ZELLE LLP: ZELLE CORONAVIRUS INSURANCE WEBINAR SERIES This webinar will discuss some of the issues and challenges in measuring time element losses for coronavirus claims. The discussion will include legal issues involving the period of restoration, actual loss sustained, mitigation and make-up, and extended period of indemnity. Wednesday, April 15, 2020; 10:00-11:00 a.m. CST;

16:00-17:00 GMT.

ZELLE LLP

More importantly, to bring an end to the gamesmanship altogether, Texas insurers should consider amending their policy forms to require that the parties jointly apply to a court for the appointment of an umpire. —By G. Brian Odom, Zelle Hofmann Voelbel & Mason LLP. Brian Odom is a partner in Zelle Hofmann's Dallas office. ZELLE LLP: BRETT A. WALLINGFORD Brett A. Wallingford. Brett handles complex coverage and extracontractual matters for several major insurance companies. He represents clients throughout the United States on some of their most important matters including the World Trade Center disaster and Hurricanes Katrina and Rita. ZELLE LLP: BENNETT A. MOSS Bennett A. Moss. Bennett is an attorney in Zelle’s Dallas office. His practice focuses on insurance coverage and commercial business litigation, where he represents clients through every stage of litigation. Bennett has a unique understanding of the obstacles insurers face in first-party claims, and has a keen ability of identifying the heart ZELLE LLP: WM. GERALD MCELROY, JR.SEE MORE ON ZELLE.COM ZELLE LLP: CHRISTOPHER T. MICHELETTISEE MORE ON ZELLE.COM ZELLE LLP: JUDITH A. ZAHIDSEE MORE ON ZELLE.COM ZELLE LLP: QIANWEI FUSEE MORE ON ZELLE.COM

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ZELLE LLP: RICHARD G. URQUHART, P.E.SEE MORE ON ZELLE.COM ZELLE LLP: ZELLE CORONAVIRUS INSURANCE WEBINAR SERIES This webinar will discuss some of the issues and challenges in measuring time element losses for coronavirus claims. The discussion will include legal issues involving the period of restoration, actual loss sustained, mitigation and make-up, and extended period of indemnity. Wednesday, April 15, 2020; 10:00-11:00 a.m. CST;

16:00-17:00 GMT.

ZELLE LLP

More importantly, to bring an end to the gamesmanship altogether, Texas insurers should consider amending their policy forms to require that the parties jointly apply to a court for the appointment of an umpire. —By G. Brian Odom, Zelle Hofmann Voelbel & Mason LLP. Brian Odom is a partner in Zelle Hofmann's Dallas office. ZELLE LLP: BRETT A. WALLINGFORD Brett A. Wallingford. Brett handles complex coverage and extracontractual matters for several major insurance companies. He represents clients throughout the United States on some of their most important matters including the World Trade Center disaster and Hurricanes Katrina and Rita. ZELLE LLP: BENNETT A. MOSS Bennett A. Moss. Bennett is an attorney in Zelle’s Dallas office. His practice focuses on insurance coverage and commercial business litigation, where he represents clients through every stage of litigation. Bennett has a unique understanding of the obstacles insurers face in first-party claims, and has a keen ability of identifying the heart ZELLE LLP: WM. GERALD MCELROY, JR.SEE MORE ON ZELLE.COM ZELLE LLP: CHRISTOPHER T. MICHELETTISEE MORE ON ZELLE.COM ZELLE LLP: JUDITH A. ZAHIDSEE MORE ON ZELLE.COM ZELLE LLP: QIANWEI FUSEE MORE ON ZELLE.COM

ZELLE LLP: DALLAS

901 Main Street Suite 4000 Dallas, TX 75202 Tel: 214-742-3000 Fax:

214-760-8994

ZELLE LLP: RICHARD G. URQUHART, P.E.SEE MORE ON ZELLE.COM ZELLE LLP: ZELLE CORONAVIRUS INSURANCE WEBINAR SERIES This webinar will discuss some of the issues and challenges in measuring time element losses for coronavirus claims. The discussion will include legal issues involving the period of restoration, actual loss sustained, mitigation and make-up, and extended period of indemnity. Wednesday, April 15, 2020; 10:00-11:00 a.m. CST;

16:00-17:00 GMT.

ZELLE LLP

In 2015, Saúl Lliuya, a farmer and mountain guide in Peru, filed a lawsuit in Germany against RWE AG, the German utility company. Lliuya lives in Huaraz, a city in the Peruvian Andes, which is in the flood path of Lake Palcacocha. Due to the glacial retreat induced by climate change, the lake’s volume has increased and threatens to overflow ZELLE LLP: BENNETT A. MOSS Bennett A. Moss. Bennett is an attorney in Zelle’s Dallas office. His practice focuses on insurance coverage and commercial business litigation, where he represents clients through every stage of litigation. Bennett has a unique understanding of the obstacles insurers face in first-party claims, and has a keen ability of identifying the heart ZELLE LLP: J.C. QUINTANA J.C. Quintana. J.C. Quintana is an insurance services attorney. His clients benefit from his substantial civil defense litigation experience, which includes handling first and third-party insurance matters and insurance coverage issues. Having a background that also includes commercial and consumer litigation, J.C. also has experience

drafting

ZELLE LLP: DAN MILLEA Noteworthy. Dan is AV rated by Martindale-Hubbell and was named a Minnesota Super Lawyer for 2014-2018. He is a member of the firm’s Executive Committee. Dan was selected by his peers for inclusion in The Best Lawyers in America® for 2021. Named a “Minnesota Litigation Star” for 2020 and 2021 in Benchmark Litigation. ZELLE LLP: JASON REEVES Jason Reeves. Jason Reeves is an English solicitor and a licensed attorney in Texas. He has unique experience of practicing law in the U.S. and England. Jason focuses on complex insurance disputes in England, the U.S., and other jurisdictions. He resolves disputes through litigation, arbitration, appraisal, mediation, and

negotiation.

ZELLE LLP: MATTHEW GONZALEZ Matthew Gonzalez. Matt has focused his practice on the analysis of insurance and reinsurance coverage issues in various commercial and industrial sectors (e.g., commercial property; energy/power generation; refinery; pipeline; heavy equipment/machinery) arising under various first party property insurance and reinsurance agreements, including All-Risk, Builder’s Risk, Erection All Risk ZELLE LLP: JONATHAN R. MACBRIDE Jonathan R. MacBride. Since 1999, Jon’s practice has focused on the representation of domestic and international insurance and reinsurance markets in coverage disputes, claim evaluations, and recovery efforts arising out of residential, commercial and industrial losses throughout the United States. These include fire, explosion, collapse ZELLE LLP: RICHARD G. URQUHART, P.E. Richard G. Urquhart, P.E. Richard (Dick) Urquhart is a seasoned litigator specializing in catastrophe coverage, builder’s risk coverage, business interruption and subrogation. Prior to practicing law, Dick worked as an engineer in the energy industry, and he has

been a

ZELLE LLP: JAMES ROBERTSON MARTIN James Robertson Martin. Jim has experience in all aspects of complex antitrust, commercial, and financial services litigation on a national and international scale. He has represented corporations, financial institutions, and federal agencies in high stakes litigation ranging from cartels to monopolization, with a recent focus on the developing ZELLE LLP: J.C. QUINTANA J.C. Quintana. J.C. Quintana is an insurance services attorney. His clients benefit from his substantial civil defense litigation experience, which includes handling first and third-party insurance matters and insurance coverage issues. Having a background that also includes commercial and consumer litigation, J.C. also has experience

drafting

ZELLE LLP: JOHN A. CARRIEL John A. Carriel. John’s practice focuses on complex antitrust and financial litigation, including class action litigation relating to securities and cryptocurrencies. He has experience in many aspects of litigation, including pre-suit investigation, case initiation, pre-trial motion practice and hearings, discovery, and class

certification.

ZELLE LLP

More importantly, to bring an end to the gamesmanship altogether, Texas insurers should consider amending their policy forms to require that the parties jointly apply to a court for the appointment of an umpire. —By G. Brian Odom, Zelle Hofmann Voelbel & Mason LLP. Brian Odom is a partner in Zelle Hofmann's Dallas office. ZELLE LLP: WM. GERALD MCELROY, JR.SEE MORE ON ZELLE.COM

ZELLE LLP

Don’t overlook going “outside the party lines” as part of your discovery strategy, particularly where the party lines are heavily defended. —By Lindsey P. Bruning, Zelle Hofmann Voelbel & Mason LLP. Lindsey Bruning is a senior associate in Zelle Hofmann's Dallas

office.

ZELLE LLP: BRETT A. WALLINGFORD Brett A. Wallingford. Brett handles complex coverage and extracontractual matters for several major insurance companies. He represents clients throughout the United States on some of their most important matters including the World Trade Center disaster and Hurricanes Katrina and Rita. ZELLE LLP: CHRISTOPHER T. MICHELETTISEE MORE ON ZELLE.COM ZELLE LLP: JUDITH A. ZAHIDSEE MORE ON ZELLE.COM ZELLE LLP: QIANWEI FUSEE MORE ON ZELLE.COM ZELLE LLP: JAMES ROBERTSON MARTINSEE MORE ON ZELLE.COM ZELLE LLP: J.C. QUINTANA J.C. Quintana. J.C. Quintana is an insurance services attorney. His clients benefit from his substantial civil defense litigation experience, which includes handling first and third-party insurance matters and insurance coverage issues. Having a background that also includes commercial and consumer litigation, J.C. also has experience

drafting

ZELLE LLP: JOHN A. CARRIEL John A. Carriel. John’s practice focuses on complex antitrust and financial litigation, including class action litigation relating to securities and cryptocurrencies. He has experience in many aspects of litigation, including pre-suit investigation, case initiation, pre-trial motion practice and hearings, discovery, and class

certification.

ZELLE LLP

More importantly, to bring an end to the gamesmanship altogether, Texas insurers should consider amending their policy forms to require that the parties jointly apply to a court for the appointment of an umpire. —By G. Brian Odom, Zelle Hofmann Voelbel & Mason LLP. Brian Odom is a partner in Zelle Hofmann's Dallas office. ZELLE LLP: WM. GERALD MCELROY, JR.SEE MORE ON ZELLE.COM

ZELLE LLP

Don’t overlook going “outside the party lines” as part of your discovery strategy, particularly where the party lines are heavily defended. —By Lindsey P. Bruning, Zelle Hofmann Voelbel & Mason LLP. Lindsey Bruning is a senior associate in Zelle Hofmann's Dallas

office.

ZELLE LLP: BRETT A. WALLINGFORD Brett A. Wallingford. Brett handles complex coverage and extracontractual matters for several major insurance companies. He represents clients throughout the United States on some of their most important matters including the World Trade Center disaster and Hurricanes Katrina and Rita. ZELLE LLP: CHRISTOPHER T. MICHELETTISEE MORE ON ZELLE.COM ZELLE LLP: JUDITH A. ZAHIDSEE MORE ON ZELLE.COM ZELLE LLP: QIANWEI FUSEE MORE ON ZELLE.COM ZELLE LLP: JAMES ROBERTSON MARTINSEE MORE ON ZELLE.COM

ZELLE LLP

Certain Underwriters at Lloyd’s of London, 398 Fed. Appx. 44, 48-49 (5th Cir. 2010); Kirundi v. Am. W. Home Ins., No. 3:09-CV-442, 2011 U.S. Dist. LEXIS 21371, at *11-14 (N.D. Ind. Mar. 2, 2011). Limited Instances of Coverage for Property Owners. Aside from the rare situation in which the property owner is a named insured or additional ZELLE LLP: ANTITRUST CASES Antitrust Cases. Examples of Antitrust Cases . In re LIBOR-Based Financial Instruments Antitrust Litigation, MDL No. 2262, No. 1:11-md-02262 (S.D.N.Y.).Representing Freddie Mac and the FDIC as Receiver for 39 Closed Banks and serves as liaison counsel for more than two dozen DAPs (represented by, among others, Lieff Cabraser, Keller Rohrback, and Quinn Emanuel).

ZELLE LLP

Don’t overlook going “outside the party lines” as part of your discovery strategy, particularly where the party lines are heavily defended. —By Lindsey P. Bruning, Zelle Hofmann Voelbel & Mason LLP. Lindsey Bruning is a senior associate in Zelle Hofmann's Dallas

office.

ZELLE LLP: WM. GERALD MCELROY, JR. Wm. Gerald McElroy, Jr. Jerry is a trial and appellate lawyer who has handled major complex civil litigation for over thirty years. He has represented both plaintiffs and defendants in a wide range of major cases, including reinsurance arbitrations; products liability litigation; environmental, toxic tort and asbestos insurance coverage litigation; first-party property insurance coverage cases ZELLE LLP: BENNETT A. MOSS Bennett A. Moss. Bennett is an attorney in Zelle’s Dallas office. His practice focuses on insurance coverage and commercial business litigation, where he represents clients through every stage of litigation. Bennett has a unique understanding of the obstacles insurers face in first-party claims, and has a keen ability of identifying the heart ZELLE LLP: JASON REEVES Jason Reeves. Jason Reeves is an English solicitor and a licensed attorney in Texas. He has unique experience of practicing law in the U.S. and England. Jason focuses on complex insurance disputes in England, the U.S., and other jurisdictions. He resolves disputes through litigation, arbitration, appraisal, mediation, and

negotiation.

ZELLE LLP: VIRTUAL LITIGATION MAY UNRAVEL THE NARCISSISTIC Narcissists in courtroom settings are often incredibly charismatic, charming and convincing. This is because narcissists survive on narcissistic supply. ZELLE LLP: MINNEAPOLIS 500 Washington Avenue South Suite 4000 Minneapolis, MN 55415 Tel: 612-339-2020 Fax: 612-336-9100 ZELLE LLP: RICHARD G. URQUHART, P.E. Richard G. Urquhart, P.E. Richard (Dick) Urquhart is a seasoned litigator specializing in catastrophe coverage, builder’s risk coverage, business interruption and subrogation. Prior to practicing law, Dick worked as an engineer in the energy industry, and he has

been a

ZELLE LLP: JAMES ROBERTSON MARTIN James Robertson Martin. Jim has experience in all aspects of complex antitrust, commercial, and financial services litigation on a national and international scale. He has represented corporations, financial institutions, and federal agencies in high stakes litigation ranging from cartels to monopolization, with a recent focus on the developing ZELLE LLP: J.C. QUINTANA J.C. Quintana. J.C. Quintana is an insurance services attorney. His clients benefit from his substantial civil defense litigation experience, which includes handling first and third-party insurance matters and insurance coverage issues. Having a background that also includes commercial and consumer litigation, J.C. also has experience

drafting

ZELLE LLP: JOHN A. CARRIEL John A. Carriel. John’s practice focuses on complex antitrust and financial litigation, including class action litigation relating to securities and cryptocurrencies. He has experience in many aspects of litigation, including pre-suit investigation, case initiation, pre-trial motion practice and hearings, discovery, and class

certification.

ZELLE LLP

More importantly, to bring an end to the gamesmanship altogether, Texas insurers should consider amending their policy forms to require that the parties jointly apply to a court for the appointment of an umpire. —By G. Brian Odom, Zelle Hofmann Voelbel & Mason LLP. Brian Odom is a partner in Zelle Hofmann's Dallas office. ZELLE LLP: WM. GERALD MCELROY, JR.SEE MORE ON ZELLE.COM

ZELLE LLP

Don’t overlook going “outside the party lines” as part of your discovery strategy, particularly where the party lines are heavily defended. —By Lindsey P. Bruning, Zelle Hofmann Voelbel & Mason LLP. Lindsey Bruning is a senior associate in Zelle Hofmann's Dallas

office.

ZELLE LLP: BRETT A. WALLINGFORD Brett A. Wallingford. Brett handles complex coverage and extracontractual matters for several major insurance companies. He represents clients throughout the United States on some of their most important matters including the World Trade Center disaster and Hurricanes Katrina and Rita. ZELLE LLP: CHRISTOPHER T. MICHELETTISEE MORE ON ZELLE.COM ZELLE LLP: JUDITH A. ZAHIDSEE MORE ON ZELLE.COM ZELLE LLP: QIANWEI FUSEE MORE ON ZELLE.COM ZELLE LLP: JAMES ROBERTSON MARTINSEE MORE ON ZELLE.COM ZELLE LLP: J.C. QUINTANA J.C. Quintana. J.C. Quintana is an insurance services attorney. His clients benefit from his substantial civil defense litigation experience, which includes handling first and third-party insurance matters and insurance coverage issues. Having a background that also includes commercial and consumer litigation, J.C. also has experience

drafting

ZELLE LLP: JOHN A. CARRIEL John A. Carriel. John’s practice focuses on complex antitrust and financial litigation, including class action litigation relating to securities and cryptocurrencies. He has experience in many aspects of litigation, including pre-suit investigation, case initiation, pre-trial motion practice and hearings, discovery, and class

certification.

ZELLE LLP

More importantly, to bring an end to the gamesmanship altogether, Texas insurers should consider amending their policy forms to require that the parties jointly apply to a court for the appointment of an umpire. —By G. Brian Odom, Zelle Hofmann Voelbel & Mason LLP. Brian Odom is a partner in Zelle Hofmann's Dallas office. ZELLE LLP: WM. GERALD MCELROY, JR.SEE MORE ON ZELLE.COM

ZELLE LLP

Don’t overlook going “outside the party lines” as part of your discovery strategy, particularly where the party lines are heavily defended. —By Lindsey P. Bruning, Zelle Hofmann Voelbel & Mason LLP. Lindsey Bruning is a senior associate in Zelle Hofmann's Dallas

office.

ZELLE LLP: BRETT A. WALLINGFORD Brett A. Wallingford. Brett handles complex coverage and extracontractual matters for several major insurance companies. He represents clients throughout the United States on some of their most important matters including the World Trade Center disaster and Hurricanes Katrina and Rita. ZELLE LLP: CHRISTOPHER T. MICHELETTISEE MORE ON ZELLE.COM ZELLE LLP: JUDITH A. ZAHIDSEE MORE ON ZELLE.COM ZELLE LLP: QIANWEI FUSEE MORE ON ZELLE.COM ZELLE LLP: JAMES ROBERTSON MARTINSEE MORE ON ZELLE.COM

ZELLE LLP

Certain Underwriters at Lloyd’s of London, 398 Fed. Appx. 44, 48-49 (5th Cir. 2010); Kirundi v. Am. W. Home Ins., No. 3:09-CV-442, 2011 U.S. Dist. LEXIS 21371, at *11-14 (N.D. Ind. Mar. 2, 2011). Limited Instances of Coverage for Property Owners. Aside from the rare situation in which the property owner is a named insured or additional ZELLE LLP: ANTITRUST CASES Antitrust Cases. Examples of Antitrust Cases . In re LIBOR-Based Financial Instruments Antitrust Litigation, MDL No. 2262, No. 1:11-md-02262 (S.D.N.Y.).Representing Freddie Mac and the FDIC as Receiver for 39 Closed Banks and serves as liaison counsel for more than two dozen DAPs (represented by, among others, Lieff Cabraser, Keller Rohrback, and Quinn Emanuel).

ZELLE LLP

Don’t overlook going “outside the party lines” as part of your discovery strategy, particularly where the party lines are heavily defended. —By Lindsey P. Bruning, Zelle Hofmann Voelbel & Mason LLP. Lindsey Bruning is a senior associate in Zelle Hofmann's Dallas

office.

ZELLE LLP: WM. GERALD MCELROY, JR. Wm. Gerald McElroy, Jr. Jerry is a trial and appellate lawyer who has handled major complex civil litigation for over thirty years. He has represented both plaintiffs and defendants in a wide range of major cases, including reinsurance arbitrations; products liability litigation; environmental, toxic tort and asbestos insurance coverage litigation; first-party property insurance coverage cases ZELLE LLP: BENNETT A. MOSS Bennett A. Moss. Bennett is an attorney in Zelle’s Dallas office. His practice focuses on insurance coverage and commercial business litigation, where he represents clients through every stage of litigation. Bennett has a unique understanding of the obstacles insurers face in first-party claims, and has a keen ability of identifying the heart ZELLE LLP: JASON REEVES Jason Reeves. Jason Reeves is an English solicitor and a licensed attorney in Texas. He has unique experience of practicing law in the U.S. and England. Jason focuses on complex insurance disputes in England, the U.S., and other jurisdictions. He resolves disputes through litigation, arbitration, appraisal, mediation, and

negotiation.

ZELLE LLP: VIRTUAL LITIGATION MAY UNRAVEL THE NARCISSISTIC Narcissists in courtroom settings are often incredibly charismatic, charming and convincing. This is because narcissists survive on narcissistic supply. ZELLE LLP: MINNEAPOLIS 500 Washington Avenue South Suite 4000 Minneapolis, MN 55415 Tel: 612-339-2020 Fax: 612-336-9100 ZELLE LLP: RICHARD G. URQUHART, P.E. Richard G. Urquhart, P.E. Richard (Dick) Urquhart is a seasoned litigator specializing in catastrophe coverage, builder’s risk coverage, business interruption and subrogation. Prior to practicing law, Dick worked as an engineer in the energy industry, and he has

been a

ZELLE LLP: JAMES ROBERTSON MARTIN James Robertson Martin. Jim has experience in all aspects of complex antitrust, commercial, and financial services litigation on a national and international scale. He has represented corporations, financial institutions, and federal agencies in high stakes litigation ranging from cartels to monopolization, with a recent focus on the developing

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