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Spectra Bank offers a variety of savings accounts to meet your banking needs. Each product is a simple and economical resource for managing your money. Lending. When you need a loan for your business, Spectra Bank is the right choice. Since we are locally owned and operated, we have a vested interest in our local community. ONLINE & MOBILE BANKING No matter where you are, Spectra Bank brings you an intuitive design that makes banking easy. We’ve fine-tuned our online banking platform to give you everything you need in a streamlined, clutter-free experience. Our top priority is keeping your money and personal information safe. Use your account snapshot to check yourbalances quickly.
BUSINESS BANKING
Our goal is to meet the needs of all customers, ranging from personal to business banking. Simple banking and experienced common sense bankers are what we strive to be. ABOUT - SPECTRA BANK Spectra Bank is an independent, community oriented financial institution committed to providing financial services in our market area on a fair and equitable basis. Our core values are prudent judgement, fair business practices and confidentiality." For our employees we will strive to provide a rich and fertile work environment that is bothSPECTRA BANK
Individual Checking. Minimum Opening Requirement: $200.00 Initial Deposit Description of Account: A transaction account for customers who value benefits for maintaining an account with a higher balance.It includes a flat service fee and a per debit fee if the balanceSPECTRA BANK
and we call them by name. Our goal is to meet the needs of all customers, ranging from personal to business banking. Simple banking and experienced common sense bankers are what we strive to be. Our executive team is always available to make decisions promptly, so come visit us at either location today. RESOURCES - SPECTRA BANK Corporate Account Takeover is a fast growing electronic crime where thieves typically use some form of malware to obtain login credentials to Corporate Online Banking accounts and fraudulently transfer funds from the account(s).SPECTRA BANK
Spectra Bank’s program allows business customers to credit employee accounts directly without cutting payroll checks. You will decrease cost of paper checks and increase your cash flow. This program gives your employees automatic credit to their banking account onTALK TO A BANKER
and we call them by name. Our goal is to meet the needs of all customers, ranging from personal to business banking. Simple banking and experienced common sense bankers are what we strive to be. Our executive team is always available to make decisions promptly, so come visit us at either location today.SPECTRA BANK
Spectra Bank's CDs are a great investment with low-risks. Certificate of Deposits are deemed a safe investment because they are FDIC-insured. CDs can also do wonders for your financial planning. Let Spectra Bank protect your investment today. **Contact us SPECTRA BANKCONSUMER BANKINGBUSINESS BANKINGABOUT USRESOURCESCONTACTUS
Spectra Bank offers a variety of savings accounts to meet your banking needs. Each product is a simple and economical resource for managing your money. Lending. When you need a loan for your business, Spectra Bank is the right choice. Since we are locally owned and operated, we have a vested interest in our local community. ONLINE & MOBILE BANKING No matter where you are, Spectra Bank brings you an intuitive design that makes banking easy. We’ve fine-tuned our online banking platform to give you everything you need in a streamlined, clutter-free experience. Our top priority is keeping your money and personal information safe. Use your account snapshot to check yourbalances quickly.
BUSINESS BANKING
Our goal is to meet the needs of all customers, ranging from personal to business banking. Simple banking and experienced common sense bankers are what we strive to be. ABOUT - SPECTRA BANK Spectra Bank is an independent, community oriented financial institution committed to providing financial services in our market area on a fair and equitable basis. Our core values are prudent judgement, fair business practices and confidentiality." For our employees we will strive to provide a rich and fertile work environment that is bothSPECTRA BANK
Individual Checking. Minimum Opening Requirement: $200.00 Initial Deposit Description of Account: A transaction account for customers who value benefits for maintaining an account with a higher balance.It includes a flat service fee and a per debit fee if the balanceSPECTRA BANK
and we call them by name. Our goal is to meet the needs of all customers, ranging from personal to business banking. Simple banking and experienced common sense bankers are what we strive to be. Our executive team is always available to make decisions promptly, so come visit us at either location today. RESOURCES - SPECTRA BANK Corporate Account Takeover is a fast growing electronic crime where thieves typically use some form of malware to obtain login credentials to Corporate Online Banking accounts and fraudulently transfer funds from the account(s).SPECTRA BANK
Spectra Bank’s program allows business customers to credit employee accounts directly without cutting payroll checks. You will decrease cost of paper checks and increase your cash flow. This program gives your employees automatic credit to their banking account onTALK TO A BANKER
and we call them by name. Our goal is to meet the needs of all customers, ranging from personal to business banking. Simple banking and experienced common sense bankers are what we strive to be. Our executive team is always available to make decisions promptly, so come visit us at either location today.SPECTRA BANK
Spectra Bank's CDs are a great investment with low-risks. Certificate of Deposits are deemed a safe investment because they are FDIC-insured. CDs can also do wonders for your financial planning. Let Spectra Bank protect your investment today. **Contact us ONLINE & MOBILE BANKING No matter where you are, Spectra Bank brings you an intuitive design that makes banking easy. We’ve fine-tuned our online banking platform to give you everything you need in a streamlined, clutter-free experience. Our top priority is keeping your money and personal information safe. Use your account snapshot to check yourbalances quickly.
CONSUMER BANKING
Our goal is to meet the needs of all customers, ranging from checking and savings accounts to Internet banking, 24-hours a day, 7 days aweek.
SPECTRA BANK
Give us a call to discuss the details. Does Spectra Bank offer fixed rates? Yes, Spectra Bank offers fixed-rate periods of 1, 3 and 5 years. Give us a call for more details. Is there a prepayment penalty? Not at Spectra Bank. What amortization periods does Spectra Bank offer? Up to 30 years depending on the type of loan and collateralinvolved.
SPECTRA BANK
Remote Deposit Capture – With Spectra Bank’s remote deposit capture service spend less time depositing checks and more time growing your business. You can make deposits to your Spectra Bank account without leaving your office. All you need is a computer, a check scanner we provide, and access to the internet to easily scanand transmit
SPECTRA BANK
and we call them by name. Our goal is to meet the needs of all customers, ranging from personal to business banking. Simple banking and experienced common sense bankers are what we strive to be. Our executive team is always available to make decisions promptly, so come visit us at either location today.SPECTRA BANK
Spectra Bank's CDs are a great investment with low-risks. Certificate of Deposits are deemed a safe investment because they are FDIC-insured. CDs can also do wonders for your financial planning. Let Spectra Bank protect your investment today. **Contact usTALK TO A BANKER
and we call them by name. Our goal is to meet the needs of all customers, ranging from personal to business banking. Simple banking and experienced common sense bankers are what we strive to be. Our executive team is always available to make decisions promptly, so come visit us at either location today.DOWNLOAD THE APP
Download The App. Banking with convenience in mind. Get 24/7 customer care at your fingertips, security you can trust and a smart, simple online banking experience on applicable devices. No matter where you are, Spectra Bank brings you an intuitive design that makes bankingeasy.
SECURITY AWARENESS INFORMATION Corporate Account Takeover is a fast growing electronic crime where thieves typically use some form of malware to obtain login credentials to Corporate Online Banking accounts and fraudulently transfer funds from the account(s).SECURITY REMINDERS
Notice of Expiration of the Temporary Full FDIC Insurance Coverage for Noninterest-Bearing Transaction Accounts. By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC). SPECTRA BANKCONSUMER BANKINGBUSINESS BANKINGABOUT USRESOURCESCONTACTUS
Spectra Bank offers a variety of savings accounts to meet your banking needs. Each product is a simple and economical resource for managing your money. Lending. When you need a loan for your business, Spectra Bank is the right choice. Since we are locally owned and operated, we have a vested interest in our local community. ONLINE & MOBILE BANKING No matter where you are, Spectra Bank brings you an intuitive design that makes banking easy. We’ve fine-tuned our online banking platform to give you everything you need in a streamlined, clutter-free experience. Our top priority is keeping your money and personal information safe. Use your account snapshot to check yourbalances quickly.
CONSUMER BANKING
Our goal is to meet the needs of all customers, ranging from checking and savings accounts to Internet banking, 24-hours a day, 7 days aweek.
BUSINESS BANKING
Our goal is to meet the needs of all customers, ranging from personal to business banking. Simple banking and experienced common sense bankers are what we strive to be. ABOUT - SPECTRA BANK Spectra Bank is an independent, community oriented financial institution committed to providing financial services in our market area on a fair and equitable basis. Our core values are prudent judgement, fair business practices and confidentiality." For our employees we will strive to provide a rich and fertile work environment that is bothSPECTRA BANK
Give us a call to discuss the details. Does Spectra Bank offer fixed rates? Yes, Spectra Bank offers fixed-rate periods of 1, 3 and 5 years. Give us a call for more details. Is there a prepayment penalty? Not at Spectra Bank. What amortization periods does Spectra Bank offer? Up to 30 years depending on the type of loan and collateralinvolved.
SPECTRA BANK
and we call them by name. Our goal is to meet the needs of all customers, ranging from personal to business banking. Simple banking and experienced common sense bankers are what we strive to be. Our executive team is always available to make decisions promptly, so come visit us at either location today. CONTACT US - SPECTRA BANK Dallas: 2331 W. Northwest Hwy. Dallas, Texas, 75220 Phone: (469) 357-6700 Lobby Hours: Monday - Friday: 9am - 3pm Drive-In Hours: Monday - Friday: 9am - 6pm Saturday: 9am - Noon RESOURCES - SPECTRA BANK Corporate Account Takeover is a fast growing electronic crime where thieves typically use some form of malware to obtain login credentials to Corporate Online Banking accounts and fraudulently transfer funds from the account(s).SPECTRA BANK
Spectra Bank's CDs are a great investment with low-risks. Certificate of Deposits are deemed a safe investment because they are FDIC-insured. CDs can also do wonders for your financial planning. Let Spectra Bank protect your investment today. **Contact us SPECTRA BANKCONSUMER BANKINGBUSINESS BANKINGABOUT USRESOURCESCONTACTUS
Spectra Bank offers a variety of savings accounts to meet your banking needs. Each product is a simple and economical resource for managing your money. Lending. When you need a loan for your business, Spectra Bank is the right choice. Since we are locally owned and operated, we have a vested interest in our local community. ONLINE & MOBILE BANKING No matter where you are, Spectra Bank brings you an intuitive design that makes banking easy. We’ve fine-tuned our online banking platform to give you everything you need in a streamlined, clutter-free experience. Our top priority is keeping your money and personal information safe. Use your account snapshot to check yourbalances quickly.
CONSUMER BANKING
Our goal is to meet the needs of all customers, ranging from checking and savings accounts to Internet banking, 24-hours a day, 7 days aweek.
BUSINESS BANKING
Our goal is to meet the needs of all customers, ranging from personal to business banking. Simple banking and experienced common sense bankers are what we strive to be. ABOUT - SPECTRA BANK Spectra Bank is an independent, community oriented financial institution committed to providing financial services in our market area on a fair and equitable basis. Our core values are prudent judgement, fair business practices and confidentiality." For our employees we will strive to provide a rich and fertile work environment that is bothSPECTRA BANK
Give us a call to discuss the details. Does Spectra Bank offer fixed rates? Yes, Spectra Bank offers fixed-rate periods of 1, 3 and 5 years. Give us a call for more details. Is there a prepayment penalty? Not at Spectra Bank. What amortization periods does Spectra Bank offer? Up to 30 years depending on the type of loan and collateralinvolved.
SPECTRA BANK
and we call them by name. Our goal is to meet the needs of all customers, ranging from personal to business banking. Simple banking and experienced common sense bankers are what we strive to be. Our executive team is always available to make decisions promptly, so come visit us at either location today. CONTACT US - SPECTRA BANK Dallas: 2331 W. Northwest Hwy. Dallas, Texas, 75220 Phone: (469) 357-6700 Lobby Hours: Monday - Friday: 9am - 3pm Drive-In Hours: Monday - Friday: 9am - 6pm Saturday: 9am - Noon RESOURCES - SPECTRA BANK Corporate Account Takeover is a fast growing electronic crime where thieves typically use some form of malware to obtain login credentials to Corporate Online Banking accounts and fraudulently transfer funds from the account(s).SPECTRA BANK
Spectra Bank's CDs are a great investment with low-risks. Certificate of Deposits are deemed a safe investment because they are FDIC-insured. CDs can also do wonders for your financial planning. Let Spectra Bank protect your investment today. **Contact usSPECTRA BANK
Give us a call to discuss the details. Does Spectra Bank offer fixed rates? Yes, Spectra Bank offers fixed-rate periods of 1, 3 and 5 years. Give us a call for more details. Is there a prepayment penalty? Not at Spectra Bank. What amortization periods does Spectra Bank offer? Up to 30 years depending on the type of loan and collateralinvolved.
SPECTRA BANK
Individual Checking. Minimum Opening Requirement: $200.00 Initial Deposit Description of Account: A transaction account for customers who value benefits for maintaining an account with a higher balance.It includes a flat service fee and a per debit fee if the balanceSPECTRA BANK
Interest Earning Savings Account. Minimum Opening Requirement: $200 Initial Deposit. Description of Account: At Spectra Bank how you save is just as important as what you’re saving for.We believe that saving your money is great. Growing it is even better.SPECTRA BANK
Spectra Bank’s program allows business customers to credit employee accounts directly without cutting payroll checks. You will decrease cost of paper checks and increase your cash flow. This program gives your employees automatic credit to their banking account onSPECTRA BANK
Commercial Checking. Minimum Opening Requirement: $200.00 Initial Deposit Description of Account: At Spectra Bank we understand the financial demands of businesses with a high level of activity.That’s why we offer commercial checking accounts. This account is designed to deliver value and provide features that meet your everyday demands.SPECTRA BANK
and we call them by name. Our goal is to meet the needs of all customers, ranging from personal to business banking. Simple banking and experienced common sense bankers are what we strive to be. Our executive team is always available to make decisions promptly, so come visit us at either location today.TALK TO A BANKER
and we call them by name. Our goal is to meet the needs of all customers, ranging from personal to business banking. Simple banking and experienced common sense bankers are what we strive to be. Our executive team is always available to make decisions promptly, so come visit us at either location today.DOWNLOAD THE APP
Download The App. Banking with convenience in mind. Get 24/7 customer care at your fingertips, security you can trust and a smart, simple online banking experience on applicable devices. No matter where you are, Spectra Bank brings you an intuitive design that makes bankingeasy.
SECURITY AWARENESS INFORMATION Corporate Account Takeover is a fast growing electronic crime where thieves typically use some form of malware to obtain login credentials to Corporate Online Banking accounts and fraudulently transfer funds from the account(s). LOST OR STOLEN DEBIT CARD? Having your wallet lost or stolen can be challenging. Spectra Bank is here to help. To report a lost or stolen Spectra Bank debit card, please call us immediately. SPECTRA BANKCONSUMER BANKINGBUSINESS BANKINGABOUT USRESOURCESCONTACTUS
Spectra Bank offers a variety of savings accounts to meet your banking needs. Each product is a simple and economical resource for managing your money. Lending. When you need a loan for your business, Spectra Bank is the right choice. Since we are locally owned and operated, we have a vested interest in our local community.BUSINESS BANKING
Our goal is to meet the needs of all customers, ranging from personal to business banking. Simple banking and experienced common sense bankers are what we strive to be. ABOUT - SPECTRA BANK Spectra Bank is an independent, community oriented financial institution committed to providing financial services in our market area on a fair and equitable basis. Our core values are prudent judgement, fair business practices and confidentiality." For our employees we will strive to provide a rich and fertile work environment that is bothSPECTRA BANK
Individual Checking. Minimum Opening Requirement: $200.00 Initial Deposit Description of Account: A transaction account for customers who value benefits for maintaining an account with a higher balance.It includes a flat service fee and a per debit fee if the balanceSPECTRA BANK
and we call them by name. Our goal is to meet the needs of all customers, ranging from personal to business banking. Simple banking and experienced common sense bankers are what we strive to be. Our executive team is always available to make decisions promptly, so come visit us at either location today. RESOURCES - SPECTRA BANK Corporate Account Takeover is a fast growing electronic crime where thieves typically use some form of malware to obtain login credentials to Corporate Online Banking accounts and fraudulently transfer funds from the account(s). CONTACT US - SPECTRA BANK Dallas: 2331 W. Northwest Hwy. Dallas, Texas, 75220 Phone: (469) 357-6700 Lobby Hours: Monday - Friday: 9am - 3pm Drive-In Hours: Monday - Friday: 9am - 6pm Saturday: 9am - NoonSPECTRA BANK
Spectra Bank's CDs are a great investment with low-risks. Certificate of Deposits are deemed a safe investment because they are FDIC-insured. CDs can also do wonders for your financial planning. Let Spectra Bank protect your investment today. **Contact usTALK TO A BANKER
and we call them by name. Our goal is to meet the needs of all customers, ranging from personal to business banking. Simple banking and experienced common sense bankers are what we strive to be. Our executive team is always available to make decisions promptly, so come visit us at either location today.LOAN PAYMENT
Loan Payment - Spectra Bank Skip Navigation SPECTRA BANKCONSUMER BANKINGBUSINESS BANKINGABOUT USRESOURCESCONTACTUS
Spectra Bank offers a variety of savings accounts to meet your banking needs. Each product is a simple and economical resource for managing your money. Lending. When you need a loan for your business, Spectra Bank is the right choice. Since we are locally owned and operated, we have a vested interest in our local community.BUSINESS BANKING
Our goal is to meet the needs of all customers, ranging from personal to business banking. Simple banking and experienced common sense bankers are what we strive to be. ABOUT - SPECTRA BANK Spectra Bank is an independent, community oriented financial institution committed to providing financial services in our market area on a fair and equitable basis. Our core values are prudent judgement, fair business practices and confidentiality." For our employees we will strive to provide a rich and fertile work environment that is bothSPECTRA BANK
Individual Checking. Minimum Opening Requirement: $200.00 Initial Deposit Description of Account: A transaction account for customers who value benefits for maintaining an account with a higher balance.It includes a flat service fee and a per debit fee if the balanceSPECTRA BANK
and we call them by name. Our goal is to meet the needs of all customers, ranging from personal to business banking. Simple banking and experienced common sense bankers are what we strive to be. Our executive team is always available to make decisions promptly, so come visit us at either location today. RESOURCES - SPECTRA BANK Corporate Account Takeover is a fast growing electronic crime where thieves typically use some form of malware to obtain login credentials to Corporate Online Banking accounts and fraudulently transfer funds from the account(s). CONTACT US - SPECTRA BANK Dallas: 2331 W. Northwest Hwy. Dallas, Texas, 75220 Phone: (469) 357-6700 Lobby Hours: Monday - Friday: 9am - 3pm Drive-In Hours: Monday - Friday: 9am - 6pm Saturday: 9am - NoonSPECTRA BANK
Spectra Bank's CDs are a great investment with low-risks. Certificate of Deposits are deemed a safe investment because they are FDIC-insured. CDs can also do wonders for your financial planning. Let Spectra Bank protect your investment today. **Contact usTALK TO A BANKER
and we call them by name. Our goal is to meet the needs of all customers, ranging from personal to business banking. Simple banking and experienced common sense bankers are what we strive to be. Our executive team is always available to make decisions promptly, so come visit us at either location today.LOAN PAYMENT
Loan Payment - Spectra Bank Skip Navigation ONLINE & MOBILE BANKING No matter where you are, Spectra Bank brings you an intuitive design that makes banking easy. We’ve fine-tuned our online banking platform to give you everything you need in a streamlined, clutter-free experience. Our top priority is keeping your money and personal information safe. Use your account snapshot to check yourbalances quickly.
CONSUMER BANKING
Our goal is to meet the needs of all customers, ranging from checking and savings accounts to Internet banking, 24-hours a day, 7 days aweek.
SPECTRA BANK
Interest Earning Savings Account. Minimum Opening Requirement: $200 Initial Deposit. Description of Account: At Spectra Bank how you save is just as important as what you’re saving for.We believe that saving your money is great. Growing it is even better.SPECTRA BANK
Individual Checking. Minimum Opening Requirement: $200.00 Initial Deposit Description of Account: A transaction account for customers who value benefits for maintaining an account with a higher balance.It includes a flat service fee and a per debit fee if the balanceSPECTRA BANK
Give us a call to discuss the details. Does Spectra Bank offer fixed rates? Yes, Spectra Bank offers fixed-rate periods of 1, 3 and 5 years. Give us a call for more details. Is there a prepayment penalty? Not at Spectra Bank. What amortization periods does Spectra Bank offer? Up to 30 years depending on the type of loan and collateralinvolved.
SPECTRA BANK
Spectra Bank’s program allows business customers to credit employee accounts directly without cutting payroll checks. You will decrease cost of paper checks and increase your cash flow. This program gives your employees automatic credit to their banking account onSPECTRA BANK
and we call them by name. Our goal is to meet the needs of all customers, ranging from personal to business banking. Simple banking and experienced common sense bankers are what we strive to be. Our executive team is always available to make decisions promptly, so come visit us at either location today.DOWNLOAD THE APP
Download The App. Banking with convenience in mind. Get 24/7 customer care at your fingertips, security you can trust and a smart, simple online banking experience on applicable devices. No matter where you are, Spectra Bank brings you an intuitive design that makes bankingeasy.
SECURITY AWARENESS INFORMATION Corporate Account Takeover is a fast growing electronic crime where thieves typically use some form of malware to obtain login credentials to Corporate Online Banking accounts and fraudulently transfer funds from the account(s).SECURITY REMINDERS
Notice of Expiration of the Temporary Full FDIC Insurance Coverage for Noninterest-Bearing Transaction Accounts. By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC). SPECTRA BANKCONSUMER BANKINGBUSINESS BANKINGABOUT USRESOURCESCONTACTUS
Spectra Bank offers a variety of savings accounts to meet your banking needs. Each product is a simple and economical resource for managing your money. Lending. When you need a loan for your business, Spectra Bank is the right choice. Since we are locally owned and operated, we have a vested interest in our local community. ONLINE & MOBILE BANKING No matter where you are, Spectra Bank brings you an intuitive design that makes banking easy. We’ve fine-tuned our online banking platform to give you everything you need in a streamlined, clutter-free experience. Our top priority is keeping your money and personal information safe. Use your account snapshot to check yourbalances quickly.
CONSUMER BANKING
Our goal is to meet the needs of all customers, ranging from checking and savings accounts to Internet banking, 24-hours a day, 7 days aweek.
BUSINESS BANKING
Our goal is to meet the needs of all customers, ranging from personal to business banking. Simple banking and experienced common sense bankers are what we strive to be. ABOUT - SPECTRA BANK Spectra Bank is an independent, community oriented financial institution committed to providing financial services in our market area on a fair and equitable basis. Our core values are prudent judgement, fair business practices and confidentiality." For our employees we will strive to provide a rich and fertile work environment that is bothSPECTRA BANK
Individual Checking. Minimum Opening Requirement: $200.00 Initial Deposit Description of Account: A transaction account for customers who value benefits for maintaining an account with a higher balance.It includes a flat service fee and a per debit fee if the balanceSPECTRA BANK
and we call them by name. Our goal is to meet the needs of all customers, ranging from personal to business banking. Simple banking and experienced common sense bankers are what we strive to be. Our executive team is always available to make decisions promptly, so come visit us at either location today. CONTACT US - SPECTRA BANK Dallas: 2331 W. Northwest Hwy. Dallas, Texas, 75220 Phone: (469) 357-6700 Lobby Hours: Monday - Friday: 9am - 3pm Drive-In Hours: Monday - Friday: 9am - 6pm Saturday: 9am - Noon RESOURCES - SPECTRA BANK Corporate Account Takeover is a fast growing electronic crime where thieves typically use some form of malware to obtain login credentials to Corporate Online Banking accounts and fraudulently transfer funds from the account(s).TALK TO A BANKER
and we call them by name. Our goal is to meet the needs of all customers, ranging from personal to business banking. Simple banking and experienced common sense bankers are what we strive to be. Our executive team is always available to make decisions promptly, so come visit us at either location today. SPECTRA BANKCONSUMER BANKINGBUSINESS BANKINGABOUT USRESOURCESCONTACTUS
Spectra Bank offers a variety of savings accounts to meet your banking needs. Each product is a simple and economical resource for managing your money. Lending. When you need a loan for your business, Spectra Bank is the right choice. Since we are locally owned and operated, we have a vested interest in our local community. ONLINE & MOBILE BANKING No matter where you are, Spectra Bank brings you an intuitive design that makes banking easy. We’ve fine-tuned our online banking platform to give you everything you need in a streamlined, clutter-free experience. Our top priority is keeping your money and personal information safe. Use your account snapshot to check yourbalances quickly.
CONSUMER BANKING
Our goal is to meet the needs of all customers, ranging from checking and savings accounts to Internet banking, 24-hours a day, 7 days aweek.
BUSINESS BANKING
Our goal is to meet the needs of all customers, ranging from personal to business banking. Simple banking and experienced common sense bankers are what we strive to be. ABOUT - SPECTRA BANK Spectra Bank is an independent, community oriented financial institution committed to providing financial services in our market area on a fair and equitable basis. Our core values are prudent judgement, fair business practices and confidentiality." For our employees we will strive to provide a rich and fertile work environment that is bothSPECTRA BANK
Individual Checking. Minimum Opening Requirement: $200.00 Initial Deposit Description of Account: A transaction account for customers who value benefits for maintaining an account with a higher balance.It includes a flat service fee and a per debit fee if the balanceSPECTRA BANK
and we call them by name. Our goal is to meet the needs of all customers, ranging from personal to business banking. Simple banking and experienced common sense bankers are what we strive to be. Our executive team is always available to make decisions promptly, so come visit us at either location today. CONTACT US - SPECTRA BANK Dallas: 2331 W. Northwest Hwy. Dallas, Texas, 75220 Phone: (469) 357-6700 Lobby Hours: Monday - Friday: 9am - 3pm Drive-In Hours: Monday - Friday: 9am - 6pm Saturday: 9am - Noon RESOURCES - SPECTRA BANK Corporate Account Takeover is a fast growing electronic crime where thieves typically use some form of malware to obtain login credentials to Corporate Online Banking accounts and fraudulently transfer funds from the account(s).TALK TO A BANKER
and we call them by name. Our goal is to meet the needs of all customers, ranging from personal to business banking. Simple banking and experienced common sense bankers are what we strive to be. Our executive team is always available to make decisions promptly, so come visit us at either location today.CONSUMER BANKING
Our goal is to meet the needs of all customers, ranging from checking and savings accounts to Internet banking, 24-hours a day, 7 days aweek.
SPECTRA BANK
Give us a call to discuss the details. Does Spectra Bank offer fixed rates? Yes, Spectra Bank offers fixed-rate periods of 1, 3 and 5 years. Give us a call for more details. Is there a prepayment penalty? Not at Spectra Bank. What amortization periods does Spectra Bank offer? Up to 30 years depending on the type of loan and collateralinvolved.
SPECTRA BANK
Commercial Checking. Minimum Opening Requirement: $200.00 Initial Deposit Description of Account: At Spectra Bank we understand the financial demands of businesses with a high level of activity.That’s why we offer commercial checking accounts. This account is designed to deliver value and provide features that meet your everyday demands.SPECTRA BANK
Spectra Bank’s program allows business customers to credit employee accounts directly without cutting payroll checks. You will decrease cost of paper checks and increase your cash flow. This program gives your employees automatic credit to their banking account onSPECTRA BANK
Interest Earning Savings Account. Minimum Opening Requirement: $200 Initial Deposit. Description of Account: At Spectra Bank how you save is just as important as what you’re saving for.We believe that saving your money is great. Growing it is even better.SPECTRA BANK
and we call them by name. Our goal is to meet the needs of all customers, ranging from personal to business banking. Simple banking and experienced common sense bankers are what we strive to be. Our executive team is always available to make decisions promptly, so come visit us at either location today.SPECTRA BANK
Spectra Bank's CDs are a great investment with low-risks. Certificate of Deposits are deemed a safe investment because they are FDIC-insured. CDs can also do wonders for your financial planning. Let Spectra Bank protect your investment today. **Contact usDOWNLOAD THE APP
Download The App. Banking with convenience in mind. Get 24/7 customer care at your fingertips, security you can trust and a smart, simple online banking experience on applicable devices. No matter where you are, Spectra Bank brings you an intuitive design that makes bankingeasy.
SECURITY REMINDERS
Notice of Expiration of the Temporary Full FDIC Insurance Coverage for Noninterest-Bearing Transaction Accounts. By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC). LOST OR STOLEN DEBIT CARD? Having your wallet lost or stolen can be challenging. Spectra Bank is here to help. To report a lost or stolen Spectra Bank debit card, please call us immediately.Skip Navigation
Skip Navigation
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THE EVOLUTION OF BANKING.SPECTRA BANK
SPECTRA BANK
We are devoted to our customers, our values, and to the communities that we so humbly have the opportunity to serve. As we enter a new phase, our history remains with us as a guide. We believe that our people make our Bank, and we will continue to make customer serviceour primary focus.
CONSUMER BANKING
BUSINESS BANKING
ONLINE & MOBILE BANKINGTALK TO A BANKER...
At Spectra Bank, we always have courteous bankers ready to answer any questions you may have regarding your personal or business banking needs. Call or come by today, or click the link below to submit yourquestion via email.
Please DO NOT include any confidential personal information such as your account number or social security number in this email correspondence. A Spectra team member will contact you to secure any private or confidential information necessary to address your needs.Talk to a Banker!
CHECKING
Spectra Bank offers a variety of checking accounts to meet your banking needs. Each product is a simple and economical resource for managing your money.SAVINGS
Spectra Bank offers a variety of savings accounts to meet your banking needs. Each product is a simple and economical resource for managingyour money.
LENDING
When you need a loan for your business, Spectra Bank is the right choice. Since we are locally owned and operated, we have a vested interest in our local community.RETIREMENT
Retirement savings goals can be met a variety of ways. Let the professionals at Spectra Bank help you plan for your future.ABOUT SPECTRA BANK
Our goal is to build successful banking relationships with our local North Central Texas communities by providing extraordinary service and fair value in everything we do.CONTACT US
Looking for something specific? Contact us and we can help make sure you find what you are looking for. We are committed to you.RESOURCES
At Spectra Bank, we do our best to place all the banking information you might need right at your fingertips. Learn more about FDIC Insurance, security, identity theft, and more.SECURITY REMINDERS
Protecting your personal information is important to Spectra Bank. We are committed to providing you with a safe and secure online environment for your banking needs. FIND OUT HOW SPECTRA BANK CAN MAKE A REAL DIFFERENCE IN HOW YOU DOBUSINESS.
Learn More
SPECTRA BANK RESOURCE CENTER Information, Insights and Expert Advice. BANKING MADE EASY... DOWNLOAD THE APP TODAY! Banking with convenience in mind. Get 24/7 customer care at your fingertips, security you can trust and a smart, simple online banking experience on applicable devices. No matter where you are, LOST OR STOLEN DEBIT CARD? Having your wallet lost or stolen can be challenging. Spectra Bank is here to help. To report a lost or stolen Spectra Bank debit card, please call us immediately. During our normal business hours, SECURITY AWARENESS INFORMATION This content is for information purposes only. Before acting on any ideas presented in this content; security, legal, technical, and reputational risks should be independently evaluated considering HOW TO PROTECT YOUR ACCOUNT INFORMATION The best ways to keep your personal information safe is to be vigilant in your activity, to actively pay attention to where you store your important paperwork, and to check your account activity AT SPECTRA BANK WE KNOW OUR CUSTOMERS, AND WE CALL THEM BY NAME. Our goal is to meet the needs of all customers, ranging from personal to business banking. Simple banking and experienced common sense bankers are what we strive to be. Our executive team is always available to make decisions promptly, so come visit us at eitherlocation today.
FORT WORTH LOCATION
Address:
2000 Handley Ederville Rd. Fort Worth, Texas, 76118LOBBY HOURS:
Monday - Thursday: 9am - 3pmFriday: 9am - 6pm
DRIVE-IN HOURS:
Monday - Friday: 9am - 6pm Saturday: 9am - Noon PHONE: 817-284-9598 TOLL FREE: 800-869-9598 24-HOUR TELEBANK: 855-297-1761FAX: 817-284-8379
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DALLAS LOCATION
ADDRESS:
2331 W Northwest HwyDallas Texas 75220
LOBBY HOURS:
Monday - Friday: 9am - 3pmDRIVE-IN HOURS:
Monday - Friday: 9am - 6pm Saturday: 9am - Noon PHONE: 469-357-6700 TOLL FREE: 800-869-9598 24-HOUR TELEBANK: 855-297-1761FAX: 214-350-0998
RESOURCE CENTER
RESOURCES
Banking Made Easy... Download the App Today! Lost or Stolen Debit Card? Security Awareness Information How to protect your account information2017 Spectra Bank
Privacy Policy
EDIE FDIC NoticeIdentity Fraud
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