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ANNUAL REPORT 2020
Making COVID-19 Relief a Reality. The health of our members, employees and the communities we serve was the first priority in 2020. Since the COVID-19 pandemic was unlike anything we had faced, our first decision was to remove any barriers to those needing and receiving care. COMMITTED TO QUALITY CARE Improving the quality of care and services We want to help you live a healthier life — and our National Committee for Quality Assurance (NCQA)-accredited Quality Improvement Program is one of the ways we do it. NCQA rates health insurance plans based on the results of care that you get and what you say about your care. NCQA also recognizes provider practices that offer high-quality care. In STATEMENT ON CLASS NOTICE FOR THE LEGAL SETTLEMENT WITH Individuals or groups who have questions about the settlement, including whether they may be a member of the damages class and eligible for a payment, should use one of three resources to find out more: The settlement website is bcbssettlement.com. The toll-free settlement hotline is 1-888-681-1142. The email address is info@BCBSsettlement.com. RACISM MUST END: STANDING IN SOLIDARITY WITH JEWISH Ron is responsible for cultivating a corporate culture where diversity and inclusion are aligned with the company's strategies and values. He provides strategic leadership and counsel for diversity initiatives within the organization, including diversity awareness training, recruitment, cultural competency training, employee development andcommunity outreach.
BLUESKY TENNESSEE INSTITUTE MEDIA KIT BlueSky Tennessee Institute powered by ETSU is a groundbreaking workforce development partnership between BlueCross BlueShield of Tennessee and East Tennessee State University. This page includes key resources for members of the media interested in BlueSky. To arrange an interview, or if you have questions about using these assets,please contact:
HOW ENVIRONMENT AFFECTS HEALTH IN TENNESSEE WHY MANY SENIORS ARE CHOOSING MEDICARE ADVANTAGE Originally published in The Tennessean, October 2019 I’m fortunate to hear many success stories from BlueCross members, but a recent one particularly stuck out. A member who was due for a colonoscopy needed help scheduling it. We helped him make the appointment and arranged transportation. The screening results showed he had an early stage of colon cancer that was then able to be treated BLUECROSS MEMBERS CAN ADD THEIR INSURANCE CARD TO APPLE You can now add your BlueCross member ID to Apple Wallet,™ making it easy to display your insurance information when getting care. This new capability also makes it easy to share this information with others, like a grandparent or a caregiver, who BLUECROSS TO MAIL REBATES TO 2018 INDIVIDUAL POLICYHOLDERS Originally, BlueCross spent 77.9% of premiums on health care programs and medical claims for the 2018 reporting period, missing the 80% MLR target for individual policyholders by 2.1%. After incorporating the risk corridor funds, the updated 2018 MLR is 75.3%, which is 4.7% shy of the spending target. “These rebates will affect approximately BLUECROSS TO SEND REBATES TO INDIVIDUAL POLICYHOLDERS Health plan medical loss ratio met for large groups CHATTANOOGA, Tenn. —BlueCross BlueShield of Tennessee will mail more than $22 million in rebate checks by the end of September to individual policyholders and small employer groups who held medical coverage with the company during 2018. The rebates come as BlueCross reached a five-year break-even point on its individual line of business inANNUAL REPORT 2020
Making COVID-19 Relief a Reality. The health of our members, employees and the communities we serve was the first priority in 2020. Since the COVID-19 pandemic was unlike anything we had faced, our first decision was to remove any barriers to those needing and receiving care. COMMITTED TO QUALITY CARE Improving the quality of care and services We want to help you live a healthier life — and our National Committee for Quality Assurance (NCQA)-accredited Quality Improvement Program is one of the ways we do it. NCQA rates health insurance plans based on the results of care that you get and what you say about your care. NCQA also recognizes provider practices that offer high-quality care. In STATEMENT ON CLASS NOTICE FOR THE LEGAL SETTLEMENT WITH Individuals or groups who have questions about the settlement, including whether they may be a member of the damages class and eligible for a payment, should use one of three resources to find out more: The settlement website is bcbssettlement.com. The toll-free settlement hotline is 1-888-681-1142. The email address is info@BCBSsettlement.com. RACISM MUST END: STANDING IN SOLIDARITY WITH JEWISH Ron is responsible for cultivating a corporate culture where diversity and inclusion are aligned with the company's strategies and values. He provides strategic leadership and counsel for diversity initiatives within the organization, including diversity awareness training, recruitment, cultural competency training, employee development andcommunity outreach.
BLUESKY TENNESSEE INSTITUTE MEDIA KIT BlueSky Tennessee Institute powered by ETSU is a groundbreaking workforce development partnership between BlueCross BlueShield of Tennessee and East Tennessee State University. This page includes key resources for members of the media interested in BlueSky. To arrange an interview, or if you have questions about using these assets,please contact:
HOW ENVIRONMENT AFFECTS HEALTH IN TENNESSEE WHY MANY SENIORS ARE CHOOSING MEDICARE ADVANTAGE Originally published in The Tennessean, October 2019 I’m fortunate to hear many success stories from BlueCross members, but a recent one particularly stuck out. A member who was due for a colonoscopy needed help scheduling it. We helped him make the appointment and arranged transportation. The screening results showed he had an early stage of colon cancer that was then able to be treated BLUECROSS MEMBERS CAN ADD THEIR INSURANCE CARD TO APPLE You can now add your BlueCross member ID to Apple Wallet,™ making it easy to display your insurance information when getting care. This new capability also makes it easy to share this information with others, like a grandparent or a caregiver, who BLUECROSS TO MAIL REBATES TO 2018 INDIVIDUAL POLICYHOLDERS Originally, BlueCross spent 77.9% of premiums on health care programs and medical claims for the 2018 reporting period, missing the 80% MLR target for individual policyholders by 2.1%. After incorporating the risk corridor funds, the updated 2018 MLR is 75.3%, which is 4.7% shy of the spending target. “These rebates will affect approximately BLUECROSS TO SEND REBATES TO INDIVIDUAL POLICYHOLDERS Health plan medical loss ratio met for large groups CHATTANOOGA, Tenn. —BlueCross BlueShield of Tennessee will mail more than $22 million in rebate checks by the end of September to individual policyholders and small employer groups who held medical coverage with the company during 2018. The rebates come as BlueCross reached a five-year break-even point on its individual line of business in WELCOME - BCBST NEWS CENTER Scott Wilson. VP, Corporate Communications. (423) 535-7163. media@bcbst.com. If you’re not a member of the news media, please call 1-800-565-9140. RACISM MUST END: STANDING IN SOLIDARITY WITH JEWISH Ron is responsible for cultivating a corporate culture where diversity and inclusion are aligned with the company's strategies and values. He provides strategic leadership and counsel for diversity initiatives within the organization, including diversity awareness training, recruitment, cultural competency training, employee development andcommunity outreach.
BLUESKY TENNESSEE INSTITUTE MEDIA KIT BlueSky Tennessee Institute powered by ETSU is a groundbreaking workforce development partnership between BlueCross BlueShield of Tennessee and East Tennessee State University. This page includes key resources for members of the media interested in BlueSky. To arrange an interview, or if you have questions about using these assets,please contact:
WE’RE MAKING IT MORE CONVENIENT FOR MEMBERS TO PAY THEIR 53 % of consumers prefer to pay medical bills through an online payment channel. “The wishes of our members are clear, and we’re here to help manage the process,” Jack says. “If members have questions or encounter any problems whatsoever, they should call the 800 number on the back of their member ID card, call InstaMed tollfree at
BLUECROSS HEALTHY PLACE AT HUNTLAND CITY PARK BRINGS The BlueCross Healthy Place in Huntland, Tenn. is a source of fun and adventure for Amanda Rigsby’s six children, but to her, it means a safe, all-inclusive play place is now close at hand. “It’s really been a great blessing to have this in Huntland,” she says. “Before it opened, play time meant loading up six kids in the car and driving 25 minutes to the park in Fayetteville, only STATEMENT ON THE BLUE CROSS BLUE SHIELD ASSOCIATION LEGAL CHATTANOOGA, Tenn. – A settlement agreement among BlueCross Blue Shield of Tennessee, the Blue Cross Blue Shield Association, and all other Blue Cross and Blue Shield companies and plaintiffs representing Blue system subscribers was filed with the court to resolve a legal dispute challenging elements of Blue system licensing agreements. We reject claims plaintiffs made in the BLUECROSS HEALTHY PLACE AT HIGHLAND PARK WILL SERVE BlueCross Healthy Place projects are underway in Memphis, Kingsport and Huntland, Tenn., but the Highland Park space will be the first in the Chattanooga area since the program began last year. “We’re excited to build a BlueCross Healthy Place right here in our hometown of Chattanooga,” said Wilson. “It’s a wonderful partnership that REPORT CARD: OPIOID ABUSE IN TENNESSEE Report card: opioid abuse in Tennessee. Each day in Tennessee, at least three people die from an opioid-related overdose. We recognize opioid misuse as a health crisis affecting our members and our neighbors across the state. And because we’re focused on the health of the people and communities we serve, we’ve been working to reducethe
COMPANY LEADERSHIP ARCHIVES If you’re not a member of the news media, please call1-800-565-9140.
WHY BLUECROSS IS RECOGNIZED AS A “BEST PLACE TO WORK FOR Our 100% score and “Best Place to Work for LGBTQ Equality” designation from the HRC demonstrate the level of respect among our employees — respect that will allow us to keep evolving and better represent all of our members here in Tennessee. “BlueCross as a COMMITTED TO QUALITY CARE Improving the quality of care and services We want to help you live a healthier life — and our National Committee for Quality Assurance (NCQA)-accredited Quality Improvement Program is one of the ways we do it. NCQA rates health insurance plans based on the results of care that you get and what you say about your care. NCQA also recognizes provider practices that offer high-quality care. In STATEMENT ON CLASS NOTICE FOR THE LEGAL SETTLEMENT WITH Individuals or groups who have questions about the settlement, including whether they may be a member of the damages class and eligible for a payment, should use one of three resources to find out more: The settlement website is bcbssettlement.com. The toll-free settlement hotline is 1-888-681-1142. The email address is info@BCBSsettlement.com. WHY MANY SENIORS ARE CHOOSING MEDICARE ADVANTAGE Originally published in The Tennessean, October 2019 I’m fortunate to hear many success stories from BlueCross members, but a recent one particularly stuck out. A member who was due for a colonoscopy needed help scheduling it. We helped him make the appointment and arranged transportation. The screening results showed he had an early stage of colon cancer that was then able to be treated BLUECROSS MAKING IN-NETWORK TELEHEALTH SERVICES PERMANENT Insurer will continue covering primary care, specialty care and behavioral health care virtual visits with in-network providers . CHATTANOOGA, Tenn. — BlueCross BlueShield of Tennessee members will have easier access to health care services moving forward as the state’s largest insurer makes permanent its coverage of virtual visits with in-network providers effective immediately. BLUESKY TENNESSEE INSTITUTE MEDIA KIT BlueSky Tennessee Institute powered by ETSU is a groundbreaking workforce development partnership between BlueCross BlueShield of Tennessee and East Tennessee State University. This page includes key resources for members of the media interested in BlueSky. To arrange an interview, or if you have questions about using these assets,please contact:
WE’RE MAKING IT MORE CONVENIENT FOR MEMBERS TO PAY THEIR 53 % of consumers prefer to pay medical bills through an online payment channel. “The wishes of our members are clear, and we’re here to help manage the process,” Jack says. “If members have questions or encounter any problems whatsoever, they should call the 800 number on the back of their member ID card, call InstaMed tollfree at
HOW ENVIRONMENT AFFECTS HEALTH IN TENNESSEE BLUECROSS MEMBERS CAN ADD THEIR INSURANCE CARD TO APPLE You can now add your BlueCross member ID to Apple Wallet,™ making it easy to display your insurance information when getting care. This new capability also makes it easy to share this information with others, like a grandparent or a caregiver, who HOW TO MAKE THE MOST OF A PRIMARY CARE VISIT A visit to your primary care provider (PCP) is a great chance to make sure you’re staying on top of your health. But your time with your PCP isn’t unlimited. You might have a lot you need to cover, like immediate health concerns you have, various preventive services, and conversations about your overall well-being. You might also need bloodwork or lab tests, and your PCP might need to BLUECROSS TO MAIL REBATES TO 2018 INDIVIDUAL POLICYHOLDERS Originally, BlueCross spent 77.9% of premiums on health care programs and medical claims for the 2018 reporting period, missing the 80% MLR target for individual policyholders by 2.1%. After incorporating the risk corridor funds, the updated 2018 MLR is 75.3%, which is 4.7% shy of the spending target. “These rebates will affect approximately COMMITTED TO QUALITY CARE Improving the quality of care and services We want to help you live a healthier life — and our National Committee for Quality Assurance (NCQA)-accredited Quality Improvement Program is one of the ways we do it. NCQA rates health insurance plans based on the results of care that you get and what you say about your care. NCQA also recognizes provider practices that offer high-quality care. In STATEMENT ON CLASS NOTICE FOR THE LEGAL SETTLEMENT WITH Individuals or groups who have questions about the settlement, including whether they may be a member of the damages class and eligible for a payment, should use one of three resources to find out more: The settlement website is bcbssettlement.com. The toll-free settlement hotline is 1-888-681-1142. The email address is info@BCBSsettlement.com. WHY MANY SENIORS ARE CHOOSING MEDICARE ADVANTAGE Originally published in The Tennessean, October 2019 I’m fortunate to hear many success stories from BlueCross members, but a recent one particularly stuck out. A member who was due for a colonoscopy needed help scheduling it. We helped him make the appointment and arranged transportation. The screening results showed he had an early stage of colon cancer that was then able to be treated BLUECROSS MAKING IN-NETWORK TELEHEALTH SERVICES PERMANENT Insurer will continue covering primary care, specialty care and behavioral health care virtual visits with in-network providers . CHATTANOOGA, Tenn. — BlueCross BlueShield of Tennessee members will have easier access to health care services moving forward as the state’s largest insurer makes permanent its coverage of virtual visits with in-network providers effective immediately. BLUESKY TENNESSEE INSTITUTE MEDIA KIT BlueSky Tennessee Institute powered by ETSU is a groundbreaking workforce development partnership between BlueCross BlueShield of Tennessee and East Tennessee State University. This page includes key resources for members of the media interested in BlueSky. To arrange an interview, or if you have questions about using these assets,please contact:
WE’RE MAKING IT MORE CONVENIENT FOR MEMBERS TO PAY THEIR 53 % of consumers prefer to pay medical bills through an online payment channel. “The wishes of our members are clear, and we’re here to help manage the process,” Jack says. “If members have questions or encounter any problems whatsoever, they should call the 800 number on the back of their member ID card, call InstaMed tollfree at
HOW ENVIRONMENT AFFECTS HEALTH IN TENNESSEE BLUECROSS MEMBERS CAN ADD THEIR INSURANCE CARD TO APPLE You can now add your BlueCross member ID to Apple Wallet,™ making it easy to display your insurance information when getting care. This new capability also makes it easy to share this information with others, like a grandparent or a caregiver, who HOW TO MAKE THE MOST OF A PRIMARY CARE VISIT A visit to your primary care provider (PCP) is a great chance to make sure you’re staying on top of your health. But your time with your PCP isn’t unlimited. You might have a lot you need to cover, like immediate health concerns you have, various preventive services, and conversations about your overall well-being. You might also need bloodwork or lab tests, and your PCP might need to BLUECROSS TO MAIL REBATES TO 2018 INDIVIDUAL POLICYHOLDERS Originally, BlueCross spent 77.9% of premiums on health care programs and medical claims for the 2018 reporting period, missing the 80% MLR target for individual policyholders by 2.1%. After incorporating the risk corridor funds, the updated 2018 MLR is 75.3%, which is 4.7% shy of the spending target. “These rebates will affect approximatelyNEW EMPLOYEE SETUP
2021 BlueCross BlueShield of Tennessee, Inc. BlueCross BlueShield of Tennessee, BlueCross BlueShield of Tennessee Health Foundation, BlueCross BlueShield of Tennessee Community Trust and BlueCare Tennessee are Independent Licensees of the BlueCross BlueShieldAssociation.
WE’RE CONTINUING TO WAIVE COVID-19 TESTING AND TREATMENT We’re continuing to waive COVID-19 testing and treatment costs for our members. As Tennesseans have united to embrace novel coronavirus safety protocols and help protect each other’s health, COVID-19 continues to affect our members and communities. And we want to make sure the people we serve have convenient access to the care they need. APPLY FOR THE BLUECROSS POWER OF WE SCHOLARSHIP Outstanding minority Tennessee college students who are studying for careers in health care can earn one of six $10,000 BlueCross Power of We Scholarships. Apply online by March 31, 2021 to be considered. In 2012, the BlueCross BlueShield of Tennessee Foundation established the scholarship to address the historic lack of opportunity and health disparities, including underrepresentation in the BLUESKY TENNESSEE INSTITUTE MEDIA KIT BlueSky Tennessee Institute powered by ETSU is a groundbreaking workforce development partnership between BlueCross BlueShield of Tennessee and East Tennessee State University. This page includes key resources for members of the media interested in BlueSky. To arrange an interview, or if you have questions about using these assets,please contact:
WE’RE MAKING IT MORE CONVENIENT FOR MEMBERS TO PAY THEIR 53 % of consumers prefer to pay medical bills through an online payment channel. “The wishes of our members are clear, and we’re here to help manage the process,” Jack says. “If members have questions or encounter any problems whatsoever, they should call the 800 number on the back of their member ID card, call InstaMed tollfree at
BLUECROSS NAMES TATE TO LEAD PHARMACY MANAGEMENT CHATTANOOGA, Tenn. — BlueCross BlueShield of Tennessee has selected Dr. Natalie Tate as vice president of pharmacy. She will oversee and coordinate pharmacy management programs and teams, and work with providers across the state to help members achieve better health outcomes. Tate brings industry, health plan, managed care and retail pharmacy experience to this role. She most recently CONNECTING NEIGHBORS IN HUNTLAND AT THE NEXT BLUECROSS The BlueCross Healthy Place program is expanding across Tennessee with the addition of its first 2019 project, the renovation of Huntland City Park. The park is located in the town of Huntland, a small rural community slightly north of the Tennessee-Alabama state line with a population of just over 800. Community members were interested in building a new playground in the park and began REPORT CARD: OPIOID ABUSE IN TENNESSEE Report card: opioid abuse in Tennessee. Each day in Tennessee, at least three people die from an opioid-related overdose. We recognize opioid misuse as a health crisis affecting our members and our neighbors across the state. And because we’re focused on the health of the people and communities we serve, we’ve been working to reducethe
2018 ANNUAL REPORT
2018 Annual Report. Check out our 2018 Annual Report to learn more about how we served our members and communities across Tennessee. DIVERSITY & INCLUSION Results from an August 2017 survey by Forbes ranked BlueCross 33rd out of 250 organizations in its inaugural list of Best Employers forDiversity.
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SAILAJA BIRUDAVOLU: ‘I’M LIKE SHERLOCK HOLMES, ALWAYS LOOKING TO SOLVE DIFFICULT CASES’May 27, 2021
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BLUECROSS INSIGHTS
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HOW NORTHEAST TENNESSEE IS TAKING COVID-19 VACCINES TO ITS PEOPLE BCBST Staff | Jun 3, 2021*
HOW THE BLUECROSS FOUNDATION IS HELPING BUILD TRUST IN COVID VACCINESIN CHATTANOOGA
BCBST Staff | Jun 2, 2021*
SAILAJA BIRUDAVOLU: ‘I’M LIKE SHERLOCK HOLMES, ALWAYS LOOKING TO SOLVE DIFFICULT CASES’ Jesse Thompson | May 27, 2021 -------------------------view all
-------------------------PRESS RELEASES
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BLUECROSS NAMES KHAN AS CHIEF INFORMATION OFFICER Alison Sexter | Jun 2, 2021*
CHATTANOOGA CELEBRATES OPENING OF BLUECROSS HEALTHY PLACE AT HIGHLANDPARK
Amanda Haskew | May 10, 2021*
BLUECROSS TO MAIL REBATES TO 2018 INDIVIDUAL POLICYHOLDERS Alison Sexter | May 4, 2021 -------------------------view all
-------------------------IN THE NEWS
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UNUM, TVA, BLUECROSS SET PLANS FOR DOWNTOWN CHATTANOOGA OFFICE WORKERS AS CORONAVIRUS EASES Chattanooga Times Free Press | May 25, 2021*
FOUR WAYS TO HELP IMPROVE MENTAL HEALTH FOR AT-RISK POPULATIONS INTENNESSEE | OPINION
Tennessean | May 20, 2021*
'GET VACCINATED CHATTANOOGA' COALITION HOPES TO INCREASE COVID-19VACCINE ACCEPTANCE
Chattanooga Times Free Press | May 11, 2021 -------------------------view all
------------------------- SUPPORTING OUR COMMUNITIES THROUGH THE COVID-19 PANDEMICWellTuned
REAL STORY: WHY I’M GETTING A COVID-19 VACCINE AS SOON AS POSSIBLEFeb 8, 2021
WellTuned
HOW EFFECTIVE ARE THE COVID-19 VACCINES — AND WHAT DOES THAT MEAN?Mar 12, 2021
Press Release
BLUECROSS FOUNDATION FUNDS THREE COVID-19 VACCINATION CAMPAIGNSMar 1, 2021
Press Release
BLUECROSS FOUNDATION SELECTS TWO ADDITIONAL COVID-19 CAMPAIGNS FORFUNDING
Mar 10, 2021
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2021 BlueCross BlueShield of Tennessee, Inc. BlueCross BlueShield of Tennessee, BlueCross BlueShield of Tennessee Health Foundation, BlueCross BlueShield of Tennessee Community Trust and BlueCare Tennessee are Independent Licensees of the BlueCross BlueShield Association. BlueCross BlueShield of Tennessee is a Qualified Health Plan issuer in the Health Insurance Marketplace. 1 Cameron Hill Circle, Chattanooga TN 37402-0001Details
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