the regulation shall be considered as evidence of a violation of law committed by the Organizer. Therefore, the Organizer must bear any liability suffered by the Users as a direct result of the violation of law as mentioned above without reducing the rights of the Users that have suffered losses as stipulated in the Indonesian Civil Law. 2020 PT Mekar Investama Sampoerna. All Rights Reserved. WE ARE PROCESSING YOUR REQUEST. PLEASE BE PATIENT.Contact Us
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