PERSONAL - SUPERIOR CHOICE CREDIT UNIONRATESCALCULATORSFOR SALECONTACT USBLOGAFTER HOURS CONTACTS Superior Choice Credit Union is a member-owned financial cooperative with six convenient locations. SCCU offers a full line of financial services from checking and lending to commercial business services. Federally insured by NCUA.

CHECKING SERVICES

Superior Choice Credit Union is a member-owned financial cooperative with six convenient locations. SCCU offers a full line of financial services from checking and lending to commercial business services. Federally insured by NCUA. LOANS - SUPERIOR CHOICE CREDIT UNION Superior Choice Credit Union is a member-owned financial cooperative with six convenient locations. SCCU offers a full line of financial services from checking and lending to commercial business services. Federally insured by NCUA.

FEE SCHEDULE

Superior Choice Credit Union is a member-owned financial cooperative with six convenient locations. SCCU offers a full line of financial services from checking and lending to commercial business services. Federally insured by NCUA.

JOB OPPORTUNITIES

SCCU offers a competitive compensation and benefits package including medical, dental, vision, long-term disability, life insurance, 401K, and PTO. Superior Choice Credit Union is an equal opportunity employer and makes employment decisions on the basis of merit. We want to have the best available persons in every job. MORTGAGES - SUPERIOR CHOICE CREDIT UNION Superior Choice Credit Union is a member-owned financial cooperative with six convenient locations. SCCU offers a full line of financial services from checking and lending to commercial business services. Federally insured by NCUA. LEASED LAND MORTGAGE Superior Choice Credit Union is a member-owned financial cooperative with six convenient locations. SCCU offers a full line of financial services from checking and lending to commercial business services. Federally insured by NCUA. AUTO LOANS - SUPERIOR CHOICE CREDIT UNION 2.94%. Used vehicles 7 years to under 10 years old. 3.44%. Apply Now! (1) APR = Annual Percentage Rate. Rates effective 2/15/2021 and are subject to change at any time without notice. The rate posted is the lowest possible rate and may vary depending on past credit history, down payment, and approximate term. All loans are subject to approval.

GREAT DEBT PAY DOWN

Superior Choice Credit Union is a member-owned financial cooperative with six convenient locations. SCCU offers a full line of financial services from checking and lending to commercial business services. Federally insured by NCUA. AMP CHECKING AND SAVINGS AMP Checking must be opened with an initial $25 minimum deposit. APY is accurate as of the last dividend declaration date. **To qualify for the listed rates, the member must be enrolled in eStatements with a valid e-mail address. AMP accounts that do not meet the requirements in a statement cycle will receive the non-qualifying rate. PERSONAL - SUPERIOR CHOICE CREDIT UNIONRATESCALCULATORSFOR SALECONTACT USBLOGAFTER HOURS CONTACTS Superior Choice Credit Union is a member-owned financial cooperative with six convenient locations. SCCU offers a full line of financial services from checking and lending to commercial business services. Federally insured by NCUA.

CHECKING SERVICES

Superior Choice Credit Union is a member-owned financial cooperative with six convenient locations. SCCU offers a full line of financial services from checking and lending to commercial business services. Federally insured by NCUA. LOANS - SUPERIOR CHOICE CREDIT UNION Superior Choice Credit Union is a member-owned financial cooperative with six convenient locations. SCCU offers a full line of financial services from checking and lending to commercial business services. Federally insured by NCUA.

FEE SCHEDULE

Superior Choice Credit Union is a member-owned financial cooperative with six convenient locations. SCCU offers a full line of financial services from checking and lending to commercial business services. Federally insured by NCUA.

JOB OPPORTUNITIES

SCCU offers a competitive compensation and benefits package including medical, dental, vision, long-term disability, life insurance, 401K, and PTO. Superior Choice Credit Union is an equal opportunity employer and makes employment decisions on the basis of merit. We want to have the best available persons in every job. MORTGAGES - SUPERIOR CHOICE CREDIT UNION Superior Choice Credit Union is a member-owned financial cooperative with six convenient locations. SCCU offers a full line of financial services from checking and lending to commercial business services. Federally insured by NCUA. LEASED LAND MORTGAGE Superior Choice Credit Union is a member-owned financial cooperative with six convenient locations. SCCU offers a full line of financial services from checking and lending to commercial business services. Federally insured by NCUA. AUTO LOANS - SUPERIOR CHOICE CREDIT UNION 2.94%. Used vehicles 7 years to under 10 years old. 3.44%. Apply Now! (1) APR = Annual Percentage Rate. Rates effective 2/15/2021 and are subject to change at any time without notice. The rate posted is the lowest possible rate and may vary depending on past credit history, down payment, and approximate term. All loans are subject to approval.

GREAT DEBT PAY DOWN

Superior Choice Credit Union is a member-owned financial cooperative with six convenient locations. SCCU offers a full line of financial services from checking and lending to commercial business services. Federally insured by NCUA. AMP CHECKING AND SAVINGS AMP Checking must be opened with an initial $25 minimum deposit. APY is accurate as of the last dividend declaration date. **To qualify for the listed rates, the member must be enrolled in eStatements with a valid e-mail address. AMP accounts that do not meet the requirements in a statement cycle will receive the non-qualifying rate. CONTACT US - SUPERIOR CHOICE CREDIT UNION Superior Choice Credit Union is a member-owned financial cooperative with six convenient locations. SCCU offers a full line of financial services from checking and lending to commercial business services. Federally insured by NCUA.

FEE SCHEDULE

Superior Choice Credit Union is a member-owned financial cooperative with six convenient locations. SCCU offers a full line of financial services from checking and lending to commercial business services. Federally insured by NCUA.

SAVING SERVICES

Superior Choice Credit Union is a member-owned financial cooperative with six convenient locations. SCCU offers a full line of financial services from checking and lending to commercial business services. Federally insured by NCUA.

TEXT BANKING

Superior Choice Credit Union is a member-owned financial cooperative with six convenient locations. SCCU offers a full line of financial services from checking and lending to commercial business services. Federally insured by NCUA. AMP CHECKING AND SAVINGS AMP Checking must be opened with an initial $25 minimum deposit. APY is accurate as of the last dividend declaration date. **To qualify for the listed rates, the member must be enrolled in eStatements with a valid e-mail address. AMP accounts that do not meet the requirements in a statement cycle will receive the non-qualifying rate. FRAUD - SUPERIOR CHOICE CREDIT UNION Superior Choice Credit Union is a member-owned financial cooperative with six convenient locations. SCCU offers a full line of financial services from checking and lending to commercial business services. Federally insured by NCUA.

GREAT DEBT PAY DOWN

Superior Choice Credit Union is a member-owned financial cooperative with six convenient locations. SCCU offers a full line of financial services from checking and lending to commercial business services. Federally insured by NCUA.

DEBIT CARDS

Superior Choice Credit Union is a member-owned financial cooperative with six convenient locations. SCCU offers a full line of financial services from checking and lending to commercial business services. Federally insured by NCUA.

MONEY MARKET

Money Market Account Rates. $50,000.00-No maximum balance. 1 $2,500.00 minimum opening requirement. Rates are variable and subject to change after account opening without notice. If the balance falls below the $2,500.00 minimum balance requirement, a $10.00 monthly maintenance fee will be imposed. Dividends will not be earned on balances under MONEY MARKET ACCOUNTS Our Choice Investment Money Market Account 2 has a minimum balance requirement of $50,000, and you can make up to six withdrawals a month. Current Money Market Rates. 1 $2,500.00 minimum opening requirement. If the balance falls below the $2,500.00 minimum balance requirement, a $10.00 monthly maintenance fee will be imposed. PERSONAL - SUPERIOR CHOICE CREDIT UNIONRATESCALCULATORSFOR SALECONTACT USBLOGAFTER HOURS CONTACTS Superior Choice Credit Union is a member-owned financial cooperative with six convenient locations. SCCU offers a full line of financial services from checking and lending to commercial business services. Federally insured by NCUA.

CHECKING SERVICES

Superior Choice Credit Union is a member-owned financial cooperative with six convenient locations. SCCU offers a full line of financial services from checking and lending to commercial business services. Federally insured by NCUA. RATES - SUPERIOR CHOICE CREDIT UNION Superior Choice Credit Union is a member-owned financial cooperative with six convenient locations. SCCU offers a full line of financial services from checking and lending to commercial business services. Federally insured by NCUA. MORTGAGES - SUPERIOR CHOICE CREDIT UNION Superior Choice Credit Union is a member-owned financial cooperative with six convenient locations. SCCU offers a full line of financial services from checking and lending to commercial business services. Federally insured by NCUA.

JOB OPPORTUNITIES

SCCU offers a competitive compensation and benefits package including medical, dental, vision, long-term disability, life insurance, 401K, and PTO. Superior Choice Credit Union is an equal opportunity employer and makes employment decisions on the basis of merit. We want to have the best available persons in every job. AUTO LOANS - SUPERIOR CHOICE CREDIT UNION 2.94%. Used vehicles 7 years to under 10 years old. 3.44%. Apply Now! (1) APR = Annual Percentage Rate. Rates effective 2/15/2021 and are subject to change at any time without notice. The rate posted is the lowest possible rate and may vary depending on past credit history, down payment, and approximate term. All loans are subject to approval.

MEMBERSHIP SAVINGS

Membership Savings. The membership savings account is the key to your membership at Superior Choice Credit Union. With the minimum balance of $5.00, you become a member/owner at the credit union. The membership savings account earns monthly dividends and is insured by NCUA. You can also set up your membership savings account to provide

RECREATIONAL LOANS

3.24%. Used recreational-type vehicles 5-7 years old. 3.74%. Used recreational-type vehicles 7-10 years old. 4.24%. Apply Now! (1) APR = Annual Percentage Rate. Rates effective April 9, 2021, and are subject to change at any time without notice. The rate posted is the lowest possible rate and may vary depending on past credit history, down LEASED LAND MORTGAGE Superior Choice Credit Union is a member-owned financial cooperative with six convenient locations. SCCU offers a full line of financial services from checking and lending to commercial business services. Federally insured by NCUA.

DEBIT CARDS

Superior Choice Credit Union is a member-owned financial cooperative with six convenient locations. SCCU offers a full line of financial services from checking and lending to commercial business services. Federally insured by NCUA. PERSONAL - SUPERIOR CHOICE CREDIT UNIONRATESCALCULATORSFOR SALECONTACT USBLOGAFTER HOURS CONTACTS Superior Choice Credit Union is a member-owned financial cooperative with six convenient locations. SCCU offers a full line of financial services from checking and lending to commercial business services. Federally insured by NCUA.

CHECKING SERVICES

Superior Choice Credit Union is a member-owned financial cooperative with six convenient locations. SCCU offers a full line of financial services from checking and lending to commercial business services. Federally insured by NCUA. RATES - SUPERIOR CHOICE CREDIT UNION Superior Choice Credit Union is a member-owned financial cooperative with six convenient locations. SCCU offers a full line of financial services from checking and lending to commercial business services. Federally insured by NCUA. MORTGAGES - SUPERIOR CHOICE CREDIT UNION Superior Choice Credit Union is a member-owned financial cooperative with six convenient locations. SCCU offers a full line of financial services from checking and lending to commercial business services. Federally insured by NCUA.

JOB OPPORTUNITIES

SCCU offers a competitive compensation and benefits package including medical, dental, vision, long-term disability, life insurance, 401K, and PTO. Superior Choice Credit Union is an equal opportunity employer and makes employment decisions on the basis of merit. We want to have the best available persons in every job. AUTO LOANS - SUPERIOR CHOICE CREDIT UNION 2.94%. Used vehicles 7 years to under 10 years old. 3.44%. Apply Now! (1) APR = Annual Percentage Rate. Rates effective 2/15/2021 and are subject to change at any time without notice. The rate posted is the lowest possible rate and may vary depending on past credit history, down payment, and approximate term. All loans are subject to approval.

MEMBERSHIP SAVINGS

Membership Savings. The membership savings account is the key to your membership at Superior Choice Credit Union. With the minimum balance of $5.00, you become a member/owner at the credit union. The membership savings account earns monthly dividends and is insured by NCUA. You can also set up your membership savings account to provide

RECREATIONAL LOANS

3.24%. Used recreational-type vehicles 5-7 years old. 3.74%. Used recreational-type vehicles 7-10 years old. 4.24%. Apply Now! (1) APR = Annual Percentage Rate. Rates effective April 9, 2021, and are subject to change at any time without notice. The rate posted is the lowest possible rate and may vary depending on past credit history, down LEASED LAND MORTGAGE Superior Choice Credit Union is a member-owned financial cooperative with six convenient locations. SCCU offers a full line of financial services from checking and lending to commercial business services. Federally insured by NCUA.

DEBIT CARDS

Superior Choice Credit Union is a member-owned financial cooperative with six convenient locations. SCCU offers a full line of financial services from checking and lending to commercial business services. Federally insured by NCUA.

FEE SCHEDULE

Superior Choice Credit Union is a member-owned financial cooperative with six convenient locations. SCCU offers a full line of financial services from checking and lending to commercial business services. Federally insured by NCUA. MORTGAGES - SUPERIOR CHOICE CREDIT UNION Superior Choice Credit Union is a member-owned financial cooperative with six convenient locations. SCCU offers a full line of financial services from checking and lending to commercial business services. Federally insured by NCUA. LOANS - SUPERIOR CHOICE CREDIT UNION Superior Choice Credit Union is a member-owned financial cooperative with six convenient locations. SCCU offers a full line of financial services from checking and lending to commercial business services. Federally insured by NCUA.

TEXT BANKING

Superior Choice Credit Union is a member-owned financial cooperative with six convenient locations. SCCU offers a full line of financial services from checking and lending to commercial business services. Federally insured by NCUA.

JOINING SCCU

Superior Choice Credit Union is a member-owned financial cooperative with six convenient locations. SCCU offers a full line of financial services from checking and lending to commercial business services. Federally insured by NCUA.

SAVING SERVICES

Superior Choice Credit Union is a member-owned financial cooperative with six convenient locations. SCCU offers a full line of financial services from checking and lending to commercial business services. Federally insured by NCUA. AMP CHECKING AND SAVINGS AMP Checking must be opened with an initial $25 minimum deposit. APY is accurate as of the last dividend declaration date. **To qualify for the listed rates, the member must be enrolled in eStatements with a valid e-mail address. AMP accounts that do not meet the requirements in a statement cycle will receive the non-qualifying rate.

MONEY MARKET

Money Market Account Rates. $50,000.00-No maximum balance. 1 $2,500.00 minimum opening requirement. Rates are variable and subject to change after account opening without notice. If the balance falls below the $2,500.00 minimum balance requirement, a $10.00 monthly maintenance fee will be imposed. Dividends will not be earned on balances under HEALTH SAVINGS ACCOUNTS (HSAS) Superior Choice Credit Union is a member-owned financial cooperative with six convenient locations. SCCU offers a full line of financial services from checking and lending to commercial business services. Federally insured by NCUA.

PAYMENT CALCULATORS

Superior Choice Credit Union is a member-owned financial cooperative with six convenient locations. SCCU offers a full line of financial services from checking and lending to commercial business services. Federally insured by NCUA.

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Location and Hours

LOCATION AND HOURS

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ASHLAND OFFICE

319 Ellis Avenue

Ashland, WI 54806

(715) 685-2725

LOBBY HOURS:

Mon-Fri 8:30 a.m. - 5:00 p.m.

DRIVE-UP HOURS:

Mon-Wed 8:30 a.m. - 5:00 p.m. Thur 8:30 a.m. - 6:00 p.m. Fri 8:00 a.m. - 5:00 p.m. Sat 9:00 a.m. - 12:00 p.m.

View Map

*

DULUTH DENFELD OFFICE

4125 Grand Avenue

Duluth, MN 55807

(218) 725-3611

LOBBY HOURS:

Mon-Thu 8:30 a.m. - 6:00 p.m. Fri 8:30 a.m. - 7 p.m.

DRIVE-UP HOURS:

Mon-Thu 8:00 a.m. - 6:00 p.m. Fri 8:00 a.m. - 7:00 p.m. Sat 9:00 a.m. - 1:00 p.m.

View Map

*

HERMANTOWN OFFICE

4161 Haines Road

Hermantown, MN 55811

(218) 727-4315

LOBBY HOURS:

Mon.  8:30 a.m. - 6:00 p.m. Tues-Thurs  9:00 a.m. - 6:00 p.m. Fri 8:30 a.m. - 7:00 p.m.

DRIVE-UP HOURS:

Mon. - 8:00 a.m. - 6:00 p.m. Tues-Thurs - 9:00 a.m. - 6:00 p.m. Fri 8:00 a.m. - 7:00 p.m. Sat 9:00 a.m. - 1:00 p.m.

View Map

*

MELLEN OFFICE

117 S. Main Street

Mellen, WI 54546

(715) 274-2781

LOBBY HOURS:

Mon-Thurs 8:30 a.m. - 4:00 p.m. Friday 8:30 a.m. - 5:00 p.m. Lobby closed daily 12:30 p.m. - 1 p.m.

DRIVE-UP HOURS:

Mon-Thur 8:30 a.m. - 4:00 p.m. Fri 8:30 a.m. - 5:00 p.m. Drive-up closed daily 12:30 p.m. - 1 p.m.

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*

SHORELINE OFFICE

2302 E. 2nd Street

Superior, WI 54880

(715) 392-5616

LOBBY HOURS:

Mon-Thurs 8:30 a.m. - 6:00 p.m. Fri 8:30 a.m. - 7:00 p.m.

DRIVE-UP HOURS:

Mon-Thurs 8:00 a.m. - 6:00 p.m. Fri 8:00 a.m. - 7:00 p.m. Sat 9:00 a.m. - 1:00 p.m.

View Map

*

TOWER AVENUE OFFICE

2817 Tower Avenue

Superior, WI 54880

(715) 392-5616

LOBBY HOURS:

Mon-Fri 8:30 a.m. - 5:00 p.m. Sat 9:00 a.m. - 1:00 p.m.

DRIVE-UP HOURS:

Mon-Thurs 7:30 a.m. - 6:00 p.m. Fri 7:30 a.m. - 7:00 p.m. Sat 9:00 a.m. - 1:00 p.m.

View Map

*

BRUCE OFFICE

719 N. Main Street

Bruce, WI 54819

(715) 868-2175

LOBBY HOURS:

Mon-Fri 8:30 a.m. - 4:30 p.m.

DRIVE-UP HOURS:

Mon-Thurs 8:30 a.m. - 4:30 p.m. Fri 8:30 a.m. - 5:30 p.m. Sat 8:30 a.m. - 12:00 p.m.

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*

EXELAND OFFICE

903 N. Grant Avenue

Exeland, WI 54835

(715) 943-2266

LOBBY HOURS:

Mon, Wed, Thurs 8:30 a.m. - 3:30 p.m.

Closed Tuesdays

Fri 8:30 a.m. - 4:30 p.m. Lobby closed daily 12:00 p.m. - 1 p.m. Sat 8:30 a.m. - 12:00 p.m.

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*

SHELDON OFFICE

W5513 Main Street

Sheldon, WI 54766

(715) 452-5135

LOBBY HOURS:

Mon-Fri 8:30 a.m. - 4:30 p.m. Lobby closed daily 12:00 p.m. - 1:00 p.m.

DRIVE-UP HOURS:

Mon-Thurs 8:30 a.m. - 4:30 p.m. Fri 8:30 a.m. - 5:30 p.m. Sat 8:30 a.m. - 12:00 p.m.

View Map

*

GILMAN OFFICE

280 E. Main Street

Gilman, WI 54433

(715) 447-8225

LOBBY HOURS:

Mon-Fri 8:30 a.m. - 4:30 p.m.

WALK-UP HOURS:

Fri 4:30 p.m. - 5:30 p.m. Sat 8:30 a.m. - 12:00 p.m.

View Map

*

HOLCOMBE OFFICE

26353 Hwy 27, Suite H

Holcombe, WI 54745

(715) 595-6622

LOBBY HOURS:

Mon-Fri 8:30 a.m. - 4:30 p.m.

DRIVE-UP HOURS:

Mon-Thurs 8:30 a.m. - 4:30 p.m. Fri 8:30 a.m. - 5:30 p.m. Sat 8:30 a.m. - 12:00 p.m.

View Map

*

ATM LOCATIONS

_Ashland Drive-Up ATM_ 319 Ellis Avenue, Ashland, WI _Duluth Denfeld_ Drive-Up ATM 4125 Grand Avenue, Duluth, MN _Hermantown_ Drive-Up ATM 4161 Haines Road, Hermantown, MN

_Mellen Office_

117 S. Main St., Mellen, WI _Shoreline_ Drive-Up ATM 2302 E. 2nd Street, Superior, WI _Tower Avenue Office_ Drive-Up ATM 2817 Tower Avenue, Superior, WI

_Bruce Office_

719 N. Main Street, Bruce, WI

_Gilman Office_

280 E. Main Street, Gilman, WI

_Holcombe Office_

26359 Hwy 27, Suite H, Holcombe, WI Through our participating with the Co-op Network you can use your ATM/Debit card surcharge free at over 30,000 ATMs in the US and

Canada.

Search for free ATMs in your area Did you know that you can access your Superior Choice Credit Union account at more than 5,000 branch locations around the nation? Search for participating branches To report a lost or stolen debit card after hours, please contact our processor directly at:

1-866-553-2917

To report a lost or stolen credit card after hours, please contact our processor directly at:

1-800-528-2273

To change a PIN number for a debit card:

1-866-985-2273

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COMMUNITY INVOLVEMENT Being a locally owned cooperative, SCCU believes in supporting organizations and charities in the communities we serve. Total monetary and in-kind donations in 2017 were more than

$45,000

ONLINE SERVICES

In addition to our basic Online Banking you can set up E-alerts to notify you of account activity, manage your personal financial picture with our Personal Financial Management Tools, and set yourself up on Text Banking to get your balances on the go!

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AUTO LOAN

Whether you're looking for a new or used auto, SCCU finances them all! In fact, through our CUDL dealer program you can get SCCU financing and sign all your paperwork right at the dealership! Dealer Pre-Approval Application Auto Loan Application Need Assistance with researching the right vehicle for you? We have

you covered.

Online Auto Research Need help with finding the right payment to fit into your personal budget? We have you covered. Just use the payment calculator below.

Payment Calculator

MORTGAGES

When it comes time to purchase or build that new home and you are searching for a lender that you will have a relationship with for the next 15 to 30 years, you won't find a better partner than SCCU. We service every loan from initial application to your final mortgage

payment.

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Your savings is federally insured to at least $250,000 and backed by

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a U.S. Government Agency. Equal Housing Opportunity. At times, we may provide links to sites outside the control of our credit union. We do not make any representations concerning the linked sites' contents or availability. You should review each site's privacy and information security policies carefully before you enter confidential information. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at 800-569-4167. Products and services on this website are available at our branches or by calling 800-569-4167.

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