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June 2021.
END OF JOBKEEPER UNLIKELY TO SLOW EMPLOYMENT GROWTH: RBA As a result, Treasury secretary Steven Kennedy told Senate estimates in March that the end of JobKeeper could spell as many as 150,000 job losses. “We believe that in the order of 100,000 to 150,000 JobKeeper recipients may lose employment at the completion of the program, though there is a wide band of uncertainty around thisestimate,” Dr
HARVEY NORMAN TO KEEP JOBKEEPER PAYMENTS DESPITE 116% Harvey Norman said it received approximately $6 million in JobKeeper for its wholesale operations and non-franchised businesses during 2020 — $3.6 million during the second half and $2.4 million during the first half. Despite the JobKeeper payments, the Harvey Norman board revealed it would be paying a fully franked dividend to shareholders IS IT TIME TO ADOPT A 4-DAY WORKING WEEK? Ms Dawson opines the pandemic has shaken up our perception of a typical work week, with now being the time to question whether Australia should follow Spain and adapt a four-day work week. “The aspect of a four-day work week most people consider is how it could benefit them. According to academics who observed the trial atPerpetual Guardian
HOW IS YOUR BUSINESS TREATED IN A DIVORCE? EMPLOYER OBLIGATIONS FOR WORK TRAVEL EXPLAINED HOW MUCH DOES IT COST TO BECOME AN AUSTRALIAN CITIZEN Applying for Australian citizenship? The cost of application varies, depending on the applicant’s eligibility and the form they will use. Free concessions or exemptions, however, are applicable in some cases. Read on for information on each eligibility form’s specific cost. MYBUSINESS - ESSENTIAL INSIGHTS AND INTELLIGENCE FOR MyBusiness is dedicated to equipping ambitious small to medium enterprise business owners with the knowledge and inspiration they need to grow their business. NEW COMMONWEALTH $500 A WEEK RELIEF PAYMENT FOR VICTORIAN Prime Minister Scott Morrison has announced a new temporary support measure of either $500, or $325, a week, as part of a federal government financial support package, to help workers who have lost jobs due to Victoria’s latest COVID lockdown. The "temporary COVID disaster payment" would be made available on a week-by-week basis. VICTORIAN GOVERNMENT SUPPORT PACKAGES ON OFFER FOR In response, the Victorian Government has announced a $250.7 million Circuit Breaker Business Support Package to help up to 90,000 Victorian businesses that have been affected by the restrictions that will run until 11:59pm on Thursday, 3 June. The package features three initiatives for small to medium-sized businesses and sole traders. SMALL BUSINESS COVID GRANTS GIVEN TAX-FREE TREATMENT The legislation follows on Treasurer Josh Frydenberg’s announcement on budget night to make tax-free certain small-business grants relating to the coronavirus recovery. Mr Frydenberg said that eligibility are restricted to grants announced on or after 13 September 2020 and for payments made between 13 September 2020 and 30June 2021.
END OF JOBKEEPER UNLIKELY TO SLOW EMPLOYMENT GROWTH: RBA As a result, Treasury secretary Steven Kennedy told Senate estimates in March that the end of JobKeeper could spell as many as 150,000 job losses. “We believe that in the order of 100,000 to 150,000 JobKeeper recipients may lose employment at the completion of the program, though there is a wide band of uncertainty around thisestimate,” Dr
HARVEY NORMAN TO KEEP JOBKEEPER PAYMENTS DESPITE 116% Harvey Norman said it received approximately $6 million in JobKeeper for its wholesale operations and non-franchised businesses during 2020 — $3.6 million during the second half and $2.4 million during the first half. Despite the JobKeeper payments, the Harvey Norman board revealed it would be paying a fully franked dividend to shareholders IS IT TIME TO ADOPT A 4-DAY WORKING WEEK? Ms Dawson opines the pandemic has shaken up our perception of a typical work week, with now being the time to question whether Australia should follow Spain and adapt a four-day work week. “The aspect of a four-day work week most people consider is how it could benefit them. According to academics who observed the trial atPerpetual Guardian
HOW IS YOUR BUSINESS TREATED IN A DIVORCE? EMPLOYER OBLIGATIONS FOR WORK TRAVEL EXPLAINED HOW MUCH DOES IT COST TO BECOME AN AUSTRALIAN CITIZEN Applying for Australian citizenship? The cost of application varies, depending on the applicant’s eligibility and the form they will use. Free concessions or exemptions, however, are applicable in some cases. Read on for information on each eligibility form’s specific cost. MYBUSINESS - ESSENTIAL INSIGHTS AND INTELLIGENCE FOR MyBusiness is dedicated to equipping ambitious small to medium enterprise business owners with the knowledge and inspiration they need to grow their business. AUSTRALIANS LOSE RECORD $851M AS SCAMMERS EXPLOIT THE The ACCC’s latest Targeting Scams report indicates criminals have been ruthless, with little compassion for those already struggling during a global pandemic.. The report collates data from Scamwatch, ReportCyber, other government agencies and 10 banks and financial intermediaries, and is based on more than 444,000 reports. NEW CASH INJECTION OF $8.4 FOR MELBOURNE BUSINESSES STILL 1 day ago · It takes the total support for businesses announced in the past 11 days beyond $500 million. Victorian Treasurer Tim Pallas said after two weeks of Victorians doing the right thing, the government can gradually ease restrictions and safely reopen more businesses, with restrictions to ease from Friday. BENEFITS OF A FAMILY-OWNED BUSINESS As most successful family businesses are not only well-founded but also well-run. Knowing the following advantages of being in a family-owned and -run firm can help business owners maximise each one of their family-owned businesses: Commitment and unified leadership. Stability. Trust and authenticity. DRAMATIC DROP IN SMES REPORTING CASH FLOW ISSUES BUT WOES Cash conservation is behind a dramatic drop in the number of businesses reporting cash flow issues, with three times as many SMEsas usual saying
NSW INTERGENERATIONAL REPORT SHOWS NEW VISION FOR NSW IN The 2021–22 NSW Intergenerational Report (IGR) released by the NSW government this week (7 June) shows a snapshot of the state in 40 years’ time, with people expected to live longer, have more flexible career options and have a higher standard of living. QUEENSLAND GOVERNMENT LAUNCHES $1.84BN JOBS FUND FOR NEW The Palaszczuk government has launched a new $1.84 billion Jobs Fund to boost Queensland’s industry footprint, create jobs and create a stronger state economy. NSW DINE & DISCOVER VOUCHERS EXTENDED TO 31 JULY 22 hours ago · The NSW government’s Dine & Discover initiative has been extended for an extra month to give people more time to use all of their vouchers eating out, or doing a new activity during winter, and includes the upcoming school holidays. SERIOUS CRIME TASKFORCE RELEASES NEW IDENTIKIT OF TOP 22 hours ago · They lie, they deceive, and they steal from everyday Aussies for their own financial gain. The 10 criminal “personas” have now been captured in “identikit” so everyday members of the public can see who they are, and help catch them out. HOW LONG DOES IT TAKE TO BECOME AN AUSTRALIAN CITIZEN, AND Processing and waiting times may vary depending on the specific situation and circumstance of the applicant. Applications are assessed on a case-to-case basis, thus the duration of these processes are affected by individual circumstances that include the following: HOME | MYBUSINESS AWARDS 2020 | MYBUSINESS The MyBusiness Awards is the benchmark for excellence in Australia and the largest independent awards program celebrating SME business owners and professionals. The past financial year has been marred by unprecedented adversity, which is why it is more important than ever to celebrate outstanding business achievements and entrepreneurialspirit.
SMALL BUSINESS COVID GRANTS GIVEN TAX-FREE TREATMENT The legislation follows on Treasurer Josh Frydenberg’s announcement on budget night to make tax-free certain small-business grants relating to the coronavirus recovery. Mr Frydenberg said that eligibility are restricted to grants announced on or after 13 September 2020 and for payments made between 13 September 2020 and 30June 2021.
IS IT TIME TO ADOPT A 4-DAY WORKING WEEK? Ms Dawson opines the pandemic has shaken up our perception of a typical work week, with now being the time to question whether Australia should follow Spain and adapt a four-day work week. “The aspect of a four-day work week most people consider is how it could benefit them. According to academics who observed the trial atPerpetual Guardian
WHY DELIVERY OPTIONS CAN MAKE OR BREAK A SALE A key part of being successful in this space, he said, is the delivery options you make available to your customers. Why offer more delivery options? It gives customers more choice and flexibility; drives repeat sales; improves net promoter score; and reduces the cost of doing business. “Australia Post research suggests 66 per cent of ACCOUNTANTS UNDER PRESSURE AS COVID-19 MEASURES BITE Maja Garaca Djurdjevic is the editor of My Business. Maja has a decade-long career in journalism across finance, business and politics. Now a well-versed reporter in the SME and accounting arena, prior to joining Momentum Media, Maja reported for several established news outlets in Southeast Europe, scrutinising key processes in post-conflict societies and enabling citizens to influence THE IMPORTANCE OF GOOD, CREATIVE DESIGN Maybe that’s the beauty of good design and why it’s important — it can quite literally change your life forever! For world-class design solutions, contact Paper Monkey Graphic Design, 72 Townshend Street Phillip, (02) 6285 2400, www.papermonkey.com.au. The importanceof good,
EMPLOYER OBLIGATIONS FOR WORK TRAVEL EXPLAINED $3.2BN COST DRIVES QANTAS INNOVATION The airline executive said that a prime target for innovation comes down to reducing Qantas’s massive spend on fuel, which hit $3.2 billion last year. “One of the most expensive parts of flying is fuel,” Mr James said. “It’s also the most volatile cost in an airline — anywhere between 20 and 40 per cent of an operating costfor an
EMPLOYER LOSES SAME UNFAIR DISMISSAL CLAIM TWICE Adam Zuchetti. A marketing analytics firm has lost an unfair dismissal claim for a second time, after the original decision was successfully appealed and a retrial ordered. But the payout it must make to the former employee has been slashed. In a controversial ruling in July last year, TIOBE was ordered to pay $70,000 as compensation to former WASTE MANAGEMENT GIANTS AMEND UNFAIR CONTRACTS Three waste management companies have updated their contracts to remove potentially unfair terms and conditions that had been imposed on their SME customers. Cleanaway, Suez Recycling and Recovery as well as Visy Recycling had all been the subject of an ACCC investigation into unfair contract terms within the waste management industry. HOME | MYBUSINESS AWARDS 2020 | MYBUSINESS The MyBusiness Awards is the benchmark for excellence in Australia and the largest independent awards program celebrating SME business owners and professionals. The past financial year has been marred by unprecedented adversity, which is why it is more important than ever to celebrate outstanding business achievements and entrepreneurialspirit.
SMALL BUSINESS COVID GRANTS GIVEN TAX-FREE TREATMENT The legislation follows on Treasurer Josh Frydenberg’s announcement on budget night to make tax-free certain small-business grants relating to the coronavirus recovery. Mr Frydenberg said that eligibility are restricted to grants announced on or after 13 September 2020 and for payments made between 13 September 2020 and 30June 2021.
IS IT TIME TO ADOPT A 4-DAY WORKING WEEK? Ms Dawson opines the pandemic has shaken up our perception of a typical work week, with now being the time to question whether Australia should follow Spain and adapt a four-day work week. “The aspect of a four-day work week most people consider is how it could benefit them. According to academics who observed the trial atPerpetual Guardian
WHY DELIVERY OPTIONS CAN MAKE OR BREAK A SALE A key part of being successful in this space, he said, is the delivery options you make available to your customers. Why offer more delivery options? It gives customers more choice and flexibility; drives repeat sales; improves net promoter score; and reduces the cost of doing business. “Australia Post research suggests 66 per cent of ACCOUNTANTS UNDER PRESSURE AS COVID-19 MEASURES BITE Maja Garaca Djurdjevic is the editor of My Business. Maja has a decade-long career in journalism across finance, business and politics. Now a well-versed reporter in the SME and accounting arena, prior to joining Momentum Media, Maja reported for several established news outlets in Southeast Europe, scrutinising key processes in post-conflict societies and enabling citizens to influence THE IMPORTANCE OF GOOD, CREATIVE DESIGN Maybe that’s the beauty of good design and why it’s important — it can quite literally change your life forever! For world-class design solutions, contact Paper Monkey Graphic Design, 72 Townshend Street Phillip, (02) 6285 2400, www.papermonkey.com.au. The importanceof good,
EMPLOYER OBLIGATIONS FOR WORK TRAVEL EXPLAINED $3.2BN COST DRIVES QANTAS INNOVATION The airline executive said that a prime target for innovation comes down to reducing Qantas’s massive spend on fuel, which hit $3.2 billion last year. “One of the most expensive parts of flying is fuel,” Mr James said. “It’s also the most volatile cost in an airline — anywhere between 20 and 40 per cent of an operating costfor an
EMPLOYER LOSES SAME UNFAIR DISMISSAL CLAIM TWICE Adam Zuchetti. A marketing analytics firm has lost an unfair dismissal claim for a second time, after the original decision was successfully appealed and a retrial ordered. But the payout it must make to the former employee has been slashed. In a controversial ruling in July last year, TIOBE was ordered to pay $70,000 as compensation to former WASTE MANAGEMENT GIANTS AMEND UNFAIR CONTRACTS Three waste management companies have updated their contracts to remove potentially unfair terms and conditions that had been imposed on their SME customers. Cleanaway, Suez Recycling and Recovery as well as Visy Recycling had all been the subject of an ACCC investigation into unfair contract terms within the waste management industry. HOME | MYBUSINESS AWARDS 2020 | MYBUSINESS The MyBusiness Awards is the benchmark for excellence in Australia and the largest independent awards program celebrating SME business owners and professionals. The past financial year has been marred by unprecedented adversity, which is why it is more important than ever to celebrate outstanding business achievements and entrepreneurialspirit.
AUSTRALIANS LOSE RECORD $851M AS SCAMMERS EXPLOIT THE The ACCC’s latest Targeting Scams report indicates criminals have been ruthless, with little compassion for those already struggling during a global pandemic.. The report collates data from Scamwatch, ReportCyber, other government agencies and 10 banks and financial intermediaries, and is based on more than 444,000 reports. NEW CASH INJECTION OF $8.4 FOR MELBOURNE BUSINESSES STILL 20 hours ago · It takes the total support for businesses announced in the past 11 days beyond $500 million. Victorian Treasurer Tim Pallas said after two weeks of Victorians doing the right thing, the government can gradually ease restrictions and safely reopen more businesses, with restrictions to NEW COMMONWEALTH $500 A WEEK RELIEF PAYMENT FOR VICTORIAN Prime Minister Scott Morrison has announced a new temporary support measure of either $500, or $325, a week, as part of a federal government financial support package, to help workers who have lost jobs due to Victoria’s latest COVID lockdown. DRAMATIC DROP IN SMES REPORTING CASH FLOW ISSUES BUT WOES Cash conservation is behind a dramatic drop in the number of businesses reporting cash flow issues, with three times as many SMEsas usual saying
NSW INTERGENERATIONAL REPORT SHOWS NEW VISION FOR NSW IN 1 day ago · The 2021–22 NSW Intergenerational Report (IGR) released by the NSW government this week (7 June) shows a snapshot of the state in 40 years’ time, with people expected to live longer, have more flexible career options and have a higher standard ofliving.
VICTORIAN GOVERNMENT EXTENDS 10-DAY PAYMENT TERMS BEYOND The Victorian government has announced it will extend its commitment to pay all small-business supplier invoices within 10 business days beyond the coronavirus crisis. The commitment will be part of reforms to the Victorian government’s Fair Payment Policy, with payment terms for contracts under $3 million to move from the current 30 days. BUSINESS NSW APPLAUDS PRODUCTIVITY COMMISSION REPORT FOR The state’s peak business organisation has backed the Productivity Commission’s draft recommendations for reform in the white paper titled Rebooting the Economy (31 May 2021) as the right blueprint for the NSW government to adopt for a successful recovery. FINANCIAL CRIME REGULATOR WARNS ABOUT THE WORLD OF ‘CUCKOO You might not have heard of it before, or even know what it is, but “cuckoo Smurfing” is a sneaky way organised criminals engage in money laundering, by exploiting the legitimate bank accounts of individuals and businesses in Australia. STRENGTH IN NUMBERS FOR SMES WITH NEW ACCC COLLECTIVE Small businesses, franchisees and fuel retailers can now band together for greater bargaining power with the larger companies that buy their products, with the introduction of new Australian Competition and Consumer Commission (ACCC) collective bargaining rules. END OF JOBKEEPER UNLIKELY TO SLOW EMPLOYMENT GROWTH: RBA As a result, Treasury secretary Steven Kennedy told Senate estimates in March that the end of JobKeeper could spell as many as 150,000 job losses. “We believe that in the order of 100,000 to 150,000 JobKeeper recipients may lose employment at the completion of the program, though there is a wide band of uncertainty around thisestimate,” Dr
ACCOUNTANTS UNDER PRESSURE AS COVID-19 MEASURES BITEAUTHOR: MAJAGARACA DJURDJEVIC
Maja Garaca Djurdjevic is the editor of My Business. Maja has a decade-long career in journalism across finance, business and politics. Now a well-versed reporter in the SME and accounting arena, prior to joining Momentum Media, Maja reported for several established news outlets in Southeast Europe, scrutinising key processes in post-conflict societies and enabling citizens to influence HOW DOES THE JOBKEEPER PROGRAM WORK The announced $130 billion JobKeeper program has left many small to medium businesses with questions regarding eligibility and how it will be implemented. Here’s what you need to know. The JobKeeper payment is intended to provide wage subsidies THE DIFFERENCE BETWEEN NET PRESENT VALUE AND DISCOUNTED It’s when business owners will get the payment/returns. The NPV compares the value of the investment amount today to its value in the future, while the DCF assists in analysing an investment and determining its value—and how valuable it would be—in the future. From here, we can say that the NPV is a part of the DCF, an essentialone at that.
EMPLOYERS ON ALERT FOR INCOMING PAYROLL CHANGES Employers on alert for incoming payroll changes. Australian businesses are being urged to take stock of a number of payroll changes set to come into force in 2020, including tougher rules on superannuation and record keeping. According to the Australian Payroll Association, there are several changes to modern awards and other payroll-related WHY DELIVERY OPTIONS CAN MAKE OR BREAK A SALE A key part of being successful in this space, he said, is the delivery options you make available to your customers. Why offer more delivery options? It gives customers more choice and flexibility; drives repeat sales; improves net promoter score; and reduces the cost of doing business. “Australia Post research suggests 66 per cent of EMPLOYER OBLIGATIONS FOR WORK TRAVEL EXPLAINED FORMER DIRECTOR PLEADS GUILTY TO STEALING COMPANY FUNDS The former director of a Victorian business has pleaded guilty to illegally withdrawing funds from her business while in liquidation, despite the business having debts of over $700,000. Lorraine Bullock is a former director of Twenty12, a liquor store that operated in Healesville, Victoria. The company was put into liquidation in October2015
ACCOUNTANT SUED FOR $5.5M FOR CONCEALING ERROR Adam Zuchetti is the former editor of MyBusiness and a senior freelance media professional, specialising in the fields of business, personal finance and property. $3.2BN COST DRIVES QANTAS INNOVATION The airline executive said that a prime target for innovation comes down to reducing Qantas’s massive spend on fuel, which hit $3.2 billion last year. “One of the most expensive parts of flying is fuel,” Mr James said. “It’s also the most volatile cost in an airline — anywhere between 20 and 40 per cent of an operating costfor an
END OF JOBKEEPER UNLIKELY TO SLOW EMPLOYMENT GROWTH: RBA As a result, Treasury secretary Steven Kennedy told Senate estimates in March that the end of JobKeeper could spell as many as 150,000 job losses. “We believe that in the order of 100,000 to 150,000 JobKeeper recipients may lose employment at the completion of the program, though there is a wide band of uncertainty around thisestimate,” Dr
ACCOUNTANTS UNDER PRESSURE AS COVID-19 MEASURES BITEAUTHOR: MAJAGARACA DJURDJEVIC
Maja Garaca Djurdjevic is the editor of My Business. Maja has a decade-long career in journalism across finance, business and politics. Now a well-versed reporter in the SME and accounting arena, prior to joining Momentum Media, Maja reported for several established news outlets in Southeast Europe, scrutinising key processes in post-conflict societies and enabling citizens to influence HOW DOES THE JOBKEEPER PROGRAM WORK The announced $130 billion JobKeeper program has left many small to medium businesses with questions regarding eligibility and how it will be implemented. Here’s what you need to know. The JobKeeper payment is intended to provide wage subsidies THE DIFFERENCE BETWEEN NET PRESENT VALUE AND DISCOUNTED It’s when business owners will get the payment/returns. The NPV compares the value of the investment amount today to its value in the future, while the DCF assists in analysing an investment and determining its value—and how valuable it would be—in the future. From here, we can say that the NPV is a part of the DCF, an essentialone at that.
EMPLOYERS ON ALERT FOR INCOMING PAYROLL CHANGES Employers on alert for incoming payroll changes. Australian businesses are being urged to take stock of a number of payroll changes set to come into force in 2020, including tougher rules on superannuation and record keeping. According to the Australian Payroll Association, there are several changes to modern awards and other payroll-related WHY DELIVERY OPTIONS CAN MAKE OR BREAK A SALE A key part of being successful in this space, he said, is the delivery options you make available to your customers. Why offer more delivery options? It gives customers more choice and flexibility; drives repeat sales; improves net promoter score; and reduces the cost of doing business. “Australia Post research suggests 66 per cent of EMPLOYER OBLIGATIONS FOR WORK TRAVEL EXPLAINED FORMER DIRECTOR PLEADS GUILTY TO STEALING COMPANY FUNDS The former director of a Victorian business has pleaded guilty to illegally withdrawing funds from her business while in liquidation, despite the business having debts of over $700,000. Lorraine Bullock is a former director of Twenty12, a liquor store that operated in Healesville, Victoria. The company was put into liquidation in October2015
ACCOUNTANT SUED FOR $5.5M FOR CONCEALING ERROR Adam Zuchetti is the former editor of MyBusiness and a senior freelance media professional, specialising in the fields of business, personal finance and property. $3.2BN COST DRIVES QANTAS INNOVATION The airline executive said that a prime target for innovation comes down to reducing Qantas’s massive spend on fuel, which hit $3.2 billion last year. “One of the most expensive parts of flying is fuel,” Mr James said. “It’s also the most volatile cost in an airline — anywhere between 20 and 40 per cent of an operating costfor an
HOME | MYBUSINESS AWARDS 2020 | MYBUSINESS The MyBusiness Awards is the benchmark for excellence in Australia and the largest independent awards program celebrating SME business owners and professionals. The past financial year has been marred by unprecedented adversity, which is why it is more important than ever to celebrate outstanding business achievements and entrepreneurialspirit.
AUSTRALIANS LOSE RECORD $851M AS SCAMMERS EXPLOIT THE 1 day ago · The ACCC’s latest Targeting Scams report indicates criminals have been ruthless, with little compassion for those already struggling during a global pandemic.. The report collates data from Scamwatch, ReportCyber, other government agencies and 10 banks and financial intermediaries, and is based on more than 444,000 reports. DRAMATIC DROP IN SMES REPORTING CASH FLOW ISSUES BUT WOES 1 day ago · Cash conservation is behind a dramatic drop in the number of businesses reporting cash flow issues, with three times as many SMEs as usual saying they had no cash flow problems in the pastyear.
NEW COMMONWEALTH $500 A WEEK RELIEF PAYMENT FOR VICTORIAN Prime Minister Scott Morrison has announced a new temporary support measure of either $500, or $325, a week, as part of a federal government financial support package, to help workers who have lost jobs due to Victoria’s latest COVID lockdown. LEGAL NEWS AND INSIGHT An investment management company is urging the federal government to conduct a review of the Business Innovation and Investment Program prior to 1 July, noting that a revamp could have a “dramatic VICTORIANS OFFERED SUPPORT OF UP TO $500 PER WEEK FOR Maja Garaca Djurdjevic is the editor of My Business. Maja has a decade-long career in journalism across finance, business and politics. Now a well-versed reporter in the SME and accounting arena, prior to joining Momentum Media, Maja reported for several established news outlets in Southeast Europe, scrutinising key processes in post-conflict societies and enabling citizens to influence VICTORIAN BUSINESSES ASSURED ENHANCED WORKCOVER WILL GIVE The Victorian government has announced WorkCover average target premiums will be retained at the current rate of 1.272 per cent of remuneration for the 2021–22 year, to help businesses grow and toboost jobs.
RBA MAKES LATEST OFFICIAL CASH RATE CALL In line with expectations, the RBA has held the cash rate at a record low of 0.1 of a percentage point. The decision to leave interest rates on hold has been largely expected by economists, with the RBA openly repeating on several occasions that rates will AUSTRALIAN REGULATORS WRAP UP THE USE OF LIBOR IN NEW They have also encouraged an acceleration of the active conversion of legacy LIBOR contracts. The London Interbank Offered Rate (LIBOR) is the reference interest rate for tens of millions of contracts, ranging from complex derivatives to residential mortgages. FINANCIAL CRIME REGULATOR WARNS ABOUT THE WORLD OF ‘CUCKOO 1 day ago · You might not have heard of it before, or even know what it is, but “cuckoo Smurfing” is a sneaky way organised criminals engage in money laundering, by exploiting the legitimate bank accounts of individuals and businesses in Australia. END OF JOBKEEPER UNLIKELY TO SLOW EMPLOYMENT GROWTH: RBA As a result, Treasury secretary Steven Kennedy told Senate estimates in March that the end of JobKeeper could spell as many as 150,000 job losses. “We believe that in the order of 100,000 to 150,000 JobKeeper recipients may lose employment at the completion of the program, though there is a wide band of uncertainty around thisestimate,” Dr
ACCOUNTANTS UNDER PRESSURE AS COVID-19 MEASURES BITEAUTHOR: MAJAGARACA DJURDJEVIC
Maja Garaca Djurdjevic is the editor of My Business. Maja has a decade-long career in journalism across finance, business and politics. Now a well-versed reporter in the SME and accounting arena, prior to joining Momentum Media, Maja reported for several established news outlets in Southeast Europe, scrutinising key processes in post-conflict societies and enabling citizens to influence HOW DOES THE JOBKEEPER PROGRAM WORK The announced $130 billion JobKeeper program has left many small to medium businesses with questions regarding eligibility and how it will be implemented. Here’s what you need to know. The JobKeeper payment is intended to provide wage subsidies EMPLOYERS ON ALERT FOR INCOMING PAYROLL CHANGES Employers on alert for incoming payroll changes. Australian businesses are being urged to take stock of a number of payroll changes set to come into force in 2020, including tougher rules on superannuation and record keeping. According to the Australian Payroll Association, there are several changes to modern awards and other payroll-related THE DIFFERENCE BETWEEN NET PRESENT VALUE AND DISCOUNTEDDIFFERENCEBETWEEN NPV AND PV
It’s when business owners will get the payment/returns. The NPV compares the value of the investment amount today to its value in the future, while the DCF assists in analysing an investment and determining its value—and how valuable it would be—in the future. From here, we can say that the NPV is a part of the DCF, an essentialone at that.
WHY DELIVERY OPTIONS CAN MAKE OR BREAK A SALE A key part of being successful in this space, he said, is the delivery options you make available to your customers. Why offer more delivery options? It gives customers more choice and flexibility; drives repeat sales; improves net promoter score; and reduces the cost of doing business. “Australia Post research suggests 66 per cent of EMPLOYER OBLIGATIONS FOR WORK TRAVEL EXPLAINED FORMER DIRECTOR PLEADS GUILTY TO STEALING COMPANY FUNDS The former director of a Victorian business has pleaded guilty to illegally withdrawing funds from her business while in liquidation, despite the business having debts of over $700,000. Lorraine Bullock is a former director of Twenty12, a liquor store that operated in Healesville, Victoria. The company was put into liquidation in October2015
ACCOUNTANT SUED FOR $5.5M FOR CONCEALING ERROR Adam Zuchetti is the former editor of MyBusiness and a senior freelance media professional, specialising in the fields of business, personal finance and property. $3.2BN COST DRIVES QANTAS INNOVATION The airline executive said that a prime target for innovation comes down to reducing Qantas’s massive spend on fuel, which hit $3.2 billion last year. “One of the most expensive parts of flying is fuel,” Mr James said. “It’s also the most volatile cost in an airline — anywhere between 20 and 40 per cent of an operating costfor an
END OF JOBKEEPER UNLIKELY TO SLOW EMPLOYMENT GROWTH: RBA As a result, Treasury secretary Steven Kennedy told Senate estimates in March that the end of JobKeeper could spell as many as 150,000 job losses. “We believe that in the order of 100,000 to 150,000 JobKeeper recipients may lose employment at the completion of the program, though there is a wide band of uncertainty around thisestimate,” Dr
ACCOUNTANTS UNDER PRESSURE AS COVID-19 MEASURES BITEAUTHOR: MAJAGARACA DJURDJEVIC
Maja Garaca Djurdjevic is the editor of My Business. Maja has a decade-long career in journalism across finance, business and politics. Now a well-versed reporter in the SME and accounting arena, prior to joining Momentum Media, Maja reported for several established news outlets in Southeast Europe, scrutinising key processes in post-conflict societies and enabling citizens to influence HOW DOES THE JOBKEEPER PROGRAM WORK The announced $130 billion JobKeeper program has left many small to medium businesses with questions regarding eligibility and how it will be implemented. Here’s what you need to know. The JobKeeper payment is intended to provide wage subsidies THE DIFFERENCE BETWEEN NET PRESENT VALUE AND DISCOUNTEDDIFFERENCEBETWEEN NPV AND PV
It’s when business owners will get the payment/returns. The NPV compares the value of the investment amount today to its value in the future, while the DCF assists in analysing an investment and determining its value—and how valuable it would be—in the future. From here, we can say that the NPV is a part of the DCF, an essentialone at that.
EMPLOYERS ON ALERT FOR INCOMING PAYROLL CHANGES Employers on alert for incoming payroll changes. Australian businesses are being urged to take stock of a number of payroll changes set to come into force in 2020, including tougher rules on superannuation and record keeping. According to the Australian Payroll Association, there are several changes to modern awards and other payroll-related WHY DELIVERY OPTIONS CAN MAKE OR BREAK A SALE A key part of being successful in this space, he said, is the delivery options you make available to your customers. Why offer more delivery options? It gives customers more choice and flexibility; drives repeat sales; improves net promoter score; and reduces the cost of doing business. “Australia Post research suggests 66 per cent of EMPLOYER OBLIGATIONS FOR WORK TRAVEL EXPLAINED FORMER DIRECTOR PLEADS GUILTY TO STEALING COMPANY FUNDS The former director of a Victorian business has pleaded guilty to illegally withdrawing funds from her business while in liquidation, despite the business having debts of over $700,000. Lorraine Bullock is a former director of Twenty12, a liquor store that operated in Healesville, Victoria. The company was put into liquidation in October2015
ACCOUNTANT SUED FOR $5.5M FOR CONCEALING ERROR Adam Zuchetti is the former editor of MyBusiness and a senior freelance media professional, specialising in the fields of business, personal finance and property. $3.2BN COST DRIVES QANTAS INNOVATION The airline executive said that a prime target for innovation comes down to reducing Qantas’s massive spend on fuel, which hit $3.2 billion last year. “One of the most expensive parts of flying is fuel,” Mr James said. “It’s also the most volatile cost in an airline — anywhere between 20 and 40 per cent of an operating costfor an
HOME | MYBUSINESS AWARDS 2020 | MYBUSINESS The MyBusiness Awards is the benchmark for excellence in Australia and the largest independent awards program celebrating SME business owners and professionals. The past financial year has been marred by unprecedented adversity, which is why it is more important than ever to celebrate outstanding business achievements and entrepreneurialspirit.
AUSTRALIANS LOSE RECORD $851M AS SCAMMERS EXPLOIT THE 1 day ago · The ACCC’s latest Targeting Scams report indicates criminals have been ruthless, with little compassion for those already struggling during a global pandemic.. The report collates data from Scamwatch, ReportCyber, other government agencies and 10 banks and financial intermediaries, and is based on more than 444,000 reports. LEGAL NEWS AND INSIGHT An investment management company is urging the federal government to conduct a review of the Business Innovation and Investment Program prior to 1 July, noting that a revamp could have a “dramatic SMALL BUSINESS COVID GRANTS GIVEN TAX-FREE TREATMENT The legislation follows on Treasurer Josh Frydenberg’s announcement on budget night to make tax-free certain small-business grants relating to the coronavirus recovery. Mr Frydenberg said that eligibility are restricted to grants announced on or after 13 September 2020 and for payments made between 13 September 2020 and 30June 2021.
DRAMATIC DROP IN SMES REPORTING CASH FLOW ISSUES BUT WOES Cash conservation is behind a dramatic drop in the number of businesses reporting cash flow issues, with three times as many SMEsas usual saying
QUEENSLAND GOVERNMENT LAUNCHES $1.84 BILLION JOBS FUND FOR The Palaszczuk Government has launched a new $1.84 Jobs Fund to boost Queensland’s industry footprint, create jobs and create a stronger state economy. It is part of the Queensland economic recovery plan to provide a vision for the states's long term recovery following the COVID-19 pandemic, with a strong health response to the crisis providing a solid platform to transform the economy NSW INTERGENERATIONAL REPORT SHOWS NEW VISION FOR NSW IN The 2021–22 NSW Intergenerational Report (IGR) released by the NSW government this week (7 June) shows a snapshot of the state in 40 years’ time, with people expected to live longer, have more flexible career options and have a higher standard of living. TAX PLANNING: CHECKLIST FOR SMALL-BUSINESS OWNERS Superannuation; If you are interested in saving some real tax money, make contributing to your super fund one of your strategies, not just in the lead-up to year end, but throughout the year as well, so that you spread out an otherwise high impact on your cash flow.. Take care not to exceed the concessional cap, as this will defeat the purpose of the exercise, the excess being taxed at your NEW OFFICEWORKS REPORT HELPS SMES MAKE THE MOST OF EOFY We all like a windfall. Now Officeworks, is actively helping businesses make the most of their tax returns and savings opportunities. Just in time for EOFY sales, the office suppliers store has commissioned a new research report to explore exactly what tax breaks are available to small business owners (SBO) this year, and how widely it is understood in the SBO community. It is timely, forAUTHOR | MYBUSINESS
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SYDNEY RESEARCH COMPANY FACES COURT OVER SHAM CONTRACTING WITHDISABILITY WORKERS
The Bondi-based health and wellness research company, Doll House Training Pty Ltd, faces the Federal...read more
FINANCE
AUSTRALIAN REGULATORS WRAP UP THE USE OF LIBOR IN NEW CONTRACTSPEOPLE & HR
STRENGTH IN NUMBERS FOR SMES WITH NEW ACCC COLLECTIVE BARGAINING RULESPEOPLE & HR
NEW COMMONWEALTH $500 A WEEK RELIEF PAYMENT FOR VICTORIAN WORKERS IMPACTED BY LOCKDOWNGROWTH
30,000 TOURISM VOUCHERS ON OFFER TO SPEND ON THE QUEENSLAND GOLD COASTPEOPLE & HR
VICTORIAN BUSINESSES ASSURED ENHANCED WORKCOVER WILL GIVE THEM SUPPORTNEEDED
FINANCE
VICTORIANS OFFERED SUPPORT OF UP TO $500 PER WEEK FOR LOCKDOWNDURATION
TAX & ACCOUNTING
TAX PLANNING: CHECKLIST FOR SMALL-BUSINESS OWNERSFINANCE
VICTORIAN BUSINESSES GET EXTRA $209M SUPPORT AS COVID LOCKDOWN CONTINUES FOR ANOTHER WEEKview all
LATEST POLL
HOW SATISFIED ARE YOU WITH THE SME MEASURES IN THE FEDERAL BUDGET?Extremely satisfied
Satisfied
Unsatisfied
I expected more
Extremely satisfied
30%
Satisfied
26.1%
Unsatisfied
23.4%
I expected more
19%
TOTAL VOTES: 3205
The voting for this poll has ended__ LISTEN
WHAT’S MAKING NEWS: FROM JOBMAKER TO STATE BUDGETS AND WHAT IT ALLMEANS FOR YOU
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A YEAR OF CONVERGING CRISES AND VITAL LESSONS: WHAT WE CAN TAKE AWAYFROM 2020
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HOW TO CREATE AND MAINTAIN A CONNECTED COMPANY AMID A PANDEMICListen now __
__ KNOWLEDGE CENTRE
MANAGING YOUR MINDSET IN A CONTESTED BATTLESPACE – LESSONS FROM AFIGHTER PILOT
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REMOTE COLLABORATION – HOW TO CREATE (AND MAINTAIN) A CONNECTEDCOMPANY
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MANAGING MENTAL HEALTH ISSUES WHEN CONFRONTED WITH THEMView now __
__ WATCH
WEBCAST: EVERYTHING YOU NEED TO KNOW ABOUT JOBKEEPER, JOBMAKER AND KEY DEADLINES AHEAD OF 2021Watch now __
WEBCAST: YOUR JOBKEEPER QUESTIONS ANSWEREDWatch now __
WEBCAST: EVERYTHING YOU NEED TO KNOW AND DO ABOUT JOBKEEPER 2.1Watch now __
__ FINANCE
AUSTRALIAN REGULATORS WRAP UP THE USE OF LIBOR IN NEW CONTRACTSRead now __
VICTORIANS OFFERED SUPPORT OF UP TO $500 PER WEEK FOR LOCKDOWNDURATION
Read now __
VICTORIAN BUSINESSES GET EXTRA $209M SUPPORT AS COVID LOCKDOWN CONTINUES FOR ANOTHER WEEKRead now __
__ GROWTH
30,000 TOURISM VOUCHERS ON OFFER TO SPEND ON THE QUEENSLAND GOLD COAST BUSINESS NSW APPLAUDS PRODUCTIVITY COMMISSION REPORT FOR BUSINESS-LEDECONOMIC RECOVERY
RBA MAKES LATEST OFFICIAL CASH RATE CALL NEW DATA SHOWS SMALL BUSINESS PERFORMANCE SLIPS IN APRIL BUT JOBS AREUP
AUSTRALIA SPARED GLOBAL BUSINESS INSOLVENCY ‘TSUNAMI’ BUT STILL ONHIGH ALERT
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__ OPINION
5 THINGS SMES NEED TO DO TO ENSURE SURVIVAL IN 2021Staff Reporter
NEW FULL EXPENSING POLICY TO BOOST AUSTRALIAN BUSINESS RECOVERYStaff Reporter
WHY CHANGE IS CRUCIAL FOR YOUR CAREER — EVEN IF YOU’RE THE BOSSmdjurdjevic
WHAT HR CAN LEARN FROM ‘THE SOCIAL DILEMMA’mdjurdjevic
FINDING THE SILVER LININGAFlores
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TRENDING
WHAT THE 2021 BUDGET MEANS FOR SMES VICTORIA ANNOUNCES 7-DAY LOCKDOWN FROM MIDNIGHT WITH BIG IMPACT ONBUSINESSES
VICTORIANS OFFERED SUPPORT OF UP TO $500 PER WEEK FOR LOCKDOWNDURATION
VICTORIA’S COVID LOCKDOWN EXTENDED FOR ANOTHER WEEK WITH MORE ASSISTANCE FOR BUSINESSES RBA MAKES LATEST OFFICIAL CASH RATE CALLRELATED POSTS
SYDNEY RESEARCH COMPANY FACES COURT OVER SHAM CONTRACTING WITHDISABILITY WORKERS
AUSTRALIAN REGULATORS WRAP UP THE USE OF LIBOR IN NEW CONTRACTS STRENGTH IN NUMBERS FOR SMES WITH NEW ACCC COLLECTIVE BARGAINING RULESDetails
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