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audit
SOLUTIONS – WORKERS COMPENSATION AUDIT SPECIALISTS Each business is different and therefore the range of possible errors is enormous. Whether your have been in business for 50 years or just opened, workers compensation premiums are complicated and involve many different departments within the insurance company when computing premiums. Payrolls and classifications are supposed to be verified bypremium auditors.
AUDIT FACTS
Audit Facts. Rules are constantly changing. Workers Compensation premiums are a major expense for most businesses. Although much emphasis has focused on claims handling and loss prevention techniques, very little has been written regarding the premium audit function. Since the final earned premium is determined at policyexpiration with a
FOUNDER – WORKERS COMPENSATION AUDIT SPECIALISTS Jim Keenan received a BS in Accounting from Bentley University and MBA from Southern New Hampshire University. He worked in the premium audit departments for two leading insurance carriers specializing in workers compensation insurance for 8 years, achieving audit management status. After leaving the corporate world in 1986, he formed an independent premium auditing firm PAYROLL – WORKERS COMPENSATION AUDIT SPECIALISTS Payroll Exclusions Since “remuneration” (payroll), is the basis of premium for workers compensation insurance, it is important to take all the deductions you are entitled. In most states, the following items should be removed from the audit: Tips and other gratuities received by employees. Payments made by an employer: To group insurance or group pension CONTACT US – WORKERS COMPENSATION AUDIT SPECIALISTS Contact us for a risk-free analysis of your concerns. We will discuss any and all issues with you in complete confidence, as your advocate. Workers Compensation Audit Specialists. Address. P.O. Box 16480. Hooksett, NH 03106. Telephone. (603) 624-6164. Email. SAVINGS – WORKERS COMPENSATION AUDIT SPECIALISTS It is important that your premiums be calculated following the rules that allow the lowest costs for your business. To accomplish this, knowledge of the Basic and Experience Rating Manual rules is essential. The rules often allow unique exceptions which vary by classification and state to state. If you are not getting aconstruction or
FEE – WORKERS COMPENSATION AUDIT SPECIALISTS Fee. There are no hidden charges or other costs. Unless you save money, we do not get paid! We normally work on a contingency basis, and are compensated based on the refunds or credits we obtain for you. After you get your refund from the insurance company, you pay us a percentage. That’s it.WARNING SIGNS
Having been involved in premium auditing since 1978, all types of mistakes have been encountered. Ranging from payrolls being overstated, improper rates being applied, revised experience modifications, charges for subcontractors, changes in classifications, or audits not being completed timely, we have seen them all. If your company has encountered any difficulties or is simply curious,WWW.WCAUDIT.COM
301 Moved Permanently. nginx WORKERS COMPENSATION AUDIT SPECIALISTS Workers Compensation Audit Specialists is a team of former insurance company executives ready to share our knowledge with you. Having achieved management level positions while working in the insurance industry, we know where to look for premium overcharges and how to get refunds processed through the system. We understand underwriting andaudit
SOLUTIONS – WORKERS COMPENSATION AUDIT SPECIALISTS Each business is different and therefore the range of possible errors is enormous. Whether your have been in business for 50 years or just opened, workers compensation premiums are complicated and involve many different departments within the insurance company when computing premiums. Payrolls and classifications are supposed to be verified bypremium auditors.
AUDIT FACTS
Audit Facts. Rules are constantly changing. Workers Compensation premiums are a major expense for most businesses. Although much emphasis has focused on claims handling and loss prevention techniques, very little has been written regarding the premium audit function. Since the final earned premium is determined at policyexpiration with a
FOUNDER – WORKERS COMPENSATION AUDIT SPECIALISTS Jim Keenan received a BS in Accounting from Bentley University and MBA from Southern New Hampshire University. He worked in the premium audit departments for two leading insurance carriers specializing in workers compensation insurance for 8 years, achieving audit management status. After leaving the corporate world in 1986, he formed an independent premium auditing firm PAYROLL – WORKERS COMPENSATION AUDIT SPECIALISTS Payroll Exclusions Since “remuneration” (payroll), is the basis of premium for workers compensation insurance, it is important to take all the deductions you are entitled. In most states, the following items should be removed from the audit: Tips and other gratuities received by employees. Payments made by an employer: To group insurance or group pension CONTACT US – WORKERS COMPENSATION AUDIT SPECIALISTS Contact us for a risk-free analysis of your concerns. We will discuss any and all issues with you in complete confidence, as your advocate. Workers Compensation Audit Specialists. Address. P.O. Box 16480. Hooksett, NH 03106. Telephone. (603) 624-6164. Email. SAVINGS – WORKERS COMPENSATION AUDIT SPECIALISTS It is important that your premiums be calculated following the rules that allow the lowest costs for your business. To accomplish this, knowledge of the Basic and Experience Rating Manual rules is essential. The rules often allow unique exceptions which vary by classification and state to state. If you are not getting aconstruction or
FEE – WORKERS COMPENSATION AUDIT SPECIALISTS Fee. There are no hidden charges or other costs. Unless you save money, we do not get paid! We normally work on a contingency basis, and are compensated based on the refunds or credits we obtain for you. After you get your refund from the insurance company, you pay us a percentage. That’s it.WARNING SIGNS
Having been involved in premium auditing since 1978, all types of mistakes have been encountered. Ranging from payrolls being overstated, improper rates being applied, revised experience modifications, charges for subcontractors, changes in classifications, or audits not being completed timely, we have seen them all. If your company has encountered any difficulties or is simply curious,WWW.WCAUDIT.COM
301 Moved Permanently. nginx WHY US – WORKERS COMPENSATION AUDIT SPECIALISTS Experience matters. Being independent matters. Working on a contingency basis matters. When mistakes are made that cost you more than you should be paying, your business needs an advocate working in your best interests. Whether an audit dispute over classifications or subcontractors, or a collection agency pursuing you for unpaid premiums, Workers Compensation Audit Specialists WORKERS COMPENSATION AUDIT SPECIALISTSWORKERS COMPENSATION AUDIT FORMWORKERS COMPENSATION AUDIT DISPUTEWORKERS COMP AUDIT REPORTWORKERS COMPENSATION PAYROLL AUDITWORKERS COMP AUDIT DISPUTEWORKERS COMPENSATION AUDIT DISPUTE LETTER Visit the post for more. Audited premiums for workers compensation insurance are based on rates, payrolls, classifications, experience modifications, discounts, SOLUTIONS – WORKERS COMPENSATION AUDIT SPECIALISTSWORKERS COMPENSATION AUDIT FORMWORKERS COMP AUDIT REPORTWORKERS COMPENSATION PAYROLL AUDITWC AUDIT PROCEDURESWC AUDIT RULESWC AUDIT WORKSHEET Each business is different and therefore the range of possible errors is enormous. Whether your have been in business for 50 years or just opened, workers compensation premiums are complicated and involve many different departments within the insurance company when computing premiums. Payrolls and classifications are supposed to be verified bypremium auditors.
AUDIT FACTS
We have been performing premium audits since 1978. We understand the rules and know where to look for premium mistakes. Having audited almost every type of business, we understand the likely places overcharges occur. Whether your business needs assistance setting up the audit detail in advance for the final audit or reviewing the auditor’s worksheets CONTACT US – WORKERS COMPENSATION AUDIT SPECIALISTS Our clients include all types of businesses. Construction. Non-profits. Manufacturers. Loggers. Truckers. Social service organizations. Advertising agencies. Ocean liners. Engineers. Restaurants. Hotels. Hospitals. Nursing Homes. This is a win-win situation because we do not take up much of your time and are not compensated until after you receive your refunds from the insurancecarriers.
PAYROLL – WORKERS COMPENSATION AUDIT SPECIALISTS Payroll Exclusions Since “remuneration” (payroll), is the basis of premium for workers compensation insurance, it is important to take all the deductions you are entitled. In most states, the following items should be removed from the audit: Tips and other gratuities received by employees. Payments made by an employer: To group insurance or group pension FOUNDER – WORKERS COMPENSATION AUDIT SPECIALISTS Jim Keenan received a BS in Accounting from Bentley University and MBA from Southern New Hampshire University. He worked in the premium audit departments for two leading insurance carriers specializing in workers compensation insurance for 8 years, achieving audit management status. After leaving the corporate world in 1986, he formed an independent premium auditing firm SAVINGS – WORKERS COMPENSATION AUDIT SPECIALISTS It is important that your premiums be calculated following the rules that allow the lowest costs for your business. To accomplish this, knowledge of the Basic and Experience Rating Manual rules is essential. The rules often allow unique exceptions which vary by classification and state to state. If you are not getting aconstruction or
FEE – WORKERS COMPENSATION AUDIT SPECIALISTS There are no hidden charges or other costs. Unless you save money, we do not get paid! We normally work on a contingency basis, and are compensated based on the refunds or credits we obtain for you. After you get your refund from the insurance company, you pay us a percentage. That's it. There areWARNING SIGNS
Having been involved in premium auditing since 1978, all types of mistakes have been encountered. Ranging from payrolls being overstated, improper rates being applied, revised experience modifications, charges for subcontractors, changes in classifications, or audits not being completed timely, we have seen them all. If your company has encountered any difficulties or is simply curious,WWW.WCAUDIT.COM
301 Moved Permanently. nginx WORKERS COMPENSATION AUDIT SPECIALISTSWORKERS COMPENSATION AUDIT FORMWORKERS COMPENSATION AUDIT DISPUTEWORKERS COMP AUDIT REPORTWORKERS COMPENSATION PAYROLL AUDITWORKERS COMP AUDIT DISPUTEWORKERS COMPENSATION AUDIT DISPUTE LETTER Visit the post for more. Audited premiums for workers compensation insurance are based on rates, payrolls, classifications, experience modifications, discounts, SOLUTIONS – WORKERS COMPENSATION AUDIT SPECIALISTSWORKERS COMPENSATION AUDIT FORMWORKERS COMP AUDIT REPORTWORKERS COMPENSATION PAYROLL AUDITWC AUDIT PROCEDURESWC AUDIT RULESWC AUDIT WORKSHEET Each business is different and therefore the range of possible errors is enormous. Whether your have been in business for 50 years or just opened, workers compensation premiums are complicated and involve many different departments within the insurance company when computing premiums. Payrolls and classifications are supposed to be verified bypremium auditors.
AUDIT FACTS
We have been performing premium audits since 1978. We understand the rules and know where to look for premium mistakes. Having audited almost every type of business, we understand the likely places overcharges occur. Whether your business needs assistance setting up the audit detail in advance for the final audit or reviewing the auditor’s worksheets CONTACT US – WORKERS COMPENSATION AUDIT SPECIALISTS Our clients include all types of businesses. Construction. Non-profits. Manufacturers. Loggers. Truckers. Social service organizations. Advertising agencies. Ocean liners. Engineers. Restaurants. Hotels. Hospitals. Nursing Homes. This is a win-win situation because we do not take up much of your time and are not compensated until after you receive your refunds from the insurancecarriers.
PAYROLL – WORKERS COMPENSATION AUDIT SPECIALISTS Payroll Exclusions Since “remuneration” (payroll), is the basis of premium for workers compensation insurance, it is important to take all the deductions you are entitled. In most states, the following items should be removed from the audit: Tips and other gratuities received by employees. Payments made by an employer: To group insurance or group pension FOUNDER – WORKERS COMPENSATION AUDIT SPECIALISTS Jim Keenan received a BS in Accounting from Bentley University and MBA from Southern New Hampshire University. He worked in the premium audit departments for two leading insurance carriers specializing in workers compensation insurance for 8 years, achieving audit management status. After leaving the corporate world in 1986, he formed an independent premium auditing firm SAVINGS – WORKERS COMPENSATION AUDIT SPECIALISTS It is important that your premiums be calculated following the rules that allow the lowest costs for your business. To accomplish this, knowledge of the Basic and Experience Rating Manual rules is essential. The rules often allow unique exceptions which vary by classification and state to state. If you are not getting aconstruction or
FEE – WORKERS COMPENSATION AUDIT SPECIALISTS There are no hidden charges or other costs. Unless you save money, we do not get paid! We normally work on a contingency basis, and are compensated based on the refunds or credits we obtain for you. After you get your refund from the insurance company, you pay us a percentage. That's it. There areWARNING SIGNS
Having been involved in premium auditing since 1978, all types of mistakes have been encountered. Ranging from payrolls being overstated, improper rates being applied, revised experience modifications, charges for subcontractors, changes in classifications, or audits not being completed timely, we have seen them all. If your company has encountered any difficulties or is simply curious,WWW.WCAUDIT.COM
301 Moved Permanently. nginx WHY US – WORKERS COMPENSATION AUDIT SPECIALISTS Experience matters. Being independent matters. Working on a contingency basis matters. When mistakes are made that cost you more than you should be paying, your business needs an advocate working in your best interests. Whether an audit dispute over classifications or subcontractors, or a collection agency pursuing you for unpaid premiums, Workers Compensation Audit Specialists WORKERS COMPENSATION AUDIT SPECIALISTSMENU
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Many errors are made by insurance carriers when calculating workers compensation premiums. Usually, they favor the insurance company. There is a high probability that your current and past premiums are overstated. The good news is that if overcharges occurred, your business is entitled to recover the overpayments going back at least three years. Premium calculations for workers compensation are complicated. Unless you are familiar with the NCCI Basic Manual Rules, mistakes dealing with classifications, payrolls, rates, experience modifications, schedule rating, construction credits, claims, and other discounts goundetected.
If you have any questions about your workers compensation premium calculations or audits, we can help. We have assisted all types of businesses in getting refunds for their overpayments. Since we work on a contingency based on the savings, there is no risk to your company. You have already paid the premiums – let us try to reduce them for you and obtain what is rightfully yours."
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_Audited premiums for workers compensation insurance are based on rates, payrolls, classifications, experience modifications, discounts, credits, and other factors which are often erroneous. Unless you are familiar with the rules and regulations used to calculate premiums, there is a good chance that your business has been overcharged. Honest mistakes and procedural errors often favor the insurancecompany. _
_We specialize in the recovery of premium overcharges made by insurance companies on current and previous policies and will show you how to minimize this expense for the future. Best of all, our fee is based on the refunds you receive from the insurance company. Norefund, no fee._
_Most clients were unaware of being overcharged!_ _Most of our clients get refunds!_ _Future savings are yours!_ _Workers Compensation Audit Specialists is a team of former insurance company executives ready to share our knowledge with you. Having achieved management level positions while working in the insurance industry, we know where to look for premium overcharges and how to get refunds processed through the system. _ _We understand underwriting and audit procedures, and will analyze the premiums from your point of view, in complete confidence. If you have been overcharged, we will get your money back for you. Insurance companies are prohibited from retaining improper premiums once they have been notified of errors, and we are skilled at identifying them._
_Many of our clients sensed something might not be right, but were not certain. They were very surprised when their insurance carriers refunded the overcharges from three years ago, and sometimes longer._ _Businesses, agents, brokers, attorneys, CPA’s, and insurance consultants have relied on us since 1986 because they realize mistakes result in higher premiums. _ _If you have been overcharged, and most of our clients have been, we will recover the overpayments for you by applying rules that the insurance carrier must abide by. Let us become a part of your cost reduction strategies._ _Home | Disclaimer| Contact Us
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