NORTHWEST BANKLOGPERSONALBUSINESSBANKBORROWINVEST Go green and get green! Enroll your Northwest accounts in eStatements to get $10. Banking built around your business. So you can build what matters. Your business is a labor of love, but it doesn’t have to be hard work to find a great banking partner. Our team is an extension of yours, seeing your business from all angles, mapping out a plan LOG IN | NORTHWEST BANK Online Banking Login. Login ID. Password ONLINE AND MOBILE BANKING Features. Northwest Online and Mobile Banking gives you the latest technology, including A2A (which allows transfers to and from accounts you have at other banks), P2P (person-to-person) payments, alerts and Money Desktop, a planning and budgeting tool that

WELCOME MUTUALBANK

We have answers. We’d love to talk and answer any questions you might have, either on the phone, online or in person. To reach our Customer Contact Center, please call 1-877-672-5678. Our representatives are available weekdays, 8 a.m. to 8 p.m., and Saturdays, 9 a.m. to 1 p.m. If you prefer, you can also visit any MutualBank financial center.

CREDIT CARDS

Credit is a powerful tool. Use it to your advantage. Our Northwest Visa® cards combine affordability, convenience, acceptance and control to give you credit when and

AFFINITY CHECKING

Money Desktop, planning and budgeting tool. Unlimited check writing. Free Bankline, 24/7 automated telephone banking. Free telephone and live chat customer service. Additional Affinity Plus Checking features. $15 monthly service charge, waived with $5,000 average daily balance or $15,000 deposit relationship balance*. NORTHWEST BANKLOGPERSONALBUSINESSBANKBORROWINVEST Go green and get green! Enroll your Northwest accounts in eStatements to get $10. Banking built around your business. So you can build what matters. Your business is a labor of love, but it doesn’t have to be hard work to find a great banking partner. Our team is an extension of yours, seeing your business from all angles, mapping out a plan LOG IN | NORTHWEST BANK Online Banking Login. Login ID. Password ONLINE AND MOBILE BANKING Features. Northwest Online and Mobile Banking gives you the latest technology, including A2A (which allows transfers to and from accounts you have at other banks), P2P (person-to-person) payments, alerts and Money Desktop, a planning and budgeting tool that

WELCOME MUTUALBANK

We have answers. We’d love to talk and answer any questions you might have, either on the phone, online or in person. To reach our Customer Contact Center, please call 1-877-672-5678. Our representatives are available weekdays, 8 a.m. to 8 p.m., and Saturdays, 9 a.m. to 1 p.m. If you prefer, you can also visit any MutualBank financial center.

CREDIT CARDS

Credit is a powerful tool. Use it to your advantage. Our Northwest Visa® cards combine affordability, convenience, acceptance and control to give you credit when and

AFFINITY CHECKING

Money Desktop, planning and budgeting tool. Unlimited check writing. Free Bankline, 24/7 automated telephone banking. Free telephone and live chat customer service. Additional Affinity Plus Checking features. $15 monthly service charge, waived with $5,000 average daily balance or $15,000 deposit relationship balance*. COVID-19 RELIEF PROGRAMS Business Assistance. If your business has been affected by coronavirus, we can provide relief solutions and help you better understand the current government loan assistance programs. To find out more, contact your business lender, treasury management advisor or our Customer Contact Center at CONTACT US | NORTHWEST BANK To help us serve you better, please see the options listed below. Bankline, Telephone Banking. 1-877-672-5678 (Option 1) Email: info@northwest.com. Call Bankline for information about your accounts or to transfer funds by telephone any time, 24 hours a day, 7 days a week. Online Banking Customer Service. NORTHWEST PPP EFFORTS Northwest’s hard work and determination paid off. According to Reitzes, nearly 100% of the PPP loan applications that Northwest received were approved by the SBA—a total of 3,700 loans that will provide more than $425 million worth of relief. Northwest’s efforts served employers of all sizes and across a wide span of industries

including

AFFINITY CHECKING

Your peace of mind is behind everything we do. That's why we built Affinity Checking, with three options that fit your lifestyle, where you are and wherever you're going. Get all the essentials you expect, plus benefits that grow along with our relationship. Our advisors will help you find the account that works best and personally follow up to ensure you're happy.

GO! REWARDS

Starting January 1, 2018, you’ll no longer earn rewards points for transactions made using your Northwest debit card. Although you won’t earn any new points, you’ll be able to redeem any existing points for up to four years from the date they were earned. Points can be redeemed for gift cards, name-brand merchandise, travel and more. If you have any questions, please contact

NORTHWEST NEAR YOU

Northwest Near You. Northwest prides itself on being located close to you, in the communities they serve. Because, for us, we are in the business of being a part of the communities we serve. Being a part of building businesses, starting families and dreaming up your next big idea. Remember—as a Northwest customer, you have access to 55,000 LOAN PAYMENT OPTIONS Pay your loan quickly and securely with BillMatrix*. Call 1-800-331-1445 or click here. Pay by debit card or checking account. You must have a valid email address, as your receipt will be sent to you electronically. A $9.95 fee will apply. *Any retail or business Northwest loan customer can use BillMatrix to make a loan payment up

to $5,000

CAREERS | NORTHWEST BANK Careers. Being part of Northwest is all about the people. We work as a team and support each other, fostering a collaborative environment across departments. We take pride in our work, offering the very best in customer service and in the communities we serve. We offer an excellent benefits package, including health and wellness benefits and

a

WHAT IS A HOME LOAN PREQUALIFICATION...AND HOW DO I GET IT A home loan prequalification is an estimate of how large of a mortgage you can afford based on your financial situation over the past two years. For serious homebuyers, it represents an important first step that is often overlooked. “It’s crucial to know where you stand before setting your sights on a ‘McMansion’ you just can’t

afford

NORTHWEST PERSONAL ADDITIONAL ACCOUNT FEE SCHEDULE Northwest Bank is Member FDIC. N Northwest Personal Additional Account Fee Schedule Fees marked with are either new or have changed.

Collection Items

NORTHWEST BANKLOGPERSONALBUSINESSBANKBORROWINVEST Go green and get green! Enroll your Northwest accounts in eStatements to get $10. Banking built around your business. So you can build what matters. Your business is a labor of love, but it doesn’t have to be hard work to find a great banking partner. Our team is an extension of yours, seeing your business from all angles, mapping out a plan LOG IN | NORTHWEST BANK Online Banking Login. Login ID. Password ONLINE AND MOBILE BANKING Features. Northwest Online and Mobile Banking gives you the latest technology, including A2A (which allows transfers to and from accounts you have at other banks), P2P (person-to-person) payments, alerts and Money Desktop, a planning and budgeting tool that COVID-19 RELIEF PROGRAMS NORTHWEST PPP EFFORTS Northwest’s hard work and determination paid off. According to Reitzes, nearly 100% of the PPP loan applications that Northwest received were approved by the SBA—a total of 3,700 loans that will provide more than $425 million worth of relief. Northwest’s efforts served employers of all sizes and across a wide span of industries

including

WELCOME MUTUALBANK

We have answers. We’d love to talk and answer any questions you might have, either on the phone, online or in person. To reach our Customer Contact Center, please call 1-877-672-5678. Our representatives are available weekdays, 8 a.m. to 8 p.m., and Saturdays, 9 a.m. to 1 p.m. If you prefer, you can also visit any MutualBank financial center.

GO! REWARDS

Starting January 1, 2018, you’ll no longer earn rewards points for transactions made using your Northwest debit card. Although you won’t earn any new points, you’ll be able to redeem any existing points for up to four years from the date they were earned. Points can be redeemed for gift cards, name-brand merchandise, travel and more. If you have any questions, please contact YOUR CREDIT CARD IS ABOUT TO GET BETTER. Call 1-877-672-5678, weekdays from 8 a.m. to 8 p.m. and Saturdays from 9 a.m. to 1 p.m. If you have more than one Northwest Credit Card, we mailed you letters that show which card replaces which. If you have more than one card for the same account, each card will now have a different card number. Please note that in line with industry security ZELLE - INFO.NORTHWEST.BANK Zelle is a convenient way to send money right from your mobile banking app or online banking account.. Whether it's saving you a trip to the ATM or taking out the guesswork of divvying up the cost of the lunch tab, Zelle is a fast, safe and easy way to send and request money with friends, family and others you trust ii.Money is sent directly to the recipient's account and is typically SOURCES OF START-UP FUNDING Here is a quick overview of the most common types of funding methods for startup companies. Crowdfunding. Kickstarter and Indiegogo, among others, have provided robust, innovative ways for startups to raise money. The entrepreneur takes his case directly to the public in a crowdfunding campaign. Angel Investing. NORTHWEST BANKLOGPERSONALBUSINESSBANKBORROWINVEST Go green and get green! Enroll your Northwest accounts in eStatements to get $10. Banking built around your business. So you can build what matters. Your business is a labor of love, but it doesn’t have to be hard work to find a great banking partner. Our team is an extension of yours, seeing your business from all angles, mapping out a plan LOG IN | NORTHWEST BANK Online Banking Login. Login ID. Password ONLINE AND MOBILE BANKING Features. Northwest Online and Mobile Banking gives you the latest technology, including A2A (which allows transfers to and from accounts you have at other banks), P2P (person-to-person) payments, alerts and Money Desktop, a planning and budgeting tool that COVID-19 RELIEF PROGRAMS NORTHWEST PPP EFFORTS Northwest’s hard work and determination paid off. According to Reitzes, nearly 100% of the PPP loan applications that Northwest received were approved by the SBA—a total of 3,700 loans that will provide more than $425 million worth of relief. Northwest’s efforts served employers of all sizes and across a wide span of industries

including

WELCOME MUTUALBANK

We have answers. We’d love to talk and answer any questions you might have, either on the phone, online or in person. To reach our Customer Contact Center, please call 1-877-672-5678. Our representatives are available weekdays, 8 a.m. to 8 p.m., and Saturdays, 9 a.m. to 1 p.m. If you prefer, you can also visit any MutualBank financial center.

GO! REWARDS

Starting January 1, 2018, you’ll no longer earn rewards points for transactions made using your Northwest debit card. Although you won’t earn any new points, you’ll be able to redeem any existing points for up to four years from the date they were earned. Points can be redeemed for gift cards, name-brand merchandise, travel and more. If you have any questions, please contact YOUR CREDIT CARD IS ABOUT TO GET BETTER. Call 1-877-672-5678, weekdays from 8 a.m. to 8 p.m. and Saturdays from 9 a.m. to 1 p.m. If you have more than one Northwest Credit Card, we mailed you letters that show which card replaces which. If you have more than one card for the same account, each card will now have a different card number. Please note that in line with industry security ZELLE - INFO.NORTHWEST.BANK Zelle is a convenient way to send money right from your mobile banking app or online banking account.. Whether it's saving you a trip to the ATM or taking out the guesswork of divvying up the cost of the lunch tab, Zelle is a fast, safe and easy way to send and request money with friends, family and others you trust ii.Money is sent directly to the recipient's account and is typically SOURCES OF START-UP FUNDING Here is a quick overview of the most common types of funding methods for startup companies. Crowdfunding. Kickstarter and Indiegogo, among others, have provided robust, innovative ways for startups to raise money. The entrepreneur takes his case directly to the public in a crowdfunding campaign. Angel Investing. COVID-19 RELIEF PROGRAMS Business Assistance. If your business has been affected by coronavirus, we can provide relief solutions and help you better understand the current government loan assistance programs. To find out more, contact your business lender, treasury management advisor or our Customer Contact Center at RATES | NORTHWEST BANK Northwest Routing Number: 243374218. Only deposit products offered by Northwest Bank are Member FDIC. NOTICE: Northwest Bank is not responsible for and has no control over the subject matter, content, information, or graphics of the web sites that have links here.

CREDIT CARDS

Credit is a powerful tool. Use it to your advantage. Our Northwest Visa® cards combine affordability, convenience, acceptance and control to give you credit when and CAREERS | NORTHWEST BANK Careers. Being part of Northwest is all about the people. We work as a team and support each other, fostering a collaborative environment across departments. We take pride in our work, offering the very best in customer service and in the communities we serve. We offer an excellent benefits package, including health and wellness benefits and

a

BENEFICIAL OWNERSHIP The rule defines beneficial owner as: Each individual who owns 25% or more of the company, and. One individual who manages the daily operations of the business—like a CEO,CFO, executive director or treasurer. We are required to collect information for the following types of business: Corporations. MONEY MARKET DEPOSIT ACCOUNT Get a higher rate of interest. The bigger your balance, the more interest you earn. A great alternative to a statement savings or interest checking account, our suite of Affinity Money Market Deposit Accounts combines high money market interest with FDIC insurance. RETIREMENT LANDING PAGE Retirement Plan Access. For a majority of the plans that Northwest Trust Services provides services for, participants can access their accounts using the links below. Definiti. Go-Retire (EPIC) If you're unsure where to access your retirement plan, please contact your plan

administrator or

UNION COMMUNITY BANK CUSTOMER INFO As a new customer, we'd like to remind you of a few important details related to conversion. For more information about Northwest Online Banking, visit our online resource center, where you'll find user guides, login instructions, systems requirements and more. WELCOME TO NORTHWEST. With you every step of the way. The best is yet to come. We are very pleased to soon welcome you, along with 12 Union Community Bank offices in Lancaster County, to Northwest Bank. WHAT IS A CHARITABLE TRUST AND WHY WOULD I NEED ONE What is a charitable trust and why would I need one? Establishing a charitable trust is an altruistic and financially savvy move for individuals who want to support specific causes, create lifetime income opportunities and sidestep income-draining taxes. A charitable trust, as defined by the IRS, is not tax-exempt, and its unexpired

assets are

NORTHWEST BANKLOGPERSONALBUSINESSBANKBORROWINVEST Northwest Routing Number: 243374218. Only deposit products offered by Northwest Bank are Member FDIC. NOTICE: Northwest Bank is not responsible for and has no control over the subject matter, content, information, or graphics of the web sites that have links here. LOG IN | NORTHWEST BANK Online Banking Login. Login ID. Password ONLINE AND MOBILE BANKING Features. Northwest Online and Mobile Banking gives you the latest technology, including A2A (which allows transfers to and from accounts you have at other banks), P2P (person-to-person) payments, alerts and Money Desktop, a planning and budgeting tool that NORTHWEST PPP EFFORTS Northwest’s hard work and determination paid off. According to Reitzes, nearly 100% of the PPP loan applications that Northwest received were approved by the SBA—a total of 3,700 loans that will provide more than $425 million worth of relief. Northwest’s efforts served employers of all sizes and across a wide span of industries

including

WELCOME MUTUALBANK

We have answers. We’d love to talk and answer any questions you might have, either on the phone, online or in person. To reach our Customer Contact Center, please call 1-877-672-5678. Our representatives are available weekdays, 8 a.m. to 8 p.m., and Saturdays, 9 a.m. to 1 p.m. If you prefer, you can also visit any MutualBank financial center. YOUR CREDIT CARD IS ABOUT TO GET BETTER. Call 1-877-672-5678, weekdays from 8 a.m. to 8 p.m. and Saturdays from 9 a.m. to 1 p.m. If you have more than one Northwest Credit Card, we mailed you letters that show which card replaces which. If you have more than one card for the same account, each card will now have a different card number. Please note that in line with industry security CAREERS | NORTHWEST BANK Careers. Being part of Northwest is all about the people. We work as a team and support each other, fostering a collaborative environment across departments. We take pride in our work, offering the very best in customer service and in the communities we serve. We offer an excellent benefits package, including health and wellness benefits and

a

LOAN RATES | NORTHWEST BANK 3.000%. 3.110%. $970.55. 15 YR FIXED. 2.375%. 2.515%. $1,156.61. Interest rate and annual percentage rate (APR) are subject to change without notice and may vary based on office location. Interest rate, APR and terms may vary based on the creditworthiness of the BENEFICIAL OWNERSHIP The rule defines beneficial owner as: Each individual who owns 25% or more of the company, and. One individual who manages the daily operations of the business—like a CEO,CFO, executive director or treasurer. We are required to collect information for the following types of business: Corporations. ZELLE - INFO.NORTHWEST.BANK Zelle is a convenient way to send money right from your mobile banking app or online banking account.. Whether it's saving you a trip to the ATM or taking out the guesswork of divvying up the cost of the lunch tab, Zelle is a fast, safe and easy way to send and request money with friends, family and others you trust ii.Money is sent directly to the recipient's account and is typically NORTHWEST BANKLOGPERSONALBUSINESSBANKBORROWINVEST Northwest Routing Number: 243374218. Only deposit products offered by Northwest Bank are Member FDIC. NOTICE: Northwest Bank is not responsible for and has no control over the subject matter, content, information, or graphics of the web sites that have links here. LOG IN | NORTHWEST BANK Online Banking Login. Login ID. Password ONLINE AND MOBILE BANKING Features. Northwest Online and Mobile Banking gives you the latest technology, including A2A (which allows transfers to and from accounts you have at other banks), P2P (person-to-person) payments, alerts and Money Desktop, a planning and budgeting tool that NORTHWEST PPP EFFORTS Northwest’s hard work and determination paid off. According to Reitzes, nearly 100% of the PPP loan applications that Northwest received were approved by the SBA—a total of 3,700 loans that will provide more than $425 million worth of relief. Northwest’s efforts served employers of all sizes and across a wide span of industries

including

WELCOME MUTUALBANK

We have answers. We’d love to talk and answer any questions you might have, either on the phone, online or in person. To reach our Customer Contact Center, please call 1-877-672-5678. Our representatives are available weekdays, 8 a.m. to 8 p.m., and Saturdays, 9 a.m. to 1 p.m. If you prefer, you can also visit any MutualBank financial center. YOUR CREDIT CARD IS ABOUT TO GET BETTER. Call 1-877-672-5678, weekdays from 8 a.m. to 8 p.m. and Saturdays from 9 a.m. to 1 p.m. If you have more than one Northwest Credit Card, we mailed you letters that show which card replaces which. If you have more than one card for the same account, each card will now have a different card number. Please note that in line with industry security CAREERS | NORTHWEST BANK Careers. Being part of Northwest is all about the people. We work as a team and support each other, fostering a collaborative environment across departments. We take pride in our work, offering the very best in customer service and in the communities we serve. We offer an excellent benefits package, including health and wellness benefits and

a

LOAN RATES | NORTHWEST BANK 3.000%. 3.110%. $970.55. 15 YR FIXED. 2.375%. 2.515%. $1,156.61. Interest rate and annual percentage rate (APR) are subject to change without notice and may vary based on office location. Interest rate, APR and terms may vary based on the creditworthiness of the BENEFICIAL OWNERSHIP The rule defines beneficial owner as: Each individual who owns 25% or more of the company, and. One individual who manages the daily operations of the business—like a CEO,CFO, executive director or treasurer. We are required to collect information for the following types of business: Corporations. ZELLE - INFO.NORTHWEST.BANK Zelle is a convenient way to send money right from your mobile banking app or online banking account.. Whether it's saving you a trip to the ATM or taking out the guesswork of divvying up the cost of the lunch tab, Zelle is a fast, safe and easy way to send and request money with friends, family and others you trust ii.Money is sent directly to the recipient's account and is typically NORTHWEST PPP EFFORTS Northwest’s hard work and determination paid off. According to Reitzes, nearly 100% of the PPP loan applications that Northwest received were approved by the SBA—a total of 3,700 loans that will provide more than $425 million worth of relief. Northwest’s efforts served employers of all sizes and across a wide span of industries

including

COVID-19 RELIEF PROGRAMS Business Assistance. If your business has been affected by coronavirus, we can provide relief solutions and help you better understand the current government loan assistance programs. To find out more, contact your business lender, treasury management advisor or our Customer Contact Center at RATES | NORTHWEST BANK Northwest Routing Number: 243374218. Only deposit products offered by Northwest Bank are Member FDIC. NOTICE: Northwest Bank is not responsible for and has no control over the subject matter, content, information, or graphics of the web sites that have links here.

CREDIT CARDS

Credit is a powerful tool. Use it to your advantage. Our Northwest Visa® cards combine affordability, convenience, acceptance and control to give you credit when and CAREERS | NORTHWEST BANK Careers. Being part of Northwest is all about the people. We work as a team and support each other, fostering a collaborative environment across departments. We take pride in our work, offering the very best in customer service and in the communities we serve. We offer an excellent benefits package, including health and wellness benefits and

a

INVESTMENT SERVICES

We offer access to a broad range of investment products and services. We’ll use our many years’ experience to customize an investment plan just for you, focused on portfolio risk, long-term performance and potential returns. Because the market and your personal situation often change, we’re always available to review your portfolio for

free.

BENEFICIAL OWNERSHIP The rule defines beneficial owner as: Each individual who owns 25% or more of the company, and. One individual who manages the daily operations of the business—like a CEO,CFO, executive director or treasurer. We are required to collect information for the following types of business: Corporations. MONEY MARKET DEPOSIT ACCOUNT Get a higher rate of interest. The bigger your balance, the more interest you earn. A great alternative to a statement savings or interest checking account, our suite of Affinity Money Market Deposit Accounts combines high money market interest with FDIC insurance. UNION COMMUNITY BANK CUSTOMER INFO As a new customer, we'd like to remind you of a few important details related to conversion. For more information about Northwest Online Banking, visit our online resource center, where you'll find user guides, login instructions, systems requirements and more. WELCOME TO NORTHWEST. With you every step of the way. The best is yet to come. We are very pleased to soon welcome you, along with 12 Union Community Bank offices in Lancaster County, to Northwest Bank. NORTHWEST BANKLOGPERSONALBUSINESSBANKBORROWINVEST Northwest Routing Number: 243374218. Only deposit products offered by Northwest Bank are Member FDIC. NOTICE: Northwest Bank is not responsible for and has no control over the subject matter, content, information, or graphics of the web sites that have links here. LOG IN | NORTHWEST BANK Online Banking Login. Login ID. Password ONLINE AND MOBILE BANKING Features. Northwest Online and Mobile Banking gives you the latest technology, including A2A (which allows transfers to and from accounts you have at other banks), P2P (person-to-person) payments, alerts and Money Desktop, a planning and budgeting tool that NORTHWEST PPP EFFORTS Northwest’s hard work and determination paid off. According to Reitzes, nearly 100% of the PPP loan applications that Northwest received were approved by the SBA—a total of 3,700 loans that will provide more than $425 million worth of relief. Northwest’s efforts served employers of all sizes and across a wide span of industries

including

WELCOME MUTUALBANK

We have answers. We’d love to talk and answer any questions you might have, either on the phone, online or in person. To reach our Customer Contact Center, please call 1-877-672-5678. Our representatives are available weekdays, 8 a.m. to 8 p.m., and Saturdays, 9 a.m. to 1 p.m. If you prefer, you can also visit any MutualBank financial center. YOUR CREDIT CARD IS ABOUT TO GET BETTER. Call 1-877-672-5678, weekdays from 8 a.m. to 8 p.m. and Saturdays from 9 a.m. to 1 p.m. If you have more than one Northwest Credit Card, we mailed you letters that show which card replaces which. If you have more than one card for the same account, each card will now have a different card number. Please note that in line with industry security CAREERS | NORTHWEST BANK Careers. Being part of Northwest is all about the people. We work as a team and support each other, fostering a collaborative environment across departments. We take pride in our work, offering the very best in customer service and in the communities we serve. We offer an excellent benefits package, including health and wellness benefits and

a

LOAN RATES | NORTHWEST BANK 3.000%. 3.110%. $970.55. 15 YR FIXED. 2.375%. 2.515%. $1,156.61. Interest rate and annual percentage rate (APR) are subject to change without notice and may vary based on office location. Interest rate, APR and terms may vary based on the creditworthiness of the BENEFICIAL OWNERSHIP The rule defines beneficial owner as: Each individual who owns 25% or more of the company, and. One individual who manages the daily operations of the business—like a CEO,CFO, executive director or treasurer. We are required to collect information for the following types of business: Corporations. ZELLE - INFO.NORTHWEST.BANK Zelle is a convenient way to send money right from your mobile banking app or online banking account.. Whether it's saving you a trip to the ATM or taking out the guesswork of divvying up the cost of the lunch tab, Zelle is a fast, safe and easy way to send and request money with friends, family and others you trust ii.Money is sent directly to the recipient's account and is typically NORTHWEST BANKLOGPERSONALBUSINESSBANKBORROWINVEST Northwest Routing Number: 243374218. Only deposit products offered by Northwest Bank are Member FDIC. NOTICE: Northwest Bank is not responsible for and has no control over the subject matter, content, information, or graphics of the web sites that have links here. LOG IN | NORTHWEST BANK Online Banking Login. Login ID. Password ONLINE AND MOBILE BANKING Features. Northwest Online and Mobile Banking gives you the latest technology, including A2A (which allows transfers to and from accounts you have at other banks), P2P (person-to-person) payments, alerts and Money Desktop, a planning and budgeting tool that NORTHWEST PPP EFFORTS Northwest’s hard work and determination paid off. According to Reitzes, nearly 100% of the PPP loan applications that Northwest received were approved by the SBA—a total of 3,700 loans that will provide more than $425 million worth of relief. Northwest’s efforts served employers of all sizes and across a wide span of industries

including

WELCOME MUTUALBANK

We have answers. We’d love to talk and answer any questions you might have, either on the phone, online or in person. To reach our Customer Contact Center, please call 1-877-672-5678. Our representatives are available weekdays, 8 a.m. to 8 p.m., and Saturdays, 9 a.m. to 1 p.m. If you prefer, you can also visit any MutualBank financial center. YOUR CREDIT CARD IS ABOUT TO GET BETTER. Call 1-877-672-5678, weekdays from 8 a.m. to 8 p.m. and Saturdays from 9 a.m. to 1 p.m. If you have more than one Northwest Credit Card, we mailed you letters that show which card replaces which. If you have more than one card for the same account, each card will now have a different card number. Please note that in line with industry security CAREERS | NORTHWEST BANK Careers. Being part of Northwest is all about the people. We work as a team and support each other, fostering a collaborative environment across departments. We take pride in our work, offering the very best in customer service and in the communities we serve. We offer an excellent benefits package, including health and wellness benefits and

a

LOAN RATES | NORTHWEST BANK 3.000%. 3.110%. $970.55. 15 YR FIXED. 2.375%. 2.515%. $1,156.61. Interest rate and annual percentage rate (APR) are subject to change without notice and may vary based on office location. Interest rate, APR and terms may vary based on the creditworthiness of the BENEFICIAL OWNERSHIP The rule defines beneficial owner as: Each individual who owns 25% or more of the company, and. One individual who manages the daily operations of the business—like a CEO,CFO, executive director or treasurer. We are required to collect information for the following types of business: Corporations. ZELLE - INFO.NORTHWEST.BANK Zelle is a convenient way to send money right from your mobile banking app or online banking account.. Whether it's saving you a trip to the ATM or taking out the guesswork of divvying up the cost of the lunch tab, Zelle is a fast, safe and easy way to send and request money with friends, family and others you trust ii.Money is sent directly to the recipient's account and is typically NORTHWEST PPP EFFORTS Northwest’s hard work and determination paid off. According to Reitzes, nearly 100% of the PPP loan applications that Northwest received were approved by the SBA—a total of 3,700 loans that will provide more than $425 million worth of relief. Northwest’s efforts served employers of all sizes and across a wide span of industries

including

COVID-19 RELIEF PROGRAMS Business Assistance. If your business has been affected by coronavirus, we can provide relief solutions and help you better understand the current government loan assistance programs. To find out more, contact your business lender, treasury management advisor or our Customer Contact Center at RATES | NORTHWEST BANK Northwest Routing Number: 243374218. Only deposit products offered by Northwest Bank are Member FDIC. NOTICE: Northwest Bank is not responsible for and has no control over the subject matter, content, information, or graphics of the web sites that have links here.

CREDIT CARDS

Credit is a powerful tool. Use it to your advantage. Our Northwest Visa® cards combine affordability, convenience, acceptance and control to give you credit when and CAREERS | NORTHWEST BANK Careers. Being part of Northwest is all about the people. We work as a team and support each other, fostering a collaborative environment across departments. We take pride in our work, offering the very best in customer service and in the communities we serve. We offer an excellent benefits package, including health and wellness benefits and

a

INVESTMENT SERVICES

We offer access to a broad range of investment products and services. We’ll use our many years’ experience to customize an investment plan just for you, focused on portfolio risk, long-term performance and potential returns. Because the market and your personal situation often change, we’re always available to review your portfolio for

free.

BENEFICIAL OWNERSHIP The rule defines beneficial owner as: Each individual who owns 25% or more of the company, and. One individual who manages the daily operations of the business—like a CEO,CFO, executive director or treasurer. We are required to collect information for the following types of business: Corporations. MONEY MARKET DEPOSIT ACCOUNT Get a higher rate of interest. The bigger your balance, the more interest you earn. A great alternative to a statement savings or interest checking account, our suite of Affinity Money Market Deposit Accounts combines high money market interest with FDIC insurance. UNION COMMUNITY BANK CUSTOMER INFO As a new customer, we'd like to remind you of a few important details related to conversion. For more information about Northwest Online Banking, visit our online resource center, where you'll find user guides, login instructions, systems requirements and more. WELCOME TO NORTHWEST. With you every step of the way. The best is yet to come. We are very pleased to soon welcome you, along with 12 Union Community Bank offices in Lancaster County, to Northwest Bank. NORTHWEST BANKLOGPERSONALBUSINESSBANKBORROWINVEST Go green and get green! Enroll your Northwest accounts in eStatements to get $10. Banking built around your business. So you can build what matters. Your business is a labor of love, but it doesn’t have to be hard work to find a great banking partner. Our team is an extension of yours, seeing your business from all angles, mapping out a plan LOG IN | NORTHWEST BANK Online Banking Login. Login ID. Password ONLINE AND MOBILE BANKING Features. Northwest Online and Mobile Banking gives you the latest technology, including A2A (which allows transfers to and from accounts you have at other banks), P2P (person-to-person) payments, alerts and Money Desktop, a planning and budgeting tool that

WELCOME MUTUALBANK

We have answers. We’d love to talk and answer any questions you might have, either on the phone, online or in person. To reach our Customer Contact Center, please call 1-877-672-5678. Our representatives are available weekdays, 8 a.m. to 8 p.m., and Saturdays, 9 a.m. to 1 p.m. If you prefer, you can also visit any MutualBank financial center.

CREDIT CARDS

Credit is a powerful tool. Use it to your advantage. Our Northwest Visa® cards combine affordability, convenience, acceptance and control to give you credit when and NORTHWEST BANKLOGPERSONALBUSINESSBANKBORROWINVEST Go green and get green! Enroll your Northwest accounts in eStatements to get $10. Banking built around your business. So you can build what matters. Your business is a labor of love, but it doesn’t have to be hard work to find a great banking partner. Our team is an extension of yours, seeing your business from all angles, mapping out a plan LOG IN | NORTHWEST BANK Online Banking Login. Login ID. Password ONLINE AND MOBILE BANKING Features. Northwest Online and Mobile Banking gives you the latest technology, including A2A (which allows transfers to and from accounts you have at other banks), P2P (person-to-person) payments, alerts and Money Desktop, a planning and budgeting tool that

WELCOME MUTUALBANK

We have answers. We’d love to talk and answer any questions you might have, either on the phone, online or in person. To reach our Customer Contact Center, please call 1-877-672-5678. Our representatives are available weekdays, 8 a.m. to 8 p.m., and Saturdays, 9 a.m. to 1 p.m. If you prefer, you can also visit any MutualBank financial center.

CREDIT CARDS

Credit is a powerful tool. Use it to your advantage. Our Northwest Visa® cards combine affordability, convenience, acceptance and control to give you credit when and

AFFINITY CHECKING

Money Desktop, planning and budgeting tool. Unlimited check writing. Free Bankline, 24/7 automated telephone banking. Free telephone and live chat customer service. Additional Affinity Plus Checking features. $15 monthly service charge, waived with $5,000 average daily balance or $15,000 deposit relationship balance*. COVID-19 RELIEF PROGRAMS Business Assistance. If your business has been affected by coronavirus, we can provide relief solutions and help you better understand the current government loan assistance programs. To find out more, contact your business lender, treasury management advisor or our Customer Contact Center at NORTHWEST PPP EFFORTS Northwest’s hard work and determination paid off. According to Reitzes, nearly 100% of the PPP loan applications that Northwest received were approved by the SBA—a total of 3,700 loans that will provide more than $425 million worth of relief. Northwest’s efforts served employers of all sizes and across a wide span of industries

including

NORTHWEST NEAR YOU

Northwest Near You. Northwest prides itself on being located close to you, in the communities they serve. Because, for us, we are in the business of being a part of the communities we serve. Being a part of building businesses, starting families and dreaming up your next big idea. Remember—as a Northwest customer, you have access to 55,000 LOAN PAYMENT OPTIONS Pay your loan quickly and securely with BillMatrix*. Call 1-800-331-1445 or click here. Pay by debit card or checking account. You must have a valid email address, as your receipt will be sent to you electronically. A $9.95 fee will apply. *Any retail or business Northwest loan customer can use BillMatrix to make a loan payment up

to $5,000

IRAS | NORTHWEST BANK Interest will be compounded and credited quarterly. IRA Money Market Deposit Accounts. Open with $25. No deposit or withdrawal restrictions. At the Bank's discretion, the interest rate may change at any time. Tiered interest depending on balance. Tier 1 $.01 - $2,499.00. Tier 2 $2,500.00 - $9,999.99. Tier 3 $10,000.00 -

$74,999.99.

GO! REWARDS

Starting January 1, 2018, you’ll no longer earn rewards points for transactions made using your Northwest debit card. Although you won’t earn any new points, you’ll be able to redeem any existing points for up to four years from the date they were earned. Points can be redeemed for gift cards, name-brand merchandise, travel and more. If you have any questions, please contact UNION COMMUNITY BANK CUSTOMER INFO As a new customer, we'd like to remind you of a few important details related to conversion. For more information about Northwest Online Banking, visit our online resource center, where you'll find user guides, login instructions, systems requirements and more. WHAT IS A HOME LOAN PREQUALIFICATION...AND HOW DO I GET IT A home loan prequalification is an estimate of how large of a mortgage you can afford based on your financial situation over the past two years. For serious homebuyers, it represents an important first step that is often overlooked. “It’s crucial to know where you stand before setting your sights on a ‘McMansion’ you just can’t

afford

MONEY DESKTOP IS NORTHWEST’S PERSONAL FINANCIAL MANAGEMENT Money Desktop is Northwest’s personal financial management tool that allows you to budget and manage your finances by aggregating all of your accounts across multiple financial institutions. ENDOWMENTS AND FOUNDATIONS Endowments and Foundations What is a charitable trust and why would I need one? Establishing a charitable trust is an altruistic and financially savvy move for individuals who want to support specific causes, create lifetime income opportunities and sidestep income-draining taxes. A charitable trust, as defined by the IRS, is not tax-exempt, and its unexpired assets are used NORTHWEST BANKLOGPERSONALBUSINESSBANKBORROWINVEST Go green and get green! Enroll your Northwest accounts in eStatements to get $10. Banking built around your business. So you can build what matters. Your business is a labor of love, but it doesn’t have to be hard work to find a great banking partner. Our team is an extension of yours, seeing your business from all angles, mapping out a plan LOG IN | NORTHWEST BANK Online Banking Login. Login ID. Password ONLINE AND MOBILE BANKING Features. Northwest Online and Mobile Banking gives you the latest technology, including A2A (which allows transfers to and from accounts you have at other banks), P2P (person-to-person) payments, alerts and Money Desktop, a planning and budgeting tool that ONLINE AND MOBILE BANKING Features. Our Online and Mobile Banking platform features the latest technology, including alerts and Direct Connect. Whether on a computer or mobile device, the experience is the same, from logging in with the same credentials to performing the same tasks. CONTACT US | NORTHWEST BANK To help us serve you better, please see the options listed below. Bankline, Telephone Banking. 1-877-672-5678 (Option 1) Email: info@northwest.com. Call Bankline for information about your accounts or to transfer funds by telephone any time, 24 hours a day, 7 days a week. Online Banking Customer Service.

AFFINITY CHECKING

Money Desktop, planning and budgeting tool. Unlimited check writing. Free Bankline, 24/7 automated telephone banking. Free telephone and live chat customer service. Additional Affinity Plus Checking features. $15 monthly service charge, waived with $5,000 average daily balance or $15,000 deposit relationship balance*. CAREERS | NORTHWEST BANK Careers. Being part of Northwest is all about the people. We work as a team and support each other, fostering a collaborative environment across departments. We take pride in our work, offering the very best in customer service and in the communities we serve. We offer an excellent benefits package, including health and wellness benefits and

a

NORTHWEST BANKLOGPERSONALBUSINESSBANKBORROWINVEST Go green and get green! Enroll your Northwest accounts in eStatements to get $10. Banking built around your business. So you can build what matters. Your business is a labor of love, but it doesn’t have to be hard work to find a great banking partner. Our team is an extension of yours, seeing your business from all angles, mapping out a plan LOG IN | NORTHWEST BANK Online Banking Login. Login ID. Password ONLINE AND MOBILE BANKING Features. Northwest Online and Mobile Banking gives you the latest technology, including A2A (which allows transfers to and from accounts you have at other banks), P2P (person-to-person) payments, alerts and Money Desktop, a planning and budgeting tool that ONLINE AND MOBILE BANKING Features. Our Online and Mobile Banking platform features the latest technology, including alerts and Direct Connect. Whether on a computer or mobile device, the experience is the same, from logging in with the same credentials to performing the same tasks. CONTACT US | NORTHWEST BANK To help us serve you better, please see the options listed below. Bankline, Telephone Banking. 1-877-672-5678 (Option 1) Email: info@northwest.com. Call Bankline for information about your accounts or to transfer funds by telephone any time, 24 hours a day, 7 days a week. Online Banking Customer Service.

AFFINITY CHECKING

Money Desktop, planning and budgeting tool. Unlimited check writing. Free Bankline, 24/7 automated telephone banking. Free telephone and live chat customer service. Additional Affinity Plus Checking features. $15 monthly service charge, waived with $5,000 average daily balance or $15,000 deposit relationship balance*. CAREERS | NORTHWEST BANK Careers. Being part of Northwest is all about the people. We work as a team and support each other, fostering a collaborative environment across departments. We take pride in our work, offering the very best in customer service and in the communities we serve. We offer an excellent benefits package, including health and wellness benefits and

a

CONTACT US | NORTHWEST BANK To help us serve you better, please see the options listed below. Bankline, Telephone Banking. 1-877-672-5678 (Option 1) Email: info@northwest.com. Call Bankline for information about your accounts or to transfer funds by telephone any time, 24 hours a day, 7 days a week. Online Banking Customer Service.

HOMEPAGE BUSINESS

Northwest offers business credit cards and commercial lines of credit to help get your business right where you want to go. Our card offers the control, access and affordability you’re looking for. We understand that growth takes capital. That's why we offer so many different types of commercial loans.

NORTHWEST NEAR YOU

Northwest Near You. Northwest prides itself on being located close to you, in the communities they serve. Because, for us, we are in the business of being a part of the communities we serve. Being a part of building businesses, starting families and dreaming up your next big idea. Remember—as a Northwest customer, you have access to 55,000

CREDIT CARDS

Credit is a powerful tool. Use it to your advantage. Our Northwest Visa® cards combine affordability, convenience, acceptance and control to give you credit when and

BUSINESS BANK

Northwest Routing Number: 243374218. Only deposit products offered by Northwest Bank are Member FDIC. NOTICE: Northwest Bank is not responsible for and has no control over the subject matter, content, information, or graphics of the web sites that have links here. RATES | NORTHWEST BANK Northwest Routing Number: 243374218. Only deposit products offered by Northwest Bank are Member FDIC. NOTICE: Northwest Bank is not responsible for and has no control over the subject matter, content, information, or graphics of the web sites that have links here. LOAN PAYMENT OPTIONS Pay your loan quickly and securely with BillMatrix*. Call 1-800-331-1445 or click here. Pay by debit card or checking account. You must have a valid email address, as your receipt will be sent to you electronically. A $9.95 fee will apply. *Any retail or business Northwest loan customer can use BillMatrix to make a loan payment up

to $5,000

HOME EQUITY LOANS

Put your home's value to work. Helping make your passion project happen, that’s our passion. Whether you’re adding a patio, improving energy efficiency or consolidating debt, home loans and lines of credit from Northwest can help you make it happen, with low interest, predictable monthly payments, and a fast, simple process. Helping you tap into your home’s value: it’s just BENEFICIAL OWNERSHIP The rule defines beneficial owner as: Each individual who owns 25% or more of the company, and. One individual who manages the daily operations of the business—like a CEO,CFO, executive director or treasurer. We are required to collect information for the following types of business: Corporations. NORTHWEST PERSONAL ADDITIONAL ACCOUNT FEE SCHEDULE Northwest Bank is Member FDIC. N Northwest Personal Additional Account Fee Schedule Fees marked with are either new or have changed.

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� 2015-2019 Northwest Only deposit products offered by Northwest Bank are Member FDIC. NOTICE: Northwest Bank is not responsible for and has no control over the subject matter, content, information, or graphics of the web sites that have links here. The portal and news features are being provided by an outside source - The bank is not responsible for the content. Please contact us with any concerns or comments. Northwest Bank, a subsidiary of Northwest Bancshares, Inc., has operating units that use the Northwest Bank owned trade, logo and/or services marks “Northwest Advisors,” and “Northwest Insurance Services” to provide investment and wealth management,  insurance services and employee benefit plans. Trust, fiduciary and retirement services are offered through Northwest

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