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RELEASEABOUTFAQ
Talk to the UAE's best mortgage advisors. Buying, or refinancing, in Dubai and the UAE can be frustrating and complicated. Mortgage Finder is dedicated to ensuring you get the best mortgage advice and that your interests are protected at all times.MORTGAGE CALCULATOR
Mortgage Calculator. Use our free mortgage calculator to estimate your monthly mortgage payments. We'll take care of everything else. Get pre-approved for a mortgage in a few simple steps! Fill in the details below and one of our mortgage experts will help you find NON RESIDENT'S GUIDE TO BUYING A PROPERTY IN THE UAE The UAE Mortgage Cap law requires non-UAE nationals to have a cash down payment of at least 25%* of the property value (20% for UAE nationals) plus associated purchase costs. This goes up to 35% (30% UAE nationals) plus costs for properties above AED 5 million. And if you’re buying a second or third property, as an investment forexample, you
HOW TO FUND YOUR DOWN PAYMENT AND GET READY TO TAKE OUT A Down payment requirements in the UAE. The UAE Mortgage Cap law requires non-UAE nationals to have a cash down payment of at least 20% of the property value, and UAE nationals to have a down payment of 15%, plus associated purchase costs. This goes up 30% if your property is over AED 5 million and 40% if you’re buying your second or third CAN NON-RESIDENTS GET A MORTGAGE IN THE UAE? Can non-residents get a mortgage in the UAE? Yes, the process is relatively easy for a non-resident to get a mortgage in the UAE. If you are a non-resident wanting to get a mortgage in Dubai, Abu Dhabi or another Emirate we will require three months bank statements which demonstrate affordability and a copy of your passport. Back to allFAQs.
HOW TO GET PRE-APPROVED FOR A UAE HOME LOAN Land Department fees – In Dubai, in addition to this down payment, you’ll need an additional 4% DLD transfer fee (less in other Emirates) plus a 0.25% mortgage registration fee calculated on the loan amount. Real estate agency commission – In all Emirates, you’ll typically pay 2% real estate agent commission, a valuationfee of AED
EXPAT’S GUIDE TO BUYING A PROPERTY IN THE UAE If you are an expat currently living in the UAE, Dubai law states that you can buy: A leasehold property. A freehold property in one of the 23 freehold areas, including Al Barsha South, Emirates Hills, Jebel Ali, Sheikh Zayed Road, Dubai Marina and Palm Jumeirah. WHAT FEES DO I NEED TO PAY TO BUY A PROPERTY IN DUBAI Fee amount. Dubai Land Department fee. 4% of property purchase price, plus an AED 580 admin fee. Property registration fee. For properties below AED 500,000: AED 2,000, plus 5% VAT. For properties above AED 500,000: AED 4,000, plus 5% VAT. Real estate agency fee. Typically 2% of the property value, plus 5% VAT. Bank mortgage arrangement fee. WHAT HAPPENS TO MY MORTGAGE WHEN I LEAVE THE UAE The prohibition on leaving the UAE with debt is to protect the banks from losing their money, but with a mortgage the property still exists as security and if it becomes necessary, the bank can foreclose on the property and protect themselves in that way. Consequently, the rules regarding leaving with a secured loan, such as a mortgage, are HELP - THE BANK VALUATION IS LOWER THAN MY PURCHASE PRICE Learn what you can do to protect yourself from a property down valutation and what to do if this occurs when you are buying. As part of the mortgage process the bank will request a valuation of the property that you are purchasing, whether a secondary purchase or off-plan. In some cases this valuation can come back lower than the price of the property DUBAI AND UAE'S BEST MORTGAGES AND HOME LOAN OFFERSMORTGAGE CALCULATORAFFORDABILITY CALCULATORCOMMERCIAL FINANCEEQUITYRELEASEABOUTFAQ
Talk to the UAE's best mortgage advisors. Buying, or refinancing, in Dubai and the UAE can be frustrating and complicated. Mortgage Finder is dedicated to ensuring you get the best mortgage advice and that your interests are protected at all times.MORTGAGE CALCULATOR
Mortgage Calculator. Use our free mortgage calculator to estimate your monthly mortgage payments. We'll take care of everything else. Get pre-approved for a mortgage in a few simple steps! Fill in the details below and one of our mortgage experts will help you find NON RESIDENT'S GUIDE TO BUYING A PROPERTY IN THE UAE The UAE Mortgage Cap law requires non-UAE nationals to have a cash down payment of at least 25%* of the property value (20% for UAE nationals) plus associated purchase costs. This goes up to 35% (30% UAE nationals) plus costs for properties above AED 5 million. And if you’re buying a second or third property, as an investment forexample, you
HOW TO FUND YOUR DOWN PAYMENT AND GET READY TO TAKE OUT A Down payment requirements in the UAE. The UAE Mortgage Cap law requires non-UAE nationals to have a cash down payment of at least 20% of the property value, and UAE nationals to have a down payment of 15%, plus associated purchase costs. This goes up 30% if your property is over AED 5 million and 40% if you’re buying your second or third CAN NON-RESIDENTS GET A MORTGAGE IN THE UAE? Can non-residents get a mortgage in the UAE? Yes, the process is relatively easy for a non-resident to get a mortgage in the UAE. If you are a non-resident wanting to get a mortgage in Dubai, Abu Dhabi or another Emirate we will require three months bank statements which demonstrate affordability and a copy of your passport. Back to allFAQs.
HOW TO GET PRE-APPROVED FOR A UAE HOME LOAN Land Department fees – In Dubai, in addition to this down payment, you’ll need an additional 4% DLD transfer fee (less in other Emirates) plus a 0.25% mortgage registration fee calculated on the loan amount. Real estate agency commission – In all Emirates, you’ll typically pay 2% real estate agent commission, a valuationfee of AED
EXPAT’S GUIDE TO BUYING A PROPERTY IN THE UAE If you are an expat currently living in the UAE, Dubai law states that you can buy: A leasehold property. A freehold property in one of the 23 freehold areas, including Al Barsha South, Emirates Hills, Jebel Ali, Sheikh Zayed Road, Dubai Marina and Palm Jumeirah. WHAT FEES DO I NEED TO PAY TO BUY A PROPERTY IN DUBAI Fee amount. Dubai Land Department fee. 4% of property purchase price, plus an AED 580 admin fee. Property registration fee. For properties below AED 500,000: AED 2,000, plus 5% VAT. For properties above AED 500,000: AED 4,000, plus 5% VAT. Real estate agency fee. Typically 2% of the property value, plus 5% VAT. Bank mortgage arrangement fee. WHAT HAPPENS TO MY MORTGAGE WHEN I LEAVE THE UAE The prohibition on leaving the UAE with debt is to protect the banks from losing their money, but with a mortgage the property still exists as security and if it becomes necessary, the bank can foreclose on the property and protect themselves in that way. Consequently, the rules regarding leaving with a secured loan, such as a mortgage, are HELP - THE BANK VALUATION IS LOWER THAN MY PURCHASE PRICE Learn what you can do to protect yourself from a property down valutation and what to do if this occurs when you are buying. As part of the mortgage process the bank will request a valuation of the property that you are purchasing, whether a secondary purchase or off-plan. In some cases this valuation can come back lower than the price of the property NON RESIDENT'S GUIDE TO BUYING A PROPERTY IN THE UAE The UAE Mortgage Cap law requires non-UAE nationals to have a cash down payment of at least 25%* of the property value (20% for UAE nationals) plus associated purchase costs. This goes up to 35% (30% UAE nationals) plus costs for properties above AED 5 million. And if you’re buying a second or third property, as an investment forexample, you
MORTGAGE FINDER BLOG We are the UAE’s #1 mortgage consultancy. Our mortgage experts will help you find and secure the best mortgage offers in Dubai and the UAE. Mortgage calculator GET STARTED. FREQUENTLY ASKED QUESTIONS Our FAQ section provides comprehensive answers to all frequently asked questions about mortgages in Dubai & the UAE, the finance process, service fees, mortgage brokers and more WHAT ARE THE REQUIREMENTS TO GET A MORTGAGE IN THE UAE What are the requirements to get a mortgage in the UAE? Nearly everyone can get a mortgage within the UAE as long as you can demonstrate your income. Income can be from a variety of sources including salary, commission and rental income. Contact one of our mortgage brokers to discuss your specific situation. Back to all FAQs. EXPAT’S GUIDE TO BUYING A PROPERTY IN THE UAE If you are an expat currently living in the UAE, Dubai law states that you can buy: A leasehold property. A freehold property in one of the 23 freehold areas, including Al Barsha South, Emirates Hills, Jebel Ali, Sheikh Zayed Road, Dubai Marina and Palm Jumeirah. FIXED AND VARIABLE MORTGAGE RATES EXPLAINED EIBOR, or the Emirates Interbank Offered Rate, is a daily rate published by the UAE Central Bank. It is based on the average interest rates offered across all banks in the UAE within a particular period, excluding the two highest and two lowest rates. WHAT FEES DO I NEED TO PAY TO BUY A PROPERTY IN ABU DHABI To purchase a completed property in Abu Dhabi, on top of the down payment, you will also need to pay up to 5% of the property’s value in purchase costs and fees.Abu Dhabi property fees are much lower than in the neighboring emirate of Dubai where the property transfer fee is4%.
WHAT IS AN NOC?
What is an NOC? A No Objection Certificate, commonly abbreviated to NOC, is a type of legal document issued by an organization or individual stating that there are no objections to the points made within the document. When purchasing property in the UAE an NOC is normally required from the developer giving clear title on theproperty and
WHAT IS A SECURITY CHEQUE? What is a security cheque? A security cheque is a type of guarantee required by every bank in the UAE when they give any type of credit facility including credit cards, personal or car loans or mortgages. The bank will require you to provide them with an undated cheque which covers the full credit amount as a minimum. Back to all FAQs. WHAT IS THE DIFFERENCE BETWEEN A FLAT RATE AND A REDUCING Flat and reducing rates of interest are two methods of how interest can be calculated on a mortgage. A flat rate of interest is where the rate of interest to be paid remains the same for the duration of the loan as it is always calculated against the original amount borrowed(principal).
DUBAI AND UAE'S BEST MORTGAGES AND HOME LOAN OFFERSMORTGAGE CALCULATORAFFORDABILITY CALCULATORCOMMERCIAL FINANCEEQUITYRELEASEABOUTFAQ
Talk to the UAE's best mortgage advisors. Buying, or refinancing, in Dubai and the UAE can be frustrating and complicated. Mortgage Finder is dedicated to ensuring you get the best mortgage advice and that your interests are protected at all times.MORTGAGE CALCULATOR
Mortgage Calculator. Use our free mortgage calculator to estimate your monthly mortgage payments. We'll take care of everything else. Get pre-approved for a mortgage in a few simple steps! Fill in the details below and one of our mortgage experts will help you find HASSLE-FREE MORTGAGE APPLICATION IN A FEW SIMPLE STEPS Skip the hassle of endless trips, bank application forms, lender negotiation and months of uncertainty. We'll save you money. We have relationships with all of the top lenders in the UAE. This gives us access to the best mortgage rates as well as exclusive discounts on fees and interest rates. We’ll save you time. FREQUENTLY ASKED QUESTIONS Our FAQ section provides comprehensive answers to all frequently asked questions about mortgages in Dubai & the UAE, the finance process, service fees, mortgage brokers and more NON RESIDENT'S GUIDE TO BUYING A PROPERTY IN THE UAE The UAE Mortgage Cap law requires non-UAE nationals to have a cash down payment of at least 25%* of the property value (20% for UAE nationals) plus associated purchase costs. This goes up to 35% (30% UAE nationals) plus costs for properties above AED 5 million. And if you’re buying a second or third property, as an investment forexample, you
WHAT FEES DO I NEED TO PAY TO BUY A PROPERTY IN DUBAI Fee amount. Dubai Land Department fee. 4% of property purchase price, plus an AED 580 admin fee. Property registration fee. For properties below AED 500,000: AED 2,000, plus 5% VAT. For properties above AED 500,000: AED 4,000, plus 5% VAT. Real estate agency fee. Typically 2% of the property value, plus 5% VAT. Bank mortgage arrangement fee. HOW TO FUND YOUR DOWN PAYMENT AND GET READY TO TAKE OUT A Down payment requirements in the UAE. The UAE Mortgage Cap law requires non-UAE nationals to have a cash down payment of at least 20% of the property value, and UAE nationals to have a down payment of 15%, plus associated purchase costs. This goes up 30% if your property is over AED 5 million and 40% if you’re buying your second or third HELP - THE BANK VALUATION IS LOWER THAN MY PURCHASE PRICE Learn what you can do to protect yourself from a property down valutation and what to do if this occurs when you are buying. As part of the mortgage process the bank will request a valuation of the property that you are purchasing, whether a secondary purchase or off-plan. In some cases this valuation can come back lower than the price of the property WHAT IS A SECURITY CHEQUE? What is a security cheque? A security cheque is a type of guarantee required by every bank in the UAE when they give any type of credit facility including credit cards, personal or car loans or mortgages. The bank will require you to provide them with an undated cheque which covers the full credit amount as a minimum. Back to all FAQs.WHAT IS AN NOC?
What is an NOC? A No Objection Certificate, commonly abbreviated to NOC, is a type of legal document issued by an organization or individual stating that there are no objections to the points made within the document. When purchasing property in the UAE an NOC is normally required from the developer giving clear title on theproperty and
DUBAI AND UAE'S BEST MORTGAGES AND HOME LOAN OFFERSMORTGAGE CALCULATORAFFORDABILITY CALCULATORCOMMERCIAL FINANCEEQUITYRELEASEABOUTFAQ
Talk to the UAE's best mortgage advisors. Buying, or refinancing, in Dubai and the UAE can be frustrating and complicated. Mortgage Finder is dedicated to ensuring you get the best mortgage advice and that your interests are protected at all times.MORTGAGE CALCULATOR
Mortgage Calculator. Use our free mortgage calculator to estimate your monthly mortgage payments. We'll take care of everything else. Get pre-approved for a mortgage in a few simple steps! Fill in the details below and one of our mortgage experts will help you find HASSLE-FREE MORTGAGE APPLICATION IN A FEW SIMPLE STEPS Skip the hassle of endless trips, bank application forms, lender negotiation and months of uncertainty. We'll save you money. We have relationships with all of the top lenders in the UAE. This gives us access to the best mortgage rates as well as exclusive discounts on fees and interest rates. We’ll save you time. FREQUENTLY ASKED QUESTIONS Our FAQ section provides comprehensive answers to all frequently asked questions about mortgages in Dubai & the UAE, the finance process, service fees, mortgage brokers and more NON RESIDENT'S GUIDE TO BUYING A PROPERTY IN THE UAE The UAE Mortgage Cap law requires non-UAE nationals to have a cash down payment of at least 25%* of the property value (20% for UAE nationals) plus associated purchase costs. This goes up to 35% (30% UAE nationals) plus costs for properties above AED 5 million. And if you’re buying a second or third property, as an investment forexample, you
WHAT FEES DO I NEED TO PAY TO BUY A PROPERTY IN DUBAI Fee amount. Dubai Land Department fee. 4% of property purchase price, plus an AED 580 admin fee. Property registration fee. For properties below AED 500,000: AED 2,000, plus 5% VAT. For properties above AED 500,000: AED 4,000, plus 5% VAT. Real estate agency fee. Typically 2% of the property value, plus 5% VAT. Bank mortgage arrangement fee. HOW TO FUND YOUR DOWN PAYMENT AND GET READY TO TAKE OUT A Down payment requirements in the UAE. The UAE Mortgage Cap law requires non-UAE nationals to have a cash down payment of at least 20% of the property value, and UAE nationals to have a down payment of 15%, plus associated purchase costs. This goes up 30% if your property is over AED 5 million and 40% if you’re buying your second or third HELP - THE BANK VALUATION IS LOWER THAN MY PURCHASE PRICE Learn what you can do to protect yourself from a property down valutation and what to do if this occurs when you are buying. As part of the mortgage process the bank will request a valuation of the property that you are purchasing, whether a secondary purchase or off-plan. In some cases this valuation can come back lower than the price of the property WHAT IS A SECURITY CHEQUE? What is a security cheque? A security cheque is a type of guarantee required by every bank in the UAE when they give any type of credit facility including credit cards, personal or car loans or mortgages. The bank will require you to provide them with an undated cheque which covers the full credit amount as a minimum. Back to all FAQs.WHAT IS AN NOC?
What is an NOC? A No Objection Certificate, commonly abbreviated to NOC, is a type of legal document issued by an organization or individual stating that there are no objections to the points made within the document. When purchasing property in the UAE an NOC is normally required from the developer giving clear title on theproperty and
HASSLE-FREE MORTGAGE APPLICATION IN A FEW SIMPLE STEPS Skip the hassle of endless trips, bank application forms, lender negotiation and months of uncertainty. We'll save you money. We have relationships with all of the top lenders in the UAE. This gives us access to the best mortgage rates as well as exclusive discounts on fees and interest rates. We’ll save you time. HOW TO FUND YOUR DOWN PAYMENT AND GET READY TO TAKE OUT A Down payment requirements in the UAE. The UAE Mortgage Cap law requires non-UAE nationals to have a cash down payment of at least 20% of the property value, and UAE nationals to have a down payment of 15%, plus associated purchase costs. This goes up 30% if your property is over AED 5 million and 40% if you’re buying your second or third WHAT ARE THE REQUIREMENTS TO GET A MORTGAGE IN THE UAE What are the requirements to get a mortgage in the UAE? Nearly everyone can get a mortgage within the UAE as long as you can demonstrate your income. Income can be from a variety of sources including salary, commission and rental income. Contact one of our mortgage brokers to discuss your specific situation. Back to all FAQs. EXPAT’S GUIDE TO BUYING A PROPERTY IN THE UAE If you are an expat currently living in the UAE, Dubai law states that you can buy: A leasehold property. A freehold property in one of the 23 freehold areas, including Al Barsha South, Emirates Hills, Jebel Ali, Sheikh Zayed Road, Dubai Marina and Palm Jumeirah. CAN NON-RESIDENTS GET A MORTGAGE IN THE UAE? Yes, the process is relatively easy for a non-resident to get a mortgage in the UAE. If you are a non-resident wanting to get a mortgage in Dubai, Abu Dhabi or another Emirate we will require three months bank statements which demonstrate affordability and a copy ofyour passport.
HOW IS MORTGAGE AFFORDABILITY CALCULATED? How is mortgage affordability calculated? Most banks will calculate affordability slightly differently, but a general rule of thumb is that they will take only 50% of your monthly income into account when calculating this. From this 50% they will then deduct any other credit commitments you have (e.g. car loans, personal loans and approximately WHAT FEES DO I NEED TO PAY TO BUY A PROPERTY IN ABU DHABI To purchase a completed property in Abu Dhabi, on top of the down payment, you will also need to pay up to 5% of the property’s value in purchase costs and fees.Abu Dhabi property fees are much lower than in the neighboring emirate of Dubai where the property transfer fee is4%.
WHAT HAPPENS TO MY MORTGAGE WHEN I LEAVE THE UAE The prohibition on leaving the UAE with debt is to protect the banks from losing their money, but with a mortgage the property still exists as security and if it becomes necessary, the bank can foreclose on the property and protect themselves in that way. Consequently, the rules regarding leaving with a secured loan, such as a mortgage, are WHAT IS EIBOR AND HOW CAN I CHECK THESE RATES? What is EIBOR and how can I check these rates? EIBOR is the Emirates Interbank Offered Rate, which is the rate at which banks lend to each other. EIBOR rates change daily and can be checked on the Central Bank website here. Back to all FAQs. WHAT IS THE DIFFERENCE BETWEEN A FLAT RATE AND A REDUCING Flat and reducing rates of interest are two methods of how interest can be calculated on a mortgage. A flat rate of interest is where the rate of interest to be paid remains the same for the duration of the loan as it is always calculated against the original amount borrowed(principal).
DUBAI AND UAE'S BEST MORTGAGES AND HOME LOAN OFFERSMORTGAGE CALCULATORAFFORDABILITY CALCULATORCOMMERCIAL FINANCEEQUITYRELEASEABOUTFAQ
Talk to the UAE's best mortgage advisors. Buying, or refinancing, in Dubai and the UAE can be frustrating and complicated. Mortgage Finder is dedicated to ensuring you get the best mortgage advice and that your interests are protected at all times.MORTGAGE CALCULATOR
Mortgage Calculator. Use our free mortgage calculator to estimate your monthly mortgage payments. We'll take care of everything else. Get pre-approved for a mortgage in a few simple steps! Fill in the details below and one of our mortgage experts will help you find HASSLE-FREE MORTGAGE APPLICATION IN A FEW SIMPLE STEPS Skip the hassle of endless trips, bank application forms, lender negotiation and months of uncertainty. We'll save you money. We have relationships with all of the top lenders in the UAE. This gives us access to the best mortgage rates as well as exclusive discounts on fees and interest rates. We’ll save you time. FREQUENTLY ASKED QUESTIONS Our FAQ section provides comprehensive answers to all frequently asked questions about mortgages in Dubai & the UAE, the finance process, service fees, mortgage brokers and more WHAT ARE THE REQUIREMENTS TO GET A MORTGAGE IN THE UAE What are the requirements to get a mortgage in the UAE? Nearly everyone can get a mortgage within the UAE as long as you can demonstrate your income. Income can be from a variety of sources including salary, commission and rental income. Contact one of our mortgage brokers to discuss your specific situation. Back to all FAQs. NON RESIDENT'S GUIDE TO BUYING A PROPERTY IN THE UAE The UAE Mortgage Cap law requires non-UAE nationals to have a cash down payment of at least 25%* of the property value (20% for UAE nationals) plus associated purchase costs. This goes up to 35% (30% UAE nationals) plus costs for properties above AED 5 million. And if you’re buying a second or third property, as an investment forexample, you
HOW TO FUND YOUR DOWN PAYMENT AND GET READY TO TAKE OUT A Down payment requirements in the UAE. The UAE Mortgage Cap law requires non-UAE nationals to have a cash down payment of at least 20% of the property value, and UAE nationals to have a down payment of 15%, plus associated purchase costs. This goes up 30% if your property is over AED 5 million and 40% if you’re buying your second or third HELP - THE BANK VALUATION IS LOWER THAN MY PURCHASE PRICE Learn what you can do to protect yourself from a property down valutation and what to do if this occurs when you are buying. As part of the mortgage process the bank will request a valuation of the property that you are purchasing, whether a secondary purchase or off-plan. In some cases this valuation can come back lower than the price of the property WHAT IS A SECURITY CHEQUE? What is a security cheque? A security cheque is a type of guarantee required by every bank in the UAE when they give any type of credit facility including credit cards, personal or car loans or mortgages. The bank will require you to provide them with an undated cheque which covers the full credit amount as a minimum. Back to all FAQs.WHAT IS AN NOC?
What is an NOC? A No Objection Certificate, commonly abbreviated to NOC, is a type of legal document issued by an organization or individual stating that there are no objections to the points made within the document. When purchasing property in the UAE an NOC is normally required from the developer giving clear title on theproperty and
DUBAI AND UAE'S BEST MORTGAGES AND HOME LOAN OFFERSMORTGAGE CALCULATORAFFORDABILITY CALCULATORCOMMERCIAL FINANCEEQUITYRELEASEABOUTFAQ
Talk to the UAE's best mortgage advisors. Buying, or refinancing, in Dubai and the UAE can be frustrating and complicated. Mortgage Finder is dedicated to ensuring you get the best mortgage advice and that your interests are protected at all times.MORTGAGE CALCULATOR
Mortgage Calculator. Use our free mortgage calculator to estimate your monthly mortgage payments. We'll take care of everything else. Get pre-approved for a mortgage in a few simple steps! Fill in the details below and one of our mortgage experts will help you find HASSLE-FREE MORTGAGE APPLICATION IN A FEW SIMPLE STEPS Skip the hassle of endless trips, bank application forms, lender negotiation and months of uncertainty. We'll save you money. We have relationships with all of the top lenders in the UAE. This gives us access to the best mortgage rates as well as exclusive discounts on fees and interest rates. We’ll save you time. FREQUENTLY ASKED QUESTIONS Our FAQ section provides comprehensive answers to all frequently asked questions about mortgages in Dubai & the UAE, the finance process, service fees, mortgage brokers and more WHAT ARE THE REQUIREMENTS TO GET A MORTGAGE IN THE UAE What are the requirements to get a mortgage in the UAE? Nearly everyone can get a mortgage within the UAE as long as you can demonstrate your income. Income can be from a variety of sources including salary, commission and rental income. Contact one of our mortgage brokers to discuss your specific situation. Back to all FAQs. NON RESIDENT'S GUIDE TO BUYING A PROPERTY IN THE UAE The UAE Mortgage Cap law requires non-UAE nationals to have a cash down payment of at least 25%* of the property value (20% for UAE nationals) plus associated purchase costs. This goes up to 35% (30% UAE nationals) plus costs for properties above AED 5 million. And if you’re buying a second or third property, as an investment forexample, you
HOW TO FUND YOUR DOWN PAYMENT AND GET READY TO TAKE OUT A Down payment requirements in the UAE. The UAE Mortgage Cap law requires non-UAE nationals to have a cash down payment of at least 20% of the property value, and UAE nationals to have a down payment of 15%, plus associated purchase costs. This goes up 30% if your property is over AED 5 million and 40% if you’re buying your second or third HELP - THE BANK VALUATION IS LOWER THAN MY PURCHASE PRICE Learn what you can do to protect yourself from a property down valutation and what to do if this occurs when you are buying. As part of the mortgage process the bank will request a valuation of the property that you are purchasing, whether a secondary purchase or off-plan. In some cases this valuation can come back lower than the price of the property WHAT IS A SECURITY CHEQUE? What is a security cheque? A security cheque is a type of guarantee required by every bank in the UAE when they give any type of credit facility including credit cards, personal or car loans or mortgages. The bank will require you to provide them with an undated cheque which covers the full credit amount as a minimum. Back to all FAQs.WHAT IS AN NOC?
What is an NOC? A No Objection Certificate, commonly abbreviated to NOC, is a type of legal document issued by an organization or individual stating that there are no objections to the points made within the document. When purchasing property in the UAE an NOC is normally required from the developer giving clear title on theproperty and
HASSLE-FREE MORTGAGE APPLICATION IN A FEW SIMPLE STEPS Skip the hassle of endless trips, bank application forms, lender negotiation and months of uncertainty. We'll save you money. We have relationships with all of the top lenders in the UAE. This gives us access to the best mortgage rates as well as exclusive discounts on fees and interest rates. We’ll save you time. HOW TO FUND YOUR DOWN PAYMENT AND GET READY TO TAKE OUT A Down payment requirements in the UAE. The UAE Mortgage Cap law requires non-UAE nationals to have a cash down payment of at least 20% of the property value, and UAE nationals to have a down payment of 15%, plus associated purchase costs. This goes up 30% if your property is over AED 5 million and 40% if you’re buying your second or third MORTGAGE MARKET REPORT 2020 The findings within this report correlate, for the most part, with the events and sentiment of 2020. Below we provide some context and commentary on more notable pieces of data contained within the report and our predictions for the year ahead. EXPAT’S GUIDE TO BUYING A PROPERTY IN THE UAE If you are an expat currently living in the UAE, Dubai law states that you can buy: A leasehold property. A freehold property in one of the 23 freehold areas, including Al Barsha South, Emirates Hills, Jebel Ali, Sheikh Zayed Road, Dubai Marina and Palm Jumeirah. CAN NON-RESIDENTS GET A MORTGAGE IN THE UAE? Yes, the process is relatively easy for a non-resident to get a mortgage in the UAE. If you are a non-resident wanting to get a mortgage in Dubai, Abu Dhabi or another Emirate we will require three months bank statements which demonstrate affordability and a copy ofyour passport.
WHAT FEES DO I NEED TO PAY TO BUY A PROPERTY IN DUBAI To purchase a completed property in Dubai, in addition to the down payment, you will also need to pay up to 7% of the property’s value in various purchase costs and fees. Dubai property fees are considerably higher than in neighboring Abu Dhabi.. Upfront fees to buy a completed property in Dubai WHAT IS A SECURITY CHEQUE? What is a security cheque? A security cheque is a type of guarantee required by every bank in the UAE when they give any type of credit facility including credit cards, personal or car loans or mortgages. The bank will require you to provide them with an undated cheque which covers the full credit amount as a minimum. Back to all FAQs. WHAT HAPPENS TO MY MORTGAGE WHEN I LEAVE THE UAE The prohibition on leaving the UAE with debt is to protect the banks from losing their money, but with a mortgage the property still exists as security and if it becomes necessary, the bank can foreclose on the property and protect themselves in that way. Consequently, the rules regarding leaving with a secured loan, such as a mortgage, are WHAT FEES DO I NEED TO PAY TO BUY A PROPERTY IN ABU DHABI To purchase a completed property in Abu Dhabi, on top of the down payment, you will also need to pay up to 5% of the property’s value in purchase costs and fees.Abu Dhabi property fees are much lower than in the neighboring emirate of Dubai where the property transfer fee is4%.
WHAT IS EIBOR AND HOW CAN I CHECK THESE RATES? What is EIBOR and how can I check these rates? EIBOR is the Emirates Interbank Offered Rate, which is the rate at which banks lend to each other. EIBOR rates change daily and can be checked on the Central Bank website here. Back to all FAQs. DUBAI AND UAE'S BEST MORTGAGES AND HOME LOAN OFFERSMORTGAGE CALCULATORAFFORDABILITY CALCULATORCOMMERCIAL FINANCEEQUITYRELEASEABOUTFAQ
Talk to the UAE's best mortgage advisors. Buying, or refinancing, in Dubai and the UAE can be frustrating and complicated. Mortgage Finder is dedicated to ensuring you get the best mortgage advice and that your interests are protected at all times.MORTGAGE CALCULATOR
Mortgage Calculator. Use our free mortgage calculator to estimate your monthly mortgage payments. We'll take care of everything else. Get pre-approved for a mortgage in a few simple steps! Fill in the details below and one of our mortgage experts will help you find HASSLE-FREE MORTGAGE APPLICATION IN A FEW SIMPLE STEPS Skip the hassle of endless trips, bank application forms, lender negotiation and months of uncertainty. We'll save you money. We have relationships with all of the top lenders in the UAE. This gives us access to the best mortgage rates as well as exclusive discounts on fees and interest rates. We’ll save you time. FREQUENTLY ASKED QUESTIONS Our FAQ section provides comprehensive answers to all frequently asked questions about mortgages in Dubai & the UAE, the finance process, service fees, mortgage brokers and more WHAT ARE THE REQUIREMENTS TO GET A MORTGAGE IN THE UAE What are the requirements to get a mortgage in the UAE? Nearly everyone can get a mortgage within the UAE as long as you can demonstrate your income. Income can be from a variety of sources including salary, commission and rental income. Contact one of our mortgage brokers to discuss your specific situation. Back to all FAQs. NON RESIDENT'S GUIDE TO BUYING A PROPERTY IN THE UAE The UAE Mortgage Cap law requires non-UAE nationals to have a cash down payment of at least 25%* of the property value (20% for UAE nationals) plus associated purchase costs. This goes up to 35% (30% UAE nationals) plus costs for properties above AED 5 million. And if you’re buying a second or third property, as an investment forexample, you
HOW TO FUND YOUR DOWN PAYMENT AND GET READY TO TAKE OUT A Down payment requirements in the UAE. The UAE Mortgage Cap law requires non-UAE nationals to have a cash down payment of at least 20% of the property value, and UAE nationals to have a down payment of 15%, plus associated purchase costs. This goes up 30% if your property is over AED 5 million and 40% if you’re buying your second or third HELP - THE BANK VALUATION IS LOWER THAN MY PURCHASE PRICE Learn what you can do to protect yourself from a property down valutation and what to do if this occurs when you are buying. As part of the mortgage process the bank will request a valuation of the property that you are purchasing, whether a secondary purchase or off-plan. In some cases this valuation can come back lower than the price of the property WHAT IS A SECURITY CHEQUE? What is a security cheque? A security cheque is a type of guarantee required by every bank in the UAE when they give any type of credit facility including credit cards, personal or car loans or mortgages. The bank will require you to provide them with an undated cheque which covers the full credit amount as a minimum. Back to all FAQs.WHAT IS AN NOC?
What is an NOC? A No Objection Certificate, commonly abbreviated to NOC, is a type of legal document issued by an organization or individual stating that there are no objections to the points made within the document. When purchasing property in the UAE an NOC is normally required from the developer giving clear title on theproperty and
DUBAI AND UAE'S BEST MORTGAGES AND HOME LOAN OFFERSMORTGAGE CALCULATORAFFORDABILITY CALCULATORCOMMERCIAL FINANCEEQUITYRELEASEABOUTFAQ
Talk to the UAE's best mortgage advisors. Buying, or refinancing, in Dubai and the UAE can be frustrating and complicated. Mortgage Finder is dedicated to ensuring you get the best mortgage advice and that your interests are protected at all times.MORTGAGE CALCULATOR
Mortgage Calculator. Use our free mortgage calculator to estimate your monthly mortgage payments. We'll take care of everything else. Get pre-approved for a mortgage in a few simple steps! Fill in the details below and one of our mortgage experts will help you find HASSLE-FREE MORTGAGE APPLICATION IN A FEW SIMPLE STEPS Skip the hassle of endless trips, bank application forms, lender negotiation and months of uncertainty. We'll save you money. We have relationships with all of the top lenders in the UAE. This gives us access to the best mortgage rates as well as exclusive discounts on fees and interest rates. We’ll save you time. FREQUENTLY ASKED QUESTIONS Our FAQ section provides comprehensive answers to all frequently asked questions about mortgages in Dubai & the UAE, the finance process, service fees, mortgage brokers and more WHAT ARE THE REQUIREMENTS TO GET A MORTGAGE IN THE UAE What are the requirements to get a mortgage in the UAE? Nearly everyone can get a mortgage within the UAE as long as you can demonstrate your income. Income can be from a variety of sources including salary, commission and rental income. Contact one of our mortgage brokers to discuss your specific situation. Back to all FAQs. NON RESIDENT'S GUIDE TO BUYING A PROPERTY IN THE UAE The UAE Mortgage Cap law requires non-UAE nationals to have a cash down payment of at least 25%* of the property value (20% for UAE nationals) plus associated purchase costs. This goes up to 35% (30% UAE nationals) plus costs for properties above AED 5 million. And if you’re buying a second or third property, as an investment forexample, you
HOW TO FUND YOUR DOWN PAYMENT AND GET READY TO TAKE OUT A Down payment requirements in the UAE. The UAE Mortgage Cap law requires non-UAE nationals to have a cash down payment of at least 20% of the property value, and UAE nationals to have a down payment of 15%, plus associated purchase costs. This goes up 30% if your property is over AED 5 million and 40% if you’re buying your second or third HELP - THE BANK VALUATION IS LOWER THAN MY PURCHASE PRICE Learn what you can do to protect yourself from a property down valutation and what to do if this occurs when you are buying. As part of the mortgage process the bank will request a valuation of the property that you are purchasing, whether a secondary purchase or off-plan. In some cases this valuation can come back lower than the price of the property WHAT IS A SECURITY CHEQUE? What is a security cheque? A security cheque is a type of guarantee required by every bank in the UAE when they give any type of credit facility including credit cards, personal or car loans or mortgages. The bank will require you to provide them with an undated cheque which covers the full credit amount as a minimum. Back to all FAQs.WHAT IS AN NOC?
What is an NOC? A No Objection Certificate, commonly abbreviated to NOC, is a type of legal document issued by an organization or individual stating that there are no objections to the points made within the document. When purchasing property in the UAE an NOC is normally required from the developer giving clear title on theproperty and
HASSLE-FREE MORTGAGE APPLICATION IN A FEW SIMPLE STEPS Skip the hassle of endless trips, bank application forms, lender negotiation and months of uncertainty. We'll save you money. We have relationships with all of the top lenders in the UAE. This gives us access to the best mortgage rates as well as exclusive discounts on fees and interest rates. We’ll save you time. HOW TO FUND YOUR DOWN PAYMENT AND GET READY TO TAKE OUT A Down payment requirements in the UAE. The UAE Mortgage Cap law requires non-UAE nationals to have a cash down payment of at least 20% of the property value, and UAE nationals to have a down payment of 15%, plus associated purchase costs. This goes up 30% if your property is over AED 5 million and 40% if you’re buying your second or third MORTGAGE MARKET REPORT 2020 The findings within this report correlate, for the most part, with the events and sentiment of 2020. Below we provide some context and commentary on more notable pieces of data contained within the report and our predictions for the year ahead. EXPAT’S GUIDE TO BUYING A PROPERTY IN THE UAE If you are an expat currently living in the UAE, Dubai law states that you can buy: A leasehold property. A freehold property in one of the 23 freehold areas, including Al Barsha South, Emirates Hills, Jebel Ali, Sheikh Zayed Road, Dubai Marina and Palm Jumeirah. CAN NON-RESIDENTS GET A MORTGAGE IN THE UAE? Yes, the process is relatively easy for a non-resident to get a mortgage in the UAE. If you are a non-resident wanting to get a mortgage in Dubai, Abu Dhabi or another Emirate we will require three months bank statements which demonstrate affordability and a copy ofyour passport.
WHAT FEES DO I NEED TO PAY TO BUY A PROPERTY IN DUBAI To purchase a completed property in Dubai, in addition to the down payment, you will also need to pay up to 7% of the property’s value in various purchase costs and fees. Dubai property fees are considerably higher than in neighboring Abu Dhabi.. Upfront fees to buy a completed property in Dubai WHAT IS A SECURITY CHEQUE? What is a security cheque? A security cheque is a type of guarantee required by every bank in the UAE when they give any type of credit facility including credit cards, personal or car loans or mortgages. The bank will require you to provide them with an undated cheque which covers the full credit amount as a minimum. Back to all FAQs. WHAT HAPPENS TO MY MORTGAGE WHEN I LEAVE THE UAE The prohibition on leaving the UAE with debt is to protect the banks from losing their money, but with a mortgage the property still exists as security and if it becomes necessary, the bank can foreclose on the property and protect themselves in that way. Consequently, the rules regarding leaving with a secured loan, such as a mortgage, are WHAT FEES DO I NEED TO PAY TO BUY A PROPERTY IN ABU DHABI To purchase a completed property in Abu Dhabi, on top of the down payment, you will also need to pay up to 5% of the property’s value in purchase costs and fees.Abu Dhabi property fees are much lower than in the neighboring emirate of Dubai where the property transfer fee is4%.
WHAT IS EIBOR AND HOW CAN I CHECK THESE RATES? What is EIBOR and how can I check these rates? EIBOR is the Emirates Interbank Offered Rate, which is the rate at which banks lend to each other. EIBOR rates change daily and can be checked on the Central Bank website here. Back to all FAQs. DUBAI AND UAE'S BEST MORTGAGES AND HOME LOAN OFFERSMORTGAGE CALCULATORAFFORDABILITY CALCULATORCOMMERCIAL FINANCEEQUITYRELEASEABOUTFAQ
Talk to the UAE's best mortgage advisors. Buying, or refinancing, in Dubai and the UAE can be frustrating and complicated. Mortgage Finder is dedicated to ensuring you get the best mortgage advice and that your interests are protected at all times.MORTGAGE CALCULATOR
Mortgage Calculator. Use our free mortgage calculator to estimate your monthly mortgage payments. We'll take care of everything else. Get pre-approved for a mortgage in a few simple steps! Fill in the details below and one of our mortgage experts will help you find WHAT ARE THE REQUIREMENTS TO GET A MORTGAGE IN THE UAE What are the requirements to get a mortgage in the UAE? Nearly everyone can get a mortgage within the UAE as long as you can demonstrate your income. Income can be from a variety of sources including salary, commission and rental income. Contact one of our mortgage brokers to discuss your specific situation. Back to all FAQs. NON RESIDENT'S GUIDE TO BUYING A PROPERTY IN THE UAE The UAE Mortgage Cap law requires non-UAE nationals to have a cash down payment of at least 25%* of the property value (20% for UAE nationals) plus associated purchase costs. This goes up to 35% (30% UAE nationals) plus costs for properties above AED 5 million. And if you’re buying a second or third property, as an investment forexample, you
HOW TO FUND YOUR DOWN PAYMENT AND GET READY TO TAKE OUT A Down payment requirements in the UAE. The UAE Mortgage Cap law requires non-UAE nationals to have a cash down payment of at least 20% of the property value, and UAE nationals to have a down payment of 15%, plus associated purchase costs. This goes up 30% if your property is over AED 5 million and 40% if you’re buying your second or third CAN NON-RESIDENTS GET A MORTGAGE IN THE UAE? Can non-residents get a mortgage in the UAE? Yes, the process is relatively easy for a non-resident to get a mortgage in the UAE. If you are a non-resident wanting to get a mortgage in Dubai, Abu Dhabi or another Emirate we will require three months bank statements which demonstrate affordability and a copy of your passport. Back to allFAQs.
HOW TO GET PRE-APPROVED FOR A UAE HOME LOAN Land Department fees – In Dubai, in addition to this down payment, you’ll need an additional 4% DLD transfer fee (less in other Emirates) plus a 0.25% mortgage registration fee calculated on the loan amount. Real estate agency commission – In all Emirates, you’ll typically pay 2% real estate agent commission, a valuationfee of AED
EXPAT’S GUIDE TO BUYING A PROPERTY IN THE UAE If you are an expat currently living in the UAE, Dubai law states that you can buy: A leasehold property. A freehold property in one of the 23 freehold areas, including Al Barsha South, Emirates Hills, Jebel Ali, Sheikh Zayed Road, Dubai Marina and Palm Jumeirah. WHAT HAPPENS TO MY MORTGAGE WHEN I LEAVE THE UAE The prohibition on leaving the UAE with debt is to protect the banks from losing their money, but with a mortgage the property still exists as security and if it becomes necessary, the bank can foreclose on the property and protect themselves in that way. Consequently, the rules regarding leaving with a secured loan, such as a mortgage, are HELP - THE BANK VALUATION IS LOWER THAN MY PURCHASE PRICE Learn what you can do to protect yourself from a property down valutation and what to do if this occurs when you are buying. As part of the mortgage process the bank will request a valuation of the property that you are purchasing, whether a secondary purchase or off-plan. In some cases this valuation can come back lower than the price of the property DUBAI AND UAE'S BEST MORTGAGES AND HOME LOAN OFFERSMORTGAGE CALCULATORAFFORDABILITY CALCULATORCOMMERCIAL FINANCEEQUITYRELEASEABOUTFAQ
Talk to the UAE's best mortgage advisors. Buying, or refinancing, in Dubai and the UAE can be frustrating and complicated. Mortgage Finder is dedicated to ensuring you get the best mortgage advice and that your interests are protected at all times.MORTGAGE CALCULATOR
Mortgage Calculator. Use our free mortgage calculator to estimate your monthly mortgage payments. We'll take care of everything else. Get pre-approved for a mortgage in a few simple steps! Fill in the details below and one of our mortgage experts will help you find WHAT ARE THE REQUIREMENTS TO GET A MORTGAGE IN THE UAE What are the requirements to get a mortgage in the UAE? Nearly everyone can get a mortgage within the UAE as long as you can demonstrate your income. Income can be from a variety of sources including salary, commission and rental income. Contact one of our mortgage brokers to discuss your specific situation. Back to all FAQs. NON RESIDENT'S GUIDE TO BUYING A PROPERTY IN THE UAE The UAE Mortgage Cap law requires non-UAE nationals to have a cash down payment of at least 25%* of the property value (20% for UAE nationals) plus associated purchase costs. This goes up to 35% (30% UAE nationals) plus costs for properties above AED 5 million. And if you’re buying a second or third property, as an investment forexample, you
HOW TO FUND YOUR DOWN PAYMENT AND GET READY TO TAKE OUT A Down payment requirements in the UAE. The UAE Mortgage Cap law requires non-UAE nationals to have a cash down payment of at least 20% of the property value, and UAE nationals to have a down payment of 15%, plus associated purchase costs. This goes up 30% if your property is over AED 5 million and 40% if you’re buying your second or third CAN NON-RESIDENTS GET A MORTGAGE IN THE UAE? Can non-residents get a mortgage in the UAE? Yes, the process is relatively easy for a non-resident to get a mortgage in the UAE. If you are a non-resident wanting to get a mortgage in Dubai, Abu Dhabi or another Emirate we will require three months bank statements which demonstrate affordability and a copy of your passport. Back to allFAQs.
HOW TO GET PRE-APPROVED FOR A UAE HOME LOAN Land Department fees – In Dubai, in addition to this down payment, you’ll need an additional 4% DLD transfer fee (less in other Emirates) plus a 0.25% mortgage registration fee calculated on the loan amount. Real estate agency commission – In all Emirates, you’ll typically pay 2% real estate agent commission, a valuationfee of AED
EXPAT’S GUIDE TO BUYING A PROPERTY IN THE UAE If you are an expat currently living in the UAE, Dubai law states that you can buy: A leasehold property. A freehold property in one of the 23 freehold areas, including Al Barsha South, Emirates Hills, Jebel Ali, Sheikh Zayed Road, Dubai Marina and Palm Jumeirah. WHAT HAPPENS TO MY MORTGAGE WHEN I LEAVE THE UAE The prohibition on leaving the UAE with debt is to protect the banks from losing their money, but with a mortgage the property still exists as security and if it becomes necessary, the bank can foreclose on the property and protect themselves in that way. Consequently, the rules regarding leaving with a secured loan, such as a mortgage, are HELP - THE BANK VALUATION IS LOWER THAN MY PURCHASE PRICE Learn what you can do to protect yourself from a property down valutation and what to do if this occurs when you are buying. As part of the mortgage process the bank will request a valuation of the property that you are purchasing, whether a secondary purchase or off-plan. In some cases this valuation can come back lower than the price of the property NON RESIDENT'S GUIDE TO BUYING A PROPERTY IN THE UAE The UAE Mortgage Cap law requires non-UAE nationals to have a cash down payment of at least 25%* of the property value (20% for UAE nationals) plus associated purchase costs. This goes up to 35% (30% UAE nationals) plus costs for properties above AED 5 million. And if you’re buying a second or third property, as an investment forexample, you
MORTGAGE FINDER BLOG We are the UAE’s #1 mortgage consultancy. Our mortgage experts will help you find and secure the best mortgage offers in Dubai and the UAE. Mortgage calculator GET STARTED. FREQUENTLY ASKED QUESTIONS Our FAQ section provides comprehensive answers to all frequently asked questions about mortgages in Dubai & the UAE, the finance process, service fees, mortgage brokers and more EXPAT’S GUIDE TO BUYING A PROPERTY IN THE UAE If you are an expat currently living in the UAE, Dubai law states that you can buy: A leasehold property. A freehold property in one of the 23 freehold areas, including Al Barsha South, Emirates Hills, Jebel Ali, Sheikh Zayed Road, Dubai Marina and Palm Jumeirah. WHAT FEES DO I NEED TO PAY TO BUY A PROPERTY IN DUBAI To purchase a completed property in Dubai, in addition to the down payment, you will also need to pay up to 7% of the property’s value in various purchase costs and fees. Dubai property fees are considerably higher than in neighboring Abu Dhabi.. Upfront fees to buy a completed property in Dubai FIXED AND VARIABLE MORTGAGE RATES EXPLAINED EIBOR, or the Emirates Interbank Offered Rate, is a daily rate published by the UAE Central Bank. It is based on the average interest rates offered across all banks in the UAE within a particular period, excluding the two highest and two lowest rates. WHAT FEES DO I NEED TO PAY TO BUY A PROPERTY IN ABU DHABI To purchase a completed property in Abu Dhabi, on top of the down payment, you will also need to pay up to 5% of the property’s value in purchase costs and fees.Abu Dhabi property fees are much lower than in the neighboring emirate of Dubai where the property transfer fee is4%.
WHAT IS A SECURITY CHEQUE? What is a security cheque? A security cheque is a type of guarantee required by every bank in the UAE when they give any type of credit facility including credit cards, personal or car loans or mortgages. The bank will require you to provide them with an undated cheque which covers the full credit amount as a minimum. Back to all FAQs.WHAT IS AN NOC?
What is an NOC? A No Objection Certificate, commonly abbreviated to NOC, is a type of legal document issued by an organization or individual stating that there are no objections to the points made within the document. When purchasing property in the UAE an NOC is normally required from the developer giving clear title on theproperty and
WHAT IS THE DIFFERENCE BETWEEN A FLAT RATE AND A REDUCING Flat and reducing rates of interest are two methods of how interest can be calculated on a mortgage. A flat rate of interest is where the rate of interest to be paid remains the same for the duration of the loan as it is always calculated against the original amount borrowed(principal).
DUBAI AND UAE'S BEST MORTGAGES AND HOME LOAN OFFERSMORTGAGE CALCULATORAFFORDABILITY CALCULATORCOMMERCIAL FINANCEEQUITYRELEASEABOUTFAQ
Talk to the UAE's best mortgage advisors. Buying, or refinancing, in Dubai and the UAE can be frustrating and complicated. Mortgage Finder is dedicated to ensuring you get the best mortgage advice and that your interests are protected at all times.MORTGAGE CALCULATOR
Use our free mortgage calculator to help you estimate your monthly mortgage payments when contracting a home loan for buying a property in Dubai or the UAE. NON RESIDENT'S GUIDE TO BUYING A PROPERTY IN THE UAE If you’re a non resident looking to buy property in the UAE, this guide will tell you all you need to know before you start your search. Thousands of non residents from all over the world buy apartments and villas in the UAE every year. WHAT ARE THE REQUIREMENTS TO GET A MORTGAGE IN THE UAE Learn about the requirements to get a mortgage in the UAE whether you are a resident or non-resident of the country. CAN NON-RESIDENTS GET A MORTGAGE IN THE UAE? Yes, the process is relatively easy for a non-resident to get a mortgage in the UAE. If you are a non-resident wanting to get a mortgage in Dubai, Abu Dhabi or another Emirate we will require three months bank statements which demonstrate affordability and a copy ofyour passport.
HOW TO GET PRE-APPROVED FOR A UAE HOME LOAN Make sure you obtain mortgage pre-approval before doing any serious property hunting. Signing a sales agreement requires the buyer to give a cheque for 10 percent of the purchase price – if you commit before getting mortgage approval and are EXPAT’S GUIDE TO BUYING A PROPERTY IN THE UAE For those settling in the UAE for longer than 3 years, buying rather than renting can be a more affordable option and is worth considering. If you’re an expat looking to buy property in the UAE, this guide will tell you all you need to know before you start your HOW TO FUND YOUR DOWN PAYMENT AND GET READY TO TAKE OUT A If you are looking to stay in the UAE for several years or more, the cost of renting often outstrips what you’d pay if you bought. However, high down payment requirements in the Emirates can be abarrier for many.
WHAT HAPPENS TO MY MORTGAGE WHEN I LEAVE THE UAE Leaving the Dubai and UAE with a mortgage in place has to be handled properly. At Mortgage Finder we know all about non-resident mortgages and what to do if you want to leave and turn your property into arental.
HELP - THE BANK VALUATION IS LOWER THAN MY PURCHASE PRICE Learn what you can do to protect yourself from a property down valutation and what to do if this occurs when you are buying. As part of the mortgage process the bank will request a valuation of the property that you are purchasing, whether a secondary purchase or off-plan. In some cases this valuation can come back lower than the price of the property DUBAI AND UAE'S BEST MORTGAGES AND HOME LOAN OFFERSMORTGAGE CALCULATORAFFORDABILITY CALCULATORCOMMERCIAL FINANCEEQUITYRELEASEABOUTFAQ
Talk to the UAE's best mortgage advisors. Buying, or refinancing, in Dubai and the UAE can be frustrating and complicated. Mortgage Finder is dedicated to ensuring you get the best mortgage advice and that your interests are protected at all times.MORTGAGE CALCULATOR
Use our free mortgage calculator to help you estimate your monthly mortgage payments when contracting a home loan for buying a property in Dubai or the UAE. NON RESIDENT'S GUIDE TO BUYING A PROPERTY IN THE UAE If you’re a non resident looking to buy property in the UAE, this guide will tell you all you need to know before you start your search. Thousands of non residents from all over the world buy apartments and villas in the UAE every year. WHAT ARE THE REQUIREMENTS TO GET A MORTGAGE IN THE UAE Learn about the requirements to get a mortgage in the UAE whether you are a resident or non-resident of the country. CAN NON-RESIDENTS GET A MORTGAGE IN THE UAE? Yes, the process is relatively easy for a non-resident to get a mortgage in the UAE. If you are a non-resident wanting to get a mortgage in Dubai, Abu Dhabi or another Emirate we will require three months bank statements which demonstrate affordability and a copy ofyour passport.
HOW TO GET PRE-APPROVED FOR A UAE HOME LOAN Make sure you obtain mortgage pre-approval before doing any serious property hunting. Signing a sales agreement requires the buyer to give a cheque for 10 percent of the purchase price – if you commit before getting mortgage approval and are EXPAT’S GUIDE TO BUYING A PROPERTY IN THE UAE For those settling in the UAE for longer than 3 years, buying rather than renting can be a more affordable option and is worth considering. If you’re an expat looking to buy property in the UAE, this guide will tell you all you need to know before you start your HOW TO FUND YOUR DOWN PAYMENT AND GET READY TO TAKE OUT A If you are looking to stay in the UAE for several years or more, the cost of renting often outstrips what you’d pay if you bought. However, high down payment requirements in the Emirates can be abarrier for many.
WHAT HAPPENS TO MY MORTGAGE WHEN I LEAVE THE UAE Leaving the Dubai and UAE with a mortgage in place has to be handled properly. At Mortgage Finder we know all about non-resident mortgages and what to do if you want to leave and turn your property into arental.
HELP - THE BANK VALUATION IS LOWER THAN MY PURCHASE PRICE Learn what you can do to protect yourself from a property down valutation and what to do if this occurs when you are buying. As part of the mortgage process the bank will request a valuation of the property that you are purchasing, whether a secondary purchase or off-plan. In some cases this valuation can come back lower than the price of the property MORTGAGE FINDER BLOG GET IN TOUCH. Please complete your details and one of our professional mortgage consultants will be in touch within 24 hours to help you find the right loan and get you into your dream home.. Thank you for the opportunity to be of assistance. We look forward to working with you! NON RESIDENT'S GUIDE TO BUYING A PROPERTY IN THE UAE If you’re a non resident looking to buy property in the UAE, this guide will tell you all you need to know before you start your search. Thousands of non residents from all over the world buy apartments and villas in the UAE every year. FREQUENTLY ASKED QUESTIONS Our FAQ section provides comprehensive answers to all frequently asked questions about mortgages in Dubai & the UAE, the finance process, service fees, mortgage brokers and more EXPAT’S GUIDE TO BUYING A PROPERTY IN THE UAE For those settling in the UAE for longer than 3 years, buying rather than renting can be a more affordable option and is worth considering. If you’re an expat looking to buy property in the UAE, this guide will tell you all you need to know before you start your FIXED AND VARIABLE MORTGAGE RATES EXPLAINED EIBOR, or the Emirates Interbank Offered Rate, is a daily rate published by the UAE Central Bank. It is based on the average interest rates offered across all banks in the UAE within a particular period, excluding the two highest and two lowest rates. WHAT FEES DO I NEED TO PAY TO BUY A PROPERTY IN DUBAI To purchase a completed property in Dubai, in addition to the down payment, you will also need to pay up to 7% of the property’s value in various purchase costs and fees. Dubai property fees are considerably higher than in neighboring Abu Dhabi.. Upfront fees to buy a completed property in DubaiWHAT IS AN NOC?
A No Objection Certificate, commonly abbreviated to NOC, is a type of legal document issued by an organization or individual stating that there are no objections to the points made within the document. WHAT FEES DO I NEED TO PAY TO BUY A PROPERTY IN ABU DHABI To purchase a completed property in Abu Dhabi, on top of the down payment, you will also need to pay up to 5% of the property’s value in purchase costs and fees.Abu Dhabi property fees are much lower than in the neighboring emirate of Dubai where the property transfer fee is4%.
WHAT IS A SECURITY CHEQUE? A security cheque is a type of guarantee required by every bank in the UAE when they give any type of credit facility including credit cards, personal or car loans or mortgages. WHAT IS THE DIFFERENCE BETWEEN A FLAT RATE AND A REDUCING Flat and reducing rates of interest are two methods of how interest can be calculated on a mortgage. A flat rate of interest is where the rate of interest to be paid remains the same for the duration of the loan as it is always calculated against the original amount borrowed(principal).
DUBAI AND UAE'S BEST MORTGAGES AND HOME LOAN OFFERSMORTGAGE CALCULATORAFFORDABILITY CALCULATORCOMMERCIAL FINANCEEQUITYRELEASEABOUTFAQ
Talk to the UAE's best mortgage advisors. Buying, or refinancing, in Dubai and the UAE can be frustrating and complicated. Mortgage Finder is dedicated to ensuring you get the best mortgage advice and that your interests are protected at all times.MORTGAGE CALCULATOR
Mortgage Calculator. Use our free mortgage calculator to estimate your monthly mortgage payments. We'll take care of everything else. Get pre-approved for a mortgage in a few simple steps! Fill in the details below and one of our mortgage experts will help you find WHAT ARE THE REQUIREMENTS TO GET A MORTGAGE IN THE UAE What are the requirements to get a mortgage in the UAE? Nearly everyone can get a mortgage within the UAE as long as you can demonstrate your income. Income can be from a variety of sources including salary, commission and rental income. Contact one of our mortgage brokers to discuss your specific situation. Back to all FAQs. NON RESIDENT'S GUIDE TO BUYING A PROPERTY IN THE UAE The UAE Mortgage Cap law requires non-UAE nationals to have a cash down payment of at least 25%* of the property value (20% for UAE nationals) plus associated purchase costs. This goes up to 35% (30% UAE nationals) plus costs for properties above AED 5 million. And if you’re buying a second or third property, as an investment forexample, you
HOW TO FUND YOUR DOWN PAYMENT AND GET READY TO TAKE OUT A Down payment requirements in the UAE. The UAE Mortgage Cap law requires non-UAE nationals to have a cash down payment of at least 20% of the property value, and UAE nationals to have a down payment of 15%, plus associated purchase costs. This goes up 30% if your property is over AED 5 million and 40% if you’re buying your second or third CAN NON-RESIDENTS GET A MORTGAGE IN THE UAE? Can non-residents get a mortgage in the UAE? Yes, the process is relatively easy for a non-resident to get a mortgage in the UAE. If you are a non-resident wanting to get a mortgage in Dubai, Abu Dhabi or another Emirate we will require three months bank statements which demonstrate affordability and a copy of your passport. Back to allFAQs.
HOW TO GET PRE-APPROVED FOR A UAE HOME LOAN Land Department fees – In Dubai, in addition to this down payment, you’ll need an additional 4% DLD transfer fee (less in other Emirates) plus a 0.25% mortgage registration fee calculated on the loan amount. Real estate agency commission – In all Emirates, you’ll typically pay 2% real estate agent commission, a valuationfee of AED
EXPAT’S GUIDE TO BUYING A PROPERTY IN THE UAE If you are an expat currently living in the UAE, Dubai law states that you can buy: A leasehold property. A freehold property in one of the 23 freehold areas, including Al Barsha South, Emirates Hills, Jebel Ali, Sheikh Zayed Road, Dubai Marina and Palm Jumeirah. WHAT HAPPENS TO MY MORTGAGE WHEN I LEAVE THE UAE The prohibition on leaving the UAE with debt is to protect the banks from losing their money, but with a mortgage the property still exists as security and if it becomes necessary, the bank can foreclose on the property and protect themselves in that way. Consequently, the rules regarding leaving with a secured loan, such as a mortgage, are HELP - THE BANK VALUATION IS LOWER THAN MY PURCHASE PRICE Learn what you can do to protect yourself from a property down valutation and what to do if this occurs when you are buying. As part of the mortgage process the bank will request a valuation of the property that you are purchasing, whether a secondary purchase or off-plan. In some cases this valuation can come back lower than the price of the property DUBAI AND UAE'S BEST MORTGAGES AND HOME LOAN OFFERSMORTGAGE CALCULATORAFFORDABILITY CALCULATORCOMMERCIAL FINANCEEQUITYRELEASEABOUTFAQ
Talk to the UAE's best mortgage advisors. Buying, or refinancing, in Dubai and the UAE can be frustrating and complicated. Mortgage Finder is dedicated to ensuring you get the best mortgage advice and that your interests are protected at all times.MORTGAGE CALCULATOR
Mortgage Calculator. Use our free mortgage calculator to estimate your monthly mortgage payments. We'll take care of everything else. Get pre-approved for a mortgage in a few simple steps! Fill in the details below and one of our mortgage experts will help you find WHAT ARE THE REQUIREMENTS TO GET A MORTGAGE IN THE UAE What are the requirements to get a mortgage in the UAE? Nearly everyone can get a mortgage within the UAE as long as you can demonstrate your income. Income can be from a variety of sources including salary, commission and rental income. Contact one of our mortgage brokers to discuss your specific situation. Back to all FAQs. NON RESIDENT'S GUIDE TO BUYING A PROPERTY IN THE UAE The UAE Mortgage Cap law requires non-UAE nationals to have a cash down payment of at least 25%* of the property value (20% for UAE nationals) plus associated purchase costs. This goes up to 35% (30% UAE nationals) plus costs for properties above AED 5 million. And if you’re buying a second or third property, as an investment forexample, you
HOW TO FUND YOUR DOWN PAYMENT AND GET READY TO TAKE OUT A Down payment requirements in the UAE. The UAE Mortgage Cap law requires non-UAE nationals to have a cash down payment of at least 20% of the property value, and UAE nationals to have a down payment of 15%, plus associated purchase costs. This goes up 30% if your property is over AED 5 million and 40% if you’re buying your second or third CAN NON-RESIDENTS GET A MORTGAGE IN THE UAE? Can non-residents get a mortgage in the UAE? Yes, the process is relatively easy for a non-resident to get a mortgage in the UAE. If you are a non-resident wanting to get a mortgage in Dubai, Abu Dhabi or another Emirate we will require three months bank statements which demonstrate affordability and a copy of your passport. Back to allFAQs.
HOW TO GET PRE-APPROVED FOR A UAE HOME LOAN Land Department fees – In Dubai, in addition to this down payment, you’ll need an additional 4% DLD transfer fee (less in other Emirates) plus a 0.25% mortgage registration fee calculated on the loan amount. Real estate agency commission – In all Emirates, you’ll typically pay 2% real estate agent commission, a valuationfee of AED
EXPAT’S GUIDE TO BUYING A PROPERTY IN THE UAE If you are an expat currently living in the UAE, Dubai law states that you can buy: A leasehold property. A freehold property in one of the 23 freehold areas, including Al Barsha South, Emirates Hills, Jebel Ali, Sheikh Zayed Road, Dubai Marina and Palm Jumeirah. WHAT HAPPENS TO MY MORTGAGE WHEN I LEAVE THE UAE The prohibition on leaving the UAE with debt is to protect the banks from losing their money, but with a mortgage the property still exists as security and if it becomes necessary, the bank can foreclose on the property and protect themselves in that way. Consequently, the rules regarding leaving with a secured loan, such as a mortgage, are HELP - THE BANK VALUATION IS LOWER THAN MY PURCHASE PRICE Learn what you can do to protect yourself from a property down valutation and what to do if this occurs when you are buying. As part of the mortgage process the bank will request a valuation of the property that you are purchasing, whether a secondary purchase or off-plan. In some cases this valuation can come back lower than the price of the property NON RESIDENT'S GUIDE TO BUYING A PROPERTY IN THE UAE The UAE Mortgage Cap law requires non-UAE nationals to have a cash down payment of at least 25%* of the property value (20% for UAE nationals) plus associated purchase costs. This goes up to 35% (30% UAE nationals) plus costs for properties above AED 5 million. And if you’re buying a second or third property, as an investment forexample, you
MORTGAGE FINDER BLOG We are the UAE’s #1 mortgage consultancy. Our mortgage experts will help you find and secure the best mortgage offers in Dubai and the UAE. Mortgage calculator GET STARTED. FREQUENTLY ASKED QUESTIONS Our FAQ section provides comprehensive answers to all frequently asked questions about mortgages in Dubai & the UAE, the finance process, service fees, mortgage brokers and more EXPAT’S GUIDE TO BUYING A PROPERTY IN THE UAE If you are an expat currently living in the UAE, Dubai law states that you can buy: A leasehold property. A freehold property in one of the 23 freehold areas, including Al Barsha South, Emirates Hills, Jebel Ali, Sheikh Zayed Road, Dubai Marina and Palm Jumeirah. WHAT FEES DO I NEED TO PAY TO BUY A PROPERTY IN DUBAI To purchase a completed property in Dubai, in addition to the down payment, you will also need to pay up to 7% of the property’s value in various purchase costs and fees. Dubai property fees are considerably higher than in neighboring Abu Dhabi.. Upfront fees to buy a completed property in Dubai FIXED AND VARIABLE MORTGAGE RATES EXPLAINED EIBOR, or the Emirates Interbank Offered Rate, is a daily rate published by the UAE Central Bank. It is based on the average interest rates offered across all banks in the UAE within a particular period, excluding the two highest and two lowest rates. WHAT FEES DO I NEED TO PAY TO BUY A PROPERTY IN ABU DHABI To purchase a completed property in Abu Dhabi, on top of the down payment, you will also need to pay up to 5% of the property’s value in purchase costs and fees.Abu Dhabi property fees are much lower than in the neighboring emirate of Dubai where the property transfer fee is4%.
WHAT IS A SECURITY CHEQUE? What is a security cheque? A security cheque is a type of guarantee required by every bank in the UAE when they give any type of credit facility including credit cards, personal or car loans or mortgages. The bank will require you to provide them with an undated cheque which covers the full credit amount as a minimum. Back to all FAQs.WHAT IS AN NOC?
What is an NOC? A No Objection Certificate, commonly abbreviated to NOC, is a type of legal document issued by an organization or individual stating that there are no objections to the points made within the document. When purchasing property in the UAE an NOC is normally required from the developer giving clear title on theproperty and
WHAT IS THE DIFFERENCE BETWEEN A FLAT RATE AND A REDUCING Flat and reducing rates of interest are two methods of how interest can be calculated on a mortgage. A flat rate of interest is where the rate of interest to be paid remains the same for the duration of the loan as it is always calculated against the original amount borrowed(principal).
DUBAI AND UAE'S BEST MORTGAGES AND HOME LOAN OFFERSMORTGAGE CALCULATORAFFORDABILITY CALCULATORCOMMERCIAL FINANCEEQUITYRELEASEABOUTFAQ
Talk to the UAE's best mortgage advisors. Buying, or refinancing, in Dubai and the UAE can be frustrating and complicated. Mortgage Finder is dedicated to ensuring you get the best mortgage advice and that your interests are protected at all times.MORTGAGE CALCULATOR
Mortgage Calculator. Use our free mortgage calculator to estimate your monthly mortgage payments. We'll take care of everything else. Get pre-approved for a mortgage in a few simple steps! Fill in the details below and one of our mortgage experts will help you find WHAT ARE THE REQUIREMENTS TO GET A MORTGAGE IN THE UAE What are the requirements to get a mortgage in the UAE? Nearly everyone can get a mortgage within the UAE as long as you can demonstrate your income. Income can be from a variety of sources including salary, commission and rental income. Contact one of our mortgage brokers to discuss your specific situation. Back to all FAQs. FREQUENTLY ASKED QUESTIONS Our FAQ section provides comprehensive answers to all frequently asked questions about mortgages in Dubai & the UAE, the finance process, service fees, mortgage brokers and more CAN NON-RESIDENTS GET A MORTGAGE IN THE UAE? Can non-residents get a mortgage in the UAE? Yes, the process is relatively easy for a non-resident to get a mortgage in the UAE. If you are a non-resident wanting to get a mortgage in Dubai, Abu Dhabi or another Emirate we will require three months bank statements which demonstrate affordability and a copy of your passport. Back to allFAQs.
HOW TO GET PRE-APPROVED FOR A UAE HOME LOAN Land Department fees – In Dubai, in addition to this down payment, you’ll need an additional 4% DLD transfer fee (less in other Emirates) plus a 0.25% mortgage registration fee calculated on the loan amount. Real estate agency commission – In all Emirates, you’ll typically pay 2% real estate agent commission, a valuationfee of AED
EXPAT’S GUIDE TO BUYING A PROPERTY IN THE UAE If you are an expat currently living in the UAE, Dubai law states that you can buy: A leasehold property. A freehold property in one of the 23 freehold areas, including Al Barsha South, Emirates Hills, Jebel Ali, Sheikh Zayed Road, Dubai Marina and Palm Jumeirah. WHAT HAPPENS TO MY MORTGAGE WHEN I LEAVE THE UAE The prohibition on leaving the UAE with debt is to protect the banks from losing their money, but with a mortgage the property still exists as security and if it becomes necessary, the bank can foreclose on the property and protect themselves in that way. Consequently, the rules regarding leaving with a secured loan, such as a mortgage, are WHAT IS A SECURITY CHEQUE? What is a security cheque? A security cheque is a type of guarantee required by every bank in the UAE when they give any type of credit facility including credit cards, personal or car loans or mortgages. The bank will require you to provide them with an undated cheque which covers the full credit amount as a minimum. Back to all FAQs. HELP - THE BANK VALUATION IS LOWER THAN MY PURCHASE PRICE Learn what you can do to protect yourself from a property down valutation and what to do if this occurs when you are buying. As part of the mortgage process the bank will request a valuation of the property that you are purchasing, whether a secondary purchase or off-plan. In some cases this valuation can come back lower than the price of the property DUBAI AND UAE'S BEST MORTGAGES AND HOME LOAN OFFERSMORTGAGE CALCULATORAFFORDABILITY CALCULATORCOMMERCIAL FINANCEEQUITYRELEASEABOUTFAQ
Talk to the UAE's best mortgage advisors. Buying, or refinancing, in Dubai and the UAE can be frustrating and complicated. Mortgage Finder is dedicated to ensuring you get the best mortgage advice and that your interests are protected at all times.MORTGAGE CALCULATOR
Mortgage Calculator. Use our free mortgage calculator to estimate your monthly mortgage payments. We'll take care of everything else. Get pre-approved for a mortgage in a few simple steps! Fill in the details below and one of our mortgage experts will help you find WHAT ARE THE REQUIREMENTS TO GET A MORTGAGE IN THE UAE What are the requirements to get a mortgage in the UAE? Nearly everyone can get a mortgage within the UAE as long as you can demonstrate your income. Income can be from a variety of sources including salary, commission and rental income. Contact one of our mortgage brokers to discuss your specific situation. Back to all FAQs. FREQUENTLY ASKED QUESTIONS Our FAQ section provides comprehensive answers to all frequently asked questions about mortgages in Dubai & the UAE, the finance process, service fees, mortgage brokers and more CAN NON-RESIDENTS GET A MORTGAGE IN THE UAE? Can non-residents get a mortgage in the UAE? Yes, the process is relatively easy for a non-resident to get a mortgage in the UAE. If you are a non-resident wanting to get a mortgage in Dubai, Abu Dhabi or another Emirate we will require three months bank statements which demonstrate affordability and a copy of your passport. Back to allFAQs.
HOW TO GET PRE-APPROVED FOR A UAE HOME LOAN Land Department fees – In Dubai, in addition to this down payment, you’ll need an additional 4% DLD transfer fee (less in other Emirates) plus a 0.25% mortgage registration fee calculated on the loan amount. Real estate agency commission – In all Emirates, you’ll typically pay 2% real estate agent commission, a valuationfee of AED
EXPAT’S GUIDE TO BUYING A PROPERTY IN THE UAE If you are an expat currently living in the UAE, Dubai law states that you can buy: A leasehold property. A freehold property in one of the 23 freehold areas, including Al Barsha South, Emirates Hills, Jebel Ali, Sheikh Zayed Road, Dubai Marina and Palm Jumeirah. WHAT HAPPENS TO MY MORTGAGE WHEN I LEAVE THE UAE The prohibition on leaving the UAE with debt is to protect the banks from losing their money, but with a mortgage the property still exists as security and if it becomes necessary, the bank can foreclose on the property and protect themselves in that way. Consequently, the rules regarding leaving with a secured loan, such as a mortgage, are WHAT IS A SECURITY CHEQUE? What is a security cheque? A security cheque is a type of guarantee required by every bank in the UAE when they give any type of credit facility including credit cards, personal or car loans or mortgages. The bank will require you to provide them with an undated cheque which covers the full credit amount as a minimum. Back to all FAQs. HELP - THE BANK VALUATION IS LOWER THAN MY PURCHASE PRICE Learn what you can do to protect yourself from a property down valutation and what to do if this occurs when you are buying. As part of the mortgage process the bank will request a valuation of the property that you are purchasing, whether a secondary purchase or off-plan. In some cases this valuation can come back lower than the price of the property ABOUT MORTGAGE FINDER Richard and Warren founded MIBME Mortgage Broker LLC in 2005. It was the single largest mortgage consultancy in the UAE. With the big success, Mortgage Finder was born following a majority acquisition by the Propertyfinder Group in 2014. Richard has spent more than 25 years in the banking industry, previously working for Barclays and Woolwich HOW MUCH CAN I AFFORD FOR MY HOUSE? Or call us now: +971 4 556 0321. Our mortgage affordability calculator for Dubai and the UAE uses similar calculations to those used by lenders to estimate how much you can afford to borrow. It’s results are not a formal offer of finance, and there are many other factors that go into determining how much a person can borrow, including their HOW TO GET PRE-APPROVED FOR A UAE HOME LOAN Land Department fees – In Dubai, in addition to this down payment, you’ll need an additional 4% DLD transfer fee (less in other Emirates) plus a 0.25% mortgage registration fee calculated on the loan amount. Real estate agency commission – In all Emirates, you’ll typically pay 2% real estate agent commission, a valuationfee of AED
EXPAT’S GUIDE TO BUYING A PROPERTY IN THE UAE If you are an expat currently living in the UAE, Dubai law states that you can buy: A leasehold property. A freehold property in one of the 23 freehold areas, including Al Barsha South, Emirates Hills, Jebel Ali, Sheikh Zayed Road, Dubai Marina and Palm Jumeirah. WHY DO BANKS REQUIRE A SECURITY CHEQUE WHEN GETTING A Security cheques are required by banks in the UAE as they are used in instances where the borrower fails to meet the repayments for the mortgage. Should this happen, the bank will present the cheque and when it bounces they will then be able to initiate a legal case to take possession of the property to repay the outstanding debt. WHAT IS THE DIFFERENCE BETWEEN FREEHOLD AND LEASEHOLD Freehold is where you purchase the property in full (whether utilising a mortgage or in cash), so you own the property itself and the land that it is on. Leasehold is where you purchase the rights for the property for a limited period of time, normally for about 99 years. Leasehold property is uncommon in Dubai and the UAE, but there are afew
WHAT HAPPENS TO MY MORTGAGE WHEN I LEAVE THE UAE The prohibition on leaving the UAE with debt is to protect the banks from losing their money, but with a mortgage the property still exists as security and if it becomes necessary, the bank can foreclose on the property and protect themselves in that way. Consequently, the rules regarding leaving with a secured loan, such as a mortgage, areWHAT IS AN NOC?
What is an NOC? A No Objection Certificate, commonly abbreviated to NOC, is a type of legal document issued by an organization or individual stating that there are no objections to the points made within the document. When purchasing property in the UAE an NOC is normally required from the developer giving clear title on theproperty and
WHAT IS THE DIFFERENCE BETWEEN A FLAT RATE AND A REDUCING Flat and reducing rates of interest are two methods of how interest can be calculated on a mortgage. A flat rate of interest is where the rate of interest to be paid remains the same for the duration of the loan as it is always calculated against the original amount borrowed(principal).
WHAT IS THE DIFFERENCE BETWEEN AN ISLAMIC AND CONVENTIONAL What is the difference between an Islamic and conventional mortgage? A conventional mortgage is where your loan repayments will include paying a rate of interest to the bank, this is their profit for lending you the funds. An Islamic mortgage differs from a conventional mortgage because under Shariah Law it is forbidden to charge intereston a
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TALK TO THE UAE'S BEST MORTGAGE ADVISORS Buying, or refinancing, in Dubai and the UAE can be frustrating and complicated. Mortgage Finder is dedicated to ensuring you get the best mortgage advice and that your interests are protected at all times. Here’s how we work: Get pre-approved today!1
WE UNDERSTAND YOUR NEEDS We’ll evaluate all available products in the market and short list the most suitable options for you, including our exclusive offers. Your first consultation is 100% free.2
WE COORDINATE YOUR APPLICATION We’ll coordinate all necessary documents, secure your mortgage pre-approval, and complete your bank application forms.3
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EXCLUSIVE 1-YEAR FIX 3.14% fixed for 1 year Best offset product available in the market 50% discount on processing fee 4.5% of fees can be included in the mortgage 25% penalty free overpayments p.a. Low reversion margin Get pre-approved today!5-YEAR FIXED RATE
4.99% fixed for 5 years ZERO processing and arrangement fees FREE life and property insurance for the first 5 years FREE valuation (cost refunded on successful completion) 4.5% of fees can be included in the mortgage Low reversion margin Calculate your monthly costsRESIDENT RATES
From 2.99%
Low rates are available for residents, with the option to pay interest only for the first 5 years! Plus, there are no salary transfer requirements and super low application fees. Calculate your monthly costs WE PRIDE OURSELVES ON GREAT CUSTOMER SERVICED. A.
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------------------------- I FOUND MORTGAGE FINDER SERVICES EXCEPTIONAL FOR SPEED AND A VERY GOOD ADVICE FROM A TO Z regarding the best way to purchase our first property in Dubai. The mortgage consultant arranged a great mortgage product that we are very happy with.Mario S.
------------------------- When I started considering a mortgage for my house in Dubai, I had serious doubts of the relevance and value that hiring a mortgage company would bring. Today, as I am living in my new home and the mortgage contracting is complete with the bank, I am pleased I contacted Mortgage Finder. I AM EXTREMELY SATISFIED WITH THE SERVICE MORTGAGE FINDER HAS PROVIDED. In particular, I would like to highlight the following features: A courteous and professional attitude; Timely and accurate guidance; Prompt response to my calls and emails. Thus, I STRONGLY RECOMMEND MORTGAGE FINDER SERVICES TO ANY INTERESTED PARTY. WE WORK WITH MORE THAN 20 DIFFERENT LENDERS TO GET YOU THE BESTMORTGAGE
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