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DO I NEED TO ADD A JOINT POLICYHOLDER TO HOME INSURANCE One of the most common questions about home insurance is whether or not it a policy has to be in joint names. In short, the answer is simple: the home insurance can be just under one name if you like – the only drawback is only you will be able to deal with the HOW TELEMATICS COULD CHANGE THE HEALTH INSURANCE INDUSTRY Existing wearable tech could be adapted to provide health insurers vital and up-to-the-minute statistics about policyholders. From the health insurer’s perspective they could be seen to perpetuate its new position of flagging up the full potential of telematics, creating a never-ending loop where the insurer could offer a more competitively CAR INSURERS REPORT A 600% INCREASE IN CATALYTIC CONVERTER Car insurance companies have become aware of a huge spike in thefts relating to hybrid cars, although it is rarely the actual vehicle that these thieves are after.Instead, they are targeting the car’s catalytic converter, which is used to reduce the toxic gases that come out of a car’s exhaust. THE IMPLICATIONS OF BEING A NAMED DRIVER Fronting and breaking the law. If you are a named driver and you drive the vehicle more than the main driver, you are committing a crime known as fronting, which is one of the biggest implications of being a named driver. According to Uswitch, fronting could land you with a significant fine of up to £5,000 and up to 6 penalty points on yourEXPAT CAR INSURANCE
More specialised expat and international car insurance policies are designed more around the needs of expats, providing cover features and policy options that suit your individual circumstance. To find a great deal on cheap expat car insurance, compare quotes with Bobatoo now. SHORT TERM BUILDINGS INSURANCE BETWEEN EXCHANGE AND A potential grey area when going through the process of buying a house is the responsibility of arranging temporary buildings insurance once contracts have been exchanged.. As the purchaser of the property, at this point you have signed a contract committing to buy the house – but the home is not technically yours yet as you wait for other aspects to be confirmed (conveyancing etc) COMPARE CHEAP INSURANCE QUOTES Start saving money now with Bobatoo Our aim is simple; to help people live better lives whatever they're doing, wherever they are. We aim to build relationships with our customers through understanding their needs and delivering personal finance solutions and affordable insurance quotes that they truly value, making sure we explain all the technical jargon in a language that everyone can 17 HOLIDAY DESTINATIONS FREE FROM CORONAVIRUS Since the first coronavirus cases were diagnosed in December 2019, the virus has spread from China and put the entire world into a state of emergency – but there are some popular tourist destinations which, at the time of writing, don’t have a single case of the disease. HOW TO GET A REFUND ON TRAVEL INSURANCE DUE TO COVID-19 Source. Real-life examples of travel insurance refunds. On the MoneySavingExpert website, one traveller who is over 75 and has pre-existing medical conditions states that they bought cover with Staysure at a cost of £610 for a 2-week trip to Canada, and have received a pro-rata refund in the form of a £146 voucher to use for another trip as the policy started in October. HOW TO FIND OUT IF YOUR CAR HAS A FACTORY-FITTED Car immobilisers have been compulsory on all cars made since 1998. If an immobiliser was fitted after this date and at the time of manufacture, it makes it a ‘factory-fitted immobiliser’. If you have purchased a brand new car since 1998, chances are you will have an immobiliser fitted. However, if you have bought second-hand car,there is a
DO I NEED TO ADD A JOINT POLICYHOLDER TO HOME INSURANCE One of the most common questions about home insurance is whether or not it a policy has to be in joint names. In short, the answer is simple: the home insurance can be just under one name if you like – the only drawback is only you will be able to deal with the HOW TELEMATICS COULD CHANGE THE HEALTH INSURANCE INDUSTRY Existing wearable tech could be adapted to provide health insurers vital and up-to-the-minute statistics about policyholders. From the health insurer’s perspective they could be seen to perpetuate its new position of flagging up the full potential of telematics, creating a never-ending loop where the insurer could offer a more competitively CAR INSURERS REPORT A 600% INCREASE IN CATALYTIC CONVERTER Car insurance companies have become aware of a huge spike in thefts relating to hybrid cars, although it is rarely the actual vehicle that these thieves are after.Instead, they are targeting the car’s catalytic converter, which is used to reduce the toxic gases that come out of a car’s exhaust. THE IMPLICATIONS OF BEING A NAMED DRIVER Fronting and breaking the law. If you are a named driver and you drive the vehicle more than the main driver, you are committing a crime known as fronting, which is one of the biggest implications of being a named driver. According to Uswitch, fronting could land you with a significant fine of up to £5,000 and up to 6 penalty points on yourEXPAT CAR INSURANCE
More specialised expat and international car insurance policies are designed more around the needs of expats, providing cover features and policy options that suit your individual circumstance. To find a great deal on cheap expat car insurance, compare quotes with Bobatoo now. SHORT TERM BUILDINGS INSURANCE BETWEEN EXCHANGE AND A potential grey area when going through the process of buying a house is the responsibility of arranging temporary buildings insurance once contracts have been exchanged.. As the purchaser of the property, at this point you have signed a contract committing to buy the house – but the home is not technically yours yet as you wait for other aspects to be confirmed (conveyancing etc) HOW TO GET A MORTGAGE & INCREASE YOUR CHANCES OF BEING While the excitement of getting your first house is something that you’ll never forget, you should also be aware of all the mortgage acceptance steps you need to go through and all the paperwork that you’ll need to fill out in order to be accepted for a mortgage. Here's everything you need to know MOVING OUT CHECKLIST UK Moving day. Strip and pack your bedding – This may be the first thing you do when you get out of bed in the morning. Pack any bedding, pillow cases, duvets and pillows last, as you’re likely to need them later on in the day. Identify any fragile boxes – You may have decided to take fragile boxes with you in the car, so make sure that WHY IS YOUR CREDIT SCORE IMPORTANT? More people now rely on credit for making purchases and many financial decisions now rely on whether you have a good credit score or not. Learn about the most commons reasons for keeping a good credit score, plus see tips on how to demonstrate your financial responsibility to employers, landlords and mortgage lenders. HOW TO GET A GOOD CREDIT SCORE AT 18 A guide to getting a good credit score at 18. When you're a teenager, it’s pretty tough getting anything on credit and at first, building your credit score seems impossible when you have no credit history or any prospect of creating one. THE BEST REVERSING CAMERAS Car Rover® Universal Car Reversing Camera. Buy now - £8.99. The Car Rover Universal reversing camera is perhaps the best choice if you want to test out the idea of using a backup camera without committing too much money. It comes with a 30-day money back guarantee and features night-vision, a wide viewing angle, a 5m video cable and is CAR REGISTRATION YEARS New number plates are released twice a year - on 1 March and 1 September. The new 19 reg cars will be released on 1 March 2019, and on 1 September 2019 the new 69 reg vehicles will be registered. The new number plates then run for six months - rather than the old system which only released new registrations once a year at a set date. SHORT TERM BUILDINGS INSURANCE BETWEEN EXCHANGE AND A potential grey area when going through the process of buying a house is the responsibility of arranging temporary buildings insurance once contracts have been exchanged.. As the purchaser of the property, at this point you have signed a contract committing to buy the house – but the home is not technically yours yet as you wait for other aspects to be confirmed (conveyancing etc)VAN ROAD TAX GUIDE
2018/2019 van road tax cost: £250. Currently, the cost of van tax is 250 per year, or £137.50 if you only want to pay for six months. This applies to all vans that were built after 1 March 2001 and come under the TC39 VED tax code. Road tax is charged at a different rate for vans that are compliant with Euro 4 and Euro 5 emissions INSURING A CAT D CAR Before you buy a category D car then you should definitely consider paying an inspector to give it a professional once over. This should cost around £200 – but it’s a small price to pay for peace of mind. You should also run a full background check on a cat D car as this will reveal if it has any outstanding finance deals against it,or if
CAN I CLAIM ON INCOME PROTECTION IF I HAVE DEPRESSION From an income protection insurer’s viewpoint, mental health issues such as depression are keenly observed as amongst the most probable causes of claims on this type of policy, second only to musculoskeletal conditions such as bad backs. Which is perhaps why the industry has been lagging behind society a little in its acceptance ofdepression
17 HOLIDAY DESTINATIONS FREE FROM CORONAVIRUS Since the first coronavirus cases were diagnosed in December 2019, the virus has spread from China and put the entire world into a state of emergency – but there are some popular tourist destinations which, at the time of writing, don’t have a single case of the disease. THE BEST CAR INSURANCE COMPANIES NOT ON COMPARISON SITES Car insurance companies not on comparison websites. Although most car insurance companies can be found on some of the best, major comparison websites in the UK, such as GoCompare, Confused.com and MoneySuperMarket, some insurers choose to not list their policies on them.. As comparison sites, or 'aggregators', earn a commission for every policy they refer to an insurer, BUY NOW PAY LATER EXPLAINED Buy Now, Pay Later (BNPL) schemes provide the option for online shoppers to spread the cost of their purchases, but how does it all work? In this guide, we explain everything you need to know about paying now and buying later, including the websites that offer BNPL and how it can affect your credit score. WHAT IS A DEFAQTO RATING? When a Defaqto rating is provided, customers are urged to look for those rated 4-star or above. 1-Star Defaqto Rating – the product/service is of low quality and offers little. 2-Star Defaqto Rating – the product/service is of below average quality and offers only basic features. 3-Star Defaqto Rating – the product/service isof average
SCAM ALERT - NATIONAL INSURANCE NUMBER PHONE CALLS The new ‘national insurance’ scam follows a procedure similar to this: UK. Person is told to press a certain number on their keypad while on the phone to scammers, ‘1’ for example, in order to “get more information and resolve the issue” before legal action is taken. Victims are also being asked to call a phone number providedby
THE BEST REVERSING CAMERAS Car Rover® Universal Car Reversing Camera. Buy now - £8.99. The Car Rover Universal reversing camera is perhaps the best choice if you want to test out the idea of using a backup camera without committing too much money. It comes with a 30-day money back guarantee and features night-vision, a wide viewing angle, a 5m video cable and is HOW TO FIND OUT IF YOUR CAR HAS A FACTORY-FITTED Car immobilisers have been compulsory on all cars made since 1998. If an immobiliser was fitted after this date and at the time of manufacture, it makes it a ‘factory-fitted immobiliser’. If you have purchased a brand new car since 1998, chances are you will have an immobiliser fitted. However, if you have bought second-hand car,there is a
DO I NEED TO ADD A JOINT POLICYHOLDER TO HOME INSURANCE One of the most common questions about home insurance is whether or not it a policy has to be in joint names. In short, the answer is simple: the home insurance can be just under one name if you like – the only drawback is only you will be able to deal with the CAR REGISTRATION YEARS New number plates are released twice a year - on 1 March and 1 September. The new 19 reg cars will be released on 1 March 2019, and on 1 September 2019 the new 69 reg vehicles will be registered. The new number plates then run for six months - rather than the old system which only released new registrations once a year at a set date. THE IMPLICATIONS OF BEING A NAMED DRIVER Fronting and breaking the law. If you are a named driver and you drive the vehicle more than the main driver, you are committing a crime known as fronting, which is one of the biggest implications of being a named driver. According to Uswitch, fronting could land you with a significant fine of up to £5,000 and up to 6 penalty points on your 17 HOLIDAY DESTINATIONS FREE FROM CORONAVIRUS Since the first coronavirus cases were diagnosed in December 2019, the virus has spread from China and put the entire world into a state of emergency – but there are some popular tourist destinations which, at the time of writing, don’t have a single case of the disease. THE BEST CAR INSURANCE COMPANIES NOT ON COMPARISON SITES Car insurance companies not on comparison websites. Although most car insurance companies can be found on some of the best, major comparison websites in the UK, such as GoCompare, Confused.com and MoneySuperMarket, some insurers choose to not list their policies on them.. As comparison sites, or 'aggregators', earn a commission for every policy they refer to an insurer, BUY NOW PAY LATER EXPLAINED Buy Now, Pay Later (BNPL) schemes provide the option for online shoppers to spread the cost of their purchases, but how does it all work? In this guide, we explain everything you need to know about paying now and buying later, including the websites that offer BNPL and how it can affect your credit score. WHAT IS A DEFAQTO RATING? When a Defaqto rating is provided, customers are urged to look for those rated 4-star or above. 1-Star Defaqto Rating – the product/service is of low quality and offers little. 2-Star Defaqto Rating – the product/service is of below average quality and offers only basic features. 3-Star Defaqto Rating – the product/service isof average
SCAM ALERT - NATIONAL INSURANCE NUMBER PHONE CALLS The new ‘national insurance’ scam follows a procedure similar to this: UK. Person is told to press a certain number on their keypad while on the phone to scammers, ‘1’ for example, in order to “get more information and resolve the issue” before legal action is taken. Victims are also being asked to call a phone number providedby
THE BEST REVERSING CAMERAS Car Rover® Universal Car Reversing Camera. Buy now - £8.99. The Car Rover Universal reversing camera is perhaps the best choice if you want to test out the idea of using a backup camera without committing too much money. It comes with a 30-day money back guarantee and features night-vision, a wide viewing angle, a 5m video cable and is HOW TO FIND OUT IF YOUR CAR HAS A FACTORY-FITTED Car immobilisers have been compulsory on all cars made since 1998. If an immobiliser was fitted after this date and at the time of manufacture, it makes it a ‘factory-fitted immobiliser’. If you have purchased a brand new car since 1998, chances are you will have an immobiliser fitted. However, if you have bought second-hand car,there is a
DO I NEED TO ADD A JOINT POLICYHOLDER TO HOME INSURANCE One of the most common questions about home insurance is whether or not it a policy has to be in joint names. In short, the answer is simple: the home insurance can be just under one name if you like – the only drawback is only you will be able to deal with the CAR REGISTRATION YEARS New number plates are released twice a year - on 1 March and 1 September. The new 19 reg cars will be released on 1 March 2019, and on 1 September 2019 the new 69 reg vehicles will be registered. The new number plates then run for six months - rather than the old system which only released new registrations once a year at a set date. THE IMPLICATIONS OF BEING A NAMED DRIVER Fronting and breaking the law. If you are a named driver and you drive the vehicle more than the main driver, you are committing a crime known as fronting, which is one of the biggest implications of being a named driver. According to Uswitch, fronting could land you with a significant fine of up to £5,000 and up to 6 penalty points on your COMPARE CHEAP INSURANCE QUOTES Start saving money now with Bobatoo Our aim is simple; to help people live better lives whatever they're doing, wherever they are. We aim to build relationships with our customers through understanding their needs and delivering personal finance solutions and affordable insurance quotes that they truly value, making sure we explain all the technical jargon in a language that everyone can THE BEST CAR INSURANCE COMPANIES NOT ON COMPARISON SITES Car insurance companies not on comparison websites. Although most car insurance companies can be found on some of the best, major comparison websites in the UK, such as GoCompare, Confused.com and MoneySuperMarket, some insurers choose to not list their policies on them.. As comparison sites, or 'aggregators', earn a commission for every policy they refer to an insurer, insurance companies HOW TO GET A GOOD CREDIT SCORE AT 18 A guide to getting a good credit score at 18. When you're a teenager, it’s pretty tough getting anything on credit and at first, building your credit score seems impossible when you have no credit history or any prospect of creating one. HOW TO GET A REFUND ON TRAVEL INSURANCE DUE TO COVID-19 Source. Real-life examples of travel insurance refunds. On the MoneySavingExpert website, one traveller who is over 75 and has pre-existing medical conditions states that they bought cover with Staysure at a cost of £610 for a 2-week trip to Canada, and have received a pro-rata refund in the form of a £146 voucher to use for another trip as the policy started in October. CAN YOU GET CAR INSURANCE FOR A WEEKEND? Weekend car insurance can be arranged quickly and easily online, meaning you get more time to focus on your weekend plans. Temporary car insurance is available so motorists can get cover to drive for anywhere between 1-28 days, with some insurance companies even providing temporary cover for BUY NOW PAY LATER EXPLAINED Buy Now, Pay Later (BNPL) schemes provide the option for online shoppers to spread the cost of their purchases, but how does it all work? In this guide, we explain everything you need to know about paying now and buying later, including the websites that offer BNPL and how it can affect your credit score. HOW TO FIND OUT IF YOUR CAR HAS A FACTORY-FITTED Car immobilisers have been compulsory on all cars made since 1998. If an immobiliser was fitted after this date and at the time of manufacture, it makes it a ‘factory-fitted immobiliser’. If you have purchased a brand new car since 1998, chances are you will have an immobiliser fitted. However, if you have bought second-hand car,there is a
WHAT ARE PEOPLE SPENDING THEIR MONEY ON DURING THE Tip: Avoid touching cash. Recently, more and more businesses and shops have only been offering cash-free transactions to customers making purchases, as this will help to reduce the spread of coronavirus. But while spending cash has been put on hold due to the closure of many UK shops, those who do intend on popping to their local supermarket THE IMPLICATIONS OF BEING A NAMED DRIVER Fronting and breaking the law. If you are a named driver and you drive the vehicle more than the main driver, you are committing a crime known as fronting, which is one of the biggest implications of being a named driver. According to Uswitch, fronting could land you with a significant fine of up to £5,000 and up to 6 penalty points on your CAR INSURERS REPORT A 600% INCREASE IN CATALYTIC CONVERTER Car insurance companies have become aware of a huge spike in thefts relating to hybrid cars, although it is rarely the actual vehicle that these thieves are after.Instead, they are targeting the car’s catalytic converter, which is used to reduce the toxic gases that come out of a car’s exhaust. COMPARE CHEAP INSURANCE QUOTES Start saving money now with Bobatoo Our aim is simple; to help people live better lives whatever they're doing, wherever they are. We aim to build relationships with our customers through understanding their needs and delivering personal finance solutions and affordable insurance quotes that they truly value, making sure we explain all the technical jargon in a language that everyone can 17 HOLIDAY DESTINATIONS FREE FROM CORONAVIRUS Since the first coronavirus cases were diagnosed in December 2019, the virus has spread from China and put the entire world into a state of emergency – but there are some popular tourist destinations which, at the time of writing, don’t have a single case of the disease. HOW TO GET A REFUND ON TRAVEL INSURANCE DUE TO COVID-19CAN TRAVEL INSURANCE BE REFUNDEDTRAVEL INSURANCE REFUNDTRAVEL INSURANCE REFUND LETTERTRAVEL INSURANCE REFUND POLICYAMAZON CANCEL REFUNDCANCEL LIFE INSURANCE POLICY REFUND Source. Real-life examples of travel insurance refunds. On the MoneySavingExpert website, one traveller who is over 75 and has pre-existing medical conditions states that they bought cover with Staysure at a cost of £610 for a 2-week trip to Canada, and have received a pro-rata refund in the form of a £146 voucher to use for another trip as the policy started in October. THE BEST REVERSING CAMERAS Car Rover® Universal Car Reversing Camera. Buy now - £8.99. The Car Rover Universal reversing camera is perhaps the best choice if you want to test out the idea of using a backup camera without committing too much money. It comes with a 30-day money back guarantee and features night-vision, a wide viewing angle, a 5m video cable and is SCAM ALERT - NATIONAL INSURANCE NUMBER PHONE CALLS The new ‘national insurance’ scam follows a procedure similar to this: UK. Person is told to press a certain number on their keypad while on the phone to scammers, ‘1’ for example, in order to “get more information and resolve the issue” before legal action is taken. Victims are also being asked to call a phone number providedby
HOW TO FIND OUT IF YOUR CAR HAS A FACTORY-FITTED Car immobilisers have been compulsory on all cars made since 1998. If an immobiliser was fitted after this date and at the time of manufacture, it makes it a ‘factory-fitted immobiliser’. If you have purchased a brand new car since 1998, chances are you will have an immobiliser fitted. However, if you have bought second-hand car,there is a
COMMON INCOME PROTECTION INSURANCE EXCLUSIONS Therefore this rules out resignations and the taking of voluntary redundancies. Elsewhere and the other common exclusion sections on the majority of income protection insurance plans routinely include; Disability due to, or caused by, HIV/AIDS. Normal pregnancy and childbirth. War. Self-inflicted injury. Criminal acts. Misuse ofalcohol or drugs.
DO I NEED TO ADD A JOINT POLICYHOLDER TO HOME INSURANCE One of the most common questions about home insurance is whether or not it a policy has to be in joint names. In short, the answer is simple: the home insurance can be just under one name if you like – the only drawback is only you will be able to deal with the HOW TELEMATICS COULD CHANGE THE HEALTH INSURANCE INDUSTRYTELEMATICS DEVICE INSURANCETELEMATICS DEVICE PRICETELEMATICS DEVICE VEHICLETELEMATICS DEVICES FOR CARSVERIZON TELEMATICS DEVICE Existing wearable tech could be adapted to provide health insurers vital and up-to-the-minute statistics about policyholders. From the health insurer’s perspective they could be seen to perpetuate its new position of flagging up the full potential of telematics, creating a never-ending loop where the insurer could offer a more competitively CAN I CLAIM ON INCOME PROTECTION IF I HAVE DEPRESSION From an income protection insurer’s viewpoint, mental health issues such as depression are keenly observed as amongst the most probable causes of claims on this type of policy, second only to musculoskeletal conditions such as bad backs. Which is perhaps why the industry has been lagging behind society a little in its acceptance ofdepression
COMPARE CHEAP INSURANCE QUOTES Start saving money now with Bobatoo Our aim is simple; to help people live better lives whatever they're doing, wherever they are. We aim to build relationships with our customers through understanding their needs and delivering personal finance solutions and affordable insurance quotes that they truly value, making sure we explain all the technical jargon in a language that everyone can 17 HOLIDAY DESTINATIONS FREE FROM CORONAVIRUS Since the first coronavirus cases were diagnosed in December 2019, the virus has spread from China and put the entire world into a state of emergency – but there are some popular tourist destinations which, at the time of writing, don’t have a single case of the disease. HOW TO GET A REFUND ON TRAVEL INSURANCE DUE TO COVID-19CAN TRAVEL INSURANCE BE REFUNDEDTRAVEL INSURANCE REFUNDTRAVEL INSURANCE REFUND LETTERTRAVEL INSURANCE REFUND POLICYAMAZON CANCEL REFUNDCANCEL LIFE INSURANCE POLICY REFUND Source. Real-life examples of travel insurance refunds. On the MoneySavingExpert website, one traveller who is over 75 and has pre-existing medical conditions states that they bought cover with Staysure at a cost of £610 for a 2-week trip to Canada, and have received a pro-rata refund in the form of a £146 voucher to use for another trip as the policy started in October. THE BEST REVERSING CAMERAS Car Rover® Universal Car Reversing Camera. Buy now - £8.99. The Car Rover Universal reversing camera is perhaps the best choice if you want to test out the idea of using a backup camera without committing too much money. It comes with a 30-day money back guarantee and features night-vision, a wide viewing angle, a 5m video cable and is SCAM ALERT - NATIONAL INSURANCE NUMBER PHONE CALLS The new ‘national insurance’ scam follows a procedure similar to this: UK. Person is told to press a certain number on their keypad while on the phone to scammers, ‘1’ for example, in order to “get more information and resolve the issue” before legal action is taken. Victims are also being asked to call a phone number providedby
HOW TO FIND OUT IF YOUR CAR HAS A FACTORY-FITTED Car immobilisers have been compulsory on all cars made since 1998. If an immobiliser was fitted after this date and at the time of manufacture, it makes it a ‘factory-fitted immobiliser’. If you have purchased a brand new car since 1998, chances are you will have an immobiliser fitted. However, if you have bought second-hand car,there is a
COMMON INCOME PROTECTION INSURANCE EXCLUSIONS Therefore this rules out resignations and the taking of voluntary redundancies. Elsewhere and the other common exclusion sections on the majority of income protection insurance plans routinely include; Disability due to, or caused by, HIV/AIDS. Normal pregnancy and childbirth. War. Self-inflicted injury. Criminal acts. Misuse ofalcohol or drugs.
DO I NEED TO ADD A JOINT POLICYHOLDER TO HOME INSURANCE One of the most common questions about home insurance is whether or not it a policy has to be in joint names. In short, the answer is simple: the home insurance can be just under one name if you like – the only drawback is only you will be able to deal with the HOW TELEMATICS COULD CHANGE THE HEALTH INSURANCE INDUSTRYTELEMATICS DEVICE INSURANCETELEMATICS DEVICE PRICETELEMATICS DEVICE VEHICLETELEMATICS DEVICES FOR CARSVERIZON TELEMATICS DEVICE Existing wearable tech could be adapted to provide health insurers vital and up-to-the-minute statistics about policyholders. From the health insurer’s perspective they could be seen to perpetuate its new position of flagging up the full potential of telematics, creating a never-ending loop where the insurer could offer a more competitively CAN I CLAIM ON INCOME PROTECTION IF I HAVE DEPRESSION From an income protection insurer’s viewpoint, mental health issues such as depression are keenly observed as amongst the most probable causes of claims on this type of policy, second only to musculoskeletal conditions such as bad backs. Which is perhaps why the industry has been lagging behind society a little in its acceptance ofdepression
HOW TO APPLY FOR A MORTGAGE How to apply for a mortgage - Your FAQs answered. Are you thinking about applying for a mortgage? Whether you plan on doing an online mortgage application, or you’d prefer to speak to a financial advisor/broker who can do the hard work for you, there are a few things you need to know about the mortgage application process.EXPAT CAR INSURANCE
More specialised expat and international car insurance policies are designed more around the needs of expats, providing cover features and policy options that suit your individual circumstance. To find a great deal on cheap expat car insurance, compare quotes with Bobatoo now. PUTTING A FRAUD ALERT ON YOUR CREDIT REPORT What is a fraud alert and how to put it on your credit report to prevent identity theft from happening again. Sadly, the Covid-19 pandemic has provoked thousands of criminals to take advantage of the most vulnerable people, increasing the number of scams and identity fraud cases taking place across the UK and the rest of the world, which is why it’s now more important than ever to be on high 1-3 MONTHS CAR INSURANCE The most common temporary car insurance lengths of time are: 1 day car insurance. 1 week car insurance. 1 month car insurance. 2 month car insurance. 3 month car insurance. 6 month car insurance. It is unlikely to get car insurance cover for over 6 months, as insurers would generally be looking tie you up to a full 12 month policyinstead, but
ELECTRIC CAR CHARGING POINTS Rate: 43-50kW (rapid charging). These stations are quite rare, as only a few electric car models are compatible with rapid charging e.g. Tesla Model S and Kia Soul EV. These points can provide an 80% charge in just 30 minutes. The rate at which a car can recharge is an important consideration when buying an electric car. WHAT IS A DEFAQTO RATING? When a Defaqto rating is provided, customers are urged to look for those rated 4-star or above. 1-Star Defaqto Rating – the product/service is of low quality and offers little. 2-Star Defaqto Rating – the product/service is of below average quality and offers only basic features. 3-Star Defaqto Rating – the product/service isof average
CAR REGISTRATION YEARS New number plates are released twice a year - on 1 March and 1 September. The new 19 reg cars will be released on 1 March 2019, and on 1 September 2019 the new 69 reg vehicles will be registered. The new number plates then run for six months - rather than the old system which only released new registrations once a year at a set date. THE IMPLICATIONS OF BEING A NAMED DRIVER Fronting and breaking the law. If you are a named driver and you drive the vehicle more than the main driver, you are committing a crime known as fronting, which is one of the biggest implications of being a named driver. According to Uswitch, fronting could land you with a significant fine of up to £5,000 and up to 6 penalty points on yourVAN ROAD TAX GUIDE
2018/2019 van road tax cost: £250. Currently, the cost of van tax is 250 per year, or £137.50 if you only want to pay for six months. This applies to all vans that were built after 1 March 2001 and come under the TC39 VED tax code. Road tax is charged at a different rate for vans that are compliant with Euro 4 and Euro 5 emissions DO I NEED TO ADD A JOINT POLICYHOLDER TO HOME INSURANCE One of the most common questions about home insurance is whether or not it a policy has to be in joint names. In short, the answer is simple: the home insurance can be just under one name if you like – the only drawback is only you will be able to deal with the__
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CAR INSURANCE
We work with all the leading car insurance companies and comparison engines to help you get the best possible quote for your individualneeds.
Whether you are a young driver looking for competitive cover for your first vehicle, or an experienced motorist keen to get the most out of your No Claims Discount – Bobatoo is here to help you save.Products __
TEMPORARY CAR INSURANCE ONE DAY CAR INSURANCE CAR INSURANCE FOR NEW DRIVERS OVER 25 YOUNG DRIVER INSURANCE YOUNG DRIVER INSURANCE FOR WOMEN LEARNER DRIVER INSURANCE BLACK BOX CAR INSURANCEMULTI CAR INSURANCE
FOOD DELIVERY INSURANCE STUDENT CAR INSURANCE ELECTRIC CAR INSURANCE PAY AS YOU GO CAR INSURANCE OVER 50'S CAR INSURANCE MODIFIED CAR INSURANCE CLASSIC CAR INSURANCE CAR INSURANCE FOR UNEMPLOYED DRIVERS BUSINESS CAR INSURANCE CONVICTED DRIVER CAR INSURANCECAMPERVAN INSURANCE
CARAVAN INSURANCE
MOPED INSURANCE
MINIBUS INSURANCE
COURIER INSURANCE
COMPETITION CAR INSURANCE IMPORT CAR INSURANCE PERFORMANCE CAR INSURANCE IMPOUNDED CAR INSURANCEKIT CAR INSURANCE
CLASSIC BIKE INSURANCETAXI INSURANCE
MOTOR TRADE INSURANCE CAR INSURANCE UK PO POLSKU CAR HIRE EXCESS INSURANCE NO DEPOSIT CAR INSURANCEFLEET INSURANCE
COMPANY CAR INSURANCEEXPAT CAR INSURANCE
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AVIVA CAR INSURANCE
ADMIRAL CAR INSURANCERAC CAR INSURANCE
AA CAR INSURANCE
JOHN LEWIS CAR INSURANCE GO SKIPPY CAR INSURANCE GO GIRL CAR INSURANCE GEOFFREY CAR INSURANCE INSURE4ADAY CAR INSURANCE INSURE DAILY CAR INSURANCECO-OP CAR INSURANCE
TESCO CAR INSURANCE
ENDSLEIGH CAR INSURANCE AGE UK CAR INSURANCEGuides __
CAR INSURANCE BUYING GUIDECAR INSURANCE FAQS
CAR INSURANCE JARGON BUSTER HOW TO FIND OUT IF YOUR CAR HAS A FACTORY-FITTED IMMOBILISER CAN I CANCEL MY CAR INSURANCE? WHAT DOES ‘THIRD PARTY’ AND ‘COMPREHENSIVE’ CAR INSURANCEACTUALLY MEAN?
WHAT CAR INSURANCE DO YOU NEED TO DRIVE ANY CAR? CAR REGISTRATION YEARS – A COMPLETE GUIDE TO UNDERSTANDING NUMBERPLATES
DO YOU HAVE TO DISCLOSE A ‘NON-FAULT’ CLAIM WHEN GETTING A NEW CARINSURANCE QUOTE?
CAR INSURANCE GROUPS 1-20 BEST CASHBACK CAR INSURANCE DEALS CAR SECURITY: THE BEST ANTI-THEFT LOCKING DEVICES THE BEST CAR INSURANCE COMPARISON SITES - RATED CHEAP CAR INSURANCE QUOTESGet quote
VAN INSURANCE
Whether you use your van for business or personal reasons, it is important to make sure you are only paying for the cover you need. We work with leading insurance brands to help find the right van insurance quote for your needs and the particular requirements of yourbusiness.
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COURIER INSURANCE
FLEET INSURANCE
GOODS IN TRANSIT INSURANCE TEMPORARY VAN INSURANCE BUSINESS VAN INSURANCE HIRE AND REWARD INSURANCE VAN HIRE EXCESS INSURANCE ANY DRIVER VAN INSURANCEMULTI VAN INSURANCE
MODIFIED VAN INSURANCE CLASSIC VAN INSURANCE VAN INSURANCE FOR YOUNG DRIVERSVAN TOOL INSURANCE
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Guides __
VAN INSURANCE GROUPS EXPLAINEDIS MY VAN INSURED?
THE BEST VAN SECURITY LOCKS AND PRODUCTS HOW TO GET CHEAP VAN INSURANCE FOR OVER 25S CHEAP VAN INSURANCE QUOTESGet quote
LIFE INSURANCE
Buying life insurance can be a complicated and daunting task, and usually occurs at a time in your life when you have other things on your mind such as having your first child, buying your first house orgetting married.
With all that going on it can be difficult to work out exactly which life insurance policy is right for you, which is where we come in. We can help guide you through the process of buying life insurance and help you find the policy that suits you and your individual needs – meaning you can save money buying just the cover you actually need.Products __
TERM LIFE INSURANCE
WHOLE OF LIFE INSURANCE CRITICAL ILLNESS COVER OVER 50'S LIFE INSURANCE MORTGAGE LIFE INSURANCE JOINT LIFE INSURANCE FAMILY LIFE INSURANCE NEW PARENT LIFE INSURANCEReviews __
Guides __
LIFE INSURANCE BUYING GUIDELIFE INSURANCE FAQS
LIFE INSURANCE JARGON BUSTER LIFE INSURANCE WITH FREE GIFT DEALS LIFE INSURANCE VS PENSION COMMON REASONS WHY LIFE INSURANCE WON'T PAY OUT LIFE INSURANCE FOR OVER 50'S - WHAT YOU NEED TO KNOW WHAT ARE THE KEY DIFFERENCES BETWEEN TERM LIFE INSURANCE AND WHOLE OFLIFE INSURANCE?
WHAT’S THE DIFFERENCE BETWEEN INCOME PROTECTION AND LIFE INSURANCE? LIFE INSURANCE WITH ENDOWMENT SAVINGS PLAN LIFE INSURANCE AFTER CANCER – WHAT YOU NEED TO KNOW HOW MANY LIFE INSURANCE POLICIES CAN YOU HAVE? THE AVERAGE COST OF LIFE INSURANCE CHEAP LIFE INSURANCE QUOTESGet quote
STAY UP TO DATE
SIGN UP FOR THE LATEST DEALS AND MONEY SAVING OFFERS Get our weekly newsletter full of the latest money saving offers, deals and discounts.Sign up
INCOME PROTECTION INSURANCE An income protection insurance policy can protect you against loss of income due to unemployment, involuntary redundancy, illness or accident. It is designed to provide you with tax-free income and can pay out until you are able to return back to work or retire. Income protection insurance is one of the most important ways of ensuring that you can cope financially if you can no longer work.Products __
LONG TERM INCOME PROTECTION SHORT TERM INCOME PROTECTION ACCIDENT, SICKNESS AND UNEMPLOYMENT (ASU) COVERBILL PROTECTION
LOAN PROTECTION
MORTGAGE PROTECTION
SALARY PROTECTION
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Guides __
INCOME PROTECTION BUYING GUIDE INCOME PROTECTION FAQS INCOME PROTECTION JARGON BUSTER WHAT’S THE DIFFERENCE BETWEEN INCOME PROTECTION AND LIFE INSURANCE? INCOME PROTECTION INSURANCE AND REDUNDANCY: WHAT YOU NEED TO KNOW INCOME PROTECTION INSURANCE WITH PRE-EXISTING MEDICAL CONDITITIONS –A GUIDE
CAN I GET INCOME PROTECTION INSURANCE IF I’M SELF-EMPLOYED? IS INCOME PROTECTION INSURANCE BENEFIT TAXABLE? DOES INCOME PROTECTION INSURANCE COVER MATERNITY LEAVE? IS INCOME PROTECTION INSURANCE A BENEFIT IN KIND IF PAID BY ANEMPLOYER?
INCOME PROTECTION INSURANCE QUOTESGet quote
HOME INSURANCE
Home insurance might not be required by law, but it is definitely a good thing to have. In fact, many mortgage lenders ask that you have buildings insurance at the very least. Whether you are looking for contents insurance, buildings insurance or other optional extras, we can help you find great home insurancedeals.
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CONTENTS INSURANCE
BUILDINGS INSURANCE
BUY TO LET INSURANCETENANTS INSURANCE
STORAGE INSURANCE
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Guides __
HOME INSURANCE BUYING GUIDEHOME INSURANCE FAQS
HOME INSURANCE JARGON BUSTER HOME INSURANCE DURING EXCHANGE OF CONTRACTS WHAT IS THE AVERAGE COST OF HOME INSURANCE? DO I NEED TO ADD A JOINT POLICYHOLDER TO HOME INSURANCE? CHEAP HOME INSURANCE QUOTESGet quote
Bobatoo.co.uk is a trading style of Abobatoo Life Limited. Registered office: 3 Axis Court, Mallard Way, Swansea, SA7 0AJ. Registered in England and Wales with registered number: 09076502 Abobatoo Life Limited is an appointed representative of Affinity Select Insurance Services Limited and is authorised and regulated by the Financial Conduct Authority, FCA registered number: 300348 Copyright ©2018 Abobatoo Life Limited. All Rights Reserved.Agents Available
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