Are you over 18 and want to see adult content?
More Annotations
A complete backup of hogarsintoxicos.org
Are you over 18 and want to see adult content?
A complete backup of 12minuteathlete.com
Are you over 18 and want to see adult content?
A complete backup of semenindonesia.com
Are you over 18 and want to see adult content?
A complete backup of worldtribune.com
Are you over 18 and want to see adult content?
A complete backup of clipart-kiste.de
Are you over 18 and want to see adult content?
A complete backup of thetoynetwork.com
Are you over 18 and want to see adult content?
Favourite Annotations
A complete backup of www.thestatesman.com/education/hall-tickets-for-andhra-pradesh-board-intermediate-exams-2020-released-bie-a
Are you over 18 and want to see adult content?
A complete backup of playtech.ro/stiri/ce-pomana-trebuie-sa-pregatesti-maine-pentru-mosii-de-iarna-2020-e-bine-sa-ai-asa-ceva-la
Are you over 18 and want to see adult content?
A complete backup of www.distractify.com/p/jeffree-star-nikkie-tutorials
Are you over 18 and want to see adult content?
Text
some
SOFI STARTS TRADING ON NASDAQ AS A PUBLIC COMPANY Yesterday, Anthony Noto, CEO of SoFi, rang the opening bell on Nasdaq as his company celebrated their first day as a public company. SoFi merged with a SPAC run by Chamath Palihapitiya called Social Capital Hedosophia V Corp. that closed its last day of trading on the New York Stock Exchange on Friday at $20.15. FINTECH LENDERS AND BANKS ARE READY FOR PPP ROUND TWO Many of the Big Round One Lenders are Ready. Cross River Bank was third among all banks in the first round of PPP as far as number of loans made, trailing only JPMorgan Chase and Bank of America. They processed many loans directly but they also worked with dozens of partners, other banks and fintechs, where they were the lender fundingthe loans.
12 ALTERNATIVES FOR LENDINGCLUB INVESTORS The deals on Groundfloor are all real estate debt with a typical 12-18 month time horizon. Investors invest in fractional loans, similar to what LendingClub offered, with a $10 minimum per loan. The average loan size last year was $202,000 with an average of 710 investors perloan.
THE GREEN WAVE IN FINTECH The Climate Bonds Initiative has seen a noticeable increase in Green Bonds, whose proceeds go towards environmental projects. Climate Bonds have hit $1 trillion in total issuance since inception in 2007, with over $100 billion in investments in 2021. Recent examples of corporate green bonds include a $500 million bond issued by Goldman Sachs WHAT’S NEXT FOR FINTECH: THE FUTURE OF RETAIL INVESTINGConsumer investing
BANKS AND MARKETPLACE LENDING PLATFORMS: IDEAL PARTNERS Lending Club and BancAlliance. Lending Club announced a partnership with BancAlliance in February, 2015. BancAlliance is a consortium of 200 community banks that have assets ranging from $200 million to $10 billion. These banks are able to invest directly in Lending Club loans and also send borrowers looking for loans directly to Lending Club. LENDINGCLUB CLOSING DOWN THEIR PLATFORM FOR RETAIL There is big news out of LendingClub today for their tens of thousands of retail investors. They have given notice that they are closing down their Notes platform at the end of the year and individual investors will no longer be able to invest in any loans originated by LendingClub. This is a disappointing development CITI AND YIELDSTREET, THE BANK PARTNERSHIP NO ONE SAW The newly announced bank partnership will give Yieldstreet investors access to private credit investments from Citi. There have been no shortage of bank partnerships in fintech, but this might be the most unique. Last week we learned that Yieldstreet, an online platform which offers investors access to alternative investments waspartnering
CHRIS LARSEN STEPS DOWN AS CEO OF PROSPER There was some big news out of Prosper earlier today. In a press release this afternoon, Prosper announced that chairman, co-founder and CEO Chris Larsen was stepping down from his role as CEO of the company. In his place it was announced that Dawn Lepore, the former CEO of Drugstore.com and vice chairman of Charles LENDIT FINTECH NEWS: DAILY COVERAGE OF FINTECH & ONLINEEDITORIALPODCASTINVESTOR FORUMBEST OF LEND ACADEMYINVESTOR RESOURCESPETER RENTON'S RETURNS In episode six of PitchIt: the fintech startups podcast we talk with Sentilink Co-Founder & CEO Naftali Harris. Sentilink was recently crowned champion of the PitchIt at LendIt Fintech startup competition. Naftali and the team build solutions for detecting fraud and related identity anomalies. Fraud is still not getting its proper due, andsome
SOFI STARTS TRADING ON NASDAQ AS A PUBLIC COMPANY Yesterday, Anthony Noto, CEO of SoFi, rang the opening bell on Nasdaq as his company celebrated their first day as a public company. SoFi merged with a SPAC run by Chamath Palihapitiya called Social Capital Hedosophia V Corp. that closed its last day of trading on the New York Stock Exchange on Friday at $20.15. FINTECH LENDERS AND BANKS ARE READY FOR PPP ROUND TWO Many of the Big Round One Lenders are Ready. Cross River Bank was third among all banks in the first round of PPP as far as number of loans made, trailing only JPMorgan Chase and Bank of America. They processed many loans directly but they also worked with dozens of partners, other banks and fintechs, where they were the lender fundingthe loans.
12 ALTERNATIVES FOR LENDINGCLUB INVESTORS The deals on Groundfloor are all real estate debt with a typical 12-18 month time horizon. Investors invest in fractional loans, similar to what LendingClub offered, with a $10 minimum per loan. The average loan size last year was $202,000 with an average of 710 investors perloan.
THE GREEN WAVE IN FINTECH The Climate Bonds Initiative has seen a noticeable increase in Green Bonds, whose proceeds go towards environmental projects. Climate Bonds have hit $1 trillion in total issuance since inception in 2007, with over $100 billion in investments in 2021. Recent examples of corporate green bonds include a $500 million bond issued by Goldman Sachs WHAT’S NEXT FOR FINTECH: THE FUTURE OF RETAIL INVESTINGConsumer investing
BANKS AND MARKETPLACE LENDING PLATFORMS: IDEAL PARTNERS Lending Club and BancAlliance. Lending Club announced a partnership with BancAlliance in February, 2015. BancAlliance is a consortium of 200 community banks that have assets ranging from $200 million to $10 billion. These banks are able to invest directly in Lending Club loans and also send borrowers looking for loans directly to Lending Club. LENDINGCLUB CLOSING DOWN THEIR PLATFORM FOR RETAIL There is big news out of LendingClub today for their tens of thousands of retail investors. They have given notice that they are closing down their Notes platform at the end of the year and individual investors will no longer be able to invest in any loans originated by LendingClub. This is a disappointing development CITI AND YIELDSTREET, THE BANK PARTNERSHIP NO ONE SAW The newly announced bank partnership will give Yieldstreet investors access to private credit investments from Citi. There have been no shortage of bank partnerships in fintech, but this might be the most unique. Last week we learned that Yieldstreet, an online platform which offers investors access to alternative investments waspartnering
CHRIS LARSEN STEPS DOWN AS CEO OF PROSPER There was some big news out of Prosper earlier today. In a press release this afternoon, Prosper announced that chairman, co-founder and CEO Chris Larsen was stepping down from his role as CEO of the company. In his place it was announced that Dawn Lepore, the former CEO of Drugstore.com and vice chairman of Charles TOP 10 FINTECH NEWS STORIES FOR THE WEEK ENDING JUNE 12 This week was all about new funding rounds and fintechs hitting the public markets as the flood of money into fintech continues unabated. Here are what I consider to be the top 10 most important fintech news stories of the past week. Marqeta stock jumps PODCAST 302: KIRK DRAKE OF CREDIT UNION 2.0 Podcast 302: Kirk Drake of Credit Union 2.0 The CEO and founder of Credit Union 2.0 talks about what credit unions really need today, how fintechs can help and why he is optimistic about the future for creditunions
PITCHIT PODCAST #7: NATHANIEL HARLEY OF MANTL In episode seven of PitchIt: the fintech startups podcast we talk with MANTL Co-Founder & CEO Nathaniel Harley. Bank technology is one area in financial services in dire need of change, this is where a startup like MANTL comes in. MANTL helps banks and credit unions grow deposits and streamline back-office tasks with an omni-channel ALL OF THE FINTECHS INVOLVED IN PPP LOANS Fintech banks processing applications. Cross River Bank. Celtic Bank. Radius Bank. Sunrise Banks. It is difficult to overstate the importance of the PPP for the health of American small business. For many, it will have come too late but for millions of small businesses this money will allow them to stay in business and keep paying theiremployees.
PODCAST 297: SAM SIDHU OF CUSTOMERS BANK Sam’s plans for the bank when he becomes CEO on July 1st. This episode of the Fintech One on One Podcast is sponsored by LendIt Fintech, the world’s largest digital media and events company dedicated to all things fintech. Download a PDF of the transcription of Podcast 297 – Sam Sidhu. Click to Read Podcast Transcription(Full Text
PEER TO PEER LOAN INTEREST CALCULATIONS Most people think they understand how interest works. You invest $100 at 10% then your annual interest payment is $10 a year. If you are investing for a fixed term, say three years, that will mean $30 in total interest payments. Simple math. But with p2p lending it SPACS BECOME THE GO TO LISTING VEHICLE FOR FINTECH One of the hottest trends on Wall Street has found its way to the fintech market. A SPAC or special purpose acquisition company is a vehicle for companies to go public without having to navigate the arduous and expensive IPO process.. SPACs are shell companies set up by investors with the sole purpose of raising money through an IPO to eventually acquire another company. REGULATORS TAKE AN INTEREST IN EARNED WAGE ACCESS I am a big fan of earned wage access. When I last wrote about it in 2019, I made the observation that regulators were starting to get involved. We have seen renewed interest from both federal and state regulators on this industry in recent weeks. EVERY P2P LOAN IS GETTING FUNDED AT LENDING CLUB It hasn’t happened since September of last year. That was the last time a loan was listed on Lending Club’s platform that did not get funded.. Now, of course, not every listing becomes a THE DIFFERENCE BETWEEN A DEFAULT AND A CHARGE-OFF AT In general, a note goes into Default status when it is 121 or more days past due. When a note is in Default status, Charge Off occurs no later than 150 days past due (i.e. No later than 30 days after the Default status is reached) when there is no reasonable expectation of sufficient payment to prevent the charge off. LENDIT FINTECH NEWS: DAILY COVERAGE OF FINTECH & ONLINEEDITORIALPODCASTINVESTOR FORUMBEST OF LEND ACADEMYINVESTOR RESOURCESPETER RENTON'S RETURNS LendIt Fintech News, Powered by Lend Academy, has been bringing you all the news and information about fintech and online lending since 2010 when it was founded by Peter Renton. BANKS AND MARKETPLACE LENDING PLATFORMS: IDEAL PARTNERS Bank partnerships are nothing new when it comes to the marketplace lending industry. As the industry has continued to mature we’ve seen an increase of these partnerships and, despite recent challenges, we will undoubtedly see more in the near future. As we’ll outline below, some of the partnerships have to do with renting a partner bank HIGHLIGHTS FROM LENDIT FINTECH USA 2021 Last week the fintech world gathered online for the ninth annual LendIt Fintech USA event. We exceeded even our own high expectations as our second big online event featured many of the biggest names in fintech. Bo Brustkern and I flew to New York City (my first flight in 14 months) where we had our 12 ALTERNATIVES FOR LENDINGCLUB INVESTORS It has been almost four weeks since LendingClub closed down their retail investor platform and cash is already starting to build up. I have had many people reach out to me to ask what I am doing with this idle cash so I thought I would provide some suggestions. Important note: Nothing I write here RECOVERING NON-PERFORMING LOANS: BETTER OPTIONS Business models for online small business lenders focus on speed, agility and customer service. When it comes to managing non-performing loans, however, CITI AND YIELDSTREET, THE BANK PARTNERSHIP NO ONE SAW There have been no shortage of bank partnerships in fintech, but this might be the most unique. Last week we learned that Yieldstreet, an online platform which offers investors access to alternative investments was partnering with Citigroup to offer investors access to their private credit investments. What is most intriguing about this announcement is that FINTECHS AND CHARGE-OFFS: WHAT YOU NEED TO KNOW USE CASES AND TRENDS IN ARTIFICIAL INTELLIGENCE FOR Artificial intelligence (AI) is everywhere these days as more companies look to automate repetitive tasks to save money and reallocate staff to more meaningful work. We wanted to explore some of the current use cases for AI based technologies in financial services and where the industry is heading in the coming years. Cut through the MITIGATING RISK FROM ACCOUNT TAKEOVER Mirroring the growth in online lending volume over the past half-decade, there has been an acceleration in fraudulent account takeover. According to a pymnts.com report, accounttakeovers jumped
WHY MIKE CAGNEY’S SECOND ACT COULD BE A GAME CHANGER FORSEE MORE ONLENDACADEMY.COM
LENDIT FINTECH NEWS: DAILY COVERAGE OF FINTECH & ONLINEEDITORIALPODCASTINVESTOR FORUMBEST OF LEND ACADEMYINVESTOR RESOURCESPETER RENTON'S RETURNS LendIt Fintech News, Powered by Lend Academy, has been bringing you all the news and information about fintech and online lending since 2010 when it was founded by Peter Renton. BANKS AND MARKETPLACE LENDING PLATFORMS: IDEAL PARTNERS Bank partnerships are nothing new when it comes to the marketplace lending industry. As the industry has continued to mature we’ve seen an increase of these partnerships and, despite recent challenges, we will undoubtedly see more in the near future. As we’ll outline below, some of the partnerships have to do with renting a partner bank HIGHLIGHTS FROM LENDIT FINTECH USA 2021 Last week the fintech world gathered online for the ninth annual LendIt Fintech USA event. We exceeded even our own high expectations as our second big online event featured many of the biggest names in fintech. Bo Brustkern and I flew to New York City (my first flight in 14 months) where we had our 12 ALTERNATIVES FOR LENDINGCLUB INVESTORS It has been almost four weeks since LendingClub closed down their retail investor platform and cash is already starting to build up. I have had many people reach out to me to ask what I am doing with this idle cash so I thought I would provide some suggestions. Important note: Nothing I write here RECOVERING NON-PERFORMING LOANS: BETTER OPTIONS Business models for online small business lenders focus on speed, agility and customer service. When it comes to managing non-performing loans, however, CITI AND YIELDSTREET, THE BANK PARTNERSHIP NO ONE SAW There have been no shortage of bank partnerships in fintech, but this might be the most unique. Last week we learned that Yieldstreet, an online platform which offers investors access to alternative investments was partnering with Citigroup to offer investors access to their private credit investments. What is most intriguing about this announcement is that FINTECHS AND CHARGE-OFFS: WHAT YOU NEED TO KNOW USE CASES AND TRENDS IN ARTIFICIAL INTELLIGENCE FOR Artificial intelligence (AI) is everywhere these days as more companies look to automate repetitive tasks to save money and reallocate staff to more meaningful work. We wanted to explore some of the current use cases for AI based technologies in financial services and where the industry is heading in the coming years. Cut through the MITIGATING RISK FROM ACCOUNT TAKEOVER Mirroring the growth in online lending volume over the past half-decade, there has been an acceleration in fraudulent account takeover. According to a pymnts.com report, accounttakeovers jumped
WHY MIKE CAGNEY’S SECOND ACT COULD BE A GAME CHANGER FORSEE MORE ONLENDACADEMY.COM
DEAR POLICYMAKERS: THREE THINGS YOU CAN DO TO HELPThe Paycheck
Protection Program (PPP), with the help of fintech lenders such as Funding Circle, successfully provided U.S. small businesses experiencing extraordinary financial challenges during the COVID-19 pandemic with nearly $800 billion in critical funds. PITCHIT PODCAST #7: NATHANIEL HARLEY OF MANTL In episode seven of PitchIt: the fintech startups podcast we talk with MANTL Co-Founder & CEO Nathaniel Harley. Bank technology is one area in financial services in dire need of change, this is where a startup like MANTL comes in. MANTL helps banks and credit unions grow deposits and streamline back-office tasks with an omni-channel WHAT’S NEXT FOR FINTECH: THE FUTURE OF RETAIL INVESTINGConsumer investing
TEN MARKETPLACE LENDING OPTIONS FOR ACCREDITED INVESTORS Last month Ryan provided this great rundown of marketplace lending investment options for non-accredited investors. Today, we will do the same thing but provide some options for accredited investors. Before we get started let’s get clear on the definition of an accredited investor. This is from the SEC’s investor website: An accredited investor includes anyone ALL OF THE FINTECHS INVOLVED IN PPP LOANS It has been an interesting to say the least as we have watched everything play out with the Paycheck Protection Program loan process. Fintechs were eager to help small businesses with the $349 billion initially allocated to small businesses but initially there wasn’t clarity on when it might be possible. For many who wanted to THE GREEN WAVE IN FINTECH [Editor’s note: This is part of a series of articles we are publishing from Wharton Fintech ahead of LendIt Fintech USA. They are covering topics that will be addressed at the big annual event next week. This first piece is by Anirudh Singh, Wharton Fintech Head of DIFFERENT WAYS TO CALCULATE P2P LENDING RETURNS There is no industry standard when it comes to calculating returns on Lending Club and Prosper but this is something that is very important from an investors perspective. This is an updated post that we first covered in 2011 on different ways of calculating returns on Prosper and Lending Club. While both companies continue to provide returns in your account, there are some updates to what isBANKS GOING DIGITAL
In Austin last week American Banker hosted their annual Digital Banking Conference where banks of all sizes gathered to discuss the innovation in banking today. There were a few main themes that came out of the event; banks are focused on transforming the customer experience, mobile first approaches are prevalent and technologysolutions like AI
MITIGATING RISK FROM ACCOUNT TAKEOVER Mirroring the growth in online lending volume over the past half-decade, there has been an acceleration in fraudulent account takeover. According to a pymnts.com report, accounttakeovers jumped
THE DIFFERENCE BETWEEN A DEFAULT AND A CHARGE-OFF AT Peer to peer lending defaults and charge-offs explained. Learn the differences between defaults & charge-offs, and how they impact yourinvestments.
LENDIT FINTECH NEWS: DAILY COVERAGE OF FINTECH & ONLINEEDITORIALPODCASTINVESTOR FORUMBEST OF LEND ACADEMYINVESTOR RESOURCESPETER RENTON'S RETURNS In episode six of PitchIt: the fintech startups podcast we talk with Sentilink Co-Founder & CEO Naftali Harris. Sentilink was recently crowned champion of the PitchIt at LendIt Fintech startup competition. Naftali and the team build solutions for detecting fraud and related identity anomalies. Fraud is still not getting its proper due, andsome
TOP 10 FINTECH NEWS STORIES FOR THE WEEK ENDING JUNE 5 An interesting mix of news this week as we have many developments on the digital currency front, we have DeFi news in the mainstream media, overdraft fees are being abandoned, and of course we have IPO news and fundraises. Here are what I consider 12 ALTERNATIVES FOR LENDINGCLUB INVESTORS The deals on Groundfloor are all real estate debt with a typical 12-18 month time horizon. Investors invest in fractional loans, similar to what LendingClub offered, with a $10 minimum per loan. The average loan size last year was $202,000 with an average of 710 investors perloan.
ALL OF THE FINTECHS INVOLVED IN PPP LOANS Fintech banks processing applications. Cross River Bank. Celtic Bank. Radius Bank. Sunrise Banks. It is difficult to overstate the importance of the PPP for the health of American small business. For many, it will have come too late but for millions of small businesses this money will allow them to stay in business and keep paying theiremployees.
THE GREEN WAVE IN FINTECH The Climate Bonds Initiative has seen a noticeable increase in Green Bonds, whose proceeds go towards environmental projects. Climate Bonds have hit $1 trillion in total issuance since inception in 2007, with over $100 billion in investments in 2021. Recent examples of corporate green bonds include a $500 million bond issued by Goldman Sachs BANKS AND MARKETPLACE LENDING PLATFORMS: IDEAL PARTNERS Lending Club and BancAlliance. Lending Club announced a partnership with BancAlliance in February, 2015. BancAlliance is a consortium of 200 community banks that have assets ranging from $200 million to $10 billion. These banks are able to invest directly in Lending Club loans and also send borrowers looking for loans directly to Lending Club. SOFI STARTS TRADING ON NASDAQ AS A PUBLIC COMPANY Yesterday, Anthony Noto, CEO of SoFi, rang the opening bell on Nasdaq as his company celebrated their first day as a public company. SoFi merged with a SPAC run by Chamath Palihapitiya called Social Capital Hedosophia V Corp. that closed its last day of trading on the New York Stock Exchange on Friday at $20.15. LENDINGCLUB CLOSING DOWN THEIR PLATFORM FOR RETAIL There is big news out of LendingClub today for their tens of thousands of retail investors. They have given notice that they are closing down their Notes platform at the end of the year and individual investors will no longer be able to invest in any loans originated by LendingClub. This is a disappointing development CITI AND YIELDSTREET, THE BANK PARTNERSHIP NO ONE SAW The newly announced bank partnership will give Yieldstreet investors access to private credit investments from Citi. There have been no shortage of bank partnerships in fintech, but this might be the most unique. Last week we learned that Yieldstreet, an online platform which offers investors access to alternative investments waspartnering
LEND ACADEMY FORUM IS DOWN Borrower that filed for Bankruptcy. First post, hello all. I'm one of the bad guys, the guy you are trying to figure out how to avoid when you pick your loans, so I'm hoping this post may help. I had 2 LC and 2 Prosper loans when I filed. 15K to Prosper and 14K to Lending Club. The Original loan amounts were 25K for Prosper and 25K for LC. LENDIT FINTECH NEWS: DAILY COVERAGE OF FINTECH & ONLINEEDITORIALPODCASTINVESTOR FORUMBEST OF LEND ACADEMYINVESTOR RESOURCESPETER RENTON'S RETURNS In episode six of PitchIt: the fintech startups podcast we talk with Sentilink Co-Founder & CEO Naftali Harris. Sentilink was recently crowned champion of the PitchIt at LendIt Fintech startup competition. Naftali and the team build solutions for detecting fraud and related identity anomalies. Fraud is still not getting its proper due, andsome
TOP 10 FINTECH NEWS STORIES FOR THE WEEK ENDING JUNE 5 An interesting mix of news this week as we have many developments on the digital currency front, we have DeFi news in the mainstream media, overdraft fees are being abandoned, and of course we have IPO news and fundraises. Here are what I consider 12 ALTERNATIVES FOR LENDINGCLUB INVESTORS The deals on Groundfloor are all real estate debt with a typical 12-18 month time horizon. Investors invest in fractional loans, similar to what LendingClub offered, with a $10 minimum per loan. The average loan size last year was $202,000 with an average of 710 investors perloan.
ALL OF THE FINTECHS INVOLVED IN PPP LOANS Fintech banks processing applications. Cross River Bank. Celtic Bank. Radius Bank. Sunrise Banks. It is difficult to overstate the importance of the PPP for the health of American small business. For many, it will have come too late but for millions of small businesses this money will allow them to stay in business and keep paying theiremployees.
THE GREEN WAVE IN FINTECH The Climate Bonds Initiative has seen a noticeable increase in Green Bonds, whose proceeds go towards environmental projects. Climate Bonds have hit $1 trillion in total issuance since inception in 2007, with over $100 billion in investments in 2021. Recent examples of corporate green bonds include a $500 million bond issued by Goldman Sachs BANKS AND MARKETPLACE LENDING PLATFORMS: IDEAL PARTNERS Lending Club and BancAlliance. Lending Club announced a partnership with BancAlliance in February, 2015. BancAlliance is a consortium of 200 community banks that have assets ranging from $200 million to $10 billion. These banks are able to invest directly in Lending Club loans and also send borrowers looking for loans directly to Lending Club. SOFI STARTS TRADING ON NASDAQ AS A PUBLIC COMPANY Yesterday, Anthony Noto, CEO of SoFi, rang the opening bell on Nasdaq as his company celebrated their first day as a public company. SoFi merged with a SPAC run by Chamath Palihapitiya called Social Capital Hedosophia V Corp. that closed its last day of trading on the New York Stock Exchange on Friday at $20.15. LENDINGCLUB CLOSING DOWN THEIR PLATFORM FOR RETAIL There is big news out of LendingClub today for their tens of thousands of retail investors. They have given notice that they are closing down their Notes platform at the end of the year and individual investors will no longer be able to invest in any loans originated by LendingClub. This is a disappointing development CITI AND YIELDSTREET, THE BANK PARTNERSHIP NO ONE SAW The newly announced bank partnership will give Yieldstreet investors access to private credit investments from Citi. There have been no shortage of bank partnerships in fintech, but this might be the most unique. Last week we learned that Yieldstreet, an online platform which offers investors access to alternative investments waspartnering
LEND ACADEMY FORUM IS DOWN Borrower that filed for Bankruptcy. First post, hello all. I'm one of the bad guys, the guy you are trying to figure out how to avoid when you pick your loans, so I'm hoping this post may help. I had 2 LC and 2 Prosper loans when I filed. 15K to Prosper and 14K to Lending Club. The Original loan amounts were 25K for Prosper and 25K for LC. DEAR POLICYMAKERS: THREE THINGS YOU CAN DO TO HELPThe Paycheck
Protection Program (PPP), with the help of fintech lenders such as Funding Circle, successfully provided U.S. small businesses experiencing extraordinary financial challenges during the COVID-19 pandemic with nearly $800 billion in critical funds. PITCHIT PODCAST #7: NATHANIEL HARLEY OF MANTL In episode seven of PitchIt: the fintech startups podcast we talk with MANTL Co-Founder & CEO Nathaniel Harley. Bank technology is one area in financial services in dire need of change, this is where a startup like MANTL comes in. MANTL helps banks and credit unions grow deposits and streamline back-office tasks with an omni-channel FINTECH LENDERS AND BANKS ARE READY FOR PPP ROUND TWO Many of the Big Round One Lenders are Ready. Cross River Bank was third among all banks in the first round of PPP as far as number of loans made, trailing only JPMorgan Chase and Bank of America. They processed many loans directly but they also worked with dozens of partners, other banks and fintechs, where they were the lender fundingthe loans.
FINTECHS AND CHARGE-OFFS: WHAT YOU NEED TO KNOW. Anyone
who runs a business runs the risk of not being paid for WHAT’S NEXT FOR FINTECH: THE FUTURE OF RETAIL INVESTINGConsumer investing
KEYS TO A SUCCESSFUL SECURITIZATION FOR MARKETPLACE Extensive networks and solid relationships are key to success. 6. Address compliance every step. Compliance impacts all areas of marketplace lending, and non-compliance—even if unwitting—can undo a securitization very quickly. In contrast, documenting full compliance improves confidence and spurs momentum. LENDING CLUB AND PROSPER DATA: 10 YEARS IN Lending Club and Prosper have both been around over 10 years now. A lot has changed since both companies were founded, including the performance of the loans. In this blog post we’ll share the performance of each platform over the last 10 years. The DIFFERENT WAYS TO CALCULATE P2P LENDING RETURNS There is no industry standard when it comes to calculating returns on Lending Club and Prosper but this is something that is very important from an investors perspective. This is an updated post that we first covered in 2011 on different ways of calculating returns on Prosper and Lending Club. While both companies continue to provide PEER TO PEER LENDING ARCHIVES Smartphone Data is the Key to Expanding Access to Credit Every smartphone owner produces a huge amount of data and companies are now using some of this data to underwrite loans. THE DIFFERENCE BETWEEN A DEFAULT AND A CHARGE-OFF AT In general, a note goes into Default status when it is 121 or more days past due. When a note is in Default status, Charge Off occurs no later than 150 days past due (i.e. No later than 30 days after the Default status is reached) when there is no reasonable expectation of sufficient payment to prevent the charge off. BANKS AND MARKETPLACE LENDING PLATFORMS: IDEAL PARTNERS Lending Club and BancAlliance. Lending Club announced a partnership with BancAlliance in February, 2015. BancAlliance is a consortium of 200 community banks that have assets ranging from $200 million to $10 billion. These banks are able to invest directly in Lending Club loans and also send borrowers looking for loans directly to Lending Club. ALL OF THE FINTECHS INVOLVED IN PPP LOANS Fintech banks processing applications. Cross River Bank. Celtic Bank. Radius Bank. Sunrise Banks. It is difficult to overstate the importance of the PPP for the health of American small business. For many, it will have come too late but for millions of small businesses this money will allow them to stay in business and keep paying theiremployees.
TEN MARKETPLACE LENDING OPTIONS FOR ACCREDITED INVESTORS Last month Ryan provided this great rundown of marketplace lending investment options for non-accredited investors. Today, we will do the same thing but provide some options for accredited investors. Before we get started let’s get clear on the definition of an accredited investor. This is from the SEC’s investor website: An accredited investor includes anyone TOP 10 FINTECH NEWS STORIES FOR THE WEEK ENDING MARCH 27 Top 10 Fintech News Stories for the Week Ending March 27, 2021. We lead the news this week with Robinhood, as they finally announced plans to go public. Large funding rounds continued and the trend of fintechs applying for banking licenses continued. And, of course, wehave SPAC news.
RECOVERING NON-PERFORMING LOANS: BETTER OPTIONS Business models for online small business lenders focus on speed, agility and customer service. When it comes to managing non-performing loans, however, LENDING CLUB AND PROSPER DATA: 10 YEARS IN Lending Club and Prosper have both been around over 10 years now. A lot has changed since both companies were founded, including the performance of the loans. In this blog post we’ll share the performance of each platform over the last 10 years. The FINTECHS AND CHARGE-OFFS: WHAT YOU NEED TO KNOW CITI AND YIELDSTREET, THE BANK PARTNERSHIP NO ONE SAW The newly announced bank partnership will give Yieldstreet investors access to private credit investments from Citi. There have been no shortage of bank partnerships in fintech, but this might be the most unique. Last week we learned that Yieldstreet, an online platform which offers investors access to alternative investments waspartnering
MITIGATING RISK FROM ACCOUNT TAKEOVER Mirroring the growth in online lending volume over the past half-decade, there has been an acceleration in fraudulent account takeover. According to a pymnts.com report, accounttakeovers jumped
LEND ACADEMY FORUM IS DOWN Re: Dear Brendan Ross / DLIF Team. This is an unfortunate situation for small investors. Unfortunately, no one will do the right thing for investors like you. Everyone, even in receivership, is looking out for themselves and how much they can extract out of the situation for their personal gains. BANKS AND MARKETPLACE LENDING PLATFORMS: IDEAL PARTNERS Lending Club and BancAlliance. Lending Club announced a partnership with BancAlliance in February, 2015. BancAlliance is a consortium of 200 community banks that have assets ranging from $200 million to $10 billion. These banks are able to invest directly in Lending Club loans and also send borrowers looking for loans directly to Lending Club. ALL OF THE FINTECHS INVOLVED IN PPP LOANS Fintech banks processing applications. Cross River Bank. Celtic Bank. Radius Bank. Sunrise Banks. It is difficult to overstate the importance of the PPP for the health of American small business. For many, it will have come too late but for millions of small businesses this money will allow them to stay in business and keep paying theiremployees.
TEN MARKETPLACE LENDING OPTIONS FOR ACCREDITED INVESTORS Last month Ryan provided this great rundown of marketplace lending investment options for non-accredited investors. Today, we will do the same thing but provide some options for accredited investors. Before we get started let’s get clear on the definition of an accredited investor. This is from the SEC’s investor website: An accredited investor includes anyone TOP 10 FINTECH NEWS STORIES FOR THE WEEK ENDING MARCH 27 Top 10 Fintech News Stories for the Week Ending March 27, 2021. We lead the news this week with Robinhood, as they finally announced plans to go public. Large funding rounds continued and the trend of fintechs applying for banking licenses continued. And, of course, wehave SPAC news.
RECOVERING NON-PERFORMING LOANS: BETTER OPTIONS Business models for online small business lenders focus on speed, agility and customer service. When it comes to managing non-performing loans, however, LENDING CLUB AND PROSPER DATA: 10 YEARS IN Lending Club and Prosper have both been around over 10 years now. A lot has changed since both companies were founded, including the performance of the loans. In this blog post we’ll share the performance of each platform over the last 10 years. The FINTECHS AND CHARGE-OFFS: WHAT YOU NEED TO KNOW CITI AND YIELDSTREET, THE BANK PARTNERSHIP NO ONE SAW The newly announced bank partnership will give Yieldstreet investors access to private credit investments from Citi. There have been no shortage of bank partnerships in fintech, but this might be the most unique. Last week we learned that Yieldstreet, an online platform which offers investors access to alternative investments waspartnering
MITIGATING RISK FROM ACCOUNT TAKEOVER Mirroring the growth in online lending volume over the past half-decade, there has been an acceleration in fraudulent account takeover. According to a pymnts.com report, accounttakeovers jumped
LEND ACADEMY FORUM IS DOWN Re: Dear Brendan Ross / DLIF Team. This is an unfortunate situation for small investors. Unfortunately, no one will do the right thing for investors like you. Everyone, even in receivership, is looking out for themselves and how much they can extract out of the situation for their personal gains. LENDIT FINTECH NEWS: DAILY COVERAGE OF FINTECH & ONLINE In episode six of PitchIt: the fintech startups podcast we talk with Sentilink Co-Founder & CEO Naftali Harris. Sentilink was recently crowned champion of the PitchIt at LendIt Fintech startup competition. Naftali and the team build solutions for detecting fraud and related identity anomalies. Fraud is still not getting its proper due, andsome
PITCHIT PODCAST #7: NATHANIEL HARLEY OF MANTL In episode seven of PitchIt: the fintech startups podcast we talk with MANTL Co-Founder & CEO Nathaniel Harley. Bank technology is one area in financial services in dire need of change, this is where a startup like MANTL comes in. MANTL helps banks and credit unions grow deposits and streamline back-office tasks with an omni-channel PODCAST 301: ARTEM MILINCHUK OF FARMTOGETHER There is a huge multi-trillion dollar asset class that few investors have any exposure to but we literally rely on it to sustain life: farmland. The primary reason that it has attracted few investors is that there has been no easy way to access this asset class. That is now changing. Our next guest on TOP 10 FINTECH NEWS STORIES FOR THE WEEK ENDING JUNE 5 An interesting mix of news this week as we have many developments on the digital currency front, we have DeFi news in the mainstream media, overdraft fees are being abandoned, and of course we have IPO news and fundraises. Here are what I consider TEN MARKETPLACE LENDING OPTIONS FOR ACCREDITED INVESTORS Last month Ryan provided this great rundown of marketplace lending investment options for non-accredited investors. Today, we will do the same thing but provide some options for accredited investors. Before we get started let’s get clear on the definition of an accredited investor. This is from the SEC’s investor website: An accredited investor includes anyone THE GREEN WAVE IN FINTECH The Climate Bonds Initiative has seen a noticeable increase in Green Bonds, whose proceeds go towards environmental projects. Climate Bonds have hit $1 trillion in total issuance since inception in 2007, with over $100 billion in investments in 2021. Recent examples of corporate green bonds include a $500 million bond issued by Goldman Sachs WHAT’S NEXT FOR FINTECH: THE FUTURE OF RETAIL INVESTINGConsumer investing
DIFFERENT WAYS TO CALCULATE P2P LENDING RETURNS There is no industry standard when it comes to calculating returns on Lending Club and Prosper but this is something that is very important from an investors perspective. This is an updated post that we first covered in 2011 on different ways of calculating returns on Prosper and Lending Club. While both companies continue to provide returns in your account, there are some updates to what is NEWS ROUNDUP ARCHIVES During the week I share the latest marketplace lending news on Twitter as it happens. Then every Saturday I take the most interesting newsitems and
PODCAST 74: BRENDAN ROSS OF DIRECT LENDING INVESTMENTS Many years ago Brendan Ross was a Registered Investment Advisor and he was the first such person to invest his clients*
Your Privacy
*
Strictly Necessary Cookies*
Performance Cookies
*
Functional Cookies
*
Targeting Cookies
*
Social Media Cookies*
More Information
Lend Academy Cookie PreferencesActive
Always Active
Save Settings
Allow All
* Subscribe
* Contact Us
* About LendIt Fintech News* Home
* Menu Item
* Menu Item
* Menu Item
* Menu Item
LEND ACADEMY
LendIt Fintech News: Daily Coverage of Fintech & Online Lending* Editorial
* Daily News
* Podcast
* Investor Forum
* Events
*
LATEST EDITORIAL
PODCAST 301: ARTEM MILINCHUK OF FARMTOGETHER June 4, 2021 By Peter RentonLeave a Comment
Views: 33
* __
* __
* __
There is a huge multi-trillion dollar asset class that few investors have any exposure to but we literally rely on it to sustain life: farmland. The primary reason that it has attracted few investors is that there has been no easy way to access this asset class. That is now changing. Our next guest on LATEST FINTECH NEWS FROM OUR DAILY NEWSLETTERLATEST PODCASTS
PODCAST 301: ARTEM MILINCHUK OF FARMTOGETHER* __
* __
* __
There is a huge multi-trillion dollar asset class that few investors have any exposure to but we literally rely on it to sustain life: farmland. The primary reason that it has attracted few investors is that there has been no easy way to access this asset class. That is now changing. Our next guest on PODCAST 300: MICHAEL BOURQUE OF LENDINGHOME* __
* __
* __
The housing market continues to be hot. There is huge demand for homes of all kinds as many people have decided to move, often as a result of the pandemic. This is good news for real estate lenders, including those offering bridge loans to property investors, as they are seeing record loan demand right now. PODCAST 299: CATHERINE YORK POWERS OF CONSTANT AI* __
* __
* __
At the start of the pandemic many lenders were inundated with loan modification requests. I heard of some lenders receiving tens of thousands of phone calls a day and being completely overwhelmed by this volume. What was really needed back then was an automated loss mitigation system. Our next guest on the Fintech One•On•Onepodcast
View all Podcasts
INVESTOR INTELLIGENCE Peter Renton's ReturnsInvestor Forum
Lending Club Review
Prosper Review
Investor Resources
MOST POPULAR EDITORIALS The Pure Marketplace Lending Model is Dead, the Hybrid Takes its Place The 2018 Lending Club and Prosper Tax Guide My Returns at Lending Club and Prosper Map of Available States for Lending Club and Prosper Investors Banks and Marketplace Lending Platforms: Ideal Partners? SUBSCRIBE TO THE PODCAST List of Podcast EpisodesARCHIVES
Archives Select Month June 2021 May 2021 April 2021 March 2021 February 2021 January 2021 December 2020 November 2020 October 2020 September 2020 August 2020 July 2020 June 2020 May 2020 April 2020 March 2020 February 2020 January 2020 December 2019 November 2019 October 2019 September 2019 August 2019 July 2019 June 2019 May 2019 April 2019 March 2019 February 2019 January 2019 December 2018 November 2018 October 2018 September 2018 August 2018 July 2018 June 2018 May 2018 April 2018 March 2018 February 2018 January 2018 December 2017 November 2017 October 2017 September 2017 August 2017 July 2017 June 2017 May 2017 April 2017 March 2017 February 2017 January 2017 December 2016 November 2016 October 2016 September 2016 August 2016 July 2016 June 2016 May 2016 April 2016 March 2016 February 2016 January 2016 December 2015 November 2015 October 2015 September 2015 August 2015 July 2015 June 2015 May 2015 April 2015 March 2015 February 2015 January 2015 December 2014 November 2014 October 2014 September 2014 August 2014 July 2014 June 2014 May 2014 April 2014 March 2014 February 2014 January 2014 December 2013 November 2013 October 2013 September 2013 August 2013 July 2013 June 2013 May 2013 April 2013 March 2013 February 2013 January 2013 December 2012 November 2012 October 2012 September 2012 August 2012 July 2012 June 2012 May 2012 April 2012 March 2012 February 2012 January 2012 December 2011 November 2011 October 2011 September 2011 August 2011 July 2011 June 2011 May 2011 April 2011 March 2011 February 2011 January 2011 December 2010 November 2010 July 2010 May 2010 April 2010 October 2009 August 2009 May 2009 December 2008 November 2008 October 2008 ABOUT LENDIT FINTECH NEWS LendIt Fintech News, Powered by Lend Academy, has been bringing you all the news and information about fintech and online lending since 2010 when it was founded by Peter Renton. We not only have the industry’s most active news site, but also the largest investor forum and the first and most popular podcast. We are a team of fintech enthusiasts who have been covering the industry for many years. With a deep knowledge of online lending, digital banking, blockchain, artificial intelligence and more our team covers the daily news and writes in-depth editorials.RECENT EDITORIALS
* Podcast 301: Artem Milinchuk of FarmTogether * SoFi Starts Trading on Nasdaq as a Public Company * Top 10 Fintech News Stories for the Week Ending May 29, 2021 * Podcast 300: Michael Bourque of LendingHome * What is LendIt Fintech Nexus? Inside LendIt’s Newest Event Copyright © 2021 · Metro Pro Theme on Genesis Framework· WordPress
· Log in
Cookie Settings
Details
Copyright © 2024 ArchiveBay.com. All rights reserved. Terms of Use | Privacy Policy | DMCA | 2021 | Feedback | Advertising | RSS 2.0