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ACTION REQUIRED: UPDATE YOUR BROWSER We noticed that you're using an old version of your internet browser to access this page. To protect your account security, you must update your browser as soon as possible. YOU'LL BE UNABLE TO LOG IN TO DISCOVER.COM in the future if your browser has not been updated. Learn more in the Discover Help Center* All Products
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PERSONAL LOANS FROM DISCOVER WE DON'T JUST LEND MONEY.WE LEND A HAND.
No processing fees|Flexible repayment termsFixed rates|100% U.S.-basedloan specialists
Personal loans up to $35,000 How much do you need?What is this for?
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What is this for?Auto RepairCredit Card RefinancingDebt ConsolidationHome Remodel or RepairMajor PurchaseMedical ExpensesOtherPersonalTaxesVacationWedding __ Respond to invitation >__ Check Your Rate Won't impact your credit scoreClose ×
ENTER YOUR INVITATION NUMBERTO QUALIFY FASTER.
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Consolidate debt and take control of your finances.Close ×
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Pay for unexpected expenses and life'sbig moments.
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WHY GET A PERSONAL LOAN FROM DISCOVER$0 FEES
No loan origination fees.
No fees of any kind as long as you pay on time.FIXED RATES:
6.99% TO 24.99% APR
Lock in your rate. Your monthly payment will never change. DESIGN YOUR LOAN TERMS AROUND YOU Use our personal loan calculator to design your loan around the loan amount and length.SAVE MONEY
Pay off higher rate loans and credit cards. You can save hundreds - or even thousands - of dollars.HOW IT WORKS
1
CHECK YOUR RATE
Get your personal loan interest ratewith no
impact to your credit score. Simply enter the amount and length of the loan you want to get started.2
APPLY IN MINUTES
Our highly trained loan specialists are ready to help you with the application 7 days a week.3
GET FUNDS FAST
Most get a decision the day they apply. If approved, you can have funds sent directly to you or to your creditors. SEE HOW DISCOVER'S LOAN BENEFITS COMPARE Compare with:Lending ClubWells FargoProsper Funding Compare Discover's personal loan benefits with others DISCOVER PERSONAL LOANSLENDING CLUB
WELLS FARGO
PROSPER FUNDING
Origination fees
$0
$768*
$0
$591*
Flexible repayment terms - 36, 48, 60, 72 and 84 months Same-day decision in most cases Option to pay off creditors directly 100% U.S.-based customer service Return loan funds within 30 days and pay no interest Free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more**, †*Origination fee estimates are based on average loan amount and average origination fee % listed in company filings (10-Q) for quarter ended September 30, 2018. ** Compared lenders may provide a FICO® Credit Score or other credit score and other credit information. See lender's website for furtherdetails.
Comparison conducted by an independent research firm and based on data compiled in March 2019 from company websites, customer service agents, and consumer credit offers. †FICO® Credit Score Terms: Your FICO® Credit Score, key factors and other credit information are based on data from TransUnion® and may be different from other credit scores and other credit information provided by different bureaus. This information is intended for and only provided to Primary account holders who have an available score. See Discover.com/FICO about the availability of your score. Your score, key factors and other credit information are available on Discover.com and cardmembers are also provided a score on statements. Customers will see up to a year of recent scores online. Discover and other lenders may use different inputs, such as FICO® Credit Scores, other credit scores and more information in credit decisions. This benefit may change or end in the future. FICO is a registered trademark of the Fair Isaac Corporation in the United States and othercountries.
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A Winner for Best Personal Loans for Debt Consolidation © 2018-2019 and TM, NerdWallet, Inc. All Rights Reserved. WE'VE HELPED MORE THAN 1 MILLION PEOPLE REACH THEIR GOALS Read Discover Personal Loans Reviews4.9
(10431)
YOU GET MUCH MORE THAN JUST A PERSONAL LOAN WITH DISCOVER*
100% U.S.-based loan specialists to answer any questions.*
Easy account management online or on the Discover mobile app.*
Track your credit score, length of credit history, number of accountsand more.
WAYS TO USE A PERSONAL LOAN From planning a big event to facing an unexpected expense to consolidating debt, see all the ways to use a personal loan. * Debt Consolidation Loans * Home Remodel Loans* Wedding Loans
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DEBT MANAGEMENT TOOLS AND RESOURCES From helpful articles to loan payment calculators, we're here to help you understand your options and get better with money.* How to Pay Off
Debt Faster
* Why It's Good to Understand YourCredit History
See How Much You Could Save on Interest with Our Debt Consolidation Calculator LEARN MORE ABOUT PERSONAL LOANS What is a loan origination fee? How do I apply for a personal loan? What is an unsecured loan? How fast can I get a personal loan? Can I use a personal loan for home remodeling and repairs? What is a signature loan?REVIEWS
THESE REVIEWS ARE COLLECTED BY AN UNBIASED 3RD PARTY AND ARE DYNAMICALLY UPDATED. Filter reviews by clicking on the star ratings below.5★ stars
9406 9406 reviews with 5 stars. Select to filter reviews with 5stars.
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66 66 reviews with 1 star. Select to filter reviews with 1 star. AVERAGE CUSTOMER RATINGSOverall
★★★★★ ★★★★★ 4.9 1–8 of 10431 Reviews Sort by: Highest to Lowest Rating ▼ Menu Most Helpful Highest to Lowest Rating Lowest to Highest Rating Featured Most Recent ▼ Rating Menu Filter by 1 star 2 stars 3 stars 4 stars 5 stars ▼ Reason for Loan Menu Filter by Debt Consolidation Credit Card Financing Home Repairs or Remodeling Vacation Wedding Medical Expenses Auto Repair Taxes Veterinary Bills Major Purchase Personal Other ▼ How did you hear about us (please select all that apply)? Menu Filter by Internet Search Mail Advertisement Email Digital Ad Radio Ad Comparison Website (e.g. Lending Tree) Navigating Discover Website Discover Account Center Promotion Word of Mouth OtherActive Filters
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★★★★★ ★★★★★ 5 out of 5 stars.DINNA
· 9 hours ago
LIAN
The loan was so simple to get and was in my account with In Two days. No complaints at all. 0 people found this review helpful. 0 people did not find this reviewhelpful.
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★★★★★ ★★★★★ 5 out of 5 stars.LEE1
· 11 hours ago
LOAN APPLICATION MADE EASY. The loan application and process was fast and easy. 0 people found this review helpful. 0 people did not find this reviewhelpful.
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★★★★★ ★★★★★ 5 out of 5 stars.ANONYMOUS
· 11 hours ago
PERSONAL LOAN
This was the easiest money transaction I've ever been through. Great customer service and no back and forth to get loan. One simple phonecall. Thank you
0 people found this review helpful. 0 people did not find this reviewhelpful.
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★★★★★ ★★★★★ 5 out of 5 stars.ABIGAIL
· 13 hours ago
VERY EASY
The loan process was very simple and quick. I received my money very fast and qualified for the lowest interest rate. 0 people found this review helpful. 0 people did not find this reviewhelpful.
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★★★★★ ★★★★★ 5 out of 5 stars.SHERM
· 13 hours ago
CONSOLIDATION LOAN
This long was easy quick and met my niece just right 0 people found this review helpful. 0 people did not find this reviewhelpful.
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★★★★★ ★★★★★ 5 out of 5 stars.TREBS
· 13 hours ago
BECAUSE I ABLE TO DO THIS IN THE PRIVACY OF MY HOM Planning my Discover Personal Loan was so easy and convenient it was awin for me.
0 people found this review helpful. 0 people did not find this reviewhelpful.
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★★★★★ ★★★★★ 5 out of 5 stars.MARGIE26
· 14 hours ago
LOAN WAS SUPER EASY THE BEST. My experience was excellent I had no problems at all Discover representive was very professional and courteous. 0 people found this review helpful. 0 people did not find this reviewhelpful.
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★★★★★ ★★★★★ 5 out of 5 stars.MOMOFOS
· 14 hours ago
QUICK AND EASY!
It was super fast and easy to obtain my personal loan. Customer service was very friendly and helpful as well. 0 people found this review helpful. 0 people did not find this reviewhelpful.
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Loan approval is subject to confirmation that your income, debt-to-income ratio, credit history and application information meet all requirements. Loans are unsecured. Loans are fully amortizing personal loans as long as you pay on time. You must have a minimum household income of $25,000 to be considered for a Discover personal loan. A Discover Personal Loan cannot be used to pay for post-secondary education or to pay off a secured loan. Your APR will be between 6.99% and 24.99% based on creditworthiness at time of application for loan terms of 36-84 months. Our lowest rates are available to consumers with the best credit. Many factors are used to determine your rate, such as your credit history, application information and the term you select. We may charge a fee if your payment is late.* Site Map
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