VOLANTE TECHNOLOGIESVOLANTE OPEN BANKINGPSD2 OPEN BANKING SOLUTIONVOLPAY FOR ISO 20022 MIGRATION Volante Technologies is the leading global provider of cloud payments and financial messaging solutions to accelerate digital transformation. We serve as a trusted partner to over 100 banks, financial institutions, market infrastructures, clearing houses, and corporate treasuries in 35 countries.

VOLANTE DESIGNER

Volante Designer is a suite of modular software tools capable of handling the most complex data integration and management challenges. From arrival, through process workflows, downstream integrations, persistence into databases, metadata-based governance, and model-based new development, each component offers a new and better way to address the challenges of data REAL-TIME INTEGRATED PAYABLES: THE KILLER USE CASE FOR Payment routing flexibility : the term ‘integrated’ means that banks need to be able to handle multiple payment types – ACH, wire, SWIFT, and a mix of real-time and non-real-time – in the same file or API submission. Extensibility : in the fast-changing world of payments, payables services must be extensible and future-proofed,

allowing

VOLANTE TECHNOLOGIES WINS CFI.CO BEST PAYMENTS & FINANCIAL Volante Technologies Wins CFI.co Best Payments & Financial Messaging Solutions Global Award 2021. NEW YORK, LONDON, DUBAI, MEXICO CITY, 1 April 2021 – Volante Technologies, the global leader in cloud payments and financial messaging, today announced it has won the 2021 Cfi.co Global Award for Best Payments & Financial Messaging Solutions. TAB BANK RIDES REAL-TIME PAYMENTS WAVE WITH VOLANTE TAB Bank Rides Real-Time Payments Wave with Volante Technologies. NEW YORK, LONDON, DUBAI, MEXICO CITY, May 12, 2021 – TAB Bank, a full-service digital bank that services SME customers in all 50 states, selected Volante Technologies, the global leader in cloud payments and financial messaging, to help the bank provide real-time payments over the RTP® network to its already digital customer VOLPAY | CLOUD-NATIVE PAYMENTS SOLUTIONS FOR BANKS AND 100+ financial institutions of all sizes worldwide power their payments processing with Volante and VolPay. The world of payments is changing rapidly. Real-time / instant payments, ISO 20022, and modern cross-border schemes are revolutionizing clearing and settlement. Open banking is creating new opportunities, and new competitors.

ISO 20022 MIGRATION

An ISO 20022 migration solution that helps banks and financial institutions quickly and easily adapt to the enriched format, supporting various rails including SWIFT cross-border payments, Fedwire®, and more. PAYMENTS SOLUTIONS FOR SOUTH AFRICAN BANKS South Africa is a fast-growing digital payments economy. Anywhere between 70% - 90% of payments in the region are still cash-based. There is clear opportunity for real-time payments, modernised high value payments, and ISO 20022 to accelerate the growth of electronic

payments.

SWIFT SR2019 VALIDATOR SWIFT SR2019 Validator - Category 2 Service. The Volante Messaging Service for SWIFT SR2019 Validator – Category 2 provides APIs for validating SWIFT Category 2 based messages, for acceptance by applications or the network that you may be planning to create and/or

use.

THE VOLPAY RIPPLE PROCESSOR MODULE SPEEDS INTEGRATION TO The VolPay Ripple Processor Module speeds integration to the Ripple Global Settlement Network Volante’s VolPay Ripple Processor Module simplifies the connection to Ripple’s near real time payment and

settlement network.

VOLANTE TECHNOLOGIESVOLANTE OPEN BANKINGPSD2 OPEN BANKING SOLUTIONVOLPAY FOR ISO 20022 MIGRATION Volante Technologies is the leading global provider of cloud payments and financial messaging solutions to accelerate digital transformation. We serve as a trusted partner to over 100 banks, financial institutions, market infrastructures, clearing houses, and corporate treasuries in 35 countries.

VOLANTE DESIGNER

Volante Designer is a suite of modular software tools capable of handling the most complex data integration and management challenges. From arrival, through process workflows, downstream integrations, persistence into databases, metadata-based governance, and model-based new development, each component offers a new and better way to address the challenges of data REAL-TIME INTEGRATED PAYABLES: THE KILLER USE CASE FOR Payment routing flexibility : the term ‘integrated’ means that banks need to be able to handle multiple payment types – ACH, wire, SWIFT, and a mix of real-time and non-real-time – in the same file or API submission. Extensibility : in the fast-changing world of payments, payables services must be extensible and future-proofed,

allowing

VOLANTE TECHNOLOGIES WINS CFI.CO BEST PAYMENTS & FINANCIAL Volante Technologies Wins CFI.co Best Payments & Financial Messaging Solutions Global Award 2021. NEW YORK, LONDON, DUBAI, MEXICO CITY, 1 April 2021 – Volante Technologies, the global leader in cloud payments and financial messaging, today announced it has won the 2021 Cfi.co Global Award for Best Payments & Financial Messaging Solutions. TAB BANK RIDES REAL-TIME PAYMENTS WAVE WITH VOLANTE TAB Bank Rides Real-Time Payments Wave with Volante Technologies. NEW YORK, LONDON, DUBAI, MEXICO CITY, May 12, 2021 – TAB Bank, a full-service digital bank that services SME customers in all 50 states, selected Volante Technologies, the global leader in cloud payments and financial messaging, to help the bank provide real-time payments over the RTP® network to its already digital customer VOLPAY | CLOUD-NATIVE PAYMENTS SOLUTIONS FOR BANKS AND 100+ financial institutions of all sizes worldwide power their payments processing with Volante and VolPay. The world of payments is changing rapidly. Real-time / instant payments, ISO 20022, and modern cross-border schemes are revolutionizing clearing and settlement. Open banking is creating new opportunities, and new competitors.

ISO 20022 MIGRATION

An ISO 20022 migration solution that helps banks and financial institutions quickly and easily adapt to the enriched format, supporting various rails including SWIFT cross-border payments, Fedwire®, and more. PAYMENTS SOLUTIONS FOR SOUTH AFRICAN BANKS South Africa is a fast-growing digital payments economy. Anywhere between 70% - 90% of payments in the region are still cash-based. There is clear opportunity for real-time payments, modernised high value payments, and ISO 20022 to accelerate the growth of electronic

payments.

SWIFT SR2019 VALIDATOR SWIFT SR2019 Validator - Category 2 Service. The Volante Messaging Service for SWIFT SR2019 Validator – Category 2 provides APIs for validating SWIFT Category 2 based messages, for acceptance by applications or the network that you may be planning to create and/or

use.

THE VOLPAY RIPPLE PROCESSOR MODULE SPEEDS INTEGRATION TO The VolPay Ripple Processor Module speeds integration to the Ripple Global Settlement Network Volante’s VolPay Ripple Processor Module simplifies the connection to Ripple’s near real time payment and

settlement network.

OUR CUSTOMERS

Volante met our top criteria for an ideal collaborator: modern cloud-native technology, deep payments and transaction banking expertise, and the ability and flexibility to deliver against aggressive deadlines Luc Teboul, Managing Director, Goldman Sachs Transaction Banking Read More VOLPAY | CLOUD-NATIVE PAYMENTS SOLUTIONS FOR BANKS AND 100+ financial institutions of all sizes worldwide power their payments processing with Volante and VolPay. The world of payments is changing rapidly. Real-time / instant payments, ISO 20022, and modern cross-border schemes are revolutionizing clearing and settlement. Open banking is creating new opportunities, and new competitors. VOLANTE TECHNOLOGIES WINS “MOST INNOVATIVE PAYMENT Volante Technologies Wins “Most Innovative Payment Solutions Provider” at MEA Finance Banking Technology Awards 2021 . NEW YORK, LONDON, DUBAI, MEXICO CITY, 10 June 2021 – Volante Technologies, the global leader in cloud payments and financial messaging, today announced it has won the 2021 MEA Finance Banking Technology Award for ‘Most Innovative Payment Solutions Provider’. WEBINAR: REAL TIME GETS REAL: AN RTP ROADMAP FOR 2021 An RTP Roadmap for 2021. Traditional banking systems and processes weren’t developed for ‘real-time’ anything. Corporate buyers are confronting this now as traditional financial institutions (FIs) sprint to keep pace with agile Fintechs and others that have been THE IMPERATIVE SHIFT OF PAYMENTS TO CLOUD US Wire Payments End-to-end processing of U.S. wires, 24x7x365 and ISO 20022 ready; US Real-time Payments U.S. real-time payments via the Clearing House RTP® network; SEPA Instant Payments Pan-European SEPA instant payments via EBA Clearing RT1 and ECB TIPS TAB BANK RIDES REAL-TIME PAYMENTS WAVE WITH VOLANTE TAB Bank Rides Real-Time Payments Wave with Volante Technologies. NEW YORK, LONDON, DUBAI, MEXICO CITY, May 12, 2021 – TAB Bank, a full-service digital bank that services SME customers in all 50 states, selected Volante Technologies, the global leader in cloud payments and financial messaging, to help the bank provide real-time payments over the RTP® network to its already digital customer VOLPAY CORPORATE TO BANK AUTOMATION VolPay Corporate to Bank Automation. A solution for rapidly accommodating corporate payment files and acknowledgement formats of all kinds, without custom development. Powered by hundreds of inbuilt libraries and APIs to ensure a consistent corporate customer experience across all

AMAZON WEB SERVICES

Amazon Web Services. Volante is a member of the AWS Partner Network, and is an AWS Advanced Technology Partner. The world's largest banks rely on Volante's payments and financial messaging solutions to process trillions of dollars in value, and millions of transactions every day, on the AWS cloud. Volante's solutions for end-to-end

processing

DELOITTE | VOLANTE TECHNOLOGIES AND DELOITTE JOIN FORCES Deloitte. Volante’s cloud-based technology solutions for financial institutions now include added insight and integration services from Deloitte. Together this allows banks and payment service providers to further enhance the strategic and financial benefits of payments modernization and cloud technologies, while simplifying regulatory VOLANTE JOINS FEDERAL RESERVE’S PILOT PROGRAM FOR FEDNOW Volante Joins Federal Reserve’s Pilot Program for FedNow Instant Payments. Volante becomes a part of payment history. Our company is among a select group of financial institutions, payment processors and technology companies that will begin work on an instant payment service for the United States, run by the Federal Reserve, the U.S.

central

VOLANTE TECHNOLOGIESVOLANTE OPEN BANKINGPSD2 OPEN BANKING SOLUTIONVOLPAY FOR ISO 20022 MIGRATION Volante Technologies is the leading global provider of cloud payments and financial messaging solutions to accelerate digital transformation. We serve as a trusted partner to over 100 banks, financial institutions, market infrastructures, clearing houses, and corporate treasuries in 35 countries.

VOLANTE DESIGNER

Volante Designer is a suite of modular software tools capable of handling the most complex data integration and management challenges. From arrival, through process workflows, downstream integrations, persistence into databases, metadata-based governance, and model-based new development, each component offers a new and better way to address the challenges of data REAL-TIME INTEGRATED PAYABLES: THE KILLER USE CASE FOR Payment routing flexibility : the term ‘integrated’ means that banks need to be able to handle multiple payment types – ACH, wire, SWIFT, and a mix of real-time and non-real-time – in the same file or API submission. Extensibility : in the fast-changing world of payments, payables services must be extensible and future-proofed,

allowing

WEBINAR: REAL TIME GETS REAL: AN RTP ROADMAP FOR 2021 An RTP Roadmap for 2021. Traditional banking systems and processes weren’t developed for ‘real-time’ anything. Corporate buyers are confronting this now as traditional financial institutions (FIs) sprint to keep pace with agile Fintechs and others that have been

AMAZON WEB SERVICES

Amazon Web Services. Volante is a member of the AWS Partner Network, and is an AWS Advanced Technology Partner. The world's largest banks rely on Volante's payments and financial messaging solutions to process trillions of dollars in value, and millions of transactions every day, on the AWS cloud. Volante's solutions for end-to-end

processing

MIDDLE EAST INSTANT PAYMENTS: TRENDS, REGULATIONS, AND Middle East Instant Payments: Trends, Regulations, and Opportunities. 25 November 2020. by Rachel Hunt, VP, Growth, Volante Technologies. Payments is big business for banks – over $2T globally to be more precise. And the digital payments business in the Middle East alone is over $200 billion. With so much at stake, knowing how to navigate the VOLANTE JOINS FEDERAL RESERVE’S PILOT PROGRAM FOR FEDNOW Volante Joins Federal Reserve’s Pilot Program for FedNow Instant Payments. Volante becomes a part of payment history. Our company is among a select group of financial institutions, payment processors and technology companies that will begin work on an instant payment service for the United States, run by the Federal Reserve, the U.S.

central

SWIFT SR2019 VALIDATOR SWIFT SR2019 Validator - Category 2 Service. The Volante Messaging Service for SWIFT SR2019 Validator – Category 2 provides APIs for validating SWIFT Category 2 based messages, for acceptance by applications or the network that you may be planning to create and/or

use.

THE VOLPAY RIPPLE PROCESSOR MODULE SPEEDS INTEGRATION TO The VolPay Ripple Processor Module speeds integration to the Ripple Global Settlement Network Volante’s VolPay Ripple Processor Module simplifies the connection to Ripple’s near real time payment and

settlement network.

IMAGENES COMPUTARIZADAS DE GUATEMALA (ICG), A SWIFT MARKET Key customer implements Proof of Concept within one week, resulting in immediate approval by ICG’s board as the solution for all customers. NEW YORK, LONDON, DUBAI, MEXICO CITY, 12 December 2013 – Volante Technologies, a global leader in the provision of financial data integration tools, today announced the addition of another key client in Latin America, Imágenes Computarizadas de VOLANTE TECHNOLOGIESVOLANTE OPEN BANKINGPSD2 OPEN BANKING SOLUTIONVOLPAY FOR ISO 20022 MIGRATION Volante Technologies is the leading global provider of cloud payments and financial messaging solutions to accelerate digital transformation. We serve as a trusted partner to over 100 banks, financial institutions, market infrastructures, clearing houses, and corporate treasuries in 35 countries.

VOLANTE DESIGNER

Volante Designer is a suite of modular software tools capable of handling the most complex data integration and management challenges. From arrival, through process workflows, downstream integrations, persistence into databases, metadata-based governance, and model-based new development, each component offers a new and better way to address the challenges of data REAL-TIME INTEGRATED PAYABLES: THE KILLER USE CASE FOR Payment routing flexibility : the term ‘integrated’ means that banks need to be able to handle multiple payment types – ACH, wire, SWIFT, and a mix of real-time and non-real-time – in the same file or API submission. Extensibility : in the fast-changing world of payments, payables services must be extensible and future-proofed,

allowing

WEBINAR: REAL TIME GETS REAL: AN RTP ROADMAP FOR 2021 An RTP Roadmap for 2021. Traditional banking systems and processes weren’t developed for ‘real-time’ anything. Corporate buyers are confronting this now as traditional financial institutions (FIs) sprint to keep pace with agile Fintechs and others that have been

AMAZON WEB SERVICES

Amazon Web Services. Volante is a member of the AWS Partner Network, and is an AWS Advanced Technology Partner. The world's largest banks rely on Volante's payments and financial messaging solutions to process trillions of dollars in value, and millions of transactions every day, on the AWS cloud. Volante's solutions for end-to-end

processing

MIDDLE EAST INSTANT PAYMENTS: TRENDS, REGULATIONS, AND Middle East Instant Payments: Trends, Regulations, and Opportunities. 25 November 2020. by Rachel Hunt, VP, Growth, Volante Technologies. Payments is big business for banks – over $2T globally to be more precise. And the digital payments business in the Middle East alone is over $200 billion. With so much at stake, knowing how to navigate the VOLANTE JOINS FEDERAL RESERVE’S PILOT PROGRAM FOR FEDNOW Volante Joins Federal Reserve’s Pilot Program for FedNow Instant Payments. Volante becomes a part of payment history. Our company is among a select group of financial institutions, payment processors and technology companies that will begin work on an instant payment service for the United States, run by the Federal Reserve, the U.S.

central

SWIFT SR2019 VALIDATOR SWIFT SR2019 Validator - Category 2 Service. The Volante Messaging Service for SWIFT SR2019 Validator – Category 2 provides APIs for validating SWIFT Category 2 based messages, for acceptance by applications or the network that you may be planning to create and/or

use.

THE VOLPAY RIPPLE PROCESSOR MODULE SPEEDS INTEGRATION TO The VolPay Ripple Processor Module speeds integration to the Ripple Global Settlement Network Volante’s VolPay Ripple Processor Module simplifies the connection to Ripple’s near real time payment and

settlement network.

IMAGENES COMPUTARIZADAS DE GUATEMALA (ICG), A SWIFT MARKET Key customer implements Proof of Concept within one week, resulting in immediate approval by ICG’s board as the solution for all customers. NEW YORK, LONDON, DUBAI, MEXICO CITY, 12 December 2013 – Volante Technologies, a global leader in the provision of financial data integration tools, today announced the addition of another key client in Latin America, Imágenes Computarizadas de VOLANTE TECHNOLOGIES Volante Technologies is the leading global provider of cloud payments and financial messaging solutions to accelerate digital transformation. We serve as a trusted partner to over 100 banks, financial institutions, market infrastructures, clearing houses, and corporate treasuries in 35 countries. VOLANTE TECHNOLOGIES WINS “MOST INNOVATIVE PAYMENT Volante Technologies Wins “Most Innovative Payment Solutions Provider” at MEA Finance Banking Technology Awards 2021 . NEW YORK, LONDON, DUBAI, MEXICO CITY, 10 June 2021 – Volante Technologies, the global leader in cloud payments and financial messaging, today announced it has won the 2021 MEA Finance Banking Technology Award for ‘Most Innovative Payment Solutions Provider’. VOLANTE TECHNOLOGIES WINS CFI.CO BEST PAYMENTS & FINANCIAL Volante Technologies Wins CFI.co Best Payments & Financial Messaging Solutions Global Award 2021 . NEW YORK, LONDON, DUBAI, MEXICO CITY, 1 April 2021 – Volante Technologies, the global leader in cloud payments and financial messaging, today announced it has won the 2021 Cfi.co Global Award for Best Payments & Financial Messaging Solutions.. The CFI.co awards programme aims to identify and VOLPAY | CLOUD-NATIVE PAYMENTS SOLUTIONS FOR BANKS AND 100+ financial institutions of all sizes worldwide power their payments processing with Volante and VolPay. The world of payments is changing rapidly. Real-time / instant payments, ISO 20022, and modern cross-border schemes are revolutionizing clearing and settlement. Open banking is creating new opportunities, and new competitors. DELOITTE | VOLANTE TECHNOLOGIES AND DELOITTE JOIN FORCES Deloitte. Volante’s cloud-based technology solutions for financial institutions now include added insight and integration services from Deloitte. Together this allows banks and payment service providers to further enhance the strategic and financial benefits of payments modernization and cloud technologies, while simplifying regulatory

AMAZON WEB SERVICES

Amazon Web Services. Volante is a member of the AWS Partner Network, and is an AWS Advanced Technology Partner. The world's largest banks rely on Volante's payments and financial messaging solutions to process trillions of dollars in value, and millions of transactions every day, on the AWS cloud. Volante's solutions for end-to-end

processing

TAB BANK RIDES REAL-TIME PAYMENTS WAVE WITH VOLANTE TAB Bank Rides Real-Time Payments Wave with Volante Technologies. NEW YORK, LONDON, DUBAI, MEXICO CITY, May 12, 2021 – TAB Bank, a full-service digital bank that services SME customers in all 50 states, selected Volante Technologies, the global leader in cloud payments and financial messaging, to help the bank provide real-time payments over the RTP® network to its already digital customer THE IMPERATIVE SHIFT OF PAYMENTS TO CLOUD US Wire Payments End-to-end processing of U.S. wires, 24x7x365 and ISO 20022 ready; US Real-time Payments U.S. real-time payments via the Clearing House RTP® network; SEPA Instant Payments Pan-European SEPA instant payments via EBA Clearing RT1 and ECB TIPS VOLANTE TECHNOLOGIES POWERS BANCO BASE’S DOMESTIC AND To achieve these goals, Banco BASE implemented Volante’s VolPay for end-to-end domestic and international payment processing. Live since 2016, VolPay processes the bank’s domestic real-time payments in Mexico via SPEI, in Mexican Pesos and SPID in U.S. dollars; and cross-border payments, incoming and outgoing, via the SWIFT network.

Reaping

CENTRAL BANKING MARKET INFRASTRUCTURES MOVE TO ISO 20022 Central Banking Market Infrastructures move to ISO 20022. 26 October 2015. by Neil Clarke, Market Engagement and Account Director. Real time gross settlement (RTGS) has now become the established mechanism by which country and sometimes regional payment infrastructures enable safe settlement of high value payments between banks. VOLANTE TECHNOLOGIESVOLANTE OPEN BANKINGPSD2 OPEN BANKING SOLUTIONVOLPAY FOR ISO 20022 MIGRATION Volante Technologies is the leading global provider of cloud payments and financial messaging solutions to accelerate digital transformation. We serve as a trusted partner to over 100 banks, financial institutions, market infrastructures, clearing houses, and corporate treasuries in 35 countries.

VOLANTE DESIGNER

Volante Designer is a suite of modular software tools capable of handling the most complex data integration and management challenges. From arrival, through process workflows, downstream integrations, persistence into databases, metadata-based governance, and model-based new development, each component offers a new and better way to address the challenges of data REAL-TIME INTEGRATED PAYABLES: THE KILLER USE CASE FOR Payment routing flexibility : the term ‘integrated’ means that banks need to be able to handle multiple payment types – ACH, wire, SWIFT, and a mix of real-time and non-real-time – in the same file or API submission. Extensibility : in the fast-changing world of payments, payables services must be extensible and future-proofed,

allowing

VOLPAY | CLOUD-NATIVE PAYMENTS SOLUTIONS FOR BANKS AND 100+ financial institutions of all sizes worldwide power their payments processing with Volante and VolPay. The world of payments is changing rapidly. Real-time / instant payments, ISO 20022, and modern cross-border schemes are revolutionizing clearing and settlement. Open banking is creating new opportunities, and new competitors.

ISO 20022 MIGRATION

An ISO 20022 migration solution that helps banks and financial institutions quickly and easily adapt to the enriched format, supporting various rails including SWIFT cross-border payments, Fedwire®, and more. THE IMPERATIVE SHIFT OF PAYMENTS TO CLOUD US Wire Payments End-to-end processing of U.S. wires, 24x7x365 and ISO 20022 ready; US Real-time Payments U.S. real-time payments via the Clearing House RTP® network; SEPA Instant Payments Pan-European SEPA instant payments via EBA Clearing RT1 and ECB TIPS MIDDLE EAST INSTANT PAYMENTS: TRENDS, REGULATIONS, AND Middle East Instant Payments: Trends, Regulations, and Opportunities. 25 November 2020. by Rachel Hunt, VP, Growth, Volante Technologies. Payments is big business for banks – over $2T globally to be more precise. And the digital payments business in the Middle East alone is over $200 billion. With so much at stake, knowing how to navigate the PAYMENTS SOLUTIONS FOR SOUTH AFRICAN BANKS South Africa is a fast-growing digital payments economy. Anywhere between 70% - 90% of payments in the region are still cash-based. There is clear opportunity for real-time payments, modernised high value payments, and ISO 20022 to accelerate the growth of electronic

payments.

SWIFT SR2019 VALIDATOR SWIFT SR2019 Validator - Category 2 Service. The Volante Messaging Service for SWIFT SR2019 Validator – Category 2 provides APIs for validating SWIFT Category 2 based messages, for acceptance by applications or the network that you may be planning to create and/or

use.

THE VOLPAY RIPPLE PROCESSOR MODULE SPEEDS INTEGRATION TO The VolPay Ripple Processor Module speeds integration to the Ripple Global Settlement Network Volante’s VolPay Ripple Processor Module simplifies the connection to Ripple’s near real time payment and

settlement network.

VOLANTE TECHNOLOGIESVOLANTE OPEN BANKINGPSD2 OPEN BANKING SOLUTIONVOLPAY FOR ISO 20022 MIGRATION Volante Technologies is the leading global provider of cloud payments and financial messaging solutions to accelerate digital transformation. We serve as a trusted partner to over 100 banks, financial institutions, market infrastructures, clearing houses, and corporate treasuries in 35 countries.

VOLANTE DESIGNER

Volante Designer is a suite of modular software tools capable of handling the most complex data integration and management challenges. From arrival, through process workflows, downstream integrations, persistence into databases, metadata-based governance, and model-based new development, each component offers a new and better way to address the challenges of data REAL-TIME INTEGRATED PAYABLES: THE KILLER USE CASE FOR Payment routing flexibility : the term ‘integrated’ means that banks need to be able to handle multiple payment types – ACH, wire, SWIFT, and a mix of real-time and non-real-time – in the same file or API submission. Extensibility : in the fast-changing world of payments, payables services must be extensible and future-proofed,

allowing

VOLPAY | CLOUD-NATIVE PAYMENTS SOLUTIONS FOR BANKS AND 100+ financial institutions of all sizes worldwide power their payments processing with Volante and VolPay. The world of payments is changing rapidly. Real-time / instant payments, ISO 20022, and modern cross-border schemes are revolutionizing clearing and settlement. Open banking is creating new opportunities, and new competitors.

ISO 20022 MIGRATION

An ISO 20022 migration solution that helps banks and financial institutions quickly and easily adapt to the enriched format, supporting various rails including SWIFT cross-border payments, Fedwire®, and more. THE IMPERATIVE SHIFT OF PAYMENTS TO CLOUD US Wire Payments End-to-end processing of U.S. wires, 24x7x365 and ISO 20022 ready; US Real-time Payments U.S. real-time payments via the Clearing House RTP® network; SEPA Instant Payments Pan-European SEPA instant payments via EBA Clearing RT1 and ECB TIPS MIDDLE EAST INSTANT PAYMENTS: TRENDS, REGULATIONS, AND Middle East Instant Payments: Trends, Regulations, and Opportunities. 25 November 2020. by Rachel Hunt, VP, Growth, Volante Technologies. Payments is big business for banks – over $2T globally to be more precise. And the digital payments business in the Middle East alone is over $200 billion. With so much at stake, knowing how to navigate the PAYMENTS SOLUTIONS FOR SOUTH AFRICAN BANKS South Africa is a fast-growing digital payments economy. Anywhere between 70% - 90% of payments in the region are still cash-based. There is clear opportunity for real-time payments, modernised high value payments, and ISO 20022 to accelerate the growth of electronic

payments.

SWIFT SR2019 VALIDATOR SWIFT SR2019 Validator - Category 2 Service. The Volante Messaging Service for SWIFT SR2019 Validator – Category 2 provides APIs for validating SWIFT Category 2 based messages, for acceptance by applications or the network that you may be planning to create and/or

use.

THE VOLPAY RIPPLE PROCESSOR MODULE SPEEDS INTEGRATION TO The VolPay Ripple Processor Module speeds integration to the Ripple Global Settlement Network Volante’s VolPay Ripple Processor Module simplifies the connection to Ripple’s near real time payment and

settlement network.

OUR CUSTOMERS

US Wire Payments End-to-end processing of U.S. wires, 24x7x365 and ISO 20022 ready; US Real-time Payments U.S. real-time payments via the Clearing House RTP® network; SEPA Instant Payments Pan-European SEPA instant payments via EBA Clearing RT1 and ECB TIPS

ABOUT VOLANTE

Founded in 2001, Volante reduces the work, time and costs of automating the integration of financial data through tools such as Volante Designer. Volante provides out-of-the-box solutions for any financial data and message challenges in payments, capital markets, corporates, compliance, SOA and more. VOLANTE TECHNOLOGIES WINS “MOST INNOVATIVE PAYMENT Volante Technologies Wins “Most Innovative Payment Solutions Provider” at MEA Finance Banking Technology Awards 2021 . NEW YORK, LONDON, DUBAI, MEXICO CITY, 10 June 2021 – Volante Technologies, the global leader in cloud payments and financial messaging, today announced it has won the 2021 MEA Finance Banking Technology Award for ‘Most Innovative Payment Solutions Provider’. MIDDLE EAST INSTANT PAYMENTS: TRENDS, REGULATIONS, AND Middle East Instant Payments: Trends, Regulations, and Opportunities. 25 November 2020. by Rachel Hunt, VP, Growth, Volante Technologies. Payments is big business for banks – over $2T globally to be more precise. And the digital payments business in the Middle East alone is over $200 billion. With so much at stake, knowing how to navigate the THE NEW ERA OF PAYMENT HUBS The notion of Enterprise Payment Hubs is nothing new, in fact they have been in existence for more than 20 years. In the earlier stages of deployment, they had large upfront CapEx costs and were a major IT infrastructure project, typically undertaken by the larger financial

institutions.

VOLPAY HUB - VOLANTE TECH Payment hubs are infamous for being expensive, complex to implement and integrate, and obsolete by the time they’re in production. Banks are right to be wary. VolPay Hub is different. Based on the VolPay ecosystem of business services, it’s designed to support rapid

creation of

VOLPAY CORPORATE TO BANK AUTOMATION VolPay Corporate to Bank Automation. A solution for rapidly accommodating corporate payment files and acknowledgement formats of all kinds, without custom development. Powered by hundreds of inbuilt libraries and APIs to ensure a consistent corporate customer experience across all PAYMENTS SOLUTIONS FOR SOUTH AFRICAN BANKS South Africa is a fast-growing digital payments economy. Anywhere between 70% - 90% of payments in the region are still cash-based. There is clear opportunity for real-time payments, modernised high value payments, and ISO 20022 to accelerate the growth of electronic

payments.

TAB BANK RIDES REAL-TIME PAYMENTS WAVE WITH VOLANTE TAB Bank Rides Real-Time Payments Wave with Volante Technologies. NEW YORK, LONDON, DUBAI, MEXICO CITY, May 12, 2021 – TAB Bank, a full-service digital bank that services SME customers in all 50 states, selected Volante Technologies, the global leader in cloud payments and financial messaging, to help the bank provide real-time payments over the RTP® network to its already digital customer WEBINAR: REAL TIME GETS REAL: AN RTP ROADMAP FOR 2021 An RTP Roadmap for 2021. Traditional banking systems and processes weren’t developed for ‘real-time’ anything. Corporate buyers are confronting this now as traditional financial institutions (FIs) sprint to keep pace with agile Fintechs and others that have been VOLANTE TECHNOLOGIESVOLANTE OPEN BANKINGPSD2 OPEN BANKING SOLUTIONVOLPAY FOR ISO 20022 MIGRATION Volante Technologies is the leading global provider of cloud payments and financial messaging solutions to accelerate digital transformation. We serve as a trusted partner to over 100 banks, financial institutions, market infrastructures, clearing houses, and corporate treasuries in 35 countries.

VOLANTE DESIGNER

Volante Designer is a suite of modular software tools capable of handling the most complex data integration and management challenges. From arrival, through process workflows, downstream integrations, persistence into databases, metadata-based governance, and model-based new development, each component offers a new and better way to address the challenges of data REAL-TIME INTEGRATED PAYABLES: THE KILLER USE CASE FOR Payment routing flexibility : the term ‘integrated’ means that banks need to be able to handle multiple payment types – ACH, wire, SWIFT, and a mix of real-time and non-real-time – in the same file or API submission. Extensibility : in the fast-changing world of payments, payables services must be extensible and future-proofed,

allowing

VOLPAY | CLOUD-NATIVE PAYMENTS SOLUTIONS FOR BANKS AND 100+ financial institutions of all sizes worldwide power their payments processing with Volante and VolPay. The world of payments is changing rapidly. Real-time / instant payments, ISO 20022, and modern cross-border schemes are revolutionizing clearing and settlement. Open banking is creating new opportunities, and new competitors.

ISO 20022 MIGRATION

An ISO 20022 migration solution that helps banks and financial institutions quickly and easily adapt to the enriched format, supporting various rails including SWIFT cross-border payments, Fedwire®, and more. THE IMPERATIVE SHIFT OF PAYMENTS TO CLOUD US Wire Payments End-to-end processing of U.S. wires, 24x7x365 and ISO 20022 ready; US Real-time Payments U.S. real-time payments via the Clearing House RTP® network; SEPA Instant Payments Pan-European SEPA instant payments via EBA Clearing RT1 and ECB TIPS MIDDLE EAST INSTANT PAYMENTS: TRENDS, REGULATIONS, AND Middle East Instant Payments: Trends, Regulations, and Opportunities. 25 November 2020. by Rachel Hunt, VP, Growth, Volante Technologies. Payments is big business for banks – over $2T globally to be more precise. And the digital payments business in the Middle East alone is over $200 billion. With so much at stake, knowing how to navigate the PAYMENTS SOLUTIONS FOR SOUTH AFRICAN BANKS South Africa is a fast-growing digital payments economy. Anywhere between 70% - 90% of payments in the region are still cash-based. There is clear opportunity for real-time payments, modernised high value payments, and ISO 20022 to accelerate the growth of electronic

payments.

SWIFT SR2019 VALIDATOR SWIFT SR2019 Validator - Category 2 Service. The Volante Messaging Service for SWIFT SR2019 Validator – Category 2 provides APIs for validating SWIFT Category 2 based messages, for acceptance by applications or the network that you may be planning to create and/or

use.

THE VOLPAY RIPPLE PROCESSOR MODULE SPEEDS INTEGRATION TO The VolPay Ripple Processor Module speeds integration to the Ripple Global Settlement Network Volante’s VolPay Ripple Processor Module simplifies the connection to Ripple’s near real time payment and

settlement network.

VOLANTE TECHNOLOGIESVOLANTE OPEN BANKINGPSD2 OPEN BANKING SOLUTIONVOLPAY FOR ISO 20022 MIGRATION Volante Technologies is the leading global provider of cloud payments and financial messaging solutions to accelerate digital transformation. We serve as a trusted partner to over 100 banks, financial institutions, market infrastructures, clearing houses, and corporate treasuries in 35 countries.

VOLANTE DESIGNER

Volante Designer is a suite of modular software tools capable of handling the most complex data integration and management challenges. From arrival, through process workflows, downstream integrations, persistence into databases, metadata-based governance, and model-based new development, each component offers a new and better way to address the challenges of data REAL-TIME INTEGRATED PAYABLES: THE KILLER USE CASE FOR Payment routing flexibility : the term ‘integrated’ means that banks need to be able to handle multiple payment types – ACH, wire, SWIFT, and a mix of real-time and non-real-time – in the same file or API submission. Extensibility : in the fast-changing world of payments, payables services must be extensible and future-proofed,

allowing

VOLPAY | CLOUD-NATIVE PAYMENTS SOLUTIONS FOR BANKS AND 100+ financial institutions of all sizes worldwide power their payments processing with Volante and VolPay. The world of payments is changing rapidly. Real-time / instant payments, ISO 20022, and modern cross-border schemes are revolutionizing clearing and settlement. Open banking is creating new opportunities, and new competitors.

ISO 20022 MIGRATION

An ISO 20022 migration solution that helps banks and financial institutions quickly and easily adapt to the enriched format, supporting various rails including SWIFT cross-border payments, Fedwire®, and more. THE IMPERATIVE SHIFT OF PAYMENTS TO CLOUD US Wire Payments End-to-end processing of U.S. wires, 24x7x365 and ISO 20022 ready; US Real-time Payments U.S. real-time payments via the Clearing House RTP® network; SEPA Instant Payments Pan-European SEPA instant payments via EBA Clearing RT1 and ECB TIPS MIDDLE EAST INSTANT PAYMENTS: TRENDS, REGULATIONS, AND Middle East Instant Payments: Trends, Regulations, and Opportunities. 25 November 2020. by Rachel Hunt, VP, Growth, Volante Technologies. Payments is big business for banks – over $2T globally to be more precise. And the digital payments business in the Middle East alone is over $200 billion. With so much at stake, knowing how to navigate the PAYMENTS SOLUTIONS FOR SOUTH AFRICAN BANKS South Africa is a fast-growing digital payments economy. Anywhere between 70% - 90% of payments in the region are still cash-based. There is clear opportunity for real-time payments, modernised high value payments, and ISO 20022 to accelerate the growth of electronic

payments.

SWIFT SR2019 VALIDATOR SWIFT SR2019 Validator - Category 2 Service. The Volante Messaging Service for SWIFT SR2019 Validator – Category 2 provides APIs for validating SWIFT Category 2 based messages, for acceptance by applications or the network that you may be planning to create and/or

use.

THE VOLPAY RIPPLE PROCESSOR MODULE SPEEDS INTEGRATION TO The VolPay Ripple Processor Module speeds integration to the Ripple Global Settlement Network Volante’s VolPay Ripple Processor Module simplifies the connection to Ripple’s near real time payment and

settlement network.

OUR CUSTOMERS

US Wire Payments End-to-end processing of U.S. wires, 24x7x365 and ISO 20022 ready; US Real-time Payments U.S. real-time payments via the Clearing House RTP® network; SEPA Instant Payments Pan-European SEPA instant payments via EBA Clearing RT1 and ECB TIPS

ABOUT VOLANTE

Founded in 2001, Volante reduces the work, time and costs of automating the integration of financial data through tools such as Volante Designer. Volante provides out-of-the-box solutions for any financial data and message challenges in payments, capital markets, corporates, compliance, SOA and more. VOLANTE TECHNOLOGIES WINS “MOST INNOVATIVE PAYMENT Volante Technologies Wins “Most Innovative Payment Solutions Provider” at MEA Finance Banking Technology Awards 2021 . NEW YORK, LONDON, DUBAI, MEXICO CITY, 10 June 2021 – Volante Technologies, the global leader in cloud payments and financial messaging, today announced it has won the 2021 MEA Finance Banking Technology Award for ‘Most Innovative Payment Solutions Provider’. MIDDLE EAST INSTANT PAYMENTS: TRENDS, REGULATIONS, AND Middle East Instant Payments: Trends, Regulations, and Opportunities. 25 November 2020. by Rachel Hunt, VP, Growth, Volante Technologies. Payments is big business for banks – over $2T globally to be more precise. And the digital payments business in the Middle East alone is over $200 billion. With so much at stake, knowing how to navigate the THE NEW ERA OF PAYMENT HUBS The notion of Enterprise Payment Hubs is nothing new, in fact they have been in existence for more than 20 years. In the earlier stages of deployment, they had large upfront CapEx costs and were a major IT infrastructure project, typically undertaken by the larger financial

institutions.

VOLPAY HUB - VOLANTE TECH Payment hubs are infamous for being expensive, complex to implement and integrate, and obsolete by the time they’re in production. Banks are right to be wary. VolPay Hub is different. Based on the VolPay ecosystem of business services, it’s designed to support rapid

creation of

VOLPAY CORPORATE TO BANK AUTOMATION VolPay Corporate to Bank Automation. A solution for rapidly accommodating corporate payment files and acknowledgement formats of all kinds, without custom development. Powered by hundreds of inbuilt libraries and APIs to ensure a consistent corporate customer experience across all PAYMENTS SOLUTIONS FOR SOUTH AFRICAN BANKS South Africa is a fast-growing digital payments economy. Anywhere between 70% - 90% of payments in the region are still cash-based. There is clear opportunity for real-time payments, modernised high value payments, and ISO 20022 to accelerate the growth of electronic

payments.

TAB BANK RIDES REAL-TIME PAYMENTS WAVE WITH VOLANTE TAB Bank Rides Real-Time Payments Wave with Volante Technologies. NEW YORK, LONDON, DUBAI, MEXICO CITY, May 12, 2021 – TAB Bank, a full-service digital bank that services SME customers in all 50 states, selected Volante Technologies, the global leader in cloud payments and financial messaging, to help the bank provide real-time payments over the RTP® network to its already digital customer WEBINAR: REAL TIME GETS REAL: AN RTP ROADMAP FOR 2021 An RTP Roadmap for 2021. Traditional banking systems and processes weren’t developed for ‘real-time’ anything. Corporate buyers are confronting this now as traditional financial institutions (FIs) sprint to keep pace with agile Fintechs and others that have been VOLANTE TECHNOLOGIESVOLANTE OPEN BANKINGPSD2 OPEN BANKING SOLUTIONVOLPAY FOR ISO 20022 MIGRATION Volante Technologies is the leading global provider of cloud payments and financial messaging solutions to accelerate digital transformation. We serve as a trusted partner to over 100 banks, financial institutions, market infrastructures, clearing houses, and corporate treasuries in 35 countries. REAL-TIME INTEGRATED PAYABLES: THE KILLER USE CASE FOR Payment routing flexibility : the term ‘integrated’ means that banks need to be able to handle multiple payment types – ACH, wire, SWIFT, and a mix of real-time and non-real-time – in the same file or API submission. Extensibility : in the fast-changing world of payments, payables services must be extensible and future-proofed,

allowing

VOLANTE DESIGNER

Volante Designer is a suite of modular software tools capable of handling the most complex data integration and management challenges. From arrival, through process workflows, downstream integrations, persistence into databases, metadata-based governance, and model-based new development, each component offers a new and better way to address the challenges of data VOLPAY | CLOUD-NATIVE PAYMENTS SOLUTIONS FOR BANKS AND 100+ financial institutions of all sizes worldwide power their payments processing with Volante and VolPay. The world of payments is changing rapidly. Real-time / instant payments, ISO 20022, and modern cross-border schemes are revolutionizing clearing and settlement. Open banking is creating new opportunities, and new competitors. MIDDLE EAST INSTANT PAYMENTS: TRENDS, REGULATIONS, AND Middle East Instant Payments: Trends, Regulations, and Opportunities. 25 November 2020. by Rachel Hunt, VP, Growth, Volante Technologies. Payments is big business for banks – over $2T globally to be more precise. And the digital payments business in the Middle East alone is over $200 billion. With so much at stake, knowing how to navigate the WEBINAR: REAL TIME GETS REAL: AN RTP ROADMAP FOR 2021 An RTP Roadmap for 2021. Traditional banking systems and processes weren’t developed for ‘real-time’ anything. Corporate buyers are confronting this now as traditional financial institutions (FIs) sprint to keep pace with agile Fintechs and others that have been VOLANTE JOINS FEDERAL RESERVE’S PILOT PROGRAM FOR FEDNOW Volante Joins Federal Reserve’s Pilot Program for FedNow Instant Payments. Volante becomes a part of payment history. Our company is among a select group of financial institutions, payment processors and technology companies that will begin work on an instant payment service for the United States, run by the Federal Reserve, the U.S.

central

SWIFT SR2019 VALIDATOR SWIFT SR2019 Validator - Category 2 Service. The Volante Messaging Service for SWIFT SR2019 Validator – Category 2 provides APIs for validating SWIFT Category 2 based messages, for acceptance by applications or the network that you may be planning to create and/or

use.

THE VOLPAY RIPPLE PROCESSOR MODULE SPEEDS INTEGRATION TO The VolPay Ripple Processor Module speeds integration to the Ripple Global Settlement Network Volante’s VolPay Ripple Processor Module simplifies the connection to Ripple’s near real time payment and

settlement network.

IMAGENES COMPUTARIZADAS DE GUATEMALA (ICG), A SWIFT MARKET Key customer implements Proof of Concept within one week, resulting in immediate approval by ICG’s board as the solution for all customers. NEW YORK, LONDON, DUBAI, MEXICO CITY, 12 December 2013 – Volante Technologies, a global leader in the provision of financial data integration tools, today announced the addition of another key client in Latin America, Imágenes Computarizadas de VOLANTE TECHNOLOGIESVOLANTE OPEN BANKINGPSD2 OPEN BANKING SOLUTIONVOLPAY FOR ISO 20022 MIGRATION Volante Technologies is the leading global provider of cloud payments and financial messaging solutions to accelerate digital transformation. We serve as a trusted partner to over 100 banks, financial institutions, market infrastructures, clearing houses, and corporate treasuries in 35 countries. REAL-TIME INTEGRATED PAYABLES: THE KILLER USE CASE FOR Payment routing flexibility : the term ‘integrated’ means that banks need to be able to handle multiple payment types – ACH, wire, SWIFT, and a mix of real-time and non-real-time – in the same file or API submission. Extensibility : in the fast-changing world of payments, payables services must be extensible and future-proofed,

allowing

VOLANTE DESIGNER

Volante Designer is a suite of modular software tools capable of handling the most complex data integration and management challenges. From arrival, through process workflows, downstream integrations, persistence into databases, metadata-based governance, and model-based new development, each component offers a new and better way to address the challenges of data VOLPAY | CLOUD-NATIVE PAYMENTS SOLUTIONS FOR BANKS AND 100+ financial institutions of all sizes worldwide power their payments processing with Volante and VolPay. The world of payments is changing rapidly. Real-time / instant payments, ISO 20022, and modern cross-border schemes are revolutionizing clearing and settlement. Open banking is creating new opportunities, and new competitors. MIDDLE EAST INSTANT PAYMENTS: TRENDS, REGULATIONS, AND Middle East Instant Payments: Trends, Regulations, and Opportunities. 25 November 2020. by Rachel Hunt, VP, Growth, Volante Technologies. Payments is big business for banks – over $2T globally to be more precise. And the digital payments business in the Middle East alone is over $200 billion. With so much at stake, knowing how to navigate the WEBINAR: REAL TIME GETS REAL: AN RTP ROADMAP FOR 2021 An RTP Roadmap for 2021. Traditional banking systems and processes weren’t developed for ‘real-time’ anything. Corporate buyers are confronting this now as traditional financial institutions (FIs) sprint to keep pace with agile Fintechs and others that have been VOLANTE JOINS FEDERAL RESERVE’S PILOT PROGRAM FOR FEDNOW Volante Joins Federal Reserve’s Pilot Program for FedNow Instant Payments. Volante becomes a part of payment history. Our company is among a select group of financial institutions, payment processors and technology companies that will begin work on an instant payment service for the United States, run by the Federal Reserve, the U.S.

central

SWIFT SR2019 VALIDATOR SWIFT SR2019 Validator - Category 2 Service. The Volante Messaging Service for SWIFT SR2019 Validator – Category 2 provides APIs for validating SWIFT Category 2 based messages, for acceptance by applications or the network that you may be planning to create and/or

use.

THE VOLPAY RIPPLE PROCESSOR MODULE SPEEDS INTEGRATION TO The VolPay Ripple Processor Module speeds integration to the Ripple Global Settlement Network Volante’s VolPay Ripple Processor Module simplifies the connection to Ripple’s near real time payment and

settlement network.

IMAGENES COMPUTARIZADAS DE GUATEMALA (ICG), A SWIFT MARKET Key customer implements Proof of Concept within one week, resulting in immediate approval by ICG’s board as the solution for all customers. NEW YORK, LONDON, DUBAI, MEXICO CITY, 12 December 2013 – Volante Technologies, a global leader in the provision of financial data integration tools, today announced the addition of another key client in Latin America, Imágenes Computarizadas de VOLANTE TECHNOLOGIES Volante Technologies is the leading global provider of cloud payments and financial messaging solutions to accelerate digital transformation. We serve as a trusted partner to over 100 banks, financial institutions, market infrastructures, clearing houses, and corporate treasuries in 35 countries. VOLPAY | CLOUD-NATIVE PAYMENTS SOLUTIONS FOR BANKS AND 100+ financial institutions of all sizes worldwide power their payments processing with Volante and VolPay. The world of payments is changing rapidly. Real-time / instant payments, ISO 20022, and modern cross-border schemes are revolutionizing clearing and settlement. Open banking is creating new opportunities, and new competitors. VOLANTE TECHNOLOGIES WINS CFI.CO BEST PAYMENTS & FINANCIAL Volante Technologies Wins CFI.co Best Payments & Financial Messaging Solutions Global Award 2021 . NEW YORK, LONDON, DUBAI, MEXICO CITY, 1 April 2021 – Volante Technologies, the global leader in cloud payments and financial messaging, today announced it has won the 2021 Cfi.co Global Award for Best Payments & Financial Messaging Solutions.. The CFI.co awards programme aims to identify and THE IMPERATIVE SHIFT OF PAYMENTS TO CLOUD US Wire Payments End-to-end processing of U.S. wires, 24x7x365 and ISO 20022 ready; US Real-time Payments U.S. real-time payments via the Clearing House RTP® network; SEPA Instant Payments Pan-European SEPA instant payments via EBA Clearing RT1 and ECB TIPS TAB BANK RIDES REAL-TIME PAYMENTS WAVE WITH VOLANTE TAB Bank Rides Real-Time Payments Wave with Volante Technologies. NEW YORK, LONDON, DUBAI, MEXICO CITY, May 12, 2021 – TAB Bank, a full-service digital bank that services SME customers in all 50 states, selected Volante Technologies, the global leader in cloud payments and financial messaging, to help the bank provide real-time payments over the RTP® network to its already digital customer PAYMENTS SOLUTIONS FOR SOUTH AFRICAN BANKS South Africa is a fast-growing digital payments economy. Anywhere between 70% - 90% of payments in the region are still cash-based. There is clear opportunity for real-time payments, modernised high value payments, and ISO 20022 to accelerate the growth of electronic

payments.

ISO 20022 MIGRATION

An ISO 20022 migration solution that helps banks and financial institutions quickly and easily adapt to the enriched format, supporting various rails including VOLANTE TECHNOLOGIES POWERS BANCO BASE’S DOMESTIC AND To achieve these goals, Banco BASE implemented Volante’s VolPay for end-to-end domestic and international payment processing. Live since 2016, VolPay processes the bank’s domestic real-time payments in Mexico via SPEI, in Mexican Pesos and SPID in U.S. dollars; and cross-border payments, incoming and outgoing, via the SWIFT network.

Reaping

VOLPAY HUB AS A SERVICE VolPay Hub Why Payment Hubs, Why Now? Payment hubs are not a new idea. They were invented in the early 2000s as a way to eliminate single-purpose payment silos, and ensure that all payments, regardless CENTRAL BANKING MARKET INFRASTRUCTURES MOVE TO ISO 20022 Central Banking Market Infrastructures move to ISO 20022. 26 October 2015. by Neil Clarke, Market Engagement and Account Director. Real time gross settlement (RTGS) has now become the established mechanism by which country and sometimes regional payment infrastructures enable safe settlement of high value payments between banks.

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