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ABOUT | KIVA
Kiva is an international nonprofit, founded in 2005 in San Francisco, with a mission to expand financial access to help underserved communities thrive. We do this by crowdfunding loans and unlocking capital for the underserved, improving the quality and cost of financial services, and addressing the underlying barriers tofinancial access
KIVA LENDING TEAM: STUFF YOU SHOULD KNOW Malo received a loan from Rachele to buy vegetable seeds (cabbage, cucumber and eggplant), a wheelbarrow, a rake, a shovel, and chemicals. $800 to go. Lend Now. Mali. Benkadi Group received a loan from 2 team members to buy agricultural inputs for her farm. $1,100 togo.
ABOUT | KIVA
Inspired by the work of Dr. Yunus, Kiva was founded in 2005 with a mission to expand financial access to help underserved communities thrive. By leveraging the internet and crowdfunding, Kiva allows anyone, for as little as $25, to help a borrower start or grow a business, go to school, access clean energy or realize theirpotential.
DEVELOPER HOME
Developer Home. Hello! We're Open! Developers worldwide are helping us make it easy and transparent to lend to the working poor via microfinance and the Kiva API. This is the home for all the information and tools you need to join us!WOMEN | KIVA
Women. Worldwide, women have much less economic opportunity, security, and freedom. Support women starting their own businesses, going to school, and investing in the health of their communities and families. Mujeres Unidas Group. Paraguay. A loan of $5,675 helps a member to buy fabrics, threads, elastic, and other products. GIFTS THAT CHANGE LIVES Shop thousands of handmade gifts by Kiva artisan borrowers in the Kiva Store. Each original piece supports Kiva's work and helps artisanborrowers succeed.
KIVA CARDS - NEED A GIFT IDEA? GIVE A KIVA CARD TODAY! Attach this card to a gift, or stick it in an envelope and you’re ready to go. This Kiva Card is sent by email to your recipient - and you can even schedule it to be sent in the future! We prepare, stamp and mail this Kiva Card for you. Your personal message will appear alongside an attached Kiva Card. * Only available by mail in the USA.KIVA | CAREERS
Kiva | Careers
KIVA HUB PUERTO RICO Kiva hub Puerto Rico is a partnership between WWBIC and Kiva, a micro-lender that provides entrepreneurs in the US with access to 0% interest capital and a community of over 1.6m lenders. You can help create jobs and strengthen communities. Make a LOANS THAT CHANGE LIVES Make a loan to an entrepreneur across the globe for as little as $25. Kiva is the world's first online lending platform connecting online lenders to entrepreneurs across the globe.ABOUT | KIVA
Kiva is an international nonprofit, founded in 2005 in San Francisco, with a mission to expand financial access to help underserved communities thrive. We do this by crowdfunding loans and unlocking capital for the underserved, improving the quality and cost of financial services, and addressing the underlying barriers tofinancial access
KIVA LENDING TEAM: STUFF YOU SHOULD KNOW Malo received a loan from Rachele to buy vegetable seeds (cabbage, cucumber and eggplant), a wheelbarrow, a rake, a shovel, and chemicals. $800 to go. Lend Now. Mali. Benkadi Group received a loan from 2 team members to buy agricultural inputs for her farm. $1,100 togo.
ABOUT | KIVA
Inspired by the work of Dr. Yunus, Kiva was founded in 2005 with a mission to expand financial access to help underserved communities thrive. By leveraging the internet and crowdfunding, Kiva allows anyone, for as little as $25, to help a borrower start or grow a business, go to school, access clean energy or realize theirpotential.
DEVELOPER HOME
Developer Home. Hello! We're Open! Developers worldwide are helping us make it easy and transparent to lend to the working poor via microfinance and the Kiva API. This is the home for all the information and tools you need to join us!WOMEN | KIVA
Women. Worldwide, women have much less economic opportunity, security, and freedom. Support women starting their own businesses, going to school, and investing in the health of their communities and families. Mujeres Unidas Group. Paraguay. A loan of $5,675 helps a member to buy fabrics, threads, elastic, and other products. GIFTS THAT CHANGE LIVES Shop thousands of handmade gifts by Kiva artisan borrowers in the Kiva Store. Each original piece supports Kiva's work and helps artisanborrowers succeed.
KIVA CARDS - NEED A GIFT IDEA? GIVE A KIVA CARD TODAY! Attach this card to a gift, or stick it in an envelope and you’re ready to go. This Kiva Card is sent by email to your recipient - and you can even schedule it to be sent in the future! We prepare, stamp and mail this Kiva Card for you. Your personal message will appear alongside an attached Kiva Card. * Only available by mail in the USA.KIVA | CAREERS
Kiva | Careers
KIVA HUB PUERTO RICO Kiva hub Puerto Rico is a partnership between WWBIC and Kiva, a micro-lender that provides entrepreneurs in the US with access to 0% interest capital and a community of over 1.6m lenders. You can help create jobs and strengthen communities. Make a LOANS THAT CHANGE LIVES Make a loan to an entrepreneur across the globe for as little as $25. Kiva is the world's first online lending platform connecting online lenders to entrepreneurs across the globe.ABOUT | KIVA
Inspired by the work of Dr. Yunus, Kiva was founded in 2005 with a mission to expand financial access to help underserved communities thrive. By leveraging the internet and crowdfunding, Kiva allows anyone, for as little as $25, to help a borrower start or grow a business, go to school, access clean energy or realize theirpotential.
KIVA PROTOCOL
Kiva, Sierra Leone and U.N. agencies announced the first implementation of the Kiva Protocol on Sept. 27, 2018, at the U.N. General Assembly. The Kiva Protocol will be used to create a nationwide digital identification system designed to help the country’s 7 million citizens access the financial services they need to improve their lives.WOMEN | KIVA
Women. Worldwide, women have much less economic opportunity, security, and freedom. Support women starting their own businesses, going to school, and investing in the health of their communities and families. Mujeres Unidas Group. Paraguay. A loan of $5,675 helps a member to buy fabrics, threads, elastic, and other products.GRANTS | KIVA
Kiva U.S. is a revolutionary program that provides 0% interest loans to socially impactful or underserved entrepreneurs in the U.S. who don’t have access to traditional forms of capital. By offering loans based on character, not just credit history, we are reshaping financial access in communities across the country.HELP CENTER
Make a loan to an entrepreneur across the globe for as little as $25. Kiva is the world's first online lending platform connecting online lenders to entrepreneurs across the globe. REVIEW AND TRANSLATION PROGRAM Kiva’s Review and Translation Program relies on over 400 volunteers to edit, translate, and provide a thorough policy review of loan profiles from around the world. Kiva Volunteer Translators translate loan profiles and review them to ensure that each profile is intelligible to lenders and complies with Kiva LOANS THAT CHANGE LIVES Shika Jembe Group's story. Madame Jeanne is a client of the microfinance institution Hekima and belongs to the "Shika Jembe" "groupe villageoise;" She is married, 40 years old, and the mother of 10 children who all go to school. Her partner is a driver. She sells plates. She began this business 10 years ago with startup fundsreceived from her
LOANS THAT CHANGE LIVES Kukhanya Energy Services (KES) is a South African solar enterprise founded in 2002. KES has established and maintained a reputable name in the rural household electrification market, and has a very well embedded footprint in both the Eastern Cape as week as Kwa-Zulu Natal provinces. KES is also actively involved in socio-economic activitiesin
KIVA SAN FRANCISCO
Kiva San Francisco helps small business owners in San Francisco get the financing they need to grow and create jobs. Kiva San Francisco is made possible in partnership with local community groups and Kiva's Trustee partners working together to connect Kiva lenders to entrepreneurs that they know and trust in their communities. LOANS THAT CHANGE LIVES Make a loan to an entrepreneur across the globe for as little as $25. Kiva is the world's first online lending platform connecting online lenders to entrepreneurs across the globe. KIVA LENDING TEAM: STUFF YOU SHOULD KNOW Paraguay. Ñemity Group received a loan from David to buy meat, chicken, vegetables, condiments, noodles and rice among other items. $2,825 to go. Lend Now. Rwanda. Clemantine received a loan from David to buy more items to sell to her customers, including sugar, rice, soap, and salt. Only 18 hours left! $1,725 to go.KIVA U TOOLKITS
The Kiva Store: Get some Kiva gear here or email us at KivaU@kiva.org for Kiva U materials (stickers, pencils, flyers, and more!) Better World Education (BWE): This non-profit envisions a future where all youth practice empathy and social change while also learning math andliteracy.
GRANTS | KIVA
Kiva U.S. is a revolutionary program that provides 0% interest loans to socially impactful or underserved entrepreneurs in the U.S. who don’t have access to traditional forms of capital. By offering loans based on character, not just credit history, we are reshaping financial access in communities across the country. CHANGES TO INTEREST RATES A very important element of Kiva is the interest rate paid by entrepreneurs to the Field Partners who facilitate each loan. 1. When you make a loan to a Kiva entrepreneur, 100% of your loan funds are received by Kiva. 2. Kiva then passes 100% of your loan funds to the Field Partner (microfinance institution on the ground that Kiva haspartnered
LOANS THAT CHANGE LIVES Shika Jembe Group's story. Madame Jeanne is a client of the microfinance institution Hekima and belongs to the "Shika Jembe" "groupe villageoise;" She is married, 40 years old, and the mother of 10 children who all go to school. Her partner is a driver. She sells plates. She began this business 10 years ago with startup fundsreceived from her
LOANS THAT CHANGE LIVES Taele's story. Taele is a 49-year-old widow woman with seven children. She runs a small fishing business in her community to earn a living. She has five years of experience with this business. Taele needs a loan to buy a new fishing canoe, a large cooler, a chest freezer, hooks, bait, flippers and new goggles. She plans to use her profits to WHAT'S UP WITH MICROFINANCE INTEREST RATES? What's up with microfinance interest rates? When hearing about microfinance, people are usually amazed (at the concept) and appalled (at the perceived high interest and fees of the microfinance institutions – or MFIs). Indeed, interest and fees relative to portfolio average 31% (23% in real terms). If microfinance is servingmostly poor and
KIVA MICROFUNDS
KIVA MICROFUNDS (A NONPROFIT ORGANIZATION) STATEMENTS OF FINANCIAL POSITION December 31, 2011 and 2010 2011 2010 Current assets Cash and cash equivalents 8,327,737$ 7,283,345$ KIVA HUB PUERTO RICO Kiva hub Puerto Rico is a partnership between WWBIC and Kiva, a micro-lender that provides entrepreneurs in the US with access to 0% interest capital and a community of over 1.6m lenders. You can help create jobs and strengthen communities. Make a LOANS THAT CHANGE LIVES Make a loan to an entrepreneur across the globe for as little as $25. Kiva is the world's first online lending platform connecting online lenders to entrepreneurs across the globe. KIVA LENDING TEAM: STUFF YOU SHOULD KNOW Paraguay. Ñemity Group received a loan from David to buy meat, chicken, vegetables, condiments, noodles and rice among other items. $2,825 to go. Lend Now. Rwanda. Clemantine received a loan from David to buy more items to sell to her customers, including sugar, rice, soap, and salt. Only 18 hours left! $1,725 to go.KIVA U TOOLKITS
The Kiva Store: Get some Kiva gear here or email us at KivaU@kiva.org for Kiva U materials (stickers, pencils, flyers, and more!) Better World Education (BWE): This non-profit envisions a future where all youth practice empathy and social change while also learning math andliteracy.
GRANTS | KIVA
Kiva U.S. is a revolutionary program that provides 0% interest loans to socially impactful or underserved entrepreneurs in the U.S. who don’t have access to traditional forms of capital. By offering loans based on character, not just credit history, we are reshaping financial access in communities across the country. CHANGES TO INTEREST RATES A very important element of Kiva is the interest rate paid by entrepreneurs to the Field Partners who facilitate each loan. 1. When you make a loan to a Kiva entrepreneur, 100% of your loan funds are received by Kiva. 2. Kiva then passes 100% of your loan funds to the Field Partner (microfinance institution on the ground that Kiva haspartnered
LOANS THAT CHANGE LIVES Shika Jembe Group's story. Madame Jeanne is a client of the microfinance institution Hekima and belongs to the "Shika Jembe" "groupe villageoise;" She is married, 40 years old, and the mother of 10 children who all go to school. Her partner is a driver. She sells plates. She began this business 10 years ago with startup fundsreceived from her
LOANS THAT CHANGE LIVES Taele's story. Taele is a 49-year-old widow woman with seven children. She runs a small fishing business in her community to earn a living. She has five years of experience with this business. Taele needs a loan to buy a new fishing canoe, a large cooler, a chest freezer, hooks, bait, flippers and new goggles. She plans to use her profits to WHAT'S UP WITH MICROFINANCE INTEREST RATES? What's up with microfinance interest rates? When hearing about microfinance, people are usually amazed (at the concept) and appalled (at the perceived high interest and fees of the microfinance institutions – or MFIs). Indeed, interest and fees relative to portfolio average 31% (23% in real terms). If microfinance is servingmostly poor and
KIVA MICROFUNDS
KIVA MICROFUNDS (A NONPROFIT ORGANIZATION) STATEMENTS OF FINANCIAL POSITION December 31, 2011 and 2010 2011 2010 Current assets Cash and cash equivalents 8,327,737$ 7,283,345$ KIVA HUB PUERTO RICO Kiva hub Puerto Rico is a partnership between WWBIC and Kiva, a micro-lender that provides entrepreneurs in the US with access to 0% interest capital and a community of over 1.6m lenders. You can help create jobs and strengthen communities. Make aCOVID-19 | KIVA
Covid-19. People across the world are economically impacted by the COVID-19 Coronavirus pandemic. Funding these loans will provide a financial safety net during an uncertain time, in addition to leading borrowers on a path to recovery. A loan of $4,100 helps a member toKIVA PROTOCOL
Kiva, Sierra Leone and U.N. agencies announced the first implementation of the Kiva Protocol on Sept. 27, 2018, at the U.N. General Assembly. The Kiva Protocol will be used to create a nationwide digital identification system designed to help the country’s 7 million citizens access the financial services they need to improve their lives. KIVA LENDING TEAM: TEAM CANADA Make a loan to an entrepreneur across the globe for as little as $25. Kiva is the world's first online lending platform connecting online lenders to entrepreneurs across the globe.WOMEN | KIVA
Women. Worldwide, women have much less economic opportunity, security, and freedom. Support women starting their own businesses, going to school, and investing in the health of their communities and families. Mujeres Unidas Group. Paraguay. A loan of $5,675 helps a member to buy fabrics, threads, elastic, and other products. SUPPORT LOCAL BUSINESSES DURING THE CORONAVIRUS PANDEMIC Support local businesses during the Coronavirus pandemic. Small businesses are already being negatively impacted by the spread of the COVID-19 Coronavirus in the United States, including many members of the Kiva community. Whether it’s your favorite neighborhood coffee shop, your best friend who owns a storefront or a local grower yousupport
ABOUT | KIVA
Inspired by the work of Dr. Yunus, Kiva was founded in 2005 with a mission to expand financial access to help underserved communities thrive. By leveraging the internet and crowdfunding, Kiva allows anyone, for as little as $25, to help a borrower start or grow a business, go to school, access clean energy or realize theirpotential.
CROWDFUNDING WITH KIVA At Kiva, we use the power of the crowd to get your business funded with a platform similar to Kickstarter, Indiegogo, and GoFundMe. When you crowdfund with Kiva, your loan is funded by small contributions from people all over the world. Lenders lend in increments of $25 or more, so any given loan is likely supported by hundreds of Kivalenders!!
HELP CENTER
Make a loan to an entrepreneur across the globe for as little as $25. Kiva is the world's first online lending platform connecting online lenders to entrepreneurs across the globe.GENNY LILIANA
Genny Liliana is 35 years old. She is a single mother and has a 10-year-old son. They live in Manta, one of the most important cities on the Ecuadorian coast in terms of business and tourism, but which has been affected by the pandemic. SMALL BUSINESS LOANS AT 0% INTEREST A $5,000 loan for marketing material to expand a non-profit organization. A $10,000 loan to build a walk-in refrigerator for an organic farm. A $3,000 loan to help a first-generation immigrant make a website for their hazelnut spread business. A $1,000 loan to pay for a stall at an artisan jewelry fair. LOANS THAT CHANGE LIVES Make a loan to an entrepreneur across the globe for as little as $25. Kiva is the world's first online lending platform connecting online lenders to entrepreneurs across the globe. KIVA LENDING TEAM: STUFF YOU SHOULD KNOW Paraguay. Ñemity Group received a loan from David to buy meat, chicken, vegetables, condiments, noodles and rice among other items. $2,825 to go. Lend Now. Rwanda. Clemantine received a loan from David to buy more items to sell to her customers, including sugar, rice, soap, and salt. Only 18 hours left! $1,725 to go.KIVA U TOOLKITS
The Kiva Store: Get some Kiva gear here or email us at KivaU@kiva.org for Kiva U materials (stickers, pencils, flyers, and more!) Better World Education (BWE): This non-profit envisions a future where all youth practice empathy and social change while also learning math andliteracy.
GRANTS | KIVA
Kiva U.S. is a revolutionary program that provides 0% interest loans to socially impactful or underserved entrepreneurs in the U.S. who don’t have access to traditional forms of capital. By offering loans based on character, not just credit history, we are reshaping financial access in communities across the country. CHANGES TO INTEREST RATES A very important element of Kiva is the interest rate paid by entrepreneurs to the Field Partners who facilitate each loan. 1. When you make a loan to a Kiva entrepreneur, 100% of your loan funds are received by Kiva. 2. Kiva then passes 100% of your loan funds to the Field Partner (microfinance institution on the ground that Kiva haspartnered
LOANS THAT CHANGE LIVES Shika Jembe Group's story. Madame Jeanne is a client of the microfinance institution Hekima and belongs to the "Shika Jembe" "groupe villageoise;" She is married, 40 years old, and the mother of 10 children who all go to school. Her partner is a driver. She sells plates. She began this business 10 years ago with startup fundsreceived from her
LOANS THAT CHANGE LIVES Taele's story. Taele is a 49-year-old widow woman with seven children. She runs a small fishing business in her community to earn a living. She has five years of experience with this business. Taele needs a loan to buy a new fishing canoe, a large cooler, a chest freezer, hooks, bait, flippers and new goggles. She plans to use her profits to WHAT'S UP WITH MICROFINANCE INTEREST RATES? What's up with microfinance interest rates? When hearing about microfinance, people are usually amazed (at the concept) and appalled (at the perceived high interest and fees of the microfinance institutions – or MFIs). Indeed, interest and fees relative to portfolio average 31% (23% in real terms). If microfinance is servingmostly poor and
KIVA MICROFUNDS
KIVA MICROFUNDS (A NONPROFIT ORGANIZATION) STATEMENTS OF FINANCIAL POSITION December 31, 2011 and 2010 2011 2010 Current assets Cash and cash equivalents 8,327,737$ 7,283,345$ KIVA HUB PUERTO RICO Kiva hub Puerto Rico is a partnership between WWBIC and Kiva, a micro-lender that provides entrepreneurs in the US with access to 0% interest capital and a community of over 1.6m lenders. You can help create jobs and strengthen communities. Make a LOANS THAT CHANGE LIVES Make a loan to an entrepreneur across the globe for as little as $25. Kiva is the world's first online lending platform connecting online lenders to entrepreneurs across the globe. KIVA LENDING TEAM: STUFF YOU SHOULD KNOW Paraguay. Ñemity Group received a loan from David to buy meat, chicken, vegetables, condiments, noodles and rice among other items. $2,825 to go. Lend Now. Rwanda. Clemantine received a loan from David to buy more items to sell to her customers, including sugar, rice, soap, and salt. Only 18 hours left! $1,725 to go.KIVA U TOOLKITS
The Kiva Store: Get some Kiva gear here or email us at KivaU@kiva.org for Kiva U materials (stickers, pencils, flyers, and more!) Better World Education (BWE): This non-profit envisions a future where all youth practice empathy and social change while also learning math andliteracy.
GRANTS | KIVA
Kiva U.S. is a revolutionary program that provides 0% interest loans to socially impactful or underserved entrepreneurs in the U.S. who don’t have access to traditional forms of capital. By offering loans based on character, not just credit history, we are reshaping financial access in communities across the country. CHANGES TO INTEREST RATES A very important element of Kiva is the interest rate paid by entrepreneurs to the Field Partners who facilitate each loan. 1. When you make a loan to a Kiva entrepreneur, 100% of your loan funds are received by Kiva. 2. Kiva then passes 100% of your loan funds to the Field Partner (microfinance institution on the ground that Kiva haspartnered
LOANS THAT CHANGE LIVES Shika Jembe Group's story. Madame Jeanne is a client of the microfinance institution Hekima and belongs to the "Shika Jembe" "groupe villageoise;" She is married, 40 years old, and the mother of 10 children who all go to school. Her partner is a driver. She sells plates. She began this business 10 years ago with startup fundsreceived from her
LOANS THAT CHANGE LIVES Taele's story. Taele is a 49-year-old widow woman with seven children. She runs a small fishing business in her community to earn a living. She has five years of experience with this business. Taele needs a loan to buy a new fishing canoe, a large cooler, a chest freezer, hooks, bait, flippers and new goggles. She plans to use her profits to WHAT'S UP WITH MICROFINANCE INTEREST RATES? What's up with microfinance interest rates? When hearing about microfinance, people are usually amazed (at the concept) and appalled (at the perceived high interest and fees of the microfinance institutions – or MFIs). Indeed, interest and fees relative to portfolio average 31% (23% in real terms). If microfinance is servingmostly poor and
KIVA MICROFUNDS
KIVA MICROFUNDS (A NONPROFIT ORGANIZATION) STATEMENTS OF FINANCIAL POSITION December 31, 2011 and 2010 2011 2010 Current assets Cash and cash equivalents 8,327,737$ 7,283,345$ KIVA HUB PUERTO RICO Kiva hub Puerto Rico is a partnership between WWBIC and Kiva, a micro-lender that provides entrepreneurs in the US with access to 0% interest capital and a community of over 1.6m lenders. You can help create jobs and strengthen communities. Make aCOVID-19 | KIVA
Covid-19. People across the world are economically impacted by the COVID-19 Coronavirus pandemic. Funding these loans will provide a financial safety net during an uncertain time, in addition to leading borrowers on a path to recovery. A loan of $4,100 helps a member toKIVA PROTOCOL
Kiva, Sierra Leone and U.N. agencies announced the first implementation of the Kiva Protocol on Sept. 27, 2018, at the U.N. General Assembly. The Kiva Protocol will be used to create a nationwide digital identification system designed to help the country’s 7 million citizens access the financial services they need to improve their lives. KIVA LENDING TEAM: TEAM CANADA Make a loan to an entrepreneur across the globe for as little as $25. Kiva is the world's first online lending platform connecting online lenders to entrepreneurs across the globe.WOMEN | KIVA
Women. Worldwide, women have much less economic opportunity, security, and freedom. Support women starting their own businesses, going to school, and investing in the health of their communities and families. Mujeres Unidas Group. Paraguay. A loan of $5,675 helps a member to buy fabrics, threads, elastic, and other products. SUPPORT LOCAL BUSINESSES DURING THE CORONAVIRUS PANDEMIC Support local businesses during the Coronavirus pandemic. Small businesses are already being negatively impacted by the spread of the COVID-19 Coronavirus in the United States, including many members of the Kiva community. Whether it’s your favorite neighborhood coffee shop, your best friend who owns a storefront or a local grower yousupport
ABOUT | KIVA
Inspired by the work of Dr. Yunus, Kiva was founded in 2005 with a mission to expand financial access to help underserved communities thrive. By leveraging the internet and crowdfunding, Kiva allows anyone, for as little as $25, to help a borrower start or grow a business, go to school, access clean energy or realize theirpotential.
CROWDFUNDING WITH KIVA At Kiva, we use the power of the crowd to get your business funded with a platform similar to Kickstarter, Indiegogo, and GoFundMe. When you crowdfund with Kiva, your loan is funded by small contributions from people all over the world. Lenders lend in increments of $25 or more, so any given loan is likely supported by hundreds of Kivalenders!!
HELP CENTER
Make a loan to an entrepreneur across the globe for as little as $25. Kiva is the world's first online lending platform connecting online lenders to entrepreneurs across the globe.GENNY LILIANA
Genny Liliana is 35 years old. She is a single mother and has a 10-year-old son. They live in Manta, one of the most important cities on the Ecuadorian coast in terms of business and tourism, but which has been affected by the pandemic. SMALL BUSINESS LOANS AT 0% INTEREST A $5,000 loan for marketing material to expand a non-profit organization. A $10,000 loan to build a walk-in refrigerator for an organic farm. A $3,000 loan to help a first-generation immigrant make a website for their hazelnut spread business. A $1,000 loan to pay for a stall at an artisan jewelry fair. Click here to support entrepreneurs and businesses affected by theCOVID-19 pandemic.
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