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MYFICO
IMPORTANT INFORMATION: All FICO ® Score products made available on myFICO.com include a FICO ® Score 8, and may include additional FICO ® Score versions. Your REGIONS 1.5 % CASH REWARDS PRESELECTED. Re: Regions 1.5 % Cash Rewards preselected. That's a nice sign-up offer, indeed! I admit Regions is on my 'bucket list' for when things settle down (not just COVID, but life in general) but if they offer me $250 I'm not sure I would be able to resist. I checked the prequals today, and the APRs are decent, though (at least for my profile). CREDIT CARD PAYMENTS ON DAY 15 AND 3 DAYS BEFORE C I recently was told that I should make my credit card payments on specific days. The 15th day and then 3 days before my cycle date to better increase my score. I was also told its best to make 2 payments before your statement generates. I use my Capital One ALERT: US SM BUS ADMIN ODA RECENTLY CHECKED YOUR C Alert: US SM BUS ADMIN ODA recently checked your credit report. All -- If you see this alert on your credit report, Take it seriously. So i found this Inquiry on my Experian credit report this morning. It was and odd Inquiry and one can say it right off the bat. So i Quickly called Experian (855-246-9409) and told them that it was not me. CHASE - MYFICO® FORUMS - 6068629 My original card was Chase Amazon. Then added CSP (upgraded to CSR the next year). Next was offered Freedom or FU (took Unlimited). When I opened a business checking account they offered me an Ink card at the same time which I took. I'm ALWAYS lol/24 (like 9/24 right now) so it's the only way I can get Chase cards. WHICH BUREAU DOES CITI PULL FROM FOR THEIR CC? *U I've read that Citi sometimes pull from two bureaus on your first app with them, does anyone know what cards only require a single pull and which bureau? I was lookin at the Citi Costco Card and The Citi Best Buy card. Any suggestions? HOME DEPOT BUSINESS MC when applying, what does code #26 mean? 30 day msg? has anyone ever received such a msg? i currently have: cap 1, shell, stapes, dell, bp business cards and applied for the home depot business mc. i got code #26. when i called, the rep said the AMAZON STORE CARD CLI HARD OR SOFT PULL? Most of us have gotten soft pulls online or through credit solutions. But, there have been some sporadic posts of hard pulls. But, not many. I just got a cli from chat a couple of days ago. It was a soft pull for me. But, as someone mention here before: Always expect hard pulls, and be happy when it's not. 😊. Message 3 of 7. ACCOUNT PREVIOUSLY IN DISPUTE Re: Account Previously In Dispute - Now Resolved - Reported By Subscriber. @RobertEG wrote: It means that a furnisher reported that you filed a direct dispute with them, and that they have concluded the disute by sending their Notice of Results to the consumre.. If you dispute via a CRA,, they are the decision maker who conducts the YOUR FICO SCORE, FROM FICO 90% of top lenders use FICO Scores. Get credit scores, credit reports, credit monitoring & identity theft monitoring in one place. Whether you're applying for a mortgage, auto loan or new credit, myFICO gives you access to the score you need to apply with confidence.MYFICO
IMPORTANT INFORMATION: All FICO ® Score products made available on myFICO.com include a FICO ® Score 8, and may include additional FICO ® Score versions. Your REGIONS 1.5 % CASH REWARDS PRESELECTED. Re: Regions 1.5 % Cash Rewards preselected. That's a nice sign-up offer, indeed! I admit Regions is on my 'bucket list' for when things settle down (not just COVID, but life in general) but if they offer me $250 I'm not sure I would be able to resist. I checked the prequals today, and the APRs are decent, though (at least for my profile). CREDIT CARD PAYMENTS ON DAY 15 AND 3 DAYS BEFORE C I recently was told that I should make my credit card payments on specific days. The 15th day and then 3 days before my cycle date to better increase my score. I was also told its best to make 2 payments before your statement generates. I use my Capital One ALERT: US SM BUS ADMIN ODA RECENTLY CHECKED YOUR C Alert: US SM BUS ADMIN ODA recently checked your credit report. All -- If you see this alert on your credit report, Take it seriously. So i found this Inquiry on my Experian credit report this morning. It was and odd Inquiry and one can say it right off the bat. So i Quickly called Experian (855-246-9409) and told them that it was not me. CHASE - MYFICO® FORUMS - 6068629 My original card was Chase Amazon. Then added CSP (upgraded to CSR the next year). Next was offered Freedom or FU (took Unlimited). When I opened a business checking account they offered me an Ink card at the same time which I took. I'm ALWAYS lol/24 (like 9/24 right now) so it's the only way I can get Chase cards. WHICH BUREAU DOES CITI PULL FROM FOR THEIR CC? *U I've read that Citi sometimes pull from two bureaus on your first app with them, does anyone know what cards only require a single pull and which bureau? I was lookin at the Citi Costco Card and The Citi Best Buy card. Any suggestions? HOME DEPOT BUSINESS MC when applying, what does code #26 mean? 30 day msg? has anyone ever received such a msg? i currently have: cap 1, shell, stapes, dell, bp business cards and applied for the home depot business mc. i got code #26. when i called, the rep said the AMAZON STORE CARD CLI HARD OR SOFT PULL? Most of us have gotten soft pulls online or through credit solutions. But, there have been some sporadic posts of hard pulls. But, not many. I just got a cli from chat a couple of days ago. It was a soft pull for me. But, as someone mention here before: Always expect hard pulls, and be happy when it's not. 😊. Message 3 of 7. ACCOUNT PREVIOUSLY IN DISPUTE Re: Account Previously In Dispute - Now Resolved - Reported By Subscriber. @RobertEG wrote: It means that a furnisher reported that you filed a direct dispute with them, and that they have concluded the disute by sending their Notice of Results to the consumre.. If you dispute via a CRA,, they are the decision maker who conducts theMYFICO
IMPORTANT INFORMATION: All FICO ® Score products made available on myFICO.com include a FICO ® Score 8, and may include additional FICO ® Score versions. Your HOME - MYFICO® FORUMS Personal Finance. This Personal Finance board is your place to discuss personal finance topics that don't fit in the other boards. Things like: retirement, banking, budgeting, personal loans, and credit card debt. 05-22-2021 05:43 PM. NAVY $4K SPECIAL...STICKIN' TO THE SCHEDULE $4K CLI, bringing the new limit to $26,000 185 days since the last CLI (183 days minimum highly recommended, not 181) 48 hours to process from the request submission Request done via online SP January 2020: SL $10,000 May 2020: CLI +$8K, $18,000 November 2020: CLI +$4K, $22,000 May 2021: CLI +4K, $ ANYONE ELSE HAVING TROUBLE GETTING FEDEX TO ACCEPT Ch 7 BK discharged 11/28/14, credit rebuild well advanced. FICO:TU 680 FICO 8 (3/2/19) or 687 FICO 9/EX 694 FICO 8/EQ 685 FICO 8 or 674 FICO 9 (NFCU 3/3/19), VS 3.0 10/17/18: TU 702/EX 699/EQ 698. $92.9k revolving credit as of 1/31/19; $1K NFCU cashRewards Visa, $2K BJ's Perks MC, $5.1k Discover It #1, $6.5k Discover It #2 (new 3/12/18), $3.5k Petal Visa, $6k Paypal 2% CB MC, $6k WALMART CARD APPROVED (PRE-QUALIFY LINK) (Edited to add the prequalify link, sorry! Again, when I used the desktop, it went to the regular apply page, but when I used my phone as someone on another post suggested previously, it went to the prequalify page. Hope this helps! Capital One Walmart Rewards Card | Capital One https://www.capita CHASE 7-10 DAY MESSAGE Re: Chase 7-10 day message. OP—Based on general Chase data points and knowing nothing more, I would suspect a denial. Your portfolio appears pretty solid, but your specific data points may help determine more. At this point, I would see no harm in trying to speak directly with a CSR and try to recon if it is, in fact, a denial. HAS ANYONE GOTTEN AN OFFER FROM "ELASTIC" (REPUBLI Re: Has anyone gotten an offer from "elastic" (Republic Bank) Yes! I actually borrowed $2600 from them. i was in a crunch and needed money after losing my job. i found another job but went through my savings and needed help to pay my bills. The money came pretty quickly and was deposited in my bank account with no hassles. CARD TRICK APPROVAL FOR HSN!! Card Trick Approval for HSN!! I have been trying for awhile to get the HSN pop up credit approval with no luck. I just read a post from last year and I thought it was worth repeating. A little tricker than the other Comenity pop up approvals. Firstly I was approved for $ 2,000. Ok you put a couple of items in the cart and check out as a guest. SCORES NEEDED FOR PAYPAL CREDIT AND AMAZON STORE C Re: scores needed for paypal credit and amazon store cards. I was approved for Amazon just this week. They pull TU which is hovering around 650. CL is 1000. I applied in March with same score, same utilization, and fewer inquiries, and declined. I also applied for the PayPal MC, not PayPal credit, approved 800, also pulled TU. WHAT CREDIT BUREAU DOES NAVY FEDERAL PULL FROM? Re: What Credit Bureau does Navy Federal pull from? They pulled EQ for my new car loan in October 2012. They pulled TU for my auto refinance in March 2012 my EQ was frozen at the time (i offered to unfreeze that report but they said it wasn't necessary) StartingSCORE
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