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RAILWAY CONTRACTOR INSURANCE Railway Contractor Insurance available: Public/Products Liability, Employers Liability and Professional Indemnity. Call 0333 321 1403 today for a quote.. Here at Caunce O’Hara we were the pioneers of online insurance policies for freelancers and contractors in 1997. HOW DOES HMRC DEFINE A PSC? What is a Personal Service Company? Found across all industries, a Personal Service Company (PSC) is a company which provides personal services of a single contractor to end clients either directly or through an agency. Typically, the personal service company will be a limited company that has a sole director – the contractor – who owns most or all of the shares. DIFFERENCES BETWEEN PROFESSIONAL INDEMNITY AND EMPLOYERS Employers Liability Insurance As one of the main types of business insurance, most employers throughout the UK are legally obliged to take out an EL insurance policy. The policy will pay your defence costs should an employee bring a claim against you as well as compensation for his injury. THE ESSENTIAL GUIDE TO IR35 IN APRIL 2021 For IR35 consultancy services please contact Markel Tax on 0345 2232727.
10 SOFT SKILLS FOR EVERY FREELANCER Shaper – Drive work forward and gets things done. Usually has a clear idea of the desired direction for a project. Implementer – A doer. Looks for ways to turn talk into action. Completer/Finisher – Focuses on completing tasks. Coordinator – Often a SIGNIFICANT CHANGE FOR ENTREPRENEURS’ RELIEF THINGS YOU SHOULD KNOW ABOUT PROFESSIONAL INDEMNITY CLAIMS Things you should know about Professional Indemnity claims. Posted on 8th January 2018 by Natalie Albert WHAT HAPPENS IF YOU ARE CALLED FOR JURY SERVICE AS A This is a key question that many freelancers, contractors and self-employed professionals ask, not because they don’t want to play their part in jury service, but because they fear the impact it might have on their business and their finances. PROFESSIONAL INDEMNITY A guide to essential business insurance for architects and surveyors. Posted on 15th May 2019 by Phil Ainley MCIM CMktr. You only have to take a glimpse at the growing skyline in any town or city near you to know that the professional services provided by architects and surveyors are highly sought after. FREELANCER AND CONTRACTOR INSURANCE Enter your first name Enter your email address. By clicking the 'Sign up' button above you agree to receive our newsletter which will contain information and news about relevant products from the Caunce O‘Hara & Co Ltd Insurance portfolio and news relevant to theinsurance industry.
RAILWAY CONTRACTOR INSURANCE Railway Contractor Insurance available: Public/Products Liability, Employers Liability and Professional Indemnity. Call 0333 321 1403 today for a quote.. Here at Caunce O’Hara we were the pioneers of online insurance policies for freelancers and contractors in 1997. HOW DOES HMRC DEFINE A PSC? What is a Personal Service Company? Found across all industries, a Personal Service Company (PSC) is a company which provides personal services of a single contractor to end clients either directly or through an agency. Typically, the personal service company will be a limited company that has a sole director – the contractor – who owns most or all of the shares. DIFFERENCES BETWEEN PROFESSIONAL INDEMNITY AND EMPLOYERS Employers Liability Insurance As one of the main types of business insurance, most employers throughout the UK are legally obliged to take out an EL insurance policy. The policy will pay your defence costs should an employee bring a claim against you as well as compensation for his injury. THE ESSENTIAL GUIDE TO IR35 IN APRIL 2021 For IR35 consultancy services please contact Markel Tax on 0345 2232727.
10 SOFT SKILLS FOR EVERY FREELANCER Shaper – Drive work forward and gets things done. Usually has a clear idea of the desired direction for a project. Implementer – A doer. Looks for ways to turn talk into action. Completer/Finisher – Focuses on completing tasks. Coordinator – Often a SIGNIFICANT CHANGE FOR ENTREPRENEURS’ RELIEF THINGS YOU SHOULD KNOW ABOUT PROFESSIONAL INDEMNITY CLAIMS Things you should know about Professional Indemnity claims. Posted on 8th January 2018 by Natalie Albert WHAT HAPPENS IF YOU ARE CALLED FOR JURY SERVICE AS A This is a key question that many freelancers, contractors and self-employed professionals ask, not because they don’t want to play their part in jury service, but because they fear the impact it might have on their business and their finances. PROFESSIONAL INDEMNITY A guide to essential business insurance for architects and surveyors. Posted on 15th May 2019 by Phil Ainley MCIM CMktr. You only have to take a glimpse at the growing skyline in any town or city near you to know that the professional services provided by architects and surveyors are highly sought after. CONTACT | FREELANCER AND CONTRACTOR INSURANCE | CAUNCE O'HARA Get the cover your business needs. Call us on 0333 321 1403 and speak to our friendly advisors. If due to coronavirus you are experiencing temporary difficulty in paying your premium or you want to discuss the cover under your policy, please get in touch. Call 0333 321 1403 or email schemes@caunceohara.co.uk. ROADMAP STAGES FOR DEALING WITH LATE PAYMENTS Roadmap stages for dealing with late payments. Posted on 11th June 2021 by Phil Ainley MCIM, CMktr, Dip DigM RAILWAY CONTRACTOR INSURANCE Railway Contractor Insurance available: Public/Products Liability, Employers Liability and Professional Indemnity. Call 0333 321 1403 today for a quote.. Here at Caunce O’Hara we were the pioneers of online insurance policies for freelancers and contractors in 1997. DATA | FREELANCER AND CONTRACTOR INSURANCE | CAUNCE O'HARA Tips to protect sensitive data while travelling. Posted on 27th May 2021 by Phil Ainley MCIM CMktr. Travellers are constantly connected to the internet and other digital platforms via Wi-Fi and Bluetooth through their variety of digital devices.ENERGY CONTRACTORS
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STATISTICS | FREELANCER AND CONTRACTOR INSURANCE | CAUNCE The most popular industries and cities to be self-employed in. Posted on 9th April 2021 by Marketing Executive - Katherine Ducie. Nearly 4.4 million people in the UK are currently self-employed, representing 15.3% of employment, a steady increase of 1.2 million since the end of2000 .
IMPORTANT INSURANCE FOR THE CREATIVE INDUSTRY The creative industry in the UK is massive and accounts for one eighth of all UK businesses. It employs over 2million people 1 and in 2018 it contributed £111.7bn 2 to the UK economy.. Professional Indemnity Insurance. Professional Indemnity Insurance (PI) is an absolute must for all creatives. Applying creative license to projects and taking risks with advertising and design concepts lies at INSURANCE FOR UMBRELLA AND PAYROLL COMPANIES Umbrella Insure is a market-leading business insurance product from the award-winning insurance brokers at Caunce O’Hara & Co Ltd.. All the policies have been created specifically for the Umbrella & Payroll Industry and provide comprehensive cover for the unique requirementsof
HOW WILL BREXIT AFFECT CONTRACTORS? The dust has settled and a BREXIT deal has been reached. In our article we ask just how will BREXIT affect contractors? As with the roll-out of private sector off-payroll reform in April 2021, leaving the EU still poses a lot of questions to an extremely valuable sector in the UK’s economy. HOW WILL THE CONSTRUCTION SECTOR BE AFFECTED BY THE NEW The Contractor treats the supply from the sub-contractor as if it was supplied by itself. It charges itself VAT (at the standard rate – 20%). Assuming VAT is charged on to the End user, the VAT is recoverable in the normal way. FREELANCER AND CONTRACTOR INSURANCE Enter your first name Enter your email address. By clicking the 'Sign up' button above you agree to receive our newsletter which will contain information and news about relevant products from the Caunce O‘Hara & Co Ltd Insurance portfolio and news relevant to theinsurance industry.
CONTACT | FREELANCER AND CONTRACTOR INSURANCE | CAUNCE O'HARA Get the cover your business needs. Call us on 0333 321 1403 and speak to our friendly advisors. If due to coronavirus you are experiencing temporary difficulty in paying your premium or you want to discuss the cover under your policy, please get in touch. Call 0333 321 1403 or email schemes@caunceohara.co.uk. A GUIDE TO FREELANCER EXPENSES If you work two days a week from home, you can claim back £31.43 a year – £110 divided by 3.5. Another example would be your mobile phone. If your bill each month is £50 and 30% of your phone usage goes towards making business calls and communicating with clients, you could claim on £15 of business expenses. WHAT COULD POSSIBLY GO WRONG? FIVE ISSUES HMRC LOOK FOR INSEE MORE ONCAUNCEOHARA.CO.UK
THE ESSENTIAL GUIDE TO IR35 IN APRIL 2021 For IR35 consultancy services please contact Markel Tax on 0345 2232727.
HOW DOES HMRC DEFINE A PSC? What is a Personal Service Company? Found across all industries, a Personal Service Company (PSC) is a company which provides personal services of a single contractor to end clients either directly or through an agency. Typically, the personal service company will be a limited company that has a sole director – the contractor – who owns most or all of the shares. DIFFERENCES BETWEEN PROFESSIONAL INDEMNITY AND EMPLOYERS Employers Liability Insurance As one of the main types of business insurance, most employers throughout the UK are legally obliged to take out an EL insurance policy. The policy will pay your defence costs should an employee bring a claim against you as well as compensation for his injury. HOW WILL BREXIT AFFECT CONTRACTORS? The dust has settled and a BREXIT deal has been reached. In our article we ask just how will BREXIT affect contractors? As with the roll-out of private sector off-payroll reform in April 2021, leaving the EU still poses a lot of questions to an extremely valuable sector in the UK’s economy. SIGNIFICANT CHANGE FOR ENTREPRENEURS’ RELIEF WHAT HAPPENS IF YOU ARE CALLED FOR JURY SERVICE AS A This is a key question that many freelancers, contractors and self-employed professionals ask, not because they don’t want to play their part in jury service, but because they fear the impact it might have on their business and their finances. FREELANCER AND CONTRACTOR INSURANCE Enter your first name Enter your email address. By clicking the 'Sign up' button above you agree to receive our newsletter which will contain information and news about relevant products from the Caunce O‘Hara & Co Ltd Insurance portfolio and news relevant to theinsurance industry.
CONTACT | FREELANCER AND CONTRACTOR INSURANCE | CAUNCE O'HARA Get the cover your business needs. Call us on 0333 321 1403 and speak to our friendly advisors. If due to coronavirus you are experiencing temporary difficulty in paying your premium or you want to discuss the cover under your policy, please get in touch. Call 0333 321 1403 or email schemes@caunceohara.co.uk. A GUIDE TO FREELANCER EXPENSES If you work two days a week from home, you can claim back £31.43 a year – £110 divided by 3.5. Another example would be your mobile phone. If your bill each month is £50 and 30% of your phone usage goes towards making business calls and communicating with clients, you could claim on £15 of business expenses. WHAT COULD POSSIBLY GO WRONG? FIVE ISSUES HMRC LOOK FOR INSEE MORE ONCAUNCEOHARA.CO.UK
THE ESSENTIAL GUIDE TO IR35 IN APRIL 2021 For IR35 consultancy services please contact Markel Tax on 0345 2232727.
HOW DOES HMRC DEFINE A PSC? What is a Personal Service Company? Found across all industries, a Personal Service Company (PSC) is a company which provides personal services of a single contractor to end clients either directly or through an agency. Typically, the personal service company will be a limited company that has a sole director – the contractor – who owns most or all of the shares. DIFFERENCES BETWEEN PROFESSIONAL INDEMNITY AND EMPLOYERS Employers Liability Insurance As one of the main types of business insurance, most employers throughout the UK are legally obliged to take out an EL insurance policy. The policy will pay your defence costs should an employee bring a claim against you as well as compensation for his injury. HOW WILL BREXIT AFFECT CONTRACTORS? The dust has settled and a BREXIT deal has been reached. In our article we ask just how will BREXIT affect contractors? As with the roll-out of private sector off-payroll reform in April 2021, leaving the EU still poses a lot of questions to an extremely valuable sector in the UK’s economy. SIGNIFICANT CHANGE FOR ENTREPRENEURS’ RELIEF WHAT HAPPENS IF YOU ARE CALLED FOR JURY SERVICE AS A This is a key question that many freelancers, contractors and self-employed professionals ask, not because they don’t want to play their part in jury service, but because they fear the impact it might have on their business and their finances. RAILWAY CONTRACTOR INSURANCE Railway Contractor Insurance available: Public/Products Liability, Employers Liability and Professional Indemnity. Call 0333 321 1403 today for a quote.. Here at Caunce O’Hara we were the pioneers of online insurance policies for freelancers and contractors in 1997.SELF EMPLOYMENT
The most popular industries and cities to be self-employed in. Posted on 9th April 2021 by Marketing Executive - Katherine Ducie. Nearly 4.4 million people in the UK are currently self-employed, representing 15.3% of employment, a steady increase of 1.2 million since the end of2000 .
FREELANCE COMMUNICATIONS CONSULTANT Starting a freelance consulting business during a pandemic. Posted on 28th April 2021 by Marketing Executive - Katherine Ducie. As part of our Meet The Freelancer series of blogs, we interview many freelance professionals from a range of industries. IMPORTANT INSURANCE FOR THE CREATIVE INDUSTRY The creative industry in the UK is massive and accounts for one eighth of all UK businesses. It employs over 2million people 1 and in 2018 it contributed £111.7bn 2 to the UK economy.. Professional Indemnity Insurance. Professional Indemnity Insurance (PI) is an absolute must for all creatives. Applying creative license to projects and taking risks with advertising and design concepts lies at MANAGEMENT CONSULTANCY Running an international Management Consultancy service with Mervyn Stanley. Posted on 24th May 2021 by Marketing Executive - Katherine Ducie. As part of our Meet The Freelancer series of blogs, we interview many freelance professionals from a range of industries. LIABILITIES INSURANCE Employers’ Liability (EL Insurance) is a business insurance policy that covers the cost of defending or settling a claim against you from an employee who has suffered injury or disease as a result of the work they do for you. Cover can include medical costs, legal costs, andloss of
ARTISTIC PROFESSIONALS For artistic professionals, this will cover your legal defence costs as well as damages brought by the claimant. It is important to secure artist professional indemnity insurance if you carry out any freelance work as an artist. We offer cover from £50,000 to £5,000,000 so you can choose the right level of artist insurance cover for your needs. ADVICE FOR A CONTRACTOR LEAVING THEIR CONTRACT EARLY Speak to your employer. It may be easier to arrive at a satisfactory conclusion by simply speaking to your employer. If your reason for leaving your contract early is personal, for example, if your family is relocating, then they might be amenable to ending the HOW WILL BREXIT AFFECT CONTRACTORS? The dust has settled and a BREXIT deal has been reached. In our article we ask just how will BREXIT affect contractors? As with the roll-out of private sector off-payroll reform in April 2021, leaving the EU still poses a lot of questions to an extremely valuable sector in the UK’s economy. 5 WAYS TO REDUCE YOUR TAX BILL WHEN SELF-EMPLOYED When you’re self-employed it comes with many perks. But it also includes many challenges which are normally around tax. Every penny is important when you set up on your own, so you’ll most likely be wondering ‘how to reduce your tax bill?’ FREELANCER AND CONTRACTOR INSURANCE Enter your first name Enter your email address. By clicking the 'Sign up' button above you agree to receive our newsletter which will contain information and news about relevant products from the Caunce O‘Hara & Co Ltd Insurance portfolio and news relevant to theinsurance industry.
CONTACT | FREELANCER AND CONTRACTOR INSURANCE | CAUNCE O'HARA Get the cover your business needs. Call us on 0333 321 1403 and speak to our friendly advisors. If due to coronavirus you are experiencing temporary difficulty in paying your premium or you want to discuss the cover under your policy, please get in touch. Call 0333 321 1403 or email schemes@caunceohara.co.uk. RAILWAY CONTRACTOR INSURANCE Railway Contractor Insurance available: Public/Products Liability, Employers Liability and Professional Indemnity. Call 0333 321 1403 today for a quote.. Here at Caunce O’Hara we were the pioneers of online insurance policies for freelancers and contractors in 1997. DIFFERENCES BETWEEN PROFESSIONAL INDEMNITY AND EMPLOYERS Employers Liability Insurance As one of the main types of business insurance, most employers throughout the UK are legally obliged to take out an EL insurance policy. The policy will pay your defence costs should an employee bring a claim against you as well as compensation for his injury. THINGS YOU SHOULD KNOW ABOUT PROFESSIONAL INDEMNITY CLAIMS Enter your first name Enter your email address. By clicking the 'Sign up' button above you agree to receive our newsletter which will contain information and news about relevant products from the Caunce O‘Hara & Co Ltd Insurance portfolio and news relevant to theinsurance industry.
THE ESSENTIAL GUIDE TO IR35 IN APRIL 2021 For IR35 consultancy services please contact Markel Tax on 0345 2232727.
HOW DOES HMRC DEFINE A PSC? What is a Personal Service Company? Found across all industries, a Personal Service Company (PSC) is a company which provides personal services of a single contractor to end clients either directly or through an agency. Typically, the personal service company will be a limited company that has a sole director – the contractor – who owns most or all of the shares. SIGNIFICANT CHANGE FOR ENTREPRENEURS’ RELIEF WHAT HAPPENS IF YOU ARE CALLED FOR JURY SERVICE AS A This is a key question that many freelancers, contractors and self-employed professionals ask, not because they don’t want to play their part in jury service, but because they fear the impact it might have on their business and their finances. PROFESSIONAL INDEMNITY A guide to essential business insurance for architects and surveyors. Posted on 15th May 2019 by Phil Ainley MCIM CMktr. You only have to take a glimpse at the growing skyline in any town or city near you to know that the professional services provided by architects and surveyors are highly sought after. FREELANCER AND CONTRACTOR INSURANCE Enter your first name Enter your email address. By clicking the 'Sign up' button above you agree to receive our newsletter which will contain information and news about relevant products from the Caunce O‘Hara & Co Ltd Insurance portfolio and news relevant to theinsurance industry.
CONTACT | FREELANCER AND CONTRACTOR INSURANCE | CAUNCE O'HARA Get the cover your business needs. Call us on 0333 321 1403 and speak to our friendly advisors. If due to coronavirus you are experiencing temporary difficulty in paying your premium or you want to discuss the cover under your policy, please get in touch. Call 0333 321 1403 or email schemes@caunceohara.co.uk. RAILWAY CONTRACTOR INSURANCE Railway Contractor Insurance available: Public/Products Liability, Employers Liability and Professional Indemnity. Call 0333 321 1403 today for a quote.. Here at Caunce O’Hara we were the pioneers of online insurance policies for freelancers and contractors in 1997. DIFFERENCES BETWEEN PROFESSIONAL INDEMNITY AND EMPLOYERS Employers Liability Insurance As one of the main types of business insurance, most employers throughout the UK are legally obliged to take out an EL insurance policy. The policy will pay your defence costs should an employee bring a claim against you as well as compensation for his injury. THINGS YOU SHOULD KNOW ABOUT PROFESSIONAL INDEMNITY CLAIMS Enter your first name Enter your email address. By clicking the 'Sign up' button above you agree to receive our newsletter which will contain information and news about relevant products from the Caunce O‘Hara & Co Ltd Insurance portfolio and news relevant to theinsurance industry.
THE ESSENTIAL GUIDE TO IR35 IN APRIL 2021 For IR35 consultancy services please contact Markel Tax on 0345 2232727.
HOW DOES HMRC DEFINE A PSC? What is a Personal Service Company? Found across all industries, a Personal Service Company (PSC) is a company which provides personal services of a single contractor to end clients either directly or through an agency. Typically, the personal service company will be a limited company that has a sole director – the contractor – who owns most or all of the shares. SIGNIFICANT CHANGE FOR ENTREPRENEURS’ RELIEF WHAT HAPPENS IF YOU ARE CALLED FOR JURY SERVICE AS A This is a key question that many freelancers, contractors and self-employed professionals ask, not because they don’t want to play their part in jury service, but because they fear the impact it might have on their business and their finances. PROFESSIONAL INDEMNITY A guide to essential business insurance for architects and surveyors. Posted on 15th May 2019 by Phil Ainley MCIM CMktr. You only have to take a glimpse at the growing skyline in any town or city near you to know that the professional services provided by architects and surveyors are highly sought after. RAILWAY CONTRACTOR INSURANCE Railway Contractor Insurance available: Public/Products Liability, Employers Liability and Professional Indemnity. Call 0333 321 1403 today for a quote.. Here at Caunce O’Hara we were the pioneers of online insurance policies for freelancers and contractors in 1997. MECHANICAL ENGINEERING INSURANCE We offer: Professional Indemnity Insurance. Professional indemnity insurance for mechanical engineers is essential and some clients won’t let you get started without it. This ensures that both sides are covered in the event your work is faulty or the client makes claims against you which are unfounded. As a freelancer or contractor,claims
THE RIGHT OF SUBSTITUTION EXPLAINED FOR CONTRACTORS Ensure you have a genuine right to supply a substitute. Gov.uk provides compelling advice regarding the right of substitution stating: “Where a contract contains a substitution clause you may need to ensure that there is a genuine right.You should only accept that such a right exists where there is an explicit right for a substitute to be sent and that this right has been accepted by theclient.
A GUIDE TO FREELANCER EXPENSES If you work two days a week from home, you can claim back £31.43 a year – £110 divided by 3.5. Another example would be your mobile phone. If your bill each month is £50 and 30% of your phone usage goes towards making business calls and communicating with clients, you could claim on £15 of business expenses. INSURANCE FOR UMBRELLA AND PAYROLL COMPANIES Umbrella Insure is a market-leading business insurance product from the award-winning insurance brokers at Caunce O’Hara & Co Ltd.. All the policies have been created specifically for the Umbrella & Payroll Industry and provide comprehensive cover for the unique requirementsof
ADVICE FOR A CONTRACTOR LEAVING THEIR CONTRACT EARLY Speak to your employer. It may be easier to arrive at a satisfactory conclusion by simply speaking to your employer. If your reason for leaving your contract early is personal, for example, if your family is relocating, then they might be amenable to ending the IMPORTANT INSURANCE FOR THE CREATIVE INDUSTRY The creative industry in the UK is massive and accounts for one eighth of all UK businesses. It employs over 2million people 1 and in 2018 it contributed £111.7bn 2 to the UK economy.. Professional Indemnity Insurance. Professional Indemnity Insurance (PI) is an absolute must for all creatives. Applying creative license to projects and taking risks with advertising and design concepts lies at WHAT COULD POSSIBLY GO WRONG? FIVE ISSUES HMRC LOOK FOR IN It’s that moment. The one when the letter from HMRC arrives, warning of an impending CIS compliance review. While you are almost certain everything has been done correctly, there is always that slight doubt nagging at the back of your mind. HOW WILL BREXIT AFFECT CONTRACTORS? The dust has settled and a BREXIT deal has been reached. In our article we ask just how will BREXIT affect contractors? As with the roll-out of private sector off-payroll reform in April 2021, leaving the EU still poses a lot of questions to an extremely valuable sector in the UK’s economy. 5 WAYS TO REDUCE YOUR TAX BILL WHEN SELF-EMPLOYED When you’re self-employed it comes with many perks. But it also includes many challenges which are normally around tax. Every penny is important when you set up on your own, so you’ll most likely be wondering ‘how to reduce your tax bill?’*
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