FAIRWINDS CREDIT UNION Educating our members. It's never the wrong time to start or continue your financial education. Whether you're just beginning or well on your way to achieving financial freedom, we have free financial education tools and resources to help you meet and exceed your goals. Get Started about Financial Education Center. Featured Calculators.

FAIRWINDS ONLINE

Online Banking Tools. Automated Investments. EasyVest is an ideal solution for FAIRWINDS members who are newer to investing, are wanting to invest in smaller amounts, or are looking for investment options through a robo-advisor.. Bill Payer. Save yourself a trip to the post office by taking care of all your bills from one convenient location.

ANNUAL REPORTS

FAIRWINDS Credit Union is proud to share our rich history, strong values and continued growth through our Annual Reports. 2020 Annual Report. (PDF 4.02 MB) 2019 Annual Report. (PDF 1.35 MB) 2018 Annual Report. (PDF 6.23 MB) 2017 Annual Report. (PDF 2.25 MB) WHY JOIN - FAIRWINDS CREDIT UNION Business Banking Accounts. How is a credit union different? When you join, you become a member-owner of FAIRWINDS.As a member-owned, not-for-profit financial institution, FAIRWINDS’ mission is the financial well-being of our members.We achieve this by focusing on our member-owners through sound advice, competitive pricing, and innovative products and technology that help put you on the INSURANCE - FAIRWINDS CREDIT UNION FAIRWINDS formed its insurance LLC because we think the value you receive from FAIRWINDS ' banking service should extend to insurance services as well. Through our online portal and personal phone and chat service, our representatives will shop multiple carriers for the best policy to meet your individual needs. Get a quote today. PERSONAL CHECKING ACCOUNTS Personal checking accounts, banking solutions for teens just learning about money to families on the move, a checking account to fit your

lifestyle.

CORONAVIRUS AID, RELIEF, AND ECONOMIC SECURITY PPP Loan Forgiveness - Small Loan$150,000 and under. You (the borrower) have to apply for forgiveness of your Paycheck Protection Program (PPP) loan using the SBA Application Form 3508S if you received a PPP loan of $150,000 or less. PPP Loan Forgiveness - Small Loan Application Documents. Sample Application (opens modal) (opens

modal)

ANNUAL REPORT 2020

FAIRWINDS CREDIT UNION ANNUAL REPORT 00 5 /5 • The FAIRWINDS Foundation, the philanthropic arm of the credit union, awarding grants to organizations committed to delivering financial literacy to families and individuals in our communities. • Over 10,000 people remaining employed as FAIRWINDS was one of the first institutions to help business members obtain federal funds under the CARES Act. ONLINE BANKING SUPPORT Online Support. Once you're logged in to your account, use our Secure Chat tool to speak directly to a FAIRWINDS Member Service Representative during regular business hours. Select Support on the top of FAIRWINDS Online and then select Secure Chat . SERVICE CHARGE SCHEDULE The following link is for FAIRWINDS' Consumer Service Charge Schedule which sets forth certain conditions, rates, fees and charges applicable to your accounts as of November 1, 2020.This schedule is incorporated into your Master Account Agreement with FAIRWINDS Credit Union.Click here to view the complete service charge schedule (PDF

96.75 KB).

FAIRWINDS CREDIT UNION Educating our members. It's never the wrong time to start or continue your financial education. Whether you're just beginning or well on your way to achieving financial freedom, we have free financial education tools and resources to help you meet and exceed your goals. Get Started about Financial Education Center. Featured Calculators.

FAIRWINDS ONLINE

Online Banking Tools. Automated Investments. EasyVest is an ideal solution for FAIRWINDS members who are newer to investing, are wanting to invest in smaller amounts, or are looking for investment options through a robo-advisor.. Bill Payer. Save yourself a trip to the post office by taking care of all your bills from one convenient location.

ANNUAL REPORTS

FAIRWINDS Credit Union is proud to share our rich history, strong values and continued growth through our Annual Reports. 2020 Annual Report. (PDF 4.02 MB) 2019 Annual Report. (PDF 1.35 MB) 2018 Annual Report. (PDF 6.23 MB) 2017 Annual Report. (PDF 2.25 MB) WHY JOIN - FAIRWINDS CREDIT UNION Business Banking Accounts. How is a credit union different? When you join, you become a member-owner of FAIRWINDS.As a member-owned, not-for-profit financial institution, FAIRWINDS’ mission is the financial well-being of our members.We achieve this by focusing on our member-owners through sound advice, competitive pricing, and innovative products and technology that help put you on the INSURANCE - FAIRWINDS CREDIT UNION FAIRWINDS formed its insurance LLC because we think the value you receive from FAIRWINDS ' banking service should extend to insurance services as well. Through our online portal and personal phone and chat service, our representatives will shop multiple carriers for the best policy to meet your individual needs. Get a quote today. PERSONAL CHECKING ACCOUNTS Personal checking accounts, banking solutions for teens just learning about money to families on the move, a checking account to fit your

lifestyle.

CORONAVIRUS AID, RELIEF, AND ECONOMIC SECURITY PPP Loan Forgiveness - Small Loan$150,000 and under. You (the borrower) have to apply for forgiveness of your Paycheck Protection Program (PPP) loan using the SBA Application Form 3508S if you received a PPP loan of $150,000 or less. PPP Loan Forgiveness - Small Loan Application Documents. Sample Application (opens modal) (opens

modal)

ANNUAL REPORT 2020

FAIRWINDS CREDIT UNION ANNUAL REPORT 00 5 /5 • The FAIRWINDS Foundation, the philanthropic arm of the credit union, awarding grants to organizations committed to delivering financial literacy to families and individuals in our communities. • Over 10,000 people remaining employed as FAIRWINDS was one of the first institutions to help business members obtain federal funds under the CARES Act. ONLINE BANKING SUPPORT Online Support. Once you're logged in to your account, use our Secure Chat tool to speak directly to a FAIRWINDS Member Service Representative during regular business hours. Select Support on the top of FAIRWINDS Online and then select Secure Chat . SERVICE CHARGE SCHEDULE The following link is for FAIRWINDS' Consumer Service Charge Schedule which sets forth certain conditions, rates, fees and charges applicable to your accounts as of November 1, 2020.This schedule is incorporated into your Master Account Agreement with FAIRWINDS Credit Union.Click here to view the complete service charge schedule (PDF

96.75 KB).

PERSONAL CHECKING ACCOUNTS Personal checking accounts, banking solutions for teens just learning about money to families on the move, a checking account to fit your

lifestyle.

INSURANCE - FAIRWINDS CREDIT UNION FAIRWINDS formed its insurance LLC because we think the value you receive from FAIRWINDS ' banking service should extend to insurance services as well. Through our online portal and personal phone and chat service, our representatives will shop multiple carriers for the best policy to meet your individual needs. Get a quote today. OPEN A CHECKING ACCOUNT ONLINE Pair your checking account with a free budgeting tool. Link your online checking account with FAIRWINDS Money Management to track your spending, create a budget, and get a snapshot of your financial health anytime. Set up all your accounts in one place. See where your money

is

SERVICE CHARGE SCHEDULE The following link is for FAIRWINDS' Consumer Service Charge Schedule which sets forth certain conditions, rates, fees and charges applicable to your accounts as of November 1, 2020.This schedule is incorporated into your Master Account Agreement with FAIRWINDS Credit Union.Click here to view the complete service charge schedule (PDF

96.75 KB).

DIRECT DEPOSIT

Direct Deposit. Direct deposit is the safest, easiest and fastest way to get paid. FAIRWINDS routing number: 263181368. FAIRWINDS address: 3087 N. Alafaya Trail, Orlando, FL 32826. Account number to receive

the funds.

HOME EQUITY

Fixed-Rate HELOC. Our fixed rate Home Equity Line of Credit (HELOC) combines the flexibility of a line of credit with the security of a fixed rate. Learn More. about Fixed-Rate HELOC.

CREDIT CARDS

Visa Signature® Credit Card. Receive 60,000 bonus points when you spend $5,000 in the first three months from opening. That's a $900 travel value. 5x/3x/2x points on purchases. VIP access to events, exclusive shopping, dining, and travel offers, and 24-hour Visa Signature ® Concierge Service. TODAY'S MORTGAGE RATES $5,351 is the difference between the amount paid in interest between FAIRWINDS Credit Union's rate at 2.308% APR compared to 2.561% APR for the National market average over the life of a $250,000 mortgage over

180 months.

BUSINESS BANKING SUITE Optimized navigation, bookkeeping integration, and enhanced security are just a few of the improvements you'll experience with your upgraded online Business Banking Suite. You'll also enjoy a seamless experience among your devices - pairing our powerful tools AUTO LOAN PAYMENT CALCULATOR 2.45%. used auto rates. starting at. 2.90%. 60 Month. How is this calculated. New 60 Month 2.55% (2.55% APR) at 60 months for a $20,000 loan would result in a monthly payment of $355.39. Used 60 Month 2.95% (2.95% APR) at 60 months for a $20,000 loan would result in a monthly

payment

FAIRWINDS CREDIT UNION Educating our members. It's never the wrong time to start or continue your financial education. Whether you're just beginning or well on your way to achieving financial freedom, we have free financial education tools and resources to help you meet and exceed your goals. Get Started about Financial Education Center. Featured Calculators.

FAIRWINDS ONLINE

Online Banking Tools. Automated Investments. EasyVest is an ideal solution for FAIRWINDS members who are newer to investing, are wanting to invest in smaller amounts, or are looking for investment options through a robo-advisor.. Bill Payer. Save yourself a trip to the post office by taking care of all your bills from one convenient location.

ANNUAL REPORTS

FAIRWINDS Credit Union is proud to share our rich history, strong values and continued growth through our Annual Reports. 2020 Annual Report. (PDF 4.02 MB) 2019 Annual Report. (PDF 1.35 MB) 2018 Annual Report. (PDF 6.23 MB) 2017 Annual Report. (PDF 2.25 MB) WHY JOIN - FAIRWINDS CREDIT UNION Business Banking Accounts. How is a credit union different? When you join, you become a member-owner of FAIRWINDS.As a member-owned, not-for-profit financial institution, FAIRWINDS’ mission is the financial well-being of our members.We achieve this by focusing on our member-owners through sound advice, competitive pricing, and innovative products and technology that help put you on the BRANCH AND FAIRWINDS ATM LOCATOR For holidays falling on Sunday, all Federal Reserve offices will be closed the following Monday. Federal Holidays. (opens modal) FAIRWINDS serves members throughout the country and the world. As someone who values financial stability and financial freedom, we welcome you to join us, wherever you are. CORONAVIRUS AID, RELIEF, AND ECONOMIC SECURITY PPP Loan Forgiveness - Small Loan$150,000 and under. You (the borrower) have to apply for forgiveness of your Paycheck Protection Program (PPP) loan using the SBA Application Form 3508S if you received a PPP loan of $150,000 or less. PPP Loan Forgiveness - Small Loan Application Documents. Sample Application (opens modal) (opens

modal)

ANNUAL REPORT 2020

FAIRWINDS CREDIT UNION ANNUAL REPORT 00 5 /5 • The FAIRWINDS Foundation, the philanthropic arm of the credit union, awarding grants to organizations committed to delivering financial literacy to families and individuals in our communities. • Over 10,000 people remaining employed as FAIRWINDS was one of the first institutions to help business members obtain federal funds under the CARES Act. SERVICE CHARGE SCHEDULE The following link is for FAIRWINDS' Consumer Service Charge Schedule which sets forth certain conditions, rates, fees and charges applicable to your accounts as of November 1, 2020.This schedule is incorporated into your Master Account Agreement with FAIRWINDS Credit Union.Click here to view the complete service charge schedule (PDF

96.75 KB).

ONLINE BANKING SUPPORT Online Support. Once you're logged in to your account, use our Secure Chat tool to speak directly to a FAIRWINDS Member Service Representative during regular business hours. Select Support on the top of FAIRWINDS Online and then select Secure Chat . FAIRWINDS CREDIT UNION Return to login © 2021 FAIRWINDS Credit Union FAIRWINDS CREDIT UNION Educating our members. It's never the wrong time to start or continue your financial education. Whether you're just beginning or well on your way to achieving financial freedom, we have free financial education tools and resources to help you meet and exceed your goals. Get Started about Financial Education Center. Featured Calculators.

FAIRWINDS ONLINE

Online Banking Tools. Automated Investments. EasyVest is an ideal solution for FAIRWINDS members who are newer to investing, are wanting to invest in smaller amounts, or are looking for investment options through a robo-advisor.. Bill Payer. Save yourself a trip to the post office by taking care of all your bills from one convenient location.

ANNUAL REPORTS

FAIRWINDS Credit Union is proud to share our rich history, strong values and continued growth through our Annual Reports. 2020 Annual Report. (PDF 4.02 MB) 2019 Annual Report. (PDF 1.35 MB) 2018 Annual Report. (PDF 6.23 MB) 2017 Annual Report. (PDF 2.25 MB) WHY JOIN - FAIRWINDS CREDIT UNION Business Banking Accounts. How is a credit union different? When you join, you become a member-owner of FAIRWINDS.As a member-owned, not-for-profit financial institution, FAIRWINDS’ mission is the financial well-being of our members.We achieve this by focusing on our member-owners through sound advice, competitive pricing, and innovative products and technology that help put you on the BRANCH AND FAIRWINDS ATM LOCATOR For holidays falling on Sunday, all Federal Reserve offices will be closed the following Monday. Federal Holidays. (opens modal) FAIRWINDS serves members throughout the country and the world. As someone who values financial stability and financial freedom, we welcome you to join us, wherever you are. CORONAVIRUS AID, RELIEF, AND ECONOMIC SECURITY PPP Loan Forgiveness - Small Loan$150,000 and under. You (the borrower) have to apply for forgiveness of your Paycheck Protection Program (PPP) loan using the SBA Application Form 3508S if you received a PPP loan of $150,000 or less. PPP Loan Forgiveness - Small Loan Application Documents. Sample Application (opens modal) (opens

modal)

ANNUAL REPORT 2020

FAIRWINDS CREDIT UNION ANNUAL REPORT 00 5 /5 • The FAIRWINDS Foundation, the philanthropic arm of the credit union, awarding grants to organizations committed to delivering financial literacy to families and individuals in our communities. • Over 10,000 people remaining employed as FAIRWINDS was one of the first institutions to help business members obtain federal funds under the CARES Act. SERVICE CHARGE SCHEDULE The following link is for FAIRWINDS' Consumer Service Charge Schedule which sets forth certain conditions, rates, fees and charges applicable to your accounts as of November 1, 2020.This schedule is incorporated into your Master Account Agreement with FAIRWINDS Credit Union.Click here to view the complete service charge schedule (PDF

96.75 KB).

ONLINE BANKING SUPPORT Online Support. Once you're logged in to your account, use our Secure Chat tool to speak directly to a FAIRWINDS Member Service Representative during regular business hours. Select Support on the top of FAIRWINDS Online and then select Secure Chat . FAIRWINDS CREDIT UNION Return to login © 2021 FAIRWINDS Credit Union INSURANCE - FAIRWINDS CREDIT UNION FAIRWINDS formed its insurance LLC because we think the value you receive from FAIRWINDS ' banking service should extend to insurance services as well. Through our online portal and personal phone and chat service, our representatives will shop multiple carriers for the best policy to meet your individual needs. Get a quote today. ONLINE BANKING SUPPORT Online Support. Once you're logged in to your account, use our Secure Chat tool to speak directly to a FAIRWINDS Member Service Representative during regular business hours. Select Support on the top of FAIRWINDS Online and then select Secure Chat . TODAY'S MORTGAGE RATES $5,351 is the difference between the amount paid in interest between FAIRWINDS Credit Union's rate at 2.308% APR compared to 2.561% APR for the National market average over the life of a $250,000 mortgage over

180 months.

CREDIT CARDS

Visa Signature® Credit Card. Receive 60,000 bonus points when you spend $5,000 in the first three months from opening. That's a $900 travel value. 5x/3x/2x points on purchases. VIP access to events, exclusive shopping, dining, and travel offers, and 24-hour Visa Signature ® Concierge Service. CERTIFICATE OF DEPOSIT RATES Minimum to Open. $100 for Add-On CDs. $1,000 for all other terms. Monthly Service Fee — $0. Withdrawal Limitations — Closing your CD or withdrawing funds prior to the maturity date will result in a loss of earnings and/or penalties. Terms of 3 months or less - 1 month's interest. Terms of 4 months to 11 months - 3 months' interest.

DIRECT DEPOSIT

Direct Deposit. Direct deposit is the safest, easiest and fastest way to get paid. FAIRWINDS routing number: 263181368. FAIRWINDS address: 3087 N. Alafaya Trail, Orlando, FL 32826. Account number to receive

the funds.

AUTO LOANS FOR NEW & USED VEHICLES 2.55%. used auto rates. starting at. 2.95%. 72 Month. How is this calculated. New 72 Month 2.85% (2.85% APR) at 72 months for a $20,000 loan would result in a monthly payment of $302.53. Used 72 Month 3.25% (3.25% APR) at 72 months for a $20,000 loan would result in

NO-FEE CHECKING

Rewards that have been fully earned and qualified for will be paid to each party on or about the 15 th day of the month following the deposit of the qualifying funds into the referred individual's new Spending or Checking Account. Only one reward will be provided per referred individual. A referring FAIRWINDS ’ member can only receive

a total

FAIRWINDS CREDIT UNION Return to login © 2021 FAIRWINDS Credit Union SAVINGS ACCOUNTS FOR CHILDREN AND NEW PARENTS Long-term savings accounts for children come in many shapes and forms, each with its own specific benefits or advantages. A popular option for new parents is a 529 plan. (opens modal) , which can either be an investment account or prepaid tuition plan. With this type of account, you have the option of either making tax-free contributions or FAIRWINDS CREDIT UNION Learn. Educating our members. It's never the wrong time to start or continue your financial education. Whether you're just beginning or well on your way to achieving financial freedom, we have free financial education tools and resources to help you meet and exceed your goals. Get Started about Financial Education Center.

FAIRWINDS ONLINE

Online Banking Tools. Automated Investments. EasyVest is an ideal solution for FAIRWINDS members who are newer to investing, are wanting to invest in smaller amounts, or are looking for investment options through a robo-advisor.. Bill Payer. Save yourself a trip to the post office by taking care of all your bills from one convenient location.

ANNUAL REPORTS

FAIRWINDS Credit Union is proud to share our rich history, strong values and continued growth through our Annual Reports. 2020 Annual Report. (PDF 4.02 MB) 2019 Annual Report. (PDF 1.35 MB) 2018 Annual Report. (PDF 6.23 MB) 2017 Annual Report. (PDF 2.25 MB) LOCATIONS - FAIRWINDS CREDIT UNION For holidays falling on Sunday, all Federal Reserve offices will be closed the following Monday. Federal Holidays. (opens modal) FAIRWINDS serves members throughout the country and the world. As someone who values financial stability and financial freedom, we welcome you to join us, wherever you are. PERSONAL CHECKING ACCOUNTS Personal checking accounts, banking solutions for teens just learning about money to families on the move, a checking account to fit your

lifestyle.

ONLINE BANKING SUPPORT Online Support. Once you're logged in to your account, use our Secure Chat tool to speak directly to a FAIRWINDS Member Service Representative during regular business hours. Select Support on the top of FAIRWINDS Online and then select Secure Chat . CORONAVIRUS AID, RELIEF, AND ECONOMIC SECURITY PPP Loan Forgiveness - Small Loan$150,000 and under. You (the borrower) have to apply for forgiveness of your Paycheck Protection Program (PPP) loan using the SBA Application Form 3508S if you received a PPP loan of $150,000 or less. PPP Loan Forgiveness - Small Loan Application Documents. Sample Application (opens modal) (opens

modal)

SERVICE CHARGE SCHEDULE The following link is for FAIRWINDS' Consumer Service Charge Schedule which sets forth certain conditions, rates, fees and charges applicable to your accounts as of November 1, 2020.This schedule is incorporated into your Master Account Agreement with FAIRWINDS Credit Union.Click here to view the complete service charge schedule (PDF

96.75 KB).

FAIRWINDS CREDIT UNION Return to login © 2021 FAIRWINDS Credit Union SAVINGS ACCOUNTS FOR CHILDREN AND NEW PARENTS Long-term savings accounts for children come in many shapes and forms, each with its own specific benefits or advantages. A popular option for new parents is a 529 plan. (opens modal) , which can either be an investment account or prepaid tuition plan. With this type of account, you have the option of either making tax-free contributions or FAIRWINDS CREDIT UNION Learn. Educating our members. It's never the wrong time to start or continue your financial education. Whether you're just beginning or well on your way to achieving financial freedom, we have free financial education tools and resources to help you meet and exceed your goals. Get Started about Financial Education Center.

FAIRWINDS ONLINE

Online Banking Tools. Automated Investments. EasyVest is an ideal solution for FAIRWINDS members who are newer to investing, are wanting to invest in smaller amounts, or are looking for investment options through a robo-advisor.. Bill Payer. Save yourself a trip to the post office by taking care of all your bills from one convenient location.

ANNUAL REPORTS

FAIRWINDS Credit Union is proud to share our rich history, strong values and continued growth through our Annual Reports. 2020 Annual Report. (PDF 4.02 MB) 2019 Annual Report. (PDF 1.35 MB) 2018 Annual Report. (PDF 6.23 MB) 2017 Annual Report. (PDF 2.25 MB) LOCATIONS - FAIRWINDS CREDIT UNION For holidays falling on Sunday, all Federal Reserve offices will be closed the following Monday. Federal Holidays. (opens modal) FAIRWINDS serves members throughout the country and the world. As someone who values financial stability and financial freedom, we welcome you to join us, wherever you are. PERSONAL CHECKING ACCOUNTS Personal checking accounts, banking solutions for teens just learning about money to families on the move, a checking account to fit your

lifestyle.

ONLINE BANKING SUPPORT Online Support. Once you're logged in to your account, use our Secure Chat tool to speak directly to a FAIRWINDS Member Service Representative during regular business hours. Select Support on the top of FAIRWINDS Online and then select Secure Chat . CORONAVIRUS AID, RELIEF, AND ECONOMIC SECURITY PPP Loan Forgiveness - Small Loan$150,000 and under. You (the borrower) have to apply for forgiveness of your Paycheck Protection Program (PPP) loan using the SBA Application Form 3508S if you received a PPP loan of $150,000 or less. PPP Loan Forgiveness - Small Loan Application Documents. Sample Application (opens modal) (opens

modal)

SERVICE CHARGE SCHEDULE The following link is for FAIRWINDS' Consumer Service Charge Schedule which sets forth certain conditions, rates, fees and charges applicable to your accounts as of November 1, 2020.This schedule is incorporated into your Master Account Agreement with FAIRWINDS Credit Union.Click here to view the complete service charge schedule (PDF

96.75 KB).

FAIRWINDS CREDIT UNION Return to login © 2021 FAIRWINDS Credit Union SAVINGS ACCOUNTS FOR CHILDREN AND NEW PARENTS Long-term savings accounts for children come in many shapes and forms, each with its own specific benefits or advantages. A popular option for new parents is a 529 plan. (opens modal) , which can either be an investment account or prepaid tuition plan. With this type of account, you have the option of either making tax-free contributions or LOCATIONS - FAIRWINDS CREDIT UNION For holidays falling on Sunday, all Federal Reserve offices will be closed the following Monday. Federal Holidays. (opens modal) FAIRWINDS serves members throughout the country and the world. As someone who values financial stability and financial freedom, we welcome you to join us, wherever you are. BUSINESS - FAIRWINDS CREDIT UNION Choose when and where to seamlessly manage your business. Whether you’re in the office, traveling abroad, or meeting clients across town, you’ll have the freedom to send same-day ACH and wires, manage payroll, deposit checks and more from your desk or your mobile device. Learn more. about the. FAIRWINDS. Business Banking Suite.

OUR FOUNDATION

The FAIRWINDS Foundation’s core purpose is to inspire generosity, match generosity, volunteer everywhere, and work with and support organizations that improve lives through financial well-being.. The FAIRWINDS Foundation believes that when families and individuals have the information and tools needed to secure and improve their financial health, we collectively impact and improve our INSURANCE - FAIRWINDS CREDIT UNION FAIRWINDS formed its insurance LLC because we think the value you receive from FAIRWINDS ' banking service should extend to insurance services as well. Through our online portal and personal phone and chat service, our representatives will shop multiple carriers for the best policy to meet your individual needs. Get a quote today.

ANNUAL REPORT 2020

FAIRWINDS CREDIT UNION ANNUAL REPORT 00 5 /5 • The FAIRWINDS Foundation, the philanthropic arm of the credit union, awarding grants to organizations committed to delivering financial literacy to families and individuals in our communities. • Over 10,000 people remaining employed as FAIRWINDS was one of the first institutions to help business members obtain federal funds under the CARES Act. RATES - FAIRWINDS CREDIT UNION 0.05%. Investor Savings. 0.55%. Emergency Savings Account. We know the importance of emergency savings and the peace of mind it gives you, so we pay a premium rate on our FAIRWINDS Emergency Savings account. Earn 2.021% APY on the first $1,000 in your Emergency Savings account. The amount of any balance above $1,000 will earn 0.05% APY. CORONAVIRUS AID, RELIEF, AND ECONOMIC SECURITY The Borrower did not reduce annual salary or hourly wages of any employee by more than 25 percent during the Covered Period or the Alternative Payroll Covered Period (as defined here) compared to the period between January 1, 2020 and March 31, 2020 (for purposes of this statement, "employees" means only those employees that did not receive, during any single period during 2019, wages or ROUTING NUMBER (⑆ 263181368) They all need FAIRWINDS ’ routing number and address, and your FAIRWINDS account number. Routing Number: ⑆ 263181368. It is the same number for all FAIRWINDS members. Address: FAIRWINDS Credit Union. 3087 N. Alafaya Trail. Orlando, FL 32826. Account Number:

OUR LEADERSHIP

Our Leadership Steering us in the right direction. At the helm of every great credit union is a trustworthy and reliable leadership

team.

AUTO LOAN PAYMENT CALCULATOR 2.45%. used auto rates. starting at. 2.90%. 60 Month. How is this calculated. New 60 Month 2.55% (2.55% APR) at 60 months for a $20,000 loan would result in a monthly payment of $355.39. Used 60 Month 2.95% (2.95% APR) at 60 months for a $20,000 loan would result in a monthly

payment

FAIRWINDS CREDIT UNION Learn. Educating our members. It's never the wrong time to start or continue your financial education. Whether you're just beginning or well on your way to achieving financial freedom, we have free financial education tools and resources to help you meet and exceed your goals. Get Started about Financial Education Center.

FAIRWINDS ONLINE

Online Banking Tools. Automated Investments. EasyVest is an ideal solution for FAIRWINDS members who are newer to investing, are wanting to invest in smaller amounts, or are looking for investment options through a robo-advisor.. Bill Payer. Save yourself a trip to the post office by taking care of all your bills from one convenient location.

ANNUAL REPORTS

FAIRWINDS Credit Union is proud to share our rich history, strong values and continued growth through our Annual Reports. 2020 Annual Report. (PDF 4.02 MB) 2019 Annual Report. (PDF 1.35 MB) 2018 Annual Report. (PDF 6.23 MB) 2017 Annual Report. (PDF 2.25 MB) LOCATIONS - FAIRWINDS CREDIT UNION For holidays falling on Sunday, all Federal Reserve offices will be closed the following Monday. Federal Holidays. (opens modal) FAIRWINDS serves members throughout the country and the world. As someone who values financial stability and financial freedom, we welcome you to join us, wherever you are. PERSONAL CHECKING ACCOUNTS Personal checking accounts, banking solutions for teens just learning about money to families on the move, a checking account to fit your

lifestyle.

ONLINE BANKING SUPPORT Online Support. Once you're logged in to your account, use our Secure Chat tool to speak directly to a FAIRWINDS Member Service Representative during regular business hours. Select Support on the top of FAIRWINDS Online and then select Secure Chat . CORONAVIRUS AID, RELIEF, AND ECONOMIC SECURITY PPP Loan Forgiveness - Small Loan$150,000 and under. You (the borrower) have to apply for forgiveness of your Paycheck Protection Program (PPP) loan using the SBA Application Form 3508S if you received a PPP loan of $150,000 or less. PPP Loan Forgiveness - Small Loan Application Documents. Sample Application (opens modal) (opens

modal)

SERVICE CHARGE SCHEDULE The following link is for FAIRWINDS' Consumer Service Charge Schedule which sets forth certain conditions, rates, fees and charges applicable to your accounts as of November 1, 2020.This schedule is incorporated into your Master Account Agreement with FAIRWINDS Credit Union.Click here to view the complete service charge schedule (PDF

96.75 KB).

FAIRWINDS CREDIT UNION Return to login © 2021 FAIRWINDS Credit Union SAVINGS ACCOUNTS FOR CHILDREN AND NEW PARENTS Long-term savings accounts for children come in many shapes and forms, each with its own specific benefits or advantages. A popular option for new parents is a 529 plan. (opens modal) , which can either be an investment account or prepaid tuition plan. With this type of account, you have the option of either making tax-free contributions or FAIRWINDS CREDIT UNION Learn. Educating our members. It's never the wrong time to start or continue your financial education. Whether you're just beginning or well on your way to achieving financial freedom, we have free financial education tools and resources to help you meet and exceed your goals. Get Started about Financial Education Center.

FAIRWINDS ONLINE

Online Banking Tools. Automated Investments. EasyVest is an ideal solution for FAIRWINDS members who are newer to investing, are wanting to invest in smaller amounts, or are looking for investment options through a robo-advisor.. Bill Payer. Save yourself a trip to the post office by taking care of all your bills from one convenient location.

ANNUAL REPORTS

FAIRWINDS Credit Union is proud to share our rich history, strong values and continued growth through our Annual Reports. 2020 Annual Report. (PDF 4.02 MB) 2019 Annual Report. (PDF 1.35 MB) 2018 Annual Report. (PDF 6.23 MB) 2017 Annual Report. (PDF 2.25 MB) LOCATIONS - FAIRWINDS CREDIT UNION For holidays falling on Sunday, all Federal Reserve offices will be closed the following Monday. Federal Holidays. (opens modal) FAIRWINDS serves members throughout the country and the world. As someone who values financial stability and financial freedom, we welcome you to join us, wherever you are. PERSONAL CHECKING ACCOUNTS Personal checking accounts, banking solutions for teens just learning about money to families on the move, a checking account to fit your

lifestyle.

ONLINE BANKING SUPPORT Online Support. Once you're logged in to your account, use our Secure Chat tool to speak directly to a FAIRWINDS Member Service Representative during regular business hours. Select Support on the top of FAIRWINDS Online and then select Secure Chat . CORONAVIRUS AID, RELIEF, AND ECONOMIC SECURITY PPP Loan Forgiveness - Small Loan$150,000 and under. You (the borrower) have to apply for forgiveness of your Paycheck Protection Program (PPP) loan using the SBA Application Form 3508S if you received a PPP loan of $150,000 or less. PPP Loan Forgiveness - Small Loan Application Documents. Sample Application (opens modal) (opens

modal)

SERVICE CHARGE SCHEDULE The following link is for FAIRWINDS' Consumer Service Charge Schedule which sets forth certain conditions, rates, fees and charges applicable to your accounts as of November 1, 2020.This schedule is incorporated into your Master Account Agreement with FAIRWINDS Credit Union.Click here to view the complete service charge schedule (PDF

96.75 KB).

FAIRWINDS CREDIT UNION Return to login © 2021 FAIRWINDS Credit Union SAVINGS ACCOUNTS FOR CHILDREN AND NEW PARENTS Long-term savings accounts for children come in many shapes and forms, each with its own specific benefits or advantages. A popular option for new parents is a 529 plan. (opens modal) , which can either be an investment account or prepaid tuition plan. With this type of account, you have the option of either making tax-free contributions or LOCATIONS - FAIRWINDS CREDIT UNION For holidays falling on Sunday, all Federal Reserve offices will be closed the following Monday. Federal Holidays. (opens modal) FAIRWINDS serves members throughout the country and the world. As someone who values financial stability and financial freedom, we welcome you to join us, wherever you are. BUSINESS - FAIRWINDS CREDIT UNION Choose when and where to seamlessly manage your business. Whether you’re in the office, traveling abroad, or meeting clients across town, you’ll have the freedom to send same-day ACH and wires, manage payroll, deposit checks and more from your desk or your mobile device. Learn more. about the. FAIRWINDS. Business Banking Suite.

OUR FOUNDATION

The FAIRWINDS Foundation’s core purpose is to inspire generosity, match generosity, volunteer everywhere, and work with and support organizations that improve lives through financial well-being.. The FAIRWINDS Foundation believes that when families and individuals have the information and tools needed to secure and improve their financial health, we collectively impact and improve our INSURANCE - FAIRWINDS CREDIT UNION FAIRWINDS formed its insurance LLC because we think the value you receive from FAIRWINDS ' banking service should extend to insurance services as well. Through our online portal and personal phone and chat service, our representatives will shop multiple carriers for the best policy to meet your individual needs. Get a quote today.

ANNUAL REPORT 2020

FAIRWINDS CREDIT UNION ANNUAL REPORT 00 5 /5 • The FAIRWINDS Foundation, the philanthropic arm of the credit union, awarding grants to organizations committed to delivering financial literacy to families and individuals in our communities. • Over 10,000 people remaining employed as FAIRWINDS was one of the first institutions to help business members obtain federal funds under the CARES Act. RATES - FAIRWINDS CREDIT UNION 0.05%. Investor Savings. 0.55%. Emergency Savings Account. We know the importance of emergency savings and the peace of mind it gives you, so we pay a premium rate on our FAIRWINDS Emergency Savings account. Earn 2.021% APY on the first $1,000 in your Emergency Savings account. The amount of any balance above $1,000 will earn 0.05% APY. CORONAVIRUS AID, RELIEF, AND ECONOMIC SECURITY The Borrower did not reduce annual salary or hourly wages of any employee by more than 25 percent during the Covered Period or the Alternative Payroll Covered Period (as defined here) compared to the period between January 1, 2020 and March 31, 2020 (for purposes of this statement, "employees" means only those employees that did not receive, during any single period during 2019, wages or ROUTING NUMBER (⑆ 263181368) They all need FAIRWINDS ’ routing number and address, and your FAIRWINDS account number. Routing Number: ⑆ 263181368. It is the same number for all FAIRWINDS members. Address: FAIRWINDS Credit Union. 3087 N. Alafaya Trail. Orlando, FL 32826. Account Number:

OUR LEADERSHIP

Our Leadership Steering us in the right direction. At the helm of every great credit union is a trustworthy and reliable leadership

team.

AUTO LOAN PAYMENT CALCULATOR 2.45%. used auto rates. starting at. 2.90%. 60 Month. How is this calculated. New 60 Month 2.55% (2.55% APR) at 60 months for a $20,000 loan would result in a monthly payment of $355.39. Used 60 Month 2.95% (2.95% APR) at 60 months for a $20,000 loan would result in a monthly

payment

Skip to main content

__Close __

IMPORTANT INFORMATION COVID-19 Readiness: We are here to help. Review current updates and how you can stay connected. Click here for small business

relief.

_Updated: Wed, June 03, 2020 at 04:58pm EDT_ FAIRWINDS :: Credit Card, Mortgage, Banking, Auto fairwinds.org | Get the freedom to go further.

FAIRWINDS Home Page

* __ Join Today

* __ Make an Appointment

* __ Rates

* __ Locations

* __ Help

* Personal Banking Login * Business Banking Login Personal Banking Username Personal Banking Password

__ Log In

Forgot Username/Password?

More login options

Business Banking Suite Username - Business Suite Business Banking Suite Password

__ Log In

Forgot Username/Password?

More login options

_FAIRWINDS_ Online

* Overview

* First time user

_FAIRWINDS_ Business Online

* Overview

* Enroll into online business banking

Other logins

* Retirement Central(opens modal) Manage your IRA account. * Card Rewards(opens modal) Redeem your earned points. * My Portfolio View(opens modal) Access your investment accounts. __ Mobile Banking Log in

* __  Join Today!

LOGIN MENU

* Personal

It's all about freedom.

*

Bank

* Checking Accounts

* Savings Accounts

* UCF Banking Accounts * Money Market Accounts * Individual Retirement Account (IRA) * Certificate of Deposit (CD)

Borrow

* Auto Loans

* Home Loans

* Home Equity

* Other Loans

Pay

* Credit Cards

* Debit Cards

* Mobile Wallet

* Visa® Secure Remote Commerce

Insure

* Auto Insurance(opens modal) * Home Insurance(opens modal) * Life Insurance(opens modal) * Renters Insurance(opens modal) * Other Insurance(opens modal)

Retire

* Financial Goals

* Life Events

* Our Team

* Resources

Banking Services

* _FAIRWINDS_ Online

* Mobile Banking

* Report ID Theft/Fraud * Service Charge Schedule

* Call 24

Loan Services

* Member Solutions

* Credit Dispute

* InCharge Debt Solutions

_FAIRWINDS_ Rewards

* Credit Card Rewards

* Purchase Rewards

¢hange it up!

Sign up today for ¢HANGE IT UP and make saving money effortless. Learn More about ¢hange it up! Get the Freedom to Go

Further.®

*

Save More

*

Eliminate Debt

*

Build Wealth

*

Live Generously

* Business

Business banking simplified.

*

Bank

* Business Checking

* Business Savings

* Business Money Market * Business Certificate of Deposit

Borrow

* Business Auto Loans * Business Credit Cards * Commercial Real Estate

* Lines of Credit

* Term Loans

Banking Services

* Business Banking Suite * Business Mobile Banking

* ACH Payments

* Business Bill Payer

* Business eAlerts

* e-Statements

* Wires

* Desktop Check Deposit * Service Charge Schedule

Business Services

* Payroll Services

* Merchant Services

* Business Insurance(opens modal) Business Banking Wires With the _FAIRWINDS_ BUSINESS BANKING SUITE, you can send same-day ACH

and wires.

Learn More about Business Banking Wires

Wherever you are.

*

Startup Stage

*

Growth Stage

*

Established Stage

*

Mature Stage

*

Exit Stage

* Learn

Educating our members.

*

Auto Loans

* Buying an Auto

Credit and Debt

* Credit

Family Finances

* Life Events

* Kids and Money

Homeownership

* Buying a Home

* Mortgage

* Home Equity

* Refinancing

Identity Protection

* Consumer Protection

Managing Money

* Budgeting

* Saving

Retirement

* Saving for Retirement

Small Business

* Starting a Business

Workplace Finances

* Employee Benefits

WHY YOU SHOULD GET PREAPPROVED FOR A CAR LOAN When shopping for a new car, many people overlook one important step: getting preapproved for an auto loan. It's a simple process that can make car-buying go more smoothly and save you money.

Learn More

* Inside _FAIRWINDS_ Improving your financial well-being.

*

About Us

* Why Join

* Our History

* Our Leadership

* Our Foundation

* Scholarships

Careers

* Our Culture

* Our Company

* Our Crew

* Awards and Accolades

News

* Press Releases

* Awards and Accolades

* Annual Reports

Fraud Protection Center

* Security

* Privacy

* Report Fraud

Partnerships

* Orlando Magic

* Orlando City Soccer Club

* Orlando Pride

* Orlando Philharmonic Orchestra * Broadway in Orlando

* Universal Orlando

* UCF Students

Events

* Home Buying Webinar * Home Buying Webinar

Life is a journey.

Financial freedom is no different. You need a goal to strive for, be ready for the detours that will come, and celebrate the milestones

along the way.

Learn More about Life is a journey.

* _ _Help

Quick answers to common questions.

Search

Search __

* _ _ Appointments

* _ _ Locations

* _ _ Rates

FAIRWINDS CREDIT UNION FAIRWINDS Credit Union YOUR FINANCIAL FREEDOM JOURNEY BEGINS TODAY.

__  Get Started

QUICK LINKS

Quick Link: Checking

Quick Link:

Savings Quick

Link: Credit Cards Quick Link: Auto Loans Quick Link: Home Loans Quick Link: Make an Appointment Quick Link: Rates Quick Link: Locations Quick Link: Help Don't just dream about financial freedom — start planning for it. Stay safe and secure with a simple TAP TO PAY. Stay in control of your finances 24/7 with the _FAIRWINDS_ MOBILE APP. EARN 2.02% APY* with an Emergency Savings account. *APY = Annual Percentage Yield. Get REAL-TIME ACCOUNT ALERTS via text or email with eAlerts. COMMITTED TO EXCEPTIONAL EXPERIENCES. But don't take our word for it...

- Billy747

GREAT VALUE

i became a member a few months ago. My online exp was fantastic. fast

and easy.

i used the online chat for questions and got fast responses to all my

questions.

- tktree

FANTASTIC EXPERIENCE. Everything about the process, the people, and the rates were

outstanding.

- Samaria

GREAT CREDIT UNION!

Your basic checking is right on and so easy to navigate. LOOKING FOR FINANCIAL FREEDOM? Start on your journey with _FAIRWINDS_ wherever you are.

Save More

Eliminate Debt

Build Wealth

Live Generously

Find out how we can give you the tools you need to unlock your financial freedom, anywhere life takes you.

Top

INSIDE _FAIRWINDS_ GROUPING

* About Us

* Careers

* News

* Fraud Protection Center

* Partnerships

* Events

NEWS GROUPING

* Press Releases

* Media Contacts

* COVID-19 Resources * Awards and Accolades

* Annual Reports

DOWNLOAD OUR APPS GROUPING

* __ Android App

* __ iOS App

BUSINESS GROUPING

* Payroll Services

* Merchant Services

* Commercial Real Estate

* Business Checking

* Business Credit Cards CONNECT WITH US GROUPING * __ Facebook(opens modal) * __ Instagram(opens modal) * __ LinkedIn(opens modal) * __ Twitter(opens modal) * __ YouTube(opens modal) Save More with better rates.

Emergency Savings

as high as

2.02%APY

Build Wealth with better rates.

Investor Savings

as high as

1.25%APY

Eliminate Debt with lower mortgage terms.

15-year Mortgage

starting at

2.827%APR

Eliminate Debt with lower auto loan terms.

36-month Auto

starting at

1.98%APR

or view all rates

Routing Number ⑆ 263181368 * © 2020 _FAIRWINDS_ Credit Union in Orlando, Florida

_ _1.800.443.6887

* __ __

* Home

* Site Map

* Contact Us

* Privacy Policy

* Federally Insured by NCUA(opens modal) * Equal Housing Lender(opens modal)