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ST. LOUIS | HEFFERNAN INSURANCE BROKERS St. Louis. Heffernan’s St. Louis-area office is home to a dedicated team of insurance experts specializing in business insurance and employee benefits, family and individual services, and more. St. Louis is also home to our OCIP and WRAP construction insurance team. And despite our CEO’s love for the Giants, in St. Louis we say “GoCards!”.
HEFFERNAN GROUP GIVES BACK The Heffernan Group has been involved in the community since its inception in 1988. In the past ten years, Heffernan has donated over $5.5 million to charity. The firm has been among the Top Greater Bay Area Philanthropists since 2003. The Heffernan Group believes giving back, whether through volunteer opportunities or donations, is a wayto
SEATTLE | HEFFERNAN INSURANCE BROKERS On-Demand Small Business Insurance: How Tech is Making Coverage MoreAffordable
BUSINESS INTERRUPTION CLAIM CHECKLIST 4. Track specific event related business ac vity (i.e. cancella ons, customer complaints, returns, etc.) • Suppor ng documenta on related to customer complaints, cancella on and/or rescheduling of Events FIVE HOSPITALITY INDUSTRY TECH THREATS SLIP AND FALL PREVENTION: BEST PRACTICES FOR RETAILERS Respond to hazards such as spilled beverages immediately. Use caution signs to warn customer of wet floors when needed. Pay attention to outdoor areas as well. Provide good lighting and repair or report damage, such as cracked pavement or broken parking stops. If a slip and fall does occur, professional medical care should be providedimmediately.
IS YOUR FOOD BUSINESS PROTECTED FROM THESE FIVE KEY RISKS Below are five crucial risks you should insure against: 1. Supply chain disruption. Every player in the food industry relies on suppliers. But anything from natural disasters to infrastructure problems to price increases can quickly interrupt that supply line. Losing even one key supplier can have a big impact on quality andconsistency, and
IS YOUR HOSPITALITY BUSINESS PROVIDING “REASONABLE CARE When customers walk through the front door of your business, they have certain expectations that they’ll be safe from hazards, and as a business owner, you have a legal duty to provide a certain standard of “reasonable care” to protect them. HEFFERNAN INSURANCE BROKERS Heffernan’s reputation and success was built through niche practice business such as nonprofit, construction, healthcare, transportation, hospitality, food industry, real estate and technology. With ten branch offices coast-to-coast and approximately 450 staff, RETURNING TO WORK AFTER COVID-19: HOW TO MANAGE EMPLOYEE Returning to Work After COVID-19: How to Manage Employee Reluctance. Offices are starting to reopen, but some employees don’t want to return. According to Employee Benefit News, a Flexjobs survey found that 60% of employees say they will quit if they are required to return to the office. This reluctance – or downright unwillingness– to
ST. LOUIS | HEFFERNAN INSURANCE BROKERS St. Louis. Heffernan’s St. Louis-area office is home to a dedicated team of insurance experts specializing in business insurance and employee benefits, family and individual services, and more. St. Louis is also home to our OCIP and WRAP construction insurance team. And despite our CEO’s love for the Giants, in St. Louis we say “GoCards!”.
HEFFERNAN GROUP GIVES BACK The Heffernan Group has been involved in the community since its inception in 1988. In the past ten years, Heffernan has donated over $5.5 million to charity. The firm has been among the Top Greater Bay Area Philanthropists since 2003. The Heffernan Group believes giving back, whether through volunteer opportunities or donations, is a wayto
SEATTLE | HEFFERNAN INSURANCE BROKERS On-Demand Small Business Insurance: How Tech is Making Coverage MoreAffordable
BUSINESS INTERRUPTION CLAIM CHECKLIST 4. Track specific event related business ac vity (i.e. cancella ons, customer complaints, returns, etc.) • Suppor ng documenta on related to customer complaints, cancella on and/or rescheduling of Events FIVE HOSPITALITY INDUSTRY TECH THREATS SLIP AND FALL PREVENTION: BEST PRACTICES FOR RETAILERS Respond to hazards such as spilled beverages immediately. Use caution signs to warn customer of wet floors when needed. Pay attention to outdoor areas as well. Provide good lighting and repair or report damage, such as cracked pavement or broken parking stops. If a slip and fall does occur, professional medical care should be providedimmediately.
IS YOUR FOOD BUSINESS PROTECTED FROM THESE FIVE KEY RISKS Below are five crucial risks you should insure against: 1. Supply chain disruption. Every player in the food industry relies on suppliers. But anything from natural disasters to infrastructure problems to price increases can quickly interrupt that supply line. Losing even one key supplier can have a big impact on quality andconsistency, and
IS YOUR HOSPITALITY BUSINESS PROVIDING “REASONABLE CARE When customers walk through the front door of your business, they have certain expectations that they’ll be safe from hazards, and as a business owner, you have a legal duty to provide a certain standard of “reasonable care” to protect them. HOME CARE BUSINESS INSURANCE Heffernan Insurance offers custom-tailored packages for Home Health Care business, agencies, and more. Protect your in-home care business with home care business insurance with coverage for general and professional liability, worker's comp, and more. Get PORTABLE SANITATION INSURANCE Mark Herring. Heffernan Portable Sanitation Insurance Practice Leader D: 503.419.5807 markh@heffins.com MERGERS & ACQUISITIONS Mergers & Acquisitions. Since its founding in 1988, Heffernan has grown to over $150 million in revenue by focusing its efforts on organic growth, as well as strategic and culturally aligned acquisitions. With a commitment to people, Heffernan values a culture dedicated to serving its clients’ needs, providing guidance toprotect valuable
STAFFING PROFESSIONAL LIABILITY INSURANCE Staffing placements and services are often the subject of class action suits involving a large number of people bringing suit against a staffing firm. Jordan Markuson of Heffernan is an Insurance Broker specializing in placing Workers Compensation and Liability Insurance for Temporary Staffing Agencies. Jordan champions a proprietaryholistic
FIVE REASONS TO HAVE UMBRELLA INSURANCE Below are five reasons to consider umbrella insurance: 1. Claims can be expensive. If you don’t have enough insurance, you’re taking on a lot of risk. Look at your auto insurance policy as an example. Each state establishes minimum liability requirements. In California, drivers need coverage for at least $15,000 for injury or death to oneLIFE INSURANCE 101
CONTACT INFORMATION. Heffernan Life Division 1350 Carlback Avenue. Walnut Creek, CA 94596 Phone: 925.934.8500. Fax: 925.934.8278 heffins.com . License #0564249 THREE TYPES OF FRANCHISE RISK Three Types of Franchise Risk. January 22, 2018. The franchise model offers unique benefits for both the franchisee and the franchisor. The franchisee gets to own and operate an independent business. The franchisor gets to grow the brand and earn another stream of income. But these rewards come with risks. IS YOUR FOOD BUSINESS PROTECTED FROM THESE FIVE KEY RISKS Below are five crucial risks you should insure against: 1. Supply chain disruption. Every player in the food industry relies on suppliers. But anything from natural disasters to infrastructure problems to price increases can quickly interrupt that supply line. Losing even one key supplier can have a big impact on quality andconsistency, and
FIVE KEY ELEMENTS TO MANAGE COMMERCIAL PROPERTY RISKS Make sure your commercial property risk management strategy has at least these five key elements: 1. A safety first mindset. Renters want a place that has a reputation for being safe and secure, so make sure your property fits the bill with these features: Doors and windows that are solid wood or steel with reinforced and shatterproof glasspanels.
WHEN TENANTS ARE FORCED TO RELOCATE, WHO PAYS? The Dollars and Cents – $730,000. In this scenario, many residents were unable to find comparable housing on short notice in a tight rental market. They were forced to pay an average of $360 per month more than they had been paying. In addition, they incurred the cost of moving their salvageable belongings to and from their temporaryhousing
HEFFERNAN INSURANCE BROKERS Heffernan’s reputation and success was built through niche practice business such as nonprofit, construction, healthcare, transportation, hospitality, food industry, real estate and technology. With ten branch offices coast-to-coast and approximately 450 staff, CONTACT US | HEFFERNAN INSURANCE BROKERS Can't find what you're looking for? Would you like to talk with one of our experts? Please let us know what we can do for you: PORTABLE SANITATION INSURANCE Mark Herring. Heffernan Portable Sanitation Insurance Practice Leader D: 503.419.5807 markh@heffins.com BUSINESS INTERRUPTION CLAIM CHECKLIST 4. Track specific event related business ac vity (i.e. cancella ons, customer complaints, returns, etc.) • Suppor ng documenta on related to customer complaints, cancella on and/or rescheduling of Events ST. LOUIS | HEFFERNAN INSURANCE BROKERS St. Louis. Heffernan’s St. Louis-area office is home to a dedicated team of insurance experts specializing in business insurance and employee benefits, family and individual services, and more. St. Louis is also home to our OCIP and WRAP construction insurance team. And despite our CEO’s love for the Giants, in St. Louis we say “GoCards!”.
THREE TYPES OF FRANCHISE RISK Three Types of Franchise Risk. January 22, 2018. The franchise model offers unique benefits for both the franchisee and the franchisor. The franchisee gets to own and operate an independent business. The franchisor gets to grow the brand and earn another stream of income. But these rewards come with risks. SLIP AND FALL PREVENTION: BEST PRACTICES FOR RETAILERS Respond to hazards such as spilled beverages immediately. Use caution signs to warn customer of wet floors when needed. Pay attention to outdoor areas as well. Provide good lighting and repair or report damage, such as cracked pavement or broken parking stops. If a slip and fall does occur, professional medical care should be providedimmediately.
FIVE HOSPITALITY INDUSTRY TECH THREATS HEFFERNAN GROUP GIVES BACK The Heffernan Group has been involved in the community since its inception in 1988. In the past ten years, Heffernan has donated over $5.5 million to charity. The firm has been among the Top Greater Bay Area Philanthropists since 2003. The Heffernan Group believes giving back, whether through volunteer opportunities or donations, is a wayto
COBRA DEADLINES ‘TOLLED’ DURING OUTBREAK PERIOD Office Locations: San Francisco, Los Angeles, Irvine, Walnut Creek, Menlo Park, Petaluma, CA; Portland, OR; Phoenix, AZ; Seattle, WA; St. Louis, MO; and London, UK HEFFERNAN INSURANCE BROKERS Heffernan’s reputation and success was built through niche practice business such as nonprofit, construction, healthcare, transportation, hospitality, food industry, real estate and technology. With ten branch offices coast-to-coast and approximately 450 staff, CONTACT US | HEFFERNAN INSURANCE BROKERS Can't find what you're looking for? Would you like to talk with one of our experts? Please let us know what we can do for you: PORTABLE SANITATION INSURANCE Mark Herring. Heffernan Portable Sanitation Insurance Practice Leader D: 503.419.5807 markh@heffins.com BUSINESS INTERRUPTION CLAIM CHECKLIST 4. Track specific event related business ac vity (i.e. cancella ons, customer complaints, returns, etc.) • Suppor ng documenta on related to customer complaints, cancella on and/or rescheduling of Events ST. LOUIS | HEFFERNAN INSURANCE BROKERS St. Louis. Heffernan’s St. Louis-area office is home to a dedicated team of insurance experts specializing in business insurance and employee benefits, family and individual services, and more. St. Louis is also home to our OCIP and WRAP construction insurance team. And despite our CEO’s love for the Giants, in St. Louis we say “GoCards!”.
THREE TYPES OF FRANCHISE RISK Three Types of Franchise Risk. January 22, 2018. The franchise model offers unique benefits for both the franchisee and the franchisor. The franchisee gets to own and operate an independent business. The franchisor gets to grow the brand and earn another stream of income. But these rewards come with risks. SLIP AND FALL PREVENTION: BEST PRACTICES FOR RETAILERS Respond to hazards such as spilled beverages immediately. Use caution signs to warn customer of wet floors when needed. Pay attention to outdoor areas as well. Provide good lighting and repair or report damage, such as cracked pavement or broken parking stops. If a slip and fall does occur, professional medical care should be providedimmediately.
FIVE HOSPITALITY INDUSTRY TECH THREATS HEFFERNAN GROUP GIVES BACK The Heffernan Group has been involved in the community since its inception in 1988. In the past ten years, Heffernan has donated over $5.5 million to charity. The firm has been among the Top Greater Bay Area Philanthropists since 2003. The Heffernan Group believes giving back, whether through volunteer opportunities or donations, is a wayto
COBRA DEADLINES ‘TOLLED’ DURING OUTBREAK PERIOD Office Locations: San Francisco, Los Angeles, Irvine, Walnut Creek, Menlo Park, Petaluma, CA; Portland, OR; Phoenix, AZ; Seattle, WA; St. Louis, MO; and London, UK RETURNING TO WORK AFTER COVID-19: HOW TO MANAGE EMPLOYEE Offices are starting to reopen, but some employees don’t want to return. According to Employee Benefit News, a Flexjobs survey found that 60% of employees say they will quit if they are required to return to the office.. This reluctance – or downright unwillingness – to return to the office is creating a problem for managers who want to get back to normal. HOME CARE BUSINESS INSURANCE Heffernan Insurance offers custom-tailored packages for Home Health Care business, agencies, and more. Protect your in-home care business with home care business insurance with coverage for general and professional liability, worker's comp, and more. Get CONTACT US | HEFFERNAN INSURANCE BROKERS Can't find what you're looking for? Would you like to talk with one of our experts? Please let us know what we can do for you: LOCATIONS | HEFFERNAN INSURANCE BROKERS Menlo Park. 1460B O'Brien Drive Menlo Park, CA 94025. 800-833-7337 or 650-842-5200. 650-842-5201 PORTABLE SANITATION INSURANCE Mark Herring. Heffernan Portable Sanitation Insurance Practice Leader D: 503.419.5807 markh@heffins.com HEFFERNAN INSURANCE BROKERS Login. To access all of our carriers' information please login with your windows credentials SEATTLE | HEFFERNAN INSURANCE BROKERS On-Demand Small Business Insurance: How Tech is Making Coverage MoreAffordable
FIVE REASONS TO HAVE UMBRELLA INSURANCE Below are five reasons to consider umbrella insurance: 1. Claims can be expensive. If you don’t have enough insurance, you’re taking on a lot of risk. Look at your auto insurance policy as an example. Each state establishes minimum liability requirements. In California, drivers need coverage for at least $15,000 for injury or death to oneLIFE INSURANCE 101
CONTACT INFORMATION. Heffernan Life Division 1350 Carlback Avenue. Walnut Creek, CA 94596 Phone: 925.934.8500. Fax: 925.934.8278 heffins.com . License #0564249 LIFE DIVISION INDEPENDENT AGENTS David Breslow 510-886-1318 dbreslow@jps.net Dave has been serving his clients' financial needs for nearly 30 years. With his rich background in insurance HEFFERNAN INSURANCE BROKERS Heffernan’s reputation and success was built through niche practice business such as nonprofit, construction, healthcare, transportation, hospitality, food industry, real estate and technology. With ten branch offices coast-to-coast and approximately 450 staff, ST. LOUIS | HEFFERNAN INSURANCE BROKERS St. Louis. Heffernan’s St. Louis-area office is home to a dedicated team of insurance experts specializing in business insurance and employee benefits, family and individual services, and more. St. Louis is also home to our OCIP and WRAP construction insurance team. And despite our CEO’s love for the Giants, in St. Louis we say “GoCards!”.
PORTABLE SANITATION INSURANCE Mark Herring. Heffernan Portable Sanitation Insurance Practice Leader D: 503.419.5807 markh@heffins.com HEFFERNAN INSURANCE BROKERS Login. To access all of our carriers' information please login with your windows credentials THREE TYPES OF FRANCHISE RISK Three Types of Franchise Risk. January 22, 2018. The franchise model offers unique benefits for both the franchisee and the franchisor. The franchisee gets to own and operate an independent business. The franchisor gets to grow the brand and earn another stream of income. But these rewards come with risks. BUSINESS INTERRUPTION CLAIM CHECKLIST 4. Track specific event related business ac vity (i.e. cancella ons, customer complaints, returns, etc.) • Suppor ng documenta on related to customer complaints, cancella on and/or rescheduling of Events HEFFERNAN GROUP GIVES BACK The Heffernan Group has been involved in the community since its inception in 1988. In the past ten years, Heffernan has donated over $5.5 million to charity. The firm has been among the Top Greater Bay Area Philanthropists since 2003. The Heffernan Group believes giving back, whether through volunteer opportunities or donations, is a wayto
SLIP AND FALL PREVENTION: BEST PRACTICES FOR RETAILERS Respond to hazards such as spilled beverages immediately. Use caution signs to warn customer of wet floors when needed. Pay attention to outdoor areas as well. Provide good lighting and repair or report damage, such as cracked pavement or broken parking stops. If a slip and fall does occur, professional medical care should be providedimmediately.
FIVE HOSPITALITY INDUSTRY TECH THREATS COBRA DEADLINES ‘TOLLED’ DURING OUTBREAK PERIOD Office Locations: San Francisco, Los Angeles, Irvine, Walnut Creek, Menlo Park, Petaluma, CA; Portland, OR; Phoenix, AZ; Seattle, WA; St. Louis, MO; and London, UK HEFFERNAN INSURANCE BROKERS Heffernan’s reputation and success was built through niche practice business such as nonprofit, construction, healthcare, transportation, hospitality, food industry, real estate and technology. With ten branch offices coast-to-coast and approximately 450 staff, ST. LOUIS | HEFFERNAN INSURANCE BROKERS St. Louis. Heffernan’s St. Louis-area office is home to a dedicated team of insurance experts specializing in business insurance and employee benefits, family and individual services, and more. St. Louis is also home to our OCIP and WRAP construction insurance team. And despite our CEO’s love for the Giants, in St. Louis we say “GoCards!”.
PORTABLE SANITATION INSURANCE Mark Herring. Heffernan Portable Sanitation Insurance Practice Leader D: 503.419.5807 markh@heffins.com HEFFERNAN INSURANCE BROKERS Login. To access all of our carriers' information please login with your windows credentials THREE TYPES OF FRANCHISE RISK Three Types of Franchise Risk. January 22, 2018. The franchise model offers unique benefits for both the franchisee and the franchisor. The franchisee gets to own and operate an independent business. The franchisor gets to grow the brand and earn another stream of income. But these rewards come with risks. BUSINESS INTERRUPTION CLAIM CHECKLIST 4. Track specific event related business ac vity (i.e. cancella ons, customer complaints, returns, etc.) • Suppor ng documenta on related to customer complaints, cancella on and/or rescheduling of Events HEFFERNAN GROUP GIVES BACK The Heffernan Group has been involved in the community since its inception in 1988. In the past ten years, Heffernan has donated over $5.5 million to charity. The firm has been among the Top Greater Bay Area Philanthropists since 2003. The Heffernan Group believes giving back, whether through volunteer opportunities or donations, is a wayto
SLIP AND FALL PREVENTION: BEST PRACTICES FOR RETAILERS Respond to hazards such as spilled beverages immediately. Use caution signs to warn customer of wet floors when needed. Pay attention to outdoor areas as well. Provide good lighting and repair or report damage, such as cracked pavement or broken parking stops. If a slip and fall does occur, professional medical care should be providedimmediately.
FIVE HOSPITALITY INDUSTRY TECH THREATS COBRA DEADLINES ‘TOLLED’ DURING OUTBREAK PERIOD Office Locations: San Francisco, Los Angeles, Irvine, Walnut Creek, Menlo Park, Petaluma, CA; Portland, OR; Phoenix, AZ; Seattle, WA; St. Louis, MO; and London, UK RETURNING TO WORK AFTER COVID-19: HOW TO MANAGE EMPLOYEE Offices are starting to reopen, but some employees don’t want to return. According to Employee Benefit News, a Flexjobs survey found that 60% of employees say they will quit if they are required to return to the office.. This reluctance – or downright unwillingness – to return to the office is creating a problem for managers who want to get back to normal. HOME CARE BUSINESS INSURANCE Heffernan Insurance offers custom-tailored packages for Home Health Care business, agencies, and more. Protect your in-home care business with home care business insurance with coverage for general and professional liability, worker's comp, and more. Get CONTACT US | HEFFERNAN INSURANCE BROKERS Can't find what you're looking for? Would you like to talk with one of our experts? Please let us know what we can do for you: PORTABLE SANITATION INSURANCE Mark Herring. Heffernan Portable Sanitation Insurance Practice Leader D: 503.419.5807 markh@heffins.com HEFFERNAN GROUP LEADERSHIP TEAM Jen Mahoney. Chief Operating Officer. John Petersen. Chief InformationOfficer.
LOCATIONS | HEFFERNAN INSURANCE BROKERS Menlo Park. 1460B O'Brien Drive Menlo Park, CA 94025. 800-833-7337 or 650-842-5200. 650-842-5201 HEFFERNAN INSURANCE BROKERS Login. To access all of our carriers' information please login with your windows credentials SEATTLE | HEFFERNAN INSURANCE BROKERS On-Demand Small Business Insurance: How Tech is Making Coverage MoreAffordable
LIFE INSURANCE 101
CONTACT INFORMATION. Heffernan Life Division 1350 Carlback Avenue. Walnut Creek, CA 94596 Phone: 925.934.8500. Fax: 925.934.8278 heffins.com . License #0564249 LIFE DIVISION INDEPENDENT AGENTS David Breslow 510-886-1318 dbreslow@jps.net Dave has been serving his clients' financial needs for nearly 30 years. With his rich background in insurance HEFFERNAN INSURANCE BROKERS Heffernan’s reputation and success was built through niche practice business such as nonprofit, construction, healthcare, transportation, hospitality, food industry, real estate and technology. With ten branch offices coast-to-coast and approximately 450 staff, ST. LOUIS | HEFFERNAN INSURANCE BROKERS St. Louis. Heffernan’s St. Louis-area office is home to a dedicated team of insurance experts specializing in business insurance and employee benefits, family and individual services, and more. St. Louis is also home to our OCIP and WRAP construction insurance team. And despite our CEO’s love for the Giants, in St. Louis we say “GoCards!”.
PORTABLE SANITATION INSURANCE Mark Herring. Heffernan Portable Sanitation Insurance Practice Leader D: 503.419.5807 markh@heffins.com HEFFERNAN GROUP GIVES BACK The Heffernan Group has been involved in the community since its inception in 1988. In the past ten years, Heffernan has donated over $5.5 million to charity. The firm has been among the Top Greater Bay Area Philanthropists since 2003. The Heffernan Group believes giving back, whether through volunteer opportunities or donations, is a wayto
BUSINESS INTERRUPTION CLAIM CHECKLIST 4. Track specific event related business ac vity (i.e. cancella ons, customer complaints, returns, etc.) • Suppor ng documenta on related to customer complaints, cancella on and/or rescheduling of Events SEATTLE | HEFFERNAN INSURANCE BROKERS On-Demand Small Business Insurance: How Tech is Making Coverage MoreAffordable
FIVE REASONS TO HAVE UMBRELLA INSURANCE Below are five reasons to consider umbrella insurance: 1. Claims can be expensive. If you don’t have enough insurance, you’re taking on a lot of risk. Look at your auto insurance policy as an example. Each state establishes minimum liability requirements. In California, drivers need coverage for at least $15,000 for injury or death to one FIVE HOSPITALITY INDUSTRY TECH THREATS SLIP AND FALL PREVENTION: BEST PRACTICES FOR RETAILERS Respond to hazards such as spilled beverages immediately. Use caution signs to warn customer of wet floors when needed. Pay attention to outdoor areas as well. Provide good lighting and repair or report damage, such as cracked pavement or broken parking stops. If a slip and fall does occur, professional medical care should be providedimmediately.
WHEN TENANTS ARE FORCED TO RELOCATE, WHO PAYS? The Dollars and Cents – $730,000. In this scenario, many residents were unable to find comparable housing on short notice in a tight rental market. They were forced to pay an average of $360 per month more than they had been paying. In addition, they incurred the cost of moving their salvageable belongings to and from their temporaryhousing
HEFFERNAN INSURANCE BROKERS Heffernan’s reputation and success was built through niche practice business such as nonprofit, construction, healthcare, transportation, hospitality, food industry, real estate and technology. With ten branch offices coast-to-coast and approximately 450 staff, ST. LOUIS | HEFFERNAN INSURANCE BROKERS St. Louis. Heffernan’s St. Louis-area office is home to a dedicated team of insurance experts specializing in business insurance and employee benefits, family and individual services, and more. St. Louis is also home to our OCIP and WRAP construction insurance team. And despite our CEO’s love for the Giants, in St. Louis we say “GoCards!”.
PORTABLE SANITATION INSURANCE Mark Herring. Heffernan Portable Sanitation Insurance Practice Leader D: 503.419.5807 markh@heffins.com HEFFERNAN GROUP GIVES BACK The Heffernan Group has been involved in the community since its inception in 1988. In the past ten years, Heffernan has donated over $5.5 million to charity. The firm has been among the Top Greater Bay Area Philanthropists since 2003. The Heffernan Group believes giving back, whether through volunteer opportunities or donations, is a wayto
BUSINESS INTERRUPTION CLAIM CHECKLIST 4. Track specific event related business ac vity (i.e. cancella ons, customer complaints, returns, etc.) • Suppor ng documenta on related to customer complaints, cancella on and/or rescheduling of Events SEATTLE | HEFFERNAN INSURANCE BROKERS On-Demand Small Business Insurance: How Tech is Making Coverage MoreAffordable
FIVE REASONS TO HAVE UMBRELLA INSURANCE Below are five reasons to consider umbrella insurance: 1. Claims can be expensive. If you don’t have enough insurance, you’re taking on a lot of risk. Look at your auto insurance policy as an example. Each state establishes minimum liability requirements. In California, drivers need coverage for at least $15,000 for injury or death to one FIVE HOSPITALITY INDUSTRY TECH THREATS SLIP AND FALL PREVENTION: BEST PRACTICES FOR RETAILERS Respond to hazards such as spilled beverages immediately. Use caution signs to warn customer of wet floors when needed. Pay attention to outdoor areas as well. Provide good lighting and repair or report damage, such as cracked pavement or broken parking stops. If a slip and fall does occur, professional medical care should be providedimmediately.
WHEN TENANTS ARE FORCED TO RELOCATE, WHO PAYS? The Dollars and Cents – $730,000. In this scenario, many residents were unable to find comparable housing on short notice in a tight rental market. They were forced to pay an average of $360 per month more than they had been paying. In addition, they incurred the cost of moving their salvageable belongings to and from their temporaryhousing
RETURNING TO WORK AFTER COVID-19: HOW TO MANAGE EMPLOYEE Offices are starting to reopen, but some employees don’t want to return. According to Employee Benefit News, a Flexjobs survey found that 60% of employees say they will quit if they are required to return to the office.. This reluctance – or downright unwillingness – to return to the office is creating a problem for managers who want to get back to normal. HOME CARE BUSINESS INSURANCE Heffernan Insurance offers custom-tailored packages for Home Health Care business, agencies, and more. Protect your in-home care business with home care business insurance with coverage for general and professional liability, worker's comp, and more. Get HEFFERNAN GROUP LEADERSHIP TEAM Jen Mahoney. Chief Operating Officer. John Petersen. Chief InformationOfficer.
PORTABLE SANITATION INSURANCE Mark Herring. Heffernan Portable Sanitation Insurance Practice Leader D: 503.419.5807 markh@heffins.com 10 IDEAS TO PROMOTE HEART WELLNESS AT WORK This February, promote heart wellness at work with these 10 ideas. Encourage healthy snacks. If the office is stocked with nothing but doughnuts and cake, people are going to have a hard time eating healthy. Offer snacks featuring whole grains, freshLIFE INSURANCE 101
CONTACT INFORMATION. Heffernan Life Division 1350 Carlback Avenue. Walnut Creek, CA 94596 Phone: 925.934.8500. Fax: 925.934.8278 heffins.com . License #0564249 STAFFING PROFESSIONAL LIABILITY INSURANCE Staffing placements and services are often the subject of class action suits involving a large number of people bringing suit against a staffing firm. Jordan Markuson of Heffernan is an Insurance Broker specializing in placing Workers Compensation and Liability Insurance for Temporary Staffing Agencies. Jordan champions a proprietaryholistic
THREE TYPES OF FRANCHISE RISK Three Types of Franchise Risk. January 22, 2018. The franchise model offers unique benefits for both the franchisee and the franchisor. The franchisee gets to own and operate an independent business. The franchisor gets to grow the brand and earn another stream of income. But these rewards come with risks.ELIZABETH BISHOP
Elizabeth Bishop is currently the Executive Vice President for both our North Bay and Portland operations. She leads an aggressive business development initiative, which includes managing her own clients as well as focusing on construction, manufacturing, nonprofits, wine, and professional liability. Elizabeth started her insurance career at Chubb & Son and has held various positions there WHEN TENANTS ARE FORCED TO RELOCATE, WHO PAYS? The Dollars and Cents – $730,000. In this scenario, many residents were unable to find comparable housing on short notice in a tight rental market. They were forced to pay an average of $360 per month more than they had been paying. In addition, they incurred the cost of moving their salvageable belongings to and from their temporaryhousing
HEFFERNAN INSURANCE BROKERS Heffernan’s reputation and success was built through niche practice business such as nonprofit, construction, healthcare, transportation, hospitality, food industry, real estate and technology. With ten branch offices coast-to-coast and approximately 450 staff, HOME CARE BUSINESS INSURANCE Heffernan Insurance offers custom-tailored packages for Home Health Care business, agencies, and more. Protect your in-home care business with home care business insurance with coverage for general and professional liability, worker's comp, and more. Get a quote online, or contact us via our website today! HEFFERNAN GROUP LEADERSHIP TEAM Jen Mahoney. Chief Operating Officer. John Petersen. Chief InformationOfficer.
PORTABLE SANITATION INSURANCE Mark Herring. Heffernan Portable Sanitation Insurance Practice Leader D: 503.419.5807 markh@heffins.com ST. LOUIS | HEFFERNAN INSURANCE BROKERS St. Louis. Heffernan’s St. Louis-area office is home to a dedicated team of insurance experts specializing in business insurance and employee benefits, family and individual services, and more. St. Louis is also home to our OCIP and WRAP construction insurance team. And despite our CEO’s love for the Giants, in St. Louis we say “GoCards!”.
BUSINESS INTERRUPTION CLAIM CHECKLIST 4. Track specific event related business ac vity (i.e. cancella ons, customer complaints, returns, etc.) • Suppor ng documenta on related to customer complaints, cancella on and/or rescheduling of Events SEATTLE | HEFFERNAN INSURANCE BROKERS On-Demand Small Business Insurance: How Tech is Making Coverage MoreAffordable
HEFFERNAN GROUP GIVES BACK The Heffernan Group has been involved in the community since its inception in 1988. In the past ten years, Heffernan has donated over $5.5 million to charity. The firm has been among the Top Greater Bay Area Philanthropists since 2003. The Heffernan Group believes giving back, whether through volunteer opportunities or donations, is a wayto
WHY THE COINSURANCE CLAUSE MATTERS ON YOUR COMMERCIAL Have you ever agreed to something without reading the fine print? If so, you’re not alone. According to a Deloitte study, 91 percent of consumers accept legal terms and conditions without reading them.. It’s understandable in a way – legal terms can be long and difficult to understand. IS YOUR HOSPITALITY BUSINESS PROVIDING “REASONABLE CARE When customers walk through the front door of your business, they have certain expectations that they’ll be safe from hazards, and as a business owner, you have a legal duty to provide a certain standard of “reasonable care” to protect them. HEFFERNAN INSURANCE BROKERS Heffernan’s reputation and success was built through niche practice business such as nonprofit, construction, healthcare, transportation, hospitality, food industry, real estate and technology. With ten branch offices coast-to-coast and approximately 450 staff, HOME CARE BUSINESS INSURANCE Heffernan Insurance offers custom-tailored packages for Home Health Care business, agencies, and more. Protect your in-home care business with home care business insurance with coverage for general and professional liability, worker's comp, and more. Get a quote online, or contact us via our website today! HEFFERNAN GROUP LEADERSHIP TEAM Jen Mahoney. Chief Operating Officer. John Petersen. Chief InformationOfficer.
PORTABLE SANITATION INSURANCE Mark Herring. Heffernan Portable Sanitation Insurance Practice Leader D: 503.419.5807 markh@heffins.com ST. LOUIS | HEFFERNAN INSURANCE BROKERS St. Louis. Heffernan’s St. Louis-area office is home to a dedicated team of insurance experts specializing in business insurance and employee benefits, family and individual services, and more. St. Louis is also home to our OCIP and WRAP construction insurance team. And despite our CEO’s love for the Giants, in St. Louis we say “GoCards!”.
BUSINESS INTERRUPTION CLAIM CHECKLIST 4. Track specific event related business ac vity (i.e. cancella ons, customer complaints, returns, etc.) • Suppor ng documenta on related to customer complaints, cancella on and/or rescheduling of Events SEATTLE | HEFFERNAN INSURANCE BROKERS On-Demand Small Business Insurance: How Tech is Making Coverage MoreAffordable
HEFFERNAN GROUP GIVES BACK The Heffernan Group has been involved in the community since its inception in 1988. In the past ten years, Heffernan has donated over $5.5 million to charity. The firm has been among the Top Greater Bay Area Philanthropists since 2003. The Heffernan Group believes giving back, whether through volunteer opportunities or donations, is a wayto
WHY THE COINSURANCE CLAUSE MATTERS ON YOUR COMMERCIAL Have you ever agreed to something without reading the fine print? If so, you’re not alone. According to a Deloitte study, 91 percent of consumers accept legal terms and conditions without reading them.. It’s understandable in a way – legal terms can be long and difficult to understand. IS YOUR HOSPITALITY BUSINESS PROVIDING “REASONABLE CARE When customers walk through the front door of your business, they have certain expectations that they’ll be safe from hazards, and as a business owner, you have a legal duty to provide a certain standard of “reasonable care” to protect them. HEFFERNAN GROUP LEADERSHIP TEAM Jen Mahoney. Chief Operating Officer. John Petersen. Chief InformationOfficer.
CONTACT US | HEFFERNAN INSURANCE BROKERS Can't find what you're looking for? Would you like to talk with one of our experts? Please let us know what we can do for you: LOCATIONS | HEFFERNAN INSURANCE BROKERS Napa. 550 Gateway Drive, Suite 107 Napa, CA 94558. 800-655-7796.707-781-0800
PRIVATE CLIENT SERVICES Customized Insurance for Family Offices and High Net Worth Individuals Heffernan’s Private Client Group provides personal risk management solutions to family offices and affluent individuals. We operate globally and locally, according to your needs. That’s because we know your insurance needs are unique to you and require more than off-the-shelf products and services. HEFFERNAN SMALL BUSINESS COMMERCIAL INSURANCE BROKERS Heffernan Insurance Brokers is the go-to source for insurance for small businesses, from sole proprietors working from home to fast-growing companies with ever-changing needs. Our small-business division is part of our overall commitment to the insurance needs of companies of all sizes. Although we have grown into a $100 millioncompany over
STAFFING PROFESSIONAL LIABILITY INSURANCE Staffing placements and services are often the subject of class action suits involving a large number of people bringing suit against a staffing firm. Jordan Markuson of Heffernan is an Insurance Broker specializing in placing Workers Compensation and Liability Insurance for Temporary Staffing Agencies. Jordan champions a proprietaryholistic
LIFE INSURANCE 101
CONTACT INFORMATION. Heffernan Life Division 1350 Carlback Avenue. Walnut Creek, CA 94596 Phone: 925.934.8500. Fax: 925.934.8278 heffins.com . License #0564249 FIVE HOSPITALITY INDUSTRY TECH THREATS Hacks on Connected Services. The Internet of Things is expected to provide $19 trillion in cost-savings and profits for the hospitality sector, according to Entrepreneur. Guests can use connected devices to personalize their stay, and the hotel can use it to improve monitoring and access. But again, there’s a downside.ELIZABETH BISHOP
Elizabeth Bishop is currently the Executive Vice President for both our North Bay and Portland operations. She leads an aggressive business development initiative, which includes managing her own clients as well as focusing on construction, manufacturing, nonprofits, wine, and professional liability. Elizabeth started her insurance career at Chubb & Son and has held various positions there THREE TYPES OF FRANCHISE RISK Three Types of Franchise Risk. January 22, 2018. The franchise model offers unique benefits for both the franchisee and the franchisor. The franchisee gets to own and operate an independent business. The franchisor gets to grow the brand and earn another stream of income. But these rewards come with risks. HEFFERNAN INSURANCE BROKERS Heffernan’s reputation and success was built through niche practice business such as nonprofit, construction, healthcare, transportation, hospitality, food industry, real estate and technology. With ten branch offices coast-to-coast and approximately 450 staff, HOME CARE BUSINESS INSURANCE Heffernan Insurance offers custom-tailored packages for Home Health Care business, agencies, and more. Protect your in-home care business with home care business insurance with coverage for general and professional liability, worker's comp, and more. Get a quote online, or contact us via our website today! HEFFERNAN GROUP LEADERSHIP TEAM Jen Mahoney. Chief Operating Officer. John Petersen. Chief InformationOfficer.
PORTABLE SANITATION INSURANCE Mark Herring. Heffernan Portable Sanitation Insurance Practice Leader D: 503.419.5807 markh@heffins.com ST. LOUIS | HEFFERNAN INSURANCE BROKERS St. Louis. Heffernan’s St. Louis-area office is home to a dedicated team of insurance experts specializing in business insurance and employee benefits, family and individual services, and more. St. Louis is also home to our OCIP and WRAP construction insurance team. And despite our CEO’s love for the Giants, in St. Louis we say “GoCards!”.
BUSINESS INTERRUPTION CLAIM CHECKLIST 4. Track specific event related business ac vity (i.e. cancella ons, customer complaints, returns, etc.) • Suppor ng documenta on related to customer complaints, cancella on and/or rescheduling of Events SEATTLE | HEFFERNAN INSURANCE BROKERS On-Demand Small Business Insurance: How Tech is Making Coverage MoreAffordable
HEFFERNAN GROUP GIVES BACK The Heffernan Group has been involved in the community since its inception in 1988. In the past ten years, Heffernan has donated over $5.5 million to charity. The firm has been among the Top Greater Bay Area Philanthropists since 2003. The Heffernan Group believes giving back, whether through volunteer opportunities or donations, is a wayto
WHY THE COINSURANCE CLAUSE MATTERS ON YOUR COMMERCIAL Have you ever agreed to something without reading the fine print? If so, you’re not alone. According to a Deloitte study, 91 percent of consumers accept legal terms and conditions without reading them.. It’s understandable in a way – legal terms can be long and difficult to understand. IS YOUR HOSPITALITY BUSINESS PROVIDING “REASONABLE CARE When customers walk through the front door of your business, they have certain expectations that they’ll be safe from hazards, and as a business owner, you have a legal duty to provide a certain standard of “reasonable care” to protect them. HEFFERNAN INSURANCE BROKERS Heffernan’s reputation and success was built through niche practice business such as nonprofit, construction, healthcare, transportation, hospitality, food industry, real estate and technology. With ten branch offices coast-to-coast and approximately 450 staff, HOME CARE BUSINESS INSURANCE Heffernan Insurance offers custom-tailored packages for Home Health Care business, agencies, and more. Protect your in-home care business with home care business insurance with coverage for general and professional liability, worker's comp, and more. Get a quote online, or contact us via our website today! HEFFERNAN GROUP LEADERSHIP TEAM Jen Mahoney. Chief Operating Officer. John Petersen. Chief InformationOfficer.
PORTABLE SANITATION INSURANCE Mark Herring. Heffernan Portable Sanitation Insurance Practice Leader D: 503.419.5807 markh@heffins.com ST. LOUIS | HEFFERNAN INSURANCE BROKERS St. Louis. Heffernan’s St. Louis-area office is home to a dedicated team of insurance experts specializing in business insurance and employee benefits, family and individual services, and more. St. Louis is also home to our OCIP and WRAP construction insurance team. And despite our CEO’s love for the Giants, in St. Louis we say “GoCards!”.
BUSINESS INTERRUPTION CLAIM CHECKLIST 4. Track specific event related business ac vity (i.e. cancella ons, customer complaints, returns, etc.) • Suppor ng documenta on related to customer complaints, cancella on and/or rescheduling of Events SEATTLE | HEFFERNAN INSURANCE BROKERS On-Demand Small Business Insurance: How Tech is Making Coverage MoreAffordable
HEFFERNAN GROUP GIVES BACK The Heffernan Group has been involved in the community since its inception in 1988. In the past ten years, Heffernan has donated over $5.5 million to charity. The firm has been among the Top Greater Bay Area Philanthropists since 2003. The Heffernan Group believes giving back, whether through volunteer opportunities or donations, is a wayto
WHY THE COINSURANCE CLAUSE MATTERS ON YOUR COMMERCIAL Have you ever agreed to something without reading the fine print? If so, you’re not alone. According to a Deloitte study, 91 percent of consumers accept legal terms and conditions without reading them.. It’s understandable in a way – legal terms can be long and difficult to understand. IS YOUR HOSPITALITY BUSINESS PROVIDING “REASONABLE CARE When customers walk through the front door of your business, they have certain expectations that they’ll be safe from hazards, and as a business owner, you have a legal duty to provide a certain standard of “reasonable care” to protect them. HEFFERNAN GROUP LEADERSHIP TEAM Jen Mahoney. Chief Operating Officer. John Petersen. Chief InformationOfficer.
CONTACT US | HEFFERNAN INSURANCE BROKERS Can't find what you're looking for? Would you like to talk with one of our experts? Please let us know what we can do for you: LOCATIONS | HEFFERNAN INSURANCE BROKERS Napa. 550 Gateway Drive, Suite 107 Napa, CA 94558. 800-655-7796.707-781-0800
PRIVATE CLIENT SERVICES Customized Insurance for Family Offices and High Net Worth Individuals Heffernan’s Private Client Group provides personal risk management solutions to family offices and affluent individuals. We operate globally and locally, according to your needs. That’s because we know your insurance needs are unique to you and require more than off-the-shelf products and services. HEFFERNAN SMALL BUSINESS COMMERCIAL INSURANCE BROKERS Heffernan Insurance Brokers is the go-to source for insurance for small businesses, from sole proprietors working from home to fast-growing companies with ever-changing needs. Our small-business division is part of our overall commitment to the insurance needs of companies of all sizes. Although we have grown into a $100 millioncompany over
STAFFING PROFESSIONAL LIABILITY INSURANCE Staffing placements and services are often the subject of class action suits involving a large number of people bringing suit against a staffing firm. Jordan Markuson of Heffernan is an Insurance Broker specializing in placing Workers Compensation and Liability Insurance for Temporary Staffing Agencies. Jordan champions a proprietaryholistic
LIFE INSURANCE 101
CONTACT INFORMATION. Heffernan Life Division 1350 Carlback Avenue. Walnut Creek, CA 94596 Phone: 925.934.8500. Fax: 925.934.8278 heffins.com . License #0564249 FIVE HOSPITALITY INDUSTRY TECH THREATS Hacks on Connected Services. The Internet of Things is expected to provide $19 trillion in cost-savings and profits for the hospitality sector, according to Entrepreneur. Guests can use connected devices to personalize their stay, and the hotel can use it to improve monitoring and access. But again, there’s a downside.ELIZABETH BISHOP
Elizabeth Bishop is currently the Executive Vice President for both our North Bay and Portland operations. She leads an aggressive business development initiative, which includes managing her own clients as well as focusing on construction, manufacturing, nonprofits, wine, and professional liability. Elizabeth started her insurance career at Chubb & Son and has held various positions there THREE TYPES OF FRANCHISE RISK Three Types of Franchise Risk. January 22, 2018. The franchise model offers unique benefits for both the franchisee and the franchisor. The franchisee gets to own and operate an independent business. The franchisor gets to grow the brand and earn another stream of income. But these rewards come with risks. Skip to main content 1-855-700-1988 Refer a FriendCONTACT US BLOG
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BECAUSE WE’RE DIFFERENT, TOO! Heffernan’s reputation and success was built through niche practice business such as nonprofit, construction, healthcare, transportation, hospitality, food industry, real estate and technology. With ten branch offices coast-to-coast and approximately 450 staff, Heffernan’s reach spans virtually every industry. Since its founding in 1988, Heffernan has remained employee owned and has grown revenue to over $100 million through primarily organic growth, along with strategic acquisitions.Read More __
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