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WALKER & WALKER LAW OFFICES, PLLC Walker & Walker Law Offices, PLLC – Minnesota Bankruptcy Attorneys. We are a Family business in 4 locations in Minnesota, with over 40 years experience helping Minnesotans get out of debt and build credit.. We don’t just do the paperwork to file Chapter 7 Bankruptcy and Chapter 13 Bankruptcy, we also help you to improve your credit rating after bankruptcy, and win settlements for clients WHAT HAPPENS IF YOU CAN’T AFFORD CHAPTER 13 PAYMENTS What happens if you can’t afford chapter 13 payments? If your financial situation changes and you can’t afford Chapter 13 Bankruptcy payments, then you’ll be worried that your case will be dismissed, and that you’ll still have your debts, and are not able to afford to pay them back.. Fortunately, help is at hand, and you’ll soon be able to decide on the best course of action. WHAT HAPPENS IF YOUR CHAPTER 7 IS DISMISSED? What Happens If Your Chapter 7 is Dismissed? Bankruptcy Attorney Serving Twin Cities. While it is not something that happens often, it is possible for your Chapter 7 bankruptcy case to be dismissed by the court. What a bankruptcy dismissal means is that you do not qualify for the bankruptcy process and thus the filing is dropped. HOW SOON CAN I RENT A NEW HOUSE OR APARTMENT AFTER In our experience: You can get an FHA mortgage about 2 years after bankruptcy. A good rule of thumb for when it is OK to look for a new place to rent after bankruptcy is 3 months after filing. Lots of my clients who filed during the foreclosure crisis now own their homes again and are doing fine. TRUST AND BANKRUPTCY Trust and bankruptcy . A trust is a legal relationship in which one person holds property for the benefit of another person. Trusts were invented in medieval England so that landowners could leave the management of their estates to someone trustworthy while CAN I BUY A CAR DURING CHAPTER 13 BANKRUPTCY? CONCLUSION. Now you know that you can get a new car or truck during in Chapter 13 Bankruptcy, Contact us at 612.824.4357 now to tell us how we can help you get the new car you need. WHAT HAPPENS TO A DEBT IN MINNESOTA AFTER SOMEONE DIESSEE MORE ON

BANKRUPTCYTRUTH.COM

WILL BANKRUPTCY AFFECT YOUR IMMIGRATION STATUS?SEE MORE ON

BANKRUPTCYTRUTH.COM

WHY DON'T LENDERS SEND STATEMENTS AFTER BANKRUPTCY THE REASON LENDERS STOP SENDING THE STATEMENTS AFTER BANKRUPTCY. When someone files for Chapter 7 bankruptcy or Chapter 13 bankruptcy, there is an injunction called the automatic stay which goes into place immediately. The automatic stay is an injunction which says that no one can take any sort of action to collect a debt from the debtor. LENDER REFUSES TO REPOSSESS A VEHICLE YOU WANT TO Lender refuses to repossess a vehicle you want to surrender. When you file for bankruptcy in Minnesota and have a car loan, you can choose whether to keep the car and continue to pay the loan, or to stop paying the loan and surrender the car to the lender. This seems like a simple enough choice. You can: Keep paying for the car and keep the

car.

WALKER & WALKER LAW OFFICES, PLLC Walker & Walker Law Offices, PLLC – Minnesota Bankruptcy Attorneys. We are a Family business in 4 locations in Minnesota, with over 40 years experience helping Minnesotans get out of debt and build credit.. We don’t just do the paperwork to file Chapter 7 Bankruptcy and Chapter 13 Bankruptcy, we also help you to improve your credit rating after bankruptcy, and win settlements for clients WHAT HAPPENS IF YOU CAN’T AFFORD CHAPTER 13 PAYMENTS What happens if you can’t afford chapter 13 payments? If your financial situation changes and you can’t afford Chapter 13 Bankruptcy payments, then you’ll be worried that your case will be dismissed, and that you’ll still have your debts, and are not able to afford to pay them back.. Fortunately, help is at hand, and you’ll soon be able to decide on the best course of action. WHAT HAPPENS IF YOUR CHAPTER 7 IS DISMISSED? What Happens If Your Chapter 7 is Dismissed? Bankruptcy Attorney Serving Twin Cities. While it is not something that happens often, it is possible for your Chapter 7 bankruptcy case to be dismissed by the court. What a bankruptcy dismissal means is that you do not qualify for the bankruptcy process and thus the filing is dropped. HOW SOON CAN I RENT A NEW HOUSE OR APARTMENT AFTER In our experience: You can get an FHA mortgage about 2 years after bankruptcy. A good rule of thumb for when it is OK to look for a new place to rent after bankruptcy is 3 months after filing. Lots of my clients who filed during the foreclosure crisis now own their homes again and are doing fine. TRUST AND BANKRUPTCY Trust and bankruptcy . A trust is a legal relationship in which one person holds property for the benefit of another person. Trusts were invented in medieval England so that landowners could leave the management of their estates to someone trustworthy while CAN I BUY A CAR DURING CHAPTER 13 BANKRUPTCY? CONCLUSION. Now you know that you can get a new car or truck during in Chapter 13 Bankruptcy, Contact us at 612.824.4357 now to tell us how we can help you get the new car you need. WHAT HAPPENS TO A DEBT IN MINNESOTA AFTER SOMEONE DIESSEE MORE ON

BANKRUPTCYTRUTH.COM

WILL BANKRUPTCY AFFECT YOUR IMMIGRATION STATUS?SEE MORE ON

BANKRUPTCYTRUTH.COM

WHY DON'T LENDERS SEND STATEMENTS AFTER BANKRUPTCY THE REASON LENDERS STOP SENDING THE STATEMENTS AFTER BANKRUPTCY. When someone files for Chapter 7 bankruptcy or Chapter 13 bankruptcy, there is an injunction called the automatic stay which goes into place immediately. The automatic stay is an injunction which says that no one can take any sort of action to collect a debt from the debtor. LENDER REFUSES TO REPOSSESS A VEHICLE YOU WANT TO Lender refuses to repossess a vehicle you want to surrender. When you file for bankruptcy in Minnesota and have a car loan, you can choose whether to keep the car and continue to pay the loan, or to stop paying the loan and surrender the car to the lender. This seems like a simple enough choice. You can: Keep paying for the car and keep the

car.

WALKER & WALKER LAW OFFICES, PLLC Walker & Walker Law Offices, PLLC – Minnesota Bankruptcy Attorneys. We are a Family business in 4 locations in Minnesota, with over 40 years experience helping Minnesotans get out of debt and build credit.. We don’t just do the paperwork to file Chapter 7 Bankruptcy and Chapter 13 Bankruptcy, we also help you to improve your credit rating after bankruptcy, and win settlements for clients CAN I QUIT MY JOB DURING CHAPTER 13 BANKRUPTCY? You May Not Be Approved for Chapter 13 Bankruptcy if You Quit. If you choose to quit your job, are fired from your job, or your position ends (or is set to end) during the bankruptcy process, you may struggle to get approval for Chapter 13 bankruptcy. In order to discharge your debts, you need a certain amount of income coming

in–and if you

CREDIT REPORT AFTER FILING FOR BANKRUPTCY A few months after filing for bankruptcy it is a good idea to request a free credit report from each of the three credit bureaus: Experian. Transunion. Equifax. You won’t have to pay for these credit reports if you go to www.annualcreditreport.com. This is a website set up by the Federal Trade Commission, and it allows everyone to get one HOW SOON CAN I RENT A NEW HOUSE OR APARTMENT AFTER In our experience: You can get an FHA mortgage about 2 years after bankruptcy. A good rule of thumb for when it is OK to look for a new place to rent after bankruptcy is 3 months after filing. Lots of my clients who filed during the foreclosure crisis now own their homes again and are doing fine. 10 THINGS TO ASK A BANKRUPTCY ATTORNEY 10 Things To Ask A Bankruptcy Attorney . If you’re meeting with several bankruptcy attorneys with a view to filing for Chapter 7 Bankruptcy or Chapter 13 Bankruptcy, then you’ll want to make sure that you have plenty of questions to ask a bankruptcy attorney.. Here are some questions we are often asked. BLAINE BANKRUPTCY LAWYERS MN Walker & Walker Law Offices, PLLC. 607 County Rd. 10 NE #204. Blaine, MN 55434. (763) 780-4357. Google Maps | Yahoo Maps. Find out more about Walker and Walker Blaine Bankruptcy Attorneys. We would appreciate it if you filled out these forms and brought them with you,to your Free Evaluation which will help us and you to better

understand your

PREPAID DEBIT CARDS AND BANKRUPTCY Rush Card, a large provider of prepaid debit cards had an outage in October, 2015. 3. They don’t report to credit bureaus. If rebuilding your credit is a priority, then you are probably better off filing for bankruptcy and start using a checking account and regular credit card WHAT IS A FRAUDULENT TRANSFER? A fraudulent transfer is when a person who is in debt sells or gives away something valuable without receiving a fair price for it. If you sell your Ferrari to your brother for $1, that is a fraudulent transfer. The goal of fraudulent transfer laws is to prevent people from getting rid of valuable assets which might otherwise be sold to

pay

CAN SALES TAX OR EMPLOYEE WITHHOLDING TAX BE INCLUDED IN Find out if sales tax or employee withholding tax can be included in Chapter 7 or Chapter 13 bankruptcy. Need help? Call Bankruptcy Truth on 612.824.4357 now. CAN I BUY A CAR DURING CHAPTER 13 BANKRUPTCY? Walker & Walker Law Offices, PLLC, designated a debt relief agency by an Act of Congress and the President of the United States, has proudly assisted consumers seeking relief under the U.S. Bankruptcy Code for

over 40 years.

WALKER & WALKER LAW OFFICES, PLLC Walker & Walker Law Offices, PLLC – Minnesota Bankruptcy Attorneys. We are a Family business in 4 locations in Minnesota, with over 40 years experience helping Minnesotans get out of debt and build credit.. We don’t just do the paperwork to file Chapter 7 Bankruptcy and Chapter 13 Bankruptcy, we also help you to improve your credit rating after bankruptcy, and win settlements for clients WHAT HAPPENS IF YOU CAN’T AFFORD CHAPTER 13 PAYMENTS What happens if you can’t afford chapter 13 payments? If your financial situation changes and you can’t afford Chapter 13 Bankruptcy payments, then you’ll be worried that your case will be dismissed, and that you’ll still have your debts, and are not able to afford to pay them back.. Fortunately, help is at hand, and you’ll soon be able to decide on the best course of action. WHAT HAPPENS IF YOUR CHAPTER 7 IS DISMISSED? What Happens If Your Chapter 7 is Dismissed? Bankruptcy Attorney Serving Twin Cities. While it is not something that happens often, it is possible for your Chapter 7 bankruptcy case to be dismissed by the court. What a bankruptcy dismissal means is that you do not qualify for the bankruptcy process and thus the filing is dropped. HOW SOON CAN I RENT A NEW HOUSE OR APARTMENT AFTER In our experience: You can get an FHA mortgage about 2 years after bankruptcy. A good rule of thumb for when it is OK to look for a new place to rent after bankruptcy is 3 months after filing. Lots of my clients who filed during the foreclosure crisis now own their homes again and are doing fine. TRUST AND BANKRUPTCY Trust and bankruptcy . A trust is a legal relationship in which one person holds property for the benefit of another person. Trusts were invented in medieval England so that landowners could leave the management of their estates to someone trustworthy while CAN I BUY A CAR DURING CHAPTER 13 BANKRUPTCY? CONCLUSION. Now you know that you can get a new car or truck during in Chapter 13 Bankruptcy, Contact us at 612.824.4357 now to tell us how we can help you get the new car you need. WHAT HAPPENS TO A DEBT IN MINNESOTA AFTER SOMEONE DIESSEE MORE ON

BANKRUPTCYTRUTH.COM

WILL BANKRUPTCY AFFECT YOUR IMMIGRATION STATUS?SEE MORE ON

BANKRUPTCYTRUTH.COM

WHY DON'T LENDERS SEND STATEMENTS AFTER BANKRUPTCY THE REASON LENDERS STOP SENDING THE STATEMENTS AFTER BANKRUPTCY. When someone files for Chapter 7 bankruptcy or Chapter 13 bankruptcy, there is an injunction called the automatic stay which goes into place immediately. The automatic stay is an injunction which says that no one can take any sort of action to collect a debt from the debtor. LENDER REFUSES TO REPOSSESS A VEHICLE YOU WANT TO Lender refuses to repossess a vehicle you want to surrender. When you file for bankruptcy in Minnesota and have a car loan, you can choose whether to keep the car and continue to pay the loan, or to stop paying the loan and surrender the car to the lender. This seems like a simple enough choice. You can: Keep paying for the car and keep the

car.

WALKER & WALKER LAW OFFICES, PLLC Walker & Walker Law Offices, PLLC – Minnesota Bankruptcy Attorneys. We are a Family business in 4 locations in Minnesota, with over 40 years experience helping Minnesotans get out of debt and build credit.. We don’t just do the paperwork to file Chapter 7 Bankruptcy and Chapter 13 Bankruptcy, we also help you to improve your credit rating after bankruptcy, and win settlements for clients WHAT HAPPENS IF YOU CAN’T AFFORD CHAPTER 13 PAYMENTS What happens if you can’t afford chapter 13 payments? If your financial situation changes and you can’t afford Chapter 13 Bankruptcy payments, then you’ll be worried that your case will be dismissed, and that you’ll still have your debts, and are not able to afford to pay them back.. Fortunately, help is at hand, and you’ll soon be able to decide on the best course of action. WHAT HAPPENS IF YOUR CHAPTER 7 IS DISMISSED? What Happens If Your Chapter 7 is Dismissed? Bankruptcy Attorney Serving Twin Cities. While it is not something that happens often, it is possible for your Chapter 7 bankruptcy case to be dismissed by the court. What a bankruptcy dismissal means is that you do not qualify for the bankruptcy process and thus the filing is dropped. HOW SOON CAN I RENT A NEW HOUSE OR APARTMENT AFTER In our experience: You can get an FHA mortgage about 2 years after bankruptcy. A good rule of thumb for when it is OK to look for a new place to rent after bankruptcy is 3 months after filing. Lots of my clients who filed during the foreclosure crisis now own their homes again and are doing fine. TRUST AND BANKRUPTCY Trust and bankruptcy . A trust is a legal relationship in which one person holds property for the benefit of another person. Trusts were invented in medieval England so that landowners could leave the management of their estates to someone trustworthy while CAN I BUY A CAR DURING CHAPTER 13 BANKRUPTCY? CONCLUSION. Now you know that you can get a new car or truck during in Chapter 13 Bankruptcy, Contact us at 612.824.4357 now to tell us how we can help you get the new car you need. WHAT HAPPENS TO A DEBT IN MINNESOTA AFTER SOMEONE DIESSEE MORE ON

BANKRUPTCYTRUTH.COM

WILL BANKRUPTCY AFFECT YOUR IMMIGRATION STATUS?SEE MORE ON

BANKRUPTCYTRUTH.COM

WHY DON'T LENDERS SEND STATEMENTS AFTER BANKRUPTCY THE REASON LENDERS STOP SENDING THE STATEMENTS AFTER BANKRUPTCY. When someone files for Chapter 7 bankruptcy or Chapter 13 bankruptcy, there is an injunction called the automatic stay which goes into place immediately. The automatic stay is an injunction which says that no one can take any sort of action to collect a debt from the debtor. LENDER REFUSES TO REPOSSESS A VEHICLE YOU WANT TO Lender refuses to repossess a vehicle you want to surrender. When you file for bankruptcy in Minnesota and have a car loan, you can choose whether to keep the car and continue to pay the loan, or to stop paying the loan and surrender the car to the lender. This seems like a simple enough choice. You can: Keep paying for the car and keep the

car.

WALKER & WALKER LAW OFFICES, PLLC Walker & Walker Law Offices, PLLC – Minnesota Bankruptcy Attorneys. We are a Family business in 4 locations in Minnesota, with over 40 years experience helping Minnesotans get out of debt and build credit.. We don’t just do the paperwork to file Chapter 7 Bankruptcy and Chapter 13 Bankruptcy, we also help you to improve your credit rating after bankruptcy, and win settlements for clients CAN I QUIT MY JOB DURING CHAPTER 13 BANKRUPTCY? You May Not Be Approved for Chapter 13 Bankruptcy if You Quit. If you choose to quit your job, are fired from your job, or your position ends (or is set to end) during the bankruptcy process, you may struggle to get approval for Chapter 13 bankruptcy. In order to discharge your debts, you need a certain amount of income coming

in–and if you

CREDIT REPORT AFTER FILING FOR BANKRUPTCY A few months after filing for bankruptcy it is a good idea to request a free credit report from each of the three credit bureaus: Experian. Transunion. Equifax. You won’t have to pay for these credit reports if you go to www.annualcreditreport.com. This is a website set up by the Federal Trade Commission, and it allows everyone to get one HOW SOON CAN I RENT A NEW HOUSE OR APARTMENT AFTER In our experience: You can get an FHA mortgage about 2 years after bankruptcy. A good rule of thumb for when it is OK to look for a new place to rent after bankruptcy is 3 months after filing. Lots of my clients who filed during the foreclosure crisis now own their homes again and are doing fine. 10 THINGS TO ASK A BANKRUPTCY ATTORNEY 10 Things To Ask A Bankruptcy Attorney . If you’re meeting with several bankruptcy attorneys with a view to filing for Chapter 7 Bankruptcy or Chapter 13 Bankruptcy, then you’ll want to make sure that you have plenty of questions to ask a bankruptcy attorney.. Here are some questions we are often asked. BLAINE BANKRUPTCY LAWYERS MN Walker & Walker Law Offices, PLLC. 607 County Rd. 10 NE #204. Blaine, MN 55434. (763) 780-4357. Google Maps | Yahoo Maps. Find out more about Walker and Walker Blaine Bankruptcy Attorneys. We would appreciate it if you filled out these forms and brought them with you,to your Free Evaluation which will help us and you to better

understand your

PREPAID DEBIT CARDS AND BANKRUPTCY Rush Card, a large provider of prepaid debit cards had an outage in October, 2015. 3. They don’t report to credit bureaus. If rebuilding your credit is a priority, then you are probably better off filing for bankruptcy and start using a checking account and regular credit card WHAT IS A FRAUDULENT TRANSFER? A fraudulent transfer is when a person who is in debt sells or gives away something valuable without receiving a fair price for it. If you sell your Ferrari to your brother for $1, that is a fraudulent transfer. The goal of fraudulent transfer laws is to prevent people from getting rid of valuable assets which might otherwise be sold to

pay

CAN SALES TAX OR EMPLOYEE WITHHOLDING TAX BE INCLUDED IN Find out if sales tax or employee withholding tax can be included in Chapter 7 or Chapter 13 bankruptcy. Need help? Call Bankruptcy Truth on 612.824.4357 now. CAN I BUY A CAR DURING CHAPTER 13 BANKRUPTCY? Walker & Walker Law Offices, PLLC, designated a debt relief agency by an Act of Congress and the President of the United States, has proudly assisted consumers seeking relief under the U.S. Bankruptcy Code for

over 40 years.

WALKER & WALKER LAW OFFICES, PLLC Walker & Walker Law Offices, PLLC – Minnesota Bankruptcy Attorneys. We are a Family business in 4 locations in Minnesota, with over 40 years experience helping Minnesotans get out of debt and build credit.. We don’t just do the paperwork to file Chapter 7 Bankruptcy and Chapter 13 Bankruptcy, we also help you to improve your credit rating after bankruptcy, and win settlements for clients WHAT HAPPENS IF YOUR CHAPTER 7 IS DISMISSED? What Happens If Your Chapter 7 is Dismissed? Bankruptcy Attorney Serving Twin Cities. While it is not something that happens often, it is possible for your Chapter 7 bankruptcy case to be dismissed by the court. What a bankruptcy dismissal means is that you do not qualify for the bankruptcy process and thus the filing is dropped. CAN I QUIT MY JOB DURING CHAPTER 13 BANKRUPTCY? You May Not Be Approved for Chapter 13 Bankruptcy if You Quit. If you choose to quit your job, are fired from your job, or your position ends (or is set to end) during the bankruptcy process, you may struggle to get approval for Chapter 13 bankruptcy. In order to discharge your debts, you need a certain amount of income coming

in–and if you

WHAT IS A FRAUDULENT TRANSFER? TRUST AND BANKRUPTCY Trust and bankruptcy . A trust is a legal relationship in which one person holds property for the benefit of another person. Trusts were invented in medieval England so that landowners could leave the management of their estates to someone trustworthy while WHAT HAPPENS IF YOU CAN’T AFFORD CHAPTER 13 PAYMENTS What happens if you can’t afford chapter 13 payments? If your financial situation changes and you can’t afford Chapter 13 Bankruptcy payments, then you’ll be worried that your case will be dismissed, and that you’ll still have your debts, and are not able to afford to pay them back.. Fortunately, help is at hand, and you’ll soon be able to decide on the best course of action. WHEN DO GARNISHMENT, EVICTION, AND FORECLOSURE SUSPENSIONSSEE MORE ON

BANKRUPTCYTRUTH.COM

PREPAID DEBIT CARDS AND BANKRUPTCY Rush Card, a large provider of prepaid debit cards had an outage in October, 2015. 3. They don’t report to credit bureaus. If rebuilding your credit is a priority, then you are probably better off filing for bankruptcy and start using a checking account and regular credit card CAN SALES TAX OR EMPLOYEE WITHHOLDING TAX BE INCLUDED IN Find out if sales tax or employee withholding tax can be included in Chapter 7 or Chapter 13 bankruptcy. Need help? Call Bankruptcy Truth on 612.824.4357 now. LENDER REFUSES TO REPOSSESS A VEHICLE YOU WANT TO Lender refuses to repossess a vehicle you want to surrender. When you file for bankruptcy in Minnesota and have a car loan, you can choose whether to keep the car and continue to pay the loan, or to stop paying the loan and surrender the car to the lender. This seems like a simple enough choice. You can: Keep paying for the car and keep the

car.

WALKER & WALKER LAW OFFICES, PLLC Walker & Walker Law Offices, PLLC – Minnesota Bankruptcy Attorneys. We are a Family business in 4 locations in Minnesota, with over 40 years experience helping Minnesotans get out of debt and build credit.. We don’t just do the paperwork to file Chapter 7 Bankruptcy and Chapter 13 Bankruptcy, we also help you to improve your credit rating after bankruptcy, and win settlements for clients WHAT HAPPENS IF YOUR CHAPTER 7 IS DISMISSED? What Happens If Your Chapter 7 is Dismissed? Bankruptcy Attorney Serving Twin Cities. While it is not something that happens often, it is possible for your Chapter 7 bankruptcy case to be dismissed by the court. What a bankruptcy dismissal means is that you do not qualify for the bankruptcy process and thus the filing is dropped. CAN I QUIT MY JOB DURING CHAPTER 13 BANKRUPTCY? You May Not Be Approved for Chapter 13 Bankruptcy if You Quit. If you choose to quit your job, are fired from your job, or your position ends (or is set to end) during the bankruptcy process, you may struggle to get approval for Chapter 13 bankruptcy. In order to discharge your debts, you need a certain amount of income coming

in–and if you

WHAT IS A FRAUDULENT TRANSFER? TRUST AND BANKRUPTCY Trust and bankruptcy . A trust is a legal relationship in which one person holds property for the benefit of another person. Trusts were invented in medieval England so that landowners could leave the management of their estates to someone trustworthy while WHAT HAPPENS IF YOU CAN’T AFFORD CHAPTER 13 PAYMENTS What happens if you can’t afford chapter 13 payments? If your financial situation changes and you can’t afford Chapter 13 Bankruptcy payments, then you’ll be worried that your case will be dismissed, and that you’ll still have your debts, and are not able to afford to pay them back.. Fortunately, help is at hand, and you’ll soon be able to decide on the best course of action. WHEN DO GARNISHMENT, EVICTION, AND FORECLOSURE SUSPENSIONSSEE MORE ON

BANKRUPTCYTRUTH.COM

PREPAID DEBIT CARDS AND BANKRUPTCY Rush Card, a large provider of prepaid debit cards had an outage in October, 2015. 3. They don’t report to credit bureaus. If rebuilding your credit is a priority, then you are probably better off filing for bankruptcy and start using a checking account and regular credit card CAN SALES TAX OR EMPLOYEE WITHHOLDING TAX BE INCLUDED IN Find out if sales tax or employee withholding tax can be included in Chapter 7 or Chapter 13 bankruptcy. Need help? Call Bankruptcy Truth on 612.824.4357 now. LENDER REFUSES TO REPOSSESS A VEHICLE YOU WANT TO Lender refuses to repossess a vehicle you want to surrender. When you file for bankruptcy in Minnesota and have a car loan, you can choose whether to keep the car and continue to pay the loan, or to stop paying the loan and surrender the car to the lender. This seems like a simple enough choice. You can: Keep paying for the car and keep the

car.

WALKER & WALKER LAW OFFICES, PLLC Walker & Walker Law Offices, PLLC – Minnesota Bankruptcy Attorneys. We are a Family business in 4 locations in Minnesota, with over 40 years experience helping Minnesotans get out of debt and build credit.. We don’t just do the paperwork to file Chapter 7 Bankruptcy and Chapter 13 Bankruptcy, we also help you to improve your credit rating after bankruptcy, and win settlements for clients WHAT HAPPENS IF YOU CAN’T AFFORD CHAPTER 13 PAYMENTS What happens if you can’t afford chapter 13 payments? If your financial situation changes and you can’t afford Chapter 13 Bankruptcy payments, then you’ll be worried that your case will be dismissed, and that you’ll still have your debts, and are not able to afford to pay them back.. Fortunately, help is at hand, and you’ll soon be able to decide on the best course of action. HOW SOON CAN I RENT A NEW HOUSE OR APARTMENT AFTER In our experience: You can get an FHA mortgage about 2 years after bankruptcy. A good rule of thumb for when it is OK to look for a new place to rent after bankruptcy is 3 months after filing. Lots of my clients who filed during the foreclosure crisis now own their homes again and are doing fine. CREDIT REPORT AFTER FILING FOR BANKRUPTCY A few months after filing for bankruptcy it is a good idea to request a free credit report from each of the three credit bureaus: Experian. Transunion. Equifax. You won’t have to pay for these credit reports if you go to www.annualcreditreport.com. This is a website set up by the Federal Trade Commission, and it allows everyone to get one 10 DEBTS NOT COVERED BY CHAPTER 7 BANKRUPTCY 10 Debts not covered by Chapter 7 Bankruptcy . If you’re thinking about filing for Chapter 7 Bankruptcy, then you might think that all of your debts can be discharged.Whilst most of them can be included in your petition, there are some debts not covered by Chapter 7

Bankruptcy.

PREPAID DEBIT CARDS AND BANKRUPTCY Rush Card, a large provider of prepaid debit cards had an outage in October, 2015. 3. They don’t report to credit bureaus. If rebuilding your credit is a priority, then you are probably better off filing for bankruptcy and start using a checking account and regular credit card CORPORATE CREDIT CARD AND BANKRUPTCY There are two common types of corporate credit cards that people often have: 1. Small business credit cards. 2. Cards issued by an employer to pay for expenses. Both these types of corporate credit cards have a few special considerations in Chapter 7 bankruptcy and Chapter 13

bankruptcy.

OPERATING A BUSINESS AFTER FILING FOR BANKRUPTCY Operating a business after filing for bankruptcy . The United States bankruptcy laws were written with businesses and the entrepreneur in mind, so there are many special protections for businesses. LENDER REFUSES TO REPOSSESS A VEHICLE YOU WANT TO Lender refuses to repossess a vehicle you want to surrender. When you file for bankruptcy in Minnesota and have a car loan, you can choose whether to keep the car and continue to pay the loan, or to stop paying the loan and surrender the car to the lender. This seems like a simple enough choice. You can: Keep paying for the car and keep the

car.

WHAT HAPPENS TO A DEBT IN MINNESOTA AFTER SOMEONE DIES Laws vary around the country, but when someone dies in Minnesota, all of their money and property goes into something called an estate. Creditors get paid from any money in the estate, and anything that is left over gets distributed according to the dead person’s will. If there is no will, then the money goes to the family of the dead

person.

WALKER & WALKER LAW OFFICES, PLLC Walker & Walker Law Offices, PLLC – Minnesota Bankruptcy Attorneys. We are a Family business in 4 locations in Minnesota, with over 40 years experience helping Minnesotans get out of debt and build credit.. We don’t just do the paperwork to file Chapter 7 Bankruptcy and Chapter 13 Bankruptcy, we also help you to improve your credit rating after bankruptcy, and win settlements for clients WHAT HAPPENS IF YOUR CHAPTER 7 IS DISMISSED? What Happens If Your Chapter 7 is Dismissed? Bankruptcy Attorney Serving Twin Cities. While it is not something that happens often, it is possible for your Chapter 7 bankruptcy case to be dismissed by the court. What a bankruptcy dismissal means is that you do not qualify for the bankruptcy process and thus the filing is dropped. CAN I QUIT MY JOB DURING CHAPTER 13 BANKRUPTCY? You May Not Be Approved for Chapter 13 Bankruptcy if You Quit. If you choose to quit your job, are fired from your job, or your position ends (or is set to end) during the bankruptcy process, you may struggle to get approval for Chapter 13 bankruptcy. In order to discharge your debts, you need a certain amount of income coming

in–and if you

TRUST AND BANKRUPTCY Trust and bankruptcy . A trust is a legal relationship in which one person holds property for the benefit of another person. Trusts were invented in medieval England so that landowners could leave the management of their estates to someone trustworthy while HOW SOON CAN I RENT A NEW HOUSE OR APARTMENT AFTER In our experience: You can get an FHA mortgage about 2 years after bankruptcy. A good rule of thumb for when it is OK to look for a new place to rent after bankruptcy is 3 months after filing. Lots of my clients who filed during the foreclosure crisis now own their homes again and are doing fine. WILL BANKRUPTCY AFFECT YOUR IMMIGRATION STATUS?SEE MORE ON

BANKRUPTCYTRUTH.COM

WHAT HAPPENS IF I WIN THE LOTTERY WHILE IN BANKRUPTCY If you win the lottery while in bankruptcy, then you need to tell your bankruptcy lawyer about it. If you don’t then you can be charged with bankruptcy fraud. Because you still get whatever is left over after paying creditors, winning the lottery while in bankruptcy will probably still leave you debt-free and with a life-changing amount of

money.

TIME PERIOD FOR CREDITOR TO COLLECT A DEBT IN MINNESOTA The answer is long and complicated, and will be answered in full below. The short answer is that creditors have a very long time to collect debts in Minnesota. The time period for creditor to collect a debt in Minnesota can be as long as 26 years. The exact amount of LENDER REFUSES TO REPOSSESS A VEHICLE YOU WANT TO Lender refuses to repossess a vehicle you want to surrender. When you file for bankruptcy in Minnesota and have a car loan, you can choose whether to keep the car and continue to pay the loan, or to stop paying the loan and surrender the car to the lender. This seems like a simple enough choice. You can: Keep paying for the car and keep the

car.

WHAT IS A MOTION FOR RELIEF FROM THE AUTOMATIC STAY? DO I What is a motion for relief from the automatic stay? Do I need to respond? A motion for relief from the automatic stay is a creditor’s way of asking the court for permission to eg. foreclose on a WALKER & WALKER LAW OFFICES, PLLC Walker & Walker Law Offices, PLLC – Minnesota Bankruptcy Attorneys. We are a Family business in 4 locations in Minnesota, with over 40 years experience helping Minnesotans get out of debt and build credit.. We don’t just do the paperwork to file Chapter 7 Bankruptcy and Chapter 13 Bankruptcy, we also help you to improve your credit rating after bankruptcy, and win settlements for clients WHAT HAPPENS IF YOUR CHAPTER 7 IS DISMISSED? What Happens If Your Chapter 7 is Dismissed? Bankruptcy Attorney Serving Twin Cities. While it is not something that happens often, it is possible for your Chapter 7 bankruptcy case to be dismissed by the court. What a bankruptcy dismissal means is that you do not qualify for the bankruptcy process and thus the filing is dropped. CAN I QUIT MY JOB DURING CHAPTER 13 BANKRUPTCY? You May Not Be Approved for Chapter 13 Bankruptcy if You Quit. If you choose to quit your job, are fired from your job, or your position ends (or is set to end) during the bankruptcy process, you may struggle to get approval for Chapter 13 bankruptcy. In order to discharge your debts, you need a certain amount of income coming

in–and if you

TRUST AND BANKRUPTCY Trust and bankruptcy . A trust is a legal relationship in which one person holds property for the benefit of another person. Trusts were invented in medieval England so that landowners could leave the management of their estates to someone trustworthy while HOW SOON CAN I RENT A NEW HOUSE OR APARTMENT AFTER In our experience: You can get an FHA mortgage about 2 years after bankruptcy. A good rule of thumb for when it is OK to look for a new place to rent after bankruptcy is 3 months after filing. Lots of my clients who filed during the foreclosure crisis now own their homes again and are doing fine. WILL BANKRUPTCY AFFECT YOUR IMMIGRATION STATUS?SEE MORE ON

BANKRUPTCYTRUTH.COM

WHAT HAPPENS IF I WIN THE LOTTERY WHILE IN BANKRUPTCY If you win the lottery while in bankruptcy, then you need to tell your bankruptcy lawyer about it. If you don’t then you can be charged with bankruptcy fraud. Because you still get whatever is left over after paying creditors, winning the lottery while in bankruptcy will probably still leave you debt-free and with a life-changing amount of

money.

TIME PERIOD FOR CREDITOR TO COLLECT A DEBT IN MINNESOTA The answer is long and complicated, and will be answered in full below. The short answer is that creditors have a very long time to collect debts in Minnesota. The time period for creditor to collect a debt in Minnesota can be as long as 26 years. The exact amount of LENDER REFUSES TO REPOSSESS A VEHICLE YOU WANT TO Lender refuses to repossess a vehicle you want to surrender. When you file for bankruptcy in Minnesota and have a car loan, you can choose whether to keep the car and continue to pay the loan, or to stop paying the loan and surrender the car to the lender. This seems like a simple enough choice. You can: Keep paying for the car and keep the

car.

WHAT IS A MOTION FOR RELIEF FROM THE AUTOMATIC STAY? DO I What is a motion for relief from the automatic stay? Do I need to respond? A motion for relief from the automatic stay is a creditor’s way of asking the court for permission to eg. foreclose on a WHAT HAPPENS IF YOU CAN’T AFFORD CHAPTER 13 PAYMENTS What happens if you can’t afford chapter 13 payments? If your financial situation changes and you can’t afford Chapter 13 Bankruptcy payments, then you’ll be worried that your case will be dismissed, and that you’ll still have your debts, and are not able to afford to pay them back.. Fortunately, help is at hand, and you’ll soon be able to decide on the best course of action. 10 THINGS TO ASK A BANKRUPTCY ATTORNEY 10 Things To Ask A Bankruptcy Attorney . If you’re meeting with several bankruptcy attorneys with a view to filing for Chapter 7 Bankruptcy or Chapter 13 Bankruptcy, then you’ll want to make sure that you have plenty of questions to ask a bankruptcy attorney.. Here are some questions we are often asked. CAN I BUY A CAR DURING CHAPTER 13 BANKRUPTCY? CONCLUSION. Now you know that you can get a new car or truck during in Chapter 13 Bankruptcy, Contact us at 612.824.4357 now to tell us how we can help you get the new car you need. 10 DEBTS NOT COVERED BY CHAPTER 7 BANKRUPTCY 10 Debts not covered by Chapter 7 Bankruptcy . If you’re thinking about filing for Chapter 7 Bankruptcy, then you might think that all of your debts can be discharged.Whilst most of them can be included in your petition, there are some debts not covered by Chapter 7

Bankruptcy.

WHAT HAPPENS IF I WIN THE LOTTERY WHILE IN BANKRUPTCY If you win the lottery while in bankruptcy, then you need to tell your bankruptcy lawyer about it. If you don’t then you can be charged with bankruptcy fraud. Because you still get whatever is left over after paying creditors, winning the lottery while in bankruptcy will probably still leave you debt-free and with a life-changing amount of

money.

PREPAID DEBIT CARDS AND BANKRUPTCY Rush Card, a large provider of prepaid debit cards had an outage in October, 2015. 3. They don’t report to credit bureaus. If rebuilding your credit is a priority, then you are probably better off filing for bankruptcy and start using a checking account and regular credit card CAN SALES TAX OR EMPLOYEE WITHHOLDING TAX BE INCLUDED IN Find out if sales tax or employee withholding tax can be included in Chapter 7 or Chapter 13 bankruptcy. Need help? Call Bankruptcy Truth on 612.824.4357 now. WHAT HAPPENS TO A DEBT IN MINNESOTA AFTER SOMEONE DIES Laws vary around the country, but when someone dies in Minnesota, all of their money and property goes into something called an estate. Creditors get paid from any money in the estate, and anything that is left over gets distributed according to the dead person’s will. If there is no will, then the money goes to the family of the dead

person.

WHAT IS A FRAUDULENT TRANSFER? A fraudulent transfer is when a person who is in debt sells or gives away something valuable without receiving a fair price for it. If you sell your Ferrari to your brother for $1, that is a fraudulent transfer. The goal of fraudulent transfer laws is to prevent people from getting rid of valuable assets which might otherwise be sold to

pay

WHAT IS A MOTION FOR RELIEF FROM THE AUTOMATIC STAY? DO I What is a motion for relief from the automatic stay? Do I need to respond? A motion for relief from the automatic stay is a creditor’s way of asking the court for permission to eg. foreclose on a Walker & Walker is open and conducting business remotely. Cases can still be filed and are effective immediately. Call Us Today: 612-824-4357

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WHAT TO EXPECT AT A FREE Consultation WITH WALKER & WALKER WALKER & WALKER LAW OFFICES, PLLC – MINNESOTA BANKRUPTCY ATTORNEYS We are a Family business in 4 locations in Minnesota, with over 40 years experience helping Minnesotans get out of debt and build

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What will we do for you? How bankruptcy works with Credit What Walker & Walker does for you BANKRUPTCY IS OFTEN BETTER THAN DEBT CONSOLIDATION/SETTLEMENT When people first realize that they may be in financial trouble they either ignore the warning signs, or consider many options for fixing it. A common thing is for people to panic and then attempt to work with a debt consolidation or debt settlement company. This sounds like a good idea in theory, doesn’t it? However, in… Read more »

Read More

BANKRUPTCY AND IMMIGRATION STATUS If you are a legal resident in America and want to file for bankruptcy, then you can. You do not need to be a U.S. Citizen, or have a green card to file bankruptcy in the United States. A U.S. bankruptcy is also effective against creditors outside of the United States. There is no law… Read more »

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WHY PAYMENTS DON’T SHOW UP ON CREDIT REPORTS, AND HOW TO FIX IT When you file for bankruptcy in Minnesota, the law says that you must list all of your debts, even if you are going to keep on paying them, such as your mortgage or car payments. When you list a creditor in bankruptcy, the creditor receives a letter or email notifying them of the bankruptcy. After they get… Read more »

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TIME PERIOD FOR CREDITOR TO COLLECT A DEBT IN MINNESOTA What is the time period for creditor to collect a debt in Minnesota? This question can also be phrased as “how long is the statute of limitations to collect a debt in Minnesota?” The answer is long and complicated, and will be answered in full below. The short answer is that creditors have a very long… Read more »

Read More

BANKRUPTCY IS OFTEN BETTER THAN DEBT CONSOLIDATION/SETTLEMENT When people first realize that they may be in financial trouble they either ignore the warning signs, or consider many options for fixing it. A common thing is for people to panic and then attempt to work with a debt consolidation or debt settlement company. This sounds like a good idea in theory, doesn’t it? However, in… Read more »

Read More

BANKRUPTCY AND IMMIGRATION STATUS If you are a legal resident in America and want to file for bankruptcy, then you can. You do not need to be a U.S. Citizen, or have a green card to file bankruptcy in the United States. A U.S. bankruptcy is also effective against creditors outside of the United States. There is no law… Read more »

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