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Find the resources, benefits and information you need to age gracefully with good health and financial independence. Our expert guides can help you navigate the government benefits that HOW TO FIND SMARTPHONE CLASSES FOR SENIORS 3 Ways to Find Smartphone Classes for Seniors. 1. Online Classes. The quickest way to find smartphone classes for seniors is online. This is especially true in 2021 given the COVID-19 pandemic, as in-person classes may be limited. There are plenty of free online platforms such as Skillful Senior and TechBoomers that are dedicated to providing DOES SOCIAL SECURITY PAY FOR FUNERAL EXPENSES The Social Security Administration (SSA) pays a small grant to eligible survivors of some beneficiaries to help with the cost of a funeral. In 2020, this amount was set by law at $255 for SSI recipients. The heirs of a beneficiary who has passed have some flexibility in how this benefit is paid out and what it may be used to

pay for.

DO POSTAL WORKERS GET SOCIAL SECURITY? Social Security is a program that workers must pay into for at least 10 years. It's possible to collect Social Security benefits if you never worked if you're the family member of someone who did work and paid into the system. Spouses, ex-spouses, children and parents may also be eligible for spousal, survivor or children's benefits based on HOW DO YOU AVOID THE SOCIAL SECURITY WINDFALL PENALTY? The Windfall Elimination Provision is a reduction in Social Security benefits that happens as a result of not paying Social Security taxes on a pension. If you worked for a federal, state or local government or nonprofit organization and are eligible for a pension as a result of this work—and you didn't pay Social Security taxes—this can IS THERE A CHILD SSI CALCULATOR? Child SSI Calculator. While there is no specific child SSI calculator individuals can access to find out the amount of benefits paid out, the SSA does provide a chart that helps individuals deem eligibility for children for SSI in 2020. Amounts are based on the number of ineligible children in the household, whether income is earned or

unearned

CAN GREEN CARD HOLDERS GET UNEMPLOYMENT BENEFITS? Green card holders can also collect unemployment compensation the same way citizens do, provided they meet the same eligibility criteria as other workers. Green card holders do not have their benefits reduced, delayed or blocked because of their citizenship or residency status, nor can a legal permanent resident be deported for being unemployed DOES MEDICARE COVER COLONOSCOPY?: RULES FOR REIMBURSEMENT Does Medicare Cover a Colonoscopy? Yes. If the doctor performing the procedure accepts Medicare assignment, Original Medicare covers the payment for a colonoscopy. There is no minimum or maximum age limit. However, if your physician recommends a colonoscopy more often than Medicare allows, you may be responsible for some or all of the cost. DO SOCIAL SECURITY BENEFITS COUNT AS INCOME FOR A DEPENDENT? The short answer is yes, Social Security income is counted as income for dependents, but the full answer is a bit more complicated, especially when it comes to taxes. Find out more information about dependent adult Social Security benefits below. WHAT IS THE MAX SOCIAL SECURITY BENEFIT AT 67 The Social Security Administration (SSA) sets maximum monthly benefit amounts based on your retirement age. This amount changes every year, but for people who retire in 2021, the maximum Social Security benefit they can claim is: $2,324 for someone who files at age 62. $3,113 for someone who files at full retirement age — more on this below.

HELPADVISOR.COM

Find the resources, benefits and information you need to age gracefully with good health and financial independence. Our expert guides can help you navigate the government benefits that HOW TO FIND SMARTPHONE CLASSES FOR SENIORS 3 Ways to Find Smartphone Classes for Seniors. 1. Online Classes. The quickest way to find smartphone classes for seniors is online. This is especially true in 2021 given the COVID-19 pandemic, as in-person classes may be limited. There are plenty of free online platforms such as Skillful Senior and TechBoomers that are dedicated to providing DOES SOCIAL SECURITY PAY FOR FUNERAL EXPENSES The Social Security Administration (SSA) pays a small grant to eligible survivors of some beneficiaries to help with the cost of a funeral. In 2020, this amount was set by law at $255 for SSI recipients. The heirs of a beneficiary who has passed have some flexibility in how this benefit is paid out and what it may be used to

pay for.

DO POSTAL WORKERS GET SOCIAL SECURITY? Social Security is a program that workers must pay into for at least 10 years. It's possible to collect Social Security benefits if you never worked if you're the family member of someone who did work and paid into the system. Spouses, ex-spouses, children and parents may also be eligible for spousal, survivor or children's benefits based on HOW DO YOU AVOID THE SOCIAL SECURITY WINDFALL PENALTY? The Windfall Elimination Provision is a reduction in Social Security benefits that happens as a result of not paying Social Security taxes on a pension. If you worked for a federal, state or local government or nonprofit organization and are eligible for a pension as a result of this work—and you didn't pay Social Security taxes—this can IS THERE A CHILD SSI CALCULATOR? Child SSI Calculator. While there is no specific child SSI calculator individuals can access to find out the amount of benefits paid out, the SSA does provide a chart that helps individuals deem eligibility for children for SSI in 2020. Amounts are based on the number of ineligible children in the household, whether income is earned or

unearned

CAN GREEN CARD HOLDERS GET UNEMPLOYMENT BENEFITS? Green card holders can also collect unemployment compensation the same way citizens do, provided they meet the same eligibility criteria as other workers. Green card holders do not have their benefits reduced, delayed or blocked because of their citizenship or residency status, nor can a legal permanent resident be deported for being unemployed DOES MEDICARE COVER COLONOSCOPY?: RULES FOR REIMBURSEMENT Does Medicare Cover a Colonoscopy? Yes. If the doctor performing the procedure accepts Medicare assignment, Original Medicare covers the payment for a colonoscopy. There is no minimum or maximum age limit. However, if your physician recommends a colonoscopy more often than Medicare allows, you may be responsible for some or all of the cost. DO SOCIAL SECURITY BENEFITS COUNT AS INCOME FOR A DEPENDENT? The short answer is yes, Social Security income is counted as income for dependents, but the full answer is a bit more complicated, especially when it comes to taxes. Find out more information about dependent adult Social Security benefits below. WHAT IS THE MAX SOCIAL SECURITY BENEFIT AT 67 The Social Security Administration (SSA) sets maximum monthly benefit amounts based on your retirement age. This amount changes every year, but for people who retire in 2021, the maximum Social Security benefit they can claim is: $2,324 for someone who files at age 62. $3,113 for someone who files at full retirement age — more on this below. MEDICARE | HELPADVISOR.COM Medicare can be confusing. From parts to plans, our Medicare experts have you covered. Find every answer you need about eligibility, coverage, benefits, enrollment and more. WHAT YOU SHOULD KNOW ABOUT MEDICARE CHANGES IN 2021 When you're admitted to the hospital, you pay a deductible to cover the costs of the first 60 days of Medicare-covered care. In 2021, this deductible is set at $1,484 , which is $76 more than in 2020. After 60 days in the hospital, the following coinsurance applies: Days 61 to 90: $371 per day, an increase of $19 from 2020. WHAT IS REMOTE PATIENT MONITORING OR REMOTE PHYSIOLOGICAL Remote physiological monitoring (RPM), sometimes called remote patient monitoring, gives your doctor access to your physiological data so they can support you in your journey to become and stay healthy. Learn more about how RPM telehealth services can benefit you during COVID-19

and beyond.

HOW MUCH DOES MEDICARE PART C COST PER MONTH? One of the first questions people often have concerning Medicare Part C plans is the cost. And most people are quite surprised at the answer. The cost of a Medicare Part C (also commonly called “Medicare Advantage”) plan can be quite low relative to the cost of other types of health insurance.The Centers for Medicare and Medicaid Services (CMS) estimates that the average premium for a AETNA VS. UNITEDHEALTHCARE Aetna and UnitedHealthcare each play a major role in the private Medicare insurance market. Beneficiaries have a lot of options when it comes to their Medicare benefits, and our review of these two health insurance companies below is designed to help consumers make the best coverage choice for their needs. STATE FARM MEDICARE PLAN REVIEWS Most people might know State Farm for its auto insurance. After all, the company is the largest auto insurer in the U.S. 1 So it’s easy to understand why many people may be surprised to learn that State Farm also plays a significant role in providing Medicare Supplement Insurance, or Medigap. Below is our review of State Farm Medicare Supplement plans, including the company’s plan NATIONAL GENERAL INSURANCE REVIEW: DISCOVER YOUR LIFE It may not have the brand visibility of other life insurance companies, but National General Insurance offers a wide array of coverage options, especially where auto insurance is concerned. WHAT IS THE MAX SOCIAL SECURITY BENEFIT AT 67 The Social Security Administration (SSA) sets maximum monthly benefit amounts based on your retirement age. This amount changes every year, but for people who retire in 2021, the maximum Social Security benefit they can claim is: $2,324 for someone who files at age 62. $3,113 for someone who files at full retirement age — more on this below. DO SOCIAL SECURITY BENEFITS COUNT AS INCOME FOR A DEPENDENT? The short answer is yes, Social Security income is counted as income for dependents, but the full answer is a bit more complicated, especially when it comes to taxes. Find out more information about dependent adult Social Security benefits below. CAN AN EMPLOYER TERMINATE HEALTH INSURANCE WITHOUT NOTICE? The answer is: It depends. Whether or not your employer can terminate health insurance without notifying you depends on your employer's size. Large employers are required to provide health insurance to employees under the Affordable Care Act, but small businesses have more discretion. If your employer is a small business and it provides

you

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Find the resources, benefits and information you need to age gracefully with good health and financial independence. Our expert guides can help you navigate the government benefits that can help you live the life you want. HOW TO FIND SMARTPHONE CLASSES FOR SENIORSSMARTPHONE CLASSES FOR SENIORSAARP SMARTPHONE CLASSES FOR SENIORSSMARTPHONE FOR SENIORSCELL PHONE CLASSES FOR SENIORSSMARTPHONE 101 FOR SENIORSSMARTPHONE TUTORIAL

FOR SENIORS

3 Ways to Find Smartphone Classes for Seniors. 1. Online Classes. The quickest way to find smartphone classes for seniors is online. This is especially true in 2021 given the COVID-19 pandemic, as in-person classes may be limited. There are plenty of free online platforms such as Skillful Senior and TechBoomers that are dedicated to providing DOES SOCIAL SECURITY PAY FOR FUNERAL EXPENSES The Social Security Administration (SSA) pays a small grant to eligible survivors of some beneficiaries to help with the cost of a funeral. In 2020, this amount was set by law at $255 for SSI recipients. The heirs of a beneficiary who has passed have some flexibility in how this benefit is paid out and what it may be used to

pay for.

HOW DO YOU AVOID THE SOCIAL SECURITY WINDFALL PENALTY? The Windfall Elimination Provision is a reduction in Social Security benefits that happens as a result of not paying Social Security taxes on a pension. If you worked for a federal, state or local government or nonprofit organization and are eligible for a pension as a result of this work—and you didn't pay Social Security taxes—this can WHAT IS THE MAX SOCIAL SECURITY BENEFIT AT 67CHECK MY SSI BENEFIT

PAYMENT

The Social Security Administration (SSA) sets maximum monthly benefit amounts based on your retirement age. This amount changes every year, but for people who retire in 2021, the maximum Social Security benefit they can claim is: $2,324 for someone who files at age 62. $3,113 for someone who files at full retirement age — more on this below. DOES MEDICARE COVER COLONOSCOPY?: RULES FOR REIMBURSEMENT Does Medicare Cover a Colonoscopy? Yes. If the doctor performing the procedure accepts Medicare assignment, Original Medicare covers the payment for a colonoscopy. There is no minimum or maximum age limit. However, if your physician recommends a colonoscopy more often than Medicare allows, you may be responsible for some or all of the cost. CAN GREEN CARD HOLDERS GET UNEMPLOYMENT BENEFITS? Green card holders can also collect unemployment compensation the same way citizens do, provided they meet the same eligibility criteria as other workers. Green card holders do not have their benefits reduced, delayed or blocked because of their citizenship or residency status, nor can a legal permanent resident be deported for being unemployed DO SOCIAL SECURITY BENEFITS COUNT AS INCOME FOR A DEPENDENT? The short answer is yes, Social Security income is counted as income for dependents, but the full answer is a bit more complicated, especially when it comes to taxes. Find out more information about dependent adult Social Security benefits below. ARE PENSION DEATH BENEFITS TAXABLE? Are Pension Death Benefits Taxable? Although the taxability of pension benefits depends largely on the specifics of the plan and the payment structure, most beneficiaries must pay taxes on money received. Recipients should typically report this inherited pension income the DOES MEDICARE COVER CAR ACCIDENT INJURIES? Medicare does cover injuries sustained in a car accident in the same way it would if your accident-related injuries were suffered by other means. This means that Medicare Advantage (Part C) and Medicare Supplement (Medigap) plans can also help you pay for car accident

injuries, though in

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Find the resources, benefits and information you need to age gracefully with good health and financial independence. Our expert guides can help you navigate the government benefits that can help you live the life you want. HOW TO FIND SMARTPHONE CLASSES FOR SENIORSSMARTPHONE CLASSES FOR SENIORSAARP SMARTPHONE CLASSES FOR SENIORSSMARTPHONE FOR SENIORSCELL PHONE CLASSES FOR SENIORSSMARTPHONE 101 FOR SENIORSSMARTPHONE TUTORIAL

FOR SENIORS

3 Ways to Find Smartphone Classes for Seniors. 1. Online Classes. The quickest way to find smartphone classes for seniors is online. This is especially true in 2021 given the COVID-19 pandemic, as in-person classes may be limited. There are plenty of free online platforms such as Skillful Senior and TechBoomers that are dedicated to providing DOES SOCIAL SECURITY PAY FOR FUNERAL EXPENSES The Social Security Administration (SSA) pays a small grant to eligible survivors of some beneficiaries to help with the cost of a funeral. In 2020, this amount was set by law at $255 for SSI recipients. The heirs of a beneficiary who has passed have some flexibility in how this benefit is paid out and what it may be used to

pay for.

HOW DO YOU AVOID THE SOCIAL SECURITY WINDFALL PENALTY? The Windfall Elimination Provision is a reduction in Social Security benefits that happens as a result of not paying Social Security taxes on a pension. If you worked for a federal, state or local government or nonprofit organization and are eligible for a pension as a result of this work—and you didn't pay Social Security taxes—this can WHAT IS THE MAX SOCIAL SECURITY BENEFIT AT 67CHECK MY SSI BENEFIT

PAYMENT

The Social Security Administration (SSA) sets maximum monthly benefit amounts based on your retirement age. This amount changes every year, but for people who retire in 2021, the maximum Social Security benefit they can claim is: $2,324 for someone who files at age 62. $3,113 for someone who files at full retirement age — more on this below. DOES MEDICARE COVER COLONOSCOPY?: RULES FOR REIMBURSEMENT Does Medicare Cover a Colonoscopy? Yes. If the doctor performing the procedure accepts Medicare assignment, Original Medicare covers the payment for a colonoscopy. There is no minimum or maximum age limit. However, if your physician recommends a colonoscopy more often than Medicare allows, you may be responsible for some or all of the cost. CAN GREEN CARD HOLDERS GET UNEMPLOYMENT BENEFITS? Green card holders can also collect unemployment compensation the same way citizens do, provided they meet the same eligibility criteria as other workers. Green card holders do not have their benefits reduced, delayed or blocked because of their citizenship or residency status, nor can a legal permanent resident be deported for being unemployed DO SOCIAL SECURITY BENEFITS COUNT AS INCOME FOR A DEPENDENT? The short answer is yes, Social Security income is counted as income for dependents, but the full answer is a bit more complicated, especially when it comes to taxes. Find out more information about dependent adult Social Security benefits below. ARE PENSION DEATH BENEFITS TAXABLE? Are Pension Death Benefits Taxable? Although the taxability of pension benefits depends largely on the specifics of the plan and the payment structure, most beneficiaries must pay taxes on money received. Recipients should typically report this inherited pension income the DOES MEDICARE COVER CAR ACCIDENT INJURIES? Medicare does cover injuries sustained in a car accident in the same way it would if your accident-related injuries were suffered by other means. This means that Medicare Advantage (Part C) and Medicare Supplement (Medigap) plans can also help you pay for car accident

injuries, though in

HELPADVISOR.COM

Find the resources, benefits and information you need to age gracefully with good health and financial independence. Our expert guides can help you navigate the government benefits that can help you live the life you want. WHAT IS REMOTE PATIENT MONITORING OR REMOTE PHYSIOLOGICAL Remote physiological monitoring (RPM), sometimes called remote patient monitoring, gives your doctor access to your physiological data so they can support you in your journey to become and stay healthy. Learn more about how RPM telehealth services can benefit you during COVID-19

and beyond.

MEDICARE | HELPADVISOR.COM Medicare can be confusing. From parts to plans, our Medicare experts have you covered. Find every answer you need about eligibility, coverage, benefits, enrollment and more. IS THERE A CHILD SSI CALCULATOR? Child SSI Calculator. While there is no specific child SSI calculator individuals can access to find out the amount of benefits paid out, the SSA does provide a chart that helps individuals deem eligibility for children for SSI in 2020. Amounts are based on the number of ineligible children in the household, whether income is earned or

unearned

CAN GREEN CARD HOLDERS GET UNEMPLOYMENT BENEFITS? Green card holders can also collect unemployment compensation the same way citizens do, provided they meet the same eligibility criteria as other workers. Green card holders do not have their benefits reduced, delayed or blocked because of their citizenship or residency status, nor can a legal permanent resident be deported for being unemployed CIGNA VS. UNITEDHEALTHCARE Cigna and UnitedHealthcare both offer Medicare plans across many areas nationwide. In this review, we compare Cigna vs. UHC Medicare plans so that you can get a better idea of what plans each insurance company offers and whether they might be the best Medicare plans for you. SWITCHING STATE MEDICAID: HOW AND WHEN TO TRANSFER BENEFITS How long it takes to switch state Medicaid coverage depends on the state in which you're applying for coverage. After submitting an application, it usually takes between 15 and 90 days to receive a letter of approval. Most states offer retroactive Medicaid coverage, meaning you can receive coverage for medical services prior to the

date of your

DOES AETNA MEDICARE COVER ANNUAL WELLNESS VISITS Aetna Medicare insurance is not to only be used when you’re sick or injured. It also provides coverage for most preventive health services, one of them being an annual wellness visit. Medicare Advantage plans (also called Medicare Part C) like the ones provided by Aetna are required by law to cover everything that's covered by Medicare Part A and Part B. DO SOCIAL SECURITY BENEFITS COUNT AS INCOME FOR A DEPENDENT? The short answer is yes, Social Security income is counted as income for dependents, but the full answer is a bit more complicated, especially when it comes to taxes. Find out more information about dependent adult Social Security benefits below. DOES MEDICARE COVER KETAMINE INFUSION FOR DEPRESSION Medicare prescription drug plans may cover esketamine for depression, but coverage depends on the plan. Medicare does not typically cover IV infusion of ketamine for depression treatment, but other treatment options may be covered. Ketamine is known to have some antidepressant properties, and a ketamine oral medication and nasal spray are Skip to search Skip to main content

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We help you understand your benefits. HelpAdvisor explains how to find & use the benefits that can help you live the life you deserve.

SOCIAL SECURITY

Retirees, unemployed workers and people with disabilities may be eligible for benefits.

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MEDICARE

Find out if you're eligible for hospital insurance, medical benefits

and drug coverage.

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HOUSING

As you age, you have a number of options to live a happy and

comfortable life.

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HEALTHY AGING

Explore ways to live healthy and reduce your risks for chronic health

issues.

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Who We Are

AS YOUR LIFE CHANGES, YOU ENCOUNTER NEW QUESTIONS. We help Americans navigate the many benefits available to them such as Medicare, Social Security, housing assistance and more.

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HEALTH & MEDICARE

Health information you can trust becomes even more important as you age. We help you navigate the complex world of health, insurance and Medicare to ensure you getting the right coverage for your needs.

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RETIREMENT PLANNING & BENEFITS You’ve worked your whole life to get here. You deserve to enjoy the benefits. We’re committed to helping aging adults make the best use of their Social Security and other retirement benefits.

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PRESCRIPTION DRUGS

Prescription drug costs can make life difficult for many Americans. We help you find ways to cut down on your drug costs and take advantage of the coverage available to you.

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WE SUPPORT

Medicare

Understanding Medicare We understand the complexities of Medicare, and we’re dedicated to helping you better understand and utilize your coverage.

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READ OUR FEATURED GUIDES Best Medicare Advantage Plans Medicare Advantage plans, also known as Medicare Part C, replace your Original Medicare coverage and can provide extra coverage. We break down the best Medicare Advantage plans from top insurance companies to help you explore the options that best fit your needs. Medicare Advantage plans, also known as Medicare Part C, replace your Original Medicare coverage ...

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Prescription Drug Cost Assistance Guide Prescription costs are rising, but seniors have several options for saving money. Learn more about prescription assistance programs in the

U.S.

Prescription costs are rising, but seniors have several options for saving money. Learn more abou...

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Flu Vaccine Resource Guide It's more important than ever for people to get vaccinated in the 2020-2021 flu season as the nation continues to battle COVID-19. Learn more about this year's vaccine and how you can get it. It's more important than ever for people to get vaccinated in the 2020-2021 flu season as the nat...

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Medicare Plan G Reviews: Medigap Plan G in 2021 Medicare Plan G Reviews 2021 Medigap Plan G will likely soon become the most popular Medicare Supplement (Medigap) plan, becoming more popular than Plan F. Read our review of Plan G to see if it’s the right Medigap plan for you, too.

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Read New Articles About Medicare

Medicare

Does Medicare Cover Transitional Care Management? by Lisa Eramo on June 01, 2021 Transitional care management is a Medicare-covered service designed to help you manage your health after a discharge from certain types of facilities. Learn more about how this service can enhance ...

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Medicare

Medical Coding 101: What Medicare Beneficiaries Need to Know by Lisa Eramo on June 01, 2021 Medical codes describe your diagnoses and any services you receive. They also affect how Medicare pays for your care, as well as the costs you may be required to pay. Learn more about these codes a...

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Medicare

Why You Should Review Your Medicare Plan Every Year by David Levine on June 01, 2021 Original Medicare and Medicare Advantage coverage options can change every year. This guide outlines how you can review your plan to make sure your needs are met and how to look for a new plan if y...

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