READY CAPITAL

Ready Capital (NYSE: RC) is a multi-strategy real estate finance company that originates, acquires, finances and services small- to medium-sized balance commercial loans. We specialize in loans backed by commercial real estate, including agency multifamily, investor READY CAPITAL PPP PROGRAM APPLICATION The Paycheck Protection Program is an SBA loan that helps businesses keep their workforce employed during the Coronavirus (COVID-19) crisis. The initial end of the Paycheck Protection Program is set for March 31, 2021. However, we are still accepting applications in PAYCHECK PROTECTION PROGRAM (PPP) LOAN FORGIVENESS The next phase of the Paycheck Protection Program (PPP) process is approaching, and we are excited to announce our partnership with Lendio to help process your loan forgiveness application! You will receive further instruction from Lendio on how to apply for forgiveness when your window is closer to opening. READY CAPITAL SMALL BUSINESS LOAN APPLICATION Ready Capital (NYSE RC) is a leader in SBA 7 (a) lending with over 400 lending professionals nationwide. We provide loans from $25,000 to $5 million. We have a track record of successfully helping borrowers navigate the SBA loan process and delivering competitive lending solutions for growing businesses. We offer entrepreneurs,

professionals

READY CAPITAL > INVESTOR RELATIONS Date. Headline. 4/7/2021. April 2021 Investor Presentation. 12/7/2020. Transaction Overview: Anworth Mortgage Asset Corporation. 8/18/2020. August 2020 Investor Presentation. Click the link to the right to download: Adobe Acrobat.

SMALL BUSINESS

For lenders, this temporary change enhances the lending appetite because the higher guarantee—90% instead of 75%—helps reduce their risk. While the 7(a) program obligates SBA lenders to comply with the SOP guidance for an eligible borrower, lenders typically make choices about which industries and regions fit their credit profile. READY CAPITAL > OVERVIEW Ready Capital Corporation, a commercial mortgage REIT, is a real estate finance company that acquires, originates, manages and finances

commercial

READY CAPITAL CORPORATION ANNOUNCES SECURITIZATION OF $768 Ready Capital Corporation Announces Securitization of $768 Million in Bridge Loans CRE CLO Securitization is the Company’s Largest Since 2005 Inception NEW YORK, April 1, 2021 — Ready Capital Corporation (NYSE: RC) (“Ready Capital” or the “Company”) announced the closing of a $629 million commercial mortgage collateralized loan obligation (“CRE CLO”) with the limited READY CAPITAL > READY CAPITAL AND ANWORTH MORTGAGE ASSET NEW YORK and SANTA MONICA, Calif., Dec. 7, 2020 /PRNewswire/ -- Ready Capital Corporation (NYSE:RC) ("Ready Capital"), a multi-strategy real estate finance company that originates, acquires, finances and services small- to medium-sized balance commercial loans, and Anworth Mortgage Asset Corporation (NYSE:ANH) ("Anworth"), a specialty finance REIT that focuses primarily

JORDAN GOFORTH

Executive Director. 310-299-0211. jordan.goforth@readycapital.com. vcard. , West Coast. Jordan leads the west coast office for Ready Capital, where he focuses on originating, structuring and executing bridge loan investment opportunities. Prior to joining Ready Capital, he was part of the real estate group at Doral Property Finance in New

York

READY CAPITAL

Ready Capital (NYSE: RC) is a multi-strategy real estate finance company that originates, acquires, finances and services small- to medium-sized balance commercial loans. We specialize in loans backed by commercial real estate, including agency multifamily, investor READY CAPITAL PPP PROGRAM APPLICATION The Paycheck Protection Program is an SBA loan that helps businesses keep their workforce employed during the Coronavirus (COVID-19) crisis. The initial end of the Paycheck Protection Program is set for March 31, 2021. However, we are still accepting applications in PAYCHECK PROTECTION PROGRAM (PPP) LOAN FORGIVENESS The next phase of the Paycheck Protection Program (PPP) process is approaching, and we are excited to announce our partnership with Lendio to help process your loan forgiveness application! You will receive further instruction from Lendio on how to apply for forgiveness when your window is closer to opening. READY CAPITAL SMALL BUSINESS LOAN APPLICATION Ready Capital (NYSE RC) is a leader in SBA 7 (a) lending with over 400 lending professionals nationwide. We provide loans from $25,000 to $5 million. We have a track record of successfully helping borrowers navigate the SBA loan process and delivering competitive lending solutions for growing businesses. We offer entrepreneurs,

professionals

READY CAPITAL > INVESTOR RELATIONS Date. Headline. 4/7/2021. April 2021 Investor Presentation. 12/7/2020. Transaction Overview: Anworth Mortgage Asset Corporation. 8/18/2020. August 2020 Investor Presentation. Click the link to the right to download: Adobe Acrobat.

SMALL BUSINESS

For lenders, this temporary change enhances the lending appetite because the higher guarantee—90% instead of 75%—helps reduce their risk. While the 7(a) program obligates SBA lenders to comply with the SOP guidance for an eligible borrower, lenders typically make choices about which industries and regions fit their credit profile. READY CAPITAL > OVERVIEW Ready Capital Corporation, a commercial mortgage REIT, is a real estate finance company that acquires, originates, manages and finances

commercial

READY CAPITAL CORPORATION ANNOUNCES SECURITIZATION OF $768 Ready Capital Corporation Announces Securitization of $768 Million in Bridge Loans CRE CLO Securitization is the Company’s Largest Since 2005 Inception NEW YORK, April 1, 2021 — Ready Capital Corporation (NYSE: RC) (“Ready Capital” or the “Company”) announced the closing of a $629 million commercial mortgage collateralized loan obligation (“CRE CLO”) with the limited READY CAPITAL > READY CAPITAL AND ANWORTH MORTGAGE ASSET NEW YORK and SANTA MONICA, Calif., Dec. 7, 2020 /PRNewswire/ -- Ready Capital Corporation (NYSE:RC) ("Ready Capital"), a multi-strategy real estate finance company that originates, acquires, finances and services small- to medium-sized balance commercial loans, and Anworth Mortgage Asset Corporation (NYSE:ANH) ("Anworth"), a specialty finance REIT that focuses primarily

JORDAN GOFORTH

Executive Director. 310-299-0211. jordan.goforth@readycapital.com. vcard. , West Coast. Jordan leads the west coast office for Ready Capital, where he focuses on originating, structuring and executing bridge loan investment opportunities. Prior to joining Ready Capital, he was part of the real estate group at Doral Property Finance in New

York

TEAM - READY CAPITAL � 2020, Ready Capital Structured Finance| Licensed under the California Dept. of Corporations, CFLL #603K032, South Dakota Licensed Mortgage Lender ML.05088

SMALL BUSINESS

For lenders, this temporary change enhances the lending appetite because the higher guarantee—90% instead of 75%—helps reduce their risk. While the 7(a) program obligates SBA lenders to comply with the SOP guidance for an eligible borrower, lenders typically make choices about which industries and regions fit their credit profile. REGISTER - READY CAPITAL Register Account. Please register your account information online here. By registering your account you will get access to. Check your account status. Make your monthly payments online. Modify your profile. Check your payment summary. Submit online ACH form to set up recurring payments. **Please note that the Account Number and Billing

ZipCode

READY CAPITAL > NEWS Ready Capital National Bridge Team Close An Approximately $17.0 Million Bridge Loan. 10/1/2020. Summary. NEW YORK, Oct. 01, 2020 (GLOBE NEWSWIRE) - Ready Capital’s National Bridge Lending Team announces the closing of an acquisition, renovation, and lease-up loan for a $16.9 MM value-add bridge loan in Memphis, TN. CAREERS - READY CAPITAL Ready Capital is always looking to add experienced and driven professionals to expand and grow with our company. We are continually searching for experienced professionals within the industry by offering a work environment thriving on collaboration and a corporate culture of employees who are passionate and excited about what they

do.

ALTERNATIVE SMALL BUSINESS Alternative Small Business. Ready Capital acquired Knight Capital Funding in October 2019. Knight Capital is a leading technology-driven platform that provides working capital to small and medium sized businesses across all 50 states. Through its business funding platform, Knight Capital supports business operations by offering a

faster

READY CAPITAL > STOCK INFORMATION If you have any questions about the Plan, please call AST within the United States toll free at 1-800-278-4353, or for international calls 718-921-8124. You may write to the Plan Administrator at the following address: Ready Capital Corporation. Dividend Reinvestment Plan. c/o American Stock Transfer and Trust Company, LLC. MIKE KIM - READY CAPITAL Mike Kim has more than 25-years lending experiences with SBA7a, USDA B&I and regular commercial loans. Prior to joining RCL in 2018, Mike Kim served as Chief Lending Officer, SBA Manager and Commercial Lending Manager at various banks including Hanmi Bank, Royal Business

Bank and

READYCAP LENDING, APPROVED SBA LENDER, LAUNCHES NEW � 2020, Ready Capital Structured Finance| Licensed under the California Dept. of Corporations, CFLL #603K032, South Dakota Licensed Mortgage Lender ML.05088

KEVIN LEONARD

Vice President. 704-399-2131. kevin.leonard@readycapital.com. vcard. Charlotte, NC. Kevin brings over 20 years of real estate experience to his current role. Kevin leads the Charlotte, NC office and is involved in originating, structuring, and pricing Fixed Rate, Multifamily, and Bridge loans for the firm. Prior to joining Ready Capital Kevin

READY CAPITAL

Ready Capital (NYSE: RC) is a multi-strategy real estate finance company that originates, acquires, finances and services small- to medium-sized balance commercial loans. We specialize in loans backed by commercial real estate, including agency multifamily, investor READY CAPITAL PPP PROGRAM APPLICATION The Paycheck Protection Program is an SBA loan that helps businesses keep their workforce employed during the Coronavirus (COVID-19) crisis. The initial end of the Paycheck Protection Program is set for March 31, 2021. However, we are still accepting applications in PAYCHECK PROTECTION PROGRAM (PPP) LOAN FORGIVENESS The next phase of the Paycheck Protection Program (PPP) process is approaching, and we are excited to announce our partnership with Lendio to help process your loan forgiveness application! You will receive further instruction from Lendio on how to apply for forgiveness when your window is closer to opening. READY CAPITAL SMALL BUSINESS LOAN APPLICATION Ready Capital (NYSE RC) is a leader in SBA 7 (a) lending with over 400 lending professionals nationwide. We provide loans from $25,000 to $5 million. We have a track record of successfully helping borrowers navigate the SBA loan process and delivering competitive lending solutions for growing businesses. We offer entrepreneurs,

professionals

READY CAPITAL > INVESTOR RELATIONS Date. Headline. 4/7/2021. April 2021 Investor Presentation. 12/7/2020. Transaction Overview: Anworth Mortgage Asset Corporation. 8/18/2020. August 2020 Investor Presentation. Click the link to the right to download: Adobe Acrobat. READY CAPITAL > OVERVIEW Ready Capital Corporation, a commercial mortgage REIT, is a real estate finance company that acquires, originates, manages and finances

commercial

JORDAN GOFORTH

Executive Director. 310-299-0211. jordan.goforth@readycapital.com. vcard. , West Coast. Jordan leads the west coast office for Ready Capital, where he focuses on originating, structuring and executing bridge loan investment opportunities. Prior to joining Ready Capital, he was part of the real estate group at Doral Property Finance in New

York

MIKE KIM - READY CAPITAL Mike Kim has more than 25-years lending experiences with SBA7a, USDA B&I and regular commercial loans. Prior to joining RCL in 2018, Mike Kim served as Chief Lending Officer, SBA Manager and Commercial Lending Manager at various banks including Hanmi Bank, Royal Business

Bank and

DOM MOSSMANN

Vice President. 973-577-4662. dominique.mossmann@readycapital.com. vcard. New Providence, NJ. Dom brings 25 years of commercial banking and SBA lending experience to Ready Capital where he will focus on developing and nurturing new affinity relationships and generating financing opportunities with an emphasis on commercial real estate.

Dom has

READYCAP LENDING, APPROVED SBA LENDER, LAUNCHES NEW � 2020, Ready Capital Structured Finance| Licensed under the California Dept. of Corporations, CFLL #603K032, South Dakota Licensed Mortgage Lender ML.05088

READY CAPITAL

Ready Capital (NYSE: RC) is a multi-strategy real estate finance company that originates, acquires, finances and services small- to medium-sized balance commercial loans. We specialize in loans backed by commercial real estate, including agency multifamily, investor READY CAPITAL PPP PROGRAM APPLICATION The Paycheck Protection Program is an SBA loan that helps businesses keep their workforce employed during the Coronavirus (COVID-19) crisis. The initial end of the Paycheck Protection Program is set for March 31, 2021. However, we are still accepting applications in PAYCHECK PROTECTION PROGRAM (PPP) LOAN FORGIVENESS The next phase of the Paycheck Protection Program (PPP) process is approaching, and we are excited to announce our partnership with Lendio to help process your loan forgiveness application! You will receive further instruction from Lendio on how to apply for forgiveness when your window is closer to opening. READY CAPITAL SMALL BUSINESS LOAN APPLICATION Ready Capital (NYSE RC) is a leader in SBA 7 (a) lending with over 400 lending professionals nationwide. We provide loans from $25,000 to $5 million. We have a track record of successfully helping borrowers navigate the SBA loan process and delivering competitive lending solutions for growing businesses. We offer entrepreneurs,

professionals

READY CAPITAL > INVESTOR RELATIONS Date. Headline. 4/7/2021. April 2021 Investor Presentation. 12/7/2020. Transaction Overview: Anworth Mortgage Asset Corporation. 8/18/2020. August 2020 Investor Presentation. Click the link to the right to download: Adobe Acrobat. READY CAPITAL > OVERVIEW Ready Capital Corporation, a commercial mortgage REIT, is a real estate finance company that acquires, originates, manages and finances

commercial

JORDAN GOFORTH

Executive Director. 310-299-0211. jordan.goforth@readycapital.com. vcard. , West Coast. Jordan leads the west coast office for Ready Capital, where he focuses on originating, structuring and executing bridge loan investment opportunities. Prior to joining Ready Capital, he was part of the real estate group at Doral Property Finance in New

York

MIKE KIM - READY CAPITAL Mike Kim has more than 25-years lending experiences with SBA7a, USDA B&I and regular commercial loans. Prior to joining RCL in 2018, Mike Kim served as Chief Lending Officer, SBA Manager and Commercial Lending Manager at various banks including Hanmi Bank, Royal Business

Bank and

DOM MOSSMANN

Vice President. 973-577-4662. dominique.mossmann@readycapital.com. vcard. New Providence, NJ. Dom brings 25 years of commercial banking and SBA lending experience to Ready Capital where he will focus on developing and nurturing new affinity relationships and generating financing opportunities with an emphasis on commercial real estate.

Dom has

READYCAP LENDING, APPROVED SBA LENDER, LAUNCHES NEW � 2020, Ready Capital Structured Finance| Licensed under the California Dept. of Corporations, CFLL #603K032, South Dakota Licensed Mortgage Lender ML.05088 TEAM - READY CAPITAL � 2020, Ready Capital Structured Finance| Licensed under the California Dept. of Corporations, CFLL #603K032, South Dakota Licensed Mortgage Lender ML.05088

SMALL BUSINESS

For lenders, this temporary change enhances the lending appetite because the higher guarantee—90% instead of 75%—helps reduce their risk. While the 7(a) program obligates SBA lenders to comply with the SOP guidance for an eligible borrower, lenders typically make choices about which industries and regions fit their credit profile. CAREERS - READY CAPITAL Ready Capital is always looking to add experienced and driven professionals to expand and grow with our company. We are continually searching for experienced professionals within the industry by offering a work environment thriving on collaboration and a corporate culture of employees who are passionate and excited about what they

do.

READY CAPITAL > STOCK INFORMATION If you have any questions about the Plan, please call AST within the United States toll free at 1-800-278-4353, or for international calls 718-921-8124. You may write to the Plan Administrator at the following address: Ready Capital Corporation. Dividend Reinvestment Plan. c/o American Stock Transfer and Trust Company, LLC. MIKE KIM - READY CAPITAL Mike Kim has more than 25-years lending experiences with SBA7a, USDA B&I and regular commercial loans. Prior to joining RCL in 2018, Mike Kim served as Chief Lending Officer, SBA Manager and Commercial Lending Manager at various banks including Hanmi Bank, Royal Business

Bank and

JOHN MOSHIER

John Moshier brings nearly 20 years of professional experience in the lending industry, the past 15 of which have been focused on small business relationships and management of U.S. Small Business Administration (SBA) loan programs. He has been consistently recognized for portfolio performance and SBA production, while building and growing

KEVIN LEONARD

Vice President. 704-399-2131. kevin.leonard@readycapital.com. vcard. Charlotte, NC. Kevin brings over 20 years of real estate experience to his current role. Kevin leads the Charlotte, NC office and is involved in originating, structuring, and pricing Fixed Rate, Multifamily, and Bridge loans for the firm. Prior to joining Ready Capital Kevin

DOM MOSSMANN

Vice President. 973-577-4662. dominique.mossmann@readycapital.com. vcard. New Providence, NJ. Dom brings 25 years of commercial banking and SBA lending experience to Ready Capital where he will focus on developing and nurturing new affinity relationships and generating financing opportunities with an emphasis on commercial real estate.

Dom has

BRETT HUCKA

Brett brings a decade of banking experience with the past 5 years focused in SBA 7a lending. Prior to joining Ready Capital, he served as Assistant Vice President for Stearns Bank NA both as a lending manager and nationwide SBA loan officer, closing over $88,000,000 in SBA 7a in that 5 year period. ANUJ GUPTA - READY CAPITAL Anuj Gupta brings more than 20 years of experience in commercial real estate lending. Prior to assuming the position of President at Ready Capital Commercial Real Estate Lending, Anuj led commercial real estate capital markets and new origination loan pricing for Waterfall Asset Management, LLC and Ready Capital.

READY CAPITAL

Ready Capital (NYSE: RC) is a multi-strategy real estate finance company that originates, acquires, finances and services small- to medium-sized balance commercial loans. We specialize in loans backed by commercial real estate, including agency multifamily, investor READY CAPITAL PPP PROGRAM APPLICATION The Paycheck Protection Program is an SBA loan that helps businesses keep their workforce employed during the Coronavirus (COVID-19) crisis. The initial end of the Paycheck Protection Program is set for March 31, 2021. However, we are still accepting applications in PAYCHECK PROTECTION PROGRAM (PPP) LOAN FORGIVENESS The next phase of the Paycheck Protection Program (PPP) process is approaching, and we are excited to announce our partnership with Lendio to help process your loan forgiveness application! You will receive further instruction from Lendio on how to apply for forgiveness when your window is closer to opening. READY CAPITAL SMALL BUSINESS LOAN APPLICATION Ready Capital (NYSE RC) is a leader in SBA 7 (a) lending with over 400 lending professionals nationwide. We provide loans from $25,000 to $5 million. We have a track record of successfully helping borrowers navigate the SBA loan process and delivering competitive lending solutions for growing businesses. We offer entrepreneurs,

professionals

READY CAPITAL > INVESTOR RELATIONS Date. Headline. 4/7/2021. April 2021 Investor Presentation. 12/7/2020. Transaction Overview: Anworth Mortgage Asset Corporation. 8/18/2020. August 2020 Investor Presentation. Click the link to the right to download: Adobe Acrobat. READY CAPITAL > OVERVIEW Ready Capital Corporation, a commercial mortgage REIT, is a real estate finance company that acquires, originates, manages and finances

commercial

JORDAN GOFORTH

Executive Director. 310-299-0211. jordan.goforth@readycapital.com. vcard. , West Coast. Jordan leads the west coast office for Ready Capital, where he focuses on originating, structuring and executing bridge loan investment opportunities. Prior to joining Ready Capital, he was part of the real estate group at Doral Property Finance in New

York

MIKE KIM - READY CAPITAL Mike Kim has more than 25-years lending experiences with SBA7a, USDA B&I and regular commercial loans. Prior to joining RCL in 2018, Mike Kim served as Chief Lending Officer, SBA Manager and Commercial Lending Manager at various banks including Hanmi Bank, Royal Business

Bank and

DOM MOSSMANN

Vice President. 973-577-4662. dominique.mossmann@readycapital.com. vcard. New Providence, NJ. Dom brings 25 years of commercial banking and SBA lending experience to Ready Capital where he will focus on developing and nurturing new affinity relationships and generating financing opportunities with an emphasis on commercial real estate.

Dom has

READYCAP LENDING, APPROVED SBA LENDER, LAUNCHES NEW � 2020, Ready Capital Structured Finance| Licensed under the California Dept. of Corporations, CFLL #603K032, South Dakota Licensed Mortgage Lender ML.05088

READY CAPITAL

Ready Capital (NYSE: RC) is a multi-strategy real estate finance company that originates, acquires, finances and services small- to medium-sized balance commercial loans. We specialize in loans backed by commercial real estate, including agency multifamily, investor READY CAPITAL PPP PROGRAM APPLICATION The Paycheck Protection Program is an SBA loan that helps businesses keep their workforce employed during the Coronavirus (COVID-19) crisis. The initial end of the Paycheck Protection Program is set for March 31, 2021. However, we are still accepting applications in PAYCHECK PROTECTION PROGRAM (PPP) LOAN FORGIVENESS The next phase of the Paycheck Protection Program (PPP) process is approaching, and we are excited to announce our partnership with Lendio to help process your loan forgiveness application! You will receive further instruction from Lendio on how to apply for forgiveness when your window is closer to opening. READY CAPITAL SMALL BUSINESS LOAN APPLICATION Ready Capital (NYSE RC) is a leader in SBA 7 (a) lending with over 400 lending professionals nationwide. We provide loans from $25,000 to $5 million. We have a track record of successfully helping borrowers navigate the SBA loan process and delivering competitive lending solutions for growing businesses. We offer entrepreneurs,

professionals

READY CAPITAL > INVESTOR RELATIONS Date. Headline. 4/7/2021. April 2021 Investor Presentation. 12/7/2020. Transaction Overview: Anworth Mortgage Asset Corporation. 8/18/2020. August 2020 Investor Presentation. Click the link to the right to download: Adobe Acrobat. READY CAPITAL > OVERVIEW Ready Capital Corporation, a commercial mortgage REIT, is a real estate finance company that acquires, originates, manages and finances

commercial

JORDAN GOFORTH

Executive Director. 310-299-0211. jordan.goforth@readycapital.com. vcard. , West Coast. Jordan leads the west coast office for Ready Capital, where he focuses on originating, structuring and executing bridge loan investment opportunities. Prior to joining Ready Capital, he was part of the real estate group at Doral Property Finance in New

York

MIKE KIM - READY CAPITAL Mike Kim has more than 25-years lending experiences with SBA7a, USDA B&I and regular commercial loans. Prior to joining RCL in 2018, Mike Kim served as Chief Lending Officer, SBA Manager and Commercial Lending Manager at various banks including Hanmi Bank, Royal Business

Bank and

DOM MOSSMANN

Vice President. 973-577-4662. dominique.mossmann@readycapital.com. vcard. New Providence, NJ. Dom brings 25 years of commercial banking and SBA lending experience to Ready Capital where he will focus on developing and nurturing new affinity relationships and generating financing opportunities with an emphasis on commercial real estate.

Dom has

READYCAP LENDING, APPROVED SBA LENDER, LAUNCHES NEW � 2020, Ready Capital Structured Finance| Licensed under the California Dept. of Corporations, CFLL #603K032, South Dakota Licensed Mortgage Lender ML.05088 TEAM - READY CAPITAL � 2020, Ready Capital Structured Finance| Licensed under the California Dept. of Corporations, CFLL #603K032, South Dakota Licensed Mortgage Lender ML.05088

SMALL BUSINESS

For lenders, this temporary change enhances the lending appetite because the higher guarantee—90% instead of 75%—helps reduce their risk. While the 7(a) program obligates SBA lenders to comply with the SOP guidance for an eligible borrower, lenders typically make choices about which industries and regions fit their credit profile. CAREERS - READY CAPITAL Ready Capital is always looking to add experienced and driven professionals to expand and grow with our company. We are continually searching for experienced professionals within the industry by offering a work environment thriving on collaboration and a corporate culture of employees who are passionate and excited about what they

do.

READY CAPITAL > STOCK INFORMATION If you have any questions about the Plan, please call AST within the United States toll free at 1-800-278-4353, or for international calls 718-921-8124. You may write to the Plan Administrator at the following address: Ready Capital Corporation. Dividend Reinvestment Plan. c/o American Stock Transfer and Trust Company, LLC. MIKE KIM - READY CAPITAL Mike Kim has more than 25-years lending experiences with SBA7a, USDA B&I and regular commercial loans. Prior to joining RCL in 2018, Mike Kim served as Chief Lending Officer, SBA Manager and Commercial Lending Manager at various banks including Hanmi Bank, Royal Business

Bank and

JOHN MOSHIER

John Moshier brings nearly 20 years of professional experience in the lending industry, the past 15 of which have been focused on small business relationships and management of U.S. Small Business Administration (SBA) loan programs. He has been consistently recognized for portfolio performance and SBA production, while building and growing

KEVIN LEONARD

Vice President. 704-399-2131. kevin.leonard@readycapital.com. vcard. Charlotte, NC. Kevin brings over 20 years of real estate experience to his current role. Kevin leads the Charlotte, NC office and is involved in originating, structuring, and pricing Fixed Rate, Multifamily, and Bridge loans for the firm. Prior to joining Ready Capital Kevin

DOM MOSSMANN

Vice President. 973-577-4662. dominique.mossmann@readycapital.com. vcard. New Providence, NJ. Dom brings 25 years of commercial banking and SBA lending experience to Ready Capital where he will focus on developing and nurturing new affinity relationships and generating financing opportunities with an emphasis on commercial real estate.

Dom has

BRETT HUCKA

Brett brings a decade of banking experience with the past 5 years focused in SBA 7a lending. Prior to joining Ready Capital, he served as Assistant Vice President for Stearns Bank NA both as a lending manager and nationwide SBA loan officer, closing over $88,000,000 in SBA 7a in that 5 year period. ANUJ GUPTA - READY CAPITAL Anuj Gupta brings more than 20 years of experience in commercial real estate lending. Prior to assuming the position of President at Ready Capital Commercial Real Estate Lending, Anuj led commercial real estate capital markets and new origination loan pricing for Waterfall Asset Management, LLC and Ready Capital.

READY CAPITAL

Ready Capital (NYSE: RC) is a multi-strategy real estate finance company that originates, acquires, finances and services small- to medium-sized balance commercial loans. We specialize in loans backed by commercial real estate, including agency multifamily, investor READY CAPITAL PPP PROGRAM APPLICATION The Paycheck Protection Program is an SBA loan that helps businesses keep their workforce employed during the Coronavirus (COVID-19) crisis. The initial end of the Paycheck Protection Program is set for March 31, 2021. However, we are still accepting applications in PAYCHECK PROTECTION PROGRAM (PPP) LOAN FORGIVENESS The next phase of the Paycheck Protection Program (PPP) process is approaching, and we are excited to announce our partnership with Lendio to help process your loan forgiveness application! You will receive further instruction from Lendio on how to apply for forgiveness when your window is closer to opening. READY CAPITAL SMALL BUSINESS LOAN APPLICATION Ready Capital (NYSE RC) is a leader in SBA 7 (a) lending with over 400 lending professionals nationwide. We provide loans from $25,000 to $5 million. We have a track record of successfully helping borrowers navigate the SBA loan process and delivering competitive lending solutions for growing businesses. We offer entrepreneurs,

professionals

READY CAPITAL > INVESTOR RELATIONS Date. Headline. 4/7/2021. April 2021 Investor Presentation. 12/7/2020. Transaction Overview: Anworth Mortgage Asset Corporation. 8/18/2020. August 2020 Investor Presentation. Click the link to the right to download: Adobe Acrobat. READY CAPITAL > OVERVIEW Ready Capital Corporation, a commercial mortgage REIT, is a real estate finance company that acquires, originates, manages and finances

commercial

JORDAN GOFORTH

Executive Director. 310-299-0211. jordan.goforth@readycapital.com. vcard. , West Coast. Jordan leads the west coast office for Ready Capital, where he focuses on originating, structuring and executing bridge loan investment opportunities. Prior to joining Ready Capital, he was part of the real estate group at Doral Property Finance in New

York

MIKE KIM - READY CAPITAL Mike Kim has more than 25-years lending experiences with SBA7a, USDA B&I and regular commercial loans. Prior to joining RCL in 2018, Mike Kim served as Chief Lending Officer, SBA Manager and Commercial Lending Manager at various banks including Hanmi Bank, Royal Business

Bank and

DOM MOSSMANN

Vice President. 973-577-4662. dominique.mossmann@readycapital.com. vcard. New Providence, NJ. Dom brings 25 years of commercial banking and SBA lending experience to Ready Capital where he will focus on developing and nurturing new affinity relationships and generating financing opportunities with an emphasis on commercial real estate.

Dom has

READYCAP LENDING, APPROVED SBA LENDER, LAUNCHES NEW � 2020, Ready Capital Structured Finance| Licensed under the California Dept. of Corporations, CFLL #603K032, South Dakota Licensed Mortgage Lender ML.05088

READY CAPITAL

Ready Capital (NYSE: RC) is a multi-strategy real estate finance company that originates, acquires, finances and services small- to medium-sized balance commercial loans. We specialize in loans backed by commercial real estate, including agency multifamily, investor READY CAPITAL PPP PROGRAM APPLICATION The Paycheck Protection Program is an SBA loan that helps businesses keep their workforce employed during the Coronavirus (COVID-19) crisis. The initial end of the Paycheck Protection Program is set for March 31, 2021. However, we are still accepting applications in PAYCHECK PROTECTION PROGRAM (PPP) LOAN FORGIVENESS The next phase of the Paycheck Protection Program (PPP) process is approaching, and we are excited to announce our partnership with Lendio to help process your loan forgiveness application! You will receive further instruction from Lendio on how to apply for forgiveness when your window is closer to opening. READY CAPITAL SMALL BUSINESS LOAN APPLICATION Ready Capital (NYSE RC) is a leader in SBA 7 (a) lending with over 400 lending professionals nationwide. We provide loans from $25,000 to $5 million. We have a track record of successfully helping borrowers navigate the SBA loan process and delivering competitive lending solutions for growing businesses. We offer entrepreneurs,

professionals

READY CAPITAL > INVESTOR RELATIONS Date. Headline. 4/7/2021. April 2021 Investor Presentation. 12/7/2020. Transaction Overview: Anworth Mortgage Asset Corporation. 8/18/2020. August 2020 Investor Presentation. Click the link to the right to download: Adobe Acrobat. READY CAPITAL > OVERVIEW Ready Capital Corporation, a commercial mortgage REIT, is a real estate finance company that acquires, originates, manages and finances

commercial

JORDAN GOFORTH

Executive Director. 310-299-0211. jordan.goforth@readycapital.com. vcard. , West Coast. Jordan leads the west coast office for Ready Capital, where he focuses on originating, structuring and executing bridge loan investment opportunities. Prior to joining Ready Capital, he was part of the real estate group at Doral Property Finance in New

York

MIKE KIM - READY CAPITAL Mike Kim has more than 25-years lending experiences with SBA7a, USDA B&I and regular commercial loans. Prior to joining RCL in 2018, Mike Kim served as Chief Lending Officer, SBA Manager and Commercial Lending Manager at various banks including Hanmi Bank, Royal Business

Bank and

DOM MOSSMANN

Vice President. 973-577-4662. dominique.mossmann@readycapital.com. vcard. New Providence, NJ. Dom brings 25 years of commercial banking and SBA lending experience to Ready Capital where he will focus on developing and nurturing new affinity relationships and generating financing opportunities with an emphasis on commercial real estate.

Dom has

READYCAP LENDING, APPROVED SBA LENDER, LAUNCHES NEW � 2020, Ready Capital Structured Finance| Licensed under the California Dept. of Corporations, CFLL #603K032, South Dakota Licensed Mortgage Lender ML.05088 CONTACT - READY CAPITAL Our team is available to discuss your real estate or small business needs. We are here to answer any questions you may have about our financing solutions. Connect with us and request a quote to see what product best fits your needs. A product representative will be in touch with you shortly. Message (Max 2000 chars) Please leave this

field empty.

TEAM - READY CAPITAL � 2020, Ready Capital Structured Finance| Licensed under the California Dept. of Corporations, CFLL #603K032, South Dakota Licensed Mortgage Lender ML.05088

SMALL BUSINESS

For lenders, this temporary change enhances the lending appetite because the higher guarantee—90% instead of 75%—helps reduce their risk. While the 7(a) program obligates SBA lenders to comply with the SOP guidance for an eligible borrower, lenders typically make choices about which industries and regions fit their credit profile. REGISTER - READY CAPITAL Register Account. Please register your account information online here. By registering your account you will get access to. Check your account status. Make your monthly payments online. Modify your profile. Check your payment summary. Submit online ACH form to set up recurring payments. **Please note that the Account Number and Billing

ZipCode

READY CAPITAL > OVERVIEW Ready Capital Corporation, a commercial mortgage REIT, is a real estate finance company that acquires, originates, manages and finances

commercial

JOHN MOSHIER

John Moshier brings nearly 20 years of professional experience in the lending industry, the past 15 of which have been focused on small business relationships and management of U.S. Small Business Administration (SBA) loan programs. He has been consistently recognized for portfolio performance and SBA production, while building and growing

KEVIN LEONARD

Vice President. 704-399-2131. kevin.leonard@readycapital.com. vcard. Charlotte, NC. Kevin brings over 20 years of real estate experience to his current role. Kevin leads the Charlotte, NC office and is involved in originating, structuring, and pricing Fixed Rate, Multifamily, and Bridge loans for the firm. Prior to joining Ready Capital Kevin

DOM MOSSMANN

Vice President. 973-577-4662. dominique.mossmann@readycapital.com. vcard. New Providence, NJ. Dom brings 25 years of commercial banking and SBA lending experience to Ready Capital where he will focus on developing and nurturing new affinity relationships and generating financing opportunities with an emphasis on commercial real estate.

Dom has

BRETT HUCKA

Brett brings a decade of banking experience with the past 5 years focused in SBA 7a lending. Prior to joining Ready Capital, he served as Assistant Vice President for Stearns Bank NA both as a lending manager and nationwide SBA loan officer, closing over $88,000,000 in SBA 7a in that 5 year period.

PATRICK MCEVOY

Patrick joins Ready Capital with more than 20 years in direct SBA lending experience, having worked for several large banking institutions, including Bank of America, Bank of the West, and Centennial Bank, managing 7a and 504 SBA products.

READY CAPITAL

Ready Capital (NYSE: RC) is a multi-strategy real estate finance company that originates, acquires, finances and services small- to medium-sized balance commercial loans. We specialize in loans backed by commercial real estate, including agency multifamily, investor READY CAPITAL PPP PROGRAM APPLICATION The Paycheck Protection Program is an SBA loan that helps businesses keep their workforce employed during the Coronavirus (COVID-19) crisis. The initial end of the Paycheck Protection Program is set for March 31, 2021. However, we are still accepting applications in PAYCHECK PROTECTION PROGRAM (PPP) LOAN FORGIVENESS The next phase of the Paycheck Protection Program (PPP) process is approaching, and we are excited to announce our partnership with Lendio to help process your loan forgiveness application! You will receive further instruction from Lendio on how to apply for forgiveness when your window is closer to opening. READY CAPITAL SMALL BUSINESS LOAN APPLICATION Ready Capital (NYSE RC) is a leader in SBA 7 (a) lending with over 400 lending professionals nationwide. We provide loans from $25,000 to $5 million. We have a track record of successfully helping borrowers navigate the SBA loan process and delivering competitive lending solutions for growing businesses. We offer entrepreneurs,

professionals

READY CAPITAL > INVESTOR RELATIONS Date. Headline. 4/7/2021. April 2021 Investor Presentation. 12/7/2020. Transaction Overview: Anworth Mortgage Asset Corporation. 8/18/2020. August 2020 Investor Presentation. Click the link to the right to download: Adobe Acrobat. READY CAPITAL > OVERVIEW Ready Capital Corporation, a commercial mortgage REIT, is a real estate finance company that acquires, originates, manages and finances

commercial

JORDAN GOFORTH

Executive Director. 310-299-0211. jordan.goforth@readycapital.com. vcard. , West Coast. Jordan leads the west coast office for Ready Capital, where he focuses on originating, structuring and executing bridge loan investment opportunities. Prior to joining Ready Capital, he was part of the real estate group at Doral Property Finance in New

York

MIKE KIM - READY CAPITAL Mike Kim has more than 25-years lending experiences with SBA7a, USDA B&I and regular commercial loans. Prior to joining RCL in 2018, Mike Kim served as Chief Lending Officer, SBA Manager and Commercial Lending Manager at various banks including Hanmi Bank, Royal Business

Bank and

DOM MOSSMANN

Vice President. 973-577-4662. dominique.mossmann@readycapital.com. vcard. New Providence, NJ. Dom brings 25 years of commercial banking and SBA lending experience to Ready Capital where he will focus on developing and nurturing new affinity relationships and generating financing opportunities with an emphasis on commercial real estate.

Dom has

READYCAP LENDING, APPROVED SBA LENDER, LAUNCHES NEW � 2020, Ready Capital Structured Finance| Licensed under the California Dept. of Corporations, CFLL #603K032, South Dakota Licensed Mortgage Lender ML.05088

READY CAPITAL

Ready Capital (NYSE: RC) is a multi-strategy real estate finance company that originates, acquires, finances and services small- to medium-sized balance commercial loans. We specialize in loans backed by commercial real estate, including agency multifamily, investor READY CAPITAL PPP PROGRAM APPLICATION The Paycheck Protection Program is an SBA loan that helps businesses keep their workforce employed during the Coronavirus (COVID-19) crisis. The initial end of the Paycheck Protection Program is set for March 31, 2021. However, we are still accepting applications in PAYCHECK PROTECTION PROGRAM (PPP) LOAN FORGIVENESS The next phase of the Paycheck Protection Program (PPP) process is approaching, and we are excited to announce our partnership with Lendio to help process your loan forgiveness application! You will receive further instruction from Lendio on how to apply for forgiveness when your window is closer to opening. READY CAPITAL SMALL BUSINESS LOAN APPLICATION Ready Capital (NYSE RC) is a leader in SBA 7 (a) lending with over 400 lending professionals nationwide. We provide loans from $25,000 to $5 million. We have a track record of successfully helping borrowers navigate the SBA loan process and delivering competitive lending solutions for growing businesses. We offer entrepreneurs,

professionals

READY CAPITAL > INVESTOR RELATIONS Date. Headline. 4/7/2021. April 2021 Investor Presentation. 12/7/2020. Transaction Overview: Anworth Mortgage Asset Corporation. 8/18/2020. August 2020 Investor Presentation. Click the link to the right to download: Adobe Acrobat. READY CAPITAL > OVERVIEW Ready Capital Corporation, a commercial mortgage REIT, is a real estate finance company that acquires, originates, manages and finances

commercial

JORDAN GOFORTH

Executive Director. 310-299-0211. jordan.goforth@readycapital.com. vcard. , West Coast. Jordan leads the west coast office for Ready Capital, where he focuses on originating, structuring and executing bridge loan investment opportunities. Prior to joining Ready Capital, he was part of the real estate group at Doral Property Finance in New

York

MIKE KIM - READY CAPITAL Mike Kim has more than 25-years lending experiences with SBA7a, USDA B&I and regular commercial loans. Prior to joining RCL in 2018, Mike Kim served as Chief Lending Officer, SBA Manager and Commercial Lending Manager at various banks including Hanmi Bank, Royal Business

Bank and

DOM MOSSMANN

Vice President. 973-577-4662. dominique.mossmann@readycapital.com. vcard. New Providence, NJ. Dom brings 25 years of commercial banking and SBA lending experience to Ready Capital where he will focus on developing and nurturing new affinity relationships and generating financing opportunities with an emphasis on commercial real estate.

Dom has

READYCAP LENDING, APPROVED SBA LENDER, LAUNCHES NEW � 2020, Ready Capital Structured Finance| Licensed under the California Dept. of Corporations, CFLL #603K032, South Dakota Licensed Mortgage Lender ML.05088 CONTACT - READY CAPITAL Our team is available to discuss your real estate or small business needs. We are here to answer any questions you may have about our financing solutions. Connect with us and request a quote to see what product best fits your needs. A product representative will be in touch with you shortly. Message (Max 2000 chars) Please leave this

field empty.

TEAM - READY CAPITAL � 2020, Ready Capital Structured Finance| Licensed under the California Dept. of Corporations, CFLL #603K032, South Dakota Licensed Mortgage Lender ML.05088

SMALL BUSINESS

For lenders, this temporary change enhances the lending appetite because the higher guarantee—90% instead of 75%—helps reduce their risk. While the 7(a) program obligates SBA lenders to comply with the SOP guidance for an eligible borrower, lenders typically make choices about which industries and regions fit their credit profile. REGISTER - READY CAPITAL Register Account. Please register your account information online here. By registering your account you will get access to. Check your account status. Make your monthly payments online. Modify your profile. Check your payment summary. Submit online ACH form to set up recurring payments. **Please note that the Account Number and Billing

ZipCode

READY CAPITAL > OVERVIEW Ready Capital Corporation, a commercial mortgage REIT, is a real estate finance company that acquires, originates, manages and finances

commercial

JOHN MOSHIER

John Moshier brings nearly 20 years of professional experience in the lending industry, the past 15 of which have been focused on small business relationships and management of U.S. Small Business Administration (SBA) loan programs. He has been consistently recognized for portfolio performance and SBA production, while building and growing

KEVIN LEONARD

Vice President. 704-399-2131. kevin.leonard@readycapital.com. vcard. Charlotte, NC. Kevin brings over 20 years of real estate experience to his current role. Kevin leads the Charlotte, NC office and is involved in originating, structuring, and pricing Fixed Rate, Multifamily, and Bridge loans for the firm. Prior to joining Ready Capital Kevin

DOM MOSSMANN

Vice President. 973-577-4662. dominique.mossmann@readycapital.com. vcard. New Providence, NJ. Dom brings 25 years of commercial banking and SBA lending experience to Ready Capital where he will focus on developing and nurturing new affinity relationships and generating financing opportunities with an emphasis on commercial real estate.

Dom has

BRETT HUCKA

Brett brings a decade of banking experience with the past 5 years focused in SBA 7a lending. Prior to joining Ready Capital, he served as Assistant Vice President for Stearns Bank NA both as a lending manager and nationwide SBA loan officer, closing over $88,000,000 in SBA 7a in that 5 year period.

PATRICK MCEVOY

Patrick joins Ready Capital with more than 20 years in direct SBA lending experience, having worked for several large banking institutions, including Bank of America, Bank of the West, and Centennial Bank, managing 7a and 504 SBA products.

READY CAPITAL

Ready Capital (NYSE: RC) is a multi-strategy real estate finance company that originates, acquires, finances and services small- to medium-sized balance commercial loans. We specialize in loans backed by commercial real estate, including agency multifamily, investor READY CAPITAL PPP PROGRAM APPLICATION The Paycheck Protection Program is an SBA loan that helps businesses keep their workforce employed during the Coronavirus (COVID-19) crisis. The initial end of the Paycheck Protection Program is set for March 31, 2021. However, we are still accepting applications in PAYCHECK PROTECTION PROGRAM (PPP) LOAN FORGIVENESS The next phase of the Paycheck Protection Program (PPP) process is approaching, and we are excited to announce our partnership with Lendio to help process your loan forgiveness application! You will receive further instruction from Lendio on how to apply for forgiveness when your window is closer to opening. TEAM - READY CAPITAL � 2020, Ready Capital Structured Finance| Licensed under the California Dept. of Corporations, CFLL #603K032, South Dakota Licensed Mortgage Lender ML.05088 CONTACT - READY CAPITAL Our team is available to discuss your real estate or small business needs. We are here to answer any questions you may have about our financing solutions. Connect with us and request a quote to see what product best fits your needs. A product representative will be in touch with you shortly. Message (Max 2000 chars) Please leave this

field empty.

SMALL BUSINESS

For lenders, this temporary change enhances the lending appetite because the higher guarantee—90% instead of 75%—helps reduce their risk. While the 7(a) program obligates SBA lenders to comply with the SOP guidance for an eligible borrower, lenders typically make choices about which industries and regions fit their credit profile. READY CAPITAL > INVESTOR RELATIONS Date. Headline. 4/7/2021. April 2021 Investor Presentation. 12/7/2020. Transaction Overview: Anworth Mortgage Asset Corporation. 8/18/2020. August 2020 Investor Presentation. Click the link to the right to download: Adobe Acrobat.

OFFICE LOCATIONS

In addition to our three main office locations, we have satellite office locations across the U.S. to better serve our clients.

JORDAN GOFORTH

Executive Director. 310-299-0211. jordan.goforth@readycapital.com. vcard. , West Coast. Jordan leads the west coast office for Ready Capital, where he focuses on originating, structuring and executing bridge loan investment opportunities. Prior to joining Ready Capital, he was part of the real estate group at Doral Property Finance in New

York

KEVIN LEONARD

Vice President. 704-399-2131. kevin.leonard@readycapital.com. vcard. Charlotte, NC. Kevin brings over 20 years of real estate experience to his current role. Kevin leads the Charlotte, NC office and is involved in originating, structuring, and pricing Fixed Rate, Multifamily, and Bridge loans for the firm. Prior to joining Ready Capital Kevin

READY CAPITAL

Ready Capital (NYSE: RC) is a multi-strategy real estate finance company that originates, acquires, finances and services small- to medium-sized balance commercial loans. We specialize in loans backed by commercial real estate, including agency multifamily, investor READY CAPITAL PPP PROGRAM APPLICATION The Paycheck Protection Program is an SBA loan that helps businesses keep their workforce employed during the Coronavirus (COVID-19) crisis. The initial end of the Paycheck Protection Program is set for March 31, 2021. However, we are still accepting applications in PAYCHECK PROTECTION PROGRAM (PPP) LOAN FORGIVENESS The next phase of the Paycheck Protection Program (PPP) process is approaching, and we are excited to announce our partnership with Lendio to help process your loan forgiveness application! You will receive further instruction from Lendio on how to apply for forgiveness when your window is closer to opening. TEAM - READY CAPITAL � 2020, Ready Capital Structured Finance| Licensed under the California Dept. of Corporations, CFLL #603K032, South Dakota Licensed Mortgage Lender ML.05088 CONTACT - READY CAPITAL Our team is available to discuss your real estate or small business needs. We are here to answer any questions you may have about our financing solutions. Connect with us and request a quote to see what product best fits your needs. A product representative will be in touch with you shortly. Message (Max 2000 chars) Please leave this

field empty.

SMALL BUSINESS

For lenders, this temporary change enhances the lending appetite because the higher guarantee—90% instead of 75%—helps reduce their risk. While the 7(a) program obligates SBA lenders to comply with the SOP guidance for an eligible borrower, lenders typically make choices about which industries and regions fit their credit profile. READY CAPITAL > INVESTOR RELATIONS Date. Headline. 4/7/2021. April 2021 Investor Presentation. 12/7/2020. Transaction Overview: Anworth Mortgage Asset Corporation. 8/18/2020. August 2020 Investor Presentation. Click the link to the right to download: Adobe Acrobat.

OFFICE LOCATIONS

In addition to our three main office locations, we have satellite office locations across the U.S. to better serve our clients.

JORDAN GOFORTH

Executive Director. 310-299-0211. jordan.goforth@readycapital.com. vcard. , West Coast. Jordan leads the west coast office for Ready Capital, where he focuses on originating, structuring and executing bridge loan investment opportunities. Prior to joining Ready Capital, he was part of the real estate group at Doral Property Finance in New

York

KEVIN LEONARD

Vice President. 704-399-2131. kevin.leonard@readycapital.com. vcard. Charlotte, NC. Kevin brings over 20 years of real estate experience to his current role. Kevin leads the Charlotte, NC office and is involved in originating, structuring, and pricing Fixed Rate, Multifamily, and Bridge loans for the firm. Prior to joining Ready Capital Kevin NEWS - READY CAPITAL Ready Capital Corporation Announces Securitization of $768 Million in Bridge Loans CRE CLO Securitization is the Company’s Largest Since 2005 Inception NEW YORK, April 1, 2021 -- Ready Capital Corporation (NYSE: RC) ("Ready Capital" or the "Company") announced the closing of CONTACT - READY CAPITAL Our team is available to discuss your real estate or small business needs. We are here to answer any questions you may have about our financing solutions. Connect with us and request a quote to see what product best fits your needs. A product representative will be in touch with you shortly. Message (Max 2000 chars) Please leave this

field empty.

SMALL BUSINESS

For lenders, this temporary change enhances the lending appetite because the higher guarantee—90% instead of 75%—helps reduce their risk. While the 7(a) program obligates SBA lenders to comply with the SOP guidance for an eligible borrower, lenders typically make choices about which industries and regions fit their credit profile.

OFFICE LOCATIONS

In addition to our three main office locations, we have satellite office locations across the U.S. to better serve our clients. REGISTER - READY CAPITAL Register Account. Please register your account information online here. By registering your account you will get access to. Check your account status. Make your monthly payments online. Modify your profile. Check your payment summary. Submit online ACH form to set up recurring payments. **Please note that the Account Number and Billing

ZipCode

READY CAPITAL > OVERVIEW Ready Capital Corporation, a commercial mortgage REIT, is a real estate finance company that acquires, originates, manages and finances

commercial

CAREERS - READY CAPITAL Ready Capital is always looking to add experienced and driven professionals to expand and grow with our company. We are continually searching for experienced professionals within the industry by offering a work environment thriving on collaboration and a corporate culture of employees who are passionate and excited about what they

do.

ALTERNATIVE SMALL BUSINESS Alternative Small Business. Ready Capital acquired Knight Capital Funding in October 2019. Knight Capital is a leading technology-driven platform that provides working capital to small and medium sized businesses across all 50 states. Through its business funding platform, Knight Capital supports business operations by offering a

faster

READY CAPITAL > STOCK INFORMATION If you have any questions about the Plan, please call AST within the United States toll free at 1-800-278-4353, or for international calls 718-921-8124. You may write to the Plan Administrator at the following address: Ready Capital Corporation. Dividend Reinvestment Plan. c/o American Stock Transfer and Trust Company, LLC. MIKE KIM - READY CAPITAL Mike Kim has more than 25-years lending experiences with SBA7a, USDA B&I and regular commercial loans. Prior to joining RCL in 2018, Mike Kim served as Chief Lending Officer, SBA Manager and Commercial Lending Manager at various banks including Hanmi Bank, Royal Business

Bank and

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NYSE: RC $15.19

CHANGE $-0.20 (-1.30%)

Creative Solutions.

Reliable Results.

Ready Capital (NYSE: RC) is a multi-strategy real estate finance company that originates, acquires, finances and services small- to medium-sized balance commercial loans. We specialize in loans backed by commercial real estate, including agency multifamily, investor and bridge as well as SBA 7(a) business loans. Headquartered in New York City, Ready Capital employs over 400 lending professionals nationwide.

See Our Story __

Real Estate and Business Lending

SMALL BUSINESS

MULTIFAMILY

BRIDGE FINANCING

FIXED RATE LENDING

RESIDENTIAL

Paycheck Protection Program (PPP) Loan Forgiveness Details around the Paycheck Protection Program (PPP) loan forgiveness are changing constantly.

Learn More

Nationwide Reach

with Local Expertise Ready Capital operates a diversified, full-service lending platform with nationwide reach and local market expertise. Headquartered in New York City, we operate regional offices throughout the U.S. and employ local loan professionals that serve all major markets. Connect with a Loan Professional

Closing Speed

When our clients need small business or commercial real estate capital, we respond quickly. We’ve funded over $3 billion in loans to date, and know what it takes to get a deal to the closing table.

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Previous

$4,510,000

Real Estate Purchase

Small Business

Flagged Hotel

25 Year Term

Ontario, OR

$8,800,000

Purchase

Bridge

Multifamily

3 Year Term

Largo, FL

$23,600,000

Cash out refinance

Freddie SBL

Multifamily

5 Year Term

Los Angeles, CA

$2,400,000

Purchase

Fixed rate

Office

10 Year Term

Dallas, TX

$2,625,000

Purchase

Freddie SBL

Multifamily

7 Year Term

Phoenix, AZ

$21,500,000

Rate/Term Finance

Fixed rate

Multifamily

3 Year Term

Peoria, AZ

$28,800,000

Rate/Term Finance

Bridge

Mixed Use

3 Year Term

New York, NY

$1,894,600

Real Estate Purchase

Small Business

Veterinary Services

25 Year Term

Conifer, CO

$1,600,000

Cash out refinance

Freddie SBL

Multifamily

2 Year Term

Riverdale, CANext

Quality Relationships Drive

Quality Results

We take a long-term view on lending and look beyond the value of a single transaction to become a dependable capital source opportunity

after opportunity.

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� 2020, Ready Capital Structured Finance| Licensed under the California Dept. of Corporations, CFLL #603K032, South Dakota Licensed Mortgage Lender ML.05088 � 2020 ReadyCap Commercial, LLC | California Finance Lender License #603K032. South Dakota Licensed Mortgage Lender ML.05088. � 2020 ReadyCap Lending, LLC | Arizona Commercial Mortgage Banker License #CBK 0930164, #CBKBR-0120450, #CBK – 0930164 and NMLS# 1181423, California Finance Lender’s License #60DBO 43995, Iowa Mortgage Banker License #MBK-2014-0053, Oregon Mortgage Lender License #ML-5305, South Dakota Mortgage Lender License #ML.05087, Vermont Lender License #6680