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Text
IDENCION
Idencion is as safe as your internet bank and you never have to give away sensitive information liable to be wrongly used by a third party. Idencion will never store your credentials, will safely, securely and directly forward it to your internet bank.IDENCION
Idencion online financial identification. Privacy policy (registry information) 1. Registry service provider. Name: Ferratum International Services Oy IDENCIONTRANSLATE THIS PAGE Idencion online financial identification. Zásady ochrany súkromia (informácie o registri) 1. Poskytovateľ služieb registra IDENCIONTRANSLATE THIS PAGE Idencion online financial identification. BEZPEČNE. Idencion je rovnako bezpečná ako váš internet banking a nikdy nebudete musieť poskytovať citlivé informácie, IDENCIONTRANSLATE THIS PAGE Idencion online financial identification. TURVALLINEN. Idencion on yhtä turvallinen kuin verkkopankkisi ja emme koskaan luovuta verkkopankkisi tietoja kolmansille osapuolelle. IDENCIONTRANSLATE THIS PAGE Idencion online financial identification. Tietosuojaseloste. Tämä dokumentti on henkilötietolain (523/1999) 10 §:n ja 24 § mukainentietosuojaseloste.
IDENCION
Idencion is as safe as your internet bank and you never have to give away sensitive information liable to be wrongly used by a third party. Idencion will never store your credentials, will safely, securely and directly forward it to your internet bank.IDENCION
Idencion online financial identification. Privacy policy (registry information) 1. Registry service provider. Name: Ferratum International Services Oy IDENCIONTRANSLATE THIS PAGE Idencion online financial identification. Zásady ochrany súkromia (informácie o registri) 1. Poskytovateľ služieb registra IDENCIONTRANSLATE THIS PAGE Idencion online financial identification. BEZPEČNE. Idencion je rovnako bezpečná ako váš internet banking a nikdy nebudete musieť poskytovať citlivé informácie, IDENCIONTRANSLATE THIS PAGE Idencion online financial identification. TURVALLINEN. Idencion on yhtä turvallinen kuin verkkopankkisi ja emme koskaan luovuta verkkopankkisi tietoja kolmansille osapuolelle. IDENCIONTRANSLATE THIS PAGE Idencion online financial identification. Tietosuojaseloste. Tämä dokumentti on henkilötietolain (523/1999) 10 §:n ja 24 § mukainentietosuojaseloste.
IDENCION
Idencion is as safe as your internet bank and you never have to give away sensitive information liable to be wrongly used by a third party. Idencion will never store your credentials, will safely, securely and directly forward it to your internet bank.IDENCION
Idencion online financial identification. Privacy policy (registry information) 1. Registry service provider. Name: Ferratum International Services Oy IDENCIONTRANSLATE THIS PAGE Idencion online financial identification. Zásady ochrany súkromia (informácie o registri) 1. Poskytovateľ služieb registra IDENCIONTRANSLATE THIS PAGE Idencion online financial identification. BEZPEČNE. Idencion je rovnako bezpečná ako váš internet banking a nikdy nebudete musieť poskytovať citlivé informácie, IDENCIONTRANSLATE THIS PAGE Idencion online financial identification. TURVALLINEN. Idencion on yhtä turvallinen kuin verkkopankkisi ja emme koskaan luovuta verkkopankkisi tietoja kolmansille osapuolelle. IDENCIONTRANSLATE THIS PAGE Idencion online financial identification. Tietosuojaseloste. Tämä dokumentti on henkilötietolain (523/1999) 10 §:n ja 24 § mukainentietosuojaseloste.
IDENCION
Idencion is as safe as your internet bank and you never have to give away sensitive information liable to be wrongly used by a third party. Idencion will never store your credentials, will safely, securely and directly forward it to your internet bank.IDENCION
Idencion online financial identification. Privacy policy (registry information) 1. Registry service provider. Name: Ferratum International Services Oy IDENCIONTRANSLATE THIS PAGE Idencion online financial identification. Zásady ochrany súkromia (informácie o registri) 1. Poskytovateľ služieb registra IDENCIONTRANSLATE THIS PAGE Idencion online financial identification. BEZPEČNE. Idencion je rovnako bezpečná ako váš internet banking a nikdy nebudete musieť poskytovať citlivé informácie, IDENCIONTRANSLATE THIS PAGE Idencion online financial identification. TURVALLINEN. Idencion on yhtä turvallinen kuin verkkopankkisi ja emme koskaan luovuta verkkopankkisi tietoja kolmansille osapuolelle. IDENCIONTRANSLATE THIS PAGE Idencion online financial identification. Tietosuojaseloste. Tämä dokumentti on henkilötietolain (523/1999) 10 §:n ja 24 § mukainentietosuojaseloste.
IDENCION
Idencion is as safe as your internet bank and you never have to give away sensitive information liable to be wrongly used by a third party. Idencion will never store your credentials, will safely, securely and directly forward it to your internet bank.IDENCION
Idencion online financial identification. Privacy policy (registry information) 1. Registry service provider. Name: Ferratum International Services Oy IDENCIONTRANSLATE THIS PAGE Idencion online financial identification. Zásady ochrany súkromia (informácie o registri) 1. Poskytovateľ služieb registra IDENCIONTRANSLATE THIS PAGE Idencion online financial identification. BEZPEČNE. Idencion je rovnako bezpečná ako váš internet banking a nikdy nebudete musieť poskytovať citlivé informácie, IDENCIONTRANSLATE THIS PAGE Idencion online financial identification. TURVALLINEN. Idencion on yhtä turvallinen kuin verkkopankkisi ja emme koskaan luovuta verkkopankkisi tietoja kolmansille osapuolelle. IDENCIONTRANSLATE THIS PAGE Idencion online financial identification. Tietosuojaseloste. Tämä dokumentti on henkilötietolain (523/1999) 10 §:n ja 24 § mukainentietosuojaseloste.
IDENCION
Idencion is as safe as your internet bank and you never have to give away sensitive information liable to be wrongly used by a third party. Idencion will never store your credentials, will safely, securely and directly forward it to your internet bank. IDENCIONTRANSLATE THIS PAGE Idencion online financial identification. Zásady ochrany súkromia (informácie o registri) 1. Poskytovateľ služieb registra IDENCIONTRANSLATE THIS PAGE Idencion online financial identification. Tietosuojaseloste. Tämä dokumentti on henkilötietolain (523/1999) 10 §:n ja 24 § mukainentietosuojaseloste.
* Contact
You identify yourself using your internet bank. By using our services you don’t have to bother sending in copies ofyour passport,
of your bills and of other documents in order to confirm youridentity.
CHOOSE YOUR
BANK
From a drop-down list you should select your bank. The bank can be pre-selected by your vendor already.LOGIN
Login to your internet bank using your preferred authentication method and credentials provided by your bank. You are essentially doing the exactly same thing as login to your internet bank.RESULTS
RIGHT AWAY
Usually in a matter of 1-2 minutes all financial identification process is done. All you need is a bank account.SAFE
Idencion is as safe as your internet bank and you never have to give away sensitive information liable to be wrongly used by a third party. Idencion will never store your credentials, will safely, securely and directly forward it to your internet bank.EASY
The service is as easy to use as your internet bank. You’re going to feel at home when using Idencion.SMART
No more trouble scanning your passport, your bills or other documents in order to confirm your identity. A one-time connection to your internet bank solves it all. TERMS AND CONDITIONS This agreement (the Agreement) establishes the terms and conditions governing your use of the services (the Services) provided by us (Ferratum International Services Oy – also referred to as ‘we’ and ‘our’). By using the Services you agree to be bound by this Agreement as amended from time to time. Please take the time to read the Agreement before using the Services. You may print or save the Agreement for your records.THE SERVICES
* You shall follow the instructions on the website on which this Agreement is posted (the Website) in order to use the Services. All information marked with an asterisk needs to be filled in to enable us to provide you with the Services. We reserve the right not to provide you with the Services. * By following the instructions on the Website we will provide you with a service which allows you to share with third parties real-time information on your bank accounts by way of read-only access including current bank balances as well as bank statements (the Services). Such information will be made available when you access information held by credit institutions through data retrieving tools provided through theServices.
* You acknowledge and agree that when data is retrieved from third party sources by using our Services such data is being retrieved by you through our Services. When using our Services you agree to transfer information which is retrieved by you through our Services to us and third parties. * We reserve the right to change or modify the Services at any time without notifying you in advance. * We shall endeavour to provide you with the Services at all times. However, you agree that we cannot be held responsible for any technical or other disruptions to the Services. We retain the right to temporarily stop providing the Services in order to maintain the Website, update our Services or fix any errors in the Services or for any other cause which we consider reasonable.USE OF THE SERVICES
* By using the Services you warrant that: * You are of legal age and have the capacity to enter into contracts in terms of applicable law; * You have a bank account registered in your name with a credit institution licensed in the European Union; * The bank account to which you are logging on when using the Services is in your name and reflects transactions entered into by you and you have the right to share the data contained therein with thirdparties;
* You will only access your internet bank account for the purpose of using the Services from a third party URL. * You have read and understood the terms and conditions of this Agreement and agree to be bound thereby and comply therewith; * You have provided us with correct, up-to-date and accurate information about yourself and you will provide us with any updates and/or corrections with respect to the data provided to us as soon as possible and not later than within five working days from becomingaware of the same;
* You will keep safe and shall not disclose to third parties the information you use to log in to your personal bank account; * You have the right to use the Services and your use of the Services is neither in breach of law, contract to which you are a party nor third party rights; * You will use the Services strictly in compliance with applicable laws, rules and regulations and in accordance with this Agreement; * You shall only use the Services for lawful purposes; * You shall not attempt to decipher, decompile, disassemble, make derivative works, reproduce, disrupt, interfere with, damage or reverse-engineer any of the software used for the provision of theServices.
* You are solely responsible for obtaining any hardware and software enabling you to access the Website and use the Services at your own exclusive expense even if such hardware or software is necessary due to updates in the Service’s contents or technology for the provision of the Services. We give no warranties, whether express or implied, with respect to the availability of the Services from your device. * You are solely responsible for any fees or charges you may have to pay to third parties in order to access the Services. * You agree that in the event that you breach any of the above described warranties or the provisions of this Agreement we shall have the right to prohibit you from accessing and using the Services or to terminate the Services. You also agree that in case you breach these warranties you shall be solely responsible for making good any damages suffered by us or by third parties. WARRANTIES, DISCLAIMERS & INDEMNIFICATION * In providing the Services we shall endeavour to ensure that the Services are free from errors. However, you understand and accept that the Services are being provided strictly on an ‘as is’ basis and that we are not giving any warranties, express or implied, as to the content or operation of our Services or with respect to the accuracy, reliability or completeness of the Services. You acknowledge and agree that there may be errors in the Services and accordingly it is impossible for us to guarantee the accuracy and applicability of the Services’ content to your needs and requirements and we do not accept any responsibility for any of your actions or omissions or of those of third parties even if these are based on any of our Services. You agree that we shall not be responsible for any damage caused due to the fact that the data provided through our Service contains inaccuracies, errors and omissions. You agree that we cannot be held liable for any of your acts or omissions. * We do not warrant that the Services are free from any virus or other function which may cause you harm. You agree to use the Services at your own risk. You are solely responsible for keeping your anti-virus and firewall software updated and for taking other appropriate steps in order to maintain the confidentiality of your user name and password. You shall report any virus or other malfunction to us and agree not to not exploit the same whether to your advantage or otherwise. * We are not responsible for the information which is provided by third parties and we are not responsible for checking the accuracy or timeliness of such information or for checking whether all financial information held by third parties about you was provided to us. Nor are we responsible to ensure that third parties hold or process the information provided to us in compliance with applicable law. Moreover, you understand and agree that it may not always be possible for us to retrieve financial information due to technological malfunctions or for other reasons. * You accept that we might not always be provided with real time access to information held by third parties and that therefore the information provided obtained by you through the Services may be different from that which may be obtained by third parties or from the real situation of your finances at any point in time. * We do not guarantee or warrant that files available for downloading from the internet will be free of viruses, worms, Trojan horses or other code that may manifest contaminating or destructive properties and do not assume any responsibility or risk for your use of the internet or your internet bank services. * The Website from which you access the Services may be operated by third parties and you acknowledge and accept that we cannot be held responsible or liable with respect to the availability of the same or the contents or services supplied therefrom. This Agreement does not govern the use by you of the Website. * We shall in no event be held responsible or liable to you or to any person or entity, whether in contract or tort for any damages, whether direct or indirect, liquidated or otherwise, punitive or not including loss of profit, information, goodwill, revenue or business, arising whether wholly or partially from the use or misuse of our Services or our refusal or inability to provide the Services even if you have advised us of the possibility of such damages. Idencion is not responsible for the unauthorized use of any bank account or information provided with the Service. * You shall defend, indemnify and hold us and our officers, directors, shareholders, and employees, harmless from and against all claims, actions, loss, liabilities and expenses, including but not limited to legal fees, in whole or in part arising out of or attributable to any breach of this Agreement, your agreement with third parties, the law and any and all activities conducted through your internet bank account or your use of the Service or inability to use the Service or misuse of the Service. * We shall have the right to institute criminal and/or civil proceedings against you in the event of breach of this Agreement or the law which comes to our notice in conjunction with your use (including misuse) of the Services. * Because some jurisdictions prohibit the exclusion or limitation of liability for consequential or incidental damages, the above limitation may not apply to you. In any event where liability cannot or has not been excluded our total liability to you shall be limited to five hundred euro (€500) or the lowest amount allowed by law if a minimum is indicated by law.PERSONAL DATA
* By using the Services you consent to our collection and processing of your personal data (including but not limited to name, surname, personal identity number, email address, IP-address, and other data extracted from your personal bank accounts) in accordance with the Finnish Personal Data Act (523/1999) and our Privacy Policy and further consent that we may process your personaldata:
* for the purpose of providing you with the Services * for the purpose of providing information about you to third parties, in particular, those third parties who operate the Website from which you accessed our Services; * for internal assessment and analysis, including for the purpose of developing and improving our Services; * to maintain customer relations; * for direct marketing, such as informing you by telephone, mail, e-mail or other means about the our products and services and for research purposes; and * if and when we are required to do so under any law, rule or regulation applicable to us. * You accept and consent to the fact that personal data may be processed on the internet which also include transfer of personal data to a third country outside of the EU/EES area to a state where the level of protection of personal data is not be the same. * You agree that we may use anonymised data about you for statistical purposes. Any data, once anonymised, will not be considered personal data and you agree that we may freely publish and transfer it to third parties. * You expressly agree that we can process and release information provided to us to our employees and Group Companies, as well as our business associates, agents, service providers for marketing purposes, for the purpose of carrying out an assessment about you when you apply for any service offered by such persons or entities, for the purpose of enforcing an obligation in terms of this Agreement and to detect and prevent possible illegal activities and violations against ourpolicies.
* You have the right to request us to provide you with information about the personal data held about you and to request its correction or erasure, where necessary, in accordance with the law. You shall inform us immediately if there has been any change to the data provided to us. You have the right to request us, at no cost, to stop sending you any direct marketing. * Idencion does not store your log in details. Neither does it share them with third parties. You are solely responsible for maintaining the secrecy and security of your log in details. INTELLECTUAL PROPERTY RIGHTS * We may grant you a limited right to use the Services subject to the terms and conditions contained in this Agreement. This Agreement shall not confer on you any other rights including, patent rights and other intellectual property rights related to the Services. You shall use this licence for its intended purposes only as specified in this Agreement. Upon termination of this Agreement you shall immediately destroy any information or materials you have downloaded, printed or otherwise copied from the Service.NOTICES
* By concluding this Agreement you agree that all relevant notices and other communications can be sent to you electronically by email or via SMS, or other means of communication agreed to for this purpose. Notices are considered received after 2 business days have passed from the date they were sent, with the exception of any communications sent by post which shall be considered received five calendar days afterthey are sent.
* In case you have any complaint, you are entitled to file them directly with us, using the contact data provided in the Agreement. Complaints shall be filed in writing. We shall endeavour to answer all complaints without undue delay.AMENDMENTS
* This Agreement may be amended at any time by us. The Agreement as posted on the website www.idencion.com shall indicate the date on which it was last revised. By using the Services after any amendments are posted, you agree to be bound by the terms of this Agreement asamended.
ASSIGNMENT
* We shall have the right to assign our rights and obligations in relation to this Agreement to a third party. In such a case we shall notify you in advance. * Your rights to use and access our Services are personal to you and may not be assigned to any other person or entity.TERMINATION
* In the event that you breach the Agreement, or if we are unable to verify or authenticate your information we shall have the right to terminate the Service or not allow you to access the Service. GOVERNING LAW AND JURISDICTION * This Agreement shall be governed by the laws of Finland provided that mandatory protection granted by the law of the country where you have habitual residence will apply. In case of dispute between us you may only bring proceedings against Idencion in the Member State of the European Union where you are domiciled or in Finland. We may bring proceedings against you in the Member State of the European Union where you are domiciled. We may both bring a counter-claim in the court where the original claim is pending.END PROVISIONS
* Nothing in this Agreement shall be deemed to constitute, create, imply, give effect to, or otherwise recognize a partnership, employment, joint venture or formal business entity of any kind; and the rights and obligations of the parties shall be limited to those expressly set forth herein. * If any provision of this Agreement becomes invalid, illegal or unenforceable and can be deleted without altering the essence of this Agreement, the invalid, illegal or unenforceable provision will be severed and the remaining provisions will remain in full force or effect. If the invalid, illegal or unenforceable provision cannot be deleted without altering the essence of this Agreement, this Agreement shall be considered terminated. * Our failure at any time to enforce any of the provisions of this Agreement shall not be construed as a waiver of any such provision and shall not affect the validity of the Agreement or any part thereof or our right to enforce any provision in accordance with its terms. * Our rights and remedies under this Agreement are cumulative and are in addition to and not in substitution of any rights and remedies provided for by law. * All covenants, agreements, representations and warranties made by you in this Agreement shall survive your acceptance of this Agreement and the termination of this Agreement. * This Agreement represents the entire understanding and agreement between you and us regarding the subject matter herein, and supersedes all other previous agreements or arrangements. The current version of this Agreement is valid as of 03.11.2017. 2017 Ferratum International Services Ferratum Group company Ferratum International Services Oy Ratamestarinkatu 11 A 00520 Helsinkiinfo@idencion.com
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