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ABOUT SPAREBANKEN VEST About Sparebanken Vest. With continuous banking operations since 1823, Sparebanken Vest is well established in Western Norway. Sparebanken Vest is an independent, listed financial services group engaged in banking and financing activities in the counties of Hordaland, Rogaland and Sogn & Fjordane. NETTBANK - SPAREBANKEN VEST I nettbanken kan du: Betale regninger og overføre mellom egne kontoer. Se alle lån og plasseringer. Få oversikt over bruk av kredittkort. Inngå og endre betalingsavtaler som eFaktura og Avtalegiro. Spare - kjøpe og selge fond og aksjer eller starte en spareavtale. Søke om eller endre lån. INTERNATIONAL PAYMENTS EXECUTIVE MANAGEMENT Has a law degree from the University of Bergen as well as an Executive MBA in Strategic Management from the Norwegian School of Economics (NHH). He has also completed the AFF Solstrand leadership programme. Number of equity certificate instruments: 76,215. Mobile: (+47) 952 65 971. E-mail: frank.johannesen@spv.no. INTERNATIONAL PAYMENT INSTRUCTIONS International payment instructions. In the opening hours you may also contact the bank by phone 05555 (from abroad: +47 915 05555). Nettbank/internet bank registration field. Explanation. Fra konto (From account) Be careful not to select the wrong account. Be particularly careful when SUSTAINABILITY IN SPAREBANKEN VEST Sparebanken Vest shall help to make life in Western Norway even better. And we recognise that our task as part of society goes further than the statutory requirements we are subject to. Throughout our history, we have endeavoured to ensure that the local community has the best conditions for growth and that it develops in a sustainableway.
NETTBANK - SPAREBANKEN VEST I nettbanken kan du: Betale regninger og overføre mellom egne kontoer. Se alle lån og plasseringer. Få oversikt over bruk av kredittkort. Inngå og endre betalingsavtaler som eFaktura og Avtalegiro. Spare - kjøpe og selge fond og aksjer eller starte en spareavtale. Søke om eller endre lån.OUR CUSTOMERS
Sparebanken Vest conducts its own measurements of customer satisfaction and is also part of EPSI Norway's annual banking survey (in Norwegian only). In 2018, the bank achieved a score in this survey of 73.3 in the retail market, which is 1.7 points above the averagefor the industry.
BASIC PRODUCT PACKAGE Basic product package. Our basic product package makes you a self sufficient customer in Sparebanken Vest. THE BOARD OF DIRECTORS The composition of the Board of Directors. The Board of Directors consists of ten members and two deputy members elected by the Supervisory Board. The Chair and Deputy Chair are elected by the Supervisory Board in separate elections. Three board members and one deputy members are elected by and from among the bank’s employees. SUSTAINABILITY LIBRARY Sparebanken Vests vision is to contribute to making life in Western Norway better. This document describes our principles of execution of ethics and social responsability in our own business, as well as that Sparebanken Vest do not want to contribute to violation of the human- and labourrights, money laundering, terrorfinanciation, corruption, severe environmental damages or other actions that BUSINESS CULTURE AND WORKING ENVIRONMENT Business culture and working environment. Sparebanken Vest wishes to be a role model for how the business sector can make a difference to social development in Western Norway. Among other things, this requires that we take good care of our employees and their working environment, that we have thorough procedures to prevent corruptionand money
NÆRINGSSTIFTINGA I SOGN OG FJORDANE Kunnskapsparken Vestland er sekretariat for fondet, og evt spørsmål kan rettast til: Jøril Hovland, tlf 48219780. Frå styret i Næringsstiftinga: Arild Sandvoll, Sparebanken Vest. Tlf 90075208. Elisabet Kjerstad Bøe, Tibber. Tlf 91591548. QUICKGUIDE TO SPV ONLINE BANKING IN SPAREBANKEN VEST Make payments abroad 1. Payment abroad 2. From account number 3. To account number (IBAN) 4. Payment date 5. Currency 6. Amount incurrency 7.
INAUGURAL GREEN COVERED BOND SPAREBANKEN VEST BOLIGKREDITT AS C1 - Public Natixis 1,2 2,8 7,9 1,2 2,5 1,2 6,9 12,7 14,7 14,3 14,4 11,5 2020 2021 2022 2023 2024 2025 Senior Covered bonds The bank has good liquidity and well HOW TO LOG IN AND PAY YOUR BILLS IN THE ONLINE BANK SPV To make a payment, select ‘Betale’ (Pay) from the menu on the left. 1 Here, you must enter the due date. Enter today’s date if you want the payment to be made at once. Enter a future date, if you ABOUT SPAREBANKEN VEST About Sparebanken Vest. With continuous banking operations since 1823, Sparebanken Vest is well established in Western Norway. Sparebanken Vest is an independent, listed financial services group engaged in banking and financing activities in the counties of Hordaland, Rogaland and Sogn & Fjordane.IBAN INFORMATION
www.spv.no / (+47) 915 05555 / sparebanken.vest@spv.no / onsdag 2.juni 2021
INTERNATIONAL PAYMENTS SUSTAINABILITY IN SPAREBANKEN VEST Sparebanken Vest shall help to make life in Western Norway even better. And we recognise that our task as part of society goes further than the statutory requirements we are subject to. Throughout our history, we have endeavoured to ensure that the local community has the best conditions for growth and that it develops in a sustainableway.
EXECUTIVE MANAGEMENT Has a law degree from the University of Bergen as well as an Executive MBA in Strategic Management from the Norwegian School of Economics (NHH). He has also completed the AFF Solstrand leadership programme. Number of equity certificate instruments: 76,215. Mobile: (+47) 952 65 971. E-mail: frank.johannesen@spv.no. INTERNATIONAL PAYMENT INSTRUCTIONS International payment instructions. In the opening hours you may also contact the bank by phone 05555 (from abroad: +47 915 05555). Nettbank/internet bank registration field. Explanation. Fra konto (From account) Be careful not to select the wrong account. Be particularly careful when GREEN BOND-PROGRAMMET Green Bond-programmet. To further strengthen the 360 degree focus on the CSR Strategy, the bank has developed a Green Bond Framework in line with the ICMA Green Bond Principles. Sparebanken Vest strives to make life in Western Norway even better. We recognise that our task as part of society goes further than the statutory requirements we are RISK AND CAPITAL MANAGEMENT This document (pdf) describes Sparebanken Vest’s risk and capital management, both in detail for each risk area and overall for 2019. The document is intended to satisfy specific requirements in Part IX of the Capital Adequacy Regulations concerning the publication of financial information (Pillar 3). (See also Pilar III Appendix Q22020)
SUSTAINABILITY LIBRARY Sparebanken Vests vision is to contribute to making life in Western Norway better. This document describes our principles of execution of ethics and social responsability in our own business, as well as that Sparebanken Vest do not want to contribute to violation of the human- and labourrights, money laundering, terrorfinanciation, corruption, severe environmental damages or other actions that BUSINESS CULTURE AND WORKING ENVIRONMENT ABOUT SPAREBANKEN VEST About Sparebanken Vest. With continuous banking operations since 1823, Sparebanken Vest is well established in Western Norway. Sparebanken Vest is an independent, listed financial services group engaged in banking and financing activities in the counties of Hordaland, Rogaland and Sogn & Fjordane.IBAN INFORMATION
www.spv.no / (+47) 915 05555 / sparebanken.vest@spv.no / onsdag 2.juni 2021
INTERNATIONAL PAYMENTS SUSTAINABILITY IN SPAREBANKEN VEST Sparebanken Vest shall help to make life in Western Norway even better. And we recognise that our task as part of society goes further than the statutory requirements we are subject to. Throughout our history, we have endeavoured to ensure that the local community has the best conditions for growth and that it develops in a sustainableway.
EXECUTIVE MANAGEMENT Has a law degree from the University of Bergen as well as an Executive MBA in Strategic Management from the Norwegian School of Economics (NHH). He has also completed the AFF Solstrand leadership programme. Number of equity certificate instruments: 76,215. Mobile: (+47) 952 65 971. E-mail: frank.johannesen@spv.no. INTERNATIONAL PAYMENT INSTRUCTIONS International payment instructions. In the opening hours you may also contact the bank by phone 05555 (from abroad: +47 915 05555). Nettbank/internet bank registration field. Explanation. Fra konto (From account) Be careful not to select the wrong account. Be particularly careful when GREEN BOND-PROGRAMMET Green Bond-programmet. To further strengthen the 360 degree focus on the CSR Strategy, the bank has developed a Green Bond Framework in line with the ICMA Green Bond Principles. Sparebanken Vest strives to make life in Western Norway even better. We recognise that our task as part of society goes further than the statutory requirements we are RISK AND CAPITAL MANAGEMENT This document (pdf) describes Sparebanken Vest’s risk and capital management, both in detail for each risk area and overall for 2019. The document is intended to satisfy specific requirements in Part IX of the Capital Adequacy Regulations concerning the publication of financial information (Pillar 3). (See also Pilar III Appendix Q22020)
SUSTAINABILITY LIBRARY Sparebanken Vests vision is to contribute to making life in Western Norway better. This document describes our principles of execution of ethics and social responsability in our own business, as well as that Sparebanken Vest do not want to contribute to violation of the human- and labourrights, money laundering, terrorfinanciation, corruption, severe environmental damages or other actions that BUSINESS CULTURE AND WORKING ENVIRONMENT INTERNATIONAL PAYMENT INSTRUCTIONS International payment instructions. In the opening hours you may also contact the bank by phone 05555 (from abroad: +47 915 05555). Nettbank/internet bank registration field. Explanation. Fra konto (From account) Be careful not to select the wrong account. Be particularly careful whenOUR CUSTOMERS
Sparebanken Vest conducts its own measurements of customer satisfaction and is also part of EPSI Norway's annual banking survey (in Norwegian only). In 2018, the bank achieved a score in this survey of 73.3 in the retail market, which is 1.7 points above the averagefor the industry.
EXECUTIVE MANAGEMENT Joined Sparebanken Vest in 1999 and CEO from 31 October 2013. Previously Deputy Managing Director 2006 - 2013. Chair of the board of BKK, Brage Finans and Frende Forsikring. RISK AND CAPITAL MANAGEMENT This document (pdf) describes Sparebanken Vest’s risk and capital management, both in detail for each risk area and overall for 2019. The document is intended to satisfy specific requirements in Part IX of the Capital Adequacy Regulations concerning the publication of financial information (Pillar 3). (See also Pilar III Appendix Q22020)
GENERAL MEETING
General Meeting. Sparebanken Vest is organised in accordance with the Savings Banks Act and the Financial Institutions Act. Its supreme body is the General Meeting (previously the Supervisory Board). The General Meeting of Sparebanken Vest has 48 members and 24 deputy members, composed of representatives elected by customers, the public sector GLOBAL RESPONSIBILITY Principle 1: We shall support and respect the protection of internationally proclaimed human rights, and. Principle 2: ensure that we are not complicit in human rights abuses. Labour standards. Principle 3: We shall uphold the freedom of association and the effective recognition of the right to collective bargaining, Principle4: uphold the
SPAREBANKEN VEST BOLIGKREDITT SPAREBANKEN VEST BOLIGKREDITT ANNUAL REPORT 2020 page 3 new covered bonds with a nominal value of NOK 22.8 billion, 37.2% of which are denominated in NOK, 50.3% in EUR and 12.5% in SEK. SPAREBANKEN VEST GREEN BOND FRAMEWORK 6 Green Senior Bonds Sparebanken Vest has relied on the support of an external green real estate consultant Multiconsult ASA to define the associated eligibility criteria below3. The Eligibility Criteria used to earmark Eligible Green Assets for Sparebanken Vest [s green bondare set out below.
NÆRINGSSTIFTINGA I SOGN OG FJORDANE Kunnskapsparken Vestland er sekretariat for fondet, og evt spørsmål kan rettast til: Jøril Hovland, tlf 48219780. Frå styret i Næringsstiftinga: Arild Sandvoll, Sparebanken Vest. Tlf 90075208. Elisabet Kjerstad Bøe, Tibber. Tlf 91591548. SPAREBANKEN VEST ANALYST CONTACTS FINANCIAL INSTITUTIONS CREDIT OPINION 20 September 2016 Update RATINGS Sparebanken Vest Domicile Norway Long Term Debt A1 Type SeniorUnsecured - Fgn
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