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SURELC PRODUCER USER GUIDE ! 11! 3. Review and Confirmation: Verify the data on this screen is correct. If not, click Back and make any changes needed. If the information is correct, click Next. 7. Activation: A screen displays that confirms your account creation along with a message that says you will soon get your account activation e-mail fromsetup@surancebay.com.8.
IMMEDIATE SOLUTION, 10 PAY SOLUTION & EASY SOLUTION 4 ADDITIONAL FIELD UNDERWRITING INFORMATION While the application is designed to determine what product the proposed insured may be eligible for, the following will provide SIMPLIFIED ISSUE TERM LIFE INSURANCE AGENT GUIDE Page 4 of Form No. 6147-CL (Rev. 4/17) OPTIONAL RIDERS Waiver of Premium - Disability Rider Benefit Waives all premiums after 6 months of total and continuous disability Issue Ages 18 – 55 Coverage Period To the first policy anniversary on or after the insured’s 65th birthday. If total and continuous disability begins prior to age 60, premiums will continue to be ROYAL NEIGHBORS CONTRACT INSURING LIVES SUPPORTING WOMEN SERVING COMMUNITIES" 230 16th Street • Rock Island, IL 61201 Phone 800-627-4762 Fax 877-445-7579 agentcontact@royalneighbors.org SIMPLIFIED ISSUE WHOLE LIFE 4 VOICE Step 1 – Pre-qualify the applicant, the Proposed Insured All applications must be pre-qualified. 1. Verify identity by viewing a photo ID such as a current driver’s license, state ID card, orpassport.
FORESTERS ADVANTAGE PLUS, STRONG FOUNDATION & SMART UL Foresters Advantage Plus, Strong Foundation & SMART UL Underwriting Guide 503325 US (04/17) It is the responsibility of the Underwriting Department to properly evaluate all UNDERWRITING GUIDELINES LIFE INSURANCE Completing Fully Underwritten Applications One base policy per application. Use the precise plan name on the application and write in the amount of insurance applied for Select risk/rate class applied for Children’s Rider Supplement Application – complete if applying for the Children’s Rider Juvenile Life Insurance Supplemental Application – complete if Proposed Insured PRODUCER APPOINTMENT CHECKLIST INDIVIDUAL PRODUCERS L&P MO 05 IMO Checklist 12/2016 Producer Appointment Checklist . Individual Producers . For completion: Important Information – Complete if submitting new businessFORESTERS CONTRACT
Forestersy 3 Easy steps to get contracted with Foresters Step 1: Complete the Application for Contract and Appointment Complete this easy-to-follow application that contains both the Personal Disclosure ENGLISH GETTING STARTED RIGHT A ? A ?. reate Fail Firt Lie oat to oat. www.agenoo.o. English Your contact list is the foundation of your business. Start by identifyingyour
SURELC PRODUCER USER GUIDE ! 11! 3. Review and Confirmation: Verify the data on this screen is correct. If not, click Back and make any changes needed. If the information is correct, click Next. 7. Activation: A screen displays that confirms your account creation along with a message that says you will soon get your account activation e-mail fromsetup@surancebay.com.8.
IMMEDIATE SOLUTION, 10 PAY SOLUTION & EASY SOLUTION 4 ADDITIONAL FIELD UNDERWRITING INFORMATION While the application is designed to determine what product the proposed insured may be eligible for, the following will provide SIMPLIFIED ISSUE TERM LIFE INSURANCE AGENT GUIDE Page 4 of Form No. 6147-CL (Rev. 4/17) OPTIONAL RIDERS Waiver of Premium - Disability Rider Benefit Waives all premiums after 6 months of total and continuous disability Issue Ages 18 – 55 Coverage Period To the first policy anniversary on or after the insured’s 65th birthday. If total and continuous disability begins prior to age 60, premiums will continue to be ROYAL NEIGHBORS CONTRACT INSURING LIVES SUPPORTING WOMEN SERVING COMMUNITIES" 230 16th Street • Rock Island, IL 61201 Phone 800-627-4762 Fax 877-445-7579 agentcontact@royalneighbors.org SIMPLIFIED ISSUE WHOLE LIFE 4 VOICE Step 1 – Pre-qualify the applicant, the Proposed Insured All applications must be pre-qualified. 1. Verify identity by viewing a photo ID such as a current driver’s license, state ID card, orpassport.
FORESTERS ADVANTAGE PLUS, STRONG FOUNDATION & SMART UL Foresters Advantage Plus, Strong Foundation & SMART UL Underwriting Guide 503325 US (04/17) It is the responsibility of the Underwriting Department to properly evaluate all UNDERWRITING GUIDELINES LIFE INSURANCE Completing Fully Underwritten Applications One base policy per application. Use the precise plan name on the application and write in the amount of insurance applied for Select risk/rate class applied for Children’s Rider Supplement Application – complete if applying for the Children’s Rider Juvenile Life Insurance Supplemental Application – complete if Proposed Insured PRODUCER APPOINTMENT CHECKLIST INDIVIDUAL PRODUCERS L&P MO 05 IMO Checklist 12/2016 Producer Appointment Checklist . Individual Producers . For completion: Important Information – Complete if submitting new businessFORESTERS CONTRACT
Forestersy 3 Easy steps to get contracted with Foresters Step 1: Complete the Application for Contract and Appointment Complete this easy-to-follow application that contains both the Personal Disclosure SURELC PRODUCER USER GUIDE ! 11! 3. Review and Confirmation: Verify the data on this screen is correct. If not, click Back and make any changes needed. If the information is correct, click Next. 7. Activation: A screen displays that confirms your account creation along with a message that says you will soon get your account activation e-mail fromsetup@surancebay.com.8.
FIELD UNDERWRITING GUIDE 1 1 Table of contents 2 Our Commitment 3 Underwriting Requirements 7 Preferred Underwriting Guidelines Charts • Permanent Products • Term Products 11 Tobacco Guidelines 12 Accordia Life Credits 14Automatic Declines 15 Nonmedical Underwriting • Motor Vehicle •AGENCYDOJO.COM
AFFIDAVIT I, -----, declare as follows: I. I am no longer an independent contractor, employee, agent or representative of Symmetry Financial Group ("SFG") because I have either resigned or wasterminated.
FORESTERS CONTRACT
Forestersy 3 Easy steps to get contracted with Foresters Step 1: Complete the Application for Contract and Appointment Complete this easy-to-follow application that contains both the Personal Disclosure PRODUCER CONTRACTING INSTRUCTIONS 61266 ver. 5/14 Page 1 of 1 Thank you for your interest in Accordia Life and Annuity Company. Please make sure the following forms have been completed before submitting to your recruiter. LIFE EXPRESS PRODUCTS LY28867_B Life Express Products PRESCRIPTION DRUG EXCLUSIONS – BROKERAGE Abacavir Abilify Adcirca Aggrenox Alkeran Amiodarone Ampyra Antabuse Aricept Arimidex AMERICAN INTERNATIONAL GROUP CONTRACT 16. This Supplement replaces the vesting provisions of the Agreement to which it is a supplement. The new vesting provisions are as follows: (A) If the Agreement is terminated by death, and subject to*19398011701*
6. Questionnaire (continued) f. Has any lawsuit or claim ever been made against you, your surety company, or errors and omissions insurer arising out of your sales or practices, or, have you been refused surety bonding or E&O coverage? . . . . . . . .AGENCYDOJO.COM
agencydojo.com
ATHENE‐IA COMPENSATION LEVELS JUNE 2015 Ages 0‐75 Ages 76‐83 FFL 10 3.00% 2.00% FFL 9 2.75% + .30 bps bonus 1.75%+ .30 bps bonus FFL 8 2.75% + .15 bps bonus 1.75%+ .15 bpsbonus
ENGLISH GETTING STARTED RIGHT A ? A ?. reate Fail Firt Lie oat to oat. www.agenoo.o. English Your contact list is the foundation of your business. Start by identifyingyour
IMMEDIATE SOLUTION, 10 PAY SOLUTION & EASY SOLUTION 4 ADDITIONAL FIELD UNDERWRITING INFORMATION While the application is designed to determine what product the proposed insured may be eligible for, the following will provide ROYAL NEIGHBORS CONTRACT INSURING LIVES SUPPORTING WOMEN SERVING COMMUNITIES" 230 16th Street • Rock Island, IL 61201 Phone 800-627-4762 Fax 877-445-7579 agentcontact@royalneighbors.org PRODUCER APPOINTMENT CHECKLIST INDIVIDUAL PRODUCERS L&P MO 05 IMO Checklist 12/2016 Producer Appointment Checklist . Individual Producers . For completion: Important Information – Complete if submitting new business UNDERWRITING GUIDELINES LIFE INSURANCE Completing Fully Underwritten Applications One base policy per application. Use the precise plan name on the application and write in the amount of insurance applied for Select risk/rate class applied for Children’s Rider Supplement Application – complete if applying for the Children’s Rider Juvenile Life Insurance Supplemental Application – complete if Proposed Insured FORESTERS ADVANTAGE PLUS, STRONG FOUNDATION & SMART UL Foresters Advantage Plus, Strong Foundation & SMART UL Underwriting Guide 503325 US (04/17) It is the responsibility of the Underwriting Department to properly evaluate all LIFE EXPRESS PRODUCTS LY28867_B Life Express Products PRESCRIPTION DRUG EXCLUSIONS – BROKERAGE Abacavir Abilify Adcirca Aggrenox Alkeran Amiodarone Ampyra Antabuse Aricept Arimidex PRODUCER CONTRACTING INSTRUCTIONS 61266 ver. 5/14 Page 1 of 1 Thank you for your interest in Accordia Life and Annuity Company. Please make sure the following forms have been completed before submitting to your recruiter.*19398011701*
6. Questionnaire (continued) f. Has any lawsuit or claim ever been made against you, your surety company, or errors and omissions insurer arising out of your sales or practices, or, have you been refused surety bonding or E&O coverage? . . . . . . . . AMERICAN INTERNATIONAL GROUP CONTRACT 16. This Supplement replaces the vesting provisions of the Agreement to which it is a supplement. The new vesting provisions are as follows: (A) If the Agreement is terminated by death, and subject to ENGLISH GETTING STARTED RIGHT A ? A ?. reate Fail Firt Lie oat to oat. www.agenoo.o. English Your contact list is the foundation of your business. Start by identifyingyour
IMMEDIATE SOLUTION, 10 PAY SOLUTION & EASY SOLUTION 4 ADDITIONAL FIELD UNDERWRITING INFORMATION While the application is designed to determine what product the proposed insured may be eligible for, the following will provide ROYAL NEIGHBORS CONTRACT INSURING LIVES SUPPORTING WOMEN SERVING COMMUNITIES" 230 16th Street • Rock Island, IL 61201 Phone 800-627-4762 Fax 877-445-7579 agentcontact@royalneighbors.org PRODUCER APPOINTMENT CHECKLIST INDIVIDUAL PRODUCERS L&P MO 05 IMO Checklist 12/2016 Producer Appointment Checklist . Individual Producers . For completion: Important Information – Complete if submitting new business UNDERWRITING GUIDELINES LIFE INSURANCE Completing Fully Underwritten Applications One base policy per application. Use the precise plan name on the application and write in the amount of insurance applied for Select risk/rate class applied for Children’s Rider Supplement Application – complete if applying for the Children’s Rider Juvenile Life Insurance Supplemental Application – complete if Proposed Insured FORESTERS ADVANTAGE PLUS, STRONG FOUNDATION & SMART UL Foresters Advantage Plus, Strong Foundation & SMART UL Underwriting Guide 503325 US (04/17) It is the responsibility of the Underwriting Department to properly evaluate all LIFE EXPRESS PRODUCTS LY28867_B Life Express Products PRESCRIPTION DRUG EXCLUSIONS – BROKERAGE Abacavir Abilify Adcirca Aggrenox Alkeran Amiodarone Ampyra Antabuse Aricept Arimidex PRODUCER CONTRACTING INSTRUCTIONS 61266 ver. 5/14 Page 1 of 1 Thank you for your interest in Accordia Life and Annuity Company. Please make sure the following forms have been completed before submitting to your recruiter.*19398011701*
6. Questionnaire (continued) f. Has any lawsuit or claim ever been made against you, your surety company, or errors and omissions insurer arising out of your sales or practices, or, have you been refused surety bonding or E&O coverage? . . . . . . . . AMERICAN INTERNATIONAL GROUP CONTRACT 16. This Supplement replaces the vesting provisions of the Agreement to which it is a supplement. The new vesting provisions are as follows: (A) If the Agreement is terminated by death, and subject to SURELC PRODUCER USER GUIDE ! 11! 3. Review and Confirmation: Verify the data on this screen is correct. If not, click Back and make any changes needed. If the information is correct, click Next. 7. Activation: A screen displays that confirms your account creation along with a message that says you will soon get your account activation e-mail fromsetup@surancebay.com.8.
AGENCYDOJO.COM
AFFIDAVIT I, -----, declare as follows: I. I am no longer an independent contractor, employee, agent or representative of Symmetry Financial Group ("SFG") because I have either resigned or wasterminated.
SIMPLIFIED ISSUE TERM LIFE INSURANCE AGENT GUIDE Page 4 of Form No. 6147-CL (Rev. 4/17) OPTIONAL RIDERS Waiver of Premium - Disability Rider Benefit Waives all premiums after 6 months of total and continuous disability Issue Ages 18 – 55 Coverage Period To the first policy anniversary on or after the insured’s 65th birthday. If total and continuous disability begins prior to age 60, premiums will continue to beFORESTERS CONTRACT
Forestersy 3 Easy steps to get contracted with Foresters Step 1: Complete the Application for Contract and Appointment Complete this easy-to-follow application that contains both the Personal Disclosure LIFE EXPRESS PRODUCTS LY28867_B Life Express Products PRESCRIPTION DRUG EXCLUSIONS – BROKERAGE Abacavir Abilify Adcirca Aggrenox Alkeran Amiodarone Ampyra Antabuse Aricept Arimidex*19398011701*
6. Questionnaire (continued) f. Has any lawsuit or claim ever been made against you, your surety company, or errors and omissions insurer arising out of your sales or practices, or, have you been refused surety bonding or E&O coverage? . . . . . . . . PRODUCER CONTRACTING INSTRUCTIONS 61266 ver. 5/14 Page 1 of 1 Thank you for your interest in Accordia Life and Annuity Company. Please make sure the following forms have been completed before submitting to your recruiter. SIMPLIFIED ISSUE WHOLE LIFE 4 VOICE Step 1 – Pre-qualify the applicant, the Proposed Insured All applications must be pre-qualified. 1. Verify identity by viewing a photo ID such as a current driver’s license, state ID card, orpassport.
AMERICAN INTERNATIONAL GROUP CONTRACT 16. This Supplement replaces the vesting provisions of the Agreement to which it is a supplement. The new vesting provisions are as follows: (A) If the Agreement is terminated by death, and subject to $250K $175K $100K $65K <$50K $ 50,000 $ 75,000 $100,000 $150,000 $200,000 $250,000 $300,000 $400,000 $500,000 $600,000 Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10 ENGLISH GETTING STARTED RIGHT A ? A ?. reate Fail Firt Lie oat to oat. www.agenoo.o. English Your contact list is the foundation of your business. Start by identifyingyour
SURELC PRODUCER USER GUIDE ! 11! 3. Review and Confirmation: Verify the data on this screen is correct. If not, click Back and make any changes needed. If the information is correct, click Next. 7. Activation: A screen displays that confirms your account creation along with a message that says you will soon get your account activation e-mail fromsetup@surancebay.com.8.
AGENCYDOJO.COM
INSURING LIVES SUPPORTING WOMEN SERVING COMMUNITIES" 230 16th Street • Rock Island, IL 61201 Phone 800-627-4762 Fax 877-445-7579 agentcontact@royalneighbors.org IMMEDIATE SOLUTION, 10 PAY SOLUTION & EASY SOLUTION 4 ADDITIONAL FIELD UNDERWRITING INFORMATION While the application is designed to determine what product the proposed insured may be eligible for, the following will provide UNDERWRITING GUIDELINES LIFE INSURANCE Completing Fully Underwritten Applications One base policy per application. Use the precise plan name on the application and write in the amount of insurance applied for Select risk/rate class applied for Children’s Rider Supplement Application – complete if applying for the Children’s Rider Juvenile Life Insurance Supplemental Application – complete if Proposed Insured PRODUCER APPOINTMENT CHECKLIST INDIVIDUAL PRODUCERS L&P MO 05 IMO Checklist 12/2016 Producer Appointment Checklist . Individual Producers . For completion: Important Information – Complete if submitting new business FORESTERS ADVANTAGE PLUS, STRONG FOUNDATION & SMART UL Foresters Advantage Plus, Strong Foundation & SMART UL Underwriting Guide 503325 US (04/17) It is the responsibility of the Underwriting Department to properly evaluate all LIFE EXPRESS PRODUCTS LY28867_B Life Express Products PRESCRIPTION DRUG EXCLUSIONS – BROKERAGE Abacavir Abilify Adcirca Aggrenox Alkeran Amiodarone Ampyra Antabuse Aricept Arimidex PRODUCER CONTRACTING INSTRUCTIONS 61266 ver. 5/14 Page 1 of 1 Thank you for your interest in Accordia Life and Annuity Company. Please make sure the following forms have been completed before submitting to your recruiter.AGENCYDOJO.COM
16. This Supplement replaces the vesting provisions of the Agreement to which it is a supplement. The new vesting provisions are as follows: (A) If the Agreement is terminated by death, and subject to ENGLISH GETTING STARTED RIGHT A ? A ?. reate Fail Firt Lie oat to oat. www.agenoo.o. English Your contact list is the foundation of your business. Start by identifyingyour
SURELC PRODUCER USER GUIDE ! 11! 3. Review and Confirmation: Verify the data on this screen is correct. If not, click Back and make any changes needed. If the information is correct, click Next. 7. Activation: A screen displays that confirms your account creation along with a message that says you will soon get your account activation e-mail fromsetup@surancebay.com.8.
AGENCYDOJO.COM
INSURING LIVES SUPPORTING WOMEN SERVING COMMUNITIES" 230 16th Street • Rock Island, IL 61201 Phone 800-627-4762 Fax 877-445-7579 agentcontact@royalneighbors.org IMMEDIATE SOLUTION, 10 PAY SOLUTION & EASY SOLUTION 4 ADDITIONAL FIELD UNDERWRITING INFORMATION While the application is designed to determine what product the proposed insured may be eligible for, the following will provide UNDERWRITING GUIDELINES LIFE INSURANCE Completing Fully Underwritten Applications One base policy per application. Use the precise plan name on the application and write in the amount of insurance applied for Select risk/rate class applied for Children’s Rider Supplement Application – complete if applying for the Children’s Rider Juvenile Life Insurance Supplemental Application – complete if Proposed Insured PRODUCER APPOINTMENT CHECKLIST INDIVIDUAL PRODUCERS L&P MO 05 IMO Checklist 12/2016 Producer Appointment Checklist . Individual Producers . For completion: Important Information – Complete if submitting new business FORESTERS ADVANTAGE PLUS, STRONG FOUNDATION & SMART UL Foresters Advantage Plus, Strong Foundation & SMART UL Underwriting Guide 503325 US (04/17) It is the responsibility of the Underwriting Department to properly evaluate all LIFE EXPRESS PRODUCTS LY28867_B Life Express Products PRESCRIPTION DRUG EXCLUSIONS – BROKERAGE Abacavir Abilify Adcirca Aggrenox Alkeran Amiodarone Ampyra Antabuse Aricept Arimidex PRODUCER CONTRACTING INSTRUCTIONS 61266 ver. 5/14 Page 1 of 1 Thank you for your interest in Accordia Life and Annuity Company. Please make sure the following forms have been completed before submitting to your recruiter.AGENCYDOJO.COM
16. This Supplement replaces the vesting provisions of the Agreement to which it is a supplement. The new vesting provisions are as follows: (A) If the Agreement is terminated by death, and subject to SURELC PRODUCER USER GUIDE ! 11! 3. Review and Confirmation: Verify the data on this screen is correct. If not, click Back and make any changes needed. If the information is correct, click Next. 7. Activation: A screen displays that confirms your account creation along with a message that says you will soon get your account activation e-mail fromsetup@surancebay.com.8.
AGENCYDOJO.COM
AFFIDAVIT I, -----, declare as follows: I. I am no longer an independent contractor, employee, agent or representative of Symmetry Financial Group ("SFG") because I have either resigned or wasterminated.
AGENCYDOJO.COM
Forestersy 3 Easy steps to get contracted with Foresters Step 1: Complete the Application for Contract and Appointment Complete this easy-to-follow application that contains both the Personal Disclosure SIMPLIFIED ISSUE TERM LIFE INSURANCE AGENT GUIDE Page 4 of Form No. 6147-CL (Rev. 4/17) OPTIONAL RIDERS Waiver of Premium - Disability Rider Benefit Waives all premiums after 6 months of total and continuous disability Issue Ages 18 – 55 Coverage Period To the first policy anniversary on or after the insured’s 65th birthday. If total and continuous disability begins prior to age 60, premiums will continue to beAGENCYDOJO.COM
16. This Supplement replaces the vesting provisions of the Agreement to which it is a supplement. The new vesting provisions are as follows: (A) If the Agreement is terminated by death, and subject to LIFE EXPRESS PRODUCTS LY28867_B Life Express Products PRESCRIPTION DRUG EXCLUSIONS – BROKERAGE Abacavir Abilify Adcirca Aggrenox Alkeran Amiodarone Ampyra Antabuse Aricept Arimidex*19398011701*
6. Questionnaire (continued) f. Has any lawsuit or claim ever been made against you, your surety company, or errors and omissions insurer arising out of your sales or practices, or, have you been refused surety bonding or E&O coverage? . . . . . . . . $250K $175K $100K $65K <$50K $ 50,000 $ 75,000 $100,000 $150,000 $200,000 $250,000 $300,000 $400,000 $500,000 $600,000 Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10 SIMPLIFIED ISSUE WHOLE LIFE 4 VOICE Step 1 – Pre-qualify the applicant, the Proposed Insured All applications must be pre-qualified. 1. Verify identity by viewing a photo ID such as a current driver’s license, state ID card, orpassport.
PRODUCER CONTRACTING INSTRUCTIONS 61266 ver. 5/14 Page 1 of 1 Thank you for your interest in Accordia Life and Annuity Company. Please make sure the following forms have been completed before submitting to your recruiter. ENGLISH GETTING STARTED RIGHT A ? A ?. reate Fail Firt Lie oat to oat. www.agenoo.o. English Your contact list is the foundation of your business. Start by identifyingyour
SURELC PRODUCER USER GUIDE ! 11! 3. Review and Confirmation: Verify the data on this screen is correct. If not, click Back and make any changes needed. If the information is correct, click Next. 7. Activation: A screen displays that confirms your account creation along with a message that says you will soon get your account activation e-mail fromsetup@surancebay.com.8.
AGENCYDOJO.COM
INSURING LIVES SUPPORTING WOMEN SERVING COMMUNITIES" 230 16th Street • Rock Island, IL 61201 Phone 800-627-4762 Fax 877-445-7579 agentcontact@royalneighbors.org IMMEDIATE SOLUTION, 10 PAY SOLUTION & EASY SOLUTION 4 ADDITIONAL FIELD UNDERWRITING INFORMATION While the application is designed to determine what product the proposed insured may be eligible for, the following will provide UNDERWRITING GUIDELINES LIFE INSURANCE Completing Fully Underwritten Applications One base policy per application. Use the precise plan name on the application and write in the amount of insurance applied for Select risk/rate class applied for Children’s Rider Supplement Application – complete if applying for the Children’s Rider Juvenile Life Insurance Supplemental Application – complete if Proposed Insured PRODUCER APPOINTMENT CHECKLIST INDIVIDUAL PRODUCERS L&P MO 05 IMO Checklist 12/2016 Producer Appointment Checklist . Individual Producers . For completion: Important Information – Complete if submitting new business FORESTERS ADVANTAGE PLUS, STRONG FOUNDATION & SMART UL Foresters Advantage Plus, Strong Foundation & SMART UL Underwriting Guide 503325 US (04/17) It is the responsibility of the Underwriting Department to properly evaluate all LIFE EXPRESS PRODUCTS LY28867_B Life Express Products PRESCRIPTION DRUG EXCLUSIONS – BROKERAGE Abacavir Abilify Adcirca Aggrenox Alkeran Amiodarone Ampyra Antabuse Aricept Arimidex PRODUCER CONTRACTING INSTRUCTIONS 61266 ver. 5/14 Page 1 of 1 Thank you for your interest in Accordia Life and Annuity Company. Please make sure the following forms have been completed before submitting to your recruiter.AGENCYDOJO.COM
16. This Supplement replaces the vesting provisions of the Agreement to which it is a supplement. The new vesting provisions are as follows: (A) If the Agreement is terminated by death, and subject to ENGLISH GETTING STARTED RIGHT A ? A ?. reate Fail Firt Lie oat to oat. www.agenoo.o. English Your contact list is the foundation of your business. Start by identifyingyour
SURELC PRODUCER USER GUIDE ! 11! 3. Review and Confirmation: Verify the data on this screen is correct. If not, click Back and make any changes needed. If the information is correct, click Next. 7. Activation: A screen displays that confirms your account creation along with a message that says you will soon get your account activation e-mail fromsetup@surancebay.com.8.
AGENCYDOJO.COM
INSURING LIVES SUPPORTING WOMEN SERVING COMMUNITIES" 230 16th Street • Rock Island, IL 61201 Phone 800-627-4762 Fax 877-445-7579 agentcontact@royalneighbors.org IMMEDIATE SOLUTION, 10 PAY SOLUTION & EASY SOLUTION 4 ADDITIONAL FIELD UNDERWRITING INFORMATION While the application is designed to determine what product the proposed insured may be eligible for, the following will provide UNDERWRITING GUIDELINES LIFE INSURANCE Completing Fully Underwritten Applications One base policy per application. Use the precise plan name on the application and write in the amount of insurance applied for Select risk/rate class applied for Children’s Rider Supplement Application – complete if applying for the Children’s Rider Juvenile Life Insurance Supplemental Application – complete if Proposed Insured PRODUCER APPOINTMENT CHECKLIST INDIVIDUAL PRODUCERS L&P MO 05 IMO Checklist 12/2016 Producer Appointment Checklist . Individual Producers . For completion: Important Information – Complete if submitting new business FORESTERS ADVANTAGE PLUS, STRONG FOUNDATION & SMART UL Foresters Advantage Plus, Strong Foundation & SMART UL Underwriting Guide 503325 US (04/17) It is the responsibility of the Underwriting Department to properly evaluate all LIFE EXPRESS PRODUCTS LY28867_B Life Express Products PRESCRIPTION DRUG EXCLUSIONS – BROKERAGE Abacavir Abilify Adcirca Aggrenox Alkeran Amiodarone Ampyra Antabuse Aricept Arimidex PRODUCER CONTRACTING INSTRUCTIONS 61266 ver. 5/14 Page 1 of 1 Thank you for your interest in Accordia Life and Annuity Company. Please make sure the following forms have been completed before submitting to your recruiter.AGENCYDOJO.COM
16. This Supplement replaces the vesting provisions of the Agreement to which it is a supplement. The new vesting provisions are as follows: (A) If the Agreement is terminated by death, and subject to SURELC PRODUCER USER GUIDE ! 11! 3. Review and Confirmation: Verify the data on this screen is correct. If not, click Back and make any changes needed. If the information is correct, click Next. 7. Activation: A screen displays that confirms your account creation along with a message that says you will soon get your account activation e-mail fromsetup@surancebay.com.8.
AGENCYDOJO.COM
AFFIDAVIT I, -----, declare as follows: I. I am no longer an independent contractor, employee, agent or representative of Symmetry Financial Group ("SFG") because I have either resigned or wasterminated.
AGENCYDOJO.COM
Forestersy 3 Easy steps to get contracted with Foresters Step 1: Complete the Application for Contract and Appointment Complete this easy-to-follow application that contains both the Personal Disclosure SIMPLIFIED ISSUE TERM LIFE INSURANCE AGENT GUIDE Page 4 of Form No. 6147-CL (Rev. 4/17) OPTIONAL RIDERS Waiver of Premium - Disability Rider Benefit Waives all premiums after 6 months of total and continuous disability Issue Ages 18 – 55 Coverage Period To the first policy anniversary on or after the insured’s 65th birthday. If total and continuous disability begins prior to age 60, premiums will continue to beAGENCYDOJO.COM
16. This Supplement replaces the vesting provisions of the Agreement to which it is a supplement. The new vesting provisions are as follows: (A) If the Agreement is terminated by death, and subject to LIFE EXPRESS PRODUCTS LY28867_B Life Express Products PRESCRIPTION DRUG EXCLUSIONS – BROKERAGE Abacavir Abilify Adcirca Aggrenox Alkeran Amiodarone Ampyra Antabuse Aricept Arimidex*19398011701*
6. Questionnaire (continued) f. Has any lawsuit or claim ever been made against you, your surety company, or errors and omissions insurer arising out of your sales or practices, or, have you been refused surety bonding or E&O coverage? . . . . . . . . $250K $175K $100K $65K <$50K $ 50,000 $ 75,000 $100,000 $150,000 $200,000 $250,000 $300,000 $400,000 $500,000 $600,000 Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10 SIMPLIFIED ISSUE WHOLE LIFE 4 VOICE Step 1 – Pre-qualify the applicant, the Proposed Insured All applications must be pre-qualified. 1. Verify identity by viewing a photo ID such as a current driver’s license, state ID card, orpassport.
PRODUCER CONTRACTING INSTRUCTIONS 61266 ver. 5/14 Page 1 of 1 Thank you for your interest in Accordia Life and Annuity Company. Please make sure the following forms have been completed before submitting to your recruiter. ENGLISH GETTING STARTED RIGHT A ? A ?. reate Fail Firt Lie oat to oat. www.agenoo.o. English Your contact list is the foundation of your business. Start by identifyingyour
SURELC PRODUCER USER GUIDE ! 11! 3. Review and Confirmation: Verify the data on this screen is correct. If not, click Back and make any changes needed. If the information is correct, click Next. 7. Activation: A screen displays that confirms your account creation along with a message that says you will soon get your account activation e-mail fromsetup@surancebay.com.8.
AGENCYDOJO.COM
INSURING LIVES SUPPORTING WOMEN SERVING COMMUNITIES" 230 16th Street • Rock Island, IL 61201 Phone 800-627-4762 Fax 877-445-7579 agentcontact@royalneighbors.org IMMEDIATE SOLUTION, 10 PAY SOLUTION & EASY SOLUTION 4 ADDITIONAL FIELD UNDERWRITING INFORMATION While the application is designed to determine what product the proposed insured may be eligible for, the following will provide SIMPLIFIED ISSUE TERM LIFE INSURANCE AGENT GUIDE Page 4 of Form No. 6147-CL (Rev. 4/17) OPTIONAL RIDERS Waiver of Premium - Disability Rider Benefit Waives all premiums after 6 months of total and continuous disability Issue Ages 18 – 55 Coverage Period To the first policy anniversary on or after the insured’s 65th birthday. If total and continuous disability begins prior to age 60, premiums will continue to be UNDERWRITING GUIDELINES LIFE INSURANCE Completing Fully Underwritten Applications One base policy per application. Use the precise plan name on the application and write in the amount of insurance applied for Select risk/rate class applied for Children’s Rider Supplement Application – complete if applying for the Children’s Rider Juvenile Life Insurance Supplemental Application – complete if Proposed Insured FORESTERS ADVANTAGE PLUS, STRONG FOUNDATION & SMART UL Foresters Advantage Plus, Strong Foundation & SMART UL Underwriting Guide 503325 US (04/17) It is the responsibility of the Underwriting Department to properly evaluate all PRODUCER APPOINTMENT CHECKLIST INDIVIDUAL PRODUCERS L&P MO 05 IMO Checklist 12/2016 Producer Appointment Checklist . Individual Producers . For completion: Important Information – Complete if submitting new businessAGENCYDOJO.COM
Forestersy 3 Easy steps to get contracted with Foresters Step 1: Complete the Application for Contract and Appointment Complete this easy-to-follow application that contains both the Personal Disclosure SIMPLIFIED ISSUE WHOLE LIFE 4 VOICE Step 1 – Pre-qualify the applicant, the Proposed Insured All applications must be pre-qualified. 1. Verify identity by viewing a photo ID such as a current driver’s license, state ID card, orpassport.
ENGLISH GETTING STARTED RIGHT A ? A ?. reate Fail Firt Lie oat to oat. www.agenoo.o. English Your contact list is the foundation of your business. Start by identifyingyour
SURELC PRODUCER USER GUIDE ! 11! 3. Review and Confirmation: Verify the data on this screen is correct. If not, click Back and make any changes needed. If the information is correct, click Next. 7. Activation: A screen displays that confirms your account creation along with a message that says you will soon get your account activation e-mail fromsetup@surancebay.com.8.
AGENCYDOJO.COM
INSURING LIVES SUPPORTING WOMEN SERVING COMMUNITIES" 230 16th Street • Rock Island, IL 61201 Phone 800-627-4762 Fax 877-445-7579 agentcontact@royalneighbors.org IMMEDIATE SOLUTION, 10 PAY SOLUTION & EASY SOLUTION 4 ADDITIONAL FIELD UNDERWRITING INFORMATION While the application is designed to determine what product the proposed insured may be eligible for, the following will provide SIMPLIFIED ISSUE TERM LIFE INSURANCE AGENT GUIDE Page 4 of Form No. 6147-CL (Rev. 4/17) OPTIONAL RIDERS Waiver of Premium - Disability Rider Benefit Waives all premiums after 6 months of total and continuous disability Issue Ages 18 – 55 Coverage Period To the first policy anniversary on or after the insured’s 65th birthday. If total and continuous disability begins prior to age 60, premiums will continue to be UNDERWRITING GUIDELINES LIFE INSURANCE Completing Fully Underwritten Applications One base policy per application. Use the precise plan name on the application and write in the amount of insurance applied for Select risk/rate class applied for Children’s Rider Supplement Application – complete if applying for the Children’s Rider Juvenile Life Insurance Supplemental Application – complete if Proposed Insured FORESTERS ADVANTAGE PLUS, STRONG FOUNDATION & SMART UL Foresters Advantage Plus, Strong Foundation & SMART UL Underwriting Guide 503325 US (04/17) It is the responsibility of the Underwriting Department to properly evaluate all PRODUCER APPOINTMENT CHECKLIST INDIVIDUAL PRODUCERS L&P MO 05 IMO Checklist 12/2016 Producer Appointment Checklist . Individual Producers . For completion: Important Information – Complete if submitting new businessAGENCYDOJO.COM
Forestersy 3 Easy steps to get contracted with Foresters Step 1: Complete the Application for Contract and Appointment Complete this easy-to-follow application that contains both the Personal Disclosure SIMPLIFIED ISSUE WHOLE LIFE 4 VOICE Step 1 – Pre-qualify the applicant, the Proposed Insured All applications must be pre-qualified. 1. Verify identity by viewing a photo ID such as a current driver’s license, state ID card, orpassport.
SURELC PRODUCER USER GUIDE ! 11! 3. Review and Confirmation: Verify the data on this screen is correct. If not, click Back and make any changes needed. If the information is correct, click Next. 7. Activation: A screen displays that confirms your account creation along with a message that says you will soon get your account activation e-mail fromsetup@surancebay.com.8.
AGENCYDOJO.COM
Forestersy 3 Easy steps to get contracted with Foresters Step 1: Complete the Application for Contract and Appointment Complete this easy-to-follow application that contains both the Personal DisclosureAGENCYDOJO.COM
AFFIDAVIT I, -----, declare as follows: I. I am no longer an independent contractor, employee, agent or representative of Symmetry Financial Group ("SFG") because I have either resigned or wasterminated.
AGENCYDOJO.COM
16. This Supplement replaces the vesting provisions of the Agreement to which it is a supplement. The new vesting provisions are as follows: (A) If the Agreement is terminated by death, and subject to SIMPLIFIED ISSUE WHOLE LIFE 4 VOICE Step 1 – Pre-qualify the applicant, the Proposed Insured All applications must be pre-qualified. 1. Verify identity by viewing a photo ID such as a current driver’s license, state ID card, orpassport.
PRODUCER CONTRACTING INSTRUCTIONS 61266 ver. 5/14 Page 1 of 1 Thank you for your interest in Accordia Life and Annuity Company. Please make sure the following forms have been completed before submitting to your recruiter.*19398011701*
6. Questionnaire (continued) f. Has any lawsuit or claim ever been made against you, your surety company, or errors and omissions insurer arising out of your sales or practices, or, have you been refused surety bonding or E&O coverage? . . . . . . . . ATHENE‐IA COMPENSATION LEVELS JUNE 2015 Ages 0‐75 Ages 76‐83 FFL 10 3.00% 2.00% FFL 9 2.75% + .30 bps bonus 1.75%+ .30 bps bonus FFL 8 2.75% + .15 bps bonus 1.75%+ .15 bpsbonus
GUARANTEED ISSUE WHOLE LIFE (GIWL) RATE CALCULATOR Policies issued by American General Life Insurance Company (AGL) , Policy Form Numbers ICC15-15532, 15-15532; Rider Form Numbers, ICC15-15201, 15201, ICC15-15200, 15200.AGENCYDOJO.COM
col' simplified issue term producer hierarchy form . created date:20130204121034z
ENGLISH GETTING STARTED RIGHT A ? A ?. reate Fail Firt Lie oat to oat. www.agenoo.o. English Your contact list is the foundation of your business. Start by identifyingyour
SURELC PRODUCER USER GUIDE ! 11! 3. Review and Confirmation: Verify the data on this screen is correct. If not, click Back and make any changes needed. If the information is correct, click Next. 7. Activation: A screen displays that confirms your account creation along with a message that says you will soon get your account activation e-mail fromsetup@surancebay.com.8.
IMMEDIATE SOLUTION, 10 PAY SOLUTION & EASY SOLUTION 4 ADDITIONAL FIELD UNDERWRITING INFORMATION While the application is designed to determine what product the proposed insured may be eligible for, the following will provide SIMPLIFIED ISSUE TERM LIFE INSURANCE AGENT GUIDE Page 4 of Form No. 6147-CL (Rev. 4/17) OPTIONAL RIDERS Waiver of Premium - Disability Rider Benefit Waives all premiums after 6 months of total and continuous disability Issue Ages 18 – 55 Coverage Period To the first policy anniversary on or after the insured’s 65th birthday. If total and continuous disability begins prior to age 60, premiums will continue to be FORESTERS ADVANTAGE PLUS, STRONG FOUNDATION & SMART UL Foresters Advantage Plus, Strong Foundation & SMART UL Underwriting Guide 503325 US (04/17) It is the responsibility of the Underwriting Department to properly evaluate all ROYAL NEIGHBORS CONTRACT INSURING LIVES SUPPORTING WOMEN SERVING COMMUNITIES" 230 16th Street • Rock Island, IL 61201 Phone 800-627-4762 Fax 877-445-7579 agentcontact@royalneighbors.org UNDERWRITING GUIDELINES LIFE INSURANCE Completing Fully Underwritten Applications One base policy per application. Use the precise plan name on the application and write in the amount of insurance applied for Select risk/rate class applied for Children’s Rider Supplement Application – complete if applying for the Children’s Rider Juvenile Life Insurance Supplemental Application – complete if Proposed Insured PRODUCER APPOINTMENT CHECKLIST INDIVIDUAL PRODUCERS L&P MO 05 IMO Checklist 12/2016 Producer Appointment Checklist . Individual Producers . For completion: Important Information – Complete if submitting new businessFORESTERS CONTRACT
Forestersy 3 Easy steps to get contracted with Foresters Step 1: Complete the Application for Contract and Appointment Complete this easy-to-follow application that contains both the Personal Disclosure PRODUCER CONTRACTING INSTRUCTIONS 61266 ver. 5/14 Page 1 of 1 Thank you for your interest in Accordia Life and Annuity Company. Please make sure the following forms have been completed before submitting to your recruiter. ENGLISH GETTING STARTED RIGHT A ? A ?. reate Fail Firt Lie oat to oat. www.agenoo.o. English Your contact list is the foundation of your business. Start by identifyingyour
SURELC PRODUCER USER GUIDE ! 11! 3. Review and Confirmation: Verify the data on this screen is correct. If not, click Back and make any changes needed. If the information is correct, click Next. 7. Activation: A screen displays that confirms your account creation along with a message that says you will soon get your account activation e-mail fromsetup@surancebay.com.8.
IMMEDIATE SOLUTION, 10 PAY SOLUTION & EASY SOLUTION 4 ADDITIONAL FIELD UNDERWRITING INFORMATION While the application is designed to determine what product the proposed insured may be eligible for, the following will provide SIMPLIFIED ISSUE TERM LIFE INSURANCE AGENT GUIDE Page 4 of Form No. 6147-CL (Rev. 4/17) OPTIONAL RIDERS Waiver of Premium - Disability Rider Benefit Waives all premiums after 6 months of total and continuous disability Issue Ages 18 – 55 Coverage Period To the first policy anniversary on or after the insured’s 65th birthday. If total and continuous disability begins prior to age 60, premiums will continue to be FORESTERS ADVANTAGE PLUS, STRONG FOUNDATION & SMART UL Foresters Advantage Plus, Strong Foundation & SMART UL Underwriting Guide 503325 US (04/17) It is the responsibility of the Underwriting Department to properly evaluate all ROYAL NEIGHBORS CONTRACT INSURING LIVES SUPPORTING WOMEN SERVING COMMUNITIES" 230 16th Street • Rock Island, IL 61201 Phone 800-627-4762 Fax 877-445-7579 agentcontact@royalneighbors.org UNDERWRITING GUIDELINES LIFE INSURANCE Completing Fully Underwritten Applications One base policy per application. Use the precise plan name on the application and write in the amount of insurance applied for Select risk/rate class applied for Children’s Rider Supplement Application – complete if applying for the Children’s Rider Juvenile Life Insurance Supplemental Application – complete if Proposed Insured PRODUCER APPOINTMENT CHECKLIST INDIVIDUAL PRODUCERS L&P MO 05 IMO Checklist 12/2016 Producer Appointment Checklist . Individual Producers . For completion: Important Information – Complete if submitting new businessFORESTERS CONTRACT
Forestersy 3 Easy steps to get contracted with Foresters Step 1: Complete the Application for Contract and Appointment Complete this easy-to-follow application that contains both the Personal Disclosure PRODUCER CONTRACTING INSTRUCTIONS 61266 ver. 5/14 Page 1 of 1 Thank you for your interest in Accordia Life and Annuity Company. Please make sure the following forms have been completed before submitting to your recruiter. SURELC PRODUCER USER GUIDE ! 11! 3. Review and Confirmation: Verify the data on this screen is correct. If not, click Back and make any changes needed. If the information is correct, click Next. 7. Activation: A screen displays that confirms your account creation along with a message that says you will soon get your account activation e-mail fromsetup@surancebay.com.8.
AGENCYDOJO.COM
AFFIDAVIT I, -----, declare as follows: I. I am no longer an independent contractor, employee, agent or representative of Symmetry Financial Group ("SFG") because I have either resigned or wasterminated.
FORESTERS CONTRACT
Forestersy 3 Easy steps to get contracted with Foresters Step 1: Complete the Application for Contract and Appointment Complete this easy-to-follow application that contains both the Personal Disclosure*19398011701*
6. Questionnaire (continued) f. Has any lawsuit or claim ever been made against you, your surety company, or errors and omissions insurer arising out of your sales or practices, or, have you been refused surety bonding or E&O coverage? . . . . . . . . SIMPLIFIED ISSUE WHOLE LIFE 4 VOICE Step 1 – Pre-qualify the applicant, the Proposed Insured All applications must be pre-qualified. 1. Verify identity by viewing a photo ID such as a current driver’s license, state ID card, orpassport.
AMERICAN INTERNATIONAL GROUP 16. This Supplement replaces the vesting provisions of the Agreement to which it is a supplement. The new vesting provisions are as follows: (A) If the Agreement is terminated by death, and subject to PRODUCER CONTRACTING INSTRUCTIONS 61266 ver. 5/14 Page 1 of 1 Thank you for your interest in Accordia Life and Annuity Company. Please make sure the following forms have been completed before submitting to your recruiter. $250K $175K $100K $65K <$50K $ 50,000 $ 75,000 $100,000 $150,000 $200,000 $250,000 $300,000 $400,000 $500,000 $600,000 Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10 ATHENE‐IA COMPENSATION LEVELS JUNE 2015 Ages 0‐75 Ages 76‐83 FFL 10 3.00% 2.00% FFL 9 2.75% + .30 bps bonus 1.75%+ .30 bps bonus FFL 8 2.75% + .15 bps bonus 1.75%+ .15 bpsbonus
AGENCYDOJO.COM
col' simplified issue term producer hierarchy form . created date:20130204121034z
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