MORTGAGE BROKER WITH CANADA’S BEST Savings is over five years. It is a comparison of the average advertised Big 6 bank "special offer" rate, versus: 1) the average discounted discretionary rate at the Big 6 banks as tracked by RateSpy.com, 2) the average broker rate as tracked by MortgageDashboard.ca, and 3) the lowest conventional full-featured 5-year fixed rate in intelliMortgage's Mortgage Builder, as of March

14, 2017.

YOUR BEST MORTGAGE RATE Others. Canada has lots of well-known mortgage brokers including Butler Mortgage, True North Mortgage, Canwise Financial, Sigma Mortgage, Monster Mortgage and so on. intelliMortgage (iM) is different from most. Here's why You pick your own mortgage, avoiding incentivized salespeople. We guarantee rates to be among the best 1%

in the country.

COMPARE MORTGAGE RATES : INTELLIMORTGAGE Compare Mortgage Rates : intelliMortgage. Shop All of Canada's Best Mortgage Rates. Right Here. From Banks, Brokers, Credit Unions and Wholesale Lenders. Choose Your Options Portable Default Insured Extra Time to Port Skip a Payment Discounted Penalty Increase Without Penalty Extend Term Without Penalty 15%+ Payment Increases Double-up

Payments

INTELLIMORTGAGE REVIEWS : INTELLIMORTGAGE Jeff Wells. January 23, 2021 via Google. When I started to pursue a mortgage renewal with Intellimortgage, I was directed to Amanda To. She made the process incredibly straightforward. As a discount brokerage, it is expected that you have to procure more documents than with a full service mortgage broker. WHY INTELLIMORTGAGE : INTELLIMORTGAGE Up-Front Rate Guarantee You want the best rate possible, so intelliMortgage minimizes the middleman to maximize your savings. We are the only mortgage broker in Canada to track every prime lender that publicly advertises mortgage rates, more than 350 in all. But unlike most mortgage providers, we give back the bulk of our compensation to “buy down” ACCOUNT : INTELLIMORTGAGE Start securing your rate in just 6-9 minutes. Create a free account with intelliMortgage. Complete your online application. We'll call to finalize your quote, answer any questions, and hold your rate. Or call us now at 1-800-280-2460. MEET OUR TEAM : INTELLIMORTGAGE At intelliMortgage, we pride ourselves in providing complete transparency and unparalleled service to each and every client. Our team of friendly and knowledgeable mortgage experts will guide you through the mortgage process while securing the lowest possible rate for your specific needs. In fact, our people are our biggest asset and we can’t wait for you to meet them. HOW MUCH ARE LEGAL FEES FOR A MORTGAGE? : INTELLIMORTGAGE Mortgages must be registered with the province. For this, a lawyer is involved in most provinces. Lawyers (or legal agents) generally charge the following for this service: For purchases: $1,200 to $1,500 For refinances: $1,200 to $1,500 For lender switches: No charge (unless your mortgage is a “collateral charge”) Lender switches are where

you simply

MORTGAGE LENDER CUSTOMER SERVICE PHONE NUMBERS Here is a handy list of customer service phone number for intelliMortgage clients. Lender Phone Number 1st Choice Savings & Credit Union (866) 803-0733 Acadian Credit Union (877) 477-7724 Accent Credit Union (306) 383-4155 Access Credit Union (800) 567-8111 Advantage Credit Union (306) 752-1919 Affinity Credit Union (866) 863-6237 Airline Financial Credit Union (800) 392-5005 WHAT IS THE DIFFERENCE BETWEEN A GUARANTOR AND A CO-SIGNOR A guarantor doesn’t have the same property rights as a co-signor since their name is only on the mortgage and not on the title of the property. Their role is strictly to guarantee that the mortgage payments can be made in order to get mortgage approval. Unlike a co-signor, the guarantor typically becomes liable for default only

after the

MORTGAGE BROKER WITH CANADA’S BEST Savings is over five years. It is a comparison of the average advertised Big 6 bank "special offer" rate, versus: 1) the average discounted discretionary rate at the Big 6 banks as tracked by RateSpy.com, 2) the average broker rate as tracked by MortgageDashboard.ca, and 3) the lowest conventional full-featured 5-year fixed rate in intelliMortgage's Mortgage Builder, as of March

14, 2017.

YOUR BEST MORTGAGE RATE Others. Canada has lots of well-known mortgage brokers including Butler Mortgage, True North Mortgage, Canwise Financial, Sigma Mortgage, Monster Mortgage and so on. intelliMortgage (iM) is different from most. Here's why You pick your own mortgage, avoiding incentivized salespeople. We guarantee rates to be among the best 1%

in the country.

COMPARE MORTGAGE RATES : INTELLIMORTGAGE Compare Mortgage Rates : intelliMortgage. Shop All of Canada's Best Mortgage Rates. Right Here. From Banks, Brokers, Credit Unions and Wholesale Lenders. Choose Your Options Portable Default Insured Extra Time to Port Skip a Payment Discounted Penalty Increase Without Penalty Extend Term Without Penalty 15%+ Payment Increases Double-up

Payments

INTELLIMORTGAGE REVIEWS : INTELLIMORTGAGE Jeff Wells. January 23, 2021 via Google. When I started to pursue a mortgage renewal with Intellimortgage, I was directed to Amanda To. She made the process incredibly straightforward. As a discount brokerage, it is expected that you have to procure more documents than with a full service mortgage broker. WHY INTELLIMORTGAGE : INTELLIMORTGAGE Up-Front Rate Guarantee You want the best rate possible, so intelliMortgage minimizes the middleman to maximize your savings. We are the only mortgage broker in Canada to track every prime lender that publicly advertises mortgage rates, more than 350 in all. But unlike most mortgage providers, we give back the bulk of our compensation to “buy down” ACCOUNT : INTELLIMORTGAGE Start securing your rate in just 6-9 minutes. Create a free account with intelliMortgage. Complete your online application. We'll call to finalize your quote, answer any questions, and hold your rate. Or call us now at 1-800-280-2460. MEET OUR TEAM : INTELLIMORTGAGE At intelliMortgage, we pride ourselves in providing complete transparency and unparalleled service to each and every client. Our team of friendly and knowledgeable mortgage experts will guide you through the mortgage process while securing the lowest possible rate for your specific needs. In fact, our people are our biggest asset and we can’t wait for you to meet them. HOW MUCH ARE LEGAL FEES FOR A MORTGAGE? : INTELLIMORTGAGE Mortgages must be registered with the province. For this, a lawyer is involved in most provinces. Lawyers (or legal agents) generally charge the following for this service: For purchases: $1,200 to $1,500 For refinances: $1,200 to $1,500 For lender switches: No charge (unless your mortgage is a “collateral charge”) Lender switches are where

you simply

MORTGAGE LENDER CUSTOMER SERVICE PHONE NUMBERS Here is a handy list of customer service phone number for intelliMortgage clients. Lender Phone Number 1st Choice Savings & Credit Union (866) 803-0733 Acadian Credit Union (877) 477-7724 Accent Credit Union (306) 383-4155 Access Credit Union (800) 567-8111 Advantage Credit Union (306) 752-1919 Affinity Credit Union (866) 863-6237 Airline Financial Credit Union (800) 392-5005 WHAT IS THE DIFFERENCE BETWEEN A GUARANTOR AND A CO-SIGNOR A guarantor doesn’t have the same property rights as a co-signor since their name is only on the mortgage and not on the title of the property. Their role is strictly to guarantee that the mortgage payments can be made in order to get mortgage approval. Unlike a co-signor, the guarantor typically becomes liable for default only

after the

ACCOUNT : INTELLIMORTGAGE Start securing your rate in just 6-9 minutes. Create a free account with intelliMortgage. Complete your online application. We'll call to finalize your quote, answer any questions, and hold your rate. Or call us now at 1-800-280-2460. LATEST NEWS : INTELLIMORTGAGE Black Friday isn’t just for TVs and vacuums. Mortgage shoppers can now share in the savings thanks to record-low rate deals exclusively offered by intelliMortgage. Whether you’re a first-time buyer with the minimum down payment, or an existing homeowner with 25% to 35%+ down, intelliMortgage has a rate deal for everyone. With mortgage

rates currently

THE MORTGAGE RATE DEAL OF THE DAY This rate is for conventional purchases and switches only with at least 35% equity (up to 65% loan-to-value) Optionally convert to a 5-year fixed rate at any time without penalty, at the lender's then current rates. Enjoy flexible 20% annual lump sum prepayment privileges and 20% payment increase. Portability to a new property

with a 30-day

3 EASY STEPS TO THE BEST MORTGAGE ONLINE Guarantee Details Hassle-Free Savings. 2293. Saving versus average broker rates. 4787. Saving versus average bank rates. This is a sample interest savings over five years, based on a $300,000 mortgage, a 25-year amortization and Mortgage Builder rates as of March 14, 2017. LEARNING CENTER ARCHIVE : INTELLIMORTGAGE Mortgage Penalty Calculators October 29, 2020. What follows is a list of mortgage prepayment charge (penalty) calculators. You can use them to estimate your penalty at 5-YEAR FIXED MORTGAGE RATE (#2675) : INTELLIMORTGAGE Minimum mortgage amount allowed. Minimum Mortgage. $300,000.00 (for rate shown); $150,000 (minimum*) Minimum mortgage amount allowed. Maximum Mortgage. $2,000,000.00 (Conventional); $950,000.00 (Insured) Lets you prepay a percentage of your original mortgage balance each year. Lump-Sum Prepayment Option. 20% per year. 5-YEAR VARIABLE MORTGAGE RATE (#1913) : INTELLIMORTGAGE At least 5% and no more than 19.99%. Minimum mortgage amount allowed. Minimum Mortgage. $300,000.00 (for rate shown); $150,000 (minimum*) Minimum mortgage amount allowed. Maximum Mortgage. $800,000.00 (Conventional); $925,000.00 (Insured) Lets you prepay a percentage of your original mortgage balance each year. 5-YEAR FIXED MORTGAGE RATE (#4746) : INTELLIMORTGAGE There's no better time for a 5-year fixed than in a rising rate environment. Most analysts seem to believe we're in one now. And that makes this 5-year rate all the more special because, to the best of our knowledge, it is unmatched across Canada. LEARNING CENTER ARCHIVE Advantages and Drawbacks of Mortgage Pre-Approvals November 3, 2015. Getting a mortgage pre-approval can pay in today’s fast-paced

competitive market.

DISCHARGE FEES : INTELLIMORTGAGE Discharge fees change, so always confirm the exact fee with your lender. These do not include government registration fees. For example, in Ontario the land titles office charges a $75 fee to remove a lender’s mortgage charge from your title. When you are switching lenders at renewal, your old lender may charge an “assignment fee”

instead

MORTGAGE BROKER WITH CANADA’S BEST Savings is over five years. It is a comparison of the average advertised Big 6 bank "special offer" rate, versus: 1) the average discounted discretionary rate at the Big 6 banks as tracked by RateSpy.com, 2) the average broker rate as tracked by MortgageDashboard.ca, and 3) the lowest conventional full-featured 5-year fixed rate in intelliMortgage's Mortgage Builder, as of March

14, 2017.

COMPARE MORTGAGE RATES : INTELLIMORTGAGEACCOUNTLOGIN Compare Mortgage Rates : intelliMortgage. Shop All of Canada's Best Mortgage Rates. Right Here. From Banks, Brokers, Credit Unions and Wholesale Lenders. Choose Your Options Portable Default Insured Extra Time to Port Skip a Payment Discounted Penalty Increase Without Penalty Extend Term Without Penalty 15%+ Payment Increases Double-up

Payments

YOUR BEST MORTGAGE RATE Others. Canada has lots of well-known mortgage brokers including Butler Mortgage, True North Mortgage, Canwise Financial, Sigma Mortgage, Monster Mortgage and so on. intelliMortgage (iM) is different from most. Here's why You pick your own mortgage, avoiding incentivized salespeople. We guarantee rates to be among the best 1%

in the country.

WHY INTELLIMORTGAGE : INTELLIMORTGAGE Up-Front Rate Guarantee You want the best rate possible, so intelliMortgage minimizes the middleman to maximize your savings. We are the only mortgage broker in Canada to track every prime lender that publicly advertises mortgage rates, more than 350 in all. But unlike most mortgage providers, we give back the bulk of our compensation to “buy down” INTELLIMORTGAGE REVIEWS : INTELLIMORTGAGE Jeff Wells. January 23, 2021 via Google. When I started to pursue a mortgage renewal with Intellimortgage, I was directed to Amanda To. She made the process incredibly straightforward. As a discount brokerage, it is expected that you have to procure more documents than with a full service mortgage broker. ACCOUNT : INTELLIMORTGAGE Start securing your rate in just 6-9 minutes. Create a free account with intelliMortgage. Complete your online application. We'll call to finalize your quote, answer any questions, and hold your rate. Or call us now at 1-800-280-2460. 3 EASY STEPS TO THE BEST MORTGAGE ONLINE Guarantee Details Hassle-Free Savings. 2293. Saving versus average broker rates. 4787. Saving versus average bank rates. This is a sample interest savings over five years, based on a $300,000 mortgage, a 25-year amortization and Mortgage Builder rates as of March 14, 2017. HOW MUCH ARE LEGAL FEES FOR A MORTGAGE? : INTELLIMORTGAGE Mortgages must be registered with the province. For this, a lawyer is involved in most provinces. Lawyers (or legal agents) generally charge the following for this service: For purchases: $1,200 to $1,500 For refinances: $1,200 to $1,500 For lender switches: No charge (unless your mortgage is a “collateral charge”) Lender switches are where

you simply

5-YEAR FIXED MORTGAGE RATE (#6240) : INTELLIMORTGAGE There is no prepayment in full before maturity, except in the case of a bona fide sale of the property or a refinance with the lender. When payment security is a must, a 5-year fixed is the term of choice, and this is our lowest available 5-year fixed. WHAT IS THE DIFFERENCE BETWEEN A GUARANTOR AND A CO-SIGNOR A guarantor doesn’t have the same property rights as a co-signor since their name is only on the mortgage and not on the title of the property. Their role is strictly to guarantee that the mortgage payments can be made in order to get mortgage approval. Unlike a co-signor, the guarantor typically becomes liable for default only

after the

MORTGAGE BROKER WITH CANADA’S BEST Savings is over five years. It is a comparison of the average advertised Big 6 bank "special offer" rate, versus: 1) the average discounted discretionary rate at the Big 6 banks as tracked by RateSpy.com, 2) the average broker rate as tracked by MortgageDashboard.ca, and 3) the lowest conventional full-featured 5-year fixed rate in intelliMortgage's Mortgage Builder, as of March

14, 2017.

COMPARE MORTGAGE RATES : INTELLIMORTGAGEACCOUNTLOGIN Compare Mortgage Rates : intelliMortgage. Shop All of Canada's Best Mortgage Rates. Right Here. From Banks, Brokers, Credit Unions and Wholesale Lenders. Choose Your Options Portable Default Insured Extra Time to Port Skip a Payment Discounted Penalty Increase Without Penalty Extend Term Without Penalty 15%+ Payment Increases Double-up

Payments

YOUR BEST MORTGAGE RATE Others. Canada has lots of well-known mortgage brokers including Butler Mortgage, True North Mortgage, Canwise Financial, Sigma Mortgage, Monster Mortgage and so on. intelliMortgage (iM) is different from most. Here's why You pick your own mortgage, avoiding incentivized salespeople. We guarantee rates to be among the best 1%

in the country.

WHY INTELLIMORTGAGE : INTELLIMORTGAGE Up-Front Rate Guarantee You want the best rate possible, so intelliMortgage minimizes the middleman to maximize your savings. We are the only mortgage broker in Canada to track every prime lender that publicly advertises mortgage rates, more than 350 in all. But unlike most mortgage providers, we give back the bulk of our compensation to “buy down” INTELLIMORTGAGE REVIEWS : INTELLIMORTGAGE Jeff Wells. January 23, 2021 via Google. When I started to pursue a mortgage renewal with Intellimortgage, I was directed to Amanda To. She made the process incredibly straightforward. As a discount brokerage, it is expected that you have to procure more documents than with a full service mortgage broker. ACCOUNT : INTELLIMORTGAGE Start securing your rate in just 6-9 minutes. Create a free account with intelliMortgage. Complete your online application. We'll call to finalize your quote, answer any questions, and hold your rate. Or call us now at 1-800-280-2460. 3 EASY STEPS TO THE BEST MORTGAGE ONLINE Guarantee Details Hassle-Free Savings. 2293. Saving versus average broker rates. 4787. Saving versus average bank rates. This is a sample interest savings over five years, based on a $300,000 mortgage, a 25-year amortization and Mortgage Builder rates as of March 14, 2017. HOW MUCH ARE LEGAL FEES FOR A MORTGAGE? : INTELLIMORTGAGE Mortgages must be registered with the province. For this, a lawyer is involved in most provinces. Lawyers (or legal agents) generally charge the following for this service: For purchases: $1,200 to $1,500 For refinances: $1,200 to $1,500 For lender switches: No charge (unless your mortgage is a “collateral charge”) Lender switches are where

you simply

5-YEAR FIXED MORTGAGE RATE (#6240) : INTELLIMORTGAGE There is no prepayment in full before maturity, except in the case of a bona fide sale of the property or a refinance with the lender. When payment security is a must, a 5-year fixed is the term of choice, and this is our lowest available 5-year fixed. WHAT IS THE DIFFERENCE BETWEEN A GUARANTOR AND A CO-SIGNOR A guarantor doesn’t have the same property rights as a co-signor since their name is only on the mortgage and not on the title of the property. Their role is strictly to guarantee that the mortgage payments can be made in order to get mortgage approval. Unlike a co-signor, the guarantor typically becomes liable for default only

after the

LOGIN : INTELLIMORTGAGE Sign In. intelliMortgage uses bank-grade encryption. Email. Password Forgot Password. Create Account. YOUR BEST MORTGAGE RATE Rob is Canada's best-known mortgage expert and a mortgage columnist for the Globe and Mail and RateSpy.com; In 2013 he built Canada's only rate search engine that compares rates from every top lender and broker; He not only envisioned a company with amazing rates, but with

legendary service.

CONTACT : INTELLIMORTGAGE Corporate Head Office – Toronto. intelliMortgage Inc. 5700-100 King St. West Toronto, ON L4W 4T9 MORTGAGE CALCULATOR : INTELLIMORTGAGE Over Your First Term: Payment: Interest Paid: Balance at Maturity : Total Cost Difference : Over Your Total Amortization: Interest Paid:

Payments At Renewal

RATE GUARANTEE : INTELLIMORTGAGE Up-Front Rate Guarantee. You want the best rate possible, so intelliMortgage minimizes the middleman to maximize your savings. We are the only mortgage provider in Canada to track every prime lender that publicly advertises mortgage rates, more than 350 in all. 5-YEAR FIXED MORTGAGE RATE (#6237) : INTELLIMORTGAGE Minimum mortgage amount allowed. Minimum Mortgage. $300,000.00 (for rate shown); $150,000 (minimum*) Minimum mortgage amount allowed. Maximum Mortgage. $2,000,000.00 (Conventional); $950,000.00 (Insured) Lets you prepay a percentage of your original mortgage balance each year. Lump-Sum Prepayment Option. 20% per year. 3-YEAR VARIABLE MORTGAGE RATE (#6828) : INTELLIMORTGAGE At least 5% and no more than 19.99%. Minimum mortgage amount allowed. Minimum Mortgage. $300,000.00 (for rate shown); $150,000 (minimum*) Minimum mortgage amount allowed. Maximum Mortgage. $2,000,000.00 (Conventional); $950,000.00 (Insured) Lets you prepay a percentage of your original mortgage balance each year. 5-YEAR VARIABLE MORTGAGE RATE (#3908) : INTELLIMORTGAGE This is Canada's best variable rate if you have 20%+ equity, need to refinance or want buy a home over $1 million. Its overall flexibility is second to none with 180 days to port, blend and increase options (rare for variable-rate mortgages) and 15% annual prepayment privileges plus double-up payment ability. DISCHARGE FEES : INTELLIMORTGAGE Discharge fees change, so always confirm the exact fee with your lender. These do not include government registration fees. For example, in Ontario the land titles office charges a $75 fee to remove a lender’s mortgage charge from your title. When you are switching lenders at renewal, your old lender may charge an “assignment fee”

instead

LOGOUT LANDING : INTELLIMORTGAGE Sign in when you’re ready to continue. Got questions? Contact our experts via chat, email or 1-800-280-2460. MORTGAGE BROKER WITH CANADA’S BEST Savings is over five years. It is a comparison of the average advertised Big 6 bank "special offer" rate, versus: 1) the average discounted discretionary rate at the Big 6 banks as tracked by RateSpy.com, 2) the average broker rate as tracked by MortgageDashboard.ca, and 3) the lowest conventional full-featured 5-year fixed rate in intelliMortgage's Mortgage Builder, as of March

14, 2017.

COMPARE MORTGAGE RATES : INTELLIMORTGAGEACCOUNTLOGININTELLILOAN MORTGAGE RATESINTELLI MORTGAGE SERVICESCANADIAN MORTGAGE BROKERSMORTGAGE BROKERS CANADAINTELLIMORTGAGEINTELLILOAN MORTGAGE Mortgage Type Purchase refers to you buying a property you will live in. Refinance refers to you increasing your loan amount or amortization, or adding a secured line of credit to your mortgage. Switch refers to you changing lenders but not changing your mortgage amount, amortization, loan-to-value ratio or the number of people on

title.

LOGIN : INTELLIMORTGAGE Find Canada's Best Mortgage Rates in Minutes. Sign In. intelliMortgage uses bank-grade encryption WHY INTELLIMORTGAGE : INTELLIMORTGAGE Up-Front Rate Guarantee You want the best rate possible, so intelliMortgage minimizes the middleman to maximize your savings. We are the only mortgage broker in Canada to track every prime lender that publicly advertises mortgage rates, more than 350 in all. But unlike most mortgage providers, we give back the bulk of our compensation to “buy down” 3 EASY STEPS TO THE BEST MORTGAGE ONLINE Guarantee Details Hassle-Free Savings. 2293. Saving versus average broker rates. 4787. Saving versus average bank rates. This is a sample interest savings over five years, based on a $300,000 mortgage, a 25-year amortization and Mortgage Builder rates as of March 14, 2017. YOUR BEST MORTGAGE RATE Rob is Canada's best-known mortgage expert and a mortgage columnist for the Globe and Mail and RateSpy.com; In 2013 he built Canada's only rate search engine that compares rates from every top lender and broker; He not only envisioned a company with amazing rates, but with

legendary service.

ACCOUNT : INTELLIMORTGAGE Start securing your rate in just 6-9 minutes. Create a free account with intelliMortgage; Complete your online application; We'll call to finalize your quote, answer any questions, and hold your rate INTELLIMORTGAGE REVIEWS : INTELLIMORTGAGE See More. These are independent third-party reviews of intelliMortgage by our customers. They are placed on Google and displayed here without

modification.

COST DIFFERENCE CALCULATOR : INTELLIMORTGAGE * The cost difference equals the present value of the interest cost difference between the two rates. The rate used to discount all payments to present value is the lower of the two rates. WHAT IS THE DIFFERENCE BETWEEN A GUARANTOR AND A CO-SIGNOR What is the difference between a guarantor and a co-signor? October 28, 2017. With the cost of properties soaring in certain markets, a greater number of family members are stepping in to help their own get

their mortgage.

MORTGAGE BROKER WITH CANADA’S BEST Savings is over five years. It is a comparison of the average advertised Big 6 bank "special offer" rate, versus: 1) the average discounted discretionary rate at the Big 6 banks as tracked by RateSpy.com, 2) the average broker rate as tracked by MortgageDashboard.ca, and 3) the lowest conventional full-featured 5-year fixed rate in intelliMortgage's Mortgage Builder, as of March

14, 2017.

COMPARE MORTGAGE RATES : INTELLIMORTGAGEACCOUNTLOGININTELLILOAN MORTGAGE RATESINTELLI MORTGAGE SERVICESCANADIAN MORTGAGE BROKERSMORTGAGE BROKERS CANADAINTELLIMORTGAGEINTELLILOAN MORTGAGE Compare Mortgage Rates : intelliMortgage. Shop All of Canada's Best Mortgage Rates. Right Here. From Banks, Brokers, Credit Unions and Wholesale Lenders. Provide the Details of your Mortgage. Term. The length of the mortgage contract. You’ll pay a penalty if you break a mortgage before its term is up, unless it’s an open mortgage. LOGIN : INTELLIMORTGAGE Sign In. intelliMortgage uses bank-grade encryption. Email. Password Forgot Password. Create Account. YOUR BEST MORTGAGE RATE Others. Canada has lots of well-known mortgage brokers including Butler Mortgage, True North Mortgage, Canwise Financial, Sigma Mortgage, Monster Mortgage and so on. intelliMortgage (iM) is different from most. Here's why You pick your own mortgage, avoiding incentivized salespeople. We guarantee rates to be among the best 1%

in the country.

WHY INTELLIMORTGAGE : INTELLIMORTGAGE Up-Front Rate Guarantee You want the best rate possible, so intelliMortgage minimizes the middleman to maximize your savings. We are the only mortgage broker in Canada to track every prime lender that publicly advertises mortgage rates, more than 350 in all. But unlike most mortgage providers, we give back the bulk of our compensation to “buy down” INTELLIMORTGAGE REVIEWS : INTELLIMORTGAGE Jeff Wells. January 23, 2021 via Google. When I started to pursue a mortgage renewal with Intellimortgage, I was directed to Amanda To. She made the process incredibly straightforward. As a discount brokerage, it is expected that you have to procure more documents than with a full service mortgage broker. 3 EASY STEPS TO THE BEST MORTGAGE ONLINE Guarantee Details Hassle-Free Savings. 2293. Saving versus average broker rates. 4787. Saving versus average bank rates. This is a sample interest savings over five years, based on a $300,000 mortgage, a 25-year amortization and Mortgage Builder rates as of March 14, 2017. ACCOUNT : INTELLIMORTGAGE Start securing your rate in just 6-9 minutes. Create a free account with intelliMortgage. Complete your online application. We'll call to finalize your quote, answer any questions, and hold your rate. Or call us now at 1-800-280-2460. COST DIFFERENCE CALCULATOR : INTELLIMORTGAGE Cost Difference Calculator. This mortgage calculator lets you compare the total cost difference of two separate interest rates over any given term. * The cost difference equals the present value of the interest cost difference between the two rates. The rate used to discount all payments to present value is the lower of the two rates. WHAT IS THE DIFFERENCE BETWEEN A GUARANTOR AND A CO-SIGNOR A guarantor doesn’t have the same property rights as a co-signor since their name is only on the mortgage and not on the title of the property. Their role is strictly to guarantee that the mortgage payments can be made in order to get mortgage approval. Unlike a co-signor, the guarantor typically becomes liable for default only

after the

LOGIN : INTELLIMORTGAGE Sign In. intelliMortgage uses bank-grade encryption. Email. Password Forgot Password. Create Account. THE MORTGAGE RATE DEAL OF THE DAY This rate is for conventional purchases and switches only with at least 35% equity (up to 65% loan-to-value) Optionally convert to a 5-year fixed rate at any time without penalty, at the lender's then current rates. Enjoy flexible 20% annual lump sum prepayment privileges and 20% payment increase. Portability to a new property

with a 30-day

YOUR BEST MORTGAGE RATE Rob is Canada's best-known mortgage expert and a mortgage columnist for the Globe and Mail and RateSpy.com; In 2013 he built Canada's only rate search engine that compares rates from every top lender and broker; He not only envisioned a company with amazing rates, but with

legendary service.

CONTACT : INTELLIMORTGAGE Corporate Head Office – Toronto. intelliMortgage Inc. 5700-100 King St. West Toronto, ON L4W 4T9 RATE GUARANTEE : INTELLIMORTGAGE Up-Front Rate Guarantee. You want the best rate possible, so intelliMortgage minimizes the middleman to maximize your savings. We are the only mortgage provider in Canada to track every prime lender that publicly advertises mortgage rates, more than 350 in all. COST DIFFERENCE CALCULATOR : INTELLIMORTGAGE Cost Difference Calculator. This mortgage calculator lets you compare the total cost difference of two separate interest rates over any given term. * The cost difference equals the present value of the interest cost difference between the two rates. The rate used to discount all payments to present value is the lower of the two rates. 5-YEAR VARIABLE MORTGAGE RATE (#2684) : INTELLIMORTGAGE Minimum mortgage amount allowed. Minimum Mortgage. $300,000.00 (for rate shown); $150,000 (minimum*) Minimum mortgage amount allowed. Maximum Mortgage. $1,375,000.00 (Conventional); $950,000.00 (Insured) Lets you prepay a percentage of your original mortgage balance each year. Lump-Sum Prepayment Option. 20% per year. HOW MUCH ARE LEGAL FEES FOR A MORTGAGE? : INTELLIMORTGAGE Mortgages must be registered with the province. For this, a lawyer is involved in most provinces. Lawyers (or legal agents) generally charge the following for this service: For purchases: $1,200 to $1,500 For refinances: $1,200 to $1,500 For lender switches: No charge (unless your mortgage is a “collateral charge”) Lender switches are where

you simply

DISCHARGE FEES : INTELLIMORTGAGE Discharge fees change, so always confirm the exact fee with your lender. These do not include government registration fees. For example, in Ontario the land titles office charges a $75 fee to remove a lender’s mortgage charge from your title. When you are switching lenders at renewal, your old lender may charge an “assignment fee”

instead

LOGOUT LANDING : INTELLIMORTGAGE Sign in when you’re ready to continue. Got questions? Contact our experts via chat, email or 1-800-280-2460.

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$965,764,836

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mortgages closed with intelliMortgage “WANT A REALLY LOW MORTGAGE RATE, WITHOUT THE SALES SPIN?…INTELLIMORTGAGE… CHECKS FOR THE BEST RATE FROM AMONG BANKS, CREDIT UNIONS AND WHOLESALE LENDERS WHO DON’T DEAL DIRECTLY WITH THE

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MORTGAGE BROKERS AND BANKS VS. IM'S DIGITAL MORTGAGE™

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706

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3200

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Savings is over five years. It is a comparison of the average advertised Big 6 bank "special offer" rate, versus: 1) the average discounted discretionary rate at the Big 6 banks as tracked by RateSpy.com, 2) the average broker rate as tracked by MortgageDashboard.ca, and 3) the lowest conventional full-featured 5-year fixed rate in intelliMortgage's Mortgage Builder, as of March 14, 2017. Assumes a $300,000 mortgage and 25-year amortization. Rates may vary from what you see here, depending on the market, your personal circumstances and qualifications. OAC.

NO SURPRISE FEES

WE NEVER CHARGE FEES TO CLOSE YOUR MORTGAGE, EVER. IN FACT, LENDERS PAY US TO PROCESS YOUR MORTGAGE ON THEIR BEHALF. WE IN TURN TAKE ABOUT TWO-THIRDS OF THEIR FEE AND GIVE IT RIGHT BACK TO YOU, THROUGH RATE BUYDOWNS AND CASH REBATES.

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MORTGAGE FEATURES MATTER Saving 0.1% or 0.2% on the interest rate doesn't help if you pick a

mortgage with:

* __The wrong term

* __Portability limits

* __High penalties

* __Refinance restrictions * __High rates on variable conversions * __High rates on mid-term refinances * __Reinvestment fees * __Insufficient prepayment privileges * __A collateral charge

* __And so on...

INTELLIMORTGAGE OBJECTIVELY COMPARES EVERY MAJOR LENDER AND HELPS YOU PICK THE BEST RATE AND THE BEST CONTRACT TERMS.

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YOU CONTROL YOUR RATE

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Fast, Easy & Convenient__ No Commissioned Salespeople__ Worry-Free Rate Guarantee__

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PROTECTION AND PEACE OF MIND INTELLIMORTGAGE USES STATE-OF-THE-ART AUTHENTICATION, ENCRYPTION, FIREWALLS AND ANTI-PENETRATION TECHNOLOGY TO KEEP YOUR PERSONAL

INFORMATION SAFE.

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IN OUR CLIENT'S WORDS intelliMortgage strives for amazing reviews, and it starts with world-class service.

JENNY HUYNH

March 5, 2020 via Google It was a pleasure working with Leslie, she made our mortgage application so easy and continued to work with us to get us the best rates! We will definitely keep Intellimortgage in mind if we know of anyone needing a mortgage, or maybe when we are ready to invest in another... Read more

CHAO LU

February 13, 2020 via Google Kam from IntelliMortgage is very knowledgable and has been super helpful. She did her best to try to get the lowest rate of my desired term. It was a very pleasant experience.

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MORTGAGE OVER $1,000,000 Mortgages over $1,000,000 qualify for special pricing. Please contact us at 1-800-280-2460 or via email. THIS APPLICATION FORM IS FOR OWNER-OCCUPIED HOMES ONLY. Please contact us 800-280-2460 or info@intelliMortgage.com.

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