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COVID-19 RELIEF
Please be advised that any and all information, comments, analysis, and/or recommendations set forth above relative to the possible impact of COVID-19 on potential insurance coverage or other policy implications are intended solely for informational purposes and should not be relied upon as legal or medical advice. UPDATE IN BCBS SETTLEMENT: CLAIMS PORTAL ACTIVE AND KEY March 19, 2021, marked the commencement of notice in the Blue Cross Blue Shield litigation settlement. Accordingly, the Claims Administrator has opened their website’s claims-filing portal. Class members, including both businesses and individuals, may file a claim on the user-friendly claims portal using the unique ID provided to them in their settlement notice (this notice has, or will, be ARPA’S ACA PROVISIONS The American Rescue Plan Act of 2021 (ARPA), signed into law by President Biden in March 2021, made important changes affecting the Affordable Care Act (ACA) Marketplace contained in Section 9661. In light of these changes, employers may want to review their compliance with the ACA’s shared employer responsibility provision, as mentioned in the discussion below. HOW TO SUPPORT A GRIEVING EMPLOYEE Managers and coworkers of a grieving employee may not know what to say (or not to say) or how they should act. Bringing in a grief counselor to talk with employees and educate them about grief can help them support their grieving team member. Grief counseling is also a good idea if employees are grieving the loss of a colleague. PREPARING FOR CYBER RENEWALS AS UNDERWRITING STANDARDS Preparing for Cyber Renewals As Underwriting Standards Tighten. In the latter half of 2020, the cyber insurance market experienced unprecedented turbulence. After several years of a “soft” market, characterized by decreasing rates and expanded coverage, the market has entered a harder phase that appears likely to continue through2021.
ONLINE PROVIDER SERVICE CENTER Accidental Death & Dismemberment. Pays a lump sum benefit for accidental loss of life, limbs or sight occurring within 1 year of a covered accident. Death Benefit. Dismemberment Benefit. Graduated Payment Schedules. Only one amount, the single largest amount you are entitled to as benefit, will be paid for each claim. Excess CoverageProvision.
BROWN & BROWN, INC. COMPLETES ACQUISITION OF HAYS November 16, 2018 – (Daytona Beach) . . . Brown & Brown, Inc. (NYSE:BRO) today announced the completion of the previously-announced acquisition of Hays Companies (“Hays”) by Brown & Brown, Inc. Brown & Brown, Inc. is a leading insurance brokerage firm, providing risk management solutions to individuals and businesses.EL SEGUNDO, CA
El Segundo, CA. 880 Apollo Street Suite #300 El Segundo California 90245 US. Hays Companies specializes in Employee Benefits, Property & Casualty and Private Client services. Visit our office to learn more about what Hays can do for you. With our breadth of Employee Benefits, Property and Casualty & Private Client offerings, we will tailor an HOME - HAYS COMPANIESEMPLOYEE BENEFITSPROPERTY & CASUALTYPRIVATE CLIENT GROUPABOUT USNEWS & EVENTS Hays Companies is a risk management, insurance, and employee benefits consultancy firm, driven to deliver the highest quality, customer-focused service. COBRA SUBSIDIES UNDER THE ARPA Due to a variety of remaining questions surrounding the COBRA subsidies provided under the American Rescue Plan Act of 2021 (ARPA), the Hays Research and Compliance Department has put together the following compilation of frequently asked questions (FAQ). The FAQ summarizes the key information in the recently released Department of Labor’s (DOL) FAQ and includes common questionsCOVID-19 RELIEF
Please be advised that any and all information, comments, analysis, and/or recommendations set forth above relative to the possible impact of COVID-19 on potential insurance coverage or other policy implications are intended solely for informational purposes and should not be relied upon as legal or medical advice. UPDATE IN BCBS SETTLEMENT: CLAIMS PORTAL ACTIVE AND KEY March 19, 2021, marked the commencement of notice in the Blue Cross Blue Shield litigation settlement. Accordingly, the Claims Administrator has opened their website’s claims-filing portal. Class members, including both businesses and individuals, may file a claim on the user-friendly claims portal using the unique ID provided to them in their settlement notice (this notice has, or will, be ARPA’S ACA PROVISIONS The American Rescue Plan Act of 2021 (ARPA), signed into law by President Biden in March 2021, made important changes affecting the Affordable Care Act (ACA) Marketplace contained in Section 9661. In light of these changes, employers may want to review their compliance with the ACA’s shared employer responsibility provision, as mentioned in the discussion below. HOW TO SUPPORT A GRIEVING EMPLOYEE Managers and coworkers of a grieving employee may not know what to say (or not to say) or how they should act. Bringing in a grief counselor to talk with employees and educate them about grief can help them support their grieving team member. Grief counseling is also a good idea if employees are grieving the loss of a colleague. PREPARING FOR CYBER RENEWALS AS UNDERWRITING STANDARDS Preparing for Cyber Renewals As Underwriting Standards Tighten. In the latter half of 2020, the cyber insurance market experienced unprecedented turbulence. After several years of a “soft” market, characterized by decreasing rates and expanded coverage, the market has entered a harder phase that appears likely to continue through2021.
ONLINE PROVIDER SERVICE CENTER Accidental Death & Dismemberment. Pays a lump sum benefit for accidental loss of life, limbs or sight occurring within 1 year of a covered accident. Death Benefit. Dismemberment Benefit. Graduated Payment Schedules. Only one amount, the single largest amount you are entitled to as benefit, will be paid for each claim. Excess CoverageProvision.
BROWN & BROWN, INC. COMPLETES ACQUISITION OF HAYS November 16, 2018 – (Daytona Beach) . . . Brown & Brown, Inc. (NYSE:BRO) today announced the completion of the previously-announced acquisition of Hays Companies (“Hays”) by Brown & Brown, Inc. Brown & Brown, Inc. is a leading insurance brokerage firm, providing risk management solutions to individuals and businesses.EL SEGUNDO, CA
El Segundo, CA. 880 Apollo Street Suite #300 El Segundo California 90245 US. Hays Companies specializes in Employee Benefits, Property & Casualty and Private Client services. Visit our office to learn more about what Hays can do for you. With our breadth of Employee Benefits, Property and Casualty & Private Client offerings, we will tailor an LOCATIONS - HAYS COMPANIES 7570 West 21st Street Building 1038 Suite A. Wichita, Kansas 67205. Contact Information. phone: 316-448-5201. Get in Touch.EMPLOYEE BENEFITS
Employee Benefits. By treating your business like our business, Hays becomes a dynamic extension of your organization. Our consultative approach allows us to devise a benefits program designed expressly for you. The Service Difference. Benefits Roadmap. Healthcare and benefits planning can feel like aCOVID-19 RELIEF
Please be advised that any and all information, comments, analysis, and/or recommendations set forth above relative to the possible impact of COVID-19 on potential insurance coverage or other policy implications are intended solely for informational purposes and should not be relied upon as legal or medical advice. UPDATE IN BCBS SETTLEMENT: CLAIMS PORTAL ACTIVE AND KEY March 19, 2021, marked the commencement of notice in the Blue Cross Blue Shield litigation settlement. Accordingly, the Claims Administrator has opened their website’s claims-filing portal. Class members, including both businesses and individuals, may file a claim on the user-friendly claims portal using the unique ID provided to them in their settlement notice (this notice has, or will, be WWW.HAYSCOMPANIES.COM www.hayscompanies.com ONLINE PROVIDER SERVICE CENTER Accidental Death & Dismemberment. Pays a lump sum benefit for accidental loss of life, limbs or sight occurring within 1 year of a covered accident. Death Benefit. Dismemberment Benefit. Graduated Payment Schedules. Only one amount, the single largest amount you are entitled to as benefit, will be paid for each claim. Excess CoverageProvision.
ACA COMPLIANCE: 2021 AFFORDABILITY PERCENTAGES INCREASE The updated affordability percentages are effective for taxable years and plan years beginning January 1, 2021. This is a slight increase from the affordability contribution percentages for 2020. As a result, some employers may have additional flexibility in setting their employee contributions for 2021 to meet the adjusted percentage.MILWAUKEE, WI
Milwaukee, WI. 1200 North Mayfair Road Suite #100. Hays Companies specializes in Employee Benefits, Property & Casualty and Private Client services. Visit our office to learn more about what Hays can do for you. With our breadth of Employee Benefits, Property and Casualty & Private Client offerings, we will tailor an experience that coversall
FT. LAUDERDALE, FL
Hays Companies of Florida - Ft. Lauderdale. 1000 South Pine Island Road #225, Plantation, Florida 33324. Reach out with questions at954-475-3600.
EL SEGUNDO, CA
El Segundo, CA. 880 Apollo Street Suite #300 El Segundo California 90245 US. Hays Companies specializes in Employee Benefits, Property & Casualty and Private Client services. Visit our office to learn more about what Hays can do for you. With our breadth of Employee Benefits, Property and Casualty & Private Client offerings, we will tailor an HOME - HAYS COMPANIESEMPLOYEE BENEFITSPROPERTY & CASUALTYPRIVATE CLIENT GROUPABOUT USNEWS & EVENTS Hays Companies is a risk management, insurance, and employee benefits consultancy firm, driven to deliver the highest quality, customer-focused service.EMPLOYEE BENEFITS
Employee Benefits. By treating your business like our business, Hays becomes a dynamic extension of your organization. Our consultative approach allows us to devise a benefits program designed expressly for you. The Service Difference. Benefits Roadmap. Healthcare and benefits planning can feel like a LOCATIONS - HAYS COMPANIES 7570 West 21st Street Building 1038 Suite A. Wichita, Kansas 67205. Contact Information. phone: 316-448-5201. Get in Touch. COBRA SUBSIDIES UNDER THE ARPA Due to a variety of remaining questions surrounding the COBRA subsidies provided under the American Rescue Plan Act of 2021 (ARPA), the Hays Research and Compliance Department has put together the following compilation of frequently asked questions (FAQ). The FAQ summarizes the key information in the recently released Department of Labor’s (DOL) FAQ and includes common questions COVID-19 CONSIDERATIONS: TERMINATION AND FURLOUGH ISSUES COVID-19 Considerations: Termination and Furlough Issues. Mar 17, 2020. / in Coronavirus Employee Benefits Property & Casualty. Author: Nick Karls, Attorney, Vice President Regulatory and Legislative Strategy, Hays Companies. As we move through these difficult times, we are now confronted by the harsh reality that a number of employershave to
ONLINE PROVIDER SERVICE CENTER Accidental Death & Dismemberment. Pays a lump sum benefit for accidental loss of life, limbs or sight occurring within 1 year of a covered accident. Death Benefit. Dismemberment Benefit. Graduated Payment Schedules. Only one amount, the single largest amount you are entitled to as benefit, will be paid for each claim. Excess CoverageProvision.
ARPA’S ACA PROVISIONS The American Rescue Plan Act of 2021 (ARPA), signed into law by President Biden in March 2021, made important changes affecting the Affordable Care Act (ACA) Marketplace contained in Section 9661. In light of these changes, employers may want to review their compliance with the ACA’s shared employer responsibility provision, as mentioned in the discussion below. HOW TO SUPPORT A GRIEVING EMPLOYEE Managers and coworkers of a grieving employee may not know what to say (or not to say) or how they should act. Bringing in a grief counselor to talk with employees and educate them about grief can help them support their grieving team member. Grief counseling is also a good idea if employees are grieving the loss of a colleague. PREPARING FOR CYBER RENEWALS AS UNDERWRITING STANDARDSCONSUMER LOAN UNDERWRITING STANDARDSCREDIT UNDERWRITING STANDARDSCURRENT UNDERWRITING STANDARDSMINNESOTA HOUSING UNDERWRITING STANDARDSNATIONAL UNDERWRITING COMPANY Preparing for Cyber Renewals As Underwriting Standards Tighten. In the latter half of 2020, the cyber insurance market experienced unprecedented turbulence. After several years of a “soft” market, characterized by decreasing rates and expanded coverage, the market has entered a harder phase that appears likely to continue through2021.
BROWN & BROWN, INC. COMPLETES ACQUISITION OF HAYS November 16, 2018 – (Daytona Beach) . . . Brown & Brown, Inc. (NYSE:BRO) today announced the completion of the previously-announced acquisition of Hays Companies (“Hays”) by Brown & Brown, Inc. Brown & Brown, Inc. is a leading insurance brokerage firm, providing risk management solutions to individuals and businesses. HOME - HAYS COMPANIESEMPLOYEE BENEFITSPROPERTY & CASUALTYPRIVATE CLIENT GROUPABOUT USNEWS & EVENTS Hays Companies is a risk management, insurance, and employee benefits consultancy firm, driven to deliver the highest quality, customer-focused service.EMPLOYEE BENEFITS
Employee Benefits. By treating your business like our business, Hays becomes a dynamic extension of your organization. Our consultative approach allows us to devise a benefits program designed expressly for you. The Service Difference. Benefits Roadmap. Healthcare and benefits planning can feel like a LOCATIONS - HAYS COMPANIES 7570 West 21st Street Building 1038 Suite A. Wichita, Kansas 67205. Contact Information. phone: 316-448-5201. Get in Touch. COBRA SUBSIDIES UNDER THE ARPA Due to a variety of remaining questions surrounding the COBRA subsidies provided under the American Rescue Plan Act of 2021 (ARPA), the Hays Research and Compliance Department has put together the following compilation of frequently asked questions (FAQ). The FAQ summarizes the key information in the recently released Department of Labor’s (DOL) FAQ and includes common questions COVID-19 CONSIDERATIONS: TERMINATION AND FURLOUGH ISSUES COVID-19 Considerations: Termination and Furlough Issues. Mar 17, 2020. / in Coronavirus Employee Benefits Property & Casualty. Author: Nick Karls, Attorney, Vice President Regulatory and Legislative Strategy, Hays Companies. As we move through these difficult times, we are now confronted by the harsh reality that a number of employershave to
ONLINE PROVIDER SERVICE CENTER Accidental Death & Dismemberment. Pays a lump sum benefit for accidental loss of life, limbs or sight occurring within 1 year of a covered accident. Death Benefit. Dismemberment Benefit. Graduated Payment Schedules. Only one amount, the single largest amount you are entitled to as benefit, will be paid for each claim. Excess CoverageProvision.
ARPA’S ACA PROVISIONS The American Rescue Plan Act of 2021 (ARPA), signed into law by President Biden in March 2021, made important changes affecting the Affordable Care Act (ACA) Marketplace contained in Section 9661. In light of these changes, employers may want to review their compliance with the ACA’s shared employer responsibility provision, as mentioned in the discussion below. HOW TO SUPPORT A GRIEVING EMPLOYEE Managers and coworkers of a grieving employee may not know what to say (or not to say) or how they should act. Bringing in a grief counselor to talk with employees and educate them about grief can help them support their grieving team member. Grief counseling is also a good idea if employees are grieving the loss of a colleague. PREPARING FOR CYBER RENEWALS AS UNDERWRITING STANDARDSCONSUMER LOAN UNDERWRITING STANDARDSCREDIT UNDERWRITING STANDARDSCURRENT UNDERWRITING STANDARDSMINNESOTA HOUSING UNDERWRITING STANDARDSNATIONAL UNDERWRITING COMPANY Preparing for Cyber Renewals As Underwriting Standards Tighten. In the latter half of 2020, the cyber insurance market experienced unprecedented turbulence. After several years of a “soft” market, characterized by decreasing rates and expanded coverage, the market has entered a harder phase that appears likely to continue through2021.
BROWN & BROWN, INC. COMPLETES ACQUISITION OF HAYS November 16, 2018 – (Daytona Beach) . . . Brown & Brown, Inc. (NYSE:BRO) today announced the completion of the previously-announced acquisition of Hays Companies (“Hays”) by Brown & Brown, Inc. Brown & Brown, Inc. is a leading insurance brokerage firm, providing risk management solutions to individuals and businesses. ABOUT US - HAYS COMPANIES Hays Companies is one of the fastest growing risk management, insurance and employee benefits advisors in the country. Rethink the way you manage risk. Creative. Data-driven. Strategic. Discover how Hays transforms risk management through modern technology and industry expertise. This opens in aEMPLOYEE BENEFITS
Healthcare and benefits planning can feel like a winding road. The complex nature of compliance and regulations, of creating a plan that benefits your employees and controls your bottom line, may seem overwhelming.Hays Companies helps manage that workload by creating custom benefits packages tailored to your company while maintaining open lines of communication and keeping you up-to-date WHITE HOUSE URGES RANSOMWARE DEFENSE In light of recent high-profile ransomware events, the White House released a memo with guidance on how companies can help prevent these attacks. Increasingly, these attacks are referred to as national security threats. While these events have been commonplace since 2017, their frequency and severity have reached levels requiring urgent action from the private sector.PROPERTY & CASUALTY
Hays Companies is one of the fastest growing risk management, insurance and employee benefits advisors in the country. Problem solvers for a risk-laden world. Your business should always plan for unknown risks. Hays will help you navigate the path ahead. Hays has specialized expertise across multiple industries.COVID-19 RELIEF
Please be advised that any and all information, comments, analysis, and/or recommendations set forth above relative to the possible impact of COVID-19 on potential insurance coverage or other policy implications are intended solely for informational purposes and should not be relied upon as legal or medical advice. BLUE CROSS BLUE SHIELD SETTLEMENT UPDATE: OFFICIAL WEBSITE The official administrator of the Blue Cross Blue Shield class-action settlement, JND Legal, has now activated the official settlement website, which can be accessed at bcbssettlement.com. The website will allow all eligible class members to file a claim online to ensure they recover payment from the settlement. However, the website’s claim filing portal will activate only once the COVID-19 CONSIDERATIONS: TERMINATION AND FURLOUGH ISSUES COVID-19 Considerations: Termination and Furlough Issues. Mar 17, 2020. / in Coronavirus Employee Benefits Property & Casualty. Author: Nick Karls, Attorney, Vice President Regulatory and Legislative Strategy, Hays Companies. As we move through these difficult times, we are now confronted by the harsh reality that a number of employershave to
WWW.HAYSCOMPANIES.COM www.hayscompanies.com HOW TO SUPPORT A GRIEVING EMPLOYEE Managers and coworkers of a grieving employee may not know what to say (or not to say) or how they should act. Bringing in a grief counselor to talk with employees and educate them about grief can help them support their grieving team member. Grief counseling is also a good idea if employees are grieving the loss of a colleague. CREATING A STIGMA-FREE WORKPLACE: 6 TIPS TO IMPROVE MENTAL Tips to Support Mental Well-being in Your Organization. Create a quiet space for meditation/relaxation. By designating a physical space in your workplace to promote mental health, you are sending the message that your organization truly supports taking the time for self-care. Have an Awareness Campaign.* Contact Us
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NEW RISKS.STRATEGIES.OPPORTUNITIES. IT'S TIME TO RETHINK INSURANCE.Employee Benefits
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NEW RISKS.STRATEGIES.OPPORTUNITIES. IT'S TIME TO RETHINK INSURANCE.Employee Benefits
Property & Casualty
Employee Benefits
Property & Casualty
COVID-19 RESOURCE CENTER THE LASTING IMPACT OF COVID-19 BY GENERATIONMarch 9, 2021
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UPDATED EEOC GUIDANCE ON COVID-19 VACCINE PROGRAMSMay 20, 2021
VACCINE ACCESS & EDUCATION ARE CRITICAL FOR YOUR RETURN TO WORKPLACESTRATEGY
May 4, 2021
THE FUTURE OF VIRTUAL CAREApril 30, 2021
SCREEN, TEST, TRACE & IMMUNIZE: GUIDANCE AND RESOURCES FOR EMPLOYERSSee All
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Learn what a commercial insurance and employee benefits partnership is like with Hays Companies.Michael Newman
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Paul Gregory
VP, Mitel
Elin Treanor
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FIVE ESSENTIAL PERSONAL INSURANCE TIPS June 3, 2021/by Adrienne Engel RECORDED WEBINAR: AGENCY ANSWERS TO QUESTIONS ABOUT THE ARPA COBRASUBSIDIES
June 2, 2021/by Adrienne Engel MARKET TRENDS: CYBER LIABILITY May 27, 2021/by Laura Jorris RECORDED WEBINAR: BASIC BENEFIT COMPLIANCE FOR PUBLIC EMPLOYERS May 27, 2021/by Adrienne Engel COBRA SUBSIDIES UNDER THE ARPA – EMPLOYER FAQ May 24, 2021/by Adrienne Engel IRS GUIDANCE ON COBRA PREMIUM ASSISTANCE TAX CREDITS FOREMPLOYERS/PLANS
May 21, 2021/by Adrienne Engel FIVE ESSENTIAL PERSONAL INSURANCE TIPS June 3, 2021/by Adrienne Engel RECORDED WEBINAR: AGENCY ANSWERS TO QUESTIONS ABOUT THE ARPA COBRASUBSIDIES
June 2, 2021/by Adrienne Engel MARKET TRENDS: CYBER LIABILITY May 27, 2021/by Laura JorrisAll News
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