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OAK VIEW LAW GROUP
Chat with Financial Coach | (800)-530-OVLG. Debt Solutions. Explore debt relief options, pay less than you owe, and save money. Get free counseling from an experienced financial coach to pay off debt, reduce collection calls, and waive late fees - all within a budget you canafford.
LOGIN - OVLG
Disclaimer: The contents of this web site are not intended to establish an attorney-client relationship, provide the reader with legal advice, or substitute for legal advice from an attorney. LETTER TO REQUEST AN ALTERNATIVE PAYMENT PLAN FROM A Here is a sample of a letter to request an alternative payment plan from your creditor. , , Dear , Re: This is a request for a temporary change in the repayment terms in the account referenced above. As I am undergoing some financial crises at present, I may not be able to continue the current payment plan. On reviewing my financial condition WHEN CAN DEBT COLLECTORS SNATCH YOUR TAX REFUNDS AND WHAT There are scenarios where the collection agency can’t snatch tax refunds, even if the above conditions apply. Some of them are: The taxpayer is less than 18 years old. The taxpayer is dead. The taxpayer lives in a nationally declared disaster area and seeks relief. The taxpayer owes tax due to a HOW MUCH WILL IT COST TO CONTEST A WILL? The cost of disputing a Will is really high! 1. Fees of an attorney: You are liable to pay the fees of the attorney, solicitor, or a lawyer’s fees if you protest against a probated Will! To be precise, this is costly! There will be quite a bit of things involved in such acase.
LETTER TO REQUEST A REDUCED PAYMENT PLAN FROM A CREDITOR -OVLG Below is an example of a sample letter to request your creditor for payment reduction: I regret to inform you that I am unable to continue with my current payment plan due to some unfortunate circumstances that I am currently facing. But I want to continue my payments and become debt free. After reviewing my present financial condition andmy
WHAT CAN YOU DO WHEN A HOSPITAL SUES YOU FOR UNPAID Ans: When a medical debt collector files a lawsuit, you can take the following steps to deal with it: Answer the summons within the deadline, which is usually twenty days. Collect all the documents you have related to your debt. Contact a medical bill lawyer to learn your options for fighting the suit. WHAT HAPPENS TO YOUR CREDIT SCORE WHEN YOU PAY OFF ALL THE Your credit score may also go up after paying off bad debts due to a lower credit utilization ratio. When you have maxed out your credit cards, your credit utilization ratio goes up. This makes a negative impact on your credit score. However, when you LYLE DAVID SOLOMON (PRINCIPAL ATTORNEY) About Me. Mr. Solomon has significant hands on skill and expertise in legal research and writing and extensive litigation experience. He has been licensed with the state bar of California since 2003. He graduated from University of the Pacific, McGeorge School of Law, Sacramento, California in 1998 and currently works in Rocklin,California.
DO YOU HAVE TO GO TO COURT IF YOU ARE NOT SERVED? Solution: You have to go to the court under the following scenarios: You have been served summons. You have received a copy of the petition. If court papers are not served at your residence, then there is no need to show up in the court. Don’t start jumping with joyOAK VIEW LAW GROUP
Chat with Financial Coach | (800)-530-OVLG. Debt Solutions. Explore debt relief options, pay less than you owe, and save money. Get free counseling from an experienced financial coach to pay off debt, reduce collection calls, and waive late fees - all within a budget you canafford.
LOGIN - OVLG
Disclaimer: The contents of this web site are not intended to establish an attorney-client relationship, provide the reader with legal advice, or substitute for legal advice from an attorney. LETTER TO REQUEST AN ALTERNATIVE PAYMENT PLAN FROM A Here is a sample of a letter to request an alternative payment plan from your creditor. , , Dear , Re: This is a request for a temporary change in the repayment terms in the account referenced above. As I am undergoing some financial crises at present, I may not be able to continue the current payment plan. On reviewing my financial condition WHEN CAN DEBT COLLECTORS SNATCH YOUR TAX REFUNDS AND WHAT There are scenarios where the collection agency can’t snatch tax refunds, even if the above conditions apply. Some of them are: The taxpayer is less than 18 years old. The taxpayer is dead. The taxpayer lives in a nationally declared disaster area and seeks relief. The taxpayer owes tax due to a HOW MUCH WILL IT COST TO CONTEST A WILL? The cost of disputing a Will is really high! 1. Fees of an attorney: You are liable to pay the fees of the attorney, solicitor, or a lawyer’s fees if you protest against a probated Will! To be precise, this is costly! There will be quite a bit of things involved in such acase.
LETTER TO REQUEST A REDUCED PAYMENT PLAN FROM A CREDITOR -OVLG Below is an example of a sample letter to request your creditor for payment reduction: I regret to inform you that I am unable to continue with my current payment plan due to some unfortunate circumstances that I am currently facing. But I want to continue my payments and become debt free. After reviewing my present financial condition andmy
WHAT CAN YOU DO WHEN A HOSPITAL SUES YOU FOR UNPAID Ans: When a medical debt collector files a lawsuit, you can take the following steps to deal with it: Answer the summons within the deadline, which is usually twenty days. Collect all the documents you have related to your debt. Contact a medical bill lawyer to learn your options for fighting the suit. WHAT HAPPENS TO YOUR CREDIT SCORE WHEN YOU PAY OFF ALL THE Your credit score may also go up after paying off bad debts due to a lower credit utilization ratio. When you have maxed out your credit cards, your credit utilization ratio goes up. This makes a negative impact on your credit score. However, when you LYLE DAVID SOLOMON (PRINCIPAL ATTORNEY) About Me. Mr. Solomon has significant hands on skill and expertise in legal research and writing and extensive litigation experience. He has been licensed with the state bar of California since 2003. He graduated from University of the Pacific, McGeorge School of Law, Sacramento, California in 1998 and currently works in Rocklin,California.
DO YOU HAVE TO GO TO COURT IF YOU ARE NOT SERVED? Solution: You have to go to the court under the following scenarios: You have been served summons. You have received a copy of the petition. If court papers are not served at your residence, then there is no need to show up in the court. Don’t start jumping with joy SAMPLE OF LETTER OF JUDGMENT REMOVAL sample of letter of judgment removal. I need help in writing a letter to request that a judgment that is paid in full removed. Please send me an example. Vote up! Vote down! Below is a sample letter that I used and was succesful at having the in my case a state tax lienremoved from my credit files. The key to obtaining this is tosendthis
LETTER TO REQUEST A REDUCED PAYMENT PLAN FROM A CREDITOR -OVLG Below is an example of a sample letter to request your creditor for payment reduction: I regret to inform you that I am unable to continue with my current payment plan due to some unfortunate circumstances that I am currently facing. But I want to continue my payments and become debt free. After reviewing my present financial condition andmy
HOW TO AVOID RESETTING THE CLOCK ON OLD DEBTS However, the debtor's certain actions can reset the clock on a debt like: Acknowledging the debt in front of a creditor or a collector. Even verbal acknowledgment can start the clock on an old debt. Making payments on an old debt. Even making an agreement for paying can start the debt clock again. Accepting a settlement offer to pay off the old WHAT WILL STOP A LAWSUIT? DEBT CONSOLIDATION OR BANKRUPTCY? Debt consolidation can’t stop a lawsuit! That’s it, thin and crisp! But what it can do is pretty interesting, I must say! For this, however, you need to take help of a debt consolidation company. Don’t expect that a creditor will stop a lawsuit proceeding, just because you plan to take out a consolidation loan and organize yourpayments
DEBT VALIDATION LETTER -OVLG In accordance with the Fair Debt Collection Practices Act (FDCPA), you can challenge the validity of a debt. Following is a sample debt validation letter that you can use to request the creditor/collection agency verify that the debt is actually yours and you are legally bound to pay that debt. CONSIDER BANKRUPTCY IF YOU HAVE LOST A LAWSUIT! The following are some of the common types of lawsuits that bankruptcy discharges: •Lawsuits for credit card debt collection. •Lawsuits on second mortgages and vehicles. •Lawsuits for unpaid medical, legal and other bills. •Lawsuits for business and personal debts and personal injury. Bankruptcy eliminates most of the lawsuits and even DEBT SETTLEMENT OFFER IN RESPONSE TO CREDITOR'S PROPOSAL -OVLG Get PDF Version Print. If you are not sure about how to counter your creditor’s debt settlement offer, here is a sample of a Debt Settlement Offer Letter in Response to Creditor’s Proposal: , , Dear Sir, Re: I really appreciate your company's willingness to work out a debt settlement agreement with me. At present, I am badly short offunds
WHO IS RESPONSIBLE FOR THE HOUSEHOLD PAYMENTS DURING A Splitting bills in a divorce can be a difficult task. Remember, you shouldn’t stop paying your current bills until you get the separation agreement. Check out the article to know who is responsible for the household bill payments during a divorce. DISMISSAL OF CHAPTER 7 BANKRUPTCY DUE TO ABUSE Abuse under Means Test Section 707 (b) of the Federal Bankruptcy Code, dealing with the Means Test, was amended to provide for dismissal of Chapter 7 cases upon a finding of abuse by an individual debtor. In such cases, abuse is presumed if your current monthly income over last 5 years has been more than $10,950, or 25% of your non-priority WHY DID MY CREDIT SCORE DROP AFTER PAYING DOWN DEBT? This is why people got a FICO alert. But people couldn’t realize that there were a few other changes on the credit report. May be their credit score dropped because a different credit card reported a higher balance. May be their total debt-to-income ratio increased and pulled down their score. Next time don’t get shocked when you see a dropOAK VIEW LAW GROUP
Chat with Financial Coach | (800)-530-OVLG. Debt Solutions. Explore debt relief options, pay less than you owe, and save money. Get free counseling from an experienced financial coach to pay off debt, reduce collection calls, and waive late fees - all within a budget you canafford.
LOGIN - OVLG
Disclaimer: The contents of this web site are not intended to establish an attorney-client relationship, provide the reader with legal advice, or substitute for legal advice from an attorney. WHEN CAN DEBT COLLECTORS SNATCH YOUR TAX REFUNDS AND WHAT There are scenarios where the collection agency can’t snatch tax refunds, even if the above conditions apply. Some of them are: The taxpayer is less than 18 years old. The taxpayer is dead. The taxpayer lives in a nationally declared disaster area and seeks relief. The taxpayer owes tax due to a LETTER TO REQUEST AN ALTERNATIVE PAYMENT PLAN FROM A Here is a sample of a letter to request an alternative payment plan from your creditor. , , Dear , Re: This is a request for a temporary change in the repayment terms in the account referenced above. As I am undergoing some financial crises at present, I may not be able to continue the current payment plan. On reviewing my financial condition LETTER TO REQUEST A REDUCED PAYMENT PLAN FROM A CREDITOR -OVLG Below is an example of a sample letter to request your creditor for payment reduction: I regret to inform you that I am unable to continue with my current payment plan due to some unfortunate circumstances that I am currently facing. But I want to continue my payments and become debt free. After reviewing my present financial condition andmy
HOW MUCH WILL IT COST TO CONTEST A WILL? The cost of disputing a Will is really high! 1. Fees of an attorney: You are liable to pay the fees of the attorney, solicitor, or a lawyer’s fees if you protest against a probated Will! To be precise, this is costly! There will be quite a bit of things involved in such acase.
LYLE DAVID SOLOMON (PRINCIPAL ATTORNEY) About Me. Mr. Solomon has significant hands on skill and expertise in legal research and writing and extensive litigation experience. He has been licensed with the state bar of California since 2003. He graduated from University of the Pacific, McGeorge School of Law, Sacramento, California in 1998 and currently works in Rocklin,California.
WHAT WILL STOP A LAWSUIT? DEBT CONSOLIDATION OR BANKRUPTCY? Debt consolidation can’t stop a lawsuit! That’s it, thin and crisp! But what it can do is pretty interesting, I must say! For this, however, you need to take help of a debt consolidation company. Don’t expect that a creditor will stop a lawsuit proceeding, just because you plan to take out a consolidation loan and organize yourpayments
WHAT HAPPENS TO YOUR CREDIT SCORE WHEN YOU PAY OFF ALL THE Your credit score may also go up after paying off bad debts due to a lower credit utilization ratio. When you have maxed out your credit cards, your credit utilization ratio goes up. This makes a negative impact on your credit score. However, when you DISMISSAL OF CHAPTER 7 BANKRUPTCY DUE TO ABUSE Abuse under Means Test Section 707 (b) of the Federal Bankruptcy Code, dealing with the Means Test, was amended to provide for dismissal of Chapter 7 cases upon a finding of abuse by an individual debtor. In such cases, abuse is presumed if your current monthly income over last 5 years has been more than $10,950, or 25% of your non-priorityOAK VIEW LAW GROUP
Chat with Financial Coach | (800)-530-OVLG. Debt Solutions. Explore debt relief options, pay less than you owe, and save money. Get free counseling from an experienced financial coach to pay off debt, reduce collection calls, and waive late fees - all within a budget you canafford.
LOGIN - OVLG
Disclaimer: The contents of this web site are not intended to establish an attorney-client relationship, provide the reader with legal advice, or substitute for legal advice from an attorney. WHEN CAN DEBT COLLECTORS SNATCH YOUR TAX REFUNDS AND WHAT There are scenarios where the collection agency can’t snatch tax refunds, even if the above conditions apply. Some of them are: The taxpayer is less than 18 years old. The taxpayer is dead. The taxpayer lives in a nationally declared disaster area and seeks relief. The taxpayer owes tax due to a LETTER TO REQUEST AN ALTERNATIVE PAYMENT PLAN FROM A Here is a sample of a letter to request an alternative payment plan from your creditor. , , Dear , Re: This is a request for a temporary change in the repayment terms in the account referenced above. As I am undergoing some financial crises at present, I may not be able to continue the current payment plan. On reviewing my financial condition LETTER TO REQUEST A REDUCED PAYMENT PLAN FROM A CREDITOR -OVLG Below is an example of a sample letter to request your creditor for payment reduction: I regret to inform you that I am unable to continue with my current payment plan due to some unfortunate circumstances that I am currently facing. But I want to continue my payments and become debt free. After reviewing my present financial condition andmy
HOW MUCH WILL IT COST TO CONTEST A WILL? The cost of disputing a Will is really high! 1. Fees of an attorney: You are liable to pay the fees of the attorney, solicitor, or a lawyer’s fees if you protest against a probated Will! To be precise, this is costly! There will be quite a bit of things involved in such acase.
LYLE DAVID SOLOMON (PRINCIPAL ATTORNEY) About Me. Mr. Solomon has significant hands on skill and expertise in legal research and writing and extensive litigation experience. He has been licensed with the state bar of California since 2003. He graduated from University of the Pacific, McGeorge School of Law, Sacramento, California in 1998 and currently works in Rocklin,California.
WHAT WILL STOP A LAWSUIT? DEBT CONSOLIDATION OR BANKRUPTCY? Debt consolidation can’t stop a lawsuit! That’s it, thin and crisp! But what it can do is pretty interesting, I must say! For this, however, you need to take help of a debt consolidation company. Don’t expect that a creditor will stop a lawsuit proceeding, just because you plan to take out a consolidation loan and organize yourpayments
WHAT HAPPENS TO YOUR CREDIT SCORE WHEN YOU PAY OFF ALL THE Your credit score may also go up after paying off bad debts due to a lower credit utilization ratio. When you have maxed out your credit cards, your credit utilization ratio goes up. This makes a negative impact on your credit score. However, when you DISMISSAL OF CHAPTER 7 BANKRUPTCY DUE TO ABUSE Abuse under Means Test Section 707 (b) of the Federal Bankruptcy Code, dealing with the Means Test, was amended to provide for dismissal of Chapter 7 cases upon a finding of abuse by an individual debtor. In such cases, abuse is presumed if your current monthly income over last 5 years has been more than $10,950, or 25% of your non-priority LETTER TO REQUEST A REDUCED PAYMENT PLAN FROM A CREDITOR -OVLG Below is an example of a sample letter to request your creditor for payment reduction: I regret to inform you that I am unable to continue with my current payment plan due to some unfortunate circumstances that I am currently facing. But I want to continue my payments and become debt free. After reviewing my present financial condition andmy
SAMPLE OF LETTER OF JUDGMENT REMOVAL sample of letter of judgment removal. I need help in writing a letter to request that a judgment that is paid in full removed. Please send me an example. Vote up! Vote down! Below is a sample letter that I used and was succesful at having the in my case a state tax lienremoved from my credit files. The key to obtaining this is tosendthis
HOW TO AVOID RESETTING THE CLOCK ON OLD DEBTS However, the debtor's certain actions can reset the clock on a debt like: Acknowledging the debt in front of a creditor or a collector. Even verbal acknowledgment can start the clock on an old debt. Making payments on an old debt. Even making an agreement for paying can start the debt clock again. Accepting a settlement offer to pay off the old DO YOU HAVE TO GO TO COURT IF YOU ARE NOT SERVED? Solution: You have to go to the court under the following scenarios: You have been served summons. You have received a copy of the petition. If court papers are not served at your residence, then there is no need to show up in the court. Don’t start jumping with joy REQUEST TO REMOVE INACCURATE INFORMATION FROM YOUR CREDIT Here is a sample of a letter that will help you understand how you should request that the credit bureaus remove inaccurate information from your credit report: , , Dear , I would like you to remove all the inaccurate and misleading information from my credit report. These inaccurate details have adversely affected my credit worthiness and DISMISSAL OF CHAPTER 7 BANKRUPTCY DUE TO ABUSE Abuse under Means Test Section 707 (b) of the Federal Bankruptcy Code, dealing with the Means Test, was amended to provide for dismissal of Chapter 7 cases upon a finding of abuse by an individual debtor. In such cases, abuse is presumed if your current monthly income over last 5 years has been more than $10,950, or 25% of your non-priority CONSIDER BANKRUPTCY IF YOU HAVE LOST A LAWSUIT! The following are some of the common types of lawsuits that bankruptcy discharges: •Lawsuits for credit card debt collection. •Lawsuits on second mortgages and vehicles. •Lawsuits for unpaid medical, legal and other bills. •Lawsuits for business and personal debts and personal injury. Bankruptcy eliminates most of the lawsuits and even WHAT CAN YOU DO WHEN A HOSPITAL SUES YOU FOR UNPAID If you can’t or refuse to pay a single penny, then they can file a lawsuit against you. The hospital itself can also file a lawsuit against you. However, if your unpaid bill amount is only $1000, then the hospital may not sue you since the legal expenses can be more than that. The attorney fee is likely to be between $200 and $400 per hour. WHO IS RESPONSIBLE FOR THE HOUSEHOLD PAYMENTS DURING A Splitting bills in a divorce can be a difficult task. Remember, you shouldn’t stop paying your current bills until you get the separation agreement. Check out the article to know who is responsible for the household bill payments during a divorce. WHY DID MY CREDIT SCORE DROP AFTER PAYING DOWN DEBT? This is why people got a FICO alert. But people couldn’t realize that there were a few other changes on the credit report. May be their credit score dropped because a different credit card reported a higher balance. May be their total debt-to-income ratio increased and pulled down their score. Next time don’t get shocked when you see a dropOAK VIEW LAW GROUP
And Oak View Law Group has several such programs. Our bankruptcy marketplace features a directory of attorneys nationwide, so anyone, anywhere in the country can find an attorney near them ready to help them solve their debt problems at an affordable price. In other words, Oak View Law Group is a debt relief company, but it’s so much more.LOGIN - OVLG
Disclaimer: The contents of this web site are not intended to establish an attorney-client relationship, provide the reader with legal advice, or substitute for legal advice from an attorney. HOW TO AVOID RESETTING THE CLOCK ON OLD DEBTS However, the debtor's certain actions can reset the clock on a debt like: Acknowledging the debt in front of a creditor or a collector. Even verbal acknowledgment can start the clock on an old debt. Making payments on an old debt. Even making an agreement for paying can start the debt clock again. Accepting a settlement offer to pay off the old WHEN CAN DEBT COLLECTORS SNATCH YOUR TAX REFUNDS AND WHAT There are scenarios where the collection agency can’t snatch tax refunds, even if the above conditions apply. Some of them are: The taxpayer is less than 18 years old. The taxpayer is dead. The taxpayer lives in a nationally declared disaster area and seeks relief. The taxpayer owes tax due to a LETTER TO REQUEST A REDUCED PAYMENT PLAN FROM A CREDITOR -OVLG Below is an example of a sample letter to request your creditor for payment reduction: I regret to inform you that I am unable to continue with my current payment plan due to some unfortunate circumstances that I am currently facing. But I want to continue my payments and become debt free. After reviewing my present financial condition andmy
WHAT WILL STOP A LAWSUIT? DEBT CONSOLIDATION OR BANKRUPTCY? Debt consolidation can’t stop a lawsuit! That’s it, thin and crisp! But what it can do is pretty interesting, I must say! For this, however, you need to take help of a debt consolidation company. Don’t expect that a creditor will stop a lawsuit proceeding, just because you plan to take out a consolidation loan and organize yourpayments
HOW MUCH WILL IT COST TO CONTEST A WILL? The cost of disputing a Will is really high! 1. Fees of an attorney: You are liable to pay the fees of the attorney, solicitor, or a lawyer’s fees if you protest against a probated Will! To be precise, this is costly! There will be quite a bit of things involved in such acase.
WHAT HAPPENS TO YOUR CREDIT SCORE WHEN YOU PAY OFF ALL THE Your credit score may also go up after paying off bad debts due to a lower credit utilization ratio. When you have maxed out your credit cards, your credit utilization ratio goes up. This makes a negative impact on your credit score. However, when you WHO IS RESPONSIBLE FOR THE HOUSEHOLD PAYMENTS DURING A Well, the spouse, who has his/her name on the bill or agreement, is responsible for paying bills in a divorce. But, the mortgage, joint credit card bills, debt, and a car loan are the responsibilities for both the spouses in a divorce. If you know that the household bills are your spouse’s responsibility, you should make sure that the TEXAS STATE DEBT COLLECTION LAWSOAK VIEW LAW GROUP
And Oak View Law Group has several such programs. Our bankruptcy marketplace features a directory of attorneys nationwide, so anyone, anywhere in the country can find an attorney near them ready to help them solve their debt problems at an affordable price. In other words, Oak View Law Group is a debt relief company, but it’s so much more.LOGIN - OVLG
Disclaimer: The contents of this web site are not intended to establish an attorney-client relationship, provide the reader with legal advice, or substitute for legal advice from an attorney. HOW TO AVOID RESETTING THE CLOCK ON OLD DEBTS However, the debtor's certain actions can reset the clock on a debt like: Acknowledging the debt in front of a creditor or a collector. Even verbal acknowledgment can start the clock on an old debt. Making payments on an old debt. Even making an agreement for paying can start the debt clock again. Accepting a settlement offer to pay off the old WHEN CAN DEBT COLLECTORS SNATCH YOUR TAX REFUNDS AND WHAT There are scenarios where the collection agency can’t snatch tax refunds, even if the above conditions apply. Some of them are: The taxpayer is less than 18 years old. The taxpayer is dead. The taxpayer lives in a nationally declared disaster area and seeks relief. The taxpayer owes tax due to a LETTER TO REQUEST A REDUCED PAYMENT PLAN FROM A CREDITOR -OVLG Below is an example of a sample letter to request your creditor for payment reduction: I regret to inform you that I am unable to continue with my current payment plan due to some unfortunate circumstances that I am currently facing. But I want to continue my payments and become debt free. After reviewing my present financial condition andmy
WHAT WILL STOP A LAWSUIT? DEBT CONSOLIDATION OR BANKRUPTCY? Debt consolidation can’t stop a lawsuit! That’s it, thin and crisp! But what it can do is pretty interesting, I must say! For this, however, you need to take help of a debt consolidation company. Don’t expect that a creditor will stop a lawsuit proceeding, just because you plan to take out a consolidation loan and organize yourpayments
HOW MUCH WILL IT COST TO CONTEST A WILL? The cost of disputing a Will is really high! 1. Fees of an attorney: You are liable to pay the fees of the attorney, solicitor, or a lawyer’s fees if you protest against a probated Will! To be precise, this is costly! There will be quite a bit of things involved in such acase.
WHAT HAPPENS TO YOUR CREDIT SCORE WHEN YOU PAY OFF ALL THE Your credit score may also go up after paying off bad debts due to a lower credit utilization ratio. When you have maxed out your credit cards, your credit utilization ratio goes up. This makes a negative impact on your credit score. However, when you WHO IS RESPONSIBLE FOR THE HOUSEHOLD PAYMENTS DURING A Well, the spouse, who has his/her name on the bill or agreement, is responsible for paying bills in a divorce. But, the mortgage, joint credit card bills, debt, and a car loan are the responsibilities for both the spouses in a divorce. If you know that the household bills are your spouse’s responsibility, you should make sure that the TEXAS STATE DEBT COLLECTION LAWSLOGIN - OVLG
Disclaimer: The contents of this web site are not intended to establish an attorney-client relationship, provide the reader with legal advice, or substitute for legal advice from an attorney. DO YOU HAVE TO GO TO COURT IF YOU ARE NOT SERVED? Solution: You have to go to the court under the following scenarios: You have been served summons. You have received a copy of the petition. If court papers are not served at your residence, then there is no need to show up in the court. Don’t start jumping with joy WHY DID MY CREDIT SCORE DROP AFTER PAYING DOWN DEBT? This is why people got a FICO alert. But people couldn’t realize that there were a few other changes on the credit report. May be their credit score dropped because a different credit card reported a higher balance. May be their total debt-to-income ratio increased and pulled down their score. Next time don’t get shocked when you see a drop WHAT CAN YOU DO WHEN A HOSPITAL SUES YOU FOR UNPAID If you can’t or refuse to pay a single penny, then they can file a lawsuit against you. The hospital itself can also file a lawsuit against you. However, if your unpaid bill amount is only $1000, then the hospital may not sue you since the legal expenses can be more than that. The attorney fee is likely to be between $200 and $400 per hour. LYLE DAVID SOLOMON (PRINCIPAL ATTORNEY) About Me. Mr. Solomon has significant hands on skill and expertise in legal research and writing and extensive litigation experience. He has been licensed with the state bar of California since 2003. He graduated from University of the Pacific, McGeorge School of Law, Sacramento, California in 1998 and currently works in Rocklin,California.
WHAT HAPPENS TO DEBT AND JUDGMENTS IF YOU LEAVE THE U.S.? You are sued for an unpaid debt after leaving the country. If the lender wins and receives a judgment against you, your credit report will have a blow. However, a judgment can only stay in your credit report for 7 years. If the lender gets a judgment against you, and if you return after a long gap, it may be too late to appeal for thejudgment
DEBT SETTLEMENT OFFER IN RESPONSE TO CREDITOR'S PROPOSAL -OVLG Get PDF Version Print. If you are not sure about how to counter your creditor’s debt settlement offer, here is a sample of a Debt Settlement Offer Letter in Response to Creditor’s Proposal: , , Dear Sir, Re: I really appreciate your company's willingness to work out a debt settlement agreement with me. At present, I am badly short offunds
DISMISSAL OF CHAPTER 7 BANKRUPTCY DUE TO ABUSE Abuse under Means Test Section 707 (b) of the Federal Bankruptcy Code, dealing with the Means Test, was amended to provide for dismissal of Chapter 7 cases upon a finding of abuse by an individual debtor. In such cases, abuse is presumed if your current monthly income over last 5 years has been more than $10,950, or 25% of your non-priority 2 RARE SCENARIOS WHEN STEPPARENTS ARE FORCED TO PAY CHILD Love and money - both have different connotations in the life of stepparents and stepchildren. Love is an emotional feeling whereasmoney is a
CAN I SETTLE DEBTS WITH A LAW FIRM? You can certainly settle your unpaid debts with a law firm. Call and talk to them. Tell them that you're not in a position to pay off the complete amount and if they don't accept your offer, you'll probably file for bankruptcy.OAK VIEW LAW GROUP
And Oak View Law Group has several such programs. Our bankruptcy marketplace features a directory of attorneys nationwide, so anyone, anywhere in the country can find an attorney near them ready to help them solve their debt problems at an affordable price. In other words, Oak View Law Group is a debt relief company, but it’s so much more.LOGIN - OVLG
Disclaimer: The contents of this web site are not intended to establish an attorney-client relationship, provide the reader with legal advice, or substitute for legal advice from an attorney. HOW TO AVOID RESETTING THE CLOCK ON OLD DEBTS However, the debtor's certain actions can reset the clock on a debt like: Acknowledging the debt in front of a creditor or a collector. Even verbal acknowledgment can start the clock on an old debt. Making payments on an old debt. Even making an agreement for paying can start the debt clock again. Accepting a settlement offer to pay off the old WHEN CAN DEBT COLLECTORS SNATCH YOUR TAX REFUNDS AND WHAT There are scenarios where the collection agency can’t snatch tax refunds, even if the above conditions apply. Some of them are: The taxpayer is less than 18 years old. The taxpayer is dead. The taxpayer lives in a nationally declared disaster area and seeks relief. The taxpayer owes tax due to a LETTER TO REQUEST A REDUCED PAYMENT PLAN FROM A CREDITOR -OVLG Below is an example of a sample letter to request your creditor for payment reduction: I regret to inform you that I am unable to continue with my current payment plan due to some unfortunate circumstances that I am currently facing. But I want to continue my payments and become debt free. After reviewing my present financial condition andmy
WHAT WILL STOP A LAWSUIT? DEBT CONSOLIDATION OR BANKRUPTCY? Debt consolidation can’t stop a lawsuit! That’s it, thin and crisp! But what it can do is pretty interesting, I must say! For this, however, you need to take help of a debt consolidation company. Don’t expect that a creditor will stop a lawsuit proceeding, just because you plan to take out a consolidation loan and organize yourpayments
HOW MUCH WILL IT COST TO CONTEST A WILL? The cost of disputing a Will is really high! 1. Fees of an attorney: You are liable to pay the fees of the attorney, solicitor, or a lawyer’s fees if you protest against a probated Will! To be precise, this is costly! There will be quite a bit of things involved in such acase.
WHAT HAPPENS TO YOUR CREDIT SCORE WHEN YOU PAY OFF ALL THE Your credit score may also go up after paying off bad debts due to a lower credit utilization ratio. When you have maxed out your credit cards, your credit utilization ratio goes up. This makes a negative impact on your credit score. However, when you WHO IS RESPONSIBLE FOR THE HOUSEHOLD PAYMENTS DURING A Well, the spouse, who has his/her name on the bill or agreement, is responsible for paying bills in a divorce. But, the mortgage, joint credit card bills, debt, and a car loan are the responsibilities for both the spouses in a divorce. If you know that the household bills are your spouse’s responsibility, you should make sure that the TEXAS STATE DEBT COLLECTION LAWSOAK VIEW LAW GROUP
And Oak View Law Group has several such programs. Our bankruptcy marketplace features a directory of attorneys nationwide, so anyone, anywhere in the country can find an attorney near them ready to help them solve their debt problems at an affordable price. In other words, Oak View Law Group is a debt relief company, but it’s so much more.LOGIN - OVLG
Disclaimer: The contents of this web site are not intended to establish an attorney-client relationship, provide the reader with legal advice, or substitute for legal advice from an attorney. HOW TO AVOID RESETTING THE CLOCK ON OLD DEBTS However, the debtor's certain actions can reset the clock on a debt like: Acknowledging the debt in front of a creditor or a collector. Even verbal acknowledgment can start the clock on an old debt. Making payments on an old debt. Even making an agreement for paying can start the debt clock again. Accepting a settlement offer to pay off the old WHEN CAN DEBT COLLECTORS SNATCH YOUR TAX REFUNDS AND WHAT There are scenarios where the collection agency can’t snatch tax refunds, even if the above conditions apply. Some of them are: The taxpayer is less than 18 years old. The taxpayer is dead. The taxpayer lives in a nationally declared disaster area and seeks relief. The taxpayer owes tax due to a LETTER TO REQUEST A REDUCED PAYMENT PLAN FROM A CREDITOR -OVLG Below is an example of a sample letter to request your creditor for payment reduction: I regret to inform you that I am unable to continue with my current payment plan due to some unfortunate circumstances that I am currently facing. But I want to continue my payments and become debt free. After reviewing my present financial condition andmy
WHAT WILL STOP A LAWSUIT? DEBT CONSOLIDATION OR BANKRUPTCY? Debt consolidation can’t stop a lawsuit! That’s it, thin and crisp! But what it can do is pretty interesting, I must say! For this, however, you need to take help of a debt consolidation company. Don’t expect that a creditor will stop a lawsuit proceeding, just because you plan to take out a consolidation loan and organize yourpayments
HOW MUCH WILL IT COST TO CONTEST A WILL? The cost of disputing a Will is really high! 1. Fees of an attorney: You are liable to pay the fees of the attorney, solicitor, or a lawyer’s fees if you protest against a probated Will! To be precise, this is costly! There will be quite a bit of things involved in such acase.
WHAT HAPPENS TO YOUR CREDIT SCORE WHEN YOU PAY OFF ALL THE Your credit score may also go up after paying off bad debts due to a lower credit utilization ratio. When you have maxed out your credit cards, your credit utilization ratio goes up. This makes a negative impact on your credit score. However, when you WHO IS RESPONSIBLE FOR THE HOUSEHOLD PAYMENTS DURING A Well, the spouse, who has his/her name on the bill or agreement, is responsible for paying bills in a divorce. But, the mortgage, joint credit card bills, debt, and a car loan are the responsibilities for both the spouses in a divorce. If you know that the household bills are your spouse’s responsibility, you should make sure that the TEXAS STATE DEBT COLLECTION LAWSLOGIN - OVLG
Disclaimer: The contents of this web site are not intended to establish an attorney-client relationship, provide the reader with legal advice, or substitute for legal advice from an attorney. DO YOU HAVE TO GO TO COURT IF YOU ARE NOT SERVED? Solution: You have to go to the court under the following scenarios: You have been served summons. You have received a copy of the petition. If court papers are not served at your residence, then there is no need to show up in the court. Don’t start jumping with joy WHY DID MY CREDIT SCORE DROP AFTER PAYING DOWN DEBT? This is why people got a FICO alert. But people couldn’t realize that there were a few other changes on the credit report. May be their credit score dropped because a different credit card reported a higher balance. May be their total debt-to-income ratio increased and pulled down their score. Next time don’t get shocked when you see a drop WHAT CAN YOU DO WHEN A HOSPITAL SUES YOU FOR UNPAID If you can’t or refuse to pay a single penny, then they can file a lawsuit against you. The hospital itself can also file a lawsuit against you. However, if your unpaid bill amount is only $1000, then the hospital may not sue you since the legal expenses can be more than that. The attorney fee is likely to be between $200 and $400 per hour. LYLE DAVID SOLOMON (PRINCIPAL ATTORNEY) About Me. Mr. Solomon has significant hands on skill and expertise in legal research and writing and extensive litigation experience. He has been licensed with the state bar of California since 2003. He graduated from University of the Pacific, McGeorge School of Law, Sacramento, California in 1998 and currently works in Rocklin,California.
WHAT HAPPENS TO DEBT AND JUDGMENTS IF YOU LEAVE THE U.S.? You are sued for an unpaid debt after leaving the country. If the lender wins and receives a judgment against you, your credit report will have a blow. However, a judgment can only stay in your credit report for 7 years. If the lender gets a judgment against you, and if you return after a long gap, it may be too late to appeal for thejudgment
DEBT SETTLEMENT OFFER IN RESPONSE TO CREDITOR'S PROPOSAL -OVLG Get PDF Version Print. If you are not sure about how to counter your creditor’s debt settlement offer, here is a sample of a Debt Settlement Offer Letter in Response to Creditor’s Proposal: , , Dear Sir, Re: I really appreciate your company's willingness to work out a debt settlement agreement with me. At present, I am badly short offunds
DISMISSAL OF CHAPTER 7 BANKRUPTCY DUE TO ABUSE Abuse under Means Test Section 707 (b) of the Federal Bankruptcy Code, dealing with the Means Test, was amended to provide for dismissal of Chapter 7 cases upon a finding of abuse by an individual debtor. In such cases, abuse is presumed if your current monthly income over last 5 years has been more than $10,950, or 25% of your non-priority 2 RARE SCENARIOS WHEN STEPPARENTS ARE FORCED TO PAY CHILD Love and money - both have different connotations in the life of stepparents and stepchildren. Love is an emotional feeling whereasmoney is a
CAN I SETTLE DEBTS WITH A LAW FIRM? You can certainly settle your unpaid debts with a law firm. Call and talk to them. Tell them that you're not in a position to pay off the complete amount and if they don't accept your offer, you'll probably file for bankruptcy. Call for a free consultation (800)-530-OVLG×
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A LETTER FROM OUR PRINCIPAL ATTORNEY My name is Lyle David Solomon. I’m an attorney who’s worked with law firms in California, Nevada and Arizona since about 1991. My practice is primarily here in California, where I am licensed by thestate bar.
As the principal attorney at Oak View Law Group, my primary function is to establish and review programs that help our clients resolve their debt problems. And Oak View Law Group has several such programs. Our bankruptcy marketplace features a directory of attorneys nationwide, so anyone, anywhere in the country can find an attorney near them ready to help them solve their debt problems at anaffordable price.
In other words, Oak View Law Group is a debt relief company, but it’s so much more. We are a resource where people can find expert help from a well regarded, experienced attorney near them. I hope you’ll explore our website and see how Oak View Law Group can help you with your debt relief needs.Sincerely,
Lyle David Solomon
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