THE TOP 15 HIGHEST PAYING TRADE JOBS IN AMERICA 1. Pilot, Copilot, or Flight Engineer. Average base salary: $169,560. Employment: 82,890. Pilots and flight engineers are some of the highest-paid trade workers in the United States. Airline pilots, copilots, and flight engineers earn between $65,690 on the low end and over $208,000 on the high end. WHAT ARE TITLE 1 SCHOOLS? WE EXPLAIN The Purpose of Title 1 Schools. There are thousands of title 1 schools nationwide and they provide students with extra instructional support beyond the regular classroom to help low-achieving children meet state standards in core academic subjects. They coordinate and integrate resources and services from federal, state, and local sources. HOW MUCH DO DOORDASH DRIVERS MAKE? WE BREAK DOWN THE … On average, how much you make as a DoorDash driver, called a Dasher, varies significantly. The company gives drivers a minimum of $2 per delivery job. In 2020, DoorDash announced that Dashers earn an average of $22 per hour they’re on a job before expenses. Information on pay varies so much because DoorDash drivers are independent contractors AMORTIZATION SCHEDULE CALCULATOR The loan amortization calculator will help you determine how much each of each monthly payment goes towards the principal of your loan and how much goes to pay off interest. The ratio of principal and interest does not remain the same every month. At the beginning of your loan, more of your money goes towards interest than in later payments. TEMPORARY EXPANDED PUBLIC SERVICE LOAN FORGIVENESS The U.S. Department of Education is offering the Temporary Expanded Public Student Loan Forgiveness opportunity as a result of the Consolidated Appropriations Act of 2018. The act designates $350 million as additional loan forgiveness funds; when THE 15 HIGHEST PAYING JOBS FOR TEENS The highest paid 10% earn more than $13.15 per hour. Of course, it all depends on where you’re located and the facility you work for. Lifeguards that work at beaches and lakes make much more— $16+ per hour. Being a lifeguard also comes with perks like free access to the beach, pool, or amusement park where you work. PUBLIC SERVICE LOAN FORGIVENESS EMPLOYMENT CERTIFICATION FORM A forbearance is a period during which you are allowed to postpone making payments temporarily, allowed an extension of time for making payments, or temporarily

DENTAL SCHOOL COSTS

In 2019, four years of dental school cost an average of $251,233 for residents and $321,575 for non-residents. That total cost includes tuition, mandatory fees, and other associated program costs. It does not include the cost of living. Of course, those are just overall averages. Continue reading for an in-depth look at dental school costs

in

THE 10 CHEAPEST PLACES TO LIVE IN FLORIDA The University of Florida and Santa Fe College. Rated the “number-one place to live in North America” by Cities Ranked and Rated in 2007. The nationally-recognized Downtown Festival and Art Show hosted by the city, as well as the Spring Arts Festival, hosted

by

PHARMACY SCHOOL ACCEPTANCE RATE: IMPROVE YOUR CHANCES The average pharmacy school acceptance rate is high compared to other professional programs. The average pharmacy school acceptance rate for 2017-2018 was 82.7%. Compare that with the current acceptance rate for medical school, which is about 42%. In this article, we’ll dive deeper into the typical pharmacy school acceptance rate. THE TOP 15 HIGHEST PAYING TRADE JOBS IN AMERICA 1. Pilot, Copilot, or Flight Engineer. Average base salary: $169,560. Employment: 82,890. Pilots and flight engineers are some of the highest-paid trade workers in the United States. Airline pilots, copilots, and flight engineers earn between $65,690 on the low end and over $208,000 on the high end. WHAT ARE TITLE 1 SCHOOLS? WE EXPLAIN The Purpose of Title 1 Schools. There are thousands of title 1 schools nationwide and they provide students with extra instructional support beyond the regular classroom to help low-achieving children meet state standards in core academic subjects. They coordinate and integrate resources and services from federal, state, and local sources. HOW MUCH DO DOORDASH DRIVERS MAKE? WE BREAK DOWN THE … On average, how much you make as a DoorDash driver, called a Dasher, varies significantly. The company gives drivers a minimum of $2 per delivery job. In 2020, DoorDash announced that Dashers earn an average of $22 per hour they’re on a job before expenses. Information on pay varies so much because DoorDash drivers are independent contractors AMORTIZATION SCHEDULE CALCULATOR The loan amortization calculator will help you determine how much each of each monthly payment goes towards the principal of your loan and how much goes to pay off interest. The ratio of principal and interest does not remain the same every month. At the beginning of your loan, more of your money goes towards interest than in later payments. TEMPORARY EXPANDED PUBLIC SERVICE LOAN FORGIVENESS The U.S. Department of Education is offering the Temporary Expanded Public Student Loan Forgiveness opportunity as a result of the Consolidated Appropriations Act of 2018. The act designates $350 million as additional loan forgiveness funds; when THE 15 HIGHEST PAYING JOBS FOR TEENS The highest paid 10% earn more than $13.15 per hour. Of course, it all depends on where you’re located and the facility you work for. Lifeguards that work at beaches and lakes make much more— $16+ per hour. Being a lifeguard also comes with perks like free access to the beach, pool, or amusement park where you work. PUBLIC SERVICE LOAN FORGIVENESS EMPLOYMENT CERTIFICATION FORM A forbearance is a period during which you are allowed to postpone making payments temporarily, allowed an extension of time for making payments, or temporarily

DENTAL SCHOOL COSTS

In 2019, four years of dental school cost an average of $251,233 for residents and $321,575 for non-residents. That total cost includes tuition, mandatory fees, and other associated program costs. It does not include the cost of living. Of course, those are just overall averages. Continue reading for an in-depth look at dental school costs

in

THE 10 CHEAPEST PLACES TO LIVE IN FLORIDA The University of Florida and Santa Fe College. Rated the “number-one place to live in North America” by Cities Ranked and Rated in 2007. The nationally-recognized Downtown Festival and Art Show hosted by the city, as well as the Spring Arts Festival, hosted

by

PHARMACY SCHOOL ACCEPTANCE RATE: IMPROVE YOUR CHANCES The average pharmacy school acceptance rate is high compared to other professional programs. The average pharmacy school acceptance rate for 2017-2018 was 82.7%. Compare that with the current acceptance rate for medical school, which is about 42%. In this article, we’ll dive deeper into the typical pharmacy school acceptance rate. THE 15 HIGHEST PAYING JOBS FOR TEENS The highest paid 10% earn more than $13.15 per hour. Of course, it all depends on where you’re located and the facility you work for. Lifeguards that work at beaches and lakes make much more— $16+ per hour. Being a lifeguard also comes with perks like free access to the beach, pool, or amusement park where you work. TEMPORARY EXPANDED PUBLIC SERVICE LOAN FORGIVENESS The U.S. Department of Education is offering the Temporary Expanded Public Student Loan Forgiveness opportunity as a result of the Consolidated Appropriations Act of 2018. The act designates $350 million as additional loan forgiveness funds; when HOW MUCH DO VRBO HOSTS MAKE? EVERYTHING YOU NEED TO KNOW Hosts can either pay a 3% credit card processing fee and an annual fee of $499, which covers unlimited bookings and inquiries, or hosts can pay a fee per booking. If you choose the per-booking option, VRBO takes an 8% commission per booking, which includes a 3% credit card processing fee. VRBO also makes money directly from guests by charging

a

HOW TO EARN COLLEGE CREDITS IN HIGH SCHOOL You can also talk to your high school guidance counselor to find out if local college enrollment is an option while you’re still in high school. 6. Equivalency Exams. The last way to earn college credits in high school is completely testing-related. Some colleges will let you “test out” of entry-level college courses.

DENTAL SCHOOL COSTS

In 2019, four years of dental school cost an average of $251,233 for residents and $321,575 for non-residents. That total cost includes tuition, mandatory fees, and other associated program costs. It does not include the cost of living. Of course, those are just overall averages. Continue reading for an in-depth look at dental school costs

in

PHARMACY SCHOOL ACCEPTANCE RATE: IMPROVE YOUR CHANCES The average pharmacy school acceptance rate is high compared to other professional programs. The average pharmacy school acceptance rate for 2017-2018 was 82.7%. Compare that with the current acceptance rate for medical school, which is about 42%. In this article, we’ll dive deeper into the typical pharmacy school acceptance rate. THE 10 CHEAPEST PLACES TO LIVE IN FLORIDA The University of Florida and Santa Fe College. Rated the “number-one place to live in North America” by Cities Ranked and Rated in 2007. The nationally-recognized Downtown Festival and Art Show hosted by the city, as well as the Spring Arts Festival, hosted

by

BUYING A CAR WITHOUT A LICENSE Registration. The biggest hurdle you’ll face when buying a car without a license is the process of registration. To be driven on public roads, a car must be DMV-registered to its legal owner, whose name is on the title. If you intend to maintain full ownership of the vehicle, this would be your name. The caveat is that you need a valid

driver

AVERAGE HEALTHCARE COSTS IN 2019 Source: National Health Expenditures By Type Of Service And Source Of Funds, CY 1960-2017 & NHE Projections 2018-2027 Table 5 From 2018 to 2027, personal healthcare costs are expected to grow at an average annual rate of 5.64%. The personal cost of healthcare in 2019 is projected to hit an all-time high of 3.24 trillion, a 5.1% increase from the projected 2018 costs. DISCHARGE APPLICATION: TOTAL AND PERMANENT DISABILITY TPD-APP. DISCHARGE APPLICATION: TOTAL AND PERMANENT DISABILITY . William D. Ford Federal Direct Loan (Direct Loan) Program / Federal Family Education Loan (FFEL) Program / Federal Perkins Loan (Perkins

Loan)

THE TOP 15 HIGHEST PAYING TRADE JOBS IN AMERICA 1. Pilot, Copilot, or Flight Engineer. Average base salary: $169,560. Employment: 82,890. Pilots and flight engineers are some of the highest-paid trade workers in the United States. Airline pilots, copilots, and flight engineers earn between $65,690 on the low end and over $208,000 on the high end. AMORTIZATION SCHEDULE CALCULATOR The loan amortization calculator will help you determine how much each of each monthly payment goes towards the principal of your loan and how much goes to pay off interest. The ratio of principal and interest does not remain the same every month. At the beginning of your loan, more of your money goes towards interest than in later payments. HOW MUCH DO DOORDASH DRIVERS MAKE? WE BREAK DOWN THE … On average, how much you make as a DoorDash driver, called a Dasher, varies significantly. The company gives drivers a minimum of $2 per delivery job. In 2020, DoorDash announced that Dashers earn an average of $22 per hour they’re on a job before expenses. Information on pay varies so much because DoorDash drivers are independent contractors WHAT ARE TITLE 1 SCHOOLS? WE EXPLAIN The Purpose of Title 1 Schools. There are thousands of title 1 schools nationwide and they provide students with extra instructional support beyond the regular classroom to help low-achieving children meet state standards in core academic subjects. They coordinate and integrate resources and services from federal, state, and local sources. TEMPORARY EXPANDED PUBLIC SERVICE LOAN FORGIVENESS The U.S. Department of Education is offering the Temporary Expanded Public Student Loan Forgiveness opportunity as a result of the Consolidated Appropriations Act of 2018. The act designates $350 million as additional loan forgiveness funds; when COLLEGE ADMISSIONS SCANDAL College Admissions Scandal – Key Players and Timeline. Parents will often do anything for their children. In March 2019, the College Admissions Scandal revealed just how far some parents were willing to go to give their kids a shot at a college education. And, just how far one company and several coaches were willing to go to make it happen. PUBLIC SERVICE LOAN FORGIVENESS EMPLOYMENT CERTIFICATION FORM A forbearance is a period during which you are allowed to postpone making payments temporarily, allowed an extension of time for making payments, or temporarily DISCHARGE APPLICATION: TOTAL AND PERMANENT DISABILITY TPD-APP. DISCHARGE APPLICATION: TOTAL AND PERMANENT DISABILITY . William D. Ford Federal Direct Loan (Direct Loan) Program / Federal Family Education Loan (FFEL) Program / Federal Perkins Loan (Perkins

Loan)

DISCHARGING STUDENT LOANS NO LONGER TAXABLE INCOME UNDER TRUMP More notably, for certain student borrowers, it changes the tax exemption status of discharged student loans. As of January 2018, discharged student loan debt is no longer considered income. Any student loan debt that is discharged due to death or total and permanent disability (TPD) is no longer taxable. PHARMACY SCHOOL ACCEPTANCE RATE: IMPROVE YOUR CHANCES The average pharmacy school acceptance rate is high compared to other professional programs. The average pharmacy school acceptance rate for 2017-2018 was 82.7%. Compare that with the current acceptance rate for medical school, which is about 42%. In this article, we’ll dive deeper into the typical pharmacy school acceptance rate. THE TOP 15 HIGHEST PAYING TRADE JOBS IN AMERICA 1. Pilot, Copilot, or Flight Engineer. Average base salary: $169,560. Employment: 82,890. Pilots and flight engineers are some of the highest-paid trade workers in the United States. Airline pilots, copilots, and flight engineers earn between $65,690 on the low end and over $208,000 on the high end. AMORTIZATION SCHEDULE CALCULATOR The loan amortization calculator will help you determine how much each of each monthly payment goes towards the principal of your loan and how much goes to pay off interest. The ratio of principal and interest does not remain the same every month. At the beginning of your loan, more of your money goes towards interest than in later payments. HOW MUCH DO DOORDASH DRIVERS MAKE? WE BREAK DOWN THE … On average, how much you make as a DoorDash driver, called a Dasher, varies significantly. The company gives drivers a minimum of $2 per delivery job. In 2020, DoorDash announced that Dashers earn an average of $22 per hour they’re on a job before expenses. Information on pay varies so much because DoorDash drivers are independent contractors WHAT ARE TITLE 1 SCHOOLS? WE EXPLAIN The Purpose of Title 1 Schools. There are thousands of title 1 schools nationwide and they provide students with extra instructional support beyond the regular classroom to help low-achieving children meet state standards in core academic subjects. They coordinate and integrate resources and services from federal, state, and local sources. TEMPORARY EXPANDED PUBLIC SERVICE LOAN FORGIVENESS The U.S. Department of Education is offering the Temporary Expanded Public Student Loan Forgiveness opportunity as a result of the Consolidated Appropriations Act of 2018. The act designates $350 million as additional loan forgiveness funds; when COLLEGE ADMISSIONS SCANDAL College Admissions Scandal – Key Players and Timeline. Parents will often do anything for their children. In March 2019, the College Admissions Scandal revealed just how far some parents were willing to go to give their kids a shot at a college education. And, just how far one company and several coaches were willing to go to make it happen. PUBLIC SERVICE LOAN FORGIVENESS EMPLOYMENT CERTIFICATION FORM A forbearance is a period during which you are allowed to postpone making payments temporarily, allowed an extension of time for making payments, or temporarily DISCHARGE APPLICATION: TOTAL AND PERMANENT DISABILITY TPD-APP. DISCHARGE APPLICATION: TOTAL AND PERMANENT DISABILITY . William D. Ford Federal Direct Loan (Direct Loan) Program / Federal Family Education Loan (FFEL) Program / Federal Perkins Loan (Perkins

Loan)

DISCHARGING STUDENT LOANS NO LONGER TAXABLE INCOME UNDER TRUMP More notably, for certain student borrowers, it changes the tax exemption status of discharged student loans. As of January 2018, discharged student loan debt is no longer considered income. Any student loan debt that is discharged due to death or total and permanent disability (TPD) is no longer taxable. PHARMACY SCHOOL ACCEPTANCE RATE: IMPROVE YOUR CHANCES The average pharmacy school acceptance rate is high compared to other professional programs. The average pharmacy school acceptance rate for 2017-2018 was 82.7%. Compare that with the current acceptance rate for medical school, which is about 42%. In this article, we’ll dive deeper into the typical pharmacy school acceptance rate. WHAT ARE TITLE 1 SCHOOLS? WE EXPLAIN The Basics of Title 1 Schools. This program, which is now the pillar of the Elementary and Secondary Education Act (ESEA), is our oldest and largest federally funded education program, according to the U.S. Department of Education.It dates from 1965 and its main purpose has been to help underprivileged children meet challenging state academic

standards.

EVERYTHING YOU NEED TO KNOW ABOUT SUBSIDIZED LOANS A subsidy is an amount of money granted by the government to help lower the price of a commodity or service. In the case of student financial aid, a subsidy is a sum of money granted by the federal government to help pay for a portion of your loan. Subsidized student loans are granted only to undergraduate students and disbursed based

on

STUDENT LOAN FORGIVENESS FOR NURSES: EVERY PROGRAM YOU Student Loan Forgiveness for Nurses – Breakdown by State. The majority of states offer specific loan forgiveness programs for nurses. Most require a commitment to working in a Health Professional Shortage Area (HPSA).These areas are in desperate need of qualified full-time and halftime nurses and nurse practitioners. ARE SCHOLARSHIPS TAXABLE? WE BREAK DOWN TAXABLE AND NON The question of are scholarships taxable income or not gets quite a complex answer. Generally speaking, a scholarship isn’t regarded as income so it isn’t taxable. However, every scholarship, grant or fellowship might be taxable if they are considered income. Let’s see how we can categorize scholarships according to taxability and help DISCHARGING STUDENT LOANS NO LONGER TAXABLE INCOME UNDER … More notably, for certain student borrowers, it changes the tax exemption status of discharged student loans. As of January 2018, discharged student loan debt is no longer considered income. Any student loan debt that is discharged due to death or total and permanent disability (TPD) is no longer taxable. FLORIDA PREPAID COLLEGE PLAN Plans for a newborn start at: 2-Year Florida College Plan: $55.42/month. 4-Year Florida College Plan: $119.61/month. 2 + 2 Florida Plan: $149.45/month. 1-Year Florida University Plan: $46.61/month. 4-Year Florida University Plan: $186.28/month. If desired, you can add on a Dormitory Plan to the last three plans. PHARMACY SCHOOL ACCEPTANCE RATE: IMPROVE YOUR CHANCES The average pharmacy school acceptance rate is high compared to other professional programs. The average pharmacy school acceptance rate for 2017-2018 was 82.7%. Compare that with the current acceptance rate for medical school, which is about 42%. In this article, we’ll dive deeper into the typical pharmacy school acceptance rate. HOW TO GET INTO PHARMACY SCHOOL Applicants to 0-6 programs aren’t required to take the PCAT. Other test scores may be requested. More than 85% of pharmacy programs require applicants to take the PCAT. To see which schools require you to submit PCAT scores, you can visit the PharmCAS School Directory. To register for the PCAT or request your scores be sent to a college THE 10 CHEAPEST PLACES TO LIVE IN FLORIDA The University of Florida and Santa Fe College. Rated the “number-one place to live in North America” by Cities Ranked and Rated in 2007. The nationally-recognized Downtown Festival and Art Show hosted by the city, as well as the Spring Arts Festival, hosted

by

ONLY DO NOT USE THIS FORM. INSTEAD ONLY ONE 7. ( ) I believe that this debt is not an enforceable debt in the amount stated for the reasons explained in the attached letter. [Attach a letter explaining any reason not listed above for your objection to collection of this debt amount by

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STUDENT LOAN SERVICES AT COMMONBOND * Federal and/or private student loan refinancing for those with a bachelor’s degree or higher * Parent PLUS loan refinancing for student borrowers * Private student loans for undergraduate, graduate, MBA, dental, and medical school students ELIGIBILITY TO REFINANCE WITH COMMONBOND * Minimum loan amount of $5,000 and a maximum of $500,000 * Minimum credit score of 660 * Your debt is from a completed bachelor’s degree or higher * Restricted States: NV, VT, MS * Other criteria may apply according to the lender. BENEFITS OF A COMMONBOND LOAN * Consolidation of both federal and private student loans * Choose between variable, fixed, and hybrid interest rates * No prepayment penalties and no application or origination fees * A rate reduction of 0.25% for those who use autopay * Easy online rate quote and application * Responsive in-house customer service team * In-school and military forbearance * Deferred payments during residency for medical students * Death or disability discharge if there is no cosigner * When you refinance, CommonBond covers the cost of a child’s

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2.39% - 6.01%

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STUDENT LOAN SERVICES AT EDUCATION LOAN FINANCE * Federal and/or private student loan refinancing for degree-earning undergraduate and graduate students * Student borrowers can refinance their parents’ PLUS loans * Refinancing goes through SouthEast Bank ELIGIBILITY TO REFINANCE WITH EDUCATION LOAN FINANCE * Minimum loan amount of $15,000 * You have graduated with a bachelor’s degree or higher from an approved institution * Minimum credit score of 680 * Minimum income of $35,000 * Other criteria may apply according to the lender BENEFITS OF AN EDUCATION LOAN FINANCE STUDENT LOAN * Consolidation of both federal and private student loans * No prepayment penalties, application fees, or origination fees * Variable APR never exceeds 9.95% * Military deferment for active duty military * Death and disability discharge on a case-by-case basis * In-house customer service team * Assigned personal loan advisor to guide you through refinancing * See if you qualify in 2 minutes Show details __ fewer details __

2.43% - 7.84%

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STUDENT LOAN SERVICES AT SPLASH FINANCIAL * Federal and/or private student loan refinancing for undergraduate and graduate degree-holders and medical professionals * Refinancing goes through PenFed Credit Union ELIGIBILITY TO REFINANCE WITH SPLASH FINANCIAL * Minimum loan amount of $7,500 and a maximum of $350,000 * You have graduated with a bachelor’s degree or higher * Minimum credit score of 700 for solo applicants * Minimum income of $42,000 for solo applicants * Other criteria may apply according to the lender BENEFITS OF A SPLASH FINANCIAL STUDENT LOAN * Consolidation of both federal and private student loans * No prepayment penalties, application fees, or origination fees * Medical residents only have to pay $1 on refinanced student loans

for up to 84 months

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2.70% - 7.87%

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STUDENT LOAN SERVICES AT LENDKEY * Refinance your federal or private student loans.  LendKey works with many credit unions and banks to find a solution for you. * Apply for a private student loan to fund your undergraduate or

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ELIGIBILITY TO REFINANCE WITH LENDKEY * Minimum loan amount of $7,500, and a maximum of $300,000. * Unemployment Protection of 18 months * Restricted States: ME, ND, NV, RI, WV * Other criteria may apply according to the lender. BENEFITS OF A LENDKEY STUDENT LOAN * Competitive rates pairing you with the right lender * A rate reduction of 0.25% for those who use autopay * First class customer service * Never any application fees, pre-payment penalties, or origination

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STUDENT LOAN SERVICES AT EARNEST * Federal and/or private student loan refinancing for financially responsible student and parent borrowers * Private student loans for undergraduate, graduate, and professional school students ELIGIBILITY TO REFINANCE WITH EARNEST * Minimum loan amount of $5,000 and a maximum of $500,000 * Your debt is from a completed or about-to-be completed degree—including associate’s * You are employed or have consistent income * Restricted States: AL, DE, KY, NV, RI * Other criteria may apply according to the lender BENEFITS OF AN EARNEST STUDENT LOAN * Choose your precise loan term down to the month * Rates are not solely based on your credit score * Customized rate and term length based on your monthly budget * No fees for origination, disbursement, or late payments and no prepayment penalties * Skip a payment once per year * Academic and military deferment * Forbearance for a decrease in income, involuntary loss of employment, or increase in essential costs * Seven-day payment extension and auto-pay date change * Discharged in cases of death or disability * A rate reduction of 0.25% for those who use autopay * In-house customer service team available through call, text, and

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3.89% - 9.24%

4.89% - 9.24%

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STUDENT LOAN SERVICES AT COLLEGEAVE * Federal and/or private student loan refinancing for associates, undergraduate, and graduate degree-holders. ELIGIBILITY TO REFINANCE WITH COLLEGEAVE * Minimum loan amount of $5,000 and a maximum of $300,000 for medical, dental, pharmacy or veterinary degrees. * You have graduated with a associates degree or higher * Minimum income of $65,000 for solo applicants * Other criteria may apply according to the lender BENEFITS OF A COLLEGEAVE STUDENT LOAN * Consolidation of both federal and private student loans * No prepayment penalties, application fees, or origination fees * Autopay discount built into the loan rate * Rate is based on combined income if you have a spousal co-signor * In-house customer service team Get your rate in under 3 minutes Show details __ fewer details __

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1.76% - 6.45%

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STUDENT LOAN SERVICES AT COMMONBOND * Federal and/or private student loan refinancing for those with a bachelor’s degree or higher * Parent PLUS loan refinancing for student borrowers * Private student loans for undergraduate, graduate, MBA, dental, and medical school students ELIGIBILITY TO REFINANCE WITH COMMONBOND * Minimum loan amount of $5,000 and a maximum of $500,000 * Minimum credit score of 660 * Your debt is from a completed bachelor’s degree or higher * Restricted States: NV, VT, MS * Other criteria may apply according to the lender. BENEFITS OF A COMMONBOND LOAN * Consolidation of both federal and private student loans * Choose between variable, fixed, and hybrid interest rates * No prepayment penalties and no application or origination fees * A rate reduction of 0.25% for those who use autopay * Easy online rate quote and application * Responsive in-house customer service team * In-school and military forbearance * Deferred payments during residency for medical students * Death or disability discharge if there is no cosigner * When you refinance, CommonBond covers the cost of a child’s

education in Ghana

Show details __ fewer details __

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Variable Rates (APR)

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2.39% - 6.01%

4.50% - 6.69%

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STUDENT LOAN SERVICES AT EDUCATION LOAN FINANCE * Federal and/or private student loan refinancing for degree-earning undergraduate and graduate students * Student borrowers can refinance their parents’ PLUS loans * Refinancing goes through SouthEast Bank ELIGIBILITY TO REFINANCE WITH EDUCATION LOAN FINANCE * Minimum loan amount of $15,000 * You have graduated with a bachelor’s degree or higher from an approved institution * Minimum credit score of 680 * Minimum income of $35,000 * Other criteria may apply according to the lender BENEFITS OF AN EDUCATION LOAN FINANCE STUDENT LOAN * Consolidation of both federal and private student loans * No prepayment penalties, application fees, or origination fees * Variable APR never exceeds 9.95% * Military deferment for active duty military * Death and disability discharge on a case-by-case basis * In-house customer service team * Assigned personal loan advisor to guide you through refinancing * See if you qualify in 2 minutes Show details __ fewer details __

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2.43% - 7.84%

3.48% - 7.03%

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STUDENT LOAN SERVICES AT SPLASH FINANCIAL * Federal and/or private student loan refinancing for undergraduate and graduate degree-holders and medical professionals * Refinancing goes through PenFed Credit Union ELIGIBILITY TO REFINANCE WITH SPLASH FINANCIAL * Minimum loan amount of $7,500 and a maximum of $350,000 * You have graduated with a bachelor’s degree or higher * Minimum credit score of 700 for solo applicants * Minimum income of $42,000 for solo applicants * Other criteria may apply according to the lender BENEFITS OF A SPLASH FINANCIAL STUDENT LOAN * Consolidation of both federal and private student loans * No prepayment penalties, application fees, or origination fees * Medical residents only have to pay $1 on refinanced student loans

for up to 84 months

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Variable Rates (APR)

Fixed Rates (APR)

2.70% - 7.87%

3.39% - 7.75%

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STUDENT LOAN SERVICES AT LENDKEY * Refinance your federal or private student loans.  LendKey works with many credit unions and banks to find a solution for you. * Apply for a private student loan to fund your undergraduate or

graduate degree

ELIGIBILITY TO REFINANCE WITH LENDKEY * Minimum loan amount of $7,500, and a maximum of $300,000. * Unemployment Protection of 18 months * Restricted States: ME, ND, NV, RI, WV * Other criteria may apply according to the lender. BENEFITS OF A LENDKEY STUDENT LOAN * Competitive rates pairing you with the right lender * A rate reduction of 0.25% for those who use autopay * First class customer service * Never any application fees, pre-payment penalties, or origination

fees.

* Consolidation of both federal and private student loans * Flexible repayment terms: 5, 7, 10, 15 and 20 years * Cosigner release available with some of the banking institutions that LendKey has relationships with * 5 Minute application & pre-approval Show details __ fewer details __

lender

Variable Rates (APR)

Fixed Rates (APR)

3.50% – 8.72%

3.75% – 8.77%

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STUDENT LOAN SERVICES AT EARNEST * Federal and/or private student loan refinancing for financially responsible student and parent borrowers * Private student loans for undergraduate, graduate, and professional school students ELIGIBILITY TO REFINANCE WITH EARNEST * Minimum loan amount of $5,000 and a maximum of $500,000 * Your debt is from a completed or about-to-be completed degree—including associate’s * You are employed or have consistent income * Restricted States: AL, DE, KY, NV, RI * Other criteria may apply according to the lender BENEFITS OF AN EARNEST STUDENT LOAN * Choose your precise loan term down to the month * Rates are not solely based on your credit score * Customized rate and term length based on your monthly budget * No fees for origination, disbursement, or late payments and no prepayment penalties * Skip a payment once per year * Academic and military deferment * Forbearance for a decrease in income, involuntary loss of employment, or increase in essential costs * Seven-day payment extension and auto-pay date change * Discharged in cases of death or disability * A rate reduction of 0.25% for those who use autopay * In-house customer service team available through call, text, and

email

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lender

Variable Rates (APR)

Fixed Rates (APR)

3.89% - 9.24%

4.89% - 9.24%

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STUDENT LOAN SERVICES AT COLLEGEAVE * Federal and/or private student loan refinancing for associates, undergraduate, and graduate degree-holders. ELIGIBILITY TO REFINANCE WITH COLLEGEAVE * Minimum loan amount of $5,000 and a maximum of $300,000 for medical, dental, pharmacy or veterinary degrees. * You have graduated with a associates degree or higher * Minimum income of $65,000 for solo applicants * Other criteria may apply according to the lender BENEFITS OF A COLLEGEAVE STUDENT LOAN * Consolidation of both federal and private student loans * No prepayment penalties, application fees, or origination fees * Autopay discount built into the loan rate * Rate is based on combined income if you have a spousal co-signor * In-house customer service team Get your rate in under 3 minutes Show details __ fewer details __

lender

Variable Rates (APR)

Fixed Rates (APR)

1.79% - 10.97%

4.39% - 11.98%

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STUDENT LOAN SERVICES AT COLLEGEAVE * Private student loans for undergraduate and graduate students ELIGIBILITY TO REFINANCE WITH COLLEGEAVE * Minimum loan amount of $1,000 and a maximum of up to the cost of attendance minus other financial aid * You are pursuing an associate degree or higher * Minimum income of $35,000 for solo applicants * Minimum credit score of mid-600s * Other criteria may apply according to the lender BENEFITS OF A COLLEGEAVE STUDENT LOAN * No prepayment penalties, application fees, or origination fees * Autopay discount built into the loan rate * Military deferment and the option for a multi-month grace period * Your choice of four loan terms and four repayment options * Dental, law, medical, and MBA loans available * Biweekly payments via autopay * In-house customer service team * Get your rate in under 3 minutes Show details __ fewer details __

2.74% - 11.44%

4.39% -12.78%

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STUDENT LOAN SERVICES AT EARNEST * Private student loans for undergraduate, graduate, and professional school students ELIGIBILITY TO REFINANCE WITH EARNEST * Minimum loan amount of $1,000 and a maximum of up to the cost of attendance minus other financial aid * Minimum credit score of 650 * Minimum income of $35,000 * You’re borrowing to pay for an undergraduate, graduate, business school, medical school, or law school degree * Restricted States: AK, CT, HI, IL, NV, NH, TX, VA * Other criteria may apply according to the lender BENEFITS OF AN EARNEST STUDENT LOAN * Choose your precise loan term down to the month * Rates are not solely based on your credit score * Customized rate and term length based on your monthly budget * No fees for origination, disbursement, or late payments and no prepayment penalties * Skip a payment once per year * 9-month grace period is 3 months longer than most lenders * Several in-school and post-school repayment options available * Forbearance of up to 12 months * Discharged in cases of death or disability * A rate reduction of 0.25% for those who use autopay * In-house client happiness team available through call, text, and

email

Show details __ fewer details __

3.10% - 10.17%

4.86% -11.24%

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STUDENT LOAN SERVICES AT LENDKEY * LendKey works with many credit unions and banks to find a solution

for you.

* Apply for a private student loan to fund your undergraduate or

graduate degree

ELIGIBILITY TO BORROW WITH LENDKEY * Minimum loan amount of $1,000 and a maximum of up to the cost of attendance minus other financial aid * Minimum credit score of 660 * Minimum income of $24,000 per year * Other criteria may apply according to the lender. BENEFITS OF A LENDKEY STUDENT LOAN * Competitive rates pairing you with the right lender * A rate reduction of 0.25% for those who use autopay * 18 months of forbearance available (in 6-month increments) * In-school and post-school repayment plans available * Choose between a 5-, 10-, or 15-year loan term * First-class customer service * Never any application fees, pre-payment penalties, or origination

fees.

* Cosigner release available with some of the banking institutions that LendKey has relationships with * Complimentary Career Assistance Program for borrowers looking to improve their employment situation * 5 Minute application & pre-approval Show details __ fewer details __

3.18%- 13.92%

4.00%- 14.92%

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STUDENT LOAN SERVICES AT ASCENT * Low-interest rate cosigned private student loans for student

borrowers

* Non-cosigned student loans for juniors, seniors, and graduate

students

ELIGIBILITY TO BORROW WITH ASCENT * Minimum loan amount of $2,000 and a maximum of up to the cost of attendance minus other financial aid * You are pursuing at least a bachelor’s degree full-time * Minimum credit score of 600 for primary borrowers and 660 for cosigners of cosigned loans * Minimum income of $24,000 for borrowers of cosigned loans * Other criteria may apply according to the lender BENEFITS OF AN ASCENT STUDENT LOAN * Forbearance of 24 months is longer than the industry average * Option to make biweekly payments via autopay * No application or origination fee and no prepayment penalties * 6-month grace period * Military deferment of up to 36 months * No credit history or income required if you borrow without a

cosigner

* Rates for non-co-signed loans takes a borrower’s future earnings

into account

* Many in-school repayment options offered, including deferred

payments

* 1% Cash Back Reward upon graduation for borrowers who meet certain terms and conditions * Earn up to $525 for each friend you refer to Ascent through their Refer A Friend program Show details __ fewer details __

3.52% - 9.50%

5.45% - 9.74%

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STUDENT LOAN SERVICES AT COMMONBOND * Private student loans for undergraduate, graduate, MBA, dental, and medical school students ELIGIBILITY TO BORROW WITH COMMONBOND * Minimum loan amount of $1,000 and a maximum of up to the cost of attendance minus other financial aid (lifetime max of $500,000) * Minimum credit score of 660 * You must be pursuing at least a bachelor’s degree * You must have a cosigner * Restricted States: NV, MS * Other criteria may apply according to the lender BENEFITS OF A COMMONBOND STUDENT LOAN * No prepayment penalties and no application or origination fees * See what rate you qualify for with only a soft credit check * A rate reduction of 0.25% for those who use autopay * Easy online rate quote and application * Responsive in-house customer service team * In-school and military deferment * Death and disability discharge for the borrower and cosigner * Up to 12 months of forbearance available in 3-month-long

increments

* 6-month grace period * Four repayment options offered * An assigned Money Mentor who can help you find money for school, create a budget, and locate internships * When you refinance, CommonBond covers the cost of a child’s education through Pencils of Promise Show details __ fewer details __

lender

Variable Rates (APR)

Fixed Rates (APR)

1.79% - 10.97%

4.39% - 11.98%

Visit site

STUDENT LOAN SERVICES AT COLLEGEAVE * Private student loans for undergraduate and graduate students ELIGIBILITY TO REFINANCE WITH COLLEGEAVE * Minimum loan amount of $1,000 and a maximum of up to the cost of attendance minus other financial aid * You are pursuing an associate degree or higher * Minimum income of $35,000 for solo applicants * Minimum credit score of mid-600s * Other criteria may apply according to the lender BENEFITS OF A COLLEGEAVE STUDENT LOAN * No prepayment penalties, application fees, or origination fees * Autopay discount built into the loan rate * Military deferment and the option for a multi-month grace period * Your choice of four loan terms and four repayment options * Dental, law, medical, and MBA loans available * Biweekly payments via autopay * In-house customer service team * Get your rate in under 3 minutes Show details __ fewer details __

lender

Variable Rates (APR)

Fixed Rates (APR)

2.74% - 11.44%

4.39% -12.78%

Visit site

STUDENT LOAN SERVICES AT EARNEST * Private student loans for undergraduate, graduate, and professional school students ELIGIBILITY TO REFINANCE WITH EARNEST * Minimum loan amount of $1,000 and a maximum of up to the cost of attendance minus other financial aid * Minimum credit score of 650 * Minimum income of $35,000 * You’re borrowing to pay for an undergraduate, graduate, business school, medical school, or law school degree * Restricted States: AK, CT, HI, IL, NV, NH, TX, VA * Other criteria may apply according to the lender BENEFITS OF AN EARNEST STUDENT LOAN * Choose your precise loan term down to the month * Rates are not solely based on your credit score * Customized rate and term length based on your monthly budget * No fees for origination, disbursement, or late payments and no prepayment penalties * Skip a payment once per year * 9-month grace period is 3 months longer than most lenders * Several in-school and post-school repayment options available * Forbearance of up to 12 months * Discharged in cases of death or disability * A rate reduction of 0.25% for those who use autopay * In-house client happiness team available through call, text, and

email

Show details __ fewer details __

lender

Variable Rates (APR)

Fixed Rates (APR)

3.10% - 10.17%

4.86% -11.24%

Visit site

STUDENT LOAN SERVICES AT LENDKEY * LendKey works with many credit unions and banks to find a solution

for you.

* Apply for a private student loan to fund your undergraduate or

graduate degree

ELIGIBILITY TO BORROW WITH LENDKEY * Minimum loan amount of $1,000 and a maximum of up to the cost of attendance minus other financial aid * Minimum credit score of 660 * Minimum income of $24,000 per year * Other criteria may apply according to the lender. BENEFITS OF A LENDKEY STUDENT LOAN * Competitive rates pairing you with the right lender * A rate reduction of 0.25% for those who use autopay * 18 months of forbearance available (in 6-month increments) * In-school and post-school repayment plans available * Choose between a 5-, 10-, or 15-year loan term * First-class customer service * Never any application fees, pre-payment penalties, or origination

fees.

* Cosigner release available with some of the banking institutions that LendKey has relationships with * Complimentary Career Assistance Program for borrowers looking to improve their employment situation * 5 Minute application & pre-approval Show details __ fewer details __

lender

Variable Rates (APR)

Fixed Rates (APR)

3.18%- 13.92%

4.00%- 14.92%

Visit site

STUDENT LOAN SERVICES AT ASCENT * Low-interest rate cosigned private student loans for student

borrowers

* Non-cosigned student loans for juniors, seniors, and graduate

students

ELIGIBILITY TO BORROW WITH ASCENT * Minimum loan amount of $2,000 and a maximum of up to the cost of attendance minus other financial aid * You are pursuing at least a bachelor’s degree full-time * Minimum credit score of 600 for primary borrowers and 660 for cosigners of cosigned loans * Minimum income of $24,000 for borrowers of cosigned loans * Other criteria may apply according to the lender BENEFITS OF AN ASCENT STUDENT LOAN * Forbearance of 24 months is longer than the industry average * Option to make biweekly payments via autopay * No application or origination fee and no prepayment penalties * 6-month grace period * Military deferment of up to 36 months * No credit history or income required if you borrow without a

cosigner

* Rates for non-co-signed loans takes a borrower’s future earnings

into account

* Many in-school repayment options offered, including deferred

payments

* 1% Cash Back Reward upon graduation for borrowers who meet certain terms and conditions * Earn up to $525 for each friend you refer to Ascent through their Refer A Friend program Show details __ fewer details __

lender

Variable Rates (APR)

Fixed Rates (APR)

3.52% - 9.50%

5.45% - 9.74%

Visit site

STUDENT LOAN SERVICES AT COMMONBOND * Private student loans for undergraduate, graduate, MBA, dental, and medical school students ELIGIBILITY TO BORROW WITH COMMONBOND * Minimum loan amount of $1,000 and a maximum of up to the cost of attendance minus other financial aid (lifetime max of $500,000) * Minimum credit score of 660 * You must be pursuing at least a bachelor’s degree * You must have a cosigner * Restricted States: NV, MS * Other criteria may apply according to the lender BENEFITS OF A COMMONBOND STUDENT LOAN * No prepayment penalties and no application or origination fees * See what rate you qualify for with only a soft credit check * A rate reduction of 0.25% for those who use autopay * Easy online rate quote and application * Responsive in-house customer service team * In-school and military deferment * Death and disability discharge for the borrower and cosigner * Up to 12 months of forbearance available in 3-month-long

increments

* 6-month grace period * Four repayment options offered * An assigned Money Mentor who can help you find money for school, create a budget, and locate internships * When you refinance, CommonBond covers the cost of a child’s education through Pencils of Promise Show details __ fewer details __ WHAT PEOPLE SAY ABOUT US? Finally figured out how to attack my student loans with the help of you guys. It's not easy making sense of everything, and I appreciate all the information you provided.

PAUL L.

Honestly didn't know how much I could save by refinancing until I found this website. Wish I found you guys sooner, thank you so much!

JENNIFER P.

THANK YOU! You guys helped save me from a tax offset. I really needed that refund, and I got it. Phew!

ALAN R.

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This site does not negotiate, adjust or settle debts. All federal student borrowers are able and encouraged to apply for any federal repayment or forgiveness programs through the US Department of Education for free without paying fees to any entity. Nothing on this site constitutes official qualification or guarantee of result. StudentDebtRelief.us is a private company not affiliated with the Department of Education of the Federal Government. Copyright © 2020 www.studentdebtrelief.us | All Rights Reserved You may be eligible for a ZERO dollar monthly payment! Call (844)-669-4407 x

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