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THE ONLY APP THAT GETS YOUR MONEY INTO SHAPE Create a free account Manage money on the go in the app01:43
-1 574Total expenses22%
20%
13%
15%
6%
24%
-937Avrg expenses
ThursdayBusiest day
Personal12 transactions-280 USD
RentA transaction
-620 USD
Joana Jenifer 700 600 500 400 300 200 100 People Dec 1 – Dec 31,2017
4.7 out of 5 stars in the App Store Winner of Mobile UX Awards 2017. Featured by Apple App Store and Google Play Have perfect control over all your cash expenses, bank accounts, E-Wallets and cryptowallets.
Get a quick overview about your total incomes and expenses at a glance and in one place. Use our smart budgets to save money for a new car, dreamy vacation or top university.HOW TO GET YOUR
MONEY INTO SHAPE?
Step 1
TRACK YOUR CASH FLOW * Connect your bank accounts and all your transactions will get automatically imported to Spendee. * Connect your crypto wallet and E-Wallet for complete overview ofyour cash flow.
* Add your cash expenses manually.Account
210188945
_2 311 USD_
Saving Account
Cash
_5 620 USD_
Family Wallet
Cash
_795 USD_
Add New Wallet or Bank AccountAccount Balance
Dec 5 - Dec 25, 2018 Current Balance + 0 USD Monthly Cashflow - 0 USDStep 2
UNDERSTAND YOUR FINANCIAL HABITS * Analyze your finance with beautiful, simple and easy to understand graphic. No need for complicated Excel sheets. * See where your money goes and where they come from every month. * See whether you spend less than you earn in one place and on 1tap.
Step 3
MAKE YOUR SPENDING STRESS–FREE * Set smart budgets to help you not to overspend in chosen category. * Know how much you can spend daily in order to stick to yourbudget.
* Save money for your future dreams. Power and energy 2,795 EUR0%
Food and Drink 420 EUR0%
Travel 1,367 EUR
0%
Create a free account FEATURES OUR USERS LOVEShared wallets
are popular among couples, families and roommates who handle their finances in Spendee. Connecting bank accounts to Spendee is preferred by people paying mostly by card.Customize Spendee
Customize your categories, add a picture or a location to everyexpense.
Multiple currencies
are favoured by travellers and digital nomads managing money in morecurrencies.
Alerts and reminders will notify you to pay the bill or not to exceed the budget.Sync and backup
is valuable for everyone using Spendee across devices and sharing Spendee with others.POPULAR ARTICLES
FROM OUR BLOG
Nákupy během karantény: Jak je na tom Česko? 7 tipů pro osobní finance: Jak v době krize ušetřit? COVID-19 Pandemic: How did shopping behaviour change across the world?Read more
WHY PEOPLE USE SPENDEE GET MONTHLY MONEY TIPS AND STAY ON TOP OF YOUR FINANCE I have read and agree with the Terms & ConditionsSubscribe
TERMS OF USE
Spendee is an application for various platforms, developed and offered to you by SPENDEE a.s., Id. No.: 05912890, with its registered office at Plynární 10, 170 00 Prague, Czech Republic ("Provider"). It enables its users to track and manage personal finance and analyze their income and expenses. Your use of the Spendee application and all the related services provided through it by Provider (collectively referred as "Spendee") is subject to the following terms (“Terms”), which upon your acceptance form a legally binding agreement between you and the Provider (“Agreement”). For the avoidance of doubt, such agreement is concluded solely between you and the Provider and there are no other parties to it. Spendee is currently available in its basic version free of charge, however it contains in-app purchases as it offers also paid subscriptions with additional features ("Paid features").ACCEPTANCE
These Terms regulate the legal relationship between you and the Provider and also represent a framework contract on the basis of which Provider is providing an account information service to you. The Terms are always available to you through the distribution platforms or in the Spendee application and you have the right to request them to be sent to your e-mail in the form of a PDF file. You may not use Spendee unless you express your acceptance of the Terms during the sign-up process by choosing “Accept” in a confirmation dialog box. You are also expressing your acceptance and willingness to be bound by these Terms by using or otherwise accessing Spendee. You may not accept these Terms unless you are at least 15 years of age and you have sufficient legal capacity to enter into a contract. If you are less than 18 years of age, you must have your parent or legal guardian's permission to accept the Terms and use Spendee. By accepting these Terms you declare that you are not a politically exposed person as defined by Section 4 (5) of the Act No. 253/2008Coll.
on anti-money laundering, as amended. If you fail to comply or ceased to comply with this condition, or if you have any doubt as to whether you fulfil this condition, you must contact the Provider by e-mail:hello@spendee.com.
TERM AND TERMINATION The Agreement will remain in full force and effect while you use Spendee and until terminated by either you or the Provider. Termination always includes deletion of your user account. You may terminate the Agreement at any time and for any reason by sending a notice to the Provider (by e-mail) and deleting the Spendee application. Refund of your purchases is in such case not possible. Provider may terminate the Agreement upon notice at any time and for any reason. The notice period is 2 months unless immediate termination is agreed between you and Provider. In exceptional circumstances under relevant EU or Czech law, such as money laundering or terrorist financing, any action which targets the freezing of funds, or any specific measure linked to the prevention and investigation of crimes, Provider may terminate the Agreement without notice at any time. In case of termination due to your breach of the Terms you are not entitled to any refunds.AMENDMENTS
When there are changes in laws or regulations, conditions in the financial services markets, technology or organisational processes, or when changes are needed due to compliance with the statutory obligation of prudential business rules or in order to improve quality of services provided through Spendee application, Provider may amend the Terms at its sole discretion. Such an amendment may cover areas such as amending and terminating the Agreement, registering a user account or Paid features and prices. You will be notified about the planned changes in advance through Spendee application and via e-mail (with the updated Terms attached in the form of a PDF file). The updated Terms will be published 2 months prior to the effective date. By continued use of Spendee, you are expressing your acceptance of the changes. If you do not agree with the changes, you may terminate the Terms at any time and free of charge. Release of updated version of the Spendee application may precede the effective date of the updated Terms for the existing users. You may be required to accept the updated Terms in order to be able to use all features of updated version of the Spendee application.YOUR USE OF SPENDEE
You must use Spendee only in accordance with the Terms, for the purpose it was intended and obey all of the applicable laws and terms and conditions of third parties. You must not use Spendee to engage yourself in activities that mar, interfere, destroy, or access in an illegitimate fashion servers, network connectivity, or other aspects or services of any third-party. REGISTRATION AND USER ACCOUNT In order to be able to use Spendee you have to sign up. You can sign up with your e-mail or with your personal Facebook or Google account. You agree to provide to the Provider only accurate, truthful and current information and keep it up to date. You must keep your Spendee account login information confidential and secure and you may not share it with anyone. You are solely responsible and liable for any and all activities that occur underyour account.
The Provider reserves the right to refuse your registration or suspend your Spendee account at any time. PAYMENT ACCOUNT SYNCHRONIZATION One of the features of Spendee enables you to connect to bank accounts or e-wallets (“payment accounts”) maintained by hundreds of supported financial institutions around the world and synchronize automatically your payment account information with Spendee on the basis of your explicit consent to Provider as an account information service provider. For this purpose, Spendee may use its own technology utilizing APIs of the financial institutions or a third-party solution provided by Salt Edge Inc., with its registered seat at 35 Jack Aaron Drive, Ottawa, Ontario, K2G 6L2, Canada (“Salt Edge”). You can find applicable terms and conditions and details on security and privacy on www.saltedge.com . You agree to connect only to payment accounts you own or you are otherwise entitled to use. In case you use the payment account synchronization feature of Spendee based on solution provided by Salt Edge, you expressly appoint Salt Edge to access your on-line payment account in read-only mode, retrieve on your behalf your data and share it with Spendee, as well as authorize the respective financial institution to make these data available to Salt Edge. Furthermore, you represent and warrant Provider and Salt Edge that you have all necessary rights to do so.USER CONTENT
You may enter and upload to Spendee or synchronize with it texts, numerical data, photos or other content. You retain copyright and all other rights to your content that qualifies for a legal protection. For such content you grant Provider a worldwide non-exclusive, no-charge and royalty-free license to use it in the connection with provision of the services, including without limitation, rights to copy, reproduce, modify, create derivative works of, publish, display, upload, transmit, distribute, market and sublicense. You represent that you have all necessary rights and consents to do so. The license lasts for the full term of the copyright or until a termination of theTerms.
You are solely responsible for any content you provide to Spendee and for any consequences thereof. You may not enter or upload to Spendee or synchronize with it unlawful content or content that infringes copyright or any other third-party rights. You may not upload any content describing or depicting violence or content which is pornographic, discriminatory, racist, defamatory or otherwise illegal and share it with other users of Spendee. Provider does not review the user content but reserves the right to remove or disable access to any user content for any reason. Provider has no responsibility for the accuracy of the content you provided to Spendee or synchronized with it or which was created by Spendee based on your input. You are solely responsible for backing up the content you enter or upload to Spendee or synchronize with it. NO PROFESSIONAL ADVICE Based on your user content (particularly synchronized payment account data) Spendee may provide you with personalized services relating to financial health (such as measures and analyses of various financial indicators) or commercial offers (ads). You hereby acknowledge and agree that such advice or commercial offers do not constitute professional financial, tax, accounting, investment or any other professional advice and Provider makes no representations or warranties of any kind related thereto. In no event shall Provider be liable for any damages caused to you or a third person arising out of your use of such financial advice or commercial offers. LICENSE AND OWNERSHIP Spendee application and all rights therein, including intellectual property rights, shall remain Provider's property or the property of its licensors. Nothing in the Terms shall be construed to grant you any rights, except for the limited license granted below. Subject to the Terms, Provider grants you a limited, non-exclusive, non-transferrable, non-sublicensable license, to access and use Spendee and its Paid features purchased pursuant to the Terms on any same-platform device (i.e. iOS device) that you own and control. The license is granted solely for your personal, non-commercial use. Therefore, you may not rent, lease, lend, sell, transfer, redistribute, or sublicense the Spendee application. Third-party services or libraries included in Spendee are licensed to you either under these Terms, or under the third party's license terms, ifapplicable.
Based on your license, you may not access Spendee with other means than the official application, mine or extract any data from Spendee databases, modify, reverse engineer, hack, decode, decrypt, decompile, disassemble or create derivative works of Spendee application or any part thereof and circumvent any technology used to protect the Paid features. You also may not remove, delete or obliterate any copyright notices, proprietary labels or private legends placed upon or found within the Spendee application. HARDWARE AND SYSTEM REQUIREMENTS Information about the current hardware and system requirements of Spendee, technical restrictions and other limitations are always available on the platform-specific page of the application. MAINTENANCE AND SUPPORT Spendee is subject to a continuous development and Provider reserves the right, at its sole discretion, to update the Spendee application, change the nature of Spendee or modify or discontinue some of the features without prior notice to you. You acknowledge that Provider has no obligation to maintain or update Spendee. Provider does not guarantee an uninterrupted provision of the services. Spendee or integrated third-party services may be temporary unavailable due to the maintenance, certain technical difficulties, or other events that are beyond Provider's control. If you have some questions, problems or suggestions, you can reach the Provider via contacts provided hereafter. However, you acknowledge that the support to non-paying users of Spendee is limited due to the limited capacity of the Provider. PREMIUM FEATURES AND PRICES Spendee application is available free of charge. Free version allows you to use only the basic features of Spendee. You can unlock Paid features by buying suitable subscription plan. Current detailed information about the subscription offer is always available in the Spendee application. Subscriptions are concluded for the term specified in your order. You can choose between 1 month and 12 months' term. Prices are displayed in your local currency (if supported) and always include the applicable VAT (Value Added Tax). Provider does not guarantee that Spendee or any of its features will always be free and reserves the right, at its sole discretion, tochange the pricing.
Downloading or using Spendee may incur additional costs for the Internet connection according to the standard rates of your ISP. You shall bear all such costs relating thereto. PAYMENTS AND REFUNDS You can purchase subscriptions simply by pressing the "BUY" button in the purchase dialogue, which summarizes information about billing type, price and term. By pressing the "BUY" button you enter into an additional agreement pursuant to the Terms. Due to the method of conclusion of the agreement, the text of the agreement is neither saved nor accessible. In a case you are a consumer with your normal place of abode or residence in the European Union, by pressing the "BUY" button you also consent that the contractual performance will start immediately and you acknowledge that for this reason you do not dispose right ofwithdrawal.
Payment is due and payable immediately upon completion of the purchasing process. Performance starts immediately after a successful transaction through electronic means by unlocking Paid features in Spendee application. Purchasing subscription requires Internet connection which may incur additional costs according to the standardrates of your ISP.
If you purchased a subscription, it will automatically renew itself for another term of the same length, unless you cancel it before the current term runs out. The subscription price is charged on the first day of the new term. You can cancel your subscription at any time. The cancellation will take effect the day after the last day of the current subscription term and Spendee will be downgraded. Available payment methods, include but are not limited to, credit and debit cards, gift cards or PayPal and may vary according to the distribution platform. Provider itself doesn't store any payment information or process payments. Distribution platforms, payment solution providers or their contractors are solely responsible for the payment processing. Refunds for the in-app purchases are generally not provided.TRIALS
Provider may offer subscriptions with a specified trial period without payment. However, you are required to provide your payment details to start such subscription. The regular subscription plan with your selected term will begin automatically after the expiry of the trial period, unless you cancel it before the period runs out. The first payment for the subscription will process on the first day following the end of the trial period. By starting the subscription with trial period and providing your payment details you agree with possible future charges for the subscription.PRIVACY
By using Spendee you acknowledge that Provider will process your personal data to the extent necessary for providing the services according to this Agreement. All information, including the extent and the manner of processing your personal data is included in the "Privacy Policy", which forms an integral part of the Terms. You can withdraw given consents regarding personal data processing at any time within the Spendee application. WARRANTIES AND LIMITATION OF LIABILITY TO THE FULLEST EXTENT PERMITTED BY LAW, IN NO EVENT SHALL PROVIDER BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, PUNITIVE, EXEMPLARY OR CONSEQUENTIAL DAMAGES, INCLUDING WITHOUT LIMITATION, LOSS OF USE, DATA, AND PROFITS, PROPERTY DAMAGE OR OTHER INTANGIBLE OR ECONOMIC LOSS, ARISING OUT OF OR RELATED TO YOUR USE OR INABILITY TO USE SPENDEE AND INTEGRATED THIRD-PARTY SERVICES, ESPECIALLY DUE TO REDUCTION OF AVAILABILITY, CANCELLATION OR MODIFICIATION, HACKING ATTACKS, FAILURE, MALFUNCTION OR OCCURRENCE OF OTHER ERRORS IN THE OPERATION OF SPENDEE OR INTEGRATED THIRD-PARTY SERVICES, EVEN IF PROVIDER HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. LIMITATION ABOVE DOES NOT INCLUDE PROVIDER'S LIABILITY FOR FRAUD, MISREPRESENTATION AND PERSONAL INJURY OR DEATH. IN NO EVENT SHALL PROVIDER'S TOTAL LIABILITY TO YOU FOR ALL DAMAGES EXCEED FIFTY U.S. DOLLARS ($50.00). SOME JURISDICTIONS DO NOT ALLOW THE LIMITATION OF LIABILITY, SO THIS LIMITATION MAY NOT FULLY APPLY TO YOU. YOU EXPRESSLY ACKNOWLEDGE AND AGREE THAT USE OF THE SPENDEE APPLICATION AND INTEGRATED THIRD-PARTY SERVICES IS AT YOUR SOLE RISK AND THEREFORE THE ENTIRE RISK, IN PARTICULAR AS TO SATISFACTORY QUALITY, PERFORMANCE, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, SECURITY AND EFFORT, REMAINS SOLELY WITH YOU. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, THE SPENDEE APPLICATION AND INTEGRATED THIRD-PARTY SERVICES ARE PROVIDED "AS IS" AND “AS AVAILABLE” WITHOUT ANY EXPRESS OR IMPLIED REPRESENTATIONS OR WARRANTIES OF ANY KIND EXCEPT AS SET FORTH IN THE PRESENT TERMS. SOME JURISDICTIONS DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES, SO THIS DISCLAIMER MAY NOT FULLY APPLY TO YOU. IN THE EVENT THAT THE INSURANCE CLAIM IS ESTABLISHED IN EUROPE AND RELATES TO THE PROVIDER'S INSURANCE CONTRACT CONCLUDED ACCORDING TO THE LAW 370/2017 SB. ON THE PAYMENT SERVICES, AS AMENDED (IN CZECH: ZÁKON O PLATEBNÍM STYKU), YOU HAVE THE RIGHT TO DAMAGES TO THE EXTENT ALLOWED BY THE LAW, THE INSURANCE CONTRACT, AND THE RELEVANT INSURANCE POLICY CONDITIONS. IF THE LAW ON PAYMENT SERVICES IS APPLICABLE, THE PROVISIONS OF THIS SECTION "WARRANTIES AND LIMITATION OF LIABILITY" APPLY TO THE EXTENT IN WHICH THIS LAW IS NOT CONTRAVENED.INDEMNIFICATION
You agree to indemnify and hold Provider, its directors, officers, employees and other representatives, harmless from any and all third-party claims arising out of your use of Spendee and integrated third-party services, including any liability or expenses arising from any claims, direct or indirect damages, lost profits, suits, judgments, litigation costs and attorneys' fees. THIRD-PARTY SERVICES Spendee or its parts may integrate or otherwise include third-party services or content such as Facebook Login, Foursquare API or Spectre API. You acknowledge that also other terms and conditions than these Terms may apply to your use of such third-party services (including privacy policies) and that Provider does not guarantee availability of such services and content. You must agree and comply with any applicable third-party terms when using Spendee. The mere fact that Spendee integrates or otherwise includes third-party services or content does not constitute an endorsement of Spendee by respectivethird parties.
IOS PLATFORM
If you are an iOS device user, the terms in this section also apply toyou:
You acknowledge that the Terms are concluded between you and Provider only, not with Apple, and that Provider, not Apple, is solely responsible for Spendee application and the content thereof, excludinguser content.
The license granted to you must be limited to use Spendee only as permitted by the Usage Rules set forth in the App Store Terms of Service, except that Spendee may be accessed and used by other accounts associated with the purchaser via Family Sharing. Provider and not Apple is solely responsible for providing any maintenance and support services with respect to Spendee. You acknowledge that Apple has no obligation whatsoever to furnish any maintenance and support services with respect to Spendee. In the event of any failure of Spendee to conform to any applicable warranty, you may notify Apple, and Apple will refund the purchase price to you. To the maximum extent permitted by applicable law, Apple will have no other warranty obligation whatsoever with respect to Spendee, and any other claims, losses, liabilities, damages, costs or expenses attributable to any failure to conform to any warranty will be sole responsibility of Provider. Provider, not Apple, is responsible for addressing any your or third-party claims relating to Spendee or your possession and/or use of Spendee, including, but not limited to, product liability claims, any claim that the Spendee fails to conform to any applicable legal or regulatory requirement and claims arising under consumer protection, privacy or similar legislation. You acknowledge that, in the event of any third-party claim that Spendee or your possession and use of Spendee infringes that third party's intellectual property rights, Provider, not Apple, will be solely responsible for the investigation, defense, settlement and discharge of any such intellectual property infringement claim. You acknowledge and agree that Apple and Apple's subsidiaries are third party beneficiaries of this Agreement, and that, upon your acceptance of the Terms, Apple will have the right (and will be deemed to have accepted the right) to enforce the Terms against you as a third-party beneficiary thereof. Auto-renewable nature of subscriptions: subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. Account will be charged for renewal within 24-hours prior to the end of the current period, and identify the cost of the renewal. Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settingsafter purchase.
EXPORT CONTROL
You represent and warrant that you are not located in a country that is subject to a U.S. Government embargo, or that has been designated by the U.S. Government as a terrorist-supporting country and you are not listed on any U.S. Government list of prohibited or restrictedparties.
CONSUMER INFORMATION Monitoring and inspection in the field of consumer protection is carried out by the Czech Trade Inspection Authority (COI). In a case of a consumer dispute between you and Provider which fails to be settled by mutual agreement, you are entitled to apply for an alternative (out-of-court) resolution of such dispute to the Czech Financial Arbitrator with its seat at Legerova 69, 120 00 Prague, Czech Republic, E-mail: arbitr@finarbitr.cz, Web: www.finarbitr.cz/en/ . GOVERNING LAW AND DISPUTES Unless otherwise required by a mandatory law of any jurisdiction, the Terms and any dispute or claim arising out of or in connection with them or their subject matter or formation shall be governed by the laws of the Czech Republic. All court disputes shall be referred to the courts having substantive and local jurisdiction based on the address of the registered office of Provider.SEVERABILITY
If any provision of the Terms is held invalid or unenforceable to any extent, such invalidity or unenforceability shall not in any manner affect or render invalid or unenforceable other provisions of the Terms. The provision shall be enforced to the fullest extent permitted by law or deemed replaced by a provision that is valid and enforceable and that comes closest to the original intent and purpose.LANGUAGE
We agreed on English as a primary language of communication between you and the Provider. All information about Spendee is available in the English language. The Terms are available in the English language only. English shall be also the binding and controlling language for the additional agreements concluded pursuant to the Terms. COMPLAINTS AND CONTACT INFORMATION Your questions, complaints or claims with respect to Spendee should bedirected to:
SPENDEE a.s., Id. No.: 05912890, with its registered office at Plynární 10, 170 00 Prague, Czech Republic Mail: hello@spendee.comPRIVACY POLICY
Before using Spendee you are required to acquaint yourself with the Terms of Use ("Terms") and this Privacy Policy ("Policy") regulating the collection, processing and use of your personal data. The Policy forms an integral part of the Terms and all definitions and names shall have the respective meaning defined therein. You agree to provide the Provider always only accurate, truthful and current personal data and keep it up to date.SERVICE PROVISION
You acknowledge that SPENDEE a.s., Id. No.: 05912890, with its registered office at Plynární 10, 170 00 Prague, Czech Republic ("Provider") may, as a data controller, process your personal data in a scope specified hereunder as necessary for the performance of a contract arising out of these Terms. The purpose of this personal data processing is SERVICE PROVISION which includes, but is not limited to, setting up and keeping your Spendee account, ensuring Spendee features and providing support. Minimum scope of your personal data required for a conclusion of a contract with the Provider and setting up and keeping your Spendee account include your FIRST NAME, LAST NAME, E-MAIL ADDRESS, LOGIN CREDENTIALS, LANGUAGE, CURRENCY and SUBSCRIPTION DETAILS. Provision of other personal data is completely voluntary and therefore the scope of the data being processed by the Provider depends mainly on the Spendee features you want to use. In case you want to use login through Facebook or Google account, the Provider will process identification details of the respective SOCIALMEDIA ACCOUNT.
As long as you will use the financial tracking and budgeting feature of Spendee the Provider will process your PERSONAL FINANCIAL INFORMATION (such as incomes, expenses and their details, budgets etc.) based on your input. In case you will use the payment account synchronization feature of Spendee the Provider will process also CREDENTIALS TO ACCESS THE PAYMENT ACCOUNT, TRANSACTION DETAILS (such as amount, description, note, date and currency) and the PAYMENT ACCOUNT DETAILS (such as account number, account name, balance, currency, and type of account). In order to get more personalized experience and better financial advice, you can also fill out your Spendee account and let us process your personal data including PROFILE PHOTO, BIRTH DATE, SEX, FAMILY STATUS, PLACE OF RESIDENCE, HOUSING SITUATION, EDUCATION and EMPLOYMENT DETAILS, PROPERTY DETAILS and ECONOMIC SITUATION. You furthermore acknowledge that as a part of the personal data processing for the purpose of service provision the Provider may use profiling to analyse or predict aspects concerning your family status, housing situation, education and employment, property details and economic situation, as well as behaviour in order to deliver you the best personalised experience and financial advice. This profiling doesn't result in any automated decision-making which would produce legal effects to you or would have similarly significant consequence. All personal data categories mentioned above in this section can be hereinafter referred to as "Personal data". The Personal data will be processed by the Provider for the purpose of service provision until you delete it or until you or the Provider will terminate theAgreement.
SENDING MARKETING COMMUNICATIONS You acknowledge that the Provider, as a data controller, may use your E-MAIL ADDRESS and its details it has obtained in the course of registration to send you direct marketing communications regarding Spendee. Your e-mail may be used by the Provider until you opt out. You can opt out at any time by clicking on the "unsubscribe" link in the respective e-mail or by another action described therein.MARKETING
You can give the Provider, as a data controller, consent to process your Personal data for marketing purposes, particularly in order to create audiences and otherwise personalise your ad experience, including marketing communications. The Personal data will be processed by the Provider for marketing purposes until you withdraw your consent. You can withdraw your consent at any time within the Spendee application. You acknowledge that as a part of the personal data processing for marketing purposes the Provider may use profiling to analyse or predict aspects concerning your family status, housing situation, education and employment, property details and economic situation, as well as behaviour in order to deliver you the best ad experience. This profiling doesn't result in any automated decision-making which would produce legal effects to you or would have similarly significantconsequence.
SERVICE IMPROVEMENT AND DEVELOPMENT You acknowledge that the Provider may, as a data controller, process your Personal data for the purposes of legitimate interests in improving and developing Spendee pursued by the Provider, which includes also anonymization of the data. Where possible the Provider will use for this purpose only anonymized data. The Personal data will be processed by the Provider for the purposes of legitimate interests in improving and developing Spendee only for the necessary period of time, maximum until you or the Provider will terminate the Agreement. You acknowledge that as a part of the personal data processing for purposes of legitimate interests in improving and developing Spendee the Provider may use profiling to analyse or predict aspects concerning your family status, housing situation, education and employment, property details and economic situation, as well as behaviour in order to develop new features and test them. This profiling doesn't result in any automated decision-making which would produce legal effects to you or would have similarly significantconsequence.
RECIPIENTS AND TRANSFERS TO THIRD COUNTRIES The Provider may appoint third parties – data processors to perform some of the personal data processing operations, however only for the purposes specified in this Policy, on a basis of written agreement and under statutory conditions. Otherwise the Provider does not transfer or disclose your Personal Data to any third parties unless you have consented otherwise under this Policy or initiated the disclosure or except as required by theapplicable laws.
Sharing your Personal Data with other users of Spendee is completelyunder your control.
Data processors being used by the Provider include: * Google Commerce Limited, 70 Sir John Rogerson's Quay, 2 Dublin,Ireland
* Google Inc., 1600 Amphitheatre Parkway, Mountain View, CA 94043,USA
* Salt Edge Inc., 35 Jack Aaron Drive, Ottawa, Ontario, K2G 6L2,Canada
* Mailgun Technologies, Inc., 535 Mission Street, San Francisco, CA94015, USA
* Facebook Inc., 1601 Willow Road, Menlo Park, CA 90425, USA * Zendesk, Inc., 1019 Market Street, San Francisco, CA 94103, USA For the transfer of personal data to the USA, there is no Commission decision on adequate protection and therefore the transfer is carried out on the basis of appropriate safeguards in the form of standard clauses or "Privacy Shield" certification. A copy of your Personal data can be obtained from the data processors through the Provider.YOUR RIGHTS
You acknowledge that in relation to the Personal data processing you have the right to access your Personal data. If you find or presume that the Provider or any of data processors is carrying out processing of your Personal data which is in contradiction with the protection of your private and personal life or with the law, you are entitled to contact them with a complaint concerning the processing of your Personal data and ask for explanation and/or require them to remedy the arisen state of affairs, in particular by blocking (from 25. 5. 2018 "restriction of the processing"), rectification, supplementing or liquidation (from 25. 5. 2018 "erasure") of your personal data. YOU ACKNOWLEDGE THAT YOU HAVE ALSO RIGHT TO OBJECT, ON GROUNDS RELATING TO YOUR PARTICULAR SITUATION, TO PROCESSING BASED ON LEGITIMATE INTEREST (SERVICE IMPROVEMENT AND DEVELOPMENT), INCLUDING PROFILING (FROM 25. 5. 2018). YOU FURTHERMORE ACKNOWLEDGE THAT YOU HAVE ALSO RIGHT TO OBJECT TO PROCESSING FOR DIRECT MARKETING PURPOSES (FROM 25. 5. 2018). Where you object to processing, the Provider will no longer process your Personal data for the respective purposes. You acknowledge that you have the right to receive your Personal data, which you have provided to the Provider, in a structured, commonly used and machine-readable format and the right to transmit those data to another controller without hindrance from the Provider (from 25. 5. 2018). In exercising this right, you have the right to have your Personal data transmitted directly from the Provider to another controller, where technically feasible. The export feature of Spendee allows you to receive your personal financial information data at anytime.
You acknowledge that you can also contact directly the Office for Personal Data Protection of the Czech Republic with your complaint. PAYMENT INFORMATION AND ON-LINE BANKING CREDENTIALS When you make purchases through Spendee, your credit card information and other data are not collected and stored by the Provider, but only by third party payment processors. In case you use the payment account synchronization feature of Spendee, your on-line banking credentials are by default used only upon your manual entry and are not stored by Provider or Salt Edge as a data processor. However, you can voluntarily choose to have your credentials stored by Salt Edge.LOCATION
Some of the Spendee features may access and collect your current location data, including GPS coordinates or other similar information regarding the location of your device. Some features of Spendee may not function properly if use of location data is blocked or disabled.FACEBOOK LOGIN
You may also sign up for Spendee with your personal Facebook or Google account. In that case, you shall give Provider all the requested permissions to collect your Personal Data.TECHNICAL DATA
You acknowledge that Provider may collect and use technical data, including but not limited to information about your mobile device and system, Internet connection or your use of Spendee application. The purpose of the collection of technical data is to ensure quality, increase your comfort and further analyse and develop Spendee andrelated services.
Technical data is anonymous and stored separately from the Personal Data, therefore it cannot be linked back to you in any way in order toidentify you.
COOKIES
Cookies are small pieces of data that are stored on your device to help mobile phone applications like Speende to remember certain information. Cookies may contain Personal data. Spendee application is using cookies in order to keep your settings, for security reasons, to analyse your use of Spendee and for targetingadvertisement.
You can always block use of cookies or delete existing cookies by changing the settings of your browser or device, however it can affect the functionality of Spendee application.DATA SECURITY
Your Personal Data is stored and processed automatically in electronic form on secure servers with firewall protection and physical security measures. Provider's database servers are located within the European Union (Belgium) and in the USA. Provider has to always comply with its high data protection standards. Your Personal Data is always transferred from you or your on-line banking server to the data processing servers using secure SSLconnections.
You acknowledge, that even Provider, Salt Edge and other data processors use all standard security measures, the security of your Personal Data and other information can't be 100% guaranteed.CONTACT INFORMATION
If you have any queries relating to the protection and security of your data, please contact Provider's data protection officer at dpo@spendee.com or at the following postal address: Plynární 10, 170 00, Prague, Czech Republic.LEAVING SO SOON?
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