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having shared over
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MEMBERSHIPBILLINGSHARINGRESOURCESCONTACT USCHRISTIAN HEALTHCARE MINISTRIES Welcome to the Member Portal! Welcome to the CHM Member Portal! Here you can submit medical bills, make changes to your membership, submit online payments and so much more. If you need further assistance, visit the contact page to get in touch with a CHM staff person. It’s an honor to serve you.GIVING GUIDE
Christian Healthcare Ministries guide to giving extra to members inneed.
MEDICARE | CHRISTIAN HEALTHCARE MINISTRIES Medicare-eligible CHM members can participate in one of the ministry’s cost-sharing programs (Gold, Silver, or Bronze). Membership at the Gold level combined with Brother’s Keeper is the best option for members of all ages and offers the highest level of cost support. Whichever program you choose, Christian Healthcare Ministries is always POLICIES | CHRISTIAN HEALTHCARE MINISTRIES Termination (cancellation) by members. You can cancel your Christian Healthcare Ministries membership at any time by calling the Member Assistance department at 1-800-791-6225, ext. 5993. If you have submitted medical bills to CHM that have not yet been shared at the time you cancel your membership, please be aware that CHM Guidelinesstate
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CHM Member Portal. Login. EmailHEARTFELT MAGAZINE
Christian Healthcare Ministries publishes a monthly magazine that keeps members up-to-date on the latest news, health info, member testimonies and more.DENTAL & VISION
CHM is for major medical expenses (hospitalization, surgery, maternity, etc.) and therefore doesn’t help with dental, vision, or chiropractic-related expenses. However, here are some options to help you afford these types of costs: 1. Set up a savings account just for your healthcare expenses. Most members find that using CHM for theirmajor
MATERNITY | CHRISTIAN HEALTHCARE MINISTRIES Seven weeks early—watch Amanda’s story of premature birth and CHM members’ faithfulness. At 32 weeks, Amanda Burton’s water broke. With one thought racing through her mind—it’s too early!—she rushed to the hospital.After a week-long hospital stay and the baby’s 10 days in intensive care, the bills piled up around her. CHRISTIAN HEALTHCARE MINISTRIES MEDICARE MEMBER UPDATE This advantage begins for the billing cycle of the first day of your 65 th birthday but not before May 1, 2021 and will reflect the full Gold program $172 per unit gift amount along with a $65 CHM SeniorShare TM cost reduction—resulting in a new gift amount of $107 per qualifying member. That’s a savings of $780 per calendar year! CHRISTIAN HEALTHCARE MINISTRIES Christian Healthcare Ministries (CHM) is an budget-friendly, biblical, and compassionate healthcare cost solution for Christians in all 50 states and around the world. We’re not health insurance; rather, we're the first and longest-serving health cost sharing ministry,having shared over
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MEMBERSHIPBILLINGSHARINGRESOURCESCONTACT USCHRISTIAN HEALTHCARE MINISTRIES Welcome to the Member Portal! Welcome to the CHM Member Portal! Here you can submit medical bills, make changes to your membership, submit online payments and so much more. If you need further assistance, visit the contact page to get in touch with a CHM staff person. It’s an honor to serve you.GIVING GUIDE
Christian Healthcare Ministries guide to giving extra to members inneed.
MEDICARE | CHRISTIAN HEALTHCARE MINISTRIES Medicare-eligible CHM members can participate in one of the ministry’s cost-sharing programs (Gold, Silver, or Bronze). Membership at the Gold level combined with Brother’s Keeper is the best option for members of all ages and offers the highest level of cost support. Whichever program you choose, Christian Healthcare Ministries is always POLICIES | CHRISTIAN HEALTHCARE MINISTRIES Termination (cancellation) by members. You can cancel your Christian Healthcare Ministries membership at any time by calling the Member Assistance department at 1-800-791-6225, ext. 5993. If you have submitted medical bills to CHM that have not yet been shared at the time you cancel your membership, please be aware that CHM Guidelinesstate
LOG IN
CHM Member Portal. Login. EmailHEARTFELT MAGAZINE
Christian Healthcare Ministries publishes a monthly magazine that keeps members up-to-date on the latest news, health info, member testimonies and more.DENTAL & VISION
CHM is for major medical expenses (hospitalization, surgery, maternity, etc.) and therefore doesn’t help with dental, vision, or chiropractic-related expenses. However, here are some options to help you afford these types of costs: 1. Set up a savings account just for your healthcare expenses. Most members find that using CHM for theirmajor
MATERNITY | CHRISTIAN HEALTHCARE MINISTRIES Seven weeks early—watch Amanda’s story of premature birth and CHM members’ faithfulness. At 32 weeks, Amanda Burton’s water broke. With one thought racing through her mind—it’s too early!—she rushed to the hospital.After a week-long hospital stay and the baby’s 10 days in intensive care, the bills piled up around her. CHRISTIAN HEALTHCARE MINISTRIES MEDICARE MEMBER UPDATE This advantage begins for the billing cycle of the first day of your 65 th birthday but not before May 1, 2021 and will reflect the full Gold program $172 per unit gift amount along with a $65 CHM SeniorShare TM cost reduction—resulting in a new gift amount of $107 per qualifying member. That’s a savings of $780 per calendar year! THE TRUTH ABOUT CHRISTIAN HEALTHCARE MINISTRY AND WHY IT'S In order to accomplish our mission of glorifying God through service to our members, we believe Christian Healthcare Ministries, Inc., (the Ministry) must be accountable and transparent and must avoid impropriety and the appearance of impropriety in all its operations, communications and dealings.FORMS & DOCUMENTS
Sharing Request Packet. The sharing request packet is required for CHM to process and share medical bills and must be submitted with each new medical incident. (Add-on bills to a prior incident do not require new forms). The Prayer Page Request Form is required if you have a pre-existing condition, as defined by CHM Guidelines Z and AA. PROVIDERS AND SERVICES We’re committed to telling you about valued healthcare providers and services suggested by CHM members. We also want to share when providers are offering their services to CHM members at a discounted cost. Use the search form below to discover the providers nearest to you that were suggested for quality care or fair pricing. MATERNITY | CHRISTIAN HEALTHCARE MINISTRIES Seven weeks early—watch Amanda’s story of premature birth and CHM members’ faithfulness. At 32 weeks, Amanda Burton’s water broke. With one thought racing through her mind—it’s too early!—she rushed to the hospital.After a week-long hospital stay and the baby’s 10 days in intensive care, the bills piled up around her. CHRISTIAN HEALTHCARE MINISTRIES' MEMBER FEEDBACK By Dave Tschantz, Vice President & General Counsel *Editor’s note: This information was published in the July 2021 issue of Heartfelt Magazine, CHM’s monthly magazine that provides CHM membership-related tips and tricks, medical advice from doctors, testimonies from CHM members, and more. Please refer to the CHM Guidelines and applicable web pages for the most up-to-dateinformation
CELEBRATING NATIONAL PARKS AND RECREATION MONTH By Dr. Michael Jacobson, D.O., M.P.H., CHM Medical Director *Editor’s note: This information was published in the July 2021 issue of Heartfelt Magazine, CHM’s monthly magazine that provides CHM membership-related tips and tricks, medical advice from doctors, testimonies from CHM members, and more.Please refer to the CHM Guidelines and applicable web pages for the most up-to-date TIPS FOR RESTING WHILE YOU'RE ON VACATION Learning how to rest when you’re on vacation. *Editor’s note: This information was published in the July 2021 issue of Heartfelt Magazine, CHM’s monthly magazine that provides CHM membership-related tips and tricks, medical advice from doctors, testimonies from CHM members, and more.Please refer to the CHM Guidelines and applicable web pages for the most up-to-date information regarding CHRISTIAN HEALTHCARE MINISTRIES: 40 YEARS OF HELPING Forty days in the storm By Craig J. Brown II, President & CEO *Editor’s note: This information was published in the July 2021 issue of Heartfelt Magazine, CHM’s monthly magazine that provides CHM membership-related tips and tricks, medical advice from doctors, testimonies from CHM members, and more.Please refer to the CHM Guidelines and applicable web pages for the most up-to-date ESCAROLE AND ORZO SOUP WITH TURKEY-PARMESAN MEATBALLS By CHM staff member, Roseann Sikorsky *Editor’s note: This information was published in the July 2021 issue of Heartfelt Magazine, CHM’s monthly magazine that provides CHM membership-related tips and tricks, medical advice from doctors, testimonies from CHM members, and more.Please refer to the CHM Guidelines and applicable web pages for the most up-to-date information regarding CHM MEET THE CHM STAFF WHO LOVE THEIR JOBS *Editor’s note: This information was published in the July 2021 issue of Heartfelt Magazine, CHM’s monthly magazine that provides CHM membership-related tips and tricks, medical advice from doctors, testimonies from CHM members, and more.Please refer to the CHM Guidelines and applicable web pages for the most up-to-date information regarding CHM membership, sharing eligibility, and CHRISTIAN HEALTHCARE MINISTRIES Christian Healthcare Ministries (CHM) is an budget-friendly, biblical, and compassionate healthcare cost solution for Christians in all 50 states and around the world. We’re not health insurance; rather, we're the first and longest-serving health cost sharing ministry,having shared over
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MEMBERSHIPBILLINGSHARINGRESOURCESCONTACT USCHRISTIAN HEALTHCARE MINISTRIES Welcome to the Member Portal! Welcome to the CHM Member Portal! Here you can submit medical bills, make changes to your membership, submit online payments and so much more. If you need further assistance, visit the contact page to get in touch with a CHM staff person. It’s an honor to serve you.GIVING GUIDE
Christian Healthcare Ministries guide to giving extra to members inneed.
PROVIDERS AND SERVICES We’re committed to telling you about valued healthcare providers and services suggested by CHM members. We also want to share when providers are offering their services to CHM members at a discounted cost. Use the search form below to discover the providers nearest to you that were suggested for quality care or fair pricing.LOG IN
CHM Member Portal. Login. Email MEDICARE | CHRISTIAN HEALTHCARE MINISTRIES Medicare-eligible CHM members can participate in one of the ministry’s cost-sharing programs (Gold, Silver, or Bronze). Membership at the Gold level combined with Brother’s Keeper is the best option for members of all ages and offers the highest level of cost support. Whichever program you choose, Christian Healthcare Ministries is alwaysDENTAL & VISION
CHM is for major medical expenses (hospitalization, surgery, maternity, etc.) and therefore doesn’t help with dental, vision, or chiropractic-related expenses. However, here are some options to help you afford these types of costs: 1. Set up a savings account just for your healthcare expenses. Most members find that using CHM for theirmajor
MATERNITY | CHRISTIAN HEALTHCARE MINISTRIES Seven weeks early—watch Amanda’s story of premature birth and CHM members’ faithfulness. At 32 weeks, Amanda Burton’s water broke. With one thought racing through her mind—it’s too early!—she rushed to the hospital.After a week-long hospital stay and the baby’s 10 days in intensive care, the bills piled up around her. POLICIES | CHRISTIAN HEALTHCARE MINISTRIES Termination (cancellation) by members. You can cancel your Christian Healthcare Ministries membership at any time by calling the Member Assistance department at 1-800-791-6225, ext. 5993. If you have submitted medical bills to CHM that have not yet been shared at the time you cancel your membership, please be aware that CHM Guidelinesstate
CHM AND YOUR TAXES: WHAT YOU NEED TO KNOW Editor’s note: This information was published in the April 2020 issue of Heartfelt Magazine, CHM’s monthly magazine that provides CHM membership-related tips and tricks, medical advice from doctors, testimonies from CHM members, and more.Please refer to the CHM Guidelines and applicable web pages for the most up-to-date information regarding CHM membership, sharing eligibility, and CHRISTIAN HEALTHCARE MINISTRIES Christian Healthcare Ministries (CHM) is an budget-friendly, biblical, and compassionate healthcare cost solution for Christians in all 50 states and around the world. We’re not health insurance; rather, we're the first and longest-serving health cost sharing ministry,having shared over
HOME PAGE
MEMBERSHIPBILLINGSHARINGRESOURCESCONTACT USCHRISTIAN HEALTHCARE MINISTRIES Welcome to the Member Portal! Welcome to the CHM Member Portal! Here you can submit medical bills, make changes to your membership, submit online payments and so much more. If you need further assistance, visit the contact page to get in touch with a CHM staff person. It’s an honor to serve you.GIVING GUIDE
Christian Healthcare Ministries guide to giving extra to members inneed.
PROVIDERS AND SERVICES We’re committed to telling you about valued healthcare providers and services suggested by CHM members. We also want to share when providers are offering their services to CHM members at a discounted cost. Use the search form below to discover the providers nearest to you that were suggested for quality care or fair pricing.LOG IN
CHM Member Portal. Login. Email MEDICARE | CHRISTIAN HEALTHCARE MINISTRIES Medicare-eligible CHM members can participate in one of the ministry’s cost-sharing programs (Gold, Silver, or Bronze). Membership at the Gold level combined with Brother’s Keeper is the best option for members of all ages and offers the highest level of cost support. Whichever program you choose, Christian Healthcare Ministries is alwaysDENTAL & VISION
CHM is for major medical expenses (hospitalization, surgery, maternity, etc.) and therefore doesn’t help with dental, vision, or chiropractic-related expenses. However, here are some options to help you afford these types of costs: 1. Set up a savings account just for your healthcare expenses. Most members find that using CHM for theirmajor
MATERNITY | CHRISTIAN HEALTHCARE MINISTRIES Seven weeks early—watch Amanda’s story of premature birth and CHM members’ faithfulness. At 32 weeks, Amanda Burton’s water broke. With one thought racing through her mind—it’s too early!—she rushed to the hospital.After a week-long hospital stay and the baby’s 10 days in intensive care, the bills piled up around her. POLICIES | CHRISTIAN HEALTHCARE MINISTRIES Termination (cancellation) by members. You can cancel your Christian Healthcare Ministries membership at any time by calling the Member Assistance department at 1-800-791-6225, ext. 5993. If you have submitted medical bills to CHM that have not yet been shared at the time you cancel your membership, please be aware that CHM Guidelinesstate
CHM AND YOUR TAXES: WHAT YOU NEED TO KNOW Editor’s note: This information was published in the April 2020 issue of Heartfelt Magazine, CHM’s monthly magazine that provides CHM membership-related tips and tricks, medical advice from doctors, testimonies from CHM members, and more.Please refer to the CHM Guidelines and applicable web pages for the most up-to-date information regarding CHM membership, sharing eligibility, and BLOG | CHRISTIAN HEALTHCARE MINISTRIES Categories. Here are three ways we can “treat” those healthcare providers who are treating us. Packing your healthcare toolbox with all the right resources is a tremendous help when it’s time to tend to medical needs. No one can predict when medical incidents willarise,
MEDICARE | CHRISTIAN HEALTHCARE MINISTRIES Medicare-eligible CHM members can participate in one of the ministry’s cost-sharing programs (Gold, Silver, or Bronze). Membership at the Gold level combined with Brother’s Keeper is the best option for members of all ages and offers the highest level of cost support. Whichever program you choose, Christian Healthcare Ministries is alwaysHEARTFELT MAGAZINE
Christian Healthcare Ministries publishes a monthly magazine that keeps members up-to-date on the latest news, health info, member testimonies and more.AFTER YOU JOIN
Within several weeks * of joining, you’ll receive a new member Welcome Packet by mail, which will include your CHM membership card, permanent CHM member number, the ministry’s Guidelines, and other helpful info. If you already have your member number, please TAX FORMS & RESOURCES Simply file Form 8965 with your taxes and only fill out Part 3 of the form. Here is a sample of Form 8965 with Part 3 completed. (Your CHM join date appears on your membership card.) If you use electronic software to file your taxes, the software should automatically ask BILL SHARING PROCESS The sharing process described above can take 70-85 days; the sharing "clock" begins the date CHM receives all of your necessary forms and relevant itemized bill (s). Sometimes bills can be shared sooner if your provider grants a significant discount. The sharing process is CHRISTIAN HEALTHCARE MINISTRIES MEDICARE MEMBER UPDATE This advantage begins for the billing cycle of the first day of your 65 th birthday but not before May 1, 2021 and will reflect the full Gold program $172 per unit gift amount along with a $65 CHM SeniorShare TM cost reduction—resulting in a new gift amount of $107 per qualifying member. That’s a savings of $780 per calendar year! BUILDING A LIFE FOR CHRIST Jeff is licensed and ordained through The International Fellowship of Bible Churches. Around 11 years ago, he and Andrea felt called to open a mission church near their home in Vicksburg, Pa. “We’re blessed to have been involved in ministry in our community and are still pastoring that church today.”. Jeff is a father of three and DAVE RAMSEY AND CHRISTIAN HEALTHCARE MINISTRIES Together, CHM members have voluntarily contributed $6 billion to assist each other with medical costs since the ministry began 40 years ago. As the original health cost sharing ministry, this community of believers has changed thousands of lives financially and spirituallyby
HOW CHM’S MATERNITY PROGRAM WORKS Editor’s note: This information was published in a previous issue of Heartfelt Magazine, CHM’s monthly magazine that provides CHM membership-related tips and tricks, medical advice from doctors, testimonies from CHM members and more.Please refer to the CHM Guidelines and applicable web pages for the most up-to-date information regarding CHM membership, sharing eligibility and ministrynews.
CHRISTIAN HEALTHCARE MINISTRIES Christian Healthcare Ministries (CHM) is an budget-friendly, biblical, and compassionate healthcare cost solution for Christians in all 50 states and around the world. We’re not health insurance; rather, we're the first and longest-serving health cost sharing ministry,having shared over
HOME PAGE
MEMBERSHIPBILLINGSHARINGRESOURCESCONTACT USCHRISTIAN HEALTHCARE MINISTRIES Welcome to the Member Portal! Welcome to the CHM Member Portal! Here you can submit medical bills, make changes to your membership, submit online payments and so much more. If you need further assistance, visit the contact page to get in touch with a CHM staff person. It’s an honor to serve you.GIVING GUIDE
Christian Healthcare Ministries guide to giving extra to members inneed.
PROVIDERS AND SERVICES We’re committed to telling you about valued healthcare providers and services suggested by CHM members. We also want to share when providers are offering their services to CHM members at a discounted cost. Use the search form below to discover the providers nearest to you that were suggested for quality care or fair pricing.LOG IN
CHM Member Portal. Login. Email MEDICARE | CHRISTIAN HEALTHCARE MINISTRIES Medicare-eligible CHM members can participate in one of the ministry’s cost-sharing programs (Gold, Silver, or Bronze). Membership at the Gold level combined with Brother’s Keeper is the best option for members of all ages and offers the highest level of cost support. Whichever program you choose, Christian Healthcare Ministries is alwaysDENTAL & VISION
CHM is for major medical expenses (hospitalization, surgery, maternity, etc.) and therefore doesn’t help with dental, vision, or chiropractic-related expenses. However, here are some options to help you afford these types of costs: 1. Set up a savings account just for your healthcare expenses. Most members find that using CHM for theirmajor
MATERNITY | CHRISTIAN HEALTHCARE MINISTRIES Seven weeks early—watch Amanda’s story of premature birth and CHM members’ faithfulness. At 32 weeks, Amanda Burton’s water broke. With one thought racing through her mind—it’s too early!—she rushed to the hospital.After a week-long hospital stay and the baby’s 10 days in intensive care, the bills piled up around her. POLICIES | CHRISTIAN HEALTHCARE MINISTRIES Termination (cancellation) by members. You can cancel your Christian Healthcare Ministries membership at any time by calling the Member Assistance department at 1-800-791-6225, ext. 5993. If you have submitted medical bills to CHM that have not yet been shared at the time you cancel your membership, please be aware that CHM Guidelinesstate
CHM AND YOUR TAXES: WHAT YOU NEED TO KNOW Editor’s note: This information was published in the April 2020 issue of Heartfelt Magazine, CHM’s monthly magazine that provides CHM membership-related tips and tricks, medical advice from doctors, testimonies from CHM members, and more.Please refer to the CHM Guidelines and applicable web pages for the most up-to-date information regarding CHM membership, sharing eligibility, and CHRISTIAN HEALTHCARE MINISTRIES Christian Healthcare Ministries (CHM) is an budget-friendly, biblical, and compassionate healthcare cost solution for Christians in all 50 states and around the world. We’re not health insurance; rather, we're the first and longest-serving health cost sharing ministry,having shared over
HOME PAGE
MEMBERSHIPBILLINGSHARINGRESOURCESCONTACT USCHRISTIAN HEALTHCARE MINISTRIES Welcome to the Member Portal! Welcome to the CHM Member Portal! Here you can submit medical bills, make changes to your membership, submit online payments and so much more. If you need further assistance, visit the contact page to get in touch with a CHM staff person. It’s an honor to serve you.GIVING GUIDE
Christian Healthcare Ministries guide to giving extra to members inneed.
PROVIDERS AND SERVICES We’re committed to telling you about valued healthcare providers and services suggested by CHM members. We also want to share when providers are offering their services to CHM members at a discounted cost. Use the search form below to discover the providers nearest to you that were suggested for quality care or fair pricing.LOG IN
CHM Member Portal. Login. Email MEDICARE | CHRISTIAN HEALTHCARE MINISTRIES Medicare-eligible CHM members can participate in one of the ministry’s cost-sharing programs (Gold, Silver, or Bronze). Membership at the Gold level combined with Brother’s Keeper is the best option for members of all ages and offers the highest level of cost support. Whichever program you choose, Christian Healthcare Ministries is alwaysDENTAL & VISION
CHM is for major medical expenses (hospitalization, surgery, maternity, etc.) and therefore doesn’t help with dental, vision, or chiropractic-related expenses. However, here are some options to help you afford these types of costs: 1. Set up a savings account just for your healthcare expenses. Most members find that using CHM for theirmajor
MATERNITY | CHRISTIAN HEALTHCARE MINISTRIES Seven weeks early—watch Amanda’s story of premature birth and CHM members’ faithfulness. At 32 weeks, Amanda Burton’s water broke. With one thought racing through her mind—it’s too early!—she rushed to the hospital.After a week-long hospital stay and the baby’s 10 days in intensive care, the bills piled up around her. POLICIES | CHRISTIAN HEALTHCARE MINISTRIES Termination (cancellation) by members. You can cancel your Christian Healthcare Ministries membership at any time by calling the Member Assistance department at 1-800-791-6225, ext. 5993. If you have submitted medical bills to CHM that have not yet been shared at the time you cancel your membership, please be aware that CHM Guidelinesstate
CHM AND YOUR TAXES: WHAT YOU NEED TO KNOW Editor’s note: This information was published in the April 2020 issue of Heartfelt Magazine, CHM’s monthly magazine that provides CHM membership-related tips and tricks, medical advice from doctors, testimonies from CHM members, and more.Please refer to the CHM Guidelines and applicable web pages for the most up-to-date information regarding CHM membership, sharing eligibility, and BLOG | CHRISTIAN HEALTHCARE MINISTRIES Categories. Here are three ways we can “treat” those healthcare providers who are treating us. Packing your healthcare toolbox with all the right resources is a tremendous help when it’s time to tend to medical needs. No one can predict when medical incidents willarise,
MEDICARE | CHRISTIAN HEALTHCARE MINISTRIES Medicare-eligible CHM members can participate in one of the ministry’s cost-sharing programs (Gold, Silver, or Bronze). Membership at the Gold level combined with Brother’s Keeper is the best option for members of all ages and offers the highest level of cost support. Whichever program you choose, Christian Healthcare Ministries is alwaysHEARTFELT MAGAZINE
Christian Healthcare Ministries publishes a monthly magazine that keeps members up-to-date on the latest news, health info, member testimonies and more.AFTER YOU JOIN
Within several weeks * of joining, you’ll receive a new member Welcome Packet by mail, which will include your CHM membership card, permanent CHM member number, the ministry’s Guidelines, and other helpful info. If you already have your member number, please TAX FORMS & RESOURCES Simply file Form 8965 with your taxes and only fill out Part 3 of the form. Here is a sample of Form 8965 with Part 3 completed. (Your CHM join date appears on your membership card.) If you use electronic software to file your taxes, the software should automatically ask BILL SHARING PROCESS The sharing process described above can take 70-85 days; the sharing "clock" begins the date CHM receives all of your necessary forms and relevant itemized bill (s). Sometimes bills can be shared sooner if your provider grants a significant discount. The sharing process is CHRISTIAN HEALTHCARE MINISTRIES MEDICARE MEMBER UPDATE This advantage begins for the billing cycle of the first day of your 65 th birthday but not before May 1, 2021 and will reflect the full Gold program $172 per unit gift amount along with a $65 CHM SeniorShare TM cost reduction—resulting in a new gift amount of $107 per qualifying member. That’s a savings of $780 per calendar year! BUILDING A LIFE FOR CHRIST Jeff is licensed and ordained through The International Fellowship of Bible Churches. Around 11 years ago, he and Andrea felt called to open a mission church near their home in Vicksburg, Pa. “We’re blessed to have been involved in ministry in our community and are still pastoring that church today.”. Jeff is a father of three and DAVE RAMSEY AND CHRISTIAN HEALTHCARE MINISTRIES Together, CHM members have voluntarily contributed $6 billion to assist each other with medical costs since the ministry began 40 years ago. As the original health cost sharing ministry, this community of believers has changed thousands of lives financially and spirituallyby
HOW CHM’S MATERNITY PROGRAM WORKS Editor’s note: This information was published in a previous issue of Heartfelt Magazine, CHM’s monthly magazine that provides CHM membership-related tips and tricks, medical advice from doctors, testimonies from CHM members and more.Please refer to the CHM Guidelines and applicable web pages for the most up-to-date information regarding CHM membership, sharing eligibility and ministrynews.
CHRISTIAN HEALTHCARE MINISTRIES Christian Healthcare Ministries (CHM) is an budget-friendly, biblical, and compassionate healthcare cost solution for Christians in all 50 states and around the world. We’re not health insurance; rather, we're the first and longest-serving health cost sharing ministry,having shared over
HOME PAGE
MEMBERSHIPBILLINGSHARINGRESOURCESCONTACT USCHRISTIAN HEALTHCARE MINISTRIES Welcome to the Member Portal! Welcome to the CHM Member Portal! Here you can submit medical bills, make changes to your membership, submit online payments and so much more. If you need further assistance, visit the contact page to get in touch with a CHM staff person. It’s an honor to serve you.GIVING GUIDE
Christian Healthcare Ministries guide to giving extra to members inneed.
PROGRAMS & COSTS
CHM shares $5,000 ($7,500-$2,500), which is 100 percent of the cost after discounts. In the middle of the same year you have some blood tests done (for an unrelated illness) that cost $400. CHM does not share any of these bills because the total cost of the incident isless than $500.
FORMS & DOCUMENTS
Sharing Request Packet. The sharing request packet is required for CHM to process and share medical bills and must be submitted with each new medical incident. (Add-on bills to a prior incident do not require new forms). The Prayer Page Request Form is required if you have a pre-existing condition, as defined by CHM Guidelines Z and AA. MATERNITY | CHRISTIAN HEALTHCARE MINISTRIESCHM CHRISTIAN HEALTH MINISTRIESCHRISTIAN HEALTH MINISTRIES COMPLAINTS Seven weeks early—watch Amanda’s story of premature birth and CHM members’ faithfulness. At 32 weeks, Amanda Burton’s water broke. With one thought racing through her mind—it’s too early!—she rushed to the hospital.After a week-long hospital stay and the baby’s 10 days in intensive care, the bills piled up around her.LOG IN
CHM Member Portal. Login. Email POLICIES | CHRISTIAN HEALTHCARE MINISTRIESCHRISTIAN HEALTH MINISTRIESCHRISTIAN HEALTHCARE MINISTRIES CLAIM FORMCHRISTIAN HEALTHCARE MINISTRIES CLAIM FORMCHRISTIAN HEALTHCARE MINISTRIES SUBMITCLAIM
Termination (cancellation) by members. You can cancel your Christian Healthcare Ministries membership at any time by calling the Member Assistance department at 1-800-791-6225, ext. 5993. If you have submitted medical bills to CHM that have not yet been shared at the time you cancel your membership, please be aware that CHM Guidelinesstate
DENTAL & VISION
CHM is for major medical expenses (hospitalization, surgery, maternity, etc.) and therefore doesn’t help with dental, vision, or chiropractic-related expenses. However, here are some options to help you afford these types of costs: 1. Set up a savings account just for your healthcare expenses. Most members find that using CHM for theirmajor
CHRISTIAN HEALTHCARE MINISTRIES MEDICARE MEMBER UPDATE This advantage begins for the billing cycle of the first day of your 65 th birthday but not before May 1, 2021 and will reflect the full Gold program $172 per unit gift amount along with a $65 CHM SeniorShare TM cost reduction—resulting in a new gift amount of $107 per qualifying member. That’s a savings of $780 per calendar year! CHRISTIAN HEALTHCARE MINISTRIES Christian Healthcare Ministries (CHM) is an budget-friendly, biblical, and compassionate healthcare cost solution for Christians in all 50 states and around the world. We’re not health insurance; rather, we're the first and longest-serving health cost sharing ministry,having shared over
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MEMBERSHIPBILLINGSHARINGRESOURCESCONTACT USCHRISTIAN HEALTHCARE MINISTRIES Welcome to the Member Portal! Welcome to the CHM Member Portal! Here you can submit medical bills, make changes to your membership, submit online payments and so much more. If you need further assistance, visit the contact page to get in touch with a CHM staff person. It’s an honor to serve you.GIVING GUIDE
Christian Healthcare Ministries guide to giving extra to members inneed.
PROGRAMS & COSTS
CHM shares $5,000 ($7,500-$2,500), which is 100 percent of the cost after discounts. In the middle of the same year you have some blood tests done (for an unrelated illness) that cost $400. CHM does not share any of these bills because the total cost of the incident isless than $500.
FORMS & DOCUMENTS
Sharing Request Packet. The sharing request packet is required for CHM to process and share medical bills and must be submitted with each new medical incident. (Add-on bills to a prior incident do not require new forms). The Prayer Page Request Form is required if you have a pre-existing condition, as defined by CHM Guidelines Z and AA. MATERNITY | CHRISTIAN HEALTHCARE MINISTRIESCHM CHRISTIAN HEALTH MINISTRIESCHRISTIAN HEALTH MINISTRIES COMPLAINTS Seven weeks early—watch Amanda’s story of premature birth and CHM members’ faithfulness. At 32 weeks, Amanda Burton’s water broke. With one thought racing through her mind—it’s too early!—she rushed to the hospital.After a week-long hospital stay and the baby’s 10 days in intensive care, the bills piled up around her.LOG IN
CHM Member Portal. Login. Email POLICIES | CHRISTIAN HEALTHCARE MINISTRIESCHRISTIAN HEALTH MINISTRIESCHRISTIAN HEALTHCARE MINISTRIES CLAIM FORMCHRISTIAN HEALTHCARE MINISTRIES CLAIM FORMCHRISTIAN HEALTHCARE MINISTRIES SUBMITCLAIM
Termination (cancellation) by members. You can cancel your Christian Healthcare Ministries membership at any time by calling the Member Assistance department at 1-800-791-6225, ext. 5993. If you have submitted medical bills to CHM that have not yet been shared at the time you cancel your membership, please be aware that CHM Guidelinesstate
DENTAL & VISION
CHM is for major medical expenses (hospitalization, surgery, maternity, etc.) and therefore doesn’t help with dental, vision, or chiropractic-related expenses. However, here are some options to help you afford these types of costs: 1. Set up a savings account just for your healthcare expenses. Most members find that using CHM for theirmajor
CHRISTIAN HEALTHCARE MINISTRIES MEDICARE MEMBER UPDATE This advantage begins for the billing cycle of the first day of your 65 th birthday but not before May 1, 2021 and will reflect the full Gold program $172 per unit gift amount along with a $65 CHM SeniorShare TM cost reduction—resulting in a new gift amount of $107 per qualifying member. That’s a savings of $780 per calendar year!ALL ABOUT CHM
About CHM. Founded in 1981, Christian Healthcare Ministries (CHM) is the original healthcare sharing ministry for Christians. CHM is a nonprofit, voluntary cost-sharing ministry through which participating Christians meet each other’s medical bills. CHM members have shared nearly $6 billion in medical bills.PROGRAMS & COSTS
CHM shares $5,000 ($7,500-$2,500), which is 100 percent of the cost after discounts. In the middle of the same year you have some blood tests done (for an unrelated illness) that cost $400. CHM does not share any of these bills because the total cost of the incident isless than $500.
CONTACT US | CHRISTIAN HEALTHCARE MINISTRIES Address. Main Office Christian Healthcare Ministries 127 Hazelwood Ave. Barberton, OH 44203-1316. Telephone 1-800-791-6225 9am-5pm M-FEastern Time. Email
FOR HEALTHCARE PROVIDERS Christian Healthcare Ministries (CHM) is a Bible-based, voluntary medical cost sharing ministry. CHM members have shared over $6 billion in medical costs. CHM is an eligible option for individuals under the U.S. Patient Protection and Affordable Care Act (PPACA). This information can be found under 26 U.S.C. §5000A (d) (2) (B) (ii); p.128.
BLOG | CHRISTIAN HEALTHCARE MINISTRIES Categories. Here are three ways we can “treat” those healthcare providers who are treating us. Packing your healthcare toolbox with all the right resources is a tremendous help when it’s time to tend to medical needs. No one can predict when medical incidents willarise,
DENTAL & VISION
CHM is for major medical expenses (hospitalization, surgery, maternity, etc.) and therefore doesn’t help with dental, vision, or chiropractic-related expenses.However, here are some options to help you afford these types of costs: 1. Set up a savings account just for your healthcare expenses MEDICARE | CHRISTIAN HEALTHCARE MINISTRIES Medicare-eligible CHM members can participate in one of the ministry’s cost-sharing programs (Gold, Silver, or Bronze). Membership at the Gold level combined with Brother’s Keeper is the best option for members of all ages and offers the highest level of cost support. Whichever program you choose, Christian Healthcare Ministries is alwaysBROTHER'S KEEPER
CHM's catastrophic bills program. Brother’s Keeper is your safeguard against catastrophic illness or injury. Brother’s Keeper is a low-cost, Bible-inspired program enabling CHM members to meet medical bills that exceed the $125,000 limit per illness specified in the CHM Guidelines.. Gold level members: Signing up for Brother’s Keeper provides unlimited cost support per illness (diagnosis).HEARTFELT MAGAZINE
Christian Healthcare Ministries publishes a monthly magazine that keeps members up-to-date on the latest news, health info, member testimonies and more. BUILDING A LIFE FOR CHRIST Jeff is licensed and ordained through The International Fellowship of Bible Churches. Around 11 years ago, he and Andrea felt called to open a mission church near their home in Vicksburg, Pa. “We’re blessed to have been involved in ministry in our community and are still pastoring that church today.”. Jeff is a father of three and CHRISTIAN HEALTHCARE MINISTRIES Christian Healthcare Ministries is a faith-based healthcare cost solution for Christians in all 50 states and around the world.HOME PAGE
MEMBERSHIPBILLINGSHARINGRESOURCESCONTACT USCHRISTIAN HEALTHCARE MINISTRIES Submit sharing requests and bills. Medical bills and sharing request packets can be submitted here. Additionally, you can view forms and bills previously sent to the ministry.GIVING GUIDE
Christian Healthcare Ministries guide to giving extra to members inneed.
PROGRAMS & COSTS
Gold Program $172 per unit, per month. Most extensive financial support by sharing 100% of any medical incident exceeding $500 (as long as all other Guidelines are met), up to $125,000 per illness.FORMS & DOCUMENTS
Example medical bill log. Use this handy tool to keep track of your bills, including when you received them, when you sent them to CHM, what payments you’ve made, etc. Note that the example given is a maternity incident, but you can use this spreadsheet for any type ofmedical condition.
MATERNITY | CHRISTIAN HEALTHCARE MINISTRIESCHM CHRISTIAN HEALTH MINISTRIESCHRISTIAN HEALTH MINISTRIES COMPLAINTS Seven weeks early—watch Amanda’s story of premature birth and CHM members’ faithfulness. At 32 weeks, Amanda Burton’s water broke. With one thought racing through her mind—it’s too early!—she rushed to the hospital.After a week-long hospital stay and the baby’s 10 days in intensive care, the bills piled up around her.LOG IN
CHM Member Portal. Login. EmailDENTAL & VISION
CHM is for major medical expenses (hospitalization, surgery, maternity, etc.) and therefore doesn’t help with dental, vision, or chiropractic-related expenses.However, here are some options to help you afford these types of costs: 1. Set up a savings account just for your healthcare expenses POLICIES | CHRISTIAN HEALTHCARE MINISTRIESCHRISTIAN HEALTH MINISTRIESCHRISTIAN HEALTHCARE MINISTRIES CLAIM FORMCHRISTIAN HEALTHCARE MINISTRIES CLAIM FORMCHRISTIAN HEALTHCARE MINISTRIES SUBMITCLAIM
Termination (cancellation) by members. You can cancel your Christian Healthcare Ministries membership at any time by calling the Member Assistance department at 1-800-791-6225, ext. 5993. CHRISTIAN HEALTHCARE MINISTRIES MEDICARE MEMBER UPDATE Exciting news about CHM SeniorShare™ We have great news for members approaching or who are already 65 and older and participate in the Gold program: The CHM SeniorShare TM program now includes a $65 gift reduction for each qualifying member.. This advantage begins for the billing cycle of the first day of your 65 th birthday but not before May 1, 2021 and will reflect the full Gold program CHRISTIAN HEALTHCARE MINISTRIES Christian Healthcare Ministries is a faith-based healthcare cost solution for Christians in all 50 states and around the world.HOME PAGE
MEMBERSHIPBILLINGSHARINGRESOURCESCONTACT USCHRISTIAN HEALTHCARE MINISTRIES Submit sharing requests and bills. Medical bills and sharing request packets can be submitted here. Additionally, you can view forms and bills previously sent to the ministry.GIVING GUIDE
Christian Healthcare Ministries guide to giving extra to members inneed.
PROGRAMS & COSTS
Gold Program $172 per unit, per month. Most extensive financial support by sharing 100% of any medical incident exceeding $500 (as long as all other Guidelines are met), up to $125,000 per illness.FORMS & DOCUMENTS
Example medical bill log. Use this handy tool to keep track of your bills, including when you received them, when you sent them to CHM, what payments you’ve made, etc. Note that the example given is a maternity incident, but you can use this spreadsheet for any type ofmedical condition.
MATERNITY | CHRISTIAN HEALTHCARE MINISTRIESCHM CHRISTIAN HEALTH MINISTRIESCHRISTIAN HEALTH MINISTRIES COMPLAINTS Seven weeks early—watch Amanda’s story of premature birth and CHM members’ faithfulness. At 32 weeks, Amanda Burton’s water broke. With one thought racing through her mind—it’s too early!—she rushed to the hospital.After a week-long hospital stay and the baby’s 10 days in intensive care, the bills piled up around her.LOG IN
CHM Member Portal. Login. EmailDENTAL & VISION
CHM is for major medical expenses (hospitalization, surgery, maternity, etc.) and therefore doesn’t help with dental, vision, or chiropractic-related expenses.However, here are some options to help you afford these types of costs: 1. Set up a savings account just for your healthcare expenses POLICIES | CHRISTIAN HEALTHCARE MINISTRIESCHRISTIAN HEALTH MINISTRIESCHRISTIAN HEALTHCARE MINISTRIES CLAIM FORMCHRISTIAN HEALTHCARE MINISTRIES CLAIM FORMCHRISTIAN HEALTHCARE MINISTRIES SUBMITCLAIM
Termination (cancellation) by members. You can cancel your Christian Healthcare Ministries membership at any time by calling the Member Assistance department at 1-800-791-6225, ext. 5993. CHRISTIAN HEALTHCARE MINISTRIES MEDICARE MEMBER UPDATE Exciting news about CHM SeniorShare™ We have great news for members approaching or who are already 65 and older and participate in the Gold program: The CHM SeniorShare TM program now includes a $65 gift reduction for each qualifying member.. This advantage begins for the billing cycle of the first day of your 65 th birthday but not before May 1, 2021 and will reflect the full Gold programALL ABOUT CHM
Founded in 1981, Christian Healthcare Ministries (CHM) is the original healthcare sharing ministry for Christians. CHM is a nonprofit, voluntary cost-sharing ministry through which participating Christians meet each other’s medical bills.PROGRAMS & COSTS
Gold Program $172 per unit, per month. Most extensive financial support by sharing 100% of any medical incident exceeding $500 (as long as all other Guidelines are met), up to $125,000 per illness. CONTACT US | CHRISTIAN HEALTHCARE MINISTRIES Address. Main Office Christian Healthcare Ministries 127 Hazelwood Ave. Barberton, OH 44203-1316. Telephone 1-800-791-6225 9am-5pm M-FEastern Time. Email
FOR HEALTHCARE PROVIDERS What is Christian Healthcare Ministries? Christian Healthcare Ministries (CHM) is a Bible-based, voluntary medical cost sharing ministry. CHM members have shared over $6 billion in medical costs. BLOG | CHRISTIAN HEALTHCARE MINISTRIES Packing your healthcare toolbox with all the right resources is a tremendous help when it’s time to tend to medical needs. No one can predict when medical incidents will arise, butBROTHER'S KEEPER
CHM's catastrophic bills program. Brother’s Keeper is your safeguard against catastrophic illness or injury. Brother’s Keeper is a low-cost, Bible-inspired program enabling CHM members to meet medical bills that exceed the $125,000 limit per illness specified in the CHM Guidelines.. Gold level members: Signing up for Brother’s Keeper provides unlimited cost support per illness (diagnosis).DENTAL & VISION
CHM is for major medical expenses (hospitalization, surgery, maternity, etc.) and therefore doesn’t help with dental, vision, or chiropractic-related expenses.However, here are some options to help you afford these types of costs: 1. Set up a savings account just for your healthcare expensesHEARTFELT MAGAZINE
Christian Healthcare Ministries publishes a monthly magazine that keeps members up-to-date on the latest news, health info, member testimonies and more. MEDICARE | CHRISTIAN HEALTHCARE MINISTRIES As healthcare costs increase, it’s wise to be ready if a medical event occurs. Though Medicare Parts A and B likely will cover the majority of your healthcare costs, it’s not uncommon for senior citizens to find themselves with large dollar amounts of unpaidmedical bills.
BUILDING A LIFE FOR CHRIST By CHM board member Jeff Yount. Editor’s note: This information was published in the November 2019 issue of Heartfelt Magazine, CHM’s monthly magazine that provides CHM membership-related tips and tricks, medical advice from doctors, testimonies from CHM members, and more. Please refer to the CHM Guidelines and applicable web pages for the most up-to-date information regarding CHM This website stores cookies on your computer. These cookies are used to collect information about how you interact with our website and allow us to remember you. We use this information in order to improve and customize your browsing experience and for analytics and metrics about our visitors both on this website and other media. To find out more about the cookies we use, see our Privacy Policy.
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CHM ISN'T INSURANCE, AND DOESN'T USE INSURANCE AGENTS. LEARN MORE. __CORONAVIRUS: FOR INFO ABOUT COVID-19 AND CHM'S RESPONSE, PLEASECLICK HERE. __
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LOOKING FOR A HEALTHCARE COST SOLUTION THAT'S COMPASSIONATE? YOU'VE COME TO THE RIGHT PLACE. A FAITH-BASED HEALTHCARE COST SOLUTION FOR CHRISTIANS IN ALL 50 STATES AND AROUND THE WORLD.Join the Community
What's new at CHM Members are free from the worry of coronavirus-related medical expenses. Read about the top four things members should know. Member Testimonials Members share their experience of receiving financial and spiritual support from Christian Healthcare Ministries. Now's the time to go digital ...and maybe win a free month of membership. We're asking all CHM members to receive _Heartfelt_ Magazine electronically. _Heartfelt_ Magazine Stay up-to-date on the latest in CHM news, health info, member testimonies, and more. _Heartfelt_ Magazine is a must-read formembers.
Coronavirus update For info about COVID-19 and CHM's response, please click here. Gold membership advantages The Gold level offers the greatest cost support and numerous advantages. Watch this video to learn more. Galatians 6:2 Learn why and how this vibrant community of believers helps each other through life's toughest challenges. What to do during tax season Learn what CHM members should do during tax season and how to report theirextra giving.
PLEASE NOTE: If you recently tried to call the CHM offices and received a busy signal or were disconnected, it was not intentional. You are very important to us. At this time, we’re receiving an unusually high volume of phone calls. If you would like information about CHM, you’ve come to the right place! Learn about our programs and costs here and browse a list of our frequentlyasked questions .
If you’re a member, you may use the Member Portal to add a person to your membership account, change your contact information, make payments, and submit your Checklist of Understanding, sharing request documents and bills. Otherwise, we recommend submitting a question through CHM’s contact page . WHAT IS CHRISTIAN HEALTHCARE MINISTRIES? ------------------------- Christian Healthcare Ministries (CHM) is an budget-friendly, biblical, and compassionate healthcare cost solution for Christians in all 50 states and around the world. We’re not health insurance; rather, we're the first and longest-serving health cost sharing ministry, having shared nearly $4.5 billion in our members’ medical bills. How It Works Budget-friendly Biblical Compassionate LegalHOW IT WORKS
CHM is a membership-based, nonprofit ministry through which hundreds of thousands of Christians voluntarily share to pay each other’s medical bills. Choose from one of three programs —Gold, Silver, or Bronze—and add the optional Brother’s Keeper program to protect against catastrophic medical bills. Members who incur medical costs eligible according to our Guidelines submit their bills to CHM along with afew simple forms
. Bills are then
shared or reimbursed—usually by way of a check in the mail. _For Maryland residents only: Learn additional information regarding CHM membership for Maryland residents here._
Read More
BUDGET-FRIENDLY
CHM’s monthly financial gifts (monthly costs) range from $78 to $516 depending on which program you choose and how many people are in your family. CHM also has an optional program for catastrophic bills. Use our cost calculatorto find
out how much you can save!BIBLICAL
The New Testament’s direction that Christians carry each other’s burdens (Galatians 6:2) is the foundation of this nonprofit health cost sharing ministry. CHM is a 21st-century representation of how members of the early Christian Church shared to meet each other’s needs (Acts 2 and 4). And it works: members have faithfully shared each other’s healthcare costs since 1981. Learn more about ourbiblical basis .
COMPASSIONATE
As a health cost sharing ministry, CHM isn’t insurance. Here are some unique attributes that enrich your experience as a CHM member: * CHM is a ministry and looks for ways to help members. The ministry isn’t a profit-seeking enterprise. Instead, our purpose is to glorify God and serve His people; our members are our sole concern. * CHM members are in a covenant—not contract—with each other. Members are Christians living by biblical principles and voluntarily join together to share each other’s medical costs. CHM shares 100 percent of all bills that are eligible according to our Guidelines.
* Program costs remain the same regardless of your health history; no physical evaluation or medical tests are required to join.LEGAL
CHM is a federally certified exemption to the Affordable Care Act. As such, CHM is an eligible option under the national healthcare law.Read more
.
_CHM ISN’T INSURANCE, AND DOESN’T USE INSURANCE AGENTS_ CHM, a voluntary cost sharing ministry, is_ not_ health insurance. As such, _CHM doesn’t contract, incentivize, or in any other manner, work with insurance agents to bring new members into the ministry. _ As you may be researching CHM for possible membership, it’s important that you know our position. Our largest source of new members comes from CHM members explaining the ministry to their friends and family members. CHM doesn’t have insurance products. We don’t pay commissions to agents. Agents are not authorized, allowed, or able - in any form, manner, or capacity - to “sell” CHM to prospective members. If you’re visiting our website because you’re interested in becoming a CHM member, we hope you will prayerfully consider joining with Christians across the country who have chosen our voluntary health cost sharing ministry as a way to deal with their healthcarecosts.
However, if someone tries to literally “sell” you on joining, don’t buy it. Call or email us directly and we’ll be delighted to share the CHM story with you. IF AN INSURANCE AGENT ATTEMPTS TO “SELL” YOU CHM MEMBERSHIP, PLEASE CONTACT US AT EDITOR@CHMINISTRIES.ORG. CLick here to check out the latest exciting news at CHM! _Hint: Shorten sharing time and continued growth._CALCULATE YOUR COST
CHM MEMBERS SELECT ONE OF THREE PROGRAMS AND CAN OPT INTO THE MINISTRY'S ADDITIONAL PROGRAM FOR CATASTROPHIC HEALTH EVENTS. GET AN INSTANT QUOTE AND COMPARE PROGRAM COSTS FOR YOU AND YOUR FAMILY.Explore Pricing
> We’re so thankful to be part of a ministry that shares other > Christians’ healthcare bills. Making our monthly financial > gift to the ministry is easy and painless when we think about how > we’re helping other people. Derek Cladek Tarpon Springs, FLRead Their Story
> CHM is a ministry, not just a way to meet your healthcare needs. > You’re supporting hundreds of thousands of Christians across the > country. Our staff have sent prayer cards to other members. It feels > incredible to hear that our employees are passionate about being CHM> members.
Pine Cove Camp Tyler, TXRead Their Story
> The kindness of CHM members helped me realize that I wasn’t alone > and that God sometimes shows His love in unexpected ways. I have > recommended this wonderful ministry to several families who have > since joined CHM. Tamara Brower Roswell, GARead Their Story
> The neurosurgeon had biopsy results showing that our sweet Mazy had > acute lymphoblastic leukemia. To date CHM has shared over > $410,000 after $436,000 in medical bill discounts. James & April Standring American Fork, UTRead Their Story
> This can’t be happening, I thought as I threw myself to the > ground and shielded my girlfriend, Jenna, from the bullets that were > spraying into the crowd. Moments later, I was hit. CHM is > where I can best help and be helped by other believers in time of > medical financial need. Jeff Christerson Aptos, CARead Their Story
HAVE QUESTIONS? WE HAVE ANSWERS ------------------------- We understand that health cost sharing may be a new concept to you, since CHM operates differently from health insurance. See below or visit our FAQs page to find the answers you’relooking for.
What is CHM? CHM is a biblical, compassionate solution to healthcare costs, through which Christians voluntarily share each other’s medical bills. How do I join? Complete our online application and your membership can begin immediately (limitations apply for pre-existing conditions). How are medical bills shared? Members’ monthly financial gifts are the shared funds used to pay medical bills. All bills are authorized according to the CHMGuidelines.
What
about pre-existing conditions? CHM has two programs for pre-existing conditions, but limitations apply. Follow the link for more info.Do you have a
maternity program? CHM’s Gold maternity program offers many services and shares 100 percent of eligible maternity expenses. What about Medicare? Many members use CHM as a Medicare complement. Please note that if you're Medicare age, you must have Medicare A and B to join CHM.1-800-791-6225
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