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INPERSONALBUSINESS
First Federal Lakewood is your community bank. We invest customer deposits back into our community, keeping neighborhoods vibrant and strong. Make the most out of your money with products designed around you. Learn why your neighbors bank with FFL. FFL | PERSONAL ONLINE BANKING Our Personal Online Banking service allows you to enjoy the convenience of processing a transaction from wherever you are, 24 hours a day. Take advantage of this free feature from your mobile device or computer. Watch the Online Banking demo to learn more! FFL | PERSONAL CHECKING ACCOUNTS Learn about our personal checking account services and all of the benefits you'll receive when opening a checking account with FirstFederal Lakewood.
FFL | PPP LOAN FORGIVENESS PORTAL Fill out the form below to get started with our PPP Loan Forgiveness program and complete option 3. FFL | BUSINESS BANKING In business, one of the most important choices you can make is how to manage your company’s money. Whether your company is just starting out, looking to grow or ready for a major expansion, local business banking services can help support long-term success. FFL | ONLINE BILL PAY With Online Bill Pay, you can pay all your bills electronically, 24 hours a day. Set up automatic payments, send money using PopMoney® and pay bills, all from your phone or tablet! FFL | BUSINESS LOAN ASSISTANCE At First Federal Lakewood, we are committed to assisting with your banking needs. Discover more about our round one Paycheck Protection Program business loan assistance options and services now. FFL | AUTO & BOAT LOAN Whether on wheels or on the waves, First Federal Lakewood auto & boat loans are designed to help you finance your new and used vehicle of choice. Learn more about our great rates and flexible terms. FFL | NANCY BERRY PEYTON Nancy Berry Peyton joined First Federal Lakewood in 2016 as a Mortgage Loan Originator, with two decades of experience in the mortgagelending industry.
FFL | GREG SEJBA
Greg Sejba employs nearly 20 years of experience in the lending field to help customers who are purchasing, refinancing, rehabilitating orconstructing homes.
FFL | YOUR COMMUNITY BANKOPEN AN ACCOUNTFIND A LOCATIONCONTACTLOGINPERSONALBUSINESS
First Federal Lakewood is your community bank. We invest customer deposits back into our community, keeping neighborhoods vibrant and strong. Make the most out of your money with products designed around you. Learn why your neighbors bank with FFL. FFL | PERSONAL ONLINE BANKING Our Personal Online Banking service allows you to enjoy the convenience of processing a transaction from wherever you are, 24 hours a day. Take advantage of this free feature from your mobile device or computer. Watch the Online Banking demo to learn more! FFL | PERSONAL CHECKING ACCOUNTS Learn about our personal checking account services and all of the benefits you'll receive when opening a checking account with FirstFederal Lakewood.
FFL | PPP LOAN FORGIVENESS PORTAL Fill out the form below to get started with our PPP Loan Forgiveness program and complete option 3. FFL | BUSINESS BANKING In business, one of the most important choices you can make is how to manage your company’s money. Whether your company is just starting out, looking to grow or ready for a major expansion, local business banking services can help support long-term success. FFL | ONLINE BILL PAY With Online Bill Pay, you can pay all your bills electronically, 24 hours a day. Set up automatic payments, send money using PopMoney® and pay bills, all from your phone or tablet! FFL | BUSINESS LOAN ASSISTANCE At First Federal Lakewood, we are committed to assisting with your banking needs. Discover more about our round one Paycheck Protection Program business loan assistance options and services now. FFL | AUTO & BOAT LOAN Whether on wheels or on the waves, First Federal Lakewood auto & boat loans are designed to help you finance your new and used vehicle of choice. Learn more about our great rates and flexible terms. FFL | NANCY BERRY PEYTON Nancy Berry Peyton joined First Federal Lakewood in 2016 as a Mortgage Loan Originator, with two decades of experience in the mortgagelending industry.
FFL | GREG SEJBA
Greg Sejba employs nearly 20 years of experience in the lending field to help customers who are purchasing, refinancing, rehabilitating orconstructing homes.
FFL | PERSONAL CHECKING ACCOUNTS Learn about our personal checking account services and all of the benefits you'll receive when opening a checking account with FirstFederal Lakewood.
FFL | BUSINESS ONLINE BANKING Secure, easy and streamlined online tools for businesses of all sizes. Business Online Banking lets you handle virtually all your business banking needs with real-time, 24-hour online access to detailed account information, and detailed account information reporting, readyin an instant.
FFL | ONLINE PRIVACY First Federal Lakewood Online Privacy Policy: Last Updated May 2021 . This online privacy policy explains how First Federal Lakewood may collect, share or use your FFL | BUSINESS LOAN ASSISTANCE At First Federal Lakewood, we are committed to assisting with your banking needs. Discover more about our round one Paycheck Protection Program business loan assistance options and services now. FFL | PERSONAL LOANS There are many reasons to borrow money, from remodeling your home to paying for college.Taking out a personal loan to pursue your goals doesn’t have to be complex. By understanding the type of personal loans available to you — and choosing the right bank for your loan — you can be comfortable and confident getting the money you need to invest in your future. FFL | RETIREMENT OPTIONS & INVESTMENT SERVICES FFL offers the retirement options and investment planning services to help your business’ money work harder for your company and your employees. Learn more about our investment services today!FFL | CAREERS
The values that make First Federal Lakewood a great place to bank also make it a great place to work. If you’re looking for a workplace that values teamwork, dedication and open communication, a career with us could be the opportunity you’ve been waiting for. FFL | FREE MORTGAGE CONSULTATION The mortgage process can be daunting – don’t go through it alone. Schedule your free mortgage consultation with a First Federal Lakewood Mortgage Loan Originator to get started. FFL | CERTIFICATES OF DEPOSIT Additionally, the CDARS® (Certificate of Deposit Account Registry Service) is a service that provides valuable insurance protection for investments made by individuals or businesses. Using CDARS, we handle all the necessary paperwork and accounting details to safeguard your investment with FDIC protection – even if your balance reaches multiple-millions of dollars. FFL | LORA KORALEWSKI Testimonial: " Honestly I can't think of anything Lora and team didn't do well." - Steven & Amy S." A+++ Rated and would highly recommend!! Thanks for everything! Truly was a pleasure working with you all! "- FFL | YOUR COMMUNITY BANKOPEN AN ACCOUNTFIND A LOCATIONCONTACTLOGINPERSONALBUSINESS
First Federal Lakewood is your community bank. We invest customer deposits back into our community, keeping neighborhoods vibrant and strong. Make the most out of your money with products designed around you. Learn why your neighbors bank with FFL. FFL | PERSONAL ONLINE BANKING It’s easy to use, feature-filled, and absolutely FREE. Our Personal Online Banking portal makes navigation easier from all of your devices. You can view real-time account information, check balances, pay bills, transfer funds, and more. Watch this Personal OnlineBanking
FFL | BUSINESS BANKING In business, one of the most important choices you can make is how to manage your company’s money. Whether your company is just starting out, looking to grow or ready for a major expansion, local business banking services can help support long-term success. FFL | PPP LOAN FORGIVENESS PORTAL Fill out the form below to get started with our PPP Loan Forgiveness program and complete option 3. FFL | BUSINESS LOAN ASSISTANCE the loan amount is over $150,000; and. had a salary or FTE reduction of greater than 25%. If you need assistance with completing the Application, we recommend contacting your accountant, tax advisor, or attorney. Your payroll provider may be able to assist with the required payroll and employee information. FIRST FEDERAL LAKEWOOD Business Management. Reasons to choose a health savings account foryour employees. .
FFL | CAREERS
Careers. The values that make First Federal Lakewood a great place to bank also make it a great place to work. If you’re looking for a workplace that values teamwork, dedication and open communication, a career with us could be the opportunity you’ve been waiting for. First Mutual Holding Company and First Federal Lakewood is an Equal FFL | RETIREMENT OPTIONS & INVESTMENT SERVICES Take advantage of the wide range of investment options available with an SEP (Simplified Employee Pension Plan), or get on board with FFL Investment Services for experienced help with investment planning, retirement plans, insurance products and much more. Our Simplified Employee Pension Plan (SEP) allows employees to save for retirementwith
FFL | CAROLINE PURCELL Caroline Purcell has been with First Federal Lakewood for 17 years, serving in the Lakewood branch office for the past 15 years. As a Mortgage Loan Originator with more than 22 years of mortgage experience, Caroline helps customers finance the purchase, refinance, rehabilitation or construction of 2020 & 2021 MAXIMUM IRA CONTRIBUTION LIMITS The IRS releases new requirements every year related to IRA (individual retirement account) investments, including maximum contributions investors can make in these retirement accounts and more. Failing to understand and work within these new limits could prove costly on the other side of your retirement investing (either before or after retirement). FFL | YOUR COMMUNITY BANKOPEN AN ACCOUNTFIND A LOCATIONCONTACTLOGINPERSONALBUSINESS
First Federal Lakewood is your community bank. We invest customer deposits back into our community, keeping neighborhoods vibrant and strong. Make the most out of your money with products designed around you. Learn why your neighbors bank with FFL. FFL | PERSONAL ONLINE BANKING It’s easy to use, feature-filled, and absolutely FREE. Our Personal Online Banking portal makes navigation easier from all of your devices. You can view real-time account information, check balances, pay bills, transfer funds, and more. Watch this Personal OnlineBanking
FFL | BUSINESS BANKING In business, one of the most important choices you can make is how to manage your company’s money. Whether your company is just starting out, looking to grow or ready for a major expansion, local business banking services can help support long-term success. FFL | PPP LOAN FORGIVENESS PORTAL Fill out the form below to get started with our PPP Loan Forgiveness program and complete option 3. FFL | BUSINESS LOAN ASSISTANCE the loan amount is over $150,000; and. had a salary or FTE reduction of greater than 25%. If you need assistance with completing the Application, we recommend contacting your accountant, tax advisor, or attorney. Your payroll provider may be able to assist with the required payroll and employee information. FIRST FEDERAL LAKEWOOD Business Management. Reasons to choose a health savings account foryour employees. .
FFL | CAREERS
Careers. The values that make First Federal Lakewood a great place to bank also make it a great place to work. If you’re looking for a workplace that values teamwork, dedication and open communication, a career with us could be the opportunity you’ve been waiting for. First Mutual Holding Company and First Federal Lakewood is an Equal FFL | RETIREMENT OPTIONS & INVESTMENT SERVICES Take advantage of the wide range of investment options available with an SEP (Simplified Employee Pension Plan), or get on board with FFL Investment Services for experienced help with investment planning, retirement plans, insurance products and much more. Our Simplified Employee Pension Plan (SEP) allows employees to save for retirementwith
FFL | CAROLINE PURCELL Caroline Purcell has been with First Federal Lakewood for 17 years, serving in the Lakewood branch office for the past 15 years. As a Mortgage Loan Originator with more than 22 years of mortgage experience, Caroline helps customers finance the purchase, refinance, rehabilitation or construction of 2020 & 2021 MAXIMUM IRA CONTRIBUTION LIMITS The IRS releases new requirements every year related to IRA (individual retirement account) investments, including maximum contributions investors can make in these retirement accounts and more. Failing to understand and work within these new limits could prove costly on the other side of your retirement investing (either before or after retirement). FFL | BUSINESS ONLINE BANKING Secure, easy and streamlined online tools for businesses of all sizes. Business Online Banking lets you handle virtually all your business banking needs with real-time, 24-hour online access to detailed account information, and detailed account information reporting, readyin an instant.
FFL | PERSONAL CHECKING ACCOUNTS Learn about our personal checking account services and all of the benefits you'll receive when opening a checking account with FirstFederal Lakewood.
FFL | BUSINESS BANKING In business, one of the most important choices you can make is how to manage your company’s money. Whether your company is just starting out, looking to grow or ready for a major expansion, local business banking services can help support long-term success. FFL | ONLINE PRIVACY First Federal Lakewood Online Privacy Policy: Last Updated May 2021 . This online privacy policy explains how First Federal Lakewood may collect, share or use your FFL | PERSONAL LOANS The type of personal loan you need depends on your reason for borrowing money. If you’re looking for money to remodel your kitchen, for example, home equity lending can give you quick cash to pay for the kitchen of your dreams. Other types of personal loans, such as auto and boat loans, are designed specifically for those majorpurchases.
PAYCHECK PROTECTION PROGRAM: PPP LOAN FORGIVENESS PPP Loan Forgiveness Application Form 3508EZ Revised January Paycheck Protection Program 19, 2021 OMB Control No.: 3245-0407 . ExpirationDate: 9/30/2021
FFL | FREE MORTGAGE CONSULTATION The mortgage process can be daunting – don’t go through it alone. Schedule your free mortgage consultation with a First Federal Lakewood Mortgage Loan Originator to get started.FFL | JACK DEMMITT
Mortgage Loan Originator. NMLS# 743166. Phone: (216) 902-1772. Fax: (216) 226-0622. jdemmitt@ffl.net. About. Toggle Biography. Jack Demmitt joined First Federal Lakewood in 2019 with more than 10 years of experience in banking and mortgage lending. Jack prides himself on providing a personalized approach with a focus on community, workingto
FFL | OLMSTED TOWNSHIP BRANCH NMLS# 1531286. Phone: Phone: (440) 235-7154. thelmick@ffl.net. Tom Helmick is the Branch Manager for the Olmsted Township branch. Tom specializes in building relationships with personal and small business clients, and has extensive experience with a variety of products, from checking, savings and money market products to CDs and IRAs. TIPS FOR A FIRST TIME HOME BUYER You can begin preparing now with these five steps to successful first-time home-buying. While seemingly obvious, this step goes beyond checking your current bank account balance. While saving for a down payment is a great start, you need to develop a well-thought-out budget. By calculating your take home pay, spending and future savingsgoals
FFL | YOUR COMMUNITY BANKOPEN AN ACCOUNTFIND A LOCATIONCONTACTLOGINPERSONALBUSINESS
First Federal Lakewood is your community bank. We invest customer deposits back into our community, keeping neighborhoods vibrant and strong. Make the most out of your money with products designed around you. Learn why your neighbors bank with FFL. FFL | PERSONAL ONLINE BANKING It’s easy to use, feature-filled, and absolutely FREE. Our Personal Online Banking portal makes navigation easier from all of your devices. You can view real-time account information, check balances, pay bills, transfer funds, and more. Watch this Personal OnlineBanking
FFL | BUSINESS BANKING In business, one of the most important choices you can make is how to manage your company’s money. Whether your company is just starting out, looking to grow or ready for a major expansion, local business banking services can help support long-term success. FFL | PPP LOAN FORGIVENESS PORTAL Fill out the form below to get started with our PPP Loan Forgiveness program and complete option 3. FFL | BUSINESS LOAN ASSISTANCE the loan amount is over $150,000; and. had a salary or FTE reduction of greater than 25%. If you need assistance with completing the Application, we recommend contacting your accountant, tax advisor, or attorney. Your payroll provider may be able to assist with the required payroll and employee information. FIRST FEDERAL LAKEWOOD Business Management. Reasons to choose a health savings account foryour employees. .
FFL | CAREERS
Careers. The values that make First Federal Lakewood a great place to bank also make it a great place to work. If you’re looking for a workplace that values teamwork, dedication and open communication, a career with us could be the opportunity you’ve been waiting for. First Mutual Holding Company and First Federal Lakewood is an Equal FFL | RETIREMENT OPTIONS & INVESTMENT SERVICES Take advantage of the wide range of investment options available with an SEP (Simplified Employee Pension Plan), or get on board with FFL Investment Services for experienced help with investment planning, retirement plans, insurance products and much more. Our Simplified Employee Pension Plan (SEP) allows employees to save for retirementwith
FFL | CAROLINE PURCELL Caroline Purcell has been with First Federal Lakewood for 17 years, serving in the Lakewood branch office for the past 15 years. As a Mortgage Loan Originator with more than 22 years of mortgage experience, Caroline helps customers finance the purchase, refinance, rehabilitation or construction of LIVING A 'CREDIT-FREE' LIFE Living a 'Credit-Free' Life. If you are tired of being in debt, a "credit-free" life might sound appealing. All you have to do is pay off all of your debts, cut up your credit cards, close any other accounts, and get yourself completely off the credit grid. Then you can live within your means in a completely cash-based system. FFL | YOUR COMMUNITY BANKOPEN AN ACCOUNTFIND A LOCATIONCONTACTLOGINPERSONALBUSINESS
First Federal Lakewood is your community bank. We invest customer deposits back into our community, keeping neighborhoods vibrant and strong. Make the most out of your money with products designed around you. Learn why your neighbors bank with FFL. FFL | PERSONAL ONLINE BANKING It’s easy to use, feature-filled, and absolutely FREE. Our Personal Online Banking portal makes navigation easier from all of your devices. You can view real-time account information, check balances, pay bills, transfer funds, and more. Watch this Personal OnlineBanking
FFL | BUSINESS BANKING In business, one of the most important choices you can make is how to manage your company’s money. Whether your company is just starting out, looking to grow or ready for a major expansion, local business banking services can help support long-term success. FFL | PPP LOAN FORGIVENESS PORTAL Fill out the form below to get started with our PPP Loan Forgiveness program and complete option 3. FFL | BUSINESS LOAN ASSISTANCE the loan amount is over $150,000; and. had a salary or FTE reduction of greater than 25%. If you need assistance with completing the Application, we recommend contacting your accountant, tax advisor, or attorney. Your payroll provider may be able to assist with the required payroll and employee information. FIRST FEDERAL LAKEWOOD Business Management. Reasons to choose a health savings account foryour employees. .
FFL | CAREERS
Careers. The values that make First Federal Lakewood a great place to bank also make it a great place to work. If you’re looking for a workplace that values teamwork, dedication and open communication, a career with us could be the opportunity you’ve been waiting for. First Mutual Holding Company and First Federal Lakewood is an Equal FFL | RETIREMENT OPTIONS & INVESTMENT SERVICES Take advantage of the wide range of investment options available with an SEP (Simplified Employee Pension Plan), or get on board with FFL Investment Services for experienced help with investment planning, retirement plans, insurance products and much more. Our Simplified Employee Pension Plan (SEP) allows employees to save for retirementwith
FFL | CAROLINE PURCELL Caroline Purcell has been with First Federal Lakewood for 17 years, serving in the Lakewood branch office for the past 15 years. As a Mortgage Loan Originator with more than 22 years of mortgage experience, Caroline helps customers finance the purchase, refinance, rehabilitation or construction of LIVING A 'CREDIT-FREE' LIFE Living a 'Credit-Free' Life. If you are tired of being in debt, a "credit-free" life might sound appealing. All you have to do is pay off all of your debts, cut up your credit cards, close any other accounts, and get yourself completely off the credit grid. Then you can live within your means in a completely cash-based system. FFL | BUSINESS ONLINE BANKING Secure, easy and streamlined online tools for businesses of all sizes. Business Online Banking lets you handle virtually all your business banking needs with real-time, 24-hour online access to detailed account information, and detailed account information reporting, readyin an instant.
FFL | PERSONAL CHECKING ACCOUNTS Learn about our personal checking account services and all of the benefits you'll receive when opening a checking account with FirstFederal Lakewood.
FFL | BUSINESS BANKING In business, one of the most important choices you can make is how to manage your company’s money. Whether your company is just starting out, looking to grow or ready for a major expansion, local business banking services can help support long-term success. FFL | ONLINE PRIVACY First Federal Lakewood Online Privacy Policy: Last Updated May 2021 . This online privacy policy explains how First Federal Lakewood may collect, share or use your FFL | PERSONAL LOANS The type of personal loan you need depends on your reason for borrowing money. If you’re looking for money to remodel your kitchen, for example, home equity lending can give you quick cash to pay for the kitchen of your dreams. Other types of personal loans, such as auto and boat loans, are designed specifically for those majorpurchases.
PAYCHECK PROTECTION PROGRAM: PPP LOAN FORGIVENESS PPP Loan Forgiveness Application Form 3508EZ Revised January Paycheck Protection Program 19, 2021 OMB Control No.: 3245-0407 . ExpirationDate: 9/30/2021
FFL | AUTO & BOAT LOAN With great rates and flexible terms, our auto & boat loans are designed to help you finance the new or used vehicle of your choice, whether it’s the kind on four wheels or out on the waves. Time to buy or refinance a boat? Our Marine Lending services make it fast, easy and affordable. With dedicated specialists experienced in all thedetails
FFL | JACK DEMMITT
Mortgage Loan Originator. NMLS# 743166. Phone: (216) 902-1772. Fax: (216) 226-0622. jdemmitt@ffl.net. About. Toggle Biography. Jack Demmitt joined First Federal Lakewood in 2019 with more than 10 years of experience in banking and mortgage lending. Jack prides himself on providing a personalized approach with a focus on community, workingto
FFL | OLMSTED TOWNSHIP BRANCH NMLS# 1531286. Phone: Phone: (440) 235-7154. thelmick@ffl.net. Tom Helmick is the Branch Manager for the Olmsted Township branch. Tom specializes in building relationships with personal and small business clients, and has extensive experience with a variety of products, from checking, savings and money market products to CDs and IRAs. TIPS FOR A FIRST TIME HOME BUYER You can begin preparing now with these five steps to successful first-time home-buying. While seemingly obvious, this step goes beyond checking your current bank account balance. While saving for a down payment is a great start, you need to develop a well-thought-out budget. By calculating your take home pay, spending and future savingsgoals
FFL | YOUR COMMUNITY BANKOPEN AN ACCOUNTFIND A LOCATIONCONTACTLOGINPERSONALBUSINESS
First Federal Lakewood is your community bank. We invest customer deposits back into our community, keeping neighborhoods vibrant and strong. Make the most out of your money with products designed around you. Learn why your neighbors bank with FFL. FFL | PERSONAL ONLINE BANKING It’s easy to use, feature-filled, and absolutely FREE. Our Personal Online Banking portal makes navigation easier from all of your devices. You can view real-time account information, check balances, pay bills, transfer funds, and more. Watch this Personal OnlineBanking
FFL | PPP LOAN FORGIVENESS PORTAL Fill out the form below to get started with our PPP Loan Forgiveness program and complete option 3. FFL | BUSINESS LOAN ASSISTANCE the loan amount is over $150,000; and. had a salary or FTE reduction of greater than 25%. If you need assistance with completing the Application, we recommend contacting your accountant, tax advisor, or attorney. Your payroll provider may be able to assist with the required payroll and employee information.FFL | CAREERS
Careers. The values that make First Federal Lakewood a great place to bank also make it a great place to work. If you’re looking for a workplace that values teamwork, dedication and open communication, a career with us could be the opportunity you’ve been waiting for. First Mutual Holding Company and First Federal Lakewood is an Equal FFL | RETIREMENT OPTIONS & INVESTMENT SERVICES Take advantage of the wide range of investment options available with an SEP (Simplified Employee Pension Plan), or get on board with FFL Investment Services for experienced help with investment planning, retirement plans, insurance products and much more. Our Simplified Employee Pension Plan (SEP) allows employees to save for retirementwith
FFL | CAROLINE PURCELL Caroline Purcell has been with First Federal Lakewood for 17 years, serving in the Lakewood branch office for the past 15 years. As a Mortgage Loan Originator with more than 22 years of mortgage experience, Caroline helps customers finance the purchase, refinance, rehabilitation or construction of 2020 & 2021 MAXIMUM IRA CONTRIBUTION LIMITS The IRS releases new requirements every year related to IRA (individual retirement account) investments, including maximum contributions investors can make in these retirement accounts and more. Failing to understand and work within these new limits could prove costly on the other side of your retirement investing (either before or after retirement). LIVING A 'CREDIT-FREE' LIFE Living a 'Credit-Free' Life. If you are tired of being in debt, a "credit-free" life might sound appealing. All you have to do is pay off all of your debts, cut up your credit cards, close any other accounts, and get yourself completely off the credit grid. Then you can live within your means in a completely cash-based system. TRUTH IN SAVINGS PREFERRED INTEREST CHECKING ACCOUNT TRUTH IN SAVINGS Preferred Interest Checking Account Disclosure RATE INFORMATION. The interest rate listed in each tier will be paid on the entire balance in your account. FFL | YOUR COMMUNITY BANKOPEN AN ACCOUNTFIND A LOCATIONCONTACTLOGINPERSONALBUSINESS
First Federal Lakewood is your community bank. We invest customer deposits back into our community, keeping neighborhoods vibrant and strong. Make the most out of your money with products designed around you. Learn why your neighbors bank with FFL. FFL | PERSONAL ONLINE BANKING It’s easy to use, feature-filled, and absolutely FREE. Our Personal Online Banking portal makes navigation easier from all of your devices. You can view real-time account information, check balances, pay bills, transfer funds, and more. Watch this Personal OnlineBanking
FFL | PPP LOAN FORGIVENESS PORTAL Fill out the form below to get started with our PPP Loan Forgiveness program and complete option 3. FFL | BUSINESS LOAN ASSISTANCE the loan amount is over $150,000; and. had a salary or FTE reduction of greater than 25%. If you need assistance with completing the Application, we recommend contacting your accountant, tax advisor, or attorney. Your payroll provider may be able to assist with the required payroll and employee information.FFL | CAREERS
Careers. The values that make First Federal Lakewood a great place to bank also make it a great place to work. If you’re looking for a workplace that values teamwork, dedication and open communication, a career with us could be the opportunity you’ve been waiting for. First Mutual Holding Company and First Federal Lakewood is an Equal FFL | RETIREMENT OPTIONS & INVESTMENT SERVICES Take advantage of the wide range of investment options available with an SEP (Simplified Employee Pension Plan), or get on board with FFL Investment Services for experienced help with investment planning, retirement plans, insurance products and much more. Our Simplified Employee Pension Plan (SEP) allows employees to save for retirementwith
FFL | CAROLINE PURCELL Caroline Purcell has been with First Federal Lakewood for 17 years, serving in the Lakewood branch office for the past 15 years. As a Mortgage Loan Originator with more than 22 years of mortgage experience, Caroline helps customers finance the purchase, refinance, rehabilitation or construction of 2020 & 2021 MAXIMUM IRA CONTRIBUTION LIMITS The IRS releases new requirements every year related to IRA (individual retirement account) investments, including maximum contributions investors can make in these retirement accounts and more. Failing to understand and work within these new limits could prove costly on the other side of your retirement investing (either before or after retirement). LIVING A 'CREDIT-FREE' LIFE Living a 'Credit-Free' Life. If you are tired of being in debt, a "credit-free" life might sound appealing. All you have to do is pay off all of your debts, cut up your credit cards, close any other accounts, and get yourself completely off the credit grid. Then you can live within your means in a completely cash-based system. TRUTH IN SAVINGS PREFERRED INTEREST CHECKING ACCOUNT TRUTH IN SAVINGS Preferred Interest Checking Account Disclosure RATE INFORMATION. The interest rate listed in each tier will be paid on the entire balance in your account. FFL | PERSONAL CHECKING ACCOUNTS Learn about our personal checking account services and all of the benefits you'll receive when opening a checking account with FirstFederal Lakewood.
FFL | ONLINE PRIVACY First Federal Lakewood Online Privacy Policy: Last Updated May 2021 . This online privacy policy explains how First Federal Lakewood may collect, share or use your FFL | BUSINESS BANKING In business, one of the most important choices you can make is how to manage your company’s money. Whether your company is just starting out, looking to grow or ready for a major expansion, local business banking services can help support long-term success. FFL | ONLINE BILL PAY With Online Bill Pay, you can pay all your bills electronically, 24 hours a day. Available with every First Federal Lakewood checking account, Online Bill Pay makes it easy to set up automatic payments for recurring bills or make a single payment any time you need to. You can also electronically send money to any individual using PopMoney FFL | PERSONAL LOANS The type of personal loan you need depends on your reason for borrowing money. If you’re looking for money to remodel your kitchen, for example, home equity lending can give you quick cash to pay for the kitchen of your dreams. Other types of personal loans, such as auto and boat loans, are designed specifically for those majorpurchases.
PAYCHECK PROTECTION PROGRAM: PPP LOAN FORGIVENESS PPP Loan Forgiveness Application Form 3508EZ Revised January Paycheck Protection Program 19, 2021 OMB Control No.: 3245-0407 . ExpirationDate: 9/30/2021
FFL | AUTO & BOAT LOAN With great rates and flexible terms, our auto & boat loans are designed to help you finance the new or used vehicle of your choice, whether it’s the kind on four wheels or out on the waves. Time to buy or refinance a boat? Our Marine Lending services make it fast, easy and affordable. With dedicated specialists experienced in all thedetails
FIRST FEDERAL LAKEWOOD Saving for Retirement. 2020 & 2021 Maximum 401 (k) ContributionLimits.
FFL | YOUR COMMUNITY BANK FFL | Your Community Bank TIPS FOR A FIRST TIME HOME BUYER You can begin preparing now with these five steps to successful first-time home-buying. While seemingly obvious, this step goes beyond checking your current bank account balance. While saving for a down payment is a great start, you need to develop a well-thought-out budget. By calculating your take home pay, spending and future savingsgoals
FFL | YOUR COMMUNITY BANKOPEN AN ACCOUNTFIND A LOCATIONCONTACTLOGINPERSONALBUSINESS
First Federal Lakewood is your community bank. We invest customer deposits back into our community, keeping neighborhoods vibrant and strong. Make the most out of your money with products designed around you. Learn why your neighbors bank with FFL. FFL | PERSONAL ONLINE BANKING It’s easy to use, feature-filled, and absolutely FREE. Our Personal Online Banking portal makes navigation easier from all of your devices. You can view real-time account information, check balances, pay bills, transfer funds, and more. Watch this Personal OnlineBanking
FFL | PERSONAL CHECKING ACCOUNTS Learn about our personal checking account services and all of the benefits you'll receive when opening a checking account with FirstFederal Lakewood.
FFL | BUSINESS BANKING In business, one of the most important choices you can make is how to manage your company’s money. Whether your company is just starting out, looking to grow or ready for a major expansion, local business banking services can help support long-term success. FFL | ONLINE BILL PAY With Online Bill Pay, you can pay all your bills electronically, 24 hours a day. Available with every First Federal Lakewood checking account, Online Bill Pay makes it easy to set up automatic payments for recurring bills or make a single payment any time you need to. You can also electronically send money to any individual using PopMoney FFL | PPP LOAN FORGIVENESS PORTAL Fill out the form below to get started with our PPP Loan Forgiveness program and complete option 3. FFL | BUSINESS LOAN ASSISTANCE the loan amount is over $150,000; and. had a salary or FTE reduction of greater than 25%. If you need assistance with completing the Application, we recommend contacting your accountant, tax advisor, or attorney. Your payroll provider may be able to assist with the required payroll and employee information. FFL | AUTO & BOAT LOAN With great rates and flexible terms, our auto & boat loans are designed to help you finance the new or used vehicle of your choice, whether it’s the kind on four wheels or out on the waves. Time to buy or refinance a boat? Our Marine Lending services make it fast, easy and affordable. With dedicated specialists experienced in all thedetails
FFL | OLMSTED TOWNSHIP BRANCH NMLS# 1531286. Phone: Phone: (440) 235-7154. thelmick@ffl.net. Tom Helmick is the Branch Manager for the Olmsted Township branch. Tom specializes in building relationships with personal and small business clients, and has extensive experience with a variety of products, from checking, savings and money market products to CDs and IRAs. FFL | NANCY BERRY PEYTON NMLS# 211157. Phone: 440-823-2464. npeyton@ffl.net. About. Toggle Biography. Nancy Berry Peyton joined First Federal Lakewood in 2016 as a Mortgage Loan Originator, with two decades of experience in the mortgage lending industry. She has extensive experience working with all types of homebuyers, including first-time buyers, move-up buyers FFL | YOUR COMMUNITY BANKOPEN AN ACCOUNTFIND A LOCATIONCONTACTLOGINPERSONALBUSINESS
First Federal Lakewood is your community bank. We invest customer deposits back into our community, keeping neighborhoods vibrant and strong. Make the most out of your money with products designed around you. Learn why your neighbors bank with FFL. FFL | PERSONAL ONLINE BANKING It’s easy to use, feature-filled, and absolutely FREE. Our Personal Online Banking portal makes navigation easier from all of your devices. You can view real-time account information, check balances, pay bills, transfer funds, and more. Watch this Personal OnlineBanking
FFL | PERSONAL CHECKING ACCOUNTS Learn about our personal checking account services and all of the benefits you'll receive when opening a checking account with FirstFederal Lakewood.
FFL | BUSINESS BANKING In business, one of the most important choices you can make is how to manage your company’s money. Whether your company is just starting out, looking to grow or ready for a major expansion, local business banking services can help support long-term success. FFL | ONLINE BILL PAY With Online Bill Pay, you can pay all your bills electronically, 24 hours a day. Available with every First Federal Lakewood checking account, Online Bill Pay makes it easy to set up automatic payments for recurring bills or make a single payment any time you need to. You can also electronically send money to any individual using PopMoney FFL | PPP LOAN FORGIVENESS PORTAL Fill out the form below to get started with our PPP Loan Forgiveness program and complete option 3. FFL | BUSINESS LOAN ASSISTANCE the loan amount is over $150,000; and. had a salary or FTE reduction of greater than 25%. If you need assistance with completing the Application, we recommend contacting your accountant, tax advisor, or attorney. Your payroll provider may be able to assist with the required payroll and employee information. FFL | AUTO & BOAT LOAN With great rates and flexible terms, our auto & boat loans are designed to help you finance the new or used vehicle of your choice, whether it’s the kind on four wheels or out on the waves. Time to buy or refinance a boat? Our Marine Lending services make it fast, easy and affordable. With dedicated specialists experienced in all thedetails
FFL | OLMSTED TOWNSHIP BRANCH NMLS# 1531286. Phone: Phone: (440) 235-7154. thelmick@ffl.net. Tom Helmick is the Branch Manager for the Olmsted Township branch. Tom specializes in building relationships with personal and small business clients, and has extensive experience with a variety of products, from checking, savings and money market products to CDs and IRAs. FFL | NANCY BERRY PEYTON NMLS# 211157. Phone: 440-823-2464. npeyton@ffl.net. About. Toggle Biography. Nancy Berry Peyton joined First Federal Lakewood in 2016 as a Mortgage Loan Originator, with two decades of experience in the mortgage lending industry. She has extensive experience working with all types of homebuyers, including first-time buyers, move-up buyers FFL | BUSINESS ONLINE BANKING Secure, easy and streamlined online tools for businesses of all sizes. Business Online Banking lets you handle virtually all your business banking needs with real-time, 24-hour online access to detailed account information, and detailed account information reporting, readyin an instant.
FFL | HOME EQUITY
The equity in your home can be leveraged to give you an open line of credit to buy whatever you need today. Our Home Equity Line of Credit is a 20-year loan that gives you 10 years to draw money, while making interest only payments, — allowing you to keep cash FFL | RETIREMENT OPTIONS & INVESTMENT SERVICES Take advantage of the wide range of investment options available with an SEP (Simplified Employee Pension Plan), or get on board with FFL Investment Services for experienced help with investment planning, retirement plans, insurance products and much more. Our Simplified Employee Pension Plan (SEP) allows employees to save for retirementwith
FFL | CAREERS
Careers. The values that make First Federal Lakewood a great place to bank also make it a great place to work. If you’re looking for a workplace that values teamwork, dedication and open communication, a career with us could be the opportunity you’ve been waiting for. First Mutual Holding Company and First Federal Lakewood is an Equal PAYCHECK PROTECTION PROGRAM: PPP LOAN FORGIVENESS PPP Loan Forgiveness Application Form 3508EZ Revised January Paycheck Protection Program 19, 2021 OMB Control No.: 3245-0407 . ExpirationDate: 9/30/2021
FFL | REFINANCE
You may be able to lower your interest rate, get money for college tuition, lower your monthly payment, or help free up money for home improvements. Refinance your home with our Low Cost Refinance loan*. 10 year fixed, 15 year fixed or 5/1 ARM products available. Low cost of $295. Your current mortgage can be with another bank. FFL | OLMSTED TOWNSHIP BRANCH NMLS# 1531286. Phone: Phone: (440) 235-7154. thelmick@ffl.net. Tom Helmick is the Branch Manager for the Olmsted Township branch. Tom specializes in building relationships with personal and small business clients, and has extensive experience with a variety of products, from checking, savings and money market products to CDs and IRAs. FFL | MATTHEW KORMOS NMLS# 697504. Phone: (216) 780-4345. Fax: (216) 452-4613. mkormos@ffl.net. About. Toggle Biography. Matt Kormos has more than 20 years of experience in the financial services industry. He joined First Federal Lakewood in 2014, using his extensive experience with first-time home buyer, construction, FHA, and VA loans to help hiscustomers
TIPS FOR A FIRST TIME HOME BUYER You can begin preparing now with these five steps to successful first-time home-buying. While seemingly obvious, this step goes beyond checking your current bank account balance. While saving for a down payment is a great start, you need to develop a well-thought-out budget. By calculating your take home pay, spending and future savingsgoals
FFL | LORA KORALEWSKI Testimonial: " Honestly I can't think of anything Lora and team didn't do well." - Steven & Amy S." A+++ Rated and would highly recommend!! Thanks for everything! Truly was a pleasure working with you all! "- FFL | YOUR COMMUNITY BANKOPEN AN ACCOUNTFIND A LOCATIONCONTACTLOGINPERSONALBUSINESS
First Federal Lakewood is your community bank. We invest customer deposits back into our community, keeping neighborhoods vibrant and strong. Make the most out of your money with products designed around you. Learn why your neighbors bank with FFL. FFL | PERSONAL ONLINE BANKING It’s easy to use, feature-filled, and absolutely FREE. Our Personal Online Banking portal makes navigation easier from all of your devices. You can view real-time account information, check balances, pay bills, transfer funds, and more. Watch this Personal OnlineBanking
FFL | PERSONAL CHECKING ACCOUNTS Learn about our personal checking account services and all of the benefits you'll receive when opening a checking account with FirstFederal Lakewood.
FFL | BUSINESS BANKING In business, one of the most important choices you can make is how to manage your company’s money. Whether your company is just starting out, looking to grow or ready for a major expansion, local business banking services can help support long-term success. FFL | ONLINE BILL PAY With Online Bill Pay, you can pay all your bills electronically, 24 hours a day. Available with every First Federal Lakewood checking account, Online Bill Pay makes it easy to set up automatic payments for recurring bills or make a single payment any time you need to. You can also electronically send money to any individual using PopMoney FFL | PPP LOAN FORGIVENESS PORTAL Fill out the form below to get started with our PPP Loan Forgiveness program and complete option 3. FFL | BUSINESS LOAN ASSISTANCE the loan amount is over $150,000; and. had a salary or FTE reduction of greater than 25%. If you need assistance with completing the Application, we recommend contacting your accountant, tax advisor, or attorney. Your payroll provider may be able to assist with the required payroll and employee information. FFL | AUTO & BOAT LOAN With great rates and flexible terms, our auto & boat loans are designed to help you finance the new or used vehicle of your choice, whether it’s the kind on four wheels or out on the waves. Time to buy or refinance a boat? Our Marine Lending services make it fast, easy and affordable. With dedicated specialists experienced in all thedetails
FFL | OLMSTED TOWNSHIP BRANCH NMLS# 1531286. Phone: Phone: (440) 235-7154. thelmick@ffl.net. Tom Helmick is the Branch Manager for the Olmsted Township branch. Tom specializes in building relationships with personal and small business clients, and has extensive experience with a variety of products, from checking, savings and money market products to CDs and IRAs. FFL | NANCY BERRY PEYTON NMLS# 211157. Phone: 440-823-2464. npeyton@ffl.net. About. Toggle Biography. Nancy Berry Peyton joined First Federal Lakewood in 2016 as a Mortgage Loan Originator, with two decades of experience in the mortgage lending industry. She has extensive experience working with all types of homebuyers, including first-time buyers, move-up buyers FFL | YOUR COMMUNITY BANKOPEN AN ACCOUNTFIND A LOCATIONCONTACTLOGINPERSONALBUSINESS
First Federal Lakewood is your community bank. We invest customer deposits back into our community, keeping neighborhoods vibrant and strong. Make the most out of your money with products designed around you. Learn why your neighbors bank with FFL. FFL | PERSONAL ONLINE BANKING It’s easy to use, feature-filled, and absolutely FREE. Our Personal Online Banking portal makes navigation easier from all of your devices. You can view real-time account information, check balances, pay bills, transfer funds, and more. Watch this Personal OnlineBanking
FFL | PERSONAL CHECKING ACCOUNTS Learn about our personal checking account services and all of the benefits you'll receive when opening a checking account with FirstFederal Lakewood.
FFL | BUSINESS BANKING In business, one of the most important choices you can make is how to manage your company’s money. Whether your company is just starting out, looking to grow or ready for a major expansion, local business banking services can help support long-term success. FFL | ONLINE BILL PAY With Online Bill Pay, you can pay all your bills electronically, 24 hours a day. Available with every First Federal Lakewood checking account, Online Bill Pay makes it easy to set up automatic payments for recurring bills or make a single payment any time you need to. You can also electronically send money to any individual using PopMoney FFL | PPP LOAN FORGIVENESS PORTAL Fill out the form below to get started with our PPP Loan Forgiveness program and complete option 3. FFL | BUSINESS LOAN ASSISTANCE the loan amount is over $150,000; and. had a salary or FTE reduction of greater than 25%. If you need assistance with completing the Application, we recommend contacting your accountant, tax advisor, or attorney. Your payroll provider may be able to assist with the required payroll and employee information. FFL | AUTO & BOAT LOAN With great rates and flexible terms, our auto & boat loans are designed to help you finance the new or used vehicle of your choice, whether it’s the kind on four wheels or out on the waves. Time to buy or refinance a boat? Our Marine Lending services make it fast, easy and affordable. With dedicated specialists experienced in all thedetails
FFL | OLMSTED TOWNSHIP BRANCH NMLS# 1531286. Phone: Phone: (440) 235-7154. thelmick@ffl.net. Tom Helmick is the Branch Manager for the Olmsted Township branch. Tom specializes in building relationships with personal and small business clients, and has extensive experience with a variety of products, from checking, savings and money market products to CDs and IRAs. FFL | NANCY BERRY PEYTON NMLS# 211157. Phone: 440-823-2464. npeyton@ffl.net. About. Toggle Biography. Nancy Berry Peyton joined First Federal Lakewood in 2016 as a Mortgage Loan Originator, with two decades of experience in the mortgage lending industry. She has extensive experience working with all types of homebuyers, including first-time buyers, move-up buyers FFL | BUSINESS ONLINE BANKING Secure, easy and streamlined online tools for businesses of all sizes. Business Online Banking lets you handle virtually all your business banking needs with real-time, 24-hour online access to detailed account information, and detailed account information reporting, readyin an instant.
FFL | HOME EQUITY
The equity in your home can be leveraged to give you an open line of credit to buy whatever you need today. Our Home Equity Line of Credit is a 20-year loan that gives you 10 years to draw money, while making interest only payments, — allowing you to keep cash FFL | RETIREMENT OPTIONS & INVESTMENT SERVICES Take advantage of the wide range of investment options available with an SEP (Simplified Employee Pension Plan), or get on board with FFL Investment Services for experienced help with investment planning, retirement plans, insurance products and much more. Our Simplified Employee Pension Plan (SEP) allows employees to save for retirementwith
FFL | CAREERS
Careers. The values that make First Federal Lakewood a great place to bank also make it a great place to work. If you’re looking for a workplace that values teamwork, dedication and open communication, a career with us could be the opportunity you’ve been waiting for. First Mutual Holding Company and First Federal Lakewood is an EqualFFL | REFINANCE
You may be able to lower your interest rate, get money for college tuition, lower your monthly payment, or help free up money for home improvements. Refinance your home with our Low Cost Refinance loan*. 10 year fixed, 15 year fixed or 5/1 ARM products available. Low cost of $295. Your current mortgage can be with another bank. PAYCHECK PROTECTION PROGRAM: PPP LOAN FORGIVENESS PPP Loan Forgiveness Application Form 3508EZ Revised January Paycheck Protection Program 19, 2021 OMB Control No.: 3245-0407 . ExpirationDate: 9/30/2021
FFL | OLMSTED TOWNSHIP BRANCH NMLS# 1531286. Phone: Phone: (440) 235-7154. thelmick@ffl.net. Tom Helmick is the Branch Manager for the Olmsted Township branch. Tom specializes in building relationships with personal and small business clients, and has extensive experience with a variety of products, from checking, savings and money market products to CDs and IRAs. FFL | MATTHEW KORMOS NMLS# 697504. Phone: (216) 780-4345. Fax: (216) 452-4613. mkormos@ffl.net. About. Toggle Biography. Matt Kormos has more than 20 years of experience in the financial services industry. He joined First Federal Lakewood in 2014, using his extensive experience with first-time home buyer, construction, FHA, and VA loans to help hiscustomers
TIPS FOR A FIRST TIME HOME BUYER You can begin preparing now with these five steps to successful first-time home-buying. While seemingly obvious, this step goes beyond checking your current bank account balance. While saving for a down payment is a great start, you need to develop a well-thought-out budget. By calculating your take home pay, spending and future savingsgoals
FFL | LORA KORALEWSKI Testimonial: " Honestly I can't think of anything Lora and team didn't do well." - Steven & Amy S." A+++ Rated and would highly recommend!! Thanks for everything! Truly was a pleasure working with you all! "- FFL | YOUR COMMUNITY BANKOPEN AN ACCOUNTFIND A LOCATIONCONTACTLOGINPERSONALBUSINESS
First Federal Lakewood is your community bank. We invest customer deposits back into our community, keeping neighborhoods vibrant and strong. Make the most out of your money with products designed around you. Learn why your neighbors bank with FFL. FFL | PERSONAL ONLINE BANKING It’s easy to use, feature-filled, and absolutely FREE. Our Personal Online Banking portal makes navigation easier from all of your devices. You can view real-time account information, check balances, pay bills, transfer funds, and more. Watch this Personal OnlineBanking
FFL | PERSONAL CHECKING ACCOUNTS Learn about our personal checking account services and all of the benefits you'll receive when opening a checking account with FirstFederal Lakewood.
FFL | ONLINE BILL PAY With Online Bill Pay, you can pay all your bills electronically, 24 hours a day. Available with every First Federal Lakewood checking account, Online Bill Pay makes it easy to set up automatic payments for recurring bills or make a single payment any time you need to. You can also electronically send money to any individual using PopMoney FFL | BUSINESS BANKING In business, one of the most important choices you can make is how to manage your company’s money. Whether your company is just starting out, looking to grow or ready for a major expansion, local business banking services can help support long-term success. FFL | PPP LOAN FORGIVENESS PORTALPPP LOAN FORGIVENESS RULESFIRSTBANK PPP LOAN FORGIVENESSONLINE PPP LOAN FORGIVENESS PORTALPPP LOAN FORGIVENESS LATEST NEWS1ST BANK PPP LOAN FORGIVENESSFIRST BANK PPP LOAN FORGIVENESS APPLICATION Fill out the form below to get started with our PPP Loan Forgiveness program and complete option 3. FFL | OLMSTED TOWNSHIP BRANCHOLMSTED TOWNSHIP OHNORTH OLMSTED OHIOOLMSTED TOWNSHIP OHIO MAPNORTH OLMSTED OHIO WEATHEROLMSTED FALLS TOWNSHIPOLMSTED TWP OHIO NMLS# 1531286. Phone: Phone: (440) 235-7154. thelmick@ffl.net. Tom Helmick is the Branch Manager for the Olmsted Township branch. Tom specializes in building relationships with personal and small business clients, and has extensive experience with a variety of products, from checking, savings and money market products to CDs and IRAs. FFL | PARMA BRANCHZILLOW PARMA HTS OHIO NMLS# 750516. Phone: Phone: (440) 352-1072. Fax: (440) 352-1495. dprice@ffl.net. As Regional Branch Manager for the Concord, Chagrin Falls, Garfield Heights and Parma branch offices, Donna Price strives to get to know her customers by listening and understanding their needs. Donna joined First Federal Lakewood in 2012 and has more than20 years
FFL | CAROLINE PURCELL Caroline Purcell has been with First Federal Lakewood for 17 years, serving in the Lakewood branch office for the past 15 years. As a Mortgage Loan Originator with more than 22 years of mortgage experience, Caroline helps customers finance the purchase, refinance, rehabilitation or construction of LIVING A 'CREDIT-FREE' LIFE Living a 'Credit-Free' Life. If you are tired of being in debt, a "credit-free" life might sound appealing. All you have to do is pay off all of your debts, cut up your credit cards, close any other accounts, and get yourself completely off the credit grid. Then you can live within your means in a completely cash-based system. FFL | YOUR COMMUNITY BANKOPEN AN ACCOUNTFIND A LOCATIONCONTACTLOGINPERSONALBUSINESS
First Federal Lakewood is your community bank. We invest customer deposits back into our community, keeping neighborhoods vibrant and strong. Make the most out of your money with products designed around you. Learn why your neighbors bank with FFL. FFL | PERSONAL ONLINE BANKING It’s easy to use, feature-filled, and absolutely FREE. Our Personal Online Banking portal makes navigation easier from all of your devices. You can view real-time account information, check balances, pay bills, transfer funds, and more. Watch this Personal OnlineBanking
FFL | PERSONAL CHECKING ACCOUNTS Learn about our personal checking account services and all of the benefits you'll receive when opening a checking account with FirstFederal Lakewood.
FFL | ONLINE BILL PAY With Online Bill Pay, you can pay all your bills electronically, 24 hours a day. Available with every First Federal Lakewood checking account, Online Bill Pay makes it easy to set up automatic payments for recurring bills or make a single payment any time you need to. You can also electronically send money to any individual using PopMoney FFL | BUSINESS BANKING In business, one of the most important choices you can make is how to manage your company’s money. Whether your company is just starting out, looking to grow or ready for a major expansion, local business banking services can help support long-term success. FFL | PPP LOAN FORGIVENESS PORTALPPP LOAN FORGIVENESS RULESFIRSTBANK PPP LOAN FORGIVENESSONLINE PPP LOAN FORGIVENESS PORTALPPP LOAN FORGIVENESS LATEST NEWS1ST BANK PPP LOAN FORGIVENESSFIRST BANK PPP LOAN FORGIVENESS APPLICATION Fill out the form below to get started with our PPP Loan Forgiveness program and complete option 3. FFL | OLMSTED TOWNSHIP BRANCHOLMSTED TOWNSHIP OHNORTH OLMSTED OHIOOLMSTED TOWNSHIP OHIO MAPNORTH OLMSTED OHIO WEATHEROLMSTED FALLS TOWNSHIPOLMSTED TWP OHIO NMLS# 1531286. Phone: Phone: (440) 235-7154. thelmick@ffl.net. Tom Helmick is the Branch Manager for the Olmsted Township branch. Tom specializes in building relationships with personal and small business clients, and has extensive experience with a variety of products, from checking, savings and money market products to CDs and IRAs. FFL | PARMA BRANCHZILLOW PARMA HTS OHIO NMLS# 750516. Phone: Phone: (440) 352-1072. Fax: (440) 352-1495. dprice@ffl.net. As Regional Branch Manager for the Concord, Chagrin Falls, Garfield Heights and Parma branch offices, Donna Price strives to get to know her customers by listening and understanding their needs. Donna joined First Federal Lakewood in 2012 and has more than20 years
FFL | CAROLINE PURCELL Caroline Purcell has been with First Federal Lakewood for 17 years, serving in the Lakewood branch office for the past 15 years. As a Mortgage Loan Originator with more than 22 years of mortgage experience, Caroline helps customers finance the purchase, refinance, rehabilitation or construction of LIVING A 'CREDIT-FREE' LIFE Living a 'Credit-Free' Life. If you are tired of being in debt, a "credit-free" life might sound appealing. All you have to do is pay off all of your debts, cut up your credit cards, close any other accounts, and get yourself completely off the credit grid. Then you can live within your means in a completely cash-based system. FFL | BUSINESS ONLINE BANKING Secure, easy and streamlined online tools for businesses of all sizes. Business Online Banking lets you handle virtually all your business banking needs with real-time, 24-hour online access to detailed account information, and detailed account information reporting, readyin an instant.
FFL | MOBILE BANKING Using the web access on your phone, you can connect to our mobile banking website to view account balances, review account history, transfer between accounts and locate a bank branch or ATM. Mobile Bill Pay. Toggle question visibility. Quickly make one-time or recurring payments right from your phone.FFL | ESTATEMENTS
Online & Mobile Banking. eStatements. Sign up to begin receiving all your monthly checking, savings and mortgage statements electronically. eStatements are secure, easy to use, and help reduce the clutter of paper statements. There’s so much to like about eStatements. They’re fast, easy, and secure. Take a look. FFL | MORTGAGE LENDING First Federal Lakewood lets you view and compare today’s mortgage lending rates on our most popular loans, including fixed-rate, adjustable-rate (ARM), home equity and other loans. Our team of mortgage lenders can help you get the best possible rate on whichevertype
FFL | MORTGAGE RATES We offer a variety of mortgage rates to suit all of our customers. Browse fixed and adjustable rate mortgage options to find one that best suits your lifestyle. For information regarding additional loan programs, please contact a Mortgage Loan Originator. Get startedtoday!
FFL | PARMA BRANCH
NMLS# 750516. Phone: Phone: (440) 352-1072. Fax: (440) 352-1495. dprice@ffl.net. As Regional Branch Manager for the Concord, Chagrin Falls, Garfield Heights and Parma branch offices, Donna Price strives to get to know her customers by listening and understanding their needs. Donna joined First Federal Lakewood in 2012 and has more than20 years
FFL | CERTIFICATES OF DEPOSIT Additionally, the CDARS® (Certificate of Deposit Account Registry Service) is a service that provides valuable insurance protection for investments made by individuals or businesses. Using CDARS, we handle all the necessary paperwork and accounting details to safeguard your investment with FDIC protection – even if your balance reaches multiple-millions of dollars. FFL | MATTHEW KORMOS NMLS# 697504. Phone: (216) 780-4345. Fax: (216) 452-4613. mkormos@ffl.net. About. Toggle Biography. Matt Kormos has more than 20 years of experience in the financial services industry. He joined First Federal Lakewood in 2014, using his extensive experience with first-time home buyer, construction, FHA, and VA loans to help hiscustomers
FFL | NANCY BERRY PEYTON NMLS# 211157. Phone: 440-823-2464. npeyton@ffl.net. About. Toggle Biography. Nancy Berry Peyton joined First Federal Lakewood in 2016 as a Mortgage Loan Originator, with two decades of experience in the mortgage lending industry. She has extensive experience working with all types of homebuyers, including first-time buyers, move-up buyers TIPS FOR A FIRST TIME HOME BUYER You can begin preparing now with these five steps to successful first-time home-buying. While seemingly obvious, this step goes beyond checking your current bank account balance. While saving for a down payment is a great start, you need to develop a well-thought-out budget. By calculating your take home pay, spending and future savingsgoals
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WHAT IS A MUTUAL BANK See what mutual banking means to the community.Watch The Video
SCHEDULING AN APPOINTMENT - MADE EASIER! Schedule your appointment at your nearest branch and save time by planning your visit in advance.Schedule Today
MORTGAGE RATES
We've got the great rate you've been waiting for. And our experienced Mortgage Loan Originators can help you navigate every step of the process – from finding the right loan for your needs, right up to the day you first walk through your new front door. View All Mortgage Rates & Disclosures PURCHASE MORTGAGE RATESTYPE
INTEREST RATE
APR
15 Year Fixed
2.350%
2.553%
20 Year Fixed
2.825%
2.983%
30 FHA Fixed
2.500%
3.610%
30 Year Fixed
2.925%
3.037%
5/6 ARM
2.750% - 2.875%
2.951%
PERSONAL CHECKING ACCOUNTS We have the account you've been looking for! * Free Access to 32,000 ATMs* Free Mobile App
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WHAT OUR COMMUNITY SAYS > First Federal Lakewood was willing to work with me as a new business > owner when other banks would not. Not only was I able to get a loan > but Chalana Williams and Tiffany Cardenas have been great partners.> Vanicsa
> Owner Windermere In and Out ------------------------- > Lora Koralewski has worked with us on a land loan (2018) and now a > Construction loan...she was fantastic to work with and really helped > us stay in our budget etc. We would jump at the chance to work with > First Federal Lakewood again in the future! > Bryan and Rebecca > Mortgage Customers FINANCIAL LITERATURETopic
BUILDING EQUITY IN YOUR HOME If you own a home, the mortgage payments you make each month could help you build a substantial asset - home equity. The home equity you build represents how much of your home you own, which can grow withtime.
Building Equity in Your Home LinkTopic
COVID-19 SCAMS
First Federal Lakewood is issuing this notice to alert customers to potential indicators of imposter scams and money mule schemes, which are two forms of consumer fraud observed during the COVID-19 pandemic.COVID-19 Scams Link
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GETTING YOUR RETIREMENT BACK ON TRACK The one-two punch dealt by the Great Recession of 2007-2009, followed by economic damage from the COVID-19 pandemic may have done real damage to your retirement savings. Getting Your Retirement Back on Track LinkTopic
REVISITING YOUR BUDGET DURING A CRISIS Many Americans found themselves in the throes of the COVID-19 crisis before they fully understood what was going on. Revisiting Your Budget During a Crisis LinkView More
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