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CREDITWALK.CA
EASY PLACES FOR CANADIANS TO RETIRE TO Ecuador. Having long been the darling of the publication “International Living”, Ecuador is extremely popular for expat retirees. “Ecuador is one of the cheapest countries in the world to retire to and getting a residency visa is quite straightforward. There are beaches, lush highland towns, and big cities to choose from, plusretirees
8 THINGS YOU SHOULD KNOW FOR AN EARLY RETIREMENT IN CANADA 5. The Maximum Amount Possible For OAS, GIC & CPP. Below are the maximum amounts that Canadians can receive through OAS, GIC and CPP, but it is not wise to rely on the maximum. When you look at the average payout of CPP, it’s just a little over $550 per month, which is a long way from the maximum amount of $1,065. SET UP GOOGLE VOICE IN CANADA Setting up Google Voice in Canada. Free long distance on your cell phone using mobile minutes. Free long distance on your Android phone using data. Free long distance on your iPhone using data. Get a landline with no monthly costs. Get a cell phone plan for $10 / month with unlimited calling, texting and 50mb of data. Using the GoogleVoice app.
5 DESTINATIONS WHERE THE CANADIAN DOLLAR IS STILL STRONGSEE MORE ONCREDITWALK.CA
PETRO POINTS REWARDS: ARE THEY WORTH IT? The Skinny. Petro Canada has a loyalty program called Petro Points.If filling up at Petro Canada, always swipe the Petro Points card. Regular members filling up regular gas can earn a return of 0.50% – 0.75% on all gas spending. HACKING COSTCO: WHICH MEMBERSHIP MAKES SENSE? 6 BEST CREDIT CARDS FOR CARRYING A BALANCE IN CANADA This is the best rate in the market and should be exploited if you intend on borrowing money from your credit card. The interest rate on purchases is 19.99%, so make sure to not use this card for purchases, if you have a balance with this card. 2. Scotiabank Value® Visa. Scotiabank Value® Visa. 0% INTEREST CREDIT CARDS: A SIDE-BY-SIDE COMPARISONBEST CANADIAN CREDIT CARDSSECURED CARDS 1. MBNA Platinum Plus. The MBNA Platinum Plus comes with a 0% interest rate but for balance transfers of up to one year only. They will charge you a %1 fee for the balance transfer. This is a great card to exploit for the one year 0% bonus. 5 BEST NO ANNUAL FEE CREDIT CARDS IN CANADASEE MORE ON CREDITWALK.CA 16 BEST COUNTRIES TO VISIT WITH THE CANADIAN DOLLARSEE MORE ONCREDITWALK.CA
EASY PLACES FOR CANADIANS TO RETIRE TO Ecuador. Having long been the darling of the publication “International Living”, Ecuador is extremely popular for expat retirees. “Ecuador is one of the cheapest countries in the world to retire to and getting a residency visa is quite straightforward. There are beaches, lush highland towns, and big cities to choose from, plusretirees
8 THINGS YOU SHOULD KNOW FOR AN EARLY RETIREMENT IN CANADA 5. The Maximum Amount Possible For OAS, GIC & CPP. Below are the maximum amounts that Canadians can receive through OAS, GIC and CPP, but it is not wise to rely on the maximum. When you look at the average payout of CPP, it’s just a little over $550 per month, which is a long way from the maximum amount of $1,065. SET UP GOOGLE VOICE IN CANADA Setting up Google Voice in Canada. Free long distance on your cell phone using mobile minutes. Free long distance on your Android phone using data. Free long distance on your iPhone using data. Get a landline with no monthly costs. Get a cell phone plan for $10 / month with unlimited calling, texting and 50mb of data. Using the GoogleVoice app.
5 DESTINATIONS WHERE THE CANADIAN DOLLAR IS STILL STRONGSEE MORE ONCREDITWALK.CA
PETRO POINTS REWARDS: ARE THEY WORTH IT? The Skinny. Petro Canada has a loyalty program called Petro Points.If filling up at Petro Canada, always swipe the Petro Points card. Regular members filling up regular gas can earn a return of 0.50% – 0.75% on all gas spending. HACKING COSTCO: WHICH MEMBERSHIP MAKES SENSE? THE TOP 5 SECURED CREDIT CARDS FOR BOOSTING YOUR CREDIT SCORE Everyone is guaranteed approval. Minimum security funds required is $75. Low Interest rate: 19.8%. Other features of the Capital One Guaranteed Secured MasterCard are: Annual fee: $59. #4. Vancity enviro Secured Visa – Vancity’s offering to those without a credit history or with poor credit is a pretty decent. 5 BEST NO ANNUAL FEE CREDIT CARDS IN CANADA As far as fee-free cards go, 1% is about average for every category so the extra 1% return that comes in on the gas and grocery categories is a nice bonus. This is a solid card to carry if you need a fee- free card. 2. Blue Sky® Credit Card from American Express. This is a great card in the no-fee category. A GUIDE TO RELOCATING TO PUERTO VALLARTA & THE RIVIERA A Sunset near Puerto Vallarta. If you’re looking for a nice apartment in a quiet area of town, you’ll want to look in old Centro (center), or Z ona Romantica (Romantic Zone). Here you’ll find modern and quaint, 1-bedroom Spanish style apartments for around $500 – $600 / month. We recommend house hunting a few hundred meters fromthe
DEAR NORA: THE BEST CANADIAN CELL PHONE PLANS WHILE Google Hangouts – It’s for more than online video chats; with Google Hangouts you can use your WiFi/data connection to call any phone number in the U.S. and Canada from anywhere in the world, free of charge!. Skype – With a free Skype account you can do audio and video calls with other Skype users who are online at the same time. You can also load money on to your Skype account and use WHY CASHBACK IS BETTER FOR MOST CANADIANS I think that most Canadians should take rewards in the form of cash back or fixed value rewards, instead of miles or points. These are 3 reasons I suggest cash or fixed value rewards over miles: Better return for fixed value programs. Devaluation of miles and points value over time, relative to cash. Miles and points program’s good rewardsdo
5 REASONS TO AVOID THE CANADIAN TIRE MASTERCARD The first reason to avoid the Canadian Tire Options MasterCard is because the real rate is closer to %0.80 percent. They are intentionally misleading to make you think you get a better rate than you really do. This can really add up over the course of a year. For me it equals about $100 a year difference in the rewards. DEAR NORA: MANAGING CANADIAN LEGALITIES WHILE TRAVELLING Although managing Canadian legalities while travelling long-term might seem daunting at the outset, it’s far from impossible. And with more and more Canadians travelling long-term, it’s not even so abnormal any more. With a little research and dotting ofAEROPLAN BASICS
As I have mentioned before, taxes and fees on Aeroplan award bookings will represent a significant amount of the cost of the ticket. In previous examples, we have seen that North America flights can cost 25K miles + $200 in fees. On the best days, you can sometimes buy a revenue ticket for less than the price of the “Taxes, Fees &Surcharges”.
AEROPLAN HACKING
If you are looking for a flight and the search engines say there is no low level award availability, there are ways to be creative and check some alternative routes. In this article, I'll show you a process to piece together your own routing for an itinerary even when the search engines tell you there isn't any availability. HACKING COSTCO: CREDIT CARDS FOR MORE REWARDS Sign-up Bonus: 30,000 pts (~$300) Point Value: 1 pt = $0.01 towards travel through BMO Rewards. This card is very similar to the MBNA World Elite card. The only real difference is that your 2% return in points must be redeemed for travel that is booked through the BMORewards centre.
EASY PLACES FOR CANADIANS TO RETIRE TO Ecuador. Having long been the darling of the publication “International Living”, Ecuador is extremely popular for expat retirees. “Ecuador is one of the cheapest countries in the world to retire to and getting a residency visa is quite straightforward. There are beaches, lush highland towns, and big cities to choose from, plusretirees
16 BEST COUNTRIES TO VISIT WITH THE CANADIAN DOLLARSEE MORE ONCREDITWALK.CA
5 BEST NO ANNUAL FEE CREDIT CARDS IN CANADASEE MORE ON CREDITWALK.CA 0% INTEREST CREDIT CARDS: A SIDE-BY-SIDE COMPARISON 1. MBNA Platinum Plus. The MBNA Platinum Plus comes with a 0% interest rate but for balance transfers of up to one year only. They will charge you a %1 fee for the balance transfer. This is a great card to exploit for the one year 0% bonus. 8 THINGS YOU SHOULD KNOW FOR AN EARLY RETIREMENT IN CANADA 8. Top Countries To Consider. There are a few things to consider when choosing the ultimate country for your retirement. Good health facilities, low cost of living, a wide range of accommodations, western amenities, international restaurants and well stocked grocery stores (preferably Costco!) should all be on your wish list. WHICH RBC CREDIT CARD IS THE BEST FOR TRAVEL POINTS If you are comparing RBC credit cards to decide which offers the best deal for travel points, you have four choices. The RBC Visa Infinite Avion, WestJet RBC World Elite Mastercard, RBC British Airways Visa Infinite, and RBC Cathay Pacific Visa Platinum.Of course, much depends on how and where you travel. DEAR NORA: THE BEST CANADIAN CELL PHONE PLANS WHILE Google Hangouts – It’s for more than online video chats; with Google Hangouts you can use your WiFi/data connection to call any phone number in the U.S. and Canada from anywhere in the world, free of charge!. Skype – With a free Skype account you can do audio and video calls with other Skype users who are online at the same time. You can also load money on to your Skype account and use SET UP GOOGLE VOICE IN CANADA Setting up Google Voice in Canada. Free long distance on your cell phone using mobile minutes. Free long distance on your Android phone using data. Free long distance on your iPhone using data. Get a landline with no monthly costs. Get a cell phone plan for $10 / month with unlimited calling, texting and 50mb of data. Using the GoogleVoice app.
A GUIDE TO RELOCATING TO PUERTO VALLARTA & THE RIVIERA A Sunset near Puerto Vallarta. If you’re looking for a nice apartment in a quiet area of town, you’ll want to look in old Centro (center), or Z ona Romantica (Romantic Zone). Here you’ll find modern and quaint, 1-bedroom Spanish style apartments for around $500 – $600 / month. We recommend house hunting a few hundred meters fromthe
5 REASONS TO AVOID THE CANADIAN TIRE MASTERCARD The first reason to avoid the Canadian Tire Options MasterCard is because the real rate is closer to %0.80 percent. They are intentionally misleading to make you think you get a better rate than you really do. This can really add up over the course of a year. For me it equals about $100 a year difference in the rewards. EASY PLACES FOR CANADIANS TO RETIRE TO Ecuador. Having long been the darling of the publication “International Living”, Ecuador is extremely popular for expat retirees. “Ecuador is one of the cheapest countries in the world to retire to and getting a residency visa is quite straightforward. There are beaches, lush highland towns, and big cities to choose from, plusretirees
16 BEST COUNTRIES TO VISIT WITH THE CANADIAN DOLLARSEE MORE ONCREDITWALK.CA
5 BEST NO ANNUAL FEE CREDIT CARDS IN CANADASEE MORE ON CREDITWALK.CA 0% INTEREST CREDIT CARDS: A SIDE-BY-SIDE COMPARISON 1. MBNA Platinum Plus. The MBNA Platinum Plus comes with a 0% interest rate but for balance transfers of up to one year only. They will charge you a %1 fee for the balance transfer. This is a great card to exploit for the one year 0% bonus. 8 THINGS YOU SHOULD KNOW FOR AN EARLY RETIREMENT IN CANADA 8. Top Countries To Consider. There are a few things to consider when choosing the ultimate country for your retirement. Good health facilities, low cost of living, a wide range of accommodations, western amenities, international restaurants and well stocked grocery stores (preferably Costco!) should all be on your wish list. WHICH RBC CREDIT CARD IS THE BEST FOR TRAVEL POINTS If you are comparing RBC credit cards to decide which offers the best deal for travel points, you have four choices. The RBC Visa Infinite Avion, WestJet RBC World Elite Mastercard, RBC British Airways Visa Infinite, and RBC Cathay Pacific Visa Platinum.Of course, much depends on how and where you travel. DEAR NORA: THE BEST CANADIAN CELL PHONE PLANS WHILE Google Hangouts – It’s for more than online video chats; with Google Hangouts you can use your WiFi/data connection to call any phone number in the U.S. and Canada from anywhere in the world, free of charge!. Skype – With a free Skype account you can do audio and video calls with other Skype users who are online at the same time. You can also load money on to your Skype account and use SET UP GOOGLE VOICE IN CANADA Setting up Google Voice in Canada. Free long distance on your cell phone using mobile minutes. Free long distance on your Android phone using data. Free long distance on your iPhone using data. Get a landline with no monthly costs. Get a cell phone plan for $10 / month with unlimited calling, texting and 50mb of data. Using the GoogleVoice app.
A GUIDE TO RELOCATING TO PUERTO VALLARTA & THE RIVIERA A Sunset near Puerto Vallarta. If you’re looking for a nice apartment in a quiet area of town, you’ll want to look in old Centro (center), or Z ona Romantica (Romantic Zone). Here you’ll find modern and quaint, 1-bedroom Spanish style apartments for around $500 – $600 / month. We recommend house hunting a few hundred meters fromthe
5 REASONS TO AVOID THE CANADIAN TIRE MASTERCARD The first reason to avoid the Canadian Tire Options MasterCard is because the real rate is closer to %0.80 percent. They are intentionally misleading to make you think you get a better rate than you really do. This can really add up over the course of a year. For me it equals about $100 a year difference in the rewards. 5 BEST NO ANNUAL FEE CREDIT CARDS IN CANADA As far as fee-free cards go, 1% is about average for every category so the extra 1% return that comes in on the gas and grocery categories is a nice bonus. This is a solid card to carry if you need a fee- free card. 2. Blue Sky® Credit Card from American Express. This is a great card in the no-fee category. BEST 5 FIXED VALUE POINTS & REWARDS CREDIT CARDS IN CANADA The Top 5 Fixed Value Rewards Credit Cards in Canada are: Top 5 Fixed Value Rewards Credit Cards. 1. Scotiabank®* Gold American Express®. -4% back towards travel on gas, grocery, restaurant and entertainment. -1% cash back everywhere else. -15,000 bonus points with your first $1000 in everyday purchases in the first 3 months. 6 BEST CREDIT CARDS FOR CARRYING A BALANCE IN CANADA This is the best rate in the market and should be exploited if you intend on borrowing money from your credit card. The interest rate on purchases is 19.99%, so make sure to not use this card for purchases, if you have a balance with this card. 2. Scotiabank Value® Visa. Scotiabank Value® Visa. THE TOP 5 SECURED CREDIT CARDS FOR BOOSTING YOUR CREDIT SCORE Everyone is guaranteed approval. Minimum security funds required is $75. Low Interest rate: 19.8%. Other features of the Capital One Guaranteed Secured MasterCard are: Annual fee: $59. #4. Vancity enviro Secured Visa – Vancity’s offering to those without a credit history or with poor credit is a pretty decent. WHICH RBC CREDIT CARD IS THE BEST FOR TRAVEL POINTS If you are comparing RBC credit cards to decide which offers the best deal for travel points, you have four choices. The RBC Visa Infinite Avion, WestJet RBC World Elite Mastercard, RBC British Airways Visa Infinite, and RBC Cathay Pacific Visa Platinum.Of course, much depends on how and where you travel. A GUIDE TO RELOCATING TO PUERTO VALLARTA & THE RIVIERA A Sunset near Puerto Vallarta. If you’re looking for a nice apartment in a quiet area of town, you’ll want to look in old Centro (center), or Z ona Romantica (Romantic Zone). Here you’ll find modern and quaint, 1-bedroom Spanish style apartments for around $500 – $600 / month. We recommend house hunting a few hundred meters fromthe
DEAR NORA: THE BEST CANADIAN CELL PHONE PLANS WHILE Google Hangouts – It’s for more than online video chats; with Google Hangouts you can use your WiFi/data connection to call any phone number in the U.S. and Canada from anywhere in the world, free of charge!. Skype – With a free Skype account you can do audio and video calls with other Skype users who are online at the same time. You can also load money on to your Skype account and use WHY YOU SHOULD AVOID SCOTIA REWARDS POINTS (FOR NOW Scotia Rewards Points can be redeemed as a statement credit against a travel purchase. They are redeemed at a rate of 1 Scotia Rewards Point = $0.01, with a minimum redemption of 5,000 pts ($50). I say this is really a cash back card since the value of the rewards points is fixed and will come back to you as a statement credit.FREE LONG DISTANCE
Free long distance on your cell phone using mobile minutes. Free long distance on your Android phone using data. Free long distance on your iPhone using data. Get a landline with no monthly costs. Get a cell phone plan for $10 / month with unlimited calling, texting and 50mb of data. Using the Google Voice app. 5 DESTINATIONS WHERE THE CANADIAN DOLLAR IS STILL STRONG Brazil. The FIFA World Cup and preparing for the 2016 Olympics has proven pretty rough on Brazil’s “BRIC” economy. Today the Brazilian real is suffering a real downturn and the Canadian dollar is getting about 23% more than it did around this time in 2012.If the Brazilian economy continues on this downward trend, the Olympics in 2016 might make for a great budget destination! EASY PLACES FOR CANADIANS TO RETIRE TO Ecuador. Having long been the darling of the publication “International Living”, Ecuador is extremely popular for expat retirees. “Ecuador is one of the cheapest countries in the world to retire to and getting a residency visa is quite straightforward. There are beaches, lush highland towns, and big cities to choose from, plusretirees
0% INTEREST CREDIT CARDS: A SIDE-BY-SIDE COMPARISONBEST CANADIAN CREDIT CARDSSECURED CARDS 1. MBNA Platinum Plus. The MBNA Platinum Plus comes with a 0% interest rate but for balance transfers of up to one year only. They will charge you a %1 fee for the balance transfer. This is a great card to exploit for the one year 0% bonus. 5 BEST NO ANNUAL FEE CREDIT CARDS IN CANADASEE MORE ON CREDITWALK.CA 16 BEST COUNTRIES TO VISIT WITH THE CANADIAN DOLLARSEE MORE ONCREDITWALK.CA
6 BEST CREDIT CARDS FOR CARRYING A BALANCE IN CANADA This is the best rate in the market and should be exploited if you intend on borrowing money from your credit card. The interest rate on purchases is 19.99%, so make sure to not use this card for purchases, if you have a balance with this card. 2. Scotiabank Value® Visa. Scotiabank Value® Visa. BEST 5 FIXED VALUE POINTS & REWARDS CREDIT CARDS IN CANADA The Top 5 Fixed Value Rewards Credit Cards in Canada are: Top 5 Fixed Value Rewards Credit Cards. 1. Scotiabank®* Gold American Express®. -4% back towards travel on gas, grocery, restaurant and entertainment. -1% cash back everywhere else. -15,000 bonus points with your first $1000 in everyday purchases in the first 3 months. THE TOP 5 SECURED CREDIT CARDS FOR BOOSTING YOUR CREDIT SCORE Everyone is guaranteed approval. Minimum security funds required is $75. Low Interest rate: 19.8%. Other features of the Capital One Guaranteed Secured MasterCard are: Annual fee: $59. #4. Vancity enviro Secured Visa – Vancity’s offering to those without a credit history or with poor credit is a pretty decent. 8 THINGS YOU SHOULD KNOW FOR AN EARLY RETIREMENT IN CANADA 8. Top Countries To Consider. There are a few things to consider when choosing the ultimate country for your retirement. Good health facilities, low cost of living, a wide range of accommodations, western amenities, international restaurants and well stocked grocery stores (preferably Costco!) should all be on your wish list. SET UP GOOGLE VOICE IN CANADA Setting up Google Voice in Canada. Free long distance on your cell phone using mobile minutes. Free long distance on your Android phone using data. Free long distance on your iPhone using data. Get a landline with no monthly costs. Get a cell phone plan for $10 / month with unlimited calling, texting and 50mb of data. Using the GoogleVoice app.
5 REASONS TO AVOID THE CANADIAN TIRE MASTERCARD The first reason to avoid the Canadian Tire Options MasterCard is because the real rate is closer to %0.80 percent. They are intentionally misleading to make you think you get a better rate than you really do. This can really add up over the course of a year. For me it equals about $100 a year difference in the rewards. EASY PLACES FOR CANADIANS TO RETIRE TO Ecuador. Having long been the darling of the publication “International Living”, Ecuador is extremely popular for expat retirees. “Ecuador is one of the cheapest countries in the world to retire to and getting a residency visa is quite straightforward. There are beaches, lush highland towns, and big cities to choose from, plusretirees
0% INTEREST CREDIT CARDS: A SIDE-BY-SIDE COMPARISONBEST CANADIAN CREDIT CARDSSECURED CARDS 1. MBNA Platinum Plus. The MBNA Platinum Plus comes with a 0% interest rate but for balance transfers of up to one year only. They will charge you a %1 fee for the balance transfer. This is a great card to exploit for the one year 0% bonus. 5 BEST NO ANNUAL FEE CREDIT CARDS IN CANADASEE MORE ON CREDITWALK.CA 16 BEST COUNTRIES TO VISIT WITH THE CANADIAN DOLLARSEE MORE ONCREDITWALK.CA
6 BEST CREDIT CARDS FOR CARRYING A BALANCE IN CANADA This is the best rate in the market and should be exploited if you intend on borrowing money from your credit card. The interest rate on purchases is 19.99%, so make sure to not use this card for purchases, if you have a balance with this card. 2. Scotiabank Value® Visa. Scotiabank Value® Visa. BEST 5 FIXED VALUE POINTS & REWARDS CREDIT CARDS IN CANADA The Top 5 Fixed Value Rewards Credit Cards in Canada are: Top 5 Fixed Value Rewards Credit Cards. 1. Scotiabank®* Gold American Express®. -4% back towards travel on gas, grocery, restaurant and entertainment. -1% cash back everywhere else. -15,000 bonus points with your first $1000 in everyday purchases in the first 3 months. THE TOP 5 SECURED CREDIT CARDS FOR BOOSTING YOUR CREDIT SCORE Everyone is guaranteed approval. Minimum security funds required is $75. Low Interest rate: 19.8%. Other features of the Capital One Guaranteed Secured MasterCard are: Annual fee: $59. #4. Vancity enviro Secured Visa – Vancity’s offering to those without a credit history or with poor credit is a pretty decent. 8 THINGS YOU SHOULD KNOW FOR AN EARLY RETIREMENT IN CANADA 8. Top Countries To Consider. There are a few things to consider when choosing the ultimate country for your retirement. Good health facilities, low cost of living, a wide range of accommodations, western amenities, international restaurants and well stocked grocery stores (preferably Costco!) should all be on your wish list. SET UP GOOGLE VOICE IN CANADA Setting up Google Voice in Canada. Free long distance on your cell phone using mobile minutes. Free long distance on your Android phone using data. Free long distance on your iPhone using data. Get a landline with no monthly costs. Get a cell phone plan for $10 / month with unlimited calling, texting and 50mb of data. Using the GoogleVoice app.
5 REASONS TO AVOID THE CANADIAN TIRE MASTERCARD The first reason to avoid the Canadian Tire Options MasterCard is because the real rate is closer to %0.80 percent. They are intentionally misleading to make you think you get a better rate than you really do. This can really add up over the course of a year. For me it equals about $100 a year difference in the rewards. TOP 5 BEST CREDIT CARDS IN CANADA As Canadians, we are spoiled for choice when it comes to selecting a credit card. If you are looking to get a new credit card or shopping around to see what else is out there, you’ll quickly see all the differences there are between card issuers, credit card companies and the range of rewards. 6 BEST CREDIT CARDS FOR CARRYING A BALANCE IN CANADA This is the best rate in the market and should be exploited if you intend on borrowing money from your credit card. The interest rate on purchases is 19.99%, so make sure to not use this card for purchases, if you have a balance with this card. 2. Scotiabank Value® Visa. Scotiabank Value® Visa. BEST 5 FIXED VALUE POINTS & REWARDS CREDIT CARDS IN CANADA The Top 5 Fixed Value Rewards Credit Cards in Canada are: Top 5 Fixed Value Rewards Credit Cards. 1. Scotiabank®* Gold American Express®. -4% back towards travel on gas, grocery, restaurant and entertainment. -1% cash back everywhere else. -15,000 bonus points with your first $1000 in everyday purchases in the first 3 months. A GUIDE TO RELOCATING TO PUERTO VALLARTA & THE RIVIERA A Sunset near Puerto Vallarta. If you’re looking for a nice apartment in a quiet area of town, you’ll want to look in old Centro (center), or Z ona Romantica (Romantic Zone). Here you’ll find modern and quaint, 1-bedroom Spanish style apartments for around $500 – $600 / month. We recommend house hunting a few hundred meters fromthe
5 BEST TRAVEL REWARDS CREDIT CARDS FOR CANADIANS There are several travel rewards points cards in the Canadian credit card market. They seem to grab a lot of attention from marketing channels in Canada but I don’t think this type of card is the ideal card for most Canadians. WHICH RBC CREDIT CARD IS THE BEST FOR TRAVEL POINTS If you are comparing RBC credit cards to decide which offers the best deal for travel points, you have four choices. The RBC Visa Infinite Avion, WestJet RBC World Elite Mastercard, RBC British Airways Visa Infinite, and RBC Cathay Pacific Visa Platinum.Of course, much depends on how and where you travel. DEAR NORA: THE BEST CANADIAN CELL PHONE PLANS WHILE Google Hangouts – It’s for more than online video chats; with Google Hangouts you can use your WiFi/data connection to call any phone number in the U.S. and Canada from anywhere in the world, free of charge!. Skype – With a free Skype account you can do audio and video calls with other Skype users who are online at the same time. You can also load money on to your Skype account and use HACKING COSTCO: WHICH MEMBERSHIP MAKES SENSE? Executive Membership = $110. (Personal Membership + 2% return) = $110. ($55 + 2% return) = $110. 2% return = $55. Some simple math shows us that we are paying $55 to get 2% return on all of our purchases. For that to make sense, you would need to spend $2750 / year at Costco. $2750 / year works out to $230 / month. WHY YOU SHOULD AVOID SCOTIA REWARDS POINTS (FOR NOW Scotia Rewards Points can be redeemed as a statement credit against a travel purchase. They are redeemed at a rate of 1 Scotia Rewards Point = $0.01, with a minimum redemption of 5,000 pts ($50). I say this is really a cash back card since the value of the rewards points is fixed and will come back to you as a statement credit. 5 DESTINATIONS WHERE THE CANADIAN DOLLAR IS STILL STRONG Brazil. The FIFA World Cup and preparing for the 2016 Olympics has proven pretty rough on Brazil’s “BRIC” economy. Today the Brazilian real is suffering a real downturn and the Canadian dollar is getting about 23% more than it did around this time in 2012.If the Brazilian economy continues on this downward trend, the Olympics in 2016 might make for a great budget destination! EASY PLACES FOR CANADIANS TO RETIRE TO Ecuador. Having long been the darling of the publication “International Living”, Ecuador is extremely popular for expat retirees. “Ecuador is one of the cheapest countries in the world to retire to and getting a residency visa is quite straightforward. There are beaches, lush highland towns, and big cities to choose from, plusretirees
0% INTEREST CREDIT CARDS: A SIDE-BY-SIDE COMPARISONBEST CANADIAN CREDIT CARDSSECURED CARDS 1. MBNA Platinum Plus. The MBNA Platinum Plus comes with a 0% interest rate but for balance transfers of up to one year only. They will charge you a %1 fee for the balance transfer. This is a great card to exploit for the one year 0% bonus. 5 BEST NO ANNUAL FEE CREDIT CARDS IN CANADASEE MORE ON CREDITWALK.CA 16 BEST COUNTRIES TO VISIT WITH THE CANADIAN DOLLARSEE MORE ONCREDITWALK.CA
6 BEST CREDIT CARDS FOR CARRYING A BALANCE IN CANADA This is the best rate in the market and should be exploited if you intend on borrowing money from your credit card. The interest rate on purchases is 19.99%, so make sure to not use this card for purchases, if you have a balance with this card. 2. Scotiabank Value® Visa. Scotiabank Value® Visa. BEST 5 FIXED VALUE POINTS & REWARDS CREDIT CARDS IN CANADA The Top 5 Fixed Value Rewards Credit Cards in Canada are: Top 5 Fixed Value Rewards Credit Cards. 1. Scotiabank®* Gold American Express®. -4% back towards travel on gas, grocery, restaurant and entertainment. -1% cash back everywhere else. -15,000 bonus points with your first $1000 in everyday purchases in the first 3 months. THE TOP 5 SECURED CREDIT CARDS FOR BOOSTING YOUR CREDIT SCORE Everyone is guaranteed approval. Minimum security funds required is $75. Low Interest rate: 19.8%. Other features of the Capital One Guaranteed Secured MasterCard are: Annual fee: $59. #4. Vancity enviro Secured Visa – Vancity’s offering to those without a credit history or with poor credit is a pretty decent. 8 THINGS YOU SHOULD KNOW FOR AN EARLY RETIREMENT IN CANADA 8. Top Countries To Consider. There are a few things to consider when choosing the ultimate country for your retirement. Good health facilities, low cost of living, a wide range of accommodations, western amenities, international restaurants and well stocked grocery stores (preferably Costco!) should all be on your wish list. SET UP GOOGLE VOICE IN CANADA Setting up Google Voice in Canada. Free long distance on your cell phone using mobile minutes. Free long distance on your Android phone using data. Free long distance on your iPhone using data. Get a landline with no monthly costs. Get a cell phone plan for $10 / month with unlimited calling, texting and 50mb of data. Using the GoogleVoice app.
5 REASONS TO AVOID THE CANADIAN TIRE MASTERCARD The first reason to avoid the Canadian Tire Options MasterCard is because the real rate is closer to %0.80 percent. They are intentionally misleading to make you think you get a better rate than you really do. This can really add up over the course of a year. For me it equals about $100 a year difference in the rewards. EASY PLACES FOR CANADIANS TO RETIRE TO Ecuador. Having long been the darling of the publication “International Living”, Ecuador is extremely popular for expat retirees. “Ecuador is one of the cheapest countries in the world to retire to and getting a residency visa is quite straightforward. There are beaches, lush highland towns, and big cities to choose from, plusretirees
0% INTEREST CREDIT CARDS: A SIDE-BY-SIDE COMPARISONBEST CANADIAN CREDIT CARDSSECURED CARDS 1. MBNA Platinum Plus. The MBNA Platinum Plus comes with a 0% interest rate but for balance transfers of up to one year only. They will charge you a %1 fee for the balance transfer. This is a great card to exploit for the one year 0% bonus. 5 BEST NO ANNUAL FEE CREDIT CARDS IN CANADASEE MORE ON CREDITWALK.CA 16 BEST COUNTRIES TO VISIT WITH THE CANADIAN DOLLARSEE MORE ONCREDITWALK.CA
6 BEST CREDIT CARDS FOR CARRYING A BALANCE IN CANADA This is the best rate in the market and should be exploited if you intend on borrowing money from your credit card. The interest rate on purchases is 19.99%, so make sure to not use this card for purchases, if you have a balance with this card. 2. Scotiabank Value® Visa. Scotiabank Value® Visa. BEST 5 FIXED VALUE POINTS & REWARDS CREDIT CARDS IN CANADA The Top 5 Fixed Value Rewards Credit Cards in Canada are: Top 5 Fixed Value Rewards Credit Cards. 1. Scotiabank®* Gold American Express®. -4% back towards travel on gas, grocery, restaurant and entertainment. -1% cash back everywhere else. -15,000 bonus points with your first $1000 in everyday purchases in the first 3 months. THE TOP 5 SECURED CREDIT CARDS FOR BOOSTING YOUR CREDIT SCORE Everyone is guaranteed approval. Minimum security funds required is $75. Low Interest rate: 19.8%. Other features of the Capital One Guaranteed Secured MasterCard are: Annual fee: $59. #4. Vancity enviro Secured Visa – Vancity’s offering to those without a credit history or with poor credit is a pretty decent. 8 THINGS YOU SHOULD KNOW FOR AN EARLY RETIREMENT IN CANADA 8. Top Countries To Consider. There are a few things to consider when choosing the ultimate country for your retirement. Good health facilities, low cost of living, a wide range of accommodations, western amenities, international restaurants and well stocked grocery stores (preferably Costco!) should all be on your wish list. SET UP GOOGLE VOICE IN CANADA Setting up Google Voice in Canada. Free long distance on your cell phone using mobile minutes. Free long distance on your Android phone using data. Free long distance on your iPhone using data. Get a landline with no monthly costs. Get a cell phone plan for $10 / month with unlimited calling, texting and 50mb of data. Using the GoogleVoice app.
5 REASONS TO AVOID THE CANADIAN TIRE MASTERCARD The first reason to avoid the Canadian Tire Options MasterCard is because the real rate is closer to %0.80 percent. They are intentionally misleading to make you think you get a better rate than you really do. This can really add up over the course of a year. For me it equals about $100 a year difference in the rewards. TOP 5 BEST CREDIT CARDS IN CANADA As Canadians, we are spoiled for choice when it comes to selecting a credit card. If you are looking to get a new credit card or shopping around to see what else is out there, you’ll quickly see all the differences there are between card issuers, credit card companies and the range of rewards. 6 BEST CREDIT CARDS FOR CARRYING A BALANCE IN CANADA This is the best rate in the market and should be exploited if you intend on borrowing money from your credit card. The interest rate on purchases is 19.99%, so make sure to not use this card for purchases, if you have a balance with this card. 2. Scotiabank Value® Visa. Scotiabank Value® Visa. BEST 5 FIXED VALUE POINTS & REWARDS CREDIT CARDS IN CANADA The Top 5 Fixed Value Rewards Credit Cards in Canada are: Top 5 Fixed Value Rewards Credit Cards. 1. Scotiabank®* Gold American Express®. -4% back towards travel on gas, grocery, restaurant and entertainment. -1% cash back everywhere else. -15,000 bonus points with your first $1000 in everyday purchases in the first 3 months. A GUIDE TO RELOCATING TO PUERTO VALLARTA & THE RIVIERA A Sunset near Puerto Vallarta. If you’re looking for a nice apartment in a quiet area of town, you’ll want to look in old Centro (center), or Z ona Romantica (Romantic Zone). Here you’ll find modern and quaint, 1-bedroom Spanish style apartments for around $500 – $600 / month. We recommend house hunting a few hundred meters fromthe
5 BEST TRAVEL REWARDS CREDIT CARDS FOR CANADIANS There are several travel rewards points cards in the Canadian credit card market. They seem to grab a lot of attention from marketing channels in Canada but I don’t think this type of card is the ideal card for most Canadians. WHICH RBC CREDIT CARD IS THE BEST FOR TRAVEL POINTS If you are comparing RBC credit cards to decide which offers the best deal for travel points, you have four choices. The RBC Visa Infinite Avion, WestJet RBC World Elite Mastercard, RBC British Airways Visa Infinite, and RBC Cathay Pacific Visa Platinum.Of course, much depends on how and where you travel. DEAR NORA: THE BEST CANADIAN CELL PHONE PLANS WHILE Google Hangouts – It’s for more than online video chats; with Google Hangouts you can use your WiFi/data connection to call any phone number in the U.S. and Canada from anywhere in the world, free of charge!. Skype – With a free Skype account you can do audio and video calls with other Skype users who are online at the same time. You can also load money on to your Skype account and use HACKING COSTCO: WHICH MEMBERSHIP MAKES SENSE? Executive Membership = $110. (Personal Membership + 2% return) = $110. ($55 + 2% return) = $110. 2% return = $55. Some simple math shows us that we are paying $55 to get 2% return on all of our purchases. For that to make sense, you would need to spend $2750 / year at Costco. $2750 / year works out to $230 / month. WHY YOU SHOULD AVOID SCOTIA REWARDS POINTS (FOR NOW Scotia Rewards Points can be redeemed as a statement credit against a travel purchase. They are redeemed at a rate of 1 Scotia Rewards Point = $0.01, with a minimum redemption of 5,000 pts ($50). I say this is really a cash back card since the value of the rewards points is fixed and will come back to you as a statement credit. 5 DESTINATIONS WHERE THE CANADIAN DOLLAR IS STILL STRONG Brazil. The FIFA World Cup and preparing for the 2016 Olympics has proven pretty rough on Brazil’s “BRIC” economy. Today the Brazilian real is suffering a real downturn and the Canadian dollar is getting about 23% more than it did around this time in 2012.If the Brazilian economy continues on this downward trend, the Olympics in 2016 might make for a great budget destination! 16 BEST COUNTRIES TO VISIT WITH THE CANADIAN DOLLARSEE MORE ONCREDITWALK.CA
0% INTEREST CREDIT CARDS: A SIDE-BY-SIDE COMPARISONBEST CANADIAN CREDIT CARDSSECURED CARDS MasterCard also offers a low rate guaranteed MasterCard, which is an ideal card for individuals where their credit needs improvement. Offering a fairly low APR of 14.9% and cash advance rate of 19.8% this card can help you to manage your spending while having the EASY PLACES FOR CANADIANS TO RETIRE TO Which are the best countries to retire for Canadian citizens? It may seem like a simple question, but as it turns out, the answer isn't quite so cut and dry. As with just about everything 5 BEST NO ANNUAL FEE CREDIT CARDS IN CANADASEE MORE ON CREDITWALK.CA 8 THINGS YOU SHOULD KNOW FOR AN EARLY RETIREMENT IN CANADA 8. Top Countries To Consider. There are a few things to consider when choosing the ultimate country for your retirement. Good health facilities, low cost of living, a wide range of accommodations, western amenities, international restaurants and well stocked grocery stores (preferably Costco!) should all be on your wish list. DEAR NORA: THE BEST CANADIAN CELL PHONE PLANS WHILE Google Hangouts – It’s for more than online video chats; with Google Hangouts you can use your WiFi/data connection to call any phone number in the U.S. and Canada from anywhere in the world, free of charge!. Skype – With a free Skype account you can do audio and video calls with other Skype users who are online at the same time. You can also load money on to your Skype account and use A GUIDE TO RELOCATING TO PUERTO VALLARTA & THE RIVIERA The main reason that San Pancho makes for such a great place to relocate to, is the wide variety of apartments, vacation rentals, casas and casitas for rent. There are so many beautiful homes here that you should have no problem finding the perfect place to stay for a week, a month or a year. SET UP GOOGLE VOICE IN CANADA This is a post in a series regarding getting free long distance calling in Canada Some people claim this no longer works. Please understand this before you try. Related Posts Setting up Google Voice in Canada Free long distance PETRO POINTS REWARDS: ARE THEY WORTH IT? The Skinny Petro Canada has a loyalty program called Petro Points. If filling up at Petro Canada, always swipe the Petro Points card.Regular members
5 REASONS TO AVOID THE CANADIAN TIRE MASTERCARD The best alternative to the Scotiabank Momentum Visa Infinite to avoid the annual fee is the MBNA Smart Cash credit card. It’s very simple without the annual fee and offers a %2 cash back reward on gas andgrocery spending.
16 BEST COUNTRIES TO VISIT WITH THE CANADIAN DOLLARSEE MORE ONCREDITWALK.CA
0% INTEREST CREDIT CARDS: A SIDE-BY-SIDE COMPARISONBEST CANADIAN CREDIT CARDSSECURED CARDS MasterCard also offers a low rate guaranteed MasterCard, which is an ideal card for individuals where their credit needs improvement. Offering a fairly low APR of 14.9% and cash advance rate of 19.8% this card can help you to manage your spending while having the EASY PLACES FOR CANADIANS TO RETIRE TO Which are the best countries to retire for Canadian citizens? It may seem like a simple question, but as it turns out, the answer isn't quite so cut and dry. As with just about everything 5 BEST NO ANNUAL FEE CREDIT CARDS IN CANADASEE MORE ON CREDITWALK.CA 8 THINGS YOU SHOULD KNOW FOR AN EARLY RETIREMENT IN CANADA 8. Top Countries To Consider. There are a few things to consider when choosing the ultimate country for your retirement. Good health facilities, low cost of living, a wide range of accommodations, western amenities, international restaurants and well stocked grocery stores (preferably Costco!) should all be on your wish list. DEAR NORA: THE BEST CANADIAN CELL PHONE PLANS WHILE Google Hangouts – It’s for more than online video chats; with Google Hangouts you can use your WiFi/data connection to call any phone number in the U.S. and Canada from anywhere in the world, free of charge!. Skype – With a free Skype account you can do audio and video calls with other Skype users who are online at the same time. You can also load money on to your Skype account and use A GUIDE TO RELOCATING TO PUERTO VALLARTA & THE RIVIERA The main reason that San Pancho makes for such a great place to relocate to, is the wide variety of apartments, vacation rentals, casas and casitas for rent. There are so many beautiful homes here that you should have no problem finding the perfect place to stay for a week, a month or a year. SET UP GOOGLE VOICE IN CANADA This is a post in a series regarding getting free long distance calling in Canada Some people claim this no longer works. Please understand this before you try. Related Posts Setting up Google Voice in Canada Free long distance PETRO POINTS REWARDS: ARE THEY WORTH IT? The Skinny Petro Canada has a loyalty program called Petro Points. If filling up at Petro Canada, always swipe the Petro Points card.Regular members
5 REASONS TO AVOID THE CANADIAN TIRE MASTERCARD The best alternative to the Scotiabank Momentum Visa Infinite to avoid the annual fee is the MBNA Smart Cash credit card. It’s very simple without the annual fee and offers a %2 cash back reward on gas andgrocery spending.
6 BEST CREDIT CARDS FOR CARRYING A BALANCE IN CANADA This card comes with a 0% interest rate for balance transfers for 1 year only. There is a 1% fee for this. This is the best rate in the market and should be exploited if you THE TOP 5 SECURED CREDIT CARDS FOR BOOSTING YOUR CREDIT SCORE A Secured Credit Card is a solution that can benefit those that are beginning to build credit with their first Credit Card or those who are seeking to rebuild credit scores. WHICH RBC CREDIT CARD IS THE BEST FOR TRAVEL POINTS If you are comparing RBC credit cards to decide which offers the best deal for travel points, you have four choices. The RBC Visa Infinite Avion, WestJet RBC World Elite Mastercard, RBC British Airways Visa Infinite, and RBC Cathay Pacific Visa Platinum.Of course, much depends on how and where you travel. WHY YOU SHOULD AVOID SCOTIA REWARDS POINTS (FOR NOW The Scotia Rewards Points program leaves a lot to be desired when compared with other credit card rewards. You have five choices in the Scotiabank family of credit cards. Scotiabank Gold American ExpressCard $99 annual fee
DEAR NORA: THE BEST CANADIAN CELL PHONE PLANS WHILE Google Hangouts – It’s for more than online video chats; with Google Hangouts you can use your WiFi/data connection to call any phone number in the U.S. and Canada from anywhere in the world, free of charge!. Skype – With a free Skype account you can do audio and video calls with other Skype users who are online at the same time. You can also load money on to your Skype account and use BEST 5 FIXED VALUE POINTS & REWARDS CREDIT CARDS IN CANADA The best credit cards in Canada in 2014 are all in the category of “Fixed Value” Rewards. The value of your reward can be easily calculated, but often requires some stipulation such as having a travel purchase to redeem rewards against. 5 REASONS TO AVOID THE CANADIAN TIRE MASTERCARD The best alternative to the Scotiabank Momentum Visa Infinite to avoid the annual fee is the MBNA Smart Cash credit card. It’s very simple without the annual fee and offers a %2 cash back reward on gas andgrocery spending.
US DOLLAR CARDS FOR CANADIANS The Skinny Card Name Annual Fee Annual Fee Waiver / Rebate Rewards Insurances RBC US Dollar Visa Gold $65 Waived with RBC VIP Banking 1 RBC Reward / $1 Spent Travel Accident Auto Rental Trip Interruption Emergency Purchase Extended Warranty BMO US Dollar Mastercard $35 Waived with $1000 annual spend in previous 4 TYPES OF CREDIT CARDS FOR BAD CREDIT Whether applying for a credit card, a bank loan, a mortgage or line of credit, financial institutions will first review an individuals’ credit history to determine if they are eligible to borrow thenecessary funds.
FREE LONG DISTANCE
This is a post in a series regarding getting free long distance calling in Canada Related Posts Setting up Google Voice in Canada Free long distance on your cell phone using mobile minutes Free long distance on your Android EASY PLACES FOR CANADIANS TO RETIRE TO Ecuador. Having long been the darling of the publication “International Living”, Ecuador is extremely popular for expat retirees. “Ecuador is one of the cheapest countries in the world to retire to and getting a residency visa is quite straightforward. There are beaches, lush highland towns, and big cities to choose from, plusretirees
8 THINGS YOU SHOULD KNOW FOR AN EARLY RETIREMENT IN CANADA 8. Top Countries To Consider. There are a few things to consider when choosing the ultimate country for your retirement. Good health facilities, low cost of living, a wide range of accommodations, western amenities, international restaurants and well stocked grocery stores (preferably Costco!) should all be on your wish list. 6 BEST CREDIT CARDS FOR CARRYING A BALANCE IN CANADA This is the best rate in the market and should be exploited if you intend on borrowing money from your credit card. The interest rate on purchases is 19.99%, so make sure to not use this card for purchases, if you have a balance with this card. 2. Scotiabank Value® Visa. Scotiabank Value® Visa. 5 BEST NO ANNUAL FEE CREDIT CARDS IN CANADASEE MORE ON CREDITWALK.CA THE TOP 5 SECURED CREDIT CARDS FOR BOOSTING YOUR CREDIT SCORESECURED CREDIT CARDS CANADA 2019SCOTIA CREDIT CARDSSCOTIABANK CREDIT CARDS CANADASCOTIABANK CREDIT CARDS JAMAICASCOTIABANK CREDIT CARDS TRINIDADSCOTIABANK CREDIT CARD CENTRE Everyone is guaranteed approval. Minimum security funds required is $75. Low Interest rate: 19.8%. Other features of the Capital One Guaranteed Secured MasterCard are: Annual fee: $59. #4. Vancity enviro Secured Visa – Vancity’s offering to those without a credit history or with poor credit is a pretty decent. 0% INTEREST CREDIT CARDS: A SIDE-BY-SIDE COMPARISON 1. MBNA Platinum Plus. The MBNA Platinum Plus comes with a 0% interest rate but for balance transfers of up to one year only. They will charge you a %1 fee for the balance transfer. This is a great card to exploit for the one year 0% bonus. 16 BEST COUNTRIES TO VISIT WITH THE CANADIAN DOLLARSEE MORE ONCREDITWALK.CA
A GUIDE TO RELOCATING TO PUERTO VALLARTA & THE RIVIERAAMERICANS MOVING TO PUERTO VALLARTAAMERICANS WORKING IN PUERTO VALLARTALIVING IN PUERTO VALLARTAALL ABOUT PUERTO VALLARTAHOW SAFE IS PUERTO VALLARTA FOR AMERICANSPUERTO VALLARTA TOURIST INFORMATION A Sunset near Puerto Vallarta. If you’re looking for a nice apartment in a quiet area of town, you’ll want to look in old Centro (center), or Z ona Romantica (Romantic Zone). Here you’ll find modern and quaint, 1-bedroom Spanish style apartments for around $500 – $600 / month. We recommend house hunting a few hundred meters fromthe
DEAR NORA: THE BEST CANADIAN CELL PHONE PLANS WHILE Thailand: $25 (30 days, unlimited talk/text/data; renewal for further 30 days was $15) Vietnam: $10 (90 days, unlimited talk/text/data) Australia: $40 (30 days, unlimited talk/text, 15gb of data) As you can see, in most cases above the plans came with cellular data, and in some cases unlimited data at that. WHY YOU SHOULD AVOID SCOTIA REWARDS POINTS (FOR NOWSCOTIA REWARDS ONLINESCOTIA REWARDS TRAVEL SERVICE Scotia Rewards Points can be redeemed as a statement credit against a travel purchase. They are redeemed at a rate of 1 Scotia Rewards Point = $0.01, with a minimum redemption of 5,000 pts ($50). I say this is really a cash back card since the value of the rewards points is fixed and will come back to you as a statement credit. 8 THINGS YOU SHOULD KNOW FOR AN EARLY RETIREMENT IN CANADA 8. Top Countries To Consider. There are a few things to consider when choosing the ultimate country for your retirement. Good health facilities, low cost of living, a wide range of accommodations, western amenities, international restaurants and well stocked grocery stores (preferably Costco!) should all be on your wish list. EASY PLACES FOR CANADIANS TO RETIRE TO Which are the best countries to retire for Canadian citizens? It may seem like a simple question, but as it turns out, the answer isn't quite so cut and dry. As with just about everything 0% INTEREST CREDIT CARDS: A SIDE-BY-SIDE COMPARISON MasterCard also offers a low rate guaranteed MasterCard, which is an ideal card for individuals where their credit needs improvement. Offering a fairly low APR of 14.9% and cash advance rate of 19.8% this card can help you to manage your spending while having the convenienceof a credit card.
6 BEST CREDIT CARDS FOR CARRYING A BALANCE IN CANADA This card comes with a 0% interest rate for balance transfers for 1 year only. There is a 1% fee for this. This is the best rate in the market and should be exploited if you 5 BEST NO ANNUAL FEE CREDIT CARDS IN CANADASEE MORE ON CREDITWALK.CA 16 BEST COUNTRIES TO VISIT WITH THE CANADIAN DOLLARSEE MORE ONCREDITWALK.CA
THE TOP 5 SECURED CREDIT CARDS FOR BOOSTING YOUR CREDIT SCORESECURED CREDIT CARDS CANADA 2019SCOTIA CREDIT CARDSSCOTIABANK CREDIT CARDS CANADASCOTIABANK CREDIT CARDS JAMAICASCOTIABANK CREDIT CARDS TRINIDADSCOTIABANK CREDIT CARD CENTRE A Secured Credit Card is a solution that can benefit those that are beginning to build credit with their first Credit Card or those who are seeking to rebuild credit scores. DEAR NORA: THE BEST CANADIAN CELL PHONE PLANS WHILE Google Hangouts – It’s for more than online video chats; with Google Hangouts you can use your WiFi/data connection to call any phone number in the U.S. and Canada from anywhere in the world, free of charge!. Skype – With a free Skype account you can do audio and video calls with other Skype users who are online at the same time. You can also load money on to your Skype account and use A GUIDE TO RELOCATING TO PUERTO VALLARTA & THE RIVIERAAMERICANS MOVING TO PUERTO VALLARTAAMERICANS WORKING IN PUERTO VALLARTALIVING IN PUERTO VALLARTAALL ABOUT PUERTO VALLARTAHOW SAFE IS PUERTO VALLARTA FOR AMERICANSPUERTO VALLARTA TOURIST INFORMATION The main reason that San Pancho makes for such a great place to relocate to, is the wide variety of apartments, vacation rentals, casas and casitas for rent. There are so many beautiful homes here that you should have no problem finding the perfect place to stay for a week, a month or a year. WHY YOU SHOULD AVOID SCOTIA REWARDS POINTS (FOR NOWSCOTIA REWARDS ONLINESCOTIA REWARDS TRAVEL SERVICE The Scotia Rewards Points program leaves a lot to be desired when compared with other credit card rewards. You have five choices in the Scotiabank family of credit cards. Scotiabank Gold American ExpressCard $99 annual fee
5 BEST NO ANNUAL FEE CREDIT CARDS IN CANADA As far as fee-free cards go, 1% is about average for every category so the extra 1% return that comes in on the gas and grocery categories is a nice bonus. This is a solid card to carry if you need a fee- free card. 2. Blue Sky® Credit Card from American Express. This is a great card in the no-fee category. THE TOP 5 SECURED CREDIT CARDS FOR BOOSTING YOUR CREDIT SCORE Everyone is guaranteed approval. Minimum security funds required is $75. Low Interest rate: 19.8%. Other features of the Capital One Guaranteed Secured MasterCard are: Annual fee: $59. #4. Vancity enviro Secured Visa – Vancity’s offering to those without a credit history or with poor credit is a pretty decent. BEST 5 FIXED VALUE POINTS & REWARDS CREDIT CARDS IN CANADA The Top 5 Fixed Value Rewards Credit Cards in Canada are: Top 5 Fixed Value Rewards Credit Cards. 1. Scotiabank®* Gold American Express®. -4% back towards travel on gas, grocery, restaurant and entertainment. -1% cash back everywhere else. -15,000 bonus points with your first $1000 in everyday purchases in the first 3 months. A GUIDE TO RELOCATING TO PUERTO VALLARTA & THE RIVIERA A Sunset near Puerto Vallarta. If you’re looking for a nice apartment in a quiet area of town, you’ll want to look in old Centro (center), or Z ona Romantica (Romantic Zone). Here you’ll find modern and quaint, 1-bedroom Spanish style apartments for around $500 – $600 / month. We recommend house hunting a few hundred meters fromthe
4 TYPES OF CREDIT CARDS FOR BAD CREDIT Secured Credit Card Options For Bad Credit Include: Scotiabank Momentum Visa Infinite (%4 Cash Back, First Year Free) Scotiabank SCENE Visa (No Fee) BMO Preferred Rate Mastercard (17.5% APR) Home Trust Equityline VISA Card (4.99%-13.99% APR) #1. Refresh Financial Secured Visa – Refresh Financial is an organization dedicated toimproving the
DEAR NORA: THE BEST CANADIAN CELL PHONE PLANS WHILE Google Hangouts – It’s for more than online video chats; with Google Hangouts you can use your WiFi/data connection to call any phone number in the U.S. and Canada from anywhere in the world, free of charge!. Skype – With a free Skype account you can do audio and video calls with other Skype users who are online at the same time. You can also load money on to your Skype account and use US DOLLAR CARDS FOR CANADIANS RBC US Dollar Visa Gold. Application Link. For high spenders (Details
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