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SURETLY FOR LENDERS

FAQ - SURETLY

SURETLY offers people an absolutely new kind of investment alternative - "crowdvouching". Crowdvouching is the practice of financially securing a loan repayment by vouching monetary contributions from a large number of people. Unlike P2P lending, SURETLY users (vouchers) do not lend money directly to the borrowers but guarantee to repay the loan to the lender in case of borrower's SURETLY IS LAUNCHING A NEW SERVICE CALLED CREDITAPI Suretly Is Launching a New Service Called CreditAPI. The service allows Russian companies to access the loan market in one week without obtaining a license. This is a translation of an article published at vc.ru. S uretly, known as the owner of the crowdvouching platform of the same name, is launching a CreditAPI Cloud Service offering the SURETLY VS CREDIT RISK. 1–0. SURETLY IS AN INTERMEDIARY Suretly vs Credit risk. 1–0. Suretly is an intermediary, which allows ordinary individuals to participate in the profits of lenders which issue loans at high rates. There is such a project named Suretly. The project is developed with the support of the Higher THE AGE OF CREDIT HISTORY. A BORROWER’S CREDIT HISTORY IS The Age of Credit History. A borrower’s credit history is one of the most essential factors that shape the lender’s decision to approve an application for a loan or not, and the credit history is the first thing that the lenders check as the very first step. In most cases it’s useless to apply for a bank loan if you have a damaged credit HAVE YOU CONTRIBUTED TO THE SURETLY APP? The design of the Suretly app consists of over 60 screens, but the most important is the Borrower Profile screen. Let us clarify why this screen is so important. When a user takes a look at the borrower profile, they are deciding whether to cosign for this borrower or not. There are several important elements on the screen: 1. ALL YOU WANTED TO KNOW ABOUT SURETLY TOKENS: PART I Suretly Tokens. The Nature of SUR Coins. Tokens are the new Gods of our crypto-world. Countless people are praying for their rise, and pretty much every crypto-investor, sooner or later, will face the choice of whether to make a purchase of Bitcoin, Ethereum, or similar; whether to opt for tokens; or whether to mix the two within their investment portfolio. THE SURETLY APP DEVELOPMENT NEWS. IT SEEMS THAT SURETLY It seems that Suretly app development is what has been on everyone’s lips for the last month among the Suretly community! Here we take a look at what we have finished so far, and what is still expected to be done in the near future. THE P2P LENDING ALTERNATIVE The Suretly Crowdvouching Platform, which raised $2,8 million from the crypto community via ICO last summer, has announced the launch of its

demo version. In

SURETLY FOR LENDERS

FAQ - SURETLY

demo version. In

SURETLY FOR LENDERS

surface. Learn more

SURETLY AUTUMN PROGRESS. FOR US, THE AUTUMN STARTED WITH For us, autumn started with the Suretly app release. It took us a year to assemble a team, redevelop the app, settle the majority of legal issues, and find the right partners. But, finally, we left ALL YOU WANTED TO KNOW ABOUT SURETLY TOKENS: PART II In our previous post, we dived into the nature of SUR coins, hype vs long-term investments, why the token price will rise in future, and what a utility token is. Before we get started let’s try a SURETLY TESTING BOUNTY CAMPAIGN AND ”EARN OR LEARN Medium is an open platform where 170 million readers come to find insightful and dynamic thinking. Here, expert and undiscovered voices alike dive into the heart of any topic and bring new ideas to the

surface. Learn more

4 REASONS WHY SURETLY LEAVES P2P LENDING BEHIND Medium is an open platform where 170 million readers come to find insightful and dynamic thinking. Here, expert and undiscovered voices alike dive into the heart of any topic and bring new ideas to the

surface. Learn more

THE P2P LENDING ALTERNATIVE The Suretly Crowdvouching Platform, which raised $2,8 million from the crypto community via ICO last summer, has announced the launch of its

demo version. In

SURETLY FOR LENDERS

FAQ - SURETLY

surface. Learn more

SURETLY TESTING BOUNTY CAMPAIGN AND ”EARN OR LEARN Medium is an open platform where 170 million readers come to find insightful and dynamic thinking. Here, expert and undiscovered voices alike dive into the heart of any topic and bring new ideas to the

surface. Learn more

SURETLY FOR LENDERS

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surface. Learn more

REVIEW OF THE MICROFINANCE MARKET OF THE RUSSIAN The aggregate loan portfolio of microfinance institutions increased by 17% for the first two quarters of 2017 totaling over 104 billion rubles (around $1.7 billion USD). And it is still going up! Today, we will discuss the situation in the Russian microfinance market as this is a one of several in which Suretly is going to make a big splash. SURETLY PRIVACY POLICY Privacy Policy Last Updated: August 23, 2018 The Suretly (the “Suretly,” “we,” “us,” and “our”) is committed to treating your personal information ARCHIVE OF STORIES PUBLISHED BY SURETLY Read top stories published by SURETLY. First crowdvouching platform. SURETLY IS LAUNCHING A NEW SERVICE CALLED CREDITAPI Suretly Is Launching a New Service Called CreditAPI. The service allows Russian companies to access the loan market in one week without obtaining a license. This is a translation of an article published at vc.ru. S uretly, known as the owner of the crowdvouching platform of the same name, is launching a CreditAPI Cloud Service offering the USEFUL ANDROID APPS. WHAT TO DOWNLOAD IN 2019? Woebot is part of the growing field of cognitive-behavioral Internet psychotherapy (ICBT). Cognitive-behavioral therapy appeared decades ago, it is a well-studied field of science and a very effective form of psychotherapy that focuses on problem-solving and emotional

diagnosis.

MOBILE BANKING TRENDS IN 2020. MOBILE BANKING IS GROWING Mobile banking is growing faster and faster. But this would not have happened without artificial intelligence-based development: with its help innovations are HAVE YOU CONTRIBUTED TO THE SURETLY APP? The design of the Suretly app consists of over 60 screens, but the most important is the Borrower Profile screen. Let us clarify why this screen is so important. When a user takes a look at the borrower profile, they are deciding whether to cosign for this borrower or not. There are several important elements on the screen: 1. HOW SURETLY WORKS WITH LENDERS. STUDYING THE BUSINESS The Borrower Shows Up. Jane, 28 years old, urgently needs money. Unfortunately, she has a very poor credit history (as with 55% of people under thirty in countries like Russia and the USA). SURETLY TESTING BOUNTY CAMPAIGN AND ”EARN OR LEARN Medium is an open platform where 170 million readers come to find insightful and dynamic thinking. Here, expert and undiscovered voices alike dive into the heart of any topic and bring new ideas to the

surface. Learn more

ALL YOU WANTED TO KNOW ABOUT SURETLY TOKENS: PART II In our previous post, we dived into the nature of SUR coins, hype vs long-term investments, why the token price will rise in future, and what a utility token is. Before we get started let’s try a MEET THE TEAM LEAD OF SURETLY MOBILE DEVELOPMENT One of the key factors for the success of a start-up is the team that makes it. When you are only armed with an idea, limited funds, and a great desire to make the grade, it is extremely important to be surrounded by the right people. SURETLY - VOUCH AND GET PAID FOR ITFOR LENDERSFOR BORROWERSABOUT PLATFORMFAQUNITED STATES (ENGLISH) SURETLY offers people an absolutely new kind of investment alternative - "crowdvouching". Crowdvouching is the practice of financially securing a loan repayment by vouching monetary contributions from a large number of people. Unlike P2P lending, SURETLY users (vouchers) do not lend money directly to the borrowers but guarantee to repay the loan to the lender in case of borrower's SURETLY FOR BORROWERS SURETLY offers people an absolutely new kind of investment alternative - "crowdvouching". Crowdvouching is the practice of financially securing a loan repayment by vouching monetary contributions from a large number of people. Unlike P2P lending, SURETLY users (vouchers) do not lend money directly to the borrowers but guarantee to repay the loan to the lender in case of borrower's

SURETLY FOR LENDERS

FAQ - SURETLY

heralded the

THE ERA OF DIGITAL LENDERS. A NEW GOLDEN AGE Medium is an open platform where 170 million readers come to find insightful and dynamic thinking. Here, expert and undiscovered voices alike dive into the heart of any topic and bring new ideas to the

surface. Learn more

SURETLY - VOUCH AND GET PAID FOR ITFOR LENDERSFOR BORROWERSABOUT PLATFORMFAQUNITED STATES (ENGLISH) SURETLY offers people an absolutely new kind of investment alternative - "crowdvouching". Crowdvouching is the practice of financially securing a loan repayment by vouching monetary contributions from a large number of people. Unlike P2P lending, SURETLY users (vouchers) do not lend money directly to the borrowers but guarantee to repay the loan to the lender in case of borrower's SURETLY FOR BORROWERS SURETLY offers people an absolutely new kind of investment alternative - "crowdvouching". Crowdvouching is the practice of financially securing a loan repayment by vouching monetary contributions from a large number of people. Unlike P2P lending, SURETLY users (vouchers) do not lend money directly to the borrowers but guarantee to repay the loan to the lender in case of borrower's

SURETLY FOR LENDERS

FAQ - SURETLY

heralded the

surface. Learn more

SURETLY PRIVACY POLICY Privacy Policy Last Updated: August 23, 2018 The Suretly (the “Suretly,” “we,” “us,” and “our”) is committed to treating your personal information ARCHIVE OF STORIES PUBLISHED BY SURETLY Read top stories published by SURETLY. First crowdvouching platform. SURETLY IS LAUNCHING A NEW SERVICE CALLED CREDITAPI Max Levchin, Founder of Affirm. Affirm is a financial lender company partnered with Cross River and known to every American zoomer. It was created by Max Levchin, co-founder of PayPal (born in Kyiv, moved to the USA at the age of 16 with his parents). MOBILE BANKING TRENDS IN 2020. MOBILE BANKING IS GROWING Mobile banking is growing faster and faster. But this would not have happened without artificial intelligence-based development: with its help innovations are USEFUL ANDROID APPS. WHAT TO DOWNLOAD IN 2019? Woebot is part of the growing field of cognitive-behavioral Internet psychotherapy (ICBT). Cognitive-behavioral therapy appeared decades ago, it is a well-studied field of science and a very effective form of psychotherapy that focuses on problem-solving and emotional

diagnosis.

HOW SURETLY WORKS WITH LENDERS. STUDYING THE BUSINESS The Borrower Shows Up. Jane, 28 years old, urgently needs money. Unfortunately, she has a very poor credit history (as with 55% of people under thirty in countries like Russia and the USA). HAVE YOU CONTRIBUTED TO THE SURETLY APP? Medium is an open platform where 170 million readers come to find insightful and dynamic thinking. Here, expert and undiscovered voices alike dive into the heart of any topic and bring new ideas to the

surface. Learn more

FAQ - SURETLY

SURETLY offers people an absolutely new kind of investment alternative - "crowdvouching". Crowdvouching is the practice of financially securing a loan repayment by vouching monetary contributions from a large number of people. Unlike P2P lending, SURETLY users (vouchers) do not lend money directly to the borrowers but guarantee to repay the loan to the lender in case of borrower's THE AGE OF CREDIT HISTORY. A BORROWER’S CREDIT HISTORY IS The Age of Credit History. A borrower’s credit history is one of the most essential factors that shape the lender’s decision to approve an application for a loan or not, and the credit history is the first thing that the lenders check as the very first step. In most cases it’s useless to apply for a bank loan if you have a damaged credit HAVE YOU CONTRIBUTED TO THE SURETLY APP? The design of the Suretly app consists of over 60 screens, but the most important is the Borrower Profile screen. Let us clarify why this screen is so important. When a user takes a look at the borrower profile, they are deciding whether to cosign for this borrower or not. There are several important elements on the screen: 1. SURETLY IS LAUNCHING A NEW SERVICE CALLED CREDITAPI Suretly Is Launching a New Service Called CreditAPI. The service allows Russian companies to access the loan market in one week without obtaining a license. This is a translation of an article published at vc.ru. S uretly, known as the owner of the crowdvouching platform of the same name, is launching a CreditAPI Cloud Service offering the ALL YOU WANTED TO KNOW ABOUT SURETLY TOKENS: PART I Suretly Tokens. The Nature of SUR Coins. Tokens are the new Gods of our crypto-world. Countless people are praying for their rise, and pretty much every crypto-investor, sooner or later, will face the choice of whether to make a purchase of Bitcoin, Ethereum, or similar; whether to opt for tokens; or whether to mix the two within their investment portfolio. FIAT AND TOKENS. STUDYING THE SURETLY PROJECT ECOSYSTEM Operations with tokens will be more advantageous than those with fiat money. If the user vouches with SUR tokens, they will earn more than with fiat money — up to 5–15% on average. The growing recognition of the Suretly project will positively influence the demand for SUR tokens and, therefore, their price. THE SURETLY APP DEVELOPMENT NEWS. IT SEEMS THAT SURETLY It seems that Suretly app development is what has been on everyone’s lips for the last month among the Suretly community! Here we take a look at what we have finished so far, and what is still expected to be done in the near future. WHY MEXICO NEEDS SURETLY. A QUICK REVIEW AND SOME Here at Suretly, we believe Mexico is a great market for developing the crowdvouching idea. It is known as the country leading the way in Latin America’s novice fintech sector, as well as for being at the forefront of the region’s crypto revolution. 17% of all local fintech startups are related to lending whilst 20% are to payment and 4 REASONS WHY SURETLY LEAVES P2P LENDING BEHIND Medium is an open platform where 170 million readers come to find insightful and dynamic thinking. Here, expert and undiscovered voices alike dive into the heart of any topic and bring new ideas to the

surface. Learn more

FAQ - SURETLY

SURETLY offers people an absolutely new kind of investment alternative - "crowdvouching". Crowdvouching is the practice of financially securing a loan repayment by vouching monetary contributions from a large number of people. Unlike P2P lending, SURETLY users (vouchers) do not lend money directly to the borrowers but guarantee to repay the loan to the lender in case of borrower's THE AGE OF CREDIT HISTORY. A BORROWER’S CREDIT HISTORY IS The Age of Credit History. A borrower’s credit history is one of the most essential factors that shape the lender’s decision to approve an application for a loan or not, and the credit history is the first thing that the lenders check as the very first step. In most cases it’s useless to apply for a bank loan if you have a damaged credit HAVE YOU CONTRIBUTED TO THE SURETLY APP? The design of the Suretly app consists of over 60 screens, but the most important is the Borrower Profile screen. Let us clarify why this screen is so important. When a user takes a look at the borrower profile, they are deciding whether to cosign for this borrower or not. There are several important elements on the screen: 1. SURETLY IS LAUNCHING A NEW SERVICE CALLED CREDITAPI Suretly Is Launching a New Service Called CreditAPI. The service allows Russian companies to access the loan market in one week without obtaining a license. This is a translation of an article published at vc.ru. S uretly, known as the owner of the crowdvouching platform of the same name, is launching a CreditAPI Cloud Service offering the ALL YOU WANTED TO KNOW ABOUT SURETLY TOKENS: PART I Suretly Tokens. The Nature of SUR Coins. Tokens are the new Gods of our crypto-world. Countless people are praying for their rise, and pretty much every crypto-investor, sooner or later, will face the choice of whether to make a purchase of Bitcoin, Ethereum, or similar; whether to opt for tokens; or whether to mix the two within their investment portfolio. FIAT AND TOKENS. STUDYING THE SURETLY PROJECT ECOSYSTEM Operations with tokens will be more advantageous than those with fiat money. If the user vouches with SUR tokens, they will earn more than with fiat money — up to 5–15% on average. The growing recognition of the Suretly project will positively influence the demand for SUR tokens and, therefore, their price. THE SURETLY APP DEVELOPMENT NEWS. IT SEEMS THAT SURETLY It seems that Suretly app development is what has been on everyone’s lips for the last month among the Suretly community! Here we take a look at what we have finished so far, and what is still expected to be done in the near future. WHY MEXICO NEEDS SURETLY. A QUICK REVIEW AND SOME Here at Suretly, we believe Mexico is a great market for developing the crowdvouching idea. It is known as the country leading the way in Latin America’s novice fintech sector, as well as for being at the forefront of the region’s crypto revolution. 17% of all local fintech startups are related to lending whilst 20% are to payment and 4 REASONS WHY SURETLY LEAVES P2P LENDING BEHIND Medium is an open platform where 170 million readers come to find insightful and dynamic thinking. Here, expert and undiscovered voices alike dive into the heart of any topic and bring new ideas to the

surface. Learn more

FAQ - SURETLY

MICROFINANCE

Read writing about Microfinance in SURETLY. First crowdvouching

platform.

HOW SURETLY WILL CHANGE THE IDEA OF CO-SIGNING The pitfalls are many when co-signing a loan, they say. Don’t co-sign unless the situation is right, they say. Co-signing may be easy and profitable, says Suretly! In this article we will explain how ALL YOU WANTED TO KNOW ABOUT SURETLY TOKENS: PART II In our previous post, we dived into the nature of SUR coins, hype vs long-term investments, why the token price will rise in future, and what a utility token is. Before we get started let’s try a THE P2P LENDING ALTERNATIVE The Suretly Crowdvouching Platform, which raised $2,8 million from the crypto community via ICO last summer, has announced the launch of its

demo version. In

WHAT EVER HAPPENED TO THOSE NICE GUYS AT SURETLY? Medium is an open platform where 170 million readers come to find insightful and dynamic thinking. Here, expert and undiscovered voices alike dive into the heart of any topic and bring new ideas to the

surface. Learn more

FAQ - SURETLY

SURETLY offers people an absolutely new kind of investment alternative - "crowdvouching". Crowdvouching is the practice of financially securing a loan repayment by vouching monetary contributions from a large number of people. Unlike P2P lending, SURETLY users (vouchers) do not lend money directly to the borrowers but guarantee to repay the loan to the lender in case of borrower's THE AGE OF CREDIT HISTORY. A BORROWER’S CREDIT HISTORY IS The Age of Credit History. A borrower’s credit history is one of the most essential factors that shape the lender’s decision to approve an application for a loan or not, and the credit history is the first thing that the lenders check as the very first step. In most cases it’s useless to apply for a bank loan if you have a damaged credit HAVE YOU CONTRIBUTED TO THE SURETLY APP? The design of the Suretly app consists of over 60 screens, but the most important is the Borrower Profile screen. Let us clarify why this screen is so important. When a user takes a look at the borrower profile, they are deciding whether to cosign for this borrower or not. There are several important elements on the screen: 1. SURETLY IS LAUNCHING A NEW SERVICE CALLED CREDITAPI Suretly Is Launching a New Service Called CreditAPI. The service allows Russian companies to access the loan market in one week without obtaining a license. This is a translation of an article published at vc.ru. S uretly, known as the owner of the crowdvouching platform of the same name, is launching a CreditAPI Cloud Service offering the ALL YOU WANTED TO KNOW ABOUT SURETLY TOKENS: PART I Suretly Tokens. The Nature of SUR Coins. Tokens are the new Gods of our crypto-world. Countless people are praying for their rise, and pretty much every crypto-investor, sooner or later, will face the choice of whether to make a purchase of Bitcoin, Ethereum, or similar; whether to opt for tokens; or whether to mix the two within their investment portfolio. FIAT AND TOKENS. STUDYING THE SURETLY PROJECT ECOSYSTEM Operations with tokens will be more advantageous than those with fiat money. If the user vouches with SUR tokens, they will earn more than with fiat money — up to 5–15% on average. The growing recognition of the Suretly project will positively influence the demand for SUR tokens and, therefore, their price. THE SURETLY APP DEVELOPMENT NEWS. IT SEEMS THAT SURETLY It seems that Suretly app development is what has been on everyone’s lips for the last month among the Suretly community! Here we take a look at what we have finished so far, and what is still expected to be done in the near future. WHY MEXICO NEEDS SURETLY. A QUICK REVIEW AND SOME Here at Suretly, we believe Mexico is a great market for developing the crowdvouching idea. It is known as the country leading the way in Latin America’s novice fintech sector, as well as for being at the forefront of the region’s crypto revolution. 17% of all local fintech startups are related to lending whilst 20% are to payment and 4 REASONS WHY SURETLY LEAVES P2P LENDING BEHIND Medium is an open platform where 170 million readers come to find insightful and dynamic thinking. Here, expert and undiscovered voices alike dive into the heart of any topic and bring new ideas to the

surface. Learn more

FAQ - SURETLY

SURETLY offers people an absolutely new kind of investment alternative - "crowdvouching". Crowdvouching is the practice of financially securing a loan repayment by vouching monetary contributions from a large number of people. Unlike P2P lending, SURETLY users (vouchers) do not lend money directly to the borrowers but guarantee to repay the loan to the lender in case of borrower's THE AGE OF CREDIT HISTORY. A BORROWER’S CREDIT HISTORY IS The Age of Credit History. A borrower’s credit history is one of the most essential factors that shape the lender’s decision to approve an application for a loan or not, and the credit history is the first thing that the lenders check as the very first step. In most cases it’s useless to apply for a bank loan if you have a damaged credit HAVE YOU CONTRIBUTED TO THE SURETLY APP? The design of the Suretly app consists of over 60 screens, but the most important is the Borrower Profile screen. Let us clarify why this screen is so important. When a user takes a look at the borrower profile, they are deciding whether to cosign for this borrower or not. There are several important elements on the screen: 1. SURETLY IS LAUNCHING A NEW SERVICE CALLED CREDITAPI Suretly Is Launching a New Service Called CreditAPI. The service allows Russian companies to access the loan market in one week without obtaining a license. This is a translation of an article published at vc.ru. S uretly, known as the owner of the crowdvouching platform of the same name, is launching a CreditAPI Cloud Service offering the ALL YOU WANTED TO KNOW ABOUT SURETLY TOKENS: PART I Suretly Tokens. The Nature of SUR Coins. Tokens are the new Gods of our crypto-world. Countless people are praying for their rise, and pretty much every crypto-investor, sooner or later, will face the choice of whether to make a purchase of Bitcoin, Ethereum, or similar; whether to opt for tokens; or whether to mix the two within their investment portfolio. FIAT AND TOKENS. STUDYING THE SURETLY PROJECT ECOSYSTEM Operations with tokens will be more advantageous than those with fiat money. If the user vouches with SUR tokens, they will earn more than with fiat money — up to 5–15% on average. The growing recognition of the Suretly project will positively influence the demand for SUR tokens and, therefore, their price. THE SURETLY APP DEVELOPMENT NEWS. IT SEEMS THAT SURETLY It seems that Suretly app development is what has been on everyone’s lips for the last month among the Suretly community! Here we take a look at what we have finished so far, and what is still expected to be done in the near future. WHY MEXICO NEEDS SURETLY. A QUICK REVIEW AND SOME Here at Suretly, we believe Mexico is a great market for developing the crowdvouching idea. It is known as the country leading the way in Latin America’s novice fintech sector, as well as for being at the forefront of the region’s crypto revolution. 17% of all local fintech startups are related to lending whilst 20% are to payment and 4 REASONS WHY SURETLY LEAVES P2P LENDING BEHIND Medium is an open platform where 170 million readers come to find insightful and dynamic thinking. Here, expert and undiscovered voices alike dive into the heart of any topic and bring new ideas to the

surface. Learn more

FAQ - SURETLY

MICROFINANCE

Read writing about Microfinance in SURETLY. First crowdvouching

platform.

demo version. In

surface. Learn more

FAQ - SURETLY

SURETLY offers people an absolutely new kind of investment alternative - "crowdvouching". Crowdvouching is the practice of financially securing a loan repayment by vouching monetary contributions from a large number of people. Unlike P2P lending, SURETLY users (vouchers) do not lend money directly to the borrowers but guarantee to repay the loan to the lender in case of borrower's THE AGE OF CREDIT HISTORY. A BORROWER’S CREDIT HISTORY IS The Age of Credit History. A borrower’s credit history is one of the most essential factors that shape the lender’s decision to approve an application for a loan or not, and the credit history is the first thing that the lenders check as the very first step. In most cases it’s useless to apply for a bank loan if you have a damaged credit HAVE YOU CONTRIBUTED TO THE SURETLY APP? The design of the Suretly app consists of over 60 screens, but the most important is the Borrower Profile screen. Let us clarify why this screen is so important. When a user takes a look at the borrower profile, they are deciding whether to cosign for this borrower or not. There are several important elements on the screen: 1. SURETLY IS LAUNCHING A NEW SERVICE CALLED CREDITAPI Suretly Is Launching a New Service Called CreditAPI. The service allows Russian companies to access the loan market in one week without obtaining a license. This is a translation of an article published at vc.ru. S uretly, known as the owner of the crowdvouching platform of the same name, is launching a CreditAPI Cloud Service offering the ALL YOU WANTED TO KNOW ABOUT SURETLY TOKENS: PART I Suretly Tokens. The Nature of SUR Coins. Tokens are the new Gods of our crypto-world. Countless people are praying for their rise, and pretty much every crypto-investor, sooner or later, will face the choice of whether to make a purchase of Bitcoin, Ethereum, or similar; whether to opt for tokens; or whether to mix the two within their investment portfolio. FIAT AND TOKENS. STUDYING THE SURETLY PROJECT ECOSYSTEM Operations with tokens will be more advantageous than those with fiat money. If the user vouches with SUR tokens, they will earn more than with fiat money — up to 5–15% on average. The growing recognition of the Suretly project will positively influence the demand for SUR tokens and, therefore, their price. THE SURETLY APP DEVELOPMENT NEWS. IT SEEMS THAT SURETLY It seems that Suretly app development is what has been on everyone’s lips for the last month among the Suretly community! Here we take a look at what we have finished so far, and what is still expected to be done in the near future. WHY MEXICO NEEDS SURETLY. A QUICK REVIEW AND SOME Here at Suretly, we believe Mexico is a great market for developing the crowdvouching idea. It is known as the country leading the way in Latin America’s novice fintech sector, as well as for being at the forefront of the region’s crypto revolution. 17% of all local fintech startups are related to lending whilst 20% are to payment and 4 REASONS WHY SURETLY LEAVES P2P LENDING BEHIND Medium is an open platform where 170 million readers come to find insightful and dynamic thinking. Here, expert and undiscovered voices alike dive into the heart of any topic and bring new ideas to the

surface. Learn more

FAQ - SURETLY

SURETLY offers people an absolutely new kind of investment alternative - "crowdvouching". Crowdvouching is the practice of financially securing a loan repayment by vouching monetary contributions from a large number of people. Unlike P2P lending, SURETLY users (vouchers) do not lend money directly to the borrowers but guarantee to repay the loan to the lender in case of borrower's THE AGE OF CREDIT HISTORY. A BORROWER’S CREDIT HISTORY IS The Age of Credit History. A borrower’s credit history is one of the most essential factors that shape the lender’s decision to approve an application for a loan or not, and the credit history is the first thing that the lenders check as the very first step. In most cases it’s useless to apply for a bank loan if you have a damaged credit HAVE YOU CONTRIBUTED TO THE SURETLY APP? The design of the Suretly app consists of over 60 screens, but the most important is the Borrower Profile screen. Let us clarify why this screen is so important. When a user takes a look at the borrower profile, they are deciding whether to cosign for this borrower or not. There are several important elements on the screen: 1. SURETLY IS LAUNCHING A NEW SERVICE CALLED CREDITAPI Suretly Is Launching a New Service Called CreditAPI. The service allows Russian companies to access the loan market in one week without obtaining a license. This is a translation of an article published at vc.ru. S uretly, known as the owner of the crowdvouching platform of the same name, is launching a CreditAPI Cloud Service offering the ALL YOU WANTED TO KNOW ABOUT SURETLY TOKENS: PART I Suretly Tokens. The Nature of SUR Coins. Tokens are the new Gods of our crypto-world. Countless people are praying for their rise, and pretty much every crypto-investor, sooner or later, will face the choice of whether to make a purchase of Bitcoin, Ethereum, or similar; whether to opt for tokens; or whether to mix the two within their investment portfolio. FIAT AND TOKENS. STUDYING THE SURETLY PROJECT ECOSYSTEM Operations with tokens will be more advantageous than those with fiat money. If the user vouches with SUR tokens, they will earn more than with fiat money — up to 5–15% on average. The growing recognition of the Suretly project will positively influence the demand for SUR tokens and, therefore, their price. THE SURETLY APP DEVELOPMENT NEWS. IT SEEMS THAT SURETLY It seems that Suretly app development is what has been on everyone’s lips for the last month among the Suretly community! Here we take a look at what we have finished so far, and what is still expected to be done in the near future. WHY MEXICO NEEDS SURETLY. A QUICK REVIEW AND SOME Here at Suretly, we believe Mexico is a great market for developing the crowdvouching idea. It is known as the country leading the way in Latin America’s novice fintech sector, as well as for being at the forefront of the region’s crypto revolution. 17% of all local fintech startups are related to lending whilst 20% are to payment and 4 REASONS WHY SURETLY LEAVES P2P LENDING BEHIND Medium is an open platform where 170 million readers come to find insightful and dynamic thinking. Here, expert and undiscovered voices alike dive into the heart of any topic and bring new ideas to the

surface. Learn more

FAQ - SURETLY

MICROFINANCE

Read writing about Microfinance in SURETLY. First crowdvouching

platform.

demo version. In

surface. Learn more

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Suretly — the world’s first

crowdvouching

platform.

Borrowers from all over the world, find people willing to vouch for them in return for a reward of 5-25%

of the loan amount.

I like the simple mechanics of the earnings and the transparency of the platform. I use it as an additional source of income.

Anton22,

earning with Suretly since 2017

SURETLY HELPS

LENDERS

* 1. The volume of loans and ARPU increases by 2-3 times. * 2. The burden on the debt collection department descends. * 3. The need to create reserves for defaults disappears.

BORROWERS

* 1. Borrowers with a good credit history can get a loan with a lower interest rate. * 2. Borrowers with a poor (or non-existing) credit history get a chance to improve it.

APP USERS

App Users can vouch for as low as $2 with little risk and earn a

commission.

Actual income up to 12% per month BASICALLY, SURETLY PROVIDES the opportunity to earn from anywhere in the world by using your phone during a few minutes a day. IT WILL SUIT YOU IF YOU HAVE A SMALL AMOUNT OF MONEY AND YOU WANT TO

MULTIPLY IT

Several thousand guarantors from different countries earn money with

Suretly right now

ALL ABOUT SURETLY IN 120 SEC

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HOW SURETLY WORKS

Check out the example

?

Due to recent problems at work, Kate's credit history got spoiled. She urgently needs $500, and she tried to apply for a loan from the bank, but she was denied everywhere. SHE APPLIES FOR A CROWDVOUCHED LOAN. Kate's application goes through to Suretly. A few dozen guarantors and

you vouch for her.

THE AMOUNT OF THE GUARANTEE GOES FROM $2 TO $10 During 2-3 minutes the amount of guarantees covers the whole loan amount. Kate gets a loan, and all guarantors get the commission. COMMISSION IS 5 - 25% OF THE LOAN AMOUNT, AND DEPENDS ON THE BORROWER'S RISK GROUP. Depending on the status of your account, we will freeze from 20 to 100% of the amount of your surety until Kate returns the loan. JUST FOR A LITTLE WHILE - FROM 10 TO 30 DAYS.

RESULT

-

IF KATE DOES NOT RETURN THE LOAN We will charge the amount according to your limits of responsibility from your account in order to cover Kate's debt. However, if you have chosen the right strategy, this amount will be covered by commissions from other guarantees.

+

IF KATE RETURNS THE LOAN The amount of your guarantee will be unlocked and you will have already earned 5-25% out of the guarantee amount HOW MUCH YOU CAN EARN Imagine that you have allocated $300 among borrowers of all groups. The total remuneration was $42.83. 6 borrowers did not return loans, and $20 were written off, according to the limits of responsibility. The final income for the month was $22.83, or $273.96 for the year if the strategy continues to yield a similar result.

Try it

HOW CAN YOU REDUCE THE PERCENTAGE OF NON-RETURNABLE LOANS TO A MINIMUM, AND EARN MORE? EVALUATE BORROWERS CAREFULLY Each borrower has his own risk group : from A to G. The higher the risk, the higher your commission. In addition, we show you historical statistics on loan repayments made by the borrowers of the same category. COUNT UPON AN ADEQUATE RATE You can vouch for $10, and for $2 – the choice is yours. We will show you how to calculate a rate correctly : Suretly has a demo mode, cases and tips. VOUCH SMALL AMOUNTS FOR 10-30 BORROWERS SIMULTANEOUSLY Distribute sureties between borrowers of different categories, therefore reducing risks to a minimum. This is how experienced guarantors act – follow their example. EARNING FROM THE SURETLY APP IS CONVENIENT AND EASY * Evaluate information about the borrower * Determine the amount of guarantee : as low as $2 * Swipe right to vouch or swipe left to go to the next borrower

Try it

AUTOVOUCHING

WANT TO SAVE TIME?

Have you shaped for yourself an image of an ideal borrower from a comfortable risk group? Use the Autovauching Strategy! The whole process is simple and transparent. Tell us about your strategy: what categories of borrowers do you want to vouch for, what is the

limit of guarantee.

Confirm your choice, by clicking on the Start button! Autovouching is activated! As applications from relevant borrowers appear - the system is automatically vouching for them! YOU CAN WITHDRAW THE EARNINGS TO VISA AND MASTERCARD WITHIN A COUPLE

OF MINUTES

YOU CAN EASILY FIGURE OUT HOW TO WORK WITH YOUR PERSONAL ACCOUNT ON

THE FIRST TRY.

However, as with all functions of the app. IN 2017, A FIFTH OF OUR USERS RECEIVED AN INCOME OF 120% PER ANNUM. Use our recommendations and strive for success! START GETTING PASSIVE INCOME FROM SURETIES RIGHT NOW FIRST, TRY TO BECOME A GUARANTOR WITH SURETLY DEMO ACCOUNT :) Download Suretly in one click:

* About platform

* How it works

* Benefits

* FAQ

* TRY IT

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Home For lenders Borrowers Terms of use Blog Contacts

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SURETLY USER AGREEMENT LICENSE AGREEMENT (PUBLIC OFFER) Date of posting on the Website 09.02.2018 This Agreement defines the rights and obligations of Suretly, inc (hereinafter referred to as the "Licensor") and an unlimited number of capable individuals, legal entities and individual entrepreneurs (the Licensee) when using the Suretly Service. This Agreement is addressed to any number of unspecified persons. Committing one of the following actions constitutes unconditional acceptance of the Agreement by the Licensee: - installation of the Program by the Voucher; - filling in the application by the Borrower on the Lender's website or in writing. 1. TERMS AND DEFINITIONS The parties use the following terms in the indicated meaning: 1. Probability of Default means an information value reflecting the percentage of the defaulted Borrowers with respect to the total number of Borrowers in a particular Risk Group. 2. Risk Group means a subjective assessment of the Borrower's reliability calculated on the basis of the data provided by it. It can be in the range from A to G, where A means high reliability, and G means low. 3. Borrower's Default means the Borrower's failure to perform its obligations under a Loan Agreement with the Lender within 3 (three) or more calendar days. 4. Surety Contract means an agreement concluded by and between the Voucher and the Lender. 5. Borrower means a person intending to enter into a loan agreement with the Lender in order to obtain a loan. 6. Application means an electronic form to be completed by the Borrower on the Lender's website or in writing with the Lender in order to obtain a loan. 7. Borrower's Card means the page in the Program that displays data about a particular Borrower. 8. Loan Agreement means a loan (credit) agreement, concluded by and between the Lender and the Borrower. 9. Voucher, (i.e. Guarantor) means the person obliged to be liable for the debts of the Borrower towards the Lender on the basis of the Surety Contract which accepts the Surety Contract through the Service 10. Lender means a person issuing a loan (credit) to the Borrower on the basis of a Loan Agreement. 11. Licensee means a person accepting this Agreement and using the Service. The Licensee can act as the "Borrower" and the "Voucher". 12. Online Account means a protected part of the Website and the Program through which the Service is used and the Licensee (the Voucher) interacts with the Licensor. 13. Personal Account means the system of accounting the funds deposited by the Licensee (the Voucher) available in the Online Account. 14. Login and password mean a unique set of symbols created during the Registration intended for access to the Online Account. 15. Vouching means the Licensee undertaking to be liable for the obligations of the Borrower towards the Lender on the basis of the Surety Contract. 16. Program means a computer program available in the form of a mobile application. The Program is installed on the Licensee's device by downloading from the AppStore or GooglePlay. 17. Registration means the process of filling in the Application by the Licensee or the process of installing the Program on the Licensee's device. 18. Website means an Internet website located in the Internet at https://suretly.com. 19. Lender's website means an Internet website belonging to the Lender through which the Borrower draws up an Application for a loan (credit). 20. Service means software and hardware package available on the Website and through the Program allowing the Borrower to interact with the Voucher and to conclude a Surety Contract. 21. Guarantee Cost is the amount of the monetary remuneration received by the Voucher from the Borrower for conclusion of the Surety Contract. 22. Guarantee Amount means the maximum amount of liability that the Voucher takes in the framework of one Surety Contract. 2. SUBJECT OF THE AGREEMENT. GENERAL PROVISIONS 2.1. In accordance with the terms of this Agreement, the Licensor grants to the Licensee a non-exclusive license to use the Service. 2.2. The territory of the transferred rights is all the countries of the world. The term of granted rights is limited by the term of the Agreement. 2.3. The following is an integral part of the Agreement: 2.3.1. The Surety Contract form placed on the Website at https://suretly.com/en/terms 2.3.2. The Service Agreement form placed on the Website at https://suretly.com/en/terms 2.3.3. The personal data processing policy placed on the Website at https://suretly.com/en/rules 3. REGISTRATION AND AGREEMENT ACCEPTANCE PROCEDURE. AUTHORIZATION 3.1. In order to use the Service the Voucher must pass the Registration procedure. Registration of the Voucher is carried out through taking the following sequence of actions: 3.1.1. Program download; 3.1.2. filling in the registration form in the Program window; 3.1.3. entering the password sent by SMS to the phone specified when completing the registration form. 3.2. Registration of the Borrower in the Service is carried out by filling in the Application. 3.3. By registering and (or) accepting the Agreement, the Licensee confirms that ● the data provided during Registration is relevant, accurate and relates to the Licensee; ● acting on behalf of a legal entity or an individual entrepreneur, it has the appropriate authority to accept the Agreement; ● is a capable individual. 4. PROCEDURE FOR USE OF THE SERVICE 4.1. The list of the Borrowers being in the search for Sureties is displayed in the Voucher's Online Account in real time. A Borrower's Card is created for each Borrower and may contain the following information (including, but not limited to): country and city of residence, name, age, photo, Risk Group and Probability of Default and other information. 4.2. Identification of the Borrower is carried out by the Lender. The Licensor shall not be liable for incorrect identification of Borrowers. 4.3. Borrower’s Risk Group is calculated automatically by the Service on the basis of the data provided by the Lender (including, but not limited to). 4.4. The Probability of Default of the Borrower is calculated by the Service automatically based on statistical data and is equal to the ratio of the number of defaulted Borrowers to the total number of Borrowers in a similar Risk Group. Thus, the Probability of Default is exclusively an information value reflecting the financial discipline of Borrowers of different Risk Groups in previous periods and does not guarantee similar behaviour of Borrowers in future periods. 4.5. The Voucher independently and at its own risk decides whether to provide the vouching to each particular Borrower or not. Before making a decision, the Voucher shall independently become familiar with the Borrower's Risk Group and the Possibility of Default. 4.6. Each Borrower may have several Vouchers. The Guarantee Amount and the Guarantee Cost are determined by each Voucher independently. 4.7. By making a decision to enter into a Surety Contract, the Voucher and the Borrower assume all risks associated with the Borrower's possible failure to fulfill the Loan Agreement within the Guarantee Amount. The Guaranty Amount is displayed in the Surety Contract. 4.8. A separate Surety Contract shall be formed and signed for each case of vouching. 4.9. The Surety Contract is an agreement of accession between the Lender and the Voucher. A reference to the terms of the Surety Contract is displayed in the card of each Borrower. 4.10. The amount of the Voucher's liability under each Surety Contract shall be independently established by the Voucher. 4.11. The Surety Contract shall be signed by a Digital Signature - an equivalent of the Мщгсрук's own signature. Such document is considered to be completely identical to a similar document on physical media, and the Voucher's Digital Signature is equal in importance (including legal one) to its physical signature. 4.12. Acceptance of the Surety Contract is carried out by the Voucher by performing a set of active actions, namely by moving the Borrower's Card to the right side of the screen of the device on which the Program is running. Moving the Borrower's Card to the left side of the screen is interpreted as a refusal to enter into (accept) the Surety Contract. 4.13. If the Borrower fails to fulfill the obligations accepted under the Loan Agreement within 3 (three) or more calendar days, the Lender is entitled to recover the debt from the Voucher in accordance with the Surety Contract. 4.14. Performance of obligations occurs by debiting the Guarantee Amount from the Voucher's credit card or from the Voucher's Personal Account. 4.15. The Surety Contract is available to the Voucher in the Online Account. 4.16. The Parties have determined that during the validity of this Agreement, the collection of funds from the Borrower, in case the Voucher repays the debt to the Lender on its own, shall be arranged by the Licensor. 5. ENSURING PERFORMANCE OF OBLIGATIONS 5.1. In order to conclude a vouching, the Voucher is obliged to ensure performance of obligations that may arise as a result of a possible Default of a Borrower. If it is impossible to ensure performance of obligations, the Voucher shall not sign the Surety Contract. 5.2. The following can be used as security for the performance of obligations: 5.2.1. Blocking the Guarantee Amount on the Voucher's bank card, if the Voucher provided the data of such card. 5.2.2. Blocking the Guarantee Amount in the Personal Account, if there is a necessary amount in the Personal Account. 6. SETTLEMENTS 6.1. In order to start using the Service's features and providing subsequent securing of the Surety Contract, the Voucher is obliged to transfer the funds (hereinafter - the Security Deposit) to the Licensor to ensure that funds are found in the Personal Account. Replenishment of the Personal Account shall be made by the Voucher on its own in ways that are available in the Program. Replenishment shall be carried out through the Online Account. By accepting funds the Licensee acts within the framework of the Agency Agreement with the Borrower. 6.2. Withdrawal of funds from the Personal Account is possible to a bank card, bank account or e-Wallets indicated by the Licensee in the Online Account. 6.3. Withdrawal of funds holder under the Surety Contract is impossible until unholded. 6.4. Replenishment of the Personal Account and withdrawal of funds from the Personal Account may be subject to additional commission. The commission amount is set by payment systems (credit institutions), but cannot be more than 5% of the Principal's payment amount. The commission amount can be found on the website of the credit institution (payment system). 6.5. Vouching services provided by the Voucher to the Borrower are chargeable. The Guarantee Cost is determined by the Voucher on its own in accordance with the agreement concluded by and between the Borrower and the Voucher. 6.6. In case of conclusion of a Surety Contract, the Borrower undertakes to pay to the Vouchers the cost of services for provision of such a vouching. 6.7. All issues related to the Vouchers's taxation in connection with the receipt of income from delivery of services for provision of the Vouching shall be decided by the Voucher on its own. 6.8. In case of the Borrower's Default and performance of the Borrower's obligations by the Vouchers, the right to claim the debt under the Loan Agreement between the Lender and the Borrower transfers to the Sureties within the limits of the recovered amounts in accordance with the applicable legislation of the Russian Federation. 7. PERSONAL DATA 7.1. The Licensee, an individual, shall consent to the processing by the Licensor the Licensee's personal data specified during Registration, in the Application and the Online Account, including: Last name, First name, patronymic, e-mail address, contact phone number, payment details, photo, INN, SNILS (Insurance Number of Individual Ledger Account), registration address, place of work, length of service. 7.1.1. The consent is valid indefinitely, the period of storage of the personal data of the Licensee is not limited. 7.2. The Licensee has the right to revoke its consent by drawing up a corresponding written document that can be sent to the Licensor by registered mail with return receipt or by hand against written acknowledgment to the Licensor's representative. In case of receipt of a written application to revoke this consent to process the personal data, the Licensor must stop their processing. 7.3. The Licensee understands and agrees that as a result of a failure, technical malfunctions, actions by third parties, including (but not limited to) a virus or hacker attack, the Licensee data posted on the Service may be made available to third parties. The Licensee undertakes not to file claims against the Licensor for damages (losses) arising in connection therewith. 7.4. The Licensee gives its consent to: 7.4.1. Storage of the personal data on the Licensee's server. Storage is carried out on the territory of the Russian Federation. Cross-border data transfer is carried out to the United States of America and Kazakhstan. 7.4.2. Use of personal and statistical data to display advertisements. 7.4.3. Sending messages of information and advertising nature, information about services, news of the Licensor and (or) the Licensee's partners to e-mail and (or) via SMS, browser Push notifications and mobile Push notifications. 7.4.4. Transfer the personal data to third parties for the purpose of making payments. 7.5. The Licensor processes only the Licensee's data which is required for performance of this Agreement. 7.6. The Licensor does not store the CVV code and passwords of the Licensee's bank cards. 7.7. The Licensor is not responsible for the personal data processing by the Lender. 8. LIABILITY 8.1. The Licensor grants the Licensee the Service "as is", in accordance with the principle generally accepted in international practice. This means that the Licensor shall not be liable for the problems that arise in the process of updating, maintaining and operating the Service (including issues on compatibility with other software products (packages, drivers, etc.), inconsistency of the results of using the Service to the expectations of the Licensee, etc.). 8.2. The Licensor is not liable for the inability to use the Service for the reasons attributable to the Licensee or third parties. 8.3. The Licensor is not liable if the access to the Service is limited due to the lack of access to the Internet by the Licensee. 8.4. The Licensor makes every possible effort to ensure the normal operation of the Service, but is not liable for the failure to perform or improper performance of obligations under this Agreement, as well as for direct and indirect losses of the Licensee, including lost profits and possible damage that arose as a result of: ● Illegal actions of Internet users aimed at violation of information security or normal operation of the Service. ● Absence (impossibility of establishment, termination, etc.) of an Internet connection between the Licensor's server and the Licensee's server. ● Special investigation activities conducted by state and municipal bodies, as well as other organizations. ● Establishment of state regulation (or regulation by other organizations) of economic activities of commercial organizations in the Internet and/or establishment by the specified entities of single restrictions that make it difficult or impossible to perform this Agreement. ● Other cases related to the actions (inaction) of the Internet users and/or other entities aimed at worsening the overall situation with the use of the Internet and/or computer equipment that existed at the time of conclusion of this Agreement. 8.5. The Licensor reserves the right to suspend the Service for routine maintenance at night or on weekends, if possible. 8.6. The Licensee undertakes, when using the Service, not to violate the Legislation, interests of third parties, including when creating mailings, providing services (sale of goods) to third parties. 8.7. The Licensor is not liable if the login and password from the Licensor's Online Account have become known to third parties. 8.8. In any circumstances, the liability of the Licensor is limited to the amount equal to 10 (ten) euros. 8.9. The Licensor is not a party to the relationship of the Voucher and the Borrower. 8.10. The Licensor does not guarantee to the Voucher the receipt of profit from the conclusion of the Surety Contract. 9. PROCEDURE FOR AMENDING THE AGREEMENT 9.1. The Agreement is concluded for an indefinite period. Either Party may terminate the Agreement by sending a notice 30 (thirty) calendar days prior to the date of termination, unless a shorter period is provided for by this Agreement or by an additional agreement of the Parties. Notices are sent through the Online Account. 9.2. The Licensor has the right to unilaterally amend the Agreement and exhibits thereto. Amendments to the Agreement shall enter into force on the next working day after posting the new version on the Website. 9.3. The current version of the License Agreement is located at: https://suretly.com/en/terms. 9.4. The Licensee undertakes to follow the amendments to the Agreement on its own and to get acquainted with the current version at least 1 (once) a month. 9.5. In case the Licensee does not agree with the amendments to the Agreement, it must stop using the Service and delete the account. 10. DETAILS OF THE LICENSOR Suretly, inc reg №: 327606 Address: Genesis Building, 5h floor, Genesis Close, PO Box 446, Grand Cayman, Cayman Islands, KY1-1106 Email info@suretly.com

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CONTACTS AND LEGAL NOTES

Suretly, inc

reg №: 327606

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