WELCOME TO YOUR FINANCIAL INSTITUTION All branches will be closed 5/31/2021 for Memorial Day. Branches will

reopen 06/01/2021.

IQ CREDIT UNION DIGITAL BRANCH DIGITAL BRANCH. Your New Online Banking Experience is Here We’ve built a better online banking experience for you. We call it the Digital Branch and it caters to WAnderers and explORers – giving you the power of an iQ branch wherever you happen to roam. CONTACT US | IQ CREDIT UNION Support Hours . Mon – Fri | 8am – 6pm; Saturday | 9:30am - 2pm; Sunday | Closed . Mailing Address. iQ Credit Union. PO Box 1739, Vancouver WA 98668-1739 CHECKING SUITED TO YOUR FINANCIAL NEEDS iQ Credit Union offers smart checking account choices for every financial need, with three checking account options that we think of as good, better & awesome!

BALANCE TRANSFER

COMPETITIVE RATES Our low interest cards mean you can focus on paying down your balance, faster. Between December 25, 2020 and April 24,

2021 they’re as

CAREERS | IQ CREDIT UNION Why Join the iQ Team? Here in the Pacific Northwest, we take care of one another, and it's no different at iQ Credit Union. We're committed to our employees, our members, and the communities we serve. CERTIFICATE OF DEPOSIT ACCOUNTS AND RATES Certificate of deposit (CDs) are a great way to save money and earn a higher yield. Unlike money market accounts or savings accounts, a certificate of deposit will yield higher interest in exchange for a commitment to save the money for a period of time, from a few months to a few years. You get a guaranteed rate of return, and your money is

secure.

HOW TO CLAIM STIMULUS CHECKS ON YOUR 2020 TAX RETURN The deadline to file your taxes for 2020 has been extended to May 15, so there is still time to map out your tax strategy.One area of ongoing confusion is how to claim stimulus checks. Everyone received two or more government stimulus checks in 2020 to help with expenses during the pandemic, but do you need to claim those checks as taxable

income?

PERSONAL FEE SCHEDULE Personal Fee Schedule Effective Date: January 13, 2020 This Fee Schedule is a part of the Rate Schedule and Truth in Savings Disclosure . Deposit Accounts and Services INTELLIGENT CHECKING ACCOUNT TERMS AND CONDITIONS Intelligent Checking Term & Cond (iQ0184).docx version 3/1/2020 © 1994 iQcu Credit Union / Farleigh, Wada & Witt, P.C. Intelligent

Checking Account

WELCOME TO YOUR FINANCIAL INSTITUTION All branches will be closed 5/31/2021 for Memorial Day. Branches will

reopen 06/01/2021.

IQ CREDIT UNION DIGITAL BRANCH DIGITAL BRANCH. Your New Online Banking Experience is Here We’ve built a better online banking experience for you. We call it the Digital Branch and it caters to WAnderers and explORers – giving you the power of an iQ branch wherever you happen to roam. CONTACT US | IQ CREDIT UNION Support Hours . Mon – Fri | 8am – 6pm; Saturday | 9:30am - 2pm; Sunday | Closed . Mailing Address. iQ Credit Union. PO Box 1739, Vancouver WA 98668-1739 CHECKING SUITED TO YOUR FINANCIAL NEEDS iQ Credit Union offers smart checking account choices for every financial need, with three checking account options that we think of as good, better & awesome!

BALANCE TRANSFER

COMPETITIVE RATES Our low interest cards mean you can focus on paying down your balance, faster. Between December 25, 2020 and April 24,

2021 they’re as

CAREERS | IQ CREDIT UNION Why Join the iQ Team? Here in the Pacific Northwest, we take care of one another, and it's no different at iQ Credit Union. We're committed to our employees, our members, and the communities we serve. CERTIFICATE OF DEPOSIT ACCOUNTS AND RATES Certificate of deposit (CDs) are a great way to save money and earn a higher yield. Unlike money market accounts or savings accounts, a certificate of deposit will yield higher interest in exchange for a commitment to save the money for a period of time, from a few months to a few years. You get a guaranteed rate of return, and your money is

secure.

HOW TO CLAIM STIMULUS CHECKS ON YOUR 2020 TAX RETURN The deadline to file your taxes for 2020 has been extended to May 15, so there is still time to map out your tax strategy.One area of ongoing confusion is how to claim stimulus checks. Everyone received two or more government stimulus checks in 2020 to help with expenses during the pandemic, but do you need to claim those checks as taxable

income?

PERSONAL FEE SCHEDULE Personal Fee Schedule Effective Date: January 13, 2020 This Fee Schedule is a part of the Rate Schedule and Truth in Savings Disclosure . Deposit Accounts and Services INTELLIGENT CHECKING ACCOUNT TERMS AND CONDITIONS Intelligent Checking Term & Cond (iQ0184).docx version 3/1/2020 © 1994 iQcu Credit Union / Farleigh, Wada & Witt, P.C. Intelligent

Checking Account

COVID-19 | IQ CREDIT UNION iQ Credit Union is monitoring the COVID-19 outbreak in the Pacific Northwest and is taking steps to ensure the health and safety of our

members and staff.

FINANCIAL ASSISTANCE SKIP PAYS To free up cash for any unexpected expenses, you have the option to skip payments for up to 90 days on iQ loans including: . Auto and RV . Personal Loans . Home Equity Lines of Credit . You also have the ability to skip a payment on your iQ credit card for 30 days. COMPETITIVE RATES FOR CHECKING, SAVINGS, AND LOANS * The Annual Percentage Rates (APRs) for the 30 Year Fixed and 15 Year Fixed are calculated based on a purchase/refinance of single family, owner occupied residence with a down payment or existing equity of 40%, a loan amount less than $510,400.00 and a property located in Clark Co, WA.. The APR includes the approximate cost of prepaid finance charges, including 15 days of prepaid interest, a VISA PLATINUM REWARDS Loan Type APR for Purchases APR for Cash Advances Title-Date More Info; Visa Platinum: 7.24% - 17.24%: 7.24% - 17.24%: Visa Platinum Rewards: 9.24% - 18.24% BUSINESS CHECKING & SO MUCH MORE iQ Offers Comprehensive Business Checking Services to Help You Grow. We know that running your business takes time and effort. Let us worry about the financial stuff. iQ has business banking solutions that make your job easier and can make you more successful. EASY SAVER DEBIT CARD BLOCK iQ Credit Union Easy Saver Debit Card Block. Save every time you spend. Whether you’re stocking up on your favorite craft brew or booking a lakeside getaway, save while you spend by enrolling in our iQ Easy Saver debit card program. DRIVE YOUR OWN DEAL WITH OUR AUTO LOANS Loan Type APR Payment Schedule Monthly Payment Per $1,000 Borrowed Title-Date More Info; 2017 & Newer: 2.49% - 16.44%: up to 60 months: $17.77 - $24.73: 2.74% - 17.09% HOW TO CLAIM STIMULUS CHECKS ON YOUR 2020 TAX RETURN The deadline to file your taxes for 2020 has been extended to May 15, so there is still time to map out your tax strategy.One area of ongoing confusion is how to claim stimulus checks. Everyone received two or more government stimulus checks in 2020 to help with expenses during the pandemic, but do you need to claim those checks as taxable

income?

BOARD ELECTIONS

About Serving on our Board The Board of Directors helps make our communities a better place to live, work, and bank. At iQ Credit Union, the Board of Directors are the keepers of the organization’s strategic vision, mission and core values and provide important guidance to the CEO and management for the oversight, strategy and culture of the Credit Union and its membership. PERSONAL ONLINE BANKING AGREEMENT Personal Online Banking Agreement secondary e-mail address, if we have one file, or, if there is no secondary e-mail address we will send a paper copy of any changes to your physical mailing address that is on

record with us.

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All branches will be closed 5/31/2021 for Memorial Day. Branches will

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Van Mall Branch lobby is available by appointment only today, May 3. Drive up is operating as usual.

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The Van Mall and Washougal branch lobby is temporarily closed except by appointment. Drive-up is available 7:30 am - 6 pm for your banking

needs.

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HOME EQUITY LINE OF CREDIT TRANSFORM CASH SITTING IN YOUR HOME INTO A POWERFUL LINE OF CREDIT IN MAY AND JUNE 2021 WE'LL EVEN COVER CLOSING COSTS TO KEEP MORE MONEY

IN YOUR POCKET.*

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Keep your money close to home. iQ Credit Union serves its member communities with straightforward financial services for every personal and family milestone. See what it means to be an iQ member.

Why iQ Credit Union

Pocket–sized and powerful VISA SIGNATURE® REWARDS CARD POCKET–SIZED AND POWERFUL For the first six months, receive 2.99% APR* on all new purchases. Plus, if you spend $3,000 in the first 90 days, we’ll give you an extra 25,000 bonus points—roughly the equivalent of an airline

ticket.

Upgrade your card today

It pays to be plaid

MEMBER PERKS

IT PAYS TO BE PLAID

As a member, you get all the perks. On top of our already-great financial services, Member Perks can get you even more including special discounts and rate bumps.

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TODAY'S RATES

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Visa Platinum

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GET CASH OUT OF YOUR HOME FAST WITH A HOME EQUITY LINE OF CREDIT. We make it super simple and easy to transform the cash that’s already sitting in your home into a powerful line of credit that you can tap to make those upgrades you’ve been dreaming about, pay off high interest credit cards or handle unexpected bills. Plus, enjoy no closing costs*!

Mortgages 101

FINANCIAL EDUCATION

MORTGAGES 101

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ABOUT IQ AND CREDIT UNIONS BEING PART OF IQ HAS ITS BENEFITS! As a member of iQ Credit Union, you get friendly, personalized service for all of your banking needs. Whether you are planning for your first car or your first home, getting ready for college or retirement, iQ is here to help you at every step of life’s journey. See why our local approach gives you a more rewarding path to personalized banking.

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About iQCU

iQ Credit Union has been providing friendly, personalized banking services to our neighbors since 1940, giving a more personal approach to banking, with convenience and customized service. Our mission is to offer the right financial services for every stage of your life.

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Why Join a Credit Union? As a member of a credit union, you are part of a not-for-profit financial organization benefiting you because we give back through lower loan rates and higher interest rates.

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We are Part of Your Community Serving our members includes giving back with education programs, scholarships, and other programs to support the community we call

home.

FINANCIAL EDUCATION

IQ CREDIT UNION HAS FINANCIAL SOLUTIONS FOR EVERY STAGE OF YOUR LIFE We offer a complete range of banking services that grow with your needs. Whether you are just starting out or ready to retire, we have the banking services and support that you need to help you along the

way.

Our friendly staff is always ready with a smile and answers to your questions. iQ also offers classes in financial strategies and financial literacy, as well as support for teachers in their classrooms. And we have classes and programs to give kids a foundation in financial literacy. No matter where you are on life’s journey, we are here to offer advice and insight to make the journey easier. PREPARING FOR THE ROAD AHEAD Headed for college or just starting your first job? It’s never too early to start planning for the future. iQ can help you manage your money and plan for the future to smooth out the financial bumps in the

road ahead.

Learn how we help lorem dolor MANAGING YOUR FAMILY FINANCES As you start your family, you will have major financial milestones: getting married, your first home, children, college tuition. We can help with these life moments so you can concentrate on taking care of what’s important: your family. Learn how we help lorem dolor ARE YOU READY TO RETIRE? Retirement planning can start the day you earn your first paycheck to well after your last paycheck. Let iQ help you with savings and investment strategies no matter where you are on the road to

retirement.

Learn how we help lorem dolor SERVICES FOR ALL OF YOUR BUSINESS BANKING NEEDS Starting any business has an element of risk. We can help you minimize that risk with financial advice and business banking services, such as payroll, business loans, commercial real estate loans, VISA cards for your business and employees, and more. Want to Learn More?iQ offers a variety of educational programs to help you improve your financial literacy. Learn more about savings, retirement, investment strategies, and more at one of our educational events, such as:Budgets and BrewsCredit CampsPumpkin Spice and Financial AdviceLunch & LearnContact one of our iQ staff to learn more about our educational events. Let's navigate your financial journey together! You'll be plaid you did. Learn how we help lorem dolor CRAS MATTIS CONSECTETUR PURUS SIT AMET FERMENTUM Financial Education Overview Explore Resources Lorem Ipsum SEE WHAT OUR MEMBERS HAVE TO SAY "We joined iQ Credit Union 5 years ago. They had everything to offer. iQ's involved in the community. They're always around and always

supporting us."

The Peaveys - members since 2014

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THE PEAVEYS - MEMBERS SINCE 2014 TESTIMONIAL VIDEO Your browser does not support HTML5 video. Please update your browser to view this media content. "I have high expectations when it comes to technology and the people I do business with. iQ Credit Union does the best at meeting my needs and meeting my life."

Clinton

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CLINTON TESTIMONIAL VIDEO Your browser does not support HTML5 video. Please update your browser to view this media content. "iQ Credit Union sees me as a partner in this community. Our relationship is authentic and it is also of mutual respect and trust."

Diana

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DIANA TESTIMONIAL VIDEO Your browser does not support HTML5 video. Please update your browser to view this media content. "iQ Credit Union took the time to talk to me and the mortgage lender I talked to said 'Tell me your story. Tell me about you. Tell me about

your goals'."

Shannon

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SHANNON TESTIMONIAL VIDEO Your browser does not support HTML5 video. Please update your browser to view this media content. "I feel that iQ Credit Union has prepared me for a life of financial

literacy."

Lauren

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