HOME - MEMBER BENEFITSFOR ASSOCIATIONSFOR INDIVIDUALSNEWSCONTACT USABOUT USFIND MY ASSOCIATION Customize your benefits program. Being a TPA allows us to create and manage custom member insurance programs with special features and pricing only available through association, affinity group or franchise-sponsored programs. We have expertise in billing and collecting, customer service, claims administration, member database management and more. BENEFICIARY DESIGNATION/ Beneficiary Designation/ Change Form 1. Complete the entire form Any questions? Call toll-free: 1-800-282-8626 Or Mail to our Processing Center: Member Benefits 10739 Deerwood Park Blvd, Suite 200-B DENTAL COSTS WITH AND WITHOUT INSURANCE Average tooth removals cost: $75 to $300 for non-surgical, gum-erupted tooth extraction. $150 to $650 for a surgical extraction utilizing anesthesia. $185 to $600 for soft-tissue and complicated surgical extractions. $75 to $200 for wisdom tooth extraction. Impacted teeth can also boost costs up to $600, depending upon the tooth’s

location.

METLIFE - AABN DENTAL ID CARDS - CERTIFICATES - MEMBER Like most group benefit programs, benefit programs offered by MetLife and its affiliates contain certain exclusions, exceptions, reductions, limitations, waiting periods and terms for keeping them in force. Please contact Member Benefits at 1-800-282-8626 for costs and complete details. Policy form GPNP99. Policy number 5343606-1-G. HOME | FMA MEMBER INSURANCE MARKETPLACE FMA MEMBER The FMA Health Insurance Exchange is an online marketplace where members and their employees can compare and purchase products and services from insurance providers that compete for business within the exchange.. Unique decision support technology within the exchange is backed by licensed benefits counselors trained specifically to work

with FMA members.

FORMS & DOWNLOADS

Member Benefits 10739 Deerwood Park Blvd, Suite 200-B Jacksonville, FL

32256

LONG TERM DISABILITY INSURANCE FOR OSTEOPATHIC PHYSICIANS Features That Work for You: Up to $10,000 of Monthly Disability Coverage*. Fast Underwriting— Most Applications Approved or Declined Within 2-3 Weeks. Special Group Rates For Members of the AOA. No Medical Exam Typically Required to Apply**. No Annual Policy Fee. Own Occupation Definition of HOME - NATIONAL CONFERENCE ON PUBLIC EMPLOYEE RETIREMENT Member Benefits 10739 Deerwood Park Blvd, Suite 200-B Jacksonville, FL

32256

ILLINOIS MUNICIPAL RETIREMENT FUND (IMRF) The Illinois Municipal Retirement Fund (IMRF) is a member of the National Conference on Public Employee Retirement Systems (NCPERS) Voluntary Life Insurance Plan, issued by the Prudential Insurance Company of America (Prudential).. The NCPERS program has been offered to IMRF members since 1989, because it has a unique plan design. It is particularly well suited for public pension plan TEXAS BAR PRIVATE INSURANCE EXCHANGE TEXAS BAR PRIVATE The Texas Bar Private Insurance Exchange is a multi-carrier private exchange designed for State Bar of Texas members, their staff and dependents. Available to both individuals and employer groups, the exchange offers a wide range of health insurance choices and more. This opens in a new window. HOME - MEMBER BENEFITSFOR ASSOCIATIONSFOR INDIVIDUALSNEWSCONTACT USABOUT USFIND MY ASSOCIATION Customize your benefits program. Being a TPA allows us to create and manage custom member insurance programs with special features and pricing only available through association, affinity group or franchise-sponsored programs. We have expertise in billing and collecting, customer service, claims administration, member database management and more. BENEFICIARY DESIGNATION/ Beneficiary Designation/ Change Form 1. Complete the entire form Any questions? Call toll-free: 1-800-282-8626 Or Mail to our Processing Center: Member Benefits 10739 Deerwood Park Blvd, Suite 200-B DENTAL COSTS WITH AND WITHOUT INSURANCE Average tooth removals cost: $75 to $300 for non-surgical, gum-erupted tooth extraction. $150 to $650 for a surgical extraction utilizing anesthesia. $185 to $600 for soft-tissue and complicated surgical extractions. $75 to $200 for wisdom tooth extraction. Impacted teeth can also boost costs up to $600, depending upon the tooth’s

location.

METLIFE - AABN DENTAL ID CARDS - CERTIFICATES - MEMBER Like most group benefit programs, benefit programs offered by MetLife and its affiliates contain certain exclusions, exceptions, reductions, limitations, waiting periods and terms for keeping them in force. Please contact Member Benefits at 1-800-282-8626 for costs and complete details. Policy form GPNP99. Policy number 5343606-1-G. HOME | FMA MEMBER INSURANCE MARKETPLACE FMA MEMBER The FMA Health Insurance Exchange is an online marketplace where members and their employees can compare and purchase products and services from insurance providers that compete for business within the exchange.. Unique decision support technology within the exchange is backed by licensed benefits counselors trained specifically to work

with FMA members.

FORMS & DOWNLOADS

Member Benefits 10739 Deerwood Park Blvd, Suite 200-B Jacksonville, FL

32256

LONG TERM DISABILITY INSURANCE FOR OSTEOPATHIC PHYSICIANS Features That Work for You: Up to $10,000 of Monthly Disability Coverage*. Fast Underwriting— Most Applications Approved or Declined Within 2-3 Weeks. Special Group Rates For Members of the AOA. No Medical Exam Typically Required to Apply**. No Annual Policy Fee. Own Occupation Definition of HOME - NATIONAL CONFERENCE ON PUBLIC EMPLOYEE RETIREMENT Member Benefits 10739 Deerwood Park Blvd, Suite 200-B Jacksonville, FL

32256

ILLINOIS MUNICIPAL RETIREMENT FUND (IMRF) The Illinois Municipal Retirement Fund (IMRF) is a member of the National Conference on Public Employee Retirement Systems (NCPERS) Voluntary Life Insurance Plan, issued by the Prudential Insurance Company of America (Prudential).. The NCPERS program has been offered to IMRF members since 1989, because it has a unique plan design. It is particularly well suited for public pension plan TEXAS BAR PRIVATE INSURANCE EXCHANGE TEXAS BAR PRIVATE The Texas Bar Private Insurance Exchange is a multi-carrier private exchange designed for State Bar of Texas members, their staff and dependents. Available to both individuals and employer groups, the exchange offers a wide range of health insurance choices and more. This opens in a new window. LONG-TERM DISABILITY If you already own an Individual Disability policy, your combined individual and group monthly disability benefits cannot exceed 100% of your monthly insured earnings. Available Monthly Disability Benefit Amounts: $100, $500, $750, $1000, $1250, $1500, $2000, $2500, $3000, $3500, $4000, $4500, $5000, $5500, $6000, $6500, $7000, $7500, $8000 HOME | FMA MEMBER INSURANCE MARKETPLACE FMA MEMBER The FMA Health Insurance Exchange is an online marketplace where members and their employees can compare and purchase products and services from insurance providers that compete for business within the exchange.. Unique decision support technology within the exchange is backed by licensed benefits counselors trained specifically to work

with FMA members.

HOME - AOA INSURANCE MARKETPLACE - MEMBER BENEFITS Easily access the insurance and benefits you need to stay happy and healthy. From health insurance to disability coverage, we have AOA members covered! The AOA Insurance Marketplace offers a broad level of choice and concierge-level of support designed exclusively for members, employees, and dependents. HOW TO KNOW WHEN A LOVED ONE NEEDS LONG-TERM CARE To help make things easier, here are some key factors to look for when determining if your loved one could benefit from long-term care: Recent Accidents. Accidents and medical scares are a key indicator that your loved one may need additional help. Falls, fender-benders or car accidents, mismanaging prescriptions can all be scary and

stressful

HOME - SPARK HEALTH INSURANCE MARKETPLACE Easily access the insurance and benefits you need to stay happy and healthy. From health insurance to disability coverage, we have SPARK members covered! The SPARK Health Insurance Marketplace offers a broad level of choice and concierge-level of support LONG TERM DISABILITY INSURANCE FOR OSTEOPATHIC PHYSICIANS Disability insurance provides a monthly income in the event you become completely disabled as the result of a covered accident or illness (including pregnancy). Since most of your expenses will continue during a time of disability, it is vitally important that you have a FORMS - NATIONAL CONFERENCE ON PUBLIC EMPLOYEE RETIREMENT Member Benefits 10739 Deerwood Park Blvd, Suite 200-B Jacksonville, FL

32256

TERM LIFE - TEXAS BAR PRIVATE INSURANCE EXCHANGE » TEXAS Coverage options. Coverage amounts under the Member Term Life Plan for Texas Bar Members are in increments of $100,000. The maximum coverage amount is $1,000,000. Coverage amounts for your eligible dependents are as follows:. Spouse/domestic partner – A multiple of $10,000 – maximum $250,000; Each child – A multiple of $2,000 – maximum $10,000 (each child must be covered for the BENEFICIARY DESIGNATION/CHANGE FORM GL.2001.169 Ed. 03/2016 Page 2 of 3. Group Insurance Beneficiary Designation/Change DATE: / / 2. BENEFICIARY DESIGNATION: I hereby revoke any previous designations of primary beneficiary(ies) and contingent beneficiary(ies), if any, and in the event of my death,

designate the

DENTAL COSTS WITH AND WITHOUT HEALTH INSURANCE Everyone needs dental care at some point. However, not everyone wants to pay for insurance coverage. Chances are you’ve thought about costs tied to proper treatment. If you’re considering covering dental costs out-of-pocket on a per-treatment basis, knowing common

procedure

HOME - MEMBER BENEFITSFOR ASSOCIATIONSFOR INDIVIDUALSNEWSCONTACT USABOUT USFIND MY ASSOCIATION Customize your benefits program. Being a TPA allows us to create and manage custom member insurance programs with special features and pricing only available through association, affinity group or franchise-sponsored programs. We have expertise in billing and collecting, customer service, claims administration, member database management and more. LONG-TERM DISABILITY If you already own an Individual Disability policy, your combined individual and group monthly disability benefits cannot exceed 100% of your monthly insured earnings. Available Monthly Disability Benefit Amounts: $100, $500, $750, $1000, $1250, $1500, $2000, $2500, $3000, $3500, $4000, $4500, $5000, $5500, $6000, $6500, $7000, $7500, $8000 BENEFICIARY DESIGNATION/ Beneficiary Designation/ Change Form 1. Complete the entire form Any questions? Call toll-free: 1-800-282-8626 Or Mail to our Processing Center: Member Benefits 10739 Deerwood Park Blvd, Suite 200-B METLIFE - AABN DENTAL ID CARDS - CERTIFICATES - MEMBER Like most group benefit programs, benefit programs offered by MetLife and its affiliates contain certain exclusions, exceptions, reductions, limitations, waiting periods and terms for keeping them in force. Please contact Member Benefits at 1-800-282-8626 for costs and complete details. Policy form GPNP99. Policy number 5343606-1-G. HOME | FMA MEMBER INSURANCE MARKETPLACE FMA MEMBER The FMA Health Insurance Exchange is an online marketplace where members and their employees can compare and purchase products and services from insurance providers that compete for business within the exchange.. Unique decision support technology within the exchange is backed by licensed benefits counselors trained specifically to work

with FMA members.

HOME - AOA INSURANCE MARKETPLACE - MEMBER BENEFITS Easily access the insurance and benefits you need to stay happy and healthy. From health insurance to disability coverage, we have AOA members covered! The AOA Insurance Marketplace offers a broad level of choice and concierge-level of support designed exclusively for members, employees, and dependents. HOME - NATIONAL CONFERENCE ON PUBLIC EMPLOYEE RETIREMENT Member Benefits 10739 Deerwood Park Blvd, Suite 200-B Jacksonville, FL

32256

FORMS & DOWNLOADS

Member Benefits 10739 Deerwood Park Blvd, Suite 200-B Jacksonville, FL

32256

LONG TERM DISABILITY INSURANCE You’ve worked hard to build a life for yourself and your family—don’t lose it all to something unexpected. Long Term Disability (LTD) Insurance, issued by The Prudential Insurance Company of America (Prudential), helps provide monthly income if you become totally disabled as the result of a covered accident or illness (including pregnancy).). Long-term disabilities can range from TEXAS BAR PRIVATE INSURANCE EXCHANGE TEXAS BAR PRIVATE The Texas Bar Private Insurance Exchange is a multi-carrier private exchange designed for State Bar of Texas members, their staff and dependents. Available to both individuals and employer groups, the exchange offers a wide range of health insurance choices and more. This opens in a new window. HOME - MEMBER BENEFITSFOR ASSOCIATIONSFOR INDIVIDUALSNEWSCONTACT USABOUT USFIND MY ASSOCIATION Customize your benefits program. Being a TPA allows us to create and manage custom member insurance programs with special features and pricing only available through association, affinity group or franchise-sponsored programs. We have expertise in billing and collecting, customer service, claims administration, member database management and more. LONG-TERM DISABILITY If you already own an Individual Disability policy, your combined individual and group monthly disability benefits cannot exceed 100% of your monthly insured earnings. Available Monthly Disability Benefit Amounts: $100, $500, $750, $1000, $1250, $1500, $2000, $2500, $3000, $3500, $4000, $4500, $5000, $5500, $6000, $6500, $7000, $7500, $8000 BENEFICIARY DESIGNATION/ Beneficiary Designation/ Change Form 1. Complete the entire form Any questions? Call toll-free: 1-800-282-8626 Or Mail to our Processing Center: Member Benefits 10739 Deerwood Park Blvd, Suite 200-B METLIFE - AABN DENTAL ID CARDS - CERTIFICATES - MEMBER Like most group benefit programs, benefit programs offered by MetLife and its affiliates contain certain exclusions, exceptions, reductions, limitations, waiting periods and terms for keeping them in force. Please contact Member Benefits at 1-800-282-8626 for costs and complete details. Policy form GPNP99. Policy number 5343606-1-G. HOME | FMA MEMBER INSURANCE MARKETPLACE FMA MEMBER The FMA Health Insurance Exchange is an online marketplace where members and their employees can compare and purchase products and services from insurance providers that compete for business within the exchange.. Unique decision support technology within the exchange is backed by licensed benefits counselors trained specifically to work

with FMA members.

HOME - AOA INSURANCE MARKETPLACE - MEMBER BENEFITS Easily access the insurance and benefits you need to stay happy and healthy. From health insurance to disability coverage, we have AOA members covered! The AOA Insurance Marketplace offers a broad level of choice and concierge-level of support designed exclusively for members, employees, and dependents. HOME - NATIONAL CONFERENCE ON PUBLIC EMPLOYEE RETIREMENT Member Benefits 10739 Deerwood Park Blvd, Suite 200-B Jacksonville, FL

32256

FORMS & DOWNLOADS

Member Benefits 10739 Deerwood Park Blvd, Suite 200-B Jacksonville, FL

32256

LONG TERM DISABILITY INSURANCE You’ve worked hard to build a life for yourself and your family—don’t lose it all to something unexpected. Long Term Disability (LTD) Insurance, issued by The Prudential Insurance Company of America (Prudential), helps provide monthly income if you become totally disabled as the result of a covered accident or illness (including pregnancy).). Long-term disabilities can range from TEXAS BAR PRIVATE INSURANCE EXCHANGE TEXAS BAR PRIVATE The Texas Bar Private Insurance Exchange is a multi-carrier private exchange designed for State Bar of Texas members, their staff and dependents. Available to both individuals and employer groups, the exchange offers a wide range of health insurance choices and more. This opens in a new window. LONG-TERM DISABILITY Instant online disability insurance quotes with special rates designed for accountants, architects, attorneys, dentists, engineers, mortgage professionals, paralegals, physicians, nurse practitioners and more.. Disability insurance provides a monthly income in the event you become totally disabled as the result of a covered accident or illness (including pregnancy). THE 3 MOST IMPORTANT REASONS TO INVEST IN DENTAL INSURANCE Texas office 7500 Rialto Blvd, Building 1 Suite 250 Austin, TX 78735 Mon-Fri, 8:30am-5:00pm (CT) DENTAL COSTS WITH AND WITHOUT INSURANCE Average tooth removals cost: $75 to $300 for non-surgical, gum-erupted tooth extraction. $150 to $650 for a surgical extraction utilizing anesthesia. $185 to $600 for soft-tissue and complicated surgical extractions. $75 to $200 for wisdom tooth extraction. Impacted teeth can also boost costs up to $600, depending upon the tooth’s

location.

METLIFE - AABN DENTAL ID CARDS - CERTIFICATES - MEMBER Like most group benefit programs, benefit programs offered by MetLife and its affiliates contain certain exclusions, exceptions, reductions, limitations, waiting periods and terms for keeping them in force. Please contact Member Benefits at 1-800-282-8626 for costs and complete details. Policy form GPNP99. Policy number 5343606-1-G. HOME - AOA INSURANCE MARKETPLACE - MEMBER BENEFITS Easily access the insurance and benefits you need to stay happy and healthy. From health insurance to disability coverage, we have AOA members covered! The AOA Insurance Marketplace offers a broad level of choice and concierge-level of support designed exclusively for members, employees, and dependents. LONG TERM DISABILITY INSURANCE FOR OSTEOPATHIC PHYSICIANS Disability insurance provides a monthly income in the event you become completely disabled as the result of a covered accident or illness (including pregnancy). Since most of your expenses will continue during a time of disability, it is vitally important that you have a FORMS - NATIONAL CONFERENCE ON PUBLIC EMPLOYEE RETIREMENT Since the plan's inception more than 40 years ago, Prudential has paid over $105 million to NCPERS members and their beneficiaries. It currently serves the needs of over 85,000 public employee retirement system members nationwide. HOW CHRONIC STRESS CAN LEAD TO A LONG-TERM DISABILITY How Chronic Stress Can Lead to a Long-Term Disability. 14Sep. 2020. According to Smithsonian, Gallup’s 2019 Global Emotions Report illustrated that “More than half of United States respondents—around 55 percent—reported feelings of high stress the day prior to being polledwhile 45 percent said they felt worried ‘a lot of the day’”. LONG TERM DISABILITY INSURANCE You’ve worked hard to build a life for yourself and your family—don’t lose it all to something unexpected. Long Term Disability (LTD) Insurance, issued by The Prudential Insurance Company of America (Prudential), helps provide monthly income if you become totally disabled as the result of a covered accident or illness (including pregnancy).). Long-term disabilities can range from BENEFICIARY DESIGNATION/CHANGE FORM GL.2001.169 Ed. 03/2016 Page 2 of 3. Group Insurance Beneficiary Designation/Change DATE: / / 2. BENEFICIARY DESIGNATION: I hereby revoke any previous designations of primary beneficiary(ies) and contingent beneficiary(ies), if any, and in the event of my death,

designate the

HOME - MEMBER BENEFITSFOR ASSOCIATIONSFOR INDIVIDUALSNEWSCONTACT USABOUT USFIND MY ASSOCIATION Customize your benefits program. Being a TPA allows us to create and manage custom member insurance programs with special features and pricing only available through association, affinity group or franchise-sponsored programs. We have expertise in billing and collecting, customer service, claims administration, member database management and more. LONG-TERM DISABILITY If you already own an Individual Disability policy, your combined individual and group monthly disability benefits cannot exceed 100% of your monthly insured earnings. Available Monthly Disability Benefit Amounts: $100, $500, $750, $1000, $1250, $1500, $2000, $2500, $3000, $3500, $4000, $4500, $5000, $5500, $6000, $6500, $7000, $7500, $8000 BENEFICIARY DESIGNATION/ Beneficiary Designation/ Change Form 1. Complete the entire form Any questions? Call toll-free: 1-800-282-8626 Or Mail to our Processing Center: Member Benefits 10739 Deerwood Park Blvd, Suite 200-B METLIFE - AABN DENTAL ID CARDS - CERTIFICATES - MEMBER Like most group benefit programs, benefit programs offered by MetLife and its affiliates contain certain exclusions, exceptions, reductions, limitations, waiting periods and terms for keeping them in force. Please contact Member Benefits at 1-800-282-8626 for costs and complete details. Policy form GPNP99. Policy number 5343606-1-G. HOME | FMA MEMBER INSURANCE MARKETPLACE FMA MEMBER The FMA Health Insurance Exchange is an online marketplace where members and their employees can compare and purchase products and services from insurance providers that compete for business within the exchange.. Unique decision support technology within the exchange is backed by licensed benefits counselors trained specifically to work

with FMA members.

HOME - AOA INSURANCE MARKETPLACE - MEMBER BENEFITS Easily access the insurance and benefits you need to stay happy and healthy. From health insurance to disability coverage, we have AOA members covered! The AOA Insurance Marketplace offers a broad level of choice and concierge-level of support designed exclusively for members, employees, and dependents. HOME - NATIONAL CONFERENCE ON PUBLIC EMPLOYEE RETIREMENT Member Benefits 10739 Deerwood Park Blvd, Suite 200-B Jacksonville, FL

32256

FORMS & DOWNLOADS

Member Benefits 10739 Deerwood Park Blvd, Suite 200-B Jacksonville, FL

32256

LONG TERM DISABILITY INSURANCE You’ve worked hard to build a life for yourself and your family—don’t lose it all to something unexpected. Long Term Disability (LTD) Insurance, issued by The Prudential Insurance Company of America (Prudential), helps provide monthly income if you become totally disabled as the result of a covered accident or illness (including pregnancy).). Long-term disabilities can range from TEXAS BAR PRIVATE INSURANCE EXCHANGE TEXAS BAR PRIVATE The Texas Bar Private Insurance Exchange is a multi-carrier private exchange designed for State Bar of Texas members, their staff and dependents. Available to both individuals and employer groups, the exchange offers a wide range of health insurance choices and more. This opens in a new window. HOME - MEMBER BENEFITSFOR ASSOCIATIONSFOR INDIVIDUALSNEWSCONTACT USABOUT USFIND MY ASSOCIATION Customize your benefits program. Being a TPA allows us to create and manage custom member insurance programs with special features and pricing only available through association, affinity group or franchise-sponsored programs. We have expertise in billing and collecting, customer service, claims administration, member database management and more. LONG-TERM DISABILITY If you already own an Individual Disability policy, your combined individual and group monthly disability benefits cannot exceed 100% of your monthly insured earnings. Available Monthly Disability Benefit Amounts: $100, $500, $750, $1000, $1250, $1500, $2000, $2500, $3000, $3500, $4000, $4500, $5000, $5500, $6000, $6500, $7000, $7500, $8000 BENEFICIARY DESIGNATION/ Beneficiary Designation/ Change Form 1. Complete the entire form Any questions? Call toll-free: 1-800-282-8626 Or Mail to our Processing Center: Member Benefits 10739 Deerwood Park Blvd, Suite 200-B METLIFE - AABN DENTAL ID CARDS - CERTIFICATES - MEMBER Like most group benefit programs, benefit programs offered by MetLife and its affiliates contain certain exclusions, exceptions, reductions, limitations, waiting periods and terms for keeping them in force. Please contact Member Benefits at 1-800-282-8626 for costs and complete details. Policy form GPNP99. Policy number 5343606-1-G. HOME | FMA MEMBER INSURANCE MARKETPLACE FMA MEMBER The FMA Health Insurance Exchange is an online marketplace where members and their employees can compare and purchase products and services from insurance providers that compete for business within the exchange.. Unique decision support technology within the exchange is backed by licensed benefits counselors trained specifically to work

with FMA members.

HOME - AOA INSURANCE MARKETPLACE - MEMBER BENEFITS Easily access the insurance and benefits you need to stay happy and healthy. From health insurance to disability coverage, we have AOA members covered! The AOA Insurance Marketplace offers a broad level of choice and concierge-level of support designed exclusively for members, employees, and dependents. HOME - NATIONAL CONFERENCE ON PUBLIC EMPLOYEE RETIREMENT Member Benefits 10739 Deerwood Park Blvd, Suite 200-B Jacksonville, FL

32256

FORMS & DOWNLOADS

Member Benefits 10739 Deerwood Park Blvd, Suite 200-B Jacksonville, FL

32256

LONG TERM DISABILITY INSURANCE You’ve worked hard to build a life for yourself and your family—don’t lose it all to something unexpected. Long Term Disability (LTD) Insurance, issued by The Prudential Insurance Company of America (Prudential), helps provide monthly income if you become totally disabled as the result of a covered accident or illness (including pregnancy).). Long-term disabilities can range from TEXAS BAR PRIVATE INSURANCE EXCHANGE TEXAS BAR PRIVATE The Texas Bar Private Insurance Exchange is a multi-carrier private exchange designed for State Bar of Texas members, their staff and dependents. Available to both individuals and employer groups, the exchange offers a wide range of health insurance choices and more. This opens in a new window. LONG-TERM DISABILITY Instant online disability insurance quotes with special rates designed for accountants, architects, attorneys, dentists, engineers, mortgage professionals, paralegals, physicians, nurse practitioners and more.. Disability insurance provides a monthly income in the event you become totally disabled as the result of a covered accident or illness (including pregnancy). THE 3 MOST IMPORTANT REASONS TO INVEST IN DENTAL INSURANCE Texas office 7500 Rialto Blvd, Building 1 Suite 250 Austin, TX 78735 Mon-Fri, 8:30am-5:00pm (CT) DENTAL COSTS WITH AND WITHOUT INSURANCE Average tooth removals cost: $75 to $300 for non-surgical, gum-erupted tooth extraction. $150 to $650 for a surgical extraction utilizing anesthesia. $185 to $600 for soft-tissue and complicated surgical extractions. $75 to $200 for wisdom tooth extraction. Impacted teeth can also boost costs up to $600, depending upon the tooth’s

location.

METLIFE - AABN DENTAL ID CARDS - CERTIFICATES - MEMBER Like most group benefit programs, benefit programs offered by MetLife and its affiliates contain certain exclusions, exceptions, reductions, limitations, waiting periods and terms for keeping them in force. Please contact Member Benefits at 1-800-282-8626 for costs and complete details. Policy form GPNP99. Policy number 5343606-1-G. HOME - AOA INSURANCE MARKETPLACE - MEMBER BENEFITS Easily access the insurance and benefits you need to stay happy and healthy. From health insurance to disability coverage, we have AOA members covered! The AOA Insurance Marketplace offers a broad level of choice and concierge-level of support designed exclusively for members, employees, and dependents. LONG TERM DISABILITY INSURANCE FOR OSTEOPATHIC PHYSICIANS Disability insurance provides a monthly income in the event you become completely disabled as the result of a covered accident or illness (including pregnancy). Since most of your expenses will continue during a time of disability, it is vitally important that you have a FORMS - NATIONAL CONFERENCE ON PUBLIC EMPLOYEE RETIREMENT Since the plan's inception more than 40 years ago, Prudential has paid over $105 million to NCPERS members and their beneficiaries. It currently serves the needs of over 85,000 public employee retirement system members nationwide. HOW CHRONIC STRESS CAN LEAD TO A LONG-TERM DISABILITY How Chronic Stress Can Lead to a Long-Term Disability. 14Sep. 2020. According to Smithsonian, Gallup’s 2019 Global Emotions Report illustrated that “More than half of United States respondents—around 55 percent—reported feelings of high stress the day prior to being polledwhile 45 percent said they felt worried ‘a lot of the day’”. BENEFICIARY DESIGNATION/CHANGE FORM GL.2001.169 Ed. 03/2016 Page 2 of 3. Group Insurance Beneficiary Designation/Change DATE: / / 2. BENEFICIARY DESIGNATION: I hereby revoke any previous designations of primary beneficiary(ies) and contingent beneficiary(ies), if any, and in the event of my death,

designate the

DENTAL COSTS WITH AND WITHOUT HEALTH INSURANCE Everyone needs dental care at some point. However, not everyone wants to pay for insurance coverage. Chances are you’ve thought about costs tied to proper treatment. If you’re considering covering dental costs out-of-pocket on a per-treatment basis, knowing common

procedure

HOME - MEMBER BENEFITSFOR ASSOCIATIONSFOR INDIVIDUALSNEWSCONTACT USABOUT USFIND MY ASSOCIATION Customize your benefits program. Being a TPA allows us to create and manage custom member insurance programs with special features and pricing only available through association, affinity group or franchise-sponsored programs. We have expertise in billing and collecting, customer service, claims administration, member database management and more. BENEFICIARY DESIGNATION/ Beneficiary Designation/ Change Form 1. Complete the entire form Any questions? Call toll-free: 1-800-282-8626 Or Mail to our Processing Center: Member Benefits 10739 Deerwood Park Blvd, Suite 200-B DENTAL COSTS WITH AND WITHOUT INSURANCE Average tooth removals cost: $75 to $300 for non-surgical, gum-erupted tooth extraction. $150 to $650 for a surgical extraction utilizing anesthesia. $185 to $600 for soft-tissue and complicated surgical extractions. $75 to $200 for wisdom tooth extraction. Impacted teeth can also boost costs up to $600, depending upon the tooth’s

location.

METLIFE - AABN DENTAL ID CARDS - CERTIFICATES - MEMBER Like most group benefit programs, benefit programs offered by MetLife and its affiliates contain certain exclusions, exceptions, reductions, limitations, waiting periods and terms for keeping them in force. Please contact Member Benefits at 1-800-282-8626 for costs and complete details. Policy form GPNP99. Policy number 5343606-1-G. HOME | FMA MEMBER INSURANCE MARKETPLACE FMA MEMBER The FMA Health Insurance Exchange is an online marketplace where members and their employees can compare and purchase products and services from insurance providers that compete for business within the exchange.. Unique decision support technology within the exchange is backed by licensed benefits counselors trained specifically to work

with FMA members.

HOME - AOA INSURANCE MARKETPLACE - MEMBER BENEFITS Easily access the insurance and benefits you need to stay happy and healthy. From health insurance to disability coverage, we have AOA members covered! The AOA Insurance Marketplace offers a broad level of choice and concierge-level of support designed exclusively for members, employees, and dependents. HOME - NATIONAL CONFERENCE ON PUBLIC EMPLOYEE RETIREMENT Member Benefits 10739 Deerwood Park Blvd, Suite 200-B Jacksonville, FL

32256

FORMS & DOWNLOADS

Member Benefits 10739 Deerwood Park Blvd, Suite 200-B Jacksonville, FL

32256

TWO REASONS TO CHECK YOUR LTD PLAN It’s easy to think that a long-term disability diagnosis will never happen to you. But having a safe profession and low-risk lifestyle does not negate the need to protect your income if you are no longer able to perform the duties of your occupation. BEAUTY INDUSTRY COUNCIL The Beauty Industry Council Private Insurance Exchange is a multi-carrier private exchange designed for individuals looking for health insurance. The exchange offers a wide range of health insurance choices from leading healthcare providers. SHOP NOW ». HOME - MEMBER BENEFITSFOR ASSOCIATIONSFOR INDIVIDUALSNEWSCONTACT USABOUT USFIND MY ASSOCIATION Customize your benefits program. Being a TPA allows us to create and manage custom member insurance programs with special features and pricing only available through association, affinity group or franchise-sponsored programs. We have expertise in billing and collecting, customer service, claims administration, member database management and more. BENEFICIARY DESIGNATION/ Beneficiary Designation/ Change Form 1. Complete the entire form Any questions? Call toll-free: 1-800-282-8626 Or Mail to our Processing Center: Member Benefits 10739 Deerwood Park Blvd, Suite 200-B DENTAL COSTS WITH AND WITHOUT INSURANCE Average tooth removals cost: $75 to $300 for non-surgical, gum-erupted tooth extraction. $150 to $650 for a surgical extraction utilizing anesthesia. $185 to $600 for soft-tissue and complicated surgical extractions. $75 to $200 for wisdom tooth extraction. Impacted teeth can also boost costs up to $600, depending upon the tooth’s

location.

METLIFE - AABN DENTAL ID CARDS - CERTIFICATES - MEMBER Like most group benefit programs, benefit programs offered by MetLife and its affiliates contain certain exclusions, exceptions, reductions, limitations, waiting periods and terms for keeping them in force. Please contact Member Benefits at 1-800-282-8626 for costs and complete details. Policy form GPNP99. Policy number 5343606-1-G. HOME | FMA MEMBER INSURANCE MARKETPLACE FMA MEMBER The FMA Health Insurance Exchange is an online marketplace where members and their employees can compare and purchase products and services from insurance providers that compete for business within the exchange.. Unique decision support technology within the exchange is backed by licensed benefits counselors trained specifically to work

with FMA members.

HOME - AOA INSURANCE MARKETPLACE - MEMBER BENEFITS Easily access the insurance and benefits you need to stay happy and healthy. From health insurance to disability coverage, we have AOA members covered! The AOA Insurance Marketplace offers a broad level of choice and concierge-level of support designed exclusively for members, employees, and dependents. HOME - NATIONAL CONFERENCE ON PUBLIC EMPLOYEE RETIREMENT Member Benefits 10739 Deerwood Park Blvd, Suite 200-B Jacksonville, FL

32256

FORMS & DOWNLOADS

Member Benefits 10739 Deerwood Park Blvd, Suite 200-B Jacksonville, FL

32256

TWO REASONS TO CHECK YOUR LTD PLAN It’s easy to think that a long-term disability diagnosis will never happen to you. But having a safe profession and low-risk lifestyle does not negate the need to protect your income if you are no longer able to perform the duties of your occupation. BEAUTY INDUSTRY COUNCIL The Beauty Industry Council Private Insurance Exchange is a multi-carrier private exchange designed for individuals looking for health insurance. The exchange offers a wide range of health insurance choices from leading healthcare providers. SHOP NOW ». LONG-TERM DISABILITY If you already own an Individual Disability policy, your combined individual and group monthly disability benefits cannot exceed 100% of your monthly insured earnings. Available Monthly Disability Benefit Amounts: $100, $500, $750, $1000, $1250, $1500, $2000, $2500, $3000, $3500, $4000, $4500, $5000, $5500, $6000, $6500, $7000, $7500, $8000 METLIFE - MEMBER DENTAL PLAN BENEFITS - MEMBER BENEFITS Plan benefits and rates are effective for group plan year January 1, 2021 through December 31, 2021, and subject to change thereafter. *Negotiated Fee refers to the fees that participating dentists have agreed to accept as payment in full, subject to any co-payments, deductibles, cost sharing and benefits maximums. LONG TERM DISABILITY INSURANCE FOR OSTEOPATHIC PHYSICIANS Disability insurance provides a monthly income in the event you become completely disabled as the result of a covered accident or illness (including pregnancy). Since most of your expenses will continue during a time of disability, it is vitally important that you have a HOME - SPARK HEALTH INSURANCE MARKETPLACE Easily access the insurance and benefits you need to stay happy and healthy. From health insurance to disability coverage, we have SPARK members covered! The SPARK Health Insurance Marketplace offers a broad level of choice and concierge-level of support FORMS - NATIONAL CONFERENCE ON PUBLIC EMPLOYEE RETIREMENT Member Benefits 10739 Deerwood Park Blvd, Suite 200-B Jacksonville, FL

32256

NCPERS PUBLIC EMPLOYEE FINANCIAL PROTECTION PLAN About the Plan. The Public Employee Financial Protection Plan, issued by The Prudential Insurance Company of America (Prudential), was designed to help provide extra financial security to augment your retirement benefits with affordable rates.This 24/7 coverage, on or off the job, requires no health examination or questions asked. TWO REASONS TO CHECK YOUR LTD PLAN It’s easy to think that a long-term disability diagnosis will never happen to you. But having a safe profession and low-risk lifestyle does not negate the need to protect your income if you are no longer able to perform the duties of your occupation. TERM LIFE - TEXAS BAR PRIVATE INSURANCE EXCHANGE » TEXAS Coverage options. Coverage amounts under the Member Term Life Plan for Texas Bar Members are in increments of $100,000. The maximum coverage amount is $1,000,000. Coverage amounts for your eligible dependents are as follows:. Spouse/domestic partner – A multiple of $10,000 – maximum $250,000; Each child – A multiple of $2,000 – maximum $10,000 (each child must be covered for the BENEFICIARY DESIGNATION/CHANGE FORM GL.2001.169 Ed. 03/2016 Page 2 of 3. Group Insurance Beneficiary Designation/Change DATE: / / 2. BENEFICIARY DESIGNATION: I hereby revoke any previous designations of primary beneficiary(ies) and contingent beneficiary(ies), if any, and in the event of my death,

designate the

TEXAS BAR PRIVATE INSURANCE EXCHANGE TEXAS BAR PRIVATE The Texas Bar Private Insurance Exchange is a multi-carrier private exchange designed for State Bar of Texas members, their staff and dependents. Available to both individuals and employer groups, the exchange offers a wide range of health insurance choices and more. This opens in a new window. HOME - MEMBER BENEFITSFOR ASSOCIATIONSFOR INDIVIDUALSNEWSCONTACT USABOUT USFIND MY ASSOCIATION Serving the association member and affinity group markets with specialized insurance plans, private health insurance exchange technology solutions, and more LONG-TERM DISABILITY Instant online disability insurance quotes with special rates designed for accountants, architects, attorneys, dentists, engineers, mortgage professionals, paralegals, physicians, nurse practitioners and more.. Disability insurance provides a monthly income in the event you become totally disabled as the result of a covered accident or illness (including pregnancy). BENEFICIARY DESIGNATION/ Beneficiary Designation/ Change Form 1. Complete the entire form Any questions? Call toll-free: 1-800-282-8626 Or Mail to our Processing Center: Member Benefits 10739 Deerwood Park Blvd, Suite 200-B HOME | FMA MEMBER INSURANCE MARKETPLACE FMA MEMBER The FMA Health Insurance Exchange is an online marketplace where members and their employees can compare and purchase products and services from insurance providers that compete for business within the exchange.. Unique decision support technology within the exchange is backed by licensed benefits counselors trained specifically to work

with FMA members.

HOME - AOA INSURANCE MARKETPLACE - MEMBER BENEFITS The AOA Insurance Marketplace is available to members, employees, and dependents. Shop for health plans from industry-leading providers. DENTAL COSTS WITH AND WITHOUT INSURANCE Texas office 7500 Rialto Blvd, Building 1 Suite 250 Austin, TX 78735 Mon-Fri, 8:30am-5:00pm (CT) METLIFE - AABN DENTAL ID CARDS - CERTIFICATES - MEMBER Florida office (headquarters) 10739 Deerwood Park Blvd, Suite 200-B Jacksonville, FL 32256 Mon-Fri, 8:30am-5:00pm (ET) HOME - NATIONAL CONFERENCE ON PUBLIC EMPLOYEE RETIREMENT Member Benefits 10739 Deerwood Park Blvd, Suite 200-B Jacksonville, FL

32256

FORMS & DOWNLOADS

Member Benefits 10739 Deerwood Park Blvd, Suite 200-B Jacksonville, FL

32256

TWO REASONS TO CHECK YOUR LTD PLAN It’s easy to think that a long-term disability diagnosis will never happen to you. But having a safe profession and low-risk lifestyle does not negate the need to protect your income if you are no longer able to perform the duties of your occupation. HOME - MEMBER BENEFITSFOR ASSOCIATIONSFOR INDIVIDUALSNEWSCONTACT USABOUT USFIND MY ASSOCIATION Serving the association member and affinity group markets with specialized insurance plans, private health insurance exchange technology solutions, and more LONG-TERM DISABILITY Instant online disability insurance quotes with special rates designed for accountants, architects, attorneys, dentists, engineers, mortgage professionals, paralegals, physicians, nurse practitioners and more.. Disability insurance provides a monthly income in the event you become totally disabled as the result of a covered accident or illness (including pregnancy). BENEFICIARY DESIGNATION/ Beneficiary Designation/ Change Form 1. Complete the entire form Any questions? Call toll-free: 1-800-282-8626 Or Mail to our Processing Center: Member Benefits 10739 Deerwood Park Blvd, Suite 200-B HOME | FMA MEMBER INSURANCE MARKETPLACE FMA MEMBER The FMA Health Insurance Exchange is an online marketplace where members and their employees can compare and purchase products and services from insurance providers that compete for business within the exchange.. Unique decision support technology within the exchange is backed by licensed benefits counselors trained specifically to work

with FMA members.

HOME - AOA INSURANCE MARKETPLACE - MEMBER BENEFITS The AOA Insurance Marketplace is available to members, employees, and dependents. Shop for health plans from industry-leading providers. DENTAL COSTS WITH AND WITHOUT INSURANCE Texas office 7500 Rialto Blvd, Building 1 Suite 250 Austin, TX 78735 Mon-Fri, 8:30am-5:00pm (CT) METLIFE - AABN DENTAL ID CARDS - CERTIFICATES - MEMBER Florida office (headquarters) 10739 Deerwood Park Blvd, Suite 200-B Jacksonville, FL 32256 Mon-Fri, 8:30am-5:00pm (ET) HOME - NATIONAL CONFERENCE ON PUBLIC EMPLOYEE RETIREMENT Member Benefits 10739 Deerwood Park Blvd, Suite 200-B Jacksonville, FL

32256

FORMS & DOWNLOADS

Member Benefits 10739 Deerwood Park Blvd, Suite 200-B Jacksonville, FL

32256

TWO REASONS TO CHECK YOUR LTD PLAN It’s easy to think that a long-term disability diagnosis will never happen to you. But having a safe profession and low-risk lifestyle does not negate the need to protect your income if you are no longer able to perform the duties of your occupation. LONG-TERM DISABILITY Instant online disability insurance quotes with special rates designed for accountants, architects, attorneys, dentists, engineers, mortgage professionals, paralegals, physicians, nurse practitioners and more.. Disability insurance provides a monthly income in the event you become totally disabled as the result of a covered accident or illness (including pregnancy). METLIFE - MEMBER DENTAL PLAN BENEFITS - MEMBER BENEFITS Plan benefits and rates are effective for group plan year January 1, 2021 through December 31, 2021, and subject to change thereafter. *Negotiated Fee refers to the fees that participating dentists have agreed to accept as payment in full, subject to any co-payments, deductibles, cost sharing and benefits maximums. HOME - SPARK HEALTH INSURANCE MARKETPLACE The SPARK Health Insurance Marketplace is available to members, employees, and dependents. Shop for health plans from industry-leading

providers.

LONG TERM DISABILITY INSURANCE FOR OSTEOPATHIC PHYSICIANS Disability insurance provides a monthly income in the event you become completely disabled as the result of a covered accident or illness (including pregnancy). Since most of your expenses will continue during a time of disability, it is vitally important that you have a

plan

FORMS - NATIONAL CONFERENCE ON PUBLIC EMPLOYEE RETIREMENT Member Benefits 10739 Deerwood Park Blvd, Suite 200-B Jacksonville, FL

32256

NCPERS PUBLIC EMPLOYEE FINANCIAL PROTECTION PLAN About the Plan. The Public Employee Financial Protection Plan, issued by The Prudential Insurance Company of America (Prudential), was designed to help provide extra financial security to augment your retirement benefits with affordable rates.This 24/7 coverage, on or off the job, requires no health examination or questions asked. ACCIDENTAL DEATH & DISMEMBERMENT (AD&D) Optional AD&D Options. Insure yourself as well as your dependents with Accidental Death & Dismemberment Insurance (AD&D). AD&D provides benefits for losses caused by accidental bodily injury. Members can add $500,000 of AD&D coverage and also add $250,000 coverage on your

spouse.

TERM LIFE - TEXAS BAR PRIVATE INSURANCE EXCHANGE » TEXAS Coverage options. Coverage amounts under the Member Term Life Plan for Texas Bar Members are in increments of $100,000. The maximum coverage amount is $1,000,000. Coverage amounts for your eligible dependents are as follows:. Spouse/domestic partner – A multiple of $10,000 – maximum $250,000; Each child – A multiple of $2,000 – maximum $10,000 (each child must be covered for the TWO REASONS TO CHECK YOUR LTD PLAN It’s easy to think that a long-term disability diagnosis will never happen to you. But having a safe profession and low-risk lifestyle does not negate the need to protect your income if you are no longer able to perform the duties of your occupation. BENEFICIARY DESIGNATION/CHANGE FORM GL.2001.169 Ed. 03/2016 Page 2 of 3. Group Insurance Beneficiary Designation/Change DATE: / / 2. BENEFICIARY DESIGNATION: I hereby revoke any previous designations of primary beneficiary(ies) and contingent beneficiary(ies), if any, and in the event of my death,

designate the

HOME - MEMBER BENEFITSFOR ASSOCIATIONSFOR INDIVIDUALSNEWSCONTACT USABOUT USFIND MY ASSOCIATION Customize your benefits program. Being a TPA allows us to create and manage custom member insurance programs with special features and pricing only available through association, affinity group or franchise-sponsored programs. We have expertise in billing and collecting, customer service, claims administration, member database management and more. LONG-TERM DISABILITY If you already own an Individual Disability policy, your combined individual and group monthly disability benefits cannot exceed 100% of your monthly insured earnings. Available Monthly Disability Benefit Amounts: $100, $500, $750, $1000, $1250, $1500, $2000, $2500, $3000, $3500, $4000, $4500, $5000, $5500, $6000, $6500, $7000, $7500, $8000 BENEFICIARY DESIGNATION/ Beneficiary Designation/ Change Form 1. Complete the entire form Any questions? Call toll-free: 1-800-282-8626 Or Mail to our Processing Center: Member Benefits 10739 Deerwood Park Blvd, Suite 200-B DENTAL COSTS WITH AND WITHOUT INSURANCE Average tooth removals cost: $75 to $300 for non-surgical, gum-erupted tooth extraction. $150 to $650 for a surgical extraction utilizing anesthesia. $185 to $600 for soft-tissue and complicated surgical extractions. $75 to $200 for wisdom tooth extraction. Impacted teeth can also boost costs up to $600, depending upon the tooth’s

location.

METLIFE - AABN DENTAL ID CARDS - CERTIFICATES - MEMBER Like most group benefit programs, benefit programs offered by MetLife and its affiliates contain certain exclusions, exceptions, reductions, limitations, waiting periods and terms for keeping them in force. Please contact Member Benefits at 1-800-282-8626 for costs and complete details. Policy form GPNP99. Policy number 5343606-1-G. HOME | FMA MEMBER INSURANCE MARKETPLACE FMA MEMBER The FMA Health Insurance Exchange is an online marketplace where members and their employees can compare and purchase products and services from insurance providers that compete for business within the exchange.. Unique decision support technology within the exchange is backed by licensed benefits counselors trained specifically to work

with FMA members.

HOME - AOA INSURANCE MARKETPLACE - MEMBER BENEFITS Easily access the insurance and benefits you need to stay happy and healthy. From health insurance to disability coverage, we have AOA members covered! The AOA Insurance Marketplace offers a broad level of choice and concierge-level of support designed exclusively for members, employees, and dependents. HOME - NATIONAL CONFERENCE ON PUBLIC EMPLOYEE RETIREMENT Member Benefits 10739 Deerwood Park Blvd, Suite 200-B Jacksonville, FL

32256

FORMS & DOWNLOADS

Member Benefits 10739 Deerwood Park Blvd, Suite 200-B Jacksonville, FL

32256

TWO REASONS TO CHECK YOUR LTD PLAN It’s easy to think that a long-term disability diagnosis will never happen to you. But having a safe profession and low-risk lifestyle does not negate the need to protect your income if you are no longer able to perform the duties of your occupation. HOME - MEMBER BENEFITSFOR ASSOCIATIONSFOR INDIVIDUALSNEWSCONTACT USABOUT USFIND MY ASSOCIATION Customize your benefits program. Being a TPA allows us to create and manage custom member insurance programs with special features and pricing only available through association, affinity group or franchise-sponsored programs. We have expertise in billing and collecting, customer service, claims administration, member database management and more. LONG-TERM DISABILITY If you already own an Individual Disability policy, your combined individual and group monthly disability benefits cannot exceed 100% of your monthly insured earnings. Available Monthly Disability Benefit Amounts: $100, $500, $750, $1000, $1250, $1500, $2000, $2500, $3000, $3500, $4000, $4500, $5000, $5500, $6000, $6500, $7000, $7500, $8000 BENEFICIARY DESIGNATION/ Beneficiary Designation/ Change Form 1. Complete the entire form Any questions? Call toll-free: 1-800-282-8626 Or Mail to our Processing Center: Member Benefits 10739 Deerwood Park Blvd, Suite 200-B DENTAL COSTS WITH AND WITHOUT INSURANCE Average tooth removals cost: $75 to $300 for non-surgical, gum-erupted tooth extraction. $150 to $650 for a surgical extraction utilizing anesthesia. $185 to $600 for soft-tissue and complicated surgical extractions. $75 to $200 for wisdom tooth extraction. Impacted teeth can also boost costs up to $600, depending upon the tooth’s

location.

METLIFE - AABN DENTAL ID CARDS - CERTIFICATES - MEMBER Like most group benefit programs, benefit programs offered by MetLife and its affiliates contain certain exclusions, exceptions, reductions, limitations, waiting periods and terms for keeping them in force. Please contact Member Benefits at 1-800-282-8626 for costs and complete details. Policy form GPNP99. Policy number 5343606-1-G. HOME | FMA MEMBER INSURANCE MARKETPLACE FMA MEMBER The FMA Health Insurance Exchange is an online marketplace where members and their employees can compare and purchase products and services from insurance providers that compete for business within the exchange.. Unique decision support technology within the exchange is backed by licensed benefits counselors trained specifically to work

with FMA members.

HOME - AOA INSURANCE MARKETPLACE - MEMBER BENEFITS Easily access the insurance and benefits you need to stay happy and healthy. From health insurance to disability coverage, we have AOA members covered! The AOA Insurance Marketplace offers a broad level of choice and concierge-level of support designed exclusively for members, employees, and dependents. HOME - NATIONAL CONFERENCE ON PUBLIC EMPLOYEE RETIREMENT Member Benefits 10739 Deerwood Park Blvd, Suite 200-B Jacksonville, FL

32256

FORMS & DOWNLOADS

Member Benefits 10739 Deerwood Park Blvd, Suite 200-B Jacksonville, FL

32256

TWO REASONS TO CHECK YOUR LTD PLAN It’s easy to think that a long-term disability diagnosis will never happen to you. But having a safe profession and low-risk lifestyle does not negate the need to protect your income if you are no longer able to perform the duties of your occupation. LONG-TERM DISABILITY If you already own an Individual Disability policy, your combined individual and group monthly disability benefits cannot exceed 100% of your monthly insured earnings. Available Monthly Disability Benefit Amounts: $100, $500, $750, $1000, $1250, $1500, $2000, $2500, $3000, $3500, $4000, $4500, $5000, $5500, $6000, $6500, $7000, $7500, $8000 THE 3 MOST IMPORTANT REASONS TO INVEST IN DENTAL INSURANCE Texas office 7500 Rialto Blvd, Building 1 Suite 250 Austin, TX 78735 Mon-Fri, 8:30am-5:00pm (CT) METLIFE - MEMBER DENTAL PLAN BENEFITS - MEMBER BENEFITS Plan benefits and rates are effective for group plan year January 1, 2021 through December 31, 2021, and subject to change thereafter. *Negotiated Fee refers to the fees that participating dentists have agreed to accept as payment in full, subject to any co-payments, deductibles, cost sharing and benefits maximums. HOME - AOA INSURANCE MARKETPLACE - MEMBER BENEFITS Easily access the insurance and benefits you need to stay happy and healthy. From health insurance to disability coverage, we have AOA members covered! The AOA Insurance Marketplace offers a broad level of choice and concierge-level of support designed exclusively for members, employees, and dependents. HOME - SPARK HEALTH INSURANCE MARKETPLACE Easily access the insurance and benefits you need to stay happy and healthy. From health insurance to disability coverage, we have SPARK members covered! The SPARK Health Insurance Marketplace offers a broad level of choice and concierge-level of support INDIVIDUAL HEALTH INSURANCE Medi-Share is an affordable biblical-based alternative to Health Insurance. It is a healthcare-sharing ministry where members share each other’s medical bills. (Note: Medi-Share is not insurance or an insurance policy nor is it offered through an insurance company. Whether anyone chooses to assist you with your medical bills will be

totally

ACCIDENTAL DEATH & DISMEMBERMENT (AD&D) Optional AD&D Options. Insure yourself as well as your dependents with Accidental Death & Dismemberment Insurance (AD&D). AD&D provides benefits for losses caused by accidental bodily injury. Members can add $500,000 of AD&D coverage and also add $250,000 coverage on your spouse. Eligible dependent children can be covered for $10,000 per

child.

LONG TERM DISABILITY INSURANCE FOR OSTEOPATHIC PHYSICIANS Disability insurance provides a monthly income in the event you become completely disabled as the result of a covered accident or illness (including pregnancy). Since most of your expenses will continue during a time of disability, it is vitally important that you have a

TERM LIFE INSURANCE

Help protect your family from whatever life brings. This member group plan provides members with term life insurance coverage in the amount you select, from $200,000 to $1,000,000. The amount of insurance for a spouse or domestic partner may not exceed 50% of the member’s amount of insurance. Members may choose from 10-Year or 20-Year Level TERM LIFE - TEXAS BAR PRIVATE INSURANCE EXCHANGE » TEXAS Coverage options. Coverage amounts under the Member Term Life Plan for Texas Bar Members are in increments of $100,000. The maximum coverage amount is $1,000,000. Coverage amounts for your eligible dependents are as follows:. Spouse/domestic partner – A multiple of $10,000 – maximum $250,000; Each child – A multiple of $2,000 – maximum $10,000 (each child must be covered for the HOME - MEMBER BENEFITSFOR ASSOCIATIONSFOR INDIVIDUALSNEWSCONTACT USABOUT USFIND MY ASSOCIATION Customize your benefits program. Being a TPA allows us to create and manage custom member insurance programs with special features and pricing only available through association, affinity group or franchise-sponsored programs. We have expertise in billing and collecting, customer service, claims administration, member database management and more. LONG-TERM DISABILITY If you already own an Individual Disability policy, your combined individual and group monthly disability benefits cannot exceed 100% of your monthly insured earnings. Available Monthly Disability Benefit Amounts: $100, $500, $750, $1000, $1250, $1500, $2000, $2500, $3000, $3500, $4000, $4500, $5000, $5500, $6000, $6500, $7000, $7500, $8000 BENEFICIARY DESIGNATION/ Beneficiary Designation/ Change Form 1. Complete the entire form Any questions? Call toll-free: 1-800-282-8626 Or Mail to our Processing Center: Member Benefits 10739 Deerwood Park Blvd, Suite 200-B METLIFE - AABN DENTAL ID CARDS - CERTIFICATES - MEMBER Like most group benefit programs, benefit programs offered by MetLife and its affiliates contain certain exclusions, exceptions, reductions, limitations, waiting periods and terms for keeping them in force. Please contact Member Benefits at 1-800-282-8626 for costs and complete details. Policy form GPNP99. Policy number 5343606-1-G. DENTAL COSTS WITH AND WITHOUT INSURANCE Average tooth removals cost: $75 to $300 for non-surgical, gum-erupted tooth extraction. $150 to $650 for a surgical extraction utilizing anesthesia. $185 to $600 for soft-tissue and complicated surgical extractions. $75 to $200 for wisdom tooth extraction. Impacted teeth can also boost costs up to $600, depending upon the tooth’s

location.

LONG TERM DISABILITY INSURANCE FOR OSTEOPATHIC PHYSICIANS Features That Work for You: Up to $10,000 of Monthly Disability Coverage*. Fast Underwriting— Most Applications Approved or Declined Within 2-3 Weeks. Special Group Rates For Members of the AOA. No Medical Exam Typically Required to Apply**. No Annual Policy Fee. Own Occupation Definition of HOME | FMA MEMBER INSURANCE MARKETPLACE FMA MEMBER The FMA Health Insurance Exchange is an online marketplace where members and their employees can compare and purchase products and services from insurance providers that compete for business within the exchange.. Unique decision support technology within the exchange is backed by licensed benefits counselors trained specifically to work

with FMA members.

HOME - NATIONAL CONFERENCE ON PUBLIC EMPLOYEE RETIREMENT Member Benefits 10739 Deerwood Park Blvd, Suite 200-B Jacksonville, FL

32256

FORMS & DOWNLOADS

Member Benefits 10739 Deerwood Park Blvd, Suite 200-B Jacksonville, FL

32256

TEXAS BAR PRIVATE INSURANCE EXCHANGE TEXAS BAR PRIVATE The Texas Bar Private Insurance Exchange is a multi-carrier private exchange designed for State Bar of Texas members, their staff and dependents. Available to both individuals and employer groups, the exchange offers a wide range of health insurance choices and more. This opens in a new window. HOME - MEMBER BENEFITSFOR ASSOCIATIONSFOR INDIVIDUALSNEWSCONTACT USABOUT USFIND MY ASSOCIATION Customize your benefits program. Being a TPA allows us to create and manage custom member insurance programs with special features and pricing only available through association, affinity group or franchise-sponsored programs. We have expertise in billing and collecting, customer service, claims administration, member database management and more. LONG-TERM DISABILITY If you already own an Individual Disability policy, your combined individual and group monthly disability benefits cannot exceed 100% of your monthly insured earnings. Available Monthly Disability Benefit Amounts: $100, $500, $750, $1000, $1250, $1500, $2000, $2500, $3000, $3500, $4000, $4500, $5000, $5500, $6000, $6500, $7000, $7500, $8000 BENEFICIARY DESIGNATION/ Beneficiary Designation/ Change Form 1. Complete the entire form Any questions? Call toll-free: 1-800-282-8626 Or Mail to our Processing Center: Member Benefits 10739 Deerwood Park Blvd, Suite 200-B METLIFE - AABN DENTAL ID CARDS - CERTIFICATES - MEMBER Like most group benefit programs, benefit programs offered by MetLife and its affiliates contain certain exclusions, exceptions, reductions, limitations, waiting periods and terms for keeping them in force. Please contact Member Benefits at 1-800-282-8626 for costs and complete details. Policy form GPNP99. Policy number 5343606-1-G. DENTAL COSTS WITH AND WITHOUT INSURANCE Average tooth removals cost: $75 to $300 for non-surgical, gum-erupted tooth extraction. $150 to $650 for a surgical extraction utilizing anesthesia. $185 to $600 for soft-tissue and complicated surgical extractions. $75 to $200 for wisdom tooth extraction. Impacted teeth can also boost costs up to $600, depending upon the tooth’s

location.

LONG TERM DISABILITY INSURANCE FOR OSTEOPATHIC PHYSICIANS Features That Work for You: Up to $10,000 of Monthly Disability Coverage*. Fast Underwriting— Most Applications Approved or Declined Within 2-3 Weeks. Special Group Rates For Members of the AOA. No Medical Exam Typically Required to Apply**. No Annual Policy Fee. Own Occupation Definition of HOME | FMA MEMBER INSURANCE MARKETPLACE FMA MEMBER The FMA Health Insurance Exchange is an online marketplace where members and their employees can compare and purchase products and services from insurance providers that compete for business within the exchange.. Unique decision support technology within the exchange is backed by licensed benefits counselors trained specifically to work

with FMA members.

HOME - NATIONAL CONFERENCE ON PUBLIC EMPLOYEE RETIREMENT Member Benefits 10739 Deerwood Park Blvd, Suite 200-B Jacksonville, FL

32256

FORMS & DOWNLOADS

Member Benefits 10739 Deerwood Park Blvd, Suite 200-B Jacksonville, FL

32256

TEXAS BAR PRIVATE INSURANCE EXCHANGE TEXAS BAR PRIVATE The Texas Bar Private Insurance Exchange is a multi-carrier private exchange designed for State Bar of Texas members, their staff and dependents. Available to both individuals and employer groups, the exchange offers a wide range of health insurance choices and more. This opens in a new window.

DENTAL AND VISION

We work with MetLife to offer comprehensive dental coverage at affordable rates to individuals and their families. Choose from two PPO dental plans: one comes with the freedom to visit any licensed dentist, and the other allows you to save by visiting one of the thousands of participating dental locations nationwide, including specialists. 1 Optional vision coverage can be added to either METLIFE - MEMBER DENTAL PLAN BENEFITS - MEMBER BENEFITS Plan benefits and rates are effective for group plan year January 1, 2021 through December 31, 2021, and subject to change thereafter. *Negotiated Fee refers to the fees that participating dentists have agreed to accept as payment in full, subject to any co-payments, deductibles, cost sharing and benefits maximums. HOME | FMA MEMBER INSURANCE MARKETPLACE FMA MEMBER The FMA Health Insurance Exchange is an online marketplace where members and their employees can compare and purchase products and services from insurance providers that compete for business within the exchange.. Unique decision support technology within the exchange is backed by licensed benefits counselors trained specifically to work

with FMA members.

HOW TO KNOW WHEN A LOVED ONE NEEDS LONG-TERM CARE To help make things easier, here are some key factors to look for when determining if your loved one could benefit from long-term care: Recent Accidents. Accidents and medical scares are a key indicator that your loved one may need additional help. Falls, fender-benders or car accidents, mismanaging prescriptions can all be scary and

stressful

HOME - SPARK HEALTH INSURANCE MARKETPLACE Easily access the insurance and benefits you need to stay happy and healthy. From health insurance to disability coverage, we have SPARK members covered! The SPARK Health Insurance Marketplace offers a broad level of choice and concierge-level of support CONTACT | FMA MEMBER INSURANCE MARKETPLACE Phone (800) 282-8626. Fax (904) 212-2058. Address 10739 Deerwood Park Blvd, Suite 200-B, Jacksonville, FL 32256. Hours of operation Mon-Fri, 8:30am-5:00pm Eastern LONG TERM DISABILITY INSURANCE You’ve worked hard to build a life for yourself and your family—don’t lose it all to something unexpected. Long Term Disability (LTD) Insurance, issued by The Prudential Insurance Company of America (Prudential), helps provide monthly income if you become totally disabled as the result of a covered accident or illness (including pregnancy).). Long-term disabilities can range from HOME - THE FLORIDA BAR MEMBER BENEFITS INSURANCE ENROLL NOW ». The Florida Bar Private Insurance Exchange was designed to help members and their employees find the insurance and benefits they need — from health to long-term care, and everything in between. Choose from plans for individuals, families, and employer

groups.

ACCIDENTAL DEATH & DISMEMBERMENT (AD&D) Optional AD&D Options. Insure yourself as well as your dependents with Accidental Death & Dismemberment Insurance (AD&D). AD&D provides benefits for losses caused by accidental bodily injury. The benefit amounts available for you are $250,000 or $500,000. DENTAL COSTS WITH AND WITHOUT HEALTH INSURANCE Everyone needs dental care at some point. However, not everyone wants to pay for insurance coverage. Chances are you’ve thought about costs tied to proper treatment. If you’re considering covering dental costs out-of-pocket on a per-treatment basis, knowing common

procedure

HOME - MEMBER BENEFITSFOR ASSOCIATIONSFOR INDIVIDUALSNEWSCONTACT USABOUT USFIND MY ASSOCIATION Customize your benefits program. Being a TPA allows us to create and manage custom member insurance programs with special features and pricing only available through association, affinity group or franchise-sponsored programs. We have expertise in billing and collecting, customer service, claims administration, member database management and more. LONG-TERM DISABILITY If you already own an Individual Disability policy, your combined individual and group monthly disability benefits cannot exceed 100% of your monthly insured earnings. Available Monthly Disability Benefit Amounts: $100, $500, $750, $1000, $1250, $1500, $2000, $2500, $3000, $3500, $4000, $4500, $5000, $5500, $6000, $6500, $7000, $7500, $8000 BENEFICIARY DESIGNATION/ Beneficiary Designation/ Change Form 1. Complete the entire form Any questions? Call toll-free: 1-800-282-8626 Or Mail to our Processing Center: Member Benefits 10739 Deerwood Park Blvd, Suite 200-B METLIFE - AABN DENTAL ID CARDS - CERTIFICATES - MEMBER Like most group benefit programs, benefit programs offered by MetLife and its affiliates contain certain exclusions, exceptions, reductions, limitations, waiting periods and terms for keeping them in force. Please contact Member Benefits at 1-800-282-8626 for costs and complete details. Policy form GPNP99. Policy number 5343606-1-G. DENTAL COSTS WITH AND WITHOUT INSURANCE Average tooth removals cost: $75 to $300 for non-surgical, gum-erupted tooth extraction. $150 to $650 for a surgical extraction utilizing anesthesia. $185 to $600 for soft-tissue and complicated surgical extractions. $75 to $200 for wisdom tooth extraction. Impacted teeth can also boost costs up to $600, depending upon the tooth’s

location.

LONG TERM DISABILITY INSURANCE FOR OSTEOPATHIC PHYSICIANS Features That Work for You: Up to $10,000 of Monthly Disability Coverage*. Fast Underwriting— Most Applications Approved or Declined Within 2-3 Weeks. Special Group Rates For Members of the AOA. No Medical Exam Typically Required to Apply**. No Annual Policy Fee. Own Occupation Definition of HOME | FMA MEMBER INSURANCE MARKETPLACE FMA MEMBER The FMA Health Insurance Exchange is an online marketplace where members and their employees can compare and purchase products and services from insurance providers that compete for business within the exchange.. Unique decision support technology within the exchange is backed by licensed benefits counselors trained specifically to work

with FMA members.

HOME - NATIONAL CONFERENCE ON PUBLIC EMPLOYEE RETIREMENT Member Benefits 10739 Deerwood Park Blvd, Suite 200-B Jacksonville, FL

32256

FORMS & DOWNLOADS

Member Benefits 10739 Deerwood Park Blvd, Suite 200-B Jacksonville, FL

32256

TEXAS BAR PRIVATE INSURANCE EXCHANGE TEXAS BAR PRIVATE The Texas Bar Private Insurance Exchange is a multi-carrier private exchange designed for State Bar of Texas members, their staff and dependents. Available to both individuals and employer groups, the exchange offers a wide range of health insurance choices and more. This opens in a new window. HOME - MEMBER BENEFITSFOR ASSOCIATIONSFOR INDIVIDUALSNEWSCONTACT USABOUT USFIND MY ASSOCIATION Customize your benefits program. Being a TPA allows us to create and manage custom member insurance programs with special features and pricing only available through association, affinity group or franchise-sponsored programs. We have expertise in billing and collecting, customer service, claims administration, member database management and more. LONG-TERM DISABILITY If you already own an Individual Disability policy, your combined individual and group monthly disability benefits cannot exceed 100% of your monthly insured earnings. Available Monthly Disability Benefit Amounts: $100, $500, $750, $1000, $1250, $1500, $2000, $2500, $3000, $3500, $4000, $4500, $5000, $5500, $6000, $6500, $7000, $7500, $8000 BENEFICIARY DESIGNATION/ Beneficiary Designation/ Change Form 1. Complete the entire form Any questions? Call toll-free: 1-800-282-8626 Or Mail to our Processing Center: Member Benefits 10739 Deerwood Park Blvd, Suite 200-B METLIFE - AABN DENTAL ID CARDS - CERTIFICATES - MEMBER Like most group benefit programs, benefit programs offered by MetLife and its affiliates contain certain exclusions, exceptions, reductions, limitations, waiting periods and terms for keeping them in force. Please contact Member Benefits at 1-800-282-8626 for costs and complete details. Policy form GPNP99. Policy number 5343606-1-G. DENTAL COSTS WITH AND WITHOUT INSURANCE Average tooth removals cost: $75 to $300 for non-surgical, gum-erupted tooth extraction. $150 to $650 for a surgical extraction utilizing anesthesia. $185 to $600 for soft-tissue and complicated surgical extractions. $75 to $200 for wisdom tooth extraction. Impacted teeth can also boost costs up to $600, depending upon the tooth’s

location.

LONG TERM DISABILITY INSURANCE FOR OSTEOPATHIC PHYSICIANS Features That Work for You: Up to $10,000 of Monthly Disability Coverage*. Fast Underwriting— Most Applications Approved or Declined Within 2-3 Weeks. Special Group Rates For Members of the AOA. No Medical Exam Typically Required to Apply**. No Annual Policy Fee. Own Occupation Definition of HOME | FMA MEMBER INSURANCE MARKETPLACE FMA MEMBER The FMA Health Insurance Exchange is an online marketplace where members and their employees can compare and purchase products and services from insurance providers that compete for business within the exchange.. Unique decision support technology within the exchange is backed by licensed benefits counselors trained specifically to work

with FMA members.

HOME - NATIONAL CONFERENCE ON PUBLIC EMPLOYEE RETIREMENT Member Benefits 10739 Deerwood Park Blvd, Suite 200-B Jacksonville, FL

32256

FORMS & DOWNLOADS

Member Benefits 10739 Deerwood Park Blvd, Suite 200-B Jacksonville, FL

32256

TEXAS BAR PRIVATE INSURANCE EXCHANGE TEXAS BAR PRIVATE The Texas Bar Private Insurance Exchange is a multi-carrier private exchange designed for State Bar of Texas members, their staff and dependents. Available to both individuals and employer groups, the exchange offers a wide range of health insurance choices and more. This opens in a new window.

DENTAL AND VISION

We work with MetLife to offer comprehensive dental coverage at affordable rates to individuals and their families. Choose from two PPO dental plans: one comes with the freedom to visit any licensed dentist, and the other allows you to save by visiting one of the thousands of participating dental locations nationwide, including specialists. 1 Optional vision coverage can be added to either METLIFE - MEMBER DENTAL PLAN BENEFITS - MEMBER BENEFITS Plan benefits and rates are effective for group plan year January 1, 2021 through December 31, 2021, and subject to change thereafter. *Negotiated Fee refers to the fees that participating dentists have agreed to accept as payment in full, subject to any co-payments, deductibles, cost sharing and benefits maximums. HOME | FMA MEMBER INSURANCE MARKETPLACE FMA MEMBER The FMA Health Insurance Exchange is an online marketplace where members and their employees can compare and purchase products and services from insurance providers that compete for business within the exchange.. Unique decision support technology within the exchange is backed by licensed benefits counselors trained specifically to work

with FMA members.

HOW TO KNOW WHEN A LOVED ONE NEEDS LONG-TERM CARE To help make things easier, here are some key factors to look for when determining if your loved one could benefit from long-term care: Recent Accidents. Accidents and medical scares are a key indicator that your loved one may need additional help. Falls, fender-benders or car accidents, mismanaging prescriptions can all be scary and

stressful

HOME - SPARK HEALTH INSURANCE MARKETPLACE Easily access the insurance and benefits you need to stay happy and healthy. From health insurance to disability coverage, we have SPARK members covered! The SPARK Health Insurance Marketplace offers a broad level of choice and concierge-level of support CONTACT | FMA MEMBER INSURANCE MARKETPLACE Phone (800) 282-8626. Fax (904) 212-2058. Address 10739 Deerwood Park Blvd, Suite 200-B, Jacksonville, FL 32256. Hours of operation Mon-Fri, 8:30am-5:00pm Eastern LONG TERM DISABILITY INSURANCE You’ve worked hard to build a life for yourself and your family—don’t lose it all to something unexpected. Long Term Disability (LTD) Insurance, issued by The Prudential Insurance Company of America (Prudential), helps provide monthly income if you become totally disabled as the result of a covered accident or illness (including pregnancy).). Long-term disabilities can range from HOME - THE FLORIDA BAR MEMBER BENEFITS INSURANCE ENROLL NOW ». The Florida Bar Private Insurance Exchange was designed to help members and their employees find the insurance and benefits they need — from health to long-term care, and everything in between. Choose from plans for individuals, families, and employer

groups.

ACCIDENTAL DEATH & DISMEMBERMENT (AD&D) Optional AD&D Options. Insure yourself as well as your dependents with Accidental Death & Dismemberment Insurance (AD&D). AD&D provides benefits for losses caused by accidental bodily injury. The benefit amounts available for you are $250,000 or $500,000. DENTAL COSTS WITH AND WITHOUT HEALTH INSURANCE Everyone needs dental care at some point. However, not everyone wants to pay for insurance coverage. Chances are you’ve thought about costs tied to proper treatment. If you’re considering covering dental costs out-of-pocket on a per-treatment basis, knowing common

procedure

READ: OUR ANNOUNCEMENT REGARDING COVID-19 INSURANCE PRIVATE EXCHANGE ADMINISTRATION

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Customized insurance programs and employee benefit plans for associations and affinity groups. Member Benefits.

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BENEFITS FOR ASSOCIATIONS, AFFINITY GROUPS & FRANCHISES _HARNESSING THE POWER OF NUMBERS. _We support associations, affinity groups and franchises by providing customized insurance products and other services for individual members and employer groups. From your own customized private exchange to marketing and communications, we have your organization covered.MORE »

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PRIVATE INSURANCE EXCHANGES _TRANSFORMING THE WAY YOUR MEMBERS SHOP FOR BENEFITS. _Our premier-level, web-based shopping experience provides guidance and assistance to members shopping for their health insurance. Multiple insurance carriers, government subsidy assistance and specially-priced group ancillary products ensure that you have the options your organization needs.MORE »

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THIRD-PARTY ADMINISTRATION _CUSTOMIZE YOUR BENEFITS PROGRAM. _Being a TPA allows us to create and manage custom member insurance programs with special features and pricing only available through association, affinity group or franchise-sponsored programs. We have expertise in billing and collecting, customer service, claims administration, member database management and more.MORE » WE MAKE MEMBER BENEFITS EASY. Contact us to start your Member Benefits program today.

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FLORIDA OFFICE (HEADQUARTERS) 10739 Deerwood Park Blvd, Suite 200-B Jacksonville, FL 32256 Mon-Fri, 8:30am-5:00pm (ET)

TEXAS OFFICE

7500 Rialto Blvd, Building 1 Suite 250

Austin, TX 78735

Mon-Fri, 8:30am-5:00pm (CT)

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