PROVIDENT BANK

At Provident, banking revolves around you. Our digital banking technology is fast, secure, and, best yet, convenient. Because with all you’ve got going on, you need to be able to bank whenever, wherever—on your schedule, not ours. DIGITAL BANKING. Apple Pay. PROVIDENTCONNECT ONLINE BANKING ProvidentConnect Online Banking is fast, easy, and, best of all, secure. Because we’re committed to protecting you from rampant fraud, our system features password protection and a two-step authentication factor. This technology recognizes the computer you normally use to access ProvidentConnect and stores that information,

along with your

OPEN FREE CHECKING ACCOUNT Opening a checking account is more than a financial transaction; it’s an existential question. We know— bear with us. You must ask yourself, who am I, what do I need? Think about where you are in life. Identify your goals now and 10 years from now. Ok, so what is it that you need (and want) from a checking product? High interest ? Free SB ONE | PROVIDENT BANK SB One Bank is now part of Provident, uniting two local organizations who share the same dedication to the businesses, families and communities in our region. Provident has been a prominent part of the local banking landscape for more than 180 years, earning a strong reputation for listening to our customers and addressing their

ever-evolving

ZELLE® | PROVIDENT BANK Zelle is a fast, safe and easy way to send money in minutes 1 to friends, family and others you trust, right from the Provident Bank mobile app. Zelle makes it easy to send money to or receive money from people you trust with a bank account in the U.S. Find Zelle in your

Provident Bank app.

PROVIDENT BANK BRANCH WHY BEACON? When it comes to attaining, preserving, and expanding your assets, you need an experienced wealth management firm to work with you through every financial phase of life, wholly understanding your goals today and tomorrow. ACH FILE IMPORT GUIDE ACH IMPORT An ACH Template will need to be created prior to importing the ACH Detail . (If a template was already created, please proceed to

the “IMPORT ACH

FAVRE JOINS PROVIDENT BANK AS SENIOR VICE PRESIDENT Favre Joins Provident Bank as Senior Vice President, Deputy Lending Officer. Larry Favre of Metuchen, N.J. has joined Provident Bank as Senior Vice President, Deputy Lending Officer in the bank’s Lending Division. In this newly created position, he will be responsible for assisting with the review and approval of commercial loans. UNIVERSAL PAYMENT IDENTIFICATION CODE (UPIC ) GUIDE 5 Universal Payment Identification Code (UPIC®) Guide 4 Sample customer letter ANY COMPANY INC. 321 Any St., Anywhere USA 12345-1234

Company Name

CASPERSEN JOINS PROVIDENT BANK AS EXECUTIVE VICE PRESIDENT Provident Bank is pleased to announce that Finn M. W. Caspersen, Jr. of Bedminster, N.J. has joined the Bank as Executive Vice President and Director of Retail Banking Operations. In this newly created position, Caspersen will provide leadership and direction to the Bank’s retail operations groups including deposit services, branch

operations

PROVIDENT BANK

At Provident, banking revolves around you. Our digital banking technology is fast, secure, and, best yet, convenient. Because with all you’ve got going on, you need to be able to bank whenever, wherever—on your schedule, not ours. DIGITAL BANKING. Apple Pay. PROVIDENTCONNECT ONLINE BANKING ProvidentConnect Online Banking is fast, easy, and, best of all, secure. Because we’re committed to protecting you from rampant fraud, our system features password protection and a two-step authentication factor. This technology recognizes the computer you normally use to access ProvidentConnect and stores that information,

along with your

OPEN FREE CHECKING ACCOUNT Opening a checking account is more than a financial transaction; it’s an existential question. We know— bear with us. You must ask yourself, who am I, what do I need? Think about where you are in life. Identify your goals now and 10 years from now. Ok, so what is it that you need (and want) from a checking product? High interest ? Free SB ONE | PROVIDENT BANK SB One Bank is now part of Provident, uniting two local organizations who share the same dedication to the businesses, families and communities in our region. Provident has been a prominent part of the local banking landscape for more than 180 years, earning a strong reputation for listening to our customers and addressing their

ever-evolving

ZELLE® | PROVIDENT BANK Zelle is a fast, safe and easy way to send money in minutes 1 to friends, family and others you trust, right from the Provident Bank mobile app. Zelle makes it easy to send money to or receive money from people you trust with a bank account in the U.S. Find Zelle in your

Provident Bank app.

PROVIDENT BANK BRANCH WHY BEACON? When it comes to attaining, preserving, and expanding your assets, you need an experienced wealth management firm to work with you through every financial phase of life, wholly understanding your goals today and tomorrow. ACH FILE IMPORT GUIDE ACH IMPORT An ACH Template will need to be created prior to importing the ACH Detail . (If a template was already created, please proceed to

the “IMPORT ACH

FAVRE JOINS PROVIDENT BANK AS SENIOR VICE PRESIDENT Favre Joins Provident Bank as Senior Vice President, Deputy Lending Officer. Larry Favre of Metuchen, N.J. has joined Provident Bank as Senior Vice President, Deputy Lending Officer in the bank’s Lending Division. In this newly created position, he will be responsible for assisting with the review and approval of commercial loans. PROVIDENTCONNECT FOR BUSINESS ONLINE BANKING PROVIDENTCONNECT FOR BUSINESS. ProvidentConnect Online Banking for Business is the smart solution for smart professionals. A comprehensive online banking tool for managing all aspects of your business accounts, it makes commercial online banking easy.Its robust functionality allows you to monitor your daily cash position, generate reports for projecting cash flow, and make borrowing and SB ONE | PROVIDENT BANK SB One branches will re-open as Provident branches and will have deposit-taking ATMs. Access to ProvidentConnect Online Banking, Mobile Banking and Bill Pay begins at 8:00 a.m. Begin using your new Provident Debit Mastercard for purchases and ATM cash withdrawals. SB One Debit Mastercards will no longer work for purchases and ATM cash

withdrawals.

MOBILE BANKING

With Provident Mobile Banking, you can: Check your account balance (s) View recent transactions. Pay bills. Transfer money. View images of paid checks. Find a local Provident ATM or branch. Use all of the features of ProvidentConnect Online Banking. Control your Provident Debit Mastercard ® - Turn your card on or off, set location based

BUSINESS BANKING

Business Services. At Provident, we realize that every stage in your business’s life cycle has its own set of challenges. That’s why, no matter what stage or phase your business is in, we have something designed specifically for your moment. With our products, you can manage your finances, cut costs, earn interest, improve cash flow, and SMART CHECKING ACCOUNT Qualification Requirements. To earn 1.01% APY and domestic ATM fee/surcharge refunds, per statement period you must: Conduct ten (10) signature-based, point-of-sale purchases with your Provident Debit Mastercard that post and clear your account. BANKING SECURITY INFORMATION A real government relief program will pay up to $9,000 for funeral expenses that people have paid since January 20, 2020 for loved ones who died of COVID-19. Survivors can apply for benefits by contacting the Federal Emergency Management Agency (FEMA) at 844-684-6333. PROVIDENT STRENGTHENS LEADERSHIP TEAM WITH KEY APPOINTMENTS Provident Bank, a leading New Jersey-based financial institution, announced today a number of key leadership appointments following the completion of its merger with SB One Bank. The appointments leverage the talents and experience of several executives, while creating synergies within the newly combined company. TERMS AND CONDITIONS WHY BEACON? When it comes to attaining, preserving, and expanding your assets, you need an experienced wealth management firm to work with you through every financial phase of life, wholly understanding your goals today and tomorrow. POWELL JOINS PROVIDENT BANK AS EVP, CHIEF HUMAN RESOURCES Provident Bank, a leading New Jersey-based financial institution announced today that Carolyn Powell of Mendham, N.J. has joined the bank as Executive Vice President, Chief Human Resources Officer. Ms. Powell will be based in the bank’s Iselin, N.J. administrative

headquarters.

HIGGINS JOINS PROVIDENT BANK AS SENIOR VICE PRESIDENT James Higgins of Bethlehem, Pa. has joined Provident Bank as Senior Vice President, Relationship Manager/Team Leader in the bank’s Commercial Lending Division. He is based in Provident’s Lehigh Valley Regional Office and is responsible for working with local companies in the Lehigh Valley and Western New Jersey markets to originate, evaluate, and structure commercial loan transactions.

PROVIDENT BANK

At Provident, banking revolves around you. Our digital banking technology is fast, secure, and, best yet, convenient. Because with all you’ve got going on, you need to be able to bank whenever, wherever—on your schedule, not ours. DIGITAL BANKING. Apple Pay. PROVIDENTCONNECT ONLINE BANKING ProvidentConnect Online Banking is fast, easy, and, best of all, secure. Because we’re committed to protecting you from rampant fraud, our system features password protection and a two-step authentication factor. This technology recognizes the computer you normally use to access ProvidentConnect and stores that information,

along with your

LOGIN - PROVIDENT BANK You are leaving Provident Bank's website and going to a third party website. The site you are about to enter may have a privacy policy different from Provident Bank. Never disclose any financial information on a third party site. We are not responsible for the privacy and security policies or practices of sites outside of Provident's website. PROVIDENTCONNECT FOR BUSINESS ONLINE BANKING PROVIDENTCONNECT FOR BUSINESS. ProvidentConnect Online Banking for Business is the smart solution for smart professionals. A comprehensive online banking tool for managing all aspects of your business accounts, it makes commercial online banking easy.Its robust functionality allows you to monitor your daily cash position, generate reports for projecting cash flow, and make borrowing and OPEN FREE CHECKING ACCOUNT Opening a checking account is more than a financial transaction; it’s an existential question. We know— bear with us. You must ask yourself, who am I, what do I need? Think about where you are in life. Identify your goals now and 10 years from now. Ok, so what is it that you need (and want) from a checking product? High interest ? Free SB ONE | PROVIDENT BANK SB One branches will re-open as Provident branches and will have deposit-taking ATMs. Access to ProvidentConnect Online Banking, Mobile Banking and Bill Pay begins at 8:00 a.m. Begin using your new Provident Debit Mastercard for purchases and ATM cash withdrawals. SB One Debit Mastercards will no longer work for purchases and ATM cash

withdrawals.

ZELLE® | PROVIDENT BANK Zelle is a fast, safe and easy way to send money in minutes 1 to friends, family and others you trust, right from the Provident Bank mobile app. Zelle makes it easy to send money to or receive money from people you trust with a bank account in the U.S. Find Zelle in your

Provident Bank app.

UNIVERSAL PAYMENT IDENTIFICATION CODE (UPIC ) GUIDE 5 Universal Payment Identification Code (UPIC®) Guide 4 Sample customer letter ANY COMPANY INC. 321 Any St., Anywhere USA 12345-1234

Company Name

FAVRE JOINS PROVIDENT BANK AS SENIOR VICE PRESIDENT Favre Joins Provident Bank as Senior Vice President, Deputy Lending Officer. Larry Favre of Metuchen, N.J. has joined Provident Bank as Senior Vice President, Deputy Lending Officer in the bank’s Lending Division. In this newly created position, he will be responsible for assisting with the review and approval of commercial loans. CASPERSEN JOINS PROVIDENT BANK AS EXECUTIVE VICE PRESIDENT Provident Bank is pleased to announce that Finn M. W. Caspersen, Jr. of Bedminster, N.J. has joined the Bank as Executive Vice President and Director of Retail Banking Operations. In this newly created position, Caspersen will provide leadership and direction to the Bank’s retail operations groups including deposit services, branch

operations

PROVIDENT BANK

At Provident, banking revolves around you. Our digital banking technology is fast, secure, and, best yet, convenient. Because with all you’ve got going on, you need to be able to bank whenever, wherever—on your schedule, not ours. DIGITAL BANKING. Apple Pay. PROVIDENTCONNECT ONLINE BANKING ProvidentConnect Online Banking is fast, easy, and, best of all, secure. Because we’re committed to protecting you from rampant fraud, our system features password protection and a two-step authentication factor. This technology recognizes the computer you normally use to access ProvidentConnect and stores that information,

along with your

LOGIN - PROVIDENT BANK You are leaving Provident Bank's website and going to a third party website. The site you are about to enter may have a privacy policy different from Provident Bank. Never disclose any financial information on a third party site. We are not responsible for the privacy and security policies or practices of sites outside of Provident's website. PROVIDENTCONNECT FOR BUSINESS ONLINE BANKING PROVIDENTCONNECT FOR BUSINESS. ProvidentConnect Online Banking for Business is the smart solution for smart professionals. A comprehensive online banking tool for managing all aspects of your business accounts, it makes commercial online banking easy.Its robust functionality allows you to monitor your daily cash position, generate reports for projecting cash flow, and make borrowing and OPEN FREE CHECKING ACCOUNT Opening a checking account is more than a financial transaction; it’s an existential question. We know— bear with us. You must ask yourself, who am I, what do I need? Think about where you are in life. Identify your goals now and 10 years from now. Ok, so what is it that you need (and want) from a checking product? High interest ? Free SB ONE | PROVIDENT BANK SB One branches will re-open as Provident branches and will have deposit-taking ATMs. Access to ProvidentConnect Online Banking, Mobile Banking and Bill Pay begins at 8:00 a.m. Begin using your new Provident Debit Mastercard for purchases and ATM cash withdrawals. SB One Debit Mastercards will no longer work for purchases and ATM cash

withdrawals.

ZELLE® | PROVIDENT BANK Zelle is a fast, safe and easy way to send money in minutes 1 to friends, family and others you trust, right from the Provident Bank mobile app. Zelle makes it easy to send money to or receive money from people you trust with a bank account in the U.S. Find Zelle in your

Provident Bank app.

UNIVERSAL PAYMENT IDENTIFICATION CODE (UPIC ) GUIDE 5 Universal Payment Identification Code (UPIC®) Guide 4 Sample customer letter ANY COMPANY INC. 321 Any St., Anywhere USA 12345-1234

Company Name

FAVRE JOINS PROVIDENT BANK AS SENIOR VICE PRESIDENT Favre Joins Provident Bank as Senior Vice President, Deputy Lending Officer. Larry Favre of Metuchen, N.J. has joined Provident Bank as Senior Vice President, Deputy Lending Officer in the bank’s Lending Division. In this newly created position, he will be responsible for assisting with the review and approval of commercial loans. CASPERSEN JOINS PROVIDENT BANK AS EXECUTIVE VICE PRESIDENT Provident Bank is pleased to announce that Finn M. W. Caspersen, Jr. of Bedminster, N.J. has joined the Bank as Executive Vice President and Director of Retail Banking Operations. In this newly created position, Caspersen will provide leadership and direction to the Bank’s retail operations groups including deposit services, branch

operations

PROVIDENTCONNECT ONLINE BANKING ProvidentConnect Online Banking is fast, easy, and, best of all, secure. Because we’re committed to protecting you from rampant fraud, our system features password protection and a two-step authentication factor. This technology recognizes the computer you normally use to access ProvidentConnect and stores that information,

along with your

BUSINESS BANKING

Business Services. At Provident, we realize that every stage in your business’s life cycle has its own set of challenges. That’s why, no matter what stage or phase your business is in, we have something designed specifically for your moment. With our products, you can manage your finances, cut costs, earn interest, improve cash flow, and SMART CHECKING ACCOUNT Qualification Requirements. To earn 1.01% APY and domestic ATM fee/surcharge refunds, per statement period you must: Conduct ten (10) signature-based, point-of-sale purchases with your Provident Debit Mastercard that post and clear your account. REMOTE DEPOSIT CAPTURE Remote Deposit Capture (RDC) is a small, portable check scanner that allows you to deposit checks right from your home or office—any day, every day. Simply run the check through, review the high-resolution images of both sides of the check on your computer, and send the images to your local financial institution for processing. That’s

it.

ONLINE AND MOBILE BANKING FAQS Step 1: For your initial sign-on, you must use your existing User ID for Online/Mobile Banking and the temporary password provided in a correspondence mailed to you in mid February. HOWEVER, if your User ID is all numeric and/or your Social Security Number, you will be prompted to change it. Your new User ID will need to meet the criteria OPEN HIGH INTEREST CD ACCOUNT Term. 60 Months. Minimum balance to open. $500.00. Penalty for withdrawing before maturity date. 365 days simple interest. If you cannot commit to a CD, our savings accounts are another good way to save for retirement or house your IRA/Keough funds. YOU ARE PROVIDENT STRENGTHENS LEADERSHIP TEAM WITH KEY APPOINTMENTS Provident Bank, a leading New Jersey-based financial institution, announced today a number of key leadership appointments following the completion of its merger with SB One Bank. The appointments leverage the talents and experience of several executives, while creating synergies within the newly combined company. TERMS AND CONDITIONS WHY BEACON? When it comes to attaining, preserving, and expanding your assets, you need an experienced wealth management firm to work with you through every financial phase of life, wholly understanding your goals today and tomorrow. ONLINE LOCK BOX SERVICES WHY BEACON? When it comes to attaining, preserving, and expanding your assets, you need an experienced wealth management firm to work with you through every financial phase of life, wholly understanding your goals today and tomorrow. CASPERSEN JOINS PROVIDENT BANK AS EXECUTIVE VICE PRESIDENT Provident Bank is pleased to announce that Finn M. W. Caspersen, Jr. of Bedminster, N.J. has joined the Bank as Executive Vice President and Director of Retail Banking Operations. In this newly created position, Caspersen will provide leadership and direction to the Bank’s retail operations groups including deposit services, branch

operations

PROVIDENT BANK

At Provident, banking revolves around you. Our digital banking technology is fast, secure, and, best yet, convenient. Because with all you’ve got going on, you need to be able to bank whenever, wherever—on your schedule, not ours. DIGITAL BANKING. Apple Pay. LOGIN - PROVIDENT BANK You are leaving Provident Bank's website and going to a third party website. The site you are about to enter may have a privacy policy different from Provident Bank. Never disclose any financial information on a third party site. We are not responsible for the privacy and security policies or practices of sites outside of Provident's website. PROVIDENTCONNECT ONLINE BANKING ProvidentConnect Online Banking is fast, easy, and, best of all, secure. Because we’re committed to protecting you from rampant fraud, our system features password protection and a two-step authentication factor. This technology recognizes the computer you normally use to access ProvidentConnect and stores that information,

along with your

OPEN FREE CHECKING ACCOUNT Opening a checking account is more than a financial transaction; it’s an existential question. We know— bear with us. You must ask yourself, who am I, what do I need? Think about where you are in life. Identify your goals now and 10 years from now. Ok, so what is it that you need (and want) from a checking product? High interest ? Free PROVIDENTCONNECT FOR BUSINESS ONLINE BANKING PROVIDENTCONNECT FOR BUSINESS. ProvidentConnect Online Banking for Business is the smart solution for smart professionals. A comprehensive online banking tool for managing all aspects of your business accounts, it makes commercial online banking easy.Its robust functionality allows you to monitor your daily cash position, generate reports for projecting cash flow, and make borrowing and SMART CHECKING ACCOUNT Qualification Requirements. To earn 1.01% APY and domestic ATM fee/surcharge refunds, per statement period you must: Conduct ten (10) signature-based, point-of-sale purchases with your Provident Debit Mastercard that post and clear your account. PROVIDENT STRENGTHENS LEADERSHIP TEAM WITH KEY APPOINTMENTSPROVIDENT BANK LOCATIONPROVIDENT BANK LOCATIONS CALIFORNIAPROVIDENT BANK LOCATIONS NEAR MEPROVIDENT BANK LOCATIONS NJ Provident Bank, a leading New Jersey-based financial institution, announced today a number of key leadership appointments following the completion of its merger with SB One Bank. The appointments leverage the talents and experience of several executives, while creating synergies within the newly combined company. ZELLE® | PROVIDENT BANK Zelle is a fast, safe and easy way to send money in minutes 1 to friends, family and others you trust, right from the Provident Bank mobile app. Zelle makes it easy to send money to or receive money from people you trust with a bank account in the U.S. Find Zelle in your

Provident Bank app.

FAVRE JOINS PROVIDENT BANK AS SENIOR VICE PRESIDENT Favre Joins Provident Bank as Senior Vice President, Deputy Lending Officer. Larry Favre of Metuchen, N.J. has joined Provident Bank as Senior Vice President, Deputy Lending Officer in the bank’s Lending Division. In this newly created position, he will be responsible for assisting with the review and approval of commercial loans. CASPERSEN JOINS PROVIDENT BANK AS EXECUTIVE VICE PRESIDENT Provident Bank is pleased to announce that Finn M. W. Caspersen, Jr. of Bedminster, N.J. has joined the Bank as Executive Vice President and Director of Retail Banking Operations. In this newly created position, Caspersen will provide leadership and direction to the Bank’s retail operations groups including deposit services, branch

operations

PROVIDENT BANK

At Provident, banking revolves around you. Our digital banking technology is fast, secure, and, best yet, convenient. Because with all you’ve got going on, you need to be able to bank whenever, wherever—on your schedule, not ours. DIGITAL BANKING. Apple Pay. LOGIN - PROVIDENT BANK You are leaving Provident Bank's website and going to a third party website. The site you are about to enter may have a privacy policy different from Provident Bank. Never disclose any financial information on a third party site. We are not responsible for the privacy and security policies or practices of sites outside of Provident's website. PROVIDENTCONNECT ONLINE BANKING ProvidentConnect Online Banking is fast, easy, and, best of all, secure. Because we’re committed to protecting you from rampant fraud, our system features password protection and a two-step authentication factor. This technology recognizes the computer you normally use to access ProvidentConnect and stores that information,

along with your

OPEN FREE CHECKING ACCOUNT Opening a checking account is more than a financial transaction; it’s an existential question. We know— bear with us. You must ask yourself, who am I, what do I need? Think about where you are in life. Identify your goals now and 10 years from now. Ok, so what is it that you need (and want) from a checking product? High interest ? Free PROVIDENTCONNECT FOR BUSINESS ONLINE BANKING PROVIDENTCONNECT FOR BUSINESS. ProvidentConnect Online Banking for Business is the smart solution for smart professionals. A comprehensive online banking tool for managing all aspects of your business accounts, it makes commercial online banking easy.Its robust functionality allows you to monitor your daily cash position, generate reports for projecting cash flow, and make borrowing and SMART CHECKING ACCOUNT Qualification Requirements. To earn 1.01% APY and domestic ATM fee/surcharge refunds, per statement period you must: Conduct ten (10) signature-based, point-of-sale purchases with your Provident Debit Mastercard that post and clear your account. PROVIDENT STRENGTHENS LEADERSHIP TEAM WITH KEY APPOINTMENTSPROVIDENT BANK LOCATIONPROVIDENT BANK LOCATIONS CALIFORNIAPROVIDENT BANK LOCATIONS NEAR MEPROVIDENT BANK LOCATIONS NJ Provident Bank, a leading New Jersey-based financial institution, announced today a number of key leadership appointments following the completion of its merger with SB One Bank. The appointments leverage the talents and experience of several executives, while creating synergies within the newly combined company. ZELLE® | PROVIDENT BANK Zelle is a fast, safe and easy way to send money in minutes 1 to friends, family and others you trust, right from the Provident Bank mobile app. Zelle makes it easy to send money to or receive money from people you trust with a bank account in the U.S. Find Zelle in your

Provident Bank app.

FAVRE JOINS PROVIDENT BANK AS SENIOR VICE PRESIDENT Favre Joins Provident Bank as Senior Vice President, Deputy Lending Officer. Larry Favre of Metuchen, N.J. has joined Provident Bank as Senior Vice President, Deputy Lending Officer in the bank’s Lending Division. In this newly created position, he will be responsible for assisting with the review and approval of commercial loans. CASPERSEN JOINS PROVIDENT BANK AS EXECUTIVE VICE PRESIDENT Provident Bank is pleased to announce that Finn M. W. Caspersen, Jr. of Bedminster, N.J. has joined the Bank as Executive Vice President and Director of Retail Banking Operations. In this newly created position, Caspersen will provide leadership and direction to the Bank’s retail operations groups including deposit services, branch

operations

PROVIDENTCONNECT ONLINE BANKING ProvidentConnect Online Banking is fast, easy, and, best of all, secure. Because we’re committed to protecting you from rampant fraud, our system features password protection and a two-step authentication factor. This technology recognizes the computer you normally use to access ProvidentConnect and stores that information,

along with your

PROVIDENTCONNECT FOR BUSINESS ONLINE BANKING PROVIDENTCONNECT FOR BUSINESS. ProvidentConnect Online Banking for Business is the smart solution for smart professionals. A comprehensive online banking tool for managing all aspects of your business accounts, it makes commercial online banking easy.Its robust functionality allows you to monitor your daily cash position, generate reports for projecting cash flow, and make borrowing and

BUSINESS BANKING

Business Services. At Provident, we realize that every stage in your business’s life cycle has its own set of challenges. That’s why, no matter what stage or phase your business is in, we have something designed specifically for your moment. With our products, you can manage your finances, cut costs, earn interest, improve cash flow, and CONTACT US - PROVIDENT BANK - LOANS, CHECKING, SAVINGS, CDS Contact Us. skip to main content. provident@provident.bank. 800.448.7768. Branch Locator. FAQs. Routing Number: 221272303. In observance of Memorial Day, all Provident Bank branches will be closed on Monday, May 31, 2021. Online access to your account (s) will not be

affected.

ONLINE AND MOBILE BANKING FAQS Step 1: For your initial sign-on, you must use your existing User ID for Online/Mobile Banking and the temporary password provided in a correspondence mailed to you in mid February. HOWEVER, if your User ID is all numeric and/or your Social Security Number, you will be prompted to change it. Your new User ID will need to meet the criteria FIND A HOME EQUITY LOAN OR HELOC Enter an amount between 0% and 20%. Your property tax rate. 1% for a $100,000 home equals $1,000 per year in property taxes. This entry is required. Enter an amount between 0% and 10%. Your home owner's insurance rate. 0.5% for a $100,000 home equals $500 per year for homeowner's insurance. FIND BRANCH LOCATIONS Find the nearest Provident Bank branch. We have 90+ locations across New Jersey & Pennsylvania. CASPERSEN JOINS PROVIDENT BANK AS EXECUTIVE VICE PRESIDENT Provident Bank is pleased to announce that Finn M. W. Caspersen, Jr. of Bedminster, N.J. has joined the Bank as Executive Vice President and Director of Retail Banking Operations. In this newly created position, Caspersen will provide leadership and direction to the Bank’s retail operations groups including deposit services, branch

operations

VITA JOINS PROVIDENT BANK AS SENIOR VICE PRESIDENT AND The Provident Bank has named Vincent S. Vita of Colts Neck, N.J., Senior Vice President and Relationship Manager for the middle market team. In his new position, Vita is responsible for developing new commercial loan business and managing a portfolio of commercial loan customers. Vita brings to Provident Bank more than 18 years of

experience

UNIVERSAL PAYMENT IDENTIFICATION CODE (UPIC ) GUIDE 5 Universal Payment Identification Code (UPIC®) Guide 4 Sample customer letter ANY COMPANY INC. 321 Any St., Anywhere USA 12345-1234

Company Name

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* Routing Number: 221272303 IMPORTANT INFORMATION: On Sunday, June 6, 2021 beginning at 1:00am ET, ProvidentConnect for Business Online Banking, Business Bill Pay and Business Mobile Banking may be temporarily unavailable due to system maintenance. We anticipate these services being fully restored by 7:00am ET on Sunday, June 6, 2021. We apologize for the

inconvenience.

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SB One Insurance

SB One Insurance Agency offers comprehensive insurance programs to protect your business, your employees, your family, and you. INSURANCE SERVICES ARE: NOT FDIC INSURED – MAY GO DOWN IN VALUE – NOT INSURED BY ANY FEDERAL GOVERNEMENT AGENCY – NOT BANK GUARANTEED

– NOT A DEPOSIT.

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IMPORTANT INFO REGARDING COVID-19 For information regarding branch hours, access to online banking and efforts we're taking to keep our staff and customers safe, click

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COVID-19 INFO

OUR SMALL BUSINESSES MAKE A BIG IMPACT We want to celebrate Small Business month with you - our valued

business customers.

We have special offers extending through May 31st

SMALL BIZ MONTH

BANKS NEVER

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PRESENTED BY THE AMERICAN BANKERS ASSOCIATION EVERY DAY, THOUSANDS OF PEOPLE FALL FOR FRAUDULENT EMAILS, TEXTS, AND CALLS FROM SCAMMERS PRETENDING TO BE A BANK. CAN YOU OUTSMART ONLINE SCAMMERS? TAKE THE QUIZ! FIND YOUR SCAM

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SB ONE INSURANCE

SB ONE INSURANCE

SB ONE INSURANCE AGENCY OFFERS COMPREHENSIVE INSURANCE PROGRAMS TO PROTECT YOUR BUSINESS, YOUR EMPLOYEES, YOUR FAMILY, AND YOU. INSURANCE SERVICES ARE - Not FDIC-Insured, Not A Deposit, Not Bank Guaranteed, May Go Down In Value, Not Insured By Any Federal

Government Agency.

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During times of uncertainty, opportunistic scammers are using fake appeals to swindle good-hearted people. Visit our Security Center for tips on avoiding scams and other security tips.

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Beacon Trust

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SB ONE HAS JOINED PROVIDENT BANK Our goal with this merger is to bring you the very best of both banks— and we’re really excited about what we can deliver. Learn

More

video of SB One Merger EDUCATION & INSIGHTS We're committed to making it possible. These are the insights to get

you there.

Customer Spotlight: Waltron Bull & Roberts Customer Spotlight: Waltron Bull & Roberts

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Customer Spotlight: Roxiticus Golf Club Customer Spotlight: Roxiticus Golf Club

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CYBER SECURITY AWARENESS DURING COVID-19 At Provident Bank, were committed to keeping you and your data safe. When you are opening an email or text message, please keep the following information in mind and protect yourself from cyber-attacks: At Provident Bank, were committed to keeping you and your data safe. When you are opening an email or text message, please keep the following information in mind and protect yourself from cyber-attacks: At Provident Bank, were committed to keeping you and your data safe. When you are opening an email or text message, please keep the following information in mind and protect yourself from cyber-attacks:

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HOW LINKEDIN IS HELPFUL DURING A PANDEMIC LinkedIn connects you with the people with whom you do business and helps expand your own network giving you access to the networks of your 1st-degree connections. Here are several ways to turn your LinkedIn presence into a lead generator, all the more important when “business as usual” is no longer the norm. LinkedIn connects you with the people with whom you do business and helps expand your own network giving you access to the networks of your 1st-degree connections. Here are several ways to turn your LinkedIn presence into a lead generator, all the more important when “business as usual” is no longer the norm. LinkedIn connects you with the people with whom you do business and helps expand your own network giving you access to the networks of your 1st-degree connections. Here are several ways to turn your LinkedIn presence into a lead generator, all the more important when “business as usual” is no longer the norm.

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Customer Spotlight: Roxiticus Golf Club Customer Spotlight: Roxiticus Golf Club

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FINANCIAL WELLNESS CENTER Our financial wellness center is designed to provide visitors with an engaging learning experience around critical personal financial topics, such as building emergency savings, mortgage education and retirement planning.

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@ProvidentBankTwitter Logo The Provident Bank Foundation recently awarded a $15,000 grant to

#FamilyPromise of

#MorrisCounty ! Family Promise’s mission is to help homeless and low-income families achieve sustainable independence through a community-based response.

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4 Jun 2021

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Provident Bank

@ProvidentBankTwitter Logo Provident Bank is pleased to be the Presenting Sponsor of the Morris Plains Farmers’ Market! Beginning June 12th, the market will be open every Saturday from 9:00 am to 1:00 pm through October 9th. @jerseyfreshNJDA For more information please visit morrisplainsboro.org/index.php?opti…

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3 Jun 2021

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PROVIDENT BANK

13h

The Provident Bank Foundation recently awarded a $15,000 grant to #FamilyPromise of #MorrisCounty! Family Promise’s mission is to help homeless and low-income families achieve sustainable independence through a community-based response. For more information on Family Promise please visit http://ow.ly/RF6V50F1wEk. To learn about grant opportunities through The Provident Bank Foundation please visit http://ow.ly/dkl950F1wEh. Pictured (L-R): Daniel Umana, - VP/Relationship Manager, Provident Bank; Maria Navedo, SVP/Regional Manager, Provident Bank; Dominique Tornabe, Chief Impact Officer, Family Promise; Joann Bjornson, CEO, Family Promise; William Strover, Board President, Family Promise; Samantha Plotino, Executive Director, Provident Bank Foundation; Anastasia Arvanites, Development & Community Relations Associate, Family Promise; Vanessa Valencia - Foundation Associate, Provident Bank Foundation; Ylka Padilla, VP/Market Manager, Provident Bank.

* 4

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PROVIDENT BANK

32h

Provident Bank is pleased to be the Presenting Sponsor of the Morris Plains Farmers’ Market! Beginning June 12th, the market will be open every Saturday from 9:00 am to 1:00 pm through October 9th. Jersey Fresh Borough of Morris Plains, NJ For more information please visit https://morrisplainsboro.org/index.php?option=com_content&view=article&id=2440&catid=35 Pictured (L-R) Ylka Padilla, FVP/Market Manager, Provident Bank; Maria Navedo, SVP/Regional Manager, Provident Bank; Frank Druetzler, Former Mayor, Morris Plains; Sue McCluskey, Farmers’ Market Manager; Greg Dittrich, SVP/Director of Government Banking, Provident Bank; Chris Martin, Chairman & CEO, Provident Bank; Jason Karr, Mayor, Morris

Plains

* 7

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PROVIDENT BANK

30h

Looking to join a high-performing company? We have an exciting opportunity for a talented Director of Treasury Management responsible for successfully leading the sales, service and operations of our Corporate Treasury Management department. We are looking for a strategic leader with the ability to collaborate with Senior Leaders and effect change. With your commitment in the Treasury Management Director role, Provident Bank can help you develop in your career and climb the ladder of success! Plus, we offer comprehensive benefits.

Apply today!

https://careers.provident.bank/job/Iselin-Corporate-Cash-Management-Director-NJ-08830/743920800/

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PROVIDENT BANK

36h

Provident Bank is pleased be a sponsor of Fairleigh Dickinson University's Virtual Charter Day Live 2021 on Thursday, June 10th at 7:30 pm! For more than thirty years, the Charter Day dinner has raised scholarship funds that provide critical support to FDU’s most

deserving students.

This year, FDU has designed Charter Day to be an all-inclusive, virtual event. Alumni and friends around the globe will be able to join virtually for this LIVE event and to make gifts before and during

Charter Day LIVE.

Please join us to hear about the exciting work being done at FDU by students, faculty and staff. We hope this will inspire everyone who is able to participate to give generously and share Charter Day LIVE with

their network.

There is no better investment in our shared future! To register and learn how you can support FDU students, please visit https://support.fdu.edu/charterdaylive2021

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