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BENEFIT STRATEGIES
Providing Third Party Administrative Services Since 1989. Welcome to Benefit Strategies! Whether we serve your needs as a client or a participant, you can be confident that you will have access to the best administrative systems, technology tools, customer service and data protection in the industry.BENEFIT STRATEGIES
Employee/Participant Login. Employer Account Login. If you are an employer/sponsor working with Benefit Strategies on an HSA, FSA, HRA, Commuter Choice or another reimbursement program, please click the link below to access your account. You will be leaving the Benefit Strategies website and moving to a secure application. Employer/Sponsor Login.BENEFIT STRATEGIES
BENEFIT STRATEGIES
Option 1: Online Portal. Before you start, make sure to save your receipt or other documentation to your computer. Step 1: Get Logged In. Login to your portal by clicking on the Individual Login button in the upper righthand corner of the benstrat.com Home page. Choose the Reimbursement login option.BENEFIT STRATEGIES
New IRS Rules for FSA Accounts in Response to COVID-19. Updates as of January 2021. FY2020 Plan Year (07/01/2019 – 06/30/2020) HCSA Participants. The deadline to incur expenses has been extended! You have until 6/30/21 to incur expenses to spend down your FY2020 balance. All claims must be received by Benefit Strategies by 7/31/21.BENEFIT STRATEGIES
Commuter Claim Form. If you are filing a paper claim for reimbursement or sending any type of other correspondence, please use any of the following methods which you see fit: Email to commonwealth@benstrat.com. Fax to: 603-232-8079. Mail to: PO Box 1300, Manchester, NH 03105-1300. Contact us: 1-877-353-9442.BENEFIT STRATEGIES
Benefit Strategies Customer Service. Hours: Monday – Thursday 8:00AM – 6:00PM, Friday 8:00AM – 5:00PM Toll Free Number for Harvard University Faculty and Staff (dedicated line): 855-HVD-FLEX (855-483-3539) Language translation service available, automated system available any time.BENEFIT STRATEGIES
Providing Third Party Administrative Services Since 1989. Welcome to Benefit Strategies! Whether we serve your needs as a client or a participant, you can be confident that you will have access to the best administrative systems, technology tools, customer service and data protection in the industry.BENEFIT STRATEGIES
Employee/Participant Login. Employer Account Login. If you are an employer/sponsor working with Benefit Strategies on an HSA, FSA, HRA, Commuter Choice or another reimbursement program, please click the link below to access your account. You will be leaving the Benefit Strategies website and moving to a secure application. Employer/Sponsor Login.BENEFIT STRATEGIES
BENEFIT STRATEGIES
Option 1: Online Portal. Before you start, make sure to save your receipt or other documentation to your computer. Step 1: Get Logged In. Login to your portal by clicking on the Individual Login button in the upper righthand corner of the benstrat.com Home page. Choose the Reimbursement login option.BENEFIT STRATEGIES
New IRS Rules for FSA Accounts in Response to COVID-19. Updates as of January 2021. FY2020 Plan Year (07/01/2019 – 06/30/2020) HCSA Participants. The deadline to incur expenses has been extended! You have until 6/30/21 to incur expenses to spend down your FY2020 balance. All claims must be received by Benefit Strategies by 7/31/21.BENEFIT STRATEGIES
Commuter Claim Form. If you are filing a paper claim for reimbursement or sending any type of other correspondence, please use any of the following methods which you see fit: Email to commonwealth@benstrat.com. Fax to: 603-232-8079. Mail to: PO Box 1300, Manchester, NH 03105-1300. Contact us: 1-877-353-9442.BENEFIT STRATEGIES
Benefit Strategies Customer Service. Hours: Monday – Thursday 8:00AM – 6:00PM, Friday 8:00AM – 5:00PM Toll Free Number for Harvard University Faculty and Staff (dedicated line): 855-HVD-FLEX (855-483-3539) Language translation service available, automated system available any time.BENEFIT STRATEGIES
Toll Free: 1-888-401-FLEX (3539) Phone: 603-647-4666 Fax: 603-647-4668 Email: info@benstrat.comBENEFIT STRATEGIES
Toll Free: 1-888-401-FLEX (3539) Phone: 603-647-4666 Fax: 603-647-4668 Email: info@benstrat.comBENEFIT STRATEGIES
Contact. Contact Information. Toll Free: 1-888-401-FLEX (3539) Phone: 603-647-4666 Fax: 603-647-4668 Email: info@benstrat.com Live Chat: Text 888-401-3539 or click the ‘Live Chat’ tab at the bottom of this screen Mailing Address. Please review the below mailing addresses to determine which best fitsBENEFIT STRATEGIES
Toll Free: 1-888-401-FLEX (3539) Phone: 603-647-4666 Fax: 603-647-4668 Email: info@benstrat.comBENEFIT STRATEGIES
New IRS Rules for FSA Accounts in Response to COVID-19. Updates as of January 2021. FY2020 Plan Year (07/01/2019 – 06/30/2020) HCSA Participants. The deadline to incur expenses has been extended! You have until 6/30/21 to incur expenses to spend down your FY2020 balance. All claims must be received by Benefit Strategies by 7/31/21.BENEFIT STRATEGIES
Services » Flexible Spending Accounts (FSA) A Benefit Strategies Flexible Spending Account (FSA) is a pre-tax account used to pay for out-of-pocket and eligible medical, dental, vision and hearing expenses not covered by the medical plan.BENEFIT STRATEGIES
Benefit Strategies, LLC is the billing entity for qualified beneficiaries who enroll through COBRA while the insurance carrier still oversees the coverage aspect of benefits. We are the advocate to ensure appropriate notifications are provided, process elections, billBENEFIT STRATEGIES
If the national base plan premium that year is $40, you’ll pay an additional $12 premium per month, or about $150 per year. If you live an additional 25 years and the Part D premium rises by 6% annually, your total penalty is about $8,000. In 2018 alone, you’ll put aside an additional $7,900 into your HSA to pay that penalty.BENEFIT STRATEGIES
For enrollment questions: please contact the Benefit Client Service Team at 833-275-6947 or askmyhr@partners.org. The deadline to submit your 2019 claims is June 30, 2020 for active employees. Contact Benefit Strategies if employment is ending. Mass General Brigham uses the 2 ½ month grace period from January 1, 2019 to March 15, 2020 toincur
HSAS AND MEDICARE
1 HSAs and Medicare Many individuals are confused at the intersection of Health Savings Accounts (HSAs) and Medicare. Two different federal agencies have primary responsibility for these programs, the Department of Health and Human Services (HHS) for MedicareBENEFIT STRATEGIES
Providing Third Party Administrative Services Since 1989. Welcome to Benefit Strategies! Whether we serve your needs as a client or a participant, you can be confident that you will have access to the best administrative systems, technology tools, customer service and data protection in the industry.BENEFIT STRATEGIES
Employee/Participant Login. Employer Account Login. If you are an employer/sponsor working with Benefit Strategies on an HSA, FSA, HRA, Commuter Choice or another reimbursement program, please click the link below to access your account. You will be leaving the Benefit Strategies website and moving to a secure application. Employer/Sponsor Login.BENEFIT STRATEGIES
Welcome to our COVID-19 Information and Solutions page. Here you can find information on a variety of topics specific to the plans you are enrolled in with Benefit Strategies. This includes information on changes you can make to your enrollment and/or election amounts, as well as changes that have been made at the federal level that impactBENEFIT STRATEGIES
BENEFIT STRATEGIES
Option 1: Online Portal. Before you start, make sure to save your receipt or other documentation to your computer. Step 1: Get Logged In. Login to your portal by clicking on the Individual Login button in the upper righthand corner of the benstrat.com Home page. Choose the Reimbursement login option.BENEFIT STRATEGIES
BENEFIT STRATEGIES
Services » Flexible Spending Accounts (FSA) A Benefit Strategies Flexible Spending Account (FSA) is a pre-tax account used to pay for out-of-pocket and eligible medical, dental, vision and hearing expenses not covered by the medical plan.BENEFIT STRATEGIES
New IRS Rules for FSA Accounts in Response to COVID-19. Updates as of January 2021. FY2020 Plan Year (07/01/2019 – 06/30/2020) HCSA Participants. The deadline to incur expenses has been extended! You have until 6/30/21 to incur expenses to spend down your FY2020 balance. All claims must be received by Benefit Strategies by 7/31/21.BENEFIT STRATEGIES
Don’t Forget to Complete Form 8889 if You Have HSA Activity. “You’re required to complete and submit Form 8889 if you contribute to or distribute funds from your account, if you weren’t eligible to fund your account all 12 months of the calendar year 2020 (remember, Health Savings Account activity is tracked on the calendaryear
DEPENDENT CARE FSA CHANGES FAQ Dependent Care FSA Changes FAQ On March 11, 2021, President Biden signed the American Rescue Plan Act (ARPA). This far-reaching legislation includesBENEFIT STRATEGIES
Providing Third Party Administrative Services Since 1989. Welcome to Benefit Strategies! Whether we serve your needs as a client or a participant, you can be confident that you will have access to the best administrative systems, technology tools, customer service and data protection in the industry.BENEFIT STRATEGIES
Employee/Participant Login. Employer Account Login. If you are an employer/sponsor working with Benefit Strategies on an HSA, FSA, HRA, Commuter Choice or another reimbursement program, please click the link below to access your account. You will be leaving the Benefit Strategies website and moving to a secure application. Employer/Sponsor Login.BENEFIT STRATEGIES
Welcome to our COVID-19 Information and Solutions page. Here you can find information on a variety of topics specific to the plans you are enrolled in with Benefit Strategies. This includes information on changes you can make to your enrollment and/or election amounts, as well as changes that have been made at the federal level that impactBENEFIT STRATEGIES
BENEFIT STRATEGIES
Option 1: Online Portal. Before you start, make sure to save your receipt or other documentation to your computer. Step 1: Get Logged In. Login to your portal by clicking on the Individual Login button in the upper righthand corner of the benstrat.com Home page. Choose the Reimbursement login option.BENEFIT STRATEGIES
BENEFIT STRATEGIES
Services » Flexible Spending Accounts (FSA) A Benefit Strategies Flexible Spending Account (FSA) is a pre-tax account used to pay for out-of-pocket and eligible medical, dental, vision and hearing expenses not covered by the medical plan.BENEFIT STRATEGIES
New IRS Rules for FSA Accounts in Response to COVID-19. Updates as of January 2021. FY2020 Plan Year (07/01/2019 – 06/30/2020) HCSA Participants. The deadline to incur expenses has been extended! You have until 6/30/21 to incur expenses to spend down your FY2020 balance. All claims must be received by Benefit Strategies by 7/31/21.BENEFIT STRATEGIES
Don’t Forget to Complete Form 8889 if You Have HSA Activity. “You’re required to complete and submit Form 8889 if you contribute to or distribute funds from your account, if you weren’t eligible to fund your account all 12 months of the calendar year 2020 (remember, Health Savings Account activity is tracked on the calendaryear
DEPENDENT CARE FSA CHANGES FAQ Dependent Care FSA Changes FAQ On March 11, 2021, President Biden signed the American Rescue Plan Act (ARPA). This far-reaching legislation includesBENEFIT STRATEGIES
How do I view my Account Balance? Follow the steps below to access your current Account Balance. Log in to your online portal or access the mobile app.; See the Accounts section of the Home Page to quickly view the current Account Balance.; To view all Account Activity, go to the Account Summary page by clicking the Accounts tab on the Home Page. For more details, select the underlined dollarBENEFIT STRATEGIES
Toll Free: 1-888-401-FLEX (3539) Phone: 603-647-4666 Fax: 603-647-4668 Email: info@benstrat.comBENEFIT STRATEGIES
Toll Free: 1-888-401-FLEX (3539) Phone: 603-647-4666 Fax: 603-647-4668 Email: info@benstrat.comBENEFIT STRATEGIES
Commuter Claim Form. If you are filing a paper claim for reimbursement or sending any type of other correspondence, please use any of the following methods which you see fit: Email to commonwealth@benstrat.com. Fax to: 603-232-8079. Mail to: PO Box 1300, Manchester, NH 03105-1300. Contact us: 1-877-353-9442.BENEFIT STRATEGIES
A Health Savings Account, or HSA, is a medical savings account that lets you pay for out-of-pocket healthcare expenses with pre-tax dollars if you are enrolled in an HSA qualified High Deductible Health Plan (HDHP). An HSA is an individual account, fully owned by the account holder in the same manner as a personal bank account.BENEFIT STRATEGIES
Benefit Strategies, LLC is the billing entity for qualified beneficiaries who enroll through COBRA while the insurance carrier still oversees the coverage aspect of benefits. We are the advocate to ensure appropriate notifications are provided, process elections, billBENEFIT STRATEGIES
Toll Free: 1-888-401-FLEX (3539) Phone: 603-647-4666 Fax: 603-647-4668 Email: info@benstrat.comBENEFIT STRATEGIES
If the national base plan premium that year is $40, you’ll pay an additional $12 premium per month, or about $150 per year. If you live an additional 25 years and the Part D premium rises by 6% annually, your total penalty is about $8,000. In 2018 alone, you’ll put aside an additional $7,900 into your HSA to pay that penalty.BENEFIT STRATEGIES
Benefit Strategies Customer Service. Hours: Monday – Thursday 8:00AM – 6:00PM, Friday 8:00AM – 5:00PM Toll Free Number for Harvard University Faculty and Staff (dedicated line): 855-HVD-FLEX (855-483-3539) Language translation service available, automated system available any time.BENEFIT STRATEGIES
For enrollment questions: please contact the Benefit Client Service Team at 833-275-6947 or askmyhr@partners.org. The deadline to submit your 2019 claims is June 30, 2020 for active employees. Contact Benefit Strategies if employment is ending. Mass General Brigham uses the 2 ½ month grace period from January 1, 2019 to March 15, 2020 toincur
BENEFIT STRATEGIES
Providing Third Party Administrative Services Since 1989. Welcome to Benefit Strategies! Whether we serve your needs as a client or a participant, you can be confident that you will have access to the best administrative systems, technology tools, customer service and data protection in the industry.BENEFIT STRATEGIES
Employee/Participant Login. Employer Account Login. If you are an employer/sponsor working with Benefit Strategies on an HSA, FSA, HRA, Commuter Choice or another reimbursement program, please click the link below to access your account. You will be leaving the Benefit Strategies website and moving to a secure application. Employer/Sponsor Login.BENEFIT STRATEGIES
Welcome to our COVID-19 Information and Solutions page. Here you can find information on a variety of topics specific to the plans you are enrolled in with Benefit Strategies. This includes information on changes you can make to your enrollment and/or election amounts, as well as changes that have been made at the federal level that impactBENEFIT STRATEGIES
BENEFIT STRATEGIES
Option 1: Online Portal. Before you start, make sure to save your receipt or other documentation to your computer. Step 1: Get Logged In. Login to your portal by clicking on the Individual Login button in the upper righthand corner of the benstrat.com Home page. Choose the Reimbursement login option.BENEFIT STRATEGIES
BENEFIT STRATEGIES
Services » Flexible Spending Accounts (FSA) A Benefit Strategies Flexible Spending Account (FSA) is a pre-tax account used to pay for out-of-pocket and eligible medical, dental, vision and hearing expenses not covered by the medical plan.BENEFIT STRATEGIES
New IRS Rules for FSA Accounts in Response to COVID-19. Updates as of January 2021. FY2020 Plan Year (07/01/2019 – 06/30/2020) HCSA Participants. The deadline to incur expenses has been extended! You have until 6/30/21 to incur expenses to spend down your FY2020 balance. All claims must be received by Benefit Strategies by 7/31/21.BENEFIT STRATEGIES
Don’t Forget to Complete Form 8889 if You Have HSA Activity. “You’re required to complete and submit Form 8889 if you contribute to or distribute funds from your account, if you weren’t eligible to fund your account all 12 months of the calendar year 2020 (remember, Health Savings Account activity is tracked on the calendaryear
DEPENDENT CARE FSA CHANGES FAQ Dependent Care FSA Changes FAQ On March 11, 2021, President Biden signed the American Rescue Plan Act (ARPA). This far-reaching legislation includesBENEFIT STRATEGIES
Providing Third Party Administrative Services Since 1989. Welcome to Benefit Strategies! Whether we serve your needs as a client or a participant, you can be confident that you will have access to the best administrative systems, technology tools, customer service and data protection in the industry.BENEFIT STRATEGIES
Employee/Participant Login. Employer Account Login. If you are an employer/sponsor working with Benefit Strategies on an HSA, FSA, HRA, Commuter Choice or another reimbursement program, please click the link below to access your account. You will be leaving the Benefit Strategies website and moving to a secure application. Employer/Sponsor Login.BENEFIT STRATEGIES
Welcome to our COVID-19 Information and Solutions page. Here you can find information on a variety of topics specific to the plans you are enrolled in with Benefit Strategies. This includes information on changes you can make to your enrollment and/or election amounts, as well as changes that have been made at the federal level that impactBENEFIT STRATEGIES
BENEFIT STRATEGIES
Option 1: Online Portal. Before you start, make sure to save your receipt or other documentation to your computer. Step 1: Get Logged In. Login to your portal by clicking on the Individual Login button in the upper righthand corner of the benstrat.com Home page. Choose the Reimbursement login option.BENEFIT STRATEGIES
BENEFIT STRATEGIES
Services » Flexible Spending Accounts (FSA) A Benefit Strategies Flexible Spending Account (FSA) is a pre-tax account used to pay for out-of-pocket and eligible medical, dental, vision and hearing expenses not covered by the medical plan.BENEFIT STRATEGIES
New IRS Rules for FSA Accounts in Response to COVID-19. Updates as of January 2021. FY2020 Plan Year (07/01/2019 – 06/30/2020) HCSA Participants. The deadline to incur expenses has been extended! You have until 6/30/21 to incur expenses to spend down your FY2020 balance. All claims must be received by Benefit Strategies by 7/31/21.BENEFIT STRATEGIES
Don’t Forget to Complete Form 8889 if You Have HSA Activity. “You’re required to complete and submit Form 8889 if you contribute to or distribute funds from your account, if you weren’t eligible to fund your account all 12 months of the calendar year 2020 (remember, Health Savings Account activity is tracked on the calendaryear
DEPENDENT CARE FSA CHANGES FAQ Dependent Care FSA Changes FAQ On March 11, 2021, President Biden signed the American Rescue Plan Act (ARPA). This far-reaching legislation includesBENEFIT STRATEGIES
How do I view my Account Balance? Follow the steps below to access your current Account Balance. Log in to your online portal or access the mobile app.; See the Accounts section of the Home Page to quickly view the current Account Balance.; To view all Account Activity, go to the Account Summary page by clicking the Accounts tab on the Home Page. For more details, select the underlined dollarBENEFIT STRATEGIES
Toll Free: 1-888-401-FLEX (3539) Phone: 603-647-4666 Fax: 603-647-4668 Email: info@benstrat.comBENEFIT STRATEGIES
Toll Free: 1-888-401-FLEX (3539) Phone: 603-647-4666 Fax: 603-647-4668 Email: info@benstrat.comBENEFIT STRATEGIES
Commuter Claim Form. If you are filing a paper claim for reimbursement or sending any type of other correspondence, please use any of the following methods which you see fit: Email to commonwealth@benstrat.com. Fax to: 603-232-8079. Mail to: PO Box 1300, Manchester, NH 03105-1300. Contact us: 1-877-353-9442.BENEFIT STRATEGIES
A Health Savings Account, or HSA, is a medical savings account that lets you pay for out-of-pocket healthcare expenses with pre-tax dollars if you are enrolled in an HSA qualified High Deductible Health Plan (HDHP). An HSA is an individual account, fully owned by the account holder in the same manner as a personal bank account.BENEFIT STRATEGIES
Benefit Strategies, LLC is the billing entity for qualified beneficiaries who enroll through COBRA while the insurance carrier still oversees the coverage aspect of benefits. We are the advocate to ensure appropriate notifications are provided, process elections, billBENEFIT STRATEGIES
Toll Free: 1-888-401-FLEX (3539) Phone: 603-647-4666 Fax: 603-647-4668 Email: info@benstrat.comBENEFIT STRATEGIES
If the national base plan premium that year is $40, you’ll pay an additional $12 premium per month, or about $150 per year. If you live an additional 25 years and the Part D premium rises by 6% annually, your total penalty is about $8,000. In 2018 alone, you’ll put aside an additional $7,900 into your HSA to pay that penalty.BENEFIT STRATEGIES
Benefit Strategies Customer Service. Hours: Monday – Thursday 8:00AM – 6:00PM, Friday 8:00AM – 5:00PM Toll Free Number for Harvard University Faculty and Staff (dedicated line): 855-HVD-FLEX (855-483-3539) Language translation service available, automated system available any time.BENEFIT STRATEGIES
For enrollment questions: please contact the Benefit Client Service Team at 833-275-6947 or askmyhr@partners.org. The deadline to submit your 2019 claims is June 30, 2020 for active employees. Contact Benefit Strategies if employment is ending. Mass General Brigham uses the 2 ½ month grace period from January 1, 2019 to March 15, 2020 toincur
BENEFIT STRATEGIES
Providing Third Party Administrative Services Since 1989. Welcome to Benefit Strategies! Whether we serve your needs as a client or a participant, you can be confident that you will have access to the best administrative systems, technology tools, customer service and data protection in the industry.BENEFIT STRATEGIES
Employee/Participant Login. Employer Account Login. If you are an employer/sponsor working with Benefit Strategies on an HSA, FSA, HRA, Commuter Choice or another reimbursement program, please click the link below to access your account. You will be leaving the Benefit Strategies website and moving to a secure application. Employer/Sponsor Login.BENEFIT STRATEGIES
Welcome to our COVID-19 Information and Solutions page. Here you can find information on a variety of topics specific to the plans you are enrolled in with Benefit Strategies. This includes information on changes you can make to your enrollment and/or election amounts, as well as changes that have been made at the federal level that impactBENEFIT STRATEGIES
BENEFIT STRATEGIES
Option 1: Online Portal. Before you start, make sure to save your receipt or other documentation to your computer. Step 1: Get Logged In. Login to your portal by clicking on the Individual Login button in the upper righthand corner of the benstrat.com Home page. Choose the Reimbursement login option.BENEFIT STRATEGIES
BENEFIT STRATEGIES
Services » Flexible Spending Accounts (FSA) A Benefit Strategies Flexible Spending Account (FSA) is a pre-tax account used to pay for out-of-pocket and eligible medical, dental, vision and hearing expenses not covered by the medical plan.BENEFIT STRATEGIES
New IRS Rules for FSA Accounts in Response to COVID-19. Updates as of January 2021. FY2020 Plan Year (07/01/2019 – 06/30/2020) HCSA Participants. The deadline to incur expenses has been extended! You have until 6/30/21 to incur expenses to spend down your FY2020 balance. All claims must be received by Benefit Strategies by 7/31/21.BENEFIT STRATEGIES
Don’t Forget to Complete Form 8889 if You Have HSA Activity. “You’re required to complete and submit Form 8889 if you contribute to or distribute funds from your account, if you weren’t eligible to fund your account all 12 months of the calendar year 2020 (remember, Health Savings Account activity is tracked on the calendaryear
DEPENDENT CARE FSA CHANGES FAQ Dependent Care FSA Changes FAQ On March 11, 2021, President Biden signed the American Rescue Plan Act (ARPA). This far-reaching legislation includesBENEFIT STRATEGIES
Providing Third Party Administrative Services Since 1989. Welcome to Benefit Strategies! Whether we serve your needs as a client or a participant, you can be confident that you will have access to the best administrative systems, technology tools, customer service and data protection in the industry.BENEFIT STRATEGIES
Employee/Participant Login. Employer Account Login. If you are an employer/sponsor working with Benefit Strategies on an HSA, FSA, HRA, Commuter Choice or another reimbursement program, please click the link below to access your account. You will be leaving the Benefit Strategies website and moving to a secure application. Employer/Sponsor Login.BENEFIT STRATEGIES
Welcome to our COVID-19 Information and Solutions page. Here you can find information on a variety of topics specific to the plans you are enrolled in with Benefit Strategies. This includes information on changes you can make to your enrollment and/or election amounts, as well as changes that have been made at the federal level that impactBENEFIT STRATEGIES
BENEFIT STRATEGIES
Option 1: Online Portal. Before you start, make sure to save your receipt or other documentation to your computer. Step 1: Get Logged In. Login to your portal by clicking on the Individual Login button in the upper righthand corner of the benstrat.com Home page. Choose the Reimbursement login option.BENEFIT STRATEGIES
BENEFIT STRATEGIES
Services » Flexible Spending Accounts (FSA) A Benefit Strategies Flexible Spending Account (FSA) is a pre-tax account used to pay for out-of-pocket and eligible medical, dental, vision and hearing expenses not covered by the medical plan.BENEFIT STRATEGIES
New IRS Rules for FSA Accounts in Response to COVID-19. Updates as of January 2021. FY2020 Plan Year (07/01/2019 – 06/30/2020) HCSA Participants. The deadline to incur expenses has been extended! You have until 6/30/21 to incur expenses to spend down your FY2020 balance. All claims must be received by Benefit Strategies by 7/31/21.BENEFIT STRATEGIES
Don’t Forget to Complete Form 8889 if You Have HSA Activity. “You’re required to complete and submit Form 8889 if you contribute to or distribute funds from your account, if you weren’t eligible to fund your account all 12 months of the calendar year 2020 (remember, Health Savings Account activity is tracked on the calendaryear
DEPENDENT CARE FSA CHANGES FAQ Dependent Care FSA Changes FAQ On March 11, 2021, President Biden signed the American Rescue Plan Act (ARPA). This far-reaching legislation includesBENEFIT STRATEGIES
How do I view my Account Balance? Follow the steps below to access your current Account Balance. Log in to your online portal or access the mobile app.; See the Accounts section of the Home Page to quickly view the current Account Balance.; To view all Account Activity, go to the Account Summary page by clicking the Accounts tab on the Home Page. For more details, select the underlined dollarBENEFIT STRATEGIES
Toll Free: 1-888-401-FLEX (3539) Phone: 603-647-4666 Fax: 603-647-4668 Email: info@benstrat.comBENEFIT STRATEGIES
Toll Free: 1-888-401-FLEX (3539) Phone: 603-647-4666 Fax: 603-647-4668 Email: info@benstrat.comBENEFIT STRATEGIES
Commuter Claim Form. If you are filing a paper claim for reimbursement or sending any type of other correspondence, please use any of the following methods which you see fit: Email to commonwealth@benstrat.com. Fax to: 603-232-8079. Mail to: PO Box 1300, Manchester, NH 03105-1300. Contact us: 1-877-353-9442.BENEFIT STRATEGIES
A Health Savings Account, or HSA, is a medical savings account that lets you pay for out-of-pocket healthcare expenses with pre-tax dollars if you are enrolled in an HSA qualified High Deductible Health Plan (HDHP). An HSA is an individual account, fully owned by the account holder in the same manner as a personal bank account.BENEFIT STRATEGIES
Benefit Strategies, LLC is the billing entity for qualified beneficiaries who enroll through COBRA while the insurance carrier still oversees the coverage aspect of benefits. We are the advocate to ensure appropriate notifications are provided, process elections, billBENEFIT STRATEGIES
Toll Free: 1-888-401-FLEX (3539) Phone: 603-647-4666 Fax: 603-647-4668 Email: info@benstrat.comBENEFIT STRATEGIES
If the national base plan premium that year is $40, you’ll pay an additional $12 premium per month, or about $150 per year. If you live an additional 25 years and the Part D premium rises by 6% annually, your total penalty is about $8,000. In 2018 alone, you’ll put aside an additional $7,900 into your HSA to pay that penalty.BENEFIT STRATEGIES
Benefit Strategies Customer Service. Hours: Monday – Thursday 8:00AM – 6:00PM, Friday 8:00AM – 5:00PM Toll Free Number for Harvard University Faculty and Staff (dedicated line): 855-HVD-FLEX (855-483-3539) Language translation service available, automated system available any time.BENEFIT STRATEGIES
For enrollment questions: please contact the Benefit Client Service Team at 833-275-6947 or askmyhr@partners.org. The deadline to submit your 2019 claims is June 30, 2020 for active employees. Contact Benefit Strategies if employment is ending. Mass General Brigham uses the 2 ½ month grace period from January 1, 2019 to March 15, 2020 toincur
BENEFIT STRATEGIES
Providing Third Party Administrative Services Since 1989. Welcome to Benefit Strategies! Whether we serve your needs as a client or a participant, you can be confident that you will have access to the best administrative systems, technology tools, customer service and data protection in the industry.BENEFIT STRATEGIES
Toll Free: 1-888-401-FLEX (3539) Phone: 603-647-4666 Fax: 603-647-4668 Email: info@benstrat.comBENEFIT STRATEGIES
BENEFIT STRATEGIES
Paying Premiums Electronically. Option 1: Online Portal. New User Registration. Go to premiumbilling.benstrat.com.; Click the New User Registration. Enter the Registration Code from the New Member Login or SPM Welcome letter you received in the mail.; Enter your First Name, Last Name and SSN.; Click the Submit Registration button. Review the user license agreement, select the I AcceptBENEFIT STRATEGIES
Important Dates to Know - Updated FY2020 Plan Year: July 1, 2019 to June 30, 2020 2½ Month Grace Period: July 1, 2020 to Updated to June 30, 2021 Claim Filing Deadline: Updated to July 31, 2021 FY2021 Plan Year: July 1, 2020 to June 30, 2021 2½ Month Grace Period: July 1, 2021 to September 15, 2021 Claim Filing Deadline: October 15, 2021BENEFIT STRATEGIES
Services » Flexible Spending Accounts (FSA) A Benefit Strategies Flexible Spending Account (FSA) is a pre-tax account used to pay for out-of-pocket and eligible medical, dental, vision and hearing expenses not covered by the medical plan.BENEFIT STRATEGIES
Services » COBRA Administration. What is COBRA? COBRA is an acronym that stands for the Consolidated Omnibus Budget Reconciliation Act of 1985.This federal law allows employees the right to continue participating in their group health insurance coverage after leavingtheir job.
BENEFIT STRATEGIES
Toll Free: 1-888-401-FLEX (3539) Phone: 603-647-4666 Fax: 603-647-4668 Email: info@benstrat.comBENEFIT STRATEGIES
Benefit Strategies Customer Service. Hours: Monday – Thursday 8:00AM – 6:00PM, Friday 8:00AM – 5:00PM Toll Free Number for Harvard University Faculty and Staff (dedicated line): 855-HVD-FLEX (855-483-3539) Language translation service available, automated system available any time.HSAS AND DIVORCE
HSAs and Divorce The dissolution of a marriage has an affect on a Health Savings Account (HSA) owner, particularly around whose expenses the HSA owner can reimburse and what options the ex-spouse has to open and contribute to an HSA.BENEFIT STRATEGIES
Providing Third Party Administrative Services Since 1989. Welcome to Benefit Strategies! Whether we serve your needs as a client or a participant, you can be confident that you will have access to the best administrative systems, technology tools, customer service and data protection in the industry.BENEFIT STRATEGIES
Toll Free: 1-888-401-FLEX (3539) Phone: 603-647-4666 Fax: 603-647-4668 Email: info@benstrat.comBENEFIT STRATEGIES
BENEFIT STRATEGIES
Paying Premiums Electronically. Option 1: Online Portal. New User Registration. Go to premiumbilling.benstrat.com.; Click the New User Registration. Enter the Registration Code from the New Member Login or SPM Welcome letter you received in the mail.; Enter your First Name, Last Name and SSN.; Click the Submit Registration button. Review the user license agreement, select the I AcceptBENEFIT STRATEGIES
Important Dates to Know - Updated FY2020 Plan Year: July 1, 2019 to June 30, 2020 2½ Month Grace Period: July 1, 2020 to Updated to June 30, 2021 Claim Filing Deadline: Updated to July 31, 2021 FY2021 Plan Year: July 1, 2020 to June 30, 2021 2½ Month Grace Period: July 1, 2021 to September 15, 2021 Claim Filing Deadline: October 15, 2021BENEFIT STRATEGIES
Services » Flexible Spending Accounts (FSA) A Benefit Strategies Flexible Spending Account (FSA) is a pre-tax account used to pay for out-of-pocket and eligible medical, dental, vision and hearing expenses not covered by the medical plan.BENEFIT STRATEGIES
Services » COBRA Administration. What is COBRA? COBRA is an acronym that stands for the Consolidated Omnibus Budget Reconciliation Act of 1985.This federal law allows employees the right to continue participating in their group health insurance coverage after leavingtheir job.
BENEFIT STRATEGIES
Toll Free: 1-888-401-FLEX (3539) Phone: 603-647-4666 Fax: 603-647-4668 Email: info@benstrat.comBENEFIT STRATEGIES
Benefit Strategies Customer Service. Hours: Monday – Thursday 8:00AM – 6:00PM, Friday 8:00AM – 5:00PM Toll Free Number for Harvard University Faculty and Staff (dedicated line): 855-HVD-FLEX (855-483-3539) Language translation service available, automated system available any time.HSAS AND DIVORCE
HSAs and Divorce The dissolution of a marriage has an affect on a Health Savings Account (HSA) owner, particularly around whose expenses the HSA owner can reimburse and what options the ex-spouse has to open and contribute to an HSA.BENEFIT STRATEGIES
For information on subsidies and your special enrollment opportunity please review our summary information: Important Subsidy FAQ. For more details on the subsidy and an extensive FAQ, you can review IRS Notice 2021-31, issued on May 18, 2021.To determine if you are eligible for the ARPA subsidy, the below form must be filled out, signed, and sent back in its entirety.BENEFIT STRATEGIES
Toll Free: 1-888-401-FLEX (3539) Phone: 603-647-4666 Fax: 603-647-4668 Email: info@benstrat.comBENEFIT STRATEGIES
Contact. Contact Information. Toll Free: 1-888-401-FLEX (3539) Phone: 603-647-4666 Fax: 603-647-4668 Email: info@benstrat.com Live Chat: Text 888-401-3539 or click the ‘Live Chat’ tab at the bottom of this screen Mailing Address. Please review the below mailing addresses to determine which best fitsBENEFIT STRATEGIES
Services » Flexible Spending Accounts (FSA) A Benefit Strategies Flexible Spending Account (FSA) is a pre-tax account used to pay for out-of-pocket and eligible medical, dental, vision and hearing expenses not covered by the medical plan.BENEFIT STRATEGIES
Toll Free: 1-888-401-FLEX (3539) Phone: 603-647-4666 Fax: 603-647-4668 Email: info@benstrat.comBENEFIT STRATEGIES
“Ignore the label “penalty.” When you reposition the penalty in your mind as a “surcharge,” you open yourself to analysis that might show a benefit to delaying Part D enrollment because the financial benefits outweigh the financial risks.”BENEFIT STRATEGIES
“You’re required to complete and submit Form 8889 if you contribute to or distribute funds from your account, if you weren’t eligible to fund your account all 12 months of the calendar year 2020 (remember, Health Savings Account activity is tracked on the calendar year, regardless of your medical-plan renewal date), or if you inherited an interest in an account in 2020.” FSA ELIGIBLE EXPENSE LIST FSA Eligible Expense List Health FSA Eligible Expenses Over-The-Counter Medicines and Drugs no longer require a prescription! New! PPE For Covid-19 Protection: Masks, Hand sanitizer, Sanitizingwipes
TERMINATION REQUEST FORM Termination Request Form Continuing Dependent(s) Coverage ONLY if you wish to continue coverage for one or more of your dependent(s), please fill out the information below. Signature I understand this submission is a request to terminate my COBRA coverage for the specific benefit(s) indicated above.HSAS AND DIVORCE
HSAs and Divorce The dissolution of a marriage has an affect on a Health Savings Account (HSA) owner, particularly around whose expenses the HSA owner can reimburse and what options the ex-spouse has to open and contribute to an HSA.BENEFIT STRATEGIES
Providing Third Party Administrative Services Since 1989. Welcome to Benefit Strategies! Whether we serve your needs as a client or a participant, you can be confident that you will have access to the best administrative systems, technology tools, customer service and data protection in the industry.BENEFIT STRATEGIES
Employee/Participant Login. Employer Account Login. If you are an employer/sponsor working with Benefit Strategies on an HSA, FSA, HRA, Commuter Choice or another reimbursement program, please click the link below to access your account. You will be leaving the Benefit Strategies website and moving to a secure application. Employer/Sponsor Login.BENEFIT STRATEGIES
BENEFIT STRATEGIES
Option 1: Online Portal. Before you start, make sure to save your receipt or other documentation to your computer. Step 1: Get Logged In. Login to your portal by clicking on the Individual Login button in the upper righthand corner of the benstrat.com Home page. Choose the Reimbursement login option.BENEFIT STRATEGIES
Services » Flexible Spending Accounts (FSA) A Benefit Strategies Flexible Spending Account (FSA) is a pre-tax account used to pay for out-of-pocket and eligible medical, dental, vision and hearing expenses not covered by the medical plan.BENEFIT STRATEGIES
New IRS Rules for FSA Accounts in Response to COVID-19. Updates as of January 2021. FY2020 Plan Year (07/01/2019 – 06/30/2020) HCSA Participants. The deadline to incur expenses has been extended! You have until 6/30/21 to incur expenses to spend down your FY2020 balance. All claims must be received by Benefit Strategies by 7/31/21.BENEFIT STRATEGIES
Benefit Strategies, LLC is the billing entity for qualified beneficiaries who enroll through COBRA while the insurance carrier still oversees the coverage aspect of benefits. We are the advocate to ensure appropriate notifications are provided, process elections, billBENEFIT STRATEGIES
Providing Third Party Administrative Services Since 1989. Welcome to Benefit Strategies! Whether we serve your needs as a client or a participant, you can be confident that you will have access to the best administrative systems, technology tools, customer service and data protection in the industry.BENEFIT STRATEGIES
Employee/Participant Login. Employer Account Login. If you are an employer/sponsor working with Benefit Strategies on an HSA, FSA, HRA, Commuter Choice or another reimbursement program, please click the link below to access your account. You will be leaving the Benefit Strategies website and moving to a secure application. Employer/Sponsor Login.BENEFIT STRATEGIES
BENEFIT STRATEGIES
Option 1: Online Portal. Before you start, make sure to save your receipt or other documentation to your computer. Step 1: Get Logged In. Login to your portal by clicking on the Individual Login button in the upper righthand corner of the benstrat.com Home page. Choose the Reimbursement login option.BENEFIT STRATEGIES
Services » Flexible Spending Accounts (FSA) A Benefit Strategies Flexible Spending Account (FSA) is a pre-tax account used to pay for out-of-pocket and eligible medical, dental, vision and hearing expenses not covered by the medical plan.BENEFIT STRATEGIES
New IRS Rules for FSA Accounts in Response to COVID-19. Updates as of January 2021. FY2020 Plan Year (07/01/2019 – 06/30/2020) HCSA Participants. The deadline to incur expenses has been extended! You have until 6/30/21 to incur expenses to spend down your FY2020 balance. All claims must be received by Benefit Strategies by 7/31/21.BENEFIT STRATEGIES
Benefit Strategies, LLC is the billing entity for qualified beneficiaries who enroll through COBRA while the insurance carrier still oversees the coverage aspect of benefits. We are the advocate to ensure appropriate notifications are provided, process elections, billBENEFIT STRATEGIES
Toll Free: 1-888-401-FLEX (3539) Phone: 603-647-4666 Fax: 603-647-4668 Email: info@benstrat.comBENEFIT STRATEGIES
ARPA – COBRA Subsidy. Update May 18, 2021: The IRS has issued Notice 2021-31, providing guidance on the application of ARPA.It includes an FAQ section, starting on page 5. The American Rescue Plan Act of 2021 (ARPA) provides for a 100% federal subsidy of COBRA medical premiums (excluding Health FSAs) during the period April 1, 2021 through September 30, 2021 for those who experienced anBENEFIT STRATEGIES
Contact. Contact Information. Toll Free: 1-888-401-FLEX (3539) Phone: 603-647-4666 Fax: 603-647-4668 Email: info@benstrat.com Live Chat: Text 888-401-3539 or click the ‘Live Chat’ tab at the bottom of this screen Mailing Address. Please review the below mailing addresses to determine which best fitsBENEFIT STRATEGIES
Benefit Strategies, LLC is the billing entity for qualified beneficiaries who enroll through COBRA while the insurance carrier still oversees the coverage aspect of benefits. We are the advocate to ensure appropriate notifications are provided, process elections, billBENEFIT STRATEGIES
For enrollment questions: please contact the Benefit Client Service Team at 833-275-6947 or askmyhr@partners.org. The deadline to submit your 2019 claims is June 30, 2020 for active employees. Contact Benefit Strategies if employment is ending. Mass General Brigham uses the 2 ½ month grace period from January 1, 2019 to March 15, 2020 toincur
FSA ELIGIBLE EXPENSE LIST FSA Eligible Expense List Health FSA Eligible Expenses Over-The-Counter Medicines and Drugs no longer require a prescription! New! PPE For Covid-19 Protection: Masks, Hand sanitizer, Sanitizingwipes
BENEFIT STRATEGIES
If the national base plan premium that year is $40, you’ll pay an additional $12 premium per month, or about $150 per year. If you live an additional 25 years and the Part D premium rises by 6% annually, your total penalty is about $8,000. In 2018 alone, you’ll put aside an additional $7,900 into your HSA to pay that penalty. TERMINATION REQUEST FORM Termination Request Form Continuing Dependent(s) Coverage ONLY if you wish to continue coverage for one or more of your dependent(s), please fill out the information below. Signature I understand this submission is a request to terminate my COBRA coverage for the specific benefit(s) indicated above.FSA CLAIM FORM
FSA Claim Form Flexible Spending Account MGBinfo@benstrat.com (603) 232-6275 (15 page max) Total Expenses Requested Health Care Reimbursement ExpensesHSAS AND MEDICARE
1 HSAs and Medicare Many individuals are confused at the intersection of Health Savings Accounts (HSAs) and Medicare. Two different federal agencies have primary responsibility for these programs, the Department of Health and Human Services (HHS) for MedicareBENEFIT STRATEGIES
Providing Third Party Administrative Services Since 1989. Welcome to Benefit Strategies! Whether we serve your needs as a client or a participant, you can be confident that you will have access to the best administrative systems, technology tools, customer service and data protection in the industry.BENEFIT STRATEGIES
Employee/Participant Login. Employer Account Login. If you are an employer/sponsor working with Benefit Strategies on an HSA, FSA, HRA, Commuter Choice or another reimbursement program, please click the link below to access your account. You will be leaving the Benefit Strategies website and moving to a secure application. Employer/Sponsor Login.BENEFIT STRATEGIES
BENEFIT STRATEGIES
Option 1: Online Portal. Before you start, make sure to save your receipt or other documentation to your computer. Step 1: Get Logged In. Login to your portal by clicking on the Individual Login button in the upper righthand corner of the benstrat.com Home page. Choose the Reimbursement login option.BENEFIT STRATEGIES
Services » Flexible Spending Accounts (FSA) A Benefit Strategies Flexible Spending Account (FSA) is a pre-tax account used to pay for out-of-pocket and eligible medical, dental, vision and hearing expenses not covered by the medical plan.BENEFIT STRATEGIES
New IRS Rules for FSA Accounts in Response to COVID-19. Updates as of January 2021. FY2020 Plan Year (07/01/2019 – 06/30/2020) HCSA Participants. The deadline to incur expenses has been extended! You have until 6/30/21 to incur expenses to spend down your FY2020 balance. All claims must be received by Benefit Strategies by 7/31/21.BENEFIT STRATEGIES
Benefit Strategies, LLC is the billing entity for qualified beneficiaries who enroll through COBRA while the insurance carrier still oversees the coverage aspect of benefits. We are the advocate to ensure appropriate notifications are provided, process elections, billBENEFIT STRATEGIES
Providing Third Party Administrative Services Since 1989. Welcome to Benefit Strategies! Whether we serve your needs as a client or a participant, you can be confident that you will have access to the best administrative systems, technology tools, customer service and data protection in the industry.BENEFIT STRATEGIES
Employee/Participant Login. Employer Account Login. If you are an employer/sponsor working with Benefit Strategies on an HSA, FSA, HRA, Commuter Choice or another reimbursement program, please click the link below to access your account. You will be leaving the Benefit Strategies website and moving to a secure application. Employer/Sponsor Login.BENEFIT STRATEGIES
BENEFIT STRATEGIES
Option 1: Online Portal. Before you start, make sure to save your receipt or other documentation to your computer. Step 1: Get Logged In. Login to your portal by clicking on the Individual Login button in the upper righthand corner of the benstrat.com Home page. Choose the Reimbursement login option.BENEFIT STRATEGIES
Services » Flexible Spending Accounts (FSA) A Benefit Strategies Flexible Spending Account (FSA) is a pre-tax account used to pay for out-of-pocket and eligible medical, dental, vision and hearing expenses not covered by the medical plan.BENEFIT STRATEGIES
New IRS Rules for FSA Accounts in Response to COVID-19. Updates as of January 2021. FY2020 Plan Year (07/01/2019 – 06/30/2020) HCSA Participants. The deadline to incur expenses has been extended! You have until 6/30/21 to incur expenses to spend down your FY2020 balance. All claims must be received by Benefit Strategies by 7/31/21.BENEFIT STRATEGIES
Benefit Strategies, LLC is the billing entity for qualified beneficiaries who enroll through COBRA while the insurance carrier still oversees the coverage aspect of benefits. We are the advocate to ensure appropriate notifications are provided, process elections, billBENEFIT STRATEGIES
Toll Free: 1-888-401-FLEX (3539) Phone: 603-647-4666 Fax: 603-647-4668 Email: info@benstrat.comBENEFIT STRATEGIES
ARPA – COBRA Subsidy. Update May 18, 2021: The IRS has issued Notice 2021-31, providing guidance on the application of ARPA.It includes an FAQ section, starting on page 5. The American Rescue Plan Act of 2021 (ARPA) provides for a 100% federal subsidy of COBRA medical premiums (excluding Health FSAs) during the period April 1, 2021 through September 30, 2021 for those who experienced anBENEFIT STRATEGIES
Contact. Contact Information. Toll Free: 1-888-401-FLEX (3539) Phone: 603-647-4666 Fax: 603-647-4668 Email: info@benstrat.com Live Chat: Text 888-401-3539 or click the ‘Live Chat’ tab at the bottom of this screen Mailing Address. Please review the below mailing addresses to determine which best fitsBENEFIT STRATEGIES
Benefit Strategies, LLC is the billing entity for qualified beneficiaries who enroll through COBRA while the insurance carrier still oversees the coverage aspect of benefits. We are the advocate to ensure appropriate notifications are provided, process elections, billBENEFIT STRATEGIES
For enrollment questions: please contact the Benefit Client Service Team at 833-275-6947 or askmyhr@partners.org. The deadline to submit your 2019 claims is June 30, 2020 for active employees. Contact Benefit Strategies if employment is ending. Mass General Brigham uses the 2 ½ month grace period from January 1, 2019 to March 15, 2020 toincur
FSA ELIGIBLE EXPENSE LIST FSA Eligible Expense List Health FSA Eligible Expenses Over-The-Counter Medicines and Drugs no longer require a prescription! New! PPE For Covid-19 Protection: Masks, Hand sanitizer, Sanitizingwipes
BENEFIT STRATEGIES
If the national base plan premium that year is $40, you’ll pay an additional $12 premium per month, or about $150 per year. If you live an additional 25 years and the Part D premium rises by 6% annually, your total penalty is about $8,000. In 2018 alone, you’ll put aside an additional $7,900 into your HSA to pay that penalty. TERMINATION REQUEST FORM Termination Request Form Continuing Dependent(s) Coverage ONLY if you wish to continue coverage for one or more of your dependent(s), please fill out the information below. Signature I understand this submission is a request to terminate my COBRA coverage for the specific benefit(s) indicated above.FSA CLAIM FORM
FSA Claim Form Flexible Spending Account MGBinfo@benstrat.com (603) 232-6275 (15 page max) Total Expenses Requested Health Care Reimbursement ExpensesHSAS AND MEDICARE
1 HSAs and Medicare Many individuals are confused at the intersection of Health Savings Accounts (HSAs) and Medicare. Two different federal agencies have primary responsibility for these programs, the Department of Health and Human Services (HHS) for MedicareBENEFIT STRATEGIES
Providing Third Party Administrative Services Since 1989. Welcome to Benefit Strategies! Whether we serve your needs as a client or a participant, you can be confident that you will have access to the best administrative systems, technology tools, customer service and data protection in the industry.BENEFIT STRATEGIES
Employee/Participant Login. Employer Account Login. If you are an employer/sponsor working with Benefit Strategies on an HSA, FSA, HRA, Commuter Choice or another reimbursement program, please click the link below to access your account. You will be leaving the Benefit Strategies website and moving to a secure application. Employer/Sponsor Login.BENEFIT STRATEGIES
BENEFIT STRATEGIES
ARPA – COBRA Subsidy. Update May 18, 2021: The IRS has issued Notice 2021-31, providing guidance on the application of ARPA.It includes an FAQ section, starting on page 5. The American Rescue Plan Act of 2021 (ARPA) provides for a 100% federal subsidy of COBRA medical premiums (excluding Health FSAs) during the period April 1, 2021 through September 30, 2021 for those who experienced anBENEFIT STRATEGIES
Option 1: Online Portal. Before you start, make sure to save your receipt or other documentation to your computer. Step 1: Get Logged In. Login to your portal by clicking on the Individual Login button in the upper righthand corner of the benstrat.com Home page. Choose the Reimbursement login option.BENEFIT STRATEGIES
BENEFIT STRATEGIES
Contact. Contact Information. Toll Free: 1-888-401-FLEX (3539) Phone: 603-647-4666 Fax: 603-647-4668 Email: info@benstrat.com Live Chat: Text 888-401-3539 or click the ‘Live Chat’ tab at the bottom of this screen Mailing Address. Please review the below mailing addresses to determine which best fitsBENEFIT STRATEGIES
Services » Flexible Spending Accounts (FSA) A Benefit Strategies Flexible Spending Account (FSA) is a pre-tax account used to pay for out-of-pocket and eligible medical, dental, vision and hearing expenses not covered by the medical plan.BENEFIT STRATEGIES
New IRS Rules for FSA Accounts in Response to COVID-19. Updates as of January 2021. FY2020 Plan Year (07/01/2019 – 06/30/2020) HCSA Participants. The deadline to incur expenses has been extended! You have until 6/30/21 to incur expenses to spend down your FY2020 balance. All claims must be received by Benefit Strategies by 7/31/21.BENEFIT STRATEGIES
Benefit Strategies Customer Service. Hours: Monday – Thursday 8:00AM – 6:00PM, Friday 8:00AM – 5:00PM Toll Free Number for Harvard University Faculty and Staff (dedicated line): 855-HVD-FLEX (855-483-3539) Language translation service available, automated system available any time.BENEFIT STRATEGIES
Providing Third Party Administrative Services Since 1989. Welcome to Benefit Strategies! Whether we serve your needs as a client or a participant, you can be confident that you will have access to the best administrative systems, technology tools, customer service and data protection in the industry.BENEFIT STRATEGIES
Employee/Participant Login. Employer Account Login. If you are an employer/sponsor working with Benefit Strategies on an HSA, FSA, HRA, Commuter Choice or another reimbursement program, please click the link below to access your account. You will be leaving the Benefit Strategies website and moving to a secure application. Employer/Sponsor Login.BENEFIT STRATEGIES
BENEFIT STRATEGIES
ARPA – COBRA Subsidy. Update May 18, 2021: The IRS has issued Notice 2021-31, providing guidance on the application of ARPA.It includes an FAQ section, starting on page 5. The American Rescue Plan Act of 2021 (ARPA) provides for a 100% federal subsidy of COBRA medical premiums (excluding Health FSAs) during the period April 1, 2021 through September 30, 2021 for those who experienced anBENEFIT STRATEGIES
BENEFIT STRATEGIES
Option 1: Online Portal. Before you start, make sure to save your receipt or other documentation to your computer. Step 1: Get Logged In. Login to your portal by clicking on the Individual Login button in the upper righthand corner of the benstrat.com Home page. Choose the Reimbursement login option.BENEFIT STRATEGIES
Contact. Contact Information. Toll Free: 1-888-401-FLEX (3539) Phone: 603-647-4666 Fax: 603-647-4668 Email: info@benstrat.com Live Chat: Text 888-401-3539 or click the ‘Live Chat’ tab at the bottom of this screen Mailing Address. Please review the below mailing addresses to determine which best fitsBENEFIT STRATEGIES
Services » Flexible Spending Accounts (FSA) A Benefit Strategies Flexible Spending Account (FSA) is a pre-tax account used to pay for out-of-pocket and eligible medical, dental, vision and hearing expenses not covered by the medical plan.BENEFIT STRATEGIES
New IRS Rules for FSA Accounts in Response to COVID-19. Updates as of January 2021. FY2020 Plan Year (07/01/2019 – 06/30/2020) HCSA Participants. The deadline to incur expenses has been extended! You have until 6/30/21 to incur expenses to spend down your FY2020 balance. All claims must be received by Benefit Strategies by 7/31/21.BENEFIT STRATEGIES
Benefit Strategies Customer Service. Hours: Monday – Thursday 8:00AM – 6:00PM, Friday 8:00AM – 5:00PM Toll Free Number for Harvard University Faculty and Staff (dedicated line): 855-HVD-FLEX (855-483-3539) Language translation service available, automated system available any time.BENEFIT STRATEGIES
Paying Premiums Electronically. Option 1: Online Portal. New User Registration. Go to premiumbilling.benstrat.com.; Click the New User Registration. Enter the Registration Code from the New Member Login or SPM Welcome letter you received in the mail.; Enter your First Name, Last Name and SSN.; Click the Submit Registration button. Review the user license agreement, select the I AcceptBENEFIT STRATEGIES
Toll Free: 1-888-401-FLEX (3539) Phone: 603-647-4666 Fax: 603-647-4668 Email: info@benstrat.comBENEFIT STRATEGIES
ARPA – COBRA Subsidy. Update May 18, 2021: The IRS has issued Notice 2021-31, providing guidance on the application of ARPA.It includes an FAQ section, starting on page 5. The American Rescue Plan Act of 2021 (ARPA) provides for a 100% federal subsidy of COBRA medical premiums (excluding Health FSAs) during the period April 1, 2021 through September 30, 2021 for those who experienced anBENEFIT STRATEGIES
IRS Mandated Minimum Annual HSA Deductible: 2021: 2022: Single Coverage: $1,400: $1,400: Family Coverage: $2,800: $2,800BENEFIT STRATEGIES
A Health Savings Account, or HSA, is a medical savings account that lets you pay for out-of-pocket healthcare expenses with pre-tax dollars if you are enrolled in an HSA qualified High Deductible Health Plan (HDHP). An HSA is an individual account, fully owned by the account holder in the same manner as a personal bank account.BENEFIT STRATEGIES
A Benefit Strategies Health Reimbursement Arrangement, or HRA, is an employer-sponsored and employer-funded plan. It reimburses employees for qualified medical expenses such as deductibles and co-insurance incurred under the employer’s medical plan that are not covered by their employer-sponsored group health plan.BENEFIT STRATEGIES
Benefit Strategies provides full service Tuition Reimbursement services through the use of software which automates interactive approvals between employees, their managers and Human Resources. Benefit Strategies will base the setup components of our system to be completely tailored to your company’s Tuition Reimbursement Policy.BENEFIT STRATEGIES
Commuter Claim Form. If you are filing a paper claim for reimbursement or sending any type of other correspondence, please use any of the following methods which you see fit: Email to commonwealth@benstrat.com. Fax to: 603-232-8079. Mail to: PO Box 1300, Manchester, NH 03105-1300. Contact us: 1-877-353-9442.BENEFIT STRATEGIES
If the national base plan premium that year is $40, you’ll pay an additional $12 premium per month, or about $150 per year. If you live an additional 25 years and the Part D premium rises by 6% annually, your total penalty is about $8,000. In 2018 alone, you’ll put aside an additional $7,900 into your HSA to pay that penalty.HSAS AND DIVORCE
HSAs and Divorce The dissolution of a marriage has an affect on a Health Savings Account (HSA) owner, particularly around whose expenses the HSA owner can reimburse and what options the ex-spouse has to open and contribute to an HSA. RECENT COVID-19 REGULATIONS: Information and Solutions To Help Individuals Clients/BrokersOpen Enrollment
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BENEFIT STRATEGIES OPERATIONS DURING PANDEMIC UPDATED DECEMBER 2020 Out of an abundance of caution for the wellbeing of our community and employees, Benefit Strategies has been operating largely on a work from home basis since March of 2020. Although we have been able to continue normal operations throughout this time, we highly recommend you use one of our many electronic methods to file claims and make premium billing payments. Anything received via US Mail may experience processing delays upon arrival at our office. Please click here to learn about electronic claims filing and premium payment methods. COMMITTED TO CARE. INVESTED IN SOLUTIONS.FSA
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COBRA
COBRA ADMINISTRATION SERVICES Learn More Additional Services PROVIDING THIRD PARTY ADMINISTRATIVE SERVICES SINCE 1989. WELCOME TO BENEFIT STRATEGIES! Whether we serve your needs as a client or a participant, you can be confident that you will have access to the best administrative systems, technology tools, customer service and data protection in the industry. We are one of the largest independently owned TPAs in the Northeast and our diverse clientele is located throughout the United States. Benefit Strategies is known for creative administrative solutions and hands-on education – let us goto work for you!
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* Administrative Systems We partner with WEX Health to provide a cloud based platform that delivers efficiency for benefit administration, employee engagement and advanced billing and payments. The flexibility of the platform combined with our in-depth knowledge of the system allows us to find creative ways to best meet your benefit administration needs. Over 200,000 employers and more than 17 million participants across the United States are on the WEX Health Cloud.Learn More »
* Technology Tools
Whether it’s web based account management, mobile apps, online chat, direct claims feeds from carriers, educational videos, blogs, electronic financial calculators or file import capabilities (to name a few), we invest in technology tools and stay current in this alwaysevolving arena.
* Customer Service
Provided out of our New Hampshire and Maryland offices, both employers and employees enjoy superior customer service. Employers appreciate the dedicated implementation specialist for successful on-boarding and dedicated account manager across all services for on-going administration. Participants know they can have their questions answered quickly by reaching out to our knowledgeable and cross-trained customer service team via phone, chat, text or email.Learn More »
* Data Protection
Benefit Strategies takes data protection seriously. We voluntarily comply with stringent data protections protocols and go through annual auditing to make sure those protocols work. To name a few: SSAE 16 Type 2 Soc 2 certified, successful completion of CISSP audit, documented WISP that includes compliance with the Massachusetts Data Protection Law, Disaster Recovery Plan, mandatory annual HIPAA training for all staff. FOLLOW OUR BIWEEKLY HSA GPS BLOG SO WE CAN WORK IN COLLABORATION ONHSA ADMINISTRATION.
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Corporate Headquarters967 Elm Street
Manchester, NH 03101 Directions to this officeMailing Address
Benefit Strategies
P.O. Box 1300
Manchester, NH 03105-1300 Toll Free: 1-888-401-FLEX (3539)Phone: 603-647-4666
Fax: 603-647-4668
Email: info@benstrat.comHours of Operation:
8am to 6pm Monday - Thursday8am to 5pm Friday
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