WHAT MORTGAGE: LATEST MORTGAGE NEWS & ADVICE FOR HOME BUYERSNEWSHOUSINGAWARDSESSENTIALSADVICEFIRST-TIME BUYERS What Mortgage website covers all the latest mortgage news & calculators for first time buyers, remortgagers, movers & buy to let

landlords.

WILL NEW GOVERNMENT BILLS EASE THE HOUSING CRISIS?SEE MORE ON

WHATMORTGAGE.CO.UK

WARNINGS OF PROPERTY MARKET CRASH AS HOUSE PRICE GROWTHSEE MORE ON

WHATMORTGAGE.CO.UK

LANDLORDS AND THE LAW: WHAT’S EXPECTED OF YOU IN 2021 The Stamp Duty Land Tax break, which came into effect from 8 July 2020, is scheduled to end on 31 March 2021. The scheme, introduced as part of chancellor Rishi Sunak’s Summer Statement, means that no stamp duty is payable on residential properties up to the value of �500,000, although 3% is charged on additional properties. A BROKER’S VIEW: MORTGAGE OPTIONS FOR FURLOUGHED EMPLOYEES A broker’s view: Mortgage options for furloughed employees. If you are once again on furlough or are receiving self-employed support there are limited mortgage options – but it doesn’t mean you have reached a dead end. Greg Cunnington of Alexander Hall talks you through some solutions. Earlier this month, the government confirmed

the

BUY-TO-LET FEES: THE TRUE COST OF BEING A LANDLORD Buy-to-let fees: The true cost of being a landlord. Being a buy-to-let landlord will set you back an additional £609.95 in annual fees, a new study by CIA Landlord has revealed. The insurance provider looked at all the costs involved in purchasing a property to rent as well as the frequency of payments and which areas of the country you can A BROKER’S VIEW: HOW COVID HAS IMPACTED SELF-EMPLOYEDSEE MORE ON

WHATMORTGAGE.CO.UK

HOUSING MARKET MINI BOOM CONTINUES Housing market mini boom continues – but how long will it last? House prices are continuing to rise at record rates as buyers take advantage of the stamp duty holiday to move to more rural surrounds. Nationwide’s latest monthly house price index revealed house prices went up by 0.9% month-on-month in September, which compares to a 2% HOW MUCH BELOW THE ASKING PRICE SHOULD YOU OFFER? In London, 32.34% of properties for sale have had their asking price reduced – down slightly from 33.2% last December, with an average discount of 7.5% (£57,323), which marks a slight decline from 7.6% at the end of last year. The borough of Merton has the greatest proportion of reduced price listings (39.0%) and the biggest price

decreases

WARNING: DON’T LET NEW SEPTIC TANK RULES DELAY YOUR SALE Warning: Don’t let new septic tank rules delay your sale. Homebuyers and sellers are being alerted to new rules on septic tanks which mean many systems must be upgraded or replaced in the next six months. Concerns wastewater could be polluting local watercourses has led the Environment Agency to instruct homeowners with tanks which discharge WHAT MORTGAGE: LATEST MORTGAGE NEWS & ADVICE FOR HOME BUYERSNEWSHOUSINGAWARDSESSENTIALSADVICEFIRST-TIME BUYERS What Mortgage website covers all the latest mortgage news & calculators for first time buyers, remortgagers, movers & buy to let

landlords.

WILL NEW GOVERNMENT BILLS EASE THE HOUSING CRISIS?SEE MORE ON

WHATMORTGAGE.CO.UK

WARNINGS OF PROPERTY MARKET CRASH AS HOUSE PRICE GROWTHSEE MORE ON

WHATMORTGAGE.CO.UK

LANDLORDS AND THE LAW: WHAT’S EXPECTED OF YOU IN 2021 The Stamp Duty Land Tax break, which came into effect from 8 July 2020, is scheduled to end on 31 March 2021. The scheme, introduced as part of chancellor Rishi Sunak’s Summer Statement, means that no stamp duty is payable on residential properties up to the value of �500,000, although 3% is charged on additional properties. A BROKER’S VIEW: MORTGAGE OPTIONS FOR FURLOUGHED EMPLOYEES A broker’s view: Mortgage options for furloughed employees. If you are once again on furlough or are receiving self-employed support there are limited mortgage options – but it doesn’t mean you have reached a dead end. Greg Cunnington of Alexander Hall talks you through some solutions. Earlier this month, the government confirmed

the

BUY-TO-LET FEES: THE TRUE COST OF BEING A LANDLORD Buy-to-let fees: The true cost of being a landlord. Being a buy-to-let landlord will set you back an additional £609.95 in annual fees, a new study by CIA Landlord has revealed. The insurance provider looked at all the costs involved in purchasing a property to rent as well as the frequency of payments and which areas of the country you can A BROKER’S VIEW: HOW COVID HAS IMPACTED SELF-EMPLOYEDSEE MORE ON

WHATMORTGAGE.CO.UK

HOUSING MARKET MINI BOOM CONTINUES Housing market mini boom continues – but how long will it last? House prices are continuing to rise at record rates as buyers take advantage of the stamp duty holiday to move to more rural surrounds. Nationwide’s latest monthly house price index revealed house prices went up by 0.9% month-on-month in September, which compares to a 2% HOW MUCH BELOW THE ASKING PRICE SHOULD YOU OFFER? In London, 32.34% of properties for sale have had their asking price reduced – down slightly from 33.2% last December, with an average discount of 7.5% (£57,323), which marks a slight decline from 7.6% at the end of last year. The borough of Merton has the greatest proportion of reduced price listings (39.0%) and the biggest price

decreases

WARNING: DON’T LET NEW SEPTIC TANK RULES DELAY YOUR SALE Warning: Don’t let new septic tank rules delay your sale. Homebuyers and sellers are being alerted to new rules on septic tanks which mean many systems must be upgraded or replaced in the next six months. Concerns wastewater could be polluting local watercourses has led the Environment Agency to instruct homeowners with tanks which discharge LANDLORDS AND THE LAW: WHAT’S EXPECTED OF YOU IN 2021 The Stamp Duty Land Tax break, which came into effect from 8 July 2020, is scheduled to end on 31 March 2021. The scheme, introduced as part of chancellor Rishi Sunak’s Summer Statement, means that no stamp duty is payable on residential properties up to the value of �500,000, although 3% is charged on additional properties. NEWS :: WHAT MORTGAGE Read all the latest mortgage news at What Mortgage. Know how much you can borrow, which mortgage to choose with our comprehensive mortgage

calculators.

AWARDS :: WHAT MORTGAGE 2012 Awards Results. This year has seen the 19th annual What Mortgage Awards take place, celebrating the best businesses in the UK consumer mortgage and insurance markets, as voted for by our loyal audience. This year's voting process spanned a 12-week period, seeing us receive in excess of 25,000 votes. This represents our biggest awards year HOW MUCH EQUITY CAN I RELEASE FROM MY HOME? If you are considering equity release to top up your retirement fund it’s important to know how much you can release before you make your decision. Justin Cole, director at SunLife, explains which factors can influence the figures Equity release can be a great way to get some

additional cash if

REMORTGAGE IN MINUTES Remortgaging can feel like a thoroughly arduous process – so much so that many people can be put off and not bother switching to a better deal at all. So, imagine being able to get your remortgage deal approved – or not – in the same way you might sign

WHAT MORTGAGE

ADVICE TO READERS While this email is checked for accuracy, we are not liable for any incorrect information included. We recommend that you make enquiries based on your own circumstances and, if necessary, take professional advice before entering into transactions. NEWS :: WHAT MORTGAGE Mortgage Knights One2One with Post Office Mortgages – Remortgaging. Ben Wilkie, editor of What Mortgage, talks to Michael Cook, head of personal lending at Post Office Mortgages about remortgaging; When should borrowers start to think about remortgaging? NEWS :: WHAT MORTGAGE Annual house price growth slows to lowest rate since 2013. Average annual house price growth has slowed to 5.8%, the lowest yearly growth rate since August 2013, MORTGAGES FOR 5% DEPOSITS ARE BACK Rarely does a day pass without another lender announcing their relaunch into 95% lending. Those not looking at the market on a day-to-day basis may be forgiven for thinking almost everything is back to normal in terms of availability of mortgages if you only have

a 5% deposits.

A BROKER’S VIEW: MORTGAGE OPTIONS FOR FURLOUGHED EMPLOYEES A broker’s view: Mortgage options for furloughed employees. If you are once again on furlough or are receiving self-employed support there are limited mortgage options – but it doesn’t mean you have reached a dead end. Greg Cunnington of Alexander Hall talks you through some solutions. Earlier this month, the government confirmed

the

WHAT MORTGAGE: LATEST MORTGAGE NEWS & ADVICE FOR HOME BUYERSNEWSHOUSINGAWARDSESSENTIALSADVICEFIRST-TIME BUYERS What Mortgage website covers all the latest mortgage news & calculators for first time buyers, remortgagers, movers & buy to let

landlords.

WILL NEW GOVERNMENT BILLS EASE THE HOUSING CRISIS?SEE MORE ON

WHATMORTGAGE.CO.UK

WARNINGS OF PROPERTY MARKET CRASH AS HOUSE PRICE GROWTHSEE MORE ON

WHATMORTGAGE.CO.UK

LANDLORDS AND THE LAW: WHAT’S EXPECTED OF YOU IN 2021 The Stamp Duty Land Tax break, which came into effect from 8 July 2020, is scheduled to end on 31 March 2021. The scheme, introduced as part of chancellor Rishi Sunak’s Summer Statement, means that no stamp duty is payable on residential properties up to the value of �500,000, although 3% is charged on additional properties. BUY-TO-LET FEES: THE TRUE COST OF BEING A LANDLORD Buy-to-let fees: The true cost of being a landlord. Being a buy-to-let landlord will set you back an additional £609.95 in annual fees, a new study by CIA Landlord has revealed. The insurance provider looked at all the costs involved in purchasing a property to rent as well as the frequency of payments and which areas of the country you can A BROKER’S VIEW: HOW COVID HAS IMPACTED SELF-EMPLOYEDSEE MORE ON

WHATMORTGAGE.CO.UK

HOUSING MARKET MINI BOOM CONTINUES Housing market mini boom continues – but how long will it last? House prices are continuing to rise at record rates as buyers take advantage of the stamp duty holiday to move to more rural surrounds. Nationwide’s latest monthly house price index revealed house prices went up by 0.9% month-on-month in September, which compares to a 2% HOW MUCH BELOW THE ASKING PRICE SHOULD YOU OFFER? In London, 32.34% of properties for sale have had their asking price reduced – down slightly from 33.2% last December, with an average discount of 7.5% (£57,323), which marks a slight decline from 7.6% at the end of last year. The borough of Merton has the greatest proportion of reduced price listings (39.0%) and the biggest price

decreases

WARNING: DON’T LET NEW SEPTIC TANK RULES DELAY YOUR SALE Warning: Don’t let new septic tank rules delay your sale. Homebuyers and sellers are being alerted to new rules on septic tanks which mean many systems must be upgraded or replaced in the next six months. Concerns wastewater could be polluting local watercourses has led the Environment Agency to instruct homeowners with tanks which discharge HOW BAMBOO COULD DAMAGE YOUR PROPERTY AND THREATEN YOUR Homeowners are being warned about planting certain types of bamboo in their garden after it emerged it had the potential to cause serious damage to properties. The alert is being issued after a retired couple from Reading in Berkshire were mis-sold an invasive type of bamboo which spread rapidly, destroying their patio and threatening their

house.

WHAT MORTGAGE: LATEST MORTGAGE NEWS & ADVICE FOR HOME BUYERSNEWSHOUSINGAWARDSESSENTIALSADVICEFIRST-TIME BUYERS What Mortgage website covers all the latest mortgage news & calculators for first time buyers, remortgagers, movers & buy to let

landlords.

WILL NEW GOVERNMENT BILLS EASE THE HOUSING CRISIS?SEE MORE ON

WHATMORTGAGE.CO.UK

WARNINGS OF PROPERTY MARKET CRASH AS HOUSE PRICE GROWTHSEE MORE ON

WHATMORTGAGE.CO.UK

LANDLORDS AND THE LAW: WHAT’S EXPECTED OF YOU IN 2021 The Stamp Duty Land Tax break, which came into effect from 8 July 2020, is scheduled to end on 31 March 2021. The scheme, introduced as part of chancellor Rishi Sunak’s Summer Statement, means that no stamp duty is payable on residential properties up to the value of �500,000, although 3% is charged on additional properties. BUY-TO-LET FEES: THE TRUE COST OF BEING A LANDLORD Buy-to-let fees: The true cost of being a landlord. Being a buy-to-let landlord will set you back an additional £609.95 in annual fees, a new study by CIA Landlord has revealed. The insurance provider looked at all the costs involved in purchasing a property to rent as well as the frequency of payments and which areas of the country you can A BROKER’S VIEW: HOW COVID HAS IMPACTED SELF-EMPLOYEDSEE MORE ON

WHATMORTGAGE.CO.UK

HOUSING MARKET MINI BOOM CONTINUES Housing market mini boom continues – but how long will it last? House prices are continuing to rise at record rates as buyers take advantage of the stamp duty holiday to move to more rural surrounds. Nationwide’s latest monthly house price index revealed house prices went up by 0.9% month-on-month in September, which compares to a 2% HOW MUCH BELOW THE ASKING PRICE SHOULD YOU OFFER? In London, 32.34% of properties for sale have had their asking price reduced – down slightly from 33.2% last December, with an average discount of 7.5% (£57,323), which marks a slight decline from 7.6% at the end of last year. The borough of Merton has the greatest proportion of reduced price listings (39.0%) and the biggest price

decreases

WARNING: DON’T LET NEW SEPTIC TANK RULES DELAY YOUR SALE Warning: Don’t let new septic tank rules delay your sale. Homebuyers and sellers are being alerted to new rules on septic tanks which mean many systems must be upgraded or replaced in the next six months. Concerns wastewater could be polluting local watercourses has led the Environment Agency to instruct homeowners with tanks which discharge HOW BAMBOO COULD DAMAGE YOUR PROPERTY AND THREATEN YOUR Homeowners are being warned about planting certain types of bamboo in their garden after it emerged it had the potential to cause serious damage to properties. The alert is being issued after a retired couple from Reading in Berkshire were mis-sold an invasive type of bamboo which spread rapidly, destroying their patio and threatening their

house.

HOW MUCH EQUITY CAN I RELEASE FROM MY HOME? If you are considering equity release to top up your retirement fund it’s important to know how much you can release before you make your decision. Justin Cole, director at SunLife, explains which factors can influence the figures Equity release can be a great way to get some

additional cash if

WHAT MORTGAGE

ADVICE TO READERS While this email is checked for accuracy, we are not liable for any incorrect information included. We recommend that you make enquiries based on your own circumstances and, if necessary, take professional advice before entering into transactions. REMORTGAGE IN MINUTES Sound a bit too fast? Well, never fear – you don’t have to dive straight in if you have any questions or reservations. Dave Harries, head of digital distribution at NatWest Bank explained: “After receiving a successful Decision in Principle (DIP), customers have the option to apply via an online execution-only route, or to speak to one of our NatWest Mortgage Advisors. FORGET THE STAMP DUTY HOLIDAY The stamp duty holiday has been driving the property boom for a number of months. But, as we begin the process of recovery from the pandemic, something else is fuelling the housing market. Kevin Shaw reveals all While 2020 was an unpredictable year for all of us, the property

sector stayed

NEWS :: WHAT MORTGAGE Annual house price growth slows to lowest rate since 2013. Average annual house price growth has slowed to 5.8%, the lowest yearly growth rate since August 2013, MORTGAGES FOR 5% DEPOSITS ARE BACK Rarely does a day pass without another lender announcing their relaunch into 95% lending. Those not looking at the market on a day-to-day basis may be forgiven for thinking almost everything is back to normal in terms of availability of mortgages if you only have

a 5% deposits.

NEWS :: WHAT MORTGAGE Mortgage Knights One2One with Post Office Mortgages – Remortgaging. Ben Wilkie, editor of What Mortgage, talks to Michael Cook, head of personal lending at Post Office Mortgages about remortgaging; When should borrowers start to think about remortgaging? EXPAT MORTGAGES: THE LOWDOWN ON LIVING ABROAD AND LETTING Expat mortgage rules. Although the expat mortgages market is growing, there are still limitations as a result of the fact the applicants live and work abroad. Indeed, fluctuating exchange rates make it tricky for lenders to accurately calculate whether an FEATURE :: WHAT MORTGAGE Get all the latest mortgage news and features at What Mortgage. Mortgage market reviews and updates on home insurance, epcs & free mortgage calculator. - PAGE 150 OF 698 :: WHAT MORTGAGE Number of first-time buyers hits 10-year high. More first-time buyers got on the housing ladder last year than any other time since 2007, but prospective homeowners now need a deposit of over £32,000. WHAT MORTGAGE: LATEST MORTGAGE NEWS & ADVICE FOR HOME BUYERSNEWSHOUSINGAWARDSESSENTIALSADVICEFIRST-TIME BUYERS What Mortgage website covers all the latest mortgage news & calculators for first time buyers, remortgagers, movers & buy to let

landlords.

WARNINGS OF PROPERTY MARKET CRASH AS HOUSE PRICE GROWTHSEE MORE ON

WHATMORTGAGE.CO.UK

WILL NEW GOVERNMENT BILLS EASE THE HOUSING CRISIS?SEE MORE ON

WHATMORTGAGE.CO.UK

AWARDS :: WHAT MORTGAGE 2012 Awards Results. This year has seen the 19th annual What Mortgage Awards take place, celebrating the best businesses in the UK consumer mortgage and insurance markets, as voted for by our loyal audience. This year's voting process spanned a 12-week period, seeing us receive in excess of 25,000 votes. This represents our biggest awards year SHARED OWNERSHIP IS CHANGING: WHAT DOES THIS MEAN FOR YOU? 0 thoughts on “ Shared ownership is changing: What does this mean for you? Sue Phillips May 28, 2021 at 10:34 pm. The statement that: “Over time, shared owners can use a process called ‘staircasing’, where they buy further shares, to increase their equity in their home so they can eventually own 100% of the property if they wish” is the truth, but not the whole truth. A BROKER’S VIEW: YOUR 95% MORTGAGE QUESTIONS ANSWERED The mortgage applied for must be between 91% and 95% of the property’s purchase price. The property being purchased must be in the UK. The mortgage has to be on a capital repayment basis. The lender has to offer a five-year fixed rate option to clients (shorter fixed rates are also available) The mortgage must begin within the

scheme dates

BUY-TO-LET FEES: THE TRUE COST OF BEING A LANDLORD Buy-to-let fees: The true cost of being a landlord. Being a buy-to-let landlord will set you back an additional £609.95 in annual fees, a new study by CIA Landlord has revealed. The insurance provider looked at all the costs involved in purchasing a property to rent as well as the frequency of payments and which areas of the country you can EXPAT MORTGAGES: THE LOWDOWN ON LIVING ABROAD AND LETTING Expat mortgage rules. Although the expat mortgages market is growing, there are still limitations as a result of the fact the applicants live and work abroad. Indeed, fluctuating exchange rates make it tricky for lenders to accurately calculate whether an WARNING: DON’T LET NEW SEPTIC TANK RULES DELAY YOUR SALE Warning: Don’t let new septic tank rules delay your sale. Homebuyers and sellers are being alerted to new rules on septic tanks which mean many systems must be upgraded or replaced in the next six months. Concerns wastewater could be polluting local watercourses has led the Environment Agency to instruct homeowners with tanks which discharge HOW BAMBOO COULD DAMAGE YOUR PROPERTY AND THREATEN YOUR Homeowners are being warned about planting certain types of bamboo in their garden after it emerged it had the potential to cause serious damage to properties. The alert is being issued after a retired couple from Reading in Berkshire were mis-sold an invasive type of bamboo which spread rapidly, destroying their patio and threatening their

house.

WHAT MORTGAGE: LATEST MORTGAGE NEWS & ADVICE FOR HOME BUYERSNEWSHOUSINGAWARDSESSENTIALSADVICEFIRST-TIME BUYERS What Mortgage website covers all the latest mortgage news & calculators for first time buyers, remortgagers, movers & buy to let

landlords.

WARNINGS OF PROPERTY MARKET CRASH AS HOUSE PRICE GROWTHSEE MORE ON

WHATMORTGAGE.CO.UK

WILL NEW GOVERNMENT BILLS EASE THE HOUSING CRISIS?SEE MORE ON

WHATMORTGAGE.CO.UK

AWARDS :: WHAT MORTGAGE 2012 Awards Results. This year has seen the 19th annual What Mortgage Awards take place, celebrating the best businesses in the UK consumer mortgage and insurance markets, as voted for by our loyal audience. This year's voting process spanned a 12-week period, seeing us receive in excess of 25,000 votes. This represents our biggest awards year SHARED OWNERSHIP IS CHANGING: WHAT DOES THIS MEAN FOR YOU? 0 thoughts on “ Shared ownership is changing: What does this mean for you? Sue Phillips May 28, 2021 at 10:34 pm. The statement that: “Over time, shared owners can use a process called ‘staircasing’, where they buy further shares, to increase their equity in their home so they can eventually own 100% of the property if they wish” is the truth, but not the whole truth. A BROKER’S VIEW: YOUR 95% MORTGAGE QUESTIONS ANSWERED The mortgage applied for must be between 91% and 95% of the property’s purchase price. The property being purchased must be in the UK. The mortgage has to be on a capital repayment basis. The lender has to offer a five-year fixed rate option to clients (shorter fixed rates are also available) The mortgage must begin within the

scheme dates

BUY-TO-LET FEES: THE TRUE COST OF BEING A LANDLORD Buy-to-let fees: The true cost of being a landlord. Being a buy-to-let landlord will set you back an additional £609.95 in annual fees, a new study by CIA Landlord has revealed. The insurance provider looked at all the costs involved in purchasing a property to rent as well as the frequency of payments and which areas of the country you can EXPAT MORTGAGES: THE LOWDOWN ON LIVING ABROAD AND LETTING Expat mortgage rules. Although the expat mortgages market is growing, there are still limitations as a result of the fact the applicants live and work abroad. Indeed, fluctuating exchange rates make it tricky for lenders to accurately calculate whether an WARNING: DON’T LET NEW SEPTIC TANK RULES DELAY YOUR SALE Warning: Don’t let new septic tank rules delay your sale. Homebuyers and sellers are being alerted to new rules on septic tanks which mean many systems must be upgraded or replaced in the next six months. Concerns wastewater could be polluting local watercourses has led the Environment Agency to instruct homeowners with tanks which discharge HOW BAMBOO COULD DAMAGE YOUR PROPERTY AND THREATEN YOUR Homeowners are being warned about planting certain types of bamboo in their garden after it emerged it had the potential to cause serious damage to properties. The alert is being issued after a retired couple from Reading in Berkshire were mis-sold an invasive type of bamboo which spread rapidly, destroying their patio and threatening their

house.

MORTGAGE CALCULATORS :: WHAT MORTGAGE Mortgage Calculators at What Mortgage. Compare mortgages for first-time buyers, use our free mortgage calculator, learn about

remortgaging & APR.

SHARED OWNERSHIP IS CHANGING: WHAT DOES THIS MEAN FOR YOU? 0 thoughts on “ Shared ownership is changing: What does this mean for you? Sue Phillips May 28, 2021 at 10:34 pm. The statement that: “Over time, shared owners can use a process called ‘staircasing’, where they buy further shares, to increase their equity in their home so they can eventually own 100% of the property if they wish” is the truth, but not the whole truth.

WHAT MORTGAGE

ADVICE TO READERS While this email is checked for accuracy, we are not liable for any incorrect information included. We recommend that you make enquiries based on your own circumstances and, if necessary, take professional advice before entering into transactions. A BROKER’S VIEW: YOUR 95% MORTGAGE QUESTIONS ANSWERED The mortgage applied for must be between 91% and 95% of the property’s purchase price. The property being purchased must be in the UK. The mortgage has to be on a capital repayment basis. The lender has to offer a five-year fixed rate option to clients (shorter fixed rates are also available) The mortgage must begin within the

scheme dates

NEWS :: WHAT MORTGAGE Mortgage Knights One2One with Post Office Mortgages – Remortgaging. Ben Wilkie, editor of What Mortgage, talks to Michael Cook, head of personal lending at Post Office Mortgages about remortgaging; When should borrowers start to think about remortgaging? MORTGAGES FOR 5% DEPOSITS ARE BACK Rarely does a day pass without another lender announcing their relaunch into 95% lending. Those not looking at the market on a day-to-day basis may be forgiven for thinking almost everything is back to normal in terms of availability of mortgages if you only have

a 5% deposits.

HOW MUCH EQUITY CAN I RELEASE FROM MY HOME? If you are considering equity release to top up your retirement fund it’s important to know how much you can release before you make your decision. Justin Cole, director at SunLife, explains which factors can influence the figures Equity release can be a great way to get some

additional cash if

REMORTGAGE IN MINUTES Remortgaging can feel like a thoroughly arduous process – so much so that many people can be put off and not bother switching to a better deal at all. So, imagine being able to get your remortgage deal approved – or not – in the same way you might sign WHY ONLINE CONVEYANCING MAY GIVE YOU THE EDGE IN THE CHAIN Buying and selling a home where there are multiple links in the chain can get complicated. That is where having a good conveyancer can make a big difference, says Peter Joseph During the pandemic, more home movers than ever before turned to online conveyancing panel managers

to

WM - WHATMORTGAGE.CO.UK ADVICE TO READERS While this email is checked for accuracy, we are not liable for any incorrect information included. We recommend that you make enquiries based on your own circumstances and, if necessary, take professional advice before entering into transactions. WHAT MORTGAGE: LATEST MORTGAGE NEWS & ADVICE FOR HOME BUYERSNEWSHOUSINGAWARDSESSENTIALSADVICEFIRST-TIME BUYERS What Mortgage website covers all the latest mortgage news & calculators for first time buyers, remortgagers, movers & buy to let

landlords.

SHARED OWNERSHIP IS CHANGING: WHAT DOES THIS MEAN FOR YOU? 0 thoughts on “ Shared ownership is changing: What does this mean for you? Sue Phillips May 28, 2021 at 10:34 pm. The statement that: “Over time, shared owners can use a process called ‘staircasing’, where they buy further shares, to increase their equity in their home so they can eventually own 100% of the property if they wish” is the truth, but not the whole truth. WILL NEW GOVERNMENT BILLS EASE THE HOUSING CRISIS?SEE MORE ON

WHATMORTGAGE.CO.UK

AWARDS :: WHAT MORTGAGE 2012 Awards Results. This year has seen the 19th annual What Mortgage Awards take place, celebrating the best businesses in the UK consumer mortgage and insurance markets, as voted for by our loyal audience. This year's voting process spanned a 12-week period, seeing us receive in excess of 25,000 votes. This represents our biggest awards year WARNINGS OF PROPERTY MARKET CRASH AS HOUSE PRICE GROWTHSEE MORE ON

WHATMORTGAGE.CO.UK

LANDLORDS AND THE LAW: WHAT’S EXPECTED OF YOU IN 2021SEE FULL LIST ON WHATMORTGAGE.CO.UK BUY-TO-LET FEES: THE TRUE COST OF BEING A LANDLORD Buy-to-let fees: The true cost of being a landlord. Being a buy-to-let landlord will set you back an additional £609.95 in annual fees, a new study by CIA Landlord has revealed. The insurance provider looked at all the costs involved in purchasing a property to rent as well as the frequency of payments and which areas of the country you can WARNING: DON’T LET NEW SEPTIC TANK RULES DELAY YOUR SALE Warning: Don’t let new septic tank rules delay your sale. Homebuyers and sellers are being alerted to new rules on septic tanks which mean many systems must be upgraded or replaced in the next six months. Concerns wastewater could be polluting local watercourses has led the Environment Agency to instruct homeowners with tanks which discharge EXPAT MORTGAGES: THE LOWDOWN ON LIVING ABROAD AND LETTING Expat mortgage rules. Although the expat mortgages market is growing, there are still limitations as a result of the fact the applicants live and work abroad. Indeed, fluctuating exchange rates make it tricky for lenders to accurately calculate whether an HOW BAMBOO COULD DAMAGE YOUR PROPERTY AND THREATEN YOUR Homeowners are being warned about planting certain types of bamboo in their garden after it emerged it had the potential to cause serious damage to properties. The alert is being issued after a retired couple from Reading in Berkshire were mis-sold an invasive type of bamboo which spread rapidly, destroying their patio and threatening their

house.

WHAT MORTGAGE: LATEST MORTGAGE NEWS & ADVICE FOR HOME BUYERSNEWSHOUSINGAWARDSESSENTIALSADVICEFIRST-TIME BUYERS What Mortgage website covers all the latest mortgage news & calculators for first time buyers, remortgagers, movers & buy to let

landlords.

SHARED OWNERSHIP IS CHANGING: WHAT DOES THIS MEAN FOR YOU? 0 thoughts on “ Shared ownership is changing: What does this mean for you? Sue Phillips May 28, 2021 at 10:34 pm. The statement that: “Over time, shared owners can use a process called ‘staircasing’, where they buy further shares, to increase their equity in their home so they can eventually own 100% of the property if they wish” is the truth, but not the whole truth. WILL NEW GOVERNMENT BILLS EASE THE HOUSING CRISIS?SEE MORE ON

WHATMORTGAGE.CO.UK

AWARDS :: WHAT MORTGAGE 2012 Awards Results. This year has seen the 19th annual What Mortgage Awards take place, celebrating the best businesses in the UK consumer mortgage and insurance markets, as voted for by our loyal audience. This year's voting process spanned a 12-week period, seeing us receive in excess of 25,000 votes. This represents our biggest awards year WARNINGS OF PROPERTY MARKET CRASH AS HOUSE PRICE GROWTHSEE MORE ON

WHATMORTGAGE.CO.UK

LANDLORDS AND THE LAW: WHAT’S EXPECTED OF YOU IN 2021SEE FULL LIST ON WHATMORTGAGE.CO.UK BUY-TO-LET FEES: THE TRUE COST OF BEING A LANDLORD Buy-to-let fees: The true cost of being a landlord. Being a buy-to-let landlord will set you back an additional £609.95 in annual fees, a new study by CIA Landlord has revealed. The insurance provider looked at all the costs involved in purchasing a property to rent as well as the frequency of payments and which areas of the country you can WARNING: DON’T LET NEW SEPTIC TANK RULES DELAY YOUR SALE Warning: Don’t let new septic tank rules delay your sale. Homebuyers and sellers are being alerted to new rules on septic tanks which mean many systems must be upgraded or replaced in the next six months. Concerns wastewater could be polluting local watercourses has led the Environment Agency to instruct homeowners with tanks which discharge EXPAT MORTGAGES: THE LOWDOWN ON LIVING ABROAD AND LETTING Expat mortgage rules. Although the expat mortgages market is growing, there are still limitations as a result of the fact the applicants live and work abroad. Indeed, fluctuating exchange rates make it tricky for lenders to accurately calculate whether an HOW BAMBOO COULD DAMAGE YOUR PROPERTY AND THREATEN YOUR Homeowners are being warned about planting certain types of bamboo in their garden after it emerged it had the potential to cause serious damage to properties. The alert is being issued after a retired couple from Reading in Berkshire were mis-sold an invasive type of bamboo which spread rapidly, destroying their patio and threatening their

house.

MORTGAGE CALCULATORS :: WHAT MORTGAGE Mortgage Calculators at What Mortgage. Compare mortgages for first-time buyers, use our free mortgage calculator, learn about

remortgaging & APR.

BUSTING THE MYTHS WHICH SURROUND ONLINE CONVEYANCING As a consequence of the pandemic, more people are embracing online conveyancing when buying and/or selling their home. Peter Joseph debunks some of the misconceptions surrounding this new way of dealing with property solicitors Online conveyancing services have grown in REMORTGAGE IN MINUTES Remortgaging can feel like a thoroughly arduous process – so much so that many people can be put off and not bother switching to a better deal at all. So, imagine being able to get your remortgage deal approved – or not – in the same way you might sign HOW MUCH EQUITY CAN I RELEASE FROM MY HOME? If you are considering equity release to top up your retirement fund it’s important to know how much you can release before you make your decision. Justin Cole, director at SunLife, explains which factors can influence the figures Equity release can be a great way to get some

additional cash if

SHARED OWNERSHIP IS CHANGING: WHAT DOES THIS MEAN FOR YOU? 0 thoughts on “ Shared ownership is changing: What does this mean for you? Sue Phillips May 28, 2021 at 10:34 pm. The statement that: “Over time, shared owners can use a process called ‘staircasing’, where they buy further shares, to increase their equity in their home so they can eventually own 100% of the property if they wish” is the truth, but not the whole truth.

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ADVICE TO READERS While this email is checked for accuracy, we are not liable for any incorrect information included. We recommend that you make enquiries based on your own circumstances and, if necessary, take professional advice before entering into transactions. MORTGAGES FOR 5% DEPOSITS ARE BACK Rarely does a day pass without another lender announcing their relaunch into 95% lending. Those not looking at the market on a day-to-day basis may be forgiven for thinking almost everything is back to normal in terms of availability of mortgages if you only have

a 5% deposits.

FIRST HOMES SCHEME TO OFFER 30% DISCOUNT TO FIRST-TIME BUYERS A scheme to help people purchase their own home at a discount of at least 30% has been launched today by the government. First Homes aims to help young people and key workers – such as NHS staff and veterans – get on the property ladder by supporting them to WHY ONLINE CONVEYANCING MAY GIVE YOU THE EDGE IN THE CHAIN Buying and selling a home where there are multiple links in the chain can get complicated. That is where having a good conveyancer can make a big difference, says Peter Joseph During the pandemic, more home movers than ever before turned to online conveyancing panel managers

to

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FEATURED MORTGAGE NEWS WHY ONLINE CONVEYANCING MAY GIVE YOU THE EDGE IN THE CHAIN Buying and selling a home where there are multiple links in the chain can get complicated. That is where having a good conveyancer can make a big difference, says Peter Joseph

May 28, 2021

| Conveyancing , Feature

, News

| 0 Comments

WE’VE SPLIT UP SO WHAT HAPPENS ABOUT THE MORTGAGE? When couples separate there is often much confusion about what will happen to the family home and mortgage. Legal expert, Graham Coy,

helps clear things

June 1, 2021

| Feature , Mortgages and

separation ,

News | 0 Comments

FORGET THE STAMP DUTY HOLIDAY – NEW PRIORITIES ARE DRIVING THE

HOUSING MARKET

The stamp duty holiday has been driving the property boom for a number of months. But, as we begin the process of recovery from the pandemic, something else is fuelling the housing market. Kevin Shaw …

June 1, 2021

| Feature , Housing

| 0 Comments

WHAT’S THE CATCH? THE PROS AND CONS OF 95% MORTGAGES Mortgages for buyers with a 5% deposit are back on the shelves. But, as Miles Robinson explains, there are a few things to watch out for to ensure you make the best and most informed

May 28, 2021

| Feature , First-time buyers

, News

| 0 Comments

WHY ONLINE CONVEYANCING MAY GIVE YOU THE EDGE IN THE CHAIN Buying and selling a home where there are multiple links in the chain can get complicated. That is where having a good conveyancer can make a big difference, says Peter Joseph

May 28, 2021

| Conveyancing , Feature

, News

| 0 Comments

WE’VE SPLIT UP SO WHAT HAPPENS ABOUT THE MORTGAGE? When couples separate there is often much confusion about what will happen to the family home and mortgage. Legal expert, Graham Coy,

helps clear things

June 1, 2021

| Feature , Mortgages and

separation ,

News | 0 Comments

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