SANTANDER CORPORATE AND COMMERCIAL BANKINGGET IN TOUCHONBOARDING ONLINECURRENT ACCOUNTSDEPOSIT ACCOUNTSDOMESTIC PAYMENTS AND RECEIPTS As part of a regulatory requirement, an independent survey was conducted to ask customers (approximately 1,200 in Great Britain and approximately 600 in Northern Ireland) of each of the largest business current account providers (14 in Great Britain and 5 in Northern Ireland) if they would recommend their provider to other small and medium-sized enterprises (SMEs). RECOVERY LOAN SCHEME Recovery Loan Scheme. The Recovery Loan Scheme (RLS) launched on 6 April 2021 and supports access to finance for UK businesses as they recover and grow following the Covid-19 pandemic. RLS aims to help businesses affected by Covid-19 and can be used for business purposes, including, managing cashflow, investment and growth. REPAYING YOUR BOUNCE BACK LOAN (BBL) Then log on to Online Banking and: On ‘Account Information’, click the ‘Pay as you Grow’ tab on the left-hand side at the bottom. The second screen will show you details for your Bounce Back Loan. Click the red ‘ Pay as you Grow options ’ button at the bottom of the screen on the right-hand side. Remember, you’ll only be able to PAYING INTO YOUR ACCOUNT Paying in cheques. Cheques paid in at a Post Office® branch1 need to be accompanied by a ‘Cheque-only’ deposit slip and a cheque deposit envelope. You can deposit a maximum of ten cheques per slip and a receipt will be provided by the Post Office® branch1 as proof of deposit. The receipt will not detail the value or amount of cheques

SOFTWARE DOWNLOAD

Fast – Rapport is a small piece of software. It’s designed to let your computer work just as quickly as before. Compatible – Works alongside your existing anti-virus and firewall protection. Using Rapport. Make sure you download it to each computer you use for ALLOWING MONEY TO CLEAR Allowing money to clear. Cash deposits – current accounts only. When you pay cash in at the Post Office this will be viewable on your account and available to withdraw again the same day. Day of deposit using a Visa Debit or Cash Deposit Card: Monday. Tuesday. Wednesday.

Thursday.

INTERNATIONAL PAYMENTS AND RECEIPTS Keep track of the payments you’re sending and receiving by simply logging on to Connect Online Banking. The International payments tracker aims to improve information, transparency and traceability of your payments. Key features: Search the status of a SWIFT international payment in real time. Check the processing time for each

step.

CHEQUE PROCESSING AND CHEQUE IMAGING Cheque processing and cheque imaging. Following an industry-wide change, from 30 October 2017 sterling cheques could be processed through either the current paper-based method, or by a new, quicker, image-based method where a digital picture of a cheque is sent electronically for processing.

SECURITY DEVICES

Step 1. Remove the security device from the packaging and hold the 'OK' button for 2 seconds to turn it on. Step 2. You'll now see a screen titled 'NEW PIN'. Choose and carefully enter a unique PIN, it must be 5 digits long. Step 3. Once you've entered a PIN, you'll see a screen titled 'PIN CONF'. Enter your PIN again. PAYMENTS (INC MAKING AND STOPPING) Please be advised that once a bankers’ draft has been prepared it cannot be stopped. Please note that there is a charge for preparing a bankers’ draft. Stopping a payment. To stop a payment for example Direct Debit or a payment you have arranged yourself, please contact the Santander Corporate Office on SANTANDER CORPORATE AND COMMERCIAL BANKINGGET IN TOUCHONBOARDING ONLINECURRENT ACCOUNTSDEPOSIT ACCOUNTSDOMESTIC PAYMENTS AND RECEIPTS As part of a regulatory requirement, an independent survey was conducted to ask customers (approximately 1,200 in Great Britain and approximately 600 in Northern Ireland) of each of the largest business current account providers (14 in Great Britain and 5 in Northern Ireland) if they would recommend their provider to other small and medium-sized enterprises (SMEs). RECOVERY LOAN SCHEME Recovery Loan Scheme. The Recovery Loan Scheme (RLS) launched on 6 April 2021 and supports access to finance for UK businesses as they recover and grow following the Covid-19 pandemic. RLS aims to help businesses affected by Covid-19 and can be used for business purposes, including, managing cashflow, investment and growth. REPAYING YOUR BOUNCE BACK LOAN (BBL) Then log on to Online Banking and: On ‘Account Information’, click the ‘Pay as you Grow’ tab on the left-hand side at the bottom. The second screen will show you details for your Bounce Back Loan. Click the red ‘ Pay as you Grow options ’ button at the bottom of the screen on the right-hand side. Remember, you’ll only be able to PAYING INTO YOUR ACCOUNT Paying in cheques. Cheques paid in at a Post Office® branch1 need to be accompanied by a ‘Cheque-only’ deposit slip and a cheque deposit envelope. You can deposit a maximum of ten cheques per slip and a receipt will be provided by the Post Office® branch1 as proof of deposit. The receipt will not detail the value or amount of cheques

SOFTWARE DOWNLOAD

Fast – Rapport is a small piece of software. It’s designed to let your computer work just as quickly as before. Compatible – Works alongside your existing anti-virus and firewall protection. Using Rapport. Make sure you download it to each computer you use for ALLOWING MONEY TO CLEAR Allowing money to clear. Cash deposits – current accounts only. When you pay cash in at the Post Office this will be viewable on your account and available to withdraw again the same day. Day of deposit using a Visa Debit or Cash Deposit Card: Monday. Tuesday. Wednesday.

Thursday.

INTERNATIONAL PAYMENTS AND RECEIPTS Keep track of the payments you’re sending and receiving by simply logging on to Connect Online Banking. The International payments tracker aims to improve information, transparency and traceability of your payments. Key features: Search the status of a SWIFT international payment in real time. Check the processing time for each

step.

CHEQUE PROCESSING AND CHEQUE IMAGING Cheque processing and cheque imaging. Following an industry-wide change, from 30 October 2017 sterling cheques could be processed through either the current paper-based method, or by a new, quicker, image-based method where a digital picture of a cheque is sent electronically for processing.

SECURITY DEVICES

Step 1. Remove the security device from the packaging and hold the 'OK' button for 2 seconds to turn it on. Step 2. You'll now see a screen titled 'NEW PIN'. Choose and carefully enter a unique PIN, it must be 5 digits long. Step 3. Once you've entered a PIN, you'll see a screen titled 'PIN CONF'. Enter your PIN again. PAYMENTS (INC MAKING AND STOPPING) Please be advised that once a bankers’ draft has been prepared it cannot be stopped. Please note that there is a charge for preparing a bankers’ draft. Stopping a payment. To stop a payment for example Direct Debit or a payment you have arranged yourself, please contact the Santander Corporate Office on PAYING INTO YOUR ACCOUNT Paying in cheques. Cheques paid in at a Post Office® branch1 need to be accompanied by a ‘Cheque-only’ deposit slip and a cheque deposit envelope. You can deposit a maximum of ten cheques per slip and a receipt will be provided by the Post Office® branch1 as proof of deposit. The receipt will not detail the value or amount of cheques SECTORS | SANTANDER CORPORATE & COMMERCIAL BANKING Sector expertise We understand the complexity and evolving needs of businesses in a wide range of industries. Our experts will work with you to help turn your

CORONAVIRUS

Coronavirus Large Business Interruption Loan Scheme. The scheme is now closed to new applications. Applications received by 23.59 on 31 March 2021 can still be processed through to 31 May 2021. Full details of the scheme can still be accessed. Read more.

TRADE FINANCE

Trade finance Simple solutions for trade finance and information on the complexities of international trade. Available to. All businesses, from established multi-national companies to companies taking their first steps overseas, looking for expert help to deal with the many considerations that are relevant to trading internationally.

WITHDRAWALS

One off cash withdrawals above your card limit – current accounts only. If you need to withdraw a cash amount that is higher than your card limit on a single occasion, then please contact the Santander Corporate Office on 0151 298 6520 to arrange a withdrawal at your nominated Post Office®. You can make withdrawals either by cheque or

by

MAKING PAYMENTS

Faster payments are made from the Payments tab in Connect; Step A. Go to the ‘Payments’ tab and select ‘Make a Payment’ from the left-hand menu. Select ‘Standard ‘from within the Domestic Payments section. Step B. Enter the Payment details (debit account, payment date, and payment amount and debit reference). Step C. Select the beneficiary you wish to pay from the list of saved

SECURITY DEVICES

Step 1. Remove the security device from the packaging and hold the 'OK' button for 2 seconds to turn it on. Step 2. You'll now see a screen titled 'NEW PIN'. Choose and carefully enter a unique PIN, it must be 5 digits long. Step 3. Once you've entered a PIN, you'll see a screen titled 'PIN CONF'. Enter your PIN again.

REAL ESTATE

Real estate banking. At Santander we understand the real estate market and have been growing lending across all sectors. Santander has been one of the few banks to grow its real estate lending to all sectors in each of the past seven years. In doing so, it has developed PAYMENTS (INC MAKING AND STOPPING) Please be advised that once a bankers’ draft has been prepared it cannot be stopped. Please note that there is a charge for preparing a bankers’ draft. Stopping a payment. To stop a payment for example Direct Debit or a payment you have arranged yourself, please contact the Santander Corporate Office on PAYMENT CUT-OFF TIMES AND SETTLEMENT DATES CALCULATOR Use the calculator to work out cut-off times and settlement dates. Full details of the settlement dates and cut-off times are shown by clicking the link to the calculator below. Just enter the currency of the account you want to debit, and the currency you want to send, and the calculator will give you the cut-off time and settlement/value

date.

SANTANDER CORPORATE AND COMMERCIAL BANKINGGET IN TOUCHONBOARDING ONLINECURRENT ACCOUNTSDEPOSIT ACCOUNTSDOMESTIC PAYMENTS AND RECEIPTS As part of a regulatory requirement, an independent survey was conducted to ask customers (approximately 1,200 in Great Britain and approximately 600 in Northern Ireland) of each of the largest business current account providers (14 in Great Britain and 5 in Northern Ireland) if they would recommend their provider to other small and medium-sized enterprises (SMEs). PAYING INTO YOUR ACCOUNT Paying in cheques. Cheques paid in at a Post Office® branch1 need to be accompanied by a ‘Cheque-only’ deposit slip and a cheque deposit envelope. You can deposit a maximum of ten cheques per slip and a receipt will be provided by the Post Office® branch1 as proof of deposit. The receipt will not detail the value or amount of cheques REPAYING YOUR BOUNCE BACK LOAN (BBL) Then log on to Online Banking and: On ‘Account Information’, click the ‘Pay as you Grow’ tab on the left-hand side at the bottom. The second screen will show you details for your Bounce Back Loan. Click the red ‘ Pay as you Grow options ’ button at the bottom of the screen on the right-hand side. Remember, you’ll only be able to RECOVERY LOAN SCHEME Recovery Loan Scheme. The Recovery Loan Scheme (RLS) launched on 6 April 2021 and supports access to finance for UK businesses as they recover and grow following the Covid-19 pandemic. RLS aims to help businesses affected by Covid-19 and can be used for business purposes, including, managing cashflow, investment and growth.

SOFTWARE DOWNLOAD

Fast – Rapport is a small piece of software. It’s designed to let your computer work just as quickly as before. Compatible – Works alongside your existing anti-virus and firewall protection. Using Rapport. Make sure you download it to each computer you use for ALLOWING MONEY TO CLEAR Allowing money to clear. Cash deposits – current accounts only. When you pay cash in at the Post Office this will be viewable on your account and available to withdraw again the same day. Day of deposit using a Visa Debit or Cash Deposit Card: Monday. Tuesday. Wednesday.

Thursday.

MAKING PAYMENTS

Faster payments are made from the Payments tab in Connect; Step A. Go to the ‘Payments’ tab and select ‘Make a Payment’ from the left-hand menu. Select ‘Standard ‘from within the Domestic Payments section. Step B. Enter the Payment details (debit account, payment date, and payment amount and debit reference). Step C. Select the beneficiary you wish to pay from the list of saved INTERNATIONAL PAYMENTS AND RECEIPTS Keep track of the payments you’re sending and receiving by simply logging on to Connect Online Banking. The International payments tracker aims to improve information, transparency and traceability of your payments. Key features: Search the status of a SWIFT international payment in real time. Check the processing time for each

step.

CHEQUE PROCESSING AND CHEQUE IMAGING Cheque processing and cheque imaging. Following an industry-wide change, from 30 October 2017 sterling cheques could be processed through either the current paper-based method, or by a new, quicker, image-based method where a digital picture of a cheque is sent electronically for processing. PAYMENTS (INC MAKING AND STOPPING) Please be advised that once a bankers’ draft has been prepared it cannot be stopped. Please note that there is a charge for preparing a bankers’ draft. Stopping a payment. To stop a payment for example Direct Debit or a payment you have arranged yourself, please contact the Santander Corporate Office on SANTANDER CORPORATE AND COMMERCIAL BANKINGGET IN TOUCHONBOARDING ONLINECURRENT ACCOUNTSDEPOSIT ACCOUNTSDOMESTIC PAYMENTS AND RECEIPTS As part of a regulatory requirement, an independent survey was conducted to ask customers (approximately 1,200 in Great Britain and approximately 600 in Northern Ireland) of each of the largest business current account providers (14 in Great Britain and 5 in Northern Ireland) if they would recommend their provider to other small and medium-sized enterprises (SMEs). PAYING INTO YOUR ACCOUNT Paying in cheques. Cheques paid in at a Post Office® branch1 need to be accompanied by a ‘Cheque-only’ deposit slip and a cheque deposit envelope. You can deposit a maximum of ten cheques per slip and a receipt will be provided by the Post Office® branch1 as proof of deposit. The receipt will not detail the value or amount of cheques REPAYING YOUR BOUNCE BACK LOAN (BBL) Then log on to Online Banking and: On ‘Account Information’, click the ‘Pay as you Grow’ tab on the left-hand side at the bottom. The second screen will show you details for your Bounce Back Loan. Click the red ‘ Pay as you Grow options ’ button at the bottom of the screen on the right-hand side. Remember, you’ll only be able to RECOVERY LOAN SCHEME Recovery Loan Scheme. The Recovery Loan Scheme (RLS) launched on 6 April 2021 and supports access to finance for UK businesses as they recover and grow following the Covid-19 pandemic. RLS aims to help businesses affected by Covid-19 and can be used for business purposes, including, managing cashflow, investment and growth.

SOFTWARE DOWNLOAD

Fast – Rapport is a small piece of software. It’s designed to let your computer work just as quickly as before. Compatible – Works alongside your existing anti-virus and firewall protection. Using Rapport. Make sure you download it to each computer you use for ALLOWING MONEY TO CLEAR Allowing money to clear. Cash deposits – current accounts only. When you pay cash in at the Post Office this will be viewable on your account and available to withdraw again the same day. Day of deposit using a Visa Debit or Cash Deposit Card: Monday. Tuesday. Wednesday.

Thursday.

MAKING PAYMENTS

Faster payments are made from the Payments tab in Connect; Step A. Go to the ‘Payments’ tab and select ‘Make a Payment’ from the left-hand menu. Select ‘Standard ‘from within the Domestic Payments section. Step B. Enter the Payment details (debit account, payment date, and payment amount and debit reference). Step C. Select the beneficiary you wish to pay from the list of saved INTERNATIONAL PAYMENTS AND RECEIPTS Keep track of the payments you’re sending and receiving by simply logging on to Connect Online Banking. The International payments tracker aims to improve information, transparency and traceability of your payments. Key features: Search the status of a SWIFT international payment in real time. Check the processing time for each

step.

CHEQUE PROCESSING AND CHEQUE IMAGING Cheque processing and cheque imaging. Following an industry-wide change, from 30 October 2017 sterling cheques could be processed through either the current paper-based method, or by a new, quicker, image-based method where a digital picture of a cheque is sent electronically for processing. PAYMENTS (INC MAKING AND STOPPING) Please be advised that once a bankers’ draft has been prepared it cannot be stopped. Please note that there is a charge for preparing a bankers’ draft. Stopping a payment. To stop a payment for example Direct Debit or a payment you have arranged yourself, please contact the Santander Corporate Office on

CORONAVIRUS

Coronavirus Large Business Interruption Loan Scheme. The scheme is now closed to new applications. Applications received by 23.59 on 31 March 2021 can still be processed through to 31 May 2021. Full details of the scheme can still be accessed. Read more. SECTORS | SANTANDER CORPORATE & COMMERCIAL BANKING Sector expertise We understand the complexity and evolving needs of businesses in a wide range of industries. Our experts will work with you to help turn your

MAKING PAYMENTS

Faster payments are made from the Payments tab in Connect; Step A. Go to the ‘Payments’ tab and select ‘Make a Payment’ from the left-hand menu. Select ‘Standard ‘from within the Domestic Payments section. Step B. Enter the Payment details (debit account, payment date, and payment amount and debit reference). Step C. Select the beneficiary you wish to pay from the list of saved

WITHDRAWALS

One off cash withdrawals above your card limit – current accounts only. If you need to withdraw a cash amount that is higher than your card limit on a single occasion, then please contact the Santander Corporate Office on 0151 298 6520 to arrange a withdrawal at your nominated Post Office®. You can make withdrawals either by cheque or

by

TRADE FINANCE

Trade finance Simple solutions for trade finance and information on the complexities of international trade. Available to. All businesses, from established multi-national companies to companies taking their first steps overseas, looking for expert help to deal with the many considerations that are relevant to trading internationally. CHEQUE PROCESSING AND CHEQUE IMAGING Cheque processing and cheque imaging. Following an industry-wide change, from 30 October 2017 sterling cheques could be processed through either the current paper-based method, or by a new, quicker, image-based method where a digital picture of a cheque is sent electronically for processing.

SECURITY DEVICES

Step 1. Remove the security device from the packaging and hold the 'OK' button for 2 seconds to turn it on. Step 2. You'll now see a screen titled 'NEW PIN'. Choose and carefully enter a unique PIN, it must be 5 digits long. Step 3. Once you've entered a PIN, you'll see a screen titled 'PIN CONF'. Enter your PIN again. PAYMENT CUT-OFF TIMES AND SETTLEMENT DATES CALCULATOR Use the calculator to work out cut-off times and settlement dates. Full details of the settlement dates and cut-off times are shown by clicking the link to the calculator below. Just enter the currency of the account you want to debit, and the currency you want to send, and the calculator will give you the cut-off time and settlement/value

date.

PAYMENTS (INC MAKING AND STOPPING) Please be advised that once a bankers’ draft has been prepared it cannot be stopped. Please note that there is a charge for preparing a bankers’ draft. Stopping a payment. To stop a payment for example Direct Debit or a payment you have arranged yourself, please contact the Santander Corporate Office on

REAL ESTATE

Real estate banking. At Santander we understand the real estate market and have been growing lending across all sectors. Santander has been one of the few banks to grow its real estate lending to all sectors in each of the past seven years. In doing so, it has developed SANTANDER CORPORATE AND COMMERCIAL BANKINGGET IN TOUCHONBOARDING ONLINECURRENT ACCOUNTSDEPOSIT ACCOUNTSDOMESTIC PAYMENTS AND RECEIPTS As part of a regulatory requirement, an independent survey was conducted to ask customers (approximately 1,200 in Great Britain and approximately 600 in Northern Ireland) of each of the largest business current account providers (14 in Great Britain and 5 in Northern Ireland) if they would recommend their provider to other small and medium-sized enterprises (SMEs). PAYING INTO YOUR ACCOUNT Paying in cheques. Cheques paid in at a Post Office® branch1 need to be accompanied by a ‘Cheque-only’ deposit slip and a cheque deposit envelope. You can deposit a maximum of ten cheques per slip and a receipt will be provided by the Post Office® branch1 as proof of deposit. The receipt will not detail the value or amount of cheques REPAYING YOUR BOUNCE BACK LOAN (BBL) Then log on to Online Banking and: On ‘Account Information’, click the ‘Pay as you Grow’ tab on the left-hand side at the bottom. The second screen will show you details for your Bounce Back Loan. Click the red ‘ Pay as you Grow options ’ button at the bottom of the screen on the right-hand side. Remember, you’ll only be able to RECOVERY LOAN SCHEME Recovery Loan Scheme. The Recovery Loan Scheme (RLS) launched on 6 April 2021 and supports access to finance for UK businesses as they recover and grow following the Covid-19 pandemic. RLS aims to help businesses affected by Covid-19 and can be used for business purposes, including, managing cashflow, investment and growth.

SOFTWARE DOWNLOAD

Fast – Rapport is a small piece of software. It’s designed to let your computer work just as quickly as before. Compatible – Works alongside your existing anti-virus and firewall protection. Using Rapport. Make sure you download it to each computer you use for ALLOWING MONEY TO CLEAR Allowing money to clear. Cash deposits – current accounts only. When you pay cash in at the Post Office this will be viewable on your account and available to withdraw again the same day. Day of deposit using a Visa Debit or Cash Deposit Card: Monday. Tuesday. Wednesday.

Thursday.

MAKING PAYMENTS

Faster payments are made from the Payments tab in Connect; Step A. Go to the ‘Payments’ tab and select ‘Make a Payment’ from the left-hand menu. Select ‘Standard ‘from within the Domestic Payments section. Step B. Enter the Payment details (debit account, payment date, and payment amount and debit reference). Step C. Select the beneficiary you wish to pay from the list of saved INTERNATIONAL PAYMENTS AND RECEIPTS Keep track of the payments you’re sending and receiving by simply logging on to Connect Online Banking. The International payments tracker aims to improve information, transparency and traceability of your payments. Key features: Search the status of a SWIFT international payment in real time. Check the processing time for each

step.

CHEQUE PROCESSING AND CHEQUE IMAGING Cheque processing and cheque imaging. Following an industry-wide change, from 30 October 2017 sterling cheques could be processed through either the current paper-based method, or by a new, quicker, image-based method where a digital picture of a cheque is sent electronically for processing. PAYMENTS (INC MAKING AND STOPPING) Please be advised that once a bankers’ draft has been prepared it cannot be stopped. Please note that there is a charge for preparing a bankers’ draft. Stopping a payment. To stop a payment for example Direct Debit or a payment you have arranged yourself, please contact the Santander Corporate Office on SANTANDER CORPORATE AND COMMERCIAL BANKINGGET IN TOUCHONBOARDING ONLINECURRENT ACCOUNTSDEPOSIT ACCOUNTSDOMESTIC PAYMENTS AND RECEIPTS As part of a regulatory requirement, an independent survey was conducted to ask customers (approximately 1,200 in Great Britain and approximately 600 in Northern Ireland) of each of the largest business current account providers (14 in Great Britain and 5 in Northern Ireland) if they would recommend their provider to other small and medium-sized enterprises (SMEs). PAYING INTO YOUR ACCOUNT Paying in cheques. Cheques paid in at a Post Office® branch1 need to be accompanied by a ‘Cheque-only’ deposit slip and a cheque deposit envelope. You can deposit a maximum of ten cheques per slip and a receipt will be provided by the Post Office® branch1 as proof of deposit. The receipt will not detail the value or amount of cheques REPAYING YOUR BOUNCE BACK LOAN (BBL) Then log on to Online Banking and: On ‘Account Information’, click the ‘Pay as you Grow’ tab on the left-hand side at the bottom. The second screen will show you details for your Bounce Back Loan. Click the red ‘ Pay as you Grow options ’ button at the bottom of the screen on the right-hand side. Remember, you’ll only be able to RECOVERY LOAN SCHEME Recovery Loan Scheme. The Recovery Loan Scheme (RLS) launched on 6 April 2021 and supports access to finance for UK businesses as they recover and grow following the Covid-19 pandemic. RLS aims to help businesses affected by Covid-19 and can be used for business purposes, including, managing cashflow, investment and growth.

SOFTWARE DOWNLOAD

Fast – Rapport is a small piece of software. It’s designed to let your computer work just as quickly as before. Compatible – Works alongside your existing anti-virus and firewall protection. Using Rapport. Make sure you download it to each computer you use for ALLOWING MONEY TO CLEAR Allowing money to clear. Cash deposits – current accounts only. When you pay cash in at the Post Office this will be viewable on your account and available to withdraw again the same day. Day of deposit using a Visa Debit or Cash Deposit Card: Monday. Tuesday. Wednesday.

Thursday.

MAKING PAYMENTS

Faster payments are made from the Payments tab in Connect; Step A. Go to the ‘Payments’ tab and select ‘Make a Payment’ from the left-hand menu. Select ‘Standard ‘from within the Domestic Payments section. Step B. Enter the Payment details (debit account, payment date, and payment amount and debit reference). Step C. Select the beneficiary you wish to pay from the list of saved

CORONAVIRUS

Coronavirus Large Business Interruption Loan Scheme. The scheme is now closed to new applications. Applications received by 23.59 on 31 March 2021 can still be processed through to 31 May 2021. Full details of the scheme can still be accessed. Read more. SECTORS | SANTANDER CORPORATE & COMMERCIAL BANKING Sector expertise We understand the complexity and evolving needs of businesses in a wide range of industries. Our experts will work with you to help turn your

MAKING PAYMENTS

Faster payments are made from the Payments tab in Connect; Step A. Go to the ‘Payments’ tab and select ‘Make a Payment’ from the left-hand menu. Select ‘Standard ‘from within the Domestic Payments section. Step B. Enter the Payment details (debit account, payment date, and payment amount and debit reference). Step C. Select the beneficiary you wish to pay from the list of saved

WITHDRAWALS

One off cash withdrawals above your card limit – current accounts only. If you need to withdraw a cash amount that is higher than your card limit on a single occasion, then please contact the Santander Corporate Office on 0151 298 6520 to arrange a withdrawal at your nominated Post Office®. You can make withdrawals either by cheque or

by

TRADE FINANCE

Trade finance Simple solutions for trade finance and information on the complexities of international trade. Available to. All businesses, from established multi-national companies to companies taking their first steps overseas, looking for expert help to deal with the many considerations that are relevant to trading internationally. CHEQUE PROCESSING AND CHEQUE IMAGING Cheque processing and cheque imaging. Following an industry-wide change, from 30 October 2017 sterling cheques could be processed through either the current paper-based method, or by a new, quicker, image-based method where a digital picture of a cheque is sent electronically for processing.

SECURITY DEVICES

Step 1. Remove the security device from the packaging and hold the 'OK' button for 2 seconds to turn it on. Step 2. You'll now see a screen titled 'NEW PIN'. Choose and carefully enter a unique PIN, it must be 5 digits long. Step 3. Once you've entered a PIN, you'll see a screen titled 'PIN CONF'. Enter your PIN again. PAYMENT CUT-OFF TIMES AND SETTLEMENT DATES CALCULATOR Use the calculator to work out cut-off times and settlement dates. Full details of the settlement dates and cut-off times are shown by clicking the link to the calculator below. Just enter the currency of the account you want to debit, and the currency you want to send, and the calculator will give you the cut-off time and settlement/value

date.

PAYMENTS (INC MAKING AND STOPPING) Please be advised that once a bankers’ draft has been prepared it cannot be stopped. Please note that there is a charge for preparing a bankers’ draft. Stopping a payment. To stop a payment for example Direct Debit or a payment you have arranged yourself, please contact the Santander Corporate Office on

REAL ESTATE

Real estate banking. At Santander we understand the real estate market and have been growing lending across all sectors. Santander has been one of the few banks to grow its real estate lending to all sectors in each of the past seven years. In doing so, it has developed SANTANDER CORPORATE AND COMMERCIAL BANKINGGET IN TOUCHONBOARDING ONLINECURRENT ACCOUNTSDEPOSIT ACCOUNTSDOMESTIC PAYMENTS AND RECEIPTS As part of a regulatory requirement, an independent survey was conducted to ask customers (approximately 1,200 in Great Britain and approximately 600 in Northern Ireland) of each of the largest business current account providers (14 in Great Britain and 5 in Northern Ireland) if they would recommend their provider to other small and medium-sized enterprises (SMEs).

SANTANDER CONNECT

Santander Connect is a secure and integrated service that provides our customers with complete control and transparency of their company’s cash flow and finances. Real time account balance and transaction reporting. Plus a dedicated mobile service to access accounts on the

move.

REPAYING YOUR BOUNCE BACK LOAN (BBL) Then log on to Online Banking and: On ‘Account Information’, click the ‘Pay as you Grow’ tab on the left-hand side at the bottom. The second screen will show you details for your Bounce Back Loan. Click the red ‘ Pay as you Grow options ’ button at the bottom of the screen on the right-hand side. Remember, you’ll only be able to

TRADE FINANCE

Trade finance Simple solutions for trade finance and information on the complexities of international trade. Available to. All businesses, from established multi-national companies to companies taking their first steps overseas, looking for expert help to deal with the many considerations that are relevant to trading internationally. ALLOWING MONEY TO CLEAR Allowing money to clear. Cash deposits – current accounts only. When you pay cash in at the Post Office this will be viewable on your account and available to withdraw again the same day. Day of deposit using a Visa Debit or Cash Deposit Card: Monday. Tuesday. Wednesday.

Thursday.

SOFTWARE DOWNLOAD

Fast – Rapport is a small piece of software. It’s designed to let your computer work just as quickly as before. Compatible – Works alongside your existing anti-virus and firewall protection. Using Rapport. Make sure you download it to each computer you use for

WITHDRAWALS

One off cash withdrawals above your card limit – current accounts only. If you need to withdraw a cash amount that is higher than your card limit on a single occasion, then please contact the Santander Corporate Office on 0151 298 6520 to arrange a withdrawal at your nominated Post Office®. You can make withdrawals either by cheque or

by

INVOICE FINANCE

Invoice finance is a tried and tested method of unlocking the value of unpaid invoices, providing companies with immediate access to their money, freeing up working capital and enabling them to fund current and future orders. Santander Invoice Finance can advance up to 90% of the value tied up in your invoices, providing you with a source of INTERNATIONAL PAYMENTS AND RECEIPTS Keep track of the payments you’re sending and receiving by simply logging on to Connect Online Banking. The International payments tracker aims to improve information, transparency and traceability of your payments. Key features: Search the status of a SWIFT international payment in real time. Check the processing time for each

step.

SECURITY DEVICES

Step 1. Remove the security device from the packaging and hold the 'OK' button for 2 seconds to turn it on. Step 2. You'll now see a screen titled 'NEW PIN'. Choose and carefully enter a unique PIN, it must be 5 digits long. Step 3. Once you've entered a PIN, you'll see a screen titled 'PIN CONF'. Enter your PIN again. SANTANDER CORPORATE AND COMMERCIAL BANKINGGET IN TOUCHONBOARDING ONLINECURRENT ACCOUNTSDEPOSIT ACCOUNTSDOMESTIC PAYMENTS AND RECEIPTS As part of a regulatory requirement, an independent survey was conducted to ask customers (approximately 1,200 in Great Britain and approximately 600 in Northern Ireland) of each of the largest business current account providers (14 in Great Britain and 5 in Northern Ireland) if they would recommend their provider to other small and medium-sized enterprises (SMEs).

SANTANDER CONNECT

Santander Connect is a secure and integrated service that provides our customers with complete control and transparency of their company’s cash flow and finances. Real time account balance and transaction reporting. Plus a dedicated mobile service to access accounts on the

move.

REPAYING YOUR BOUNCE BACK LOAN (BBL) Then log on to Online Banking and: On ‘Account Information’, click the ‘Pay as you Grow’ tab on the left-hand side at the bottom. The second screen will show you details for your Bounce Back Loan. Click the red ‘ Pay as you Grow options ’ button at the bottom of the screen on the right-hand side. Remember, you’ll only be able to

TRADE FINANCE

Trade finance Simple solutions for trade finance and information on the complexities of international trade. Available to. All businesses, from established multi-national companies to companies taking their first steps overseas, looking for expert help to deal with the many considerations that are relevant to trading internationally. ALLOWING MONEY TO CLEAR Allowing money to clear. Cash deposits – current accounts only. When you pay cash in at the Post Office this will be viewable on your account and available to withdraw again the same day. Day of deposit using a Visa Debit or Cash Deposit Card: Monday. Tuesday. Wednesday.

Thursday.

SOFTWARE DOWNLOAD

Fast – Rapport is a small piece of software. It’s designed to let your computer work just as quickly as before. Compatible – Works alongside your existing anti-virus and firewall protection. Using Rapport. Make sure you download it to each computer you use for

WITHDRAWALS

One off cash withdrawals above your card limit – current accounts only. If you need to withdraw a cash amount that is higher than your card limit on a single occasion, then please contact the Santander Corporate Office on 0151 298 6520 to arrange a withdrawal at your nominated Post Office®. You can make withdrawals either by cheque or

by

INVOICE FINANCE

Invoice finance is a tried and tested method of unlocking the value of unpaid invoices, providing companies with immediate access to their money, freeing up working capital and enabling them to fund current and future orders. Santander Invoice Finance can advance up to 90% of the value tied up in your invoices, providing you with a source of INTERNATIONAL PAYMENTS AND RECEIPTS Keep track of the payments you’re sending and receiving by simply logging on to Connect Online Banking. The International payments tracker aims to improve information, transparency and traceability of your payments. Key features: Search the status of a SWIFT international payment in real time. Check the processing time for each

step.

SECURITY DEVICES

Step 1. Remove the security device from the packaging and hold the 'OK' button for 2 seconds to turn it on. Step 2. You'll now see a screen titled 'NEW PIN'. Choose and carefully enter a unique PIN, it must be 5 digits long. Step 3. Once you've entered a PIN, you'll see a screen titled 'PIN CONF'. Enter your PIN again.

ONLINE BANKING

Online banking. Convenient and comprehensive online banking that puts you in control. View your accounts in real-time online or using mobile banking. Make sterling domestic and international payments, including Bacs, Faster Payments (with bulk facility), CHAPS and account transfers. Streamline your payment processes with payment import,

payment

ALLOWING MONEY TO CLEAR Allowing money to clear. Cash deposits – current accounts only. When you pay cash in at the Post Office this will be viewable on your account and available to withdraw again the same day. Day of deposit using a Visa Debit or Cash Deposit Card: Monday. Tuesday. Wednesday.

Thursday.

RECOVERY LOAN SCHEME Recovery Loan Scheme. The Recovery Loan Scheme (RLS) launched on 6 April 2021 and supports access to finance for UK businesses as they recover and grow following the Covid-19 pandemic. RLS aims to help businesses affected by Covid-19 and can be used for business purposes, including, managing cashflow, investment and growth.

WITHDRAWALS

One off cash withdrawals above your card limit – current accounts only. If you need to withdraw a cash amount that is higher than your card limit on a single occasion, then please contact the Santander Corporate Office on 0151 298 6520 to arrange a withdrawal at your nominated Post Office®. You can make withdrawals either by cheque or

by

CHARITIES | SANTANDER CORPORATE & COMMERCIAL BANKING Current accounts with 24-hour online access, plus telephone and Post Office counter banking. Deposit accounts including instant access, notice and fixed term accounts. Loans and overdraft facilities for established organisations. International Payments and Foreign Exchange Services. Corporate Credit Cards - via our Airplus partnership. PAYING INTO YOUR ACCOUNT Paying in cheques. Cheques paid in at a Post Office® branch1 need to be accompanied by a ‘Cheque-only’ deposit slip and a cheque deposit envelope. You can deposit a maximum of ten cheques per slip and a receipt will be provided by the Post Office® branch1 as proof of deposit. The receipt will not detail the value or amount of cheques

MAKING PAYMENTS

Faster payments are made from the Payments tab in Connect; Step A. Go to the ‘Payments’ tab and select ‘Make a Payment’ from the left-hand menu. Select ‘Standard ‘from within the Domestic Payments section. Step B. Enter the Payment details (debit account, payment date, and payment amount and debit reference). Step C. Select the beneficiary you wish to pay from the list of saved

INVOICE FINANCE

Invoice finance is a tried and tested method of unlocking the value of unpaid invoices, providing companies with immediate access to their money, freeing up working capital and enabling them to fund current and future orders. Santander Invoice Finance can advance up to 90% of the value tied up in your invoices, providing you with a source of

GUIDE TO BORROWING

The checklist below will help to ensure you have completed your application in full, in order to give us all the information we need to consider your request. Outline what you need. State how much you would like to borrow – we need to quantify your request. State why you would like the finance – so we can check it is for a suitable

business

PAYMENT CUT-OFF TIMES AND SETTLEMENT DATES CALCULATOR Use the calculator to work out cut-off times and settlement dates. Full details of the settlement dates and cut-off times are shown by clicking the link to the calculator below. Just enter the currency of the account you want to debit, and the currency you want to send, and the calculator will give you the cut-off time and settlement/value

date.

We use cookies to improve your experience of our site and the way we communicate with you. Learn more and see your settings in our cookie

policy .

OK. Got it!

Santander Corporate & Commercial Banking

*

Day-to-day banking

*

Current accounts

*

Deposit accounts

*

Domestic payments and receipts

*

Virtual accounts

*

Supplier payments

*

Online banking

*

Merchant acquiring service

*

Overdrafts

*

AirPlus Corporate Card

*

HR, employment and health and safety solutions

DAY-TO-DAY BANKING

Our day-to-day banking services cover everything you need to run your company finances, from accepting credit card payments to paying your

bills.

*

Finance

*

Business loans

*

Invoice finance

*

Growth capital loan

*

Overdrafts

*

Cross currency overdraft

*

Guide to borrowing

*

Sources of finance and comparison

*

Structured finance

*

Structured finance

*

Financial sponsors

*

Strategic Debt Solutions

*

Back

*

Specialised finance

*

Enterprise Finance Guarantee Scheme

*

Partnership Capital Subscription Loan

*

Lending guide and appeal process

*

Residential Development Finance

*

Sweeping and pooling

*

Tooling funding

*

Trade finance

*

Zenith Fleet Solutions

*

Back

FINANCE

At Santander, we understand that to expand your operation you need access to finance. Here you’ll find a range of options suited to short and long-term needs.

*

International trade

*

International Desk

*

International payments and receipts

*

Foreign Exchange Portal

*

Trade Portal

*

Brexit

*

Trade Club

*

Cross currency overdraft

*

Santander Trade Barometer

INTERNATIONAL

We’re focused on bringing a fresh perspective to businesses with ambitions to grow beyond traditional markets. Our extensive local networks and knowledge around the world means we’re ideally placed to support your international trade plans. Let us help you uncover the path to international success.

*

Sectors expertise

*

Charities

*

Education

*

Food & Drink Manufacturing

*

Healthcare

*

Hospitality & Leisure

*

Manufacturing

*

Real Estate

*

Renewable Energy

*

Transport & Logistics

SECTOR EXPERTISE

Our sector specialists are here to help you prosper. We understand the complexity and evolving needs of businesses in a wide range of industries. Our experts will work with you to help turn your aspirations into reality.

*

Insights & events

*

News

*

Events

*

Client stories

*

Trailblazers

INSIGHT & EVENTS

Read the latest Santander news, market developments and insights, as well as register your interest to attend our events held across the

UK.

*

Get in touch

Keyword(s)

Personal Banking   |  Select |  Business Banking |  About Santander UK

LOG ON

*

Online Banking

*

Invoice Payments

*

International Payments

*

Bill Payments

*

Onboarding Online

YOU ARE HERE

Home

WHAT WILL BREXIT MEAN FOR YOUR BUSINESS?

Find out more

WHAT WILL BREXIT MEAN FOR YOUR BUSINESS?

Find out more

CAPTURING THE CHANGING ATTITUDES AND VIEWS OF UK BUSINESSES

Trade Barometer

HOW THE UK'S HIGH-GROWTH COMPANIES ARE ACCELERATING AHEAD Meet the Trailblazers HELPING A CAMBRIDGESHIRE BREWERY EXPORT TO SPAIN

Read client story

BREXIT

What will it mean for your business?

TRADE BAROMETER

A snapshot of business sentiment

TRAILBLAZERS

Ground-breaking research

ELGOOD'S CASE STUDY

Helping businesses prosper SANTANDER CORPORATE & COMMERCIAL BANKING HOW ARE BREXIT UNCERTAINTIES AND THE ECONOMIC CLIMATE AFFECTING UK

COMPANIES?

Trade Barometer

WE'RE HERE TO HELP MEDIUM TO LARGE BUSINESSES LOOKING FOR A RELATIONSHIP MANAGED SERVICE OR REQUIRING MORE COMPREHENSIVE BANKING, INTERNATIONAL, OR LARGER LENDING NEEDS.

BUSINESS BANKING

FOR MORE STRAIGHTFORWARD BANKING NEEDS, FIND OUT MORE ABOUT OUR BUSINESS BANKING SERVICES. About Business Banking UNLOCKING ACCESS TO A WORLD OF NEW OPPORTUNITIES: THE TRADE CLUB ALLIANCE GLOBAL LAUNCH 2019

24th Oct 2019

International

WATCH HIGHLIGHTS OF THE LAUNCH: At the official launch of the Trade Club Alliance, high profile industry figures and subject matter experts were invited to learn more about the new global network. See how we're helping businesses to grow and increase international trade. UNLOCKING ACCESS TO A WORLD OF NEW OPPORTUNITIES: THE TRADE CLUB ALLIANCE GLOBAL LAUNCH 2019

24th Oct 2019

International

WATCH HIGHLIGHTS OF THE LAUNCH: At the official launch of the Trade Club Alliance, high profile industry figures and subject matter experts were invited to learn more about the new global network. See how we're helping businesses to grow and increase international trade. BEATING THE BREXIT BLUES

30th Sep 2019

News

The latest Santander Trade Barometer shows that, while 63% of businesses have already been impacted by Brexit, more than a third of them haven’t made plans to deal with its repercussions. This number rises to 54% for businesses trading only in the UK. But while Brexit and its potential... MAKE UK/SANTANDER ANALYSIS SHOWS EUROPE REMAINS DOMINANT MARKET FOR UK

GOODS

20th Sep 2019

Manufacturing

News

Make UK/Santander analysis shows Europe remains dominant market for UK goods - Industry remains in top ten of world rankings THE REPLACEMENT OF LIBOR

13th Aug 2019

The FCA announced in 2017 its intention to stop compelling banks to submit the rates required to calculate LIBOR after the end of 2021. The FCA and other regulators have encouraged participants in the financial markets to take steps to stop using LIBOR by this date. The future of LIBOR is therefore not guaranteed beyond the end of 2021.

View all news

••••

GET IN TOUCH

Our nationwide network of Corporate Business Centres gives you access to specialised, regional knowledge and expertise across a range of

sectors.

FIND YOUR LOCAL TEAM LET US HELP YOUR BUSINESS BREAKTHROUGH We’re passionate about helping ambitious businesses to succeed. Building long-lasting relationships with SMEs runs deep in our

heritage.

We’ve come to know and understand the needs of our customers, which has helped us to appreciate the challenges they face and the support they need to overcome them. Let us help your business break through.

Resources for SMEs

JOIN THE BANK THAT HELPS BRITISH BUSINESSES GO FURTHER

WHY SWITCH?

INDEPENDENT SERVICE QUALITY SURVEY RESULTS - SEE HOW WE ARE RANKED As part of a regulatory requirement, an independent survey was conducted to ask customers of the largest business current account providers if they would recommend their provider to other small and medium-sized enterprises (SMEs). We have published the August 2019 independent service quality results. Great Britain results

Northern Ireland

results

HOW DO SMALL POTATOES LEAD TO BIG BUSINESS SUCCESS? Chase Distillery - Client story

Food & Drink

22nd Jan 2017

William Chase isn’t your average potato farmer. In 2001 he established Tyrrell’s Potato Chips, sold in 2008 for many millions of pounds. He continued with the humble potato and created a super-premium vodka, Chase, which was voted Best Vodka in the World at the San Francisco World Spirits Competition. Our nationwide network of Corporate Business Centres gives you access to specialised, regional knowledge and expertise across a range of

sectors

Santander Corporate & Commercial Banking

*

Log on

*

Online Banking

*

Invoice Payments

*

International Payments

*

Bill Payments

*

Onboarding Online

*

Day-to-day banking

*

Current accounts

*

Deposit accounts

*

Domestic payments and receipts

*

Virtual accounts

*

Supplier payments

*

Online banking

*

Merchant acquiring service

*

Overdrafts

*

Santander AirPlus Corporate Card

*

HR, Employment and Health and Safety Solutions

*

Finance

*

Business loans

*

Invoice finance

*

Growth capital loan

*

Overdrafts

*

Cross currency overdraft

*

Guide to borrowing

*

Source of finance and comparison

*

Structured finance

*

Structured finance

*

Financial sponsors

*

Strategic Debt Solutions

*

Specialised finance

*

Enterprise finance guarantee scheme

*

Partnership capital subscription loan

*

Lending guide and appeal process

*

Residential Development Finance

*

Sweeping and pooling

*

Tooling funding

*

Trade finance

*

Zenith fleet solutions

*

International trade

*

International desk

*

International payments and receipts

*

Foreign exchange portal

*

Trade portal

*

Brexit

*

Trade Club

*

Cross currency overdraft

*

Santander Trade Barometer

*

Sector expertise

*

Charities

*

Education

*

Food & Drink Manufacturing

*

Healthcare

*

Hospitality & Leisure

*

Manufacturing

*

Real Estate

*

Renewable Energy

*

Transport & Logistics

*

Insights & events

*

News

*

Events

*

Client stories

*

Trailblazers

*

Get in touch

Business Banking

Santander Select

Personal Banking

Open/Close Menu

*

About us

*

About Santander CC

*

Management team

*

Business banking

*

Corporate banking

*

Commercial banking

*

Corporate social responsibility

*

Jobs

*

Useful links

*

Online banking

*

Fraud prevention

*

Security devices

*

Connect Help

*

Global Corporate banking

*

Personal savings allowance

*

Current account calculator

*

Intermediaries

*

PRIIPS KIDS

*

Sources of finance and comparison

*

Support when you need it most

*

Third party providers

*

Contact us

*

Find your local team

*

Customer services

*

Complaints

*

Press enquiries

CONNECT WITH US

*

LinkedIn

*

Twitter

*

YouTube

Santander Corporate & Commercial is a brand name of Santander UK plc (which also uses the brand name Santander Corporate & Investment

Banking).

Registered Offices: 2 Triton Square, Regent's Place, London, NW1 3AN, United Kingdom. Registered Numbers 2294747 and 1533123 respectively. Registered in England and Wales. Santander UK plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Our Financial Services Register number is 106054. You can check this on the Financial Services Register by visiting the FCA’s website www.fca.org.uk/register. Santander and the flame logo are registered trademarks.

Legal information

|  Accessibility

|  Sitemap   |  Cookies   |  Privacy |  Your personal data |  Modern Slavery Statement

CONTACT US

*

Find your local team

*

Customer services

*

Complaints

*

Press enquiries

*

Corporate welcome

CONNECT WITH US

*

LinkedIn

*

Twitter

*

YouTube