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disability.
UHONE BROKER PORTAL
Broker Service Center - Call (800) 474-4467 7440 Woodland Drive Indianapolis, IN 46278 FAX: (801) 478-5460 BUDGET-FRIENDLY INSURANCE Product availability varies by state. No individual applying for health coverage through the individual Marketplace will be discouraged from applying for benefits, turned down for coverage, or charged more premium because of health status, medical condition, mental illness claims experience, medical history, genetic information or healthdisability.
CONTACT CUSTOMER SERVICE Product availability varies by state. No individual applying for health coverage through the individual Marketplace will be discouraged from applying for benefits, turned down for coverage, or charged more premium because of health status, medical condition, mental illness claims experience, medical history, genetic information or healthdisability.
CHANGING HEALTH INSURANCE WHEN YOU MOVE Product availability varies by state. No individual applying for health coverage through the individual Marketplace will be discouraged from applying for benefits, turned down for coverage, or charged more premium because of health status, medical condition, mental illness claims experience, medical history, genetic information or healthdisability.
DENTAL PREMIER PLANS “Eye exams at every age and life stage can help keep your vision strong.” — cdc.org Centers for Disease Control and Prevention, July 2018 6 of 14 1 Vision benefit not available in MN, RI, or WA. 2 You may go outside the network, but are eligible for better discounts using network providers. CHANGING HEALTH INSURANCE AFTER A SPOUSE RETIRES Product availability varies by state. No individual applying for health coverage through the individual Marketplace will be discouraged from applying for benefits, turned down for coverage, or charged more premium because of health status, medical condition, mental illness claims experience, medical history, genetic information or healthdisability.
HOSPITAL SAFEGUARD HOSPITALIZATION INSURANCE Hospital SafeGuard These limited benefits policies are a supplement to health insurance and are not substitutes for major medical coverage. Golden Rule Insurance Company is DOWNLOAD THE CALIFORNIA LANGUAGE ASSIST NOTICE Product availability varies by state. No individual applying for health coverage through the individual Marketplace will be discouraged from applying for benefits, turned down for coverage, or charged more premium because of health status, medical condition, mental illness claims experience, medical history, genetic information or healthdisability.
SHORT TERM MEDICAL PLANS FL IL IN MI MS STATES: IN TIMES Optional Benefits > Available for additional premium. 6 of 20 Supplemental Accident Optional Benefit for All Plans Certificate Form 6-C-410 Reduce or eliminate your out-of-pocket exposure for accident-related injuries for additional premium. HEALTH INSURANCE MADE SIMPLE Product availability varies by state. No individual applying for health coverage through the individual Marketplace will be discouraged from applying for benefits, turned down for coverage, or charged more premium because of health status, medical condition, mental illness claims experience, medical history, genetic information or healthdisability.
UHONE BROKER PORTAL
Broker Service Center - Call (800) 474-4467 7440 Woodland Drive Indianapolis, IN 46278 FAX: (801) 478-5460 BUDGET-FRIENDLY INSURANCE Product availability varies by state. No individual applying for health coverage through the individual Marketplace will be discouraged from applying for benefits, turned down for coverage, or charged more premium because of health status, medical condition, mental illness claims experience, medical history, genetic information or healthdisability.
CONTACT CUSTOMER SERVICE Product availability varies by state. No individual applying for health coverage through the individual Marketplace will be discouraged from applying for benefits, turned down for coverage, or charged more premium because of health status, medical condition, mental illness claims experience, medical history, genetic information or healthdisability.
CHANGING HEALTH INSURANCE WHEN YOU MOVE Product availability varies by state. No individual applying for health coverage through the individual Marketplace will be discouraged from applying for benefits, turned down for coverage, or charged more premium because of health status, medical condition, mental illness claims experience, medical history, genetic information or healthdisability.
DENTAL PREMIER PLANS “Eye exams at every age and life stage can help keep your vision strong.” — cdc.org Centers for Disease Control and Prevention, July 2018 6 of 14 1 Vision benefit not available in MN, RI, or WA. 2 You may go outside the network, but are eligible for better discounts using network providers. CHANGING HEALTH INSURANCE AFTER A SPOUSE RETIRES Product availability varies by state. No individual applying for health coverage through the individual Marketplace will be discouraged from applying for benefits, turned down for coverage, or charged more premium because of health status, medical condition, mental illness claims experience, medical history, genetic information or healthdisability.
HOSPITAL SAFEGUARD HOSPITALIZATION INSURANCE Hospital SafeGuard These limited benefits policies are a supplement to health insurance and are not substitutes for major medical coverage. Golden Rule Insurance Company is DOWNLOAD THE CALIFORNIA LANGUAGE ASSIST NOTICE Product availability varies by state. No individual applying for health coverage through the individual Marketplace will be discouraged from applying for benefits, turned down for coverage, or charged more premium because of health status, medical condition, mental illness claims experience, medical history, genetic information or healthdisability.
SHORT TERM MEDICAL PLANS FL IL IN MI MS STATES: IN TIMES Optional Benefits > Available for additional premium. 6 of 20 Supplemental Accident Optional Benefit for All Plans Certificate Form 6-C-410 Reduce or eliminate your out-of-pocket exposure for accident-related injuries for additional premium.UHONE BROKER PORTAL
Broker Service Center - Call (800) 474-4467 7440 Woodland Drive Indianapolis, IN 46278 FAX: (801) 478-5460 RESOURCES FOR MEMBERS Product availability varies by state. No individual applying for health coverage through the individual Marketplace will be discouraged from applying for benefits, turned down for coverage, or charged more premium because of health status, medical condition, mental illness claims experience, medical history, genetic information or healthdisability.
CONTACT CUSTOMER SERVICE Product availability varies by state. No individual applying for health coverage through the individual Marketplace will be discouraged from applying for benefits, turned down for coverage, or charged more premium because of health status, medical condition, mental illness claims experience, medical history, genetic information or healthdisability.
DENTAL GEN PLANS
Gen Saver 1,2 Designed to offer immediate coverage4 for preventive, basic, and major services along with a hearing benefit at our lowest premium. Plan availability varies by state. CHANGING HEALTH INSURANCE AFTER A DIVORCE Finding Strength in Independence. You may not be focused on your health insurance coverage right now. We get that. But here’s something you should know: Losing your ACA-compliant health care coverage because of a divorce is a qualifying event (for the spouse losing coverage) that opens up a special enrollment period when you can purchase your own health insurance plan. UNITEDHEALTHONE BROKER PORTAL Broker Service Center - Call (800) 474-4467 7440 Woodland Drive Indianapolis, IN 46278 FAX: (801) 478-5460 SHORT TERM MEDICAL PLANS Highlights of Network Covered Expenses Choose a plan. You have several choices. Choose a term. 1 2 This is your length of coverage. Short Term Medical can “bridge the gaps” in health insurance coverage. HEALTH PROTECTORGUARD 5 of 20 SURGICAL BENEFITS Choice Select Preferred Premier Tier 1 Surgeries for major organ/tissue failure transplants payable once per each of the following major organ types per covered person’s lifetime: liver, heart, lung, kidney, pancreas, bone marrow, stem cell, or small intestine. NEVADA HEALTH INSURANCE A Short Term Medical plan can be a fast, flexible insurance solution until you find long-term coverage, like if you’re between jobs, are a new college graduate, have retired early, or are experiencing other life events that leave you needing health insurance. ACCIDENT EXPENSEGUARD ACCIDENT INSURANCE This product provides limited benefits. This is an Accident policy that includes Accidental Death & Dismemberment benefits. This is a supplement to health insurance and is not a substitute for majormedical coverage.
HEALTH INSURANCE MADE SIMPLE Product availability varies by state. No individual applying for health coverage through the individual Marketplace will be discouraged from applying for benefits, turned down for coverage, or charged more premium because of health status, medical condition, mental illness claims experience, medical history, genetic information or healthdisability.
UHONE BROKER PORTAL
Broker Service Center - Call (800) 474-4467 7440 Woodland Drive Indianapolis, IN 46278 FAX: (801) 478-5460 CONTACT CUSTOMER SERVICE Product availability varies by state. No individual applying for health coverage through the individual Marketplace will be discouraged from applying for benefits, turned down for coverage, or charged more premium because of health status, medical condition, mental illness claims experience, medical history, genetic information or healthdisability.
BUDGET-FRIENDLY INSURANCE Product availability varies by state. No individual applying for health coverage through the individual Marketplace will be discouraged from applying for benefits, turned down for coverage, or charged more premium because of health status, medical condition, mental illness claims experience, medical history, genetic information or healthdisability.
ARIZONA HEALTH INSURANCE A Short Term Medical plan can be a fast, flexible insurance solution until you find long-term coverage, like if you’re between jobs, are a new college graduate, have retired early, or are experiencing other life events that leave you needing health insurance. DENTAL PREMIER PLANS “Eye exams at every age and life stage can help keep your vision strong.” — cdc.org Centers for Disease Control and Prevention, July 2018 6 of 14 1 Vision benefit not available in MN, RI, or WA. 2 You may go outside the network, but are eligible for better discounts using network providers. CHANGING HEALTH INSURANCE AFTER A SPOUSE RETIRES Product availability varies by state. No individual applying for health coverage through the individual Marketplace will be discouraged from applying for benefits, turned down for coverage, or charged more premium because of health status, medical condition, mental illness claims experience, medical history, genetic information or healthdisability.
DENTAL GEN PLANS
6 of 15 In 2015, over 90% of Medicare beneficiaries aged 65+ reported using eyeglasses.by Spectera Eyecare Networks. — gov . nnlmih ncbi. . 2015 US National Health and HOSPITAL SAFEGUARD HOSPITALIZATION INSURANCE Hospital SafeGuard These limited benefits policies are a supplement to health insurance and are not substitutes for major medical coverage. Golden Rule Insurance Company is ACCIDENT EXPENSEGUARD ACCIDENT INSURANCE This product provides limited benefits. This is an Accident policy that includes Accidental Death & Dismemberment benefits. This is a supplement to health insurance and is not a substitute for majormedical coverage.
HEALTH INSURANCE MADE SIMPLE Product availability varies by state. No individual applying for health coverage through the individual Marketplace will be discouraged from applying for benefits, turned down for coverage, or charged more premium because of health status, medical condition, mental illness claims experience, medical history, genetic information or healthdisability.
UHONE BROKER PORTAL
Broker Service Center - Call (800) 474-4467 7440 Woodland Drive Indianapolis, IN 46278 FAX: (801) 478-5460 CONTACT CUSTOMER SERVICE Product availability varies by state. No individual applying for health coverage through the individual Marketplace will be discouraged from applying for benefits, turned down for coverage, or charged more premium because of health status, medical condition, mental illness claims experience, medical history, genetic information or healthdisability.
BUDGET-FRIENDLY INSURANCE Product availability varies by state. No individual applying for health coverage through the individual Marketplace will be discouraged from applying for benefits, turned down for coverage, or charged more premium because of health status, medical condition, mental illness claims experience, medical history, genetic information or healthdisability.
ARIZONA HEALTH INSURANCE A Short Term Medical plan can be a fast, flexible insurance solution until you find long-term coverage, like if you’re between jobs, are a new college graduate, have retired early, or are experiencing other life events that leave you needing health insurance. DENTAL PREMIER PLANS “Eye exams at every age and life stage can help keep your vision strong.” — cdc.org Centers for Disease Control and Prevention, July 2018 6 of 14 1 Vision benefit not available in MN, RI, or WA. 2 You may go outside the network, but are eligible for better discounts using network providers. CHANGING HEALTH INSURANCE AFTER A SPOUSE RETIRES Product availability varies by state. No individual applying for health coverage through the individual Marketplace will be discouraged from applying for benefits, turned down for coverage, or charged more premium because of health status, medical condition, mental illness claims experience, medical history, genetic information or healthdisability.
DENTAL GEN PLANS
6 of 15 In 2015, over 90% of Medicare beneficiaries aged 65+ reported using eyeglasses.by Spectera Eyecare Networks. — gov . nnlmih ncbi. . 2015 US National Health and HOSPITAL SAFEGUARD HOSPITALIZATION INSURANCE Hospital SafeGuard These limited benefits policies are a supplement to health insurance and are not substitutes for major medical coverage. Golden Rule Insurance Company is ACCIDENT EXPENSEGUARD ACCIDENT INSURANCE This product provides limited benefits. This is an Accident policy that includes Accidental Death & Dismemberment benefits. This is a supplement to health insurance and is not a substitute for majormedical coverage.
UHONE BROKER PORTAL
Broker Service Center - Call (800) 474-4467 7440 Woodland Drive Indianapolis, IN 46278 FAX: (801) 478-5460 RESOURCES FOR MEMBERS Product availability varies by state. No individual applying for health coverage through the individual Marketplace will be discouraged from applying for benefits, turned down for coverage, or charged more premium because of health status, medical condition, mental illness claims experience, medical history, genetic information or healthdisability.
CONTACT CUSTOMER SERVICE Product availability varies by state. No individual applying for health coverage through the individual Marketplace will be discouraged from applying for benefits, turned down for coverage, or charged more premium because of health status, medical condition, mental illness claims experience, medical history, genetic information or healthdisability.
INSURANCE FOR PRESCRIPTION DRUGS Find information about prescription drug pricing and medications that are covered with plans from Golden Rule Insurance Company or OxfordHealth Insurance.
UNITEDHEALTHONE BROKER PORTAL Broker Service Center - Call (800) 474-4467 7440 Woodland Drive Indianapolis, IN 46278 FAX: (801) 478-5460 CHANGING HEALTH INSURANCE AFTER COBRA ENDS Product availability varies by state. No individual applying for health coverage through the individual Marketplace will be discouraged from applying for benefits, turned down for coverage, or charged more premium because of health status, medical condition, mental illness claims experience, medical history, genetic information or healthdisability.
HOSPITAL SAFEGUARD HOSPITALIZATION INSURANCE Hospital SafeGuard These limited benefits policies are a supplement to health insurance and are not substitutes for major medical coverage. Golden Rule Insurance Company is CHANGING HEALTH INSURANCE AFTER A DIVORCE Finding Strength in Independence. You may not be focused on your health insurance coverage right now. We get that. But here’s something you should know: Losing your ACA-compliant health care coverage because of a divorce is a qualifying event (for the spouse losing coverage) that opens up a special enrollment period when you can purchase your own health insurance plan. SHORT TERM MEDICAL PLANS Highlights of Network Covered Expenses Choose a plan. You have several choices. Choose a term. 1 2 This is your length of coverage. Short Term Medical can “bridge the gaps” in health insurance coverage. HEALTH PROTECTORGUARD this product provides limited benefits. health protectorguard is a supplement to health insurance and is not a substitute for the minimum essential coverage required by the affordable HEALTH INSURANCE MADE SIMPLE TriTerm Medical Insurance is a short-term health insurance plan designed to last for nearly 3 years, 3 with preventive, doctor office visit, Rx coverage and more. TriTerm is available in select states. More Details. Preexisting conditions covered after 1st term. Preventive care/Rx drugs covered on most plans.UHONE BROKER PORTAL
Broker Service Center - Call (800) 474-4467 7440 Woodland Drive Indianapolis, IN 46278 FAX: (801) 478-5460 UNITEDHEALTHONE BROKER PORTAL Broker Service Center - Call (800) 474-4467 7440 Woodland Drive Indianapolis, IN 46278 FAX: (801) 478-5460 CHANGING HEALTH INSURANCE AFTER COBRA ENDS Here’s the good news: Rolling off of COBRA coverage is a qualifying event that opens a special enrollment period for you to purchase your own health coverage. And you’ll have more options, flexibility and control of your health plan outside of COBRA with an individual health insurance plan. So now you get to call the shots, and we can guide DOWNLOAD THE CALIFORNIA LANGUAGE ASSIST NOTICE Product availability varies by state. No individual applying for health coverage through the individual Marketplace will be discouraged from applying for benefits, turned down for coverage, or charged more premium because of health status, medical condition, mental illness claims experience, medical history, genetic information or healthdisability.
SHORT TERM MEDICAL PLANS Highlights of Network Covered Expenses Choose a plan. You have several choices. Choose a term. 1 2 This is your length of coverage. Short Term Medical can “bridge the gaps” in health insurance coverage.DENTAL GEN PLANS
6 of 15 In 2015, over 90% of Medicare beneficiaries aged 65+ reported using eyeglasses.by Spectera Eyecare Networks. — gov . nnlmih ncbi. . 2015 US National Health and DENTAL PREMIER PLANS “Eye exams at every age and life stage can help keep your vision strong.” — cdc.org Centers for Disease Control and Prevention, July 2018 6 of 14 1 Vision benefit not available in MN, RI, or WA. 2 You may go outside the network, but are eligible for better discounts using network providers. SUMMARY OF BENEFITS AND COVERAGE: WHAT THIS PLAN COVERS Page 1 of 6 SBC-NJ-SL-CP80-42R1 Summary of Benefits and Coverage: What this Plan Covers & What You Pay for Covered Services Coverage Period: 01/01/2021 – 12/31/2021 Silver Copay Select 80: Oxford Health Insurance, Inc. Coverage for: Individual + Family | Plan Type: EPO HOSPITAL SAFEGUARD HOSPITALIZATION INSURANCE Hospital SafeGuard These limited benefits policies are a supplement to health insurance and are not substitutes for major medical coverage. Golden Rule Insurance Company is HEALTH INSURANCE MADE SIMPLE TriTerm Medical Insurance is a short-term health insurance plan designed to last for nearly 3 years, 3 with preventive, doctor office visit, Rx coverage and more. TriTerm is available in select states. More Details. Preexisting conditions covered after 1st term. Preventive care/Rx drugs covered on most plans.UHONE BROKER PORTAL
Broker Service Center - Call (800) 474-4467 7440 Woodland Drive Indianapolis, IN 46278 FAX: (801) 478-5460 UNITEDHEALTHONE BROKER PORTAL Broker Service Center - Call (800) 474-4467 7440 Woodland Drive Indianapolis, IN 46278 FAX: (801) 478-5460 CHANGING HEALTH INSURANCE AFTER COBRA ENDS Here’s the good news: Rolling off of COBRA coverage is a qualifying event that opens a special enrollment period for you to purchase your own health coverage. And you’ll have more options, flexibility and control of your health plan outside of COBRA with an individual health insurance plan. So now you get to call the shots, and we can guide DOWNLOAD THE CALIFORNIA LANGUAGE ASSIST NOTICE Product availability varies by state. No individual applying for health coverage through the individual Marketplace will be discouraged from applying for benefits, turned down for coverage, or charged more premium because of health status, medical condition, mental illness claims experience, medical history, genetic information or healthdisability.
SHORT TERM MEDICAL PLANS Highlights of Network Covered Expenses Choose a plan. You have several choices. Choose a term. 1 2 This is your length of coverage. Short Term Medical can “bridge the gaps” in health insurance coverage.DENTAL GEN PLANS
6 of 15 In 2015, over 90% of Medicare beneficiaries aged 65+ reported using eyeglasses.by Spectera Eyecare Networks. — gov . nnlmih ncbi. . 2015 US National Health and DENTAL PREMIER PLANS “Eye exams at every age and life stage can help keep your vision strong.” — cdc.org Centers for Disease Control and Prevention, July 2018 6 of 14 1 Vision benefit not available in MN, RI, or WA. 2 You may go outside the network, but are eligible for better discounts using network providers. SUMMARY OF BENEFITS AND COVERAGE: WHAT THIS PLAN COVERS Page 1 of 6 SBC-NJ-SL-CP80-42R1 Summary of Benefits and Coverage: What this Plan Covers & What You Pay for Covered Services Coverage Period: 01/01/2021 – 12/31/2021 Silver Copay Select 80: Oxford Health Insurance, Inc. Coverage for: Individual + Family | Plan Type: EPO HOSPITAL SAFEGUARD HOSPITALIZATION INSURANCE Hospital SafeGuard These limited benefits policies are a supplement to health insurance and are not substitutes for major medical coverage. Golden Rule Insurance Company is RESOURCES FOR MEMBERS Product availability varies by state. No individual applying for health coverage through the individual Marketplace will be discouraged from applying for benefits, turned down for coverage, or charged more premium because of health status, medical condition, mental illness claims experience, medical history, genetic information or healthdisability.
CONTACT CUSTOMER SERVICE If you're looking for product support online, the Member Portals page has links to web portals for many of the products available on UHOne.com. Once registered on the member portal, you can. Send secure messages (exclusive to MyUHOne.com portal) And more! If you still have questions, call 1-800-657-8205 during our customer service hours. BUDGET-FRIENDLY INSURANCE Coinsurance is the share you pay of covered medical expenses after you've met your deductible. So if your coinsurance is 30%, after you meet your deductible, you would pay $30 of every $100 of any covered expenses. The insurance plan pays the remainder, so in this example 70% or $70 of every $100 of any covered expense. INSURANCE FOR PRESCRIPTION DRUGS Additionally, the Choice Plus, Primary Preferred, Select Preferred, and Premier Plus plans include a fixed benefit for a set number of prescription fills per person, per calendar year. The plan includes benefits for both brand name and generic drugs, with copays varying depending on which plan you have. CHANGING HEALTH INSURANCE AFTER A SPOUSE RETIRES Product availability varies by state. No individual applying for health coverage through the individual Marketplace will be discouraged from applying for benefits, turned down for coverage, or charged more premium because of health status, medical condition, mental illness claims experience, medical history, genetic information or healthdisability.
ARIZONA HEALTH INSURANCE For Medicare plan options, call 1-844-744-4339 TTY 711. Accident, Critical Illness, Dental, Hospital & Doctor Fixed Indemnity, Hospital Indemnity, Short Term, Term Life, TriTerm Medical, and Vision insurance plans are underwritten by Golden Rule Insurance Company. Some insurance plans are subject to health underwriting, and do notcover
SHORT TERM MEDICAL PLANS Highlights of Network Covered Expenses Choose a plan. You have several choices. Choose a term. 1 2 This is your length of coverage. Short Term Medical can “bridge the gaps” in health insurance coverage. HEALTH PROTECTORGUARD 5 of 20 SURGICAL BENEFITS Choice Select Preferred Premier Tier 1 Surgeries for major organ/tissue failure transplants payable once per each of the following major organ types per covered person’s lifetime: liver, heart, lung, kidney, pancreas, bone marrow, stem cell, or small intestine.ACCIDENT SAFEGUARD
Highlights of Benefits Choose a maximum benefit level Accidental Death1 (within 30 days resulting from accidental injury) Plan A: $25,000 Plan B: $50,000 Plan C: $100,000 Accidental Dismemberment (dismemberment within 30 days of accident) 5% to 100% of Accidental Death Benefit Accidental Injuries (treatment within 30 days of accident) Accident SafeGuard pays you: ACCIDENT EXPENSEGUARD ACCIDENT INSURANCE A prosthetic limb starts at $3,000 for an arm and $5,000 for a leg. — www.disabled-world.comAll benefits are paid to the insured or beneficiary. Disabled World, Published May 2009 Updated March 2017 AD&D Example $7,500 Benefit Level HEALTH INSURANCE MADE SIMPLE TriTerm Medical Insurance is a short-term health insurance plan designed to last for nearly 3 years, 3 with preventive, doctor office visit, Rx coverage and more. TriTerm is available in select states. More Details. Preexisting conditions covered after 1st term. Preventive care/Rx drugs covered on most plans. RESOURCES FOR MEMBERS Product availability varies by state. No individual applying for health coverage through the individual Marketplace will be discouraged from applying for benefits, turned down for coverage, or charged more premium because of health status, medical condition, mental illness claims experience, medical history, genetic information or healthdisability.
UHONE BROKER PORTAL
Broker Service Center - Call (800) 474-4467 7440 Woodland Drive Indianapolis, IN 46278 FAX: (801) 478-5460 CONTACT CUSTOMER SERVICE If you're looking for product support online, the Member Portals page has links to web portals for many of the products available on UHOne.com. Once registered on the member portal, you can. Send secure messages (exclusive to MyUHOne.com portal) And more! If you still have questions, call 1-800-657-8205 during our customer service hours. FIND A DOCTOR OR DENTIST Florida:. For Florida Residents, Legislation Effective 7/1/2004: Direction on appropriate utilization of emergency services and alternative urgent care services.Choosing the Right Health Care Setting: Emergency Rooms: When you or a loved one is hurt, you want the best care.Deciding where to BUDGET-FRIENDLY INSURANCE Coinsurance is the share you pay of covered medical expenses after you've met your deductible. So if your coinsurance is 30%, after you meet your deductible, you would pay $30 of every $100 of any covered expenses. The insurance plan pays the remainder, so in this example 70% or $70 of every $100 of any covered expense. UNITEDHEALTHONE BROKER PORTAL Broker Service Center - Call (800) 474-4467 7440 Woodland Drive Indianapolis, IN 46278 FAX: (801) 478-5460 WHAT ARE THE FEATURES OF FIXED INDEMNITY PLANSWHAT IS AN INDEMNITY HEALTH CARE PLANWHAT IS INDEMNITY INSURANCE COVERAGE For that unexpected hospital stay -- Hospitalization features. Increasing benefits — For every year up to the fifth year you keep your fixed indemnity plan, your benefit for injury-related hospitalization increases 25%. 2 That's more benefits available for you just for keeping DENTAL PREMIER PLANS “Eye exams at every age and life stage can help keep your vision strong.” — cdc.org Centers for Disease Control and Prevention, July 2018 6 of 14 1 Vision benefit not available in MN, RI, or WA. 2 You may go outside the network, but are eligible for better discounts using network providers. ARIZONA HEALTH INSURANCE For Medicare plan options, call 1-844-744-4339 TTY 711. Accident, Critical Illness, Dental, Hospital & Doctor Fixed Indemnity, Hospital Indemnity, Short Term, Term Life, TriTerm Medical, and Vision insurance plans are underwritten by Golden Rule Insurance Company. Some insurance plans are subject to health underwriting, and do notcover
HEALTH INSURANCE MADE SIMPLE TriTerm Medical Insurance is a short-term health insurance plan designed to last for nearly 3 years, 3 with preventive, doctor office visit, Rx coverage and more. TriTerm is available in select states. More Details. Preexisting conditions covered after 1st term. Preventive care/Rx drugs covered on most plans. RESOURCES FOR MEMBERS Product availability varies by state. No individual applying for health coverage through the individual Marketplace will be discouraged from applying for benefits, turned down for coverage, or charged more premium because of health status, medical condition, mental illness claims experience, medical history, genetic information or healthdisability.
UHONE BROKER PORTAL
Broker Service Center - Call (800) 474-4467 7440 Woodland Drive Indianapolis, IN 46278 FAX: (801) 478-5460 CONTACT CUSTOMER SERVICE If you're looking for product support online, the Member Portals page has links to web portals for many of the products available on UHOne.com. Once registered on the member portal, you can. Send secure messages (exclusive to MyUHOne.com portal) And more! If you still have questions, call 1-800-657-8205 during our customer service hours. FIND A DOCTOR OR DENTIST Florida:. For Florida Residents, Legislation Effective 7/1/2004: Direction on appropriate utilization of emergency services and alternative urgent care services.Choosing the Right Health Care Setting: Emergency Rooms: When you or a loved one is hurt, you want the best care.Deciding where to BUDGET-FRIENDLY INSURANCE Coinsurance is the share you pay of covered medical expenses after you've met your deductible. So if your coinsurance is 30%, after you meet your deductible, you would pay $30 of every $100 of any covered expenses. The insurance plan pays the remainder, so in this example 70% or $70 of every $100 of any covered expense. UNITEDHEALTHONE BROKER PORTAL Broker Service Center - Call (800) 474-4467 7440 Woodland Drive Indianapolis, IN 46278 FAX: (801) 478-5460 WHAT ARE THE FEATURES OF FIXED INDEMNITY PLANSWHAT IS AN INDEMNITY HEALTH CARE PLANWHAT IS INDEMNITY INSURANCE COVERAGE For that unexpected hospital stay -- Hospitalization features. Increasing benefits — For every year up to the fifth year you keep your fixed indemnity plan, your benefit for injury-related hospitalization increases 25%. 2 That's more benefits available for you just for keeping DENTAL PREMIER PLANS “Eye exams at every age and life stage can help keep your vision strong.” — cdc.org Centers for Disease Control and Prevention, July 2018 6 of 14 1 Vision benefit not available in MN, RI, or WA. 2 You may go outside the network, but are eligible for better discounts using network providers. ARIZONA HEALTH INSURANCE For Medicare plan options, call 1-844-744-4339 TTY 711. Accident, Critical Illness, Dental, Hospital & Doctor Fixed Indemnity, Hospital Indemnity, Short Term, Term Life, TriTerm Medical, and Vision insurance plans are underwritten by Golden Rule Insurance Company. Some insurance plans are subject to health underwriting, and do notcover
CONTACT CUSTOMER SERVICE If you're looking for product support online, the Member Portals page has links to web portals for many of the products available on UHOne.com. Once registered on the member portal, you can. Send secure messages (exclusive to MyUHOne.com portal) And more! If you still have questions, call 1-800-657-8205 during our customer service hours.DEFAULT
Skip to main content Skip to footer. Back to top UNITEDHEALTHONE BROKER PORTAL Broker Service Center - Call (800) 474-4467 7440 Woodland Drive Indianapolis, IN 46278 FAX: (801) 478-5460 INSURANCE FOR PRESCRIPTION DRUGS Additionally, the Choice Plus, Primary Preferred, Select Preferred, and Premier Plus plans include a fixed benefit for a set number of prescription fills per person, per calendar year. The plan includes benefits for both brand name and generic drugs, with copays varying depending on which plan you have. UNITEDHEALTHONE BROKER PORTAL Pays cash to your client, fixed amounts, based on accident and services as a result of the accident. Benefit amounts range from $1,000 - $12,500. Includes AD&D and Critical Illness benefit. Single Bill - Premium paid with Short Term plan premium. Separate premium, but if the Short Term plan ends, this plan will continue as long aspremium is paid.
CHANGING HEALTH INSURANCE AFTER COBRA ENDS Here’s the good news: Rolling off of COBRA coverage is a qualifying event that opens a special enrollment period for you to purchase your own health coverage. And you’ll have more options, flexibility and control of your health plan outside of COBRA with an individual health insurance plan. So now you get to call the shots, and we can guide CHANGING HEALTH INSURANCE AFTER A SPOUSE RETIRES Product availability varies by state. No individual applying for health coverage through the individual Marketplace will be discouraged from applying for benefits, turned down for coverage, or charged more premium because of health status, medical condition, mental illness claims experience, medical history, genetic information or healthdisability.
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Broker Service Center - Call (800) 474-4467 7440 Woodland Drive Indianapolis, IN 46278 FAX: (801) 478-5460 HEALTH PROTECTORGUARD 5 of 20 SURGICAL BENEFITS Choice Select Preferred Premier Tier 1 Surgeries for major organ/tissue failure transplants payable once per each of the following major organ types per covered person’s lifetime: liver, heart, lung, kidney, pancreas, bone marrow, stem cell, or small intestine. NATIONAL CONTRACTED FACILITY/VENDORS 5 Provider(s) Phone Number Website Laboratory - Clinical, pathology and genetic testing ARUP Labs 1-800-522-2787 www.aruplab.com BioReference Laboratories 1-800-229-5227 www.bioreference.com Skip to main contentMenu
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SPEAK TO A LIVE LICENSED AGENT: Click to Call 1-800-273-8115 Representatives available 8:00 a.m. - 10:00 p.m. ET, M-TH 8:00 a.m. - 8:00 p.m. ET, F Click to Call Member Services Click to Call Broker Services Insurance for Individuals & Families HEALTH INSURANCE * Short Term Medical* TriTerm Medical
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FIND HEALTH INSURANCE, HELP FOR OUT-OF-POCKET MEDICAL COSTS, DENTALINSURANCE AND MORE.
Accident Insurance
Underwritten by Golden Rule Insurance Company -------------------------Starting at
$9.52/MO
Benefits, Exclusions & Limitations (pdf) Sample rate is monthly premium for a Accident SafeGuard Plan A plan for unmarried female 24, non-smoker, ZIP code 33772.See My Price
Critical Illness
Underwritten by Golden Rule Insurance Company -------------------------Starting at
$6.67/MO1
Benefits, Exclusions & Limitations (pdf) Sample rate is monthly premium for a Critical Illness Insurance plan for unmarried female 24, non-smoker, ZIP code 33772.See My Price
Supplemental Indemnity Underwritten by Golden Rule Insurance Company -------------------------Starting at
$8.10/MO
Benefits, Exclusions & Limitations (pdf) Sample rate is monthly premium for a Hospital SafeGuard Plan A plan for unmarried female 24, non-smoker, ZIP code 33772.See My Price
Term Life
Underwritten by Golden Rule Insurance Company -------------------------Starting at
$5.83/MO
Benefits, Exclusions & Limitations (pdf) Sample rate is monthly premium for a Term Life SafeGuard plan for unmarried female 24, non-smoker, ZIP code 33772.See My Price
Short Term Medical
Underwritten by Golden Rule Insurance Company -------------------------Starting at
$37.68/MOF50
Benefits, Exclusions & Limitations (pdf) Sample rate is base monthly premium only for a Hospital & Surgical for unmarried female 24, non-smoker, ZIP code 33772, $15,000 deductible,50/50 coinsurance.
See My Price
TriTerm Medical
Underwritten by Golden Rule Insurance Company -------------------------Starting at
$97.13/MOF51
Benefits, Exclusions & Limitations (pdf) Sample rate is base monthly premium only for a Hospital & Surgical for unmarried, non-smoking female, age 24, ZIP code 33772, $15,000 deductible, 50/50 coinsurance.See My Price
Medicare
UnitedHealthcare Medicare Advantage Plans -------------------------Starting at
$0/MO
(You must continue to pay your Medicare Part B premium.) 1-844-731-6094, TTY 711View Plans
Health ProtectorGuard Underwritten by Golden Rule Insurance Company -------------------------Starting at
$72.24/MOF52
Benefits, Exclusions & Limitations (pdf) Sample rate is base monthly premium only for a HPG Choice 1 for unmarried, non-smoking female, age 24.See My Price
Dental
Underwritten by Golden Rule Insurance Company -------------------------Starting at
$20.11/MOF53
Benefits, Exclusions & Limitations (pdf) Sample rate is monthly premium for a Essential Dental plan for unmarried female 24, non-smoker, ZIP code 33772.See My Price
Vision
Underwritten by Golden Rule Insurance Company -------------------------Starting at
$10.40/MO
Benefits, Exclusions & Limitations (pdf) Sample rate is monthly premium for a Vision - Plan A plan for unmarried female 24, non-smoker, ZIP code 33772.See My Price
Telehealth
HealthiestYou
-------------------------Membership for
$20.00/MO
Benefits, Exclusions & Limitations (pdf)See My Price
Accident ProGuard
Underwritten by Golden Rule Insurance Company -------------------------Starting at
$19.85/MOF54
Benefits, Exclusions & Limitations (pdf) Sample rate is monthly premium for a Accident ProGap plan for unmarried female 24, non-smoker, ZIP code 33772.See My Price
Accident Insurance
Underwritten by Golden Rule Insurance Company -------------------------Starting at
$9.52/MO
Benefits, Exclusions & Limitations (pdf) Sample rate is monthly premium for a Accident SafeGuard Plan A plan for unmarried female 24, non-smoker, ZIP code 33772.See My Price
Critical Illness
Underwritten by Golden Rule Insurance Company -------------------------Starting at
$6.67/MO1
Benefits, Exclusions & Limitations (pdf) Sample rate is monthly premium for a Critical Illness Insurance plan for unmarried female 24, non-smoker, ZIP code 33772.See My Price
Supplemental Indemnity Underwritten by Golden Rule Insurance Company -------------------------Starting at
$8.10/MO
Benefits, Exclusions & Limitations (pdf) Sample rate is monthly premium for a Hospital SafeGuard Plan A plan for unmarried female 24, non-smoker, ZIP code 33772.See My Price
Term Life
Underwritten by Golden Rule Insurance Company -------------------------Starting at
$5.83/MO
Benefits, Exclusions & Limitations (pdf) Sample rate is monthly premium for a Term Life SafeGuard plan for unmarried female 24, non-smoker, ZIP code 33772.See My Price
Short Term Medical
Underwritten by Golden Rule Insurance Company -------------------------Starting at
$37.68/MOF50
Benefits, Exclusions & Limitations (pdf) Sample rate is base monthly premium only for a Hospital & Surgical for unmarried female 24, non-smoker, ZIP code 33772, $15,000 deductible,50/50 coinsurance.
See My Price
TriTerm Medical
Underwritten by Golden Rule Insurance Company -------------------------Starting at
$97.13/MOF51
Benefits, Exclusions & Limitations (pdf) Sample rate is base monthly premium only for a Hospital & Surgical for unmarried, non-smoking female, age 24, ZIP code 33772, $15,000 deductible, 50/50 coinsurance.See My Price
Medicare
UnitedHealthcare Medicare Advantage Plans -------------------------Starting at
$0/MO
(You must continue to pay your Medicare Part B premium.) 1-844-731-6094, TTY 711View Plans
Health ProtectorGuard Underwritten by Golden Rule Insurance Company -------------------------Starting at
$72.24/MOF52
Benefits, Exclusions & Limitations (pdf) Sample rate is base monthly premium only for a HPG Choice 1 for unmarried, non-smoking female, age 24.See My Price
Dental
Underwritten by Golden Rule Insurance Company -------------------------Starting at
$20.11/MOF53
Benefits, Exclusions & Limitations (pdf) Sample rate is monthly premium for a Essential Dental plan for unmarried female 24, non-smoker, ZIP code 33772.See My Price
Vision
Underwritten by Golden Rule Insurance Company -------------------------Starting at
$10.40/MO
Benefits, Exclusions & Limitations (pdf) Sample rate is monthly premium for a Vision - Plan A plan for unmarried female 24, non-smoker, ZIP code 33772.See My Price
Telehealth
HealthiestYou
-------------------------Membership for
$20.00/MO
Benefits, Exclusions & Limitations (pdf)See My Price
Accident ProGuard
Underwritten by Golden Rule Insurance Company -------------------------Starting at
$19.85/MOF54
Benefits, Exclusions & Limitations (pdf) Sample rate is monthly premium for a Accident ProGap plan for unmarried female 24, non-smoker, ZIP code 33772.See My Price
Accident Insurance
Underwritten by Golden Rule Insurance Company -------------------------Starting at
$9.52/MO
Benefits, Exclusions & Limitations (pdf) Sample rate is monthly premium for a Accident SafeGuard Plan A plan for unmarried female 24, non-smoker, ZIP code 33772.See My Price
Critical Illness
Underwritten by Golden Rule Insurance Company -------------------------Starting at
$6.67/MO1
Benefits, Exclusions & Limitations (pdf) Sample rate is monthly premium for a Critical Illness Insurance plan for unmarried female 24, non-smoker, ZIP code 33772.See My Price
Supplemental Indemnity Underwritten by Golden Rule Insurance Company -------------------------Starting at
$8.10/MO
Benefits, Exclusions & Limitations (pdf) Sample rate is monthly premium for a Hospital SafeGuard Plan A plan for unmarried female 24, non-smoker, ZIP code 33772.See My Price
Term Life
Underwritten by Golden Rule Insurance Company -------------------------Starting at
$5.83/MO
Benefits, Exclusions & Limitations (pdf) Sample rate is monthly premium for a Term Life SafeGuard plan for unmarried female 24, non-smoker, ZIP code 33772. See My Price PreviousSlideNext Slide
STAY COVERED IN THE MEAN TIME WITH A SHORT TERM HEALTH INSURANCE. Short Term Medical InsuranceF50 is a budget-friendly health plan for a limited time to help you stay covered when you’re between other health insurance solutions.More Details
* Preventive care on most plans * Rx drugs covered on most plans * Copay plans available TRITERM MEDICAL INSURANCEF51 COULD HELP YOU STAY COVERED LONGER. TriTerm Medical Insurance is a short-term health insurance plan designed to last for nearly 3 years,F51 with preventive, doctor office visit, Rx coverage and more. TriTerm is available in select states.More Details
* Preexisting conditions covered after 1st term * Preventive care/Rx drugs covered on most plans * Copay plans available MOVE TO MEDICARE WITH EXPERT HELP IN YOUR CORNER. Changing to Medicare for health insurance is full of choices. We'll walk you through what's available in your state and county.More Details
* Multiple Medicare plans available * Licensed help to shop and apply * Callbacks when it's convenient for you LET HEALTH PROTECTORGUARDF52 HELP YOU DEAL WITH A HIGH DEDUCTIBLE. Health ProtectorGuard fixed indemnity insurance pays a set cash for covered medical services and helps pay what major medical insurancemight not.
More Details
* Paid per service no matter where you get care * Paid regardless of other insurance * No out-of-pocket deductibles COVER COMMON DENTAL CARE SERVICES WITH DENTAL INSURANCEF53. From cleanings to root canals, our dental insurance offers plans to help with expenses most health plans don't cover.More Details
* Plans for the whole family * No waiting period or deductible for preventive care * Several plan, pricing and benefit levels PLAN FOR ONGOING VISION CARE WITH VISION INSURANCE. Vision insurance helps with routine eye care expenses, with benefits for eye exams and the costs of glasses or contacts.More Details
* Plans for whole family * No waiting periods * $10 copay exams with network providers HEALTHIESTYOU BY TELADOC HEALTH HELPS YOU GET THE TREATMENT YOU NEEDWHEN YOU NEED IT
The HealthiestYou telemedicine app lets you get checked out for common illnesses by doctors right on your phone 24/7/365.More Details
* Save time & money over doctor office visits * Avoid waiting rooms * No consult fee or time limit for calls USE ACCIDENT INSURANCE TO PLAN FOR UNEXPECTED MEDICAL COSTS. Plans like Accident ProGuardF54 combine accident, critical illness and accidental death benefits to help cover life's surprise medical costs.More Details
* Cash benefits paid directly to you * Multiple plan options * Pair with major medical to help with deductibles HELP PREPARE FOR THE UNEXPECTED WITH ACCIDENT SAFEGUARD ACCIDENTINSURANCE
Accident Safeguard helps pay for expenses from accidents that your main health insurance may not cover.More Details
* Pays fixed amounts per covered injuries & services * Accidental death & dismemberment coverage included * No networks for where to get care CRITICAL ILLNESS INSURANCE1 HELPS KEEP THE FOCUS ON GETTING WELL NOTPAYING BILLS.
Critical Illness insurance can help your finances stay healthy while you're out of work recovering from a serious illness.More Details
* Cash benefits paid directly to you * Money to use as you see fit * Choice of benefit level PLAN AHEAD FOR HELP ON HOSPITAL BILLS WITH HOSPITAL SAFEGUARD Hospital Safeguard pays a fixed amount per day for a hospital stay upto an annual limit.
More Details
* Use cash benefit payments however you need to * No network limitations on where you stay * No deductible to pay first TERM LIFE INSURANCE HELPS PROTECT YOUR FAMILY'S FINANCES WHEN YOU DIE Term life insurance pays a lump sum benefit on your death to a person you choose to help with unexpected expenses.More Details
* Lump sum payment can be used as needed * Term length and benefit level options * Add an optional critical illness benefit ------------------------- FIND HEALTH PLANS WHERE YOU LIVE HEALTH INSURANCE FOR INDIVIDUALS AND FAMILIES Choose a product to see where it's offered:Accident
Accident ExpenseGuardAccident Indemnity
Accident ProGap
Accident ProGuard
Critical Illness
Dental Essential
Dental Gen
Dental Premier
Dental Primary
Enhanced Health ProtectorGuard Enhanced Health ProtectorGuard – Guard Plans Health ProtectorGuard HealthiestYou by Teladoc HealthHospital SafeGuard
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Network used by millions UNITEDHEALTHCARE PROVIDES ACCESS TO HEALTH CARE FOR 26.2 MILLIONAMERICANS.2
Excellent rating from A.M. Best GOLDEN RULE INSURANCE COMPANY, WHICH UNDERWRITES MANY UNITEDHEALTHCARE BRANDED INSURANCE PLANS, HAS BEEN RATED "A" (EXCELLENT) BY A.M. BEST.3 Help from a historic brand TOGETHER, UNITEDHEALTHCARE AND GOLDEN RULE REPRESENT OVER 75 YEARS OF PERSONAL INSURANCE EXPERIENCE. THIS IS A LIMITED BENEFITS POLICY. IT PAYS FOR BENEFITS FOR CRITICAL ILLNESSES ONLY AND DOES NOT PROVIDE COVERAGE FOR ANY OTHER MEDICAL CONDITIONS. YOU SHOULD MAINTAIN SEPARATE COMPREHENSIVE HEALTH COVERAGE.","F1":"UnitedHealth Group Annual Form 10-K for year ended 12/31/19.","F2":"Ratings as of 12/18/2019. This worldwide, independent organization reviews insurance companies and other businesses and publishes opinions about them. This rating is an indication of financial strength and stability. For the latest rating, access www.ambest.com.","F3":"2014 Website Functionality Benchmark: US Health Insurance Plan Public Sites, Forrester Research, March 2015.","F4":"The coverage term is one day less than 3 years. In SC, plans are three 11-month terms. In IN and OK, plans are three 364-day terms.This coverage is not required to comply with certain federal market requirements for health insurance, principally those contained in the Affordable Care Act. Be sure to check your policy carefully to make sure you are aware of any exclusions or limitations regarding coverage of preexisting conditions or health benefits (such as hospitalization, emergency services, maternity care, preventive care, prescription drugs, and mental health and substance use disorder services). Your policy might also have lifetime and/or annual dollar limits on health benefits. If this coverage expires or you lose eligibility for this coverage, you might have to wait until an open enrollment period to get other health insurance coverage.","F5":"Short term health insurance does not qualify as minimum essential coverage as defined in the Affordable Care Act and may not cover all Essential Health Benefits in your state. Signing up for this coverage may result in a tax penalty. Plans are subject to medical underwriting, and do not cover preexisting conditions.","F6":"Premium effective date on date of viewing. Actual premium may be different based upon the situation at the time of application. Optional benefits require an additional premium cost. Products vary by state. Some Short Term plans available as association group insurance only to members of FACT, an independent association. Additional membership fees may be required.","F7":"Premium effective date on date of viewing. Actual premium may be different based upon the situation at the time of application. Products vary by state. 7 HealthiestYou is not an insurance product and is provided by Teladoc®.","F8":"Premium effective date on date of viewing. Actual premium may be different based upon the situation at the time of application. Optional benefits require an additional premium cost. Products vary by state. Some Short Term plans available as association group insurance only to members of FACT, an independent association. Additional membership fees may be required.","F9":"Short term plans are medically underwritten. This coverage is not required to comply with certain federal market requirements for health insurance, principally those contained in the Affordable Care Act. Be sure to check your policy/certificate carefully to make sure you are aware of any exclusions or limitations regarding coverage of preexisting conditions or health benefits (such as hospitalization, emergency services, maternity care, preventive care, prescription drugs, and mental health and substance use disorder services). Your policy/certificate might also have lifetime and/or annual dollar limits on health benefits. If this coverage expires or you lose eligibility for this coverage, you might have to wait until an open enrollment period to get other health insurance coverage. This is not Minimum Essential coverage as defined in the Affordable Care Act and may not cover all Essential Health Benefits in your state. Some Short Term plans are available as association group insurance only to members of FACT, an independent association. Additional membership fees may be required.","F56":"Generated by the Department of Health and Human Services.","F57":"HealthiestYou is designed to complement, and not replace, the care you receive from your primary care physician. HealthiestYou physicians are an independent network of doctors who advise, diagnose and prescribe at their own discretion. Physicians provide cross coverage and operate subject to state regulations. Physicians in the independent network do not prescribe DEA controlled substances, non-therapeutic drugs and certain other drugs which may be harmful because of their potential for abuse. HealthiestYou does not guarantee that a prescription will be written.","F58":"US Travel Insurance Association, January 2014.","F59":"Extreme Sports Coverage and Trip Cancellation Insurance are not available with the SafeTrip Annual Frequent Traveler plan.","F60":"American Hospital Association, Fast Facts on U.S. Hospitals, 2020. Retrieved from https://www.aha.org/statistics/fast-facts-us-hospitals","F61":"In DC, IL, and SD you must already have a health plan that is considered minimum essential health coverage by the ACA to qualify for Hospital SafeGuard.","F62":"Lump sum savings apply only to the medical plan premium. Savings do not apply to premiums for optional benefits added to the medical plan.","F63":"Depends on policy selected and eligibility at the time of application.","F64":"As long as premiums are paid and there are no loans or accelerations. Americo Financial Life and Annuity Insurance Company and UnitedHealthcare are not related entities. They are not responsible for each other’s financial or contractual obligations.","F65":"Subject to issue age limits and state availability.","F66":"State variations apply.","F67":"Issuance of policy may depend upon answers to medical questions.","F68":"Terminal illness that results in a life expectancy of 12 months or less (24 months or less in IL, MA, and TX).","F69":"Underwritten by Sirius International Insurance Corporation.","F70":"Underwritten by United States Fire Insurance Company.","F71":"Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify.","F72":"Optional coverage.","F73":"Length varies by state.","F74":"FMLA requires your employer to keep your benefits. Other types of leave may qualify you for COBRA. Check with your employer.","F75":"Your employment contract may require your employer to keep your benefits, or you may be eligible for COBRA. Check with your employer.","F76":"You may be eligible for COBRA. Check with your previous employer to review your options.","F77":"Los planes de corto plazo están suscritos médicamente. Esta cobertura no tiene que cumplir con ciertos requisitos del mercado federal para los seguros de salud, principalmente los que están incluidos en la Ley del Cuidado de Salud a Bajo Precio. Asegúrese de revisar detenidamente su póliza o certificado para garantizar que conozca las exclusiones o limitaciones sobre la cobertura de las condiciones preexistentes o beneficios de salud (tales como hospitalización, servicios de emergencia, cuidados de maternidad, cuidado preventivo, medicamentos con receta y servicios para trastornos de salud mental y abuso de sustancias). Su póliza o certificado podría tener también límites de por vida y anuales de dinero para los beneficios de salud. Si esta cobertura vence o usted pierde la elegibilidad para esta cobertura, usted podría tener que esperar hasta un periodo de inscripción abierta para obtener otra cobertura de seguro de salud. Esta no es una cobertura Esencial Mínima tal como se define en la Ley del Cuidado de Salud a Bajo Precio y es posible que no cubra todos los Beneficios de Salud Esenciales en el estado donde vive. Algunos planes de Corto Plazo están disponibles como seguro de grupo por asociación solo para los miembros de FACT, una asociación independiente. Es posible que se requiera pagar tarifas adicionales de membresía.","F78":"Este plan no cubre condiciones preexistentes durante los 12 meses consecutivos cubiertos por este plan. El periodo de cobertura es 3 años menos un día. En SC, los planes constan de tres periodos de 11 meses. Las fechas de entrada en vigencia al día siguiente no están disponibles para los planes del Seguro Médico TriTerm.","F79":"Este plan no cubre condiciones preexistentes.","F80":"ESTE PLAN PROPORCIONA BENEFICIOS LIMITADOS. Este es un suplemento del seguro de salud y no sustituye la cobertura esencial mínima que la Ley del Cuidado de Salud a Bajo Precio (Affordable Care Act, ACA) requiere.","F81":"Calificaciones hasta 12/18/2020. Esta organización independiente global evalúa las compañías de seguros y otras empresas y publica opiniones sobre ellas. Esta calificación es una indicación de la solidez y estabilidad financieras. Para ver la última calificación, acceda a www.ambest.com","F82":"UnitedHealthcare Global is part of UnitedHealth Group, Incorporated, a Fortune 10 company. Travel assistance services may be provided by or through UnitedHealth Group entities, and/or the UnitedHealthcare Global brand. SafeTrip Insurance Products are underwritten by U.S. Fire Insurance Company and Crum & Forster Segregated Portfolio Company (SPC), which are not related to UnitedHealth Group, Incorporated or the UnitedHealthcare family of companies.","F83":"UnitedHealthcare Life Insurance Company or Golden Rule Insurance Company is the underwriter and Dental Benefit Providers, Inc. is the administrator of these dental plans.","F84":"Personal insurance is not the same as COBRA, so review your COBRA information carefully.","F85":"A terminated employee may be eligible for continuation of coverage under federal or state law. Check with your former employer.","F86":"Bureau of Labor and Statistics, “Labor Statistics from the Current Population Survey,” 2014.","F87":"Plans are insured through UnitedHealthcare Insurance Company or one of its affiliated companies, a Medicare Advantage organization with a Medicare contract. Enrollment in the plan depends on the plan’s contract renewal with Medicare.","F10":"THIS PLAN PROVIDES LIMITED BENEFITS. This is a supplement to health insurance and is not a substitute for the minimum essential coverage required by the Affordable Care Act (ACA). Lack of major medical coverage (or other minimum essential coverage) may result in an additional payment with your taxes.","F18":"Benefits vary by plan. Check brochure for details.","F14":"Murphy, Brooke. 21 statistics on high-deductible health plans. Becker’s Hospital CFO. May 19, 2016.","F15":"Benefitfocus. The State of Employee Benefits: Insights and Opportunities Based on Behavioral Data. Large Employer Edition, 2016.","F16":"HSAs are not available solely in conjunction with fixed indemnity insurance plans. You must have a qualifying high-deductible health plan to qualify for an HSA.","F11":"These plans are medically underwritten. Benefits are not paid for expenses resulting from preexisting conditions. See specific plans for details.","F88":"This product provides limited benefits. This is a supplemental to health insurance and is not a substitute for major medical coverage.","F17":"National Institute of Dental and Craniofacial Research, National Institutes of Health. Retrieved from https://www.nidcr.nih.gov/datastatistics/finddatabytopic/dentalcaries/","F12":"Some states excluded.","F19":"Benefits must be assigned to providers to receive reduced rates.","F20":"2015 Comparative Price Report Variation in Medical and Hospital Prices by Country. International Federation of Health Plans. Retrieved from http://www.ifhp.com/","F21":"All products require separate applications. Separate policies or certificates are issued.","F22":"Intensive care or critical care hospitalization benefits are subject to a 31-day maximum per confinement. If more than one surgery occurs during any given day, the highest tiered amount is paid.","F23":"Available after a 6-month waiting period.","F24":"Drug discount card is for prescription discounts only. This is not insurance.","F35":"To enroll in a Medicare Advantage plan, you must first be enrolled in Medicare Part A and B.","F36":"You must continue to pay your Medicare Part B premium.","F26":"This applies only if you choose a Silver plan on the federal Health Insurance Marketplace or your state's marketplace.","F27":"Premiums do not count toward deductibles. Usually copays do not count toward deductibles. Check your plan brochure for more information.","F13":"Underwritten by Golden Rule Insurance Company.","F32":"THESE PRODUCTS PROVIDE LIMITED BENEFITS. THESE ARE SUPPLEMENTS TO HEALTH INSURANCE AND ARE NOT A SUBSTITUTE FOR THE MINIMUM ESSENTIAL COVERAGE REQUIRED BY THE AFFORDABLE CARE ACT (ACA). LACK OF MAJOR MEDICAL COVERAGE (OR OTHER MINIMUM ESSENTIAL COVERAGE) MAY RESULT IN AN ADDITIONAL PAYMENT WITH YOUR TAXES. These products provide benefits in a stated amount regardless of the actual expenses incurred.","F33":"Availability varies by state. CO, CT, ID, MI, PA, and TN have Accident ExpenseGuard only.","F34":"Subject to a lifetime maximum."}"> 1 THIS IS A LIMITED BENEFITS POLICY. IT PAYS FOR BENEFITS FOR CRITICAL ILLNESSES ONLY AND DOES NOT PROVIDE COVERAGE FOR ANY OTHER MEDICAL CONDITIONS. YOU SHOULD MAINTAIN SEPARATE COMPREHENSIVE HEALTHCOVERAGE.
2 UnitedHealth Group Annual Form 10-K for year ended 12/31/19. 3 Ratings as of 12/18/2019. This worldwide, independent organization reviews insurance companies and other businesses and publishes opinions about them. This rating is an indication of financial strength and stability. For the latest rating, access www.ambest.com.
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PRODUCT AVAILABILITY VARIES BY STATE. No individual applying for health coverage through the individual Marketplace will be discouraged from applying for benefits, turned down for coverage, or charged more premium because of health status, medical condition, mental illness claims experience, medical history, genetic information or health disability. In addition, no individual will be denied coverage based on race, color, religion, national origin, sex, sexual orientation, marital status, personal appearance, political affiliation or source of income. References to UnitedHealthcare pertain to each individual company or other UnitedHealthcare affiliated companies. Dental and Vision products are administrated by related companies. Each company is a separate entity and is not responsible for another's financial or contractual obligations. Administrative services are provided by United HealthCare Services,Inc.
Products and services offered are underwritten by Golden Rule Insurance Company, Oxford Health Insurance, Inc., UnitedHealthcare Life Insurance Company and UnitedHealthcare Insurance Company. In New Mexico, products and services offered are only underwritten by Golden Rule Insurance Company. All products require separate applications. Separate policies or certificates are issued. Golden Rule Short Term Medical plans are medically underwritten. Related insurance products offered by either company may be medically underwritten – see the product brochures and applications. HealthiestYou by Teladoc Health is not insurance and is not associated with any other insurance product for which you are applying. HealthiestYou by Teladoc Health and UnitedHealthcare are not affiliated and each entity is responsible for its own contractual and financial obligations. Travel Health Insurance, Property & Casualty, Final Expense Whole Life Insurance and Pet Insurance are underwritten by different companies that are not related to the UnitedHealthcare family of companies. Policies have exclusions, limitations, reduction of benefits, and terms under which the policy may be continued in force or discontinued. For costs and complete details of the coverage call (or write) your insurance agent or the company (whichever is applicable). 2021 UnitedHealthcare Services, Inc.UHOHFA1
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