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expats focus on
WHAT IS EXPAT LIFE REALLY LIKE IN POLAND? There is a large expatriate community of Polish citizens in the UK. However, you rarely hear of many Brits moving to Poland. What is expat life like in Poland? Find out what living in Poland might be like and discover more about the country from an expat point of view. PERSONAL ACCIDENT/ILLNESS AND/OR TERM LIFE PROPOSAL FORM Personal Accident/Illness and/or Term Life Proposal Form 2. All the following questions relate to the person to be insured www.expatriatehealthcare.com1 ETHIOPIA EXPAT HEALTH INSURANCE GUIDE The second zone, weyna dega, is often warm and wet and lies below 2600m. Kola is the tropical zone, found below 1830m in elevation, experiencing average annual temperatures of 27°C. The best time to visit Ethiopia is between January and March, when uninterrupted sunny days bring regular daily temperatures of 25°C. AN EXPAT GUIDE TO BUYING PROPERTY IN AUSTRALIA The Costs of Buying a Home in Australia. It is generally accepted that your expenses will total around 5% of the purchase price of your property: Legal fees (usually between AUS$800 to AUS$2,000) Loan fees. Stamp duty. Foreign citizen stamp duty. FIRB approval fees. HOW EDUCATION DIFFERS AROUND THE WORLD EXPAT HEALTHCARE IN SINGAPORE Travellers and expats can look forward to exceptional levels of healthcare in Singapore, albeit at a high price. Find out all you need to know about ensuring the best level of care at the most competitive rates for Expat healthcare in Singapore here. EXPATS GUIDE TO TAIWAN HEALTH CARE Find out everything you need to know about healthcare in Taiwan. Whether you're an expat or traveller, our guide will prepare you with all the information needed in regards to expat medical care in Taiwan. You will discover how to receive medical care and how to pay for it.Learn more today.
THE PROS AND CONS OF INTERNATIONAL SCHOOLS FOR EXPATPROS AND CONS OF 4 YEAR COLLEGEPROS AND CONS OF COLLEGE EDUCATIONPROS AND CONS OF TECHNICAL COLLEGECOLLEGE PROS AND CONS TEMPLATE Cons. May not be as competitive as international schools. Depending on the country you are moving to the educational system may not be as good. The curriculum or diploma may not be recognised in other countries. Each schooling option has its own pros and cons and these will also vary depending on your country of residence. A GUIDE FOR RETIRING TO CYPRUS Those who intend on living in Cyprus, or visiting for more than three months, will need to apply for a residence permit through their local immigration office. The form expats need to fill in is he MEU1A, for which there is a fee. However, this is a one-off at the permit does not need to be renewed. After five years of residency, expats can THE BEST COUNTRIES IN THE WORLD FOR FREELANCERSSEE MORE ON EXPATRIATEHEALTHCARE.COM TOP 5 BEST COUNTRIES IN EUROPE TO BE SELF EMPLOYED Top 5 Best Countries in Europe to Be Self Employed. September 27, 2016. by Expatriate Healthcare. Tagged with: cyprus, czechrepublic, Estonia, montenegro, romania. Taking the plunge and becoming self-employed in your own country is daunting enough, but considering taking your entrepreneurial skills abroad is a brave move. A GUIDE TO BUYING PROPERTY IN CAPE VERDE Many foreigners have experienced serious problems when buying property in Cape Verde.Those seeking a holiday home in the sun, in the past, were entering into a precarious world that was fraught with long delays, incomplete builds, disputes over ownership, and non-delivery of project management contracts. AN EXPAT GUIDE TO BUYING PROPERTY IN AUSTRALIA The Costs of Buying a Home in Australia. It is generally accepted that your expenses will total around 5% of the purchase price of your property: Legal fees (usually between AUS$800 to AUS$2,000) Loan fees. Stamp duty. Foreign citizen stamp duty. FIRB approval fees. SHOULD I KEEP MY UK BANK ACCOUNT AS AN EXPAT? Expatriate Group. Delmon House, 36-38 Church Road, Burgess Hill, West Sussex, RH15 9AE. Registered Address. 35 Ballards Lane, London, N3 1XW. Tel: +44 (0)20 3551 6634 Fax: +44 (0)870 428 5141 Email: info@expatriategroup.com HOW EDUCATION DIFFERS AROUND THE WORLD EXPAT HEALTHCARE IN SINGAPORE Travellers and expats can look forward to exceptional levels of healthcare in Singapore, albeit at a high price. Find out all you need to know about ensuring the best level of care at the most competitive rates for Expat healthcare in Singapore here. EXPATS GUIDE TO TAIWAN HEALTH CARE Find out everything you need to know about healthcare in Taiwan. Whether you're an expat or traveller, our guide will prepare you with all the information needed in regards to expat medical care in Taiwan. You will discover how to receive medical care and how to pay for it.Learn more today.
THE PROS AND CONS OF INTERNATIONAL SCHOOLS FOR EXPATPROS AND CONS OF 4 YEAR COLLEGEPROS AND CONS OF COLLEGE EDUCATIONPROS AND CONS OF TECHNICAL COLLEGECOLLEGE PROS AND CONS TEMPLATE Cons. May not be as competitive as international schools. Depending on the country you are moving to the educational system may not be as good. The curriculum or diploma may not be recognised in other countries. Each schooling option has its own pros and cons and these will also vary depending on your country of residence. A GUIDE FOR RETIRING TO CYPRUS Those who intend on living in Cyprus, or visiting for more than three months, will need to apply for a residence permit through their local immigration office. The form expats need to fill in is he MEU1A, for which there is a fee. However, this is a one-off at the permit does not need to be renewed. After five years of residency, expats can THE BEST COUNTRIES IN THE WORLD FOR FREELANCERSSEE MORE ON EXPATRIATEHEALTHCARE.COM TOP 5 BEST COUNTRIES IN EUROPE TO BE SELF EMPLOYED Top 5 Best Countries in Europe to Be Self Employed. September 27, 2016. by Expatriate Healthcare. Tagged with: cyprus, czechrepublic, Estonia, montenegro, romania. Taking the plunge and becoming self-employed in your own country is daunting enough, but considering taking your entrepreneurial skills abroad is a brave move. A GUIDE TO BUYING PROPERTY IN CAPE VERDE Many foreigners have experienced serious problems when buying property in Cape Verde.Those seeking a holiday home in the sun, in the past, were entering into a precarious world that was fraught with long delays, incomplete builds, disputes over ownership, and non-delivery of project management contracts. AN EXPAT GUIDE TO BUYING PROPERTY IN AUSTRALIA The Costs of Buying a Home in Australia. It is generally accepted that your expenses will total around 5% of the purchase price of your property: Legal fees (usually between AUS$800 to AUS$2,000) Loan fees. Stamp duty. Foreign citizen stamp duty. FIRB approval fees. SHOULD I KEEP MY UK BANK ACCOUNT AS AN EXPAT? Expatriate Group. Delmon House, 36-38 Church Road, Burgess Hill, West Sussex, RH15 9AE. Registered Address. 35 Ballards Lane, London, N3 1XW. Tel: +44 (0)20 3551 6634 Fax: +44 (0)870 428 5141 Email: info@expatriategroup.com INTERNATIONAL HEALTHCARE INSURANCE Expat health insurance plans can be purchased for long periods of time whereas travel insurance policies tend to have a time scale involved unless you opt for an annual policy. There is also a difference in what is covered, and you can find out more through our website. THE BEST COUNTRIES FOR EXPATS IN 2021 13 hours ago · Taiwan, Vietnam, and Portugal were announced as the best places for expats in 2019 but it’s time to find out how things have changed in 2021. InterNations have now revealed the best and worst countries for expats in 2021 with Taiwan securing the top spot for the third year in a row, thanks to its THE BEST COUNTRY FOR EXPAT HEALTHCARE The UK, Japan, Thailand, Japan and Saudi Arabia all rank. highly and so should be considered strongly by those expats who rate the. quality of the healthcare system as a key factor when selecting a country to. relocate to. All of them offer a high quality of care, though in somecases it.
THE BEST COUNTRIES IN THE WORLD FOR FREELANCERS The Best Countries in the World for Freelancers. February 22, 2018. by Expatriate Healthcare. Tagged with: canada, mexico, New Zealand, Russia, Thailand, Vietnam. Many moons ago we reported on the best countries in Europe to be self employed. Whilst this still stands, we wanted to open the door to the rest of world and see what other global A GUIDE FOR RETIRING TO CYPRUS Those who intend on living in Cyprus, or visiting for more than three months, will need to apply for a residence permit through their local immigration office. The form expats need to fill in is he MEU1A, for which there is a fee. However, this is a one-off at the permit does not need to be renewed. After five years of residency, expats can GIBRALTAR EXPAT GUIDE Gibraltar Expat Guide. Gibraltar is a British Overseas Territory (BOT) and headland, on Spain’s south coast. It’s overlooked by a 426m-high limestone ridge called the Rock of Gibraltar one of its most popular tourist spots. The BOT is best known for its red pillar boxes, fish and chips, creaky 1970s seaside hotels and Barbary macaques. AN EXPAT GUIDE TO BUYING PROPERTY IN AUSTRALIA The Costs of Buying a Home in Australia. It is generally accepted that your expenses will total around 5% of the purchase price of your property: Legal fees (usually between AUS$800 to AUS$2,000) Loan fees. Stamp duty. Foreign citizen stamp duty. FIRB approval fees. WHICH COUNTRY IS BEST FOR EXPATS? Expatriate Group. Delmon House, 36-38 Church Road, Burgess Hill, West Sussex, RH15 9AE. Registered Address. 35 Ballards Lane, London, N3 1XW. Tel: +44 (0)20 3551 6634 Fax: +44 (0)870 428 5141 Email: info@expatriategroup.com A GUIDE TO BUYING PROPERTY IN CAPE VERDE Many foreigners have experienced serious problems when buying property in Cape Verde.Those seeking a holiday home in the sun, in the past, were entering into a precarious world that was fraught with long delays, incomplete builds, disputes over ownership, and non-delivery of project management contracts. THE 10 SAFEST COUNTRIES IN THE WORLD FOR EXPATS The 10 Safest Countries in the World for Expats. September 16, 2017. by Expatriate Healthcare. Tagged with: canada, finland, Japan, luxembourg, malta, New Zealand, Norway, Singapore, Switzerland, Taiwan. Unless you are being relocated to a specific country by an employer, the world really is your oyster. However, many potentialexpats focus on
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__ Call us today: +44 (0) 20 3551 6634 INTERNATIONAL HEALTHCARE INSURANCE With 100,000 unique customers in 182 different countries, Expatriate Healthcare are the experts in delivering international medical insurance to expats worldwide.Get a quote
* Instant Health Cover* 24 Hour Support
* No Hospital Restrictions * Comprehensive Protection * Chronic & Terminal CoverGet a quote
TRAVEL INSURANCE
Expatriate Healthcare’s, International Travel Insurance TravelCare policy covers all nationalities, travelling anywhere in the world.Get a Quote
LIFE INSURANCE
Level Term Life Insurance providing protection to your family in the event of your death during the term of the cover.Get a Quote
INCOME PROTECTION
Protect your income against an accident or an illness that prevents you from attending your usual occupation.Get a Quote
OUR CUSTOMERS IN NUMBERSOver
224687
Expats Covered
Over
101858
Active Policies
In Over
182
Different Countries
Our focus is to deliver peace of mind and this is reflected in our 3 key insurance plans, which offer varied levels of international medical coverage to suit your personal circumstances and budget. Find out more about our Select Plan Find out more about our Primary Plus Plan Find out more about our Primary PlanGet a quote
KEY BENEFITS
of our International Healthcare Policies * Instant Healthcare Cover* 24 Hour Support
* No Hospital Restrictions * Comprehensive Protection * Chronic & Terminal Cover * No Out-of-pocket Hospital Expenses INTERNATIONAL HEALTH INSURANCE FAQ Find out more about our international healthcare policies that offer comprehensive and instant cover, with 24-hour support and no hospitalrestrictions.
SHORT TERM HEALTHCARE INSURANCE Find out more about tailored insurance for the EXPAT / STUDENT / TRAVELLER / WORKER / VOLUNTEERCOUNTRY GUIDES
Get the essential information to bring countries to life in yourmind’s eye…
Get a quote
The Benefit ScheduleHOSPITAL BENEFITS
SELECT
PRIMARY+
PRIMARY
Annual Aggregate Maximum$/€/£5,000,000
$/€/£1,500,000
$/€/£1,000,000
Private Hospital Bed Surgeries, Anaesthetists’ fees, Operating Theatre, Specialist, Physician and Nursing Fees, Intensive Care. Prescribed Medicine and Drugs Diagnostic Tests and Procedures (including MRI, CAT, PET) Oncology/Cancer TreatmentPsychiatric
30 days
30 days
30 days
Home Nursing (following hospitalisation)30 days
30 days
30 days
Hospital Cash Benefit $/€/£150 per night $/€/£100 per night $/€/£75 per night Rehabilitation (following hospitalisation)$/€/£2,000
$/€/£2,000
$/€/£2,000
Parent Accommodation Second Opinion for SurgeryOrgan Transplant
$/€/£300,000
$/€/£150,000
$/€/£100,000
OUTPATIENT & GP BENEFITSSELECT
PRIMARY+
PRIMARY
Family doctor, GP, Specialist and Physician consultations fees; including outpatient surgeries for pre-hospitalisation and then for 60 days following a validhospitalisation
Prescribed Medicine and Drugs Diagnostic Tests and Procedures (including MRI, CAT, PET) Physiotherapy & Alternative Medicine10 sessions
Oncology/Cancer Treatment Management of Chronic Conditions$/€/£2,000
$/€/£2,000
Psychiatric
10 sessions/$/€/£3,000 10 sessions/$/€/£3,000 ASSISTANCE SERVICES & SPECIAL BENEFITSSELECT
PRIMARY+
PRIMARY
Emergency Medical TransportationLocal Ambulance
Expenses for accompanying Dependent– Travel
– Accommodation & Subsistence$/€/£150 per day
$/€/£100 per day
$/€/£75 per day
Repatriation of Mortal Remains$/€/£10,000
$/€/£5,000
$/€/£5,000
Compassionate Travel Family Compassionate Travel$/€/£250
$/€/£250
$/€/£250
Terminal & Palliative Care$/€/£30,000
$/€/£20,000
$/€/£15,000
HIV, AIDS & ARCS
$/€/£50,000 (lifetime) $/€/£50,000 (lifetime)MATERNITY CARE
SELECT
PRIMARY+
PRIMARY
Complications of Pregnancy100%
$/€/£5,000
$/€/£5,000
Normal Delivery
$/€/£7,500*
Elective Caesarean Operation$/€/£7,500*
Non-elective Caesarean Operation$/€/£7,500*
Home Delivery
$/€/£7,500*
Home Nursing following Home Delivery5 days*
New Born Care
$/€/£25,000*
DENTAL CARE
SELECT
PRIMARY+
PRIMARY
Accidental Emergency Dental Treatment Routine Dental Treatment$/€/£750
Basic Restorative Dental Treatment$/€/£750
Major Restorative Dental Treatment$/€/£1,000
Dental benefits (except Accidental) are subject to a 20% co-payOPTICAL CARE
SELECT
PRIMARY+
PRIMARY
Examinations & Lenses (inc. contact lenses)$/€/£150
PREVENTATIVE CARE
SELECT
PRIMARY+
PRIMARY
Annual Medical Check-up $/€/£ 250 per year and 12 month waiting periodTravel Vaccinations
Cervical Smears
Mammograms
Prostate Cancer ScreeningGet a quote
Key Healthcare Insurance FeaturesMEDICAL EXPENSES
Your general health and well-being also extends to your dental health. Good dental health requires regular and routine check-ups and resulting restorative treatment can be costly. Expatriate Healthcare understand that prevention is always the better solution so we provide you with cover for routine check-ups and treatment plus, in the event of further treatment being required, both basic and major restorative treatment.PREVENTATIVE CARE
Your health and well-being and that of those you love and value is of paramount importance. Expatriate Healthcare is committed to keeping you all healthy by providing regular health checks and tests. These include vaccinations, annual medical check-ups and cervical smears. We even provide for prostate cancer screening and mammograms for theover 45’s.
DENTAL CARE
Your general health and well-being also extends to your dental health. Good dental health requires regular and routine check-ups and resulting restorative treatment can be costly. Expatriate Healthcare understand that prevention is always the better solution so we provide you with cover for routine check-ups and treatment plus, in the event of further treatment being required, both basic and major restorative treatment.OPTICAL CARE
Changes to your eyesight are inevitable. That’s why Expatriate Healthcare provide a benefit covering the cost of an annual eye examination for each person insured under the policy. Where there is a change to your prescription we will also cover you for the cost of prescription lenses (including standard contactlenses).
MATERNITY CARE
We know that when you are expecting a baby, you need to feel confident that appropriate care is available. Once you have been covered by the policy continuously for 12 months, if you become pregnant, we provide for your antenatal appointments in the run up to the big day and for the delivery itself. And to get you back on your feet in those early days, we also allow for home nursing for 5 days after home delivery. COMPLEMENTARY MEDICINE / THERAPIES Should you be prescribed complementary treatment, we cover chiropractic help, osteopathy, homeopathy and acupuncture. 24HR EMERGENCY ASSISTANCE In the event of an emergency, one simple call to Expatriate Healthcare’s assistance service provider and arrangements will be made for you to be transported to the nearest location for appropriatetreatment.
Through our multilingual 24-hour support partner, we will liaise with you, your family and the local healthcare services, keeping you continually updated. 24 hour Emergency Medical Assistance is standard on all of our international healthcare plans. AIDS/HIV AND CHRONIC CONDITIONS We understand that not all medical conditions can be cured. Chronic conditions usually require you to have regular check-ups, nursing care and routine or daily medication. Thankfully, with the right medical support, many people can live a relatively normal life whilst suffering with a chronic condition. However, the financial implications can be devastating. We support you by providing benefits in respect of both HIV andchronic conditions.
Premium Rewards
Premium Rewards are our way of rewarding customers who remain claim free by discounting future premiums by up to 20%. Simply put: if don’t make a claim in a policy year you can earn a discount of up to 10% on your subsequent annual premium, up to 15% for two years without a claim and up to 20% for 3 years claims free or greater, as the tablebelow demonstrates.
CLAIM FREE PERIOD
1 YEAR
-5%
-10%
-10%
2 YEARS
-7.5%
-15%
-15%
3+ YEARS
-10%
-20%
-20%
If you are a Select customer claims under the Maternity, Dental, Optical or Preventative Services will not affect your entitlement toPremium Rewards.
Premium Rewards are also available to new customers who are insured elsewhere. Simply demonstrate the period you have been claim free, purchase a similar level of insurance and you’ll enjoy discountedpremiums.
Notes:
New customers claiming Premium Rewards must provide proof of the period they have been claims free from their current insurer. Cover must be current, continuous and without any break. A comparable level of cover must be purchased from us. In the event that you do need to claim, you will lose two years of your Premium Reward entitlement, so if you’ve been claims free for three years you wont fully lose your entitlement.Get a quote
OUR PARTNERS
LATEST WORLDWIDE EXPAT NEWS THE 8 BEST TRAIN JOURNEY’S IN THE WORLD Many associate train travel with discomfort, heat and the weekly commute. However, when it comes to seeing the world...Read more
WHAT HAPPENS TO YOUR LIFE INSURANCE IF YOU MOVE ABROAD? Each year thousands of British citizens move abroad. It would appear motivation to leave the country ranges from beginning...Read more
QUIET CITIES: FOUR MOST RELAXING EUROPEAN CITIES Looking for a European city break but don’t want to be fighting for pavement space, queuing to get into...Read more
AS FEATURED IN
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FAQs International Healthcare Plans WHY IS IT IMPORTANT TO HAVE INTERNATIONAL EXPAT INSURANCE?__
We believe expats worldwide deserve the best international medical insurance to ensure protection whilst living or working abroad. Get an International Healthcare Insurance quotetoday.
IS EXPATRIATE HEALTH INSURANCE THE SAME AS TRAVEL INSURANCE?__
Expat insurance is not the same as travel insurance(but we offer
that too). Expat health insurance plans can be purchased for long periods of time whereas travel insurance policies tend to have a time scale involved unless you opt for an annual policy. There is also a difference in what is covered, and you can find out more through ourwebsite.
Get an International Healthcare Insurance quotetoday.
WHAT DOES INTERNATIONAL HEALTHCARE INSURANCE COVER?__
Expatriate Healthcare offer instant comprehensive protection with 24-hour support. We offer three key insurance plans which offer varied levels of coverage to suit your needs. Check out our benefit scheduleto see what
is covered with our different policy options. Get an International Healthcare Insurance quotetoday.
HOW DO I CLAIM?
__
Expatriate Group always endeavour to settle claims within 5 working days of their substantiation. To make the process of claiming as simple and painless as possible for you, login to Member Services here to access your pre-authorise claims, make a claim online or alternatively to check the progress of an existing claim. Get an International Healthcare Insurance quotetoday.
WHAT DOES 'EXCESS' MEAN?__
The term ‘Excess’ (sometimes known as a ‘Deductible’) is the amount of any claim that you will be liable to pay the healthcare facility before the insurance policy takes over, per policy period. Did you know that you could receive an International Healthcare Insurance quote today? Simply click here.
WHICH HOSPITALS CAN I USE?__
You are entitled to be treated in any hospital of your choice though please ensure that you have your treatment pre-authorised beforehand. See here for a directory of hospitals.
Please note the directory of hospitals is for information only and is not a 'network'. If you would like to receive an International Healthcare Insurance quote, click here.
ARE YOU REGULATED?
__
Yes, Strategic Insurance Services Limited 9trading as Expatriate Healthcare and Expatriate Group) is authorised and regulated by the Financial Conduct Authority. Our FCA Firm Reference Number is 307133. Did you know that you could receive an International Healthcare Insurance quote today? Simply click here.
WHAT HAPPENS IF I WISH TO CANCEL MY INTERNATIONAL HEALTHCARE POLICY?__
International Healthcare policies can be cancelled any time during your 14-day cooling-off period, so long as you haven’t made a claim, we will refund your premium in full. Cancelling your policy mid-term for a valid reason, provided you haven’t claimed, we will refund your premium based on a scale. For further information please see General Conditions – Policy Wording, page 10. Did you know that you could receive an International Healthcare Insurance quote today? Simply click here.
CAN I PURCHASE AN INTERNATIONAL HEALTHCARE POLICY FOR LESS THAN 12MONTHS?
__
Yes, to obtain a quote and buy cover for between 3 months and 11 months click here – Short Term Healthcare Alternatively, you can receive an International Healthcare Insurancequote .
Get a quote
Contact Us
Expatriate Group.
Delmon House,
36-38 Church Road,
Burgess Hill,
West Sussex,
RH15 9AE
Registered Address.
35 Ballards Lane,
London,
N3 1XW
Tel: +44 (0)20 3551 6634 Fax: +44 (0)870 428 5141 Email: info@expatriategroup.com International Healthcare Short Term Healthcare InsuranceTravel Insurance
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Expatriate Healthcare are trading styles of Strategic Insurance Services Limited who is authorised and regulated by the Financial Conduct Authority (FCA). FCA Firm reference Number is 307133. Strategic Insurance Services Limited is authorised to carry on Regulated Activities in accordance with the permissions granted by the FCA under PART IV of the Financial Services and Markets ACT 2000. This website uses cookies to improve your experience. We'll assume you're ok with this, but you can opt-out if you wish.Accept Read More Privacy & Cookies PolicyClose
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