MICHIGAN EDUCATIONAL CUCHECKINGDEPOSIT RATESRETIREMENT ACCOUNTSSAVINGSSHARE CERTIFICATESAUTO LOANS Michigan Educational CU. This website is AudioEye enabled and is being optimized for accessibility. To open the AudioEye Toolbar, press shift + =. The toolbar contains the following. The AudioEye Help Desk to report accessibility and usability related issues. The AudioEye Certification Statement to explain the ongoing web accessibility and

HOME BANKING

Manage Your Money At Your Convenience. With Internet Home Banking from Michigan Educational Credit Union, you can access your accounts 24 hours-a-day from the comfort of your own computer. With this time-saving service, you can: Check account balances. Transfer funds.

Make loan payments.

CORONAVIRUS (COVID-19) UPDATE Post Date 3-23-2020. This morning, Michigan Governor Gretchen Whitmer announced the "Stay Home, Stay Safe" Executive Order in reaction to the rising cases of coronavirus (COVID-19) in the state. Taking effect at midnight tonight, the order directs all nonessential offices and businesses to close for the next three weeks. MICHIGAN EDUCATIONAL CREDIT UNION MEMBERSHIP Completed Membership Application. Deposit of $6 ($5 initial share deposit and $1 membership fee) You can apply in person at any MECU branch location or return the completed application by mail, or by fax to (734) 416-5087 with ATTN: Member Service. Once you join, your family members are also eligible to join, including relatives by blood

or

CURRENT RATES

Whether you're looking for a safe place to save your hard-earned money or an affordable means of financing a major expense, Michigan Educational Credit Union is here to help. We offer some of the best savings and loan rates available anywhere. Click on the links below to check out our current rates. Explore your accessibility options.

LOCATIONS & HOURS

Plymouth Office. 9200 Haggerty Rd. Plymouth, MI 48170. Phone: (734) 455-9200 Fax: (734) 416-5087 Lobby Hours: M, T, W, Th, F: 9:30am - 5:30pm. Drive-Thru Hours: M, T CONTACT US - MICHIGAN EDUCATIONAL CU 1-909-941-1398. Business hours debit card support. 734-455-9200 Opt. 4. Automated debit card activation and PIN reset. 1-866-762-0558. After-hours debit card support (available 24/7 except Thanksgiving and Christmas Days) 1-866-356-5142. Lost or stolen Visa or CLASSIC CREDIT CARDS Visa Platinum Credit Card. 9.90%. Visa Signature Rewards Credit Card. 8.75% - 16.75%. Minimum payment of 3% of the unpaid balance or $10 whichever is greater. Late payments will result in a fee of $15. Please call the Credit Union for the most current rates. NEWSLETTER - MICHIGAN EDUCATIONAL CU Newsletter. Michigan Educational Credit Union publishes a newsletter to keep members up-to-date on current promotions and other important information. To view the online version of the newsletter you will need the free Adobe Acrobat Reader. Click here if you don't MECU HOME BANKING SUPPORT Step 3. You will be asked where you’d like the verification code to go (if you have more than one phone number registered with online banking) and how you’d like to receive it. Click “Next”. You should receive a 4-digit verification code. Enter the code and push

“Verify”.

MICHIGAN EDUCATIONAL CUCHECKINGDEPOSIT RATESRETIREMENT ACCOUNTSSAVINGSSHARE CERTIFICATESAUTO LOANS Michigan Educational CU. This website is AudioEye enabled and is being optimized for accessibility. To open the AudioEye Toolbar, press shift + =. The toolbar contains the following. The AudioEye Help Desk to report accessibility and usability related issues. The AudioEye Certification Statement to explain the ongoing web accessibility and

HOME BANKING

Manage Your Money At Your Convenience. With Internet Home Banking from Michigan Educational Credit Union, you can access your accounts 24 hours-a-day from the comfort of your own computer. With this time-saving service, you can: Check account balances. Transfer funds.

Make loan payments.

CORONAVIRUS (COVID-19) UPDATE Post Date 3-23-2020. This morning, Michigan Governor Gretchen Whitmer announced the "Stay Home, Stay Safe" Executive Order in reaction to the rising cases of coronavirus (COVID-19) in the state. Taking effect at midnight tonight, the order directs all nonessential offices and businesses to close for the next three weeks. MICHIGAN EDUCATIONAL CREDIT UNION MEMBERSHIP Completed Membership Application. Deposit of $6 ($5 initial share deposit and $1 membership fee) You can apply in person at any MECU branch location or return the completed application by mail, or by fax to (734) 416-5087 with ATTN: Member Service. Once you join, your family members are also eligible to join, including relatives by blood

or

CURRENT RATES

Whether you're looking for a safe place to save your hard-earned money or an affordable means of financing a major expense, Michigan Educational Credit Union is here to help. We offer some of the best savings and loan rates available anywhere. Click on the links below to check out our current rates. Explore your accessibility options.

LOCATIONS & HOURS

Plymouth Office. 9200 Haggerty Rd. Plymouth, MI 48170. Phone: (734) 455-9200 Fax: (734) 416-5087 Lobby Hours: M, T, W, Th, F: 9:30am - 5:30pm. Drive-Thru Hours: M, T CONTACT US - MICHIGAN EDUCATIONAL CU 1-909-941-1398. Business hours debit card support. 734-455-9200 Opt. 4. Automated debit card activation and PIN reset. 1-866-762-0558. After-hours debit card support (available 24/7 except Thanksgiving and Christmas Days) 1-866-356-5142. Lost or stolen Visa or CLASSIC CREDIT CARDS Visa Platinum Credit Card. 9.90%. Visa Signature Rewards Credit Card. 8.75% - 16.75%. Minimum payment of 3% of the unpaid balance or $10 whichever is greater. Late payments will result in a fee of $15. Please call the Credit Union for the most current rates. NEWSLETTER - MICHIGAN EDUCATIONAL CU Newsletter. Michigan Educational Credit Union publishes a newsletter to keep members up-to-date on current promotions and other important information. To view the online version of the newsletter you will need the free Adobe Acrobat Reader. Click here if you don't MECU HOME BANKING SUPPORT Step 3. You will be asked where you’d like the verification code to go (if you have more than one phone number registered with online banking) and how you’d like to receive it. Click “Next”. You should receive a 4-digit verification code. Enter the code and push

“Verify”.

CURRENT RATES

Whether you're looking for a safe place to save your hard-earned money or an affordable means of financing a major expense, Michigan Educational Credit Union is here to help. We offer some of the best savings and loan rates available anywhere. Click on the links below to check out our current rates. Explore your accessibility options.

RETIREMENT ACCOUNTS

Retirement Accounts. Effective Date: 06/01/2021. Name. APY*. Individual Retirement Account (IRA) 0.10%. A $50 minimum deposit is required to open an IRA share account. There are no fees or service charges levied against IRA share accounts. The Annual Percentage Yields above are subject to change at any time. CLASSIC CREDIT CARDS Visa Platinum Credit Card. 9.90%. Visa Signature Rewards Credit Card. 8.75% - 16.75%. Minimum payment of 3% of the unpaid balance or $10 whichever is greater. Late payments will result in a fee of $15. Please call the Credit Union for the most current rates.

MOBILE BANKING

With Michigan Educational Credit Union's FREE* Mobile Banking solutions, you can take a branch with you wherever you go! Use this convenient service to: Check account balances. Transfer funds. Make loan payments. View transaction history. Pay bills. Send, request or receive money with Zelle ®. Locate an ATM or branch near you. REGULAR SHARE SAVINGS & CLUB ACCOUNT A Great Way to Save! Opening a Regular Share Savings account is your first step to becoming a member of Michigan Educational Credit Union, but it's also a step toward smart financial planning. Each account earns competitive dividends and is federally insured by the National Credit Union Administration (NCUA) to at least $250,000. SHARE DRAFT/CHECKING Share Draft/Checking: Effective Date: 06/01/2021 Name: APY* Share Draft/Checking: 0.02%: Rates may change at any time. Fees, which could be assessed for other services available through the credit union, could reduce the earnings on these accounts.

SHARED BRANCHES

Shared Branches. If you can't make it to a Michigan Educational Credit Union branch, try a shared branch near you. You'll feel right at home when you visit participating credit unions in all 50 states. MECU members have access to more than 5,000 shared branches nationwide, thanks to MECU's partnership with CO-OP Financial Services.

FRAUD & SECURITY

Fraud & Security. Michigan Educational Credit Union is dedicated to protecting your privacy and security. We will never ask for sensitive information from you via email or pop-ups (e.g., Social Security number, Personal ID, password, PIN or account number). We strongly suggest that you do not share this information with anyone, ever.

IN SUPPORT OF YOU

Alonzo Glaze For more than 75 years, Michigan Educational Credit Union has supported its members by providing affordable financial products

and services.

QUIC KEN FOR WINDOWS CONVERSION INSTRUCTIONS 2. Select Michigan Educational Credit Union from the Financial Institution drop- down list. 3. On the Payments tab, select an account from which a payment is scheduled in the future. NOTE: Click Print to save your list of pending payments. You can use this when you recreate and send these payments later. 4. In the payment status list, you will cancel payments for each payee with a status that MICHIGAN EDUCATIONAL CUCHECKINGDEPOSIT RATESRETIREMENT ACCOUNTSSAVINGSSHARE CERTIFICATESAUTO LOANS Michigan Educational CU. This website is AudioEye enabled and is being optimized for accessibility. To open the AudioEye Toolbar, press shift + =. The toolbar contains the following. The AudioEye Help Desk to report accessibility and usability related issues. The AudioEye Certification Statement to explain the ongoing web accessibility and

HOME BANKING

Manage Your Money At Your Convenience. With Internet Home Banking from Michigan Educational Credit Union, you can access your accounts 24 hours-a-day from the comfort of your own computer. With this time-saving service, you can: Check account balances. Transfer funds.

Make loan payments.

CURRENT RATES

Whether you're looking for a safe place to save your hard-earned money or an affordable means of financing a major expense, Michigan Educational Credit Union is here to help. We offer some of the best savings and loan rates available anywhere. Click on the links below to check out our current rates. Explore your accessibility options. MICHIGAN EDUCATIONAL CREDIT UNION MEMBERSHIP Completed Membership Application. Deposit of $6 ($5 initial share deposit and $1 membership fee) You can apply in person at any MECU branch location or return the completed application by mail, or by fax to (734) 416-5087 with ATTN: Member Service. Once you join, your family members are also eligible to join, including relatives by blood

or

CONTACT US - MICHIGAN EDUCATIONAL CU 1-909-941-1398. Business hours debit card support. 734-455-9200 Opt. 4. Automated debit card activation and PIN reset. 1-866-762-0558. After-hours debit card support (available 24/7 except Thanksgiving and Christmas Days) 1-866-356-5142. Lost or stolen Visa or CLASSIC CREDIT CARDS Visa Platinum Credit Card. 9.90%. Visa Signature Rewards Credit Card. 8.75% - 16.75%. Minimum payment of 3% of the unpaid balance or $10 whichever is greater. Late payments will result in a fee of $15. Please call the Credit Union for the most current rates.

LOCATIONS & HOURS

Plymouth Office. 9200 Haggerty Rd. Plymouth, MI 48170. Phone: (734) 455-9200 Fax: (734) 416-5087 Lobby Hours: M, T, W, Th, F: 9:30am - 5:30pm. Drive-Thru Hours: M, T NEWSLETTER - MICHIGAN EDUCATIONAL CU Newsletter. Michigan Educational Credit Union publishes a newsletter to keep members up-to-date on current promotions and other important information. To view the online version of the newsletter you will need the free Adobe Acrobat Reader. Click here if you don't MECU HOME BANKING SUPPORT Step 3. You will be asked where you’d like the verification code to go (if you have more than one phone number registered with online banking) and how you’d like to receive it. Click “Next”. You should receive a 4-digit verification code. Enter the code and push

“Verify”.

HOME EQUITY LOANS

Variable APR* as low as. $10,000 to $49,999. 4.50%. $50,000 and greater. 4.50%. Loan payments based on $9 or $12 per thousand borrowed. Minimum Line of Credit amount $10,000. Minimum $30,000 for 180 months. Maximum Home Equity loan amount $200,000. MICHIGAN EDUCATIONAL CUCHECKINGDEPOSIT RATESRETIREMENT ACCOUNTSSAVINGSSHARE CERTIFICATESAUTO LOANS Michigan Educational CU. This website is AudioEye enabled and is being optimized for accessibility. To open the AudioEye Toolbar, press shift + =. The toolbar contains the following. The AudioEye Help Desk to report accessibility and usability related issues. The AudioEye Certification Statement to explain the ongoing web accessibility and

HOME BANKING

Manage Your Money At Your Convenience. With Internet Home Banking from Michigan Educational Credit Union, you can access your accounts 24 hours-a-day from the comfort of your own computer. With this time-saving service, you can: Check account balances. Transfer funds.

Make loan payments.

CURRENT RATES

Whether you're looking for a safe place to save your hard-earned money or an affordable means of financing a major expense, Michigan Educational Credit Union is here to help. We offer some of the best savings and loan rates available anywhere. Click on the links below to check out our current rates. Explore your accessibility options. MICHIGAN EDUCATIONAL CREDIT UNION MEMBERSHIP Completed Membership Application. Deposit of $6 ($5 initial share deposit and $1 membership fee) You can apply in person at any MECU branch location or return the completed application by mail, or by fax to (734) 416-5087 with ATTN: Member Service. Once you join, your family members are also eligible to join, including relatives by blood

or

CONTACT US - MICHIGAN EDUCATIONAL CU 1-909-941-1398. Business hours debit card support. 734-455-9200 Opt. 4. Automated debit card activation and PIN reset. 1-866-762-0558. After-hours debit card support (available 24/7 except Thanksgiving and Christmas Days) 1-866-356-5142. Lost or stolen Visa or CLASSIC CREDIT CARDS Visa Platinum Credit Card. 9.90%. Visa Signature Rewards Credit Card. 8.75% - 16.75%. Minimum payment of 3% of the unpaid balance or $10 whichever is greater. Late payments will result in a fee of $15. Please call the Credit Union for the most current rates.

LOCATIONS & HOURS

Plymouth Office. 9200 Haggerty Rd. Plymouth, MI 48170. Phone: (734) 455-9200 Fax: (734) 416-5087 Lobby Hours: M, T, W, Th, F: 9:30am - 5:30pm. Drive-Thru Hours: M, T NEWSLETTER - MICHIGAN EDUCATIONAL CU Newsletter. Michigan Educational Credit Union publishes a newsletter to keep members up-to-date on current promotions and other important information. To view the online version of the newsletter you will need the free Adobe Acrobat Reader. Click here if you don't MECU HOME BANKING SUPPORT Step 3. You will be asked where you’d like the verification code to go (if you have more than one phone number registered with online banking) and how you’d like to receive it. Click “Next”. You should receive a 4-digit verification code. Enter the code and push

“Verify”.

HOME EQUITY LOANS

Variable APR* as low as. $10,000 to $49,999. 4.50%. $50,000 and greater. 4.50%. Loan payments based on $9 or $12 per thousand borrowed. Minimum Line of Credit amount $10,000. Minimum $30,000 for 180 months. Maximum Home Equity loan amount $200,000.

RETIREMENT ACCOUNTS

Retirement Accounts. Effective Date: 06/01/2021. Name. APY*. Individual Retirement Account (IRA) 0.10%. A $50 minimum deposit is required to open an IRA share account. There are no fees or service charges levied against IRA share accounts. The Annual Percentage Yields above are subject to change at any time. CLASSIC CREDIT CARDS Visa Platinum Credit Card. 9.90%. Visa Signature Rewards Credit Card. 8.75% - 16.75%. Minimum payment of 3% of the unpaid balance or $10 whichever is greater. Late payments will result in a fee of $15. Please call the Credit Union for the most current rates. SHARE DRAFT/CHECKING Share Draft/Checking: Effective Date: 06/01/2021 Name: APY* Share Draft/Checking: 0.02%: Rates may change at any time. Fees, which could be assessed for other services available through the credit union, could reduce the earnings on these accounts.

HOME EQUITY LOANS

Variable APR* as low as. $10,000 to $49,999. 4.50%. $50,000 and greater. 4.50%. Loan payments based on $9 or $12 per thousand borrowed. Minimum Line of Credit amount $10,000. Minimum $30,000 for 180 months. Maximum Home Equity loan amount $200,000.

GAP INSURANCE

GAP Plus, or Guaranteed Asset Protection Plus, is designed to help protect the payment "gap" between what insurance pays out and what you still owe on your vehicle. This means you may be protected from a potential financial loss. If you total your vehicle in an accident or if it's stolen, your insurance company will offer you a payout based

on

ONLINE EDUCATION CENTER Your busy lifestyle demands better ways to manage your money. With Internet Home Banking, you can access your MECU accounts 24 hours-a-day from the comfort of your own computer.

LOST/STOLEN CARDS

Lost/Stolen Cards. Home > Member Services > Lost/Stolen Cards. To report a lost or stolen card (ATM, debit or credit) during MECU business hours, you can call any of our offices listed below between 9:15 a.m. and 5:30 p.m. Monday thru Friday: Plymouth. (734) 455-9200.

Livonia.

THE TRUTH-IN-SAVINGS ACT (T-I-S) IS A SECTION OF THE The Truth-in-Savings Act (T-I-S) is a section of the Federal Deposit Insurance Corporation Improvement Act of 1991. The purpose of T-I-S is

to promote and

MEMBER NOTES

a “Stay Home, Stay Safe” Executive Order. Although our lobbies were closed temporarily to help prevent the spread of the virus, we were still able to provide MEMBER - MICHEDCU.ORG weather in the forecast, now you can turn your attention to outdoor projects, like landscaping, building a new deck or installing a new roof. MECU is here to help with MICHIGAN EDUCATIONAL CUCHECKINGDEPOSIT RATESRETIREMENT ACCOUNTSSAVINGSSHARE CERTIFICATESAUTO LOANS Michigan Educational CU. This website is AudioEye enabled and is being optimized for accessibility. To open the AudioEye Toolbar, press shift + =. The toolbar contains the following. The AudioEye Help Desk to report accessibility and usability related issues. The AudioEye Certification Statement to explain the ongoing web accessibility and

HOME BANKING

Manage Your Money At Your Convenience. With Internet Home Banking from Michigan Educational Credit Union, you can access your accounts 24 hours-a-day from the comfort of your own computer. With this time-saving service, you can: Check account balances. Transfer funds.

Make loan payments.

CORONAVIRUS (COVID-19) UPDATE Post Date 3-23-2020. This morning, Michigan Governor Gretchen Whitmer announced the "Stay Home, Stay Safe" Executive Order in reaction to the rising cases of coronavirus (COVID-19) in the state. Taking effect at midnight tonight, the order directs all nonessential offices and businesses to close for the next three weeks. MICHIGAN EDUCATIONAL CREDIT UNION MEMBERSHIP Completed Membership Application. Deposit of $6 ($5 initial share deposit and $1 membership fee) You can apply in person at any MECU branch location or return the completed application by mail, or by fax to (734) 416-5087 with ATTN: Member Service. Once you join, your family members are also eligible to join, including relatives by blood

or

CURRENT RATES

Whether you're looking for a safe place to save your hard-earned money or an affordable means of financing a major expense, Michigan Educational Credit Union is here to help. We offer some of the best savings and loan rates available anywhere. Click on the links below to check out our current rates. Explore your accessibility options.

LOCATIONS & HOURS

Plymouth Office. 9200 Haggerty Rd. Plymouth, MI 48170. Phone: (734) 455-9200 Fax: (734) 416-5087 Lobby Hours: M, T, W, Th, F: 9:30am - 5:30pm. Drive-Thru Hours: M, T CONTACT US - MICHIGAN EDUCATIONAL CU 1-909-941-1398. Business hours debit card support. 734-455-9200 Opt. 4. Automated debit card activation and PIN reset. 1-866-762-0558. After-hours debit card support (available 24/7 except Thanksgiving and Christmas Days) 1-866-356-5142. Lost or stolen Visa or NEWSLETTER - MICHIGAN EDUCATIONAL CU Newsletter. Michigan Educational Credit Union publishes a newsletter to keep members up-to-date on current promotions and other important information. To view the online version of the newsletter you will need the free Adobe Acrobat Reader. Click here if you don't MECU HOME BANKING SUPPORT Step 3. You will be asked where you’d like the verification code to go (if you have more than one phone number registered with online banking) and how you’d like to receive it. Click “Next”. You should receive a 4-digit verification code. Enter the code and push

“Verify”.

GAP INSURANCE

GAP Plus, or Guaranteed Asset Protection Plus, is designed to help protect the payment "gap" between what insurance pays out and what you still owe on your vehicle. This means you may be protected from a potential financial loss. If you total your vehicle in an accident or if it's stolen, your insurance company will offer you a payout based

on

MICHIGAN EDUCATIONAL CUCHECKINGDEPOSIT RATESRETIREMENT ACCOUNTSSAVINGSSHARE CERTIFICATESAUTO LOANS Michigan Educational CU. This website is AudioEye enabled and is being optimized for accessibility. To open the AudioEye Toolbar, press shift + =. The toolbar contains the following. The AudioEye Help Desk to report accessibility and usability related issues. The AudioEye Certification Statement to explain the ongoing web accessibility and

HOME BANKING

Manage Your Money At Your Convenience. With Internet Home Banking from Michigan Educational Credit Union, you can access your accounts 24 hours-a-day from the comfort of your own computer. With this time-saving service, you can: Check account balances. Transfer funds.

Make loan payments.

CORONAVIRUS (COVID-19) UPDATE Post Date 3-23-2020. This morning, Michigan Governor Gretchen Whitmer announced the "Stay Home, Stay Safe" Executive Order in reaction to the rising cases of coronavirus (COVID-19) in the state. Taking effect at midnight tonight, the order directs all nonessential offices and businesses to close for the next three weeks. MICHIGAN EDUCATIONAL CREDIT UNION MEMBERSHIP Completed Membership Application. Deposit of $6 ($5 initial share deposit and $1 membership fee) You can apply in person at any MECU branch location or return the completed application by mail, or by fax to (734) 416-5087 with ATTN: Member Service. Once you join, your family members are also eligible to join, including relatives by blood

or

CURRENT RATES

Whether you're looking for a safe place to save your hard-earned money or an affordable means of financing a major expense, Michigan Educational Credit Union is here to help. We offer some of the best savings and loan rates available anywhere. Click on the links below to check out our current rates. Explore your accessibility options.

LOCATIONS & HOURS

Plymouth Office. 9200 Haggerty Rd. Plymouth, MI 48170. Phone: (734) 455-9200 Fax: (734) 416-5087 Lobby Hours: M, T, W, Th, F: 9:30am - 5:30pm. Drive-Thru Hours: M, T CONTACT US - MICHIGAN EDUCATIONAL CU 1-909-941-1398. Business hours debit card support. 734-455-9200 Opt. 4. Automated debit card activation and PIN reset. 1-866-762-0558. After-hours debit card support (available 24/7 except Thanksgiving and Christmas Days) 1-866-356-5142. Lost or stolen Visa or NEWSLETTER - MICHIGAN EDUCATIONAL CU Newsletter. Michigan Educational Credit Union publishes a newsletter to keep members up-to-date on current promotions and other important information. To view the online version of the newsletter you will need the free Adobe Acrobat Reader. Click here if you don't MECU HOME BANKING SUPPORT Step 3. You will be asked where you’d like the verification code to go (if you have more than one phone number registered with online banking) and how you’d like to receive it. Click “Next”. You should receive a 4-digit verification code. Enter the code and push

“Verify”.

GAP INSURANCE

GAP Plus, or Guaranteed Asset Protection Plus, is designed to help protect the payment "gap" between what insurance pays out and what you still owe on your vehicle. This means you may be protected from a potential financial loss. If you total your vehicle in an accident or if it's stolen, your insurance company will offer you a payout based

on

CORONAVIRUS (COVID-19) UPDATE Post Date 3-23-2020. This morning, Michigan Governor Gretchen Whitmer announced the "Stay Home, Stay Safe" Executive Order in reaction to the rising cases of coronavirus (COVID-19) in the state. Taking effect at midnight tonight, the order directs all nonessential offices and businesses to close for the next three weeks.

MOBILE BANKING

With Michigan Educational Credit Union's FREE* Mobile Banking solutions, you can take a branch with you wherever you go! Use this convenient service to: Check account balances. Transfer funds. Make loan payments. View transaction history. Pay bills. Send, request or receive money with Zelle ®. Locate an ATM or branch near you. CLASSIC CREDIT CARDS Visa Platinum Credit Card. 9.90%. Visa Signature Rewards Credit Card. 8.75% - 16.75%. Minimum payment of 3% of the unpaid balance or $10 whichever is greater. Late payments will result in a fee of $15. Please call the Credit Union for the most current rates.

RETIREMENT ACCOUNTS

MECU offers Traditional and Roth IRAs, as well as the Coverdell Education Savings Account. In addition to standard IRAs, we also offer IRA Certificates with terms from 3 to 60 months. Contact any MECU office to discuss which IRA option is right for you. A $50 minimum deposit is required to open an IRA share account. REGULAR SHARE SAVINGS & CLUB ACCOUNT A Great Way to Save! Opening a Regular Share Savings account is your first step to becoming a member of Michigan Educational Credit Union, but it's also a step toward smart financial planning. Each account earns competitive dividends and is federally insured by the National Credit Union Administration (NCUA) to at least $250,000. SHARE DRAFT/CHECKING Share Draft/Checking: Effective Date: 06/01/2021 Name: APY* Share Draft/Checking: 0.02%: Rates may change at any time. Fees, which could be assessed for other services available through the credit union, could reduce the earnings on these accounts.

GAP INSURANCE

GAP Plus, or Guaranteed Asset Protection Plus, is designed to help protect the payment "gap" between what insurance pays out and what you still owe on your vehicle. This means you may be protected from a potential financial loss. If you total your vehicle in an accident or if it's stolen, your insurance company will offer you a payout based

on

FINANCIAL RESOURCE CENTER Financial Resource Center - Michigan Educational CU. This website is AudioEye enabled and is being optimized for accessibility. To open the AudioEye Toolbar, press shift + =. The toolbar contains the following. The AudioEye Help Desk to report accessibility and usability related issues. The AudioEye Certification Statement to explain the COLLATERAL PROTECTION INSURANCE 1-888-414-8762. Weekdays: 7:00am to 9:00pm Central. Saturdays: 8:00am to 5:00pm Central. IVR available 24/7 with real-time data. Faxes & Borrower Uploads. 1-877-589-1597. Faxes and borrower uploads are processed on average within two hours of receipt if received between 8:00am and 5:00pm weekdays, Central. Mail.

FRAUD & SECURITY

Fraud & Security. Michigan Educational Credit Union is dedicated to protecting your privacy and security. We will never ask for sensitive information from you via email or pop-ups (e.g., Social Security number, Personal ID, password, PIN or account number). We strongly suggest that you do not share this information with anyone, ever. MICHIGAN EDUCATIONAL CUCHECKINGDEPOSIT RATESRETIREMENT ACCOUNTSSAVINGSSHARE CERTIFICATESAUTO LOANS This Credit Union is federally-insured by the National Credit Union Administration We do business in accordance with the Fair Housing Law

HOME BANKING

Manage Your Money At Your Convenience. With Internet Home Banking from Michigan Educational Credit Union, you can access your accounts 24 hours-a-day from the comfort of your own computer. MICHIGAN EDUCATIONAL CREDIT UNION MEMBERSHIP Now all people who reside, work or worship within the counties of Wayne, Washtenaw, Oakland, Macomb, Livingston, or Jackson, Michigan, are eligible to join MECU.

CURRENT RATES

Whether you're looking for a safe place to save your hard-earned money or an affordable means of financing a major expense, Michigan Educational Credit Union is here to help.

MOBILE BANKING

Enjoy Anytime Access To Your Accounts. With Michigan Educational Credit Union's FREE* Mobile Banking solutions, you can take a branch with you wherever you go!

LOCATIONS & HOURS

Plymouth Office. 9200 Haggerty Rd. Plymouth, MI 48170. Phone: (734) 455-9200 Fax: (734) 416-5087 Lobby Hours: M, T, W, Th, F: 9:30am - 5:30pm. Drive-Thru Hours: M, T CONTACT US - MICHIGAN EDUCATIONAL CU Lost or stolen ATM or debit cards (U.S. only) 1-888-241-2510: Lost or stolen ATM or debit cards (international) 1-909-941-1398: Business hours debit card support MECU HOME BANKING SUPPORT Your busy lifestyle demands better ways to manage your money. With Internet Home Banking, you can access your MECU accounts 24 hours-a-day from the comfort of your own computer. AUTO LOANS - MICHIGAN EDUCATIONAL CU - MICHEDCU.ORG 2021 - 1996 Automobiles (100% Financed) Effective Date: 06/01/2021 Term: APR* as low as: Up to 48 Months: 2.49%: 60 Months: 2.74%: 72 Months** 2.99%: 84 Months** 3.24%: College/Trade School Grad or Active Military Discount - 2020 and 2021 graduates and active military service members can save .25% off MECU's current auto loan rates. Classic Cars (25 years and older) NEWSLETTER - MICHIGAN EDUCATIONAL CU Michigan Educational Credit Union publishes a newsletter to keep members up-to-date on current promotions and other important information. To view the online version of the newsletter you will need the free Adobe Acrobat Reader. MICHIGAN EDUCATIONAL CUCHECKINGDEPOSIT RATESRETIREMENT ACCOUNTSSAVINGSSHARE CERTIFICATESAUTO LOANS This Credit Union is federally-insured by the National Credit Union Administration We do business in accordance with the Fair Housing Law

HOME BANKING

Manage Your Money At Your Convenience. With Internet Home Banking from Michigan Educational Credit Union, you can access your accounts 24 hours-a-day from the comfort of your own computer. MICHIGAN EDUCATIONAL CREDIT UNION MEMBERSHIP Now all people who reside, work or worship within the counties of Wayne, Washtenaw, Oakland, Macomb, Livingston, or Jackson, Michigan, are eligible to join MECU.

CURRENT RATES

Whether you're looking for a safe place to save your hard-earned money or an affordable means of financing a major expense, Michigan Educational Credit Union is here to help.

MOBILE BANKING

Enjoy Anytime Access To Your Accounts. With Michigan Educational Credit Union's FREE* Mobile Banking solutions, you can take a branch with you wherever you go!

LOCATIONS & HOURS

Plymouth Office. 9200 Haggerty Rd. Plymouth, MI 48170. Phone: (734) 455-9200 Fax: (734) 416-5087 Lobby Hours: M, T, W, Th, F: 9:30am - 5:30pm. Drive-Thru Hours: M, T CONTACT US - MICHIGAN EDUCATIONAL CU Lost or stolen ATM or debit cards (U.S. only) 1-888-241-2510: Lost or stolen ATM or debit cards (international) 1-909-941-1398: Business hours debit card support MECU HOME BANKING SUPPORT Your busy lifestyle demands better ways to manage your money. With Internet Home Banking, you can access your MECU accounts 24 hours-a-day from the comfort of your own computer. AUTO LOANS - MICHIGAN EDUCATIONAL CU - MICHEDCU.ORG 2021 - 1996 Automobiles (100% Financed) Effective Date: 06/01/2021 Term: APR* as low as: Up to 48 Months: 2.49%: 60 Months: 2.74%: 72 Months** 2.99%: 84 Months** 3.24%: College/Trade School Grad or Active Military Discount - 2020 and 2021 graduates and active military service members can save .25% off MECU's current auto loan rates. Classic Cars (25 years and older) NEWSLETTER - MICHIGAN EDUCATIONAL CU Michigan Educational Credit Union publishes a newsletter to keep members up-to-date on current promotions and other important information. To view the online version of the newsletter you will need the free Adobe Acrobat Reader. CORONAVIRUS (COVID-19) UPDATE Post Date 11-25-2020. With a recent increase in COVID-19 cases statewide, Michigan Educational Credit Union continues to operate in accordance with the latest orders of the Michigan Department of Health and Human Services (MDHHS). CLASSIC CREDIT CARDS Apply Online Click here for Credit Card Accounts Online Carry A Credit Card You Can Trust. At Michigan Educational Credit Union, we have always offered consumer-friendly credit cards with beneficial

features.

PERSONAL LOANS

Personal Installment Loans: Effective Date: 06/01/2021 Minimum Amount: Term: APR* as low as: $100: Up to 60 Months: 6.95%: Payment example:

$5,000 loan with a

GAP INSURANCE

GAP Plus . GAP Plus, or Guaranteed Asset Protection Plus, is designed to help protect the payment "gap" between what insurance pays out and what you still owe on your vehicle. NEWSLETTER - MICHIGAN EDUCATIONAL CU Michigan Educational Credit Union publishes a newsletter to keep members up-to-date on current promotions and other important information. To view the online version of the newsletter you will need the free Adobe Acrobat Reader. SHARE DRAFT/CHECKING Share Draft/Checking: Effective Date: 06/01/2021 Name: APY* Share Draft/Checking: 0.02%: Rates may change at any time. Fees, which could be assessed for other services available through the credit union, could reduce the earnings on these accounts.

ITEMS FOR SALE

Items For Sale through Michigan Educational Credit Union

HOME EQUITY LOANS

Apply Online Home Equity Fixed Packet Home Equity Variable Packet Put Your Equity To Work For You! With home equity financing from Michigan Educational Credit Union, you can tap into the equity you have established in your home to achieve great things — like sending your child to college, making home improvements, taking a dream vacation, consolidating your bills, financing a wedding and more. ZELLE ® - MICHIGAN EDUCATIONAL CU - MICHEDCU.ORG This Credit Union is federally-insured by the National Credit Union Administration We do business in accordance with the Fair Housing Law

FRAUD & SECURITY

Michigan Educational Credit Union is dedicated to protecting your privacy and security. We will never ask for sensitive information from you via email or pop-ups (e.g., Social Security number, Personal ID, password, PIN or account number). This website is AudioEye enabled and is being optimized for accessibility. To open the AudioEye Ally Toolbar, press shift + =. The toolbar contains the following The AudioEye Help Desk to report accessibility and usability related

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Auto LoansSavingsShare Certificates 2019 - 1994 Automobiles (100% Financed) Effective Date: 09/01/2019

Year From

Year To

Term

APR* as low as

2020

2015

Up to 60 Months

2.99%

2020

2015

72 Months**

3.24%

2020

2015

84 Months**

3.74%

2014

2012

Up to 60 Months

3.49%

2011

1994

Up to 48 Months

5.49%

** Minimum $25,000.00 for 84 month term, Minimum $10,000 for 72 month

term

COLLEGE GRAD DISCOUNT - 2018 and 2019 graduates can save .25% off MECU's current 2019s/2018s auto loan rates. CLASSIC CARS (25 YEARS AND OLDER) As low as 7.50% - 36 months 7.50% - 48 months (minimum $10,000) Payment example: $20,000 loan with a 72 month term at 3.74% APR would

be $311/month.

*Rates includes a .25% discount for direct deposit and may vary based on credit history. Please call the Credit Union for the most current rates and more details. Rates are subject to change at any time

without notice.

Share Savings

Effective Date: 09/01/2019

Name

APY*

Regular Share Savings

.25%

Christmas Club

.25%

Vacation Club

.25%

The minimum balance in these accounts is just $5.00. Rates may change at any time. Fees, which could be assessed for other services available through the credit union could reduce the earnings on these accounts. There is no fee however to maintain a Share Savings, Vacation or Christmas Club account. Rates are subject to change at

any time.

*APY = Annual Percentage Yield.

Share Certificates

Effective Date: 09/01/2019

Term

APY*

Minimum Amount

91 Days

0.75%

$2,500

182 Days

0.95%

$2,500

365 Days

2.00%

$2,500

18 Months

2.10%

$5,000

24 Months

2.25%

$5,000

30 Months

2.35%

$5,000

36 Months

2.45%

$5,000

48 Months

2.65%

$5,000

60 Months

2.90%

$5,000

Rates are subject to change at any time without notice. Please call for the most current rates. A penalty will be imposed for early withdrawal. 3 months and 6 months CD - all interest accrued penalty. 1 to 2.5 years CD - 6 months of interest accrued penalty. 3-5 years CD - 9 months of interested accrued penalty. *Annual Percentage Yield

All Rates

Go to main navigation Michigan Educational Credit Union, 9200 Haggerty Road Plymouth, MI 48170 Dedicated to serving the financial needs of our community since 1942. Michigan Educational Credit Union's NMLS ID is 401274 | Fraud & Security | Fees & Disclosures | Privacy Policy Opens a New Window.

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