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TAYLOR OSWALD, AN OSWALD COMPANY Today, Oswald’s partnership with Taylor Oswald allows both companies to work together as a team to provide superior service to clients with diverse business needs, and serve clients with a global view of risk in the areas of property & casualty, employee benefits and health management, personal insurance management, retirement plan servicesand life insurance.
OSWALD POWER PROCESS AND ONTRACK Oswald's 5 Step POWER Process evaluates risk and creates actionable items to help clients control risks and costs.ROBERT J. KLONK
Robert J. Klonk is Chairman and Chief Executive Officer of Oswald Companies, one of the nation’s largest privately held and employee-owned, insurance brokerage and risk management consultingfirms.
INTRODUCING OSWALDRX PLUS: AN INNOVATIVE PHARMACY BENEFITS CLEVELAND – Feb. 3, 2020 – Oswald Labs introduces OswaldRx Plus, a proprietary solution focused on optimizing pharmacy programs by providing access to the clinical expertise of dedicated pharmacists. OswaldRx Plus helps members actively manage their medications while supporting employers to reduce cost and control risk for their population. “The OswaldRx Plus pharmacy programLOG ON
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COMMUNITY ENGAGEMENT THROUGH OSWALDCARES Commitment to Community is a pillar of Oswald Companies. It serves as a core value that is continually reinforced in our employee-owners and carried into all of the communities we serve. LACY REX | OSWALD COMPANIES Lacy has over 13 years of experience in the insurance industry, always focused on executive risk coverages. Her knowledge in Cyber Security has earned her international speaking engagements and panelopportunities.
CYBER AND OTHER RISKS OF THE WORK-FROM-HOME AND REMOTE Not Safe At Home Allowing employees to work from remote locations has its potential pitfalls, however, and the lack of cyber security is abig one.
HOME | OSWALD COMPANIESPROPERTY & CASUALTYEMPLOYEE BENEFITSLIFE INSURANCERETIREMENT PLAN SERVICES Media Center. Stay up-to-date on the latest in risk and insurance advisories, news, events, and more. OSWALD'S RISK CONSULTING SERVICES CAN HELP REDUCE RISK. Oswald OnTrack & Much More . Reduce costs, save time and increase productivity. Oswald OnTrack is a secure, web-based risk management and safety platform designed to ease compliance, improve risk prevention efforts and results, and relieve regulatory pain points forany industry.
TAYLOR OSWALD, AN OSWALD COMPANY Today, Oswald’s partnership with Taylor Oswald allows both companies to work together as a team to provide superior service to clients with diverse business needs, and serve clients with a global view of risk in the areas of property & casualty, employee benefits and health management, personal insurance management, retirement plan servicesand life insurance.
OSWALD POWER PROCESS AND ONTRACK Oswald's 5 Step POWER Process evaluates risk and creates actionable items to help clients control risks and costs.ROBERT J. KLONK
Robert J. Klonk is Chairman and Chief Executive Officer of Oswald Companies, one of the nation’s largest privately held and employee-owned, insurance brokerage and risk management consultingfirms.
INTRODUCING OSWALDRX PLUS: AN INNOVATIVE PHARMACY BENEFITS CLEVELAND – Feb. 3, 2020 – Oswald Labs introduces OswaldRx Plus, a proprietary solution focused on optimizing pharmacy programs by providing access to the clinical expertise of dedicated pharmacists. OswaldRx Plus helps members actively manage their medications while supporting employers to reduce cost and control risk for their population. “The OswaldRx Plus pharmacy programLOG ON
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COMMUNITY ENGAGEMENT THROUGH OSWALDCARES Commitment to Community is a pillar of Oswald Companies. It serves as a core value that is continually reinforced in our employee-owners and carried into all of the communities we serve. LACY REX | OSWALD COMPANIES Lacy has over 13 years of experience in the insurance industry, always focused on executive risk coverages. Her knowledge in Cyber Security has earned her international speaking engagements and panelopportunities.
CYBER AND OTHER RISKS OF THE WORK-FROM-HOME AND REMOTE Not Safe At Home Allowing employees to work from remote locations has its potential pitfalls, however, and the lack of cyber security is abig one.
OSWALD'S RISK CONSULTING SERVICES CAN HELP REDUCE RISK. Oswald OnTrack & Much More . Reduce costs, save time and increase productivity. Oswald OnTrack is a secure, web-based risk management and safety platform designed to ease compliance, improve risk prevention efforts and results, and relieve regulatory pain points forany industry.
GROUP HEALTH PLAN ADVISORY: COVID VACCINE INCENTIVES Group Health Plan Advisory: COVID Vaccine Incentives. Some employers require employees to obtain COVID vaccines as a condition of employment, while many others are instead choosing to offer incentives to encourage their workforce to obtain COVID vaccines. TAYLOR OSWALD, AN OSWALD COMPANY Today, Oswald’s partnership with Taylor Oswald allows both companies to work together as a team to provide superior service to clients with diverse business needs, and serve clients with a global view of risk in the areas of property & casualty, employee benefits and health management, personal insurance management, retirement plan servicesand life insurance.
STAY OSHA COMPLIANT
Reduce costs, save time and increase productivity. Oswald OnTrack is a secure, web-based risk management and safety platform designed to ease compliance, improve risk prevention efforts and results, and relieve regulatory pain points for any industry. The programs are simple to set up and easily create a comprehensive and cost-effective risk management and safety program that can be utilized FIVE STEPS TO PREPARE FOR HARD MARKET CONDITIONS FOR As insurance underwriters tighten the marketplace, it becomes more challenging for businesses to secure affordable coverage. Here are five steps agriculture businesses can take to make themselves more attractive to insurers. COMMUNITY ENGAGEMENT THROUGH OSWALDCARES Commitment to Community is a pillar of Oswald Companies. It serves as a core value that is continually reinforced in our employee-owners and carried into all of the communities we serve.OSWALD MEDIA CENTER
Oswald continues to expand its benefits practice CLEVELAND – Feb. 25, 2013 – Oswald Companies – one of the largest independently owned insurance brokerages in the U.S. – has announced the acquisition of Knezevich & Foerster, LLC., a local firm specializing in group benefits insurance.OSWALD MEDIA CENTER
Focus on Risk. View our company news, upcoming seminars, events, and videos and insightful articles from our risk management and insuranceadvisors.
INSURANCE REQUIREMENTS FOR YOU AND YOUR CLIENT Professional liability policies have annual aggregate limits. That means the yearly policy limit pur-chased is the total amount the insurer will pay for all defense costs and indemnity payments re-| OSWALD COMPANIES
| Oswald Companies
HOME | OSWALD COMPANIESPROPERTY & CASUALTYEMPLOYEE BENEFITSLIFE INSURANCERETIREMENT PLAN SERVICES Stay up-to-date on the latest in risk and insurance advisories, news, events, and more. Learn about the purpose that drives Oswald, a Unison Risk Advisors Company, and the core values we hold firm. It starts with the commitment by our employee-owners and is carried into the communities we serve. Tara Zick of #TaylorOswald has been named 2021 OSWALD POWER PROCESS AND ONTRACK Oswald POWER Process and OnTrack. Todd Lancaster February 21, 2020. Business Risk. Manufacturing. Property & Casualty. Video. Oswald’s 5 Step POWER Process evaluates risk and creates actionable items to help clients control risks and costs. INTRODUCING OSWALDRX PLUS: AN INNOVATIVE PHARMACY BENEFITS CLEVELAND – Feb. 3, 2020 – Oswald Labs introduces OswaldRx Plus, a proprietary solution focused on optimizing pharmacy programs by providing access to the clinical expertise of dedicated pharmacists. OswaldRx Plus helps members actively manage their medications while supporting employers to reduce cost and control risk for their population. “The OswaldRx Plus pharmacy programROBERT J. KLONK
Robert J. Klonk is Chairman and Chief Executive Officer of Oswald Companies, one of the nation’s largest privately held and employee-owned, insurance brokerage and risk management consulting firms. Throughout his forty-plus-year tenure as a leader in the field of insurance, he has demonstrated a steadfast commitment to theadvancement and
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COMMUNITY ENGAGEMENT THROUGH OSWALDCARES OswaldCARES: Community Engagement. Commitment to Community is a pillar of Oswald Companies. It serves as a core value that is continually reinforced in our employee-owners and carried into all of the communities we serve. In addition to charitable donations and event participation throughout the year, leaders and employee-owners takeaction for
LACY REX | OSWALD COMPANIES Lacy has over 13 years of experience in the insurance industry, always focused on executive risk coverages. Her knowledge in Cyber Security has earned her international speaking engagements and panelopportunities.
STEVEN J. BALTAS
Steven J. Baltas is the Director of Sales at Oswald Companies. He has over 20 years of benefits experience, specializing in financial and technical aspects of employee benefits plan design and application; creating long term solutions through innovative client specificobjectives.
CYBER AND OTHER RISKS OF THE WORK-FROM-HOME AND REMOTE Not Safe At Home Allowing employees to work from remote locations has its potential pitfalls, however, and the lack of cyber security is abig one.
SO YOUR CLIENT WANTS TO BE AN ADDITIONAL INSURED So Your Client Wants to be an Additional Insured Insurance provisions are of prominent importance to most clients when ne-gotiating contracts with designers, contractors and other parties working on HOME | OSWALD COMPANIESPROPERTY & CASUALTYEMPLOYEE BENEFITSLIFE INSURANCERETIREMENT PLAN SERVICES Stay up-to-date on the latest in risk and insurance advisories, news, events, and more. Learn about the purpose that drives Oswald, a Unison Risk Advisors Company, and the core values we hold firm. It starts with the commitment by our employee-owners and is carried into the communities we serve. Tara Zick of #TaylorOswald has been named 2021 OSWALD POWER PROCESS AND ONTRACK Oswald POWER Process and OnTrack. Todd Lancaster February 21, 2020. Business Risk. Manufacturing. Property & Casualty. Video. Oswald’s 5 Step POWER Process evaluates risk and creates actionable items to help clients control risks and costs. INTRODUCING OSWALDRX PLUS: AN INNOVATIVE PHARMACY BENEFITS CLEVELAND – Feb. 3, 2020 – Oswald Labs introduces OswaldRx Plus, a proprietary solution focused on optimizing pharmacy programs by providing access to the clinical expertise of dedicated pharmacists. OswaldRx Plus helps members actively manage their medications while supporting employers to reduce cost and control risk for their population. “The OswaldRx Plus pharmacy programROBERT J. KLONK
Robert J. Klonk is Chairman and Chief Executive Officer of Oswald Companies, one of the nation’s largest privately held and employee-owned, insurance brokerage and risk management consulting firms. Throughout his forty-plus-year tenure as a leader in the field of insurance, he has demonstrated a steadfast commitment to theadvancement and
LOG ON - OSWALD COMPANIES Log On. Please enter your user name and password. Account Information.User name
COMMUNITY ENGAGEMENT THROUGH OSWALDCARES OswaldCARES: Community Engagement. Commitment to Community is a pillar of Oswald Companies. It serves as a core value that is continually reinforced in our employee-owners and carried into all of the communities we serve. In addition to charitable donations and event participation throughout the year, leaders and employee-owners takeaction for
LACY REX | OSWALD COMPANIES Lacy has over 13 years of experience in the insurance industry, always focused on executive risk coverages. Her knowledge in Cyber Security has earned her international speaking engagements and panelopportunities.
STEVEN J. BALTAS
Steven J. Baltas is the Director of Sales at Oswald Companies. He has over 20 years of benefits experience, specializing in financial and technical aspects of employee benefits plan design and application; creating long term solutions through innovative client specificobjectives.
CYBER AND OTHER RISKS OF THE WORK-FROM-HOME AND REMOTE Not Safe At Home Allowing employees to work from remote locations has its potential pitfalls, however, and the lack of cyber security is abig one.
SO YOUR CLIENT WANTS TO BE AN ADDITIONAL INSURED So Your Client Wants to be an Additional Insured Insurance provisions are of prominent importance to most clients when ne-gotiating contracts with designers, contractors and other parties working on HOME | OSWALD COMPANIES Stay up-to-date on the latest in risk and insurance advisories, news, events, and more. Learn about the purpose that drives Oswald, a Unison Risk Advisors Company, and the core values we hold firm. It starts with the commitment by our employee-owners and is carried into the communities we serve. Tara Zick of #TaylorOswald has been named 2021 THE OSWALD CONFERENCE CENTRE The Oswald Conference Centre can seat a maximum of 90 people. Room Configurations: Contact us for a diagram of space configuration options. Boardroom 1North/ 1South: One table for 16 (half room) or 40 people (full room) Classroom: Row style seating for up toOSWALD MEDIA CENTER
Focus on Risk. View our company news, upcoming seminars, events, and videos and insightful articles from our risk management and insuranceadvisors.
AN OVERVIEW OF OSHA’S APPROACH TO COVID-19: RISK ADVISORY The following is an overview of OSHA’s approach to Coronavirus Disease (COVID-19). COVID-19 has presented the world with its first pandemic known to be caused by the emergence of a TAYLOR OSWALD, AN OSWALD COMPANY Taylor Oswald. Connect. Visit TaylorOswald.com. In 2011, founder and president Eddie Taylor Jr., a recognized Northeast Ohio business and civic leader, combined his business experience and insurance background to create a partner firm of Oswald Companies and create a breakthrough initiative in the insurance industry, Today, Oswald’s CYBERSECURITY INSURANCE: WHAT HAPPENS IF YOU FALL VICTIM Contact me directly for more information and stay one step ahead of a cybersecurity event. Lisa Pape Senior Claims Consultant 248-433-7936 Email . Note: This communication is for informational purposes only. Although every reasonable effort is made to present current and accurate information, Oswald makes no guarantees of any kind and cannot be held liable for any outdated or incorrect WOMEN'S LEADERSHIP IN THE INSURANCE INDUSTRY Women in the insurance industry have historically faced challenges in elevating their careers to the leadership positions they seek. Oswald recognizes the contributions women offer to the profession and has established the Women’s Leadership Council. For Oswald Companies to be recognized as the employer of choice that empowers, develops andDAVID C. JACOBS
As President and Chief Operating Officer of Oswald, Mr. Jacobs is dedicated to managing Oswald’s services and support capabilities including strategic leadership of all practices and branch operations. SO YOUR CLIENT WANTS TO BE AN ADDITIONAL INSURED So Your Client Wants to be an Additional Insured Insurance provisions are of prominent importance to most clients when ne-gotiating contracts with designers, contractors and other parties working on NEGOTIATING DELAY RISKS: CONSEQUENTIAL DAMAGES, LIQUIDATED Negotiating Delay Risks: Consequential Damages, Liquidated Damages and Limitations of Liability in Construction Contracts Stein Ray LLP 222 West Adams Street • Suite 1800 HOME | OSWALD COMPANIESPROPERTY & CASUALTYEMPLOYEE BENEFITSLIFE INSURANCERETIREMENT PLAN SERVICES Stay up-to-date on the latest in risk and insurance advisories, news, events, and more. Learn about the purpose that drives Oswald, a Unison Risk Advisors Company, and the core values we hold firm. It starts with the commitment by our employee-owners and is carried into the communities we serve. Tara Zick of #TaylorOswald has been named 2021 THE OSWALD CONFERENCE CENTRE The Oswald Conference Centre can seat a maximum of 90 people. Room Configurations: Contact us for a diagram of space configuration options. Boardroom 1North/ 1South: One table for 16 (half room) or 40 people (full room) Classroom: Row style seating for up to PERSONAL INSURANCE AND RISK MANAGEMENT SERVICESPERSONAL INSURANCE COMPANYPERSONAL SERVICE AUTO INSURANCE CLAIMSPERSONAL SERVICE INS COPERSONAL SERVICE INSURANCE CLAIMS NJPERSONAL SERVICE INSURANCE CLAIMS NUMBERPERSONAL SERVICE INSURANCE COMPANY PA Concierge services, delivered to the finest detail. Oswald’s Personal Insurance specialists offer tailored solutions for clients with complex personal risk management needs. Oswald’s belief in proactive consulting means we are dedicated to providing solutions to meet our clients’ ever-changing needs. Most importantly, clients aremanaged
ROBERT J. KLONK
Robert J. Klonk is Chairman and Chief Executive Officer of Oswald Companies, one of the nation’s largest privately held and employee-owned, insurance brokerage and risk management consulting firms. Throughout his forty-plus-year tenure as a leader in the field of insurance, he has demonstrated a steadfast commitment to theadvancement and
TAYLOR OSWALD, AN OSWALD COMPANYTAYLOR OSWALD COMPANYTAYLOR OSWALD INSURANCEOSWALD CINCINNATIOSWALD INSURANCE CLEVELANDOSWALD INSURANCEOHIO
Taylor Oswald. Connect. Visit TaylorOswald.com. In 2011, founder and president Eddie Taylor Jr., a recognized Northeast Ohio business and civic leader, combined his business experience and insurance background to create a partner firm of Oswald Companies and create a breakthrough initiative in the insurance industry, Today, Oswald’s COMMUNITY ENGAGEMENT THROUGH OSWALDCARES OswaldCARES: Community Engagement. Commitment to Community is a pillar of Oswald Companies. It serves as a core value that is continually reinforced in our employee-owners and carried into all of the communities we serve. In addition to charitable donations and event participation throughout the year, leaders and employee-owners takeaction for
MADELEINE RICH
Madeleine joined the Oswald team in 2019 and brings experience across a range of functions and diverse industry segments. With her passion for learning and problem solving, Madeleine works to help companies reduce their total cost of risk and protect assets through the vast resources Oswald Companies provides. SO YOUR CLIENT WANTS TO BE AN ADDITIONAL INSURED So Your Client Wants to be an Additional Insured Insurance provisions are of prominent importance to most clients when ne-gotiating contracts with designers, contractors and other parties working on LOG ON - OSWALD COMPANIESOSWALD COMPANIESOSWALD INSURANCEJAMES B OSWALD COMPANYOSWALD CAREERSOSWALD CINCINNATIOSWALD COMPANIES OHIO Log On. Please enter your user name and password. Account Information.User name
CYBER AND OTHER RISKS OF THE WORK-FROM-HOME AND REMOTE Not Safe At Home Allowing employees to work from remote locations has its potential pitfalls, however, and the lack of cyber security is abig one.
HOME | OSWALD COMPANIESPROPERTY & CASUALTYEMPLOYEE BENEFITSLIFE INSURANCERETIREMENT PLAN SERVICES Stay up-to-date on the latest in risk and insurance advisories, news, events, and more. Learn about the purpose that drives Oswald, a Unison Risk Advisors Company, and the core values we hold firm. It starts with the commitment by our employee-owners and is carried into the communities we serve. Tara Zick of #TaylorOswald has been named 2021 THE OSWALD CONFERENCE CENTRE The Oswald Conference Centre can seat a maximum of 90 people. Room Configurations: Contact us for a diagram of space configuration options. Boardroom 1North/ 1South: One table for 16 (half room) or 40 people (full room) Classroom: Row style seating for up to PERSONAL INSURANCE AND RISK MANAGEMENT SERVICESPERSONAL INSURANCE COMPANYPERSONAL SERVICE AUTO INSURANCE CLAIMSPERSONAL SERVICE INS COPERSONAL SERVICE INSURANCE CLAIMS NJPERSONAL SERVICE INSURANCE CLAIMS NUMBERPERSONAL SERVICE INSURANCE COMPANY PA Concierge services, delivered to the finest detail. Oswald’s Personal Insurance specialists offer tailored solutions for clients with complex personal risk management needs. Oswald’s belief in proactive consulting means we are dedicated to providing solutions to meet our clients’ ever-changing needs. Most importantly, clients aremanaged
ROBERT J. KLONK
Robert J. Klonk is Chairman and Chief Executive Officer of Oswald Companies, one of the nation’s largest privately held and employee-owned, insurance brokerage and risk management consulting firms. Throughout his forty-plus-year tenure as a leader in the field of insurance, he has demonstrated a steadfast commitment to theadvancement and
TAYLOR OSWALD, AN OSWALD COMPANYTAYLOR OSWALD COMPANYTAYLOR OSWALD INSURANCEOSWALD CINCINNATIOSWALD INSURANCE CLEVELANDOSWALD INSURANCEOHIO
Taylor Oswald. Connect. Visit TaylorOswald.com. In 2011, founder and president Eddie Taylor Jr., a recognized Northeast Ohio business and civic leader, combined his business experience and insurance background to create a partner firm of Oswald Companies and create a breakthrough initiative in the insurance industry, Today, Oswald’s COMMUNITY ENGAGEMENT THROUGH OSWALDCARES OswaldCARES: Community Engagement. Commitment to Community is a pillar of Oswald Companies. It serves as a core value that is continually reinforced in our employee-owners and carried into all of the communities we serve. In addition to charitable donations and event participation throughout the year, leaders and employee-owners takeaction for
MADELEINE RICH
Madeleine joined the Oswald team in 2019 and brings experience across a range of functions and diverse industry segments. With her passion for learning and problem solving, Madeleine works to help companies reduce their total cost of risk and protect assets through the vast resources Oswald Companies provides. SO YOUR CLIENT WANTS TO BE AN ADDITIONAL INSURED So Your Client Wants to be an Additional Insured Insurance provisions are of prominent importance to most clients when ne-gotiating contracts with designers, contractors and other parties working on LOG ON - OSWALD COMPANIESOSWALD COMPANIESOSWALD INSURANCEJAMES B OSWALD COMPANYOSWALD CAREERSOSWALD CINCINNATIOSWALD COMPANIES OHIO Log On. Please enter your user name and password. Account Information.User name
CYBER AND OTHER RISKS OF THE WORK-FROM-HOME AND REMOTE Not Safe At Home Allowing employees to work from remote locations has its potential pitfalls, however, and the lack of cyber security is abig one.
PURPOSE DRIVEN RISK MANAGEMENT AND INSURANCE FIRM Founded in 1893, Cleveland-based, and employee-owned, Oswald is one of the nation’s largest independent insurance brokerage and risk management firms. As a proud Partner of Assurex Global, the world’s largest association of privately held insurance brokers, our risk management professionals service and support the needs of our clients INTRODUCING OSWALDRX PLUS: AN INNOVATIVE PHARMACY BENEFITS CLEVELAND – Feb. 3, 2020 – Oswald Labs introduces OswaldRx Plus, a proprietary solution focused on optimizing pharmacy programs by providing access to the clinical expertise of dedicated pharmacists. OswaldRx Plus helps members actively manage their medications while supporting employers to reduce cost and control risk for their population. “The OswaldRx Plus pharmacy program HEALTH MANAGEMENT SERVICES BY OSWALD Worksite Health Support. Worksite health is key for the success of any health management program. Our dedicated osWell Health Coordination Team can help you implement any or all of the following: health risk assessment. employee survey. health screening coordination. flu vaccination program coordination. health fair coordination. healthseminars.
A CULTURE OF COLLABORATION AND CARING Commitment to Community. Oswald Companies is committed to giving back and serving the greater good. Our headquarters is designed to bring the community together for events and board meetings via our Oswald Conference Centre facility, which may be utilized free ERC HEALTH FOR EMPLOYEE WELLNESS ERChealth has consistently and significantly beat the market relative to annual premium rate adjustments. This fully insured program, designed for employers with a minimum of 51 eligible employees, provides participating middle market employers the tools necessary to reduce claims and manage health insurance costs. CYBERSECURITY INSURANCE: WHAT HAPPENS IF YOU FALL VICTIM Contact me directly for more information and stay one step ahead of a cybersecurity event. Lisa Pape Senior Claims Consultant 248-433-7936 Email . Note: This communication is for informational purposes only. Although every reasonable effort is made to present current and accurate information, Oswald makes no guarantees of any kind and cannot be held liable for any outdated or incorrectSTAY OSHA COMPLIANT
Reduce costs, save time and increase productivity. Oswald OnTrack is a secure, web-based risk management and safety platform designed to ease compliance, improve risk prevention efforts and results, and relieve regulatory pain points for any industry. The programs are simple to set up and easily create a comprehensive and cost-effective risk management and safety program that can be utilized LOG ON - OSWALD COMPANIES Log On. Please enter your user name and password. Account Information.User name
DIRECT DAMAGES, CONSEQUENTIAL DAMAGES & LIQUIDATED DAMAGES Oswald Companies 1100 Superior Ave., Suite 1500 Cleveland, OH 44114 stand those damages directly related to the design defect. Toll Free: 800.975.9468 (Continued on page 2) Fax: 216.241.4520 Direct Damages, Consequential DamagesAE RISK REVIEW
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