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MEDICARE INSURANCE
eHealth's Medicare website is operated by eHealthInsurance Services, Inc., a licensed health insurance agency doing business as eHealth. The purpose of this site is the solicitation of insurance.MEDICARE INSURANCE
This is a solicitation of insurance made by eHealthInsurance Services, Inc., an insurance agency offering plans from many different insurancecompanies.
HOW DO YOU SIGN UP FOR A MEDICARE SUPPLEMENT PLAN? Medicare Supplement plans: when can you get one? It’s easier to buy a Medicare Supplement plan during certain time periods. Usually, your best bet is to buy a plan during your Medicare Supplement (Medigap) Open Enrollment Period (OEP). ISSUE-AGE PRICING FOR MEDICARE SUPPLEMENT PLANSSEE MORE ONEHEALTHMEDICARE.COM
COMMUNITY-RATED PRICING FOR MEDICARE SUPPLEMENT PLANSSEE MORE ONEHEALTHMEDICARE.COM
MEDICARE ADVANTAGE VS ORIGINAL MEDICARE In some ways, Medicare Advantage is very similar to Original Medicare. Both give you basically the same set of Medicare Part A and Part B benefits.Hospice benefits come directly from Part A even if you have a Medicare Advantage plan. FEMA EMERGENCY MEDICARE SPECIAL ENROLLMENT PERIOD FEMA is the U.S. Federal Emergency Management Agency. When there’s an event like a severe storm, wildfire, pandemic illness, or other disaster, FEMA might declare an emergency. CAN MY MEDICARE ADVANTAGE PLAN DROP ME? If you like Medicare Advantage plan, you probably hope you can keep it forever. Learn about the ways that your Medicare Advantage plan coulddrop you.
IS MEDICARE PART D MANDATORY? Whether you qualify for Medicare by turning 65 years of age, through disability or by having a condition like Lou Gehrig’s disease, you may have the option to enroll into Medicare Part A and/or Part B. CONTACTS OR GLASSES? 7 QUESTIONS TO HELP YOU DECIDE This is an age old decision almost everyone with vision insurance coverage must make: glasses or contacts? We can help you decide.MEDICARE INSURANCE
eHealth's Medicare website is operated by eHealthInsurance Services, Inc., a licensed health insurance agency doing business as eHealth. The purpose of this site is the solicitation of insurance.MEDICARE INSURANCE
This is a solicitation of insurance made by eHealthInsurance Services, Inc., an insurance agency offering plans from many different insurancecompanies.
HOW DO YOU SIGN UP FOR A MEDICARE SUPPLEMENT PLAN? Medicare Supplement plans: when can you get one? It’s easier to buy a Medicare Supplement plan during certain time periods. Usually, your best bet is to buy a plan during your Medicare Supplement (Medigap) Open Enrollment Period (OEP). ISSUE-AGE PRICING FOR MEDICARE SUPPLEMENT PLANSSEE MORE ONEHEALTHMEDICARE.COM
COMMUNITY-RATED PRICING FOR MEDICARE SUPPLEMENT PLANSSEE MORE ONEHEALTHMEDICARE.COM
MEDICARE ADVANTAGE VS ORIGINAL MEDICARE In some ways, Medicare Advantage is very similar to Original Medicare. Both give you basically the same set of Medicare Part A and Part B benefits.Hospice benefits come directly from Part A even if you have a Medicare Advantage plan. FEMA EMERGENCY MEDICARE SPECIAL ENROLLMENT PERIOD FEMA is the U.S. Federal Emergency Management Agency. When there’s an event like a severe storm, wildfire, pandemic illness, or other disaster, FEMA might declare an emergency. CAN MY MEDICARE ADVANTAGE PLAN DROP ME? If you like Medicare Advantage plan, you probably hope you can keep it forever. Learn about the ways that your Medicare Advantage plan coulddrop you.
IS MEDICARE PART D MANDATORY? Whether you qualify for Medicare by turning 65 years of age, through disability or by having a condition like Lou Gehrig’s disease, you may have the option to enroll into Medicare Part A and/or Part B. CONTACTS OR GLASSES? 7 QUESTIONS TO HELP YOU DECIDE This is an age old decision almost everyone with vision insurance coverage must make: glasses or contacts? We can help you decide.MEDICARE INSURANCE
eHealth's Medicare website is operated by eHealthInsurance Services, Inc., a licensed health insurance agency doing business as eHealth. The purpose of this site is the solicitation of insurance.MEDICARE INSURANCE
This is a solicitation of insurance made by eHealthInsurance Services, Inc., an insurance agency offering plans from many different insurancecompanies.
DIABETIC-FRIENDLY GRILLED SALMON SKEWERS Directions: 1. Preheat grill to medium-high. 2. Combine 1 teaspoon of lemon zest and one teaspoon of lemon juice into a medium sized bowl. Add in the olive oil, salt, pepper, garlic, red pepper flakes, androsemary.
PET PRESCRIPTION: HOW OWNING A DOG, CAT, OR A FISH CAN Pet Prescription: How Owning a Dog, Cat, or a Fish Can Help Your Health. June 10, 2021 Anna Lea THE BEGINNER'S GUIDE TO EXERCISE: 3 WORKOUTS YOU NEED To stay strong and active for years to come, you’ll want a well-rounded fitness plan. Start here. If you asked a group of your friends what the best exercise is, you would probably get 10 different answers. One pal might swear by walking, but another may love Zumba. A BROWSE OUR MEDICARE ARTICLES: ORIGINAL MEDICARE, MEDICARE Browse our collection of Medicare articles and learn all about Medicare. Compare Medicare plans online today. ENROLLING IN MEDICARE PART D (PRESCRIPTION DRUG COVERAGE Anyone with any part of Original Medicare (Parts A and/or B) can enroll in Medicare Prescription drug coverage, also called Medicare Part D. You can enroll in Medicare Part D during any of these times: CAN I CHANGE MEDICARE ADVANTAGE PLANS ANYTIME? Can I change Medicare Advantage plans anytime during the Medicare Open Enrollment Period? The Medicare Advantage Open Enrollment Period is October 15 through December 7 each year. CAN YOU HAVE MEDICARE ADVANTAGE WITH MEDICAID? Are you wondering if you can have Medicare Advantage coverage alongside Medicaid? You may be able to have a Medicare Advantage plan with Medicaid. Read more to find out and understand all about Medicaid vs Medicare Advantage. CONTACTS OR GLASSES? 7 QUESTIONS TO HELP YOU DECIDE This is an age old decision almost everyone with vision insurance coverage must make: glasses or contacts? We can help you decide. MEDICARE INSURANCE-COMPARE MEDICARE PLANS ONLINE OR CALLMEDICARE ADVANTAGEMEDICARE SUPPLEMENTMEDICARE PART DWHAT IS MEDICAREORIGINALMEDICARE
Free no obligation quote and compare Medicare Insurance Plans including Advantage (Part C), Prescription Drug (Part D), and Supplement (Medigap) plans.MEDICARE INSURANCE
eHealth's Medicare website is operated by eHealthInsurance Services, Inc., a licensed health insurance agency doing business as eHealth. The purpose of this site is the solicitation of insurance. FEMA EMERGENCY MEDICARE SPECIAL ENROLLMENT PERIOD An election (enrollment) period was in effect during the FEMA emergency. You weren’t able to enroll in a Medicare plan, or switch Medicare plans, during an election period that was going on during the incident period. You might qualify for this type of Medicare SEP even if you don’t live in one of the affected areas, but you rely onsomeone
HOW TO BILL MEDICARE: SUBMITTING A CLAIM TO MEDICARE If your claim is still not filed once you ask them to, call 1-800-Medicare (1-800-633-4227), TTY users 1-877-486-2048; 24 hours a day, 7 days a week. You can also file the claim yourself by submitting the Patient Request for Medicare Payment form (CMS-1490S). Note: If you get your Medicare health-care benefits through a MedicareAdvantage (MA
IS THERE MEDICARE FOR IMMIGRANTS? First, to qualify for Medicare, an immigrant must be a lawful permanent resident of the United States. For example, if your immigrant parent has a green card and has lived in the U.S. at least five years, he or she may qualify for Medicare. Undocumented immigrants are not able to get Medicare. DO ALL DOCTORS ACCEPT MEDICARE Not all doctors accept Medicare – here’s why that matters. According to the Centers for Medicare and Medicaid Services (CMS) most doctors will accept Medicare. This means that they will: Accept Medicare’s guidelines as the full payment for bills. Submit claims to Medicare, so you only have to pay your share of the bill. CAN I CHANGE MEDICARE ADVANTAGE PLANS ANYTIME? You can change Medicare Advantage plans anytime during your Initial Enrollment Period. If you qualify for Medicare by age, your Initial Enrollment Period starts 3 months before the month you turn 65, includes the month you turn 65, and ends 3 months after the month you turn 65. If you qualify for Medicare through disability, this periodstarts
MEDICARE COVERAGE FOR SPOUSE AGE 62 WHEN I'M 65 When you get Medicare at age 65, that doesn’t include Medicare for your spouse. In this way, Medicare is not like employer group coverage. Your Medicare insurance doesn’t cover your spouse – no matter whether your spouse is 62, 65, or any age. But in some cases, a younger spouse can help you get Medicare Part A with no monthlypremium.
HOW DO I REPORT A DEATH TO SOCIAL SECURITY & MEDICARE How to notify Social Security of a death. You can call Social Security toll-free at 1-800-772-1213 (TTY 1-800-325-0778) between 7 AM and 7 PM, Monday through Friday. If monthly benefits were being paid via direct deposit, the bank or other financial institution also needs to be notified of the beneficiary’s death. CONTACTS OR GLASSES? 7 QUESTIONS TO HELP YOU DECIDE 4. What can you afford? If your vision coverage doesn’t cover 100% of the cost of contacts or glasses, you may have to pay for the rest out-of-pocket. Glasses typically only involve a one-time payment – which may be more budget friendly. However, if you lose or break your glasses they can be expensive to replace. MEDICARE INSURANCE-COMPARE MEDICARE PLANS ONLINE OR CALLMEDICARE ADVANTAGEMEDICARE SUPPLEMENTMEDICARE PART DWHAT IS MEDICAREORIGINALMEDICARE
Free no obligation quote and compare Medicare Insurance Plans including Advantage (Part C), Prescription Drug (Part D), and Supplement (Medigap) plans.MEDICARE INSURANCE
eHealth's Medicare website is operated by eHealthInsurance Services, Inc., a licensed health insurance agency doing business as eHealth. The purpose of this site is the solicitation of insurance. FEMA EMERGENCY MEDICARE SPECIAL ENROLLMENT PERIOD An election (enrollment) period was in effect during the FEMA emergency. You weren’t able to enroll in a Medicare plan, or switch Medicare plans, during an election period that was going on during the incident period. You might qualify for this type of Medicare SEP even if you don’t live in one of the affected areas, but you rely onsomeone
HOW TO BILL MEDICARE: SUBMITTING A CLAIM TO MEDICARE If your claim is still not filed once you ask them to, call 1-800-Medicare (1-800-633-4227), TTY users 1-877-486-2048; 24 hours a day, 7 days a week. You can also file the claim yourself by submitting the Patient Request for Medicare Payment form (CMS-1490S). Note: If you get your Medicare health-care benefits through a MedicareAdvantage (MA
IS THERE MEDICARE FOR IMMIGRANTS? First, to qualify for Medicare, an immigrant must be a lawful permanent resident of the United States. For example, if your immigrant parent has a green card and has lived in the U.S. at least five years, he or she may qualify for Medicare. Undocumented immigrants are not able to get Medicare. DO ALL DOCTORS ACCEPT MEDICARE Not all doctors accept Medicare – here’s why that matters. According to the Centers for Medicare and Medicaid Services (CMS) most doctors will accept Medicare. This means that they will: Accept Medicare’s guidelines as the full payment for bills. Submit claims to Medicare, so you only have to pay your share of the bill. CAN I CHANGE MEDICARE ADVANTAGE PLANS ANYTIME? You can change Medicare Advantage plans anytime during your Initial Enrollment Period. If you qualify for Medicare by age, your Initial Enrollment Period starts 3 months before the month you turn 65, includes the month you turn 65, and ends 3 months after the month you turn 65. If you qualify for Medicare through disability, this periodstarts
MEDICARE COVERAGE FOR SPOUSE AGE 62 WHEN I'M 65 When you get Medicare at age 65, that doesn’t include Medicare for your spouse. In this way, Medicare is not like employer group coverage. Your Medicare insurance doesn’t cover your spouse – no matter whether your spouse is 62, 65, or any age. But in some cases, a younger spouse can help you get Medicare Part A with no monthlypremium.
HOW DO I REPORT A DEATH TO SOCIAL SECURITY & MEDICARE How to notify Social Security of a death. You can call Social Security toll-free at 1-800-772-1213 (TTY 1-800-325-0778) between 7 AM and 7 PM, Monday through Friday. If monthly benefits were being paid via direct deposit, the bank or other financial institution also needs to be notified of the beneficiary’s death. CONTACTS OR GLASSES? 7 QUESTIONS TO HELP YOU DECIDE 4. What can you afford? If your vision coverage doesn’t cover 100% of the cost of contacts or glasses, you may have to pay for the rest out-of-pocket. Glasses typically only involve a one-time payment – which may be more budget friendly. However, if you lose or break your glasses they can be expensive to replace.MEDICARE INSURANCE
The described plan is a generic Medicare Advantage plan shown for illustrative purposes. Eligibility to join such a Medicare Advantage plan may be limited to certain times of the year unless during the Medicare Annual Election Period or your Medicare Initial Election Period. Medicare Advantage members must continue to pay their MedicarePart B
THE BEGINNER'S GUIDE TO EXERCISE: 3 WORKOUTS YOU NEED To stay strong and active for years to come, you’ll want a well-rounded fitness plan. Start here. If you asked a group of your friends what the best exercise is, you would probably get 10 different answers. One pal might swear by walking, but another may love Zumba. A neighbor might argue that strength training Read more PET PRESCRIPTION: HOW OWNING A DOG, CAT, OR A FISH CAN Pet Prescription: How Owning a Dog, Cat, or a Fish Can Help Your Health. June 10, 2021 Anna Lea MEDICARE PART C COVERAGE: WHAT DOES MEDICARE PART C COVER Other extra benefits that Medicare Part C may cover include: Routine dental care including cleanings, x-rays, and dentures. Routine vision care including contacts and eyeglasses. Routine hearing care including hearing aids. Fitness benefits including exercise classes. Not all Medicare Part C plans cover extra benefits in the same way. BROWSE OUR MEDICARE ARTICLES: ORIGINAL MEDICARE, MEDICARE Browse our collection of Medicare articles and learn all about Medicare. Compare Medicare plans online today. FREE MEDICARE ADVANTAGE PLANS: $0 PLANS EXPLAINED A deductible is an amount, for example $1,000, that you must pay out of pocket before your Medicare Advantage plan begins to pay your medical bills. Most Medicare Advantage plans have separate medical and prescription drug deductibles. You may have a $0 medical deductible, for example, but a $250 prescription drug deductible. ISSUE-AGE PRICING FOR MEDICARE SUPPLEMENT PLANS Mr. Jackson is age 65. He purchases a Medicare Supplement insurance plan and pays a $155 monthly premium. Mrs. Milton is age 72. She purchases the same Medicare Supplement policy as Mr. Jackson. However, because she is older when she buys it, her monthly premium is $185. Please note that these aren’t actual examples, but are meant to WHEN CAN I GET MEDICARE SUPPLEMENTS PLANS? The best time to enroll in a Medicare Supplement plan may be your Medicare Supplement Open Enrollment Period. This period lasts six months and begins the first day of the month in which you are both 65 or older and enrolled in Medicare Part B. For example, your birthdayis
CAN I GET A ZERO DOLLAR PREMIUM MEDICARE PART D PLAN? Even if you or your husband enroll in a Medicare Advantage plan that has a $0 premium, it’s inaccurate to think of this as free coverage. He may still have to pay deductibles, coinsurance, and copayments. With Medicare Part D Prescription Drug Plans, rather than pay your prescription drug bills directly, the federal government contractswith
MEDICARE COVERAGE FOR SPOUSE AGE 62 WHEN I'M 65 When you get Medicare at age 65, that doesn’t include Medicare for your spouse. In this way, Medicare is not like employer group coverage. Your Medicare insurance doesn’t cover your spouse – no matter whether your spouse is 62, 65, or any age. But in some cases, a younger spouse can help you get Medicare Part A with no monthlypremium.
MEDICARE INSURANCE
eHealth's Medicare website is operated by eHealthInsurance Services, Inc., a licensed health insurance agency doing business as eHealth. The purpose of this site is the solicitation of insurance. ISSUE-AGE PRICING FOR MEDICARE SUPPLEMENT PLANSSEE MORE ONEHEALTHMEDICARE.COM
MEDICARE INSURANCE
The described plan is a generic Medicare Advantage plan shown for illustrative purposes. Eligibility to join such a Medicare Advantage plan may be limited to certain times of the year unless during the Medicare Annual Election Period or your Medicare Initial Election Period. Medicare Advantage members must continue to pay their MedicarePart B
HOW DO YOU SIGN UP FOR A MEDICARE SUPPLEMENT PLAN? Buying a Medicare Supplement plan can be easy. First, you have to be enrolled in Medicare Part A and Part B (Original Medicare). Then, you may want to compare Medicare Supplement plans sold in your state. You can do that anytime – just enter your zip code in the box on this page to get started. COMMUNITY-RATED PRICING FOR MEDICARE SUPPLEMENT PLANSSEE MORE ONEHEALTHMEDICARE.COM
FEMA EMERGENCY MEDICARE SPECIAL ENROLLMENT PERIOD An election (enrollment) period was in effect during the FEMA emergency. You weren’t able to enroll in a Medicare plan, or switch Medicare plans, during an election period that was going on during the incident period. You might qualify for this type of Medicare SEP even if you don’t live in one of the affected areas, but you rely onsomeone
DO ALL DOCTORS ACCEPT MEDICARE Not all doctors accept Medicare – here’s why that matters. According to the Centers for Medicare and Medicaid Services (CMS) most doctors will accept Medicare. This means that they will: Accept Medicare’s guidelines as the full payment for bills. Submit claims to Medicare, so you only have to pay your share of the bill. IS MEDICARE PART D MANDATORY? It is not mandatory to enroll into a Medicare Part D Prescription Drug Plan. However, if you go without creditable prescription drug coverage for 63 or more days in a row after you’re first eligible, you may have to pay a late-enrollment penalty if you enroll into a Medicare Prescription Drug Plan or Medicare Advantage Prescription Drug plan CONTACTS OR GLASSES? 7 QUESTIONS TO HELP YOU DECIDE 4. What can you afford? If your vision coverage doesn’t cover 100% of the cost of contacts or glasses, you may have to pay for the rest out-of-pocket. Glasses typically only involve a one-time payment – which may be more budget friendly. However, if you lose or break your glasses they can be expensive to replace. CAN I GET A ZERO DOLLAR PREMIUM MEDICARE PART D PLAN? Even if you or your husband enroll in a Medicare Advantage plan that has a $0 premium, it’s inaccurate to think of this as free coverage. He may still have to pay deductibles, coinsurance, and copayments. With Medicare Part D Prescription Drug Plans, rather than pay your prescription drug bills directly, the federal government contractswith
MEDICARE INSURANCE
eHealth's Medicare website is operated by eHealthInsurance Services, Inc., a licensed health insurance agency doing business as eHealth. The purpose of this site is the solicitation of insurance. ISSUE-AGE PRICING FOR MEDICARE SUPPLEMENT PLANSSEE MORE ONEHEALTHMEDICARE.COM
MEDICARE INSURANCE
The described plan is a generic Medicare Advantage plan shown for illustrative purposes. Eligibility to join such a Medicare Advantage plan may be limited to certain times of the year unless during the Medicare Annual Election Period or your Medicare Initial Election Period. Medicare Advantage members must continue to pay their MedicarePart B
HOW DO YOU SIGN UP FOR A MEDICARE SUPPLEMENT PLAN? Buying a Medicare Supplement plan can be easy. First, you have to be enrolled in Medicare Part A and Part B (Original Medicare). Then, you may want to compare Medicare Supplement plans sold in your state. You can do that anytime – just enter your zip code in the box on this page to get started. COMMUNITY-RATED PRICING FOR MEDICARE SUPPLEMENT PLANSSEE MORE ONEHEALTHMEDICARE.COM
FEMA EMERGENCY MEDICARE SPECIAL ENROLLMENT PERIOD An election (enrollment) period was in effect during the FEMA emergency. You weren’t able to enroll in a Medicare plan, or switch Medicare plans, during an election period that was going on during the incident period. You might qualify for this type of Medicare SEP even if you don’t live in one of the affected areas, but you rely onsomeone
DO ALL DOCTORS ACCEPT MEDICARE Not all doctors accept Medicare – here’s why that matters. According to the Centers for Medicare and Medicaid Services (CMS) most doctors will accept Medicare. This means that they will: Accept Medicare’s guidelines as the full payment for bills. Submit claims to Medicare, so you only have to pay your share of the bill. IS MEDICARE PART D MANDATORY? It is not mandatory to enroll into a Medicare Part D Prescription Drug Plan. However, if you go without creditable prescription drug coverage for 63 or more days in a row after you’re first eligible, you may have to pay a late-enrollment penalty if you enroll into a Medicare Prescription Drug Plan or Medicare Advantage Prescription Drug plan CONTACTS OR GLASSES? 7 QUESTIONS TO HELP YOU DECIDE 4. What can you afford? If your vision coverage doesn’t cover 100% of the cost of contacts or glasses, you may have to pay for the rest out-of-pocket. Glasses typically only involve a one-time payment – which may be more budget friendly. However, if you lose or break your glasses they can be expensive to replace. CAN I GET A ZERO DOLLAR PREMIUM MEDICARE PART D PLAN? Even if you or your husband enroll in a Medicare Advantage plan that has a $0 premium, it’s inaccurate to think of this as free coverage. He may still have to pay deductibles, coinsurance, and copayments. With Medicare Part D Prescription Drug Plans, rather than pay your prescription drug bills directly, the federal government contractswith
THE BEGINNER'S GUIDE TO EXERCISE: 3 WORKOUTS YOU NEED To stay strong and active for years to come, you’ll want a well-rounded fitness plan. Start here. If you asked a group of your friends what the best exercise is, you would probably get 10 different answers. One pal might swear by walking, but another may love Zumba. A neighbor might argue that strength training Read more ENROLLING IN MEDICARE PART D (PRESCRIPTION DRUG COVERAGE In order to be eligible for Medicare Part D enrollment, you must: Have Medicare Part A and/or Part B. Live in the service area of a plan that provides prescription drug coverage. Medicare prescription drug coverage is voluntary, and you will need to enroll. You can receive this coverage through private insurance companies in two ways: BROWSE OUR MEDICARE ARTICLES: ORIGINAL MEDICARE, MEDICARE Browse our collection of Medicare articles and learn all about Medicare. Compare Medicare plans online today. MEDICARE PART C AND PART D These are sometimes called Medicare Advantage Prescription Drug plans. When it comes to Medicare Advantage Prescription Drug plans, you could say that Part C = Part A + Part B + Part D. Under Medicare Part C, Medicare Advantage plans can also offer extra benefits, like routine dental services or membership in fitness programs. WWW.EHEALTHMEDICARE.COM www.ehealthmedicare.com WHEN CAN I GET MEDICARE SUPPLEMENTS PLANS? The best time to enroll in a Medicare Supplement plan may be your Medicare Supplement Open Enrollment Period. This period lasts six months and begins the first day of the month in which you are both 65 or older and enrolled in Medicare Part B. For example, your birthdayis
CAN MY MEDICARE ADVANTAGE PLAN DROP ME? Summary: Medicare Advantage plans may discontinue your Medicare Advantage coverage if you don’t pay your premium within the grace period allowed by the Medicare Advantage plan. However, your plan cannot drop you because of your have health problems. In most cases, Medicare Advantage plans automatically renew each year and will notdrop you.
HOW DOES MEDICARE PART D WORK WITH OTHER INSURANCE? Medicare Part D Prescription Drug Plans coordinate benefits with other prescription drug coverage to determine who pays first for your prescriptions. Some prescription drugs can cost hundreds of dollars for a single pill, according to CNBC. And if you take five prescription pills a day at just $15 a piece, you’re still facing$75 a day in
MEDICARE PART D DONUT HOLE Most Medicare Part D prescription drug plans have a coverage gap, sometimes called the Medicare “donut hole.”. This means that after you and your Medicare prescription drug plan have spent $4,020 for covered prescription drugs in 2020, you then may pay no more than 25% of each medication’s cost. CAN I CHANGE MEDICARE ADVANTAGE PLANS ANYTIME? You can change Medicare Advantage plans anytime during your Initial Enrollment Period. If you qualify for Medicare by age, your Initial Enrollment Period starts 3 months before the month you turn 65, includes the month you turn 65, and ends 3 months after the month you turn 65. If you qualify for Medicare through disability, this periodstarts
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