BMO HARRIS - PERSONAL BANKING, BUSINESS BANKING, LOANSDIGITAL BANKINGCONTACT USBRANCH LOCATORCHECKING ACCOUNTSBUSINESS BANKINGSAVINGS & CDS Notice to Customers. To help the government fight the funding of terrorism and money laundering activities, federal law (USA Patriot Act (Title III of Pub. L. 107 56 signed into law October 26, 2001)) requires all financial organizations to obtain, verify and record information that identifies each person who opens an account. MASTERCARD® GIFT CARD Notice to Customers. To help the government fight the funding of terrorism and money laundering activities, federal law (USA Patriot Act (Title III of Pub. L. 107 56 signed into law October 26, 2001)) requires all financial organizations to obtain, verify and record information that identifies each person who opens an account. BMO HARRIS BANK DEBIT MASTERCARD® Foot note 1 Details: 1 Certain terms, conditions and exclusions apply. For complete coverage terms and conditions call 1-800-MASTERCARD (1-800-627-8372) for assistance. Refer to the Mastercard Guide to Benefits for more information.. Foot note 2 Details: 2 Foreign Transaction Fees will apply at Allpoint ® ATMs located outside of the

United States.

BRANCH & ATM LOCATIONS Banking products and services are subject to bank and credit approval. BMO Harris Bank N.A. Member FDIC. Notice to Customers. To help the government fight the funding of terrorism and money laundering activities, federal law (USA Patriot Act (Title III of Pub. L. 107 56 signed into law October 26, 2001)) requires all financial organizations to obtain, verify and record information that

SECURITY CENTER

Notice to Customers. To help the government fight the funding of terrorism and money laundering activities, federal law (USA Patriot Act (Title III of Pub. L. 107 56 signed into law October 26, 2001)) requires all financial organizations to obtain, verify and record information that identifies each person who opens an account. INFORMATION ON PPP LOAN FORGIVENESS Banking products and services are subject to bank and credit approval. BMO Harris Bank N.A. Member FDIC .BMO Harris Bank®, BMO Commercial Banking, BMO Harris Equipment Finance and BMO Transportation Finance are trade names used by BMO Harris Bank N.A. BMO Sponsor Finance is a brand name used by BMO Financial Corp and its affiliates. OVERDRAFT PROTECTION Overdraft Protection Services. Overdraft protection is the kind of service you rarely think about until the moment you need it. For example, you might forget to transfer funds to pay your bills, or just lose track of the balance in your account. BMO ESSENTIAL BUSINESS CHECKING Essential Business hecking ˜˚˛˝˙˛ˆˇ˘ 2021 BMO Harris Bank .A. Member FI 23 (05/21) BMO Harris Bank PAGE 1 of 4 Essential Business Checking BMO Harris Bank Business Service Fee Schedule FREQUENTLY ASKED QUESTIONS BMO Digital Banking | Frequently Asked Questions – Zelle® What is Zelle? Zelle is a great way for BMO Harris customers to send money directly to, or receive money directly from, almost anyone with a deposit account at a financial institution located in the U.S. LOCKED OUT? RESET YOUR PASSWORD Locked out? Reset Your Password How To Guide BMO Harris BankSM is a trade name used by BMO Harris Bank N.A. Member FDIC 2 3. Enter your User ID, the last six digits of the Social Security or the Tax ID Number associated with the account and the email address. Note: Small

business owners

BMO HARRIS - PERSONAL BANKING, BUSINESS BANKING, LOANSDIGITAL BANKINGCONTACT USBRANCH LOCATORCHECKING ACCOUNTSBUSINESS BANKINGSAVINGS & CDS Notice to Customers. To help the government fight the funding of terrorism and money laundering activities, federal law (USA Patriot Act (Title III of Pub. L. 107 56 signed into law October 26, 2001)) requires all financial organizations to obtain, verify and record information that identifies each person who opens an account. MASTERCARD® GIFT CARD Notice to Customers. To help the government fight the funding of terrorism and money laundering activities, federal law (USA Patriot Act (Title III of Pub. L. 107 56 signed into law October 26, 2001)) requires all financial organizations to obtain, verify and record information that identifies each person who opens an account. BMO HARRIS BANK DEBIT MASTERCARD® Foot note 1 Details: 1 Certain terms, conditions and exclusions apply. For complete coverage terms and conditions call 1-800-MASTERCARD (1-800-627-8372) for assistance. Refer to the Mastercard Guide to Benefits for more information.. Foot note 2 Details: 2 Foreign Transaction Fees will apply at Allpoint ® ATMs located outside of the

United States.

BRANCH & ATM LOCATIONS Banking products and services are subject to bank and credit approval. BMO Harris Bank N.A. Member FDIC. Notice to Customers. To help the government fight the funding of terrorism and money laundering activities, federal law (USA Patriot Act (Title III of Pub. L. 107 56 signed into law October 26, 2001)) requires all financial organizations to obtain, verify and record information that

SECURITY CENTER

Notice to Customers. To help the government fight the funding of terrorism and money laundering activities, federal law (USA Patriot Act (Title III of Pub. L. 107 56 signed into law October 26, 2001)) requires all financial organizations to obtain, verify and record information that identifies each person who opens an account. INFORMATION ON PPP LOAN FORGIVENESS Banking products and services are subject to bank and credit approval. BMO Harris Bank N.A. Member FDIC .BMO Harris Bank®, BMO Commercial Banking, BMO Harris Equipment Finance and BMO Transportation Finance are trade names used by BMO Harris Bank N.A. BMO Sponsor Finance is a brand name used by BMO Financial Corp and its affiliates. OVERDRAFT PROTECTION Overdraft Protection Services. Overdraft protection is the kind of service you rarely think about until the moment you need it. For example, you might forget to transfer funds to pay your bills, or just lose track of the balance in your account. BMO ESSENTIAL BUSINESS CHECKING Essential Business hecking ˜˚˛˝˙˛ˆˇ˘ 2021 BMO Harris Bank .A. Member FI 23 (05/21) BMO Harris Bank PAGE 1 of 4 Essential Business Checking BMO Harris Bank Business Service Fee Schedule FREQUENTLY ASKED QUESTIONS BMO Digital Banking | Frequently Asked Questions – Zelle® What is Zelle? Zelle is a great way for BMO Harris customers to send money directly to, or receive money directly from, almost anyone with a deposit account at a financial institution located in the U.S. LOCKED OUT? RESET YOUR PASSWORD Locked out? Reset Your Password How To Guide BMO Harris BankSM is a trade name used by BMO Harris Bank N.A. Member FDIC 2 3. Enter your User ID, the last six digits of the Social Security or the Tax ID Number associated with the account and the email address. Note: Small

business owners

BRANCH & ATM LOCATIONS BMO Branch Locator. Find BMO Harris bank hours, phone number or visit a local branch or ATM for our wide range of personal banking services.

RDC - BMO HARRIS

As a business owner, you're always looking to save time and cut costs. With the Remote Deposit Capture service from BMO Harris Bank, you can deposit customer checks right from your place of business and gain greater control over your entire check handling process. BRANCH & ATM LOCATIONS Banking products and services are subject to bank and credit approval. BMO Harris Bank N.A. Member FDIC. Notice to Customers. To help the government fight the funding of terrorism and money laundering activities, federal law (USA Patriot Act (Title III of Pub. L. 107 56 signed into law October 26, 2001)) requires all financial organizations to obtain, verify and record information that BRANCH & ATM SERVICES Notice to Customers. To help the government fight the funding of terrorism and money laundering activities, federal law (USA Patriot Act (Title III of Pub. L. 107 56 signed into law October 26, 2001)) requires all financial organizations to obtain, verify and record information that identifies each person who opens an account.

EXECUTIVE BIOS

Darryl was appointed Chief Executive Officer of BMO in 2017. He chairs the bank’s Executive Committee and serves as a director of BMO Financial Group, as well as its U.S. subsidiary, BMO Financial Corp. BMO WEALTH MANAGEMENT Through a highly personalized and tailored approach to wealth management, BMO's wealth management services can help you achieve what matters most to you.

CREDIT CARE

Banking products and services are subject to bank and credit approval. BMO Harris Bank N.A. Member FDIC. Notice to Customers. To help the government fight the funding of terrorism and money laundering activities, federal law (USA Patriot Act (Title III of Pub. L. 107 56 signed into law October 26, 2001)) requires all financial organizations to obtain, verify and record information that BMO HARRIS BANK SMART ADVANTAGE™ ACCOUNT BMO Harris Smart AdvantageTM Account PAGE 1 of 4 2021 BMO Harris Bank .A. Member FDIC 1 05/21 BMO Harris Bank BMO Harris Smart Advantage TM

Account

SUPPLIER INFORMATION Banking products and services are subject to bank and credit approval and are provided by BMO Harris Bank N.A. Member FDIC. Notice to Customers. To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial organizations to obtain, verify and record information that identifies each person who opens an account.

BMO CAREERS

Banking products and services are subject to bank and credit approval. BMO Harris Bank N.A. Member FDIC Notice to Customers. To help the government fight the funding of terrorism and money laundering activities, federal law (USA Patriot Act (Title III of Pub. L. 107 56 signed into law October 26, 2001)) requires all financial organizations to obtain, verify and record information that BMO HARRIS - PERSONAL BANKING, BUSINESS BANKING, LOANSDIGITAL BANKINGCONTACT USBRANCH LOCATORCHECKING ACCOUNTSBUSINESS BANKINGSAVINGS & CDS Notice to Customers. To help the government fight the funding of terrorism and money laundering activities, federal law (USA Patriot Act (Title III of Pub. L. 107 56 signed into law October 26, 2001)) requires all financial organizations to obtain, verify and record information that identifies each person who opens an account. MASTERCARD® GIFT CARD BMO Harris Bucks gift cards are only available in select full service BMO Harris locations in the Milwaukee area. Limit 25 gift cards per purchaser per day. There is a $4 fee per gift card purchased. The BMO Harris Bank Mastercard® Gift Card Cardholder Agreement applies to gift cards sold on or BMO HARRIS BANK DEBIT MASTERCARD® You can use a debit card just like a credit card wherever Mastercard � is accepted. The difference is, when you use a debit card the money is deducted directly from your BMO Harris checking account, so you don’t owe anything after. It’s a great way to manage your money and avoid building up credit card debt. INFORMATION ON PPP LOAN FORGIVENESS As a reminder, if your loan is not forgiven, you will not need to start paying Round 1 PPP loans until 10 months after the covered period. No payments are required at this time. For more information, visit the SBA website for full forgiveness rules. If you have any questions, you may contact us at Sba.pppquestions@bmo.com. BRANCH & ATM LOCATIONS Banking products and services are subject to bank and credit approval. BMO Harris Bank N.A. Member FDIC. Notice to Customers. To help the government fight the funding of terrorism and money laundering activities, federal law (USA Patriot Act (Title III of Pub. L. 107 56 signed into law October 26, 2001)) requires all financial organizations to obtain, verify and record information that OVERDRAFT PROTECTION Overdraft Services for personal checking accounts Overdraft Services for personal checking accounts. In order for you to make an informed decision about which Overdraft Services may be best for you, you should understand the basics of what an overdraft is and how overdrafts are handled at BMO Harris.

SECURITY CENTER

Call 1-888-340-2265. bmoharris.phish@bmo.com. Note: We’ll never contact you via unsolicited email, text, or phone call asking for sensitive information, passwords or PINs. If you get a call, voicemail, email or text from someone claiming to be from BMO Harris and you think it's suspicious, contact us immediately using the

information on the

PREMIER MONEY MARKET Premier Money Market Premier Money Market 211 • PAGE 1 of 3 • (05/21) BMO Harris Bank 2021 BMO Harris Bank N.A. Member FDIC (05/21) This Deposit Account Disclosure and Bank Fee Schedule, the separate Interest Rate Sheet and the Deposit Account LOCKED OUT? RESET YOUR PASSWORD Locked out? Reset Your Password How To Guide BMO Harris BankSM is a trade name used by BMO Harris Bank N.A. Member FDIC 2 3. Enter your User ID, the last six digits of the Social Security or the Tax ID Number associated with the account and the email address. Note: Small

business owners

FREQUENTLY ASKED QUESTIONS BMO Digital Banking | Frequently Asked Questions – Zelle® What is Zelle? Zelle is a great way for BMO Harris customers to send money directly to, or receive money directly from, almost anyone with a deposit account at a financial institution located in the U.S. BMO HARRIS - PERSONAL BANKING, BUSINESS BANKING, LOANSDIGITAL BANKINGCONTACT USBRANCH LOCATORCHECKING ACCOUNTSBUSINESS BANKINGSAVINGS & CDS Notice to Customers. To help the government fight the funding of terrorism and money laundering activities, federal law (USA Patriot Act (Title III of Pub. L. 107 56 signed into law October 26, 2001)) requires all financial organizations to obtain, verify and record information that identifies each person who opens an account. MASTERCARD® GIFT CARD BMO Harris Bucks gift cards are only available in select full service BMO Harris locations in the Milwaukee area. Limit 25 gift cards per purchaser per day. There is a $4 fee per gift card purchased. The BMO Harris Bank Mastercard® Gift Card Cardholder Agreement applies to gift cards sold on or BMO HARRIS BANK DEBIT MASTERCARD® You can use a debit card just like a credit card wherever Mastercard � is accepted. The difference is, when you use a debit card the money is deducted directly from your BMO Harris checking account, so you don’t owe anything after. It’s a great way to manage your money and avoid building up credit card debt. INFORMATION ON PPP LOAN FORGIVENESS As a reminder, if your loan is not forgiven, you will not need to start paying Round 1 PPP loans until 10 months after the covered period. No payments are required at this time. For more information, visit the SBA website for full forgiveness rules. If you have any questions, you may contact us at Sba.pppquestions@bmo.com. BRANCH & ATM LOCATIONS Banking products and services are subject to bank and credit approval. BMO Harris Bank N.A. Member FDIC. Notice to Customers. To help the government fight the funding of terrorism and money laundering activities, federal law (USA Patriot Act (Title III of Pub. L. 107 56 signed into law October 26, 2001)) requires all financial organizations to obtain, verify and record information that OVERDRAFT PROTECTION Overdraft Services for personal checking accounts Overdraft Services for personal checking accounts. In order for you to make an informed decision about which Overdraft Services may be best for you, you should understand the basics of what an overdraft is and how overdrafts are handled at BMO Harris.

SECURITY CENTER

Call 1-888-340-2265. bmoharris.phish@bmo.com. Note: We’ll never contact you via unsolicited email, text, or phone call asking for sensitive information, passwords or PINs. If you get a call, voicemail, email or text from someone claiming to be from BMO Harris and you think it's suspicious, contact us immediately using the

information on the

PREMIER MONEY MARKET Premier Money Market Premier Money Market 211 • PAGE 1 of 3 • (05/21) BMO Harris Bank 2021 BMO Harris Bank N.A. Member FDIC (05/21) This Deposit Account Disclosure and Bank Fee Schedule, the separate Interest Rate Sheet and the Deposit Account LOCKED OUT? RESET YOUR PASSWORD Locked out? Reset Your Password How To Guide BMO Harris BankSM is a trade name used by BMO Harris Bank N.A. Member FDIC 2 3. Enter your User ID, the last six digits of the Social Security or the Tax ID Number associated with the account and the email address. Note: Small

business owners

FREQUENTLY ASKED QUESTIONS BMO Digital Banking | Frequently Asked Questions – Zelle® What is Zelle? Zelle is a great way for BMO Harris customers to send money directly to, or receive money directly from, almost anyone with a deposit account at a financial institution located in the U.S.

RDC - BMO HARRIS

Remote Deposit Capture lets you deposit customer checks remotely at any time of the day or night from your business location using an on-site image scanning device that is integrated with check imaging software. The checks are reviewed for duplicate items, automatically analyzed for image quality and converted to electronic images. BMO HARRIS BANK FACTS BMO Harris Bank Facts. Founded. 1882 as N.W. Harris & Co. 1847 as Samuel Marshall & Co., Exchange Brokers. Established Under Current Charter. 2011 BMO Harris Bank

SECURITY CENTER

Call 1-888-340-2265. bmoharris.phish@bmo.com. Note: We’ll never contact you via unsolicited email, text, or phone call asking for sensitive information, passwords or PINs. If you get a call, voicemail, email or text from someone claiming to be from BMO Harris and you think it's suspicious, contact us immediately using the

information on the

BRANCH & ATM LOCATIONS Banking products and services are subject to bank and credit approval. BMO Harris Bank N.A. Member FDIC. Notice to Customers. To help the government fight the funding of terrorism and money laundering activities, federal law (USA Patriot Act (Title III of Pub. L. 107 56 signed into law October 26, 2001)) requires all financial organizations to obtain, verify and record information that

EXECUTIVE BIOS

David is a member of BMO Financial Group’s Executive Committee, and he chairs BMO’s U.S. Management Committee. David began his career with BMO Financial Group working at Harris Bank in Chicago. In his most recent role, he led the commercial banking business for BMO Harris Bank as Executive Vice-President and Head of Commercial

Banking.

BMO WEALTH MANAGEMENT Investment research, asset allocation, portfolio management, advisory services and discretionary investing. For today and your future. Insurance & Risk Management with BMO Investment Services. Protection from the expected and the unexpected. Safeguarding your wealth—from insurance policies to business succession planning. BRANCH & ATM LOCATIONS BMO Branch Locator. Find BMO Harris bank hours, phone number or visit a local branch or ATM for our wide range of personal banking services. BMO HARRIS BANK SMART ADVANTAGE™ ACCOUNT BMO Harris Smart AdvantageTM Account PAGE 1 of 4 2021 BMO Harris Bank .A. Member FDIC 1 05/21 BMO Harris Bank BMO Harris Smart Advantage TM

Account Deposit

CREDIT CARE

Banking products and services are subject to bank and credit approval. BMO Harris Bank N.A. Member FDIC. Notice to Customers. To help the government fight the funding of terrorism and money laundering activities, federal law (USA Patriot Act (Title III of Pub. L. 107 56 signed into law October 26, 2001)) requires all financial organizations to obtain, verify and record information that MORTGAGES - MORTGAGE LOAN TYPES - BMO HARRIS Jumbo Mortgages. If you're thinking about buying bigger, BMO Harris may have a jumbo mortgage that fits your plans. Jumbo loans are those that are more than $548,2503. For qualifying customers 4, enjoy a 0.50% interest rate discount on a jumbo mortgage loan. To find out if a jumbo loan is right for you, contact a BMO Harris Mortgage Banker. BMO HARRIS - PERSONAL BANKING, BUSINESS BANKING, LOANSDIGITAL BANKINGCONTACT USBRANCH LOCATORCHECKING ACCOUNTSBUSINESS BANKINGSAVINGS & CDS Notice to Customers. To help the government fight the funding of terrorism and money laundering activities, federal law (USA Patriot Act (Title III of Pub. L. 107 56 signed into law October 26, 2001)) requires all financial organizations to obtain, verify and record information that identifies each person who opens an account.

ONLINE BANKING

Notice to Customers. To help the government fight the funding of terrorism and money laundering activities, federal law (USA Patriot Act (Title III of Pub. L. 107 56 signed into law October 26, 2001)) requires all financial organizations to obtain, verify and record information that identifies each person who opens an account. BMO HARRIS BANK DEBIT MASTERCARD® You can use a debit card just like a credit card wherever Mastercard � is accepted. The difference is, when you use a debit card the money is deducted directly from your BMO Harris checking account, so you don’t owe anything after. It’s a great way to manage your money and avoid building up credit card debt. INFORMATION ON PPP LOAN FORGIVENESS As a reminder, if your loan is not forgiven, you will not need to start paying Round 1 PPP loans until 10 months after the covered period. No payments are required at this time. For more information, visit the SBA website for full forgiveness rules. If you have any questions, you may contact us at Sba.pppquestions@bmo.com. BMO WEALTH MANAGEMENT Investment research, asset allocation, portfolio management, advisory services and discretionary investing. For today and your future. Insurance & Risk Management with BMO Investment Services. Protection from the expected and the unexpected. Safeguarding your wealth—from insurance policies to business succession planning. SBA DEADLINE TO OBTAIN A PPP LOAN IS MARCH 31, 2021 SBA deadline to obtain a PPP loan is March 31, 2021. In order to allow necessary time for processing prior to the March 31 deadline, BMO will be accepting applications until Monday, March 22. As the borrower, you are responsible for determining eligibility. Please discuss with your CPA and/or your counsel prior to applying. BMO HARRIS - PERSONAL BANKING, BUSINESS BANKING, LOANSDIGITAL BANKINGCONTACT USBRANCH LOCATORCHECKING ACCOUNTSBUSINESS BANKINGSAVINGS & CDS Notice to Customers. To help the government fight the funding of terrorism and money laundering activities, federal law (USA Patriot Act (Title III of Pub. L. 107 56 signed into law October 26, 2001)) requires all financial organizations to obtain, verify and record information that identifies each person who opens an account.

ONLINE BANKING

Notice to Customers. To help the government fight the funding of terrorism and money laundering activities, federal law (USA Patriot Act (Title III of Pub. L. 107 56 signed into law October 26, 2001)) requires all financial organizations to obtain, verify and record information that identifies each person who opens an account. BMO HARRIS BANK DEBIT MASTERCARD® You can use a debit card just like a credit card wherever Mastercard � is accepted. The difference is, when you use a debit card the money is deducted directly from your BMO Harris checking account, so you don’t owe anything after. It’s a great way to manage your money and avoid building up credit card debt. INFORMATION ON PPP LOAN FORGIVENESS As a reminder, if your loan is not forgiven, you will not need to start paying Round 1 PPP loans until 10 months after the covered period. No payments are required at this time. For more information, visit the SBA website for full forgiveness rules. If you have any questions, you may contact us at Sba.pppquestions@bmo.com. BMO WEALTH MANAGEMENT Investment research, asset allocation, portfolio management, advisory services and discretionary investing. For today and your future. Insurance & Risk Management with BMO Investment Services. Protection from the expected and the unexpected. Safeguarding your wealth—from insurance policies to business succession planning. SBA DEADLINE TO OBTAIN A PPP LOAN IS MARCH 31, 2021 SBA deadline to obtain a PPP loan is March 31, 2021. In order to allow necessary time for processing prior to the March 31 deadline, BMO will be accepting applications until Monday, March 22. As the borrower, you are responsible for determining eligibility. Please discuss with your CPA and/or your counsel prior to applying. BMO HARRIS GENERAL AUTORIZATION TL102 Rev: 05/2019 Page 1 of 1 BMO Harris Bank P.O. Box 2035 . Milwaukee, WI 53201-2035 . Telephone: 1-866-280-8434 option 6 . Fax:

414-443-2614

BMO HARRIS REWARDS

Customers with travel plans within the next seven (7) days are encouraged to contact the Rewards Redemption Center at 1-800-610-8987 for assistance between the hours of 8 a.m. – 8 p.m. Central, seven (7) days a week, excluding federal holidays. MANAGING YOUR CREDIT CARD 1 Existing Credit Card Online access will no longer be available as of February 15, 2021, and will only be available on the new online

platform.

BMO CAREERS

Banking products and services are subject to bank and credit approval. BMO Harris Bank N.A. Member FDIC Notice to Customers. To help the government fight the funding of terrorism and money laundering activities, federal law (USA Patriot Act (Title III of Pub. L. 107 56 signed into law October 26, 2001)) requires all financial organizations to obtain, verify and record information that OPEN A CHECKING ACCOUNT, GET UP TO A $500 BONUS Notice to Customers. To help the government fight the funding of terrorism and money laundering activities, federal law (USA Patriot Act (Title III of Pub. L. 107 56 signed into law October 26, 2001)) requires all financial organizations to obtain, verify and record information that identifies each person who opens an account. BMO HARRIS BANK DEBIT MASTERCARD® You can use a debit card just like a credit card wherever Mastercard � is accepted. The difference is, when you use a debit card the money is deducted directly from your BMO Harris checking account, so you don’t owe anything after. It’s a great way to manage BRANCH & ATM LOCATIONS Banking products and services are subject to bank and credit approval. BMO Harris Bank N.A. Member FDIC. Notice to Customers. To help the government fight the funding of terrorism and money laundering activities, federal law (USA Patriot Act (Title III of Pub. L. 107 56 signed into law October 26, 2001)) requires all financial organizations to obtain, verify and record information that OVERDRAFT PROTECTION Overdraft Services for personal checking accounts Overdraft Services for personal checking accounts. In order for you to make an informed decision about which Overdraft Services may be best for you, you should understand the basics of what an overdraft is and how overdrafts are handled at BMO Harris.

CREDIT CARE

Banking products and services are subject to bank and credit approval. BMO Harris Bank N.A. Member FDIC. Notice to Customers. To help the government fight the funding of terrorism and money laundering activities, federal law (USA Patriot Act (Title III of Pub. L. 107 56 signed into law October 26, 2001)) requires all financial organizations to obtain, verify and record information that FAMILY OFFICE FOR WEALTH OWNERS Family office for wealth owners. For some, wealth is a life well lived. For others, it’s an enduring family legacy. However you define it, having a wealth plan with purpose can help guide the decisions that bring your family closer to its goals. FAMILY OFFICE FOR WEALTH ADVISORS Family enterprise advisory. We help family office professionals outline and memorialize family office and wealth owner purpose statements, goals, objectives and values—and we help create an integrated family enterprise and family wealth blueprint. BMO TRANSPORTATION FINANCE Banking products and services are subject to bank and credit approval. BMO Harris Bank N.A. Member FDIC .BMO Harris Bank®, BMO Commercial Banking, BMO Harris Equipment Finance and BMO Transportation Finance are trade names used by BMO Harris Bank N.A. BMO Sponsor Finance is a brand name used by BMO Financial Corp and its affiliates. PERSONAL BANKING DIRECT DEPOSIT TRANSFER FORM I would like to Establish Direct Deposit Change my existing Direct Deposit using the information below. I hereby authorize (employer/3rd party) to make these deposits directly to my BMO Harris account(s) shown above and authorize BMO Harris to accept these deposits. STUDENTS | BMO CAREERS Banking products and services are subject to bank and credit approval. BMO Harris Bank N.A. Member FDIC Notice to Customers. To help the government fight the funding of terrorism and money laundering activities, federal law (USA Patriot Act (Title III of Pub. L. 107 56 signed into law October 26, 2001)) requires all financial organizations to obtain, verify and record information that BMO HARRIS - PERSONAL BANKING, BUSINESS BANKING, LOANSDIGITAL BANKINGCONTACT USBRANCH LOCATORCHECKING ACCOUNTSBUSINESS BANKINGSAVINGS & CDS Notice to Customers. To help the government fight the funding of terrorism and money laundering activities, federal law (USA Patriot Act (Title III of Pub. L. 107 56 signed into law October 26, 2001)) requires all financial organizations to obtain, verify and record information that identifies each person who opens an account.

ONLINE BANKING

Notice to Customers. To help the government fight the funding of terrorism and money laundering activities, federal law (USA Patriot Act (Title III of Pub. L. 107 56 signed into law October 26, 2001)) requires all financial organizations to obtain, verify and record information that identifies each person who opens an account. BRANCH & ATM LOCATIONS Banking products and services are subject to bank and credit approval. BMO Harris Bank N.A. Member FDIC. Notice to Customers. To help the government fight the funding of terrorism and money laundering activities, federal law (USA Patriot Act (Title III of Pub. L. 107 56 signed into law October 26, 2001)) requires all financial organizations to obtain, verify and record information that BMO HARRIS BANK DEBIT MASTERCARD® You can use a debit card just like a credit card wherever Mastercard � is accepted. The difference is, when you use a debit card the money is deducted directly from your BMO Harris checking account, so you don’t owe anything after. It’s a great way to manage your money and avoid building up credit card debt. INFORMATION ON PPP LOAN FORGIVENESS As a reminder, if your loan is not forgiven, you will not need to start paying Round 1 PPP loans until 10 months after the covered period. No payments are required at this time. For more information, visit the SBA website for full forgiveness rules. If you have any questions, you may contact us at Sba.pppquestions@bmo.com. BMO HARRIS BANK PLATINUM MASTERCARD BMO Harris Bank Platinum Mastercard. 0% introductory APR on purchases for 15 months from account opening date. After that, a variable APR applies, currently 12.24% - 20.24%, based on your creditworthiness. 0% introductory APR on balance transfers for 15 months from date of first transfer when transfers are completed within 90 days from date of OVERDRAFT PROTECTION Overdraft Services for personal checking accounts Overdraft Services for personal checking accounts. In order for you to make an informed decision about which Overdraft Services may be best for you, you should understand the basics of what an overdraft is and how overdrafts are handled at BMO Harris. BMO WEALTH MANAGEMENT Investment research, asset allocation, portfolio management, advisory services and discretionary investing. For today and your future. Insurance & Risk Management with BMO Investment Services. Protection from the expected and the unexpected. Safeguarding your wealth—from insurance policies to business succession planning. START SENDING MONEY WITH ZELLE Start sending money with Zelle ® It’s fast, safe and easy! Zelle is a convenient way to send money to people you know and trust using BMO Digital Banking, either online or through the mobile app.. Whether it’s saving you a trip to the ATM or taking out the guesswork of divvying up the lunch tab, Zelle is a fast, safe and easy way to send money to, and request money from, friends and family.

CALCULATORS

BMO Harris Bank disclaims any liability arising out of your use of, or any action taken in reliance on, any such information. Always consult an attorney or tax professional regarding your specific legal or tax situation. Calculators are provided by Leadfusion. Leadfusion is not affiliated with BMO Harris Bank N.A. BMO HARRIS - PERSONAL BANKING, BUSINESS BANKING, LOANSDIGITAL BANKINGCONTACT USBRANCH LOCATORCHECKING ACCOUNTSBUSINESS BANKINGSAVINGS & CDS Notice to Customers. To help the government fight the funding of terrorism and money laundering activities, federal law (USA Patriot Act (Title III of Pub. L. 107 56 signed into law October 26, 2001)) requires all financial organizations to obtain, verify and record information that identifies each person who opens an account.

ONLINE BANKING

Notice to Customers. To help the government fight the funding of terrorism and money laundering activities, federal law (USA Patriot Act (Title III of Pub. L. 107 56 signed into law October 26, 2001)) requires all financial organizations to obtain, verify and record information that identifies each person who opens an account. BRANCH & ATM LOCATIONS Banking products and services are subject to bank and credit approval. BMO Harris Bank N.A. Member FDIC. Notice to Customers. To help the government fight the funding of terrorism and money laundering activities, federal law (USA Patriot Act (Title III of Pub. L. 107 56 signed into law October 26, 2001)) requires all financial organizations to obtain, verify and record information that BMO HARRIS BANK DEBIT MASTERCARD® You can use a debit card just like a credit card wherever Mastercard � is accepted. The difference is, when you use a debit card the money is deducted directly from your BMO Harris checking account, so you don’t owe anything after. It’s a great way to manage your money and avoid building up credit card debt. INFORMATION ON PPP LOAN FORGIVENESS As a reminder, if your loan is not forgiven, you will not need to start paying Round 1 PPP loans until 10 months after the covered period. No payments are required at this time. For more information, visit the SBA website for full forgiveness rules. If you have any questions, you may contact us at Sba.pppquestions@bmo.com. BMO HARRIS BANK PLATINUM MASTERCARD BMO Harris Bank Platinum Mastercard. 0% introductory APR on purchases for 15 months from account opening date. After that, a variable APR applies, currently 12.24% - 20.24%, based on your creditworthiness. 0% introductory APR on balance transfers for 15 months from date of first transfer when transfers are completed within 90 days from date of OVERDRAFT PROTECTION Overdraft Services for personal checking accounts Overdraft Services for personal checking accounts. In order for you to make an informed decision about which Overdraft Services may be best for you, you should understand the basics of what an overdraft is and how overdrafts are handled at BMO Harris. BMO WEALTH MANAGEMENT Investment research, asset allocation, portfolio management, advisory services and discretionary investing. For today and your future. Insurance & Risk Management with BMO Investment Services. Protection from the expected and the unexpected. Safeguarding your wealth—from insurance policies to business succession planning. START SENDING MONEY WITH ZELLE Start sending money with Zelle ® It’s fast, safe and easy! Zelle is a convenient way to send money to people you know and trust using BMO Digital Banking, either online or through the mobile app.. Whether it’s saving you a trip to the ATM or taking out the guesswork of divvying up the lunch tab, Zelle is a fast, safe and easy way to send money to, and request money from, friends and family.

CALCULATORS

BMO Harris Bank disclaims any liability arising out of your use of, or any action taken in reliance on, any such information. Always consult an attorney or tax professional regarding your specific legal or tax situation. Calculators are provided by Leadfusion. Leadfusion is not affiliated with BMO Harris Bank N.A. BMO HARRIS BANK DEBIT MASTERCARD® You can use a debit card just like a credit card wherever Mastercard � is accepted. The difference is, when you use a debit card the money is deducted directly from your BMO Harris checking account, so you don’t owe anything after. It’s a great way to manage BMO HARRIS BANK PLATINUM MASTERCARD BMO Harris Bank Platinum Mastercard. 0% introductory APR on purchases for 15 months from account opening date. After that, a variable APR applies, currently 12.24% - 20.24%, based on your creditworthiness. 0% introductory APR on balance transfers for 15 months from date of first transfer when transfers are completed within 90 days from date of INFORMATION ON PPP LOAN FORGIVENESS As a reminder, if your loan is not forgiven, you will not need to start paying Round 1 PPP loans until 10 months after the covered period. No payments are required at this time. For more information, visit the SBA website for full forgiveness rules. If you have any questions, you may contact us at Sba.pppquestions@bmo.com. CASH BACK MASTERCARD® BMO Harris Bank Cash Back Mastercard. Special Offer. $200 cash back bonus when you spend $2,000 in the first 3 months of account opening. 1 Learn more. 2% cash back per $1 spent on eligible gas and grocery purchases, up to $2,500 in combined spend each COMMERCIAL | BMO HARRIS Banking products and services are subject to bank and credit approval. BMO Harris Bank N.A. Member FDIC .BMO Harris Bank®, BMO Commercial Banking, BMO Harris Equipment Finance and BMO Transportation Finance are trade names used by BMO Harris Bank N.A. BMO Sponsor Finance is a brand name used by BMO Financial Corp and its affiliates.

EQUIPMENT FINANCE

President, BMO Harris Equipment Finance. 414-765-8004. Call four one four -seven six five -eight zero zero four 414-765-8004. Send message. 414-765-8004. Call four one four -seven six five -eight zero zero four 414-765-8004. Send message. Jud Snyder is the President of BMO Harris Equipment Finance and BMO’s Senior Executive for Southeast

BMO HARRIS REWARDS

Customers with travel plans within the next seven (7) days are encouraged to contact the Rewards Redemption Center at 1-800-610-8987 for assistance between the hours of 8 a.m. – 8 p.m. Central, seven (7) days a week, excluding federal holidays. BRANCH & ATM LOCATIONS IN FLORIDA, FL Banking products and services are provided by BMO Harris Bank N.A. and are subject to bank and credit approval. BMO Harris® is a trade name used by BMO Harris Bank N.A. and its affiliates. BRANCH & ATM LOCATIONS IN ILLINOIS, IL Banking products and services are provided by BMO Harris Bank N.A. and are subject to bank and credit approval. BMO Harris® is a trade name used by BMO Harris Bank N.A. and its affiliates. STUDENTS | BMO CAREERS Banking products and services are subject to bank and credit approval. BMO Harris Bank N.A. Member FDIC Notice to Customers. To help the government fight the funding of terrorism and money laundering activities, federal law (USA Patriot Act (Title III of Pub. L. 107 56 signed into law October 26, 2001)) requires all financial organizations to obtain, verify and record information that

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Banking products and services are subject to bank and credit approval. BMO Harris Bank N.A. Member FDIC .

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To help the government fight the funding of terrorism and money laundering activities, federal law (USA Patriot Act (Title III of Pub. L. 107 56 signed into law October 26, 2001)) requires all financial organizations to obtain, verify and record information that identifies each person who opens an account. When you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may also ask you to provide a copy of your driver's license or other identifying documents. For each business or entity that opens an account, we will ask for your name, address and other information that will allow us to identify the entity. We may also ask you to provide a copy of your certificate of incorporation (or similar document) or other identifying documents. The information you provide in this form may be used to perform a credit check and verify your identity by using internal sources and third party vendors. If the requested information is not provided within 30 calendar days, the account will be subject to closure. Third party web sites may have privacy and security policies different from BMO Harris. Links to other web sites do not imply the endorsement or approval of such web sites. Please review the privacy and security policies of web sites reached through links from BMO

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