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Representative example A mortgage of £209,101 payable over 23 years, initially on a fixed rate until 30/06/26 at 1.28% and then on a variable rate of 4.34% for the remaining 18 years would require 62 payments of £884.63 and 214 payments of £1,127.18. FINDING THE RIGHT MORTGAGE Choosing the right mortgage for you can be really tricky. At L&C our expert advisers guide you through the process. Simple and efficient. Call free from mobile or landline. 0808 292 0724. Remortgage deals. First time buyer deals. Moving home deals. Buy to Let deals. ONLINE MORTGAGES FROM L&C The Mortgage Finder incorporates a real time mortgage calculator to show you how much lenders might be prepared to offer you. All you need to do is enter a few details, and it will calculate the amount you could be able to borrow. Like L&C’s advice, the online mortgage calculator and finder is free to use whenever you want to. HOW MUCH IS MY HOUSE WORTH Representative example A mortgage of £209,101 payable over 23 years, initially on a fixed rate until 30/06/26 at 1.28% and then on a variable rate of 4.34% for the remaining 18 years would require 62 payments of £884.63 and 214 payments of £1,127.18. GETTING A MORTGAGE IN PRINCIPLE A Mortgage in Principle (also known as an Agreement in Principle or Decision in Principle) gives you an idea of how much you might be able to borrow before you submit your mortgage application. Getting a Mortgage in Principle couldn’t be easier with L&C. Our online Mortgage Finder allows you to check your eligibility to see whichdeals you
NATIONWIDE LAUNCHES HELPING HAND MORTGAGE FOR FIRST TIME The building society’s ‘Helping Hand’ mortgage gives first time homebuyers the chance to borrow up to 5.5 times their income when taking out either a 5 or 10-year fixed rate deal. First time buyers can usually only borrow up to 4.5 times their income. Nationwide will provide £1 billion of lending via Helping Hand, and will apply alower
STAMP DUTY CALCULATOR UK The next £575,000. (the portion from £925,001 to £1.5m) 10%. The remaining amount. (the portion above £1.5m) 12%. Stamp duty can add up to a considerable amount, so it’s important to budget for this in advance. You can use London & Country’s stamp CAN I SWITCH MORTGAGE DEAL WITH MY EXISTING LENDER? Representative example A mortgage of £209,101 payable over 23 years, initially on a fixed rate until 30/06/26 at 1.28% and then on a variable rate of 4.34% for the remaining 18 years would require 62 payments of £884.63 and 214 payments of £1,127.18. PAYING FOR SCHOOL FEES USING EQUITY Fees have risen by 3.7% this year compared with 3.4% in 2018. Prices vary widely depending on the school and region, but currently average 4,763 a term for day pupils, rising to £11,565 a term for those boarding. That’s equivalent to nearly £35,000 a year for a family with one child, or £70,000 for those with two children. PARENTS SUPPORTING SECOND STEPPERS UP THE PROPERTY LADDER The number of Second Steppers relying on support from family and friends is increasing, with 33% saying they need help, up from 27% last year. The amount they expect to borrow has increased by £4,219 compared to last year. Whilst most Second Steppers plan to borrow from their parents, 13% said they would ask their grandparents for help,whilst
L&C | THE UK'S LARGEST FEE-FREE MORTGAGE BROKER AND ADVISORSIGN INREMORTGAGE YOUR HOMEFIRST TIME BUYERBUYING A HOMEBUY TO LETHOW WE'REPAID
Representative example A mortgage of £209,101 payable over 23 years, initially on a fixed rate until 30/06/26 at 1.28% and then on a variable rate of 4.34% for the remaining 18 years would require 62 payments of £884.63 and 214 payments of £1,127.18. FINDING THE RIGHT MORTGAGE Choosing the right mortgage for you can be really tricky. At L&C our expert advisers guide you through the process. Simple and efficient. Call free from mobile or landline. 0808 292 0724. Remortgage deals. First time buyer deals. Moving home deals. Buy to Let deals. ONLINE MORTGAGES FROM L&C The Mortgage Finder incorporates a real time mortgage calculator to show you how much lenders might be prepared to offer you. All you need to do is enter a few details, and it will calculate the amount you could be able to borrow. Like L&C’s advice, the online mortgage calculator and finder is free to use whenever you want to. HOW MUCH IS MY HOUSE WORTH Representative example A mortgage of £209,101 payable over 23 years, initially on a fixed rate until 30/06/26 at 1.28% and then on a variable rate of 4.34% for the remaining 18 years would require 62 payments of £884.63 and 214 payments of £1,127.18. GETTING A MORTGAGE IN PRINCIPLE A Mortgage in Principle (also known as an Agreement in Principle or Decision in Principle) gives you an idea of how much you might be able to borrow before you submit your mortgage application. Getting a Mortgage in Principle couldn’t be easier with L&C. Our online Mortgage Finder allows you to check your eligibility to see whichdeals you
NATIONWIDE LAUNCHES HELPING HAND MORTGAGE FOR FIRST TIME The building society’s ‘Helping Hand’ mortgage gives first time homebuyers the chance to borrow up to 5.5 times their income when taking out either a 5 or 10-year fixed rate deal. First time buyers can usually only borrow up to 4.5 times their income. Nationwide will provide £1 billion of lending via Helping Hand, and will apply alower
STAMP DUTY CALCULATOR UK The next £575,000. (the portion from £925,001 to £1.5m) 10%. The remaining amount. (the portion above £1.5m) 12%. Stamp duty can add up to a considerable amount, so it’s important to budget for this in advance. You can use London & Country’s stamp CAN I SWITCH MORTGAGE DEAL WITH MY EXISTING LENDER? Representative example A mortgage of £209,101 payable over 23 years, initially on a fixed rate until 30/06/26 at 1.28% and then on a variable rate of 4.34% for the remaining 18 years would require 62 payments of £884.63 and 214 payments of £1,127.18. PAYING FOR SCHOOL FEES USING EQUITY Fees have risen by 3.7% this year compared with 3.4% in 2018. Prices vary widely depending on the school and region, but currently average 4,763 a term for day pupils, rising to £11,565 a term for those boarding. That’s equivalent to nearly £35,000 a year for a family with one child, or £70,000 for those with two children. PARENTS SUPPORTING SECOND STEPPERS UP THE PROPERTY LADDER The number of Second Steppers relying on support from family and friends is increasing, with 33% saying they need help, up from 27% last year. The amount they expect to borrow has increased by £4,219 compared to last year. Whilst most Second Steppers plan to borrow from their parents, 13% said they would ask their grandparents for help,whilst
L&C | THE UK'S LARGEST FEE-FREE MORTGAGE BROKER AND ADVISOR Representative example A mortgage of £209,101 payable over 23 years, initially on a fixed rate until 30/06/26 at 1.28% and then on a variable rate of 4.34% for the remaining 18 years would require 62 payments of £884.63 and 214 payments of £1,127.18. ONLINE MORTGAGES FROM L&C Start your mortgage online today with L&C, the UK's largest fee-free mortgage broker. Online Mortgage Finder with experts on hand to help. With 1000s of deals from over 90 lenders, we'll find you the mortgage deal that's right for you. HOME INSURANCE FROM LONDON & COUNTRY Cover available for all types of home owner, including Landlords and cover for non standard risks. Ability to add additional options such as Home emergency cover, Family legal protection, and Rent guarantee so you only pay for the cover you need. Excellent. 4.66 Average. 1441Reviews.
ANNUAL HOUSE PRICE GROWTH EXCEEDS 10% IN MAY Representative example A mortgage of £209,101 payable over 23 years, initially on a fixed rate until 30/06/26 at 1.28% and then on a variable rate of 4.34% for the remaining 18 years would require 62 payments of £884.63 and 214 payments of £1,127.18.CONVEYANCING
Representative example A mortgage of £209,101 payable over 23 years, initially on a fixed rate until 30/06/26 at 1.28% and then on a variable rate of 4.34% for the remaining 18 years would require 62 payments of £884.63 and 214 payments of £1,127.18. The total amount payable would be £297,113 made up of the loan amount plus interest(£
NATIONWIDE LAUNCHES HELPING HAND MORTGAGE FOR FIRST TIME The building society’s ‘Helping Hand’ mortgage gives first time homebuyers the chance to borrow up to 5.5 times their income when taking out either a 5 or 10-year fixed rate deal. First time buyers can usually only borrow up to 4.5 times their income. Nationwide will provide £1 billion of lending via Helping Hand, and will apply alower
SOLICITORS SEARCHES
Local authority searches are arguably the most important type of search your solicitor will arrange, as they will look at information held by the local authority involving the property, including prospective planning permission or restrictions. They will also show who is responsible for maintaining roads and paths adjoining theproperty.
PROS AND CONS OF OVERPAYING YOUR MORTGAGE Representative example A mortgage of £209,101 payable over 23 years, initially on a fixed rate until 30/06/26 at 1.28% and then on a variable rate of 4.34% for the remaining 18 years would require 62 payments of £884.63 and 214 payments of £1,127.18. WHAT CAN YOU EXPECT TO BE ASKED AT A MORTGAGE MEETING? L&C Representative example A mortgage of £209,101 payable over 23 years, initially on a fixed rate until 30/06/26 at 1.28% and then on a variable rate of 4.34% for the remaining 18 years would require 62 payments of £884.63 and 214 payments of £1,127.18.WWW.LANDC.CO.UK
Object Moved This document may be found here L&C | THE UK'S LARGEST FEE-FREE MORTGAGE BROKER AND ADVISORSIGN INREMORTGAGE YOUR HOMEFIRST TIME BUYERBUYING A HOMEBUY TO LETHOW WE'REPAID
Representative example A mortgage of £209,101 payable over 23 years, initially on a fixed rate until 30/06/26 at 1.28% and then on a variable rate of 4.34% for the remaining 18 years would require 62 payments of £884.63 and 214 payments of £1,127.18. FINDING THE RIGHT MORTGAGE Representative example A mortgage of £209,101 payable over 23 years, initially on a fixed rate until 30/06/26 at 1.28% and then on a variable rate of 4.34% for the remaining 18 years would require 62 payments of £884.63 and 214 payments of £1,127.18. ONLINE MORTGAGES FROM L&C The Mortgage Finder incorporates a real time mortgage calculator to show you how much lenders might be prepared to offer you. All you need to do is enter a few details, and it will calculate the amount you could be able to borrow. Like L&C’s advice, the online mortgage calculator and finder is free to use whenever you want to. HOW MUCH IS MY HOUSE WORTH Representative example A mortgage of £209,101 payable over 23 years, initially on a fixed rate until 30/06/26 at 1.28% and then on a variable rate of 4.34% for the remaining 18 years would require 62 payments of £884.63 and 214 payments of £1,127.18. GETTING A MORTGAGE IN PRINCIPLE A Mortgage in Principle (also known as an Agreement in Principle or Decision in Principle) gives you an idea of how much you might be able to borrow before you submit your mortgage application. Getting a Mortgage in Principle couldn’t be easier with L&C. Our online Mortgage Finder allows you to check your eligibility to see whichdeals you
NATIONWIDE LAUNCHES HELPING HAND MORTGAGE FOR FIRST TIME The building society’s ‘Helping Hand’ mortgage gives first time homebuyers the chance to borrow up to 5.5 times their income when taking out either a 5 or 10-year fixed rate deal. First time buyers can usually only borrow up to 4.5 times their income. Nationwide will provide £1 billion of lending via Helping Hand, and will apply alower
STAMP DUTY CALCULATOR UK The next £575,000. (the portion from £925,001 to £1.5m) 10%. The remaining amount. (the portion above £1.5m) 12%. Stamp duty can add up to a considerable amount, so it’s important to budget for this in advance. You can use London & Country’s stamp CAN I SWITCH MORTGAGE DEAL WITH MY EXISTING LENDER? Representative example A mortgage of £209,101 payable over 23 years, initially on a fixed rate until 30/06/26 at 1.28% and then on a variable rate of 4.34% for the remaining 18 years would require 62 payments of £884.63 and 214 payments of £1,127.18. PAYING FOR SCHOOL FEES USING EQUITY Fees have risen by 3.7% this year compared with 3.4% in 2018. Prices vary widely depending on the school and region, but currently average 4,763 a term for day pupils, rising to £11,565 a term for those boarding. That’s equivalent to nearly £35,000 a year for a family with one child, or £70,000 for those with two children. PARENTS SUPPORTING SECOND STEPPERS UP THE PROPERTY LADDER The number of Second Steppers relying on support from family and friends is increasing, with 33% saying they need help, up from 27% last year. The amount they expect to borrow has increased by £4,219 compared to last year. Whilst most Second Steppers plan to borrow from their parents, 13% said they would ask their grandparents for help,whilst
L&C | THE UK'S LARGEST FEE-FREE MORTGAGE BROKER AND ADVISORSIGN INREMORTGAGE YOUR HOMEFIRST TIME BUYERBUYING A HOMEBUY TO LETHOW WE'REPAID
Representative example A mortgage of £209,101 payable over 23 years, initially on a fixed rate until 30/06/26 at 1.28% and then on a variable rate of 4.34% for the remaining 18 years would require 62 payments of £884.63 and 214 payments of £1,127.18. FINDING THE RIGHT MORTGAGE Representative example A mortgage of £209,101 payable over 23 years, initially on a fixed rate until 30/06/26 at 1.28% and then on a variable rate of 4.34% for the remaining 18 years would require 62 payments of £884.63 and 214 payments of £1,127.18. ONLINE MORTGAGES FROM L&C The Mortgage Finder incorporates a real time mortgage calculator to show you how much lenders might be prepared to offer you. All you need to do is enter a few details, and it will calculate the amount you could be able to borrow. Like L&C’s advice, the online mortgage calculator and finder is free to use whenever you want to. HOW MUCH IS MY HOUSE WORTH Representative example A mortgage of £209,101 payable over 23 years, initially on a fixed rate until 30/06/26 at 1.28% and then on a variable rate of 4.34% for the remaining 18 years would require 62 payments of £884.63 and 214 payments of £1,127.18. GETTING A MORTGAGE IN PRINCIPLE A Mortgage in Principle (also known as an Agreement in Principle or Decision in Principle) gives you an idea of how much you might be able to borrow before you submit your mortgage application. Getting a Mortgage in Principle couldn’t be easier with L&C. Our online Mortgage Finder allows you to check your eligibility to see whichdeals you
NATIONWIDE LAUNCHES HELPING HAND MORTGAGE FOR FIRST TIME The building society’s ‘Helping Hand’ mortgage gives first time homebuyers the chance to borrow up to 5.5 times their income when taking out either a 5 or 10-year fixed rate deal. First time buyers can usually only borrow up to 4.5 times their income. Nationwide will provide £1 billion of lending via Helping Hand, and will apply alower
STAMP DUTY CALCULATOR UK The next £575,000. (the portion from £925,001 to £1.5m) 10%. The remaining amount. (the portion above £1.5m) 12%. Stamp duty can add up to a considerable amount, so it’s important to budget for this in advance. You can use London & Country’s stamp CAN I SWITCH MORTGAGE DEAL WITH MY EXISTING LENDER? Representative example A mortgage of £209,101 payable over 23 years, initially on a fixed rate until 30/06/26 at 1.28% and then on a variable rate of 4.34% for the remaining 18 years would require 62 payments of £884.63 and 214 payments of £1,127.18. PAYING FOR SCHOOL FEES USING EQUITY Fees have risen by 3.7% this year compared with 3.4% in 2018. Prices vary widely depending on the school and region, but currently average 4,763 a term for day pupils, rising to £11,565 a term for those boarding. That’s equivalent to nearly £35,000 a year for a family with one child, or £70,000 for those with two children. PARENTS SUPPORTING SECOND STEPPERS UP THE PROPERTY LADDER The number of Second Steppers relying on support from family and friends is increasing, with 33% saying they need help, up from 27% last year. The amount they expect to borrow has increased by £4,219 compared to last year. Whilst most Second Steppers plan to borrow from their parents, 13% said they would ask their grandparents for help,whilst
L&C | THE UK'S LARGEST FEE-FREE MORTGAGE BROKER AND ADVISOR Representative example A mortgage of £209,101 payable over 23 years, initially on a fixed rate until 30/06/26 at 1.28% and then on a variable rate of 4.34% for the remaining 18 years would require 62 payments of £884.63 and 214 payments of £1,127.18. ONLINE MORTGAGES FROM L&C Start your mortgage online today with L&C, the UK's largest fee-free mortgage broker. Online Mortgage Finder with experts on hand to help. With 1000s of deals from over 90 lenders, we'll find you the mortgage deal that's right for you. HOME INSURANCE FROM LONDON & COUNTRY Cover available for all types of home owner, including Landlords and cover for non standard risks. Ability to add additional options such as Home emergency cover, Family legal protection, and Rent guarantee so you only pay for the cover you need. Excellent. 4.66 Average. 1441Reviews.
CONTACT LONDON & COUNTRY MORTGAGES Representative example A mortgage of £209,101 payable over 23 years, initially on a fixed rate until 30/06/26 at 1.28% and then on a variable rate of 4.34% for the remaining 18 years would require 62 payments of £884.63 and 214 payments of £1,127.18. ANNUAL HOUSE PRICE GROWTH EXCEEDS 10% IN MAY Representative example A mortgage of £209,101 payable over 23 years, initially on a fixed rate until 30/06/26 at 1.28% and then on a variable rate of 4.34% for the remaining 18 years would require 62 payments of £884.63 and 214 payments of £1,127.18.CONVEYANCING
Representative example A mortgage of £209,101 payable over 23 years, initially on a fixed rate until 30/06/26 at 1.28% and then on a variable rate of 4.34% for the remaining 18 years would require 62 payments of £884.63 and 214 payments of £1,127.18. The total amount payable would be £297,113 made up of the loan amount plus interest(£
NATIONWIDE LAUNCHES HELPING HAND MORTGAGE FOR FIRST TIME The building society’s ‘Helping Hand’ mortgage gives first time homebuyers the chance to borrow up to 5.5 times their income when taking out either a 5 or 10-year fixed rate deal. First time buyers can usually only borrow up to 4.5 times their income. Nationwide will provide £1 billion of lending via Helping Hand, and will apply alower
SOLICITORS SEARCHES
Local authority searches are arguably the most important type of search your solicitor will arrange, as they will look at information held by the local authority involving the property, including prospective planning permission or restrictions. They will also show who is responsible for maintaining roads and paths adjoining theproperty.
BUY-FOR-UNI MORTGAGES One of the biggest benefits of ‘Buying for Uni’ is that because it is the student rather than their parents buying the property, they are still eligible for first-time buyer stamp duty relief on homes costing up to £300,000. If buying a property costing up to WHAT CAN YOU EXPECT TO BE ASKED AT A MORTGAGE MEETING? L&C Representative example A mortgage of £209,101 payable over 23 years, initially on a fixed rate until 30/06/26 at 1.28% and then on a variable rate of 4.34% for the remaining 18 years would require 62 payments of £884.63 and 214 payments of £1,127.18. L&C | THE UK'S LARGEST FEE-FREE MORTGAGE BROKER AND ADVISORSIGN INREMORTGAGE YOUR HOMEFIRST TIME BUYERBUYING A HOMEBUY TO LETHOW WE'REPAID
Representative example A mortgage of £209,101 payable over 23 years, initially on a fixed rate until 30/06/26 at 1.28% and then on a variable rate of 4.34% for the remaining 18 years would require 62 payments of £884.63 and 214 payments of £1,127.18. HOW MUCH IS MY HOUSE WORTH Representative example A mortgage of £209,101 payable over 23 years, initially on a fixed rate until 30/06/26 at 1.28% and then on a variable rate of 4.34% for the remaining 18 years would require 62 payments of £884.63 and 214 payments of £1,127.18. ONLINE MORTGAGES FROM L&C The Mortgage Finder incorporates a real time mortgage calculator to show you how much lenders might be prepared to offer you. All you need to do is enter a few details, and it will calculate the amount you could be able to borrow. Like L&C’s advice, the online mortgage calculator and finder is free to use whenever you want to. NATIONWIDE LAUNCHES HELPING HAND MORTGAGE FOR FIRST TIME The building society’s ‘Helping Hand’ mortgage gives first time homebuyers the chance to borrow up to 5.5 times their income when taking out either a 5 or 10-year fixed rate deal. First time buyers can usually only borrow up to 4.5 times their income. Nationwide will provide £1 billion of lending via Helping Hand, and will apply alower
INTEREST CALCULATOR UK Representative example A mortgage of £209,101 payable over 23 years, initially on a fixed rate until 30/06/26 at 1.28% and then on a variable rate of 4.34% for the remaining 18 years would require 62 payments of £884.63 and 214 payments of £1,127.18. LOAN TO VALUE (LTV) CALCULATOR The lower your LTV, the wider your choice of mortgages will be. Lenders usually offer their most competitive mortgage deals to borrowers they consider lower risk, which means homebuyers with a big deposit to put down, or those who own a substantial amount of equity in their property if remortgaging to a new deal.. If therefore, you qualify for a 50% LTV mortgage because you have a 50% MORTGAGE INTEREST RATE CALCULATOR Representative example A mortgage of £209,101 payable over 23 years, initially on a fixed rate until 30/06/26 at 1.28% and then on a variable rate of 4.34% for the remaining 18 years would require 62 payments of £884.63 and 214 payments of £1,127.18. The total amount payable would be £297,113 made up of the loan amount plus interest(£
HOW TO GET ON THE PROPERTY LADDER: A FIRST-TIME BUYER’S The mortgage guarantee scheme was unveiled in the March 2021 Budget and aims to help first time buyers and home movers who’ve managed to save a 5% deposit but need some additional help to get on to the property ladder. Buyers can purchase a property costing up to 600,000 using their 5% deposit. The Government will guarantee themortgages
MORTGAGE ADVISER JOBS Following the successful completion of the training course you receive ongoing development from Industry experts, sales coaches, and management with on the job training and regular performance reviews. London and Country will also fund the full CeMAP Qualification once you have been signed off of probation and become a permanent member ofstaff.
WHAT DOES REMORTGAGE MEAN? What is remortgaging? In essence, remortgaging is the act of switching your existing mortgage to a new deal, either with your existing lender or a different provider.You’re not moving house and the new mortgage is still secured against the same property. The more equity you have and the lower your loan to value (LTV), the more competitive the rates you’ll qualify for. L&C | THE UK'S LARGEST FEE-FREE MORTGAGE BROKER AND ADVISORSIGN INREMORTGAGE YOUR HOMEFIRST TIME BUYERBUYING A HOMEBUY TO LETHOW WE'REPAID
Representative example A mortgage of £209,101 payable over 23 years, initially on a fixed rate until 30/06/26 at 1.28% and then on a variable rate of 4.34% for the remaining 18 years would require 62 payments of £884.63 and 214 payments of £1,127.18. HOW MUCH IS MY HOUSE WORTH Representative example A mortgage of £209,101 payable over 23 years, initially on a fixed rate until 30/06/26 at 1.28% and then on a variable rate of 4.34% for the remaining 18 years would require 62 payments of £884.63 and 214 payments of £1,127.18. ONLINE MORTGAGES FROM L&C The Mortgage Finder incorporates a real time mortgage calculator to show you how much lenders might be prepared to offer you. All you need to do is enter a few details, and it will calculate the amount you could be able to borrow. Like L&C’s advice, the online mortgage calculator and finder is free to use whenever you want to. NATIONWIDE LAUNCHES HELPING HAND MORTGAGE FOR FIRST TIME The building society’s ‘Helping Hand’ mortgage gives first time homebuyers the chance to borrow up to 5.5 times their income when taking out either a 5 or 10-year fixed rate deal. First time buyers can usually only borrow up to 4.5 times their income. Nationwide will provide £1 billion of lending via Helping Hand, and will apply alower
INTEREST CALCULATOR UK Representative example A mortgage of £209,101 payable over 23 years, initially on a fixed rate until 30/06/26 at 1.28% and then on a variable rate of 4.34% for the remaining 18 years would require 62 payments of £884.63 and 214 payments of £1,127.18. LOAN TO VALUE (LTV) CALCULATOR The lower your LTV, the wider your choice of mortgages will be. Lenders usually offer their most competitive mortgage deals to borrowers they consider lower risk, which means homebuyers with a big deposit to put down, or those who own a substantial amount of equity in their property if remortgaging to a new deal.. If therefore, you qualify for a 50% LTV mortgage because you have a 50% MORTGAGE INTEREST RATE CALCULATOR Representative example A mortgage of £209,101 payable over 23 years, initially on a fixed rate until 30/06/26 at 1.28% and then on a variable rate of 4.34% for the remaining 18 years would require 62 payments of £884.63 and 214 payments of £1,127.18. The total amount payable would be £297,113 made up of the loan amount plus interest(£
HOW TO GET ON THE PROPERTY LADDER: A FIRST-TIME BUYER’S The mortgage guarantee scheme was unveiled in the March 2021 Budget and aims to help first time buyers and home movers who’ve managed to save a 5% deposit but need some additional help to get on to the property ladder. Buyers can purchase a property costing up to 600,000 using their 5% deposit. The Government will guarantee themortgages
MORTGAGE ADVISER JOBS Following the successful completion of the training course you receive ongoing development from Industry experts, sales coaches, and management with on the job training and regular performance reviews. London and Country will also fund the full CeMAP Qualification once you have been signed off of probation and become a permanent member ofstaff.
WHAT DOES REMORTGAGE MEAN? What is remortgaging? In essence, remortgaging is the act of switching your existing mortgage to a new deal, either with your existing lender or a different provider.You’re not moving house and the new mortgage is still secured against the same property. The more equity you have and the lower your loan to value (LTV), the more competitive the rates you’ll qualify for. L&C | THE UK'S LARGEST FEE-FREE MORTGAGE BROKER AND ADVISOR Representative example A mortgage of £209,101 payable over 23 years, initially on a fixed rate until 30/06/26 at 1.28% and then on a variable rate of 4.34% for the remaining 18 years would require 62 payments of £884.63 and 214 payments of £1,127.18. FINDING THE RIGHT MORTGAGE Choosing the right mortgage for you can be really tricky. At L&C our expert advisers guide you through the process. Simple and efficient. Call free from mobile or landline. 0808 292 0724. Remortgage deals. First time buyer deals. Moving home deals. Buy to Let deals. ONLINE MORTGAGES FROM L&C Start your mortgage online today with L&C, the UK's largest fee-free mortgage broker. Online Mortgage Finder with experts on hand to help. With 1000s of deals from over 90 lenders, we'll find you the mortgage deal that's right for you. ANNUAL HOUSE PRICE GROWTH EXCEEDS 10% IN MAY Representative example A mortgage of £209,101 payable over 23 years, initially on a fixed rate until 30/06/26 at 1.28% and then on a variable rate of 4.34% for the remaining 18 years would require 62 payments of £884.63 and 214 payments of £1,127.18. APPLY TO WORK AT L&C MORTGAGES Representative example A mortgage of £209,101 payable over 23 years, initially on a fixed rate until 30/06/26 at 1.28% and then on a variable rate of 4.34% for the remaining 18 years would require 62 payments of £884.63 and 214 payments of £1,127.18. The total amount payable would be £297,113 made up of the loan amount plus interest(£
MORTGAGE REPAYMENT CALCULATOR: TOTAL & MONTHLY COSTS The total amount you’ll pay over the term is £215,336, made up of the £160,000 capital you borrowed and £55,336 in interest. If you reduced your term to 15 years, borrowing the same amount at the same rate, your monthly payments would be £1,067. The total amount you’ll repay would be £192,035, including £32,025 in interest.SOLICITORS SEARCHES
Local authority searches are arguably the most important type of search your solicitor will arrange, as they will look at information held by the local authority involving the property, including prospective planning permission or restrictions. They will also show who is responsible for maintaining roads and paths adjoining theproperty.
STAMP DUTY CALCULATOR UK The next £575,000. (the portion from £925,001 to £1.5m) 10%. The remaining amount. (the portion above £1.5m) 12%. Stamp duty can add up to a considerable amount, so it’s important to budget for this in advance. You can use London & Country’s stamp duty MORTGAGE ADVISER JOBS Following the successful completion of the training course you receive ongoing development from Industry experts, sales coaches, and management with on the job training and regular performance reviews. London and Country will also fund the full CeMAP Qualification once you have been signed off of probation and become a permanent member ofstaff.
MORTGAGE AFTER DEATH Representative example A mortgage of £209,101 payable over 23 years, initially on a fixed rate until 30/06/26 at 1.28% and then on a variable rate of 4.34% for the remaining 18 years would require 62 payments of £884.63 and 214 payments of £1,127.18. L&C | THE UK'S LARGEST FEE-FREE MORTGAGE BROKER AND ADVISORSIGN INREMORTGAGE YOUR HOMEFIRST TIME BUYERBUYING A HOMEBUY TO LETHOW WE'REPAID
Representative example A mortgage of £209,101 payable over 23 years, initially on a fixed rate until 30/06/26 at 1.28% and then on a variable rate of 4.34% for the remaining 18 years would require 62 payments of £884.63 and 214 payments of £1,127.18. HOW MUCH IS MY HOUSE WORTH Representative example A mortgage of £209,101 payable over 23 years, initially on a fixed rate until 30/06/26 at 1.28% and then on a variable rate of 4.34% for the remaining 18 years would require 62 payments of £884.63 and 214 payments of £1,127.18. ONLINE MORTGAGES FROM L&C The Mortgage Finder incorporates a real time mortgage calculator to show you how much lenders might be prepared to offer you. All you need to do is enter a few details, and it will calculate the amount you could be able to borrow. Like L&C’s advice, the online mortgage calculator and finder is free to use whenever you want to. NATIONWIDE LAUNCHES HELPING HAND MORTGAGE FOR FIRST TIME The building society’s ‘Helping Hand’ mortgage gives first time homebuyers the chance to borrow up to 5.5 times their income when taking out either a 5 or 10-year fixed rate deal. First time buyers can usually only borrow up to 4.5 times their income. Nationwide will provide £1 billion of lending via Helping Hand, and will apply alower
INTEREST CALCULATOR UK Representative example A mortgage of £209,101 payable over 23 years, initially on a fixed rate until 30/06/26 at 1.28% and then on a variable rate of 4.34% for the remaining 18 years would require 62 payments of £884.63 and 214 payments of £1,127.18. LOAN TO VALUE (LTV) CALCULATOR The lower your LTV, the wider your choice of mortgages will be. Lenders usually offer their most competitive mortgage deals to borrowers they consider lower risk, which means homebuyers with a big deposit to put down, or those who own a substantial amount of equity in their property if remortgaging to a new deal.. If therefore, you qualify for a 50% LTV mortgage because you have a 50% MORTGAGE INTEREST RATE CALCULATOR Representative example A mortgage of £209,101 payable over 23 years, initially on a fixed rate until 30/06/26 at 1.28% and then on a variable rate of 4.34% for the remaining 18 years would require 62 payments of £884.63 and 214 payments of £1,127.18. The total amount payable would be £297,113 made up of the loan amount plus interest(£
HOW TO GET ON THE PROPERTY LADDER: A FIRST-TIME BUYER’S The mortgage guarantee scheme was unveiled in the March 2021 Budget and aims to help first time buyers and home movers who’ve managed to save a 5% deposit but need some additional help to get on to the property ladder. Buyers can purchase a property costing up to 600,000 using their 5% deposit. The Government will guarantee themortgages
MORTGAGE ADVISER JOBS Following the successful completion of the training course you receive ongoing development from Industry experts, sales coaches, and management with on the job training and regular performance reviews. London and Country will also fund the full CeMAP Qualification once you have been signed off of probation and become a permanent member ofstaff.
WHAT DOES REMORTGAGE MEAN? What is remortgaging? In essence, remortgaging is the act of switching your existing mortgage to a new deal, either with your existing lender or a different provider.You’re not moving house and the new mortgage is still secured against the same property. The more equity you have and the lower your loan to value (LTV), the more competitive the rates you’ll qualify for. L&C | THE UK'S LARGEST FEE-FREE MORTGAGE BROKER AND ADVISORSIGN INREMORTGAGE YOUR HOMEFIRST TIME BUYERBUYING A HOMEBUY TO LETHOW WE'REPAID
Representative example A mortgage of £209,101 payable over 23 years, initially on a fixed rate until 30/06/26 at 1.28% and then on a variable rate of 4.34% for the remaining 18 years would require 62 payments of £884.63 and 214 payments of £1,127.18. HOW MUCH IS MY HOUSE WORTH Representative example A mortgage of £209,101 payable over 23 years, initially on a fixed rate until 30/06/26 at 1.28% and then on a variable rate of 4.34% for the remaining 18 years would require 62 payments of £884.63 and 214 payments of £1,127.18. ONLINE MORTGAGES FROM L&C The Mortgage Finder incorporates a real time mortgage calculator to show you how much lenders might be prepared to offer you. All you need to do is enter a few details, and it will calculate the amount you could be able to borrow. Like L&C’s advice, the online mortgage calculator and finder is free to use whenever you want to. NATIONWIDE LAUNCHES HELPING HAND MORTGAGE FOR FIRST TIME The building society’s ‘Helping Hand’ mortgage gives first time homebuyers the chance to borrow up to 5.5 times their income when taking out either a 5 or 10-year fixed rate deal. First time buyers can usually only borrow up to 4.5 times their income. Nationwide will provide £1 billion of lending via Helping Hand, and will apply alower
INTEREST CALCULATOR UK Representative example A mortgage of £209,101 payable over 23 years, initially on a fixed rate until 30/06/26 at 1.28% and then on a variable rate of 4.34% for the remaining 18 years would require 62 payments of £884.63 and 214 payments of £1,127.18. LOAN TO VALUE (LTV) CALCULATOR The lower your LTV, the wider your choice of mortgages will be. Lenders usually offer their most competitive mortgage deals to borrowers they consider lower risk, which means homebuyers with a big deposit to put down, or those who own a substantial amount of equity in their property if remortgaging to a new deal.. If therefore, you qualify for a 50% LTV mortgage because you have a 50% MORTGAGE INTEREST RATE CALCULATOR Representative example A mortgage of £209,101 payable over 23 years, initially on a fixed rate until 30/06/26 at 1.28% and then on a variable rate of 4.34% for the remaining 18 years would require 62 payments of £884.63 and 214 payments of £1,127.18. The total amount payable would be £297,113 made up of the loan amount plus interest(£
HOW TO GET ON THE PROPERTY LADDER: A FIRST-TIME BUYER’S The mortgage guarantee scheme was unveiled in the March 2021 Budget and aims to help first time buyers and home movers who’ve managed to save a 5% deposit but need some additional help to get on to the property ladder. Buyers can purchase a property costing up to 600,000 using their 5% deposit. The Government will guarantee themortgages
MORTGAGE ADVISER JOBS Following the successful completion of the training course you receive ongoing development from Industry experts, sales coaches, and management with on the job training and regular performance reviews. London and Country will also fund the full CeMAP Qualification once you have been signed off of probation and become a permanent member ofstaff.
WHAT DOES REMORTGAGE MEAN? What is remortgaging? In essence, remortgaging is the act of switching your existing mortgage to a new deal, either with your existing lender or a different provider.You’re not moving house and the new mortgage is still secured against the same property. The more equity you have and the lower your loan to value (LTV), the more competitive the rates you’ll qualify for. L&C | THE UK'S LARGEST FEE-FREE MORTGAGE BROKER AND ADVISOR Representative example A mortgage of £209,101 payable over 23 years, initially on a fixed rate until 30/06/26 at 1.28% and then on a variable rate of 4.34% for the remaining 18 years would require 62 payments of £884.63 and 214 payments of £1,127.18. FINDING THE RIGHT MORTGAGE Choosing the right mortgage for you can be really tricky. At L&C our expert advisers guide you through the process. Simple and efficient. Call free from mobile or landline. 0808 292 0724. Remortgage deals. First time buyer deals. Moving home deals. Buy to Let deals. ONLINE MORTGAGES FROM L&C Start your mortgage online today with L&C, the UK's largest fee-free mortgage broker. Online Mortgage Finder with experts on hand to help. With 1000s of deals from over 90 lenders, we'll find you the mortgage deal that's right for you. ANNUAL HOUSE PRICE GROWTH EXCEEDS 10% IN MAY Representative example A mortgage of £209,101 payable over 23 years, initially on a fixed rate until 30/06/26 at 1.28% and then on a variable rate of 4.34% for the remaining 18 years would require 62 payments of £884.63 and 214 payments of £1,127.18. APPLY TO WORK AT L&C MORTGAGES Representative example A mortgage of £209,101 payable over 23 years, initially on a fixed rate until 30/06/26 at 1.28% and then on a variable rate of 4.34% for the remaining 18 years would require 62 payments of £884.63 and 214 payments of £1,127.18. The total amount payable would be £297,113 made up of the loan amount plus interest(£
MORTGAGE REPAYMENT CALCULATOR: TOTAL & MONTHLY COSTS The total amount you’ll pay over the term is £215,336, made up of the £160,000 capital you borrowed and £55,336 in interest. If you reduced your term to 15 years, borrowing the same amount at the same rate, your monthly payments would be £1,067. The total amount you’ll repay would be £192,035, including £32,025 in interest.SOLICITORS SEARCHES
Local authority searches are arguably the most important type of search your solicitor will arrange, as they will look at information held by the local authority involving the property, including prospective planning permission or restrictions. They will also show who is responsible for maintaining roads and paths adjoining theproperty.
STAMP DUTY CALCULATOR UK The next £575,000. (the portion from £925,001 to £1.5m) 10%. The remaining amount. (the portion above £1.5m) 12%. Stamp duty can add up to a considerable amount, so it’s important to budget for this in advance. You can use London & Country’s stamp duty MORTGAGE ADVISER JOBS Following the successful completion of the training course you receive ongoing development from Industry experts, sales coaches, and management with on the job training and regular performance reviews. London and Country will also fund the full CeMAP Qualification once you have been signed off of probation and become a permanent member ofstaff.
MORTGAGE AFTER DEATH Representative example A mortgage of £209,101 payable over 23 years, initially on a fixed rate until 30/06/26 at 1.28% and then on a variable rate of 4.34% for the remaining 18 years would require 62 payments of £884.63 and 214 payments of £1,127.18. L&C | THE UK'S LARGEST FEE-FREE MORTGAGE BROKER AND ADVISORSIGN INREMORTGAGE YOUR HOMEFIRST TIME BUYERBUYING A HOMEBUY TO LETHOW WE'REPAID
Representative example A mortgage of £209,101 payable over 23 years, initially on a fixed rate until 30/06/26 at 1.28% and then on a variable rate of 4.34% for the remaining 18 years would require 62 payments of £884.63 and 214 payments of £1,127.18. FINDING THE RIGHT MORTGAGE Choosing the right mortgage for you can be really tricky. At L&C our expert advisers guide you through the process. Simple and efficient. Call free from mobile or landline. 0808 292 0724. Remortgage deals. First time buyer deals. Moving home deals. Buy to Let deals. HOW MUCH IS MY HOUSE WORTH Representative example A mortgage of £209,101 payable over 23 years, initially on a fixed rate until 30/06/26 at 1.28% and then on a variable rate of 4.34% for the remaining 18 years would require 62 payments of £884.63 and 214 payments of £1,127.18. GETTING A MORTGAGE IN PRINCIPLE A Mortgage in Principle (also known as an Agreement in Principle or Decision in Principle) gives you an idea of how much you might be able to borrow before you submit your mortgage application. Getting a Mortgage in Principle couldn’t be easier with L&C. Our online Mortgage Finder allows you to check your eligibility to see whichdeals you
NATIONWIDE LAUNCHES HELPING HAND MORTGAGE FOR FIRST TIME The building society’s ‘Helping Hand’ mortgage gives first time homebuyers the chance to borrow up to 5.5 times their income when taking out either a 5 or 10-year fixed rate deal. First time buyers can usually only borrow up to 4.5 times their income. Nationwide will provide £1 billion of lending via Helping Hand, and will apply alower
STAMP DUTY CALCULATOR UK The next £575,000. (the portion from £925,001 to £1.5m) 10%. The remaining amount. (the portion above £1.5m) 12%. Stamp duty can add up to a considerable amount, so it’s important to budget for this in advance. You can use London & Country’s stamp CAN I SWITCH MORTGAGE DEAL WITH MY EXISTING LENDER?BEST MORTGAGE LENDERS INDIANABEST MORTGAGE LENDERS NEW YORKDELAWARE MORTGAGE LENDERSLOANS MORTGAGE COMPARE HOME BEST LENDER…MORTGAGE LENDERS NEW YORKTOP 10 MORTGAGE LENDERS Representative example A mortgage of £209,101 payable over 23 years, initially on a fixed rate until 30/06/26 at 1.28% and then on a variable rate of 4.34% for the remaining 18 years would require 62 payments of £884.63 and 214 payments of £1,127.18. MORTGAGE ADVISER JOBS Following the successful completion of the training course you receive ongoing development from Industry experts, sales coaches, and management with on the job training and regular performance reviews. London and Country will also fund the full CeMAP Qualification once you have been signed off of probation and become a permanent member ofstaff.
BUY-FOR-UNI MORTGAGES One of the biggest benefits of ‘Buying for Uni’ is that because it is the student rather than their parents buying the property, they are still eligible for first-time buyer stamp duty relief on homes costing up to £300,000. If buying a property costing up to PARENTS SUPPORTING SECOND STEPPERS UP THE PROPERTY LADDER The number of Second Steppers relying on support from family and friends is increasing, with 33% saying they need help, up from 27% last year. The amount they expect to borrow has increased by £4,219 compared to last year. Whilst most Second Steppers plan to borrow from their parents, 13% said they would ask their grandparents for help,whilst
L&C | THE UK'S LARGEST FEE-FREE MORTGAGE BROKER AND ADVISORSIGN INREMORTGAGE YOUR HOMEFIRST TIME BUYERBUYING A HOMEBUY TO LETHOW WE'REPAID
Representative example A mortgage of £209,101 payable over 23 years, initially on a fixed rate until 30/06/26 at 1.28% and then on a variable rate of 4.34% for the remaining 18 years would require 62 payments of £884.63 and 214 payments of £1,127.18. FINDING THE RIGHT MORTGAGE Choosing the right mortgage for you can be really tricky. At L&C our expert advisers guide you through the process. Simple and efficient. Call free from mobile or landline. 0808 292 0724. Remortgage deals. First time buyer deals. Moving home deals. Buy to Let deals. HOW MUCH IS MY HOUSE WORTH Representative example A mortgage of £209,101 payable over 23 years, initially on a fixed rate until 30/06/26 at 1.28% and then on a variable rate of 4.34% for the remaining 18 years would require 62 payments of £884.63 and 214 payments of £1,127.18. GETTING A MORTGAGE IN PRINCIPLE A Mortgage in Principle (also known as an Agreement in Principle or Decision in Principle) gives you an idea of how much you might be able to borrow before you submit your mortgage application. Getting a Mortgage in Principle couldn’t be easier with L&C. Our online Mortgage Finder allows you to check your eligibility to see whichdeals you
NATIONWIDE LAUNCHES HELPING HAND MORTGAGE FOR FIRST TIME The building society’s ‘Helping Hand’ mortgage gives first time homebuyers the chance to borrow up to 5.5 times their income when taking out either a 5 or 10-year fixed rate deal. First time buyers can usually only borrow up to 4.5 times their income. Nationwide will provide £1 billion of lending via Helping Hand, and will apply alower
STAMP DUTY CALCULATOR UK The next £575,000. (the portion from £925,001 to £1.5m) 10%. The remaining amount. (the portion above £1.5m) 12%. Stamp duty can add up to a considerable amount, so it’s important to budget for this in advance. You can use London & Country’s stamp CAN I SWITCH MORTGAGE DEAL WITH MY EXISTING LENDER?BEST MORTGAGE LENDERS INDIANABEST MORTGAGE LENDERS NEW YORKDELAWARE MORTGAGE LENDERSLOANS MORTGAGE COMPARE HOME BEST LENDER…MORTGAGE LENDERS NEW YORKTOP 10 MORTGAGE LENDERS Representative example A mortgage of £209,101 payable over 23 years, initially on a fixed rate until 30/06/26 at 1.28% and then on a variable rate of 4.34% for the remaining 18 years would require 62 payments of £884.63 and 214 payments of £1,127.18. MORTGAGE ADVISER JOBS Following the successful completion of the training course you receive ongoing development from Industry experts, sales coaches, and management with on the job training and regular performance reviews. London and Country will also fund the full CeMAP Qualification once you have been signed off of probation and become a permanent member ofstaff.
BUY-FOR-UNI MORTGAGES One of the biggest benefits of ‘Buying for Uni’ is that because it is the student rather than their parents buying the property, they are still eligible for first-time buyer stamp duty relief on homes costing up to £300,000. If buying a property costing up to PARENTS SUPPORTING SECOND STEPPERS UP THE PROPERTY LADDER The number of Second Steppers relying on support from family and friends is increasing, with 33% saying they need help, up from 27% last year. The amount they expect to borrow has increased by £4,219 compared to last year. Whilst most Second Steppers plan to borrow from their parents, 13% said they would ask their grandparents for help,whilst
L&C | THE UK'S LARGEST FEE-FREE MORTGAGE BROKER AND ADVISOR Representative example A mortgage of £209,101 payable over 23 years, initially on a fixed rate until 30/06/26 at 1.28% and then on a variable rate of 4.34% for the remaining 18 years would require 62 payments of £884.63 and 214 payments of £1,127.18. ONLINE MORTGAGES FROM L&C The Mortgage Finder incorporates a real time mortgage calculator to show you how much lenders might be prepared to offer you. All you need to do is enter a few details, and it will calculate the amount you could be able to borrow. Like L&C’s advice, the online mortgage calculator and finder is free to use whenever you want to. GOVERNMENT BEGINS ROLL OUT OF FIRST HOMES SCHEME Representative example A mortgage of £209,101 payable over 23 years, initially on a fixed rate until 30/06/26 at 1.28% and then on a variable rate of 4.34% for the remaining 18 years would require 62 payments of £884.63 and 214 payments of £1,127.18. INTEREST CALCULATOR UK Representative example A mortgage of £209,101 payable over 23 years, initially on a fixed rate until 30/06/26 at 1.28% and then on a variable rate of 4.34% for the remaining 18 years would require 62 payments of £884.63 and 214 payments of £1,127.18.CONVEYANCING
Representative example A mortgage of £209,101 payable over 23 years, initially on a fixed rate until 30/06/26 at 1.28% and then on a variable rate of 4.34% for the remaining 18 years would require 62 payments of £884.63 and 214 payments of £1,127.18. The total amount payable would be £297,113 made up of the loan amount plus interest(£
LOAN TO VALUE (LTV) CALCULATOR The lower your LTV, the wider your choice of mortgages will be. Lenders usually offer their most competitive mortgage deals to borrowers they consider lower risk, which means homebuyers with a big deposit to put down, or those who own a substantial amount of equity in their property if remortgaging to a new deal.. If therefore, you qualify for a 50% LTV mortgage because you have a 50% SHARED OWNERSHIP MORTGAGES AND SCHEMES Representative example A mortgage of £209,101 payable over 23 years, initially on a fixed rate until 30/06/26 at 1.28% and then on a variable rate of 4.34% for the remaining 18 years would require 62 payments of £884.63 and 214 payments of £1,127.18. STAMP DUTY CALCULATOR UK The next £575,000. (the portion from £925,001 to £1.5m) 10%. The remaining amount. (the portion above £1.5m) 12%. Stamp duty can add up to a considerable amount, so it’s important to budget for this in advance. You can use London & Country’s stamp duty BUYING A PROPERTY THROUGH A LIMITED COMPANY Representative example A mortgage of £209,101 payable over 23 years, initially on a fixed rate until 30/06/26 at 1.28% and then on a variable rate of 4.34% for the remaining 18 years would require 62 payments of £884.63 and 214 payments of £1,127.18.SOLICITORS SEARCHES
Local authority searches are arguably the most important type of search your solicitor will arrange, as they will look at information held by the local authority involving the property, including prospective planning permission or restrictions. They will also show who is responsible for maintaining roads and paths adjoining theproperty.
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IMPACT ON PROPERTY PURCHASES The Government has advised that homebuyers should delay their move until after the current lock down ends. Read the Government’sannouncement.
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IMPACT ON PROPERTY PURCHASES The Government has advised that homebuyers should delay their move until after the current lock down ends. Read the Government’sannouncement.
REMORTGAGES ARE STILL AVAILABLE - many lenders have been extending their range of mortgages, with deals available up to 90% LTV. If your current mortgage deal is due to end in the next few months please get in touch and see if you could switch to a better deal.
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Our latest best buy mortgages Latest mortgage best buys Based on a mortgage of £125,000 at 50% LTV PROVIDER AND DETAILSINITIAL RATE
OVERALL COST FOR COMPARISON1.14%
then 3.59% (variable)3.3%
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1.19%
then 3.54% (variable)3.3% APR
Overall cost for comparisonMore See all remortgage best buys__ Latest Buy to Let mortgage best buys Based on a mortgage of £125,000 at 50% LTV PROVIDER AND DETAILSINITIAL RATE
OVERALL COST FOR COMPARISON1.19%
then 4.24% (variable)4.4%
APRCLearn more
1.24%
then 4.24% (variable)4.4%
APRCLearn more
1.29%
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MR & MRS J, CHESHIRE My adviser got me a better rate at 0.99% than i had previously agreed. This and his overall professional... Read moreBreaking news:
How does your credit score affect your ability to get a mortgage? Page title: How does your credit score affect your ability to get a mortgage? – L&C Meta description: Your credit score...Learn more HANDY TOOLS AND CALCULATORS Practical gadgets to help keep things simple How much can I borrow? A quick check to find out what size mortgage you can get on your income.How much can I borrow? How much will my mortgage payments be? Find out what your mortgage is going to cost each month.Calculatemortgage payments
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What is going on in the world of mortgages? Lenders revise affordability criteria for those affected by Covid-19 Some mortgage lenders have announced changes to their affordability criteria to give more clarity for those who have been furloughed due to coronavirus, or those who receive a variable income which includesbonuses....
May 06, 2020
Mortgage market starts moving again Lenders have gradually started to expand their mortgage ranges, after temporarily withdrawing some of their products when the lockdown wasintroduced. ...
May 01, 2020
One in seven takes mortgage payment holiday Lenders have now given over 1.6 million payment holidays to support customers affected by the coronavirus outbreak. ...April 29, 2020
7 myths about switching your mortgage There are lots of reasons you might not have switched your mortgage yet, but are they actually myths? We look at the top reasons why you may not have remortgaged yet and why it might be a good idea......April 28, 2020
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Think carefully before securing other debts against your home. Your home or property may be repossessed if you do not keep up repaymentson your mortgage.
We're here to offer our customers excellent fee free mortgage advice. Our expert advisers will help you secure the best mortgage deal whether you're a first time buyer, remortgaging your home, buying to let or moving up the property ladder. We'll help you throughout the mortgage process – no hidden costs or surprises, just straightforward, honest, mortgage advice. Representative example A mortgage of £209,342 payable over 23 years, initially on a fixed rate until 30/04/25 at 1.49% and then on a variable rate of 4.99% for the remaining 18 years would require 60 payments of £896.33 and 216 payments of £1,192.31. The total amount payable would be £312,215 made up of the loan amount plus interest (£101,977) and fees (£896). The overall cost for comparison is 3.6% APRC representative.__ F
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London & Country Mortgages Ltd, Beazer House, Lower Bristol Road, Bath, BA2 3BA is a company limited by shares. Our Companies House number is 1988608. We are also authorised and regulated by the Financial Conduct Authority . Our FCA number is 143002. The FCA does not regulate most Buy to Let mortgages. 2020 London & Country. All rights reserved. Sitemap | Privacy Statement | Terms of business | Keyfacts | Modern slavery policy | Gender pay gap report| How to complain
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Our dedication to providing our customers with a first class mortgage service has helped us win over 150 awards since 2002, more than any other mortgage broker . In fact we’ve won the most prestigious awards in our industry on numerous occasions. You can see them all in our awards gallery . We’re proud to support Winston’s Wish, the UK's leading childhood bereavement charity. Every year Winston’s Wish need to raise over 2.4million to provide practical help and support to children suffering the loss of a parent or sibling. For more information visit the Winston's Wish website and Twitter* Sign in
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