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housing while
SHARED-EQUITY HOMEOWNERSHIP: THE BASICS EMERGENCY RENT ASSISTANCE PROGRAM EMERGENCY RENT ASSISTANCE PROGRAM If your tenant is experiencing a financial hardship with paying your rent due to COVID-19 (Coronavirus Pandemic) the Emergency Rent Assistance Program for the City of Charlotte (ERAP-CLT) may be able to assist you. HOW THE 4 PERCENT TAX CREDIT PROGRAM WORKS The 4 percent low-income housing tax credit program is a critical but underutilized source of federal financing for affordable homes. A rental development automatically qualifies for the 4 percent LIHTC if it receives at least 50 percent of its financing through tax-exempt private-activity bonds and meets either of the following income criteria:. 40 percent of the units are rented at anLUKE VILLALOBOS
Luke Villalobos joined NHC as the director of policy and research in April 2021. Prior to NHC, Luke worked in California on statewide and local affordable housing policy. Managing the Love Your Neighbor Initiative in the Office of the Mayor in the City of Riverside, Luke collaborated with municipal staff and community coalitions to promoteDAVID M. DWORKIN
David M. Dworkin is the 17 th president and chief executive officer of the National Housing Conference, the nation’s oldest housing coalition, founded in 1931. Prior to joining NHC in 2018, Mr. Dworkin was a senior policy adviser at the U.S. Department of the Treasury, where he advised Treasury Department officials on matters related to NATIONAL HOUSING CONFERENCE NHC’s annual release of Paycheck to Paycheck provides insights into the ability of working households to afford typical housing in metropolitan areas. Learn More. The National Housing Conference is dedicated to ensuring safe, decent and affordable housing for all in America. We have been defending our American Home since 1931. COVID-19 RESOURCE CENTER Covid-19 Housing Resource Center. NHC has compiled COVID-19 resources from every facet of the housing industry so. you are never more than one click away from the information you need. THE BIDEN INFRASTRUCTURE PLAN AND ITS EFFECT ON HOUSING President Biden announced a $2.25 trillion infrastructure plan, the American Jobs Plan, that includes the Neighborhood Homes Investment Act (NHIA) among $213 billion in affordable housing investments that could also include expansions of the Low-Income Housing Tax Credit, public housing capital funding, and other programs. SHARED EQUITY MODELS OF OWNERSHIP Shared Equity Models of Ownership. There are three models of ownership in the United States that can be included in the category of “shared equity”: deed-restricted homeownership, limited equity cooperatives and community land trusts. For a more in-depth discussion of these models, see John Davis’ report on shared equity models, published FEDERAL HOMELESSNESS ASSISTANCE PROGRAM HOPWA provides housing assistance and supportive services to low-income individuals living with HIV/AIDS and experiencing homelessness (or at risk of becoming homeless). The program has been in place since the passage of the AIDS Housing Opportunities Act of 1990. The main goal is to provide persons living with HIV/AIDS stablehousing while
SHARED-EQUITY HOMEOWNERSHIP: THE BASICS EMERGENCY RENT ASSISTANCE PROGRAM EMERGENCY RENT ASSISTANCE PROGRAM If your tenant is experiencing a financial hardship with paying your rent due to COVID-19 (Coronavirus Pandemic) the Emergency Rent Assistance Program for the City of Charlotte (ERAP-CLT) may be able to assist you. HOW THE 4 PERCENT TAX CREDIT PROGRAM WORKS The 4 percent low-income housing tax credit program is a critical but underutilized source of federal financing for affordable homes. A rental development automatically qualifies for the 4 percent LIHTC if it receives at least 50 percent of its financing through tax-exempt private-activity bonds and meets either of the following income criteria:. 40 percent of the units are rented at anLUKE VILLALOBOS
Luke Villalobos joined NHC as the director of policy and research in April 2021. Prior to NHC, Luke worked in California on statewide and local affordable housing policy. Managing the Love Your Neighbor Initiative in the Office of the Mayor in the City of Riverside, Luke collaborated with municipal staff and community coalitions to promoteDAVID M. DWORKIN
David M. Dworkin is the 17 th president and chief executive officer of the National Housing Conference, the nation’s oldest housing coalition, founded in 1931. Prior to joining NHC in 2018, Mr. Dworkin was a senior policy adviser at the U.S. Department of the Treasury, where he advised Treasury Department officials on matters related to SHARED EQUITY MODELS OF OWNERSHIP Shared Equity Models of Ownership. There are three models of ownership in the United States that can be included in the category of “shared equity”: deed-restricted homeownership, limited equity cooperatives and community land trusts. For a more in-depth discussion of these models, see John Davis’ report on shared equity models, published SHARED-EQUITY HOMEOWNERSHIP: THE BASICS Shared equity homeownership programs are typically run by a state or local government or a nonprofit housing organization to provide financing to help low- and moderate-income families purchase a home. In return, the family shares the value of any home price appreciation that may occur while living there with the program (and, by extension,the
ZONING AND AFFORDABLE HOUSING Zoning Basics. Zoning is the use of municipal authority to restrict certain land uses to particular neighborhoods. It defines the allowable uses of certain areas, whether it is for residential, commercial or industrial use, or some combination of these. Over time,zoning has
THE HISTORY OF REDLINING The history of redlining. April is Fair Housing Month, so there is no better time to discuss the pernicious practice of redlining, which segregated neighborhoods by their racial composition. Maps were literally colored blue to represent 100 percent white residency and red to indicate “hazardous” levels of risk due to the presence ofblack
EFFECTIVE EMPLOYER-ASSISTED HOUSING PROGRAMS Promote employer engagement in the political process. While most employer-assisted housing efforts focus on the “demand side” — those that enhance the purchasing power of employees — local business leaders can also help to increase the overall supply of affordable homes. State and local governments have the authority andorganizational
AFFORDABLE RENTAL HOUSING PRESERVATION: POLICIES AND Despite the wealth of state and local policy innovations and success, the volume of affordable rental homes preserved still falls well short of what’s needed to NEW DECADE, NEW STRATEGIES TO ADVOCATE & COMMUNICATE ABOUT New decade, new strategies to advocate & communicate about #affordablehousing. As we start a new decade, it’s a great time to reconsider how we advocate for housing. The way we communicate has shifted drastically since 2010. In the last decade, social media became the go-to platform for communication; digital resourcesoutpaced print
HOUSING IS A FOUNDATION FOR ECONOMIC MOBILITY AND RACIAL Housing is a foundation for economic mobility and opportunity, but many Americans of color struggle to afford a place to live. Racist policies and practices, both historical and ongoing, have created entrenched inequities in access to homeownership, quality housing and RESALE FORMULAS USED IN SHARED EQUITY PROGRAMS The covenant-established resale price is equivalent to the seller’s purchase price plus any expected costs related to the sale of the home and a portion of equity earned (determined by multiplying the seller’s purchase price by either the change in AMI or the change in the CPI, whichever is INSIGHTS HOUSING RESEARCH IN. SIGHTS. Housing . Policy Research. from THE CENTER FOR HOUSING POLICY IS THE RESEARCH DIVISION OF THE. The Impacts of Affordable Housing . on Health: A Research Summary NATIONAL HOUSING CONFERENCE NHC’s annual release of Paycheck to Paycheck provides insights into the ability of working households to afford typical housing in metropolitan areas. Learn More. The National Housing Conference is dedicated to ensuring safe, decent and affordable housing for all in America. We have been defending our American Home since 1931. COVID-19 RESOURCE CENTER Covid-19 Housing Resource Center. NHC has compiled COVID-19 resources from every facet of the housing industry so. you are never more than one click away from the information you need. THE BIDEN INFRASTRUCTURE PLAN AND ITS EFFECT ON HOUSING President Biden announced a $2.25 trillion infrastructure plan, the American Jobs Plan, that includes the Neighborhood Homes Investment Act (NHIA) among $213 billion in affordable housing investments that could also include expansions of the Low-Income Housing Tax Credit, public housing capital funding, and other programs. FEDERAL HOMELESSNESS ASSISTANCE PROGRAM HOPWA provides housing assistance and supportive services to low-income individuals living with HIV/AIDS and experiencing homelessness (or at risk of becoming homeless). The program has been in place since the passage of the AIDS Housing Opportunities Act of 1990. The main goal is to provide persons living with HIV/AIDS stablehousing while
SHARED-EQUITY HOMEOWNERSHIP: THE BASICS HOW THE 4 PERCENT TAX CREDIT PROGRAM WORKS The 4 percent low-income housing tax credit program is a critical but underutilized source of federal financing for affordable homes. A rental development automatically qualifies for the 4 percent LIHTC if it receives at least 50 percent of its financing through tax-exempt private-activity bonds and meets either of the following income criteria:. 40 percent of the units are rented at an EMERGENCY RENT ASSISTANCE PROGRAM EMERGENCY RENT ASSISTANCE PROGRAM If your tenant is experiencing a financial hardship with paying your rent due to COVID-19 (Coronavirus Pandemic) the Emergency Rent Assistance Program for the City of Charlotte (ERAP-CLT) may be able to assist you. SHARED EQUITY MODELS OF OWNERSHIP Shared Equity Models of Ownership. There are three models of ownership in the United States that can be included in the category of “shared equity”: deed-restricted homeownership, limited equity cooperatives and community land trusts. For a more in-depth discussion of these models, see John Davis’ report on shared equity models, published AFFORDABLE RENTAL HOUSING PRESERVATION: POLICIES ANDSEE MORE ONNHC.ORG
DAVID M. DWORKIN
David M. Dworkin is the 17 th president and chief executive officer of the National Housing Conference, the nation’s oldest housing coalition, founded in 1931. Prior to joining NHC in 2018, Mr. Dworkin was a senior policy adviser at the U.S. Department of the Treasury, where he advised Treasury Department officials on matters related to NATIONAL HOUSING CONFERENCE NHC’s annual release of Paycheck to Paycheck provides insights into the ability of working households to afford typical housing in metropolitan areas. Learn More. The National Housing Conference is dedicated to ensuring safe, decent and affordable housing for all in America. We have been defending our American Home since 1931. COVID-19 RESOURCE CENTER Covid-19 Housing Resource Center. NHC has compiled COVID-19 resources from every facet of the housing industry so. you are never more than one click away from the information you need. THE BIDEN INFRASTRUCTURE PLAN AND ITS EFFECT ON HOUSING President Biden announced a $2.25 trillion infrastructure plan, the American Jobs Plan, that includes the Neighborhood Homes Investment Act (NHIA) among $213 billion in affordable housing investments that could also include expansions of the Low-Income Housing Tax Credit, public housing capital funding, and other programs. FEDERAL HOMELESSNESS ASSISTANCE PROGRAM HOPWA provides housing assistance and supportive services to low-income individuals living with HIV/AIDS and experiencing homelessness (or at risk of becoming homeless). The program has been in place since the passage of the AIDS Housing Opportunities Act of 1990. The main goal is to provide persons living with HIV/AIDS stablehousing while
SHARED-EQUITY HOMEOWNERSHIP: THE BASICS HOW THE 4 PERCENT TAX CREDIT PROGRAM WORKS The 4 percent low-income housing tax credit program is a critical but underutilized source of federal financing for affordable homes. A rental development automatically qualifies for the 4 percent LIHTC if it receives at least 50 percent of its financing through tax-exempt private-activity bonds and meets either of the following income criteria:. 40 percent of the units are rented at an EMERGENCY RENT ASSISTANCE PROGRAM EMERGENCY RENT ASSISTANCE PROGRAM If your tenant is experiencing a financial hardship with paying your rent due to COVID-19 (Coronavirus Pandemic) the Emergency Rent Assistance Program for the City of Charlotte (ERAP-CLT) may be able to assist you. SHARED EQUITY MODELS OF OWNERSHIP Shared Equity Models of Ownership. There are three models of ownership in the United States that can be included in the category of “shared equity”: deed-restricted homeownership, limited equity cooperatives and community land trusts. For a more in-depth discussion of these models, see John Davis’ report on shared equity models, published AFFORDABLE RENTAL HOUSING PRESERVATION: POLICIES ANDSEE MORE ONNHC.ORG
DAVID M. DWORKIN
David M. Dworkin is the 17 th president and chief executive officer of the National Housing Conference, the nation’s oldest housing coalition, founded in 1931. Prior to joining NHC in 2018, Mr. Dworkin was a senior policy adviser at the U.S. Department of the Treasury, where he advised Treasury Department officials on matters related to SHARED-EQUITY HOMEOWNERSHIP: THE BASICS Shared equity homeownership programs are typically run by a state or local government or a nonprofit housing organization to provide financing to help low- and moderate-income families purchase a home. In return, the family shares the value of any home price appreciation that may occur while living there with the program (and, by extension,the
RACIAL EQUITY REQUIRES THAT WE RAISE THE STANDARD OF CARE The concept of “standard of care” is well known in professions such as medicine and law. It represents the benchmark for accepted practices in the job based on how “a reasonable professional in that position or industry would have under the circumstances based on then-existing knowledge.” SHARED EQUITY MODELS OF OWNERSHIP Shared Equity Models of Ownership. There are three models of ownership in the United States that can be included in the category of “shared equity”: deed-restricted homeownership, limited equity cooperatives and community land trusts. For a more in-depth discussion of these models, see John Davis’ report on shared equity models, published ZONING AND AFFORDABLE HOUSING Zoning Basics. Zoning is the use of municipal authority to restrict certain land uses to particular neighborhoods. It defines the allowable uses of certain areas, whether it is for residential, commercial or industrial use, or some combination of these. Over time,zoning has
HOUSING INFRASTRUCTURE MUST BE A PRIORITY Housing infrastructure must be a priority. This week President Biden is expected to announce plans for a multi-trillion dollar infrastructure initiative. The proposal is expected to be split into two parts – an initial bill that would fund traditional transportation projects; and a second bill addressing broader domesticsocial priorities
THE FIGHT TO END VETERAN HOMELESSNESS There are three overarching challenges that, if addressed, will accelerate progress on veteran homelessness. The biggest universal challenge related to ending veteran homelessness is housing affordability. High cost, low vacancy rental housing markets both make it easier for veterans to become homeless and harder for them to escape homelessness. CHALLENGES TO ENACTING AN INCLUSIONARY HOUSING POLICY In 2010, the City of San Jose, Calif. imposed an inclusionary housing ordinance, which required developments of 20 or more residential units to set aside 15 percent as affordable, either on-site or off-site. Alternatively, developers could pay a $122,000 in-lieu fee per required unit. The California Building Industry Association arguedthat
AFFORDABLE RENTAL HOUSING PRESERVATION: POLICIES AND Despite the wealth of state and local policy innovations and success, the volume of affordable rental homes preserved still falls well short of what’s needed to NEW DECADE, NEW STRATEGIES TO ADVOCATE & COMMUNICATE ABOUT New decade, new strategies to advocate & communicate about #affordablehousing. As we start a new decade, it’s a great time to reconsider how we advocate for housing. The way we communicate has shifted drastically since 2010. In the last decade, social media became the go-to platform for communication; digital resourcesoutpaced print
INSIGHTS HOUSING RESEARCH IN. SIGHTS. Housing . Policy Research. from THE CENTER FOR HOUSING POLICY IS THE RESEARCH DIVISION OF THE. The Impacts of Affordable Housing . on Health: A Research Summary THE BIDEN INFRASTRUCTURE PLAN AND ITS EFFECT ON HOUSING Buzz Roberts is president and CEO of the National Association of Affordable Housing Lenders (NAAHL). This note originally appeared inNAAHL's Daily
FEDERAL HOMELESSNESS ASSISTANCE PROGRAM Many people experiencing homelessness are housed through rental assistance, vouchers and public housing. Outside of those mainstream programs, there are a number of federal programs that work to house people experiencing homelessness, directly or indirectly. SHARED-EQUITY HOMEOWNERSHIP: THE BASICS SHARED EQUITY MODELS OF OWNERSHIP There are three models of ownership in the United States that can be included in the category of “shared equity”: deed-restricted homeownership, limited equity cooperatives and community land trusts. EMERGENCY RENT ASSISTANCE PROGRAM EMERGENCY RENT ASSISTANCE PROGRAM If your tenant is experiencing a financial hardship with paying your rent due to COVID-19 (Coronavirus Pandemic) the Emergency Rent Assistance Program for the City of Charlotte (ERAP-CLT) may be able to assist you. AFFORDABLE RENTAL HOUSING PRESERVATION: POLICIES ANDSEE MORE ONNHC.ORG
NEW DECADE, NEW STRATEGIES TO ADVOCATE & COMMUNICATE ABOUT New decade, new strategies to advocate & communicate about affordablehousing
PROPERTY MANAGEMENT
Property Management. Search resources by category or location to find important information and guidance to help you navigate challengescaused by COVID-19.
DAVID M. DWORKIN
President and CEO Biography: David M. Dworkin is the 17 th president and chief executive officer of the National Housing Conference, the nation’s oldest housing coalition, founded in 1931. Prior to joining NHC in 2018, Mr. Dworkin was a senior policy adviser at the U.S. Department of the Treasury, where he advised Treasury Department officials on matters related to housing and community CHALLENGES TO ENACTING AN INCLUSIONARY HOUSING POLICYSEE MORE ONNHC.ORG
THE BIDEN INFRASTRUCTURE PLAN AND ITS EFFECT ON HOUSING Buzz Roberts is president and CEO of the National Association of Affordable Housing Lenders (NAAHL). This note originally appeared inNAAHL's Daily
FEDERAL HOMELESSNESS ASSISTANCE PROGRAM Many people experiencing homelessness are housed through rental assistance, vouchers and public housing. Outside of those mainstream programs, there are a number of federal programs that work to house people experiencing homelessness, directly or indirectly. SHARED-EQUITY HOMEOWNERSHIP: THE BASICS SHARED EQUITY MODELS OF OWNERSHIP There are three models of ownership in the United States that can be included in the category of “shared equity”: deed-restricted homeownership, limited equity cooperatives and community land trusts. EMERGENCY RENT ASSISTANCE PROGRAM EMERGENCY RENT ASSISTANCE PROGRAM If your tenant is experiencing a financial hardship with paying your rent due to COVID-19 (Coronavirus Pandemic) the Emergency Rent Assistance Program for the City of Charlotte (ERAP-CLT) may be able to assist you. AFFORDABLE RENTAL HOUSING PRESERVATION: POLICIES ANDSEE MORE ONNHC.ORG
NEW DECADE, NEW STRATEGIES TO ADVOCATE & COMMUNICATE ABOUT New decade, new strategies to advocate & communicate about affordablehousing
PROPERTY MANAGEMENT
Property Management. Search resources by category or location to find important information and guidance to help you navigate challengescaused by COVID-19.
DAVID M. DWORKIN
President and CEO Biography: David M. Dworkin is the 17 th president and chief executive officer of the National Housing Conference, the nation’s oldest housing coalition, founded in 1931. Prior to joining NHC in 2018, Mr. Dworkin was a senior policy adviser at the U.S. Department of the Treasury, where he advised Treasury Department officials on matters related to housing and community CHALLENGES TO ENACTING AN INCLUSIONARY HOUSING POLICYSEE MORE ONNHC.ORG
COVID-19 RESOURCE CENTER Covid-19 Housing Resource Center. NHC has compiled COVID-19 resources from every facet of the housing industry so you are never more than one click away from the information you need. SOLUTIONS FOR AFFORDABLE HOUSING 2020 On Dec. 1, the National Housing Conference hosted its Solutions for Affordable Housing online convening to explore bipartisan policy solutions to address housing’s most pressing challenges. The event featured an influential experts in housing, homebuilding, lending, homelessness, community development and federal, state and localgovernment.
SOLUTIONS FOR HOUSING COMMUNICATIONS 2021 On Thursday, March 18, the National Housing Conference hosted its 7 th Annual Solutions for Housing Communications online convening to explore the latest tactics and strategies for raising awareness of affordable housing and building support for affordable housing policies and development. The event featured a roster of influential experts in housing, media, communications, health and RACIAL EQUITY REQUIRES THAT WE RAISE THE STANDARD OF CARE The concept of “standard of care” is well known in professions such as medicine and law. It represents the benchmark for accepted practices in the job based on how “a reasonable professional in that position or industry would have under the circumstances based on then-existing knowledge.” FEDERAL HOMELESSNESS ASSISTANCE PROGRAM Many people experiencing homelessness are housed through rental assistance, vouchers and public housing. Outside of those mainstream programs, there are a number of federal programs that work to house people experiencing homelessness, directly or indirectly. SHARED EQUITY MODELS OF OWNERSHIP There are three models of ownership in the United States that can be included in the category of “shared equity”: deed-restricted homeownership, limited equity cooperatives and community land trusts. ZONING AND AFFORDABLE HOUSING Zoning Basics. Zoning is the use of municipal authority to restrict certain land uses to particular neighborhoods. It defines the allowable uses of certain areas, whether it is for residential, commercial or industrial use, or some combination of these. HOW THE 4 PERCENT TAX CREDIT PROGRAM WORKS The 4 percent low-income housing tax credit program is a critical but underutilized source of federal financing for affordable homes. A rental development automatically qualifies for the 4 percent LIHTC if it receives at least 50 percent of its financing through tax-exempt private-activity bonds and meets either of the following income criteria:. 40 percent of the units are rented at an HOUSING INFRASTRUCTURE MUST BE A PRIORITY This week President Biden is expected to announce plans for a multi-trillion dollar infrastructure initiative. The proposal is expected to be split into two parts – an initial bill that would fund traditional transportation projects; and a second bill addressing broader domestic social priorities, such as education and childcare.PROPERTY MANAGEMENT
Property Management. Search resources by category or location to find important information and guidance to help you navigate challengescaused by COVID-19.
THE BIDEN INFRASTRUCTURE PLAN AND ITS EFFECT ON HOUSING President Biden announced a $2.25 trillion infrastructure plan, the American Jobs Plan, that includes the Neighborhood Homes Investment Act (NHIA) among $213 billion in affordable housing investments that could also include expansions of the Low-Income Housing Tax Credit, public housing capital funding, and other programs. SHARED-EQUITY HOMEOWNERSHIP: THE BASICS FEDERAL HOMELESSNESS ASSISTANCE PROGRAM HOPWA provides housing assistance and supportive services to low-income individuals living with HIV/AIDS and experiencing homelessness (or at risk of becoming homeless). The program has been in place since the passage of the AIDS Housing Opportunities Act of 1990. The main goal is to provide persons living with HIV/AIDS stablehousing while
SHARED EQUITY MODELS OF OWNERSHIP Shared Equity Models of Ownership. There are three models of ownership in the United States that can be included in the category of “shared equity”: deed-restricted homeownership, limited equity cooperatives and community land trusts. For a more in-depth discussion of these models, see John Davis’ report on shared equity models, published EMERGENCY RENT ASSISTANCE PROGRAM EMERGENCY RENT ASSISTANCE PROGRAM If your tenant is experiencing a financial hardship with paying your rent due to COVID-19 (Coronavirus Pandemic) the Emergency Rent Assistance Program for the City of Charlotte (ERAP-CLT) may be able to assist you. AFFORDABLE RENTAL HOUSING PRESERVATION: POLICIES ANDSEE MORE ONNHC.ORG
CHALLENGES TO ENACTING AN INCLUSIONARY HOUSING POLICYSEE MORE ONNHC.ORG
PROPERTY MANAGEMENT
Property Management. Search resources by category or location to find important information and guidance to help you navigate challenges caused by COVID-19. Property Management FAQs. NEW DECADE, NEW STRATEGIES TO ADVOCATE & COMMUNICATE ABOUT New decade, new strategies to advocate & communicate about #affordablehousing. As we start a new decade, it’s a great time to reconsider how we advocate for housing. The way we communicate has shifted drastically since 2010. In the last decade, social media became the go-to platform for communication; digital resourcesoutpaced print
DAVID M. DWORKIN
David M. Dworkin is the 17 th president and chief executive officer of the National Housing Conference, the nation’s oldest housing coalition, founded in 1931. Prior to joining NHC in 2018, Mr. Dworkin was a senior policy adviser at the U.S. Department of the Treasury, where he advised Treasury Department officials on matters related to THE BIDEN INFRASTRUCTURE PLAN AND ITS EFFECT ON HOUSING President Biden announced a $2.25 trillion infrastructure plan, the American Jobs Plan, that includes the Neighborhood Homes Investment Act (NHIA) among $213 billion in affordable housing investments that could also include expansions of the Low-Income Housing Tax Credit, public housing capital funding, and other programs. SHARED-EQUITY HOMEOWNERSHIP: THE BASICS FEDERAL HOMELESSNESS ASSISTANCE PROGRAM HOPWA provides housing assistance and supportive services to low-income individuals living with HIV/AIDS and experiencing homelessness (or at risk of becoming homeless). The program has been in place since the passage of the AIDS Housing Opportunities Act of 1990. The main goal is to provide persons living with HIV/AIDS stablehousing while
SHARED EQUITY MODELS OF OWNERSHIP Shared Equity Models of Ownership. There are three models of ownership in the United States that can be included in the category of “shared equity”: deed-restricted homeownership, limited equity cooperatives and community land trusts. For a more in-depth discussion of these models, see John Davis’ report on shared equity models, published EMERGENCY RENT ASSISTANCE PROGRAM EMERGENCY RENT ASSISTANCE PROGRAM If your tenant is experiencing a financial hardship with paying your rent due to COVID-19 (Coronavirus Pandemic) the Emergency Rent Assistance Program for the City of Charlotte (ERAP-CLT) may be able to assist you. AFFORDABLE RENTAL HOUSING PRESERVATION: POLICIES ANDSEE MORE ONNHC.ORG
CHALLENGES TO ENACTING AN INCLUSIONARY HOUSING POLICYSEE MORE ONNHC.ORG
PROPERTY MANAGEMENT
Property Management. Search resources by category or location to find important information and guidance to help you navigate challenges caused by COVID-19. Property Management FAQs. NEW DECADE, NEW STRATEGIES TO ADVOCATE & COMMUNICATE ABOUT New decade, new strategies to advocate & communicate about #affordablehousing. As we start a new decade, it’s a great time to reconsider how we advocate for housing. The way we communicate has shifted drastically since 2010. In the last decade, social media became the go-to platform for communication; digital resourcesoutpaced print
DAVID M. DWORKIN
David M. Dworkin is the 17 th president and chief executive officer of the National Housing Conference, the nation’s oldest housing coalition, founded in 1931. Prior to joining NHC in 2018, Mr. Dworkin was a senior policy adviser at the U.S. Department of the Treasury, where he advised Treasury Department officials on matters related to RACIAL EQUITY REQUIRES THAT WE RAISE THE STANDARD OF CARE The concept of “standard of care” is well known in professions such as medicine and law. It represents the benchmark for accepted practices in the job based on how “a reasonable professional in that position or industry would have under the circumstances based on then-existing knowledge.” COVID-19 RESOURCE CENTER Covid-19 Housing Resource Center. NHC has compiled COVID-19 resources from every facet of the housing industry so. you are never more than one click away from the information you need. SOLUTIONS FOR HOUSING COMMUNICATIONS 2021 On Thursday, March 18, the National Housing Conference hosted its 7 th Annual Solutions for Housing Communications online convening to explore the latest tactics and strategies for raising awareness of affordable housing and building support for affordable housing policies and development. The event featured a roster of influential experts in housing, media, communications, health and SOLUTIONS FOR AFFORDABLE HOUSING 2020 On Dec. 1, the National Housing Conference hosted its Solutions for Affordable Housing online convening to explore bipartisan policy solutions to address housing’s most pressing challenges. The event featured an influential experts in housing, homebuilding, lending, homelessness, community development and federal, state and localgovernment.
FEDERAL HOMELESSNESS ASSISTANCE PROGRAM HOPWA provides housing assistance and supportive services to low-income individuals living with HIV/AIDS and experiencing homelessness (or at risk of becoming homeless). The program has been in place since the passage of the AIDS Housing Opportunities Act of 1990. The main goal is to provide persons living with HIV/AIDS stablehousing while
SHARED EQUITY MODELS OF OWNERSHIP Shared Equity Models of Ownership. There are three models of ownership in the United States that can be included in the category of “shared equity”: deed-restricted homeownership, limited equity cooperatives and community land trusts. For a more in-depth discussion of these models, see John Davis’ report on shared equity models, published HOW THE 4 PERCENT TAX CREDIT PROGRAM WORKS The 4 percent low-income housing tax credit program is a critical but underutilized source of federal financing for affordable homes. A rental development automatically qualifies for the 4 percent LIHTC if it receives at least 50 percent of its financing through tax-exempt private-activity bonds and meets either of the following income criteria:. 40 percent of the units are rented at an ZONING AND AFFORDABLE HOUSING Zoning Basics. Zoning is the use of municipal authority to restrict certain land uses to particular neighborhoods. It defines the allowable uses of certain areas, whether it is for residential, commercial or industrial use, or some combination of these. Over time,zoning has
HOUSING INFRASTRUCTURE MUST BE A PRIORITY Housing infrastructure must be a priority. This week President Biden is expected to announce plans for a multi-trillion dollar infrastructure initiative. The proposal is expected to be split into two parts – an initial bill that would fund traditional transportation projects; and a second bill addressing broader domesticsocial priorities
PROPERTY MANAGEMENT
Property Management. Search resources by category or location to find important information and guidance to help you navigate challenges caused by COVID-19. Property Management FAQs. NATIONAL HOUSING CONFERENCE NHC’s annual release of Paycheck to Paycheck provides insights into the ability of working households to afford typical housing in metropolitan areas. Learn More. The National Housing Conference is dedicated to ensuring safe, decent and affordable housing for all in America. We have been defending our American Home since 1931. THE BIDEN INFRASTRUCTURE PLAN AND ITS EFFECT ON HOUSING President Biden announced a $2.25 trillion infrastructure plan, the American Jobs Plan, that includes the Neighborhood Homes Investment Act (NHIA) among $213 billion in affordable housing investments that could also include expansions of the Low-Income Housing Tax Credit, public housing capital funding, and other programs. SHARED-EQUITY HOMEOWNERSHIP: THE BASICS EMERGENCY RENT ASSISTANCE PROGRAM EMERGENCY RENT ASSISTANCE PROGRAM If your tenant is experiencing a financial hardship with paying your rent due to COVID-19 (Coronavirus Pandemic) the Emergency Rent Assistance Program for the City of Charlotte (ERAP-CLT) may be able to assist you. SHARED EQUITY MODELS OF OWNERSHIP Shared Equity Models of Ownership. There are three models of ownership in the United States that can be included in the category of “shared equity”: deed-restricted homeownership, limited equity cooperatives and community land trusts. For a more in-depth discussion of these models, see John Davis’ report on shared equity models, published ZONING AND AFFORDABLE HOUSING Zoning Basics. Zoning is the use of municipal authority to restrict certain land uses to particular neighborhoods. It defines the allowable uses of certain areas, whether it is for residential, commercial or industrial use, or some combination of these. Over time,zoning has
AFFORDABLE RENTAL HOUSING PRESERVATION: POLICIES ANDSEE MORE ONNHC.ORG
CHALLENGES TO ENACTING AN INCLUSIONARY HOUSING POLICYSEE MORE ONNHC.ORG
NEW DECADE, NEW STRATEGIES TO ADVOCATE & COMMUNICATE ABOUT New decade, new strategies to advocate & communicate about #affordablehousing. As we start a new decade, it’s a great time to reconsider how we advocate for housing. The way we communicate has shifted drastically since 2010. In the last decade, social media became the go-to platform for communication; digital resourcesoutpaced print
RESALE FORMULAS USED IN SHARED EQUITY PROGRAMS NATIONAL HOUSING CONFERENCE NHC’s annual release of Paycheck to Paycheck provides insights into the ability of working households to afford typical housing in metropolitan areas. Learn More. The National Housing Conference is dedicated to ensuring safe, decent and affordable housing for all in America. We have been defending our American Home since 1931. THE BIDEN INFRASTRUCTURE PLAN AND ITS EFFECT ON HOUSING President Biden announced a $2.25 trillion infrastructure plan, the American Jobs Plan, that includes the Neighborhood Homes Investment Act (NHIA) among $213 billion in affordable housing investments that could also include expansions of the Low-Income Housing Tax Credit, public housing capital funding, and other programs. SHARED-EQUITY HOMEOWNERSHIP: THE BASICS EMERGENCY RENT ASSISTANCE PROGRAM EMERGENCY RENT ASSISTANCE PROGRAM If your tenant is experiencing a financial hardship with paying your rent due to COVID-19 (Coronavirus Pandemic) the Emergency Rent Assistance Program for the City of Charlotte (ERAP-CLT) may be able to assist you. SHARED EQUITY MODELS OF OWNERSHIP Shared Equity Models of Ownership. There are three models of ownership in the United States that can be included in the category of “shared equity”: deed-restricted homeownership, limited equity cooperatives and community land trusts. For a more in-depth discussion of these models, see John Davis’ report on shared equity models, published ZONING AND AFFORDABLE HOUSING Zoning Basics. Zoning is the use of municipal authority to restrict certain land uses to particular neighborhoods. It defines the allowable uses of certain areas, whether it is for residential, commercial or industrial use, or some combination of these. Over time,zoning has
AFFORDABLE RENTAL HOUSING PRESERVATION: POLICIES ANDSEE MORE ONNHC.ORG
CHALLENGES TO ENACTING AN INCLUSIONARY HOUSING POLICYSEE MORE ONNHC.ORG
NEW DECADE, NEW STRATEGIES TO ADVOCATE & COMMUNICATE ABOUT New decade, new strategies to advocate & communicate about #affordablehousing. As we start a new decade, it’s a great time to reconsider how we advocate for housing. The way we communicate has shifted drastically since 2010. In the last decade, social media became the go-to platform for communication; digital resourcesoutpaced print
RESALE FORMULAS USED IN SHARED EQUITY PROGRAMS COVID-19 RESOURCE CENTER Covid-19 Housing Resource Center. NHC has compiled COVID-19 resources from every facet of the housing industry so. you are never more than one click away from the information you need. RACIAL EQUITY REQUIRES THAT WE RAISE THE STANDARD OF CARE The concept of “standard of care” is well known in professions such as medicine and law. It represents the benchmark for accepted practices in the job based on how “a reasonable professional in that position or industry would have under the circumstances based on then-existing knowledge.” THE BIDEN INFRASTRUCTURE PLAN AND ITS EFFECT ON HOUSING President Biden announced a $2.25 trillion infrastructure plan, the American Jobs Plan, that includes the Neighborhood Homes Investment Act (NHIA) among $213 billion in affordable housing investments that could also include expansions of the Low-Income Housing Tax Credit, public housing capital funding, and other programs. LAND BANKS AND COMMUNITY LAND TRUSTS The Center for Community Progress (CCP), which focuses on the remediation of vacant property, has made land banks a central part of its advocacy efforts. According to CCP, there are around 120 land banks in operation in the United States. Most of these are found in the states of Michigan, Ohio, and Georgia, though eight other stateshave passed
FEDERAL HOMELESSNESS ASSISTANCE PROGRAM HOPWA provides housing assistance and supportive services to low-income individuals living with HIV/AIDS and experiencing homelessness (or at risk of becoming homeless). The program has been in place since the passage of the AIDS Housing Opportunities Act of 1990. The main goal is to provide persons living with HIV/AIDS stablehousing while
ZONING AND AFFORDABLE HOUSING Zoning Basics. Zoning is the use of municipal authority to restrict certain land uses to particular neighborhoods. It defines the allowable uses of certain areas, whether it is for residential, commercial or industrial use, or some combination of these. Over time,zoning has
SHARED EQUITY MODELS OF OWNERSHIP Shared Equity Models of Ownership. There are three models of ownership in the United States that can be included in the category of “shared equity”: deed-restricted homeownership, limited equity cooperatives and community land trusts. For a more in-depth discussion of these models, see John Davis’ report on shared equity models, published AUTHOR: THEODORE “TEDDY” FLO Racial equity requires that we raise the standard of care in fairlending
HOME REHABILITATION ASSISTANCE Home Rehabilitation Assistance. State and local homeowner rehabilitation (rehab) assistance programs provide low- and moderate-income homeowners with grants or low-cost loans to improve the physical condition of their home. The primary goal of rehab assistance programs is to enable income-eligible homeowners to make critical repairs to improve RESALE FORMULAS USED IN SHARED EQUITY PROGRAMS The covenant-established resale price is equivalent to the seller’s purchase price plus any expected costs related to the sale of the home and a portion of equity earned (determined by multiplying the seller’s purchase price by either the change in AMI or the change in the CPI, whichever isSkip to Content
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------------------------- POLICY WORKING GROUPS NHC convenes and actively engages its members, stakeholders and others in order to improve coordination of diverse agendas and more... LearnMore »
COVID-19 AND HOUSING NHC is closely monitoring developments concerning the rapidly evolving COVID-19 and has compiled important resources Learn More » OUR AMERICAN HOME BLOG NHC's David Dworkin shares some the most impactful agenda items to address COVID-19 Learn More » PAYCHECK TO PAYCHECK NHC’s annual release of Paycheck to Paycheck provides insights into the ability of working households to afford typical housing in metropolitan areas Learn More » POLICY WORKING GROUPS NHC convenes and actively engages its members, stakeholders and others in order to improve coordination of diverse agendas and more... LearnMore »
COVID-19 AND HOUSING NHC is closely monitoring developments concerning the rapidly evolving COVID-19 and has compiled important resources Learn More » OUR AMERICAN HOME BLOG NHC's David Dworkin shares some the most impactful agenda items to address COVID-19 Learn More » PAYCHECK TO PAYCHECK NHC’s annual release of Paycheck to Paycheck provides insights into the ability of working households to afford typical housing in metropolitan areas Learn More » POLICY WORKING GROUPS NHC convenes and actively engages its members, stakeholders and others in order to improve coordination of diverse agendas and more... LearnMore »
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The National Housing Conference is dedicated to ensuring safe, decent and affordable housing for all in America. We have been defending our American Home since 1931. Learn more about NHC »RESOURCES
PAYCHECK TO PAYCHECK DATABASE NHC’s annual release of Paycheck to Paycheck provides insights into the ability of working households to afford typical housing in metropolitan areas across the country. Select one of 81 occupations --Select an Occupation--AccountantAdministrative Asst.Affordable Housing Occupancy SpecialistAssemblyline WorkerAuto MechanicBank TellerBartenterBilling ClerkBookkeeping ClerkCardiac TechnicianCarpenterCase ManagerCashierChild Care WorkerCivil EngineerComputer ProgrammerComputer Support SpecialistConstruction ManagerCustomer Service Rep.Data Entry KeyerDelivery Truck DriverDental AssistantDental HygienistDishwasherDrivereCommerce Customer Service RepElec. Engineering Tech.ElectricianEMTEnvir. Engineering Tech.Family Social WorkerFarmworkerFast Food CookFire FighterFlight AttendantFood Prep WorkerFood Service ManagerGeneral ManagerGeriatric Nurse (RN)Graphic DesignerGroundskeeperHome Health AideHotel Front Desk ManagerHousekeeperHR GeneralistHVAC MechanicJanitorLaundry WorkerLeasing ConsultantLegal SecretaryLibrarianLoan OfficerLonghaul Truck DriverMachinistMaint./Repair WorkerMedical Billing ClerkMedical Records TranscriptionistNews ReporterNurse (LPN)Nurse (Registered)Nursing AideOffice ClerkPackager (Manual)ParalegalParking Lot AttendantPhysical TherapistPhysical Therapy AidePlumberPolice OfficerPrison GuardPublic School TeacherReceptionistRetail ManagerRetail SalespersonSchool Bus DriverSecretarySecurity GuardStock ClerkStock Mover (Manual)WaitressWelder Choose Metro Areas OUR AMERICAN HOME BLOG*
THE NUMEROUS OPPORTUNITIES TO MITIGATE THIS DEVASTATING REALITY April 6, 2020 | David Dworkin*
COVID-19 HOUSING RESOURCE CENTER TO LAUNCH SOON March 29, 2020 | David Dworkin*
THE DIFFERENCE IS YOU TO MITIGATE THE IMPACT OF COVID-19 March 22, 2020 | David Dworkin*
MORE ON COVID-19 AND NHC'S RESPONSE March 15, 2020 | David DworkinWHAT WE ARE READING
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OP-ED: A CRISIS COMPOUNDED: AFFORDABLE HOUSING CRITICAL FOR NATIONALRESPONSE
April 9, 2020 | Affordable Housing Finance*
THE ROLE OF HOUSING CHOICE VOUCHERS IN ADDRESSING AMERICA’S RENTALHOUSING CRISIS
April 7, 2020 | Urban Institute*
MARCH 2020 MONTHLY HOUSING MARKET TRENDS REPORT: A FIRST GLIMPSE OF COVID-19 IMPACT ON THE U.S. HOUSING MARKET April 2, 2020 | Realtor.comCOVID-19
LATEST COVID-19 BLOG POSTSRead Blog Posts
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POLICY & PRESS
POLICY
* NHC joins housing advocacy and providers to urge Congress to take bold actions to protect renters and rental stockMarch 20, 2020
* David M. Dworkin’s written testimony on Community ReinvestmentAct modernization
January 14, 2020
* NHC submits comments on HUD Disparate Impact RuleOctober 18, 2019
View Policies
NHC IN THE NEWS
* Regulators ‘full steam ahead’ on CRA reform despite coronavirus pandemicApril 8, 2020
* Homeowners hurt by COVID-19 can delay mortgage payments, but some say they’re anxious and confused about the real costApril 6, 2020
* Op-ed: Rent strikes are bad for everyoneApril 6, 2020
View NHC in the News »PRESS RELEASES
* NHC calls for OCC and FDIC to postpone CRA regulatory action amidst COVID-19 crisisApril 9, 2020
* NHC applauds Congress, Trump administration for passing $2 trillion emergency spending packageMarch 27, 2020
* NHC calls for expanded housing voucher programMarch 18, 2020
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